DUTIES FOLLOWING AN ACCIDENT-

In the event of any occurrence which might give rise to a claim under this Policy, the Insured shall-
A) Immediately notify the company by telephone or telegram as well as in writing giving an
indication as to the nature and extent of the loss or damage;
B) Take all steps within his power to minimize the extent of the loss or damage;
C) Preserve the parts affected and make them available for inspection by a representative or
surveyor of the company;
D) Furnish all such information and documentary evidence as the Company may require;
E) Inform the police authorities in case of loss or damage due to theft or burglary.
The company shall not in any case be liable for loss, damage or liability of which no notice has been
received by the company within 14 days of its occurrence.
Upon notification being given to the company under this condition, the Insured may carry out the repair
or replacement of any minor damage not exceeding Rs.5,000/- provided that the carrying out of such
repairs without prejudice to any question of liability of the company and that any damaged part
requiring replacement is kept for inspection by the company, but in all other cases a representative shall
have the opportunity of inspecting the loss or damage before any repairs or alterations are effected.
The liability of the company under this policy in respect of any item sustaining damage shall cease if said
item in operation after a claim without being repaired in the satisfaction of the company or if temporary
repairs are carried out without the companys consent.
RECOURSE-
The Insured shall at the expense of the company do and concur in doing and permit to be done all such
acts and things as may be necessary or required by the company in the interest of any rights or
remedies, or of obtaining relief or indemnity from parties (other than those insured under this policy) to
which the company shall be or would become entitled or subrogated upon their paying for or making
good any loss or damage under this policy, whether such acts and things shall be or become necessary
or required before or after the insureds indemnification by the Company.
ARBITRATION-
If any dispute or difference shall arise as to the quantum to be paid under the policy (liability being
otherwise admitted) such difference shall independently of all other questions be referred to the
decision of a sole arbitrator to be appointed in writing by the parties to or if they cannot agree upon a
single arbitrator within 30 days of any party invoking arbitration the same shall be referred to a panel of
three