The Senior

VOICE May 2009

Local Attractions • Scenic Places • History • Money • Health • News

Ghost
Ghost
Town
Town
Poudre
In Canyon
Northern
Colorado
Bear
Longs
Attack
Peak
Mountain
Man
Pioneer
Hugh Glass
Climbers
First
Outlaws
Settlers
In Early
Greeley
InColorado
the 1800s
Cover
Skiing
Picture:
Mountain
Steamboat
Lion
Springs
See page 3
2 • May 2009 • The Senior Voice
Estate Planning
Information
By Ron Rutz, Attorney
Legal Correspondent
Q: Now that I have lost two-thirds of
my assets in this financial meltdown,
what should I do about my estate
documents?
A: Let’s focus on Wills and
Living Trusts. Take a look at the
distribution provisions in your docu-
ments. If you have used percentages,
are people receiving what you had in
mind or should the percentages be
adjusted?
If you have used dollar amounts,
does the total of the specific bequests
exceed what is subject to distribution
under the Will? Are your residuary
beneficiaries receiving what you had
in mind?
If the estate is not listed as a
beneficiary or if you added joint
tenants to asset titles, does the
overall asset distribution pattern
need to be better coordinated to
reflect the distribution pattern as
envisioned in the Will?
If your total taxable estate
(including assets attributable to your
spouse) is under $1 million, and if
you have a tax Will or a tax Living
Trust, it might be prudent to
simplify the Will or Living Trust.
For those with Wills, consider
having a four or five page document
and holding everything in joint
tenancy with your spouse. Also,
name each of you as the other’s
beneficiary. This is simple, easy and
inexpensive.
For those of you with tax Living
Trusts, now might be the time to
jettison those lengthy and compli-
Women’s Insurance Higher
H ealth insurance companies charge
women much higher premiums
for individual policies than men; and
there is little justification for it,
according to the National Women’s
Law Center and other groups.
In Columbus, Ohio, a 30-year-old
woman pays nearly 50 percent more
than a man of the same age for
Anthem’s Blue Access Economy plan.
In Denver that woman pays 32 percent
more for Humana’s Portrait Plan.
Insurance company executives say
women typically use more health care
cated documents and set up standard
Wills with joint tenancy ownership
and each of you as the other’s bene-
ficiary.
You might also consider that the
events over the last year might be
somewhat of an unfortunate wake-up
call. For example, do not gift assets
that you might need in the future. In
fact, some people are now trying to
get the gifts returned to them.
Do not tie up assets for the sake
of an income flow, which sacrifice
the ability to tap the underlying
amounts.
Shore up your financial paper-
work. If loans have been made to
children, then execute promissory
notes. If advances to children have
been distributed, which affects their
future inheritances, then documents
need to be adjusted reflecting that
some beneficiaries received part of
their inheritance early.
The estate assets list that you
made to help your Personal
Representative locate assets needs to
be adjusted to show the change in the
assets with current values noted.
Finally, it might be prudent to look
at your professional team (attorney,
CPA, financial planner, broker, etc.)
and see if changes are needed. Also
pick a “quarterback” who will
oversee the team; pick someone who
can raise red flags and not be tainted
with conflicts of interest.
________________
Attorney Ron Rutz will answer
questions sent to 2526 Redwing
Road, Suite 180, Fort Collins, CO
80526; phone 223-8388; email
rutz@ronaldrutz.com. I
and that actuarial experience justifies
the higher costs. But Marcia
Greenberger with the Women’s Law
Center investigated actuarial data and
said, “The wide variation in premiums
could not possibly be justified by
actuarial principles.”
Insurance executives also say
child-bearing justifies higher costs;
but in most cases insurers charge extra
for separate maternity policies.
Women still pay more than men do
for policies without maternity
coverage, say investigators. I

Poudre Canyon Ghost Town
Manhattan was established in 1886 northwest of Fort Collins. Photo Fort Collins Public Library.
By Bill Lambdin
C olorado and Wyoming have many
ghost towns that are fun to
discover when you’re hiking or
driving in the mountains, and they can
put you in touch with the regions’
colorful past.
These wild and woolly places
were established over 100 years ago,
and they represented the hopes and
dreams of the first settlers.
Manhattan was located northwest
of Fort Collins near the Poudre
Canyon. Nothing remains of this
1800s town, but you can reach its
location four miles north of Rustic
along Road 162 toward Red Feather
Lakes. It’s a dirt road, but cars can
easily make it when the road is dry.
Manhattan was never a major
mining town, and its boom lasted only
a few years. But when gold was first
discovered there in 1886, hundreds of
miners filled this beautiful wooded
meadow.
Manhattan had a hotel, stores,
some homes and a saloon called The
Ace of Clubs. The saloon was so
hastily built that its walls were a little
flimsy. During a fight over a card
game, one miner fell into a wall and
ended up outdoors.
The town’s prospectors gave their
mines colorful names like The Little
Tipsy, Laugh-a-Lot, and Katy’s Pet.
For a while, Manhattan was so
crowded that miners sought sleeping
space on tables in the saloon or any
place they could get out of the
weather.
The Denver Post predicted the
town would be a major mining district
in a story that said, “There is no doubt
Manhattan is on the eve of a boom.”
It never happened. A post office
was established there in 1887, but the
town was nearly deserted by 1899.
That’s how quickly boom towns
came and went in early Colorado.
Money disappeared just as fast as
miners squandered it on card games or
wild schemes they thought would
make them rich.
Manhattan had one later claim to
fame. Lady Moon once owned a ranch
near there.
She was a poor but good looking
young woman named Katie Lawder.
She married a young British man,
Cecil Moon, who had come to the
area to learn ranching and later inher-
ited money and a title from his family
in England.
Katie suddenly found herself being
called “Lady Moon.”
She liked it but was hardly
prepared to handle high society. On a
visit to England, she took along her
horse and, according to observers,
“cut a wide swath” through royal
circles with her Wild West ability to
drink, cuss and raise more than a little
hell.
The frontier life at Manhattan is
gone now, and the old log cabins have
crumbled. But you can still find the
town’s location. And if you listen with
imagination in the peaceful stillness of
the valley, you can hear the cries of
joy and sorrow that once echoed
through this place.
________________
COVER PICTURE: A mountain lion,
taken by professional photographer
Andy Marquez. He has a photo art
gallery at Cherry Creek North in
Denver, 2445 E. 3rd Avenue, Unit 3.
His gallery was named the “Best
Gallery” in Denver in a Channel 7
television poll. He is celebrating 25
years in business this month.
Andy sells his large-print photo-
graphs at his gallery plus hard-cover
coffee-table books of photographs he
has taken. The book titles are
“Colorado: A Breath Away from
Heaven”; “Last Signs of the
Frontier”; “Dreams That Last
Forever”; “The Blue Bubble Lady”;
and “Early Signs of Enchantment.”
He has taken photographs in 32
countries and on six continents, but he
says his favorite place is Colorado. He
lives with his wife near Denver. Email
info@andymarquez.com. See his
website at andymarquez.com or call
303-797-6040. I
The Senior Voice • May 2009 • 3
Published Locally Since 1980
VOL. 29, NO. 6
970-229-9204
Lambdin@frii.com
theseniorvoice.net
PUBLICATION INFORMATION
The Senior Voice newspaper has been
published locally the first of each month
since 1980 for residents age 50-plus.
ADVERTISING
Ad deadline is 20th of month.
For rates, call 970-229-9204;
email Lambdin@frii.com
or see theseniorvoice.net.
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(970) 229-9204
Lambdin@frii.com
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EDITORIAL DEADLINE
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READER INFORMATION
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and contributions. The Senior Voice assumes
no responsibility for damaged or lost mate-
rial submitted by readers.
© Copyright 2009
The Senior Voice
EDITORIAL OFFICE:
1471 Front Nine Drive
Fort Collins, CO 80525
(970) 223-9271
email thevoice@frii.com
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No material may be reproduced by any
means without permission of the publisher.
Dr. William Lambdin, Publisher
4 • May 2009 • The Senior Voice

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Greeley pioneer with the
initials J.F.H. recalled how the
town was first settled in 1870:
“About the middle of May, we
were dumped off the train, our
baggage thrown after us.
“Some people brought lumber,
some teams, others stocks of
merchandise. Soon Greeley was a
busy place with houses going up
and ditches being dug.
“It is not an easy matter to
handle a colony. So many men of
different minds bring about much
contrary pulling and hauling.
“There was plenty of wrangling
among the members of Union
Colony during those early days.
Once or twice, the colony was near
dissolution. Had there been found
the least dishonesty on the part of
its officers, the colony would have
broken up.
“It was a great day when
Horace Greeley, New York
Tribune editor, made his first visit
spectacles. The crowd pressed
forward, eager to shake his hand.
At a reception, he said:
“’Your town is big enough for
the present. Go out and develop
your outlying lands. Start manu-
facturing; produce something.’
He seemed pleased with the
town.
“After Greeley became the
county seat, most of the houses in
Evans were hauled over the hill to
Greeley. One morning I counted
six houses looming in sight like
ships above the horizon south of
town.
“At first just the rooftops
appeared, then the upper stories
and the houses entirely, and the
long strings of oxen, their drivers
saluting the new town with
popping whips.
“I often think of those happy
days,” said the pioneer, “when the
town was young, and I was young
and enthusiastic.” I

Save on Medicare Drugs Welcome to CURTIS Nebraska
By Michael Hollis, Director
Social Security, Greeley A GREAT PLACE TO RETIRE!
T his Mother’s Day is the best
time to help your mother save an
average of $3,900 a year on her
prescription drug costs.
Here’s how. If your mother is
covered by Medicare and has
limited income and resources, she
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Social Security to pay part of her
monthly premiums, annual
deductibles and prescription co-
payments. The extra help is worth
an average of $3,900 a year.
To figure out whether your
mother is eligible, Social Security
needs to know her income and the
value of her savings, investments
and real estate (other than the home
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Income limited to $16,245 for an
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couple living together. Even if her
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examples where income may be
Breast Cancer Screenings
T
he debate continues over whether
all women should have breast
cancer screenings.
Some experts say the screenings
often lead to unnecessary surgery and
other treatments for types of breast
cancers that would never cause prob-
lems. Most experts agree that
screenings are unable to determine
which cancers are life threatening and
which are not.
The situation is similar to the one
men face concerning prostate cancer
screenings. Few women know that
Treating Prostate Cancer
P rostate cancer is being over-diag-
nosed, and that causes problems for
many men, says a report in the Journal
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A very high percentage of prostate
tumors will grow so slowly that they
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The over-diagnosis is often
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Support other family members
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Resources include such things as
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You can find an application at
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To apply by phone or have an appli-
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Maybe you can save your mom,
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In times like these, every dollar
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some breast cancers grow so slowly
that they will never affect their health.
But the American Cancer Society
still recommends annual screening.
So do most other medical societies,
though there is less agreement among
researchers today than in previous
years.
“There is a real trade-off of bene-
fits and harms,” Dartmouth Medical
School researcher Dr. Lisa Schwartz
told the New York Times. “If you get
screened, it’s more likely you’ll have
a diagnosis of breast cancer.” I
are present. But those tests do not
indicate which tumors need treatment
and which do not.
Too many unnecessary surgeries are
done based on PSAs, said researchers in
the Cancer Institute report. Their study
involved nearly 77,000 men.
American Cancer Society official
Dr. Len Lichtenfeld said the study
suggests that “we are over-diag-
nosing prostate cancer.” Other
researchers have reached similar
conclusions, but many say the PSA is
still a valuable test. I
The Senior Voice • May 2009 • 5
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6 • May 2009 • The Senior Voice

Bear Attack in the 1800s By

Margaret
Laybourn

(Editor’s Note: Wyoming historian Raking the skin off his scalp, the
Margaret Laybourn wrote the bear was ready to leave him for dead
following story.) when Glass’ knife found her heart
and she fell dead on top of him.

H ugh Glass, a mountain man of

legendary strength and tenacity,
had deserted his nagging wife and
twin sons in the East for a life in the
wilderness where he was looked up to
by younger adventurers who learned
the ways of the wild from him.
Two of those young men,
Jim Bridger and Tom Fitzpatrick,
were favorites of Glass because they
were about the age of his sons.
Working for the army’s expedi-
tion to explore the upper Missouri
River, Glass’s job was to supply
meat for the troops. While hunting,
he was attacked by a female grizzly
with two cubs.
The bear knocked his rifle out of
reach and enfolded him in her enor-
mous paws. Glass managed to grab
his knife and stab the animal time
after time. The bear shredded his
back with her claws.
When Glass came to, he found
that someone had found him and
sewn up the wounds in his back and
the skin covering his skull. His pain
was excruciating, and he was laid
out on the fur of the bear, which had
been skinned. Glass’s leg had been
pulled out of its socket and broken.
Somehow he managed to pull his
body into a nearby creek where he
lay for hours in the healing water.
Pulling himself onto a sandbar he Jim Bridger established this fort (now re-built) in southwest
saw that a shallow grave had been
Wyoming several years after the incident involving Hugh Glass.
dug for him.
Wyoming History Museum.
He had been helped, then aban-
doned by Bridger and Fitzpatrick. When he reached Fort Kiowa to convince him that their own lives
Through amazing endurance, Glass three months later, he was a ghostly were in danger when they left him.
later managed to crawl nearly 200 figure with his shrunken body still Remembering that he had once
miles to Fort Kiowa. wearing the bearskin. He was abandoned his own young sons,
His rage at the two men who nursed back to health by his Sioux Glass forgave the lads.
deserted him grew with every mile. wife, and then he set out to find the Jim Bridger and Tom Fitzpatrick
Revenge was the motivation that lads who had left him. later went on to become famous
kept him going. Bridger and Fitzpatrick managed mountain men in their own right. I

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 The Senior Voice • May 2009 • 7

Conflicts of Interest
P
roposed federal legislation would
require drug companies to report
all gifts and payments they make to
doctors.
Magnificent Seven ®
officials say drug companies largely
ignore the laws. Other states are consid-
ering similar laws, but some analysts
question whether states have the staff

Sen. Charles Grassley (R-Iowa)
and Sen. Herb Kohl (D-Wisconsin)
are sponsoring the legislation
because, said Grassley, “the public
has no way to know whether a doctor
has been given money that might
affect prescribing habits.”
The senators say that in some
cases payments to a single doctor
amount to well over $100,000 a year.
That could encourage some to
prescribe expensive drugs when
cheaper drugs would work just as
well—or prescribe drugs when they
are inappropriate. The latter has been
suspected in some cases involving
psychiatric drugs for children.
Drug company representatives say
such legislation is not needed because
the Food and Drug Administration
(FDA) already regulates pharmaceuti-
cals. But the senators point out that
the FDA does not currently regulate
all consulting fees and other payments
drug companies make to doctors.
Two states, Minnesota and Vermont,
already have laws requiring drug
companies to report payments, but state
Only $3.99!
and money to enforce such laws.
The proposed legislation by
Grassley and Kohl would be more
comprehensive than those of states
and include even third-party payments
made on behalf of drug companies. Served Monday–Friday
That can occur when universities are
involved and money is funneled
through academic research programs
or foundations. In fact, most of the
major problems occur with university
researchers.
Free drug samples for doctors’
offices and financing for clinical trials
would not have to be reported under
the senators’ proposal. But all other
payments exceeding $25 would have
to be reported, and they would be
posted on a web site so the public
could see which doctors receive large
payments from pharmaceuticals.
People could judge for themselves
whether there might be conflicts of
interest involving a doctor and a drug
company. But some analysts think the
drug company lobby is powerful
enough to stop such legislation from
passing. I

Health Insurance Fraud?

I f you have to see a doctor who
doesn’t belong to your insurance
company’s group (is out-of-network),
you might get cheated by your insur-
ance company.
That’s the conclusion of Senator
œi}iÊ
Ûi°ÊUʙÇä‡{n{‡xn™£
John D. Rockefeller (D-West Virginia),
who said insurance companies are
committing “outright fraud” by making
patients pay much more than they should
for seeing out-of-network doctors.
ˆÃi˜…œÜiÀÊ Û`°ÊUʙÇä‡ÈÈ·£™{{
Your insurance company will cover
only what it considers “reasonable and
usual” fees for such services. That
means the doctor will bill you for the
difference between what he charges and
what your insurance company pays him.
)RUDOLPLWHGWLPHRQO\DWSDUWLFLSDWLQJUHVWDXUDQWV6DOHV
WD[LIDSSOLFDEOHPXVWEHSDLGE\FXVWRPHU3ULQWHGLQWKH
86$i3HUNLQV 0DULH&DOOHQGHUV,QF
But insurance companies them-
selves determine what is “reasonable”;
so they choose a low reimbursement Fort Collins ÊUÊΣäÊ-°Ê
amount, leaving you with a much Greeley ÊUÊÓәÇÊÀiiiÞÊ>ÊUʙÇä‡ÎxӇ™Óx£
higher bill.
It’s a nationwide practice that has Longmont ÊUÊÓäx£Ê °Ê>ˆ˜ÊUÊÎä·ÇÇӇ£{£ä
been going on for years. Sen.
Rockefeller and others say it’s just one Loveland ÊUÊÓÓÓÓÊ7°Ê
of many problems caused by having
insurance companies in charge of
America’s healthcare. I

Skin Creams and Dust Mites
S ome skin creams advertise that they
contain “stem cell technology” that
will restore skin and make women look
younger—if they want to pay over $100
for a tiny amount of the cream.
But that’s nonsense, says dermatolo-
gist Dr. Kenneth Beer, a researcher at
the University of Miami. He conducts
clinical trials on skin-care products.
“There is no conceivable way today
that stem cells could be delivered in a
topical product,” he told the Los
Angeles Times.
But it’s a good marketing ploy
because there is so much interest in
stem cells, he said.
Another waste of money are expen-
sive vacuum cleaners that are supposed
to get rid of dust mites in your house,
said Dr. Peter Gotzsche in an article for
the Cochrane Collaboration.
His team studied 3,000 asthma
patients and said what helps them is
medicine, not vacuum cleaners. I
The Greeley
Monument Works, Inc.
CENTENNIAL ANNIVERSARY
FOUNDED IN 1909
We Appreciate The 100 Years of Continued Patronage
from Northern Colorado Families
Deborah K. Dalton, CM, AICA Michael McBride, CM, AICA
CERTIFIED MEMORIALIST® CERTIFIED MEMORIALIST®
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greeleymonumentworks@msn.com • 1015 Seventh Ave. • Greeley, CO 80631
8 • May 2009 • The Senior Voice
Lowering the Risk of Stroke
T he latest research on reducing the
risk of stroke says taking statins
such as Lipitor, Crestor and Zocor
works.
A report in the journal Lancet
Neurology says such drugs lower bad
cholesterol, and that can reduce the
risk of stroke for many people. Other
studies have reached similar conclu-
sions, and this one adds to the belief
that “there’s a direct relationship
between lowering LDL (bad choles-
terol) and lowering the risk of stroke,”
Macular Degeneration
M acular degeneration is a major
cause of blindness in mature
people, but new treatments can reduce
its effects for many, says a report in
the Archives of Ophthalmology.
Your risk of having macular
degeneration is greater if a relative
had it, you smoke, have high blood
pressure or are obese. If diagnosed
early, a combination of vitamins and
minerals can help (vitamins C, E, beta
carotene, zinc and copper).
Also helpful are laser therapy and
Ca sino Get away
to Deadwood
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• Food coupons
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1-800-401-4385 Mon.-Fri.
Highway 85 S. • P.O. Box 643 • Deadwood, SD 57732
www.deadwoodgulch.com
said Dr. Jonathan Friedman at Texas
A&M College of Medicine.
The researchers also said it’s impor-
tant to be aggressive about lowering bad
cholesterol. “It’s not just a matter of
putting patients at risk for stroke on a
statin and considering that a success,
but actually being aggressive about
lowering LDL and monitoring and
making sure the response is as signifi-
cant as you can expect. The amount that
you lower the LDL actually matters,”
said Friedman. I
anti-VEGF (anti-vascular endothelial
growth factor). These can help reduce
blood vessel leakage in the eyes. The
anti-VEGF usually involves injections
of the drug avastin in the eye by a
retinal specialist. It is not painful, and
sometimes just a few injections help a
great deal.
A combination of treatments can
reduce the risk of macular degenera-
tion by about 34 percent. Researchers
estimate that 9 million people currently
have the eye disease. I
3-NIGHT STAYS
$
Denver 13498+ Taxes
Loveland 114 + Taxes
$ 98
May 5/6/7/8
June 9/10/11/12
BOOK
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!
 The Senior Voice • May 2009 • 9

When Loveland
Was a Farm Town
By Lois Hall center. The first performance at the
opera house was a play, “Uncle

F ollowing the Colorado gold rush,

Loveland’s early settlers arrived
in 1859. Many were looking for a
place to settle down and raise fami-
lies after making some money from
mining in places like Central City.
In 1871 David Barnes bought
320 acres at $7 an acre for a wheat
farm. When a railroad company
decided to lay tracks through his
farm, he deeded 64 acres for a town-
site and named it Loveland, after the
railroad’s president, William
Loveland.
The town grew up around the
railroad tracks and depot. At first,
some settlers lived in tents. Soon a
hotel was built, then a mercantile
store and other business buildings.
In 1884 two of Loveland’s first
settlers, Frank Bartholf and Edwin
Allen, built an opera house, which
served as the community’s social
Tom’s Cabin.” The local newspaper
reported the house was “packed
almost to suffocation.”
In 1898 businessmen formed a
committee to promote locating a
Great Western Sugar factory in
Loveland. Local residents viewed
this as an opportunity to make their
town a major agricultural center and
beet growing area.
A Denver group headed by
Charles Boettcher promised to build
the factory if Loveland residents
could raise $8,000 in cash and guar- Early livery stable in Loveland. Photo Loveland Public Library.
antee that at least 3,500 acres would
be planted in sugar beets. one pound. location on the road to Rocky
The community accepted the The opening of the Great Mountain National Park.
challenge. Farmers signed contracts Western Sugar factory in 1891 It will be interesting to see what
for a total of 6,000 acres of beets assured the town’s success as a the future holds. Some people
(more than required), and the town farming center. By the time the predict that Loveland will continue
raised the $8,000 cash by auctioning factory closed nearly a century later to grow as a tourist destination.
off the factory’s first 100 pounds of in 1985, Loveland had also become Agriculture is no longer the town’s
sugar. One resident paid $325 for a major tourist center, thanks to its main industry. I

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The book, The German Russians, is the epic story about the lives of
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These German peasants migrated to Russia in the late 18th and early
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300,000 migrated from Russia to North America by 1914, many
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behind these migrations. Also discussed are the Burlington
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years following the Civil War, and the German Russian settlements in Sutton
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Order the book from Jim Griess, 8707 NW 70th St, Malcolm, NE. 68402
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This book makes an excellent gift. To learn more about the book
and the German Russians, go to www.jimgriess.net
10 • May 2009 • The Senior Voice

See Your Best... Settler’s Museum

By
Arlene
Ahlbrandt

MEDICAL
SURGICAL
Eye Care Professionals ROUTINE EXAMS
CONTACT LENS

Jennifer Cecil, MD, LLC

669-8998
2902 Ginnala Drive
Loveland, CO
Across from the Post Office
on 29th Street
Jennifer Cecil, MD
www.cecil.yourmd.com Board Certified
Ophthalmologist The Romero House Museum is located at 425 10th Street in north-
east Fort Collins. Photo courtesy Betty Aragon-Mitotes.
Distinctive Eyewear
Optical Shop
669-2488
Brandy Morrow, OD
Contact Lens
Specialist
I n northeast Fort Collins is an early
settlement called de las tres
Colonies—three colonies called
Foundation, which raised $90,000
and received a matching grant for
construction of a museum. The
Andersonville, Buckingham and Alta Romero House Hispanic Museum
Vista. The first adobe house was built is at 425 10th Street. Romero Park
in Andersonville in 1927 and was and a street are named for the
designated an historical landmark and family who worked as field
Hispanic Museum. laborers for the sugar factory.
John and Inez (Rivera) Romero Today the museum has early
came to Colorado over 80 years photos of Hispanic pioneers who
ago. Romero built a two-room settled northern Colorado plus
house made of adobe. photos of the Great Western Sugar
As the couple’s seven children Factory. And there are exhibits of
arrived, he added two more rooms. the sugar beet industry. Spanish
The ceilings are very low and it celebrations are held there or in the
has wood floors. The family and nearby park.
four generations lived there from Thanks to Betty Aragon-
1927 to 2001. Mitotes for information and the
The City of Fort Collins photo for this article. Arrangements
acquired the property and leased it for tours can be made by calling
to the Poudre Landmarks her at 416-9376. I

Tell ADVERTISERS
You saw them in
The Senior Voice.
THEY MAKE IT HAPPEN.
 The Senior Voice • May 2009 • 11

Colorado Crosswords By Tony Donovan

Have you seen our

14 vans around town?
TRANSPORTATION
ACROSS
1. Animas Forks or Hardscrabble
61. RMNP founder and naturalist, ___ Mills
62. Unsightly mess
SERVICE
9. Hickenlooper’s predecessor for our residents is available
12. DEA action DOWN
1. Largest natural body of water in Colorado
7 days per week for medical
13. Wedding participant
14. Saddle maker’s tools 2. Right fielder for #51 across appointments, errands,
15. Its capitol is Vientiane 3. Familiar sight in Garfield County and outings
16. Return to the skillet 4. Student activist group of the 60s
19. Venue for “Car Talk,” “Prairie Home 5. Rockies’ infielder, familiarly
Companion” and “All Things Considered” 6. Missouri Indian tribe or river
(abbr.) 7. Nocturnal raptor sound
20. Girl rock band with “The” 8. Robert Stack portrayed him on TV while www.columbinehealth.com
21. AAA recommendation Kevin Costner did the honors on film
22. Hera or Minerva 10. Calm area in a hurricane
24. Sounds of satisfaction 11. Larimer County community named for a
25. Precious stone railroad engineer and surveyor
16. Country music’s McEntire
27. Spanish word for “field” or “flat country,”
17. Frozen fruit juice mixture or liqueur served
this Baca County locale seems well named
29. Summer gathering place
over shaved ice “When I moved to Fort
18. Amen!
32. Its plural form is “opera”
34. Boss of Chauncey and Melo
20. Homophone of #25 across Collins, I wanted a dentist
23. County named for a Central City mining
37. ___ Springs, Clear Creek County town
38. Change the decor
lawyer
26. Jazz’s Diana who’s married to Elvis Costello
who uses the latest
39. Ft. Lupton neighbor 27. Bite down hard
40. Larimer County town east of Loveland 28. “___ ___ less” (nearly so) techniques for pain-free,
41. “___ ___ Grows in Brooklyn,” 1945 fami- 29. Mountain man and trapper in early
ly drama film
43. Creation of A.A. Milne
Colorado quality dental care. I found
30. Poet’s tribute
46. Likely
48. Orange ___
31. Cubs on the scoreboard
33. Airline servicing Denver
this with Dr. Missirlian.
50. West, of films 35. Town near the Kansas line named for
51. With #45 down, Coors Field boss
54. Uncooked
Indian tribe
36. Owens’ follower
"He is excellent."”
55. Green ogre created by Dreamworks in 42. Estrada of TV’s CHIPS, for one
2001 44. Calendar page, briefly – Peggy Lambdin
57. Letterman rival 45. See #51 across
58. Advantage 46. Mornings, briefly
Fort Collins
59. Victor Borge and kinsmen 47. Matchless worker?
60. Tijuana shouts 49. Wise people
51. Word before “bake” or “shell”
ANSWERS 52. Horne of music
53. Winning margin, sometimes
56. Maniac’s beginning
58. Years, years and more years
Where
Compassion
Meets
Colorado Integrity
Crosswords New Patients
are created exclusively Welcome
for The Voice by Tony
Donovan, who lives in Loveland. 3950 John F. Kennedy Parkway
Fort Collins • 970.267.0993 H. Arthur Missirlian, D.D.S.
www.fortcollinsdentalarts.com
12 • May 2009 • The Senior Voice

Local Events and Exhibits

Red Feather Lakes Library
May 2, 1 pm, Native American
storytelling and flute playing. May 20, 2
pm, computer internet security by a
Microsoft representative. May 22, 2 pm,
piano concert by Patricia Burge. May
23, all day, used books sale. May 23, 1
pm, program by author Eric Jensen.
May 30, 2 pm, program by author Linda
Bell. June 11, golf at Fox Acres. For
information, call Sarah, 881-2664.
Fashion Show
May 12, noon, Fashion Trends
presented by Macy’s of Centerra, at St.
Michael’s Depot Events Center in
Greeley, 3050 67th Avenue, sponsored
by the Friends and Newcomers Club.
Call Marilyn, 353-2777.
Meeting on Elder Abuse
May 20, 6:30 pm, Fort Collins
Senior Center, 1200 Raintree Drive.
Call Elaine, 482-9193.
________________
Editor’s Note: Send announcements to
The Voice at least one month before
events occur, because we publish
monthly. Email thevoice@frii.com. I

To The Senior Voice

Letters
Notes from Readers
1471 Front 9 Drive
Fort Collins, CO 80525
E-MAIL: thevoice@frii.com

get another one. They really enjoy it.

I picked up the Senior Voice in Damaris Miller
Cheyenne and have found it to be very Fort Collins
interesting. The historical articles are
especially good. Thank you for a first- My family and I look forward to
rate local newspaper. reading the Voice every month. Thank
Ellen Rech you.
Cheyenne Dotti Orazem
Fort Collins
I missed an issue and wondered ________________
where I can pick up three of them. I Editor’s Note: Current and recent
send them to my kids in Illinois and issues of The Voice are also on the
California. When I send it to Illinois, Internet: theseniorvoice.net. I
my daughter’s boss asks when she will

Governor’s Farm
Apartments
701 6th Street • Windsor, CO • (970) 352-5860
Designed for people 62 years of age
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Governor’s Farm is located in a pleasant rural
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ground level apartments, laundry facility, free
maintenance and small pets are welcome.
Equal Housing
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Senior
Seniority
Wednesday is your day! We’re opening our
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you beat the crowds, but we’ll have Personal
Shopping Assistants and Geek Squad® Agents
available to answer any of your questions and
help you find exactly what you’re looking for.
So stop in early on Wednesdays and enjoy
a shopping experience designed
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Senior Wednesdays are

only available at these
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Fort Collins , 8:00 am

6075 Sky Pond Dr

Loveland, 8:00 am

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Fort Collins
37341 © 2008 Best Buy

It Was a Place in the Heart
By Mary Bucy Ricketson
T he taxi driver looked surprised.
“Did you say Fall City?”
The lady nodded.
“But, Ma’am, there’s no one there
now. It’s a ghost town.”
She nodded again. She could not
tell this young man that in her heart it
was still alive.
“Those old mountain roads,
Ma’am. No one goes there anymore,”
said the driver.
“Yes,” she said and smiled,
remembering the buckboard on the
day of her wedding, John lashing the
team through the foaming creek
water, up past Dead Man’s Point.
The driver saw her smile and
looked at her as though judging the
stamina of her years.
“All right,” he said, shaking his
head. “Let’s go.”
The taxi moved forward.
“Thank goodness he’s not a talka-
tive young man,” she thought. “He
thinks I’m crazy, but I’m going back.
After all these years, I’m going back.”
The thought sang inside her.
A few hours later, she climbed
from the taxi to view the valley she
had first seen as a bride.
She stood and breathed deeply,
feeling the sweep of the high, clean
air. Mountain peaks she had known
by name peered back at her.
“Fifty years,” they seemed to say.
“Why, that was yesterday.”
Small puffs of white clouds were
forming over Great Eagle Peak. She
had the impulse to climb back into the
cab and go away. But she could not.
The tendrils of time had woven this trip.
“I shouldn’t be long,” she told the
driver.
“Yes, Ma’am, be careful.”
“I’ll be fine,” she assured him.
She said it again, aloud to herself,
when she stood in the deserted street.
The climb had left her breathless,
her heart pounding. But the words she
had spoken reassured her. She listened
as they echoed through the emptiness.
Then she spoke again.
“John,” she said softly. She
waited.
She walked slowly along the
rotting board walk, tangled weeds
clutching her skirt.
She grasped the rusted spikes of the
iron fence enclosing the church where
they had buried their first born.
The Senior Voice • May 2009 • 13
School at the old mining town of Gold Hill above Boulder. Colorado Historical Society.
Surely the grief would come back “Or was it only in my heart, so really existed—except in the heart.
as sharp and clear as it had so many warmed by love and happiness?” she She would not have time to climb
times since that cold December day. thought. the hill to the cemetery, but John
But there was only a sadness. With the happiest years, memories would understand.
She turned at the church, roofless cut deep and attach themselves to She touched the stone one last
now with a small pine growing where things, perhaps to things that never time and rose. I
the pulpit had once stood. There was
the spot where their Susan had been Cataract Surgery
baptized, smiling up at the minister.
She must hurry and find the house.
But she found only the place
where it had been, a small mound of “My cataract procedure
crumbling boards and the large flat
stone they had used for a front step.
at Kirk Eye Center
She sat down on the stone, remem-
bering the long summer evenings
makes reading a
when she and John and Susan had sat pleasure again.”
there, hearing the roar of the falls and
the rush of Sawmill Creek, watching — Jim Berdinner
the moon between the mountains.
John would tell stories to Susan and
Loveland
carve their names deeper into the stone.
“They’ll last forever,” he had said.
She signed and smiled, rubbing
her hand over the stone’s surface,
brushing away pine needles.
Then she found the names. Mary.
J im Berdinner used to fish, hunt and
travel, but now he and his wife of 61
years stay close to home.
John. Susan. She sat running her
fingers over the letters, retracing the Cataracts began to be an irritation, so his
lines John had made. optometrist, Dr. Lee, recommended Jim see
A mining town, treeless then, raw Dr. Kirk for cataract removal and the
John D. Kirk, MD, FACS
and unpainted, mushrooming into & John W. Colvin, OD newest multifocal intraocular lens implants.
being for a few short years, not really “Dr. Kirk did an excellent job. Now my
vision is so clear, I can read my bible and
built to last.
hymn book without my glasses.”
Men like John had lived and died
here, wrestling a stubborn earth for 3650 East 15th Street Don’t let cataracts keep you from seeing the
treasure it would not surrender easily. Loveland, Colorado best that life has to offer. Kirk Eye Center
She looked around. It was almost 669-1107 — the region’s premier eye care provider.
an ugly place now. But was it ever
beautiful? w w w. K i r k E y e C e n t e r. c o m
14 • May 2009 • The Senior Voice
Hospital Patients
N early one of every 10 hospital
patients gets an infection or is
subject to a mistake, according to the
Joint Commission that accredits
hospitals.
Another agency, the Institute of
Medicine, says at some hospitals a
SHOP WEDNESDAYS, WHEN THE patient is subject to one medication
CURRENT WEEK’S AD AND THE error per day on average.
PREVIOUS WEEK’S AD OVERLAP. How can you avoid problems when
ENJOY A DAY OF VIRTUALLY you are hospitalized? Be an active
TWICE THE AMOUNT OF SAVINGS. patient, say researchers, not a passive
patient who assumes doctors and staff
All Natural Meat, Fresh always do things right. Here are
Seafood and Produce. suggestions from the federal Agency
for Healthcare Research and Quality:
No Preservatives Added. Ask what medicines you’re
Consistently Checked getting and what they are for, espe-
for Antibiotics. cially if a medicine is changed; this
will remind staff to double check. Be
Pharmacy and Post Office sure the staff checks the bar code on
at Our Store. your wrist band or checks your name
when they give you medicine, to
2601 S. Lemay Avenue avoid being given the wrong medi-
cine or dose.
At Drake Road, Try to have a friend or family
Fort Collins member with you all the time if
possible, especially if you are too sick
Phone 282-8003
964d Fewer Docs Accept Medicare
CLOGGED DRAIN? T he number of doctors who do not
accept Medicare patients is
We’ll Get It Running Quickly! increasing rapidly, according to the
American College of Physicians and
other groups.
DRAIN LINE OPENED Doctors do not like Medicare
because, they say, reimbursements are
00
ONLY $89
too low and government paperwork
too time consuming. One survey of
Medicare participants found that 30
percent of them had difficulty finding
a primary care doctor who would
Main Drain or Sewer Line accept Medicare. That was up from 24
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Coupon must be presented at time of service. Expires 6/30/09
percent a year earlier.
Awesome Allen Service Benefits
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D
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UP-FRONT PRICING o ionic air purifiers really clean
We’ll give you the cost of the job before we begin the work, and options so you can make the right decision. the air in your house?
100% CUSTOMER SATISFACTION No, say some researchers. In
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SERVICE ON YOUR SCHEDULE that is a pollutant and potentially
Our regular hours are from 8 am-8 pm for your convenience, including Saturdays.
harmful, says University of
We’re Always Open...
A+ Louisville researcher Dr. James
RATING Even Saturdays Sublett.
0,5-").'s(%!4).'s!)2 He is a fellow at the American
484-4841 College of Allergy, Asthma and
Immunology (ACAAI). He was co-
Our Fifth Decade of Service to Northern Colorado! chair of the 2007 ACAAI Healthy
Visit Us at Indoor Environment conference.
He told the Los Angeles Times
to ask questions. Many errors have
been avoided by a family member
saying something like, “Will you
check that with the doctor?” This can
avoid miscommunication.
Ask everyone who enters your
room if they have washed their hands
if you don’t see them do it before they
touch you—including doctors. It
seems obvious that they would, but
studies show that half of hospital staff
and doctors do not. And that’s how
some deadly infections are passed.
If you are going to have surgery,
be sure the limb or cutting site on
your body is marked. And ask about
treatment to avoid blood clots after
surgery.
Tell the doctors of any herbal
supplements and other medicines you
take; some supplements cause nega-
tive reactions with medicines.
Many patients are reluctant to
question doctors, but they should not
be, say advocates. If the doctor is
arrogant or ignores your questions,
you should consider changing
doctors. I
In Texas only 38 percent of the
primary care doctors accept Medicare,
according to a survey by the Texas
Medical Association.
One option some retirees use is an
urgent care center. Most of the 18,000
walk-in care centers across the
country accept Medicare patients. But
you might have trouble seeing the
same doctor to get consistent care.
One woman in Tucson, Arizona,
recently made many phone calls and
could not find an internist who would
accept Medicare. I
that allergists “generally don’t
recommend” ionic purifiers. Without
fans, they cannot collect airborne
particles; they don’t remove dust,
dander and other irritants from the
air. The ozone they emit “is a pollu-
tant and an irritant. Even small
amounts are too much,” he said.
California has banned some
ozone creating devices. Instead of
using them, Sublett recommends
installing a simple high-quality air
filter (HEPA) on your heating or
cooling system. I
 The Senior Voice • May 2009 • 15

Laughter Is the Best Medicine

A man got into a cab, and the driver
said, “You’re timing is perfect.
This is the last cab by here tonight.
You’re like Frank.”
“Who?” asked the rider.
“Frank Feldman. He did every-
thing right, and he was perfect.”
“No one is perfect.”
“Frank was. He was a great
athlete, could have been a profes-
sional golfer and tennis player. He
sang like an opera baritone, danced
like a Broadway star, and you should
have heard him play the piano. He
knew exactly how to make a woman
feel good, and he never made a
mistake in his life.”
“Wow, what a guy! How did you
meet him?”
“I never met him. He died, and I
married his widow.”
The man opened his wallet, which
had only a one-dollar bill in it, and he
said, “That’s all I have. You’ll have to
wait until I collect the insurance to get
the rest.”
Artie took the dollar and later
followed the wife to the supermarket.
When he thought she was alone in the
vegetable department, he began
choking her.
A store employee saw what was
happening and went after the crim-
inal, but Artie tried to choke him too.
The police caught the criminal, he
later confessed and revealed the
whole story.
The newspaper headline read:
“Artie chokes two for a dollar at local
supermarket.”
place, they put whipped cream on our
strawberries.”
These are actual comments made in
courtrooms:
Attorney: What was the first thing
your husband said to you that
morning?
Witness: He said, “Where am I,
Cathy?”
Attorney: And why did that upset
you?
Witness: My name is Susan!
Attorney: What gear were you in at
the moment of the impact?
MORRISON’S
Witness: Gucci sweats and Reeboks.
Attorney: Can you describe the indi-
vidual?
Witness: He was about medium
height and had a beard.
Attorney: Was this a male or a
female?
Witness: Unless the circus was in
town, I’m going with male.
Attorney: Doctor, how many of your
autopsies have you performed on
dead people?
Witness: All of them. The live ones
put up too much of a fight. I
By
Gaylord

A man hated his wife and decided

A farmer was taking a load of
manure to a field for fertilizer when
his tractor broke down next to a
MEDITATIONS Morrison

to hire an assassin to get rid of her so
he could collect on her life insurance.
He met with a famous criminal
named Artie, who said, “I charge
$5,000 for a job like that.”
mental hospital.
A patient came out and asked the
farmer, “What’s in the trailer?”
“Manure for my strawberries.”
“Gee,” said the patient, “at this
• In 1932 I found a job that paid ten cents an hour as a pilot in a dairy
barn. The farmer handed me a shovel and said, “Pile it!”
• Fancy clothes worn by women in Paris are just French dressing.
• Dogs have a better sense of smell than humans. They’re welcome to it.
I

The Boomers
Have Arrived!
Colorado has had a 65% increase
in residents over age 50 in the past
few years — the largest increase
in the nation. (U.S. Census Bureau)
The Senior Voice has served
all of Northern Colorado
and Southern Wyoming since 1980.
The only locally owned senior publication in the area.
FORT COLLINS/GREELEY (970) 229-9204 • LOVELAND/ESTES PARK (970) 482-8344
16 • May 2009 • The Senior Voice

I n times like these, it pays to know what your options are.

Maybe you had plans to sell your house, move to a senior community and start
getting more out of life. What now? Do you have to put your life on hold? Not an
easy decision. Perhaps it’s time to give the Good Samaritan Society – Communities
of Northern Colorado a call. We’ve helped seniors weather storms like this for more
than 85 years. We’ll be happy to help you understand your options, at no cost or
obligation. Getting good advice can make all the difference.

For more information or to find a community near you, call 1-888-877-1058.

Estes Park | Fort Collins | Greeley | Longmont | Loveland | Simla | Water Valley

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