For Marriage / Education Maximum Admissible Amount**

Type of Advance Purpose Under Para 68-k of the Scheme For the marriage of: 1. self 2. son, daughter 3. brother, sister For education of : o self o son, daughter

Eligibility Should complete at least 7 years of service. 3 times in the entire service

Proof/ documents required

50% of Employee Apply in Form-31 through the share at the time Employer of tendering the application Bonafide Certificate duly indicating the fees payable from the educational institution Marriage invitation card along with the application should be submitted through the employer

For Treatment Type of Advance Under Para 68-j of the Scheme Purpose Eligibility Maximum Proof/ documents Admissible required Amount** 6 times of Wages OR Full of Employee share (whichever is less) Apply in Form-31 through the Employer Certificates of proof as mentioned in the eligibility column

For the treatment of :

Whenever required for treatment

1. self 2. Hospitalization for 1 month or more 1. major surgical operation in a

hospital

2. suffering from TB, leprosy,

paralysis, cancer, mental derangement or heart ailment and having been granted leave by his employer for the treatment of said illness

2. family( spouse, son, daughter,

dependent father, mother) 1. major surgical operation in a hospital and 1 month or more hospitalization for the operation

No minimum service required Certificate from ESI or from Employer that the ESI facility are not available to the member a doctor [ or registered medical practitioner] of the hospital certifies that a surgical operation or hospitalizatio n for 1 month or more is/was necessary In case of TB, leprosy ...etc., a specialist doctor should certify

2. suffering from TB, leprosy,

paralysis, cancer, mental derangement or heart ailment

For the construction/ purchase of dwelling unit (house/ flat) Maximum Admissible Amount** Proof/ documents required Declaration in the Proforma obtained along with application signed by Member Apply in Form-31 through Employer

Type of Advance

Purpose For the construction/ purchase of dwelling unit (house/ flat)

Eligibility

Under Para 68-B of the Scheme

Only Once (either 'construction or purchase of house' or 'repayment of housing loan) Apply in Form-31

Should complete 5 Years of service Only once in service property should be in the name of 36 times of Wages self or spouse or jointly should not be a joint property owned by other than the spouse

Repayment of housing loan Maximum Admissible Amount** Proof/ documents required Declaration in the Proforma obtained with approval and signed by the Member Apply in Form-31 through the Employer

Type of Advance

Purpose

Eligibility

Under Para 68-BB of Repayment of the Scheme housing loan Only Once (either 'construction or purchase of house' or 'repayment of housing loan) Apply in Form-31

Should 36 times of Wages complete 10 Years of service Only once in service property should be in the name of self or spouse or jointly should not be a joint property owned by other than spouse

For the purchase of site/ plot Maximum Admissible Amount** Proof/ documents required Filled-up Declaration(from the Employee in the prescribed form and enclosed with the application. Copy of the Purchase Agreement Apply in Form-31 through the Employer

Type of Advance Under Para 68-B of the Scheme Only Once

Purpose For the purchase of site/ plot

Eligibility

Should 24 times of Wages complete 5 Years of service Only once in service property should be registered in the name of self or spouse or jointly should not be a joint property owned by other than spouse

Addition/alteration of house Maximum Admissible Amount** Proof/ documents required Certificates of proof Apply in Form-31 through the Employer

Type of Advance Under Para 68-B(7) of the Scheme Only Once Apply in Form-31

Purpose Addition/alteration of house (same type of advance can be availed for repair of house)

Eligibility

12 times of Wages Should complete 5 Years after construction Annexure III (construction / completion certificate/ utilisation certificate) should be submitted Only once in service property should be in the name of self or spouse or jointly should not be a joint property owned by other than spouse

Repair of house

Type of Advance

Purpose

Eligibility

Maximum Admissible Amount**

Proof/ documents required Certificates of proof Apply in Form-31 through the Employer

Under Para 68-B(7) Repair of house of the Scheme (same type of advance can be Only once availed for alteration of house)

12 times of Wages Should complete 10 Years after construction Annexure XIII (construction completion certificate) should be submitted Only once in service property should be in the name of self or spouse or jointly should not be a joint property owned by other than spouse

Lockout or closure of the establishment Maximum Admissible Amount** equivalent to the total of wages multiplied by no. of months closed Proof/ documents required Declaration Apply in Form-31

Type of Advance Under Para 68-H of the Scheme Whenever need arises

Purpose Lockout or closure of the establishment

Eligibility No minimum service should be closed for more than 15 days Wages for atleast 2 months is not paid Balance should be there in Employee's share. If closed for more than 6 months, advance can be allowed from Employer's share also

Withdrawal prior to retirement Maximum Admissible Amount** Proof/ documents required Certificate from the employer showing the date of retirement Apply in Form-31

Type of Advance

Purpose

Eligibility

Under Para 68-NN of Withdrawal prior to the Scheme retirement Only once

90% of total of both No shares minimum service atleast 54 years of age 1 year before retirement

Other Advances
68L : ADVANCE IN ABNORMAL CONDITIONS Documentary Support

Types of Benefit Grant of advance in abnormal conditions, Natural calamities etc.

Eligibility Certificate of damage from appropriate authority. State Govt. declaration.

Eligible Amount

Form

Rs. 5000/- or 50% of No.31 Certificate from the members own share of Appropriate Authority. contribution (To apply within 4 months)

68 M : ADVANCE TO MEMBER AFFECTED BY CUT IN THE SUPPLY OF ELECTRICITY Eligible Amount

Types of Benefit Grant of advance to members affected by cut in the supply of electricity

Eligibility The advance may be granted only to a member whose total wages for any one month commencing from the month of January 1973 were 3/4th or less than 3/4th of wages for a month

Form Documentary Support

Wages for No.31 Certificate from State a month Govt. regarding cut in the OR supply of electricity. Rs.300/-

68 N : GRANT OF ADVANCE TO MEMBERS WHO ARE PHYSICALLY HANDICAPPED Types of Benefit To Physically Handicapped member for purchase of an equipment required to minimize the hardship on account of handicap. Eligibility Production of medical certificate from a competent medical practitioner to the effect that he is physically handicapped Eligible Amount Form Documentary Support

Basic wages+ DA for No.31 Certificate from the six months Medical practitioner to the or own share of effect that the member is contribution with physically handicapped.. interest or cost of equipment which ever is least.