To my friends, old and young, in Nigeria and beyond, you all are
wonderful experience.
Money and power, either one or both has always been and will
always be man’s desire or say need from history till generations unborn. In
addressing the issue of money, this book underscores the fact that money
is not physical cash alone, as we may admit it also involves the mindset.
This is also applicable to power too. The fact is the centre focus of
radiates true power. In addition there is need to re-focus minds from the
happiness and life and inculcate the habits of adding value to create
wealth and adding value to build people which is the hallmark of true
left in the sand of time and would through the necessary but scarce
In GOD’s love,
Timi Olagunju.
CHAPTER ONE
MATTERS ARISING
INTRODUCTION
other era in history fits properly like now for the long age statement of
Nelson Mandela “Education is the most powerful weapon you can use to
change the world’. Education in this sense could not have been
What progress can that make? I mean how far? can a student go or impart
the immediate or global society, when he is advised to choose a course of
study based on prestige and fame, rather than on the problem he intends
to solve with his future profession. “Square pegs in round hole” you
may say, but we are all victims and we have all in one way or the other
study’ rather than a ‘cause for study’, quest for ‘certificates’ than a
‘certified mind’.
have argued that students are taught this, but the same people admit it is
usually too late and it should have commenced earlier or, that it is
addition some have opined that students, youths must learn the art of
Imagine, even the media and entertainment platform have run parallel to
the values and ideals necessary to march Nigeria and Africa forward. This
important that Nigeria gets things right in order to really serve as a big
brother and not what Yorubas call ‘Agbaya’{big for nothing} by placing its
priorities right, that is, conscious and well monitored and implemented
Even though, we keep poor statistics, one may not need the
must consciously develop ourselves to suit the demands of the new trend,
not that government does not have its own place in doing this, in setting
the national blue prints, but this book centres on personal, individual
recognition of ‘who you are’ ,‘where you are as human’, and ‘what you
have to do’. Because only then can the people, be well positioned to
what is theirs. Nemo dat quod non habeat a latin maxim which means ‘
political system has failed, where quick fix approach and job mentality will
fail in the light of decreasing job opportunities, every individual needs the
resistance.
attain the pedestal of wealth creation and leadership, that is true money
and true power respectively one needs to develop people centred leaders
and value centred entreprenueral husler’s mentality, the heart that doesn’t
fail and legs that don’t go weary because the journey may be far but it is
near.
THE ARITHMETIC OF ATTITUDE
One may wonder, what can this mean? ‘Yes, it means all it means’, I
would say.
The usual position that a man’s attitude determines his altitude may
not only be a sound argument but may also be proven from the arithmetic
stand point.
A for 1,
B for 2,
C for 3,
D for 4,
E for 5,…
I for 9,…
T for 20,
L for 21…
Z for 26,
ATTITUDE
as 100.
In percentage calculation, 100% is a whole circle, which means
perfection or everything.
everything may be attitude. The French word for attitude is “attir” mean,
then the time to change is now, because arithmetic has just proved to us
past failures, not past successes, not wealth, not religion, not… (whatever).
ATTITUDE. Because, all these factors cannot on their own stop you, they
only penetrate into your attitude, because they know you are the only one
that can stop yourself via ATTITUDE. For example, an injection content
cannot just work on the sick body and restore health because the sick
person sees the nurse or doctor holding it. No. As we know, it only works
when it is injected into the body and it mixes with the human blood and
unleashing on the system. Therefore, has the human immune system fights
eminent psychologist.
“Do the things you fear and the death of fear is certain”.
grammatical assertion).
1+12+20+9+20+21+4+5= 92
determines ALTITUDE more than 50% or did it say 70%, or 80%, or 90%?
No wonder the warning “Guard your heart with all diligence for out
does not give up or take no for an answer. The mentality that is ready to
hustlers mentality’.
CHAPTER TWO
– Obafemi Awolowo
One day a friend was asked this same question and enthusiastically
responding he said ‘I am’ so, so, so and so, mentioned his name, the fact
finalist’. Well, one may say he is right, and a lot of people may have done
the same. The question ‘WHO AM I?’ elicits a myriad answers necessarily
ASSUMPTION
define ‘WHO HE IS’, then assume further that Mr. B. is Mr. A’s experience
when he was a child and he has to stay with his father’s carpentry
Mr. A’s experience while he was a child attending to his father’s customers
underscore the words of Albert Einstein “the tragedy of life is what dies
GOD, the supernatural as your senior partner in progress via prayers and
faith, that is fact abiding in a trusting heart which spurs to action, which is
generally called boldness or the gut feeling of the risk taker, such skills
person to consciously tap into them maximally to add value build people
EMPIRICAL
This underscores practical illustrations of those acclaimed successful
great golfer, I have learned much about business and human nature while
on the golf course, my golf career began when I was eight year old”.
Also “after four years at the Marine Academy, I volunteered for the
Marine Corps… One of the most exciting parts of flight training was
no second place. After that day in the air … I realized that combat was
the ultimate test of war and training. There was no second place and the
winner was the one who was the most prepared. I changed my thoughts to
father’s ,his rich dad(his friend’s wealthy dad) and his real dad, a ‘teacher’.
The personality of the two dads combined made him a business mogul
and financial educator. According to him “My Rich Dad being a business
mogul taught me the financial numbers and the cashflow but my (Real)
Layi, the wife of a legal mentor, Babatude Layi SAN who I met on 31 st
require from those who have acquired what we desire or the two father’s,
the Rich Dad and The Poor Dad of your experience, inter-alia
For Donald Trump, largest real estate developer in the world and
his skills and influenced his later successes he has this to say: “Although I
was sent to military school because I was a bit aggressive as a kid, what I learned there
had less to do with discipline and channeling my energy more effectively than it had to
do with learning about the art of negotiation. It was a great business lesson in
disguise”.
judgmental.
the United States, their style of protest which was peaceful, but persistent
even Gandhi had this to say in his book “My experiments with truth” that
tenets.
division of the R.C.C.G. in strategic numbers spread across the nooks and
crannies, particularly on almost every street. A colossal accomplishment of
and tenacity of hope and a believe in God that He I can never fail and
because God can’t I can’t”. Friend, what can you say or do you intend to
it that your are worrying about your past or your background forgetting
that your background does not put your back on the ground neither can
your past, unless you allow it. So pick up and press on, and then press on
Today, it dawns clearly more than ever, that what I want in life is up
to me. There is no one way in life, if one want something; desire is not
winner before winning. Echo to yourself the fact that ‘there is a vivid realm
winner? It does take the hustler’s mentality, not within the framework of
illegality, but an inner resistance and consistence of practice which flows
results. That is why the heart must be guarded with all diligence, because a
Aristotle has this to say “we are what we repeatedly do”. Excellence
ways. What works for an individual may not function for another. Some
require a colossal degree of fear, some wait until the last minute then
eradicating all distractions, have complete silence and shut themselves off
from the complete world, some prepare with lyrics, others need to
much as the desire for optimal success. This brings to fore the Greek
and ingenuity of mankind. The best one can be is one’s self and not
advised to copy notes for hours in the classroom, which is pasted in the
‘la cram, la pour’. I think that the higher institutions, particularly the
mentality of a self-starter.
in the educational system should further take their destiny into the hands,
opportunities that would enhance their skills for the future they visualize
ahead, rather than live other people’s dreams. The saying goes when the
would later become your own realities and manifestation for as a man
and get better when we are working to excel in something, it is not enough
divide their focus with minor and expect a major result. For example, a lot
everyday, when they are convinced they would never turn out to major in
football or become coaches. Not that football isn’t OK, No. A s a fact, a lot
minors, because the truth is your can never be asked “how young are you”
but “how old are you” which depicts the need to make hay while the sun
shines. In fact, friend, when you major in ‘minor’, you turn out being a
minor in your own major. God forbid! one may say, but as the earth
LEADERSHIP
–Nnamdi Azikiwe
when she had a civil war she was lucky to have a President Abraham
Lincoln, when the Great Depression hit the US, she was lucky to have
President Roosevelt; in the face of the Cuban Missile Crisis, and the threat
DIAGNOSIS
Africa, more emphasis on Nigeria. More pitiable is the fact that youths
who have been tagged “future leaders of tomorrow” have not being
consciously armed for this clarion call for true, people centred leadership.
Most unnecessary is the present lavish trend of many Nigerian companies
competitions, musical tour round campus etc. The opinion is that these
things are not wrong in themselves; the only issue is the excessive
you think?
Well, for the Hustler, who seeks to develop skills leadership he sees
the problems ignores them and persistently develops toward attaining the
set goals. The brief highlighting of few out of many problems bedeviling
home in our mind, the fact that merely sitting down in classroom or
lecture halls and going back to the hostel or going from work to home,
listening, empathetic etc skills of a leader in this era or in that to come will
only spell doom for such a candidate. “Real learning is self learning” I
write.
It can be observed that great leaders were not just position holders,
but most importantly, where people centred leaders who seek to provide
tempest and storms” so are great leaders. If one wants to be a great leader
then don’t just sit, step up, dust your past and take up the task of being
quo non. There exists practically no real environment, what exists is the
be established:
How can one give what one does not have to the people he is
balance. But the fact remains, that if all persons would assume
involve sacrifice.
because it is skills that set a person aside, look through great men
b. The words of Aristotle instructs thus: “He who has never learnt
to obey can never be a good commander” close your eyes and sail
through the width, depth and height of Aristotle’s words, then
ask “how does this apply to me and how can I make amends or
tap into the wisdom of these words for my future etc? Inferences
from (a) and (b) indicates that leadership is not an act but an art,
shying away from anything that would take him away from his
team work, always to himself, then not mincing words the dream
must acquire good grades alone to acquire good jobs’. But the
truth is where are the jobs themselves? and the truth again is
some for the good of humanity or for evil desires, a person must
and discharge, but must seek for true knowledge in one’s field of
knowledge and not only ‘examination grades’ and you shall reap
the expense of merit in all nooks and crannies, had contributed actively to
the inefficiency experienced by Nigerians. That is why this book exists, for
born, they are made”, the era of selective politics and mediocre
truth is in Nigeria, in Africa, there are many challenges, even in the world
d. Leaders are role models and they build up on other role models.
The fact remains if your want to know who are person is likely to
be then ask for his/her role models. Isn’t it true that a lot of
CHALLENGE YOURSELF
learnt and earned too. As Robert Kiyosaki puts it “True leaders inspire us
Nigerian musician sang ‘nobody wan pa ain, but dey wan go heaven’ that
must die. The truth is ‘I really must go beyond the old me and seek a new
The clarion call is now, for one to see what others do not see, there is
need for a vision, a vision practical and imbibed for the future via the lens
ways, the ways of nonchalance over others plight, forgetting that what
goes around comes around. This is not a time for our passion for a better
Nation and Continent to fail, though we have cause to, but if we don’t who
will? This is why we were born, to consciously develop and deliver for the
give”. Martin L. King Jnr. has this to say as well, ‘you don’t need to have a
college degree to serve. You don’t have to make your subject and verb
agree to serve. You only need a heart full of grace’. You must choose to be
the Nigerian heart full of grace. Let us share and serve with passion and
properly channeled energy and our world would be better for it. Look at
mention a few, celebrated after they have or might have left the earth. Do
rather than being relegated? The choice is here now! A transformed life is a
e. Plato has this to say “the first and best victory is to conquer self.
stop relying solely on what we are taught, some may be right and
many wrong. Be taught, but see the world from your own eyes,
occur in our lives, in our world, in Africa and even in our nation
remains in this age, is not everything that is taught that one must
never the walls or building or the trees, it is you and I with the
forgetting the fact lasting promotion comes not from man but from GOD.
Aside this fact, in every person exists the capacity to create his own world,
his own environment, his own realities, as Protagoras puts it “man is the
measure of all things, of things that are that they are, of things that are
not, they are not’’. In fact, man has capacities in him to explore in all
instance, a friend who hates running and complains that I walked fast,
when approached by thieves ran like no man’s business and even flew a
tall fence. Wow! Surprising, but where was the strength earlier? The deep
truth is that it was within him as it is within you to boast your adrenalin,
your passion in creating your own environment, world and realities. God
is a perfect God and sincerely without perfidy he has given us all we need.
You may say the ‘brain’. Maybe or maybe much more, just explore within,
ENTREPRENEURSHIP
“We are all born rich. We all have been given the most powerful lever on
earth, our minds…so use your mind for leverage to make you rich rather
To start with, if you don’t need money then please don’t read,
this chapter centres on the mindset about money and the fact that money
spurs action, then results. This may be common sense, but commonsense I
THE MINDSET
lot of us have built super structures of actions on, thereby culminating into
unproductive results that have inspired others negatively like wild fire.
The truth is money is a value, not the acquisition of the paper. Even this
days, little children know that 10 Naira is not the same as 1000 Naira paper
note. Why? It is simply the value attached, to it, its purchasing power
are enduring, not rich quick and gone quick wealth , add one or more
top 10 richest men in 2008 proved that these men not only learnt that art of
entrepreneurship but also added value to their world. Bill Gates is known
for computers, Warren Buffet for stocks and company acquisition that
satisfy the wants and need of the human race, Carlos Slim Helu for
telecommunication, Mittal for stell, Mukesh Ambani for oil and textile, and
for furniture, inter-alia. It is observed that the more the value you add
through which the value reaches those in need of them, determines the
height and width of flowing wealth. To continue being wealthy, you must
as to the world in which you live. The saying goes, “If opportunities
cannot find you, shake off and find one”. This is the real hustler’s
mentality towards money.
AN ENTREPRENEUR
value and out of value creates wealth for himself and others. However, an
entrepreneur is not born they are made through learning. Just like
perplexing to hear some say ’’I want to be Chief Executive Officer’’ or ‘’I
may own my business’’ and when they should tap into the available
ignore engaging themselves in practical business for their own, where they
could make mistakes and learn, instead of making such mistakes at the
salesmanship where they can acquire some of the skills needed for an
entrepreneur. A lot in ignoring such still do not study books that expose
their minds to the successes and failures of those who had already gone
ahead of them, they prefer most often running away from the hustler’s
path, we seek green pastures in acquiring much certificates rather than a
practical and certified mind fit for the job and task ahead.
degrees only and some with good degrees (even M.B.A.) with an
undertake the failed team comes to the bedroom where one person gets
fired, until the end of the 18th week, where a winner emerges. The lessons
to deduce are:
ii. The people with little or no degree but with business experience
program.
iii. The people with degree but coupled with some business
one to the present season, each season is a new set of applicants yearly.
There is no gain saying the fact that certificates without the juice of
information within the acquirer is only useless and a disaster. With this
exams, some parents aiding such vice, would cease. As a container without
may take the person up the ladder averagely, but by all laws of nature,
sowing, reaping etc. such a person cannot go far. Like Francis Bacon said
”knowledge is power”. The question goes; “Have I being seeking the kind
KNOWLEDGE
say the least. However, it is a fact that in life, experiences may be one’s
skills needed for really big task. David was rearing sheep, but the
learnt a lot.
Assignment
Take you pen, identify activities, engaged in and visualize how such
can be used to better your skills and if not, maybe consider letting go with
Whatever you think, think the opposite. There are indeed two sides to life.
Our educational system has conditioned us to seek for right answers, but
many fail to search for alternative answers or solutions once the first right
answer has been discovered. Don,t you think it’s time to breakaway. In the
business world and even in the realm of investment, the two sides are
profit and loss. The fact is the dividing line between this two extremes are
situation at hand would do. For example, if I want to cross the road, the
information comes into my inner ears, “look right, look left” then I apply it
and cross if safe to”. Therefore, in other not to be hit by the vehicle of loss,
investment books.
stock prices?”. But the fact is nobody can tell what kind of business to do
successfully, my reply usually is “You need conviction about what you are
into, it begins with you, I can only advise on ‘how’ but not ‘what’,as a
how committed one is to improving one’s investment skills”. The truth is,
investing is not bad or good, it is the investor that is either bad or good at
the art of investing. Like Robert Kiyosaki says “There is no such thing as a
bad investment, but there sure are a lot of bad investors”. The same
applies to politics, “it is not politics that is bad, it is the caliber of people in
PERSONAL RELATIONSHIPS
With the present trend in the world, the realities people have created
much more important things. Such important things left undone turn into
and what is taking up all the time? It’s time for parents to order their
protect our time with the most important people in our lives, to create a
better family and a then a better nation and a better world. Beware of
prioritizing money, job, career etc on the top list, it may backfire.
EDUCATION DEFINED
paint a picture in their answers that suggest expectation of pay for what
they know instead of what they do with that which they know. From the
educated is one who has learned to get whatever he wants in life without
Men are paid not merely for what they know, but more importantly for
NO MAN IS AN ISLAND
Even the creator of the earth delegated duties to angels and made man
responsible over the earth. Then, we must learn from divinity, even as
humanity.
CHAPTER FIVE
BELIEVE SYSTEM
“Faith is a sounder guide than reason. Reason can only go far, but
the brain. The RAS will shiver the wheat from the chaff, that is, allow the
brain absolve only those information in line with the believe system. In
other words, the RAS, consults the believe system, and a person’s believe
because this may determine the opportunities one sees, since opportunities
the morning like myself? Set out a time at your premium peak to meditate
on your inner self and believe system. Not every person has same
premium time and that is why two friends may have to avoid things
thyself”.
Premium place
Premium race
corrupts good thought and over time creates an impressed belief system,
your vision or whose values run contrary and parallel to yours. It is your
scout for new ideas and flow in these ideas. At such a stage of thought, the
advice I give is “just take out your pen and paper’ write all the ideas
foolish or wise, and keep writing until it stops flowing like a stream.
ideas to see which is suitable for implementation or aligns with reality and
how such can be executed. Employing this stage when generating ideas is
Think of yourself as a poet, and look for similarities around you. If you
Assignment
Close your eyes and search in your heart what you intend for
yourself, your business, your career, your family etc. Then look for
someone similar to what you intend and then in your heart say “I am (the
depth. With this method, you can boast your creativity even in areas
outside your field. This principle was applied in the movie “Catch me if
you can”. Secondly, pay attention to the metaphors you use in your own
CREATIVITY PERSONIFIED
RULES SYNDROME
You often have to break out of one pattern to discover another pattern.
This is simply ‘thinking outside the box’. In doing this, play the
revolutionary and challenge the rules, particularly the ones you use to
something and think about what use it might be. If you are giving
imagination is not restricted within rules. You may as well cultivate your
own personal sources of ambiguity, these could be books, things etc, that
force you to look for more than one meaning. For example, it is not out of
germinal phase of the creative process isn’t one of them. Like Michael
Faraday said when trying to invent electricity. “I have not failed, I only
stone to new ideas you might not had otherwise been discovered. If you
are not making errors, you might ask yourself, “How many opportunities
need to strengthen their risk muscles in all facets. Like the human muscle,
everyone has the risk muscle, but it must be exercised or else, it will
atrophy. Make it a duty to take at least one risk every twenty four hours in
friend, if you fail, you learn what doesn’t work and secondly, the failure
gives you an opportunity to try a new approach so fear not failure, only
strive to succeed.
“If necessity is the mother of invention, then play is the father”. The
fields of study. The next time, there is a problem, play with it as well make
a work place, school, home etc, a fun place to create your own suitable
environment.
THAT IS NOT MY AREA SYNDROME
Specialization is a fact of life, that is, in order to function in the world, one
must narrow ones focus and limit the field of view. However, when trying
“Make it a habit to keep on the look out for novel and interesting
ideas that others have used successfully. Your idea has to be original only
Here are some tips that will help improve one’s hunting abilities:
i. Develop the hunter’s attitude that is, ‘’wherever I go there are ideas
waiting to be hunted”
ii. Don’t get so busy that you lose the free time necessary for idea
iii. Develop the liberal mind approach. Be open minded to wider and
fat’’
iv. Look for analogous situations, that is, problems similar to yours that
its cage.
produced a “foolish idea”. Like Neils Bolir said “There are some things
that are so serious you have to laugh at them”. Take no offence and
occasionally let the part of the brain that says ‘stupid idea’ be downplayed
by the foolish idea, and see what crazy ideas you can originate. In this
light, I pray, may your foolish idea become your polished idea for
Thoughts
Results
Action
Therefore thoughts and action produces result, however the thought
the roof of results. Doesn’t all starts from the thoughts? So think and try
new things and build what you thought especially the small ideas. The
creative person in you must have the self-faith that these ideas will lead
A WORLD OF OPPORTUNITIES
Africans alike, we must thank God we were born at a time like this, a time
when the nation, the continent is fraught with myriads of problems from
can take on this problems, and see them through the eyes of opportunities
to add value, build people, create wealth, as well as make our names
problems, in needs.
Consequently, at this time of needs for our nation and continent isn’t
leadership skills, patriotism and team spirit skills etc. To solve the needs of
our time and make our marks. ‘Skillful’ sailors make their names in the
education “…must find ways and means of teaching people how to apply
areas not covered by formal education or school, “ must deal more with
practice and less with theory”. In addition, no matter the career of choice,
the truth is, a plus factor is needed in areas and knowledge of information
one’s field of study in this global village, because one must not think or act
ENTREPRENEURS
clothing, shelter, needs to start with, that is a sine qua non. However, in
fact remains that they all boil down to possessing entrepreneurial skills
John D. Rock feller, I say those words again to myself again and again. It
goes “what a young man needs as he grows is the acquisition of skills and
reputation” to build wealth immeasurable for himself. Some say “well you
much of a truth that money does not multiply itself or does it? Isn’t it the
proper utilization of the money that produces money? Is that not skill first
must apply skills to consistent production of that value called money. Isn’t
that so?
BYE! BYE!!
The world awaits the manifestation of men and woman who can
catch on the opportunities, the problems around them to add value, build
have being tapped into in Asia, Europe, America but still left untapped in
the nation and in our continent. This made me resolve that “As I see the
great Africans arise to the true realities of our time the time must come
scholars, Nigerian businessmen, Nigerian leaders etc impart Africa and the
entire globe. The time has come to put away childish things, and embrace
truth. The time has come to become that hero the world is waiting for.
Don’t procrastinate, the time is now. Develop yourself and your Godly
relationship.
AUTHOR’S PROFILE