This is the official illustration issued by HDFC Standard Life Insurance Company Limited.

Illustration of any other type is not supported by the company.

Upon this payment, the policy terminates and no further benefit becomes payable.
The above mentioned surrender benefits allow for the Survival payments made during the policy term.
Upon the payment of death or surrender benefit, the policy terminates and no further benefit becomes payable.
Depending on the prevailing market conditions, the special surrender value may be revised.
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Illustration for your HDFC Life YoungStar Udaan Policy
YOUR DETAILS
Name: komal rathod
Age last Birthday : 33
Gender : Female
YOUR POLICY DETAILS
Product Name: HDFC Life YoungStar Udaan Death Benefit Option: Classic
UIN: 101N099V01 Maturity Benefit Option: Career
Date of Policy Commencement: 22-Aug-2014 Sum Assured (in Rs) 157,299
Policy Term: 15 year(s) Premium (excluding taxes) 12,000
Premium Paying Term: 10 year(s) Premium (including taxes) - Year 1 12,371
Premium Frequency: Half-Yearly Premium (including taxes) - Year 2 Onwards 12,186
Premium Payment Method: ECS/SI Next Premium Due date 22-Feb-2015
YOUR POLICY BENEFITS
This illustration has been produced by HDFC Standard Life Insurance Company Limited to help you understand the benefits of your HDFC Life YoungStar Udaan. This must be read in
conjunction with the sales literature, which describes the features of this product.
Survival & Maturity Benefits
Benefits after the completion of Policy Year
YoungStar Udaan (Spl) - Career Plan 10 11 12 13 14 15
Survival Benefits (% of SA) 15% 15% 15% 15% 15% 40%
Survival Benefits (Rs) 23,595 23,595 23,595 23,595 23,595 62,920
Guaranteed Additions (Rs) 0 0 0 0 0 23,594
Maturity Benefits - Scenario @ 4% p.a. 0 0 0 0 0 57,240
Maturity Benefits - Scenario @ 8% p.a. 0 0 0 0 0 162,803
Death and Surrender Benefits
Benefits after the completion of
Policy Year
Death Benefit Surrender Benefit
Guaranteed Death
Benefit
Total (including Non-Guaranteed)
Guaranteed Surrender
Value
Special Surrender Value (Non-Guaranteed)
Scenario @ 4% p.a. Scenario @ 8% p.a. Scenario @ 4% p.a. Scenario @ 8% p.a.
1 244,719 246,292 250,224 0 0 0
2 249,438 252,584 260,449 0 0 0
3 254,157 258,876 270,673 22,394 33,719 39,158
4 258,876 265,168 280,898 49,217 53,951 62,653
5 263,595 271,460 291,122 61,751 80,922 93,973
6 263,595 273,033 296,627 74,013 101,491 118,406
7 263,595 274,606 302,133 86,315 124,841 146,156
8 263,595 276,179 307,638 108,261 151,263 177,570
9 263,595 277,751 313,143 121,860 181,122 213,084
10 275,595 291,324 330,649 111,925 191,206 229,563
11 275,595 292,897 336,154 88,857 170,210 212,610
12 275,595 294,470 341,660 89,870 149,251 195,738
13 275,595 296,043 347,165 66,972 128,331 178,946
14 275,595 297,616 352,670 44,182 107,403 162,182
IMPORTANT NOTES
Somebenefitsareguaranteedandsomebenefitsarevariablewithreturnsbasedonthefutureperformanceofyourlifeinsurancecompany.Ifyourpolicyoffersguaranteedreturns
then these will be clearly marked guaranteed in the illustration table on this page. If your policy offers variable returns then the illustrations on this page will show two different rates of
assumed investment returns. These assumed rates of return are not guaranteed and they are not upper or lower limits of what you might get back as the value of your policy is
dependent on a number of factors including future investment performance.
Theassumedinvestmentreturnsof4%and8%p.a.arenotfuturebonusrates.Futurebonusratesarenotguaranteedandwoulddependontheexperienceofthewith-profits fund.
ThePremiumandtheSumAssuredstatedaboveisbasedontheinformationprovided.Theymayvaryasaresultofunderwriting.
Theillustratedbenefitsareapplicableforastandardlifeandprovidedallpremiumsarepaidwhendue.
Anystatutorylevyorcharges(suchasServiceTax&EducationCess)includinganyindirecttaxmaybechargedtothePolicyholdereithernoworinfuturebytheCompanyand
such amount so charged shall become due and payable and shall be subject to the same terms and conditions as applicable to payment of premium.
TaxBenefitsareaspertheIncomeTaxAct,1961,andaresubjecttoanyamendmentsmadetheretofromtimetotime.
I have understood the above illustration and the terms and conditions of this product before entering the contract.
Proposer's Signature / Thumb Impression :
Date :
Place :