I would like to take out a loan.

lesson description
You will be able to employ relationship prepositions to talk about your own experiences, discuss money, and use the future progressive form of the verbs open, close, deposit, withdraw, save, and spend.

objectives
Describe financial situations  Identify and use relationship prepositions and different forms of as Practice the future progressive verb tense

Lesson ID: #0416

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vocabulary

2 1

13 9 10 11 12 14

17

15 1 20 2 3 4 21 5 6 7 8 9

16

18 10 11 12 13 14 15 16 17 18

19 19 20 21

currency dollars foreign currency ATM paycheck checking account checkbook savings check

signature debit card teller deposit withdraw cash loan interest rate payment

balance mortgage personal banker

Lesson ID: #0416

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verbs
q Infinitive q Present Tense q Simple Past Tense q Future Tense q Present Progressive q Past Progressive q Future Progressive

to open they open they opened they will open they are opening they were opening they will be opening to close you close you closed you will close you are closing you were closing you will be closing

to withdraw we withdraw we withdrew we will withdraw we are withdrawing we were withdrawing we will be withdrawing to deposit she deposits she deposited she will deposit she is depositing she was depositing she will be depositing

to save he saves he saved he will save he is saving he was saving he will be saving to spend I spend I spent I will spend I am spending I was spending I will be spending

your turn
Choose the correct verb, then complete each sentence by filling in the blank with the correct verb tense. For example: I withdrew $20,000 from my savings account last night. (deposit OR withdraw) 1. We ____________ a new account on Monday. (close OR open) 2. They just ____________ their savings account. (withdraw OR close) 3. He _____________ a checking account right now. (save OR open) 4. I need to _____________ money into my account, please. (deposit OR save) 5. I will come back later ____________ money. (spend OR withdraw) 6. I ____________ money for the holidays. (save OR open) 7. I will start ____________ my money in December. (close OR spend) 8. How much money are you ____________? (withdraw OR open) 9. We ____________ to buy a house. (save OR close) 10. They ____________ $50,000 on a car next week! (close OR spend)

key phrases
Id like to open an account, please. What type of account? I need to save money. Could I have change for ? I need to make a deposit. Sign your check. I would like to take out a loan. Could I withdraw ____ from my account?

Lesson ID: #0416

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conversation
Read the following conversation out loud five times. Todd:  Im counting out coins to deposit at the bank. Mack: Where did all these coins come from? Todd:  And you thought I couldnt save money. Im going to open an account. Cindy: You will be moving off our couch? Todd: Well, one step at a time. Ned:  Are you going to open a checking or a savings account? Todd: Whats the difference? Ned:  Well, with a checking account, you can write checks or take out money from the ATM. Mack:  Thats assuming you have money in your bank account.

Bonus Feature: Watch the English Highway video to follow along! (Lesson ID: #0356)

your turn
Match the image with the correct vocabulary word.

dollar

withdrawal

foreign currency

checkbook

check

balance

debit card

ATM

personal banker

signature

Lesson ID: #0416

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relationship prepositions
Relationship prepositions show the relationship between objects in a sentence. I withdrew cash from my checking account. The relationship preposition from describes the relationship between the cash and the checking account.

as by

in the form or shape of makes reference to the person that did the action not including

I accepted cash as payment for my work. The checking account was opened by my personal banker. I deposited all of my paychecks except the last one. This currency is from Africa.

except

from

indicates source, cause, place or person in place of

instead of

Open a checking account instead of a savings account. This is a picture of both your parents. Keep your ATM card with your checkbook. You cannot withdraw money from the bank without your ID.

of with

indicates identity, possession, cause/motive in the presence of

without

missing, not present

as
The word as can act as several different parts of speech. As a preposition: in the role, function, or status Ned will act as our teacher today. As an adverb: to the same degree or amount of Today is not as hot as it was yesterday. As a conjunction: since, because As you want to buy a car, you should open a savings account. As a pronoun: which, that, who He goes to the same bank as my sister.

Lesson ID: #0416

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your turn
Choose the correct relationship preposition to complete each sentence. 1. The savings account was closed _____ me. a. as b. of c. by 2. I take only cash _____ a form of payment. a. of b. as c. except 3. This currency is _____ France. a. for b. from c. of 4. We take all credit cards _____ American Express. a. from b. with c. except 5. You cant leave _____ your passport. a. of b. without c. except 6. Lets get bagels ______ breakfast. a. for b. instead c. except 7. We are far _____ home. a. from b. instead c. of 8. Take all of your money _____ you when you leave. a. for b. with c. by 9. Take your raincoat _____ of the sports coat. a. as b. of c. instead 10. Here is a picture _____ my new car. a. of b. instead c. for

for
In English, for has several different meanings and usages.

For For For For For

belonging to because of over a period of time toward; in the direction of a purpose

I bought this present for you. He was wanted for murder. Ned went to school for 15 years. I am heading for the door. Use your credit card for emergencies only. Tell me what you want for lunch.

For

cost of something

He bought the computer for $600.

Lesson ID: #0416

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putting it all together

Lets continue practicing relationship prepositions. Circle the relationship prepositions in the following sentences, and use your imagination to fill in the blanks. 1. Our Christmas dinner was cooked by _______________ so I could relax. 2. I dressed up as (an) ______________________ for Halloween when I was a kid. 3. I love to watch movies, except ___________________ . 4. I got a birthday present from __________________ . 5. I like to have plenty of cash for ________________ . 6. I always have __________________ with my lunch. 7. I never leave home without ____________________ . 8. I like to eat ____________ instead of ________________ . Now, its your turn to write sentences using these relationship prepositions. 9. (as) 10. (by) 11. (except) 12. (for) 13. (from) _____________________________________________________________________________ . _____________________________________________________________________________ . _____________________________________________________________________________ . _____________________________________________________________________________ . _____________________________________________________________________________ .

14. (instead of ) _____________________________________________________________________________ . 15. (of ) 16. (with) 17. (without) _____________________________________________________________________________ . _____________________________________________________________________________ . _____________________________________________________________________________ .

Lesson ID: #0416

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answer key

your turn - exercise 1

1. opened/are opening/will open/are going to open 2. closed 3. is opening 4. deposit 5. to withdraw 6. will save/am saving/am going to save/saved 7. spending 8. withdrawing/going to withdraw 9. will save/are saving/saved/are going to save 10. will spend/are spending/are going to spend/will be spending

your turn - exercise 2

dollar debit card

withdrawal

ATM

checkbook

personal banker

check

signature

balance

foreign currency

your turn - exercise 3

1. c 2. b 3. b 4. c 5. b 6. a 7. a 8. b 9. c 10. a

putting it all together - exercise 4

Students will fill in the blanks (1-8) with their own information, then write sentences for 9-17 using the prepositions provided. 1. 2. 3. 4. 5. 6. 7. 8. by as except from for with without instead of

Lesson ID: #0416

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