Most of the people who apply for a credit card in India, do not pay much attention at the time of taking the card, but later get frustrated by the card itself for various reasons high bad customer service , hidden charges and several other factors. The obvious question then is, which is the best credit card in India? We did a survey on credit cards and tried to do review of credit cards based on participants experiences . We will see how these cards rate in 6 important parameters. There were 654 participants who took the survey, hence you can safely assume that the collective responses will give a near reality results. If you see the chart above you will know that the 6 top credit cards in India are HDFC bank Credit Card ICICI Bank Credit Card CitiBank Credit Card SBI bank Credit Card Standard Chartered Credit Card HSBC Credit Card
51% yearly CAGR ! means your Rs 1 lac of credit card d ebt can actually increase to 7.9 lacs in just 5 yrs if you dont do something about it and obviously you will run around to improve your cibil score later !
renew the credit card. They gave me a very clear and satisfactory step by step answer which made me feel Great. There was no renewal charges and no annual charges even after renewal. So I was happy. Now it was not the FREE thing here which made me happy alone, It was the way customer care talked to me and treated me like a human. While there are instances when I was not that happy, but overall on an average I would still rate the customer service of my ICICI credit card as good. Well, thats my experience only and others can have bad or worse experience with Credit Card Company. Before you apply for a credit card, you need to look at this very critical aspects of customer service and how transparent are they overall.