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Contents
Introduction Business product offering Pricing options Islamic Account Business Investment Accounts Business Super Save Online Banking Foreign exchange and trade Commercial (Business) Credit Card Important information

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Not all Business Account pricing is shown. If you need more detailed information about our pricing or managing your business: Visit www.fnb.co.za/business Ask your Business Banker If your business has an annual turnover of between R10-million and R40-million, please visit www.fnb.co.za/downloads/pricing-guide/FNB_Business_Pricing.pdf for your pricing guide. If your business has an annual turnover of over R40-million, please speak to your Commercial Banker.

Montly fee Business Platinum Cheque Card Montly fee R25.00 2

Cheques Deposit at FNB ATM with envelope or ATM Advance4 Deposit at branch (per deposit)4 Cheque value exceeding R500 000.004 Special clearance (per cheque) Cash FNB ATM Advance and FNB ATM with envelope deposit5 FNB branch R0.00 R4999.99 R5000.00 R14 999.00 R15 000.00 R49 999.99 > R50 000.00 FNB Bulk Cash Deposits and SBV Cash Service Centres5 Referenced deposits Over the counter: Partial or full validation Electronic reference validation (FNB clients only)

R19.20 R19.20 R473.00 R84.00 R3.75 plus R0.72 per R100 or part thereof Negotiable dependent on your relationship with FNB R7.90 plus R2.20 per R100 or part thereof R1.34 per R100 or part thereof R1.25 per R100 or part thereof R1.05 per R100 or part thereof R5.00 plus negotiated fee per R100 or part thereof R3.95 R1.63

Monthly fees

Fee

R45.00 R13.50

R1.00 R7.50 R11.00 R3.30 R4.50

R3.80 R39.00 R12.50 R3.80 R20.00 R54.00 R39.00 R74.00 FREE R12.50 R9.50 R5.00 R35.00 R15.00 R0.68 R1.05 R4.85 FREE R1.70 plus R0.50 per R100 or part thereof R2.25 plus R0.80 per R100 or part thereof R3.95 plus R1.28 per R100 or part thereof R10.85 plus R1.28 per R100 or part thereof Cheque service fee (minimum R35.00) plus cash handling fee

Cash handling fee R0.00 R4999.99

R2.20 per R100 or part thereof R1.75 per R100 or part thereof R1.45 per R100 or part thereof R1.35 per R100 or part thereof R25.00 R25.00 plus R1.50 per R100 or part thereof

Other account-related fees applicable irrespective of pricing option or product selected

Subscription fees (per month) Online Banking, Telephone Banking, Cellphone Banking for Business, inContact-Pro Scheduled Payment Alert My Limit Alert Cheque books 40 form 200 form Balance enquiries FNB ATM and Telephone Banking (IVR) Cellphone Banking for Business Single account enquiry Cellphone Banking for Business All account enquiries POS (FNB Commercial Visa Electron full function Debit Cards only) Branch and Telephone Banking (consultant assisted) International/other banks ATM International POS balance enquiries Statements Monthly posted statement Current month email statement First official monthly statement if collected at an FNB branch Mini statement (FNB ATM) Emailing of historical statements (older than 3 months) Provisional statement (branch and Telephone Banking) Additional statements (fee per month) Daily Weekly Bi-monthly Other fees Inward unpaid fee ENC Upliftment fee Penalty fees Unpaid cheques/debit orders (per item)4 Honouring fee5 Deposit of post-dated cheque (per cheque) Declined transactions FNB ATM Other banks ATM Other FNB (POS, scheduled payment, AEDO, NAEDO) Card replacement fee Visa Electron Debit Card FNB Business Petrol Card, Visa Cheque Card/Chip & PIN Card R75.00 FREE R7.00 R7.00 R85.00 R11.50 FREE FREE R2.80 R5.50 R38.50 FREE R2.75 R2.95

Fee

R5000.00 R14 999.00

R15 000.00 R49 999.99

> R50 000.00

R121.00
Negotiable dependent on your relationship with FNB

International ATM International Commission and Conversion fee of 2.75% of the transaction value applies. International branch: Cash International Commission and Conversion fee of 2.75% of the transaction
value applies.

FREE R0.50 R1.25 R1.35 R3.95 R4.40 R3.95

Deposits Cheques Deposit at FNB ATM with FNB ATM Advance Deposit at branch (per deposit) Special clearance (per cheque) Cash FNB ATM Advance and FNB ATM with envelope deposit6 R19.20 R19.20 R84.00 R3.75 plus R0.72 per R100 or part thereof R7.90 plus R2.20 per R100 or part thereof R1.34 per R100 or part thereof R1.25 per R100 or part thereof R1.05 per R100 or part thereof R5.00 plus negotiated fee per R100 or part thereof

FNB branch R0.00 R4999.99

R11.00 per page Paper R80.00 R32.00 R16.00 Online R44.00 R20.00 R11.00

R5000.00 R14 999.00

R15 000.00 R49 999.99

R500.00 R135.00 R105.00 R84.00

> R50 000.00

FNB Bulk Cash Deposits and SBV Cash Service Centres6

R105.00

Product
Monthly account fee Subscription fees (per month) Online Banking, Telephone Banking, Cellphone Banking for Business, inContact-Pro Balance enquiries FNB ATM, Telephone Banking (IVR), branch and Telephone Banking (consultant assisted) Linked account transfers Electronic transfers Consultant assisted transfers (branch and Telephone Banking) Payments Electronic third party payments Consultant assisted third party payments (branch and Telephone Banking) Cash withdrawals FNB branch

Call Account
FREE

Money Market Investor

FREE, minimum balance R10 000

FREE

FREE Monthly account fee FREE FREE FREE FREE FREE FREE Subscription fees (per month) Online Banking, Telephone Banking, Cellphone Banking for Business, inContact-Pro Balance enquiries FNB ATM, Telephone Banking (IVR), branch and Telephone Banking (consultant assisted), other banks ATM Instructions Electronic transfers Third party payments FREE as per notice period FREE as per notice period FREE FREE FREE As per terms and conditions As per terms and conditions FREE FREE FREE

FREE R3.80 R39.00 R12.50 R39.00 R1.35 per R100 or part thereof, Min R38.00

FREE R3.80 R39.00 R20.00 R40.00 R1.35 per R100 or part thereof, Min R38.00

FREE

FREE

FREE

FREE

FREE

FREE

FREE

FREE

FREE

FREE

FREE

FREE

Deposits Cheques Cheques deposited at FNB branch or FNB ATM Advance Cash FNB ATM Advance and FNB ATM with envelope deposit6 FNB branch R0.00 R4999.99 R5000.00 R14 999.00 R15 000.00 R49 999.99 > R50 000.00 FNB Bulk Cash Deposits and SBV Cash Service Centres6 Statements Mini statements (FNB ATM and Cellphone Banking for Business) Emailing of historical statements (older than 3 months) per statement Transaction history/detailed balance enquiry Online Banking Provisional statement (branch and Telephone Banking) Other fees Inward unpaid fee Deposit of post-dated cheque (per cheque) ENC Upliftment fee (for cheque deposited) Special clearance (for cheque deposited) R2.80 R5.50 FREE R11.00 per page R85.00 R84.00 R500.00 R84.00 R2.80 R5.50 FREE R11.00 per page R85.00 R84.00 R500.00 R84.00 R3.75 plus R0.72 per R100 or part thereof R7.90 plus R2.20 per R100 or part thereof R1.34 per R100 or part thereof R1.25 per R100 or part thereof R1.05 per R100 or part thereof R5.00 plus negotiated fee per R100 or part thereof R3.75 plus R0.72 per R100 or part thereof R7.90 plus R2.20 per R100 or part thereof R1.34 per R100 or part thereof R1.25 per R100 or part thereof R1.25 per R100 or part thereof R5.00 plus negotiated fee per R100 or part thereof R19.20 R19.20

Interest payments Deposits and withdrawals Cash withdrawals Deposits (cheques and cash all channels) Statements Emailing of historical statements (older than 3 months) per statement Transaction history/ detailed balance enquiry Online Banking

As per terms and conditions Not allowed FREE FREE FREE FREE FREE

FREE

FREE

FREE

FREE

FREE

FREE

FREE

FREE

FREE

FREE

FREE

FREE

Charge per km Classroom training per candidate (Johannesburg only) Support fee (per client request only) Charge per hour Charge per km Data storage Transaction history/statements 60 days 90 days 120 days 150 days 180 days Storage of transfers, un-nominated, nominated payments and collection batches 40 days 60 days 90 days 120 days 150 days Other non-financial transactions Batch Authorisation Alert by SMS Batch Authorisation Alert by email Payment notification by SMS Scheduled Payment Alert by SMS Payment notification by email Scheduled Payment Alert by email Payment notification by fax Account Verification batch Account Verification real-time Account Verification notification by SMS Account Verification notification by email Other fees Reversal of processed EFT (successful or unsuccessful) Query of a disputed item Query fee per transaction older than 3 months Stop payment instruction Monthly fees Collections modular fee Delivery mechanism of selected data by FTP or Xcom Cash management Cash management fee Cash management reports per scheduled export Notification of cash management structure change by SMS Notification of cash management structure change by email Target balancing transfer Statements Current monthly statements per account by email Historical statements per account by email (last 3 statements FREE online) Scheduled exports of interim and final statements per account per month 15 minutes Hourly Daily Weekly Bi-weekly Once-off set-up fee Set-up fee Support and training fees User training On-site an client offices Charge per km
Classroom training per candidate (Johannesburg only) Support fee (per client request only)

R3.22 FREE R552.00 R3.22

FREE R52.50 R89.00 R144.00 R195.00

FREE R38.00 R52.50 R89.00 R144.00 R1.05 R0.68 R1.05 R1.05 R0.68 R0.68 R4.85 R2.94 R4.10 R1.05 R0.68 R225.00 R225.00 R89.00 R5.00 R6.30 R5.75 R6.30 R6.30 R13.65 R123.00

Deletion of stop payment for cheques R436.00 R174.00 R670.00 R13.65 R1.05
Negotiable dependent on your relationship with FNB

Cheque image per cheque Export of archived billing report (current month FREE) Download of detailed user report Import of user permissions Accession document completion for additional account: linking existing profile per entry Recipient maintenance done by Online Banking client support Negotiable dependent on your relationship with FNB (adding, maintaining, deleting) Per recipient File upload Personal security key token/s issued per token(excl. delivery) Personal security key certificate per issue Personal security key annual certificate renewal fee Initiation of settlement limit changes per request Client set-up Initial hierarchy set-up Hierarchy maintenance done by Online Banking client support Special once-off client set-up request Subsequent hierarchy maintenance per request Profile maintenance done by Online Banking client support First 5 users per user Next 10 users (6 15) per user Next 15 users(16 30) per user Each subsequent users (>30) per user

R0.68

Service fee FREE R5.50

R25.00 R391.00 R130.00 R70.00 R70.00 R105.00 R552.00 R552.00 R123.00 R13.65 R19.00 R29.50 R48.00 9

R184.00 R92.00 R44.00 R20.00 R11.00 R552.00

R552.00 R3.22
FREE

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If your business has an annual turnover of between R10-million and R40-million, please visit www.fnb.co.za/downloads/pricing-guide/FNB_Business_Pricing.pdf for your pricing guide. If your business has an annual turnover of over R40-million, please speak to your Commercial Banker. Should you require further information on FNB Credit Card products or services, please contact the FNB Commercial (Business) Credit Card Helpdesk on 011 369 2832