A N I NTERNSHIP R EPORT

ON

Islamic Shariah Basis Banking Operations of Dhaka

Bank Limited

SUBMITTED TO:
Dr. Sharif Hossain
Asst. Professor
Department of Accounting & Information Systems
Faculty of Business Studies
University of Dhaka

SUBMITTED BY:
Md.Ali-Asraf Khan
Roll No.: 64, Sec-A
BBA 7th Batch
Department of AIS
University of Dhaka

Date of Submission: 14 June, 2006.

Islamic Banking Branch

Letter of Transmittal
15 May, 2005
Professor Dr. Nazmul Karim Chowdhury
Department of Management Studies
Faculty of Business Studies
University of Dhaka
Sub : Submission of Internship Report

Dear Sir,
It is my pleasure to submit the report on Shariah Based Banking System of
Dhaka Bank Limited (Islamic Banking Branch) as a part of my Internship
program.
I enjoyed preparing this report, which enriched my practical knowledge of the
theoretical concept. I tried to reflect the practical operational aspects of the Bank,
which is complementary to the theoretical lessons.
I am very much glad that you have given me the opportunity to prepare this
report for you & hope that this report will meet the standards of your judgment.
Thanking you.
Yours faithfully.

__________
Kalyani Sen
Roll No.: 451(Sl no:81)
MBA 4th Batch
Stream HRM
Department of Management Studies
University of Dhaka

Acknowledgement

First of all, I express my deep gratitude to God for this infinite grace that allowed
me to complete this report as a part of the MBA program. A lot of effort & study
has been involved in preparing this report a reality.
I take this opportunity to express my gratitude & heartfelt thanks to my honorable
teacher Professor Jagadish Chandra Sukla Das, Chairman of Department of
Management Studies, University of Dhaka, who grant me to do my internship in
Dhaka Bank Limited. I also express my deep sense of gratitude reverend teacher
& supervisor Professor Dr. Nazmul Karim Chowdhury, Department of
Management Studies, DU, for his constant supervision, moral support, valuable
instruction & helpful advice during the course of studies & research work.
I would like to express my warm gratitude & cordial thanks to my another
supervisor, Md. Sirajul Hoque, EVP & Manager of Dhaka Bank Limited Islamic
Banking Branch, Md. Wahidur Rahman Chowdhury,AVP & Ms. Syeda Sowkat
Ara, Principle officer of Investment Division of DBL IBB, Mr. Salauddin Ahmed,
SAVP & Mr. Saiful Karim Chowdhury, AVP of Training Institute of DBL, for their
kind prior permission & introducing me to different section where received
generous helps. Their direction, critical comments criticism, generous patience
greatly helped me in improving the research capability writing skills. It would have
been quite impossible to carry on the dissertation & give it a final shape without
their encouragement. It is beyond my ability to thanks all of those marvelous
people who have contributed for preparation of this report.
The name worth mentioning is Ms. Alkona K. Chowdhury, FAVP of HRD of DBL,
who allowed me to do my internship in her organization.
Finally, I am deeply indebted to my family, teachers & friends whose invaluable
support & encouragement have done much to make this report a successful one.

Table of Contents
Description
Executive Summary
Introduction
Origin of the Report
Objectives of the Study
Purpose of the Report
Methodology
Limitations

Page No.
1
2
2
3
3
4

PART-A
Islamic Banking Branch

PART-B
Islamic Banking Branch

PART-C
Islamic Banking Branch

PART-D
Islamic Banking Branch

PART-E
Islamic Banking Branch

THANK YOU

Islamic Banking Branch