TANGIBLE COMMON EQUITY

A more conservative and increasingly popular way to look at an institution's capital adequacy for its assets. "Tangible common equity, by ignoring
items like intangible assets and preferred equity, is a strong, more rigid measure of the amount of capital that can support a bank in tough times,"
Ferber said.
TANGIBLE COMMON EQUITY AS A PERCENTAGE OF TANGIBLE ASSETS (%)
BANK HEADQUARTERS 2009Q2 2009Q1 2008Q2
Midwest Banc Holdings, Inc. (MBHI) Melrose Park 0.17 2.4 4.34
FBOP Corporation Oak Park 0.82 1.21 5.8
Taylor Capital Group, Inc. (TAYC) Rosemont 2.5 3.34 5.95
First Chicago Bancorp Chicago 2.5 4.12 5.02
Mercantile Bancorp, Inc. (MBR) Quincy 2.54 2.82 3.47
Broadway Bancorp, Inc. Chicago 3.3 4.33 9.31
Marquette National Corporation (MNAT) Chicago 3.49 3.61 5.04
ShoreBank Corporation Chicago 3.59 3.92 3.88
Princeton National Bancorp, Inc. (PNBC) Princeton 3.63 3.74 3.7
Inland Bancorp, Inc. Oak Brook 3.85 3.68 4.1
QCR Holdings, Inc. (QCRH) Moline 3.91 4.1 3.94
American Chartered Bancorp, Inc. Schaumburg 4.19 4.36 3.83
First Busey Corporation (BUSE) Urbana 4.37 4.69 5.89
Wintrust Financial Corporation (WTFC) Lake Forest 4.44 4.66 4.74
AMCORE Financial, Inc. (AMFI) Rockford 4.54 4.58 6.06
Midland States Bancorp, Inc. Effingham 4.65 5.36 9.13
Hometown Community Bancorp, Inc. Morton 4.71 5.36 4.67
Old Second Bancorp, Inc. (OSBC) Aurora 4.84 4.64 4.59
First American Bank Corporation Elk Grove Village 5.34 5.38 6.32
Bridgeview Bancorp, Inc. Chicago 5.46 5.47 6.69
MB Financial, Inc. (MBFI) Chicago 5.51 4.93 5.8
First Midwest Bancorp, Inc. (FMBI) Itasca 5.61 5.4 5.45
First Mid-Illinois Bancshares, Inc. (FMBH) Mattoon 5.75 5.84 5.91
Bank of Highland Park Financial Corporation Highland Park 5.79 5.42 6.72
Harris Bankcorp, Inc. (BMO) Chicago 6.02 5.08 6.63
Metropolitan Bank Group, Inc. Chicago 6.35 6.21 6.78
Parkway Bancorp, Inc. Harwood Heights 6.46 6.5 6.45
Heartland Bancorp, Inc. Bloomington 6.73 6.78 5.39
PrivateBancorp, Inc. (PVTB) Chicago 6.81 4.58 6.59
Standard Bancshares, Inc. Hickory Hills 7.1 7.21 7.48
Banterra Corp Eldorado 7.3 7.37 7.29
Alpine Bancorporation, Inc. Belvidere 7.44 8.37 8.15
Northern Trust Corporation (NTRS) Chicago 7.58 5.85 5.98
NRBC Holding Corporation Chicago 8.19 8.08 NA
West Suburban Bancorp, Inc. (WNRP) Lombard 8.34 8.58 8.56
Lakeside Bancorp, Inc. Chicago 8.39 9.07 9.84
Banc Ed Corp. Edwardsville 8.86 9.28 9.43
Republic Bancorp Co. Oak Brook 10.15 10.12 11.12
Cummins-American Corp. Glenview 10.78 10.72 10.68
Discover Financial Services (DFS) Riverwoods 14.81 NA NA

Note: Noncurrent loans include nonaccrual loans and loans more than 90 days past due
Data based on regulatory filings as of August 27, 2009.
All commercial banks, savings banks, and savings institutions in the Chicago-Naperville-Joliet, IL-IN-WI MSA are taken into consideration
Source: SNL Financial