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Comparison of a $300,000 PA Plan ACE Delight Enhanced Superior Plan $300,000 $300 per week Up to 104 weeks NA

Benefits Accidental Death and Permanent Disablement Temporary Total Disablement or Weekly Benefit Temporary Partial Disablement

Tenet PAStar Elite Plan $300,000 and $450,000 $350 per week up to 104 weeks NA

AIA Plan 2 $250,000 and $375,000 $200 per week up to 52 weeks $50 up to 52 weeks

Accidental Medical Expenses

Up to $7,000 per accident (Dengue Fever)

Up to $5,000 due to accident $3,000 per accident (Dengue Up to $5,000 due to infectious Fever) disease

Food Poisoning, insect and Animal Bites Treatment by Licensed Chinese Physicians and Chiropractors Double Indemnity for Death / Permanent Disablement Mobility Aid and Ambulance Services Reimbursement Emergency Medical Evacuation Repatriation of Mortal Remains Daily Hospital Income ICU Daily Hospital Income Funeral Expenses / Bereavement Expenses Essential Bill or Recuperation Benefits Compassionate cash relief /Allowance Family Allowance

NA Yes (Included inside Accidental Medical Expense) NA $2,500 $100,000 NA $150 per day up to 730 days (Dengue Fever) NA $15,000 $300 (payable if insured is hospitalized for at least 3 days) NA $2,000 per month up to 12 months if Insured suffers PD NA

Covered

Covered

$500 $600,000 NA $50,000 NA $200 per day up to 365 days NA NA NA NA $3,000 per month up to 12 months if Insured suffers Accident Death NA

$750 $250,000 $1,000 and $200 per accident $25,000 NA $ 150 up to 365 days $150 up to 30 days NA NA NA $60,000 (Lump Sum)

Home Modification Reimbursement Benefit

Up to $10,000 per lifetime

Comparison of a $300,000 PA Plan ACE Delight Enhanced Superior Plan NA NA $4,000 NA NA NA NA NA NA NA NA

Benefits

Tenet PAStar Elite Plan $2,000 upon >50% Permanent Disablement payment NA NA $400 $300 up to 12 months $25,000 (Optional Cover) Yes $25,000 per parent (Optional Cover) $5,000 5% incremental sum assured yearly for no claims made Covered

AIA Plan 2

Income Protection/ Re-employment benefit Loan Protector Fracture Relief Personal Effects and Belongings damaged as a result of an accident (per policy year) Child Care Benefit / Tuition Benefit for insured Child(ren) Education Fund (Upon death of insured) Free Cover for Children Parent's Shield Domestic Maid Cover No Claim Bonus National Service Full Time (off duty) and Reservist

NA NA Up to $12,000 per lifetime NA NA NA NA NA NA 5% incremental sum assured yearly for no claims made NA

Hazardous Activities like mountaineering, scubadiving, parachuting, martial arts.

Yes (Only covers non-professional sports, Motor cycling)

NA (Only Motor cycling)

Yes (Skiing, football or scuba diving to a depth of not more than 30 metres)

Annual Premium (GST Inclusive) Monthly Premium (GST Inclusive)

Class I $450 $41.20

Class I $388.41 $32.37

Class I $470.13 $40.92

Infectious Disease* 1) Severe Acute Respiratory Syndrome (SARS)

Comparison of a $300,000 PA Plan ACE Delight Enhanced Superior Plan

Benefits 2) Dengue Fever 3) Mad Cow Disease (Not Available for Liberty PACare Plus) 4) Nipah Virus Encephalitis 5) Japanese Viral Encephalitis 6) Malaria 7) Pulmonary Tuberculosis (Not Available for Liberty PACare Plus) 8) Measles (Not Available for Liberty PACare Plus) 9) Rabies 10) Melioidosis 11) Hand, Foot and Mouth Disease 12) Bird Flu due to Influenza A Viral Strains H5N1, H9N2 or H7N7 13) Chikungunya Fever

Tenet PAStar Elite Plan

AIA Plan 2