PP MTIP UserGuide Dec2011

PayPass User
Guide for TIP

Subsets
December 2011

Copyright The information contained in this manual is proprietary and
confidential to MasterCard International Incorporated (MasterCard)
and its members.
This material may not be duplicated, published, or disclosed, in
whole or in part, without the prior written permission of
MasterCard.

Media This document is available in both electronic and printed format.

MasterCard Worldwide - CCoE
Chausse de Tervuren, 198A
B-1410 Waterloo
Belgium

Fax: +32 2 352 5353

Table of Contents

2011 MasterCard
PayPass User Guide for TIP Subsets December 2011 i

1 Using this Manual ........................................................................................................................................... 1-1
1.1 Scope ........................................................................................................................................................ 1-1
1.2 Audience ................................................................................................................................................... 1-1
1.3 Terminology ............................................................................................................................................. 1-1
1.4 Language Use ........................................................................................................................................... 1-2
1.5 Related Publications ................................................................................................................................ 1-2
1.6 Abbreviations ........................................................................................................................................... 1-3
1.7 Notations .................................................................................................................................................. 1-4
1.8 History ...................................................................................................................................................... 1-4
2 Introduction ..................................................................................................................................................... 2-1
2.1 Terminal Integration Testing Process ...................................................................................................... 2-1
2.2 Introduction to the TIP Cards .................................................................................................................. 2-2
2.3 Testing configuration requirements ......................................................................................................... 2-2
3 Test Cases ........................................................................................................................................................ 3-1
3.1 Test Case Template Description ............................................................................................................... 3-1
3.2 Common PayPass M/Chip Test Cases ..................................................................................................... 3-3
TC001 - Regression card does not support any ODA .................................................................................... 3-3
TC002 - Regression CDA .............................................................................................................................. 3-4
TC003 - Regression different CA key lengths ............................................................................................... 3-4
TC004 - Regression exponent 2^16+1 .......................................................................................................... 3-5
TC005 - Regression Offline-only & ARQC .................................................................................................. 3-5
TC011 - Interoperability various unexpected data/length .............................................................................. 3-6
TC012 - Interoperability CDOL1 includes tags forbidden in DE055 ............................................................ 3-6
TC021 - Integration/capabilities OfflinePIN not supported in PayPass ........................................................ 3-6
TC022 - Integration/capabilities No accumulated transaction amount .......................................................... 3-7
TC023 - Integration/capabilities No Velocity Checking ............................................................................... 3-8
TC024 - Integration/capabilities cardholder receipt below CVM limit ......................................................... 3-8
TC031 - Integration/CVM only NoCVM below the CVM limit ................................................................... 3-9
TC032 - Integration/CVM only NoCVM below the CVM limit online transaction ................................... 3-9
TC041 - Integration/online message Gratuities / Tips .............................................................................. 3-10
TC042 - Integration/online message Issuer response: successful ................................................................ 3-10
TC043 - Integration/online message Issuer response: unsuccessful ............................................................ 3-11
TC045 - Integration/online message Issuer response contains script .......................................................... 3-11
TC046 - Integration/online message Terminal Country Code not in CDOL1 ............................................. 3-11
TC047 - Integration/online message PAN sequence number from chip ...................................................... 3-12
TC048 - Integration/online message PAN sequence number not returned .................................................. 3-13
TC049 - Integration/online message Full Grade .......................................................................................... 3-13
TC050 - Integration/online message New Values in Existing Authorization Fields ................................... 3-14
TC051 - Integration/online message Online PIN ......................................................................................... 3-15
TC052 - Integration/online message Issuer response: wrong online PIN .................................................... 3-16
TC061 - Integration/configuration Contactless Transaction Limit .............................................................. 3-17
TC063 - Integration Amount known before ................................................................................................ 3-17
TC065 - Integration PIX extension .............................................................................................................. 3-18
TC065b - Integration PIX extension not supported ..................................................................................... 3-18
TC066 - Integration service code indicates a chip is present on card .......................................................... 3-19
TC067 - Integration service code indicates OnlinePIN ............................................................................... 3-19
TC068 - Integration Following a card decline ............................................................................................. 3-20
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ii
2011 MasterCard
PayPass User Guide for TIP Subsets December 2011

TC069 - Integration/capabilities refund (v2.x) ............................................................................................ 3-21
TC069b - Integration/capabilities refund (v1.3) .......................................................................................... 3-22
3.3 MasterCard PayPass M/Chip Test Cases ............................................................................................... 3-23
TC201 - Regression SDA ............................................................................................................................ 3-23
TC221 - Integration/CVM attended terminal ............................................................................................... 3-24
TC222 - Integration/CVM CAT1................................................................................................................. 3-25
TC223 - Integration/CVM CAT2 and CAT3 ............................................................................................... 3-26
3.4 Maestro PayPass M/Chip Test Cases ..................................................................................................... 3-27
TC401 - Integration/capabilities No PayPass Mag Stripe ........................................................................... 3-27
TC402 - Integration/capabilities No SDA .................................................................................................... 3-27
TC410 - Integration/CVM OnlinePIN above the CVM limit (in Maestro OnlinePIN Market) ................... 3-28
TC411 - Integration/CVM noCVM above the CVM limit (in Maestro OnlinePIN Market) ....................... 3-28
TC412 - Integration/CVM Hard limit market .............................................................................................. 3-29
3.5 PayPass Mag Stripe Test Cases ............................................................................................................. 3-30
TC601 - Interoperability various unexpected data/length ............................................................................ 3-30
TC611 - Integration Service Code checking ................................................................................................ 3-30
TC612 - Integration ATC in discretionary data ........................................................................................... 3-31
TC613 - Integration Issuer response: unsuccessful ...................................................................................... 3-31
TC614 - Integration Traditional Mag Stripe ................................................................................................ 3-32
4 Test Scenarios for TIP Subset 8 ................................................................................................................... 4-33
4.1 TIP Subset 8 card details ........................................................................................................................ 4-33
4.2 Using the Test Cards .............................................................................................................................. 4-35
4.3 Test Scenario Template Description ....................................................................................................... 4-35
4.4 Test Scenarios for MasterCard PayPass M/Chip ................................................................................... 4-38
4.5 Test Scenarios for Maestro PayPass M/Chip ....................................................................................... 4-123
5 Test Scenarios for TIP Subset 6 ................................................................................................................. 5-176
5.1 TIP Subset 6 card details ...................................................................................................................... 5-176
5.2 Using the Test Cards ............................................................................................................................ 5-177
5.3 Test Scenario Template Description ..................................................................................................... 5-177
5.4 Test Scenarios for PayPass Mag Stripe ................................................................................................ 5-178
6 Annexes ........................................................................................................................................................ 6-186
6.1 RSA Keys used ...................................................................................................................................... 6-186
6.2 DES Keys used ...................................................................................................................................... 6-188
6.3 DES Key Used for PVV and CVC ......................................................................................................... 6-189

Using this Manual

2011 MasterCard
PayPass User Guide for TIP Subsets December 2011 1-1

1 Using this Manual
This chapter contains information that helps you understand and use this document.

1.1 Scope
This document lists the PayPass Mag Stripe and PayPass M/Chip test cases and test
scenarios used for the PayPass TIP or M-TIP.

1.2 Audience
This document is intended for use by terminal vendors and Acquirers who want to
obtain approval for their PayPass implementation.

1.3 Terminology
'Terminal' vs. 'reader'
[PayPass1.3] uses the term terminal in order to refer to the device supporting the
PayPass application while [PayPass2.x] uses the term PayPass reader.
In many cases the PayPass reader is separate from the POS terminal. However, when
dealing with (M-)TIP it makes more sense to consider both the separate reader and
the POS terminal as a single device. Therefore this document will use the term
terminal or PayPass terminal in order to refer to:
the device providing the contactless interface used by the PayPass card and
the device supporting the PayPass application and
the device sending the authorization/clearing messages online.
'Cards'
This document uses the term "card" or "TIP card" but the test tool could also be a
card simulator or a probe.
'(M-)TIP'
When a statement applies to both TIP and M-TIP, the term "(M-)TIP" is used.
However MasterCard did not define specific PayPass M-TIP subsets or cards so the
cards listed in this document are the ones previously defined for the TIP process.
Therefore this document will always mention the term "TIP cards", not "(M-)TIP
cards".

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1.4 Language Use
The spelling of English words in this manual follows the convention used for U.S.
English as defined in Websters New Collegiate Dictionary. MasterCard is
incorporated in the United States and publishes in the United States. Therefore, this
publication uses U.S. English spelling and grammar rules.
An exception to the above spelling rule concerns the spelling of proper nouns. In this
case, we use the local English spelling.

1.5 Related Publications
The following publications contain information related to the contents of this manual.

AcqGuide2008 PPMCAIR V1.0-July 2008 + PayPass M/Chip ApplicationNote17 -
Oct 6, 2009
MaestroOnlinePIN Maestro PayPass Online PIN - Acquirer Implementation Guide v2.0
PayPass2.1 PayPass M/Chip Reader Card Application Interface Specification
(V2.1) + PayPass M/Chip ApplicationNote#18 (April 12, 2010)
PayPass2.0 PayPass M/Chip Reader Card Application Interface Specification
(V2.0) + PayPass M/Chip ApplicationNote#15 (April 2, 2009)
PayPass2.x [PayPass2.1] or [PayPass2.0]
PayPass1.3 PayPass M/Chip Technical Specifications (V1.3 - Sept2005) +
PayPass M/Chip ApplicationNote#11 (Aug 6, 2008)
MChip2010 M/Chip Requirements 11 June 2010
CustomerIntfce Customer Interface Specification April 2009
TIPguide Terminal Integration Process Guide - January 2009
MTIPguide M-TIP Process Guide 14 May 2010
EMV BOOK 1 ICC Specification for Payment Systems: Application Independent
ICC to Terminal Interface Requirements. Version 4.2, June 2008.
EMV BOOK 2 ICC Specification for Payment Systems: Security & Key
Management. Version 4.2, June 2008.
EMV BOOK 3 ICC Specification for Payment Systems: Application Specification.
Version 4.2, June 2008.
EMV BOOK 4 ICC Specification for Payment Systems: Cardholder, Attendant and
Acquirer Interface Requirements. Version 4.2, June 2008.

Using this Manual

2011 MasterCard

1.6 Abbreviations
The following abbreviations are used in this manual:

Abbreviation Description
AAC Application Authentication Cryptogram
AFL Application File Locator
AID Application Identifier
AIP Application Interchange Profile
an Alphanumeric
ARQC Authorization Request Cryptogram
ATC Application Transaction Counter
b Binary
CA Public Key Certification Authority Public Key
CDA Combined DDA/AC generation
CDOL Card Risk Management Data Object List
CVM Cardholder Verification Method
CVR Cardholder Verification Results
EMV Europay MasterCard Visa
FCI File Control Information
hex. Hexadecimal
IAC Issuer Action Code
ICC Integrated Circuit Card
M/Chip MasterCard Chip
n Numeric
PAN Primary Account Number
PDOL Processing Data Object List
PIN Personal Identification Number
PPSE PayPass Payment System Environment
RFU Reserved for Future Use
RID Registered Application Provider Identifier
SDA Static Data Authentication
TAC Terminal Authentication Code
TC Transaction Certificate
TRM Terminal Risk Management
TVR Terminal Verification Results
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1.7 Notations
The following notations apply:
Notation Description
0 to 9 and A to F 16 hexadecimal digits. Values expressed in hexadecimal form are
enclosed in single quotes (i.e. _).
1001b Binary notation. Values expressed in binary form are followed by a
lower case b.
abcd an or ans string.
# Number.
[] Optional part.
xx Any value.

1.8 History
The following lists the main changes:
Version Changes
March 2010 Original version
July 2010 Reviewed the tests to cover the [PayPass1.3] readers
- TestCase TC065b created
- TestCase TC069b created
- TestCase TC211, sub-case 06 created
Better test coverage for the PayPass MasterCard hard limit markets
Other tests were created or updated:
- TC412 was created
- TC613 was updated (Issuer response '51' instead of '05')
August December
2011
Added the card version v2.1
Fixed issues with TVR B1b7 instead of B1b3
TC402 (SDA Maestro) does no longer apply for 1.3 because this could
be impossible to implement for 1.3 readers. MP72 T04 created
accordingly.
Refund: the terminal is not obliged to use the same amount as in the
purchase transaction (e.g.: a default zero value could be used instead).
Several tests modified accordingly.
Fixed an issue in TC065b and related scenarios: the transaction will
not abort after PPSE but after Select AIDs.
Added a pass criteria to ensure ARQC is validated
Fixed minor issues with the CVM 1F03 / 5F03
"(Please provide the receipt)" added in a few tests
Introduction

2011 MasterCard

2 Introduction
This chapter contains an introduction to the TIP and M-TIP testing processes and the
TIP cards.

2.1 Terminal Integration Testing Process
The M-TIP process defined in [MTIPprocess] is applicable for PayPass terminals
supporting [PayPass2.x]. In any other case, the TIP process defined in [TIPprocess]
applies.
Acquirers must complete the (M-)TIP process before deploying and using a terminal
in a live environment.
The objective of the (M-)TIP process is to ensure the terminal meets the MasterCard
requirements described in [AcqGuide2008].
The current document describes:
the (M-)TIP test cases that are defined to ensure the correct implementation
of the MasterCard requirements. Each test case refers to a requirement in
[AcqGuide2008]
the test scenarios that must be executed in (M-)TIP. The test scenarios refer
to one or several test cases. Each test scenario involves a TIP card.
A Test Scenario is a short test procedure permitting to check one or several
specification requirements identified in the Test Cases. This is outlined in the figure
below:
Test Case # 1 Obj ect ive
+
+
Card xx
Specif icat ions
(requirement s)
Test Cases
Test Scenario
TIP
cards

Introduction

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2011 MasterCard

2.2 Introduction to the TIP Cards

About TIP Cards
MasterCard has designed sets of test cards, to allow the acquirer to test that the host
and terminal payment applications are compliant with MasterCard requirements. The
TIP cards are grouped into different subsets in order to allow targeted testing. For
the (M-)TIP process, the following PayPass subsets are used.
For PayPass M/Chip terminals, the Subset 6 ensures that the PayPass M/Chip
terminals correctly work with PayPass Mag Stripe cards.
Note that the Subset 6 is also used during Network Interface Validation (NIV) tests of
PayPass Mag Stripe terminals. However the current document is (M-)TIP-focused so
the Subset 6 will sometimes be referred to as "TIP Subset 6".
The Subset 8 ensures that the PayPass M/Chip terminals correctly work with
PayPass M/Chip cards.

Number of Cards
The following table summarizes the content of the PayPass TIP Subsets.

2.3 Testing configuration requirements
During the (M-)TIP testing session, the terminal configuration must be as close as
possible as it will be in the live environment. In particular, the terminal must be
configured as follows.
The list of Application Identifiers (AID) supported by the terminal must be
the ones intended for live deployment.
Application Version Number PayPass Mag Stripe: Terminal Application
version number shall be set to 0001 for PayPass Mag Stripe.
Application Version Number PayPass M/Chip: Terminal Application version
number shall be set to 0002 for PayPass M/Chip.
Subset Type Number of cards
Subset 6
PayPass Mag Stripe cards 6
PayPass M/Chip cards 1
Subset 8
MasterCard PayPass M/Chip cards 17
Maestro PayPass M/Chip cards 17
Total Number of cards 41
Introduction

2011 MasterCard

The Terminal Contactless Transaction Limit, when applicable, shall have the
same value as in the field for MasterCard and Maestro applications.
The Terminal Contactless Floor Limit shall have the same value as in the
field for MasterCard and Maestro applications
The Terminal CVM Required Limit, when applicable, shall have the same
value as in the field for MasterCard and Maestro applications.
However the Certification Authority Public Keys shall be the test keys defined
further in this document.

Test Cases

2011 MasterCard

3 Test Cases
This chapter lists the high level PayPass M/Chip (M-)TIP Test Cases.

3.1 Test Case Template Description
Overview
Below is an example of Test Case. This template is described here after.
TC002 - Regression CDA
Objective To ensure that the PayPass terminal performs CDA correctly.
Applicability
Conditions
Terminal supports CDA
Reference
Documentation
[AcqGuide2008]: Section 2.4.5 Offline Data Authentication Requirements p2-11
Test Conditions
The transaction amount must be below the Contactless transaction limit.
The AIP byte 1 indicates that CDA is supported.
Data returned by card is such as the transaction can be approved offline*.
Pass Criteria
The terminal shall send request a TC with CDA (50) in the generate AC.
Transaction shall be approved offline.
Note
*: most of the PayPass terminals will bypass the CDA if the transaction is declined or
sent online, see the transaction flow in technical specifications.

Test Case name
The Test Case is as follows: TCxyy - [Test category] - [Test title].
TCxyy uniquely identifies the Test Case. It follows the below rules:
TC0yy: Common PayPass M/Chip Test Cases
TC2yy: MasterCard PayPass M/Chip Test Cases
TC4yy: Maestro PayPass M/Chip Test Cases
TC6yy: PayPass Mag Stripe Test Cases
[Test category] can be the following:
"Regression": major Level2 tests that are re-performed during (M-)TIP to
ensure no regression occurs when integrating the product in the live
environment.
"Interoperability": these tests are basic tests that are re-performed during
(M-)TIP because they often led to interoperability issues.
Test Cases

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2011 MasterCard

"Integration": those tests ensure the PayPass terminal complies with the
MasterCard requirements defined in [AcqGuide2008].

Objective
This is a short description of the objective of the test.

Applicability Conditions
Applicability
Conditions
This gives the conditions for the test to be applicable.

Reference Documentation
Reference
Documentation
This makes a reference to the related requirement in the specifications.

Test Conditions
Test Conditions
This lists all the conditions required for testing the objective.
Note: the test conditions often assume that the reader supports the "Contactless
transaction limit". If not, it is obvious that the related condition shall be disregarded.

Pass Criteria
Pass Criteria
The terminal shall send request a TC with CDA (50) in the generate AC.
This lists the conditions required in order to pass the test.

Note
Note
Some Test Cases include a note in order to clarify some test details.
Test Cases

2011 MasterCard

3.2 Common PayPass M/Chip Test Cases
The test cases described in this section apply to terminals that accept either
MasterCard PayPass or Maestro PayPass.

TC001 - Regression card does not support any ODA
Objective
To ensure the PayPass terminal correctly behaves when the card does not support any
offline data authentication method.
Applicability
Conditions
Always applicable
Reference
Documentation
[AcqGuide2008]: Regression test no specific reference
Other: [PayPass2.x] section 4.3.6 Offline Data Authentication
Test Conditions
The AIP byte 1 indicates that SDA, DDA and CDA are NOT supported.
Tests are run for MasterCard and Maestro applications, unless not applicable:
Case 01: amount is below the floor limit (and terminal is online capable)*
Case 02: amount is above the floor limit
Case 03: terminal is offline-only
Pass Criteria
The terminal will set the TVR byte 1 bit 8 (offline data authentication not performed).
Cases 01 & 02: Online capable terminals shall request an ARQC as per TAC settings,
even if the amount is below the floor limit.
Case 03: Offline-only terminals will decline the transaction offline as per TAC settings.
The terminal must not fallback to a contact or swipe transaction since the PayPass reader
requested a card decline (see [AcqGuide2008] sections 2.4.10.3 and 2.6).
Note
*: if the CVM limit is lower than the floor limit and if both the card and the terminal
support OnlinePIN, the amount should be below the CVM limit in order to not set the
TVR B3b3 (OnlinePIN entered).

Test Cases

3-4
2011 MasterCard

Applicability
Conditions
Reference
Documentation
Test Conditions
Tests are run for MasterCard and Maestro applications, unless not applicable.
Pass Criteria
TVR byte 1 bit 8 is not set (offline data authentication was performed).
The terminal shall request a TC with CDA (50) in the generate AC.
Note

TC003 - Regression different CA key lengths
Objective
To ensure the PayPass terminal correctly supports different certification authority public
key lengths.
Applicability
Conditions
Terminal supports SDA or CDA
Reference
Documentation
Other: [PayPass2.x] sections 4.3.13 Retrieve ICC key and Verify
SDAD and 4.3.14 Static Data Authentication
Test Conditions
The AIP byte 1 indicates that SDA or/and CDA is supported.
Case 01: CA key length is 1152/144
Pass Criteria
The TVR shall indicate that the ODA was performed: TVR B1b8 =0.
Note
*: most of the PayPass terminals will bypass the SDA and CDA if the transaction is
declined or sent online, see the transaction flow in technical specifications.

Test Cases

2011 MasterCard

TC004 - Regression exponent 2^16+1
Objective To ensure the PayPass terminal correctly supports the exponent 2^16+1.
Applicability
Conditions
Terminal supports SDA or CDA
Reference
Documentation
Other: [PayPass2.x] sections 4.3.13 Retrieve ICC key and Verify
SDAD and 4.3.14 Static Data Authentication
Test Conditions
ICC public key exponent is 2^16+1.
Pass Criteria
The TVR shall indicate that the ODA was performed: TVR B1b8 =0.
Note

TC005 - Regression Offline-only & ARQC
Objective
To ensure the offline-only PayPass terminal correctly behaves when the card erroneously
sends an ARQC.
Applicability
Conditions
Terminal is offline-only
Reference
Documentation
Other: Regression test no specific reference
Test Conditions
The card is such as it always returns an ARQC.
Pass Criteria
The offline-only PayPass terminal shall terminate the transaction upon reception of the
ARQC. The terminal must not fallback to a contact or swipe transaction since the
termination is due to an application layer error (see [AcqGuide2008] section 2.6).
Note

Test Cases

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2011 MasterCard

TC011 - Interoperability various unexpected data/length
Objective
To ensure the PayPass terminal correctly behaves when it receives unexpected data
value or length from the card.
Applicability
Conditions

Reference
Documentation
[AcqGuide2008]: Interoperability test no specific reference
Other: [PayPass2.x] Annex A Data Object Dictionary
Test Conditions
The card returns the data defined below.
Case 01: Unknown tags (e.g.: 88) in PPSE response
Case 02: Service Code inconsistency between track2 (57) and specific tag (5F30)
Case 03: Discretionary Data inconsistency between track2 (57) and specific tag
(9F20)
Case 04: Track1 discretionary data (tag 9F1F) with maximum length (48 bytes)
Case 05: Track2 (57) with maximum acceptable length (37 digits)
Case 06: Unrecognized CVM returned in the CVM list
Case 07: IAD (9F10) with maximum length
Case 08: the signed record is padded up to 254 bytes with '00's. Card supports SDA only.
Case 09: the signed record is padded up to 254 bytes with '00's. Card supports CDA.
Case 10: the data records include the data object 9F6E PayPass third party data.
Pass Criteria In all cases the terminal shall approve the transaction.
Note

TC012 - Interoperability CDOL1 includes tags forbidden in DE055
Objective
To ensure the PayPass terminal correctly behaves when the CDOL1 includes tags being
forbidden in the DE055.
Applicability
Conditions
Terminal is online capable.
Reference
Documentation
[AcqGuide2008]: Inherits from [MChip2010]
Other: [MChip2010] Section Contents of DE 55 page 3-27
Test Conditions
The card requests 9F21 (Transaction Time) and 9F40 (Additional Terminal
Capabilities) in CDOL1. This data is forbidden in DE055.
The network simulator validates the authorization message and returns the response '00'
(Approved).
Pass Criteria
The Terminal shall not send the tags 9F21 and 9F40 to the network.
The Terminal shall approve the transaction.
Note

TC021 - Integration/capabilities OfflinePIN not supported in PayPass
Test Cases

2011 MasterCard

Objective To ensure the PayPass terminal does not support offlinePIN.
Applicability
Conditions
Always applicable
Reference
Documentation
[AcqGuide2008]: 2.4.4.3 Offline PIN page 2-11
Test Conditions
The AIP byte 1 bit 5 indicates Cardholder Verification supported.
The first CVM in the card CVM list is OfflinePIN. The CVM list does not include
OnlinePIN.
Case 01: amount is below the CVM limit
Case 02: amount is above the CVM limit or CVM limit not supported
Pass Criteria
The terminal does not prompt for any PIN to be entered.
The PayPass transaction completes successfully. Neither Offline PIN nor Online PIN is
required.
Note
Terminals supporting only OnlinePIN (like CAT1) will set the TVR byte 3 bit 8
Cardholder Verification was not successful.

TC022 - Integration/capabilities No accumulated transaction amount
Objective
To ensure that the PayPass terminal does not use an accumulated transaction amount by
card for the purpose of checking if the floor limit is exceeded.
Applicability
Conditions
Terminal is offline/online capable.
If the terminal supports [PayPass1.3]: it does not support an accumulated transaction
amount.
Reference
Documentation
[AcqGuide2008]: Section 2.4.7.1 Floor Limit Check Cumulative Transaction
Amount Checking page 2-12
Test Conditions
All transaction amounts are below the floor limit.
Perform several offline initialization transactions so the sum of the transaction amounts
exceeds the floor limit.
E.g.: if the floor limit is 50, perform 1 initialization transaction of 40 and then a last
transaction of 30.
Pass Criteria
The terminal shall approve all the transactions offline, especially the last one, even if the
sum of the previous transaction amounts exceeds the floor limit.
Note

Test Cases

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2011 MasterCard

TC023 - Integration/capabilities No Velocity Checking
Objective To ensure that the PayPass terminal does not perform Velocity Checking.
Applicability
Conditions
Always applicable
Reference
Documentation
[AcqGuide2008]: Section 2.4.7.3 Velocity Checking page 2-13
Test Conditions
TRM AIP bit set.
The tags 9F14 & 9F23 are returned by the card.
LastOnline Register ATC is returned, value =00
IAC denial set for new card, lower and upper consecutive
Pass Criteria
The terminal shall approve the transaction. The TVR byte 2 bit 4 and byte 4 bits 6 and 7
are not set.
Note

TC024 - Integration/capabilities cardholder receipt below CVM limit
Objective
To ensure that the PayPass terminal is able to print a cardholder receipt below the CVM
limit in case the cardholder requests it.
Applicability
Conditions
Always applicable
Reference
Documentation
[AcqGuide2008]: Section 2.3.1.2 Terminal CVM Required Limit page 2-6
Test Conditions
The transaction amount must be below the CVM limit.
Pass Criteria
The terminal shall approve the PayPass transaction.
The PayPass terminal shall be able to print a cardholder receipt below the CVM limit in
case the cardholder requests it.
Note

Test Cases

2011 MasterCard

TC031 - Integration/CVM only NoCVM below the CVM limit
Objective
To ensure that the PayPass terminal only supports No CVM as the CVM method for
PayPass transactions below or equal to the defined limit.
Applicability
Conditions
Always applicable
Reference
Documentation
Test Conditions
The transaction amount must be below the CVM limit.
The card CVM list includes other CVM methods before the noCVM one.
Case 01: Amount is below the CVM limit and below the floor limit (not applicable if
online-only).
Case 02: Amount is equal to the CVM limit.
Pass Criteria
The terminal shall approve the PayPass transaction.
The terminal shall not prompt for PIN or print a signature receipt. The cardholder
verification shall be successful:
- TVR byte 3 bit 8 = 0
- CVM result shall be 1F 03 00 or '5F 03 00'
Note

TC032 - Integration/CVM only NoCVM below the CVM limit online transaction
Objective
PayPass transactions below or equal to the defined limit, even if the amount is above the
floor limit, if applicable.
Applicability
Conditions
Floor limit is smaller than the CVM limit
Reference
Documentation
Test Conditions
The transaction amount must be below the CVM limit but above the floor limit.
Card contains (1F03) in the CVM list.
Pass Criteria
The terminal shall approve the PayPass transaction online.
The terminal shall not prompt for PIN or print a signature receipt. The cardholder
verification shall be successful:
- CVM result shall be 1F 03 00 or '5F 03 00'
Note

Test Cases

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2011 MasterCard

TC041 - Integration/online message Gratuities / Tips
Objective
To ensure the PayPass terminal correctly manages the gratuities, when supported.
To ensure the PayPass terminal offers the cardholder to enter the gratuity amount before
tapping, when gratuity is supported.
Applicability
Conditions
Terminal supports gratuities
Reference
Documentation
[AcqGuide2008]: 2.4.3.1 Gratuities/Tips page 2-10
Test Conditions
The cardholder must enter a gratuity amount. The transaction amount plus the gratuity
amount must be below the Contactless transaction limit.
The network simulator validates the authorization message and returns a successful
response.
Pass Criteria
The PayPass terminal shall offer the cardholder to enter the gratuity amount before
tapping.
The online authorization request must contain the sum of initial amount and gratuity in
the 'Amount authorized' field (DE055 subfield 9F02) and in DE-004.
The 'Amount, other' field (DE055 subfield 9F03) must contain zeroes or be absent.
The transaction shall be approved.
Note

TC042 - Integration/online message Issuer response: successful
Objective To ensure the PayPass terminal correctly manages the Issuer response 00 (successful).
Applicability
Conditions
Terminal is online capable
Reference
Documentation
Other: [MChip2010] Section Authorization Response Code page 3-31
Test Conditions
The network simulator validates the authorization message and returns the responses 00
(successful).
Pass Criteria The terminal shall approve the transaction upon reception of the network response.
Note

Test Cases

2011 MasterCard

TC043 - Integration/online message Issuer response: unsuccessful
Objective
To ensure the PayPass terminal correctly manages the Issuer responses 51 (insufficient
funds) and 57 (Transaction not permitted).
Applicability
Conditions
Reference
Documentation
[AcqGuide2008]: Inherits from [CustomerIntfce]
Other: [CustomerIntfce] Section DE 39 - Response Code
Test Conditions
The network simulator validates the authorization message and returns the responses
below.
Case 01: network simulator response is 51 (insufficient funds)
Case 02: network simulator response is 57 (Transaction not permitted)
Pass Criteria The terminal shall decline the transaction upon reception of the network response.
Note
Following an online decline, (Not Authorized) there is no restriction on performing a
subsequent contact transaction, if supported by the terminal. ([AcqGuide2008] section
2.4.10.2)

TC045 - Integration/online message Issuer response contains script
Objective
To ensure the PayPass terminal does not process the ICC response data erroneously
returned by the issuer.
Applicability
Conditions
Reference
Documentation
[AcqGuide2008]: Section 4.3 Authorization Responses page 4-4
Test Conditions
The transaction amount must be above the floor limit and below the Contactless
transaction limit.
Card is let on the terminal until the transaction is completed or the ticket is printed.
The network simulator validates the authorization message and returns the following
response:
- DE 039 (Response code) = '00' (Approved)
- DE 055 - PDS 91 (Issuer Authentication Data) is present
- DE 055 - PDS 72 (Issuer Script Template 2) with one script identifier and 6
PIN Unblock commands followed by a PIN Change Unblock.
Pass Criteria
The terminal shall not forward any Application Block command to the card.
The end of the transaction is out of scope (the terminal may decline or not the
transaction).
Note

TC046 - Integration/online message Terminal Country Code not in CDOL1
Test Cases

3-12
2011 MasterCard

Objective
To ensure the PayPass terminal transmits the Terminal Country Code (tag 9F1A) to the
network even if it is not requested by the card in the CDOL1.
Applicability
Conditions
Reference
Documentation
Other: [MChip2010] Section Contents of DE 55 page 3-27
Test Conditions
The card does not request the Terminal Country Code (tag 9F1A) in the CDOL1.
The network simulator validates the authorization message (except ARQC) and returns
the response '00' (Approved).
Pass Criteria
The Terminal shall send the Terminal Country Code (tag 9F1A) to the network.
Note

TC047 - Integration/online message PAN sequence number from chip
Objective
To ensure the PayPass terminal transmits the PAN sequence number coming from the
chip and not from the Track2 equivalent data item.
Applicability
Conditions
Reference
Documentation
Other: [MChip2010] Section Data in the Authorization Request
Message page 3-29
Test Conditions
The PAN sequence number value from the tag 5F34 is different from the one in the
Track2 equivalent data item.
(Approved).
Pass Criteria
The Terminal shall send the PAN sequence number value from the tag 5F34 to the
network.
Note

Test Cases

2011 MasterCard

TC048 - Integration/online message PAN sequence number not returned
Objective
To ensure the PayPass terminal does not transmit the PAN sequence number when it is
not returned by the card.
Applicability
Conditions
Reference
Documentation
Other: [MChip2010] Section Data in the Authorization Request
Message page 3-29
Test Conditions
The PAN sequence number is not returned by the card.
(Approved).
Pass Criteria
The Terminal shall not send the PAN sequence number (DE 23) to the network.
Note

TC049 - Integration/online message Full Grade
Objective To ensure that the PayPass terminal supports the Full Grade network messages.
Applicability
Conditions
Reference
Documentation
[AcqGuide2008]: Section 1.3 Implementation and Prerequisites Summary p1-1
Test Conditions
(Approved).
Pass Criteria
The terminal shall send a DE055 message to the network.
The terminal shall approve the transaction.
Note

Test Cases

3-14
2011 MasterCard

TC050 - Integration/online message New Values in Existing Authorization Fields
Objective
To ensure the PayPass terminal correctly manages the new values in the existing
authorization fields.
Applicability
Conditions
Reference
Documentation
[AcqGuide2008]: Section 4.2 Authorization Requests page 4-2
Test Conditions
The transaction amount must be above the floor limit and below the Contactless
transaction limit.
(successful).
Several tests are run, unless not applicable:
Case 01: PayPass Mag Stripe transaction (MasterCard application only)
Case 02: PayPass M/Chip transaction, tag 5F34 is returned by card*
Pass Criteria
Case 01: the network simulator shall receive the following:
DE022 SE 1 = 91
DE061 SE 11 = 3
Case 02: the network simulator shall receive the following:
DE022 SE 1 = 07
DE023 = 01
DE055 shall be present
DE061 SE 11 = 3
Note *: another specific test [TC048] exists where the card does not return the tag 5F34.

Test Cases

2011 MasterCard

TC051 - Integration/online message Online PIN
Objective
To ensure the PayPass terminal correctly manages the OnlinePIN verification, when
supported.
Applicability
Conditions
Terminal supports OnlinePIN
Reference
Documentation
Other: [MChip2010] Annex A Data Dictionary
Test Conditions
The transaction amount must be above the CVM limit and below the Contactless
transaction limit.
The AIP indicates that CVM is supported.
Data returned by card is such as OnlinePIN is to be performed.
The network simulator validates the authorization message (including PIN) and returns a
successful response.
Several tests are performed. In all cases the OnlinePIN entered is correct:
Case 01: OnlinePIN is 4 digits long
Case 02: OnlinePIN is 5 digits long
Case 03: OnlinePIN is 6 digits long.
Pass Criteria
The TVR byte 3 bit 3 must be set (Online PIN entered).
The transaction shall be approved online.
Note

Test Cases

3-16
2011 MasterCard

TC052 - Integration/online message Issuer response: wrong online PIN
Objective
To ensure the PayPass terminal correctly manages the Issuer responses 55 (wrong PIN)
and 75 (Allowable number of PIN tries exceeded).
Applicability
Conditions
Terminal supports OnlinePIN
Reference
Documentation
Test Conditions
The transaction amount must be above the CVM limit and below the Contactless
transaction limit.
The network simulator validates the authorization and returns the responses below.
Tests are run for MasterCard application:
Case 01: network response is 55 (wrong PIN)
Case 02: network response is 75 (Allowable number of PIN tries exceeded)
Pass Criteria
The TVR byte 3 bit 3 must be set (Online PIN entered).
The terminal shall decline the transaction upon reception of the network response.*
Note
*: In case of a wrong PIN (case 01), one could expect the terminal to prompt the
cardholder to enter the PIN again and then resend the authorization message with the
second PIN. However some issuers will decline if they receive a second authorization
with the same ATC (transaction counter) value, even if the second PIN is correct.
Therefore the terminal shall decline the transaction in order to avoid such issues in the
field.

2.4.10.2)

Test Cases

2011 MasterCard

TC061 - Integration/configuration Contactless Transaction Limit
Objective
To ensure that the PayPass terminal correctly implements the Contactless Transaction
Limit.
Applicability
Conditions
The terminal has a transaction limit for the MasterCard application.
Reference
Documentation
[AcqGuide2008]: Section 2.3.1.1 Terminal Contactless Transaction Limit p2-6 &
section 3.4.2.1 Terminal Contactless Transaction Limit p3-5
Test Conditions
Case 01: amount is below the Contactless transaction limit
Case 02: amount is equal to the Contactless transaction limit (e.g.: 25.00)
Case 03: [if the terminal allows the user to enter amounts greater than the transaction
limit] the amount is one minor unit above the transaction limit (e.g.: 25.01)
Case 04: [if the terminal allows the user to enter amounts greater than the transaction
limit] the amount is greater than the transaction limit (e.g.: 50.00)
Case 05: [if the terminal does not allow the user to enter amounts greater than the
transaction limit] the user shall try to enter an amount greater than the transaction limit
Pass Criteria
Cases 01 & 02: the terminal shall approve the transaction.
Cases 03 & 04: the terminal shall not perform the transaction above the transaction limit.
The terminal will either abort after the PPSE response or will not activate the PayPass
reader.
Case 05: the terminal shall not allow the user to enter an amount greater than the
transaction limit
Note

TC063 - Integration Amount known before
Objective
To ensure that the final transaction amount is known before performing the PayPass
transaction.
Applicability
Conditions
Terminal is attended
Reference
Documentation
[AcqGuide2008]: Section 2.4.3 Amount Entry at Attended POS page 2-10
Test Conditions
Pass Criteria
The attended terminal shall request the amount before performing the PayPass
transaction. The cardholder must not be able to tap before entering the amount.
Note

Test Cases

3-18
2011 MasterCard

TC065 - Integration PIX extension
Objective To ensure that the PayPass terminal correctly manages the extended AIDs.
Applicability
Conditions
If the terminal supports [PayPass1.3]: it supports extended AIDs
Reference
Documentation
[AcqGuide2008]: Section 2.4.2 Application Selection and Cardholder
Confirmation page 2-10
Test Conditions
(Approved).
Case 01: AID is extended with the following: D056 01
Case 02: AID is extended with the following: C123456789
Pass Criteria The terminal shall select the extended AID and correctly continue the transaction.
Note

TC065b - Integration PIX extension not supported
Objective
To ensure that the PayPass terminal correctly behaves when it does not support extended
AIDs.
Applicability
Conditions
The terminal supports [PayPass1.3] and does not support extended AIDs
Reference
Documentation
[AcqGuide2008]: Section 2.4.2 Application Selection and Cardholder
Confirmation page 2-10
Test Conditions
AID is extended with the following: D056 01
Pass Criteria
The terminal shall abort the transaction. It shall not send the Get Processing Options
command.
Note
Only terminals supporting [PayPass1.3] do not support extended AIDs. This feature is
mandatory in [PayPass2.x].
In [PayPass1.3], it is mandatory to use the list of applications method as described in
Section 12.3.3 of [EMV BOOK 1] when no matching application is found in the PPSE
response.

Test Cases

2011 MasterCard

TC066 - Integration service code indicates a chip is present on card
Objective
To ensure that the PayPass terminal does not prompt for a contact transaction when the
service code indicates a chip is present on the card.
Applicability
Conditions
Always applicable
Reference
Documentation
[AcqGuide2008]: Section 2.4.6 Service Code Checking page 2-12
Test Conditions
The service code included in the Track2 indicates that a chip is present on the card.
Pass Criteria
The terminal shall approve the PayPass transaction. The terminal shall not prompt for a
contact transaction.
Note

TC067 - Integration service code indicates OnlinePIN
Objective
To ensure that the PayPass terminal does not use the service code in order to require
online authorization or online PIN.
Applicability
Conditions
Always applicable
Reference
Documentation
[AcqGuide2008]: Section 2.4.6 Service Code Checking page 2-12
Test Conditions
CVM list does not include OnlinePIN.
Case 01: ServiceCode contained in Track2 is 206 (Normal Authorization, PIN if pinpad
present). Amount is below the CVM limit.
Case 02: ServiceCode contained in Track2 is 206 (Normal Authorization, PIN if pinpad
present). Amount is above the CVM limit.
Case 03: ServiceCode in Track2 is 220 (Issuer Authorization, PIN if pinpad present)
Case 04: ServiceCode contained in Track2 is 226 (Issuer Authorization, PIN required)
Pass Criteria
Cases 01: the terminal shall not prompt for PIN. The terminal shall approve the PayPass
transaction.
Case 02 & 03: the terminal shall not prompt for PIN. The terminal shall approve the
PayPass transaction offline.
Note

Test Cases

3-20
2011 MasterCard

TC068 - Integration Following a card decline
Objective
To ensure the PayPass terminal prompts the cardholder to perform a contact transaction,
if supported, when the card declines and the terminal did not request a card decline.
Applicability
Conditions
The terminal supports contact
Reference
Documentation
[AcqGuide2008]: Section 2.4.10.3 Card Declines page 2-14
Test Conditions
Data returned by card are such as the terminal does not request an AAC in the GenAC.
The card returns an AAC to the Generate AC.
Case 01: amount is below the floor limit
Case 02: amount is above the floor limit
Pass Criteria
Case 01: the terminal shall request a TC in the Generate AC.
Case 02: the terminal shall request an ARQC in the Generate AC.
The terminal shall prompt the cardholder to perform a contact transaction.
The terminal shall approve the contact transaction.
Note

Test Cases

2011 MasterCard

TC069 - Integration/capabilities refund (v2.x)
Objective To ensure the PayPass terminal correctly performs refund.
Applicability
Conditions
Terminal is attended and supports refund and follows [PayPass2.x].
Reference
Documentation
[AcqGuide2008]: Section 2.4.1.3 Refunds page 2-9 *
Test Conditions
- First step is to perform the purchase:
The transaction amount must be below the transaction limit.
- Second step is to perform the refund:
If requested, the refund amount must be the same as the purchase amount.
Case 01: PayPass M/Chip MasterCard offline transaction to be refunded
Case 02: PayPass M/Chip MasterCard online transaction to be refunded
Case 03: PayPass M/Chip Maestro offline transaction to be refunded
Case 04: PayPass M/Chip Maestro online transaction to be refunded
Case 05: PayPass Mag Stripe MasterCard transaction
Pass Criteria
Cases 01 & 03:
The first transaction is approved offline.
In the second transaction, the PayPass terminal requests an AAC. At the end of the
refund process, the terminal displays a message to inform the cardholder that refund
has been done successfully.
Cases 02 & 04:
The first transaction is approved online.
In the second transaction, the PayPass terminal requests an AAC. At the end of the
refund process, the terminal displays a message to inform the cardholder that refund
has been done successfully.
Case 05:
At the end of the refund process, the terminal displays a message to inform the
cardholder that refund has been done successfully.
Note *: Please also see ApplicationNote17 for additional specification details.

Test Cases

3-22
2011 MasterCard

TC069b - Integration/capabilities refund (v1.3)
Objective To ensure the PayPass terminal correctly performs refund.
Applicability
Conditions
Terminal is attended and supports refund and follows [PayPass1.3].
Reference
Documentation
[AcqGuide2008]: Section 2.4.1.3 Refunds page 2-9 *
Test Conditions
The transaction amount must be below the transaction limit.
Case 01: PayPass M/Chip MasterCard offline transaction to be refunded
Case 02: PayPass M/Chip MasterCard online transaction to be refunded
Case 03: PayPass M/Chip Maestro offline transaction to be refunded
Case 04: PayPass M/Chip Maestro online transaction to be refunded
Case 05: PayPass Mag Stripe MasterCard transaction
Pass Criteria
Cases 01 & 03:
The first transaction is approved offline.
At the end of the second transaction, the terminal displays a message to inform the
Cases 02 & 04:
Case 05:
Note *: Please also see ApplicationNote17 for additional specification details.

Test Cases

2011 MasterCard

3.3 MasterCard PayPass M/Chip Test Cases
The test cases described in this section apply to terminals that accept MasterCard
PayPass.

TC201 - Regression SDA
Objective To ensure that the PayPass terminal performs SDA correctly.
Applicability
Conditions
Terminal supports SDA
Reference
Documentation
Test Conditions
The transaction amount must be below the floor limit.
The AIP byte 1 bit 7 indicates that SDA is supported.
Data returned by card is such as the transaction is approved offline*.
Pass Criteria
TVR byte 1 bit 8 is not set (offline data authentication was performed).
The terminal shall send request a TC without CDA (40) in the generate AC.
Note
*: most of the PayPass terminals will bypass the SDA if the transaction is declined or
sent online, see transaction flow in technical specifications.

Test Cases

3-24
2011 MasterCard

TC221 - Integration/CVM attended terminal
Objective
To ensure the attended PayPass terminal correctly manages the cardholder verification
above the CVM limit.
Applicability
Conditions
Terminal is attended and supports MasterCard
Reference
Documentation
[AcqGuide2008]: Section 2.4.4.1 MasterCard PayPass Cardholder Verificat p 2-10
Test Conditions
The network simulator validates the authorization message and returns 00 (successful).
Case 01: the card supports offlinePIN then Signature (5E 03) then noCVM. The
transaction amount must be the lowest value above the CVM limit (e.g.: 25.01).
Case 02: Terminal supports gratuity. The card supports offlinePIN then Signature (5E
03) then noCVM. The sum of transaction and gratuity amounts must be the lowest value
above the CVM limit (e.g.: 25.01).
Case 03: the card supports onlinePIN then noCVM (1F 03). Terminal does not support
OnlinePIN. The transaction amount must be above the CVM limit.
Case 04: card supports onlinePIN (02 03) then noCVM. Terminal supports OnlinePIN.
The transaction amount must be the lowest value above the CVM limit (e.g.: 25.01).
Case 05: card supports noCVM only (1F 03). The terminal supports noCVM above the
CVM limit*. The amount is above the CVM limit.
Case 06: card supports noCVM only (1F 03). The terminal does not support noCVM
above the CVM limit*. The amount is above the CVM limit.
Pass Criteria
The cardholder verification shall be successful (except case 06): TVR byte 3 bit 8 = 0
Cases 01 & 02: The terminal shall print a signature receipt.
- CVM result shall be 5E 03 00
Case 03: The terminal shall not prompt for PIN or print a signature receipt.
- CVM result shall be 1F 03 00
Case 04: The terminal shall request an ARQC. The terminal shall prompt for PIN.
- TVR byte 3 bit 3 = 1 (Online PIN entered)
- CVM result shall be 02 03 00
Case 05: The terminal shall not prompt for PIN or print a signature receipt.
Case 06: the cardholder verification shall fail:
The terminal shall not prompt for PIN or print a signature receipt.
Note
*: according to [MaestroOnlinePIN] section 2.4.4.2, a [PayPass1.3] reader supporting
a single terminal capabilities parameter will not support 'noCVM' above the CVM limit.

Test Cases

2011 MasterCard

TC222 - Integration/CVM CAT1
Objective
To ensure the CAT1 PayPass terminal correctly manages the cardholder verification
above the CVM limit.
Applicability
Conditions
Terminal supports MasterCard and is a CAT1
Reference
Documentation
[AcqGuide2008]: Section 2.4.4.1 MasterCard PayPass Cardholder Verification
page 2-10
Test Conditions
(successful).
Case 01: the card supports offlinePIN then Signature then noCVM.
Case 02: the card supports onlinePIN then noCVM.
Case 03: the card supports noCVM only.
Pass Criteria
Case 02: the cardholder verification shall be successful:
The terminal shall request an ARQC.
The terminal shall prompt for PIN.
Note

Test Cases

3-26
2011 MasterCard

TC223 - Integration/CVM CAT2 and CAT3
Objective
To ensure the CAT2 and CAT3 PayPass terminals correctly manage the cardholder
verification above the CVM limit.
Applicability
Conditions
Terminal supports MasterCard and is a CAT2 or a CAT3
Reference
Documentation
[AcqGuide2008]: Section 2.4.4.1 MasterCard PayPass Cardholder Verification
page 2-10
Test Conditions
The transaction amount must be below the Contactless transaction limit and above the
CVM limit.
(successful).
Case 01: the card supports offlinePIN then Signature then noCVM
Case 02: the card supports onlinePIN then noCVM
Case 03: the card supports noCVM only
Pass Criteria
Note

Test Cases

2011 MasterCard

3.4 Maestro PayPass M/Chip Test Cases
The test cases described in this section apply to terminals that accept Maestro
PayPass.

TC401 - Integration/capabilities No PayPass Mag Stripe
Objective
To ensure that the terminal terminates the transaction if the PayPass Maestro card
indicates that it does not support PayPass M/Chip.
Applicability
Conditions
Terminal supports Maestro PayPass
Reference
Documentation
[AcqGuide2008]: Section 2.2.1 Accepting PayPassMag Stripe page 2-4
Test Conditions
Transaction amount is below the transaction limit.
The card indicates in the AIP that it does not support PayPass M/Chip.
Pass Criteria
The terminal shall terminate the transaction.
The terminal must not fallback to contact or swipe transaction since the termination is
due to an application layer error (see [AcqGuide2008] section 2.6).
Note

TC402 - Integration/capabilities No SDA
Objective To ensure that the Maestro PayPass terminal does not support SDA.
Applicability
Conditions
Terminal supports Maestro PayPass and follows [PayPass2.x] and is offline capable
Reference
Documentation
[AcqGuide2008]: Section 2.4.5 Offline Data Authentication page 2-11
Test Conditions
Transaction amount is below the floor limit and the CVM limit.
The card indicates in the AIP that it does support SDA but not CDA.
Pass Criteria
The terminal shall set the TVR byte 1 bit 8 "ODA was not performed".
The terminal shall NOT set the TVR byte 1 bit 7 "SDA did not fail".
The terminal shall NOT set the TVR byte 1 bit 3 "CDA did not fail".
If the terminal is offline-only it will decline with an AAC as per the TACs.
If the terminal is online capable then it will send an ARQC as per the TACs.
Note

Test Cases

3-28
2011 MasterCard

TC410 - Integration/CVM OnlinePIN above the CVM limit (in Maestro OnlinePIN Market)
Objective To ensure the terminal correctly performs Online PIN above the CVM limit.
Applicability
Conditions
Terminal supports Maestro in a Maestro OnlinePIN Market.
Reference
Documentation
[MaestroOnlinePIN]: Section 2.4.4.2 Maestro PayPass Cardholder Verification p 2
Test Conditions
Transaction amount is above the CVM limit and below the transaction limit.
The network simulator validates the authorization message and returns 00 (successful).
The card CVM list indicates Online PIN.
Pass Criteria
The cardholder verification shall be successful:
- TVR byte 3 bit 8 = 0 (Cardholder verification was successful)
The terminal shall request an ARQC.
The terminal shall prompt for PIN.
Note

TC411 - Integration/CVM noCVM above the CVM limit (in Maestro OnlinePIN Market)
Objective
To ensure that transactions attempted above the CVM limit in a Maestro OnlinePIN
Market with cards issued outside a Maestro OnlinePIN Market (i.e.: not supporting
OnlinePIN in the CVM list) will be declined by the terminal.
Applicability
Conditions
Reference
Documentation
[MaestroOnlinePIN]: Section 2.4.4.2 Maestro PayPass Cardholder Verification
page 2
Test Conditions
Transaction amount is above the CVM limit and below the transaction limit.
(successful).
The card CVM list indicates noCVM.
Pass Criteria
The cardholder verification shall fail:
- TVR byte 3 bit 3 = 0 (Online PIN NOT entered)
- TVR byte 3 bit 8 = 1 (Cardholder verification failed)
The terminal does not ask to enter PIN.
The terminal declines the transaction offline as per the TACs defined in
[MaestroOnlinePIN].
Note

Test Cases

2011 MasterCard

TC412 - Integration/CVM Hard limit market
Objective
To ensure that Maestro PayPass is a hard limit implementation, except in Maestro
Online PIN markets.
Applicability
Conditions
Terminal supports Maestro and is not in a Maestro OnlinePIN Market.
Reference
Documentation
[MaestroOnlinePIN]: Section 2.3.2 Hard and Soft Limit Implementations page 2
Test Conditions
Transaction amount is equal to the Maestro transaction limit.
The card CVM list indicates noCVM.
Pass Criteria
The cardholder verification shall be successful:
Note

Test Cases

3-30
2011 MasterCard

3.5 PayPass Mag Stripe Test Cases
The test cases described in this section apply to terminals that accept MasterCard
PayPass Mag Stripe.

TC601 - Interoperability various unexpected data/length
Objective
value or length from the card.
Applicability
Conditions
Terminal supports MasterCard PayPass
Reference
Documentation
Other: [PayPass2.x] Annex A Data Object Dictionary
Test Conditions
The network simulator returns the responses 00 (successful).
The card returns the data defined below.
Case 01: Track1 (tag 56) with maximum length (48 bytes)
Case 02: Track2 (9F6B) with maximum length (37 digits)
Case 03: Track1 discretionary data (tag 56) with minimum length (3 bytes)
Case 04: Track2 discretionary data (tag 9F6B) with minimum length (3 digits)
Pass Criteria In all cases the terminal shall approve the transaction.
Note

TC611 - Integration Service Code checking
Objective
To ensure that the terminal correctly completes the PayPass Mag Stripe transaction
whatever the Service Code value encoded in the card.
Applicability
Conditions
Reference
Documentation
[AcqGuide2008]: Section 2.4.6 Service Code checking page 2-12
Test Conditions
The transaction amount is below the transaction limit.
Case 01: card returns a service code 101
Pass Criteria The terminal shall approve the transaction.
Note

Test Cases

2011 MasterCard

TC612 - Integration ATC in discretionary data
Objective
To ensure that the terminal correctly copies the ATC in the PayPass Track 1 and/or
Track 2 and pass the values to the network.
Applicability
Conditions
Reference
Documentation
[AcqGuide2008]: Integration/regression test no specific reference
Other: [PayPass2.x] section 4.3.5
Test Conditions
The transaction amount is below the transaction limit.
The card is tapped several times on the reader so several ATC values are tested.
Pass Criteria
The terminal shall approve all transactions and pass the correct PayPass Track 1 and/or
Track 2 values to the network correctly.
Note

TC613 - Integration Issuer response: unsuccessful
Objective
To ensure the PayPass terminal correctly manages the Issuer response 51 (Insufficient
funds/over credit limit).
Applicability
Conditions
Reference
Documentation
Test Conditions
The network simulator returns 51 (Insufficient funds/over credit limit).
Pass Criteria The terminal shall decline the transaction upon reception of the network response.
Note
2.4.10.2)

Test Cases

3-32
2011 MasterCard

TC614 - Integration Traditional Mag Stripe
Objective
To ensure the terminal still performs correctly a traditional Mag Stripe transaction when
it contains or is connected to a PayPass reader.
Applicability
Conditions
Reference
Documentation
Test Conditions
The card is swiped in the terminal
Pass Criteria
The network simulator shall receive the following:
DE022 SE 1 = 90 (POS entry mode : traditional Mag stripe)
DE061 SE 11 = 2 or 5 or 7 or 8 (card data terminal input capability :
traditional Mag stripe)
Note

Test Scenarios for TIP Subset 8

2011 MasterCard

4 Test Scenarios for TIP Subset 8
This chapter lists the PayPass M/Chip (M-)TIP Test Scenarios.

4.1 TIP Subset 8 card details

PANs and PINs
Below are the TIP Subset 8 MasterCard card details:

Card Name ICC Track 2 equivalent data PIN
PPC MCD 01 5413330089600010D14122010123409172 4315
PPC MCD 02 5413330089600028D14122010123409172 4315
PPC MCD 03 5413330089600036D14122060123409172 4315
PPC MCD 04 5413330089600044D14122010123409172 4315
PPC MCD 06 5413330089600069D14122260123409172 4315
PPC MCD 07 5413330089600077D14122010123409172 4315
PPC MCD 09 5413330089600093D14122010123409172 4315
PPC MCD 10 5413330089600101D14122010123409172 4315
PPC MCD 11 5413330089600119D14122010123409172 4315
PPC MCD 12 5413330089600127D14126010123409172 4315
PPC MAP 01 5413330089601018D14122200123409172 4315
PPC MAP 03 5413330089601034D14122010123409172 4315
PPC MAP 04 5413330089601042D14122210123409172 4315
PPC MAP 06 5413330089601067D14122020123409172999F 4315
PPC MAP 07 5413330089601075D14122010123409172 4315
PPC MAP 08 5413330089601083D14122200123409172 4315
PPC MAP 10 5413330089601109D14122010123409172 4315


4-34
2011 MasterCard

Below are the TIP Subset 8 Maestro card details:

Card Name ICC Track 2 equivalent data PIN
MP01 6799998900000060018D1412201012345678 4315
MP11 6799998900000060117D1412201012345678 4315
MP12 6799998900000060125D14122060123456789F 4315
MP13 6799998900000060133D1412226012345678 4315
MP14 6799998900000060141D1412220012345678 4315
MP15 6799998900000060158D1412201012345678 4315
MP16 6799998900000060166D1412222012345678 4315
MP17 67999989000000675D1412201012345678 4315
MP18 6799998900000060182D1412221012345678 4315
MP19 6799998900000060190D1412220012345678 4315
MP20 6799998900000060208D1412201012345678 4315
MP71 6799998900000060711D1412206012345678 4315
MP72 6799998900000060729D1412220012345678 4315
MP91 6799998900000060919D1412201012345678 4315
MP92 6799998900000060927D1412201012345678 4315
MP93 6799998900000060935D1412201012345678 4315
MP94 6799998900000060943D1412201012345678 4315

Keys
The RSA and DES keys generated for these test cards are MasterCard test keys.
There are three lengths and one exponent value for RSA keys in this set, in
accordance with MasterCard policy for debit/credit products.


2011 MasterCard

4.2 Using the Test Cards

Card log feature
All TIP Subset 8 cards have the ability to store the command and response exchanges
between the terminal and the card. The stored exchanges can then be extracted from
the card with the appropriate software.

Card version
The card version is returned in Select response as the value of Application Label tag:
Application Label................ (50 09) [MP01 v2 0]

4.3 Test Scenario Template Description

Overview
Below is an example of Test Scenario. This template is described here after.
PPC MCD 02 Test 02 Scenario 01
Objective
value or length from the card. Cases of Discretionary Data inconsistency and IAD
(9F10) with maximum length. [TC011-03 & 07]
Applicability
Conditions
Terminal supports MasterCard and has a transaction limit for the MasterCard application
Card
configuration
The Discretionary Data value in the track2 (57) is different from the value returned in
the specific tag (9F20).
The IAD (9F10) returned by the card has the maximum length.
User Action
Please, use the following test card implementation: TIP Subset 8 PPC MCD 02 v2.0.
Amount must be equal to the transaction limit*.
If needed select the MasterCard PayPass product.
Tap card on the PayPass reader and follow the instructions.
If needed, PIN value is 4315.
Simulator
Configuration
In case of online transaction, the network simulator validates the authorization message
and returns the response 00 (accepted).
Pass Criteria
- Application Label indicates PPC MCD 02 v20" - OK/NOK
- AIP byte 2 bit 8 indicates PayPass M/Chip transaction - OK/NOK

- Amount is equal to the MasterCard transaction limit - OK/NOK
- The terminal approves the online or offline transaction - OK/NOK
Note
*: this is the MasterCard transaction limit mentioned in the Acquirer ICS, NOT the one
personalized in the PayPass reader. Both values are indeed different, see PayPass
M/Chip ApplicationNote17 - Oct 6, 2009 (last page) for further details.


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2011 MasterCard

Test Scenario Identification
"PPC MCD xx" identifies the card to be used.
"Test yy" and "Scenario zz" identify the Test Scenario number.

Objective
Objective
Limit. Case of amount equal to the limit. [TC061-02]
This cell lists all the Test Cases objectives tested in the current Test Scenario. The
Test Case reference is given "[TC061-02]".

Applicability Conditions
Applicability
Conditions
This gives the conditions for the Test Scenario to be applicable.

Card Configuration
Card
configuration
This lists the TIP card configuration, if any, used in the test.

User Action
User Action
Please, use the following test card implementation: TIP Subset 8 PPC MCD 02 v2.0.
This lists the actions to be done by the user in order to perform the test.

Simulator Configuration
Simulator
Configuration
This gives the network simulator configuration required for the test.


2011 MasterCard

Pass Criteria
Pass Criteria
- Application Label indicates PPC MCD 02 v20" - OK/NOK

This lists the conditions required in order to pass the test. During a (M-)TIP session,
the user shall select "OK" or "NOK" in the test report before returning it to the
service provider.

Note
Note
*: this is the MasterCard transaction limit mentioned in the Acquirer ICS, NOT the one
personalized in the PayPass reader. Both values are indeed different, see PayPass
M/Chip ApplicationNote17 - Oct 6, 2009 (last page) for further details.
Some Test Scenarios include a note in order to clarify some test details.


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2011 MasterCard

4.4 Test Scenarios for MasterCard PayPass M/Chip

Objective
To ensure that the PayPass terminal supports the Full Grade network messages. [TC049]
authorization fields. Case of M/Chip transaction. [TC050-02]
Limit. Case of amount below the limit. [TC061-01]
Applicability
Conditions
Terminal supports MasterCard and is online capable and has a transaction limit for the
MasterCard application
Card
configuration
This card has no specific feature.
User Action
Please, use the following test card implementation: TIP Subset 8 PPC MCD 01 v2.0 or
v2.1.
Enter amount below the transaction limit. Possible amount values are:
- 5.00 or 5 000 000
- 10.00 or 10 000 000
- 40.00 or 40 000 000
- 100.00 or 100 000 000
- or any other rounded value.

Simulator
Configuration
The network simulator validates the authorization message and returns the response 00
(accepted).
Pass Criteria
- Application Label indicates "PPC MCD 01 v20" or "PPC MCD 01 v2 1" - OK/NOK

- Amount is below (and not equal to) the transaction limit - OK/NOK
- DE022 SE 1 = 07 (POS entry mode: contactless M/Chip) - OK/NOK
- DE023 = 001 (card sequence number) - OK/NOK
- The terminal sends a DE055 message to the network - OK/NOK
- DE 055 - PDS 9F03 ('amount other') either contains '000000000000' or is not present -
OK/NOK
- DE061 SE 11 = 3 (card data terminal input capability: contactless M/Chip) -
OK/NOK
- ARQC is successfully validated by the simulator - OK/NOK
- Issuer simulator ARC = 00 (accepted) - OK/NOK
- The terminal approves the online transaction - OK/NOK (Please provide the receipt)
Note N/A


2011 MasterCard

PPC MCD 01 Test 01b Scenario 01
Objective
Applicability
Conditions
Terminal supports MasterCard and is online capable.
The terminal does not have a transaction limit for the MasterCard application.
Card
configuration
User Action
v2.1.
Enter the amount; the possible values are:
- 5.00 or 5 000 000
- 10.00 or 10 000 000
- 40.00 or 40 000 000
- 100.00 or 100 000 000

Simulator
Configuration
(accepted).
Pass Criteria

OK/NOK
OK/NOK
Note N/A


4-40
2011 MasterCard

Objective
Applicability
Conditions
Terminal supports MasterCard and is offline-only and has a transaction limit for the
MasterCard application.
Card
configuration
User Action
v2.1.
Enter any amount below the transaction limit.
Simulator
Configuration
N/A
Pass Criteria

- The terminal approves the offline transaction - OK/NOK
Note N/A


2011 MasterCard

Objective
To ensure the PayPass terminal correctly manages the Issuer response 51 (insufficient
funds). [TC043-01]
Applicability
Conditions
Card
configuration
User Action
v2.1.
- 4.51 or 4 510 000
- 10.51 or 10 510 000
- 40.51 or 40 510 000
- 100.51 or 100 510 000
- or any value like *51*

Simulator
Configuration
(insufficient funds).
Pass Criteria

- Simulator response is 51 (insufficient funds) - OK/NOK
- The terminal declines the online transaction - OK/NOK
Note
2.4.10.2)


4-42
2011 MasterCard

Objective
To ensure the PayPass terminal correctly manages the Issuer response 57 (Transaction
not permitted). [TC043-02]
Applicability
Conditions
Card
configuration
User Action
v2.1.
- 4.57 or 4 570 000
- 10.57 or 10 570 000
- 40.57 or 40 570 000
- 100.57 or 100 570 000

Simulator
Configuration
(Transaction not permitted).
Pass Criteria

- Simulator response is 57 (Transaction not permitted) - OK/NOK
Note
2.4.10.2)


2011 MasterCard

Objective
To ensure the PayPass terminal correctly manages the Issuer responses 55 (wrong
PIN). [TC052-01]
Applicability
Conditions
Terminal supports MasterCard and OnlinePIN and has a CVM limit for the MasterCard
application.
Card
configuration
User Action
v2.1.
Enter amount above the CVM limit and below the transaction limit. Possible amount
values are:
- 5.55 or 5 550 000
- 10.55 or 10 550 000
- 40.55 or 40 550 000
- 100.55 or 100 550 000

The correct PIN value is 4315. (You do not need to enter an incorrect PIN to trigger the
simulator response 55 (wrong PIN)).
Simulator
Configuration
(wrong PIN).
Pass Criteria

- Amount is above the CVM limit - OK/NOK
- TVR B3 b3 = 1 (Online PIN required) - OK/NOK
- Simulator response is 55 (wrong PIN) - OK/NOK
Note
2.4.10.2)


4-44
2011 MasterCard

Objective
PIN). [TC052-01]
Applicability
Conditions
Terminal supports MasterCard and OnlinePIN and has no CVM limit for the MasterCard
application.
Card
configuration
User Action
v2.1.
- 5.55 or 5 550 000
- 10.55 or 10 550 000
- 40.55 or 40 550 000
- 100.55 or 100 550 000

Simulator
Configuration
(wrong PIN).
Pass Criteria

Note
2.4.10.2)


2011 MasterCard

Objective
To ensure the PayPass terminal correctly manages the Issuer responses 75 (Allowable
number of PIN tries exceeded). [TC052-02]
Applicability
Conditions
application.
Card
configuration
User Action
v2.1.
values are:
- 4.75 or 4 750 000
- 10.75 or 10 750 000
- 40.75 or 40 750 000
- 100.75 or 100 750 000

simulator response 75 (Allowable number of PIN tries exceeded)).
Simulator
Configuration
(Allowable number of PIN tries exceeded).
Pass Criteria

- Simulator response is 75 (Allowable number of PIN tries exceeded) - OK/NOK
Note
2.4.10.2)


4-46
2011 MasterCard

Objective
Applicability
Conditions
application.
Card
configuration
User Action
v2.1.
- 4.75 or 4 750 000
- 10.75 or 10 750 000
- 40.75 or 40 750 000
- 100.75 or 100 750 000

Simulator
Configuration
Pass Criteria

Note
2.4.10.2)


2011 MasterCard

Objective
returned by the issuer. [TC045]
Applicability
Conditions
Card
configuration
User Action
v2.1.
- 5.99 or 5 990 000
- 10.99 or 10 990 000
- 40.99 or 40 990 000
- 100.99 or 100 990 000

Simulator
Configuration
response:
- DE 055 - PDS 72 (Issuer Script Template 2) with one script identifier
and 6 PIN Unblock commands followed by a PIN Change Unblock.
Pass Criteria

- Simulator response contains DE 055 - PDS 91 and PDS 72 - OK/NOK
- Card log does not include any APDU following the GenAC response - OK/NOK

transaction).
Note N/A


4-48
2011 MasterCard

Objective
Limit. Case of amount just above the limit. [TC061-03]
Applicability
Conditions
Terminal supports MasterCard and has a transaction limit for the MasterCard application.
The terminal allows the user to enter amounts greater than the transaction limit.
Card
configuration
User Action
v2.1.
- First step is to initialize the card log:
Please run a successful transaction with any amount below the Contactless Transaction
Limit and then ensure the transaction was correctly stored in the card log.
- Second step is the test itself:
Amount must be one minor unit above the MasterCard transaction limit* (e.g.: 25.01)
Tap card on the PayPass reader even if it looks deactivated.
Simulator
Configuration
N/A
Pass Criteria
- What amount did you enter in the first step transaction?
- What amount did you enter in the second step transaction?
- The card contains the log of the transaction performed at the first step, that is, the
amount in the GenerateAC command is the amount used at the first step - OK/NOK
Note
If the amount is greater than all the contactless application transaction limits then the
terminal will not activate the contactless reader but may offer the cardholder to perform
a contact transaction instead. Since no transaction is performed, the previous
transaction log stored in the card is not reset.
Otherwise, if the amount is lower than some other contactless application transaction
limits, the terminal will activate the contactless reader and will then abort the
Application Selection process after the PPSE response if the AID returned by the card is
an application for which the transaction limit is exceeded. If so the card log mechanism
is such that the previous transaction log is not reset.

*: this is the MasterCard transaction limit mentioned in the TIP ICS (or M-TIP
Questionnaire), NOT the one personalized in the PayPass reader. Both values are indeed
different, see PayPass M/Chip ApplicationNote17 - Oct 6, 2009 (last page) for further
details.


2011 MasterCard

Objective
Limit. Case of amount above the limit. [TC061-04]
Applicability
Conditions
Card
configuration
User Action
v2.1.
Amount must be above the MasterCard transaction limit.
Simulator
Configuration
N/A
Pass Criteria
Note


4-50
2011 MasterCard

Objective
Applicability
Conditions
The terminal does not allow the user to enter amounts greater than the transaction limit.
Card
configuration
User Action
Please try to enter an amount greater than the transaction limit.
(The below should be irrelevant:)
v2.1.
Simulator
Configuration
N/A
Pass Criteria
- The terminal shall not allow the user to enter an amount greater than the transaction
limit - OK/NOK
Note N/A

Objective
Applicability
Conditions
Terminal supports MasterCard and has no transaction limit for the MasterCard
application.
Card
configuration
User Action
v2.1.
Enter any amount.
Simulator
Configuration
Pass Criteria

Note N/A


2011 MasterCard

Objective
Applicability
Conditions
Card
configuration
User Action
v2.1.
Simulator
Configuration
Pass Criteria

Note
details.


4-52
2011 MasterCard

Objective
To ensure the PayPass terminal does not support offlinePIN. Case of amount below the
CVM limit. [TC021-01]
online authorization or online PIN. Service Code is 206 and amount is below the limit.
[TC067-01]
Applicability
Conditions
Terminal supports MasterCard and has a CVM limit for the MasterCard application.
The implementation is Soft limit or does not support refund.
Card
configuration
The first CVM method in the CVM list is OfflinePIN.
The CVM list does not include OnlinePIN and ServiceCode contained in Track2 is 206
(Normal Authorization, PIN if pinpad present).
User Action
v2.1.
Enter any amount below the CVM limit.
Simulator
Configuration
Pass Criteria

- The amount is below the CVM limit - OK/NOK
- The terminal does not prompt for any PIN to be entered - OK/NOK
Note N/A


2011 MasterCard

Objective
[TC067-01]
To ensure the PayPass terminal correctly performs refund. Case of online transaction.
[TC069-02]
Applicability
Conditions
Terminal supports MasterCard and has a CVM limit. The implementation is Hard limit.
It supports refund and [PayPass2.x].
Card
configuration
User Action
v2.1.
Please store the card log since it will be reset in the subsequent refund transaction.

v2.1.
Simulator
Configuration
(accepted).
Pass Criteria
First step is the purchase:

- The terminal approves the online transaction - OK/NOK

Second step is the refund:

- The terminal requests an AAC - OK/NOK
- At the end of the refund process, the terminal displays a message to inform the
cardholder that refund has been done successfully - OK/NOK
Note N/A

4-54
2011 MasterCard

Objective
[TC067-01]
[TC069b-02]
Applicability
Conditions
Terminal supports MasterCard and has a CVM limit. The implementation is Hard limit.
It supports refund and [PayPass1.3].
Card
configuration
User Action
v2.1.

v2.1.
Simulator
Configuration
(accepted).
Pass Criteria



Note N/A


2011 MasterCard

Objective
To ensure the PayPass terminal does not support offlinePIN. Case of amount above the
online authorization or online PIN. Service Code is 206. [TC067-02]
To ensure the attended PayPass terminal correctly manages the cardholder verification.
Case of Signature. [TC221-01]
Applicability
Conditions
Terminal supports MasterCard and is attended. It supports a CVM limit and does not
support refund.
The implementation is Soft limit.
Card
configuration
The CVM list includes Signature.
User Action
v2.1.
Amount must be the lowest value above the CVM limit* (e.g.: 25.01).
Simulator
Configuration
(accepted).
Pass Criteria

- Amount is the lowest value above the CVM limit - OK/NOK
- The terminal prints a signature receipt - OK/NOK (Please provide the receipt)
- TVR B3b8 = 0 (Cardholder verification was successful) - OK/NOK
- CVM result is 5E 03 00 - OK/NOK
Note
*: this is the MasterCard CVM limit mentioned in the TIP ICS (or M-TIP
details.


4-56
2011 MasterCard

Objective
To ensure the PayPass terminal does not support offlinePIN. [TC021-02]
Applicability
Conditions
Terminal supports MasterCard and is attended. It has no CVM limit for the MasterCard
application. It does not support refund.
Card
configuration
User Action
v2.1.
Enter a low amount value (e.g.: 1.00 euro).
Simulator
Configuration
(accepted).
Pass Criteria

Note N/A


2011 MasterCard

Objective
[TC069-02]
Applicability
Conditions
Terminal supports MasterCard and is attended. It supports the MasterCard CVM limit as
well as refund and [PayPass2.x].
Card
configuration
User Action
v2.1.

v2.1.
Simulator
Configuration
(accepted).

4-58
2011 MasterCard

Pass Criteria



Note
details.


2011 MasterCard

Objective
[TC069b-02]
Applicability
Conditions
Terminal supports MasterCard and is attended. It supports the MasterCard CVM limit as
well as refund and [PayPass1.3].
Card
configuration
User Action
v2.1.

v2.1.
Simulator
Configuration
(accepted).

4-60
2011 MasterCard

Pass Criteria



Note
details.


2011 MasterCard

Objective
[TC069-02]
Applicability
Conditions
application. It supports refund and [PayPass2.x].
Card
configuration
User Action
v2.1.

v2.1.
Simulator
Configuration
(accepted).

4-62
2011 MasterCard

Pass Criteria



Note N/A


2011 MasterCard

Objective
[TC069b-02]
Applicability
Conditions
application. It supports refund and [PayPass1.3].
Card
configuration
User Action
v2.1.

v2.1.
Simulator
Configuration
(accepted).
Pass Criteria




4-64
2011 MasterCard

Note N/A

Objective
To ensure the PayPass terminal does not support offlinePIN. No CVM limit. [TC021-02]
online authorization or online PIN. Service Code is 206 and no CVM limit. [TC067-02]
To ensure the CAT1 terminal correctly manages the cardholder verification. Case of card
supporting Signature. [TC222-01]
Applicability
Conditions
Terminal supports MasterCard and is a CAT1.
Card
configuration
User Action
v2.1.
Simulator
Configuration
(accepted).
Pass Criteria

- The terminal does not print any signature ticket - OK/NOK
- TVR B3b8 = 1 (Cardholder verification was NOT successful) - OK/NOK
- CVM result is 3F 00 01 - OK/NOK
Note N/A


2011 MasterCard

Objective
To ensure the CAT2 and CAT3 terminals correctly manages the cardholder verification.
Case of card supporting Signature. [TC223-01]
Applicability
Conditions
Terminal supports MasterCard and is a CAT2 or a CAT3 and has a CVM/Receipt limit
for the MasterCard application.
The CVM/Receipt limit is lower than the transaction limit.
Card
configuration
User Action
v2.1.
Enter any amount above the CVM limit and below the transaction limit.
Simulator
Configuration
Pass Criteria

Note N/A


4-66
2011 MasterCard

Objective
To ensure the CAT2 and CAT3 terminals correctly manages the cardholder verification.
Case of card supporting Signature. [TC223-01]
Applicability
Conditions
Terminal supports MasterCard and is a CAT2 or a CAT3 and has no CVM/Receipt limit
for the MasterCard application or the CVM limit equals the Transaction limit.
Card
configuration
User Action
v2.1.
Simulator
Configuration
Pass Criteria

Note N/A


2011 MasterCard

Objective
Case of Signature with gratuity. [TC221-02]
Applicability
Conditions
Terminal supports MasterCard and is attended and supports gratuity and supports
transactions above the MasterCard CVM limit.
Card
configuration
User Action
v2.1.
The sum of transaction and gratuity amounts must be the lowest value above the CVM
limit* (e.g.: 25.01).
Simulator
Configuration
(accepted).
Pass Criteria

- The sum of transaction and gratuity amounts is the lowest value above the CVM limit -
OK/NOK
Note
details.


4-68
2011 MasterCard

Objective
To ensure that the PayPass terminal performs CDA correctly. [TC002]
key lengths. CA key length is 1984/248. [TC003-03]
To ensure the PayPass terminal correctly supports the exponent 2^16+1. [TC004]
Applicability
Conditions
Terminal supports MasterCard and is offline capable and has a CVM limit for the
Card
configuration
The returned AIP indicates that the card supports CDA.
User Action
v2.1.
Enter any amount below the floor limit and the CVM limit.
Simulator
Configuration
N/A
Pass Criteria

- Amount is below the floor limit and the CVM limit - OK/NOK
- TVR B1b8 = 0 (ODA was performed) - OK/NOK
- The terminal requests a TC with CDA (50) in the Generate AC - OK/NOK
Note N/A


2011 MasterCard

Objective
Applicability
Conditions
Terminal supports MasterCard and is offline capable and has no CVM limit for the
Card
configuration
User Action
v2.1.
Enter any amount below the floor limit.
Simulator
Configuration
N/A
Pass Criteria

- Amount is below the floor limit - OK/NOK
Note N/A


4-70
2011 MasterCard

Objective
card for the purpose of checking if the floor limit is exceeded. [TC022]
Applicability
Conditions
Terminal supports MasterCard and has offline and online capabilities.
amount.
Card
configuration
The card returns a TC when the terminal requests a TC.
User Action
v2.1.
All transaction amounts are below the floor limit. Perform several offline transactions so
the sum of the transaction amounts exceeds the floor limit.
E.g.: if the floor limit is 50, perform 1 initialization transaction of 40 and then a last
transaction of 30.
Simulator
Configuration
N/A
Pass Criteria

- All amounts are below the floor limit - OK/NOK
- The terminal approves all the offline transactions - OK/NOK

- Please provide all transaction logs
Note N/A


2011 MasterCard

Objective
key lengths. Case of 1408/176. [TC003-02]
value or length from the card. Case of SDA record having maximum length. [TC011-08]
online authorization or online PIN. ServiceCode is 226. [TC067-04]
To ensure that the PayPass terminal performs SDA correctly. [TC201]
Applicability
Conditions
Terminal supports MasterCard and is offline capable.
Card
configuration
The card returns a record with the maximum length (254 bytes).
Card supports SDA only.
The ServiceCode contained in Track2 is 226 (Issuer Authorization, PIN if pinpad
present).
CA key length is 1408/176.
User Action
v2.1.
Enter an amount equal to the floor limit.
Simulator
Configuration
N/A
Pass Criteria

- Amount must be equal to the floor limit - OK/NOK
- TVR B1b8=0 (ODA was performed) - OK/NOK
- TVR B1b7=0 (SDA was successful) - OK/NOK
- The terminal requests a TC without CDA 40 - OK/NOK
Note N/A


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2011 MasterCard

Objective
value or length from the card. Case of SDA record having maximum length. [TC011-08]
Applicability
Conditions
Terminal supports MasterCard and is online-only.
Card
configuration
The card returns a record with the maximum length (254 bytes). Card supports SDA
only.
User Action
v2.1.
Simulator
Configuration
(accepted).
Pass Criteria

Note N/A


2011 MasterCard

Objective
To ensure the PayPass terminal correctly manages the extended AIDs. Case of AID
extended with D056 01. [TC065-01]
Applicability
Conditions
Terminal supports MasterCard.
Card
configuration
The card has an extended AID A0 00 00 00 04 10 10 D056 01.
User Action
v2.1.
Simulator
Configuration
Pass Criteria
- The terminal selects the AID A0 00 00 00 04 10 10 D056 01 - OK/NOK

Note N/A


4-74
2011 MasterCard

Objective
To ensure the PayPass terminal correctly behaves when it does not support the extended
AIDs. Case of AID extended with D056 01. [TC065b-01]
Applicability
Conditions
Terminal supports MasterCard and does not support extended AIDs
Card
configuration
User Action
v2.1.
Simulator
Configuration
N/A
Pass Criteria
- The terminal does not accept the card, it does not process the transaction. That is, the
terminal does not send the Get Processing Options command. - OK/NOK
Note
response.
This is why the card log will show one or several Select AID commands.


2011 MasterCard

Objective
extended with C123456789. [TC065-02]
Applicability
Conditions
If the terminal supports [PayPass1.3]: it supports extended AIDs.
Card
configuration
The card has an extended AID A0 00 00 00 04 10 10 C123456789.
Note: the cards always returns an ARQC
User Action
v2.1.
Simulator
Configuration
(accepted).
Pass Criteria
- The terminal selects the AID A0 00 00 00 04 10 10 C123456789 - OK/NOK

Note N/A


4-76
2011 MasterCard

Objective
sends an ARQC. [TC005]
extended with C123456789. [TC065-02]
Applicability
Conditions
Terminal supports MasterCard and is offline-only.
Card
configuration
The card has an extended AID A0 00 00 00 04 10 10 C123456789.
The cards always returns an ARQC
User Action
v2.1.
Simulator
Configuration
N/A
Pass Criteria
- The terminal selects the AID A0 00 00 00 04 10 10 C123456789 - OK/NOK

- The terminal terminates the transaction upon reception of the ARQC - OK/NOK
- The terminal does not fallback to a contact or swipe transaction since the termination is
due to an application layer error - OK/NOK
Note N/A


2011 MasterCard

Objective
value or length from the card. Case of Unrecognized CVM. [TC011-06]
value or length from the card. Case of tag 9F6E. [TC011-10]
Applicability
Conditions
Terminal supports MasterCard and it does not support Optimized Flow.
Card
configuration
The card returns an unrecognized CVM in the CVM list.
The card returns the tag 9F6E (PayPass Third Party data).
User Action
v2.1.
Simulator
Configuration
Pass Criteria

- TVR B3b7 = 1 (Unrecognized CVM) - OK/NOK
Note N/A


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2011 MasterCard

Objective
Applicability
Conditions
Terminal supports MasterCard and it supports Optimized Flow
Card
configuration
User Action
v2.1.
Simulator
Configuration
Pass Criteria

Note N/A


2011 MasterCard

Objective
offline data authentication method. Amount below the floor limit and the CVM limit.
[TC001-01]
network even if it is not requested by the card in the CDOL1. [TC046]
Applicability
Conditions
Terminal supports MasterCard and has online capabilities and has a CVM limit for the
The floor limit is greater than zero (terminal is not online-only).
Card
configuration
The returned AIP indicates that SDA and CDA are not supported.
User Action
v2.1.
Enter any amount below the floor limit and the CVM limit.
Simulator
Configuration
The network simulator does NOT validate the ARQC and returns the response 00
(accepted).
Pass Criteria

- Amount must be below the floor limit and the CVM limit.- OK/NOK
- The terminal requests an ARQC - OK/NOK
- TVR B1b8 = 1 (ODA was not performed) - OK/NOK
- PDS 9F1A (Terminal Country Code) is present and value is correct - OK/NOK
Note N/A


4-80
2011 MasterCard

Objective
offline data authentication method. Amount below the floor limit. [TC001-01]
Applicability
Conditions
Terminal supports MasterCard and has online capabilities and has no CVM limit for the
The floor limit is greater than zero (terminal is not online-only).
Card
configuration
User Action
v2.1.
Simulator
Configuration
(accepted).
Pass Criteria

- Amount must be below the floor limit - OK/NOK
Note N/A


2011 MasterCard

Objective
offline data authentication method. Amount above the floor limit. [TC001-02]
Applicability
Conditions
Terminal supports MasterCard and has online capabilities.
The floor limit is lower than the transaction limit.
Card
configuration
User Action
v2.1.
Enter any amount above the floor limit and below the transaction limit.
Simulator
Configuration
(accepted).
Pass Criteria

- Amount is above the floor limit - OK/NOK
Note N/A


4-82
2011 MasterCard

Objective
offline data authentication method. Case of offline-only terminal. [TC001-03]
Applicability
Conditions
Card
configuration
User Action
v2.1.
Simulator
Configuration
N/A
Pass Criteria

- The terminal declines the transaction offline - OK/NOK
- The terminal does not fallback to a contact or swipe transaction since the PayPass
reader requested a card decline - OK/NOK
Note N/A


2011 MasterCard

Objective
value or length from the card. Case of ServiceCode discrepancy. [TC011-02]
Case of OnlinePIN not supported. [TC221-03]
Applicability
Conditions
Terminal supports MasterCard and not Online PIN and is attended. It supports the
MasterCard CVM limit.
Card
configuration
The Service Code returned in the track2 (57) is different from the one in the specific
tag (5F30).
The card supports onlinePIN then noCVM (1F 03).
User Action
v2.1.
Simulator
Configuration
(accepted).
Pass Criteria

- TVR byte 3 bit 8 = 0 (Cardholder verification was successful) - OK/NOK
- CVM result must be 1F 03 00 - OK/NOK
- The terminal does not prompt for PIN nor print a signature receipt - OK/NOK
Note N/A


4-84
2011 MasterCard

Objective
Case of OnlinePIN not supported. [TC221-03]
Applicability
Conditions
Terminal supports MasterCard and not Online PIN and is attended. It has no CVM limit
Card
configuration
tag (5F30).
User Action
v2.1.
Simulator
Configuration
(accepted).
Pass Criteria

Note N/A


2011 MasterCard

Objective
supported. Case of 4 digits PIN. [TC051-01]
Case of OnlinePIN supported. [TC221-04]
Applicability
Conditions
Terminal supports MasterCard and is attended supporting Online PIN.
It supports the MasterCard CVM limit.
Card
configuration
tag (5F30).
The card supports onlinePIN (42 03) then noCVM.
User Action
v2.1.
PIN value is 4315.
Simulator
Configuration
(accepted).
Pass Criteria

- TVR byte 3 bit 3 = 1 (Online PIN required) - OK/NOK
- CVM result must be 42 03 00 - OK/NOK
- The terminal prompts for PIN - OK/NOK
- DE 052 is present in authorization request - OK/NOK
Note
details.


4-86
2011 MasterCard

Objective
Case of OnlinePIN supported. [TC221-04]
To ensure the CAT1 PayPass terminal correctly manages the cardholder verification
above the CVM limit. Case of OnlinePIN supported. [TC222-02]
Applicability
Conditions
Terminal supports MasterCard and is attended supporting Online PIN and has no CVM
limit for the MasterCard application or is a CAT1.
Card
configuration
tag (5F30).
User Action
v2.1.
PIN value is 4315.
Simulator
Configuration
(accepted).
Pass Criteria

- TVR byte 3 bit 3 = 1 (Online PIN required) - OK/NOK
- CVM result must be 42 03 00 - OK/NOK
Note N/A


2011 MasterCard

Objective
verification. Case of card supporting OnlinePIN. [TC223-02]
Applicability
Conditions
Terminal supports MasterCard and is a CAT2 or a CAT3 and has a CVM/Receipt limit
The CVM/receipt limit is lower than the transaction limit.
Card
configuration
tag (5F30).
User Action
v2.1.
Enter any amount above the CVM/receipt limit and below the transaction limit.
Simulator
Configuration
Pass Criteria

Note N/A


4-88
2011 MasterCard

Objective
verification. Case of card supporting OnlinePIN. [TC223-02]
Applicability
Conditions
Terminal supports MasterCard and is a CAT2 or a CAT3.
The CVM/Receipt limit does not exist.
Card
configuration
tag (5F30).
User Action
v2.1.
Simulator
Configuration
Pass Criteria

Note N/A


2011 MasterCard

Objective
Applicability
Conditions
Terminal supports MasterCard. It supports a CVM limit or is attended.
The implementation is Hard limit.
Card
configuration
tag (5F30).
User Action
v2.1.
Simulator
Configuration
Pass Criteria

Note N/A


4-90
2011 MasterCard

PPC MAP 01 Test 01 Scenario 01
Objective
value or length from the card. Case of CDA record having maximum length. [TC011-09]
To ensure the PayPass terminal correctly performs refund. Case of offline transaction.
[TC069-01]
Applicability
Conditions
Terminal supports MasterCard and has offline capabilities. It supports refund and follows
[PayPass2.x].
Card
configuration
Card supports CDA.
The ServiceCode contained in Track2 is 220(Issuer Authorization, PIN required)
User Action
- First step is to perform the PayPass transaction:
Please, use the following test card implementation: TIP Subset 8 PPC MAP 01 v2.0 or
v2.1.

v2.1.
Simulator
Configuration
N/A

2011 MasterCard

Pass Criteria
- Application Label indicates "PPC MAP 01 v20" or "PPC MAP 01 v2 1" - OK/NOK

- TVR B1b3=0 (CDA was successful) - OK/NOK


Note N/A


4-92
2011 MasterCard

PPC MAP 01 Test 01b Scenario 01
Objective
[TC069b-01]
Applicability
Conditions
Terminal supports MasterCard and has offline capabilities. It supports refund and follows
[PayPass1.3].
Card
configuration
Card supports CDA.
User Action
v2.1.

v2.1.
Simulator
Configuration
N/A
Pass Criteria




2011 MasterCard

Note N/A

Objective
Applicability
Conditions
Terminal supports MasterCard and is offline capable. It does not support refund.
Card
configuration
Card supports CDA.
User Action
v2.1.
Simulator
Configuration
N/A
Pass Criteria

Note N/A


4-94
2011 MasterCard

Objective
Applicability
Conditions
Terminal supports MasterCard and is online-only.
Card
configuration
User Action
v2.1.
Simulator
Configuration
(accepted).
Pass Criteria

Note N/A


2011 MasterCard

Objective
To ensure that the PayPass terminal prompts the cardholder to perform a contact
transaction, if supported, when the card declines and the terminal did not request a card
decline. Case of amount below the floor limit. [TC068-01]
Applicability
Conditions
Terminal supports MasterCard and is offline capable.
Terminal supports contact transaction.
Card
configuration
The card returns an AAC to all transactions.
User Action
v2.1.

- Second step is to perform the contact transaction:
v2.1.
Enter any amount.
Insert card in the chip reader and follow the instructions.
If needed select the MasterCard product.
If needed PIN is 4315.
Simulator
Configuration
Pass Criteria
First step is the PayPass transaction:

- The amount is below the floor limit - OK/NOK
- The terminal requests a TC '50' - OK/NOK
- The terminal declines the PayPass transaction offline - OK/NOK
- The terminal prompts the cardholder to perform a contact transaction - OK/NOK

Second step is the contact transaction:
- AIP byte 2 bit 8 = 0 - OK/NOK

- The terminal approves the contact transaction - OK/NOK
Note N/A


4-96
2011 MasterCard

Objective
decline. Case of amount above the floor limit. [TC068-02]
Applicability
Conditions
Card
configuration
User Action
v2.1.
Enter any amount above the floor limit (or any amount if the terminal is online-only).

v2.1.
Enter any amount.
If needed select the MasterCard product.
Simulator
Configuration
Pass Criteria

- The amount is above the floor limit (or the terminal is online-only) - OK/NOK
- The terminal requested an ARQC - OK/NOK


Note N/A


2011 MasterCard

Objective
chip and not from the Track2 equivalent data item. [TC047]
Case of noCVM. [TC221-05]
Applicability
Conditions
Terminal supports MasterCard and is attended. It supports noCVM above the CVM limit.
Card
configuration
The card supports noCVM only (1F 03).
User Action
v2.1.
Simulator
Configuration
(accepted).
Pass Criteria

- CVM result shall be 1F 03 00 - OK/NOK
- DE 023 (card sequence number) in authorization request message = '049' - OK/NOK
Note N/A


4-98
2011 MasterCard

Objective
Case of noCVM. [TC221-05]
Applicability
Conditions
Terminal supports MasterCard and is attended. It supports noCVM and has no CVM
limit for the MasterCard application.
Card
configuration
User Action
v2.1.
Simulator
Configuration
(accepted).
Pass Criteria

Note N/A


2011 MasterCard

Objective
verification above the CVM limit. Case of card supporting noCVM only. [TC223-03]
Applicability
Conditions
Terminal supports MasterCard and is a CAT2 supporting transactions above the
CVM/Receipt limit.
Card
configuration
User Action
v2.1.
Simulator
Configuration
(accepted).
Pass Criteria

Note N/A


4-100
2011 MasterCard

Objective
Applicability
Conditions
Terminal supports MasterCard and is a CAT2 and has no CVM/Receipt limit for the
MasterCard application or the CVM limit equals the transaction limit.
Card
configuration
User Action
v2.1.
Simulator
Configuration
(accepted).
Pass Criteria

Note N/A


2011 MasterCard

Objective
To ensure the CAT1 PayPass terminals correctly manage the cardholder verification.
Case of card supporting noCVM only. [TC222-03]
Applicability
Conditions
Terminal supports MasterCard and is a CAT1.
Card
configuration
User Action
v2.1.
Simulator
Configuration
(accepted).
Pass Criteria

- TVR byte 3 bit 8 = 1 (Cardholder verification was NOT successful) - OK/NOK
Note N/A


4-102
2011 MasterCard

Objective
Applicability
Conditions
Terminal supports MasterCard and is a CAT3 and has a CVM/Receipt limit for the
MasterCard application being lower than the transaction limit.
Card
configuration
User Action
v2.1.
Simulator
Configuration
N/A
Pass Criteria

Note N/A


2011 MasterCard

Objective
Applicability
Conditions
Terminal supports MasterCard and is a CAT3 and has no CVM/Receipt limit for the
Card
configuration
User Action
v2.1.
Simulator
Configuration
N/A
Pass Criteria

Note N/A


4-104
2011 MasterCard

Objective
Applicability
Conditions
Terminal supports MasterCard and is attended.
The implementation is Hard limit.
Card
configuration
User Action
Please, use the following test card implementation: TIP Subset 8 - PPC MAP 04 v2.0 or
v2.1.
Simulator
Configuration
(accepted).
Pass Criteria

Note N/A


2011 MasterCard

Objective
Case of noCVM not supported. [TC221-06]
Applicability
Conditions
Terminal supports MasterCard and is attended. It does not support noCVM above the
MasterCard CVM limit.
Card
configuration
User Action
v2.1.
Simulator
Configuration
(accepted).
Pass Criteria

- TVR byte 3 bit 8 = 1 (Cardholder verification failed) - OK/NOK
Note N/A


4-106
2011 MasterCard

Objective
Case of noCVM not supported. [TC221-06]
Applicability
Conditions
It does not support noCVM and has no CVM limit for the MasterCard application.
Card
configuration
User Action
v2.1.
Simulator
Configuration
(accepted).
Pass Criteria

- TVR byte 3 bit 8 = 1 (Cardholder verification failed) - OK/NOK
Note N/A


2011 MasterCard

Objective
value or length from the card. Case of maximum Track2 length. [TC011-05]
Applicability
Conditions
Card
configuration
The Track2 data (tag 57) has the maximum length (37 digits).
User Action
v2.1.
Simulator
Configuration
N/A
Pass Criteria

Note N/A


4-108
2011 MasterCard

Objective
To ensure the PayPass terminal correctly manages the Issuer response 00 (successful).
[TC042]
Applicability
Conditions
It does not support OnlinePIN.
Card
configuration
User Action
v2.1.
Simulator
Configuration
(accepted).
Pass Criteria

- DE 035 in authorization request message contains
'5413330089601067=14122020123409172999 - OK/NOK
Note N/A


2011 MasterCard

Objective
[TC042]
Applicability
Conditions
application.
Card
configuration
The card has a 5 digits PIN (431555).
User Action
v2.1.
PIN value is 431555.
Simulator
Configuration
(accepted).
Pass Criteria

- Amount above the CVM limit - OK/NOK
'5413330089601067=14122020123409172999 - OK/NOK
Note N/A


4-110
2011 MasterCard

Objective
[TC042]
Applicability
Conditions
application.
Card
configuration
User Action
v2.1.
Enter any amount and below the transaction limit.
PIN value is 431555.
Simulator
Configuration
(accepted).
Pass Criteria

'5413330089601067=14122020123409172999 - OK/NOK
Note N/A


2011 MasterCard

Objective
value or length from the card. Case of Track1 maximum. [TC011-04]
limit in case the cardholder requests it. [TC024]
PayPass transactions below or equal to the defined limit. [TC031-01]
Applicability
Conditions
Terminal supports MasterCard and is not online-only and has a CVM limit for the
Card
configuration
The Track1 discretionary data (tag 9F1F) has the maximum length (48 bytes).
User Action
v2.1.
Enter any amount below the CVM limit and below the floor limit.
Simulator
Configuration
Pass Criteria

- Amount is below the CVM limit - OK/NOK
- The terminal is able to print a cardholder receipt below the CVM limit in case the
cardholder requests it - OK/NOK (Please provide the receipt)
Note N/A


4-112
2011 MasterCard

Objective
Applicability
Conditions
Terminal supports MasterCard and is online-only and has a CVM limit for the
Card
configuration
User Action
v2.1.
Simulator
Configuration
(accepted).
Pass Criteria

Note N/A


2011 MasterCard

Objective
Applicability
Conditions
Terminal supports MasterCard and has no CVM limit for the MasterCard application.
Card
configuration
User Action
v2.1.
Simulator
Configuration
Pass Criteria

Note N/A


4-114
2011 MasterCard

Objective
PayPass transactions below or equal to the defined limit. Case of amount at the limit.
[TC031-02]
floor limit, if applicable. [TC032]*
Applicability
Conditions
Terminal supports MasterCard and has a CVM limit for the MasterCard application.
Card
configuration

User Action
v2.1.
Enter an amount equal to the CVM limit**.
Simulator
Configuration
Pass Criteria

- Amount is equal to the CVM limit - OK/NOK
Note
*: [TC032] is inapplicable in case the floor limit is greater than the CVM limit or if the
PayPass terminal is online-only. However the test [TC031-02] and the pass criteria
remain valid anyway.

**: this is the MasterCard transaction limit mentioned in the TIP ICS (or M-TIP
details.


2011 MasterCard

Objective
Applicability
Conditions
application.
Card
configuration
User Action
v2.1.
PIN value is 43155.
Simulator
Configuration
(accepted).
Pass Criteria

- Amount above the CVM limit - OK/NOK
Note N/A


4-116
2011 MasterCard

Objective
Applicability
Conditions
application.
Card
configuration
User Action
v2.1.
PIN value is 43155.
Simulator
Configuration
(accepted).
Pass Criteria

- TVR B3 b3 = 1(Online PIN required) - OK/NOK
Note N/A


2011 MasterCard

Objective
tapping, when gratuity is supported. [TC041]
Applicability
Conditions
Terminal supports MasterCard and is online capable and supports gratuity.
Card
configuration

User Action
v2.1.
Enter any amount and a gratuity amount. The transaction amount plus the gratuity
Simulator
Configuration
(accepted).
Pass Criteria
- The terminal offers to enter the gratuity amount before tapping - OK/NOK


- the 'Amount authorized' field (DE055 subfield 9F02) contains the sum of initial amount
and gratuity - OK/NOK
- The 'Amount, other' field (DE055 subfield 9F03) contains zeroes or is absent -
OK/NOK
- DE-004 contains the sum of initial amount and gratuity - OK/NOK
Note N/A


4-118
2011 MasterCard

Objective
Applicability
Conditions
Terminal supports MasterCard and is offline-only and supports gratuity.
Card
configuration

User Action
v2.1.
Simulator
Configuration
N/A
Pass Criteria


Note N/A


2011 MasterCard

Objective
To ensure that the PayPass terminal does not perform Velocity Checking. [TC023]
service code indicates a chip is present on the card. Service Code is 220. [TC066]
Applicability
Conditions
Terminal supports MasterCard and is not attended.
Card
configuration
The LastOnline Register ATC is returned, value =00*.
IAC denial is set for new card, lower consecutive and upper consecutive.
TRM AIP bit is set.
The service code included in the Track2 (220) indicates that a chip is present on the
card.
User Action
v2.1.
Simulator
Configuration
Pass Criteria

- TVR byte 2 bit 4 =0 (Not new card) - OK/NOK
- TVR byte 4 bit 6 =0 (LCOL not exceeded) - OK/NOK
- TVR byte 4 bit 7 =0 (UCOL not exceeded) - OK/NOK
- The terminal must not prompt for a contact transaction - OK/NOK
Note
*: the value is '02' in the card "PPC MAP 08 v20". This does not impact the test
outcome.


4-120
2011 MasterCard

Objective
transaction. [TC063]
Applicability
Conditions
Card
configuration
The LastOnline Register ATC is returned, value =00.
TRM AIP bit is set.
card.
User Action
v2.1.
Simulator
Configuration
Pass Criteria
- Final amount is known before performing the transaction - OK/NOK


Note N/A


2011 MasterCard

Objective
value or length from the card. Case of tag 88. [TC011-01]
forbidden in the DE055. [TC012]
not returned by the card. [TC048]
Applicability
Conditions
Card
configuration
The card returns the unknown tag 88 in PPSE response.
The card does not return any PAN sequence number.
User Action
v2.1.
Simulator
Configuration
(accepted).
Pass Criteria

- The Terminal does not send the tags 9F21 and 9F40 to the network - OK/NOK
- The Terminal does not send the PAN sequence number (DE 23) to the network -
OK/NOK
Note N/A


4-122
2011 MasterCard

Objective
Applicability
Conditions
Card
configuration
User Action
v2.1.
Simulator
Configuration
N/A
Pass Criteria

Note N/A


2011 MasterCard

4.5 Test Scenarios for Maestro PayPass M/Chip

MP01 Test 01 Scenario 01
Objective
[TC042]
Applicability
Conditions
Terminal supports Maestro and is online capable and has a transaction limit for the
Maestro application.
Card
configuration
User Action
Please, use the following test card implementation: TIP Subset 8 MP01 v2.0 or v2.1.
Enter amount below the CVM limit. Possible amount values are:
- 5.00 or 5 000 000
- 10.00 or 10 000 000
- 40.00 or 40 000 000
- 100.00 or 100 000 000

If needed select the Maestro PayPass product.
Simulator
Configuration
(accepted).
Pass Criteria
- Application Label indicates "MP01 v20" or "MP01 v2 1" - OK/NOK

OK/NOK
OK/NOK
Note N/A


4-124
2011 MasterCard

MP01 Test 01b Scenario 01
Objective
[TC042]
Applicability
Conditions
Terminal supports Maestro and is online capable and does not have a transaction limit for
the Maestro application.
Card
configuration
User Action
- 5.00 or 5 000 000
- 10.00 or 10 000 000
- 40.00 or 40 000 000
- 100.00 or 100 000 000

Simulator
Configuration
(accepted).
Pass Criteria

OK/NOK
OK/NOK
Note N/A


2011 MasterCard

Objective
Applicability
Conditions
Terminal supports Maestro and is offline-only and has a transaction limit for the Maestro
application.
Card
configuration
User Action
Enter amount below the CVM limit.
Simulator
Configuration
N/A
Pass Criteria

Note N/A


4-126
2011 MasterCard

Objective
To ensure the PayPass terminal correctly manages the Issuer response 51 (insufficient
funds). [TC043-01]
Applicability
Conditions
Terminal supports Maestro and is online capable.
Card
configuration
User Action
- 5.51 or 5 510 000
- 10.51 or 10 510 000
- 40.51 or 40 510 000
- 100.51 or 100 510 000
- or any value like *51*.

Simulator
Configuration
(insufficient funds).
Pass Criteria

- Simulator response is 51 (insufficient funds) - OK/NOK
Note
2.4.10.2)


2011 MasterCard

Objective
To ensure the PayPass terminal correctly manages the Issuer response 57 (Transaction
not permitted). [TC043-02]
Applicability
Conditions
Card
configuration
User Action
- 5.57 or 5 570 000
- 10.57 or 10 570 000
- 40.57 or 40 570 000
- 100.57 or 100 570 000

Simulator
Configuration
(Transaction not permitted).
Pass Criteria

- Simulator response is 57 (Transaction not permitted) - OK/NOK
Note
2.4.10.2)


4-128
2011 MasterCard

Objective
returned by the issuer. [TC045]
Applicability
Conditions
Card
configuration
User Action
- 5.99 or 5 990 000
- 10.99 or 10 990 000
- 40.99 or 40 990 000
- 100.99 or 100 990 000

Simulator
Configuration
response:
- DE 055 - PDS 72 (Issuer Script Template 2) with one script identifier
and 6 PIN Unblock commands followed by a PIN Change Unblock.
Pass Criteria

- Simulator response contains DE 055 - PDS 91 and PDS 72 - OK/NOK
- card log does not include any APDU following the GenAC response - OK/NOK

transaction).
Note N/A


2011 MasterCard

Objective
Limit. Case of amount just above the limit. [TC061-03]
Applicability
Conditions
Terminal supports Maestro and has a transaction limit for the Maestro application.
The terminal allows the user to enter amounts greater than the Maestro transaction limit.
Card
configuration
User Action
Amount must be one minor unit above the Maestro transaction limit* (e.g.: 25.01)
Simulator
Configuration
N/A
Pass Criteria
Note

*: this is the Maestro transaction limit mentioned in the TIP ICS (or M-TIP
details.


4-130
2011 MasterCard

Objective
Applicability
Conditions
Card
configuration
User Action
Amount must be above the Maestro transaction limit.
Simulator
Configuration
N/A
Pass Criteria
Note


2011 MasterCard

Objective
Applicability
Conditions
The terminal does not allow the user to enter amounts greater than the Maestro
transaction limit.
Card
configuration
User Action
Please try to enter an amount greater than the transaction limit.
(The below should be irrelevant:)
Simulator
Configuration
N/A
Pass Criteria
- The terminal shall not allow the user to enter an amount greater than the transaction
limit - OK/NOK
Note N/A


4-132
2011 MasterCard

Objective
To ensure that transactions attempted above the CVM limit in a Maestro OnlinePIN
Market with cards issued outside a Maestro OnlinePIN Market (i.e.: not supporting
OnlinePIN in the CVM list) are declined by the terminal. [TC411]
Applicability
Conditions
Card
configuration
CVM list is noCVM only.
User Action
Please, use the following test card implementation: TIP Subset 8 - MP01 v2.0 or v2.1.
Amount must be above the Maestro CVM limit and below the transaction limit.
Simulator
Configuration
N/A
Pass Criteria

- Terminal does not ask to enter PIN OK/NOK
- TVR byte 3, bit 3= '0' (Online PIN not entered) OK/NOK
- TVR byte 3, bit 8 ='1' (Cardholder verification failed) OK/NOK
- CVM results is 3F 00 01' OK/NOK
- terminal declines the transaction offline as per the TACs defined in
[MaestroOnlinePIN] OK/NOK
Note N/A


2011 MasterCard

Objective
Applicability
Conditions
Terminal supports Maestro and is not online-only.
Card
configuration
Card CVM list indicates 1) Offline PIN 2) Encrypted PIN 3) Signature 4) Online PIN 5)
noCVM.
User Action
Enter any amount below the CVM limit and below the floor limit.
Simulator
Configuration
Pass Criteria

Note N/A


4-134
2011 MasterCard

Objective
Applicability
Conditions
Terminal supports Maestro and is online-only.
Card
configuration
noCVM.
User Action
Simulator
Configuration
(accepted).
Pass Criteria

Note N/A


2011 MasterCard

Objective
[TC031-02]
[TC069-04]
Applicability
Conditions
Terminal supports Maestro and refund and [PayPass2.x].
Card
configuration
noCVM.
User Action

Simulator
Configuration
(accepted).
Pass Criteria




4-136
2011 MasterCard

Note

**: this is the Maestro CVM limit mentioned in the TIP ICS (or M-TIP Questionnaire),
NOT the one personalized in the PayPass reader. Both values are indeed different, see
PayPass M/Chip ApplicationNote17 - Oct 6, 2009 (last page) for further details.


2011 MasterCard

Objective
[TC031-02]
[TC069b-04]
Applicability
Conditions
Terminal supports Maestro and refund and [PayPass1.3].
Card
configuration
noCVM.
User Action

Simulator
Configuration
(accepted).
Pass Criteria




4-138
2011 MasterCard

Note


Objective
[TC031-02]
Applicability
Conditions
Terminal supports Maestro and does not support refund.
Card
configuration
noCVM.
User Action
Simulator
Configuration
Pass Criteria

Note



2011 MasterCard

Objective
transaction. [TC063]
[TC067-01]
Applicability
Conditions
Terminal supports Maestro and is online capable and attended.
Card
configuration
User Action
Simulator
Configuration
Pass Criteria
- Final amount is known before performing the transaction - OK/NOK


'6799998900000060125=14122060123456789 - OK/NOK
Note N/A


4-140
2011 MasterCard

Objective
[TC067-01]
Applicability
Conditions
Terminal supports Maestro and is online capable and not attended.
Card
configuration
User Action
Simulator
Configuration
Pass Criteria

'6799998900000060125=14122060123456789 - OK/NOK
Note N/A


2011 MasterCard

Objective
[TC067-01]
Applicability
Conditions
Terminal supports Maestro and is offline-only.
Card
configuration
User Action
Enter any amount below the Transaction limit.
Simulator
Configuration
N/A
Pass Criteria

Note N/A


4-142
2011 MasterCard

Objective
Applicability
Conditions
Terminal supports Maestro and is online capable and supports gratuity.
Card
configuration

User Action
amount must be below the CVM limit.
Simulator
Configuration
(accepted).
Pass Criteria


- the sum of the transaction amount plus the gratuity amount is below the Contactless
transaction limit - OK/NOK
- the 'Amount authorized' field (DE055 subfield 9F02) contains the sum of initial amount
and gratuity - OK/NOK
- DE-004 contains the sum of initial amount and gratuity - OK/NOK
- The 'Amount, other' field (DE055 subfield 9F03) contains zeroes or is absent -
OK/NOK
Note N/A


2011 MasterCard

Objective
Applicability
Conditions
Terminal supports Maestro and is offline-only and supports gratuity.
Card
configuration

User Action
Simulator
Configuration
N/A
Pass Criteria

Note N/A


4-144
2011 MasterCard

Objective
Applicability
Conditions
Terminal supports Maestro and is offline capable.
Card
configuration
Card supports CDA.
User Action
Enter amount below the contactless floor limit and below the CVM limit.
Simulator
Configuration
N/A
Pass Criteria

- TVR B1b8=0 - (ODA was performed) - OK/NOK
- TVR B1b3=0 - (CDA was successful) - OK/NOK
- The terminal sends a TC with CDA (50) in the generate AC - OK/NOK
Note N/A


2011 MasterCard

Objective
Applicability
Conditions
Card
configuration
User Action
Simulator
Configuration
(accepted).
Pass Criteria

Note N/A


4-146
2011 MasterCard

Objective
[TC069-03]
Applicability
Conditions
Terminal supports Maestro and is offline capable. It supports refund and [PayPass2.x].
Card
configuration
present).
User Action
Enter any amount below the floor limit and below the CVM limit.

Simulator
Configuration
N/A
Pass Criteria




2011 MasterCard

Note N/A


4-148
2011 MasterCard

Objective
[TC069b-03]
Applicability
Conditions
Terminal supports Maestro and is offline capable. It supports refund and [PayPass1.3].
Card
configuration
present).
User Action

Simulator
Configuration
N/A
Pass Criteria



Note N/A

2011 MasterCard

Objective
Applicability
Conditions
Terminal supports Maestro and is offline capable. It does not support refund.
Card
configuration
present).
User Action
Simulator
Configuration
N/A
Pass Criteria

Note N/A


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2011 MasterCard

Objective
value or length from the card. Case of IAD (9F10) with maximum length. [TC011-07]
Applicability
Conditions
Card
configuration
User Action
Simulator
Configuration
Pass Criteria

Note N/A

Objective
value or length from the card. Case of IAD (9F10) with maximum length. [TC011-07]
Applicability
Conditions
Card
configuration
User Action
Simulator
Configuration
N/A
Pass Criteria

Note N/A


2011 MasterCard

Objective
value or length from the card. Case of Discretionary Data inconsistency. [TC011-03]
To ensure that Maestro PayPass is a hard limit implementation, except in Maestro
Online PIN markets. [TC412]
Applicability
Conditions
Terminal supports Maestro and is not in a Maestro OnlinePIN Market.
Card
configuration
User Action
Simulator
Configuration
Pass Criteria

- Amount is equal to the Maestro transaction limit - OK/NOK
Note
*: this is the Maestro transaction limit mentioned in the TIP ICS (or M-TIP
details.


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2011 MasterCard

Objective
value or length from the card. Case of Discretionary Data inconsistency. [TC011-03]
To ensure the terminal correctly performs Online PIN above the CVM limit. [TC410]
Applicability
Conditions
Card
configuration
User Action
PIN value is 4315.
Simulator
Configuration
(accepted).
Pass Criteria

- Amount is above the CVM limit OK/NOK
- Terminal asks to enter PIN OK/NOK
- TVR byte 3, bit 3= '1' (Online PIN entered) OK/NOK
- TVR byte 3, bit 8 ='0' (Cardholder verification was successful) OK/NOK
- CVM results is 42 03 00' OK/NOK
Note N/A


2011 MasterCard

Objective
PIN). [TC052-01]
Applicability
Conditions
Terminal supports Maestro in Maestro OnlinePIN Market.
Card
configuration
User Action
values are:
- 5.55 or 5 550 000
- 10.55 or 10 550 000
- 40.55 or 40 550 000
- 100.55 or 100 550 000

Simulator
Configuration
(wrong PIN).
Pass Criteria

Note
2.4.10.2)


4-154
2011 MasterCard

Objective
Applicability
Conditions
Terminal supports Maestro in Maestro OnlinePIN Market.
Card
configuration
User Action
values are:
- 4.75 or 4 750 000
- 10.75 or 10 750 000
- 40.75 or 40 750 000
- 100.75 or 100 750 000

Simulator
Configuration
Pass Criteria

Note
2.4.10.2)


2011 MasterCard

Objective
Applicability
Conditions
Terminal supports Maestro and it does not support Optimized Flow.
Card
configuration
tag (5F30).
User Action
Simulator
Configuration
Pass Criteria

- TVR B3b7 = 1 (Unrecognized CVM) - OK/NOK
Note N/A


4-156
2011 MasterCard

Objective
Applicability
Conditions
Terminal supports Maestro and Optimized Flow.
Card
configuration
tag (5F30).
User Action
Simulator
Configuration
Pass Criteria

Note N/A


2011 MasterCard

Objective
Applicability
Conditions
Card
configuration
CA key length is 1984/248
User Action
Simulator
Configuration
N/A
Pass Criteria

Note N/A


4-158
2011 MasterCard

Objective
card for the purpose of checking if the floor limit is exceeded. [TC022]
Applicability
Conditions
Terminal supports Maestro and has offline and online capabilities.
amount.
Card
configuration
CA key length is 1984/248
The card returns a TC when the terminal requests a TC.
User Action
All transaction amounts are below the floor limit and below the CVM limit. Perform
several offline transactions so the sum of the transaction amounts exceeds the floor limit.
E.g.: if the floor limit is 25, perform 1 initialization transactions of 20 and then a last
transaction of 10.
Simulator
Configuration
N/A
Pass Criteria

- All amounts are below the floor limit - OK/NOK
Make the following checks at least for the last transaction:
- The terminal approves all the offline transactions - OK/NOK

- Please provide all transaction logs
Note N/A


2011 MasterCard

Objective
forbidden in the DE055. [TC012]
not returned by the card. [TC048]
Applicability
Conditions
Card
configuration
TRM AIP bit is set.
The card does not return any PAN sequence number.
card.
User Action
Simulator
Configuration
(accepted).
Pass Criteria

- The Terminal does not send the tags 9F21 and 9F40 to the network - OK/NOK
- The Terminal does not send the PAN sequence number (DE 23) to the network -
OK/NOK
Note N/A


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2011 MasterCard

Objective
Applicability
Conditions
Card
configuration
TRM AIP bit is set.
card.
User Action
Simulator
Configuration
N/A
Pass Criteria

Note N/A


2011 MasterCard

Objective
Applicability
Conditions
Terminal supports Maestro.
Card
configuration
User Action
Simulator
Configuration
Pass Criteria

Note N/A


4-162
2011 MasterCard

Objective
extended with D056 02. [TC065-01]
Applicability
Conditions
If the terminal supports [PayPass1.3]: it supports extended AIDs.
Card
configuration
User Action
Simulator
Configuration
Pass Criteria
- The terminal selects the AID A0 00 00 00 04 30 60 D056 02 - OK/NOK

Note N/A

Objective
extended with D056 02. [TC065b-01]
Applicability
Conditions
Terminal supports Maestro and does not support extended AIDs
Card
configuration
User Action
Simulator
Configuration
N/A
Pass Criteria
- The terminal does not accept the card, it does not process the transaction. That is, the
terminal does not send the Get Processing Options command. - OK/NOK
Note
response.
This is why the card log will show one or several Select AID commands.


2011 MasterCard

Objective
extended with C12345 6789. [TC065-02]
To ensure that the Maestro PayPass terminal does not support SDA. [TC402]
Applicability
Conditions
The terminal supports [PayPass2.0].
Card
configuration
The card has an extended AID A0 00 00 00 04 30 60 C12345 6789.
The card supports SDA but not CDA.
User Action
Simulator
Configuration
N/A
Pass Criteria
- The terminal selects the AID A0 00 00 00 04 30 60 C12345 6789 - OK/NOK

- TVR byte 1 bit 8 = 1 (ODA not performed) - OK/NOK
- TVR byte 1 bit 7 = 0 (SDA did not fail) - OK/NOK
- TVR byte 1 bit 3 = 0 (CDA did not fail) - OK/NOK
Note N/A


4-164
2011 MasterCard

Objective
To ensure that the Maestro PayPass terminal does not support SDA. [TC402]
Applicability
Conditions
Terminal supports Maestro and is offline/online capable.
Card
configuration
The card supports SDA but not CDA.
User Action
Enter any amount below the CVM limit and the floor limit.
Simulator
Configuration
(accepted).
Pass Criteria

- TVR byte 1 bit 8 = 1 (ODA not performed) - OK/NOK
Note N/A


2011 MasterCard

Objective
Applicability
Conditions
Card
configuration
User Action
Simulator
Configuration
(accepted).
Pass Criteria

- TVR byte 1 bit 8 = 1 (ODA was not performed) - OK/NOK
Note N/A


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2011 MasterCard

Objective
Applicability
Conditions
The terminal supports Maestro and [PayPass1.3] and it supports extended AIDs.
Card
configuration
User Action
Simulator
Configuration
N/A
Pass Criteria

(The rest of the transaction is out of scope.)
Note N/A


2011 MasterCard

Objective
offline data authentication method. Amount below the floor limit and the CVM limit.
[TC001-01]
Applicability
Conditions
Terminal supports Maestro and has offline and online capabilities.
Card
configuration
User Action
Simulator
Configuration
(accepted).
Pass Criteria

- TVR B1b8 = 1 (ODA not performed) - OK/NOK
Note N/A


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2011 MasterCard

Objective
Applicability
Conditions
Terminal supports Maestro and has online capabilities.
The terminal is not in a Maestro OnlinePIN Market or it has no transaction limit for the
Maestro application.
Card
configuration
User Action
Enter any amount above the floor limit and below the transaction limit.
Simulator
Configuration
(accepted).
Pass Criteria

Note N/A


2011 MasterCard

Objective
Applicability
Conditions
Terminal supports Maestro in a Maestro OnlinePIN Market and has a transaction limit
for the Maestro application.
Card
configuration
User Action
PIN value is 4315.
Simulator
Configuration
(accepted).
Pass Criteria

- Amount is equal to the Maestro transaction limit - OK/NOK
- Terminal asks to enter PIN OK/NOK
- TVR byte 3, bit 3= '1' (Online PIN entered) OK/NOK
- TVR byte 3, bit 8 ='0' (Cardholder verification was successful) OK/NOK
- CVM results is 42 03 00' OK/NOK
Note
details.


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2011 MasterCard

MP91 Test 02c Scenario 01
Objective
Applicability
Conditions
Terminal supports Maestro in a Maestro OnlinePIN Market and has no transaction limit
for the Maestro application.
Card
configuration
User Action
Enter any amount above the floor limit.
PIN value is 4315.
Simulator
Configuration
(accepted).
Pass Criteria

- TVR B4b8 = 1 (Floor limit exceeded) - OK/NOK
Note N/A


2011 MasterCard

Objective
offline data authentication method. Case of offline-only terminal. [TC001-03]
Applicability
Conditions
Card
configuration
User Action
Simulator
Configuration
N/A
Pass Criteria

- The terminal does not fallback to a contact or swipe transaction since the PayPass
reader requested a card decline - OK/NOK
Note N/A


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2011 MasterCard

Objective
To ensure that the terminal terminates the transaction if the PayPass Maestro card
indicates that it does not support PayPass M/Chip. [TC401]
Applicability
Conditions
Card
configuration
User Action
Simulator
Configuration
N/A
Pass Criteria

- The terminal terminates upon reception of the GetPO response - OK/NOK
- The terminal does not fallback to contact or swipe transaction since the termination is
Note N/A


2011 MasterCard

Objective
decline. Case of amount below the floor limit. [TC068-01]
Applicability
Conditions
Terminal supports Maestro and is offline capable.
Card
configuration
User Action

Enter any amount.
If needed select the Maestro product.
Simulator
Configuration
N/A
Pass Criteria

- The amount is below the floor limit - OK/NOK
- The terminal requested a TC '50' - OK/NOK

- Application Label indicates MP11 v20" or "MP11 v2 1" - OK/NOK

Note N/A


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2011 MasterCard

Objective
decline. Case of amount above the floor limit. [TC068-02]
Applicability
Conditions
Card
configuration
User Action
Enter any amount above the floor limit (or any amount if the terminal is online-only).

Enter any amount.
If needed select the Maestro product.
Simulator
Configuration
Pass Criteria

- The amount is above the floor limit (or the terminal is online-only) - OK/NOK
- The terminal requested an ARQC - OK/NOK

- Application Label indicates MP11 v20" or "MP11 v2 1" - OK/NOK

Note N/A


2011 MasterCard

Objective
sends an ARQC. [TC005]
Applicability
Conditions
Card
configuration
The cards always returns an ARQC
User Action
Simulator
Configuration
N/A
Pass Criteria

- The terminal terminates the transaction upon reception of the ARQC - OK/NOK
- The terminal does not fallback to a contact or swipe transaction since the termination is
Note N/A


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2011 MasterCard

5 Test Scenarios for TIP Subset 6
This chapter lists the PayPass Mag Stripe TIP Test Scenarios.
Note that the Subset 6 is also used during Network Interface Validation (NIV) tests of
PayPass Mag Stripe terminals. However the current document is(M-) TIP focused so
the Subset 6 will sometimes be referred to as "TIP Subset 6".

5.1 TIP Subset 6 card details

PANs
Below are the TIP Subset 6 card details:

Card Name Track 2 equivalent data
ID 351 5413330056003511D1412101067750500F
ID 352 5413330056003529D14122059999999999999F
ID 353 5413330056003537D1412502999F
ID 354 5413330056003545D0311601999F
ID 355 5413330056003552D14128179999999999999F
ID 356 5413330056003560D14121019999999999
ID 406 5413330057004062D1412201022400870F


2011 MasterCard

5.2 Using the Test Cards

Card ID 356
This card ensures that the terminal correctly includes the ATC value in the
calculation of the PayPass Track1 and Track2.
Three ATC values are possible on this card. Each ATC value is linked to a read-
record and a CVC3 value.
Tool providers may implement 3 different cards to meet this objective.
Other tool providers may implement a single card supporting only 3 ATC values. If
so the ATC values would increment according to the round-robin principle. Therefore
the fourth transaction will be the same as the first one.

Figure 1: Card ID356 increments according to round-robin principle

5.3 Test Scenario Template Description
Please see "Test Scenarios for TIP Subset 6" above.

Transaction #1 (ATC#1, record#1, CVC3#1)

5-178
2011 MasterCard

5.4 Test Scenarios for PayPass Mag Stripe

ID 351 Test 01 Scenario 01
Objective
authorization fields. Case of PayPass Mag Stripe. [TC050-01]
To ensure the PayPass terminal correctly performs refund. Case of PayPass Mag Stripe.
[TC069-05]
whatever the Service Code value encoded in the card. Case of 101. [TC611-01]
Applicability
Conditions
Terminal supports PayPass MasterCard and supports refund.
Card
configuration
Service Code: '101' (international, MagStripe-only, no restrictions).
User Action
Please, use the following test card implementation: TIP Subset 6 ID 351 v1.0 or v1.1.
Enter amount below the transaction limit.
After this test, provide information displayed on the receipt or on the LCD/LED display.
Simulator
Configuration
The network simulator returns the response 00 (accepted).
Pass Criteria
- First step is the purchase:
The following data must be observed on the 0100 message to the MasterCard network:
- DE022 SE 1 = 91 (POS entry mode: contactless Mag stripe) - OK/NOK
- DE061 SE 11 = 3 (card data terminal input capability: contctless M/Chip) - OK/NOK
- DE 35 (Track2) or DE 45 (Track1) must be present and have the expected value:
- Track 1: B5413330056003511^CUST IMP MC 351/^1412101067750500
OK/NOK/Not Applicable
- Track 2: 5413330056003511D1412101067750500 OK/NOK/ Not Applicable

- Second step is the refund:
Note N/A


2011 MasterCard

Objective
Applicability
Conditions
Terminal supports PayPass MasterCard and does not support refund.
Card
configuration
User Action
At the end of this test, provide information displayed on the transaction receipt or on the
LCD/LED display.
Simulator
Configuration
Pass Criteria
OK/NOK
- DE 35 (Track2) or DE 45 (Track1) must be present and have the expected value as
shown below:

Note N/A


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2011 MasterCard

Objective
To ensure the terminal still performs correctly a traditional Mag Stripe transaction when
it contains or is connected to a PayPass reader. [TC614]
Applicability
Conditions
Terminal supports MasterCard and traditional Mag Stripe.
Card
configuration
User Action
Swipe card in the terminal and follow the instructions.
LCD/LED display.
Simulator
Configuration
Pass Criteria
- DE022 SE 1 = 90 (POS entry mode: traditional Mag stripe) - OK/NOK
- DE061 SE 11 = 2 or 5 or 7 or 8 (card data terminal input capability: traditional
Mag stripe) - OK/NOK
shown below:

Note N/A


2011 MasterCard

Objective
value or length from the card. Case of Track1 and Track2 having maximum length.
[TC601-01 and 02]
Applicability
Conditions
Terminal supports PayPass MasterCard.
Card
configuration
Service Code: '205' (international, M/Chip, PIN required).
User Action
Amount must be equal to 000000000100 or 000000010000.
LCD/LED display.
Simulator
Configuration
Pass Criteria
OK/NOK
shown below:
- Track 1: B5413330056003529^CUST IMP MC
352/^14122059900909900000099909909969929990400 OK/NOK/Not Applicable

Note N/A


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2011 MasterCard

Objective
To ensure the PayPass terminal correctly manages the Issuer response 51 (Insufficient
funds/over credit limit). [TC613]
Applicability
Conditions
Card
configuration
Service Code: '205' (international, M/Chip, PIN required).
User Action
Amount must be equal to 000000000200 or 000000020000.
LCD/LED display.
Simulator
Configuration
The network simulator returns the response 51 (Insufficient funds/over credit limit).
Pass Criteria - The terminal declines the online transaction - OK/NOK
Note
2.4.10.2)


2011 MasterCard

Objective
value or length from the card. Case of Track1 and Track2 having minimum discretionary
data length. [TC601-03 and 04]
Applicability
Conditions
Card
configuration
Service Code: '502' (domestic, MagStripe-only, goods & services only)
User Action
LCD/LED display.
Simulator
Configuration
Pass Criteria
OK/NOK
shown below:
- Track 1: B5413330056003537^CUST IMP MC 353/^1412502980 OK/NOK/Not
Applicable
- Track 2: 5413330056003537=1412502050 OK/NOK/ Not Applicable

Note N/A


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2011 MasterCard

Objective
value or length from the card. Case of Track1 and Track2 having maximum length.
[TC601-01 and 02]
Applicability
Conditions
Card
configuration
Service Code: '817' (unknown).
User Action
LCD/LED display.
Simulator
Configuration
Pass Criteria
OK/NOK
shown below:
- Track 1: B5413330056003552^CUST IMP MC
355/^14128179099969999999999999999959927899990 OK/NOK/Not Applicable
- Track 2: 5413330056003552=14128179999099999900 OK/NOK/ Not Applicable

Note N/A


2011 MasterCard

Objective
To ensure that the terminal correctly copies the ATC in the PayPass Track 1 and/or
Track 2 and pass the values to the network. [TC612]
Applicability
Conditions
Card
configuration
The card ATC increments following the round-robin principle: 0001, 0002, 0003,
0001, 0002 etc
You can observe the ATC value in the 'cardholder name' subfield of Track 1 data:
CUST IMP MC 356/ [ATC value].
User Action
This transaction will be performed three times.
LCD/LED display.
Simulator
Configuration
Pass Criteria
The network simulator shall receive three sets of Track 1 and/or Track 2 data, not
necessarily in the order shown below.
For one of the transactions, the values shall be:
- Track 1: B5413330056003560^CUST IMP MC 356/
1^141210100000170099909919769790 OK/NOK/Not Applicable
- Track 2: 5413330056003560D14121010000066010 OK/NOK/Not Applicable

- The terminal approves the 3 online transactions - OK/NOK
Note N/A

Annexes

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2011 MasterCard

6 Annexes

6.1 RSA Keys used
The Public Keys and modulus to be loaded into the terminal for offline CAM
Verification are given hereafter. The hash value is calculated on the concatenation of
all parts using SHA-1.

RID A0 00 00 00 04
Certification Authority Public Key Index FA
CA Public Key Modulus (1152 bits / 144 bytes) A9 0F CD 55 AA 2D 5D 99 63 E3 5E D0 F4 40 17 76 99 83
2F 49 C6 BA B1 5C DA E5 79 4B E9 3F 93 4D 44 62 D5 D1
27 62 E4 8C 38 BA 83 D8 44 5D EA A7 41 95 A3 01 A1 02
B2 F1 14 EA DA 0D 18 0E E5 E7 A5 C7 3E 0C 4E 11 F6 7A
43 DD AB 5D 55 68 3B 14 74 CC 06 27 F4 4B 8D 30 88 A4
92 FF AA DA D4 F4 24 22 D0 E7 01 35 36 C3 C4 9A D3 D0
FA E9 64 59 B0 F6 B1 B6 05 65 38 A3 D6 D4 46 40 F9 44
67 B1 08 86 7D EC 40 FA AE CD 74 0C 00 E2 B7 A8 85 2D
Public Key Exponent 03
Hash (20 bytes using SHA-1) 5B ED 40 68 D9 6E A1 6D 2D 77 E0 3D 60 36 FC 7A 16 0E
A9 9C

RID A0 00 00 00 04
Certification Authority Public Key Index F1
CA Public Key Modulus (1408 bits / 176 bytes) A0 DC F4 BD E1 9C 35 46 B4 B6 F0 41 4D 17 4D DE 29
4A AB BB 82 8C 5A 83 4D 73 AA E2 7C 99 B0 B0 53 A9
02 78 00 72 39 B6 45 9F F0 BB CD 7B 4B 9C 6C 50 AC 02
CE 91 36 8D A1 BD 21 AA EA DB C6 53 47 33 7D 89 B6
8F 5C 99 A0 9D 05 BE 02 DD 1F 8C 5B A2 0E 2F 13 FB 2A
27 C4 1D 3F 85 CA D5 CF 66 68 E7 58 51 EC 66 ED BF 98
85 1F D4 E4 2C 44 C1 D5 9F 59 84 70 3B 27 D5 B9 F2 1B
8F A0 D9 32 79 FB BF 69 E0 90 64 29 09 C9 EA 27 F8 98
95 95 41 AA 67 57 F5 F6 24 10 4F 6E 1D 3A 95 32 F2 A6
E5 15 15 AE AD 1B 43 B3 D7 83 50 88 A2 FA FA 7B E7
Hash (20 bytes using SHA-1) D8 E6 8D A1 67 AB 5A 85 D8 C3 D5 5E CB 9B 05 17 A1
A5 B4 BB

Annexes

2011 MasterCard

RID A0 00 00 00 04
Certification Authority Public Key Index EF
CA Public Key Modulus (1984 bits / 248 bytes) A1 91 CB 87 47 3F 29 34 9B 5D 60 A8 8B 3E AE E0 97 3A
A6 F1 A0 82 F3 58 D8 49 FD DF F9 C0 91 F8 99 ED A9 79
2C AF 09 EF 28 F5 D2 24 04 B8 8A 22 93 EE BB C1 94 9C
43 BE A4 D6 0C FD 87 9A 15 39 54 4E 09 E0 F0 9F 60 F0
65 B2 BF 2A 13 EC C7 05 F3 D4 68 B9 D3 3A E7 7A D9
D3 F1 9C A4 0F 23 DC F5 EB 7C 04 DC 8F 69 EB A5 65
B1 EB CB 46 86 CD 27 47 85 53 0F F6 F6 E9 EE 43 AA 43
FD B0 2C E0 0D AE C1 5C 7B 8F D6 A9 B3 94 BA BA 41
9D 3F 6D C8 5E 16 56 9B E8 E7 69 89 68 8E FE A2 DF 22
FF 7D 35 C0 43 33 8D EA A9 82 A0 2B 86 6D E5 32 85 19
EB BC D6 F0 3C DD 68 66 73 84 7F 84 DB 65 1A B8 6C 28
CF 14 62 56 2C 57 7B 85 35 64 A2 90 C8 55 6D 81 85 31 26
8D 25 CC 98 A4 CC 6A 0B DF FF DA 2D CC A3 A9 4C 99
85 59 E3 07 FD DF 91 50 06 D9 A9 87 B0 7D DA EB 3B
Hash (20 bytes using SHA-1) 21 76 6E BB 0E E1 22 AF B6 5D 78 45 B7 3D B4 6B AB 65
42 7A

Annexes

6-188
2011 MasterCard

6.2 DES Keys used
The Issuer Master Key (IMK) to be programmed in the Network Simulator for
Online Cryptograms (ARQC) verification is:

IMK
ARQC
(IMK for ARQC)
9E 15 20 43 13 F7 31 8A CB 79 B9 0B D9 86 AD 29
The other keys (IMK for TC, AAC, Secure Messaging for Confidentiality and/or
Integrity) are the following.

IMK
TC
(IMK for TC, same as IMK
ARQC
)

9E 15 20 43 13 F7 31 8A CB 79 B9 0B D9 86 AD 29

IMK
AAC
(IMK for AAC, same as IMK
ARQC
)

9E 15 20 43 13 F7 31 8A CB 79 B9 0B D9 86 AD 29

IMK
SMI
(IMK for Secure Messaging for Integrity)

46 64 94 2F E6 15 FB 02 E5 D5 7F 29 2A A2 B3 B6

IMK
SMC
(IMK for Secure Messaging for Confidentiality)

CE 29 3B 8C C1 2A 97 73 79 EF 25 6D 76 10 94 92

Note: The above DES test keys is already put within your simulator
Annexes

2011 MasterCard

6.3 DES Key Used for PVV and CVC

Introduction
The PVV calculation uses the MasterCard algorithm.
Below shows how to program the DES key for PVV verification.

Issuer PVK
Issuer PVK:

D1 0C 52 A4 D9 38 13 CF 3F F6 2E 21 C2 27 FF 58

Issuer PVKI: 1
Below shows how to program the DES key for CVC verification is:
Issuer CVK:

D1 0C 52 A4 D9 38 13 CF 3F F6 2E 21 C2 27 FF 58

Note: The above DES test keys are already put within your MCI simulator.

*** END OF DOCUMENT ***

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