Dictionary of Banking Terms

More than 3,000 key terms related to banking, electronic commerce, finance, and money management,
and legal regulations defined clearly and concisely. An indispensable reference for banking and finance
professionals, students, business owners, and consumers. An aid to understanding banking practices
and getting the best banking service.
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
AAA
ABA transit number
abandonment
ability to pay
above par
absolute priority rule
absolute title
abstract of title
Accelerated Cost ecovery !ystem "AC!#
accelerated depreciation
acceleration clause
acceptance
acceptor
access
access device
accommodation endorser
accommodation paper
accord and satisfaction
account
account activity
account analysis
account balance
account history
account hold
account in trust
account in$uiry
account number
account reconcilement
account statement
accountant%s opinion
accounts receivable conversion
accounts receivable financing
accounts receivable turnover
accounts uncollectible
accretion of discount
accrual basis
accrual bond
accrual rate
accrued interest
acid test ratio
acknowledgment
ac$uirer
ac$uisition
ac$uittance
act of bankruptcy
active account
activity charge
actuals
ad valorem
add&on interest
additional collateral
ade$uate notice
ad'udication
ad'ustable rate preferred stock
Ad'ustable&ate Mortgage "AM#
ad'usted capitalratio
ad'usted gross estate
ad'usted gross income
ad'ustment
ad'ustment credit
ad'ustment interval
administrator
advance
advance commitment
advance refunding
adverse action
adversely classified assets
advice
affidavit
affiliate
affinity card
affirmative covenant
afghani
African (evelopment Bank
after ac$uired clause
agency
Agency )or *nternational (evelopment "A*(#
agent bank
aggregate demand "aggregate supply#
aging schedule
agreement
agreement among underwriters
agreement corporation
agricultural credit
algorithm
alien corporation
alienation clause
all savers certificate
all&in cost
Allocated +ransfer isk eserve "A+#
allonge
allotment
allowance
allowance for bad debt
Alpha
altered check
Alternative Mortgage *nstrument "AM*#
amendment
American Bankers Association "ABA#
American (epositary eceipt "A(#
American *nstitute ,f Banking "A*B#
American -ational !tandards *nstitute "A-!*#
american rule
American !tock ./change "AM.0#
amorti1ation
amorti1ation schedule
amount financed
analyst
announcement effect
annual cap
annual clean up
Annual 2ercentage ate "A2#
Annual 2ercentage 3ield "A23#
annual report
annuity
antedate
anticipated balance
anticipated interest
anticipation
antitrust laws
apportionment
appraisal
appreciation
approved list
arbitrage
arbitration
arm%s length transaction
arrears
article 4
article /ii company
articles of incorporation
articles of partnership
Asian Currency 5nit "AC5#
Asian (evelopment Bank
asked price
assay
assessed valuation
assessment
asset
asset allocation
asset coverage
asset ledger
Asset Management Account
asset $uality
asset sales
asset swap
asset&backed securities
asset&based lending
Asset&6iability Committee "A6C,#
Asset&6iability Management
assignment
associate bank
association number
assumable mortgage
assumption
at par
at sight
at the market
at the money
attachment
attest
attorney at law
attorney in fact
auction market
audit
audit department
audit trail
auditor%s opinion
authentication
authority to purchase
authori1ation
authori1ation code
authori1ed investment
authori1ed settlement agent
authori1ed stock "shares#
Automated Clearing 7ouse "AC7#
Automated +eller Machine "A+M#
automated underwriting
Automated 8aluation Model "A8M#
automatic bill payment
automatic deposit
automatic transfer of funds
Automatic +ransfer !ervice "A+!#
availability
availability schedule
available balance
available credit
available funds
available reserve
aval
average annual yield
average balance
average collected balance
average daily balance
average daily float
average life
average outstanding balance
average ticket
award