FINACLE KNOWLEDGE TO BANKERS

CORE BANKING SOLUTION LITERACY

Hi friends.Jai Shri Krishna..Jai Shri Radhe How are you all? Hope you all are working well and enjoying your job. In Bank Of India, during my 4 months tenure I learnt a lot. I worked in Administration & Services, General Banking Operations, and a little bit in Advances. Although I have resigned from the bank yet it was a great experience. Learn a lot, work a lot, gain a lot, but save your skin always. Anytime..any problemask me freely if I am not boasting. Being an scale-I officer, I worked in a seat of scale-iii person in a 95 crore..most diversified branch. Most of the banks in India use FINACLE as the core banking software and here I want to share the little knowledge I gained about finacle functions and menus. Here it comes.. F1 F2 F3/Esc F4 Field Level Help List Quit/Back Accept

FINACLE

F5 F6 F9 F10 F11 TAB/Enter CTRL+D CTRL+U CTRL+E CTRL+F Shift+F4 CUS CUMI MSGOIRP CSHBR SRM BR GDET EXCPRPT AFI FTI MISREP

Background Menu Next block/ Next Page View Signatures Commit Validates & takes the user to Next Field. Next Field Page Down Page UP Explode/Drilldown Clear Field Select from list Customer Selection Customer Master Inquiry Outstanding Item report Cash Balance Report Security register Balancing report General Deposit Details Exception Report Audit File Inquiry Financial Transactions Inquiry MIS Reports

LAOPI ACTI,ATOR STKSTMT INSEXPD INQLADC LAROR BPR GILR GENR GIPNP CHGIR 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. 24. 25. 26. 27. 28. 29. 30. 31. 32. 33. 34. 35. 36. 37. 38. 39. 40. 41.

Loan Overdue Position Inquiry Account Turnover Inquiry/Report Stock Statement not Received Insurance Expired Report Loan Document Expirey report Loan accounts not reviewed Bills Purchase Report Guarantee Issued Liability Register Guarantee Expired not Reversed Guarantee Invoked not paid Charges Register

To change education loan from simple rate of interest to compound rate of interest- EDUEMI Cheque already paid in system can be marked as unpaid by- UCS To inquire account number on the basis of cheque number and sol id INQACHQ Mutual fund transfer transaction- MFTM Request for duplicate pin for debit card- DPINREQ ; ATMCRA Change account manager of customer- CAMC Krishi card maintenance- KCM Scheme wise distribution of deposit under fixed deposit- SDD To print SI covering letter to customer- SICL What if analysis of account liability- WIALL To change the service outlet of an employee- CSE ; CCS TO give TRACKING NO. to remitter at the time of remittance- XOOM File transfer protocol- FTP To recover charges from account for duplicate passbook, duplicate demand draft GCHRG Option code for enquiry on the exception raised by system- K Inquiry can be made on account opened between two dates by using- GDET House loan under simple rate of interest can be opened by- TLSHL Inward clearing can be uploaded by- Pcunix (SERVICE BRANCH) for receipt of DIRECT taxes- OLTAS (online tax accounting system) to combine the custids of customers CCA Apply for duplicate password OF user- IBSRPOST Interest rate modification- INTTM Generation of interest rate advice- INTADV To print the voucher- VCHR credit card application- CCAPPL Relaxation of inter-sol charges- ISOCR Ledger print out of office accounts- ACLPOA TO change the GL subhead code- TACBSH TO unlock the user id- SAC To restrict certain users to restrict certain accounts- AACM TO attach teller duties to a user- GECM To change your password on your own- PWMNT Any kind of financial transaction (transfer, receipt, payment) - TM Details (deep) of account balance- ACCBAL TO reverse the proxy transaction SPTM Interest run for an a/c- ACINT Inquire into the exceptional transactions- TEI VERification of the exceptional transactions- TEA Inquiry for MINIMum work class required to post and approve a transaction- EXCDM TO reverse a transaction HCRT Print the transaction advice (to send to customer about bank induced charges)- ADVC

42. 43. 44. 45. 46. 47. 48. 49. 50. 51. 52. 53. 54. 55. 56. 57. 58. 59. 60. 61. 62. 63. 64. 65. 66. 67. 68. 69. 70. 71. 72. 73. 74. 75. 76. 77. 78. 79. 80. 81. 82. 83. 84. 85. 86. 87. 88. 89. 90. 91. 92. 93. 94. 95.

Option to inquire if a transaction is balanced or not- L Cancellation of DD/PSI- DDC Payment of dd- CDDMP Payment of PSITM Account balance of particular cust id- CUSTBALP To know the total deposit for a customer- ACMP Interest certificate- INTCERT To view the standing instructions for a customer id- SII Opening, suspending, releasing, regularizing the outward clearing zone (be extremely careful)- MCLZOH then O, S, R, G respectively each function after one day gap. Reversal of wrongly debited ATM payment- ATMREV TO check if a DD is printed or not? DDPALL To unlock an outward clearing zone UNLKZ TO generate report of turnover, min, max balance, avg balance- ATOR Upload transactions through a floppy TTUM Find out a/cS opened and closed during a specific period- ACS View, modify, very, inquire informations about users/ user profile management- HUPM INQUIRE abt enries pending for posting or verification- FTI Inquire abt non-finacial entries pending for posting or verification- AFI To check the scheme code parameters- GSPI TO check interest parameters- TVSI TO Create customer id- CUMM TO create the account number of customer- OAAC Verify account after generation- OAACAU To unfreeze and freeze the accounts- AFSM Generate the interest reports for all types of accounts- AINTRPT TO change the scheme code if it is entered wrongly- ACXFRSC To credit FFD amt. to SB a/c- SWOPS TO charge a/c closure charges- CACC To close an a/c- CAAC To verify closure of an acc.- CAACAU TO Set THE temporary overdraft limit (for cash credit a/c and OD a/c)- ACTODM TOD Inqiry- ACTODI To give the sanction limit and drawing power- ACLHM (if not performed timely, face exceptionlimit sanction expired) To add the security- SRM TO print acc. Statement- PSP To or remove the lien amount ALM To jotting the number of a/c opened and many more information- ACSP To take ledger print of customer accounts- ACLPCA For transferring cash from one branch to another branch- CASHTR Request for cheque book generation- CREQ; ICHB; CHQBKR VERIFY chqbk req- CREQAU; ICHBAU To calculate interest for deposits before opening the acc.- DEPMOD To print FDR or Deposit receipts- DRP; NEWDRP To reprint the FDR or Deposit receipts- REDRP To extend the period of deposit- TDEXT To renew the FD- TDREN To check the TDS for Particular TDS code- ASTI To refund the TDS- RFTDS To remit TDS to govt.- RMTDS TO generate TDS REPORT/TDS CERTIFICATE/FORM 16 - TDSIP To recover the TDS shortfall from the customer- RECSHF Account limit history maintenance- ACLHM Limit tree lookup- LTL Limit node maintenance- LNM

96. Outward remittance maintenance- ORM 97. Inward remittance maintenance- IRM 98. GUARANTEE master maintenance- GMM 99. GUARANTEE inquiry- GI 100. Guarantee printing- GP 101. GUARANTEE jotting- GILR 102. BILL maintenance- BM 103. BILL inquiry- BI 104. Foreign BILL maintenance-FBM 105. Foreign bill INQUIRY- FBI 106. FOReign bill balancing register- FBBR 107. Foreign bill advice printing- FBADVP 108. HOW to delete/modify outward clearing in verified status open a new zone in MCLZOH other than outward clearing zone. Then TROFSETS- transfer the entry from outward zone to new zone. Delete/ modify entry in new zone. 109. Verify outward clearing entries- OCTM 110. VERIFY inward clg. Entries- ICTM 111. TO check whether all instruments entered in zone are verifiedIOCLS 112. WROng chebk series issued to account, how to destroy, reissue new series- CHBM then CHBMAU 113. Inventory management- ISIA 114. STOP cheque payment- SPP then SPPAU 115. TO transfer inventory from one operator to another- IMC 116. Employee file maintenance or users functions management- EFM 117. Role profile management- RPM 118. Disable user- PAPW 119. ACC. Ledger inquiry- ACLI 120. ACCOUNT maintenance/ modification ACM 121. View the joint holders for an account- JTHOLDER 122. Passbook printing- PBP; NEWPBP 123. CASH WINDOW NORMAL PAYMENT/NORMAL RECEIPT- NP; NR Respectively 124. Mass posting/ verification- TV 125. Intersol transaction report- ISTR 126. Previous day transaction verification- PTV 127. Post proxy transaction- PPT 128. Abnormal transaction inqiry- ATI 129. Financial transactions report- FTR 130. RATE list query (gold coins rates)- RTHQRY 131. CUStomer unutilized limit inquiry- CULI 132. Exceptions report- EXCPRPT 133. Report of matured od/fd acc.- ODFDREP 134. Loan overdue position inqiry- LAOPI 135. Loan repayment schedule report- LARSH 136. Pending instalments list- PLIST 137. Loan overdue reports- LOANODUE 138. Overdue foreign bills- ODFB 139. LOAN sanction limit review- LAROR 140. Change in sanction limit- CHLMT 141. Non submitted stock statement- STKSTMT 142. Loan account master report- LAMP 143. Assets Classification report- ASSCR 144. ABMR- Report of Accounts Below Min Balance 145. Shroff cash report- SCWRPTA 146. CALendar table maintenance/TO Mark holiday CTM 147. Branch inquiry- BRTI 148. Bank inquiry- BKTI

149. Loan account general inquiry- LAGI 150. Loan amount disbursement- LAMOD 151. DEBIT cum ATM card request- ADCREQ 152. Verify debit catd/atm request ADCMOD 153. NEFT verification- NEFT then option V 154. RTGS verification- HRTGS 155. VERIFICATIONN of JET clearing- JETCL; verify TICKET no.; jcs generation- J; report generation- R 156. Printing of Reports- PR; then P; F10 157. Quick OPENING OF acc.- MACOP 158. Load scanned images of customer photo/sign- LDIMG 159. Verify images- IMGMNT 160. REPORT generation of outward clearing zone- CHQENCDL 161. A/C for NPA CREDIT- LAPAY 162. Loan against TERM deposit- LATDR 163. Duplicate FDR print- DUDRP 164. Standing instructions execution- SIE 165. To mark pending- MARKPEN 166. To reverse pending- REVPEND 167. Opening the reject zone- MICZ 168. Batch processing of inward zone (loading inward clearing data)- RMI 169. Inward rejects report generation- REJREP 170. Printing of Demand draft/pay order- DDMI 171. Entering loss of DD/pay order- DDLOST 172. Print non-payment advice- DDNPADV 173. Issue of duplicate DD/Pay order- DDD 174. Reversing the status of DD/pay order lost- DDREVERT 175. Inquiry on DD/pay order issued- DDIC 176. Inquiry on DD/pay order paid- DDID 177. Validation of operation at branch (to view pending jobs)- SOLVAL 178. Address and name maintenance- ADDRM 179. Inventory status report- ISRA 180. Outward clearing instrument inquiry- OIQ 181. Print clearing schedule- PCLSO 182. Print outward clearing schedule- PICS 183. Day end activity- check AFI and FTI; then DDXFERNE; then OTCHRGDL; then OTCHRGAP; then CSOLOP 184. Status of SOL- SOLSTAT 185. END OF THE day report- EODREP