Inter Banking System with -N- Phase

Authentication

Introduction
1.1 Purpose
This product is planned in order to provide all the transactions
activities and functions of a bank (multi-branched) more accurately through
Inter Banking using the Inter Banking N-Phase authentication.

Objective

To allow all kinds of transactions to be carried out through Inter

Banking online.

To create, manage and monitor the accounts of customers.

To allow the management and monitoring of deposition.

To allow the management and monitoring of all kinds of transactions.

To allow the management and monitoring of withdrawal.

To allow the management and monitoring of loans.

To allow Inter Banking Communications through online between

different branches.

To allow the generation of various reports.

To ensure security on internet transactions.

2. Overall Description

2.1 Product Perspective

This system is for increasing the speed and accuracy of all kinds of
transactions. Manual entry method is time consuming and inaccurate. It
provides transactions and bill payments through online. It also provides
security, accuracy, and efficiency to users data.

2.2 Product Features

This product is a solution for all the difficulties by using traditional
internet / non-internet banking method. This product is created by a
technology called INTER BANKING..
Since this product implement the correct organizational hierarchy, the
user management will be very effective. This product is used in a multibranched banking system. This product allows the creation of the account, so
that the customer details will be stored in the bank database. By using this
product, deposition, withdrawal and other transactions in a customer account
can be done very easily through Inter Bankingr. Different types of accounts
can be managed. By using this product Interest can be calculated by
considering duration and types of accounts.
Online transactions are also possible. This product provides the
benefits of using the card system. That is, credit and debit cards can be used.
Bill payments can be done through internet.Cheque, DD options are available.
By using this product, monitoring of the repayment of loans can be verified.

2.3

User classes and characteristics

The different user classification /hierarchy is shown below.

Corporate Administrator
o

Branch manager

Assistant Manager

Customers

Clerical staffs & Cashier

Customers

Last grade Employees

2.4 Operating Environment

Hosting Server: Windows Server 2008 Enterprise

Operating Client: Any browser that support JavaScript or Silver light
2.5Design and Implementation Constraints
Programming Language: C#
Web Platform: ASP.NET
Database Server: MS SQL Server 2012
IDE: Microsoft Visual Studio 2012
Reporting Tool: Crystal Report

3. System Features

The following are the participant modules of INTER BANKING. BANKING.

3.1 Corporate Administration

3.1.1 Functional Requirements

The administration module deals with the entire administrative task, and is
useful for top level management, in order to define the entities
3.1.1.1 Add, Edit, Delete New branches.
3.1.1.2 Add, Edit and Delete the Policies and Conditions for New accounts.
3.1.1.3 Add, Edit and Delete the Policies and Conditions for
Deposition, Withdrawal and other Transactions
3.1.1.4 Add, Edit and Delete the Policies and Conditions for Loans.
3.1.1.3 Manage Authentication of Branches
3.1.1.4 Add, Edit, Delete New schemes

3.2 Branch Administrator

3.2.1Functional Requirements
This module deals with the entire task that are useful for the top level
management of the branch.
3.2.1.1 Add, Edit Branch profile.
3.2.1.2 .Monitoring of Accounts.
3.2.1.3 Monitoring of Transactions.
3.2.1.4 .Monitoring about the details of loans.
3.2.1.5. Collecting Reports.

3.3 Customers

There are different types of customers for a bank. Usually a public benter
Banking a customer by taking a new account or getting PAN card. Banks generally
classifies their customers as normal/VIP customers. VIP customers have a large
investment in the branch.

3.3.1 Functional Requirements

The following are the functional requirements in this sub-module.
3.3.1.1.1 To create an Account.
3.3.1.1.2 Deposition of money.
3.3.1.1.3 Withdrawal and other transaction of money.
3.3.1.1.4 Loan and Repayment of money

3.4 Accounts

3.4.1 Functional Requirements

The following are the functional requirements of the this module..
3.4.1.1 Current Account
3.4.1.2 Savings Bank Account.
3.4.1.3 Fixed Deposit.

3.5 Transactions

3.5.1 Functional Requirements

The following are the functional requirements in this module.
3.5.1.1 Deposition of Money.
3.5.1.2 Withdrawal of money.
3.5.1.3 Online transactions .
3.5.1.4 Payment of Bill.
3.5.1.5. Operations on Cheque and Demand Draft.

3.6

Loan

3.6.1 Functional Requirements

The following are the functional requirements of this module.
3.6.1.1 Housing Loan.
3.6.1.2 Personal Loan.
3.6.1.3 Vehicle Loan.
3.6.1.4 Education Loan
3.6.1.5 Gold Loan.
3.6.1.6 Agriculture Loan.

3.7 Card System

This is for managing transaction through electronic payments.

3.7.1 Functional Requirements

The following are the functional requirements of this module.
3.7.1 Credit Card Management .
3.7.2 Debit Card Management.