Security trends

With the advent of convergence on mobiles and PDA's, there is going to be lot more security built-in on the equipment and the applications running on them. " he !ind of transactions that are allo"ed or e#ecuted on the mobile phones are restricted only because "e feel that customers are not confident about the security levels. hat is "hy "e can not open up a lot more transactions even if "e "ant to. People li!e to use a particular technology for some time to get accustomed and be comfortable using it. hen they decide if they "ould continue to use it." here are many security features that can be incorporated in the mobile phones as technology improves. $.%. &am feels that if people start developing applications using standards then it "ill be easier to put security 'encryption( on the mobile itself. his "ill enable the communication bet"een the mobile and the ban! server to be secure. $urrently sms 'short messaging system( on the mobile is in the clear. he messages go from the mobile to the )*)$ and from the )*)$ they are sent to +D,$ -an!. ,rom the )*)$ to the ban! the message can be encrypted but bet"een the )*)$ and the mobile it is in the clear. his leaves an opening for people to snoop. hus a pass"ord mechanism on the mobile .if it is transmitted in the clear.defeats the entire purpose of a pass"ord as it is vulnerable and can be hac!ed. "/nce security on these channels is ta!en care of "e can offer more and more applications to our customers," says $.%. &am.

What can be done using HDFC net banking in India The following can be done through HDFC net banking using the Internet from any place or location by the click of a mouse. Account related queries

$hec! current 0 savings account balance )ee online ban! account statement 1nquire about cheque status &equest for an account statement &equest for a $heque -oo!, "hich "ill be delivered at your registered address through courier 1nquire about fi#ed deposit 1nquire about D) details

2ie" demat account transactions and details 3pdate profile online 2ie" +D,$ ban! $redit card bills 2ie" *utual funds portfolio if you have one

Online transactions

)top a $heque payment Pay your -ills online for registered billers As! for a Demand Draft to be delivered to you or beneficiary ransfer funds bet"een your +D,$ ban! accounts

ransfer funds to any third party ban! account having %1, &equest for a ne" ,i#ed Deposit online )hop /nline Pay +D,$ -an! $redit $ard Dues -uy and sell *utual ,unds online