BUSINESS PLAN

GENERAL INSURANCE COMPANY / REINSURANCE COMPANY / LIFE

INSURANCE COMPANY

Year .


PT. XYZ
(Name of the Company)

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COMPANY PROFILE

a) Company Name :
b) Full Address :
c) Fax and Telephone :
d) E-mail :
e) NPWP (Taxation ID No.) :
f) Date and No. of Business Permit :
g) Shareholder
Shareholder Information
Name of Shareholder IDR Percentage


Total

h) Directors and BOD
Name of Director Title Name of Board
Member
Title



i) Syariah Supervisory Board
Name of Syariah Supervisory Board
Member
Title


j) Business Plan PIC (1 person)
Name Title Telephone, Ext E-mail


..
PT. XYZ



Name of Director
Director

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TABLE OF CONTENTS

Page
Cover Page 1
Company Profile 2
Table of Contents 3
Executive Summary 4
I. POLICIES AND MANAGERIAL STRATEGY 5
1.1 Competitors Analysis 5
1.2 Managerial Policy 5
1.2 Risk Management and Compliance Policy 5
1.4 Business Development Strategy 5
1.5 Human Resources Development Strategy 5
II. IMPLEMENTATION OF RISK MANAGEMENT AND COMPLIANCE 6
2.1 Risk Management Implementation 6
2.2 Good Corporate Governance Implementation 6
2.3 Compliance Implementation 6
III. CURRENT COMPANY PERFORMANCE 7
3.1 Aspects of Premium Income 7
3.1 Investment Earning 7
3.3 Financing and Return 7
IV. FINANCIAL PROJECTIONS AND ASSUMPTIONS 8
4.1 Statement of Cash Flow Projection 8
4.2 Statement of Financial Position Projection 12
4.3 Income Statement Projection 17
4.4 Basic Financial Ratios Projection 22
4.5 Assumptions 27
V. INSURANCE COMPANY / REINSURANCE COMPANY PLAN 29
5.1 Financing Plan 29
5.2 Investment Plan 30
5.3 Reinsurance Plan 30
5.4 Product Marketing and Development Plan 30
5.5 Organizational and Human Resource Development Plan 32
5.6 Company Network Development Plan 36
5.7 Others Related to Companys Activities 37


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EXECUTIVE SUMMARY

Executive summary would at least cover the following:
a) Vision, mission, corporate value, and companys organizational structure
b) Direction of Companys Policies which include information regarding
short-term (1 year) and long-term (3 years) direction and business
development policy that the company will implement.
c) Main financial indicators which show company performance per the
ending of September in the year in which the Business Plan is drafted.
The indicators would also include Financing Projection, Solvency Level,
Risk Evaluation, such as Insurance Risk, Operational Risk, Liquidity Risk,
and other financial risks.
d) Short-term goals of companys programs over the next year and mid-
term goals of companys programs over the next three years.


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I
POLICIES AND MANAGERIAL STRATEGIES
1.1 Positioning Analysis Among Competitors
Companys positioning analysis among its competitors by industry
and by similar characteristics.

1.2 Management Statements
Management Statements which include general information
regarding companys policies set by the management for the
growth of companys business in the future.

1.3 Risk Management and Compliance Policies
Risk management and compliance policies which cover
information regarding the steps in implementing risk
management according to companys risk profile evaluation and
pre-set improvement initiatives and as well, an explanation
regarding companys policies in enforcing the function of
compliance.

1.4 Business Development Strategy
Business development strategy that covers strategic steps to
achieve pre-set companys business goals, including an
explanation regarding organizational and IT development and as
well, companys strategies to anticipate changes in external
environment/landscape.

1.5 Human Resource development Strategy
Human resource development strategies and remuneration
policies which, at least, cover general policies that regulate salary,
benefits, incentive and other material facilities meant for Board of
Directors, Directors/Management and employees including
Syariah Supervisory Board of the company that practices business
programs according to Syariah principles.

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II
IMPLEMENTATION OF RISK MANAGEMENT AND COMPLIANCE

2.1 Risk management Implementation
Risk Management Implementation including risk profile
evaluation for all risks identified by the company.

2.2 Good Corporate Governance Implementation
Describe briefly the implementation of good corporate
governance as stated in the POJK (OJKs Regulation / Financial
Services Authoritys Regulation) on Good Corporate
Governance for Insurance Company.

2.3 Implementation of Compliance on Syariah Principles
Compliance on Syariah principles for business practices in the
company that are based on Syariah.

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III
CURRENT COMPANY PERFORMANCE

3.1 Premium Income
Describe (in qualitative and quantitative forms) current premium income
that the company earns.

3.2 Return on Investment
Describe (in qualitative and quantitative forms) current return on
investment that the company earns.

3.3 Income from Financing
Describe (in qualitative and quantitative forms) current income and
financing of the company.

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IV
FINANCIAL PROJECTION AND ASSUMPTIONS
4.1 Cash Flow Projection
Fill out the following format and narratively/descriptively describe the following contents
a) Cash Flow Projection for General Insurance / Reinsurance Company
(In million IDR)
Description Actual Projection Projection Projection
Jan - Sept Jan - Dec Year 1 Jan-Dec
20XX+1
Jan-Dec
20XX+2 20XX-1 20XX-1 Jan-
Mar
20XX
Jan-
Jun
20XX
Jan-
Sept
20XX
Jan-
Dec
20XX
Beginning Balance of Cash and Bank

CASH FLOW FROM OPERATION
Cash Inflow
a) Premium
b) Coinsurance Claims
c) Reinsurance Claims
d) Commission
e) Receivables
f) Other
Total Cash Inflow
Cash Outflow
a) Reinsurance Premium
b) Claims
c) Commission
d) Expenses
e) Other
Total Cash Outflow
Total Cash Flow from Operation
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CASH FLOW FROM INVESTMENT
Cash Inflow
a) Realized investment Earning
b) Liquidated Investment
c) Sales of Fixed Asset
d) Other
Total cash Inflow
Cash Outflow
a) Investing
b) Purchases of Fixed Asset
c) Other
Total Cash Outflow
Total Cash Flow from Investment

CASH FLOW FROM FINANCING
Cash Inflow
a) Subordinated Loans
b) Capital Contribution
c) Other
Total Cash Inflow
Cash Outflow
a) Dividend
b) Payment of Subordinated
Loans

c) Other
Total Cash Outflow
Total Cash from Financing

Ending Balance of Cash and Bank
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b) Cash Flow Projection for Life Insurance Company
(In million IDR)
Description Actual Projection Projection Projection
Jan - Sept Jan - Dec Year 1 Jan-Dec
20XX+1
Jan-Dec
20XX+2 20XX-1 20XX-1 Jan-
Mar
20XX
Jan-
Jun
20XX
Jan-
Sept
20XX
Jan-
Dec
20XX
Beginning Balance of Cash and Bank

CASH FLOW FROM OPERATION
Cash Inflow
a) Premium
b) Coinsurance Claims
c) Reinsurance Claims
d) Commission
e) Receivables
f) Other
Total Cash Inflow
Cash Outflow
a) Reinsurance Premium
b) Claims
c) Commission
d) Expenses
e) Other
Total Cash Outflow
Total Cash Flow from Operation

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CASH FLOW FROM INVESTMENT
Cash Inflow
a) Realized investment Earning
b) Liquidated Investment
c) Sales of Fixed Asset
d) Other
Total cash Inflow
Cash Outflow
a) Investing
b) Purchases of Fixed Asset
c) Other
Total Cash Outflow
Total Cash Flow from Investment

CASH FLOW FROM FINANCING
Cash Inflow
a) Subordinated Loans
b) Capital Contribution
c) Other
Total Cash Inflow
Cash Outflow
a) Dividend
b) Payment of Subordinated
Loans

c) Other
Total Cash Outflow
Total Cash from Financing

Ending Balance of Cash and Bank

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4.2 Statement of Financial Position (Non-consolidated) Projection
a) Projected Statement of Financial Position for General Insurance / Reinsurance Company
(In million IDR)
Description Actual
Per Sept 30,
20XX-1

Projection
Per Dec 31,
20XX-1

Projection Projection
Year 1 Per Dec
31
20XX+1
Per Dec
31
20XX+2
Per
Mar
31,
20XX
Per
June
30,
20XX
Per
Sept
30,
20XX
Per
Dec
31,
20XX

ASET
Investment
Time Deposit and Certificate of
Deposit

Share
Corporate Debt Securities
Government Securities
Non-government Securities
Securities issued by Bank Indonesia
Securities issued by Multinational
Corporation

Mutual Funds
Asset-backed Security
Real Estate Investment Fund
Direct Investments
Strata Title Property for Investment
Use

Purchase of Receivables
Pure Gold
Options
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Other Investment
Total Investment
Non-Investment
Cash and Bank
Direct Written Premium Invoices
Coinsurance Claim Invoices
Reinsurance Invoices
Investment Invoices
Return on Investment Invoices
Strata Title Property for Non-
investment Use

Other Fixed Investment
Other Investment
Total Non-Investment
TOTAL ASSET
LIABILITIES AND EQUITY
Liabilities
Current Liability
Debt Claim
Coinsurance Liability
Reinsurance Liability
Commission Liability
Tax Liability
Other Liability
Total Current Liability
Technical Reserves
Premium Reserves
Reserves on Premium with
Unrealized Revenue

Reserves on Claim
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Total Technical Reserves
Total Liabilities
Subordinated Loans
Equity
Common Shares
Preferred Shares
Retained Earnings
Other Equity Component
Valuation Difference According to
SAK and SAP

Asset not included in AYD
Total Equity
Total Liabilities and Equity

b) Projected Statement of Financial Position for Life Insurance Company
(In million IDR)
Description Actual
Per Sept 30,
20XX-1*

Projection
Per Dec 31,
20XX-1*

Projection Projection
Year 1 Per Dec
31
20XX+1
*
Per Dec
31
20XX+2*
Per
Mar
31,
20XX*
Per
June
30,
20XX*
Per
Sept
30,
20XX*
Per
Dec
31,
20XX*

ASET
Investment
Time Deposit and Certificate of
Deposit

Share
Corporate Debt Securities
Government Securities
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Non-government Securities
Securities issued by Bank Indonesia
Securities issued by Multinational
Corporation

Mutual Funds
Asset-backed Security
Real Estate Investment Fund
Direct Investments
Strata Title Property for Investment
Use

Purchase of Receivables
Pure Gold
Options
Other Investment
Total Investment
Non-Investment
Cash and Bank
Direct Written Premium Invoices
Coinsurance Claim Invoices
Reinsurance Invoices
Investment Invoices
Return on Investment Invoices
Strata Title Property for Non-
investment Use

Other Fixed Investment
Other Investment
Total Non-Investment
TOTAL ASSET
LIABILITIES AND EQUITY
Liabilities
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Current Liability
Debt Claim
Coinsurance Liability
Reinsurance Liability
Commission Liability
Tax Liability
Other Liability
Total Current Liability
Technical Reserves
Premium Reserves
Reserves on Premium with
Unrealized Revenue

Reserves on Claim
Total Technical Reserves
Total Liabilities
Subordinated Loans
Equity
Common Shares
Preferred Shares
Retained Earnings
Other Equity Component
Valuation Difference According to
SAK and SAP

Asset not included in AYD
Total Equity
Total Liabilities and Equity


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4.3 Comprehensive Income Statement Projection (For the Ending Period of )
Fill out the following format and provide descriptive/narrative elaboration for the contents of the table.
a) Projected Comprehensive Income Statement for General Insurance / Reinsurance Company
(In million IDR)
Description Actual Projection Projection Projection
Jan - Sept Jan - Dec Year 1 Jan-Dec
20XX+1
*
Jan-Dec
20XX+2* 20XX-1* 20XX-1* Jan-
Mar
20XX*
Jan-
Jun
20XX*
Jan-
Sept
20XX*
Jan-
Dec
20XX*

UNDERWRITING INCOME
Gross Premium
a) Direct Written Premium
b) Indirect Written Premium
c) Paid Commission
Total Gross Premium
Reinsurance Premium
a) Paid Reinsurance Premium
b) Received Reinsurance
Commission

Total Reinsurance Premium
Net Premium
Decrease (Increase) in Premium
Reserves and Unearned Premium
Reserves

a) Decrease (Increase) in
Premium Reserves

b) Decrease (Increase) in
Unearned Premium

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Reserves
Decrease (Increase) in Premium
Reserves and Unearned Premium
reserves

Net Premium Income
Net Other Underwriting Income

UNDERWRITING EXPENSES
Claim Expenses
a) Gross Claim
b) Reinsurance Claim
c) Reserves Decrease
(Increase) Claim

Total Net Claim Expenses
Net Other Underwriting Expenses
TOTAL UNDERWIRITING EXPENSES
UNDERWRITING INCOME
Return on Investment
Business Expense:
a) Marketing Expense
b) General and Administrative
Expense:

Board and Employee
Expense

Training and Education
Expense

Other General and
Administrative Expense

Total Business Expense
INCOME (LOSS) OF INSURANCE
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BUSINESS
Other Return (Expense)
INCOME (LOSS) BEFORE TAX
Income Tax
INCOME AFTER TAX
NET INCOME
OTHER COMPREHENSIVE INCOME
TOTAL COMPREHENSIVE INCOME
(LOSS)


b) Projected Comprehensive Income Statement for Life Insurance Company
(In million IDR)
Description Actual Projection Projection Projection
Jan - Sept Jan - Dec Year 1 Jan-Dec
20XX+1
*
Jan-Dec
20XX+2* 20XX-1* 20XX-1* Jan-
Mar
20XX*
Jan-
Jun
20XX*
Jan-
Sept
20XX*
Jan-
Dec
20XX*

UNDERWRITING INCOME
Gross Premium
d) Direct Written Premium
e) Indirect Written Premium
f) Paid Commission
Total Gross Premium
Reinsurance Premium
c) Paid Reinsurance Premium
d) Received Reinsurance
Commission

Total Reinsurance Premium
Net Premium
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Decrease (Increase) in Premium
Reserves and Unearned Premium
Reserves

c) Decrease (Increase) in
Premium Reserves

d) Decrease (Increase) in
Unearned Premium
Reserves

Decrease (Increase) in Premium
Reserves and Unearned Premium
reserves

Net Premium Income
Net Other Underwriting Income

UNDERWRITING EXPENSES
Claim Expenses
d) Gross Claim
e) Reinsurance Claim
f) Reserves Decrease
(Increase) Claim

Total Net Claim Expenses
Net Other Underwriting Expenses
TOTAL UNDERWIRITING EXPENSES
UNDERWRITING INCOME
Return on Investment
Business Expense:
c) Marketing Expense
d) General and Administrative
Expense:

Board and Employee
Expense

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Training and Education
Expense

Other General and
Administrative Expense

Total Business Expense
INCOME (LOSS) OF INSURANCE
BUSINESS

Other Return (Expense)
INCOME (LOSS) BEFORE TAX
Income Tax
INCOME AFTER TAX
NET INCOME
OTHER COMPREHENSIVE INCOME
TOTAL COMPREHENSIVE INCOME
(LOSS)



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4.4 Projected Basic Financial Ratios
Fill out the following format and provide descriptive/narrative elaboration for the contents of the table.
a) Projected Basic Financial Ratios for General Insurance / Reinsurance Company
(In million IDR)
Description Actual
Per Sept 30,
20XX-1*

Projection
Per Dec 31,
20XX-1*

Projection Projection
Year 1 Per Dec
31
20XX+1
*
Per Dec
31
20XX+2*
Per
Mar
31,
20XX*
Per
June
30,
20XX*
Per
Sept
30,
20XX*
Per
Dec
31,
20XX*

A. MMBR
1
DEGREE OF FINANCIAL
HEALTH RATIO

Degree of Solvency
Asset Allowed for Liability (Except
Subordinated Loans)

Total Degree of Solvency MMBR
1
(a)

Total Excess (Restraint) MMBR
1

(b)

Solvency Ratio (a:b)

B. MMBR
1
DEGREE OF FINANCIAL
HEALTH RATIO

i. Liquidity Ratio
a. Current Asset
b. Current Liability
c. Current Ratio (a : b)
ii. Investment Adequacy Ratio
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a. Investment + Cash & Bank
(Look at SAP Balance)

b. Self-retained Technical
Reserves

c. Self-retained Claim Debt +
Other Debt to Insured

d. Ratio (a: (b + c))
iii. ROI over Net Premium Income
Ratio

a. Return on Investment
b. Net Premium Income
c. Ratio (a : b)
iv. Claim Liability, Business
Liability, and Commission Ratio

a. Net Claim Liability
b. Business Liability
c. Net Commission
d. Net Premium Income
e. Ratio I (a : d)
f. Ratio II (b : d)
g. Ratio III (c: d)
h. Ratio I + Ratio II + Ratio III

C. EDUCATION AND TRAINING RATIO
i. Employee, Management, and
Board Expenses

ii. Education and Training
Expenses

a. Employee Training
b. Management Training
c. Board Training
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iii. Total Training Expenses (a + b
+ c)

iv. Training Expense and
Employee, Management, and
Board Expense Ratio (iii : i)


Note:
1
MMBR = Modal Minimum Berbasis Risiko Risk-based Minimum Capital

b) Projected Basic Financial Ratios for Life Insurance Company
(In million IDR)
Description Actual
Per Sept
30, 20XX-
1*

Projection
Per Dec 31,
20XX-1*

Projection Projection
Year 1 Per Dec
31
20XX+1
*
Per Dec
31
20XX+2*
Per
Mar
31,
20XX*
Per
June
30,
20XX*
Per
Sept
30,
20XX*
Per
Dec
31,
20XX*

1. MMBR
1
DEGREE OF FINANCIAL
HEALTH RATIO

Degree of Solvency
Asset Allowed for Liability (Except
Subordinated Loans)

Total Degree of Solvency MMBR
1
(a)

Total Excess (Restraint) MMBR
1
(b)
Solvency Ratio (a:b)

2. MMBR
1
DEGREE OF FINANCIAL
HEALTH RATIO

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i. Liquidity Ratio
a. Current Asset
b. Current Liability
c. Current Ratio (a : b)
ii. Investment Adequacy Ratio
a. Investment + Cash & Bank (Look
at SAP Balance)

b. Self-retained Technical Reserves
c. Self-retained Claim Debt + Other
Debt to Insured

d. Ratio (a: (b + c))
iii. ROI over Net Premium Income
Ratio

a. Return on Investment
b. Net Premium Income
c. Ratio (a : b)
iv. Claim Liability, Business Liability,
and Commission Ratio

a. Net Claim Liability
b. Business Liability
c. Net Commission
d. Net Premium Income
e. Ratio I (a : d)
f. Ratio II (b : d)
g. Ratio III (c: d)
h. Ratio I + Ratio II + Ratio III

CI. EDUCATION AND TRAINING RATIO
i. Employee, Management, and
Board Expenses

ii. Education and Training Expenses
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a. Employee Training
b. Management Training
c. Board Training
iii. Total Training Expenses (a + b +
c)

iv. Training Expense and Employee,
Management, and Board Expense
Ratio (iii : i)


Note:
1
MMBR = Modal Minimum Berbasis Risiko Risk-based Minimum Capital

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4.5 Assumptions
Use assumptions that employ optimistic, normal and pessimistic assumptions. These assumptions have included both macro
and micro assumptions. The following sample is applicable for General Insurance / Reinsurance / Life Insurance Company.

(In million IDR)
No. Description Actual Projection Projection Projection
Jan - Sept Jan - Dec Year 1 Jan-
Dec
20XX
+1*
Jan-
Dec
20XX
+2*
20XX-1* 20XX-1* Jan-Mar
20XX*
Jan-Jun
20XX*
Jan-
Sept
20XX*
Jan-
Dec
20XX*
ACTUAL
DATA

1 IDR Exchange Rate
2 Inflation Rate
3 Catastrophic Loss (in
IDR)

4 ROI Rate
5 Total New Insureds (In
IDR premium)

6 Policy Cancellation Rate
7 Claim Rate
8
Other Relevant Assumption

OPTIMISTIC
ASSUMPTION

1 IDR Exchange Rate
2 Inflation Rate
3 Catastrophic Loss (in
IDR)

4 ROI Rate
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5 Total New Insureds (In
IDR premium)

6 Policy Cancellation Rate
7 Claim Rate
8
Other Relevant Assumption

NORMAL
ASSUMPTION

1 IDR Exchange Rate
2 Inflation Rate
3 Catastrophic Loss (in
IDR)

4 ROI Rate
5 Total New Insureds (In
IDR premium)

6 Policy Cancellation Rate
7 Claim Rate
8
Other Relevant Assumption

PESSIMISTIC
ASSUMPTION

1 IDR Exchange Rate
2 Inflation Rate
3 Catastrophic Loss (in
IDR)

4 ROI Rate
5 Total New Insureds (In
IDR premium)

6 Policy Cancellation Rate
7 Claim Rate
8
Other Relevant Assumption


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V. ISURANCE / REINSURANCE COMPANY PLAN

5.1 Financing Plan
Financing plan approximately covers the changes in companys financing plan, including additional capital-raising plan
from existing shareholders or new shareholders, capital-retention plan through capital market and other capital-
raising plans (as well plan for Syariah business units). A company can choose to use the following sample table, which
is applicable for general insurance firm / life insurance firm / reinsurance firm, and can be modified according to
needs.
(In million IDR)
Description Actual
Per Sept
30, 20XX-
1

Projection
Per Dec 31,
20XX-1*

Projection Projection
Year 1 Per Dec
31
20XX+1
Per Dec
31
20XX+2
Per
Mar
31,
20XX
Per
June
30,
20XX
Per
Sept
30,
20XX
Per
Dec
31,
20XX

Capital Positioning
Shareholders
1. (Filled in
numbers)

2.
3.
4.
Total Deposited Capital

IPO (Initial Public Offering) Go Public

Issuance of New Shares
Other (e.g. Subordinated Loans)

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5.2 Investment Plan
Investment Plan would at least cover:
a) Composition plan on type of investment;
b) Estimation on the level of return on investment for each type of investment;
c) Consideration which the composition plan is based on
5.3 Reinsurance Plan
Reinsurance plan would at least cover:
a) Breakdown of self-retention from each risk or episode after reinsurance/retrocession is placed by each line of
business;
b) Detailed information of the main Reinsurance Company which include the name, address, and country of origin
of the Reinsurance Company;
c) Description of companys self-retention plan as stated on the business plan;
d) Significant proportion from a program insured by a Reinsurance Company or a group of business, additional
information regarding reasons beyond the choosing of the aforementioned Reinsurance Company including the
details on given assurance and financial health;
e) Statistical data or risk profile that shows the exposure of maximum accident.

5.4 Product Marketing and Development Plan
a) Product Research
Fill out this section with research summary on the type of product per line of business. The content would at
least cover:
i. Line of product that will be developed in the next 1-year term
ii. Research on product development that considers the following points:
1. Societys requirement or needs upon similar insurance product;
2. Marketing trends for similar insurance product among other insurance companies;
3. Available resources that the company owns to market similar insurance product;
P a g e | 31
4. Risk profile and losses associated with the potential insurance product and the targeted market
segmentation;
5. Cost profile associated with the potential insurance product;
6. Performance of the companys current investment portfolio;
7. Investment portfolio associated with the potential insurance product;
8. Financing;
9. Potential risk exposure and its mitigation
b) Human Resources Development Plan Relevant to Product Development Plan
c) New Product Launching Plan
No. Product
Name
Line of
Business
Type of
Insurance
Risk
Insured
and
Insurance
Benefits
Period of
Insurance
Marketing
Method
Target
Market
Timeline for
launching and
Implementation
Purpose/Benefits Potential
Risk For the
Company
For the
Policy
Holders
1
2
Etc.

d) Product Marketing Partnership with Other Party
No. Name of Other Party Affiliation /
Non-
affiliation
Field of Business Product
Name
General Product
Description
Model / Form /
Type of
Partnership
Length of
Marketing
Partnership







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5.5 Organizational and Human Resource Development Plan
Organizational and Human Resource Development plan would at least cover:
a) Organizational development plan that contains the plan on construction/reconstruction of a working unit or a
committee in alignment with the parameter and complexity of companys business.
b) IT development plan which:
i. Provides recent and accurate information regarding insurance portfolio, as well its risk profile and losses
ii. Supports product report to the OJK
c) Human Resources Development Plan that covers:
i. Planning on total number of human resources needed
ii. Planning on education and human resources training needed and its budgeting according to the current
binding regulation
d) Outsourcing plan that covers the use of external labor, both foreign and local, and including the number and field
work assignment
Note:
Any format is allowed for point a and b. If a company has yet had a format for point c and d, then the company can use
the following template.

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PLANNING FOR HUMAN RESOURCES NEEDS
No Total
Number of
the Whole
Human
Resources
per Sept 30,
20XX-1
Number of
Human
Resources

Per Title
Level
Planned Future Recruitment
Per Dec 31,
20XX-1
Per March
31, 20XX
Per June 30,
20XX
Per Sept 30,
20XX
Per Dec 31,
20XX
Per Dec 31,
20XX+1
Per Dec 31,
20XX+2
1





PLANNING AND BUDGETTING FOR EDUCATION AND HUMAN RESOURCES TRAINING NEEDED
No. Training
Material
Training
Method
Estimated
Time of
Training
Duration
of Training
Place Name of
Trainer or
Training
Organization
Total
Number of
Participants
Total
Number of
Participants
per position
Cost of
Training






P a g e | 34
FOREIGN LABOUR EMPLOYMENT PLAN
1

No Title and Field of Work Total Name of
Foreign
Labor
Nationality
of Foreign
Labor
Term of Office Name of
Supporting
Labor
Plan for
Knowledge
Transfer
Program
Position Title Scope Start Date End Date

1 Board of Director
2 Director/Management
3 Branch Manager
4 Non-branch Manager
5 Consultant/Experts
6 Other Position
Reason for employing foreign labor and reason for not/yet using Indonesian labor: .
a. .
b. .
Etc.

Note:
1
Fill N/A if the company does not have a plan to employ foreign labor

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TERMINATION PLAN FOR THE CURRENT EMPLOYMENT OF FOREIGN LABOR IN THE COMPANY
PT. XYZ

No Foreign Labor Term of Office Knowledge
Transfer
Program
End Result of
Knowledge
Transfer
Program
Name Nationality Position Scope Start Date End Date

1
2
3
4
5
6
Reason for employment termination of foreign labor: .
a. .
b. .
Etc.


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5.6 Plan for Development or Alteration in Office Network
Plan for network development or alteration in branch or marketing office would at least cover opening and merger
plan of branch or marketing office, including the status improvement of a marketing office to a branch office.

PLAN FOR DEVELOPMENT OR ALTERATION IN OFFICE NETWORK

NO TYPE OF OFFICE DATE OF
IMPLEMENTATION
ESTIMATED COST LOCATION DESCRIPTION

A OPENING
1.
2.
Branch Office
Marketing/Representative Office

B STATUS CHANGE
1.
2.
Branch Office
Marketing/Representative Office

C MERGER
1.
2.
Branch . and Branch
Rep. Office and Rep. Office

D ADDRESS CHANGE
1.
2.


3.
Head Office
Branch Office
1.
Etc.
Marketing/Representative Office
1.
Etc.

E CLOSING
1.


2.
Branch Office
2.
Etc.
Marketing/Representative Office
2.
Etc.

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5.7 Others Related to Companys Activities
This paragraph contains other matters related to companys activities that need
to be presented, but are in any of the format of corporate plan, an example
would be CSR activities of the company