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4/29/2009

Adopting Environmental Agenda


Ensuring Coop Relevance Outline
 Presentation objectives
 Why should environment be in the coop agenda?
MASS-SPECC General
Assembly  Micro-Enterprises and the Environment
02 May 2009  Environment: The Missing 3rd Bottom-Line
CHANGING General Santos City  The FSSI Environmental Advocacy
LANDSCAPE  Integrating the Environmental Agenda: Action
Points
 Concluding Remarks/Challenges

Presentation Objectives
 cooperators of MASS-SPECC will realize and
better understand the value of integrating Why should
environment as a business concern
environment
 to provide you with the practical and be in the coop
strategic steps on how environment can be agenda?
adopted as a cooperative agenda

FACT
As global warmingworsens,
so too its impacts.
Source: UNEP

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4/29/2009

FACT
The world already lost
80% of its original forest 70%
forest
cover

FACT

18.3%
forest
The world lost half of its coastal
cover wetlands, mangroves & marshes

1/5 of all species


5 - 10% of tropical
forest species w ill alive today will
become extinct
become

extinct
every decade

in the next 30
years

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4/29/2009

75 billion tons of top soil are eroded every year


equivalent to at least 9 million hectares of
Negative High Industriali
productive land lost Factors population zation
affecting
the
Environment Absence Low
of political conscious
will ness

40% of the country’s solid waste


remains uncollected
58% of ground water
supply is
contaminated

Metro Manila has been ranked by


WHO as one of the
five most polluted cities
in the world
70% of people live in poverty

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Ecosystem Environmental
pressure degradation
as poor derives worsens
income and
the poverty cycle
sustenance

The poor are victims


as much as
contributors to
environmental
degradation

The idea of
COOPS as self-
self-help
organizations can be effective
planet
in adopting stewardship
is a strong
environment incentive
as a business agenda

94 million microfinance clients globally are


Coops support only small accounted for as of end of 2004 at an average
businesses and livelihood annual growth rate of 12%
activities…

… these will not have significant


negative impact to the environment

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Unsustainable Examples of enterprises with


use of natural
resources
negative impacts
Microenterprises  Automobile and motor
 Brick and tile
have manufacturing repair
Pollution  Wood processing and
negative  Agriculture
metal finishing
(air, water &
 Aquaculture
impacts solid waste)
 Metal working and
 Charcoal making
 Food processing
to the electroplating  Animal slaughtering
environment  Small-scale mining  Trade of exotic rare
Occupational plants and animals
 Painting and printing
health & safety

Some business considerations To the extent cooperatives are able to scale


scale--up
and facilitate the widespread growth of
RISKS
microenterprises, the potential environmental
REGULATION impacts looms even larger over the horizon….

ACCESS TO FUNDING

COMPETITION
….the environment therefore is a serious
ETHICAL CONSIDERATION business agenda.

Relevance of COOPS as agents of social change Environmental


relies….
sustainability
and economic
not only in ensuring financial discipline, quality service growth need

$
to members…..
not be a
choice of
but also in facilitating interface between one over the
microenterprises and the missing 3rd bottom-line: other

environment

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4/29/2009

“There is no FACT
business to
be done on a
dead The threats of climate
planet”. change is the greatest
and widest ranging
David Brower, Executive Director- market failures
Sierra Club
ever seen
Stern Report

“Banks have the powerful decision on where to


put funding. They have the power to directly fund
projects that support environmental and social
initiatives, and they have the power to avoid

”Banks are not just caretakers of the financing projects that have a negative impact on the
nation’s wealth, they must also be environment “.

caretakers of the Earth.”


Ambassador Alistair MacDonald
Representative, EU Delegation to the Philippines
Reynaldo Go
DBP President & CEO

Direct Financial Gains


Environmental Finance

• Cost savings in energy, water and paper use

GREEN
• Cost consciousness among employees
Business Case for

• Lower future risks due environmental problems

Reputation/Image
• Attracting & retaining customers
• Attracting & retaining good employees
is the new
• Better recognition in society & public in general

Workplace Benefits
BLACK
• Proper facility management
• Accident-free and healthier workplace environment

Environmental/Ecological Gains
• Clean environmental services
• Access to natural resources

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Integration of environmental criteria in project

Environmental Agenda in
appraisal & monitoring

Negative list considerations in financial


investments

Integration of
Our bottom-lines
Adoption of FSSI environmental policy
Economically Ecologically Socially

FSSI
Viable Sound Equitable

Formation of an EMS Team

Implementation of EMS in office operation


3 BL
Adoption of environment-related issues in
FSSI’s advocacy framework

“Integrating EMA in Manufacturing Operation”

GREENING
the Micro Finance Sector

Environmental
Management
“Integrating Environmental Management in MFI Operation” Accounting (EMA)

Broad approaches
to mitigate
Some Actions Points….
COMMAND
environmental & CONTROL
impacts in
microenterprises • Development of
Reduction of
Ecological environmental policy
INCREASED
ECONOMIC
Footprints in • Formation of EM champions
LENDER
LIABILITY
INCENTIVES Office • Conduct of environmental
Operation impact assessment

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4/29/2009

Some Actions Points…. Some Actions Points….

• Baseline study of microenterprises supported • IEC materials development


Greening • Clustering of projects in same sector with
Environmental • Environmental education
similar environmental concerns
the Savings • Developing & integrating environmental information, campaigns integrated in PMS,
& Credit criteria & parameters in loan application and education & ownership meetings, GA meetings
appraisal process
research • Mandated environmental trainings
Operation • Develop new & innovative product mix as
market incentives & seminars

Some Actions Points…. Some Actions Points….

• On environmental education &


• Signals transparency & increased
management or policy reforms
public accountability on social &
Partnership & • Involvement in environment- Sustainability environmental performance
networking related community projects Reporting • Improve stakeholder engagement
• Sharing of expertise & • Sharing of best practices
resources

Every individual action reveals how much we

FACT care for our world…..

24 hours we consume air for ….Every individual action can make a


breathing, water to drink and food to eat
difference

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4/29/2009

FACT Abetter
world is
possible,
and that is
all up to us
to make it
COOPERATIVES are a potent
happen!
force to make that collective
action and impact….

“We did not


inherit the
earth
from our Contact us
parents, but
# 46 E., Samar Avenue
we corner Eugenio Lopez St,
South Triangle Quezon City
borrowed it 1103

from our Tel No: [632] 928-8671


[632] 9288422
children” [632] 4114702-03

www.fssi.com.ph
an Indian Chief fssi@fssi.com.ph

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