REKHA PRAVEENKUMAR SHUKLA

INSURANCE & FINANCIAL ADVISOR

B.M.C. OFFICERS QUARTERS, 'B' BUILDING
3 Rd. FLOOR, DR. E. MOSES ROAD,
WORLI, MUMBAI- 400018
Contact : 9594 55 6666 / 9594 66 7777

Saral Bachat
Benefit Illustration
Proposer Name

Kailash Jadhav

Date of Report

05/04/2013

Age

41

Policy Term

15

Risk Cover

Premium Schedule

Premium Payment

Year

Age

Normal

Accidental

Return
from LIC

Standard

Thru. Advance
Prem. Facility

Own Fund

From Return

Net
Returns

Cash
Value

Loan
Available

2013

41

347500

347500

117020

140596

140596

75740

68250

2014

42

356500

356500

8820

97651

88000

2015

43

365500

365500

8820

103061

92750

2016

44

374500

374500

24000

8820

23576

23576

424

114290

102750

2017

45

383500

383500

8820

129966

117000

2018

46

392500

392500

8820

143490

129000

2019

47

401500

401500

24000

8820

23576

23576

424

139966

126000

2020

48

410500

410500

8820

154016

138750

2021

49

419500

419500

8820

168434

151500

2022

50

324090

324090

147080

8820

37153

37153

109927

132937

119750

2023

51

344614

344614

8820

154572

139000

2024

52

367386

367386

8820

178371

160500

2025

53

391944

391944

8820

204549

184000

2026

54

418392

418392

8820

233345

210000

2027

55

446678

446678

8820

265021

238500

2028

56

265021

265021

460101

240500

224901

Total:

375796

Illustration Notes:

l The above illustration is a combination of 2 very popular plans of LIC, viz. Jeevan Saral and Bima Bachat.
l Jeevan Saral is a widely sold insurance plan of L.I.C. which offers many exceptional benefits to the policy holders. Unfortunately this plan is
not available for Single Premium payment. The objective of this combination is to provide a Single Premium payment solution while keeping
the attractive benefits of Jeevan Saral intact.

l The basis of the solution is to fund the premium liability of Jeevan Saral with periodical returns received through Bima Bachat plan. The
returns are channelized to Jeevan Saral policy using the Advance Premium facility offered by L.I.C. of India to its policy holders.

l You are expected to make a one time payment of Rs. 140596 which will be used to pay first 4 years premium payment of Jeevan Saral in
advance and also pay up the single premium for the Bima Bachat policy.

l Thereafter all subsequent premiums of Jeevan Saral will be funded by the returns of Bima Bachat policy.
l You also land up paying lesser premium in this solution as all advance premium payments are discounted by 5% per annum by L.I.C. of India.
l An estimated Loyalty addition has been considered on applicable plans.The estimation is only for the purpose of understanding the benefits of
this illustration and is purely indicative / non-guaranteed. Final figures may differ as per the actual experience of the plan performance by L.I.C.
of India.

Disclaimer:

The benefits illustrated above are based on certain assumptions regarding the performance of the respective plans in future.
Therefore the figures shown herein are only suggestive and must not be considered as guaranteed in any manner. The actual results
may vary depending upon the future performance of the plans consumed in this combination.

REKHA PRAVEENKUMAR SHUKLA

INSURANCE & FINANCIAL ADVISOR
B.M.C. OFFICERS QUARTERS, 'B' BUILDING
3 Rd. FLOOR, DR. E. MOSES ROAD,
WORLI, MUMBAI- 400018
Contact : 9594 55 6666 / 9594 66 7777

Saral Bachat
Agent Copy

Sum

DAB
Sum

165\15\15

187500

175\9\1

160000

Plan

Premium
Single

SSS

Mly

Qly

Hly

Yly

750

750

2250

4455

8820

108200