1409303950sept 3 2014 Z3 LR

A
t The Music Den we are

now celebrating our 30th
year of business. Focusing
on education and customer service
are the main contributors to our
success. While the Internet may
seem to make purchasing musical
instruments easy, we take time to
educate our customers on quality
and as well as price, and match
most internet pricing. To hold an
instrument in your hands, try it, to
feel and hear it is invaluable. Our
experienced sales staff will guide
you to the proper size, style, and
price of an instrument so your
musical experience will last and be
a positive one.
The Music Dens School of
Music and Performing Arts offers
private music instruction by
trained and accomplished teachers.
Lessons on theory, arranging, com-
position and improvisation are
available for students of any level
to expand their music education
and experience. Furthermore, they
can bring in their iPod, or purchase
sheet music we have available (in
our extensive music department)
to learn their favorite song and
help motivate their musical
appetite. Our lesson department
in Butler consists of the entire sec-
ond floor where the atmosphere is
conducive to learning, houses indi-
vidual lesson studios and has a
waiting section.
We understand what a valu-
able community resource a music
facility can provide. Our goal is to
support the music education pro-
grams offered in school and work
together to raise the level of aware-
ness for the Arts. In our Band
Instrument Rental Department,
we offer the best quality band
instruments such as Selmer,
Yamaha, Bach and Buffet. Go
online to www.themusicden.com
to see how easy and inexpensive it
is to rent a top quality band instru-
ment and have it delivered direct-
ly to your childs school. We serv-
ice most schools in Northern New
Jersey. Music is a lifetime experi-
ence. Dont miss out on it!
For our first time students,
mention or bring this article and
receive your first music lesson free!
The Music Den is located at
1579 Route 23 South in Butler. For
more information visit our website
at www.themusicden.com or call
973-838-5444.
The Music Den celebrates its 30th year
Proverbs 3:5,6 God Bless America
Recycled Paper from 30% Post Consumer Waste
We are a Family, Friendly Publication
September 3, 2014
Zone 3, Vol. 12, No. 17
LOOK INSIDE
FOR FALL
REGISTRATION
BEGINS ON PG 8
H
ome improvement
projects can add
value to a home and
do-it-yourselfers know the
sweat-equity that goes into
such projects can give home-
owners a greater sense of pride
in their homes. But no two
home improvement projects
are the same, and homeown-
ers should know that certain
projects are best tackled dur-
ing certain times of the year.
Fall is a great season to
work on your house, as the
weather is often at its most
agreeable once the summer
heat has gone and before win-
ter weather arrives. The fol-
lowing are a handful of fall-
friendly home improvement
projects for homeowners look-
ing to improve their homes.
Roof repair
Whether youre repairing
or replacing the roof, fall is a
great time of year to dust off
the ladder and get some work
done on your roof for a variety
of reasons. First and foremost,
fall is ideal for roof work
because you wont have to be
up on the roof with the sum-
mer heat bearing down on
you. This can make the proj-
ect move along more quickly,
which is especially beneficial
if you are paying laborers to
work on the roof. The fewer
hours workers are fixing your
roof, the less you will be pay-
ing in labor costs.
In addition, fixing up the
roof in the fall ensures those
winter storms, be it rain or
snow, wont find their way
into your home via leaks. A
leaky roof in winter is hard to
fix, as the roof surface could
be treacherous in the winter
and winter winds can make it
dangerous to be up on the roof
at all. Addressing leaks in the
fall can prevent damage to
your homes interior, which
can mount up if a leaky roof is
not addressed until the follow-
ing spring.
Window work
When the weather out-
side gets frightful, poorly insu-
lated windows can allow cold
air into the home. That often
has a trickle-down effect on
finances, forcing you to turn
up the thermostat in an
attempt to offset the cold air
pouring into the home.
Whether you need your win-
dows replaced or simply need
to patch up any leaks, a proac-
tive approach to leaky or older
windows in the fall can save
you from unnecessarily high
heating bills come the winter.
Home improvement projects perfect for fall
NOTE: To have your groups announce-
ment appear in Community Happenings,
please e-mail your paragraph to calen-
dar@lifeandleisurenj.com.
SEPT 4
Riverdale Library welcomes Mark
Zukovich, President of Sterling
Horticultural Services, Thursday,
September 4, at 7pm for Fall Planting
for Spring Blooms. He will give practi-
cal advice for your garden, present
slides of garden ideas, and discuss how
to prepare your garden this fall.
Zukovich, known as the Garden
Coach, is a popular lecturer at area
garden clubs and is also an adjunct pro-
fessor in the Landscape and
Horticultural Technology program at the
County College of Morris in Randolph,
New Jersey. For more information, call
the library at 973-835-5044 or
check our website at www.riverdaleli-
brary.org.
Around the
Community
Calvary Gospel Church, 1559 Hamburg
Tpk., Wayne will be starting a three week
sermon series on Living with
Depression The dates are Sept. 7, 14,
and 28. The series will focus on living our
daily lives while suffering with depres-
sion. If you or a loved one or friend suf-
fers with depression, please plan to attend
this vital series.
Afraid of Speaking in Public? Looking to
improve your speaking and leadership
skills? Ace a job interview? Ignite your
career? Toastmasters is the answer! Join
us as our guest - meetings are held every
2nd & 4th Tuesday of every month. Next
meeting will be Tuesday, August 26, at the
Wayne Public Library, 461 Valley Road,
Wayne from 7-9pm. For inquiries contact
Antheya at 862-571-3148 or visit
www.toastmasters.org.
The Pompton Lakes Republican Club
invites you to its monthly meetings on
the third Thursday of each month at the
VFW Post 2906 off Wanaque Avenue in
Pompton Lakes. Membership is open to
the public. Get involved with the PLRC
and participate in informative meetings,
community outreach, scholarships for
youth, and social activities. Questions?
Call 973-835-4025 or e-mail
kbaig@optonline.net.
The Circle of Friendship, a non-denom-
inational support group for the separat-
ed and divorced, meets at 7:30pm on
the first, third and fifth Thursdays of
each month at St. Marys Church 17
Pompton Ave. in Pompton Lakes. For
further information call the parish at
973-835-0374.
visit our website at www.lifeandleisurenj.com
September 3, 2014 Page 2, Zone 3
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Lincoln Park, NJ 07035 i 973.696.8008
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Sales: Lisa Buniewski, Larry Johnson, George Papendick i Classifieds: Kathleen Todd
Please e-mail all press releases and calendar information to calendar@lifeandleisurenj.com or fax to 973.556.1991.
Advertising in Life & Leisure is affordable and effective. We are a family friendly publication and therefore reserve the right to accept only
advertisements that appeal to the entire family; the final determination of which is made by Life & Leisure. Views expressed in Life & Leisure are
those of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyone
desiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by the
author and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,
products or businesses advertised. 2014 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.
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continued on page 6
September 3, 2014 Zone 3, Page 3
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W
ith our President
playing yet anoth-
er vacation round
of golf while our Mexican bor-
der resembles Swiss cheese;
our State Department contin-
ues debating about what to do
in the Middle East concerning
American interests and jour-
nalist hostages, further para-
lyzed over how to contain
ISIS. On the domestic front
some pundits are predicting
another stock market and
housing crash! In addition,
everyone understands that
interest rates must increase in
the near-term putting pressure
on corporate, municipal and
federal bond valuations and
yield. The government con-
tinues to profess that inflation
is fewer than 2% yet; when I
look at our personal grocery
receipts I calculate its more
like 8%.
Incomes of Americans
have remained stagnant over
the last few years, making the
grocery bill impact even worse
yet. Flip on the TV and the
headlines are either domestic
police brutality with racial
profiling or about ISIS,
Hamas, Islamic Jihad, Gaza
and their joint hatred for
Israel, America, Jews and
Christians alike! Our govern-
ment hasnt learned yet that it
cannot negotiate or bargain
with people who launch 4,000
rockets into civilian popula-
tions or for no discernable rea-
son, behead an innocent man,
claiming retaliation for a sup-
posed event that James Foley,
a photo journalist, had no part
in or anything to do with.
Perhaps world events
were too much for the late
great Robin Williams to deal
with, adding to his depression
and reasons to end his own
life. Isnt it interesting how
the media delved into Mr.
Williams death with non-stop
coverage for over 72 hours. I
believe this to be a distraction
tactic away from the foibles of
our President, who clearly has
demonstrated a unique clear
concise foreign and domestic
policy of golf and vacations
when dealing with these
major areas of concern. The
man is obviously not a student
of history as evidenced by his
rapid withdrawal from Iraq,
resulting in the formation and
proliferation of ISIS (the
Islamic State of Iraq and
Syria) and now our Vietnam-
like reentry into the same
region, a few advisors at a time
with a scaled-back air defense
initiative under the guise of
humanitarian aid for the
innocent people being slaugh-
tered, raped and tortured, a
genocide taking place right
before our very eyes. If you are
going to fight a war to save
innocent lives, you must be
prepared to commit an ample
percentage of your troops and
resources to do so, otherwise
its a losing and more costly
battle for us and the people we
are trying to save.
By the Presidents own
ambitions of appeasing his
constituents, he felt it best to
vacate the area leaving the
region without any definitive
military, government or direc-
tion. Whereas the leader of
Israel, Benjamin Netanyahu,
is and has been informing the
US public that ISIS, Islamic
Jihad, Hamas and the Muslim
brotherhood are coming to a
theater near you. Obamas
actions led to the proliferation
of ISIS, a group more power-
ful, financed and organized
than Al-Qaeda could ever
hope to be. When the US
acts as the worlds police force
and enters a region, it must
plan a properly timed exit or
make the decision to put a
long-term military base there
after the conflict ends to keep
the peace and back the gov-
ernment left after the job is
done.
All of these national and
domestic news stories involv-
ing mass illegal border cross-
ings, violence, looting, riots
and beheadings have been a
tremendous distraction for the
American public to attend to
and focus on their goals of
increasing their lifestyles and
standard of living, to secure
their financial futures, to pro-
vide for their childrens educa-
tion, marriage and first home
purchase, to focus on a better
financial life now and in the
future.
TV and Movie actor
William Devane explains on
national television while
parked on his motorcycle, why
and where he is buying gold as
a hedge against a domestic
financial meltdown. Fresh in
our minds are the meltdowns
of 2008 and the period
between 2000 and 2002. We
may look no further than
1994 and 1990 and just three
years before that in 1987 was
the BIG ONE where the
DJIA dropped 23% in a single
day. Might we be nearing
another year like 2008?
Its not difficult to see
how one can be easily dis-
tracted from their financial
road by either headline news,
political news, celebrity news,
lest we forget our own person-
al and family issues along the
way. We cannot afford to lose
our financial goals and direc-
tions, the basic tenants of why
we are going to, or went to
work every day of our lives.
We must not be distracted
from our goal of becoming
financially independent. In
retirement would you rather
be dependent on your past
employer, the federal govern-
ment or your children, per-
haps winning the lottery? Or
must you be self: Funded,
Motivated, Completing, and
Sufficient? In this authors
opinion, I believe the answer
is more than obvious, cap-
tured by the phrase, If it is to
be, its up to me!
Today, there are invest-
ment opportunities available
that guarantee* your success
in building your money and
income for your future!
that guarantee* you an
income that will never reduce
or cease throughout your and
your spouses lifetime!
that guarantee* a bequest and
legacy to your children and
their children too.
that guarantee* you an
enhanced income to pay for
either home health care or
care in a nursing home should
you require it, from sources
other than an expensive long-
term care policy.
Today, you can find out
all about these guaranteed*
investment opportunities and
with no cost, no obligation
and no commitment - guaran-
teed, by calling my office for
an appointment or attending
an American Prosperity
Group (APG) financial plan-
ning workshop series at our
National Headquarters
September 9th 10th and 11th,
2 sessions daily 1-3pm or 7-
9pm in Pompton Plains, NJ.
Go to our website or call us to
request a flyer that explains all
of the details if our green flyer
is missing from this paper.
Your financial future
depends on you, so dont dis-
appoint yourself. Learn how to
be successful in your retire-
ment and estate planning by
attending our free educational
workshop series. Life and
Leisure Readers qualify for
preferred seating, so Ill count
on seeing you at our program
in September!
Mark E. Charnet is President
and Founder of American
Prosperity Group. APG is the
Premier Retirement and Estate
Planning Franchise in the
United States with 20 offices in
9 states. Mr. Charnet is a
Certified Annuity Specialist
and has 33 years of experience
in the Retirement and Estate
Planning fields. Creator of the
Trinity Method of Investing,
Mark encourages your in-
quiries and can be reached at:
877-885-1274 or 973-831-
4424 or via email, markchar-
net@1APG.com
Check out our website:
www.1APG.com Interested
in a new career? Visit:
www.APGFranchise.com Se-
curities through: United Plan-
ners Financial Services, A lim-
ited Partnership, Member
SIPC, FINRA and a Regis-
tered Investment Advisor.
APG is conveniently located at
901 Rt. 23 South 2nd floor
Pompton Plains, NJ
(above the Lakeland Bank)
*Guarantees based on the
claims paying ability of the
companies selected.
Among the lessons of the recent financial crisis is the
need for virtually everyone - young and old - to acquire a
basic knowledge of finance and economics.
Ben Bernanke, Former Chairman of the Federal Reserve
By Mark Charnet
Addressing leaky windows also
makes a home more comfort-
able for its inhabitants.
Fall is the ideal time to
address a homes windows
because the temperature out-
side tends to be pleasant. This
means you likely wont have to
make much of an effort to off-
set the elements, and open
windows in the fall wont
make your homes interior very
hot or cold like they might if
you were to tackle the project
during the summer or winter.
Fixing the floors
Wood flooring is a hot
commodity for many home-
owners. But not all flooring
can be added to a home at any
time of year. Thats because
certain types of flooring
employ adhesives that need
temperatures inside the home
to be within a certain range,
and that range is often within
70o to 80o F, which makes fall
a great time to install such
floors. Colder temperatures
can make it difficult for the
flooring to dry and bond,
which will prove problematic
down the road. Whats more,
many people entertain friends
and family come late fall and
into the holiday season, and it
can be difficult to do so if you
are busy installing new floor-
ing.
Painting projects
Painting is another home
improvement project that
seems tailor-made for fall. A
fresh coat of paint or a new
color scheme around the
house can give a home an
entirely new look and feel.
But paint can be pungent and
the aromas may last if its
applied at a time of year when
it cant dry while the windows
are wide open. Paint fumes
inside a home can make the
home uninhabitable, but
painting at a time of year like
the fall, when you can keep
the windows open during and
after the project, can help air
the home out.
But interior painting isnt
the only painting project
homeowners can tackle in the
fall. Many exterior paints are
temperature-sensitive and
need the temperature outside
to be above 40o F. Paint that
freezes wont dry properly, and
homeowners might be left
with a costly and unsightly
mistake on their hands. Fall
temperatures tend to be
amenable to both interior and
exterior painting projects, just
be sure to check the weather
forecast before making your
first brush stroke.
I
am a very fortunate den-
tist. Everyday I enhance
peoples smiles, change
peoples smiles, and am
rewarded with smiles by
thankful, satisfied patients. It
makes me feel good! We all
know the effect we feel when
a baby, a loved one, or even a
stranger, greets us this way.
Did you know that there are at
least ten health advantages to
smiling?
1. Smiling makes us attractive.
We are drawn to people and
draw them in with a smile.
2. It changes our mood. Try it
when youre sad.
3. Smiling is contagious. It
affects others and makes them
happier.
4. Smiling relieves stress. It
prevents us from looking tired,
worn down, and over-
whelmed.
5. It boosts our immune sys-
tem. It can prevent colds and
the flu.
6. Smiling lowers your blood
pressure. Scientific tests have
proven this.
7. Smiling releases endor-
phans, natural painkillers, and
serotonin. These are feel-good
and natural healing drugs in
our body.
8. It lifts your face and makes
you look younger. It works
muscles for a natural face lift.
9. Smiling makes you seem
successful and confident.
10. Smiling makes you more
positive. Try this test: Smile.
Now try to think of something
negative without losing your
smile. Its hard!
Stay healthy, get healthy,
enhance, and show that smile!
Dr. Brusco is a 1980 graduate
of The University of Pennsylva-
nia and has been practicing in
Kinnelon since 1982. Dr. Brus-
cos practice is located at 170
Kinnelon Road, Suite 29A in
Kinnelon. You may reach him
by calling 973-838-5862 or vis-
iting him on the web at
www.drbrusco.com.
A smile a day can
keep the doctor away
By Peter Brusco, DMD
T
onys Train Town
located at 575
Pompton Ave.
in Cedar Grove, just
a few doors south
of where they
started in 1979,
will be celebrating
35 years in business
this month. They have
become one of the few
remaining hobby shops in the
area, and certainly one of the most re-
spected. Tonys passion for models is clearly
seen throughout the store.
The store offers many scales of trains includ-
ing such brands as Lionel, MTH, Marklin,
Bachmann, Kato, to name just a few. Layout ta-
bles are also available to meet the customer
needs. They stock the largest selection of trains
and accessories available in
the northeast. Their stock
includes a full line of
scenery and other
products to help
complete the lay-
out. Some plastic
model cars, planes,
etc in kits and ready
to run are available.
They also carry Boy
Scout Pine Wood derby kits
and accessories.
To thank past, present, and future customers
Tonys Train Town will be celebrating their 35th
anniversary the entire month of September by
providing 10 to 30 percent off most stock
(except 2014 new items).
For more information please call Tony at
973-857-2337.
We Al so St ock
Ho-N-Z & Lar ge Sc al e Tr ai ns.
The Lar gest Sel ec t i on of Tr ai ns
& Ac c essor i es Avai l abl e i n
t he Nor t heast .
Al so, Pl ast i c & Bal sa Wood
Ai r pl ane & Car Ki t s.
We Sell the Best and
Service the Rest
Authorized Dealer:
Lionel - Marklin - LGB
and many more
Repairs on All Makes
and Models
Custom Layouts
575 Pompton Ave., Cedar Grove
973-857-2337 P
973-857-0772 F
info@tonystraintown.com
Tonys Train Town of Cedar Grove celebrates
35 Years of helping hobbyists
Home improvement projects perfect for fall
continued from page 2
Dr. Peter Brusco, D.M.D.
Preventing cavities,
gum problems and
saving your teeth for a
lifetime for over 30 years.
973-838-5862 170 Kinnelon Rd., Suite 29A Kinnelon www.drbrusco.com
and Share at Dr. Peter Brusco, D.M.D.
NEW PATIENT
SPECIAL
$
89
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Expires October 31, 2014
Not to be combined with any other offers.
Dr. Peter Brusco, D.M.D.
973-838-5862
EXAM, DIGITAL X-RAYS, AND CLEANING
REG. $266
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patients through CareCredit
Friendly, Caring Atmosphere with Gentle,

Experienced Dental Professionals.
Cosmetic Dentistry Bonding & Veneers TMJ
Root Canals Teeth Whitening Oral Surgery
Mini Dental Implants Implants Dentures
Physical Therapy - Speech Therapy
Occupational Therapy
Sensory Integration
Has your child
been diagnosed
with...
Cerebral Palsy
Autism
Developmental Delay
Balance/Coordination
Disorder
Hypertonia
(increased muscle tone)
Hypotonia
(low muscle tone)
Down Syndrome
Spina Bifida
Metabolic Disorder
Traumatic Brain Injury
We can help, give us a call
973.616.8300
18 Newark Pompton Tpk
Riverdale
WE OFFER A LARGE VARIETY OF DANCE
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Dawn La Viola-Schaub Artistic Director
261 COMLY ROAD LINCOLN PARK
(Lincoln Park Plaza Next to Franks Pizza)
We Welcome Miss Nadine to Our Staff, formerly of Dance Place Plus
PERFORMING ARTS
ACADEMY
NEW LINCOLN PARK
LOCATION OPENING
IN SEPTEMBER!
NOW ACCEPTING FALL REGISTRATIONS
W
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973.839.7800 Pompton Lakes 973-832-7575 Lincoln Park
Visit Our Website: www.thepaa.com
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S
tudents learn lessons
each day. While many
of these lessons pertain
to their coursework, kids pick
up much more than book
smarts from school, where
kids first learn to cultivate
friendships and build lasting
relationships.
In addition to a new cur-
riculum, new teachers and
new schedules, kids also
might make new friends once
a school year begins. While
some familiar faces carry
through from grade to grade,
chances are youngsters will
meet new students who will
soon become good friends.
While many kids find it easy
to make new friends, others
might need some assistance
so they can make the most of
opportunities to socialize and
form friendships that might
last a lifetime.
Offer opportunities for
socialization. Children should
be given the opportunity to
explore friendships outside of
the classroom where peer pres-
sure might not be so prevalent.
Establish a carpool or invite a
classmate over for a play date.
Unstructured time to play or
get to know each other is a
great way to establish friend-
ships. Invite new children
over each time to see which
friendships are the strongest,
but make sure you are not
pushing a friendship on your
child.
Discover common inter-
ests. One of the quickest ways
to build friendships is
through common interests,
says Kirk Martin, a behav-
ioral therapist and author.
Encourage your child to join
a club or sports group where
he or she can meet other kids
with similar interests.
Sometimes finding reasons to
talk other children is the
most difficult step to making
new friends. Sharing a com-
mon interest removes this
barrier.
Teach proper manners.
Children who are polite,
well-mannered and know
how to follow direction are
better equipped to attract
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How to help children make new friends
continued on page 13
C
irca 1991. When I was
a kid, I was a huge
baseball fan- and still
am, by the way. Growing up
my favorite player was a guy
named Graig Nettles, third
baseman for the Yankees in the
70s and early 80s. This guy pro-
vided me with a lot of thrills
growing up and he was to me,
The Man.
In the early 90s I was
working on my first book,
Safe at Home, which afford-
ed me the privilege of being on
the field and in the locker
room of Major League Baseball
teams in order to interview
players. Graig was a coach for
the Yankees at the time.
As I was standing on the
field talking to some of the
guys, Graig walked by. My
heart jumped, but I couldnt
bring myself to engage in a
conversation. I couldnt even
muster up the courage to say
hello. Im most definitely not
much of a shy guy, and I cer-
tainly was not intimidated by
him. So why the hesitation?
The reason I chose not to
talk to Graig Nettles was
because I did not want my
childhood icon to turn out to
be a sham. Graig Nettles was so
built up in my mind upon the
shallow image of the Yankees
third baseman, but what if the
real Graig Nettles turned out
to be a jerk? Im sure Mr.
Nettles is a great guy, but I
couldnt bring myself to take
the chance.
In retrospect, it was pretty
lame of me not to go up and
talk to the guy who was at one
time my hero. Makes me
think, how much do we really
know about the people we look
up to? Most of the time we fail
to recognize that they are
human, just like us, and that
humans sometimes fail. We put
so much stock in others that
when they do crash they take
us down with them! Who do
you look up to and why?
Think about it
Some of my favorite
images are of people who love
their dogs so much that they
actually look like them! Its the
same thing for humans. When
we look up to someone, or
idolize them, we try to emulate
them. There is a great quote
that says, Be yourself, after all
everyone else is taken. Wise
words. Think about who it is
you put up on a pedestal and
then write down what it is
about them that is so attractive
to you. Does the list reveal
anything to you?
Joe Pellegrino is an author,
speaker, radio host and consult-
ant for Not Just An Average
Joe, LLC. Have thoughts of
your own? Send them to
joe@notjustanaveragejoe.com.
2014 Not Just An Average
Joe, LLC.
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Eureka Pet Lover
My hero! Picture this
S
ome people prefer cats,
while others loyalty lies
with dogs. Dogs and cats
have different personalities,
which is what draws people to
them for one reason or another.
Though different, cats and dogs
alike need to visit the veteri-
narian for routine checkups.
Still, it seems dogs head to the
vet more frequently than cats.
Organizations like the
American Association of
Feline Practitioners and
others have uncovered the
disparity in care among
dogs and cats. Cats are less
likely to receive veterinary
healthcare than dogs, as
research shows that cats
make up about one-quarter
of patients at small animal
veterinary clinics.
Cats have long been sec-
ond to dogs as the most popular
pet. But cats may be edging out
dogs as the preferred pet, par-
ticularly because they seem to
need less attention and mainte-
nance. But these same qualities
that make them attractive pets
could be putting their health at
risk. Cats that tend to fend for
themselves act aloof and may
not give their owners any indi-
cation that they are sick. As a
result, pet owners can become
complacent about cat care,
simply because they dont
spend as much time with cats as
they may with a dog.
Dr. Katy Allen, a veteri-
narian and owner of
Canterbury Tails Veterinary
Services, has said dogs are an
in-your-face kind of pet.
People tend to interact more
with their dogs by taking
them for walks and playing
with them. So its more
noticeable when something is
not right with a dog. Cats,
however, are more stoic.
When they dont feel well,
cats will run away and hide.
Changing vaccine sched-
ules for many animals may also
affect how often cats visit the
vet. Immunizations have
changed so that some shots can
be offered every two or three
years instead of annually.
Therefore, pet owners may not
see the need to visit the vet
unless the animal is due for a
shot. This can put a cat at risk
because it is usually during rou-
tine exams when vets uncover
something that the pet owner
may not have noticed on his or
her own.
The American Animal
Hospital Association urges cat
owners to remember that every
year that passes for a cat is
equivalent to several years for a
person, making it imperative
for cats to receive wellness
examinations, including labo-
ratory testing, once a year.
Healthy senior cats should be
examined once every six
months, as illnesses and
changes in an older cats health
can progress quickly.
What can you expect at a
cats wellness exam? A veteri-
narian will go over a number of
things at an annual wellness
visit. Here is a list of some
things to expect: discussion of
the animals medical history,
testing of the cats stool, exam-
ination of the cats nose and
nasal passages for signs of infec-
tion, examination of the gums,
teeth and tongue, examination
of the ears to check for mites or
any discharge, examination of
the eyes, examination of the
body for parasites or skin dis-
ease, examination to determine
if there are any abnormal
growths or tenderness, exami-
nation of heart and lung
sounds, and a collection of
blood to test for heartworms,
feline leukemia and feline
immunodeficiency virus.
If any abnormalities are
suspected, more intensive test-
ing may be prescribed.
Cats are prized for their
ability to be self-sufficient and
not need the same level of
attention as most dogs.
However, these traits should
not preclude them from receiv-
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exams.
Dr. Matthew Krupnick grew up
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any home improve-
ment projects in-
volve hanging dec-
orative items, such as photo
frames or shelving. Home-
owners frequently wrestle
with nails, screws and hanging
hardware, perhaps creating
more holes in their walls than
is necessary to get items level
and in the right spots. Instead
of playing a guessing game of
figuring out where the hang-
ing holes or hooks are located
on the back of items, use your
office equipment to make life
easier. Make a copy of the
back of the item you're trying
to hang with a printer/scanner
or a copy machine, making
sure to copy the item to full
scale. Print the copy at full
size and use it to drill the
hanging holes. If you don't
have access to a copy machine
or scanner, use a piece of tape
to measure the distance
between the hanging holes on
the back of the frame. Stick
the tape to the wall and then
put your nails or screws at the
ends of the tape.
friends. Children who misbe-
have may be shunned by
other kids and their parents
who do not want the hassle
of an unruly youngster com-
ing over to play. Respectful
children who are honest,
trustworthy and capable of
sustaining eye contact and
making small talk may find it
easy to make friends.
Take the friendship
lead. As parents, you can
improve your childs chances
of making friends by getting
friendly with their class-
mates parents. You do not
have to become bosom bud-
dies with everyone, but mak-
ing connections with fellow
parents can reinforce the
value of friendship to your
children. Socializing as fami-
lies also presents other
opportunities to get together
and solidify relationships.
Boost confidence levels.
As a parent you can talk to
your children about their
strengths and positive attrib-
utes. Emphasizing kids best
traits will increase their self-
esteem, and that sense of
self-worth can make it easier
for them to make friends. A
child who is shy and insecure
may retreat when meeting
new people, but a child who
can proudly stand behind his
or her accomplishments may
attract friends easily.
School is about more
than just hitting the books.
Its also a prime opportunity
for kids to develop their per-
sonal skills and make new
friends.
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Finding
the Right
Restaurant
for Your
Dinner
Party
O
ver the last couple of years, dining out has become an even bigger luxury than it
once was. Thanks to the struggling economy, many people have decided to cut
back on spending, and dining out has become casualty of such events.
While the economy is gradually rebounding, dining out is still largely reserved for
special occasions among those whose memory of the recession is still fresh. However,
dining out does remain a strong choice when hosting a special occasion such as a birthday
party or anniversary celebration. When choosing a restaurant to have such a gathering,
consider the following tips to ensure that rare restaurant night out goes off without a hitch.
NEW
whats
in dining?
Look for versatility in a menu. When
dining out, the emphasis is obviously on the
food. Couples might enjoy certain
restaurants they have previously patronized,
but that does not necessarily make the
restaurant ideal for a party. When shopping
for a restaurant, look for one that boasts a
versatile menu that can cater to a vast array
of palates. Especially for larger parties, the
versatility of the menu is very important.
Restaurants that boast a large entree
selection that includes meat, poultry,
seafood, and even vegetarian dishes ensures
each guest has options.
Examine the elbow room. Because dining
out has become such a luxury, comfort
should be another key consideration. Look
for a restaurant that provides ample elbow
room so everyone can relax and wont feel
crowded.
Be sure there are places to park. Chances
are, most guests will be driving to the party.
While it seems like an afterthought, the
restaurant should provide ample, and ideally
free, parking. Avoid restaurants that charge
for valet service or inquire if such service
can be included on the tab ahead of time.
Reserve well in advance. If its a truly
special occasion, be sure to begin the process
of finding a restaurant as early as possible
and make a reservation the moment a
decision is made. Reservations can always
be cancelled should things not work out.
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W
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story for working parents, who
upon leaving the office must
manage the obligations of
their families.
With such hectic sched-
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working parents find them-
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time in the day. While there
may be no way to make a day
25 hours long, the following
time-saving measures can
increase the time you have to
unwind and relax at the end of
the night.
Save those leftovers. At
the end of a good meal, left-
over food will either find its
way to the garbage can or be
wrapped up and stored in the
refrigerator. Men and women
looking to save time should
embrace the latter approach
to leftovers, turning them into
an extra meal for later in the
week. Saving and reheating
leftovers from just one meal
per week saves the time it
takes to prepare and cook a
fresh meal while providing a
welcome weekly respite for
the family cook from the
chore of making dinner.
Make better use of your
lunch break. Men and women
who arent accustomed to
working lunches can use their
daily lunch hour to run
errands. While using a lunch
hour to pick up some dry
cleaning or visit the grocery
store to get something for that
nights dinner can save time,
even those errands that dont
require leaving the office can
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Simple ways to find more time in your day
Ingredients
1 tablespoon sesame oil
8 bone-in chicken thighs (2
pounds), skinned
Cooking spray
1/4 cup lower-sodium soy sauce
2 tablespoons light brown sugar
2 tablespoons fresh orange juice
5 teaspoons hoisin sauce
1 tablespoon minced peeled
fresh ginger
1 teaspoon minced garlic
1 tablespoon cornstarch
1 tablespoon cold water
2 teaspoons toasted sesame
seeds
2 tablespoons sliced green
onions
Preparation
1.Heat a large nonstick skillet
over medium-high heat. Add
oil to pan; swirl to coat. Add
chicken; cook 4 minutes on
each side or until golden.
Transfer chicken to a 4-quart
electric slow cooker coated
with cooking spray.
2.Combine soy sauce and next
5 ingredients (through garlic);
pour over chicken. Cover and
cook on LOW for 2 hours or
until chicken is tender.
Transfer chicken to a platter;
keep warm.
3.Pour cooking liquid through
a sieve into a small saucepan
to measure 1 cups. Discard
solids. Bring cooking liquid to
a boil over medium-high heat.
Combine cornstarch and 1
tablespoon cold water in a
small bowl. Add cornstarch
mixture to sauce, stirring with
a whisk until blended. Return
to a boil. Cook 1 minute or
until sauce thickens, stirring
constantly. Serve sauce over
chicken. Sprinkle with sesame
seeds and green onions.
Sesame ginger chicken
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tretching every dollar is
a reality for many fami-
lies. A higher cost-of-
living coupled with financial
uncertainty has inspired many
families to scale back their
spending, a process thats
much easier when families cre-
ate a household budget.
Creating a household
budget is often more compli-
cated for families than individ-
uals. Thats because families
not only tend to have more
monthly expenses, but also
because families tend to pay
more mind to their financial
futures than men and women
living on their own. The fol-
lowing are a few tips for men
and women hoping to create a
household budget for their
families.
Get a grip on your
finances. Before setting a fam-
ily budget, heads of the house-
hold should first get a firm
grasp of their finances.
Determine household in-
come, fixed monthly expenses
(i.e., mortgage, car payments,
etc.), luxury expenses (i.e.,
cable television service, dining
out, etc.), and outstanding
consumer debt. Once you get a
clear picture of whats coming
in and whats going out, you
can determine whether or not
you are making sound deci-
sions.
Set a goal. Once finances
have been examined, you can
then set a goal. Goals will
change as your financial situa-
tion changes, but let your
existing financial situation
influence the goal you initially
set. For example, if an exami-
nation of your financial situa-
tion revealed a considerable
amount of consumer debt,
then a goal of eradicating that
debt is a great place to start,
and part of setting the goal is
developing a course of action
to make it a reality. When try-
ing to free up money to pay
down consumer debt, examine
the expenses you listed as lux-
uries and determine which
ones you can cut so you can
pay down your familys debts.
Dining out less and cutting
back on entertainment ex-
penses are great ways to free up
money to pay down debt. If an
examination of your finances
indicates little or no consumer
debt but lots of money being
spent frivolously, allocate
funds for daily expenditures
like a morning cup of coffee or
lunch into your budget and do
your best to avoid exceeding
that amount.
Establish a weekly budg-
et. Many families find it easier
to manage their money and
stay within their budgets if
they live on weekly, as
opposed to monthly, budgets.
This can be tricky, as many of
your more significant expens-
es, including mortgage and car
payments, are likely collected
on a monthly basis. But estab-
lishing a weekly budget for
your family allows you to mon-
itor your monthly expenses
more closely, reducing the
likelihood that youll get to
the end of the month and real-
ize you exceeded your budget.
Include in your weekly budget
expenses that are not fixed,
like grocery bills and gas.
Staying within budget for such
expenses every week can lead
to substantial savings by the
end of each month, and its far
easier to save that money
when youre monitoring those
expenses every seven days
instead of every 30 days.
Consider long-term goals.
Long-term goals should be
considered when establishing
a family budget. Even if money
is tight, you likely can still find
room in your budget to save
for your future. The goal of
establishing a family budget is
to ensure money is being well
Creating your household budget
973-838-1001
1333 Route 23 South BUTLER
www.c21preferredrealty.com
Jeff Montemarano
Maryann Brown
Brokers/Owners
PREFERRED REALTY, INC.
Each office is independently owned and operated.
facebook.com/c21preferred
twitter.com/c21_preferred
BLOOMINGDALE
$259,900
CHARMING COLONIAL
Sits on almost half acre, private yard.
3 BR town verified septic. Possible 4
& 5th bedroom, den or office. LR
w/wood burning FP and 3 season
room off back. Lots of space. A MUST
SEE!
POMPTON LAKES
$259,000
CHARMING CAPE
3 BR 2 BA on large level lot Formal
LR w/HW flrs and vintage moldings
Lrg EIK, DR, GR and rear screened
porch 2 car garage and full basement
This is a MUST SEE!
BLOOMINGDALE
$349,900
A MUST SEE
Beautiful Bi-level w/HW flrs through-
out Updated KIT and BAs 4 BRs,
Formal LR, DR & EIK. Deck overlook-
ing yard Family room with sliders to
patio Stackable W/D in utility RM
Bonus room for storage.
RIVERDALE
$180,000
1ST FLOOR UNIT
Chestnut model on 1st floor offering
master BR w/spacious walk-in closet.
Lrg BA w/tub/shower, LR/DR combo,
lrg windows in LR & BR Unit Offers
wood flrng, crown molding, & all
appliances included.
WANAQUE
$330,000
OUTSTANDING UNIT
Corner Colfax unit w/true HW flrs
Parking space below. Private terrace.
Tons of amenities incl indoor/outdoor
pools, bocce, billiards, walking paths,
lush landscaping, exercise facilities,
theater room & more! Conveniently
located to Routes 287/208/23.
BLOOMINGDALE
$275,000
MUST SEE!!!
Well maintained in & out. Hardwood
flrs. C/A. Large driveway. Full fin-
ished basement. Master with full
bath/whirlpool tub. Great location.
Come take a look and make an offer.
BUTLER
$199,900
CHARMING CAPE
Situated on large lot, this home
boasts formal LR w/HW flrs and
wood burning FP. Updated KIT, formal
DR & deck to expanded yard. Full
basement and garage. Lots of home
for the money.
KINNELON
$850,000
SMOKE RISE
Custom 5 BR 4.5 BA w/ flr to clg
wndws. KIT w/heated flrs. Lrg LR w/
2 sded FP. Formal DR. FR w/FP.
Library w/custom shlvs. In-law suite
w/BA. Full basement w/FP & sliders
to pool level. Covered outdoor dining
area.
BUTLER
$359,999
MOVE-IN CONDITION
4 BR Cape Cod w/2 BA, formal DR,
C/A, HW flrs. Close to schools and
shopping. Walk to NYC transit. Come
take a look!
KINNELON
$625,000
CUSTOM HOME
4 BR, 3 BA Custom Colonial located in
beautiful Smoke Rise. This property
features a lrg FR, Formal DR, & gor-
geous Sun Room w/an amazing view
overlooking the property.
PEQUANNOCK
$559,900
LOCATION LOCATION
Pristine in and out. Lrg level land-
scaped property Move-in condition. 2
ca garage Sunroom, Family rm,
Dining, Living, EIK, too many to list.
This is a MUST SEE!!!
BLOOMINGDALE
$369,900
PRICE REDUCTION
Everything is done, customs cabinets,
center island, granite, marble, wood
flrs, porcelain tile, Anderson win-
dows, French drs, California clsts,
blue stone patio. A Private retreat.
Just unpack and plan your house
warming!
BLOOMINGDALE
$250,000
ROOM TO GROW
2 BR 1 BA 1 car garage. Living RM,
Formal DR, KIT & full basement.
Hardwood flrs Den/office Full walk-
up attic. Close to Rts 287& 23,
schools, shopping, & transportation
FRANKLIN
$49,000
LOTS OF ROOM
2 BR 1 BA trailer features LR
w/recessed lights, formal DR, KIT
w/new apps, laundry RM, Den/office,
Prego flrs & covered deck. Fenced in
yard w/shed. Own a home for the
price of a car!
KINNELON
$749,222
SMOKE RISE
Cntr Hall Col w/4 lrg BRs, Master w/
walk-in clsts, HW flrs throughout,
Bonus rm leading to backyard Oasis.
Heated IG pool & lush landscape w/
plenty of room to play!
KINNELON
$695,000
SMOKE RISE
4BR 2.5BA home features tiled foyer lead-
ing to frml LR, Lrg EIK w/frnch drs to deck
frml DR Lrg GR w/brick FP & windows all
around. 4 lrg BR Mstr w/updated BA w/dbl
stall shower, soaking tub & dbl vanity LRG
FR w/brick FP & sliders to patio plus an
office/den in finished basement.
be tended to during your
lunch hour. Use your lunch
hour to pay some bills and bal-
ance your checkbook or email
your childs teacher about an
upcoming assignment. Tackl-
ing such errands during the
daytime can free up more time
to spend with your family at
night.
DVR your favorite tele-
vision programs. Many house-
holds have embraced the
DVR, which, along with
streaming, has revolutionized
the way we watch television.
Rather than sitting down on
the couch to watch your
favorite shows when they ini-
tially air, use your DVR to
record them and watch them
when you get the chance.
This can make your nights less
hectic as you wont be hurry-
ing to complete chores before
your favorite show airs. And
recording your favorite shows
also allows you to fast forward
through the commercials, sav-
ing you roughly 15 minutes for
every hour of television you
watch.
Exercise in the morning.
Devotees of the morning
workout often note how work-
ing out in the morning does
wonders for their energy levels
throughout the day. But work-
ing out in the morning also
frees up time to tackle house-
hold chores or work projects
in the evening. Of course,
that extra time in the evening
also can be used to unwind
and relax from a long day at
the office.
Many men and women
find themselves pressed for
time as the week progresses.
But there are several ways to
make more efficient use of
your time and enjoy more free
time as a result.
maria.ferrito@century21.com
NJ CIRCLE OF
EXCELLENCE
2002-2013
Consistent
TOP PRODUCER
in the WAYNE area.
TOWNHOME
SPECIALIST
RELOCATION
AGENT
SHORT SALE AGENT
OWE MORE THAN YOUR
HOME IS WORTH?
GEMINI LLC Realty 973-696-1111x131
197 Berdan Ave., Wayne, NJ
MARI A FERRI TO
WAYNE $449,999
Valley Section 4BR, 2 Full Bath
Bi-level. Possible mother/
daughter. 3 car oversized garage.
94 Darlington Drive
CALL MARIA
at 973-986-6914 Cell
for CURRENT
MARKET VALUE
OF YOUR HOME
O
P
E
N

H
O
U
S
E
S
U
N
. S
E
P
T
7
TH , 1
-4
P
M
Professional Full Service Realtor
KINNELON $519,900
17 Cherry Tree Ln. A charming ambiance comes with this
deluxe 5BR/4+BA Ranch sited on 1.15 acres. 2 fireplaces,
high ceilings, skylight. MLS 3140827
KINNELON $850,000
19 Alize Dr. Enjoy both easy entertaining and quiet family
life in this impressive 5BR/3+BA Colonial situated on 2.36
acres. Deck. MLS 3164346
KINNELON $1,070,000
774 W Shore Dr. Savor a triumphant end to your search
with this exhilarating 4BR/3+BA Contemporary nicely set
on 2.18 acres. 3-car garage. MLS 3116446
KINNELON $925,000
39 Brush Hill Rd. Focus on luxury living in this custom
5BR/4BA Colonial nicely sited on 2.41 acres. 3-car garage.
2 fireplaces. Patio. MLS 3164698
KINNELON $1,199,000
184 S Glen Rd. Relax in the hot tub or breakfast on the deck
at this inspired, custom 5BR/4+BA Colonial. 3-car garage.
3 fireplaces. MLS 3144991
KINNELON $1,325,000
2 Goldfinch Run. Investigate the style and elegance of this
custom5BR/4+BA Colonial nicely set on 1.26 acres. 3-car
garage. Patio. MLS 3163244
KINNELON $1,345,000
139 S Glen Rd. Appreciate the unique style and distinction
of this fenced 6BR/5+BA park-area Colonial situated on
3.74 acres. Patio. MLS 3165576
KINNELON $449,000
26 Cherry Tree Ln. Relax in the hot tub or breakfast on the
deck at this impressive 4BR/2+BA Ranch ideally sited on
2.05 acres. MLS 3143889
KINNELON $699,000
637 Mountain Rd. Set your sights on luxury in this deluxe
4BR/2+BA Ranch positioned on 1.76 acres. 2 fireplaces,
high ceilings. Patio. MLS 3149030
KINNELON $699,000
85 Chapel Hill Ter. Distinctive 5BR/4+BA Colonial situated
on 1.35 acres. Cozy fireplace, beamed ceilings. Lake priv-
ileges. Clubhouse. MLS 3133722
KINNELON $1,599,000
12 Thornwood Dr. Note the extras in this custom6BR/7+BA
home ideally set on 1.41 acres. 4-car garage. 3 fireplaces.
Finished basement. MLS 3146862
KINNELON $399,000
19 Walnut Ln. Bring your dreams to this 4-bedroom
wooded-lot Cape Cod positioned on 0.70 acres. 1 and 1/2
baths. Garage, basement. MLS 3163375
Simple ways to find more time in your day
973-838-1001
1333 Route 23 South BUTLER
www.c21preferredrealty.com
Jeff Montemarano & Maryann Brown
Brokers/Owners
PREFERRED REALTY, INC.
Each office is independently owned and operated.
facebook.com/c21preferred
twitter.com/c21_preferred
OPEN HOUSE SUN 9/7 1-4PM
21 Toboggan Trail
KINNELON - FAYSON LAKES $579,000
Be the first to see this renovated 4BR 3BA Colonial, beautifully appointed with open flr
plan, custom kit, breakfast bar, open FR, Formal LR/DR combo with FPLC, lrg master
suite, sun room, fin bsmt and garage and so much more! Schedule your private
showing on 9/6 or visit our Open House on 9/7. Call Diane Clarke, cell 973-886-9831.
Dir: Kinnelon Rd/Fayson Lks Rd/Toboggan Trail #21
According to the U.S.
Environmental Protection
Agency, inadequate ventila-
tion in a home can increase
indoor air pollution levels.
Those pollutant levels rise in
a poorly ventilated home
because not enough outdoor
air is making its way into a
home to dilute emissions from
indoor sources of pollution. In
addition, in a poorly ventilat-
ed home, indoor air pollutants
are not being carried out of
the home, leaving the pollu-
tants to linger and potentially
putting the health of the
home's residents at risk.
Though it might seem coun-
terintuitive to allow outdoor
air into a home during winter,
when such air tends to be at
its coldest, such outdoor air
can protect a home's inhabi-
tants from the immediate
effects of indoor air pollution,
which include irritation of the
eyes, nose and throat, as well
as headaches, dizziness and
fatigue. Long-term effects of
prolonged exposure to indoor
air pollution can include res-
piratory disease, heart disease
and cancer. But homeowners
who want toincrease outdoor
air infiltration in their homes
do not have to open the win-
dows even when temperatures
dip. A simple inspection of
mechanical ventilation sys-
tems, such as bathroom and
kitchen fans and air handling
systems that employ fans and
ducts to remove indoor air
and distribute filtered and
conditioned outdoor air
throughout a home, may be all
that's necessary to ensure
indoor air stays healthy during
the winter. If such systems are
in need of repair, homeowners
should ensure those repairs are
made prior to the arrival of
winter.
spent, and contributing to your
familys financial future is
money well spent. Allocate
funds for retirement account
contributions and future edu-
cational expenses as well. Even
small contributions can add up
to a significant amount of
money over time.
License #: NJ09980558654 2014 CENTURY 21 REAL ESTATE LLC. CENTURY 21 is a trademark licensed to Century 21 Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity. Each office is independently owned and operated.
All information deemed reliable but not guaranteed. Prices subject to change. If your property is currently listed with a real estate broker please disregard this offer.
Call me today for your complimentary Mortgage Pre-approval
and Spring into the home buying process with confidence!!!
Recognized by Mortgage Executive magazine as a "Top 1% Mortgage originator" for 2013
973-200-3262 Direct 973-454-5183 Cell 973-200-3231 Fax ryan.barry@njlenders.com
Mortgage Payments listed above are based on principal & interest only on a 30yr fixed mortgage and does not include taxes, insurance or condo dues. Mortgage Payments listed above are based on a 20%down payment. APR based on a 740 credit score as of August 22, 2014. Terms for Condos listed above are subject to meeting
Fannie Mae Guidelines. This information is not to be considered a commitment to lend. Programs and terms are subject to change without notice. NJ Lenders Corp. is a Licensed Mortgage Banker, States of NJ, NY, CT, FL, MD, PA and VA Banking Departments, NMLS #35286 Equal Housing Lender.
Ryan Barry
Mortgage Banker
NMLS# 183464
BLOOMINGDALE $289,900
$1,124 PER MONTH
4 BR, 2 BA
RANCH
4.125/4.233%APR
BELLEVILLE $297,500
$1,153 PER MONTH
3 BR, 2.1 BA
COLONIAL
4.125/4.230%APR
$1,500 PER MONTH
3 BR, 2.1 BA, 2 CAR GAR
NEW CONSTRUCTION COLONIAL
4.125/4.210%APR
$927 PER MONTH
4 BR, 2 BA, 1 CAR GAR
CAPE COD
4.125/4.252%APR
BUTLER $299,321
$1,161 PER MONTH
3 B4, 1 BA, 1 CAR GAR
RANCH
4.125/4.230%APR
CLIFTON $225,000
$872 PER MONTH
3 BR, 2.1 BA
CAPE COD
4.125/4.259%APR
KINNELON $699,900
$2,714 PER MONTH
SMOKE RISE CONTEMPORARY
4.125/4.180%APR
POMPTON PLAINS
$1,249,321
$4,844 PER MONTH
SPRAWLING ESTATE 4.125/4.163%APR
POMPTON PLAINS $799,900
$3,101 PER MONTH
CUSTOM COLONIAL
4.125/4.175%APR
KINNELON $965,000
$3,741 PER MONTH
CUSTOM COLONIAL
4.125/4.170%APR
POMPTON LAKES
$193,999
$752 PER MONTH
2 BR, 2 BA CONDOMINIUM
4.125/4.278%APR
POMPTON LAKES
$389,000
$1508 PER MONTH
TOWNHOUSE 4.125/4.210%APR
RIVERDALE $359,900
$1,395 PER MONTH
BI-LEVEL
4.125/4.215%APR
WAYNE $199,999
$775 PER MONTH
2 BR, 1 BA
RANCH
4.125/4.274%APR
WAYNE $499,900
$1,938 PER MONTH
CUSTOM PACKANACK HOME
4.125/4.195%APR
WEST MILFORD $199,900
$775 PER MONTH
BI-LEVEL
4.125/4.274%APR
LINCOLN PARK $189,000
$733 PER MONTH
1 BR, 1 BA DEER RUN
TOWNHOUSE
4.125/4.281%APR
LITTLE FALLS $354,700
$1,375 PER MONTH
SPLIT LEVEL
4.125/4.216%APR
PARSIPPANY $419,900
$1,628 PER MONTH
4 BR, 2.1 BA
CUSTOM TWO FAMILY HOME
4.125/4.205%APR
PEQUANNOCK $219,900
$853 PER MONTH
3 BR, 1 BA
EXPANDED RANCH
4.125/4.262%APR
WEST MILFORD $219,900
$853 PER MONTH
2 BR, 2 BA
EXPANDED RANCH
4.125/4.262%APR
142 Route 23 North, Pompton Plains, NJ 07444 (973) 686-1500 (800) 950-5021
Creating your
household budget
Did you know?
0020 ANTIQUES/
COLLECTIBLES
FOR SALE- 5 Antique
Clocks. Shaw weight
driven OG,Waterbury,
Pearl, Front Escape,
Seth Thomas Camel-
back Mantle Clocks.
Asking $150. FIRM
Call 973-628-0987
0051 AUTOMO-
BILES WANTED
WE BUY CARS !
WE BUY TRUCKS !
RONNIES IN
WAYNE
973-616-7900
WE PAY FOR
JUNK CARS
973-220-0202
HELP WANTED
0323 HOMEMAK-
ER/PERS.ASST
Homemaker f/Father
w/special needs son.
Fair Lawn.
Call 973-714-1479
0403 MISC.
FOR SALE
GORE Ceramic
Kiln for Sale. Inside
dimentions
17 1/2w by 22 1/2
deep $200.
Call J oan
973-616-0910
SERVICES
0655 SERVICES
CARPET
G&S Carpet
Cleaning
& Floor Service
Residential
& Commercial
973-839-6436
0685 SERVICES
CLEANING
Mariyas Cleaning
Service
Ukrainian ladies clean
your home or office to
your complete
satisfaction. Exper.
Refs Avail
Call 973-557-3621
POLISH GIRL speaks
English, experience &
with References can
clean your house.
Call Anna
201-421-7887
0686 CLEANOUT
SERVICE
All appliances,
unwanted junk, scrap
metal, bldg. materials.
Tear down & take
away sheds. Attics &
Bsmnt cleaned.
Things your
garbagemen wont
pick up. WE DO !!!
CALL
862-200-1283
0725 SERVICES
DRIVEWAYS
0730 SERVICES
ELECTRICAL
0774 SERVICES
HANDYMAN
0785 SER. HOME
IMPROVEMENT
0815 SERVICES
MASONRY
0860 SERVICES
PLUMBING
0886 SERVICES
ROOFING
0931 SER.-
TV/AUDIO
INSTALLED
The TV Guy
If you need your TV,
Home Theater, Audio/
Stereo Equipment in-
stalled or connected.
Big or Small...We do
it All. Call Mike
973-495-3775
SERVICE DIRECTORY & CLASSIFIEDS
Vinyl Siding
Replacement Windows
Residential Roofing
35+ Years Experience
ROSS
ROOFING & SIDING
973-696-5699
Free Estimates Fully Insured
ASPHALT
MAINTENANCE INC.
Driveways & Parking Lots
973-299-9226
Paving Sealing Curbs
Retaining Walls Pavers
Drains
Patches
Excavation
Free Estimates
NEW & OLD
Construction-Residential
& Commercial.
Fully Insured & Bonded
FREE ESTIMATES
20
%
OFF New Customers
CQ ElectricLLC
973-699-0855
NJ Licence #15600
Driveways
Parking Areas
New Construction
Asphalt Work
Sidewalks
973-248-1892
call 7 days a week
Owner Operated Licensed
Fully Insured Free Estimates

CMR SERVICES
973-703-3039
Cleanouts &
Dumpster Services
Fully Insured NJ Lic #A901
FREE ESTIMATE
Estates Abandoned Prop
Storefronts Basements
Whole House Attics
Regain Valuable Storage!
We dispose unwanteditems inan
environmentally safe way.
10% OFF
withthis ad

NORTH JERSEY
REMODELERS
973-962-1811
Full Kitchens
Bath Specialists
Basements
All Interior
Renovations
Ceilings to Floors
Doors Painting
Windows
Counter Tops
Cabinet Refacing
General Carpentry
COMPETTVE
PRCES
30 Years Experience
FREE ESTIMATES
LC.#13VH01757100
973-632-6411
Maintenance Repair
Building Remodeling
No Job Too Small or Big!
25 Years Experience
Lic. #13VH06689700
TOM DS HANDYMAN
SERVICE
CS Construction
Carpentry Baths
Basements Doors
Windows Siding
Roofing Repairs
973-699-1427
22 Yrs Exp - Free Estimate
Lic.#13VH03922600
Longo Construction
973-838-8693
All Types of Brick, Block,
Concrete, Fireplaces,
Foundations etc.
Free Estimate - Fully Insured
Bloomingdale
0804 SERVICES LAWN CARE
ERICKSON
Masonry, LLC
Pompton Lakes, NJ
973-835-2001
35 Years Experience
Free Estimates Fully Insured
'No Job Too
Small or Large"
0815 SERVICES MASONRY
R.G. Gutters
973-832-4207
Gutter CIeaning
Gutter InstaIIation
Gutter Repair Power Washing
Emergency Service
ALL
WORK
DONE BY
OWNER!
Free Estimates &
20% OFF
Gutter Cleaning For
All New Customers!
ARE YOUR GUTTERS FOWL?
0771 SERVICES-GUTTERS
Kevin
The Painter
A True Professional
Decorative, Faux &
Textural Finishes, Glazing,
Sheetrock, Spackle,
Repairs & Power Washing
Interior/Exterior
Fully Insured
References available
20 years Experience
973-979-8043
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Interior & Exterior Painting
Residential Specialists Power Washing
Paper Removal & Installation
Brush Roll Airless Spray
Fully Insured FREE Estimates
Owner Operated
Where Excellence In
Quality Is Affordable
973-839-7403
Stephen Fox
Plumbing & Heating
Small Repairs,
Alter, Drain Svc.
INSURED BONDED
973-839-1054
Lic.#7467
CAR FOR SALE
TO ADVERTISE IN THE
CLASSIFIEDS
CALL
KATHLEEN 973-696-8008
0826 SERVICES PAINT/POWER WASH
1999 Chevy Lumina,
bronze, 151,000 miles.
interior is excellent and
exterior has one mark.
Oil changed and serviced
regularly. Needs exhaust
systembut overall good
car. Asking $995. Please
call 973-694-6041
TO
ADVERTISE
IN THE
CLASSIFEDS
CALL
KATHLEEN
973-696-8008
0920 SERVICES TREES
0827 SERVICES PAINTING
Advertise in the Classifieds.
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When its time to sell something you no longer
need or use, move it with the Classifieds.
Life & Leisure
www.lifeandleisurenj.com
To Advertise
Call
(973)
696-8008
Ask for Kathleen
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...AND MORE!
If you are considering a move, give me a call and I will guide you every step of the way.
Cell 973-714-3897. The Realtor you choose makes a BIG difference. Put my negotiation skills to work for you!!
www.KinnelonRealty.com
Coldwell Banker Kinnelon/Smoke Rise
1450 Rt23 North, Kinnelon/Butler, NJ 07405
Direct Office 973-283-7725 Office 973-838-9300 x244
Call Cindy at 973-714-3897cell
Cindy Gallagher
All Realtors Are Not The Same.
When Youre Ready to Sell, Call Cindy.
Cindy Gallagher
Call me on my cell 973.714.3897
f|
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OVER 25 YEARS
EXPERIENCE IN
SALES & MARKETING
A Native Of Kinnelon
#1 Top Producer
Relocation Specialist
Circle Of Excellence
Premier Sales Agent
Preview Property Specialist
Visit www.LuxuryHomesofKinnelon.com For Luxury Listings
Your Home
Can Be Listed
in This Ad...
Call Cindy
Today for an
Appointment!
973.714.3897
KINNELON/SMOKE RISE $750,000 KINNELON/SMOKE RISE $699,000 KINNELON/SMOKE RISE $625,000
Wow! Large price reduction!! Hurry fantastic value!! Enjoy spectacular mountain top views from
this custom built home with open floor plan for entertaining. Walls of windows bring in the sun
light. Brazilian cherry hardwood floors. The eat in kitchen with a center island is open to the
two story great room with a fireplace and a paddle fan. A formal dining room & living room
with fantastic views. The office area is off the kitchen with sliding glass doors to the large deck.
The master bedroom suite offers a vaulted ceiling & a walk in closet, a master bathroom with
Jacuzzi tub, shower stall & two sinks. The upstairs offers 2 bedrooms a Jack & Jill full bathroom
& a loft/4th bedroom. Newer central air. 3 car garage. If you are interested in privacy with a
fabulous view, this is the home for you!! Gsmls#3133433
KINNELON/SMOKE RISE $450,000
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2014Coldwell Banker Real EstateLLC. Coldwell Banker
is aregisteredtrademark of Coldwell Banker LLC. AnEqual Opportunity Company. Equal HousingOpportunity. OwnedandOperatedby NRT LLC.
Luxury and comfort combine in this immaculate 5 bedroom, 4.5 bath Williamsburg colonial set
on a private cul-de-sac in a gated community designed for entertaining. Eat in kitchen with
granite countertops a copper hood vent, a stove top, double ovens & a bar sink. The formal liv-
ing room & formal dining room with crown moldings & hardwood floors. A large family room
with a beamed ceiling and a brick fireplace, a newer powder room, an office/library, and a
master bedroom with a master bath. The second level offers a bedroom with an en-suite, 3
additional bedrooms and a full bath. Many updates throughout. Finished LL with a mahogany
wet bar, a newer full bath. Beautiful in-ground pool, porch w/built in BBQ, circular driveway &
front island with waterfall. A main level 2 car garage. Gsmls# 3133722
Enjoy a serene park like setting. Nestled on a quiet cul-de-sac for privacy with your very own pond,
you will find this wonderful spacious custom 5 bedroom, 4 1/4 bath home w/walls of windows to
bring in the sunlight. A 2 story foyer, a formal dining room, & living room w hardwd flrs & pock-
et doors to the family room w/sliding doors to the deck overlooking the spectacular backyard. A 2
story great room w/a 2 story stone frpl & walls of glass. A eat in kitchen, center island w/vegetable
sink & sliding glass doors to the deck. A laundry room, an updated powder room, and a bdrm w/a
full bath. The 2nd level offers a master bedroom suite w/a master bthrm & a atrium room w/a hot
tub, sauna, a fireplace & your own private balcony. The walkout LL is perfect for an in-law suite. A
rec room, office/bedroom, full bathroom and a storage area 3 car garage, new roof, exterior fresh-
ly painted. Gsmls#3158555
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40 DENISE DR.,
SAW MILL ESTATES
KINNELON $1,445,000
17 BRUSH HILL RD.,
SMOKE RISE
KINNELON $749,000
10 DENISE DR.,
SAW MILL ESTATES
KINNELON - $899,000
11 HEMLOCK LANE,
SMOKE RISE
KINNELON - $625,000
43 LAKESIDE TRAIL,
FAYSON LAKES
KINNELON - $365,000
37 SOUTH GLEN RD.,
KINNELON ESTATES
KINNELON - $899,000
2 HILLTOP RD.,
SMOKE RISE
KINNELON $650,000
37 MANCHESTER CT.,
KINNELON/KINNELON-
HEIGHTS $225,000
37 BROOKVALE RD.,
SMOKE RISE
KINNELON - $475,000
735 RIDGE RD.,
KINNELON
SMOKE RISE - $610,000
52 PHEASANT RUN,
KINNELON - $1,275,000
2 SAN FILIPPO WAY,
GRANDVIEW
KINNELON - $1,199,000
102 SOUTH GLEN RD.,
KINNELON ESTATES
KINNELON - $1,300,000
A FEW OF CINDYS
RECENT SOLDS!
LIST PRICE
Nestled on a quiet cul-de-sac with a Belgium block lined driveway. This wonderful 4 bedroom,
2 1/2 bath center hall colonial has many updates throughout and is very well maintained.
Newer eat in kitchen w/cherry, granite and SS appliances, open to laundry room and a 2 car
main level garage. Formal living room & dining room with crown moldings, newer powder
room. The family room with a brick fireplace is open to the kitchen for entertaining. The sec-
ond level offers a master bedroom with hardwood floors, a walk in closet, and a master bath.
3 additional bedrooms with hardwood floors and a full bathroom. A finished lower level with a
recreation room and an office area. Newer central air, hot water heater, front steps, wood Pella
windows. Paver walkways and a slate patio. Gated community. Enjoy swimming, boating, ten-
nis, horseback riding and fine dining at the Smoke Rise Inn. Gsmls#3128958
Your home can
be in this ad.
Call Cindy
today for an
appointment
at
973-714-3897 cell

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