DEPOSIT PRODUCTS MAXIMIZING YOUR EARNINGS

Karnataka Banks basket of financial product is redefining customer-centric banking

practices across India.
Life is one big journey of discovery especially when you're just starting out. In your
personal finances, as in life, it is important to make astute decisions when you face new
challenges. And we can help you get off to a good start. We aim to help you build on a strong
foundation by maimi!ing returns on your investments and increasing your assets. As our
privileged customer, you can make use of our customi!ed products to take care of your
specific banking needs.
You can find one product that is just right for you and your Family.
Abhyudaya Cash Certifiate A groth oriented scheme ith ma!imum returns.
"oney invested multiplies after the specified period. #he minimum period of deposit is $
months and the maimum period is %&' months.
!i"ed De#$sits A high interest deposit scheme for specified periods ranging from %(
days to %' years with interest payments made monthly, )uarterly, half*yearly or yearly as
re)uired by the depositor.
Ready M$%ey De#$sit A uni"ue term deposit cum o#erdraft account, whereby a
minimum deposit of +s.%',''',* enables you to withdraw upto -(. of the amount by che)ue
without presentation of the deposit receipt.
S$u&abhya De#$sit A fle!ible $tin gain %eposit &cheme that allows withdrawal of
deposits in units of +s.%,''',* each in case of need, without affecting the interest payable on
the remaining units. "inimum amount of deposit is +s.(,''',* and in multiples of +s.%,''',*
thereto.
Cu'u&ati(e De#$sit A monthly deposit scheme whereby a fied amount is to be
contributed monthly for a minimum period of $ months and a maimum of %' years. #his is
an ideal scheme to save a fied amount for future plans such as education, buying a home etc.
P&ati%u' )a*h#athi A recurring deposit scheme wherein a fied monthly amount
deposited over a period of /( months to %&' months in multiples of %( months, becomes over
a lakh of rupees at the end of it.
I%sura%e &i%*ed Sa(i%+s ,a%* De#$sit Free accident insurance co#erage ith your
sa#ings account' 0y maintaining a stipulated minimum balance in 10 account, you become
entitled to free accident insurance coverage of upto +s.& lakh and +s.%',''',* towards re*
imbursement of hospitalisation epenses arising out of accidents.
-.!&e"i De#$sit &a#ings Account that pro#ides Fi!ed %eposit Interests' A facility for
all eisting account holders that maimises the returns on surplus funds in the account. #he
stipulated level at present is +s.%',''',*. Whenever the balance in the 10 a,c surpasses this
amount, the ecess amount gets transferred to a term deposit in multiples of +s.(,''',* for a
specified period and earns interest applicable to a term deposit of that period.
Reside%t !$rei+% Curre%y /D$'esti0 A$u%t Foreign currency in (&%) *B+ and
,uros may be deposited. #his account can be opened as a current account only. #he account
carries no interest with it and there is no minimum amount for opening the account. 2oreign
echange ac)uired in the form of currency notes, travellers che)ues, gifts, honorarium
received outside India, gifts received from relatives and earnings through the eport of goods
and services, can be credited to this account.
NRI Ser(ies -ide range of %eposit schemes for .on-/esident Indians. It includes
3on +esident +upee Account 43+56, 2oreign 7urrency 3on* +esident 40ank6 1cheme
4273+8096 and 3on +esident 4:rdinary6 Account 43+:6 with very attractive and
competitive rates. +esident 2oreign 7urrency 4+276 4;omestic6 Account for returning
Indians is also available.
Se%i$r Citi1e%s De#$sit She'e /especting our elders through additional interests for
their savings and other benefits.
C$%tat $ur %earest ,ra%h a%d 2e sha&& be ha##y disuss a sa(i%+s #&a% that3s 4ust
ri+ht f$r y$u a%d y$ur fa'i&y5