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Prstamo Multired - Compra de Deuda para Tarjetas de Crditos

Situacin laboral
Sector laboral
Fecha de nacimiento
Modalidad del prstamo
Elegir si desea periodo de gracia
Plazo del prstamo
Ingreso neto promedio mensual
Fecha de desembolso
Tarjeta de Crdito con IFIS asociada a la CCE
Nmero de Tarjetas de Crditos con IFIS no asociada a la CCE
Tarjeta de Crditos con IFIS no asociada a la CCE
Cuotas Mensuales de Prstamos de Consumos BN
Cuota Mensual de Crdito Hipotecario BN
Deuda de consumo revolvente en el sistema financiero
Deuda de consumo no revolvente en el sistema financiero
Deuda MES en el sistema financiero
Deuda hipotecaria en el sistema financiero
Linea de Crdito no utilizada
Importe de Prstamo Mximo (S/.)
Solicita Seguro de Cuota Protegida
Prstamo Requerido (S/.)
Total Seguro Desempleo
Abono en Cuenta

Activo
BN
7/30/1980
Clsico
No
60
S/. 2,000.00
4/15/2014
S/. 5,000.00
0
S/. 0.00
S/. 0.00
S/. 0.00
S/. 0.00
S/. 0.00
S/. 0.00
S/. 0.00
S/. 0.00
S/. 27,813.22
Si
S/. 5,059.60
S/. 58.75
S/. 5,000.85

Obtener Cronograma de Pagos

* Se aplica la Tasa de Seguro de Desgravamen Mensual de 0.0826%

La Informacin contenida en el presente documento, se proporciona con arreglo a la Ley N 28587, al Reglamento
de transparencia de informacin y disposiciones aplicables a la contratacin con usuarios del Sistema Financiero,
aprobada mediante Resolucin SBS N 1765-2005 y la actual Resolucin SBS N 8181-2012 "Reglamento de
Transparencia de Informacin y Contratacin con usuarios del Sistema Financiero"

INDICACIONES DEL SIMULADOR EN EXCEL


* Luego de seguir las instrucciones, cierre el archivo Excel y vuelvalo a abrir.

Para la Versin del Ms. Office 2003


1. Ir al Menu Herramientas
y hacer CLIC en Opciones...

2. En el Men Opciones hacer Click


botn inferior-derech

1. Ir al Menu Archivo y
hacer CLIC en Opciones...

2. Elegir la opcin Personalizar cint


de opciones...

Si el Simulador no
funciona correctamente,
lea por favor las siguientes
indicaciones

CACIONES DEL SIMULADOR EN EXCEL

go de seguir las instrucciones, cierre el archivo Excel y vuelvalo a abrir.

la Versin del Ms. Office 2003

r al Menu Herramientas
acer CLIC en Opciones...

2. En el Men Opciones hacer Click en la pestaa Seguridad y luego en el


botn inferior-derecho Seguridad de macros

1. Ir al Menu Archivo y
acer CLIC en Opciones...

2. Elegir la opcin Personalizar cinta


de opciones...

3. Activar la opcin Programador...

3. Sele

ad y luego en el
s

3. Activar la opcin Programador...

3. Seleccionar Nivel de Seguridad... Bajo

4. Clic en la opcin
Seguridad de Macros

5. Hacer Clic en la opcin Habilitar todas

5. Hacer Clic en la opcin Habilitar todas las macros

Cronograma de Prstamo Multired - Compra de Deuda para Tarjetas de Crditos


N Fecha de Venc.

Datos Relevantes
Prstamo Solicitado
Tasa Efectiva Anual (%)
Fecha de Desembolso
Nmero de Meses
Tasa mensual de seguro de desgravamen
Seguro de Cuota Protegida
Monto de Seguro de Cuota Protegida
Monto Efectivamente Desembolsado
Tasa de Costo Efectivo Anual (%)

S/. 5,059.60
14.50%
4/15/2014
60
0.0826%
1.161%
S/. 58.75
S/. 5,000.85
16.23%

0
1
2
3
4
5
6
7
8
9

CLIC PARA NUEVA CONSULTA

10
11

La Informacin contenida en el presente documento, se proporciona con arreglo


a la Ley N 28587 y al Reglamento de transparencia de informacin y
disposiciones aplicables a la contratacin con usuarios del Sistema Financiero,
aprobada mediante Resolucin SBS N 1765-2005

12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60

4/15/2014
5/18/2014
6/18/2014
7/18/2014
8/18/2014
9/18/2014
10/18/2014
11/18/2014
12/18/2014
1/18/2015
2/18/2015
3/18/2015
4/18/2015
5/18/2015
6/18/2015
7/18/2015
8/18/2015
9/18/2015
10/18/2015
11/18/2015
12/18/2015
1/18/2016
2/18/2016
3/18/2016
4/18/2016
5/18/2016
6/18/2016
7/18/2016
8/18/2016
9/18/2016
10/18/2016
11/18/2016
12/18/2016
1/18/2017
2/18/2017
3/18/2017
4/18/2017
5/18/2017
6/18/2017
7/18/2017
8/18/2017
9/18/2017
10/18/2017
11/18/2017
12/18/2017
1/18/2018
2/18/2018
3/18/2018
4/18/2018
5/18/2018
6/18/2018
7/18/2018
8/18/2018
9/18/2018
10/18/2018
11/18/2018
12/18/2018
1/18/2019
2/18/2019
3/18/2019
4/18/2019
Totales

Amortizacin

Intereses

Seg. de Desg.

Cuotas

Saldo
S/. 5,059.60
S/. 5,007.33
S/. 4,950.27
S/. 4,890.47
S/. 4,831.94
S/. 4,772.67
S/. 4,710.71
S/. 4,649.92
S/. 4,586.47
S/. 4,524.11
S/. 4,460.97
S/. 4,391.58
S/. 4,326.77
S/. 4,259.38
S/. 4,192.91
S/. 4,123.89
S/. 4,055.72
S/. 3,986.69
S/. 3,915.16
S/. 3,844.36
S/. 3,771.10
S/. 3,698.49
S/. 3,624.97
S/. 3,547.56
S/. 3,472.14
S/. 3,394.35
S/. 3,317.00
S/. 3,237.32
S/. 3,157.99
S/. 3,077.67
S/. 2,995.07
S/. 2,912.70
S/. 2,828.10
S/. 2,743.62
S/. 2,658.08
S/. 2,568.21
S/. 2,480.46
S/. 2,390.60
S/. 2,300.62
S/. 2,208.57
S/. 2,116.30
S/. 2,022.87
S/. 1,927.43
S/. 1,831.63
S/. 1,733.86
S/. 1,635.61
S/. 1,536.13
S/. 1,433.51
S/. 1,331.48
S/. 1,227.63
S/. 1,123.02
S/. 1,016.63
S/. 909.36
S/. 800.75
S/. 690.44
S/. 579.07
S/. 466.06
S/. 351.87
S/. 236.24
S/. 118.86
S/. 0.00

0.00

0.00

0.00

0.00

S/. 52.27
S/. 57.06
S/. 59.80
S/. 58.53
S/. 59.27
S/. 61.96
S/. 60.79
S/. 63.45
S/. 62.36
S/. 63.14
S/. 69.39
S/. 64.81
S/. 67.39
S/. 66.47
S/. 69.02
S/. 68.17
S/. 69.03
S/. 71.53
S/. 70.80
S/. 73.26
S/. 72.61
S/. 73.52
S/. 77.41
S/. 75.42
S/. 77.79
S/. 77.35
S/. 79.68
S/. 79.33
S/. 80.32
S/. 82.60
S/. 82.37
S/. 84.60
S/. 84.48
S/. 85.54
S/. 89.87
S/. 87.75
S/. 89.86
S/. 89.98
S/. 92.05
S/. 92.27
S/. 93.43
S/. 95.44
S/. 95.80
S/. 97.77
S/. 98.25
S/. 99.48
S/. 102.62
S/. 102.03
S/. 103.85
S/. 104.61
S/. 106.39
S/. 107.27
S/. 108.61
S/. 110.31
S/. 111.37
S/. 113.01
S/. 114.19
S/. 115.63
S/. 117.38
S/. 118.86
S/. 5,059.60

S/. 63.19
S/. 58.73
S/. 56.17
S/. 57.36
S/. 56.67
S/. 54.16
S/. 55.25
S/. 52.77
S/. 53.79
S/. 53.06
S/. 47.23
S/. 51.50
S/. 49.10
S/. 49.95
S/. 47.58
S/. 48.37
S/. 47.57
S/. 45.24
S/. 45.92
S/. 43.62
S/. 44.23
S/. 43.38
S/. 39.76
S/. 41.61
S/. 39.40
S/. 39.81
S/. 37.64
S/. 37.97
S/. 37.04
S/. 34.92
S/. 35.13
S/. 33.05
S/. 33.17
S/. 32.18
S/. 28.14
S/. 30.12
S/. 28.15
S/. 28.04
S/. 26.11
S/. 25.90
S/. 24.82
S/. 22.95
S/. 22.61
S/. 20.78
S/. 20.33
S/. 19.18
S/. 16.26
S/. 16.81
S/. 15.11
S/. 14.40
S/. 12.74
S/. 11.92
S/. 10.67
S/. 9.09
S/. 8.10
S/. 6.57
S/. 5.47
S/. 4.13
S/. 2.50
S/. 1.39
S/. 1,998.81

S/. 4.60
S/. 4.27
S/. 4.09
S/. 4.17
S/. 4.12
S/. 3.94
S/. 4.02
S/. 3.84
S/. 3.91
S/. 3.86
S/. 3.44
S/. 3.75
S/. 3.57
S/. 3.64
S/. 3.46
S/. 3.52
S/. 3.46
S/. 3.29
S/. 3.34
S/. 3.18
S/. 3.22
S/. 3.16
S/. 2.89
S/. 3.03
S/. 2.87
S/. 2.90
S/. 2.74
S/. 2.76
S/. 2.70
S/. 2.54
S/. 2.56
S/. 2.41
S/. 2.41
S/. 2.34
S/. 2.05
S/. 2.19
S/. 2.05
S/. 2.04
S/. 1.90
S/. 1.89
S/. 1.81
S/. 1.67
S/. 1.65
S/. 1.51
S/. 1.48
S/. 1.40
S/. 1.18
S/. 1.22
S/. 1.10
S/. 1.05
S/. 0.93
S/. 0.87
S/. 0.78
S/. 0.66
S/. 0.59
S/. 0.48
S/. 0.40
S/. 0.30
S/. 0.18
S/. 0.10
S/. 145.48

S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.06
S/. 120.35
S/. 7,203.89