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Rural Development Organisation



Gramya Bhavan, P.B.No.7, Aruvankadu 643202, Nilgiris, India
Tel/Fax: (0423)2230851, www.rdotrust.org, email: rdotrust1980@gmail.com,rdotrust@hotmail.com













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ANNUAL REPORT - 2013-2014
RURAL LIVES
India lives in Villages and the downtrodden and the rural poor are to be
uplifted. Mahatma Ghandi.There must be complete confidence and mutual trust
between the bureaucracy and the voluntary organisations Rajiv Gandhi.

Rural Development Organisation (RDO): The Beginning

The RDO was founded by Mr N. K. Perumal in 1980, after he moved to the educationally and
economically challenged Nilgiris hill district in the 1970s. Witnessing the pathetic circumstances
prevailing in the remote rural pockets he recalled that he almost broke down. It was then that he
made up his mind to do something to permanently improve the appalling conditions. The RDO
was thus formed with one clear objective: to develop the remote poor villages. A simple objective
but a Herculean challenge. Like the villager who has to walk miles through forest with the ever
present threat of elephants, the path ahead was not always clear.
RDO: 34 YEARS OF TRANSFORMING RURAL LIVES
1. Established in November 1980 by social activist N.K.Perumal.
2. RDOs impact has resulted in remarkable achievements in the fields of
education, health, womens empowerment, social justice and the improvement
of livelihoods in thousands of the poorest and most remote villages.

3. RDO fights for justice, freedom from slavery, livelihood guarantees and
economic empowerment of Tribal and Dalit communities

4. RDO taught more than 30,000 women to write and read.

5. Rural women were enabled to attend action meetings across the country with
foreign delegates.

6. RDO rehabilitated 52 Paniya Tribals who are now owners of a tea estate valued
Rs. 25 crore

7. RDO is committed to schooling children, breaking the cycle of child
employment

8. RDO built 55 schools in 30 years educating 85,000 children.

9. RDO identified 671(2012 figure) migratory children and enrolled them in
RDOs special schools. All the children were provided noon meals, uniforms,
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rain coats, warm clothes & teaching/learning materials. All now enrolled in
Goverment schools.

10. With the help of government of Tamil Nadu, infrastructure such as roads,
community halls, foot paths, electricity, public toilets etc were provided to
hundreds of Tribal and Dalit villages.

11. Hundreds of medical camps were conducted and patients were referred to
government hospitals.

12. The youth were trained in trades such as tailoring, embroidery, hand knitting,
type writing, secretarial course, synthetic gem cutting, coir mat making,
pottery, motor vehicle driving, steel fabrications, carpentry etc.,

13. RDO was one of the front line organizations in the relief operation during
1989, 1993 and 2010 flood. The RDO provided shelter to affected flood victims,
supplied food, clothes and utensils in the flood affected villages and also
provided interest free loan to repair their homes.

14. With the financial support of MHFW, AYUSH division, RDO made a
comprehensive study on Revitalization of Local Health Traditions and Folk
Medicines. The outcome of study will be immensely helpful for future
generation of the concerned Tribals and as well as Ayurveda and Sidda medical
colleges.

15. RDO identified 4 NGOs to undertake 2003 Tsunami rehabilitation works

16. RDO played significant role in enabling the National Rural Employment
Guarantee Act. Former Prime Minister Honorable Rajiv Gandhi released an
Audio cassette produced by RDO in the presence of half a million people in
Rajapalayam in 1989.

17. The Swiss Development Corporation hired RDO founder to make a study on
ethnic issues in Sri Lanka in 1984.

18. The RDOs founder served as Chairman of Tamil Nadu State Voluntary
Resource Centre (TNVRC) and Tamil Nadu Corporation for Women
Development.

19. Mr. Perumal is a sitting member of Aide et Action, France and FINISH, Lucknow
(FINANCE INCLUSION IMPROVES HEALTH AND SANITATION)

20. In 2006, the Silver Jubilee of the RDO, a spontaneous crowd of 30,000 people
undertook a procession in appreciation of the work it had done.
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21. RDO strongly believes that the NGOs and CBOs must work closely with the
Government. Due to close and constant contacts with district administration,
RDO is able to take various Governments Development and Welfare schemes
to the remote villages.

22. RDO is collaborating with NABARD, Canara Bank, Bank of India, NDCC Bank,
ICICI Bank, IDBI and Sanghamithra Rural Financial Services. Approximately ` 2
crore is disbursed to various SHGs and JLGs through the above mentioned
financial institutions.

23. RDO rehabilitated 52 bonded Paniya Tribal families by providing 52 acres of
land and raising tea plantation. Those 52 Tribal families are proud owners of `
25 crore worth of tea plantation.

24. Home for Homeless; Forty Dalit families from Karanoor were assisted to build
new homes and raise tea plantation for sustainable livelihood.

25. Retrieval of Tribal Land: Bellathicombai Kurumba Tribals land was grabbed by
a group of outsiders. RDO retrieved the land by paying ` 65,000. The Tribal
were assisted to raise tea plantation in the said land.

26. RDO is committed to build 1,38,000 household toilets in the Nilgiris and
500,000 toilets across 11 states to achieve an Open Defecation Free society.

27. AWARDS
Tamil Sakidhiya Academy SriLanka
Vijay Ratna
The Best Social Service
Guinness World Record in Tree Planting
Excellence award for Economic Empowerment of Women
Environmental Protection




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VISION 2023 of
Honourable Chief Minister of Tamil Nadu-
Eradication of Open Defecation






















VISION 2023. Theme A.
Water & Sanitation: Tamil Nadu shall provide piped and
pressurized 24x7 water supply to100% of its residents and
ensure that all of them have access to safe sanitation
including open defecation free and garbage free
environment.
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RDO/FINISH PROJECT:
Every 3 minutes one toilet is constructed by RDO/FINISH project.
Average expenditure to construct a toilet is Rs.15,000
RDO directly helps in the procurement of loans
No contractors are engaged. The loan is given directly to the beneficiaries.
The beneficiaries procure materials and build on their own.

RDO ACTIVITIES IN NORTH INDIA:
During the Financial Year 2013-2014, RDO extended its activities in North India. RDO
is working with Lucknow based NGO FINISH (Financial Inclusion Improves Health &
Sanitation) with 3 primary objectives in mind.
1. To assist 500,000 families to build household toilets through 75 grassroots
level NGOs across 11 states.
2. To work with financial institutions including Government / Private banks and
Micro Finance Institutions (MFIs) to lend loans to individual families to
construct toilets.
3. To work closely with state Governments and district administrations offering
incentives to construct toilets.
Overall the sanitation coverage has increased in the RDO/FINISH project areas. The
total number of systems constructed has reached 297,392.
The Information, Education and Communication (IEC) activities provided complete
coverage to all families in the project area.

RDO - FINISH Project Across India
S.No State
Number of
Sanitation
System (Oct
2009-March
2010)
Number of
Sanitation
System (April
2010-March
2011)
Number of
Sanitation
System
(April
2011-March
2012)
Number of
Sanitation
System
(April
2012-
March
2013)
Number of
Sanitation
System
(April
2013 - Dec
2013)
Total
Number of
Sanitation
System
1 Jharkhand

4,398 7,155 11,553
2 Bihar

3,320 20,187 23,507
3 Odisha 17,874 37,630 1,765 11,435 6,972 75,676
4 Gujarat

1,280 14,059 30,514 13,181 59,034
5 Maharashtra 212 2,499 2,345 2,542 2,105 9,703
6 Rajasthan

552

7,884 20,224 28,660
7 Uttar Pradesh

150 2,769 7,651 10,570
7

8 Tamilnadu 5,801 3,404 3,871 3,162 12,290 28,528
9 Madhya Pradesh 1,102 1,910 319 236 4,921 8,488
10 Karnataka

2,728

342 3,070
11 West Bengal


Total 24,989 47,275 25,237 66,260 95,028 258,789









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SANITATION AWARENESS PROGRAMME:
In 2013-2014 RDO/FINISH partners carried out 756 Sanitation Awareness Programs
covering 35,136 people, 1,177 film showings of Lets make it Right were held
reaching an audience of 50,000, 43,525 leaflets have been distributed, murals have
been drawn at 269 places, in 2,614 SHG meetings the need for safe sanitation was
discussed and different school activities have been carried out in 163 places.
RANGE OF COST EFFECTIVE TOILETS

CDOT (MFI partner) from Patna, Bihar and project area is in Nalanda District of
Bihar
As a matter of fact, it is very innovative model "CDOT" is practicing where two precast
tanks of 1.8 m by 0.9 m (6 feet by 3 feet) are being set. Both tanks are connected and
the final outlet from the tank goes to the soak pit, so the water from the tank is not
discharged to the drainage. The tank is also precast so setting the toilet does not take
much time. People like it because it is easy to install. The manufacturers are local and
now CDOT is also setting up the production centre in Patna district which will
maintain the quality and cost.

ANCHALIK based at Udaipur District of Rajasthan prepares Pre-Cast structures which
is cost effective and is in sync with rural environment and local culture. It has a well
established manufacturing unit with all necessary infrastructures.


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GSBS, Darbhanga District, Bihar has introduced low cost toilets in which the leach
pits are constructed with the help of bamboo sticks. Bamboo scaffolds are made to
cover the pits. A concrete meso structure is built to ensure safe disposal of excreta. A
total amount of INR 2,035 including labour costs needs to be invested to construct
this low cost toilet.
Lok Jagriti Kendra, Deoghar District of Jharkhand through its community driven
approach has brought massive behavioral change in the area. Communities, after
realising the need, have started constructing temporary low cost toilets. After
arranging the finance the temporary structures are replaced by permanent structures.
Low Cost Toilet-Lok Jagriti Kendra
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UNICEF partnership in Maharastra: A partnership was created with
SACRED-Aurangabad, Unicef, Mumbai and Finish Society for the project namely Creating
Sanitation Foot Print in selected GPs of Bhokardan Block of Jalna District. It started
on 1
st
February 2014. The service area comprises 67 Villages and 52 Gram Panchayats
from Bhkardan Block of Jalna District covering 24,878 Households and a population of
132,319. Details are in Annex 4.

A MOU has been signed between Gujarat Livelihoods Promotion Company and FINISH
to provide sustainable livelihoods for poor in the state of Gujarat. Precisely, the
programme will bring social entrepreneurial opportunities for SHG women through
building their capacity in the areas of micro insurance and promotion of household
sanitation & hygiene.

Result 1.1 MFIs offer sanitation loans as part of their loan product portfolio
Milestone 2013-2014: 20 million Euro in hardware financing has been organized by the
project.
Indicator Targets 2013-2014 Results 2013 2014
Output
MFI pre-selection criteria
developed, organisational capacity
assessment, MoU with each
implementing MFI partner
stipulating roles of different parties
vis--vis implementers
OBA detailed criteria
4) Proposal for GP-OBA
funding submitted.
Innovative use of current
project related OBA
funding documented
Proposal submitted to WSP India, reformatted
to result based financing. Due to change of staff
at WSP, not being pursued by WSP presently.
Out-come The end of the programme has
provided 100% of all necessary
loans provided to the users.
Additional 20 million in
other funding will be
mobilised.
In the year 2013-14, 133,631 safe sanitation
systems have been built using multiple sources
of finance.
Finance
(Bank/MFI/NABARD/NHB/SHG
Other): INR 288 M
Subsidy (partner leveraging Govt.
subsidy): INR 575 M
Client contribution: INR 128 M
CSR support: INR 5.3 M
Sustain-ability By the end of the programme, the
occurrence of water-borne diseases
among the program target group
has decreased with 50%.
Results from impact
surveys will be known
and will inform on the
occurrence of water
borne diseases, these will
be widely disseminated.
Impact survey in Gwalior completed. Report
awaited.

Impact survey commenced in Tamilnadu.

Milestone 2013-2014:
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Indicator Targets
2013-2014
Results 2013 2014
Output Assessment stakeholders
sanitation support services at
different levels (MFI, NGO,
government, institutional,
primary beneficiary)
Existing sanitation system-
assessed. Identification of
target areas. Identification of
issues /gaps. Identification key
persons (champions)
Information system options
evaluation. Tangible win-win
situation (commitment/
motivation due to genuine
self-interest) identified,
Stakeholder capacity assessed,
gaps targeted through specific
CB, Handbook developed
75 partners
contracted MC
Saatchi developed
habit change
material Official
launch technology
cartoon.
In 11 states 61 active partners are
presently associated with FINISH
503 Animators have been trained.
refresher trainings carried out for
225 Animators trained
earlier. Trainings have been
carried out by Master Trainers from
FINISH and External Master
Trainers trained under the FINISH
TOT programme.

402 Masons have been trained.

Learning Guide Part B is revised.
Learnings from the field are being
collected and will be incorporated
in the Learning Guide.

Outcome The constructed sustainable
sanitation systems supported
by the PIT are functioning
properly and satisfactorily by
the midterm of the
programme.
Randomised
sampling of work of
partners
To partners PIT provides:
Hand holding support
Training support
Technical guidance
Random validation
Sustainability At the end of the programme
90% of all sanitation system
constructed during the
previous programme years
still function.
Documented
sanitation supply
side chain leading
to cost reductions.
(re) use film in
local languages
Documented (re)
use pilots
Reuse film is complete with
different vernacular versions







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Milestone2013-2014: The Programme has established a range commercial and
other-non-commercial by which sanitation can be financed. The ratios will vary per state
and per partner and will be as low as 0-1 as 12-1.


Indicator Targets
2013-2014
Results 2013 2014
Output
By the end of programme year 2, the
financial closure of commercial and
non-commercial financing is taking shape
through:
- Contract with each MFI stipulating
deliverables
- Mobilising different financial support
schemes (credit guarantee, equity
participation, line of credit, programme
finance) catering to higher financing
demands
75 partners, all
financial
support
schemes
documented
Finance Bank/MFI/
NABARD/ NHB/SHG
Other): INR 288 M. Almost
at par with 2012-13 figure
of INR 291.51 M
Subsidy (partner
leveraging Govt.
subsidy): INR 575 M.
With strengthening
relationship with
Government and by
leveraging tri-partite
partnerships 2013-14
figures are nearly 276% of
2012-13.
Client contribution: INR
128 M ( 1.83 M). Strong
demand creation has
resulted in 100% jump in
client contribution over
2012-13.
CSR support INR 5.3 M
Outcome By the end of the programme, the
percentage of commercial funding vis--vis
non-commercial funding for different
sanitation systems, different organisations
and different regions in India is
established. This will serve as much need
benchmarks for interventions elsewhere.

Ratios for
different
funding routes
Availability of finance for Sanitation
lending continues to be a challenge.
Because it is not treated as a
productive loan and not clearly
categorised as a priority sector
comes under the overall umbrella
of micro-housing.
Sustainability By the end of the programme participating
MFIs will be able to demonstrate the real
benefits of improved sanitation, compared
to the real costs. This means that they can
continue with little-or even
without-external support.
Two impacts
studies will
have been
completed by
UNU
Data collection in Gwalior is
complete. In TamilNadu it is
work-in-progress.

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MOU signed between Hindustan Zinc Limited and FINISH. HZL provides INR. 2,500/toilet
for construction.

MOU signed between World Vision and FINISH Society wherein World Vision will provide
INR 6,700/ toilet including management cost for FINISH.

The stronger ties with the Indian Government are clearly visible in Graphs 1.2 and 1.3
below. In Graph 1.2 the subsidy from the Indian government for the first time exceeds the
loan funding. Though still limited, corporate social responsibility (CSR) funding has also
started. As this is very much track record based, and the Government has very
conducive support policies, we expect CSR funding to increase in time.
Graph 1.3: Overall RDO / FINISH sanitation system financing 2009-2014



Milestone 2013-2014: Virtual presentation of project performance (increase sanitation
density);
FINISH presentation at SWW and other events.


Indicator Targets 2013-2014 Results 2013 2014
Output
By the end of year 2 of the program the
monitoring system is developed and
operational: Programme management
committee Programme coordinator with
support staff; Baseline data, PRA/RRA Key
indicators health products and iterative review
process established
- Key non health indicators established
Virtual Presentation
FINISH implementation
accessible
www.finishsociety.org
Exit strategy FINISH
redefined
A robust concurrent
validation process in
place implemented
by the PIT members.
Partners are
contracted on
pockets of intensity
approach so that they
are not dispersed and
easier to manage.
On a periodic basis
validation of partner
15

figures done using
the methodology as
prescribed by IFS/
UNU-Merit. The
cornerstone of which
is random selection
of areas to be
validated.

Out-come
The results of the monitoring increase the
effectiveness of the programme intervention by
an annual increase in demand for sanitation and
micro health insurance products.
Impact evaluation report with health and
sanitation baseline, control, basic loan increase,
with sanitation support services and with
sanitation support services and micro health
insurance. Also qualitative differences in village
life (post-FINISH), if any, will be reported. The
outcomes are widely shared within India and
outside.
Data on systems
constructed (passing
4,00,000 mark)
Systems contours will be
defined for impact analysis

Sustain-ability 50% of the MFIs include the monitoring system
in their own monitoring protocols.
FINISH monitoring system
visualised (modern media),
pilot started whereby
monitoring will strengthen
capacity of partner as
objective.



















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Milestone 2013-2014:

Indicator Targets 2013-2014 Results 2013 2014
Output Number of newly
established MSMEs through
the program
7 Product markets
combination (PMC)
Documentation of
various enterprise
Approx. 700 animators and 175 project
coordinators engaged.
Approx. employment/ number of man
days generated for masons: 467709 man
days (@3.5 md/ ss) valued at INR 164 M

In 5 districts of Rajasthan 200 odd masons
are working supported by 100 helpers. On an
average every mason is earning INR 4000 pm
(Highest earning for mason has reached upto
INR10000 pm) through our RSM operations
earlier it was not more than INR2500.
Moreover it was not consistent. This
intervention by providing livelihood at the
village has helped, though in a very limited
way, curb seasonal migration of labour to
nearby big cities.
RSMs Rajasthan: FINISH supported RSMs /
vendors employ For manufacturing bricks,
slabs and precast structures:
Machine Operators 10 nos INR
10000 15000 pm.
Support staff 40nos INR 5000
pm.
Contractual 30 INR 250 per day
50% female workers
vendors have engaged villagers
in local transportation, loading,
unloading and driving jobs etc.
Out-come By mid term of the
programme 3000 women
have increased earnings
Data will be qualified
and quantified

Sustain-ability Savings of up to 20% of
family freely disposable
income (in terms of totally
family income about 3-4%)
due to lower costs for health
related expenses
Impact survey
expected this year
which may confirm
the hypothesis;
another survey from
one of our partners
to be seconded
academically

17

RDO Team
S.No Name Designation Phone Number Email Id

1.
Mr. Santosh Kashyap Regional Programme
Manager (Uttar Pradesh)
08400149157 santoshkash@finishsociety.com

2.
Mr. saurabh Agnihotri Regional Programme
Manager (Rajasthan
MP)
09672988255 saurabhagnih@gmail.com

3.
Mr. Saurabh Pandya Zonal Coordinator
(Gujarat and Maharashtra)
09925227284
saurabh_cpandya@finishsociety.
com

4.
Mr. Pradeep Mohanty Regional Programme
Manager (Odisha and West
Bengal)
09776080273
pkmohanty32@finishsociety.co
m

5.
Mr.Sarojkant Chowdhury Programme Manager
(Bihar)
09776078999 sarojbbsr@finishsociety.com

6.
Mr. Arunav
Chakrobarthy
Regional Programme
Manager (Jharkhand)

08969107397 arunavachakrabortyster@gmail.
com

7.

Mr.Rangarajan
Regional Programme
Manager(South)

09003395505 kmssatya@finishsociety.com

8.
Mr. Roshan J Project coordinator
Karanataka
0988649887 post.roshan@gmail.com

9.
Nirbhay Singh Kushwah Project
Coordinator
(Rajasthan)


07727839090
nirbhayk449@gmail.com

10.
Khengerbhai Jethabhai
Rangi
Project
Coordinator
(South Gujarat)
09825445028 rangi_72@finishsociety.com

11.
Kailas Maruti Sawant Regional
Programme
Manager
(Maharashtra)

09420857892
kmssatya@finishsociety.com
12. Ashutosh Agrawal
Project Coordinator
(Rajasthan)

09875122191
aashutosh15@yahoo.com

13.
Gaurav Bhagat

Finance Officer
(Lucknow)

08009903698 gauravbhagat@finishsociety.com
14.
Devdeep Saha


Documentation and
Monitoring officer
(Lucknow)
09471192132 devdeep.saha@finishsociety.com
15. Ms. Sapna Verma Singhal Office Manager
(Lucknow)
08009903700 sapnaverma@finishsociety.com
16. Manoj Paswan Office Boy
(Lucknow)
08009903696 -
17. Rajesh Chaturwedi Project coordinator
(Rajasthan)
09414068011 arush_rajesh@yahoo.co.in
18. Khirod Kumar Jenamani Project
Coordinator
(Odisha)
09776906375 kshirodkumar100@gmail.com

19.
Rakesh Mewara

Project
Coodrinator
(Rajasthan)
09649170851 rakesh.mewara@rediffmail.com
20. Anil Kumar Sawant Project
Coordinator
(Maharasthra
09850980315 bhaktiraj02@gmail.com
21. S.Rajkumar Chief Executive Officer 9894105113 sampath_rajkumar@gmail.com
22. D.Joseph Project Manager 9442323598
23
E. Abimanyu
Project Manager 8754344776
abiraj0220@gmail.com
18

24
K. Subramani Project Manager 94427 92359 -
25
Sathish Account Manager 9042850454 Sathish.thanikkal@gmail.com
26

N.Thiagu Accountant 9585377021 thiagu@gmail.com
27.

B. Murugan Master Trainer 8098014419
28.
K.Narendiran Master Trainer 89400 02072 naren010@gmail.com
29
S. Thilibeena Master Trainer 97862 63337 -
30
M.Prema Master Trainer 97875 06065 -
31
M. Sujatha Field Coordinator 97514 78293 -
32
K. Niruba Field Coordinator 98439 23349 -
33
S.Sujatha Field Coordinator 96269 62633 -
34
B.Santhosh Field Coordinator 97906 11961 santhosh.manju@gmail.com
35
S. Mahalingam Field Coordinator 98653 41634

36
B.Ravi Field Coordinator 9487070490
37
Devi
Animator
9787179916
-
38
Manikandan
Animator
9500915051

39 M.Saraswathy Animator 97871 82070 -
40 Kohilarani Animator 98653 41634 -
41 Nithiya Animator 9965338863
42 Jeyadevi Animator 9943059307
43 J.Lalitha Gladys Animator 9486463570
44 S.Chinnapillai Animator 9655854661
45 A.Kodimalar Animator 9943983789
46 C.Bannari Animator 7639360779
47 Paranjothi Animator 9843785261

RDO- FINISH PARTNER NGOS:
State Name of the Partner District
Maharashtra India Women High Tech Agro
Co-operative Limited (IWHACL) Ahmadnagar

Gramin Samassya Mukti Trust (GSMT) Yavatmal

Harappaani Gorbanjara Mahila Kala
Vikas Mandal (HGMKVM) Beed
19


Halo Medical Foundation Osmanabad

Institute Of Rural Credit &
Enterpreneurship Development
(IRCED) Sangli

Nageshwara Charitable Trust (NCT) Nagpur,Wardha&Amravati

Yuvagram Beed
Gujarat PRAYAS Surendernagar

Gram Vikas Trust Bharuch

SUMUL Surat

AMUL Anand&Kheda

SETU-SEVA TRUST
Anand

SHREE PRAGATI SARVJANIK TRUST
Kheda,Gandhinagar, Banaska
ntha&Anand

Kunturkar Education Society
Anand&Kheda

Prakruti Charitable Society
Kheda

Dr Manibhai Desai Valsad
Odisha & Kolkatta
READ (Rural Effort for All Round
Development )
Nabarangpur

RUCHC (Rural Community Health
Center )
Nabarangpur

IHDAWC
Nabarangpur

CO-IDEA
Nabarangpur

Democratic Action
Nabarangpur

SEDP (Social Economic Development
Programme) Nabarangpur
20


RASS Koratpur

MERCY FOUNDATION Kalahandi

GRAM UTTHAN Kendrapada

PARIVARTAN Kalahandi

KALPVRIKSHYA Kandhamal

DARIDRA NARIYAN CLUB (DNC)
Balasore

NIGAM Institute for Governing
Activities of Mass Cuttack

Mahashakti Foundtion Kalahandi

Banjari Akshyama Seva Kendra (BASK) Nuapada

Gram Bikash Kendra Nadia

Seba Jagat Kalahandi
Tamilnadu Bharathi Women Development center Thirvruar

Gramium Karur

Madurai Non Formal Education Center Madurai
Bihar&JKH NEEDS Deoghar

C-DOT Nalanda

NIDAN Vaishali,Muzaffarpur

Gram Jyoti Bhagalpur-Bihar,Deogarh

GSBS Darbhanga

Nav Jagriti Samstipur

Lok Jagriti Kendra Madhupur

ASHRAY Deoghar

Bhartiya Jan Utthan Parishad (BJUP) Nalanda

Institute of Khadi Agriculture and Rural
Development (IKARD) Saran
21

Rajasthan
DHARNI JAN KALYAN
SANSTHAN,JHALAWAR Jhalawar

ANCHALIK KRISHI SHODH EVAM
MANAV SEVA SANSTHAN Udaipur

People Eductaion and Development
Society Dungarpur

Kalyani Samagra Vikas Parishad Udaipur

Arawali Serva Seva Education Trust
(ASSET) Baran and Banswara

Bal Evam Mahila Vikas Samiti Lashkar,Gwalior

Devotee for Nation Society (DNS) Damoh

SANCHETNA Udaipur
U.P Nehru Yuva Sanghthan Tisi Fatehpur

Action for Holistic Empowerment and
Development Hardoi

PACE Ambedkarnagar

SRAJAN Foundation Barabanki

Support for Implementation and
Research Lucknow

CASHPOR Baxur









22

GEOGRAPHICAL COVERAGE OF SANITATION PROJECT IN NILGIRIS:















Geographical Coverage of Sanitation Project in the Nilgiris
S.No





Block Panchayat
No. of.
hamlets




Total
Households
No.of toilets
available
before
RDOs
intervention
No.of families
constructed
toilets through
RDO Trust
( as on
31.03.2014)
No.of families
not accessible
to toilets
( as on
31.03.2014)
1 Ooty 17 450 48519 15099 7712 25708
2 Coonoor 10 306 39335 16113 3100 20122
3 Kotagiri 12 376 35904 10749 2794 22361
4 Gudalur 4 8 898 236 126 536

Total 43 1140 124656 42197 13732 68727









23


RDO ACTIVITIES IN THE NILGIRIS
EDUCATION FOR MIGRATORY CHILDREN:
The RDO initiated education programme for 671 migratory children from North India.
All the children are successfully enrolled in nearly Government Schools. The RDO is
monitori8ng the progress of those migratory children. RDO is appointed 9 additional
teachers to take care of the education of Migratory Children in Government Schools.

SUPPLEMENTARY SCHOOLS:
The RDO handed over all the 55 schools to the community with a Corpus Find of Rs.1
lakhs per school. The RDO is monitoring the project.
TRIBAL HEALTH TRADITIONS

Development must be implemented with respect to the customs and traditions of the
area. The RDO are presently carrying out a comprehensive study on the Revitalisation
of Local Tribal Health Traditions and Folk Medicines under the Ministry of Health and
Family Welfare. The outcome of the study will be documented and preserved for the
future generation of tribal communities of the Nilgiris district. It will also be of future
use to the students of Siddah and Ayurveda Colleges across India.
SANITATION LOAN 2010 - 2014

S.No Name of the Bank Total Groups
Total
Members
Loan
Amount
1 Bank of India 63 690 13800000
2 Canara Bank 163 2351 47020000
3 NDCC Bank 137 1729 34580000
4 ICICI 239 3040 60800000
5 Sanghamithra (MFI) 419 4896 97920000
6 Indian Bank 48 577 11540000
7 Central Bank of India 1 17 340000
8 State Bank of India 21 256 5120000
9 Union Bank of India 5 65 1300000
10 Repco Bank 9 111 2220000
TOTAL 1105 13732 274640000
24


SANITATION:
The RDO generated Rs.15,20,40,000 from various banks to lend loan to 7602 families
to construct household toilets.
Thanks to NABARD, Canara Bank, Bank of India, ICICI Bank and Sanghamithra Rural
Financial Services for their commitment and support.

INTERNATIONAL WOMENS DAY:
International womens Day celebrated at RDO campus on 8
th
March 2014. His
Excellency Nikolay A. Listopadov, Consul General of the Russian Federation, Mr.
Michael J.Gorbatov, Director, Russian Centre of Science & Culture, Dr.R.Rajagopal,
Chairman, Indo-Russian Centre for Rural Development, Mrs.Emily Richarad, Former
Mayor of Trichy participated.

WORLD TOILET DAY:
World Toilet Day was celebrated at Shanthi Vijay Higher Secondary School, Coonoor
and Girls High School Manjoor.

WORLD WATER DAY:
World Water Day was celebrated at at Kamarajapuram Village, Beratty Panchayat near
Wellington.
Mr.Perumal, Founder/Chairman attended FINISH PMB meeting held at Lucknow.
Mr.Paul Joseph, Mr.Abimanyu & Mr.Subramani participated in Sanitation Training
Programmes conducted by ExNoRa International & Water Aid.








25

A Toilet Talks

I am proud to be a part and parcel of the life of Mrs.Ambikas family. My contribution
to preserving the clean environment of this beautiful hill district has been appreciated
by many. I am also glad that my presence in households with aged and differently
abled persons is a boon to them under difficult circumstances. My presence in each
households in the neighbouring forest areas will ensure protection of lives and save
them from being attacked by wild-life. I hope someday my presence will be in each &
every household of Nilgiris district.


From the Mouth of Beneficiaries

I never expected that I will build my own toilet.
My Dream Come True

Thanks to RDO Trust & NABARD
Kohilarani, Porthiyada Village, Nanjanad Panchayat

For Forty five long years I practiced open defecation. Now I am a proud owner of
toilet.
Million Thanks to RDO Trust & NABARD
Ramavathy, Indira Nagar Village , Balacola Panchayat

My village experiences heavy rain and wind for 7 long months. I underwent untold
hardships to walk from home, hide in tea bushes and defecate. Now there is no
problem. Anytime I can use my own toilet.

Thanks to RDO Trust & Sanghamithra
Megala, Sivasakthi Nagar, Village,Bikkatty Panchayat

When Kavitha (32) and Chinnappan (35) of my village went to answer their calls of
nature, they were killed by a tiger. Had they owned a household toilet, their lives
would have been saved. Now all our villagers are constructing household toilets with
the help of RDO Trust and Canara Bank.

Hadasholai & Chinkona Villages, Dhottabetta Panchayat
The tea garden owners around my village used to scold us every day because their
beautiful garden was used by us for defecation. Now we built our own toilets. No more
scolding.
Thanks to RDO Trust & Sanghamithra
Poomani, Thavittumedu Village, Kotagiri Panchayat
26


RDO Trust Chairman personally visited our village, motivated us to build household
toilets and arranged loan through Bank of India, Elada. Due to RDO Trusts efforts 90%
of houses have built toilets.

Thanks to RDO Trust & Bank of India
Indrani, Sundatty Village, Kodanad

If the village perishes India will perish too
M.K.Gandhi

Farmers are our life line
Lets protect and prosperous them.
RDO Trust

Rather than building temples
Lets build toilets
Honourable Prime Minister Narendra Modi



Night Soil as Manure

Mahatma Gandhi wrote in 1933

A proper disposal of human excreta would realize Rs.2 per head per year. In the vast
majority of cases, all this rich manure is being wasted and disease invited. He quotes
Prof.Brultini, from his volume The Use of Waste Materials, who says that nitrogen
derived from the 282,000 residents of Delhi is sufficient to fertilize a minimum of
10,000 and a maximum of 95,000 acres. Because we do not know how to treat our
scavengers, Delhi of ancient fame has pestilential spots of which we have to feel
ashamed. If we all become scavengers, we would know how to treat ourselves and
how to turn what today is poison into rich food for plant life. 30 crores of the
population of India should mean, according to Dr.Fowler an annual gain of 60 crores of
rupees to the country, if we would but make a wise use of human excreta.

According to to-days Indian population Nitrogen derived from 1.2 billion people is
sufficient to fertilize 42,55,319 acre and maximum 40,42,55,000 acres of agriculture
land.


27

CONCLUSION
1. RDO Trust is on track, establishing well over 100,000 safe sanitation systems per
year. Together with the 300,000 safe sanitation systems already constructed, the
target of 500,000 safe sanitation systems by 2016 will be met.
2. Different MFI partners have developed different types of sanitation loan products.
Thus one of the objectives of the program is achieved, MFIs have diversified their
portfolio and offering sanitation loans. Those outside the RDO Trust project areas
are not counted to the RDO Trust numerical achievements described above.

3. In terms of pro poor financing or financial inclusion of the poor RDO Trust is on
track. The earlier exclusive focus on micro finance has now been expanded to a
broader access to financial services for the poor. This includes access to micro
finance, government subsidies, cooperative soft loan financing, CSR funding and
revolving funds. Thus the funding is no longer exclusively based on commercial
micro finance, but it also includes these other categories. The subsidy programmes
are run in partnerships with local government. The main advantage is that now
people who were before excluded, i.e. the ultra-poor, can be included in the
sanitation drive. Thus it certainly contributes to the financial inclusion paragraph
of RDO Trust.

4. Another part of the financial inclusion, micro health insurance, is for different
reasons not yet on track. Some 8 MIAs have been contracted, several training
programs have been conducted, yet this has only resulted in about 2500 being
sold. One of the reasons is the availability of the Rastriya Swasthya Bima Yojana
(RSBY) in the rural setup which has a highly subsidised premium (Rs.30/- only for
family floater) with entire family coverage Rs. 30,000. Yet efforts are underway
to pursue sanitation in a sustainable way.

5. Sanitation: demand creation continued in strong numbers and also qualitative. In
2013-14 another focus area was added: the sanitation supply chain and the
ensuing business opportunities as well as exploring the (re) use of excreta.
Presently RDO Trust along with other NGO/ firms/ entrepreneurs partners is
engaged in supply chain activities in 5 Districts of Rajasthan. In other states
innovations are recorded on cost of sanitation (Bihar, Tamilnadu) and type of
sanitation (Rajasthan, Gujarat).

6. Reuse of excreta is facilitated by the earlier technology choices. The most popular
sanitation system is a double pit system, whereby excreta can safely be reused
after 2 -5 years depending on whether it is first time usage and the number of
users. Several types of reuse systems are piloted at a certain scale, community
biogas and co-composting of faecal sludge. It is hoped that some significant
numbers will be achieved in 2014.
28


7. The financial sustainability of the RDO Trust is in progress. Activities in different
states are generating some revenues. In the course of 2014 a detailed business
plan will be prepared and presented to the program management board for
adoption.


Visitors during Financial Year 2013-2014:
His Excellency Nikolay A. Listopadov
Consul-General Russian Federation of South India, Chennai
Mr. Michael J.Gorbatov
Vice - Consul, Consulate General of Russian Federation in South India
Mrs.Selvarani Vedhalingam,Petermaritz Burg, South Africa
Mr.Abhijit Banerji, Programme Director, FINISH
Mr.George Verghese and his team of Water Aid
Mrs.Emily Richarad, Founder HOPE
Dr.Osha, Mumbai

Acknowledgment:
Govt of India
Govt of Tamil Nadu
District Administration
WASTE
WATERAID
Aide et Action
WASHNET - TN
NABARD
Canara Bank
Bank of India
ICICI
Sanghamithra
Media Specially The Hindu, Times of India, Indian Express, Deccan Chronic,
Dinamalar, Thina Hindu, Dinakaran, Dinamani, Dina Boomi, Dina Thanthi
Jaya TV, Sun TV, Kalaigar TV, Puthiya Thalaimurai, Raj TV, Polymer TV,
AMN TV, Ragam TV, Nakku Betta TV, S TV

29

Photo Gallery

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31




32


33


34

Budget
35