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Tinumon Thomas

Relationship Manager in Emerging Corporate Group - Kotak Mahindra Bank Limited

New Delhi, Delhi - Email me on Indeed: To pursue a challenging and growth oriented career in where my education, skills, training and aptitude can be effectively utilized through innovation, integrity and commitment in conjunction with the organizational goals and objectives.


Relationship Manager in Emerging Corporate Group

Kotak Mahindra Bank Limited - Delhi, Delhi - August 2010 to Present which involves understanding requirements of corporate houses and delivering solutions accordingly. The job responsibility includes servicing and growing the existing portfolio of corporate clients assigned, along with acquiring new corporate clients in Delhi/NCR region. Assumed the current role in August 2010. (Since August 2010 to Present)

Solution Manager
ICICI Bank Limited - Gurgaon, Haryana responsible for servicing various fund based and non fund based requirements of corporate clients. Started career with ICICI Bank and assumed the role in August 2008. The sectors exclusively assigned were Automotive and Infrastructure cluster in the northern region. Specialize in understanding the needs of Small and Medium enterprise and proposing products accordingly to suit their needs. (Since August 2008 to August 2010) GlaxoSmithKline Head Office, Gurgaon - Internship Worked with GlaxoSmithKline, Implementing Future View, An application which would study the impact of expenses as against profit booked at brand and further SKU level. Project also included training people to use Future View. Job Responsibilities Business Development & Marketing Responsible for overall Business Development and Marketing operations and accountable for increased growth. Exploring and developing new markets to generate leads and create product awareness for new products and cross sell other products. Developing required channels for the business needs. Managing various channels such as branches (currently mapped to 11 branches in Delhi) and Wealth Team for sourcing of new clients. Setting channel targets and monitoring the set strategies for target achievement, and various training initiatives for channel partners. Credit Perspective Credit and risk appraisal covering financial, economic and commercial viability analysis, business & industry analysis, and managerial analysis

Understanding and reviewing various credit lending programs and norms, assessment, and consequently sanctioning of fund based and non fund based limits under various banking arrangements, in line with appropriate lending program. Analyzing broad key financial parameters, bank statements, management risk, business risk and industry scenario, trade references before sanctioning of limits Additional Courses/Papers Presented NCFM - Capital Markets Courses undertaken in GlaxoSmithkline: Course on Dividend Policy Lean Sigma Kaizen Presented a paper - "How will Basel II change banking in India" at Crisil - the paper dealt with if the banks in India were ready to implement Basel norms and the problems in implementation.


Loyola Institute of Business Administration 2008
St. Xavier's College - Kolkata, West Bengal 2006

Don Bosco School - New Delhi, Delhi 2002

Don Bosco School - New Delhi, Delhi 2000