f~wgKv

Introduction

evsjv`k evsK e`wkK jb`bi fvimvg

cywKvq 1997-98Bs A_ eQi nZ AvRvwZK A_
Znwej (AvBGgGd) KZK cYxZ evj Ae
cgUm& gvbyqvji cg msiY (wewcGg-5)
Abyhvqx weIwc Dcvcbvq GK bZzb kYxweb cwZ
AbymiY Ki AvmQ| AvB, Gg, Gd Gi msv Abyhvqx
e`wkK jb`bi fvimvg njv GKUv wbw` mgqi
msLvZvwK weeiYx hvi ga wbgwjwLZ jb`b I
m`i cwieZbmg~n Afy _vK t

The Bangladesh Bank has been following a

new classificatory scheme for BOP
presentation as per the 5th edition of the IMF's
Balance of Payments Manual (BPM5) since
1997-98. As defined by the International
Monetary Fund, the Balance of Payments is a
statistical statement for a given period
showing :
a) Transactions in goods, services and
income between an economy and the
rest of the world;

K) GKwU `k I weki Aewk `kmg~ni ga

cY, mev I Avqi jb`b;

b) Changes in the economy's monetary

gold, special drawing rights (SDRs) and
other financial claims on and liabilities
to the rest of the world;

L) `ki ^Ygy`v, GmwWAvi Gi gRy`i cwieZb

I weki Abvb `kmg~ni `bv-cvIbv;

c) Transfers and counterpart entries that

are needed to balance, in an
accounting sense, any entry for the
foregoing transactions and changes
which are not mutually offsetting.

M) wnmve wevbi wbqgvbyhvqx Dcivwj-wLZ

jb`b I cwieZbmg~n hv cviwiKfve
AdmU nq bv, ZvK AdmU Kivi Rb
cqvRbxq KvDUvi cvU GwU|
AvRvwZK A_ Znweji e`wkK jb`b
fvimvg welqK gvbyqj-Gi cg msiY
wevwiZfve ewYZ Dcv`vbmg~ni Abyic Dcv`vbmg~n
GB cKvkbvq `Lvbv nqQ| DjL h, evsjv`k
evsKi evwlK wicvU DcvwcZ Dcvmg~n _K GB
cywKvi AvbylwK Dcv wKQyUv Awgj _vKZ cvi,
KviY, weklYMZ weePbvq weIwc Dcvmg~n evwlK
wicvU wKwZ wfbfve Dcvcb Kiv nq _vK|

The standard components as shown in this

publication correspond, as far as possible, with
those detailed in BPM5. However, BOP
numbers appearing in the Annual Report of
the Bank may differ from those in the present
brochure because though both the publications
are based on BPM5, the BOP aggregates are
presented somewhat differently in the Annual
Report on analytical considerations.
As per the basic conventions in accounting,
balance of payments transactions are recorded
in the form of double-entry book keeping, with
each credit-entry exactly balanced by an
offsetting debit-entry and vice versa. A creditentry records the provision of real resources

wnmve wevbi gwjK wbqg Abymvi cZK

AvKjbfywK AdmwUs weKjb fyw viv I
ZwcixZfve mgxKZ (balanced) Ki wnmve
msiYi `vnviv wjLbi (double entry) AvKvi
jb`b fvimvgi jb`bjv wjwce Kiv nq|
AvKjbfywZ cKZ m` h_v cY I mev LvZ

denoting exports of goods and services and a

decrease in holding of foreign financial assets
or an increase in foreign financial liabilities.
Conversely, a debit-entry records the provision
of real resources denoting imports of goods
and services and an increase in holding of
foreign financial assets or a decrease in foreign
financial liabilities. Unrequited transfers and
counter-parts are shown as credits when the
entries to which they provide the offsets are
debits and as debits when those entries are
credits. The net positions are arrived at by
deducting debits from credits. Thus for assets,
whether real or financial, a positive (credit)
figure represents a decrease in holdings while
a negative (debit) figure represents an
increase. In contrast, for liabilities, a positive
figure shows an increase and a negative figure
a decrease.
The main source documents for compilation
of the balance of payments of Bangladesh are
the records of the Authorised Dealers,
supplemented by information obtained from the
Bangladesh Bank and Economic Relations
Division (ERD) of the Ministry of Finance. To
compile export data, customs records have
been accessed.
Exchange records cover transactions
financed out of cash resources. The data
collected from the ERD regarding imports
financed through loans and grants are also
included.

ivwb Avq Ges e`wkK Avw_K m`i nvm A_ev

e`wkK Avw_K `vqmg~ni ew wb`k Ki|
cvi, weKjbfywZ cKZ m` h_v cY I mev
LvZ Avg`vwb eq Ges e`wkK Avw_K m`i ew
A_ev e`wkK Avw_K `vqmg~ni nvm wb`k Ki|
weKjb I AvKjbfywmg~ni AdmU wnme eeZ
Acwikva nvi I KvDUvicvUmg~nK h_vg
AvKjb I weKjb wnmve `Lvbv nq| AvKjbmg~n
_K weKjbmg~n weqvM Ki bxU Aevb ei Kiv
nq| Gfve cKZ A_ev Avw_K m`i hvM
wP (AvKjb) m`i nvm Ges weqvM wP (weKjb)
m`i ew eySvq| Acic, hvM wP `vqmg~ni
ew Ges weqvM wP `vqmg~ni nvm eySvq|
evwYwRK evsKi Abygvw`Z wWjviMY KZK
cwiZ weeiYxmg~ni wfwZ evsjv`ki e`wkK
jb`b fvimvgi Dcv msKjb Kiv nq| A_bwZK
mK wefvM I evsjv`k evsKi mswk wefvM
_KI Abvb cqvRbxq Z_vw` msMn Kiv nq| Ze
G cywKvq msKwjZ Dcvmg~n ivwb Avqi
Kvg wfwK Z_ eenvi Kiv nqQ|
bM` jb`bi cwimsLvb e`wkK gy`v wewbgq
weeiYxmg~n _K bqv nq| Ab w`K A_bwZK
mK wefvM nZ e`wkK FY Ges Aby`vbi gvag
A_vqbKZ jb`bi Z_I Afy Kiv nq|

ii

`kmg~n/Ajmg~n

REGIONS/COUNTRIES AND TERRITORIES

GB cKvkbvq hyivR, gvwKb hyiv, KvbvWv,

Rvcvb, BDivcxq BDwbqb, Abvb BDivcxq
`kmg~n, Bmjvgx mjb msv, `wY-c~e Gkxq
`kmg~ni mwgwZ, Abvb Gkxq `kmg~n I weki
Aewk `kmg~ni mv_ evsjv`ki jb`b
fvimvgi weeiYxjv Afy Kiv nqQ| Kvb
Kvb `k GKvwaK Aji wnme Afy _vKvi
KviY AvwjK jb`b fvimvgi Dcvi mgwi
mv_ mvgwMK jb`b fvimvgi Dcvi wKQyUv
cv_K _vKZ cvi| mgq mgq Mvx/Ajmg~ni
m`mi cwieZb nZ cvi| 2010 mvji 30k Ryb
ZvwiL Aewa Mvx/Ajmg~ni Afy `kjvi
weeiY wbg `qv njv t

The Balance of Payments statements as

included in this publication have been compiled
in respect of transactions with four countries :
the United Kingdom, the U.S.A., Canada and
Japan and several country groups viz.
European Union, other European Countries,
Organisation
of
Islamic
Conference,
Association of South-East Asian Nations, other
Asian Countries and rest of the World. The
aggregate of the regional BOP figures will not
tally with those of the global BOP due to
overlapping of some countries among the
regions. The composition of country groups
may change from time to time. The country
th
groups as at 30 June, 2010 comprised as
under :

1) BDivcxq BDwbqb t

1) European Union :

Awqv, ejwRqvg, eyjMwiqv, mvBcvm, PK

wicvewjK, WbgvK, Gvwbqv, wdbjv, dv,
Rvgvbx, Mxm, nvix, Avqvijv, BZvjx, jvUwfqv,
wj_yqvwbqv, jygevM, gvv, b`vijv, cvjv,
cZzM vj, igvwbqv, -vfvK wicvewjK, -vfwbqv,
b, myBWb I hyivR|

Austria, Belgium, Bulgaria, Cyprus, Czech

Republic, Denmark, Estonia, Finland, France,
Germany, Greece, Hungary, Ireland, Italy,
Latvia, Lithuania, Luxembourg, Malta,
Netherlands, Poland, Portugal, Romania,
Slovac Republic, Slovenia, Spain, Sweden and
the United Kingdom.

2) Abvb BDivcxq `kmg~n t

2) Other European Countries :

Avjewbqv, Avgwbqv, ejyiwkqv, emwbqvnviRMvwfbv, vqwkqv, RwRqv, AvBmjv,

gwmWvwbqv, gjWvwfqv, gvbvKv, biIq, ivwkqv,
mvweqv gwUwbMv, myBRvijv, Zzi, BDb Ges
fvwUKvb wmwU|

Albania, Armenia, Belorussia, BosniaHerzegovina, Croatia, Georgia, Iceland,

Macedonia, Moldovia, Monaco, Norway,
Russia, Serbia Montinigro, Switzerland,
Turkey, Ukraine and Vatican City.

3) Bmjvgx mjb msv t

3) Organisation of Islamic Conference :

AvdMvwbvb, Avjewbqv, AvjRwiqv, AvRvievBRvb,

evnivBb, ewbb, ebvB, eywKbv dvmv, Kvgib, Pv`,

Afghanistan, Albania, Algeria, Azerbaijan,

Bahrain, Benin, Brunei, Burkina Faso,

iii

Kgviv xccy, KvU wW AvBfwi, wReywZ, wgki,

Mveb, Mvw^qv, wMwb, wMwbwemvD, Mvqvbv, B`vbwkqv,
BmjvwgK wicvewjK Ae Bivb, BivK, R`vb,
KvRvLvb, KzqZ, wKiwNR wicvewjK, jevbb,
wjweqv, gvjqwkqv, gvjxc, gvwj, gwiZvwbqv,
giv, gvRvw^K, bvBRvi, bvBRwiqv, Igvb,
cvwKvb, cvjvBb, KvZvi, mw` Avie, mbMvj,
wmqiv wjIb, mvgvwjqv, my`vb, mywibvg, wmwiqv Avie
cRvZ, ZvwRwKvb, UvMv wicvewjK, wZDwbwkqv,
Zzi, ZzKgwbvb, DMvv, mshy Avie AvwgivZ,
DRewKvb Ges Bqgb Avie cRvZ|

Cameroon, Chad, Comoro Islands, Cote d'

Ivoire, Djibouti, Egypt, Gabon, Gambia,
Guinea, Guinea-Bissau, Guyana, Indonesia,
Islamic Republic of Iran, Iraq, Jordan,
Kazakhstan, Kuwait, Kyrgyz Republic,
Lebanon, Libya, Malaysia, Maldives, Mali,
Mauritania, Morocco, Mozambique, Niger,
Nigeria, Oman, Pakistan, Palestine, Qatar,
Saudi Arabia, Senegal, Sierra Leone, Somalia,
Sudan, Suriname, Syrian Arab Republic,
Tazikistan, Republic of Togo, Tunisia, Turkey,
Turkmenistan, Uganda, United Arab Emirates,
Uzbekistan and Yemen Arab Republic.

4) `wY-c~e Gkxq `kmg~ni mwgwZ t

4) Association of South-East Asian Nations :

ebvB, K^vwWqv, B`vbwkqv, MYcRvZx jvIm,

gvjqwkqv, gvqvbgvi, wdwjcvBb, wmvcyi, _vBjv
Ges wfqZbvg|

Brunei, Cambodia, Indonesia, Laos,

People's Democratic Republic, Malaysia,
Myanmar, Philippines, Singapore, Thailand
and Vietnam.

5) Abvb Gkxq `kmg~n t

5) Other Asian Countries :

AvRvievBRvb, f~Uvb, MYcRvZx Pxb, wdwR,

wMjevU, nsKs, fviZ, KvRvLvb, wKwievwZ cRvZ,
MYcRvZx Kvwiqv, Kvwiqv cRvZ, wKiwNR
wicvewjK, gvKvI, gvjxc, gvwjqv cRvZ, bvDi,
bcvj, wbD KvjWvwbqv, cvwKvb, cvcyqv wbD wMwb,
kxjsKv, ZvBIqvb, ZvwRwKvb, Uvv, ZzKgwbvb,
Uzfvjy, DRewKvb, fvbyqvZz Ges Iqvb mvgvqv|

Azerbaijan, Bhutan, People's Republic of

China, Fiji, Gilbert, Hong Kong, India,
Kazakhstan , Kiribati Republic, Korea DPR,
Korea Republic, Kyrgyz Republic, Macao,
Maldives, Mongolian Republic, Nauru, Nepal,
New Caledonia, Pakistan, Papua New Guinea,
Sri Lanka, Taiwan, Tajikistan, Tonga,
Turkmenistan, Tuvalu, Uzbekistan, Vanuatu
and Western Samoa.

6) weki Aewk `kmg~n t

AvgwiKvb mvgvqv, Gvjv, GwUqv, GwUwjmb`vijv, AvRwUbv, Awjqv, evnvgv, evevWvm,
ewjR, evigy`v, ewjwfqv, evZm&Iqvbv, evwRj, eyiw,
Kc-fvW, mUvj AvwdKvb cRvZ, wPwj, Kjw^qv,
Kv, KvvwiKv, wKDev, WvwgwbKv, WvwgwbKvb

6) Rest of the world :

American Samoa, Angola, Antigua, Antillies
Netherlands, Argentina, Australia, Bahamas,
Barbados,
Belize,
Bermuda,
Bolivia,
Botswana, Brazil, Burundi, Cape Verde,
Central African Republic, Chile, Colombia,
Congo, Costa Rica, Cuba, Dominica,

iv

cRvZ, Gj-mvjf`i, BKzqWi, BKzqvUvwiqvj wMwb,

Bw_Iwcqv, dBiv xccy, dKjv xccy, Nvbv,
wRevvi, Mxbjv, MbvWv, qvWjvc, qvg,
qZgvjv, Mvqvbv d, nvBwZ, nyivm, AvBfvwi
Kv, RvgvBKv, Kwbqv, jmv_v, jvBewiqv,
gv`vMvm&Kvi, gvjvIqx, gvwUwbK, gwikvm, gwKv,
gbmivZ, bvwgweqv, wbDwRjv, wbKvivqv, bidvK
xccy, cvbvgv, cvivq, ci, wiBDwbqb, iqvv,
mvI Ug I wcbwmwc, wmwmwjm&, mjvgb xccy, `wY
AvwdKv, mU njbv, mU wcqvi I wgKzjb, mU
wfbmU I MbvwWb&m, mU wKUm I bwfm, mU
jywmqv, mvqvwRjv, ZvbRvwbqv, wwb`v` I UvevMv,
AvgwiKvb fvwRb xccy, Avcvi fvv, Diq,
fbRyqjv, Iq BwR, DBIqvW xccy,
Rvqi, Rvw^qv, wR^veyq, Abvb `k (hv Kv_vI
Afy Kiv nqwb) Ges AvRvwZK msvmg~n|

Dominican Republic, El-Salvador, Equador,

Equatorial Guinea, Ethiopia, Faeroe Islands,
Falkland Islands, Ghana, Gibralter, Greenland,
Grenada, Guadeloupe, Guam, Guatemala,
Guiana French, Haiti, Honduras, Ivory Coast,
Jamaica,
Kenya,
Lesotho,
Liberia,
Madagascar, Malawi, Martinique, Mauritius,
Mexico, Montserrat, Namibia, New Zealand,
Nicaragua,
Norfolk
Islands,
Panama,
Paraguay, Peru, Reunion, Rwanda, Sao Tome
& Principe, Seychelles, Solomon Island, South
Africa, St. Helena, St. Pierre & Miquolon, St.
Vincent and the Grenadines, St. Kitts and
Nevis, St. Lucia,
Swaziland, Tanzania,
Trinidad & Tobago, U.S. Virgin Islands, Upper
Volta, Uruguay, Venezuela, West Indies,
Windward Islands, Zaire, Zambia, Zimbabwe,
Other Countries n.i.e. and all international
institutions.

LvZmg~ni evLv t

EXPLANATORY NOTES ON COMPONENT ITEMS

evsjv`k e`wkK jb`b fvimvg Afy

Dcv`vbmg~nK cavbZ `yBfvM fvM Kiv nqQ, h_vt
1) PjwZ wnmve Ges 2) g~jab I Avw_K wnmve| PjwZ
wnmvei ga iqQ (K) cY I mev, (L) Avq Ges
(M) Acwikva nvi hvi ga AvQ Riwi fvMi
Rb jb`bKZ cKZ I Avw_K m` hvi wewbgqg~j
cwikva KiZ nq bv| g~jab I Avw_K wnmveK
h_vg K) g~jab wnmve I L) Avw_K wnmve LvZ
wef Kiv nqQ| Avw_K m` I `vqi
jb`bjv Avw_K wnmve `Lvbv nq| G QvovI
Avw_K wnmvei AMZ Kvb Kvb wnmvei cvwZvwbK
LvZ I BbygUi gqv` Abyhvqx kYx webvm Kiv
nqQ|

The standard components incorporated in

the Bangladesh Balance of Payments
statements are grouped under two major
categories : 1) Current Account and 2) Capital
and Financial Account. The Current Account
includes : (A) Goods and Services, (B) Income
and (C) Current Transfers offsetting provision
or acquisition of economy's real or financial
resources for immediate consumption without
quid pro quo. The Capital and Financial
Account is bifurcated into (i) Capital Account
and (ii) Financial Account. The financial
account shows transactions in financial assets
and liabilities. Institutional sector and maturity
of financial instruments are other classifications
that are applied to some components of
financial accounts.

1) PjwZ wnmve

1. Current Account

K) cY I mev

A) Goods and Services

A) cY

a) Goods

GB `dvq ewnweki mv_ GKwU `ki cKZ

m`i Av`vb c`vbi wnmve Afy nq _vK|
ewnwek mieivnKZ cKZ m` AvKjb wnmve Ges
ewnwek _K AvbxZ cKZ m` weKjb wnmve
`Lvbv nq| mvaviY cY `e, cwqvRvZKiYi Rb
cY, givgZ KvRi Rb cY, e`i hvbevnbi Rb
AvnwiZ cY I bb gwbUvwi Mvi wnmve GB `dvq
Afy Kiv nq|

Recording of goods implies provision or

acquisition of real resources of an economy to
and from the rest of the world. The credit
entries of the flows measure the domestic real
resources provided to, while the debit entries
stand for acquisition of real resources from the
rest of the world. Goods covers general
merchandise, goods for processing, repairs on
goods, goods procured in ports by carriers and
non monetary gold.

1) mvaviY cY `e

1) General Merchandise

GdIwe wfwZ ivwb Avq GB `dvq AvKjb

wnmve `Lvbv nq, hv Bwcwe KZK mieivnKZ
KvgwfwK Dcv _K msMnxZ| Aciw`K,
evsKi e`wkK gy`v wewbgq weeiYx _K msMnxZ wm
G Gd wfwZ Avg`vwb eq weKjb wnmve `Lvbv
nq Ges BAviwW KZK mieivnKZ e`wkK FY I
Aby`vbi AvIZvq Avg`vwbcm~Z DcvI Avg`vwbi
mv_ GKxf~Z Kiv nq| ivwb Avqi mv_ mv`k
ivLvi Rb wm AvB Gd Avg`vwb eq _K cwienb I
exgv mev eve` AvbygvwbK kZKiv 10 fvM ev` `qv
nq| GLvb DjL h, GB ivwb Avq I Avg`vwb
eqi mv_ evsjv`k ivwb cwqvRvZKiY KZc
KZK mieivnKZ BwcRW GjvKvi ivwb I Avg`vwbi
Z_ GKxf~Z AvQ|

The
credit
entries
cover
mainly
merchandise exports on f.o.b. basis and are
derived from customs records provided by
Export Promotion Bureau (EPB). The debit
entries, derived from exchange records, mainly
represent merchandise imports and are
reported on c.i.f. basis. The exchange data on
imports are supplemented by data on imports
against external official debts and grants
provided by the ERD. To arrive at a uniform
valuation with export, transportation and
insurance services at an estimated rate of 10
percent are deducted from c.i.f. import data. It
may be noted that imports and exports include
those made through the enterprises operating
in the Export Processing Zone, data for which
are provided by the Bangladesh Export
Processing Zones Authority.

2) cwqvRvZKiYi Rb cY

2) Goods for processing

cwqvRvZKiYi

Rb

cY

we`k

Transactions in goods are recorded under

nZ

vi

Avg`vwbc~eK cwqvRvZ cY h `k nZ Avg`vwb

Kiv nqQ m `k cybtivwb Kivi Z_ GB `dvq
Afy Kiv nq|

this item when goods imported for processing

are re-exported to the country from which
those goods were originally imported.

3) givgZi KvRi Rb cY

3) Repairs on goods

RvnvR, wegvb I Abvb hvbevnbi givgZ I

hvski g~j eve` A_ GB `dvq `Lvbv nq|
AvBGgGd wgkb, 2009 Gi mycvwiki AvjvK
givgZ KvRi Rb cY cwienb LvZ Afy Kiv
nqQ|

It includes the value of repairs with the

provision of materials for major refits of ships,
aircraft and other carriers. As per
recommendations of IMF Mission 2009,
repaires on goods have been included in
transportation.

4) e`i hvbevnb KZK AvnwiZ cY

4) Goods procured in ports by carriers

e`i RvnvR, wegvb I Abvb cwienbi Rb

evwYwRK cqvRb qKZ `evw` hgb, Rvjvbx, Lv`
e, vi BZvw` eve` A_ GB `dvq Afy _vK|

The item refers to those goods, such as

fuels, provisions, stores and supplies for
carriers usually purchased for commercial use
in ships, aircraft and other carriers.

5) bb& gwbUvwi Mv

5) Non monetary gold

Avw_K wnmvei Afy wiRvfi Ask wnmve

weePbv Kiv nq bv Gic ^Yi gRyZ-g~j G LvZ
`Lvbv nq|

This represents gold that is held as a store

of value which is not recognised as part of
reserves in the financial account.

Av) mev

b) Services

ewnweki mv_ mev eve` hveZxq jb`b GB

LvZ Afy Kiv nq| mev c`vb eve` AwRZ Avq
AvKjb wnmve Ges mev MnY eve` eq weKjb
wnmve GB LvZ `Lvbv nq|

Recording of services implies provision or

acquisition of services of an economy to and
from the rest of the world. The credit entries
measure the services provided to, and the
debit entries measure the acquisition of
services from the rest of the world.

1) cwienb

1) Transportation

hvx enb, cY vbvi, zmn hvbevnb fvov I

AvbylwK Abvb mnhvMx mev hv wbevmx I
Awbevmx`i ga mvw`Z nq Ggb mKj cwienb

Transportation covers all transportation

(Sea, Air, Rail, Road and Others) services that
are performed by residents for those of nonresidents and vice-versa and involved with

vii

(AvKvk, Rj I j) mev cwienbi AvIZvfy|

fvov msv exgv Ges e`i hvbevnb (RvnvR I
wegvb) KZK AvnwiZ cY cwienbi AvIZvfy bq
Ze givgZ KvRi Rb cY D `dvq Afy Kiv
nqQ|

carriage of passengers, movement of goods

(freight), charter of carriers with crew and other
related supporting and auxiliary services.
Activities like freight insurance, goods
procured in ports by carriers are execluede
from transportation but repairs of transportation
equipment are included in this item.

2) gY

2) Travel

chUb I Abvb gY msv Avq I eq gY

LvZ cwZdwjZ nq| Abvb gY hgb, eemvwqK I
ewMZ gY| eemv msv gYKvix`i ga
mvaviYZt evwYwRK gYKvixMY I AvRvwZK msvi
miKvwi wgkb gYKvix AMZ| we`k agxq, wkv,
wPwKrmv, AvZxq-^Rbi mv_ `Lv Kiv I Ljva~jvq
AskMnYi Rb gY ewMZ gYi AvIZvq co|

Travel represents receipts and payments

under tourism and other travel for such
purposes as business and personal. Business
travellers are usually commercial travellers,
government employees on official travel and
employees of international organisations on
official missions. Personal travel covers
travellers going abroad for religious,
educational, health purposes, visits to relatives
and friends, participation in sports etc.

3) hvMvhvM mev

3) Communication Services

Uwjdvb, UwjMvd, dv, Uj, BjKUwbK

gBj, WvK I Kzwiqvi mvwfm msv mKj Avq I eq
hvMvhvM mevi AvIZvfy|

Communication services cover receipts and

payments on account of telephone, telegraph,
facsimile and telex including broadcasting and
electronic mail services, postal and courier
services.

4) wbgvY mev
we`k wbgvY cK KvR msv Ges wbevmx
cwZvbi Kgx KZK vcb Kvh eve` MnxZ Avq Ges
evsjv`k wbgvY cK wbqvwRZ Awbevmx cwZvbi
Kgx`iK c` eZb fvZvw` msv eq wbgvY
mevi AvIZvfy|

4) Construction services

5) exgv mev
wbevmx exgv Kvvwbi mivmwi exgv I cybt exgvi
bxU wcwgqvg GB LvZ AvKjb wnmve Ges Avg`vwb

5) Insurance services

Construction services covers receipts for

work abroad on construction projects and
installation by personnel of resident enterprises
and payments on account of salary and
allowances paid to the personnel of nonresident enterprises engaged in construction
project in Bangladesh.

Credit entries cover net premium on direct

insurance and reinsurance assumed by

viii

cYi fvovi AMZ exgv weKjb wnmve `Lvbv nq|

Avg`vwb cYi fvovi AMZ exgv Avjv`vfve cvIqv
hvq bv, Ze cY fvovi 10 kZvsk exgv wnmve aiv
nq|

resident insurance companies. Debit entries

cover premium on merchandise insurance on
imports, which are not available separately but
are included in freight. An estimated 10 percent
of import freights is treated as insurance.

6) Avw_K mev

6) Financial Services
Receipts by banks operating in Bangladesh
from their offices and correspondents abroad
and payments by banks to their branches and
correspondents abroad on account of
commission, cable charges including fees
associated with letter of credit, bankers
acceptances, lines of credit, financial leasing
and other fees etc. are included under financial
services.

evsjv`k KvhiZ evsKmg~n Zv`i e`wkK

Awdm I KimcU`i mv_ Kwgkb, Kvej PvRm,
FYc msv wd, evsKvm Gm, jvBbm Ae
wWU, Avw_K BRviv Ges Abvb hveZxq wd eve` h
Av`vb-c`vb Ki _vK ZvB Avw_K mevi Afy|

7) Computer and Information Services

7) KwDUvi Ges Z_ mev

Dcv cwqvKiY, nvWIqvi msv civgk,
mdU&Iqvi evevqb, KwDUvi mdU&Iqvi ivwb Ges
KwDUvi iYveY I givgZ Ges msev`
cwiekb msv mev eve` Avq I eq D `dvi
AvIZvfy|

It covers receipts and payments on account

of computer and news related services
including
data
processing,
hardware
consultancy, software implementation, export
of computer software, maintenance and repairs
of computers and news agency services.
8) Royalties and License Fees

8) iqvwjwU I jvBm wd
The item covers receipts and payments
associated with the authorised use of
intangible non-produced non-financial assets
and proprietary rights, such as patents, copy
rights, trademarks, industrial processes etc.
and the use through licensing agreement of
produced originals or phototypes such as
manuscripts and films.

AkhvM Abyrcvw`Z, Abvw_K m` Ges

^ZvwaKvwiZ m^xq cvUUm, Kwc ivBUm, UWgvKm,
Bvwqvj cmmm BZvw`i Abygvw`Z eenvi Ges
jvBm Pzwi gvag cvywjwc I wdji eenvi
mwKZ cvw I c`vb G `dvi AvIZvfy|

9) Other Business Services

9) Abvb eemvq mev

Receipts and payments on account of
merchanting and other trade related services,
operational leasing and miscellaneous
business, professional and technical services
are covered under this head.

eemv I eemvmsv Abvb mev, Acvikbvj

wjwRs Ges wewea eemvq, ckvMZ I KvwiMwi mev
msv jb`b GB LvZi Afy|

ix

10) mvswZK I webv`b mev

AwWI wfRyqvj I mswk mev Ges Abvb
mvswZK I webv`b mev msv jb`b GB `dvq
`Lvbv nq|

10) Entertainment, Cultural and Recreational

Services

11) miKvwi mev (hv Ab Kv_vI Afy bq)

evsjv`k we`kx KzUbxwZK wgkb I AvRvwZK
msvmg~ni mev LiP eve` cvw AvKjb I we`k
evsjv`kx KzUbxwZK wgkb KgKZv, KzUbxwZK I
eemvwqK I mvgwiK wgkbi LiP eve` ewqZ A_
weKjb wnmve GB klv LvZ `Lvbv nq|

11) Govt. Services n.i.e.

L) Avq
Drcv`bi `yUv Drcv`K h_v kg I g~jab
c`vbi gvag AwRZ Avq e`wkK jb`bi
fvimvgi Avq wnmve Afy nq| m Abyhvqx kg
nZ AwRZ AvqK Kbmkb Ae GgcwqR Ges
g~jab nZ AwRZ AvqK wewbqvM Avq ejv nq|

B) Income

1) Kbmkb Ae GgcwqR
`ki we`kx wbqvM`vZv`i Aaxb ^gqv`x
PvKzwiRxex`i wbKU nZ cv eZb, fvZv I Abvb
Avw_K myweavw` Ges G^vwm, KbmyjU I AvRvwZK
msvq KgiZ vbxq KgPvix KZK cv eZb-fvZvw`
e`wkK jb`b fvimvgi GB LvZ AvKjb wnmve
Ges Gi cwZwjLb (reverse entry) weKjb wnme
`Lvbv nq|

1) Compensation of employees

2) wewbqvM Avq

2) Investment income

i)

i) Direct investment

It covers receipts and payments on account

of audio visual and related services and other
cultural and recreational services.

Under this residual item the primary credit

entries are service expenditures of foreign
diplomatic
missions
and
international
organisations in Bangladesh and the primary
debit entries are the expenditures relating to
Bangladesh diplomatic personnel, diplomatic
and trade mission, and military expenditures
abroad.

The Income component of the Balance of

Payments is restricted to income earned from
the provision of two factors of production viz,
labour and capital. Accordingly income earned
from the labour is called compensation of
employees while income earned from the
capital is called investment income.

Wages, salaries and other benefits received

by short term workers (less than one year) from
non-resident employers and that of local staff
of embassies, consulates and international
organisations are treated as credit entries
while the reverse are debit entries under this
head.

mivmwi wewbqvM
we`k nZ evsjv`kx mivmwi wewbqvMKvix`i
cv BKzBwU wewbqvMi jfvsk I FYi my` G LvZ

The credit entry covers profit receipts on

equity participation and interest receipts on

AvKjb wnmve Ges evsjv`k nZ we`kx mivmwi

wewbqvMKvix`i wbKU cwiZ wewbqvMi jfvsk I
FYi my` weKjb wnmve `Lvbv nq| wewbqvM Avqi
Dcv evsK nZ AvniY Kiv nq| cybt wewbqvMRwbZ
Avq cwZvbwfwK Rwici gvag msMnxZ nq
_vK|

debt by Bangladeshi direct investors from

abroad and debit entry records the profit and
interest paid to the foreign direct investors by
the reporting economy. Data on direct
investment income are derived from banking
records. Data on reinvested earnings are
collected through enterprise survey.

ii)

ii) Portfolio investment

cvU dvwjI wewbqvM

we`kx BKzBwU wmwKDwiwURi (kqvi) Dci

mwZ jfvsk Avq Ges e`wkK e, bvU&m, gvwb
gvKU BbygUm& I AvbylwK dvBbvwqvj
WwifwUfm&mg~ni Dci AwRZ my` GLvZ AvKjb
wnme Ges we`kx`i wbKU Gme BbygUi Dci
c`q jfvsk I my` eve` cwiZ eq weKjb wnme
`Lvbv nq| cvUdvwjI wewbqvM msv Avqi
Dcv evsK nZ msMn Kiv nq|

The credit entry covers dividend accrued

on equity securities (shares) and interest
received from holding of foreign bonds, notes,
and money market instruments and associated
financial derivatives, and the debit entry
includes the payments on account of the same
instruments to the foreign investors. Data on
portfolio investment income are collected from
the exchange records provided by authorised
dealers.

iii)

Abvb wewbqvM
evsjv`k evsKi URvwi wej I wewbqvM-wnmve
cv my` I evv (mivmwi I cvUdwjI wewbqvM
msv Avq eZxZ) Ges evsjv`kx`i Abvb
hveZxq e`wkK m` nZ cvw G `dvq AvKjb
wnme wjwce Kiv nq| Aciw`K, weKjb wnme
cavbZ gvSvwi I `xNgqv`x FY, Abvb ^gqv`x
FYi my`, AvBGgGd PvRm Ges mivmwi
cvUdvwjI wewbqvM ewnf~Z we`kx `vqi hveZxq
my`/evv G `dvq `Lvbv nq|

iii) Other Investment

M) Acwikva PjwZ nvi

Riwi fvMi cqvRb Lv` I cY `ei Aby`vb
Ges UKwbKvj mvnvh G LvZ Afy Kiv nq|
GQvovI G LvZ Afy _vK we`k KgiZ

C) Current Transfers

The credit entry under this head includes

mainly interest and discount received by
Bangladesh Bank from investment account
and treasury bills and receipts of
interest/discount on all other resident claims on
non-resident other than direct and portfolio
investment. The debit entry represents mainly
interest payments of Medium & Long-term
Loan (MLT) and other short-term loans,
payments of IMF charges and payments of
interest / discount on all other liabilities to nonresident other than direct and portfolio
investment.

Official grants in food and commodity for

immediate consumption and technical
assistance are included in the current

xi

evsjv`kx`i cwiZ A_, wewfb Dcnvi I Aby`vb

BZvw`|

transfers. It also includes workers' remittances,

other gifts and donations etc.

1) PjwZ nvi-miKvwi
wewfb `vZv`k I AvRvwZK msv nZ cv
Lv``e, Abvb cY `ei Aby`vb Ges UKwbKvj
mvnvh G LvZ AvKjb wnmve Ges DwjwLZ Dk
c` Aby`vb weKjb wnmve wjwce Kiv nq|

1) General government

2) PjwZ nvi-Abvb
G LvZi AvKjb wnmve Afy _vK g~jZ we`k
_K cv cevmx KgPvix`i cwiZ A_ I
emiKvwifve cv Aby`vb| Abyicfve, cwiZ Gme
Aby`vb weKjb wnmve Afy Kiv nq|

2) Other sectors

The credit entries for current transfers of the

general government (i.e. government official
sectors) include grants in the form of food and
commodity and technical assistance received
from donor countries and international
organisations. Debit entries represent
payments on the same accounts.

Credit entries of other current transfer

mainly cover workers' remittances and
donations provided by foreign private
organisations. Payments on the same
accounts constitute debit entries.

2) g~jab Ges Avw_K wnmve

2) Capital and Financial Account

A) g~jab wnmve

A) Capital Account

1) g~jab nvi
wbevmx Ges Awbevmx`i ga Kvb wKQyi wewbgq
ewZiKB vei m`i gvwjKvbv nvi A_ev
Avw_K `vq gIKzdKiY wbqB g~jab nvi MwVZ
nq _vK|

1) Capital transfer

Av) Avw_K wnmve

B) Financial Account

e`wkK Avw_K m` Ges `vqi gvwjKvbv

nvi mswk jb`b Avw_K wnmvei ga wjwce
Kiv nq| Avw_K wnmve c_gZt PviwU eenvwiK
wewbqvM hgb-- (1) mivmwi wewbqvM,
(2) cvUdvwjI wewbqvM, (3) Abvb wewbqvM Ges

Financial account records all transactions

associated with changes of ownership in
foreign financial assets and liabilities. The
Financial Account is classified, firstly, by four
functional types of investment: 1) Direct
investment, 2) Portfolio investment, 3) Other

Capital transfer consists of transfer of

ownership of fixed assets or forgiveness of
financial liabilities between residents and nonresidents without quid pro quo. It includes
mainly official project grants (excluding
technical assistance) data for which are
collected from the ERD.

xii

(4) wiRvf m`; wZxqZt wewbqvMi aviv (m` I

`vq); ZZxqZt wewbqvMi `wjj (BKzBwU, em&,
bvUm& Ges jvbm& BZvw`) wfwZ kYx webvwmZ nq
_vK|

investment and 4) Reserve assets; secondly,

by direction of investment (assets and
liabilities) and thirdly, by instrument of
investment (equity, bonds and notes, loans
etc.).

1) mivmwi wewbqvM
cwZe`bKvix A_bxwZZ (`k) e`wkK mivmwi
wewbqvMKvixMY KZK Zv`i eemv cwZvb wewbqvM
eve` cwiZ A_ Ges evsjv`kx mivmwi
wewbqvMKvixMY KZK we`k BKzBwU wewbqvM
AskMnY nZz cwiZ A_ G `dvi AvIZvfy nq
_vK| e`wkK mivmwi wewbqvM msv jb`bi
Dcv cwZvbwfwK Rwici gvag msMnxZ nq
_vK|

1) Direct investment

2) cvUdvwjI wewbqvM

2) Portfolio investment

BKzBwU wmwKDwiwUm (kqvi) Ges em, bvUm,

gvwb gvKU BUygUm& Ges wdbvbwkqvj WwifwUfm&
Gi AvKvi WU wmwKDwiwUm eve` MnxZ Ges c`
A_ cvUdvwjI wewbqvMi AvIZvfy nq _vK|

Portfolio investment covers remittances

received from (credit ) and paid to (debit) on
account of equity securities (share) and debt
securities in the form of bonds and notes,
money market instrument and financial
derivatives.

This item covers remittances received from

foreign direct investors in their enterprises in
the reporting economy and remittances made
abroad by Bangladeshi direct investors for
equity participation. The data on foreign direct
investment (FDI) transactions are collected
through enterprise surveys.

cvUdvwjI wewbqvM mwKZ Z_ evsKi

(Abygvw`Z wWjvi) gvag msMnxZ nq _vK|
cwZvb wfwK Rwici gvag AwZwi Z_ msMni
c`cI bqv nqQ|

Information on portfolio investment are

collected through banks. Steps have also been
taken to collect additional information through
enterprise surveys.

3) Abvb wewbqvM

3) Other Investment

Abvb wewbqvMi AvIZvfy nq mB mg Avw_K

jb`b hv mivmwi wewbqvM, cvUdvwjI wewbqvM
A_ev wiRvf m`i aibfy bq| Abvb wewbqvMi
Aaxb m` Ges `vqi wfwZ kYx webvwmZ `wjj
eemvwqK AvMvg, FY (AvRvwZK A_ Znweji
AvMvg Ges Abvb FYmn), gy`v I Rgv Ges Abvb
m` I `vqmg~n Afy nq _vK|

Other investment includes all financial

transactions that are not covered in the
categories for direct investment, portfolio
investment or reserve assets. Under other
investment, the instrument classified under
assets and liabilities, comprises trade credits,
loans (including use of Fund credit and other
loans from the Fund), currency and deposits
and other assets and liabilities.

xiii

4) Reserve Assets

4) wiRvf
AvRvwZK wiRvf mwKZ Dcv Afy Kiv nq
gwbUvix Mv, GmwWAvi, AvRvwZK A_ Znwej
iwZ wiRvf Ges e`wkK gy`v hv evsjv`k evsK
Ges AvRvwZK A_ Znweji (AvB,Gg,Gd)
AfixY iKW _K msMnxZ nq _vK| evsjv`k
evsKi ^Y gIRy`, GmwWAvi gIRy` Ges e`wkK
gy`v gIRy`, AvRvwZK A_ Znwej iwZ wiRvf
BZvw`Z jb`b msv h cwieZb NU ZvB wiRvf
m` cwZdwjZ nq _vK|

Data on international reserves comprise

monetary gold, SDR, reserve position in the
Fund and foreign exchange which are
collected from the internal records of the
Bangladesh Bank and IMF. Transactions of
gold, SDR and foreign exchange of
Bangladesh Bank, transactions in the reserve
position in the IMF are reflected in the reserve
assets.

xiv

e`wkK jb`b fvimvg welqK chvjvPbv (2009-10)

REVIEW OF BANGLADESH BALANCE OF PAYMENTS (2009-10)
MAIN TRENDS
g~j MwZaviv
The balance of payments of Bangladesh for
2009-10 A_ eQi evsjv`ki e`wkK jb`b
2009-10 recorded a surplus of Tk. 2,29,561
fvimvgi PjwZ wnmve 2,29,561 wgwjqb UvKv D
million on the current account as against a
cwijwZ nq, hLvb c~eeZx eQi G LvZ Di surplus of Tk. 1,45,053 million in the previous
cwigvY wQj 1,45,053 wgwjqb UvKv| AvjvP eQi year. The surplus in the period under review is
PjwZ wnmve D cavbZ DjLhvM cwigvY ivwb attributable mainly to a significant increase in
Avq (kZKiv 4.8 fvM) Ges PjwZ nvi Avq export receipts (4.8 percent), a substantial
(kZKiv 16.0 fvM) ew Ges MZ eQii Zzjbvq positive growth in current transfers (16.0 percent)
AcvKZ Kg Avg`vwb eq ew (kZKiv 6.0) and less import growth (6.0 percent)then previous
year (See Table-I). On the other hand, (according
(mviYx-1 `e)| Abw`K, (AvBGgGd evj Ae to the IMF Balance of Payments Manual-5) the
cgUm& gvbyqvj-5 Gi wbqg Abyhvqx) g~jabx I observed outflow in capital and financial account
Avw_K wnmve 2,29,561 wgwjqb UvKvi ewngyLx cevn was Tk. 1,79,745 million instead of Tk. 2,29,561
nIqvi K_v _vKjI D LvZ 1,79,745 wgwjqb UvKvi million resulting a negative errors and omissions
ewngyLx cevn cwijwZ nq hvi djkwZZ FYvZK of Tk. 49,816 million.
The summary position of the balance of
fyjvwi cwigvY `uvovq 49,816 wgwjqb UvKv|
payments for 2009-10 and 2008-09 is presented
2009-10 Ges 2008-09 A_ eQii e`wkK in Table -I below :
jb`b fvimvgi mvi-msc mviYx-1 G `Lvbv
mviYx-1
njv t
TABLE-1
Items
(A)

A. Current Account
1. Goods and Services
1.1 Goods
1.1.1 Exports (f.o.b.)*
1.1.2 Imports (f.o.b.)**
1.2 Services(net)
2. Income(net)
3. Current Transfers (net)
3.1 Private Transfers (net)
3.2 Official Transfers (net)
B. Capital and Financial A/C
1. Capital Account (net)
2. Direct investment (net)
3. Portfolio investment (net)
4. Other investment (net)
5. Reserve assets
C. Errors and Omissions

2009
Jul-Sept Oct-Dec
(B)

100001
-72644
-50949
267681
-318630
-21695
-23701
196346
193213
3133
-72244
8718
11838
5781
28060
-126641
-27757

Taka in million
2010
2009-10 2008-09 Changes
Jan-Mar Apr-Jun

(C)

(D)

14761
-166026
-139890
235690
-375580
-26136
-24664
205451
202431
3020
12736
7961
11838
837
59265
-67165
-27497

61109
-111229
-80556
296006
-376562
-30673
-22081
194419
192802
1617
-61838
5398
19745
-7643
-81318
1980
729

Note : Both exports and imports include those of EPZ.

*
Includes goods for processing and goods procured in ports by carriers.
**
Includes goods procured in ports by carriers.

xv

(E)

(F)

(G)

53690 229561 145053

-109054 -458953 -438028
-84984 -356379 -323845
324074 1123451 1071950
-409058 -1479830 -1395795
-24070 -102574 -114183
-29701 -100147 -96595
192445 788661 679676
191567 780013 677158
878
8648
2518
-58399 -179745 -147566
11659
33736
33454
19743
63164
69803
-19270
-20295
-7021
-14214
-8207 -114202
-56317 -248143 -129600
4709
-49816
2513

(H)=(F-G)

84508
-20925
-32534
51501
-84035
11609
-3552
108985
102855
6130
-32179
282
-6639
-13274
105995
-118543
-52329

e`wkK evwYR

FOREIGN TRADE

2009-10 A_ eQi e`wkK evwYRi wwZZ

NvUwZi cwigvY `uvovq 3,56,379 wgwjqb UvKv,
c~eeZx A_eQi G NvUwZi cwigvY wQj 3,23,845
wgwjqb UvKv| AvjvP A_eQi 32,534 wgwjqb UvKv
evwYR NvUwZ ew cvIqvi KviY nj ivwb Avq ewi
(51,501 wgwjqb UvKv) Zzjbvq Avg`vwb eq AwaK
ew (84,035 wgwjqb UvKv) cvIqv|

The trade balance, on the merchandise

account, recorded a deficit of Tk. 3,56,379
million during the fiscal year 2009-10 as
compared to the deficit of Tk. 3,23,845 million
in the previous fiscal year. In the year under
review, the increase in trade deficit of Tk.
32,534 million over 2009-10 occurred due to a
large increase in import payments (Tk. 84,035
million) as compared to that of export receipts
(Tk. 51,501 million).

2009-10 Ges 2008-09 A_ eQi ivwb Avq I

Avg`vwb eqi A_vqbi kYxwebvm Abyhvqx
Zzjbvg~jK Aev 2bs mviYxZ `Iqv njv t

The comparative position of export receipts

and imports payments classified by mode of
financing for 2009-10 and 2008-09 are shown
in Table-II below :

mviYx-2
TABLE-II
Taka in million
Mode of Financing
(A)

Trade balance (1-2)

1. Export (f.o.b.)
1.1 Cash(including EPZ)
1.2 Others*
2. Import (f.o.b.)**
2.1 Cash(including EPZ)
2.2 Loans & Credits
2.2.1 Food
2.2.2 Non-Food
2.3 Grants
2.3.1 Food
2.3.2 Non-Food
2.4 Short-term borrowings
2.5 Other unclassified

2009
Jul-Sept Oct-Dec
(C)

(B)

2010
2009-10 2008-09 Changes
Jan-Mar Apr-Jun
(D)

(E)

(F)

(G)

(H)=(F-G)

-50949

-139890

-80556

-84984 -356379 -323845

-32534

267681

235690

296006

324074 1123451 1071950

51501

266577

234340

294427

322112 1117456 1066753

50703

1104

1350

1579

5197

798

318630

375580

376562

409058 1479830 1395795

1962

84035

297120

364486

366916

389317 1417839 1340560

77279

891

409

1203

380

5995

2883

5167

-2284

891

409

1203

380

2883

5167

-2284

70

416

19

505

35

470

70

416

19

505

35

470

19463

8832

6399

17190

51884

43040

8844

1086

1437

2025

2171

6719

6993

-274

Note : Exports data are shipment-based while imports are on the basis of settlement of payments. Both exports and
imports include those of transactions of enterprise of EPZ.
*
Represents goods for processing and goods procured in ports by carriers
**

Includes goods procured in ports by carriers.

xvi

EXPORTS*

ivwb
2009-10 A_ eQi bM` ivwb Avq c~eeZx
eQii 10,70,885 wgwjqb UvKv _K kZKiv 4.7
fvM ew cq 11,21,038 wgwjqb UvKvq `uvovq|
AvjvP eQi KuvPv cvU Ges cvURvZ `e ivwb _K
Avq nq h_vg 13,578 wgwjqb UvKv Ges 36,975
wgwjqb UvKv hv GK gvU ivwb Avqi kZKiv 4.5
fvM| wngvwqZ wPswo I gvQ _K Avq nqQ gvU
30,259 wgwjqb UvKv hv gvU ivwb Avqi kZKiv
2.7 fvM| 2009-10 A_ eQi Zwi cvkvK
(nvwmqvixmn) LvZ gvU ivwb Avqi kZKiv 77.1
fvM AwRZ nIqvq Zv ivwb cY wnme kxlvb
Aevb KiQ hvi cwigvb 8,64,523 wgwjqb UvKv|
AvjvP A_eQi ivwb cwqv Aj _K AvnwiZ
nqQ gvU ivwb Avqi kZKiv 13.3 fvM|
3bs mviYxZ 2009-10 Ges 2008-09 A_
eQii cavb ivwb mvgMx _K Avqi wP c` njvt

Goods worth Tk. 11,21,038 million were

shipped in 2009-10 as against Tk. 10,70,885
million in 2008-09, representing a rise of 4.7
percent over the previous year. In the current fiscal,
earnings from raw jute and jute goods stood at Tk
13,578 million and Tk. 36,975 million respectively
which together amounted to 4.5 percent of total
export receipts. Earnings from frozen shrimps and
fish were Tk. 30,259 million, which was 2.7 percent
of the total export earnings. Readymade garments
(including knitwear products) were at the top of the
list constituting about 77.1 percent of total export
earnings amounting to Tk. 8,64,523 during 200910. Exports from the EPZ enterprises constituted
about 13.3 percent of total earnings in the period
under review.
The position of exports, classified by major
commodities, during the year under review as
compared to that of the previous year is shown in
Table-III below :
* Based on customs records

mviYx-3
TABLE-III
Major Commodities
(A)

Taka in million

2009
2010
Jul-Sept Oct-Dec Jan-Mar Apr-Jun
(B)

2009-10

2008-09

Changes
(H)=(F-G)

(C)

(D)

(E)

(F)

(G)

Total Export*

267309

235245

295406

323078

1121038

1070885

50153

( of
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.

(37057)
2487
5791
55
3140
7032
95070
114221
2026
2579
34908

(31489)
4121
7159
210
3604
8218
83366
93599
266
2502
32200

(39632)
4146
8836
92
3844
5493
120879
108679
358
3200
39879

(40614)
2824
15189
34
5054
9516
116694
132015
17
2585
39150

(148792)
13578
36975
391
15642
30259
416009
448514
2667
10866
146137

(130744)
10194
18185
846
12200
31272
407194
442333
9647
9121
129893

(18048)
3384
18790
-455
3442
-1013
8815
6181
-6980
1745
16244

which : EPZ )
Raw Jute
Jute Goods
Tea
Leather
Frozen Shrimps and Fish
Woven Garments
Knitwear Products
Fertilizer
Terry Towel
Others

* Includes goods for processing but excludes goods procured in ports by carriers

xvii

2009-10 A_ eQi evsjv`kx cY Zv `k

wnme gvwKb hyivi Aevb kxl iqQ| AvjvP
eQi gvwKb hyiv _K gvU ivwb Avqi cwigvY
wQj 2,73,312 wgwjqb UvKv (gvU ivwb Avqi
kZKiv 24.4 fvM)| ivwb Avqi Aatg Abymvi
Abvb cavb `kjv njv t Rvgvbx 1,51,331
wgwjqb UvKv (kZKiv 13.5 fvM), hyivR 1,04,368
wgwjqb UvKv (kZKiv 9.3 fvM), dv 70,975
wgwjqb UvKv (kZKiv 6.3 fvM), b`vijv 70,353
wgwjqb UvKv (kZKiv 6.3 fvM), BZvwj 43,166
wgwjqb UvKv (kZKiv 3.9 fvM) Ges ejwRqvg
27,019 wgwjqb UvKv (kZKiv 2.4 fvM)|

The
U.S.A topped the list of potential
buyers of goods from Bangladesh during the
year 2009-10 with an amount of Tk. 2,73,312
million (24.4 percent of the total export). Other
major countries in descending orders of
magnitude of exports were : Germany
Tk. 1,51,331 million (13.5 percent), U.K.
Tk. 1,04,368 million (9.3 percent), France
Tk. 70,975 million
(6.3 percent), the
Netherlands Tk. 70,353 million (6.3 percent),
Italy Tk. 43,166 million (3.9 percent), and
Belgium Tk. 27,019 million (2.4 percent).

Avg`vwb
2009-10 A_ eQi Avg`vwb (wmAvBGd) eqi
cwigvY `uvovq 16,42,434 wgwjqb UvKv hv c~eeZx
eQi wQj 15,48,212 wgwjqb UvKv| AvjvP eQi
gvU Avg`vwbi (BwcRW eZxZ) ga Lv`km I
Abvb cY LvZ Avg`vwbi cwigvY wQj h_vg
57,888 wgwjqb UvKv (kZKiv 3.5 fvM) Ges
14,86,797 wgwjqb UvKv (kZKiv 90.5) fvM|
Lv`km ewnf~Z cavb cavb cYi ga cUvwjqvg,
UUvBj I UUvBj mvgMx, jvnv-BvZ I Abvb
eBR gUvj Ges KvwcUvj gwkbvix Avg`vwbi
cwigvYB wQj kxl hvi cwigvY h_vg 1,39,841
wgwjqb UvKv (kZKiv 8.5 fvM), 1,37,420 wgwjqb
UvKv (kZKiv 8.4 fvM), 1,00,519 wgwjqb UvKv
(kZKiv 6.1 fvM) Ges 1,10,138 wgwjqb (kZKiv
6.7 fvM) UvKv| GQvov BwcRW GUvicvBR _K
Avg`vwb eqi cwigvY wQj 97,749 wgwjqb UvKv
(kZKiv 6.0 fvM)|
2009-10 I 2008-09 mbi cavb cavb cY
wfwK Avg`vwb eqi Zzjbvg~jK Aev 4bs mviYxZ
c`wkZ njv t

IMPORTS
Import (c.i.f) payments during 2009-10
amounted to Tk. 16,42,434 million as
compared to Tk. 15,48,212 million in the
previous year. Of the total imports during the
year under review (excluding those of EPZ),
import payments for food grains and other
commodities were Tk. 57,888 million (3.5
percent) and Tk. 14,86,797 million (90.5
percent) respectively. Among the commodities
other than food grains, the major imported
items were POL, textile & textile articles, ironsteel & other base metals and capital
machinery generating imports worth of Tk.
1,39,841 million (8.5 percent), Tk. 1,37,420
million (8.4 percent), Tk. 1,00,519 million (6.1
percent) and Tk. 1,10,138 million (6.7 percent)
respectively. Imports of EPZ enterprises
amounted to Tk. 97749 million (6.0 percent).
The comparative position of import
payments for 2009-10 and 2008-09 classified
by major commodities is shown in Table-IV
below :

xviii

mviYx-4
TABLE-IV

Major Commodities

2009
Jul-Sept Oct-Dec

(A)

A. Food Grains

(B)

(C)

Taka in million
2010
2009-10 2008-09 Changes
Jan-Mar Apr-Jun
(D)

(E)

(F)

(G)

(H)=(F-G

7759

20212

13412

16505

57888

60728

-2840

113

389

1764

2953

5219

16421

-11202

7646

19823

11648

13552

52669

44307

8362

328306

375287

377316

405888 1486797 1397924

88873

861

2081

1919

2503

7364

6634

730

2. Spices

2303

1678

1341

2225

7547

4281

3266

3. Oil seeds

2009

3584

433

2976

9002

10937

-1935

4. Edible oil

13072

1. Rice
2. Wheat
B. Other Commodities
1. Milk & cream

21880

18070

16854

15794

72598

59526

5. Pulses (all sorts)

4534

5888

6759

7037

24218

16091

8127

6. Sugar

5033

16758

15835

7347

44973

28438

16535

7. Clinker

4484

3861

7221

7482

23048

21585

1463

8. Crude petroleum

7177

10536

11326

7963

37002

40119

-3117

29398

31505

35475

43463

139841

137276

2565

15455

15683

17592

18490

67220

66057

1163

11. Pharmaceutical products

1224

1623

2359

1928

7134

5479

1655

12. Fertilizer

6717

26786

13083

3014

49600

65582

-15982

13. Dyeing & tanning materials

4219

4970

4829

4977

18995

17788

1207

14. Plastics and rubber articles

thereof

15111

15234

17670

18818

66833

57793

9040

15. Raw cotton

19710

21640

25916

32322

99588

88790

10798

16. Yarn

11889

11549

11511

14763

49712

54480

-4768

17. Textile & textile articles

34066

31183

33571

38600

137420

144433

-7013

9. POL
10. Chemicals

18. Staple fibre

2109

1747

1688

2602

8146

7736

410

19. Iron, steel & other base metals

20682

24273

25498

30066

100519

103357

-2838

20. Capital goods

81608

89295

83770

97210

351883

322795

29088

27172

28588

24715

29663

110138

97628

12510

i) Capital machinery
ii) Other capital goods
21. Others
Sub total (A+B)
C. Import by EPZ
Grand Total(A+B+C)*

54436

60707

59055

67547

241745

225167

16578

37837

37343

42666

46308

164154

138747

25407

336065

395499

390728

422393 1544685 1458652

86033

17839

21504

27105

353904

417003

417833

31301

97749

89560

8189

453694 1642434 1548212

94222

* Calculated on c.i.f. basis and excludes repairs on goods and goods procured in ports by carriers.

xix

SERVICES ACCOUNT
During 2009-10, the net deficit on the
services account decreased by Tk.11,609
million to Tk. 1,02,574 million from Tk.1,14,183
million in 2008-09. The decrease in deficit is
attributable to less increase in receipts (8.7
percent) than the increase in receipts (26.2
percent). In the current fiscal year, increases in
receipts were mainly recorded under:
transportation services Tk. 1,436 million,
communication services Tk. 5,262 million,
financial services Tk.1,003 million and
computer and information services Tk.190
million, travel services Tk.1,552 million and
government services Tk.20673 million.
whereas decreases in receipts were observed
under insurance services Tk.351 million &
entertainment, cultural and recreational
services Tk.11 million. On the other hand,
increases in payments were mainly registered
on account of travel Tk.5,156 million, other
business services Tk.2,899 million, government
services Tk.5,073 million, transportation
services Tk.6,836 million and financial services
Tk.855 million while decrease in payments was
observed under communication services Tk.85
million and royalties & license fee services
Tk.721 million.

mev LvZ
mev LvZ bxU NvUwZi cwigvY 2008-09 A_
eQii 1,14,183 wgwjqb UvKv _K 11,609 wgwjqb
UvKv Kg 2009-10 A_ eQi 1,02,574 wgwjqb
UvKvq `uvovq| NvUwZ nvmi KviY njv, mev LvZ
Avq ewi (kZKiv 26.2 fvM) Zzjbvq Kg eq ew
(kZKiv 8.7 fvM) cvIqv| AvjvP eQi mev LvZ
Avqmg~ni ga cavbZt cwienb mev LvZ 1,436
wgwjqb UvKv, hvMvhvM mev LvZ 5,262 wgwjqb
UvKv, Avw_K mev LvZ 1,003 wgwjqb UvKv Ges
KwDUvi I Z_ hvMvhvM mev LvZ 190 wgwjqb
UvKv, gY mev LvZ 1,552 wgwjqb UvKv I miKvwi
mev LvZ 20,673 wgwjqb UvKv ew cvq| cvi,
exgv mev LvZ 351 wgwjqb UvKv Ges Avcvqb,
mvswZK I wPwebv`b LvZ 11 wgwjqb UvKv nvm
cvq| Abw`K, mev LvZ eqmg~ni ga cavbZt
gY mev LvZ 5,156 wgwjqb UvKv, Abvb
eemvwqK mev LvZ 2,899 wgwjqb UvKv, miKvwi
mev LvZ 5,073 wgwjqb UvKv, cwienb mev LvZ
6,836 wgwjqb UvKv I Avw_K mev LvZ 855 wgwjqb
UvKv ew cvq| cvi hvMvhvM mev LvZ 85
wgwjqb UvKv I iqvjwUR I jvBm mev LvZ 721
wgwjqb UvKv nvm cvq|

The summary position of the services

account for 2009-10 and 2008-09 is shown in
Table-V below :

2009-10 Ges 2008-09 A_ eQii mev LvZi

mvi-msc mviYx bs-5 G `Lvbv njv t

xx

mviYx-5
TABLE-V
Taka in million
Heads of Account
(A)

Services (net) (A-B)

2009
Jul-Sept Oct-Dec
(B)

(C)

2010
2009-10 2008-09 Changes
Jan-Mar Apr-Jun
(D)

(E)

(F)

(G)

(H)=(F-G)

-21695

-26136

-30673

-24070 -102574 -114183

11609

A . Receipts
33556
1. Transportation
2232
1.1 Passenger
143
1.2 Freight
268
1.3 Others
1821
2. Travel
1256
2.1 Business
16
2.2 Personal
1240
3. Communication Services
3018
4. Construction Services
75
5. Insurance Services
123
6. Financial Services
610
7. Computer and Information Services 532
8. Royalties and License Fees
2
9. Other Business Services
7887
10. Entertainment, Cultural
and Recreational Services
20
11. Government Services n.i.e
17801

42693
2501
6
370
2125
1371
19
1352
3017
97
194
1320
660
10
8710

32269
2770
455
383
1932
1585
14
1571
4560
84
82
515
670
4
7716

46016 154534 122451

2919
10422
8986
620
1224
338
546
1567
934
1753
7631
7714
1260
5472
3920
26
75
38
1234
5397
3882
3985
14580
9318
139
395
388
66
465
816
667
3112
2109
610
2472
2282
2
18
11
9938
34251 31936

32083
1436
886
633
-83
1552
37
1515
5262
7
-351
1003
190
7
2315

18
24795

31
14252

32
26398

112
62573

-11
20673

B . Payments
55251
1. Transportation
42011
1.1 Passenger
6021
1.2 Freight
35941
1.3 Others
49
2 .Travel
6714
2.1 Business
384
2.2 Personal
6330
3. Communication Services
184
4. Construction Services
0
5. Insurance Services
365
6. Financial Services
445
7. Computer and Information Services 59
8. Royalties and License Fees
24
9. Other Business Services
2911
10. Entertainment, Cultural
and Recreational Services
4
11. Government Services n.i.e
2534

68829
51781
8528
42954
299
4887
382
4505
453
0
530
660
69
153
4930

62942
49940
6603
43188
149
3587
383
3204
103
0
568
1008
67
316
3603

70086 257108 236634

53362 197094 190258
6816
27968 30302
46443 168526 159409
103
600
547
3850
19038 13882
632
1781
1570
3218
17257 12312
477
1217
1302
436
436
18
266
1729
1444
689
2802
1947
103
298
525
345
838
1559
4491
15935 13036

20474
6836
-2334
9117
53
5156
211
4945
-85
418
285
855
-227
-721
2899

4
5362

0
3750

xxi

6
6061

101
83246

14
17707

29
12634

-15
5073

Avq LvZ

INCOME ACCOUNT

Avq LvZ bxU NvUwZi cwigvY 2008-09

A_eQii 96,595 wgwjqb UvKv _K 3,552 wgwjqb
UvKv eo 2009-10 A_ eQi 1,00,147 wgwjqb
UvKvq `uvovq| AvjvP eQi Avq cvw
Kgcbmkb Ae GgcwqR LvZ 86 wgwjqb UvKv ew
I wewbqvM Avq LvZ 1,100 wgwjqb UvKv nvm cvq|
Abw`K Avq c`vb , Kgcbmkb Ae GgcwqR
LvZ 44 wgwjqb UvKv I wewbqvM Avq LvZ 2,494
wgwjqb UvKv ew cvq Zba mivmwi wewbqvM LvZ
3,641 wgwjqb UvKv ew I Abvb wewbqvM LvZ
2,374 wgwjqb UvKv nvm cwijwZ nq|

The net deficit on the income account

increased by Tk. 3,552 million to Tk. 1,00,147
million in 2009-10 from Tk. 96,595 million in
2008-09. Increase in receipts during the fiscal
year under review was recorded under
compensation of employees amounting to Tk.
86 million and decrease in investment income
amounting to Tk. 1,100 million. On the other
hand, increased payments were recorded
under compensation of employees amounting
to Tk. 44 million and investment income
amounting to Tk. 2,494 million out of which
direct investment increased by Tk. 3,641 and
other investment income decreased by Tk.
2,374.

2009-10 I 2008-09 A_ eQii Avq LvZi

Zzjbvg~jK wP mviYx bs-6 G c` njv t

The summary position of Income Account

for 2009-10 as compared to that of 2008-09 is
shown in Table-VI below :

mviYx-6
TABLE-VI
Taka in million
Mode of Financing

2009
Jul-Sept Oct-Dec

(A)

Income (net) (A-B)

(B)

-23701

(C)

2010
2009-10 2008-09 Changes
Jan-Mar Apr-Jun
(D)

(E)

(F)

(H)=(F-G)

-24664

-22081

-96595

-3552

707
228
479
0
1
478

816
230
586
1
2
583

1407
229
1178
0
0
1178

2587
241
2346
71
0
2275

5517
928
4589
72
3
4514

6531
842
5689
75
10
5604

-1014
86
-1100
-3
-7
-1090

B. Payments
24408
1. Compensation of employees
35
2. Investment Income
24373
2.1 Direct investment
19672
2.2 Portfolio investment
1093
2.3 Other investment
3608

25480
39
25441
18713
1166
5562

23488
34
23454
16884
1462
5108

32288
33
32255
26404
1360
4491

105664
141
105523
81673
5081
18769

103126
97
103029
78032
3854
21143

2538
44
2494
3641
1227
-2374

A. Receipts
1. Compensation of employees
2. Investment Income
2.1 Direct investment
2.2 Portfolio investment
2.3 Other investment

xxii

-29701 -100147

(G)

CURRENT TRANSFERS

PjwZ nvi LvZ

PjwZ nvi LvZ bxU AgyLx cevni cwigvY
c~eeZx eQii 6,79,676 wgwjqb UvKvi j
2009-10 A_ eQi 7,88,661 wgwjqb UvKvq `uvovq|
AvjvP eQi emiKvwi I miKvwi LvZ bxU cvwi
cwigvY wQj h_vg 7,80,013 wgwjqb UvKv I
8,648 wgwjqb UvKv| we`k KgiZ evsjv`kx`i
cwiZ A_i cwigvY c~eeZx eQii Zzjbvq 91,068
wgwjqb UvKv (kZKiv 13.9 fvM) ew cq
7,46,675 wgwjqb UvKvq `uvovq|
2009-10 I 2008-09 A_ eQii PjwZ
nvii mvi-msc mviYx bs-7 G `Lvbv njv t

Current transfers showed a net inflow of Tk.

7,88,661 million during the current year as
compared to a net inflow of Tk. 6,79,676
million during the previous year. Net receipts
under private transfers during 2009-10
amounting to Tk. 7,80,013 million while those
under official transfers stood at Tk. 8,648
million. The amount of workers' remittances
during the period under review increased by
Tk. 91,068 million (13.9 percent) to Tk.
7,46,675 million over the previous year.
The comparative position of current
transfers for 2009-10 and 2008-09 is
summarised in Table-VII below :

mviYx-7
TABLE-VII
Taka in million
Sector
(A)

Current Transfers (net)

1. Private(net)

2009
Jul-Sept Oct-Dec
(B)

196346

2010
2009-10 2008-09 Changes
Jan-Mar Apr-Jun

(C)

(D)

(E)

205451

194419

192445

(F)

(G)

(H)=(F-G)

788661

679676

108985

193213

202431

192802

191567

780013

677158

102855

197369

207514

198710

198612

802205

696118

106087

1.1.1 Workers' Remittances 183504

191655

186073

185443

746675

655607

91068

1.1 Inward transfers

1.1.2 Others

13865

15859

12637

13169

55530

40511

15019

1.2 Outward transfers

-4156

-5083

-5908

-7045

-22192

-18960

-3232

3133

3020

1617

878

8648

2518

6130

3133

3020

1617

878

8648

2518

6130

3133

3020

1617

878

8648

2518

6130

3133

3020

1617

878

8648

2518

6130

2. Official(net)
2.1 Inward transfers
2.1.1 Cash
2.1.2 Other than Cash
2.1.2.1 Food
2.1.2.2 Non-food
2.2 Outward transfers

xxiii

CAPITAL AND FINANCIAL ACCOUNT

g~jabx I Avw_K wnmve

g~jabx I Avw_K wnmve c~eeZx eQii bxU
1,47,566 wgwjqb UvKvi ewngyLx cevni j
2009-10 A_eQi 1,79,745 wgwjqb UvKvi ewngyLx
cevn cwijwZ nq| GB mvgwMK ewngyLx cevn g~jZt
Avw_K wnmve DjLhvM cwigvY ewngyLx cevni
(2,13,481 wgwjqb UvKv) dj| eZgvb A_eQi bxU
mivmwi wewbqvM MZ eQii Zzjbvq kZKiv 9.5 fvM
nvm cqQ|
AvjvP I c~eeZx eQii g~jabx I Avw_K wnmvei
Zzjbvg~jK wP mviYx bs - 8 G `Lvbv njv t

A net capital and financial outflow of Tk.

1,79,745 million was recorded during the year
2009-10, as against a net outflow of Tk.
1,47,566 million in the previous year. This
outflow was primarily an outcome of a
substantial net outflow of Tk. 2,13,481 million in
financial account. Net direct investment
recorded a significant decrease of 9.5 percent
compared to the previous year.
The comparative position of capital and
financial account classified by major items
during the year under review as compared to
that of the previous year is shown in Table-VIII
below :

xxiv

mviYx-8
TABLE-VIII
Taka in million
Mode of Financing

2009
Jul-Sept Oct-Dec

(A)

(C)

(D)

(E)

-72244

12736

-61838

-58399

8718

7961

5398

11659

33736

33454

282

8718
8718
0

7961
7961
0

5398
5398
0

11659
11659
0

33736
33736
0

33454
33454
0

282
282
0

-213481 -181020

-32461

(B)

Capital and Financial Account

A. Capital Account
1. Capital Transfers
1.1 General Government
1.2 Other Sectors
2. Acquisition/disposal of nonproduced, nonfinancial assets

2010
2009-10 2008-09 Changes
Jan-Mar Apr-Jun
(F)

(G)

(H)=(F-G)

-179745 -147566

-32179

-80962

4775

-67236

-70058

11838

11838

19745

19743

63164

69803

-6639

5781

837

-7643

-19270

-20295

-7021

-13274

3. Other investment (net)

28060

59265

-81318

-14214

-8207 -114202

105995

3.1 Trade Credit (net)

-16647

9376

-29642

-34946

-71859

-87162

15303

24751

42287

-4571

-8943

53524

22156

31368

18

40

58

343

-285

B. Financial Account
1. Direct investment (net)
2. Portfolio investment (net)

3.2 Loans (net)

3.2.1 Assets
Long-term

18

40

58

343

-285

Short-term

3.2.2 Liabilities

24733

42247

-4571

-8943

53466

21813

31653

232

-783

-2526

-1648

-4725

-3632

-1093

Long-term

2253

49160

-1410

2891

52894

34257

18637

Short-term

22248

-6130

-635

-10186

5297

-8812

14109

3.3 Currency and Deposits(net)

3708

-2215

-25970

21958

-2519

-3384

865

3562

1140

-26564

13674

-8188

-7312

-876

Use of Fund Credit

3.3.1 Assets
3.3.2 Liabilities

146

-3355

594

8284

5669

3928

1741

16248

9817

-21135

7717

12647

-45812

58459

3.4.1 Long-term

50648

-288

-1764

-1392

47204

47204

3.4.2 Short-term

-34400

10105

-19371

9109

-34557

-45812

11255

-126641

-67165

1980

-56317

-248143 -129600

-118543

3.4 Others(net)

4. Reserve assets

xxv

wiRvf

RESERVE ASSETS

2009-10 A_eQi kl evsjv`k evsKi

e`wkK gy`v wiRvfi cwigvY 2,03,402 wgwjqb
UvKv Ges GmwWAvi Gi cwigvY 44,731 wgwjqb UvKv
ew cvq| dj bxU wiRvfi ewi cwigvY 2,48,133
wgwjqb UvKvq `uvovq|

At the end of fiscal year 2009-10 the foreign

exchange position held by Bangladesh Bank
increased by Tk. 2,03,402 million and SDR
position inclined by Tk. 44,731 million. As a
result the net reserve increased by Tk. 2,48,133
million.

2009-10 I 2008-09 A_ eQii wiRvfi

Zzjbvg~jK wP mviYx bs - 9 G `qv njv t

The comparative position for 2009-10 and

2008-09 is shown in Table-IX below :

mviYx-9
TABLE-IX
Taka in million
Items
(A)

Reserve Assets
1. Monetary Gold
2. Special Drawing Right
3. Reserve Position in the Fund
4. Foreign Exchange
5. Other Claims

2009
Oct-Dec
Jul-Sept
(C)

(B)

2010
Apr-Jun
Jan-Mar
(D)

(E)

2009-10

2008-09

(F)

(G)

-126641

-67165

1980

-56317

-248143

-129600

-50012

821

2724

1736

-44731

-613

-2

-8

-10

-76629

-67986

-742

-58045

-203402

-128987

xxvi