Income Stream Calculation-Free Dash

Essentially, a dashboard report is a way to visually present critical data in summary form so that you can make
quick and effective decisions, in much the same way that a car dashboard works.
J-Dash uses charts and graphs to develop into a broad spectrum analysis of your firm's health. This is all done
by entering into the Master Data Entry worksheet numbers that are broadcasted throughout hundreds of cells.
The steps are simple:
1) Obtain 4 periods of financials (Years or Quarters)
2) Enter financial data into Master Data Entry worksheet
3) Perform What-if analyses (Optional)
4) Print, Email, and Present - Done
Copyright, 2007, Jaxworks, All Rights Reserved.
2016
C
Start Year
Corporation Type (C or S)
'C' Corporation format selected; income taxes WILL be computed
INCOME STATEMENT
Financials
2017
2018
2016
2019
Total
4 Periods
Sales
Sales
Cost of Goods Sold
$2,000,000
$945,000
$1,500,000
$865,000
$1,300,000
$833,000
$2,010,100
$946,616
$6,810,100
$3,589,616
$1,055,000
$635,000
$467,000
$1,063,484
$3,220,484
$424,000
$16,250
$32,500
$1,250
$50,000
$474,000
$318,000
$16,250
$33,958
$1,250
$51,458
$369,458
$275,600
$16,250
$33,958
$1,250
$51,458
$327,058
$426,141
$16,250
$33,958
$1,250
$51,458
$477,599
$1,443,741
$65,000
$134,374
$5,000
$204,374
$1,648,115
Operating income
$581,000
$265,542
$139,942
$585,885
$1,572,369
Subtotal
$100,000
$20,000
$120,000
$10,000
$50,000
$60,000
$3,000
$100,000
$103,000
$405,700
$200,000
$605,700
$518,700
$370,000
$888,700
Income before tax
$701,000
$325,542
$242,942
$1,191,585
$2,461,069
$210,300
$97,663
$72,883
$357,475
$738,321
$490,700
$227,879
$170,059
$834,109
$1,722,748
$1,400,000
$1,890,700
$2,118,579
$2,288,638
$1,400,000
$0
$0
$0
$50,000
$50,000
$1,890,700
$2,118,579
$2,288,638
$3,072,747
$3,072,748
Gross profit
Expenses
Operating expenses
Interest
Depreciation
Amortization
Subtotal (IDA)
Total expenses
Other income and expenses

Gain (loss) on sale of assets
Other (net)
Please enter a tax percentage

Taxes @
30%
Net income
Retained earnings-beginning
Dividends paid
Retained earnings-ending
BALANCE SHEET
Actual
2015
ASSETS
Current Assets
Cash and cash equivalents
Accounts receivable
Inventory
Other current assets
2016
Financials
2017
2018
2019
Total Current Assets
$451,000
$350,000
$400,000
$10,000
$1,211,000
$90,360
$657,534
$630,411
$60,000
$1,438,305
$289,233
$493,151
$590,959
$45,090
$1,418,433
$614,196
$427,397
$575,178
$76,320
$1,693,091
$1,454,008
$660,855
$631,208
$50,000
$2,796,071
Subtotal
Less-accumulated depreciation
Total Fixed Assets
$100,000
$1,500,000
$800,000
$2,400,000
$400,000
$2,000,000
$112,500
$1,450,000
$875,000
$2,437,500
$432,500
$2,005,000
$125,000
$1,450,000
$875,000
$2,450,000
$466,458
$1,983,542
$137,500
$1,450,000
$875,000
$2,462,500
$500,416
$1,962,084
$150,000
$1,450,000
$875,000
$2,475,000
$534,374
$1,940,626
Intangible Assets
Intangible Assets Cost
Less-accumulated amortization
Total Intangible Assets
$50,000
$20,000
$30,000
$50,000
$21,250
$28,750
$50,000
$22,500
$27,500
$50,000
$23,750
$26,250
$50,000
$25,000
$25,000
$25,000
$3,266,000
$33,000
$3,505,055
$120,000
$3,549,475
$5,000
$3,686,425
$23,000
$4,784,697
Fixed Assets
Land
Buildings
Equipment
Other assets
Total Assets
LIABILITIES AND
STOCKHOLDERS' EQUITY
Current Liabilities
Accounts payable
Notes payable
Current portion of long-term debt
Income taxes
Accrued expenses
Other current liabilities
Total Current Liabilities
Non-Current Liabilities
Long-term debt
Deferred income
Deferred income taxes
Other long-term liabilities
Non-Current Liabilities Totals
Total Liabilities
Stockholders' Equity
Capital stock issued
Additional paid in capital
Retained earnings
Total Liabilities and Equity
"C" Corporation (Y/N)
Cash balance positive or (negative)
Amount sheet is out-of-balance
Amount cash flow out-of-balance
Actual
2015
Forecast
2016
2017
2018
2019
$600,000
$100,000
$100,000
$30,000
$90,000
$16,000
$936,000
$328,767
$50,000
$100,000
$183,300
$83,288
$12,000
$757,355
$328,767
$50,000
$100,000
$70,663
$62,466
$12,000
$623,896
$328,767
$50,000
$100,000
$45,883
$54,137
$12,000
$590,787
$328,767
$50,000
$100,000
$330,475
$83,708
$12,000
$904,950
$600,000
$100,000
$30,000
$50,000
$780,000
$1,716,000
$500,000
$90,000
$27,000
$90,000
$707,000
$1,464,355
$500,000
$90,000
$27,000
$40,000
$657,000
$1,280,896
$500,000
$90,000
$27,000
$40,000
$657,000
$1,247,787
$500,000
$90,000
$27,000
$40,000
$657,000
$1,561,950
$100,000
$50,000
$1,400,000
$1,550,000
$100,000
$50,000
$1,890,700
$2,040,700
$100,000
$50,000
$2,118,579
$2,268,579
$100,000
$50,000
$2,288,638
$2,438,638
$100,000
$50,000
$3,072,747
$3,222,747
$3,266,000
$3,505,055
$3,549,475
$3,686,425
$4,784,697
Positive
$0
$0
Positive
$0
$0
Positive
$0
$0
Positive
$0
$0
Y
Positive
$0
Summary Dashboard
Sales
Cost of Goods Sold
$2,500,000
$960,000
$940,000
$920,000
$900,000
$880,000
$860,000
$840,000
$820,000
$800,000
$780,000
$760,000
$2,000,000
$1,500,000
$1,000,000
$500,000
$0
2016
$2,000,000
Sales
2017
$1,500,000
2018
$1,300,000
2019
$2,010,100
2016
$945,000
Cost of Goods Sold
Gross profit
$500,000
$450,000
$400,000
$350,000
$300,000
$250,000
$200,000
$150,000
$100,000
$50,000
$0
$800,000
$600,000
$400,000
$200,000
$0
2016
$1,055,000
Gross profit
2017
$635,000
2017
$865,000
2018
$833,000
2019
$946,616
Total expenses
$1,200,000
$1,000,000
2018
$467,000
2019
$1,063,484
2016
$474,000
Total expenses
2017
$369,458
Income before tax
2018
$327,058
2019
$477,599
Net income
$1,200,000
$900,000
$800,000
$1,000,000
$700,000
$600,000
$800,000
$500,000
$400,000
$600,000
$400,000
$300,000
$200,000
$200,000
$100,000
$0
2016
$701,000
Income before tax
2017
$325,542
2018
$242,942
$0
2019
$1,191,585
2016
$490,700
Net income
2017
$227,879
2018
$170,059
2019
$834,109
Comparative Analysis 4 Years

Income Statement
$2,500,000
$2,000,000
$1,500,000
$1,000,000
$500,000
$0
2016
Sales
2017
Cost of Goods Sold
2018
Gross Profit (Margin)
2019
Total Operating Expenses
Earnings Before Inc.Taxes
Net Income After Taxes
Accounts receivable
$700,000
$700,000
$600,000
$600,000
$500,000
$500,000
$400,000
$400,000
$300,000
$300,000
$200,000
$200,000
$100,000
$100,000
$0
2016
$451,000
2017
$90,360
2018
$289,233
$0
2019
$614,196
2016
$350,000
Accounts receivable
Inventory
2017
$657,534
2018
$493,151
2019
$427,397
$700,000
$80,000
$600,000
$70,000
$60,000
$500,000
$50,000
$400,000
$40,000
$300,000
$30,000
$200,000
$20,000
$10,000
$100,000
$0
$0
2016
$400,000
Inventory
2017
$630,411
2018
$590,959
2019
$575,178
2016
$10,000
2017
$60,000
2018
$45,090
2019
$76,320
$1,800,000
$1,600,000
$1,400,000
$1,200,000
$1,000,000
$800,000
$600,000
$400,000
$200,000
$0
2016
$1,211,000
2017
$1,438,305
2018
$1,418,433
2019
$1,693,091
Land
Buildings
$140,000
$1,500,000
$120,000
$1,490,000
$100,000
$1,480,000
$1,470,000
$80,000
$1,460,000
$60,000
$1,450,000
$40,000
$1,440,000
$20,000
$1,430,000
$1,420,000
$0
2016
$100,000
Land
2017
$112,500
2018
$125,000
2019
$137,500
2016
$1,500,000
Buildings
Equipment
2017
$1,450,000
2018
$1,450,000
2019
$1,450,000
$880,000
$600,000
$860,000
$500,000
$400,000
$840,000
$300,000
$820,000
$200,000
$800,000
$100,000
$780,000
$0
$760,000
2016
$800,000
Equipment
2017
$875,000
2018
$875,000
2019
$875,000
2016
$400,000
2017
$432,500
2018
$466,458
2019
$500,416
Total Fixed Assets
$2,010,000
$2,000,000
$1,990,000
$1,980,000
$1,970,000
$1,960,000
$1,950,000
$1,940,000
2016
$2,000,000
Total Fixed Assets
2017
$2,005,000
2018
$1,983,542
2019
$1,962,084
$50,000
$24,000
$45,000
$23,000
$40,000
$35,000
$22,000
$30,000
$25,000
$21,000
$20,000
$20,000
$15,000
$10,000
$19,000
$5,000
$18,000
$0
2016
$50,000
2017
$50,000
2018
$50,000
2019
$50,000
2016
$20,000
2017
$21,250
2018
$22,500
2019
$23,750
Other assets
$30,000
$120,000
$29,000
$100,000
$80,000
$28,000
$60,000
$27,000
$40,000
$26,000
$20,000
$25,000
$0
$24,000
2016
$30,000
2017
$28,750
2018
$27,500
2019
$26,250
2016
$25,000
Other assets
2017
$33,000
2018
$120,000
2019
$5,000
Total Assets
$3,700,000
$3,600,000
$3,500,000
$3,400,000
$3,300,000
$3,200,000
$3,100,000
$3,000,000
2016
$3,266,000
Total Assets
2017
$3,505,055
2018
$3,549,475
2019
$3,686,425
Accounts payable
Notes payable
$600,000
$100,000
$90,000
$500,000
$80,000
$70,000
$400,000
$60,000
$300,000
$50,000
$40,000
$200,000
$30,000
$20,000
$100,000
$10,000
$0
2016
$600,000
Accounts payable
2017
$328,767
2018
$328,767
$0
2019
$328,767
2016
$100,000
Notes payable
2017
$50,000
2018
$50,000
2019
$50,000
Income taxes
$100,000
$200,000
$90,000
$180,000
$80,000
$160,000
$70,000
$140,000
$60,000
$120,000
$50,000
$100,000
$40,000
$80,000
$30,000
$60,000
$20,000
$40,000
$10,000
$20,000
$0
2016
$100,000
2017
$100,000
2018
$100,000
$0
2019
$100,000
2016
$30,000
Income taxes
Accrued expenses
2017
$183,300
2018
$70,663
2019
$45,883
$90,000
$16,000
$80,000
$14,000
$70,000
$12,000
$60,000
$10,000
$50,000
$8,000
$40,000
$6,000
$30,000
$4,000
$20,000
$2,000
$10,000
$0
Accrued expenses
2016
$90,000
2017
$83,288
2018
$62,466
$0
2019
$54,137
2016
$16,000
2017
$12,000
2018
$12,000
2019
$12,000
$1,000,000
$900,000
$800,000
$700,000
$600,000
$500,000
$400,000
$300,000
$200,000
$100,000
$0
2016
$936,000
2017
$757,355
2018
$623,896
2019
$590,787
Deferred income
Long-term debt
$600,000
$100,000
$580,000
$98,000
$560,000
$96,000
$540,000
$94,000
$520,000
$92,000
$500,000
$90,000
$480,000
$88,000
$460,000
$86,000
$440,000
2016
$600,000
Long-term debt
2017
$500,000
2018
$500,000
$84,000
2019
$500,000
2016
$100,000
Deferred income
2017
$90,000
2018
$90,000
2019
$90,000
$30,000
$90,000
$29,500
$80,000
$29,000
$70,000
$28,500
$60,000
$28,000
$50,000
$27,500
$40,000
$27,000
$30,000
$26,500
$20,000
$26,000
$10,000
$25,500
2016
$30,000
2017
$27,000
2018
$27,000
$0
2019
$27,000
2016
$50,000
2017
$90,000
2018
$40,000
2019
$40,000
Total Liabilities
$1,800,000
$1,600,000
$1,400,000
$1,200,000
$1,000,000
$800,000
$600,000
$400,000
$200,000
$0
2016
$1,716,000
Total Liabilities
2017
$1,464,355
2018
$1,280,896
2019
$1,247,787
$50,000
$90,000
$45,000
$80,000
$40,000
$70,000
$35,000
$60,000
$30,000
$50,000
$25,000
$40,000
$20,000
$30,000
$15,000
$20,000
$10,000
$10,000
$0
$5,000
2016
$100,000
2017
$100,000
2018
$100,000
$0
2019
$100,000
2016
$50,000
Retained earnings
$2,500,000
$2,000,000
$2,000,000
$1,500,000
2018
$50,000
2019
$50,000
$1,500,000
$1,000,000
$1,000,000
$500,000
$0
2017
$50,000
$2,500,000
Retained earnings
$1,561,950
$100,000
$500,000
2016
$1,400,000
2017
$1,890,700
2018
$2,118,579
$0
2019
$2,288,638
2016
$1,550,000
2017
$2,040,700
2018
$2,268,579
2019
$2,438,638
$3,700,000
$3,600,000
$3,500,000
$3,400,000
$3,300,000
$3,200,000
$3,100,000
$3,000,000
2016
$3,266,000
2017
$3,505,055
2018
$3,549,475
2019
$3,686,425

Balance Sheet
$5,000,000
$4,500,000
$4,000,000
$3,500,000
$3,000,000
$2,500,000
$2,000,000
$1,500,000
$1,000,000
$500,000
$0
2016
Total Fixed Assets
2017
Total Assets
2018
2019
Total Liabilities
Copyright, 2007, Jaxw orks, All Rights Reserved.
Cash Flow Statement

Actual
2015
Cash from operations
Net earnings (loss)
Add-depreciation and amortization
2016
Financials
2017
2018
$490,700
$33,750
$227,879
$35,208
$170,059
$35,208
$834,109
$35,208
$1,722,748
$139,374
$524,450
$263,087
$205,267
$869,317
$1,862,121
($307,534)
($230,411)
($50,000)
($8,000)
($271,233)
$0
$153,300
($6,712)
($4,000)
$0
$164,383
$39,452
$14,910
($87,000)
$0
$0
($112,637)
($20,822)
$0
$0
$65,754
$15,781
($31,230)
$115,000
$0
$0
($24,780)
($8,329)
$0
$0
($233,458)
($56,030)
$26,320
($18,000)
$0
$0
$284,592
$29,571
$0
($50,000)
($310,855)
($231,208)
($40,000)
$2,000
($271,233)
$0
$300,475
($6,292)
($4,000)
($50,000)
($724,590)
($1,714)
$132,196
($17,005)
($611,113)
$12,500
($50,000)
$75,000
$0
$12,500
$0
$0
$0
$12,500
$0
$0
$0
$12,500
$0
$0
$0
$50,000
($50,000)
$75,000
$0
$37,500
$12,500
$12,500
$12,500
$75,000
($50,000)
($100,000)
($10,000)
($3,000)
$40,000
$0
$0
$0
$0
$0
($50,000)
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
($50,000)
($100,000)
($10,000)
($3,000)
($10,000)
$0
Net cash from financing
($123,000)
($50,000)
$0
$0
($173,000)
Net increase (decrease) in cash
($360,640)
$198,873
$324,963
$839,812
$1,003,008
Cash at beginning of period
$451,000
$90,360
$289,233
$614,196
$451,000
Cash at the end of period
$90,360
$289,233
$614,196
$1,454,008
$1,454,008
Net cash from operations

Cash provided (used) by
operating activities
Accounts Receivable
Inventory
Other non-current assets
Accounts payable
Income taxes
Accrued expenses
Dividends paid
Net cash provided (used) by operations
Investment transactions
Increases (decreases)
Land
Buildings and improvements
Equipment
Intangible assets
Net cash from investments
Financing transactions
Short term notes payable
Long term debt
Deferred income
Capital stock and paid in capital
Cash Flow
$1,600,000
$1,400,000
$1,200,000
$1,000,000
$800,000
$600,000
$400,000
$200,000
$0
Cash Flow
2019
2015
$90,360
2016
$289,233
2017
$614,196
2018
$1,454,008
CASH FLOW STATEMENT 8 YEARS

2016
1
$490,700
$33,750
Projected
2017
2018
2
3
$227,879
$170,059
$35,208
$35,208
2019
4
$834,109
$35,208
2020
5
$673,789
$35,937
Forecasted
2021
2022
6
7
$771,030
$868,271
$36,374
$36,812
$524,450
$263,087
$205,267
$869,317
$709,726
$807,404
$905,082
($307,534)
($230,411)
($50,000)
($8,000)
($271,233)
$0
$153,300
($6,712)
($4,000)
$0
$164,383
$39,452
$14,910
($87,000)
$0
$0
($112,637)
($20,822)
$0
$0
$65,754
$15,781
($31,230)
$115,000
$0
$0
($24,780)
($8,329)
$0
$0
($233,458)
($56,030)
$26,320
($18,000)
$0
$0
$284,592
$29,571
$0
($50,000)
($46,814)
$67,066
$35,705
$43,500
$135,617
$0
$195,552
$28,763
$2,000
($50,000)
($34,454)
$117,013
$53,987
$60,700
$216,986
$0
$243,725
$40,897
$3,200
($65,000)
($22,094)
$166,960
$72,269
$77,900
$298,356
$0
$291,899
$53,031
$4,400
($80,000)
($724,590)
($1,714)
$132,196
($17,005)
$411,388
$637,055
$862,721
$12,500
($50,000)
$75,000
$0
$12,500
$0
$0
$0
$12,500
$0
$0
$0
$12,500
$0
$0
$0
$12,500
$25,000
($37,500)
$0
$12,500
$40,000
($60,000)
$0
$12,500
$55,000
($82,500)
$0
$12,500
$70,000
($105,000)
$0
$37,500
$12,500
$12,500
$12,500
($7,500)
($15,000)
($22,500)
($50,000)
($100,000)
($10,000)
($3,000)
$40,000
$0
$0
$0
$0
$0
($50,000)
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$25,000
$50,000
$5,000
$1,500
($20,000)
$0
$40,000
$80,000
$8,000
$2,400
($27,000)
$0
$55,000
$110,000
$11,000
$3,300
($34,000)
$0
$70,000
$140,000
$14,000
$4,200
($41,000)
$0
Net cash from financing
($123,000)
($50,000)
$0
$0
$61,500
$103,400
$145,300
$187,200
Net increase (decrease) in cash
Cash from operations

Net earnings (loss)
Add-depreciation and amortization
Net cash from operations
Cash provided (used) by
operating activities
Accounts Receivable
Inventory
Other non-current assets
Accounts payable
Income taxes
Accrued expenses
Dividends paid
Net cash Consumed or Generated
Investment transactions
Land
Buildings and improvements
Equipment
Intangible assets
Net cash from investments
Financing transactions
Short term notes payable
Long term debt
Deferred income
Capital stock and paid in capital
$0
2023
8
$965,511
$37,249
$1,002,760
($9,734)
$216,908
$90,551
$95,100
$379,726
$0
$340,072
$65,165
$5,600
($95,000)
$1,088,388
($360,640)
$198,873
$324,963
$839,812
$1,182,614
$1,555,358
$1,928,103
$2,300,847
Cash at beginning of period
$451,000
$90,360
$289,233
$614,196
$533,313
$602,159
$671,005
$739,851
Cash at the end of period
$90,360
$289,233
$614,196
$1,454,008
$1,715,926
$2,157,517
$2,599,107
$3,040,698
Cash Flow 8 Years
$3,500,000
$3,000,000
$2,500,000
$2,000,000
$1,500,000
$1,000,000
$500,000
$0
Cash Flow
2016
$90,360
2017
$289,233
2018
$614,196
2019
$1,454,008
2020
$1,715,926
2021
$2,157,517
2022
$2,599,107
2023
$3,040,698
Balance Sheet
Projected
2016
ASSETS
Current Assets
Accounts receivable
Inventory
2017
2018
2019
$90,360
$657,534
$630,411
$60,000
$1,438,305
$289,233
$493,151
$590,959
$45,090
$1,418,433
$614,196
$427,397
$575,178
$76,320
$1,693,091
$1,454,008
$660,855
$631,208
$50,000
$2,796,071
Total Fixed Assets
$112,500
$1,450,000
$875,000
$2,437,500
$432,500
$2,005,000
$125,000
$1,450,000
$875,000
$2,450,000
$466,458
$1,983,542
$137,500
$1,450,000
$875,000
$2,462,500
$500,416
$1,962,084
$150,000
$1,450,000
$875,000
$2,475,000
$534,374
$1,940,626
$50,000
$21,250
$28,750
$50,000
$22,500
$27,500
$50,000
$23,750
$26,250
$50,000
$25,000
$25,000
Total Assets
$33,000
$3,505,055
$120,000
$3,549,475
$5,000
$3,686,425
$23,000
$4,784,697

Fixed Assets
Land
Buildings
Equipment
Subtotal
Intangible Assets
Cost
Other assets
Projected
LIABILITIES AND
Current Liabilities
Accounts payable
Notes payable
Income taxes
Accrued expenses
2016
2017
2018
2019
$328,767
$50,000
$100,000
$183,300
$83,288
$12,000
$757,355
$328,767
$50,000
$100,000
$70,663
$62,466
$12,000
$623,896
$328,767
$50,000
$100,000
$45,883
$54,137
$12,000
$590,787
$328,767
$50,000
$100,000
$330,475
$83,708
$12,000
$904,950
$500,000
$90,000
$27,000
$90,000
$707,000
$1,464,355
$500,000
$90,000
$27,000
$40,000
$657,000
$1,280,896
$500,000
$90,000
$27,000
$40,000
$657,000
$1,247,787
$500,000
$90,000
$27,000
$40,000
$657,000
$1,561,950
Stockholders Equity
$100,000
$50,000
$1,890,700
$2,040,700
$100,000
$50,000
$2,118,579
$2,268,579
$100,000
$50,000
$2,288,638
$2,438,638
$100,000
$50,000
$3,072,747
$3,222,747
$3,505,055
$3,549,475
$3,686,425
$4,784,697

Long-term debt
Deferred income
Subtotal
Total Liabilities
Retained earnings
Balance Sheet
Assets
$5,000,000
$4,000,000
$3,000,000
$2,000,000
$1,000,000
$0
2016
$1,438,305
2017
$1,418,433
2018
$1,693,091
2019
$2,796,071
Total Fixed Assets
$2,005,000
$1,983,542
$1,962,084
$1,940,626
Total Assets
$3,505,055
$3,549,475
$3,686,425
$4,784,697
Liabilities
$4,000,000
$3,000,000
$2,000,000
$1,000,000
$0
2016
$757,355
2017
$623,896
2018
$590,787
2019
$904,950
Total Liabilities
$1,464,355
$1,280,896
$1,247,787
$1,561,950
Stockholders Equity
$2,040,700
$2,268,579
$2,438,638
$3,222,747
Assets vs. Liabilities
$5,000,000
$4,000,000
$3,000,000
$2,000,000
$1,000,000
$0
Total Assets
2016
$3,505,055
2017
$3,549,475
2018
$3,686,425
2019
$4,784,697
Total Liabilities
$1,464,355
$1,280,896
$1,247,787
$1,561,950
Balance Sheet 8 Years

Forecasted
Projected
2016
1
ASSETS
Current Assets
Accounts receivable
Inventory
2017
2
2018
3
2019
4
2020
5
2021
6
2022
7
2023
8
$90,360
$657,534
$630,411
$60,000
$1,438,305
$289,233
$493,151
$590,959
$45,090
$1,418,433
$614,196
$427,397
$575,178
$76,320
$1,693,091
$1,454,008
$660,855
$631,208
$50,000
$2,796,071
$1,715,926
$545,787
$603,592
$58,160
$2,923,464
$2,157,517
$540,207
$602,253
$58,283
$3,358,260
$2,599,107
$534,628
$600,914
$58,406
$3,793,055
$3,040,698
$529,049
$599,575
$58,529
$4,227,851
Total Fixed Assets
$112,500
$1,450,000
$875,000
$2,437,500
$432,500
$2,005,000
$125,000
$1,450,000
$875,000
$2,450,000
$466,458
$1,983,542
$137,500
$1,450,000
$875,000
$2,462,500
$500,416
$1,962,084
$150,000
$1,450,000
$875,000
$2,475,000
$534,374
$1,940,626
$162,500
$1,450,000
$875,000
$2,487,500
$568,332
$1,919,168
$175,000
$1,450,000
$875,000
$2,500,000
$602,290
$1,897,710
$187,500
$1,450,000
$875,000
$2,512,500
$636,248
$1,876,252
$200,000
$1,450,000
$875,000
$2,525,000
$670,206
$1,854,794
$50,000
$21,250
$28,750
$50,000
$22,500
$27,500
$50,000
$23,750
$26,250
$50,000
$25,000
$25,000
$50,000
$26,250
$23,750
$50,000
$27,500
$22,500
$50,000
$28,750
$21,250
$50,000
$30,000
$20,000
Total Assets
$33,000
$3,505,055
$120,000
$3,549,475
$5,000
$3,686,425
$23,000
$4,784,697
$9,000
$4,875,382
($5,500)
$5,272,970
Period 5
Forecasted
Period 6
Period 7

Fixed Assets
Land
Buildings
Equipment
Subtotal
Intangible Assets
Cost
Other assets
Projected
LIABILITIES AND
Current Liabilities
Accounts payable
Notes payable
Income taxes
Accrued expenses
2016
2017
2018
2019
$328,767
$50,000
$100,000
$183,300
$83,288
$12,000
$757,355
$328,767
$50,000
$100,000
$70,663
$62,466
$12,000
$623,896
$328,767
$50,000
$100,000
$45,883
$54,137
$12,000
$590,787
$328,767
$50,000
$100,000
$330,475
$83,708
$12,000
$904,950
$328,767
$50,000
$100,000
$261,767
$69,133
$12,000
$821,666
$328,767
$50,000
$100,000
$303,441
$68,426
$12,000
$862,634
$500,000
$90,000
$27,000
$90,000
$707,000
$1,464,355
$500,000
$90,000
$27,000
$40,000
$657,000
$1,280,896
$500,000
$90,000
$27,000
$40,000
$657,000
$1,247,787
$500,000
$90,000
$27,000
$40,000
$657,000
$1,561,950
$500,000
$90,000
$27,000
$15,000
$632,000
$1,453,666
Stockholders Equity
$100,000
$50,000
$1,890,700
$2,040,700
$100,000
$50,000
$2,118,579
$2,268,579
$100,000
$50,000
$2,288,638
$2,438,638
$100,000
$50,000
$3,072,747
$3,222,747
$3,505,055
$3,549,475
$3,686,425
$4,784,697

Long-term debt
Deferred income
Subtotal
Total Liabilities
Retained earnings
($20,000)
$5,670,557
($34,500)
$6,068,145
Period 8
$328,767
$50,000
$100,000
$345,116
$67,719
$12,000
$903,601
$328,767
$50,000
$100,000
$386,790
$67,012
$12,000
$944,569
$500,000
$90,000
$27,000
$0
$617,000
$1,479,634
$500,000
$90,000
$27,000
($15,000)
$602,000
$1,505,601
$500,000
$90,000
$27,000
($30,000)
$587,000
$1,531,569
$100,000
$50,000
$3,271,716
$3,421,716
$100,000
$50,000
$3,643,336
$3,793,336
$100,000
$50,000
$4,014,956
$4,164,956
$100,000
$50,000
$4,386,576
$4,536,576
$4,875,382
$5,272,970
$5,670,557
$6,068,145
Balance Sheet 8 Years

Assets
$7,000,000
$6,000,000
$5,000,000
$4,000,000
$3,000,000
$2,000,000
$1,000,000
$0
2016
2017
2018
2019
2020
2021
2022
2023
$1,438,3 $1,418,4 $1,693,0 $2,796,0 $2,923,4 $3,358,2 $3,793,0 $4,227,8
Total Fixed Assets
$2,005,0 $1,983,5 $1,962,0 $1,940,6 $1,919,1 $1,897,7 $1,876,2 $1,854,7
Total Assets
$3,505,0 $3,549,4 $3,686,4 $4,784,6 $4,875,3 $5,272,9 $5,670,5 $6,068,1
Liabilities
$5,000,000
$4,000,000
$3,000,000
$2,000,000
$1,000,000
$0
2016
2017
2018
2019
2020
2021
2022
2023
$757,355 $623,896 $590,787 $904,950 $821,666 $862,634 $903,601 $944,569
Total Liabilities
$1,464,3 $1,280,8 $1,247,7 $1,561,9 $1,453,6 $1,479,6 $1,505,6 $1,531,5
Stockholders Equity
$2,040,7 $2,268,5 $2,438,6 $3,222,7 $3,421,7 $3,793,3 $4,164,9 $4,536,5
Assets vs. Liabilities

$7,000,000
$6,000,000
$5,000,000
$4,000,000
$3,000,000
$2,000,000
$1,000,000
$0
Total Assets
2016
2017
2018
2019
2020
2021
2022
2023
$3,505,05 $3,549,47 $3,686,42 $4,784,69 $4,875,38 $5,272,97 $5,670,55 $6,068,14
Total Liabilities
$1,464,35 $1,280,89 $1,247,78 $1,561,95 $1,453,66 $1,479,63 $1,505,60 $1,531,56
Financial Operations
What-if Trial Projections
Projected
Current Assets
Fixed Assets
Total Assets
Current Liabilities
Non-current Liab.
Total Liabilities
Equity
Liabilities and Equity
2016
2017
2018
2019
2016
2017
2018
2019
1,438,305
1,418,433
1,693,091
2,796,071
1,438,305
1,418,433
1,693,091
2,796,071
2,005,000
1,983,542
1,962,084
1,940,626
2,005,000
1,983,542
1,962,084
1,940,626
3,505,055
3,549,475
3,686,425
4,784,697
3,505,055
3,549,475
3,686,425
4,784,697
757,355
623,896
590,787
904,950
757,355
623,896
590,787
904,950
707,000
657,000
657,000
657,000
707,000
657,000
657,000
657,000
1,464,355
1,280,896
1,247,787
1,561,950
1,464,355
1,280,896
1,247,787
1,561,950
2,040,700
2,268,579
2,438,638
3,222,747
2,040,700
2,268,579
2,438,638
3,222,747
3,505,055
3,549,475
3,686,425
4,784,697
3,505,055
3,549,475
3,686,425
4,784,697
Projected
5,000,000
4,000,000
3,000,000
2,000,000
1,000,000
0
2016
Current Assets
Fixed Assets
2017
Total Assets
Current Liabilities
2018
Non-current Liab.
2019
Total Liabilities
Equity

5,000,000
4,000,000
3,000,000
2,000,000
1,000,000
0
2016
Current Assets
Fixed Assets
2017
Total Assets
Current Liabilities
2018
Non-current Liab.
2019
Total Liabilities
Equity
Balance Sheet Charts

$5,000,000

Total Fixed Assets
Total Assets
Total Liabilities
$1,438,305
$2,005,000
$3,505,055
$757,355
$1,464,355
$3,505,055
$1,418,433
$1,983,542
$3,549,475
$623,896
$1,280,896
$3,549,475
$1,693,091
$1,962,084
$3,686,425
$590,787
$1,247,787
$3,686,425
$2,796,071
$1,940,626
$4,784,697
$904,950
$1,561,950
$4,784,697
$4,000,000
$3,000,000
$2,000,000
$1,000,000
$0
2016
Total Assets
2019
2018
2018
2017
2017
2016
2016
Total Assets
2016
Fixed Assets
2019
2019
2018
2018
2017
2017
2016
2016
2023
2018
2022
2017
2021
2016
2020
Total Liabilities & Equity
2016
2019
2018
2018
2017
2017
2016
2016
2016
2019
2018
2018
2017
2017
2016
2016
2016
2023
2018
2022
2017
2021
2016
2020
2018
2019 2016
Total Liabilities
2017
2018
2017
2018
2017
2018
2016
2017
2018
2019 2016
2017
2018
2017
2018
2019
2017
2018
2019
Total Assets Projected
2019 2020
2021
2022
2023
Current Liabilities
2019 2016
2017
2018
2019
Total Liabilities
2019 2016
2016
Fixed Assets
Total Liabilities & Equity Projected
2019
2017
Total Liabilities
2019
2019
Total CA
Total Assets
Current Liabilities
2019
Total Assets
Total Assets Projected
Total Assets
2019
Total Assets
2018
Total Assets
Total CA
2019
Total Fixed Assets
2017
2017
2018
2019
Total Liabilities & Equity Projected
2019 2020
2021
2022
2023
Current Assets
Current Assets Projection
1ST QTR
$1,438,305
$4,500,000
2ND QTR
$1,418,433
$4,000,000
3RD QTR
$1,693,091
4TH QTR
$2,796,071
$2,500,000
5TH QTR
$2,923,464
$2,000,000
6TH QTR
$3,358,260
$1,000,000
7TH QTR
$3,793,055
$500,000
8TH QTR
$4,227,851
$3,500,000
$3,000,000
$1,500,000
$0
2016
2017
2018
2019
2020
2021
2022
2023
Inventory
Inventory Projection
1ST QTR
$630,411
$640,000
2ND QTR
$590,959
$630,000
3RD QTR
$575,178
$610,000
4TH QTR
$631,208
$600,000
5TH QTR
$603,592
$580,000
6TH QTR
$602,253
7TH QTR
$600,914
8TH QTR
$599,575
$620,000
$590,000
$570,000
$560,000
$550,000
$540,000
2016
2017
2018
2019
2020
2021
2022
2023
Total Assets
Total Assets Projection
1ST QTR
$3,505,055
$7,000,000
2ND QTR
$3,549,475
$6,000,000
3RD QTR
$3,686,425
$5,000,000
4TH QTR
$4,784,697
$4,000,000
5TH QTR
$4,875,382
$3,000,000
6TH QTR
$5,272,970
$2,000,000
7TH QTR
$5,670,557
8TH QTR
$6,068,145
$1,000,000
$0
2016
2017
2018
2019
2020
2021
2022
2023
2020
2021
2022
2023
Current Liabilities
Current Liabilities Projection
$757,355
$1,000,000
2ND QTR
$623,896
$900,000
3RD QTR
$590,787
$700,000
4TH QTR
$904,950
$600,000
5TH QTR
$821,666
$400,000
6TH QTR
$862,634
7TH QTR
$903,601
8TH QTR
$944,569
1ST QTR
$800,000
$500,000
$300,000
$200,000
$100,000
$0
2016
2017
2018
2019
Non-current Liabilities
Non-current Liabilities Projection
1ST QTR
$707,000
$800,000
2ND QTR
$657,000
$700,000
3RD QTR
$657,000
$600,000
4TH QTR
$657,000
5TH QTR
$632,000
$300,000
6TH QTR
$617,000
$200,000
7TH QTR
$602,000
$100,000
8TH QTR
$587,000
$500,000
$400,000
$0
2016
2017
2018
2019
2020
2021
2022
2023
Total Liabilities
Total Liabilities Projection
1ST QTR
$1,464,355
$1,600,000
2ND QTR
$1,280,896
$1,400,000
3RD QTR
$1,247,787
$1,200,000
4TH QTR
$1,561,950
5TH QTR
$1,453,666
$600,000
6TH QTR
$1,479,634
$400,000
7TH QTR
$1,505,601
$200,000
8TH QTR
$1,531,569
$1,000,000
$800,000
$0
2016
2017
2018
2019
2020
2021
2022
2023
2019
2020
2021
2022
2023
Equity
Equity Projection
1ST QTR
$2,040,700
$5,000,000
2ND QTR
$2,268,579
$4,500,000
3RD QTR
$2,438,638
$3,500,000
4TH QTR
$3,222,747
$3,000,000
5TH QTR
$3,421,716
$2,000,000
6TH QTR
$3,793,336
7TH QTR
$4,164,956
8TH QTR
$4,536,576
$4,000,000
$2,500,000
$1,500,000
$1,000,000
$500,000
$0
2016
2017
2018
Balance Sheet Summary 4 Years
5,000,000
4,500,000
4,000,000
3,500,000
3,000,000
2,500,000
2,000,000
1,500,000
1,000,000
500,000
0
2016
Current Assets
2017
Fixed Assets
Total Assets
Current Liabilities
2018
Non-current Liab.
Total Liabilities
2019
Equity
What-if Balance Sheet
5,000,000
4,500,000
4,000,000
3,500,000
3,000,000
2,500,000
2,000,000
1,500,000
1,000,000
500,000
0
2016
Current Assets
2017
Fixed Assets
Total Assets
Current Liabilities
2018
Non-current Liab.
Total Liabilities
2019
Equity
2016
1
$2,000,000
$945,000
Revenue
Sales
Cost of sales
Gross profit
$635,000
$467,000
$1,063,484
$424,000
$16,250
$32,500
$1,250
$50,000
$474,000
$318,000
$16,250
$33,958
$1,250
$51,458
$369,458
$275,600
$16,250
$33,958
$1,250
$51,458
$327,058
$426,141
$16,250
$33,958
$1,250
$51,458
$477,599
Operating income
$581,000
$265,542
$139,942
$585,885
Subtotal
$100,000
$20,000
$120,000
$10,000
$50,000
$60,000
$3,000
$100,000
$103,000
$405,700
$200,000
$605,700
Income before tax
$701,000
$325,542
$242,942
$1,191,585
Income tax
$210,300
$97,663
$72,883
$357,475
Net income
$490,700
$227,879
$170,059
$834,109
$1,400,000
$1,890,700
$2,118,579
$2,288,638
$0
$0
$0
$50,000
$1,890,700
$2,118,579
$2,288,638
$3,072,747
Subtotal (IDA)
Total expenses

Other (net)
Dividends paid
2019
4
$2,010,100
$946,616
$1,055,000
Expenses
Operating expenses
Interest
Depreciation
Amortization
Projected
2017
2018
2
3
$1,500,000
$1,300,000
$865,000
$833,000
Income Statement 8 Periods

Projected
2017
2018
2
3
$1,500,000
$1,300,000
$865,000
$833,000
2016
1
$2,000,000
$945,000
Revenue
Sales
Cost of sales
Gross profit
2019
4
$2,010,100
$946,616
2020
5
$1,660,100
$890,616
Forecasted
2021
2022
6
7
$1,643,130
$1,626,160
$887,901
$885,186
$1,055,000
$635,000
$467,000
$1,063,484
$769,484
$755,229
$740,974
$726,720
$424,000
$16,250
$32,500
$1,250
$50,000
$474,000
$318,000
$16,250
$33,958
$1,250
$51,458
$369,458
$275,600
$16,250
$33,958
$1,250
$51,458
$327,058
$426,141
$16,250
$33,958
$1,250
$51,458
$477,599
$351,941
$16,250
$34,687
$1,250
$52,187
$404,128
$348,344
$16,250
$35,124
$1,250
$52,624
$400,968
$344,746
$16,250
$35,562
$1,250
$53,062
$397,808
$341,148
$16,250
$35,999
$1,250
$53,499
$394,647
Operating income
$581,000
$265,542
$139,942
$585,885
$365,356
$354,261
$343,167
$332,072
Subtotal
$100,000
$20,000
$120,000
$10,000
$50,000
$60,000
$3,000
$100,000
$103,000
$405,700
$200,000
$605,700
$357,200
$240,000
$597,200
$448,210
$299,000
$747,210
$539,220
$358,000
$897,220
$630,230
$417,000
$1,047,230
Income before tax
$701,000
$325,542
$242,942
$1,191,585
$962,556
$1,101,471
$1,240,387
$1,379,302
Income tax
$210,300
$97,663
$72,883
$357,475
$288,767
$330,441
$372,116
$413,791
Net income
$490,700
$227,879
$170,059
$834,109
$673,789
$771,030
$868,271
$965,511
$1,400,000
$1,890,700
$2,118,579
$2,288,638
$2,647,928
$2,937,307
$3,226,686
$3,516,065
$0
$0
$0
$50,000
$50,000
$65,000
$80,000
$95,000
$1,890,700
$2,118,579
$2,288,638
$3,072,747
$3,271,716
$3,643,336
$4,014,956
$4,386,576
Expenses
Operating expenses
Interest
Depreciation
Amortization
Subtotal (IDA)
Total expenses

Other (net)
Dividends paid

Income Statement
$2,500,000
$2,000,000
$1,500,000
$1,000,000
$500,000
$0
2016
Sales
2023
8
$1,609,190
$882,470
2017
Cost of sales
2018
Gross profit
2019
2020
Total expenses
2021
2022
Income before tax
2023
Net income
Forecast Analysis 8 Years

Income Statement
Sales
Cost of Goods Sold
G&A
EBIT
Net Income After
Balance Sheet
Current Assets
Inventory
Other Assets
Total Assets
Current Liabilities
Non-current Liabilities
Total Liabilities
Equity
Cash Flow
Net Cash Flow
Breakeven
Break-Even
B/E %
DAY OF B/E
DATE OF B/E
Key Ratios
Current Ratio
Quick Ratio
Debt Ratio
Asset Turnover
Net Income/Sales
Debt/Equity
Return on Assets
Sales/Working Capital
Working Capital
Market Value
Book Market Value
Altman Z-Score Analysis
Publicly Held Firm
Privately Held Firm
Non-Manufacturing
2016
2017
2018
2019
2020
2021
2022
2023
Trend
ASSESSMENT
$2,000,000
$945,000
$1,055,000
$50,000
$474,000
$701,000
$490,700
$1,500,000
$865,000
$635,000
$51,458
$369,458
$325,542
$227,879
$1,300,000
$833,000
$467,000
$51,458
$327,058
$242,942
$170,059
$2,010,100
$946,616
$1,063,484
$51,458
$477,599
$1,191,585
$834,109
$1,660,100
$890,616
$769,484
$52,187
$1,648,115
$962,556
$673,789
$1,438,305
$630,411
$33,000
$3,505,055
$757,355
$707,000
$1,464,355
$2,040,700
$3,505,055
$1,418,433
$590,959
$120,000
$3,549,475
$623,896
$657,000
$1,280,896
$2,268,579
$3,549,475
$1,693,091
$575,178
$5,000
$3,686,425
$590,787
$657,000
$1,247,787
$2,438,638
$3,686,425
$2,796,071
$631,208
$23,000
$4,784,697
$904,950
$657,000
$1,561,950
$3,222,747
$4,784,697
$2,923,464
$603,592
$9,000
$4,875,382
$821,666
$632,000
$1,453,666
$3,421,716
$4,875,382
$90,360
$289,233
$614,196
$1,454,008
$1,715,926
$898,578
44.93%
164
Jun 11
$872,735
58.18%
212
Jul 30
$910,440
70.03%
256
Sep 11
1.90
1.07
0.42
0.57
0.25
0.72
0.18
2.94
$680,950
2.27
1.33
0.36
0.42
0.15
0.56
0.08
1.89
$794,537
2.87
1.89
0.34
0.35
0.13
0.51
0.05
1.18
$1,102,304
3.09
2.39
0.33
0.42
0.41
0.48
0.21
1.06
$1,891,121
3.57
2.82
0.30
0.34
0.41
0.42
0.17
0.79
$2,101,798
$2,040,700
$2,268,579
$2,438,638
$3,222,747
$3,421,716
3.85
2.64
5.84
3.64
2.19
5.89
3.66
2.07
6.48
4.72
2.97
8.53
$902,714
44.91%
164
Jun 11
$908,645
57.46%
210
Jul 27
4.62
2.69
8.85
Forecast
$1,626,160
$885,186
$740,974
$53,062
$1,641,795
$1,240,387
$868,271
Forecast
$3,358,260
$3,793,055
$602,253
$600,914
($5,500)
($20,000)
$5,272,970
$5,670,557
$862,634
$903,601
$617,000
$602,000
$1,479,634
$1,505,601
$3,793,336
$4,164,956
$5,272,970
$5,670,557
Forecast
$2,157,517
$2,599,107
Forecast
$913,656
$918,668
58.64%
59.82%
214
218
Aug 01
Aug 05
Forecast
3.99
4.41
3.19
3.53
0.28
0.27
0.31
0.29
0.47
0.53
0.39
0.36
0.17
0.18
0.66
0.56
$2,495,626
$2,889,454
Forecast
$3,793,336
$4,164,956
Forecast
4.89
5.15
2.77
2.86
9.71
10.58
$1,643,130
$887,901
$755,229
$52,624
$1,396,158
$1,101,471
$771,030
$1,609,190
$882,470
$726,720
$53,499
$1,887,432
$1,379,302
$965,511
Caution
Caution
Caution
Caution
Caution
Good
Good
$4,227,851
$599,575
($34,500)
$6,068,145
$944,569
$587,000
$1,531,569
$4,536,576
$6,068,145
Good
Good
Caution
Good
Good
Good
Good
Good
Good
$3,040,698
Good
$923,679
61.00%
223
Aug 09
Good
Good
Good
Good
4.82
3.84
0.25
0.27
0.60
0.34
0.19
0.49
$3,283,282
Good
Good
Good
Good
Good
Good
Good
Good
Good
$4,536,576
Good
5.41
2.95
11.44
Good
Good
Good
Revenue Operations
Projected
Sales
Cost of Goods Sold
Gross profit
Total expenses
Operating income
Other Income
Taxes
Net Income
2016
2017
2018
2019
2016
2017
2018
2019
2,000,000
1,500,000
1,300,000
2,010,100
2,000,000
1,500,000
1,300,000
2,010,100
945,000
865,000
833,000
946,616
945,000
865,000
833,000
946,616
1,055,000
635,000
467,000
1,063,484
1,055,000
635,000
467,000
1,063,484
474,000
369,458
327,058
477,599
474,000
369,458
327,058
477,599
581,000
265,542
139,942
585,885
581,000
265,542
139,942
585,885
120,000
60,000
103,000
605,700
120,000
60,000
103,000
605,700
210,300
97,663
72,883
357,475
210,300
97,663
72,883
357,475
490,700
227,879
170,059
834,109
490,700
227,879
170,059
834,109
Projected
2,500,000
2,000,000
1,500,000
1,000,000
500,000
0
2016
Sales
Cost of Goods Sold
2017
Gross profit
2018
Total expenses
Operating income
2019
Other Income
Taxes
Net Income
2,500,000
2,000,000
1,500,000
1,000,000
500,000
0
2016
Sales
Cost of Goods Sold
2017
Gross profit
Total expenses
2018
Operating income
2019
Other Income
Taxes
Net Income
Income Statement Charts

$2,500,000
Sales
Cost of Goods Sold
$2,000,000
$945,000
$1,055,000
$474,000
$701,000
$490,700
Sales
$1,500,000
$865,000
$635,000
$369,458
$325,542
$227,879
$1,300,000
$833,000
$467,000
$327,058
$242,942
$170,059
$2,010,100
$946,616
$1,063,484
$477,599
$1,191,585
$834,109
$2,000,000
$1,500,000
$1,000,000
$500,000
$0
2016
2019
2018
2018
2017
2017
2016
2016
Sales
2019
2018
2018
2017
2017
2016
2016
Sales
Sales
2016
2017
2019
2018
2018
2017
2017
2016
2016
Sales
2016
2019
2018
2018
2017
2017
2016
2016
Sales
2019
2018
2018
2017
2017
2016
2016
2019 2016
2017
2016
2018
2017
2019 2016
2017
2018
2017
2019 2016
2018
2017
2018
2019
2017
2018
2019
2018
2019
EBIT
2019 2016
Sales
2016
2019
Expenses
Sales
2016
2018
Gross Profit
Sales
Net Income
2019
2018
2017
EBIT
2019
COG
Sales
Expenses
2019
2019
Gross Profit
2019
2018
Cost of Goods Sold
COG
2019
2017
Sales
2017
Net Income
2018
2019 2016
2017
2018
2019
Revenue
Sales Projection
1ST QTR
$2,000,000
2ND QTR
$1,500,000
3RD QTR
$1,300,000
4TH QTR
$2,010,100
$1,500,000
5TH QTR
$1,660,100
$1,000,000
6TH QTR
$1,643,130
7TH QTR
$1,626,160
8TH QTR
$1,609,190
$2,500,000
$2,000,000
$500,000
$0
2016
2017
2018
2019
2020
2021
2022
2023
Cost of Goods
Cost of Goods Projection
1ST QTR
$945,000
$960,000
2ND QTR
$865,000
$940,000
3RD QTR
$833,000
$900,000
4TH QTR
$946,616
$880,000
5TH QTR
$890,616
$840,000
6TH QTR
$887,901
7TH QTR
$885,186
8TH QTR
$882,470
$920,000
$860,000
$820,000
$800,000
$780,000
$760,000
2016
2017
2018
2019
2020
2021
2022
2023
Gross Profit
Gross Profit Projection
1ST QTR
$1,055,000
$1,200,000
2ND QTR
$635,000
$1,000,000
3RD QTR
$467,000
4TH QTR
$1,063,484
5TH QTR
$769,484
6TH QTR
$755,229
7TH QTR
$740,974
8TH QTR
$726,720
$800,000
$600,000
$400,000
$200,000
$0
2016
2017
2018
2019
2020
2021
2022
2023
General & Administrative Expenses

G&A Expenses Projection
1ST QTR
$50,000
$54,000
2ND QTR
$51,458
$53,000
3RD QTR
$51,458
4TH QTR
$51,458
5TH QTR
$52,187
6TH QTR
$52,624
7TH QTR
$53,062
8TH QTR
$53,499
$52,000
$51,000
$50,000
$49,000
$48,000
2016
2017
2018
2019
2020
2021
2022
2023

Total Operating Expenses Projection
1ST QTR
$474,000
$2,000,000
2ND QTR
$369,458
$1,800,000
3RD QTR
$327,058
$1,400,000
4TH QTR
$477,599
$1,200,000
5TH QTR
$1,648,115
$800,000
6TH QTR
$1,396,158
7TH QTR
$1,641,795
8TH QTR
$1,887,432
$1,600,000
$1,000,000
$600,000
$400,000
$200,000
$0
2016
2017
2018
2019
2020
2021
2022
2023
2020
2021
2022
2023
2020
2021
2022
2023
Earnings Before Taxes

Earnings Before Taxes Projection
1ST QTR
$701,000
$1,400,000
2ND QTR
$325,542
$1,200,000
3RD QTR
$242,942
$1,000,000
4TH QTR
$1,191,585
$800,000
5TH QTR
$962,556
$600,000
6TH QTR
$1,101,471
$400,000
7TH QTR
$1,240,387
8TH QTR
$1,379,302
$200,000
$0
2016
2017
2018
2019
Net Income
Net Income Projection
1ST QTR
$490,700
$1,000,000
2ND QTR
$227,879
$900,000
3RD QTR
$170,059
$700,000
4TH QTR
$834,109
$600,000
5TH QTR
$673,789
$400,000
6TH QTR
$771,030
7TH QTR
$868,271
8TH QTR
$965,511
$800,000
$500,000
$300,000
$200,000
$100,000
$0
2016
2017
2018
2019
Projected Income Statement Chart
2,500,000
2,000,000
1,500,000
1,000,000
500,000
0
2016
Sales
2017
Cost of Goods Sold
Gross profit
2018
Total expenses
Operating income
Other Income
2019
Taxes
Net Income
What-if Trial Projections Income Statement Chart
2,500,000
2,000,000
1,500,000
1,000,000
500,000
0
2016
Sales
2017
Cost of Goods Sold
Gross profit
2018
Total expenses
Operating income
Other Income
2019
Taxes
Net Income
FINANCIAL RATIOS
Description
Altman Z Score - Publicly Held
Altman Z Score - Privately Held
Altman Z Score - Non-manufacturing
Liquidity Ratios
Current Ratio
Quick Ratio
Activity Ratios
Days Sales in AR
Inventory Turnover
Days Inventory
Net Sales to Inventory
Days Purchases in AP
Working Capital
Net Sales to Working Capital
Total Assets to Net Sales
Net Sales to AR
Net Sales to Net Fixed Assets
Net Sales to Total Assets
Net Sales to Net Worth
Amortization and Depreciation Expense to Net Sales
Profitability Ratios
Gross Profit Percentage
Operating Expenses as % of Net Sales
Return on Total Assets
Return on Net Worth
Return on Net Sales
Income before tax to Net Worth
Income before tax to Total Assets
Retained Earning to Net Income
Coverage Ratios
Times Interest Earned
Interest Expense to Net Sales
Current Liabilities to Net Worth
Current Liabilities to Inventory
AP to Net Sales
Total Liabilities to Net Worth
Net Worth to Total Liabilities
2016
3.85
2.64
5.84
2017
3.64
2.19
5.89
2018
3.66
2.07
6.48
2019
4.72
2.97
8.53
1.90
1.07
2.27
1.33
2.87
1.89
3.09
2.39
39.45
1.50
80.05
3.17
41.75
$680,950
2.94
1.75
3.04
1.00
0.57
0.98
0.025
39.45
1.46
81.98
2.54
45.61
$794,537
1.89
2.37
3.04
0.76
0.42
0.66
0.034
39.45
1.45
82.86
2.26
47.36
$1,102,304
1.18
2.84
3.04
0.66
0.35
0.53
0.040
39.45
1.50
80.02
3.18
41.68
$1,891,121
1.06
2.38
3.04
1.04
0.42
0.62
0.026
52.75%
23.70%
14.00%
24.05%
24.54%
34%
20%
385%
42.33%
24.63%
6.42%
10.05%
15.19%
14%
9%
930%
35.92%
25.16%
4.61%
6.97%
13.08%
10%
7%
1346%
52.91%
23.76%
17.43%
25.88%
41.50%
37%
25%
368%
43.14
0.01
0.37
1.20
0.16
0.72
1.39
20.03
0.01
0.28
1.06
0.22
0.56
1.77
14.95
0.01
0.24
1.03
0.25
0.51
1.95
73.33
0.01
0.28
1.43
0.16
0.48
2.06
Key Financial Indicators - 4 Financial Periods

Bankruptcy Predictors
Altman Z Score - Publicly Held
5.00
Altman Z Score - Privately Held

3.00
8.00
2.50
3.50
7.00
2.00
6.00
3.00
2.50
5.00
1.50
4.00
2.00
1.00
1.50
1.00
3.00
2.00
0.50
1.00
0.50
-
Cash Flow
$1,600,000
$1,400,000
$1,200,000
$1,000,000
$800,000
$600,000
$400,000
$200,000
$0
9.00
4.50
4.00
Altman Z Score - Non-manufacturing
Revenue
Sales
Cost of Sales
$2,500,000
Gross Profit
$960,000
$1,200,000
60.00%
$1,000,000
50.00%
$800,000
40.00%
$600,000
30.00%
$400,000
20.00%
$940,000
$2,000,000
$920,000
$900,000
$1,500,000
$880,000
$860,000
$1,000,000
$840,000
$820,000
$500,000
$800,000
$200,000
10.00%
$780,000
$0
$760,000
1
$0
0.00%
1
Expenses
Operating Expenses
Interest, Depreciation, Amortization
$450,000
$400,000
$350,000
$300,000
$250,000
$200,000
$150,000
$100,000
$50,000
$0
2
Operating Income
$600,000
$700,000
$51,500
$500,000
$600,000
$51,000
$400,000
$50,500
$300,000
$50,000
$200,000
$49,500
$100,000
$49,000
1
Total Expenses
$52,000
$500,000
$400,000
$300,000
$200,000
$100,000
$0
$0
1
Profit
Net Income Before Taxes
Taxes
$1,400,000
Net Income
$400,000
$350,000
$300,000
$250,000
$200,000
$150,000
$100,000
$50,000
$0
$1,200,000
$1,000,000
$800,000
$600,000
$400,000
$200,000
$0
1
Retained Earnings
$900,000
$800,000
$700,000
$600,000
$500,000
$400,000
$300,000
$200,000
$100,000
$0
$2,500,000
$2,000,000
$1,500,000
$1,000,000
$500,000
$0
1
Assets and Liabilities

Current Assets
Total Assets
$3,000,000
$6,000,000
$2,500,000
$5,000,000
$2,000,000
$4,000,000
$1,500,000
$3,000,000
$1,000,000
$2,000,000
$500,000
$1,000,000
$0
Current Liabilities
$0
1
Total Liabilities
$1,000,000
$900,000
$800,000
$700,000
$600,000
$500,000
$400,000
$300,000
$200,000
$100,000
$0
1
$1,800,000
$1,600,000
$1,400,000
$1,200,000
$1,000,000
$800,000
$600,000
$400,000
$200,000
$0
1
Ratios
Current Ratio
Quick Ratio
3.50
3.00
3.00
2.50
2.50
Working Capital
2.00
2.00
1.50
1.50
1.00
1.00
0.50
0.50
-
Net Worth
$2,000,000
$1,800,000
$1,600,000
$1,400,000
$1,200,000
$1,000,000
$800,000
$600,000
$400,000
$200,000
$0
1
$3,500,000
$3,000,000
$2,500,000
$2,000,000
$1,500,000
$1,000,000
$500,000
$0
1
Key Financial Ratios Indicators - 4 Financial Periods

Activity Ratios
Days Sales in Accounts Receivables
39.45
39.45
39.45
39.45
39.45
39.45
39.45
39.45
39.45
39.45
Inventory Turnover
Days Inventory
1.51
1.50
1.49
1.48
1.47
1.46
1.45
1.44
1.43
1.42
1
Days Purchases in AP
3.04
3.04
3.04
0.50
3.04
Net Sales to Net Fixed Assets
3.04
Net Sales to Total Assets
Net Sales to Net Worth
0.60
1.20
1.00
0.50
1.00
0.80
0.40
0.80
0.60
0.30
0.60
0.40
0.20
0.40
0.20
0.10
2
0.045
0.040
0.035
0.030
0.025
0.020
0.015
0.010
0.005
-
Amort. and Dep. Expense to Net Sales
0.20
3.04
1.00
3.04
1.50
Net Sales to AR
2.00
1.20
0.50
2.50
1.00
3.00
0.50
1.50
3.04
1.00
2.00
Total Assets to Net Sales
1.50
2.50
3.00
2.00
3.00
3.50
2.50
3.50
Net Sales to Working Capital
48.00
47.00
46.00
45.00
44.00
43.00
42.00
41.00
40.00
39.00
38.00
Net Sales to Inventory
83.50
83.00
82.50
82.00
81.50
81.00
80.50
80.00
79.50
79.00
78.50
Profitability Ratios
Operating Expenses as % of Net Sales
60.00%
25.50%
50.00%
25.00%
40.00%
24.50%
30.00%
24.00%
20.00%
23.50%
10.00%
23.00%
0.00%
22.50%
1
Return on Net Sales
40%
35%
30%
25%
20%
15%
10%
5%
0%
1
Return on Net Worth

30.00%
25.00%
20.00%
15.00%
10.00%
5.00%
0.00%
Income before tax to Net Worth
45.00%
40.00%
35.00%
30.00%
25.00%
20.00%
15.00%
10.00%
5.00%
0.00%
Return on Total Assets

20.00%
18.00%
16.00%
14.00%
12.00%
10.00%
8.00%
6.00%
4.00%
2.00%
0.00%
1
Income before tax to Total Assets

30%
20%
15%
10%
5%
0%
2
Retained Earning to Net Income

1600%
1400%
1200%
1000%
800%
600%
400%
200%
0%
25%
Coverage Ratios
Times Interest Earned
Interest Expense to Net Sales
80.00
70.00
60.00
50.00
40.00
30.00
20.00
10.00
-
0.01
0.01
0.01
0.01
0.01
0.00
0.00
1
Current Liabilities to Net Worth

0.40
0.35
0.30
0.25
0.20
0.15
0.10
0.05
-
Current Liabilities to Inventory

1.60
1.40
1.20
1.00
0.80
0.60
0.40
0.20
-
Optimal Performance Analysis - 4 Periods

Average Actual
4 Year Performance
$
Total Sales
Total Cost of Goods Sold
Gross Profit
Operating Income
Net Income (Loss)
$1,702,525
$897,404
$805,121
$412,029
$393,092
$430,687
Based on this analysis, the firm has the potential for

proper expense controls in place.
Optimal
Performance
$
100.00%
52.71%
47.29%
24.20%
23.09%
25.30%
$403,422
Variance
$2,010,100
$833,000
$1,063,484
$327,058
$585,885
$834,109
100.00%
41.44%
52.91%
16.27%
29.15%
41.50%
$307,575
($64,404)
$258,363
($84,971)
$192,793
$403,422
in added profits with increased sales and
This analysis has the sole purpose to show how, if everything comes together, the results of maximum efficiency can result
in increased Net Profit.
$2,500,000
$2,000,000
$1,500,000
$1,000,000
$500,000
$0
Average Actual
4 Year Performance
Total Sales
Total Cost of Goods Sold
Gross Profit
Optimal
Performance
Operating Income
Net Income (Loss)
Break-Even Analysis 4 Periods

2016
2017
2018
2019
Average
Sales
$2,000,000
$1,500,000
$1,300,000
$2,010,100
$1,702,525
Contribution Margin
$1,055,000
$635,000
$467,000
$1,063,484
$805,121
52.75%
42.33%
35.92%
52.91%
47.29%
$474,000
$369,458
$327,058
$477,599
$412,029
23.70%
24.63%
25.16%
23.76%
24.20%
$898,578
$872,735
$910,440
$902,714
$896,117
44.93%
58.18%
70.03%
44.91%
Contribution Margin Ratio

Total Fixed Expenses
Total Fixed Expenses Ratio
Break-Even Sales
Break-Even %
Date of Break-Even
6/11
7/30
9/11
6/11
Operating Profit
$581,000
$265,542
$139,942
$585,885
51.18%
7/4
$393,092
Break-Even Analysis First Period

$2,500,000
$2,000,000
$1,500,000
$1,000,000
$500,000
Jan
Dec
Nov
Oct
Sep
Aug
Jul
Jun
May
Apr
Mar
Feb
Jan
$0
Bankruptcy Predictions
Account
Descriptions
Sales
Retained Earnings
EBIT
Cash Flow
Sales
Working Capital
Accounts Receivable-Beginning
Accounts Receivable-Ending
Cash
Cash Flow
Current Assets
Current Liabilities
EBIT
Equity
Fixed Assets
Interest
Inventory-Beginning
Inventory-Ending
Long Term Debt
Market Value of Equity
Marketable Securities
Net Profit before Interest and Taxes
Retained Earnings
Sales
Tangible Total Assets
Total Assets
Total Liabilities
Working Capital
2016
2017
2018
2019
350,000
657,534
90,360
90,360
1,438,305
757,355
701,000
2,040,700
2,005,000
16,250
400,000
630,411
500,000
2,040,700
20,000
581,000
1,890,700
2,000,000
28,750
3,505,055
1,464,355
680,950
657,534
493,151
289,233
289,233
1,418,433
623,896
325,542
2,268,579
1,983,542
16,250
630,411
590,959
500,000
2,268,579
50,000
265,542
2,118,579
1,500,000
27,500
3,549,475
1,280,896
794,537
493,151
427,397
614,196
614,196
1,693,091
590,787
242,942
2,438,638
1,962,084
16,250
590,959
575,178
500,000
2,438,638
100,000
139,942
2,288,638
1,300,000
26,250
3,686,425
1,247,787
1,102,304
427,397
660,855
1,454,008
1,454,008
2,796,071
904,950
1,191,585
3,222,747
1,940,626
16,250
575,178
631,208
500,000
3,222,747
200,000
585,885
3,072,747
2,010,100
25,000
4,784,697
1,561,950
1,891,121
Predictor
ID
L
L
L
F
Z, S
All
Z, S, F
F
L
F
L
L
L
Z
L
S, L
Z, F
ALL except Z3
F
All
Z, F
Z, S, F
Instructions
These figures are linked to

the Master Data Entry
worksheet.
The Predictor ID Codes

indicate
the
individual
analyses that use the
numbers:
Z = Z-Scores
S = Springate
L = Logit Analysis
F = Fulmer H-Factor
All = All Predictors
Predictions
Z Score: If Publicly Held
1.2 x (working capital / total assets)
1.4 x (retained earn / total assets)
3.3 x (EBIT / total assets)
.6 x (market value equity / total liabilities)
.999 x (sales / total assets)
Z Score: If Publicly Held
2016
0.2331
0.7552
0.6600
0.8361
0.5700
3.05
2017
0.2686
0.8356
0.3027
1.0627
0.4222
2.89
2018
0.3588
0.8692
0.2175
1.1726
0.3523
2.97
2019
0.4743
0.8991
0.8218
1.2380
0.4197
3.85
TREND
Z Score: If Privately Held

.717 x (working capital / total assets)
.847 x (retained earn / total assets)
.042 x (market value equity / total liabilities)
.998 x (sales / total assets)
Z Score: If Privately Held
2016
0.1393
0.4569
0.6214
0.0585
0.5695
1.85
2017
0.1605
0.5055
0.2850
0.0744
0.4218
1.45
2018
0.2144
0.5258
0.2048
0.0821
0.3519
1.38
2019
0.2834
0.5439
0.7738
0.0867
0.4193
2.11
TREND
Z Score: Non-Manufacturing
6.56 x (working capital / total assets)
3.26 x (retained earn / total assets)
1.05 x (market value equity / total liabilities)
Z Score: Non-Manufacturing
2016
1.2745
1.7585
1.3440
1.4633
5.84
2017
1.4684
1.9458
0.6163
1.8596
5.89
2018
1.9616
2.0239
0.4429
2.0521
6.48
2019
2.5928
2.0936
1.6736
2.1664
8.53
TREND
2016
680,950
581,000
3,505,055
701,000
757,355
2,000,000
2017
794,537
265,542
3,549,475
325,542
623,896
1,500,000
2018
1,102,304
139,942
3,686,425
242,942
590,787
1,300,000
2019
1,891,121
585,885
4,784,697
1,191,585
904,950
2,010,100
TREND
0.19428
0.20000
0.92559
0.57060
1.65
0.22385
0.09172
0.52179
0.42260
1.03
0.29902
0.06590
0.41122
0.35265
0.92
0.39524
0.24904
1.31674
0.42011
2.21
2016
90,360
20,000
350,000
657,534
400,000
630,411
2,005,000
3,505,055
757,355
500,000
2,000,000
581,000
2017
289,233
50,000
657,534
493,151
630,411
590,959
1,983,542
3,549,475
623,896
500,000
1,500,000
265,542
2018
614,196
100,000
493,151
427,397
590,959
575,178
1,962,084
3,686,425
590,787
500,000
1,300,000
139,942
2019
1,454,008
200,000
427,397
660,855
575,178
631,208
1,940,626
4,784,697
904,950
500,000
2,010,100
585,885
0.23883
-0.034
-1.651
-0.339
3.117
0.103
-0.792
0.083
0.725
32.62%
1
2016
0.5394
0.5706
0.3435
0.0617
0.4178
0.2161
4.4586
0.4650
1.6349
0.23883
-0.043
-1.321
-1.030
4.101
0.044
-0.743
0.059
1.306
21.31%
2
2017
0.5969
0.4226
0.1435
0.2258
0.3609
0.1758
4.4393
0.6203
1.3018
0.23883
-0.048
-1.176
-2.088
5.940
0.022
-0.703
0.046
2.232
9.69%
3
2018
0.6208
0.3526
0.0996
0.4922
0.3385
0.1603
4.4191
0.8834
1.1746
0.23883
-0.034
-1.657
-3.727
7.863
0.073
-0.561
0.056
2.253
9.51%
4
2019
0.6422
0.4201
0.3697
0.9309
0.3264
0.1891
4.3979
1.2107
1.8653
3.30
0.09
0.01
0.29
-0.04
0.41
2.55
0.67
1.16
8.44
-6.08
2.37
3.43
0.07
0.01
0.63
-0.04
0.37
2.54
0.96
1.05
9.02
-6.08
2.95
3.55
0.09
0.03
1.18
-0.04
0.44
2.53
1.31
1.67
10.76
-6.08
4.68
Springate Analysis
Working Capital
Net Profit before interest and Taxes
Total Assets
Net Profit before Taxes
Current Liabilities
Sales
Working Capital/Total Assets

Net Profit before interest and Taxes/Total Assets
Net Profit before Taxes/Current Liabilities
Sales/Total Assets
Springate Analysis Z =
Logit Analysis
Cash
Marketable Securities
Accounts Receivable-Beginning
Accounts Receivable-Ending
Inventory-Beginning
Inventory-Ending
Fixed Assets
Total Assets
Current Liabilities
Long Term Debt
Sales
Income from Continuing Operations
Constant
Average Inventories/Sales
Average Receivables/Average Inventories
Cash+Marketable Securities/Total Assets
Quick Assets/Current Liabilities
Income from CO/(Total Assets-Current Liab)
Long-Term Debt/(Total Assets-Current Liab)
Sales/(Net Working Capital+Fixed Assets)
Sum of Coefficients * Ratios
Logit Analysis Probability of Bankruptcy
Fulmer H-Factor Analysis
Retained Earnings/Total Assets
Sales/Total Assets
EBIT/Equity
Cash Flow/Total Debt
Total Debt/Total Assets
Current Liabilities/Total Assets
Log Tangible Total Assets
Working Capital/Total Debt
Log EBIT/Interest
3.81 OK
Overall Trend OK
1.87 Warning - Trend Below 2.90

Overall Trend is OK
8.85 OK
Overall Trend is OK
1.84 OK - Above 0.862

Overall Trend is OK
TREND
-2% OK - Below 50%

Overall Trend is OK
5
TREND
H-Factor
Sum
Less
Fulmer H-Factor Analysis H =
2.98
0.12
0.03
0.08
-0.05
0.50
2.56
0.50
1.46
8.19
-6.08
2.11
5.10 OK
3.03 Overall Trend is OK
Copyright Notice
2007, JaxWorks
All rights reserved.
Specifications are subject to change without notice.
JaxDash Small Business Analysis System is a registered trademark of Jaxworks. All other brands or products are trademarks or
registered trademarks of their respective holders and should be treated as such.
This program is protected by copyright law and international treaties.Unauthorized reproduction or distribution of this program, or any
portion of it may result in severe civil and criminal penalties, and will be prosecuted to the maximum extent possible under law.
NOTICES REGARDING SOFTWARE, DOCUMENTS AND SERVICES.

IN NO EVENT SHALL JAXWORKS BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY
DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN AN ACTION OF CONTRACT,
NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE
OF SOFTWARE, DOCUMENTS, PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR INFORMATION AVAILABLE FROM
THIS PROGRAM.

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Income before tax

Other income and expenses

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Total Current Assets

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Cost of Goods Sold

Cost of Goods Sold

Income before tax

Income before tax

Comparative Analysis 4 Years

Cost of Goods Sold

Gross Profit (Margin)

Total Operating Expenses

Earnings Before Inc.Taxes

Cash and cash equivalents

Net Income After Taxes

Cash and cash equivalents

Other current assets

Other current assets

Total Current Assets

Total Current Assets

Total Fixed Assets

Total Fixed Assets

Intangible Assets Cost

Intangible Assets Cost

Total Intangible Assets

Total Intangible Assets

Current portion of long-term debt

Current portion of long-term debt

Other current liabilities

Other current liabilities

Total Current Liabilities

Total Current Liabilities

Deferred income taxes

Other long-term liabilities

Deferred income taxes

Other long-term liabilities

Capital stock issued

Capital stock issued

Additional paid in capital

Additional paid in capital

Total Liabilities and Equity

Total Liabilities and Equity

Comparative Analysis 4 Years

Total Current Assets

Total Fixed Assets

Total Current Liabilities

Total Liabilities and Equity

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Cash Flow Statement

Net cash from financing

Net increase (decrease) in cash

Cash at beginning of period

Cash at the end of period

Net cash from operations

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CASH FLOW STATEMENT 8 YEARS

Net cash from financing

Net increase (decrease) in cash

Cash from operations