Latest Bank Exam Papers

United India Insurence Company Ltd. (A.A.O.) Exam., 2011

(Held on 27-2-2011)

General and Financial Awareness : Solved Paper

1. Which of the following is a General Insurance Company functioning in India ?
(A) Life Insurance Corporation of India
(B) ICICI Prudential
(C) Tata AIG
(D) United India Insurance Company
(E) All are General Insurance Companies
Ans : (D)
2. Who amongst the following is the Regulator of Insurance sector in India ?
(A) RBI
(B) AMFI
(C) IRDA
(D) SEBI
(E) All of these
Ans : (C)
3. Which of the following terms is NOT used in insurance sector ?
(A) Indemnity
(B) Coverage
(C) Misuse Alert
(D) Casualty
(E) Annuity
Ans : (C)
4. Which of the following Public Sector companies/organizations provides insurance cover to exporters ?
(A) ECGC
(B) NABARD
(C) SIDBI
(D) IRDA
(E) None of these
Ans : (A)
5. The main feature of the National Agricultural Insurance Scheme is to insure which of the following?
(A) Life of the farmer
(B) Crop of the farmer
(C) Animals who are used in agricultural activities
(D) Land of the farmer
(E) Both Land and family of the farmer
Ans : (B)
6. In which one of the following States was the first UID card issued ?
(A) Gujarat
(B) Manipur
(C) Assam
(D) West Bengal
(E) Maharashtra

Ans : (E)
7. Which of the following books is written by Anita Desai ?
(A) Magic Seeds
(B) The Village by the Sea
(C) A Bend in the River
(D) My God Died Young
(E) None of these
Ans : (B)
8. Expand the term MGNREGA
(A) Mahatma Gandhi National Rural Employment Guarantee Act
(B) Mahatma Gandhi National Rural Employment Guarantee Agency
(C) Mahatma Gandhi National Rural Employment Generation Act
(D) Mahatma Gandhi National Rural Employment Generation Agency
(E) None of these
Ans : (A)
9. Which of the following terms is used in the field of finance and banking?
(A) Elasticity
(B) Inflation
(C) Pulse Rate
(D) Hot waves
(E) Plasma
Ans : (B)
10. With which one of the following sports, Saina Nehwal is associated ?
(A) Chess
(B) Badminton
(C) Long Jump
(D) Lawn Tennis
(E) Table Tennis
Ans : (B)
11. Which one of the following States has passed a bill to regulate the interest rates on micro-finance ?
(A) Odisha
(B) Haryana
(C) Karnataka
(D) Kerala
(E) Andhra Pradesh
Ans : (E)
12. Which of the following rates are reviewed by the RBI at the time of periodical review of the policy ?
(a) Bank Rate
(b) Repo Rate
(c) Savings Bank Rate
(A) Only (a)
(B) Only (b)
(C) Both (a) and (b)
(D) All (a), (b) and (c)
(E) Only (c)
Ans : (D)
13. Which one of the following is not included in TAPI gas project ?
(A) Turkmenistan
(B) Pakistan

(C) Afghanistan
(D) India
(E) Iran
Ans : (E)
14. Which one of the following States has passed a legislation to confiscate the property of corrupt
officials and to open schools in these properties ?
(A) West Bengal
(B) Jharkhand
(C) Bihar
(D) Rajasthan
(E) Haryana
Ans : (C)
15. Brihadeeswara Temple has recently celebrated its millennium birthday. In which of the following
States is it located ?
(A) Karnataka
(B) Andhra Pradesh
(C) Kerala
(D) Odisha
(E) Tamil Nadu
Ans : (E)
16. In which one of the following States, Jaitapur Nuclear Power plant is proposed to be set up ?
(A) Gujarat
(B) Haryana
(C) Odisha
(D) Karnataka
(E) Maharashtra
Ans : (E)
17. According to Planning Commission, in how many years shall the per capita income in India become
double ?
(A) Nine
(B) Five
(C) Seven
(D) Three
(E) None of these
Ans : (A)
18. Expand the term IFRS.
(A) Indian Financial Reporting Standards
(B) Indian Financial Reporting Systems
(C) International Financial Reporting Standards
(D) International Financial Reporting Systems
(E) None of these
Ans : (C)
19. Who is Liu Xiaobo ?
(A) North Korean dissident, who has been awarded Nobel peace prize
(B) Chinese citizen, who has been awarded Nobel peace prize
(C) North Korean dissident, who has been awarded Nobel literature prize
(D) Sportsman who was awarded maximum 8 Gold medals in Commonwealth
(E) None of these
Ans : (B)

20. Who is Hardeep Puri ?

(A) Indias permanent representative at UN
(B) Vice President, IMF
(C) Vice President, World Bank
(D) Indias ambassador in USA
(E) Indias ambassador in UK
Ans : (A)
21. With which one of the following games is Ishant Sharma associated ?
(A) Chess
(B) Badminton
(C) Table Tennis
(D) Volley Ball
(E) Cricket
Ans : (E)
22. With which one of the following games, Frances Zinedine Zidane is associated ?
(A) Hockey
(B) Football
(C) Snooker
(D) Volley Ball
(E) Base Ball
Ans : (B)
23. As per recent newspaper reports, which one of the following countries was second largest importer of
goods and services in the world during year 2009-10 ?
(A) China
(B) USA
(C) Japan
(D) Russia
(E) India
Ans : (E)
24. According to RBI governor, which one of the following is the challenge in its monetary policy ?
(A) Inflation
(B) Inflation and Supportive recovery
(C) Inflation and fiscal deficit
(D) Inflation and high cost of imports
(E) None of these
Ans : (C)
25. Which one of the following Public Sector Organisations has offered largest ever equity offer ?
(A) SAIL
(B) Coal India
(C) Power Grid
(D) Shipping Corporation of India
(E) None of these
Ans : (B)
26. Through which one of the following sources domestic funds are raised by Companies ?
(a) IPO only
(b) FPO only
(c) Commercial papers
(A) Only (a) and (b)
(B) All (a), (b) and (c)
(C) Only (a) and (c)

(D) Only (a)

(E) Only (c)
Ans : (C)
27. Which one of the following was the reason owing to which Govt. want Reserve Bank of India to tighten
prudential norms for NBFCs ?
(A) To reduce liquidity in the market
(B) It is as per Basel II requirements
(C) It is as per Bank for International Settlement (BIS) directives
(D) It is to protect NBFCs from any impact of possible economic slowdown
(E) None of these
Ans : (D)
28. In the financial year 2009-10, which one of the following Banks has made highest Total dividend
Payout ?
(A) SBI
(B) PNB
(C) Bank of India
(D) Canara Bank
(E) None of these
Ans : (E)
29. In respect of which one of the following countries, India has proposed non payments for import of
crude oil ?
(A) Iran
(B) Iraq
(C) Kuwait
(D) Sudan
(E) U.A.E.
Ans : (A)
30. Through which one of the following methods, RBI has allowed Indian companies to hedge exchange
rate risks associated with trade transactions ?
(A) Forwards
(B) FRA
(C) Swaps
(D) Currency options
(E) Cross currency options
Ans : (D)
31. Which of the following books is written by V. S. Naipaul ?
(A) A Handful of Dust
(B) A House for Mr. Biswas
(C) A Passage to India
(D) Darkness at Noon
(E) None of these
Ans : (B)
32. With which one of the following countries, India has signed agreement to build Multi Model Transit
Transport Project ?
(A) Bangladesh
(B) Myanmar
(C) Sri Lanka
(D) Nepal
(E) Maldives
Ans : (B)

33. Which one of the following countries is Number One Country in terms of Purchasing Power ?
(A) USA
(B) Germany
(C) China
(D) South Korea
(E) None of these
Ans : (A)
34. Which one of the following directions has been given by Government to Civic bodies ?
(A) They must use 70 per cent of the funds for BPL families
(B) They must use 70 per cent of the funds for the poor living within their jurisdiction
(C) They must use 25 per cent of the funds for BPL families
(D) They must use 25 per cent of the funds for the poor living within their jurisdiction
(E) None of these
Ans : (B)
35. On which one of the following issues a group of business leaders and other eminent citizens have
expressed concern ?
(A) E-Governance
(B) Governance
(C) Fiscal deficit
(D) Governance deficit
(E) None of these
Ans : (B)
36. Yuan is the currency of which one of the following countries ?
(A) Japan
(B) South Korea
(C) North Korea
(D) Taiwan
(E) China
Ans : (E)
37. Which one of the following is a leading power in 17 nation Euro Region ?
(A) Germany
(B) France
(C) Norway
(D) Greece
(E) Portugal
Ans : (A)
38. What are teaser loan rates charged by banks ?
(A) Fixed rate of interest charged by banks
(B) Floating rate of interest charged by banks
(C) Rate of interest in the initial period is less and goes up subsequently
(D) Rate of interest in the initial period is more and it goes down subsequently
(E) None of these
Ans : (C)
39. Expand the term FSDC which is used in financial sectors ?
(A) Financial Security and Development Council
(B) Financial Stability and Development Council
(C) Fiscal Security and Development Council
(D) Fiscal Stability and Development Council
(E) None of these

Ans : (B)
40. According to the 8th Annual Global Retail Development Index (GRDI), which one of the following
countries is most attractive retail market in the world ?
(A) China
(B) India
(C) UAE
(D) Saudi Arabia
(E) Japan
Ans : (B)
41. Govt.s Food-for-work programme means
(A) to pay in kind to work and build rural infrastructure
(B) supplying balanced diet to workers in rural areas
(C) no-work-no-pay principle
(D) ensuring enough food to rural worker-households
(E) None of these
Ans : (E)
42. The insurance companies collect a fixed amount from its customers at a fixed interval of time. What
is it called ?
(A) Instalment
(B) Contribution
(C) Premium
(D) EMI
(E) Service Charge
Ans : (A)
43. Which of the following is/are the various types of insurance ?
(a) Life Insurance
(b) Health Insurance
(c) Liability Insurance
(A) Only (a)
(B) Only (b)
(C) Only (c)
(D) All (a), (b) and (c)
(E) Only (a) and (b)
Ans : (D)
44. What is the full form of ESOPs as seen in financial newspapers ?
(A) Employee Stock Ownership Plan
(B) Executive Salary Options
(C) Emergency Stock Operations
(D) Early Sales Opportunities
(E) Executive Stock Ownership
Ans : (A)
45. Who are considered Super Senior Citizen as per budget 2011-12 ? Those who have completed a
minimum age of
(A) 65 years
(B) 70 years
(C) 75 years
(D) 80 years
(E) 90 years
Ans : (D)

46. Pohang Steel Company (POSCO) is a company originally based in

(A) China
(B) Vietnam
(C) USA
(D) Italy
(E) South Korea
Ans : (E)
47. As per the revised data released by the Central Statistical Organisation, the GDP growth in 2010 has
been at which of the following levels ?
(A) 6%
(B) 65%
(C) 8%
(D) 75%
(E) None of these
Ans : (C)
48. Who amongst the following was awarded Padma Vibhushan recently (2011) ?
(A) Kumar Mangalam Birla
(B) Harbhajan Singh
(C) Nirupama Rao
(D) Montek Singh Ahluwalia
(E) Saina Nehwal
Ans : (D)
49. Annual meeting of World Economic Forum was organized in January 2011 in which of the following
cities ?
(A) Davos
(B) Milan
(C) Tokyo
(D) London
(E) Lisbon
Ans : (A)
50. India recently signed a deal on the sharing of Teesta and Feni river waters. This agreement is signed
with which of the following countries ?
(A) Nepal
(B) China
(C) Pakistan
(D) Bangladesh
(E) Bhutan
Ans : (D)

Bank of Baroda Probationary Officers Exam., 2011

(Held on 13-3-2011)

General Socio-Economic & Banking Awareness : Solved Paper

1. Trade Ministers of Key WTO member countries including India held a meeting at Davos in Switzerland
on January 29, 2011.
Which one of the following was the purpose of this meeting ?
(A) Negotiations for free trade
(B) Negotiations to abolish Restrictive Trade Practices

(C) Issues relating to agricultural subsidies

(D) Negotiations for a global trade deal
(E) To include Pakistan and Iran as members
Ans : (D)
2. Which one of the following advices has/have been given by leading Economists to Finance Minister
during their pre-budget meeting with him ?
1. To take measures to boost farm productivity only.
2. To improve supply of agricultural products only.
3. To reduce the fiscal deficit only.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) Only 1 and 2
Ans : (D)
3. As per recent newspaper reports, which one of the following countries has signed highest number of
deals to get global project finance ?
(A) Australia
(B) USA
(C) Saudi Arabia
(D) Spain
(E) India
Ans : (E)
4. Which of the following terms is used in Banking Field ?
(A) Interest Rate Swap
(B) Input Devices
(C) Sedimentary
(D) Zero Hour
(E) Privilege Motion
Ans : (A)
5. To which of the following States has the Asian Development Bank given a loan of $ 90 m for
development of Power projects ?
(A) Himachal Pradesh
(B) West Bengal
(C) Tripura
(D) Arunachal Pradesh
(E) Assam
Ans : (E)
6. On which one of the following issues can SEBI penalize any company in India ?
1. Violation of Banking Regulation Act.
2. Violation of foreign portfolio investment guidelines.
3. For violation of Negotiable Instrument Act.
(A) Only 1
(B) All 1, 2 and 3
(C) Only 1 and 2
(D) Only 2 and 3
(E) Only 2
Ans : (E)
7. In the opinion of the Governor of Reserve Bank of India, which one of the following is the reason owing

to which Indias inflation is accelerating ?

(A) Excess liquidity in market
(B) Speculation in essential goods
(C) Higher food cost
(D) Commodities futures
(E) None of these
Ans : (A)
8. In opinion of the RBI, which one of the following is/are a threat to the smooth functioning of Indian
Companies ?
1. Rising input costs.
2. High interest rates.
3. Inflation only.
(A) Only 1
(B) Only 2
(C) Only 1 and 2
(D) Only 3
(E) All 1, 2 and 3
Ans : (E)
9. For which one of the following reasons Government of India has decided to waive off upfront payment
of Rs. 1,400 to be made by each customer located in rural areas to get LPG connection ?
1. To help villagers to use LPG in place of firewood/kerosene.
2. To help villagers to save kerosene for agricultural activities.
3. To lure villagers to use LPG which is of substandard quality and not fit for industrial use.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) Only 2 and 3
Ans : (A)
10. Expand the term ALM as used in Banking/Finance sector ?
(A) Asset Liability Mismatch
(B) Asset Liability Maturity
(C) Asset Liability Management
(D) Asset Liability Manpower
(E) None of these
Ans : (C)
11. Who amongst the following is the author of the book Half a Life ?
(A) Mark Tully
(B) Deepak Chopra
(C) Chetan Bhagat
(D) Ved Mehta
(E) V. S. Naipaul
Ans : (E)
12. In which one of the following states, village level marketing platform has been set up for the first time
in the country ?
(A) Haryana
(B) Maharashtra
(C) Gujarat
(D) Bihar
(E) Kerala
Ans : (C)

13. The RBI has asked banks to spell out their policy, procedures and size of the business on which of the
following aspects of banking ?
(A) On-shore banking
(B) Off-shore banking
(C) Investments in secondary market
(D) Wealth management
(E) None of these
Ans : (D)
14. Which of the following organizations has given a US $ 172 billion loan to India to build roads in rural
areas ?
(A) Asian Development Bank
(B) International Monetary Fund
(C) Bill Gates Foundation USA
(D) World Bank
(E) None of these
Ans : (D)
15. Which one of the following advices has been given by Finance Minister Pranab Mukherjee to
Chartered Accounts ?
(A) They must highlight the credit risks
(B) They must highlight the operational risks
(C) They must bring to the notice of Government tax evasions
(D) They must be vigilant against window dressing of companies
(E) None of these
Ans : (E)
16. Who amongst the following has asked banks to adopt six step approach to prevent diversion of funds
by the companies ?
(A) Company Registrar
(B) SEBI
(C) RBI
(D) AMFI
(E) All of these
Ans : (C)
17. Which one of the following countries has been invited to join BRIC ?
(A) Indonesia
(B) Bangladesh
(C) South Africa
(D) China
(E) Argentina
Ans : (C)
18. Who is Nicolas Sarkozy ?
(A) French Prime Minister
(B) French President
(C) Russian Prime Minister
(D) Russian President
(E) None of these
Ans : (B)
19. Through which one of the following sources domestic funds are raised by Companies ?
1. IPO only
2. FPO only

3. Commercial papers.
(A) Only 3
(B) All 1, 2 and 3
(C) Only 1 and 3
(D) Only 1
(E) Only 1 and 2
Ans : (D)
20. Which one of the following was the reason owing to which Govt. wants Reserve Bank of India to
tighten prudential norms for NBFCs ?
(A) To reduce liquidity in the market
(B) It is as per Basel II requirements
(C) It is as per Bank for International Settlement (BIS) directives
(D) It is to protect NBFCs from any impact of possible economic slowdown
(E) None of these
Ans : (D)
21. According to World Economic Forum, which one of the following risks is the greatest risk faced by the
world in the year 2011 ?
(A) Credit Risk
(B) Country Risk
(C) Counterparty Risk
(D) Sovereign Default Risk
(E) None of these
Ans : (D)
22. Which one of the following decisions has been taken by Govt. in respect of MGNREGA ?
(A) The wages should be revised by the State Governments
(B) The wages are to be revised by Planning Commission
(C) The District Authorities who allot work can give differential wages
(D) The wages shall be linked to inflation
(E) None of these
Ans : (A)
23. What are teaser loan rates charged by banks ?
(A) Fixed rate of interest charged by banks
(B) Floating rate of interest charged by banks
(C) Rate of interest in the initial period is less and goes up subsequently
(D) Rate of interest in the initial period is more and it goes down subsequently
(E) None of these
Ans : (C)
24. On which one of the following subjects Pranab Sen Committee has submitted its recommendations to
the Govt. of India ?
(A) MGNREGA
(B) Food Security
(C) Inflation
(D) Food processing industries
(E) None of these
Ans : (E)
25. Expand the term CCEA as used in administrative circles
(A) Cabinet Committee on External Affairs
(B) Cabinet Committee on Economic Affairs
(C) Cabinet Council on External Affairs
(D) Cabinet Council on Economic Affairs

(E) None of these

Ans : (B)
26. With which one of the following games, Baichung Bhutia is associated ?
(A) Hockey
(B) Golf
(C) Kabaddi
(D) Football
(E) Tennis
Ans : (D)
27. What the full form of the term LIBOR as used in financial banking sectors ?
(A) Local Indian Bank Offered Rate
(B) London-India Bureau of Regulations
(C) Liberal International Bank Official Ratio
(D) London Inter Bank Offered Rate
(E) None of these
Ans : (D)
28. In which one of the following States, Patratu Thermal Power Plant is proposed to be set up ?
(A) Madhya Pradesh
(B) Bihar
(C) Jharkhand
(D) West Bengal
(E) Kerala
Ans : (C)
29. On the basis of which of the following reasons, IMF has projected Indias GDP growth at 88 per cent
in 2010-11 ?
1. Strong industrial growth.
2. Strong farm sector growth.
3. High domestics consumption demand.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 3
(E) Only 2 and 3
Ans : (C)
30. Who amongst the following is the ICC Cricketer of the year ?
(A) Sachin Tendulkar
(B) Kevin Pietersen
(C) M. S. Dhoni
(D) Sanath Jayasuriya
(E) None of these
Ans : (A)
31. Who is Montek Singh Ahluwalia ?
(A) Chairman, Planning Commission
(B) Dy. Chairman, Planning Commission
(C) Cmmerce Secretary, GOI
(D) Economic Advisor to Prime Minister
(E) None of these
Ans : (B)
32. Who amongst the following is the Prime Minister of Australia at present ?

(A) Julia Gillard

(B) Kevin Rudd
(C) Dilma Rousseff
(D) Sebastian Vettel
(E) None of these
Ans : (A)
33. Expand the term FSDC which is used in financial sectors ?
(A) Financial Security and Development Council
(B) Financial Stability and Development Council
(C) Fiscal Security and Development Council
(D) Fiscal Stability and Development Council
(E) None of these
Ans : (B)
34. According to US Department of Agriculture, which one of the following countries in the world is the
largest producer of dairy products ?
(A) Australia
(B) USA
(C) China
(D) Norway
(E) India
Ans : (E)
35. With which one of the following games is Tiger Woods associated ?
(A) Golf
(B) Swimming
(C) Tennis
(D) Table Tennis
(E) Badminton
Ans : (A)
36. Which one of the following is largest producer of power in India ?
(A) Reliance Power
(B) Tata Power
(C) National Hydro Power
(D) Adani Power
(E) NTPC
Ans : (C)
37. For which one of the following States, centre has appointed interlocutors ?
(A) H.P.
(B) J & K
(C) Nagaland
(D) Manipur
(E) None of these
Ans : (B)
38. Expand the term GSLV
(A) Geosynchronous Satellite Launch Vehicle
(B) Global Satellite Launch Vehicle
(C) Geosynchronous Station Launch Vehicle
(D) Global Station Launch Vehicle
(E) None of these
Ans : (A)

39. For which one of the following reasons Basel II norms are to be followed by Commercial Banks ?
(A) Risk management
(B) Adoption of international accounting standards
(C) Restriction on bonus payments to bank executives
(D) Transparency in disclosures
(E) None of these
Ans : (A)
40. With which one of the following sports, the name of Parupalli Kashyap is associated ?
(A) Chess
(B) Tennis
(C) Badminton
(D) Athletics
(E) None of these
Ans : (C)
41. Which of the following terms is used in cricket ?
(A) Centre forward
(B) Goal
(C) Love
(D) LBW
(E) Bulls eye
Ans : (D)
42. With which one of the following activities, Golden Globe Awards are associated ?
(A) Journalism
(B) Social work
(C) Peace initiatives
(D) Films
(E) None of these
Ans : (D)
43. Goodbye Shahzadi is a book written by
(A) Shyam Bhatia
(B) Ashok Mehta
(C) Janardhan Thakur
(D) Arun Gandhi
(E) None of these
Ans : (A)
44. Malayalam writer Akkithom Achyuthan Nambhodiri will be the recipient of which of the following
awards ?
(A) Moortidevi award
(B) Pulitzer Prize
(C) Best Asian Author
(D) Kalidas Sanman
(E) Arjuna Award
Ans : (A)
45. With which one of the following sports, Narain Karthikeyen is connected ?
(A) F1
(B) Tennis
(C) Badminton
(D) Table Tennis
(E) Snooker
Ans : (A)

46. In which one of the following States, Sabari mala temple is located ?
(A) Tamil Nadu
(B) A.P.
(C) Kerala
(D) Karnataka
(E) None of these
Ans : (C)
47. Which one of the following will set up core banking infrastructure for rural banks ?
(A) RBI
(B) NABARD
(C) SIDBI
(D) IBA
(E) None of these
Ans : (B)
48. Who is Robert Zoelick ?
(A) IMF Chief
(B) World Bank President
(C) ADB President
(D) Chief UNIDO
(E) None of these
Ans : (B)
49. Justice K. G. Balakrishnan is holding the post of
(A) Chief Justice of India
(B) Chairman, National Human Rights Commission
(C) Cabinet Secretary, Govt. of India
(D) Revenue Secretary, Govt. of India
(E) None of these
Ans : (B)
50. Mehbooba Mufti belongs to which one of the following political parties ?
(A) National Conference
(B) PDP
(C) NCP
(D) Janta Dal
(E) None of these
Ans : (B)

Reserve Bank of India Grade B Officers Exam., 2011

(Held on 6-2-2011)

General Awareness : Solved Paper

1. What role do Micro, Small and Medium Enterprises (MSMEs) play in a countrys economic and
industrial development ?
1. They have the capacity to absorb skilled and unskilled labour available in the country.
2. Such institutions help in distribution of income in a wide spectrum and do not allow it to get
concentrated in few hands or in few areas.
3. They help in eradication of poverty by providing selfemployment opportunities.
(A) Only 1

(B) Only 2
(C) Only 3
(D) Only 1 and 3
(E) All 1, 2 and 3
Ans : (E)
2. Which of the following statements about the Indian Economy is correct ?
(A) Indian economy is as developed as that of China
(B) About 70% Indians are involved in some type of selfemployment and are the owners of some or the
other micro or small enterprise
(C) In India single biggest employment is agriculture and allied activities
(D) About 48% Indian workforce is employed in foreign countries or in organizations assisted by foreign
capital
(E) None of these
Ans : (C)
3. Which of the following is/are correct about the problems of Indian Agriculture ?
1. Large agricultural subsidies are hampering productivityenhancing investments.
2. Irrigation infrastructure is in bad shape and needs immediate improvement.
3. Frequent takeovers of fertile land by private companies and multinationals to launch big business
complexes.
(A) Only 1
(B) Only 1 and 2
(C) Only 1 and 3
(D) All 1, 2 and 3
(E) None of these
Ans : (D)
4. As per news in various journals, many banks have failed to achieve agri-loan target fixed by the RBI for
the year 2010-11. What was the target fixed for the year ?
(A) 10%
(B) 15%
(C) 18%
(D) 24%
(E) 30%
Ans : (C)
5. Which of the following statements about Agro and Allied activities is not correct ?
(A) Farmers do not get adequate credit for purchase of cattle
(B) There is a need to improve breed and genetic characteristics of the cattle folk
(C) India has huge forest cover and also degraded and marshy land which can be used for productive
purposes
(D) India is the 10th largest producer of medicinal and aromatic plants. But the products are not of
commercial value
(E) Animal husbandry plays an important role in providing sustainability under Rain fed conditions
Ans : (C)
6. Which of the following schemes launched by the Govt. of India aims at enhancing the livelihood
security of the people in rural areas by guaranteeing hundred days of employment in a financial year to a
rural household whose adult members volunteer to do unskilled manual work ?
(A) TRYSEM
(B) Pradhan Mantri Gram Sadak Yojana
(C) Kutir Jyoti Scheme
(D) ASHA
(E) MGNREGA

Ans : (E)
7. In some parts of India, farmers face acute distress because of heavy burden of debt from
noninstitutional lenders. Who can be called a non-institutional lender ?
(A) Small Banks
(B) Grameen Banks
(C) Credit Cooperative Societies
(D) Micro Finance Institutions
(E) Money Lenders
Ans : (E)
8. The South Asian Free Trade Agreement (SAFTA) was introduced with a view of levying how much
custom duty for trading any product within the SAARC zone ?
(A) 5%
(B) 4%
(C) 2%
(D) 1%
(E) No custom duty
Ans : (E)
9. Which of the following organisation prepares rural credit plans on annual basis for all districts in India,
which in turn from the base for annual credit plans of all rural financial institutions ?
(A) SIDBI
(B) NABARD
(C) RBI
(D) Indian Banks Association
(E) CII
Ans : (B)
10. Which of the following is TRUE about the current population trend(s) in India ?
1. Every year India adds more people to the worlds population than any other country.
2. Currently India has a young population which will grow somewhat older largely as a result of decline in
fertility.
3. The National Family Planning Programme did not contribute much in controlling fertility rate
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) All 1, 2 and 3
Ans : (D)
11. In economic terms, which of the following factors determine the Individuals demand of a
product/commodity ?
1. Price of a commodity.
2. Income of the individual.
3. Utility and quality of a commodity.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 3
(E) All 1, 2 and 3
Ans : (E)
12. Which of the following terms is used in the field of economics ?
(A) Adiabatic
(B) Bohr Theory

(C) Plasma
(D) Barter System
(E) Viscosity
Ans : (D)
13. Pascal Lamy calls on trade negotiators to move out of their comfort zones towards agreements, was
the headline in some major newspapers. This news is associated with which of the following
organizations/agencies ?
(A) World Trade Organization
(B) International Monetary Fund
(C) World Bank
(D) United Nations Organisations
(E) North Atlantic Treaty Organisation
Ans : (A)
14. Which of the following is not a function of the Planning Commission of India ?
(A) Assessment of the material, capital and human resources of the country
(B) Formulation of plans for the most effective and balanced utilization of countrys resources
(C) Public cooperation in national development
(D) Preparation of annual budget of the country and collection of taxes to raise capital for the
implementation of the plans
(E) Determination of stages in which the plan should be carried out
Ans : (D)
15. Which of the following periods represents the period of the first Five Year Plan in India ?
(A) 1948 53
(B) 1947 52
(C) 1952 57
(D) 1950 55
(E) 1951 56
Ans : (E)
16. Which of the following is the name of the process available to common people to seek courts
intervention in matters of public interest ?
(A) Public Interest Litigation (PIL)
(B) Habeas Corpus
(C) Ordinance
(D) Residuary power
(E) None of these
Ans : (A)
17. Indias foreign policy is based on several principles, one of which is
(A) Panchsheel
(B) Satyamev Jayate
(C) Live and Let Live
(D) Vasudhaiv Kutumbkam
(E) None of these
Ans : (A)
18. As we know thousands of tonnes of foodgrain was washed away in the floods in Haryana and Punjab
a few months back. This incident is an example which indicates that there is a scope for improvement in
our machinery controlling our
(A) Mid Day Meal Scheme
(B) Public Distribution System
(C) Food for Work Programme
(D) Village Grain Bank Scheme

(E) Operation Flood Scheme

Ans : (B)
19. President Barack Obama was on a visit to India a few months back. His visit is said to have forged
both the nations into a new era of relations. India managed to sign a special agreement with US in which
of the following fields/areas as a byproduct of the visit of Obama ?
1. Energy sector and Nuclear energy as US has lifted sanctions on supply of high tech machines.
2. Skill Development Programmes in IT sector in which US has super-specialisation.
3. Training in management of Micro finance Institutions.
(A) Only 1
(B) Only 2
(C) Only 1 and 3
(D) Only 2 and 3
(E) Only 1 and 2
Ans : (A)
20. Many times we read a term Tax Haven in various newspapers. What does it mean ?
1. It is a country where certain taxes are levied at a very low rate.
2. It is a country where people can dump their illegal money without any problem.
3. It is a place where foreigners can work without paying any tax on their income.
(A) Only 1 and 2
(B) Only 2
(C) Only 2 and 3
(D) Only 1
(E) All 1, 2 and 3
Ans : (E)
21. As per existing law, what is the minimum per day wages paid to a worker from unorganised sector in
India ?
(A) 50
(B) 75
(C) 100
(D) 125
(E) No such law is there
Ans : (C)
22. Who amongst the following was awarded the Indira Gandhi Peace Prize for 2010 ?
(A) Ronald Noble
(B) Luiz Inacio Lula DSilva
(C) Mohammed Elbaradei
(D) Aung San Su Kyi
(E) None of these
Ans : (B)
23. Which of the following is not a Poverty Eradication Programme launched by the Govt. of India ?
(A) Swarnjayanti Gram Swarozgar Yojana
(B) Jawahar Gram Samridhi Yojana
(C) National Social Assistance Programme
(D) ADHAR
(E) National Family Benefit Scheme
Ans : (D)
24. According to the World Bank estimate about 40% Indians are living below International Poverty line of
US $
(A) 1 per day
(B) 125 per day

(C) 2 per day

(D) 25 per day
(E) 3 per day
Ans : (B)
25. The 10th Trilateral Ministerial Meeting of RIC group was organized in November 2010. Who are the
members of the RIC ?
(A) RussiaIranChina
(B) RussiaIndiaChina
(C) RomaniaIranCanada
(D) RomaniaIsraelChile
(E) RussiaIndiaCroatia
Ans : (B)
26. India and Syria recently decided to double their trade in next 2 years. Indian Govt. has decided to
export which of the following commodities to Syria ?
(A) Natural gas
(B) Milk
(C) Oil
(D) Wheat
(E) All of these
Ans : (E)
27. India has sanctioned a 26 million grant to which of the following countries for development of tube
wells ?
(A) Myanmar
(B) Bangladesh
(C) Nepal
(D) Pakistan
(E) Sri Lanka
Ans : (C)
28. Which of the following is the name of the scheme launched by the Govt. of India for adolescent girls ?
(Launched in November 2010)
(A) Swawlamban
(B) SABALA
(C) Aadhar
(D) ASHA
(E) None of these
Ans : (B)
29. Many times we see in financial journals/bulletins a term M3. What is M3 ?
(A) Currency in circulation on a particular day
(B) Total value of the foreign exchange on a particular day
(C) Total value of export credit on a given date
(D) Total value of the tax collected in a year
(E) None of these
Ans : (E)
30. As per news in various newspapers, Govt. has allocated a huge sum of 31,000 crore for RTE. What
is full form of RTE ?
(A) Right of Education
(B) Reforms in Technical Education
(C) Return to Empowerment
(D) Right to Empowerment
(E) Renewable Technology for Energy

Ans : (A)
31. Which of the following is not a major function of the RBI in India ?
(A) Issuance of currency notes
(B) To facilitate external trade and payment and developing a foreign exchange market in India
(C) Maintaining price stability and ensuring adequate flow of credit to productive sectors
(D) Taking loans/credit from World Bank/IMF and ADB etc., and reallocating it for various activities
decided by the Govt. of India
(E) Formulation and monitoring the monetary and credit policy
Ans : (C)
32. The RBI has regional offices at various places. At which of the following places it does not have an
office ?
(A) Kota
(B) Shimla
(C) Lucknow
(D) Panaji
(E) Guwahati
Ans : (C)
33. Which of the following organizations/agencies has given a US $ 407 billion loan to India to boost up its
micro finance services in unbanked areas ?
(A) IMF
(B) World Bank
(C) Bank of Japan
(D) ADB
(E) Jointly by IMF and ADB
Ans : (B)
34. The Prime Ministers Economic Advisory Council (PMEAC) has projected that the Indian Exports will
grow by what percentage during 2010-11 ?
(A) 15%
(B) 18%
(C) 22%
(D) 24%
(E) 28%
Ans : (B)
35. Which of the following organisations/agencies has given the estimate that the India will be third largest
FDI recipient in 201012 ?
(A) UNCTAD
(B) WTO
(C) World Bank
(D) IMF
(E) None of these
Ans : (A)
36. The performance of which of the following industries is considered performance of a core industry ?
(A) Garments
(B) Leather
(C) IT
(D) Oil and Petroleum
(E) Handicrafts
Ans : (D)
37. Who amongst the following is not a recipient of Nobel Prize in economics ?

(A) Peter A. Diamond

(B) Dale T. Mortensen
(C) Amartya Sen
(D) Paul Krugman
(E) Robert G. Edwards
Ans : (E)
38. Basel Committee has given its recommendations on which of the following aspects of banking
operations ?
(A) Marketing of bank products
(B) Priority sector lending
(C) Risk Management
(D) Micro financing
(E) All of these
Ans : (C)
39. Which of the following is the rank of India in Human Development Report 2010 prepared by the
UNO ?
(A) 99
(B) 100
(C) 115
(D) 119
(E) None of these
Ans : (D)
40. Which of the following was/where the key objectives of the RBIs review of Monetary and Credit Policy
2010-11 which was reviewed again on 2nd November 2010 ?
1. To sustain the anti inflationary thrust.
2. To maintain an interest rate regime consistent with price.
3. To provide extra tax incentives to exporters who were in stress due to market fluctuations.
(A) Only 1
(B) Only 2
(C) Only 1 and 2
(D) All 1, 2 and 3
(E) None of these
Ans : (A)
41. PIIGS is the group of nations falling under
(A) Euro zone
(B) Asia Pacific
(C) SAARC
(D) NATO
(E) Commonwealth
Ans : (A)
42. Which of the following is/are the preconditions, the IMF has put to provide bail out package to
Ireland ?
1. It should gradually lower down unemployment benefits.
2. It should bring down the minimum wages in order to boost employment.
3. It should import some of the crucial commodities from non euro countries as an immediate measure to
improve shortage of the same.
(A) Only 1 and 2
(B) Only 2 and 3
(C) Only 1 and 3
(D) Only 1
(E) All 1, 2 and 3

Ans : (B)
43. India is self-sufficient in production of which of the following commodities ?
(A) Edible oil
(B) Milk
(C) Pulses
(D) Natural gas
(E) All of these
Ans : (B)
44. Which of the following is used as a fuel in Nuclear power stations in India ?
(A) Thorium
(B) Copper
(C) Tin
(D) Chromium
(E) All of these
Ans : (A)
45. Which of the following States has taken up the job of improving Dams with the help of the World
Banks Dam Rehabilitation and Improvement project ?
(A) Kerala
(B) Gujarat
(C) Tamil Nadu
(D) Uttar Pradesh
(E) Guwahati
Ans : (A)
46. Nitish Kumar led National Democratic Alliance won how many seats in recently held assembly
elections in Bihar ?
(A) 150
(B) 243
(C) 200
(D) 206
(E) None of these
Ans : (D)
47. Who amongst the following is the author of the book Development as Freedom ?
(A) M. S. Swaminathan
(B) C. Rangarajan
(C) Manmohan Singh
(D) Y. V. Reddy
(E) Amartya Sen
Ans : (E)
48. Which of the following terms is used in Finance and Banking ?
(A) Line of Sight
(B) Scattering loss
(C) Revenue
(D) Oscillation
(E) Shielding
Ans : (A)
49. Who amongst the following is a famous economist ?
(A) Richard Dawkins
(B) Alan Greenspan
(C) Vernon Heywood

(D) Olivar Sachs

(E) Stephan Hawking
Ans : (B)
50. Who amongst the following has never held post of the Governor of the RBI ?
(A) C. Rangarajan
(B) L. K. Jha
(C) Manmohan Singh
(D) Bimal Jalan
(E) Usha Thorat
Ans : (E)

Current Affairs Digital World: The Telecom Regulatory Authority of India (TRAI) Chairman J S Sarma
announced complete switch over from a

Indian Bank Probationary Officers Exam.,

2011
(Held on 2-1-2011)
General Awareness : Solved Paper
1. On which one of the following Head of Expenses, the expenses of the Government of India are
highest ?
(A) Food subsidy
(B) Fertilizer subsidy
(C) Pradhan Mantri Gram Sadak Yojana
(D) Maintenance of national highways
(E) Oil subsidy
Ans : (A)
2. Which one of the following foreign agencies will assist the municipal agencies to improve quality of
municipal schools through its School Excellence Programmes (SEP) ?
(A) IMF
(B) UNDP
(C) UNICEF
(D) ADB
(E) None of these
Ans : (C)
3. Which of the following carries out Open Market Operations ?
(A) Finance Ministry
(B) External Affairs Ministry
(C) Reserve Bank of India
(D) Planning Commission
(E) Ministry of Commerce
Ans : (C)
4. Who among the following Ministers will hold telecom portfolio in addition to his own portfolio till next
reallotment ?
(A) Kamal Nath
(B) Kapil Sibal
(C) Pranab Mukherjee
(D) Mamta Banerjee

(E) None of these

Ans : (B)
5. Under provisions of which one of the following Acts, the RBI issues directives to the Banks in India ?
(A) RBI Act
(B) Banking Regulation Act
(C) Essential Commodities Act
(D) RBI and Banking Regulation Act
(E) None of these
Ans : (B)
6. Which one of the following tools is used by RBI for selective credit control ?
(A) It advises banks to lend against certain commodities
(B) It advises banks to recall the loans for advances against certain commodities
(C) It advises banks to charge higher rate of interest for advance against certain commodities
(D) It discourages certain kinds of lending by assigning higher risk weights to loans it deems undesirable
(E) None of these
Ans : (C)
7. For which one of the following Loan Products teaser loans are offered by Banks ?
(A) Education Loans
(B) Commercial Loans
(C) Loans against security of gold
(D) Retail Trade Loans
(E) Home Loans
Ans : (E)
8. The Commonwealth Games 2010 were held in Delhi from October 3 to 14, 2010. Who amongst the
following picked up the Games first gold medal ?
(A) Augustina Nwaokolo
(B) Ravinder Singh
(C) Azhar Hussain
(D) Carol Huynh
(E) None of these
Ans : (A)
9. In which one of the following cities was the recent meet of G20 Countries organised ?
(A) Tokyo
(B) Seoul
(C) London
(D) Beijing
(E) Singapore
Ans : (B)
10. As per recent newspaper reports, which one of the following countries (among the given) has highest
literacy rate ?
(A) India
(B) Sri Lanka
(C) China
(D) Vietnam
(E) Bangladesh
Ans : (D)
11. Which one of the following has decided to give guarantee for infra loans ?
(A) IDBI
(B) SBI

(C) IIFCL
(D) SIDBI
(E) None of these
Ans : (C)
12. In which one of the following States is the uranium project proposed to be set up ?
(A) Manipur
(B) Meghalaya
(C) Orissa
(D) Assam
(E) Nagaland
Ans : (C)
13. Amongst 169 countries on Human Development Index which one of the following is Indias rank ?
(A) 89
(B) 91
(C) 119
(D) 129
(E) 138
Ans : (C)
14. What is Kaveri ?
(A) Indias indigeneous aircraft engine
(B) Indias low cost laptop
(C) Indias Air to Air Missile
(D) Indias guided Surface to Air Missile
(E) Unmanned Aircraft acquired from Israel
Ans : (A)
15. An increasing finished good stock as % to sales of a manufacturing Company indicates that .
1. the market is getting competitive
2. the quality of the goods is not upto the mark
3. the production cost has increased
4. the production has decreased
(A) Only 1 and 2
(B) Only 2 and 3
(C) Only 3 and 4
(D) Only 3
(E) Only 4 and 1
Ans : (A)
16. Which one of the following has got RBI nod to issue prepaid cards to its clients ?
(A) LIC
(B) GIC
(C) SIDBI
(D) NABARD
(E) None of these
Ans : (A)
17. For which one of the following reasons is an amendment in Companies Bill 2009 proposed ?
(A) To provide more powers to Department of Company Affairs
(B) To provide regulatory powers to Department of Company Affairs
(C) To make Indian Accounting Standards applicable with effect from 1.4.2011
(D) To ensure smooth convergence of the Indian Accounting Standards with IFRS
(E) None of these
Ans : (E)

18. As per recent newspaper reports, Indias public debt rises 28 per cent to Rs. 28 lakh crore. Which
one of the following is the reason that has forced commercial banks to buy Government securities ?
(A) Lack of credit growth
(B) Increase in credit growth
(C) Raising of repo rate
(D) Raising of reverse repo rate
(E) None of these
Ans : (A)
19. In which one of the following States Sariska Tiger Reserve is located ?
(A) M. P.
(B) U. P.
(C) Orissa
(D) Gujarat
(E) Rajasthan
Ans : (E)
20. On which one of the following characters, Biometric security is based ?
(A) Finger prints and palm recognition only
(B) Face recognition and voice recognition only
(C) Hand writing and manual recognition only
(D) Only (A) and (B)
(E) All (A), (B) and (C)
Ans : (D)
21. Which one of the following may be the consequence of buying forex in the marked by the RBI ?
(A) It leads to inflation
(B) It leads to control over inflation
(C) It does not affect inflation
(D) It results into deflation
(E) None of these
Ans : (A)
22. Under provisions of which one of the following Acts, the Reserve Bank of India has the power to
regulate, supervise and control the banking sector ?
(A) RBI Act
(B) Banking Regulation Act
(C) Negotiable Instrument Act
(D) RBI and Banking Regulation Act
(E) None of these
Ans : (B)
23. Who amongst the following is the author of the book The God of Small Things ?
(A) Chetan Bhagat
(B) V. S. Naipul
(C) Namita Gokhale
(D) Kiran Desai
(E) Arundhati Roy
Ans : (E)
24. Which one of the following has proposed $ 11 billion infrastructure debt fund ?
(A) NABARD
(B) SBI
(C) RBI
(D) Ministry of Finance, Govt. of India

(E) Planning Commission

Ans : (D)
25. Myanmars pro-democracy leader Suu Kyi is a .
(A) 42 years old politician
(B) Bharat Ratna
(C) Military General
(D) Nobel Prize winner
(E) None of these
Ans : (D)
26. Which one of the following factors influence working capital of a unit ?
(A) Seasonality of operations only
(B) Production Policy only
(C) Suppliers Term only
(D) Only (A) and (B)
(E) All (A), (B) and (C)
Ans : (E)
27. One of the following states is a major producer of spices .
(A) Karnataka
(B) Tamil Nadu
(C) Kerala
(D) Gujarat
(E) Manipur
Ans : (C)
28. The NAV of a mutual fund
(A) Is always constant
(B) Keeps going up at a steady rate
(C) Fluctuates with market price movements
(D) Cannot go down at all
(E) None of these
Ans : (E)
29. The expansion of TRAI is .
(A) Telecom Regulations and Inspection
(B) Transport Regulatory Authority of India
(C) Train Regulatory Authority of India
(D) Telecom Regulatory Authority of India
(E) Transfer Regulations Act of India
Ans : (D)
30. ASBA, a facility while applying / submitting an application for purchase of shares under a public issue,
is .
(A) Applications Simple Balance Amount
(B) Amount Saved and Balance in Account
(C) Already Savings Blocked Amount
(D) Applications Supported by Blocked Amount
(E) None of these
Ans : (D)
31. A Saving Bank Deposit Account is one where .
(A) Amounts are deposited and are withdrawn as per requirement of the customers
(B) The deposits are made only once in a year
(C) Periodical Fixed amount are deposited month wise and withdrawals are allowed after a fixed period

(D) All the above

(E) None of these
Ans : (A)
32. Who is the Chief Minister of Maharashtra at present ?
(A) Ashok Chavan
(B) R. R. Patil
(C) Vilasrao Deshmukh
(D) Sushil Kumar Shinde
(E) None of these
Ans : (E)
33. The expansion of CDMA is .
(A) Calculated Division of Many Applications
(B) Computer Divided Multiple Access
(C) Code Diversified Memory Applications
(D) Code Division Multiple Access
(E) None of these
Ans : (D)
34. Merdeka Cup is associated with the game of .
(A) Tennis
(B) Hockey
(C) Badminton
(D) Cricket
(E) Football
Ans : (E)
35. Which of the following is a financial asset ?
(A) Gold
(B) Silver
(C) Shares in a demat account
(D) Land & buildings
(E) None of these
Ans : (C)
36. Zero balance account is generally allowed to be opened for .
(A) Salaried class
(B) businessmen
(C) foreign customers
(D) children
(E) Senior Citizens
Ans : (A)
37. In Deposits Account KYC (Know Your Customer) has been implemented in 2002 as per directive of
.
(A) IBA
(B) RBI
(C) Ministry of Finance
(D) SEBI
(E) IRDA
Ans : (B)
38. The regulator of the banking system in India is
(A) AMFI
(B) Finance Minister

(C) SEBI
(D) IBA
(E) RBI
Ans : (E)
39. Ten Rupee notes contain the signature of
(A) Finance Secretary, GOI
(B) Chairman, State Bank of India
(C) Governor, Reserve Bank of India
(D) Finance Minister, GOI
(E) Prime Minister
Ans : (C)
40. Statue of Liberty is the national monument of .
(A) Italy
(B) Australia
(C) France
(D) Denmark
(E) USA
Ans : (E)
41. Loan against the security of immovable property is by executing an agreement of .
(A) Assignment
(B) Pledge
(C) Transfer
(D) Mortgage
(E) None of these
Ans : (D)
42. Credit Rating .
(A) is used to rate the borrowers while giving advances
(B) is used to work out performance of the employees
(C) is used to calculate the number of excellent audit rated branches
(D) is NOT used in any Bank
(E) is necessary before giving promotion to employees
Ans : (A)
43. Who amongst the following is the recipient of the Dadasaheb Phalke Award 2010 ?
(A) Javed Akhtar
(B) Amitabh Bachchan
(C) Gulzar
(D) Hema Malini
(E) None of these
Ans : (E)
44. In Corporate Hedging, which one of the following types of risks can be covered ?
(A) Liquidity risk
(B) Currency risk
(C) Credit risk
(D) Transaction risk
(E) None of these
Ans : (B)
45. Bank of Rajasthan is now merged with which of the following banks ?
(A) AXIS Bank
(B) IDBI Bank

(C) ICICI Bank

(D) HDFC Bank
(E) None of these
Ans : (C)
46. As per GDP figures on calendar year basis, according to World Bank, which one of the following
economies will have highest GDP growth in the year 2011 ?
(A) US
(B) China
(C) Japan
(D) India
(E) Brazil
Ans : (B)
47. In respect of infrastructure bonds issued under provisions of Section 80 CCF of the Income Tax Act,
what is the maximum amount (Rs. in thousands), upto which these bonds can be covered ?
(A) 30
(B) 20
(C) 40
(D) 50
(E) None of these
Ans : (E)
48. Which of the following is the full form of the abbreviation IFRS as used in corporate / finance sector ?
(A) Indian Financial Reconciliation Standards
(B) Interpretation and Formal Reporting System
(C) International Financial Reporting Standards
(D) International Financial Reporting System
(E) None of these
Ans : (C)
49. As per the new guidelines issued by SEBI, companies are required to list shares within how many
days of the closure of the Initial Public Offers (IPOs) ?
(A) 60 days
(B) 12 days
(C) 30 days
(D) 45 days
(E) None of these
Ans : (D)
50. RTGS stands for .
(A) Real Time Gross Settlements
(B) Reduced Time Gross Settlements
(C) Relative Time Gross Settlements
(D) Real Total Gross Securities
(E) None of these
Ans : (A)

a special function to be held on 11 March 2014 at New Delhi during the

Festival of Letters organized by Sahitya Akademi.
Famous poets honoured with the Award for the year 2013 are
Subodh Sarkar (Bengali),

Anil Boro (Bodo),

Sitaram Sapolia (Dogri),
Ambika Dutt (Rajasthani),
Radhakant Thakur (Sanskrit),
Arjun Charan Hembram (Santali),
Namdev Tarachandani (Sindhi) and
Javed Akhtar(Urdu).
-The well-known novelists honoured with the Sahitya Akademi Awards
2013. Mridula Garg (Hindi),
Manmohan (Punjabi)and R.N. Joe D Cruz (Tamil)
Awardees for their books of essays
C.N. Ramachandran (Kannada),
Tukaram Rama Shet (Konkani),
Satish Kalasekar (Marathi),
and Katyayani Vidmahe (Telugu)
The Awardees for their books of short stories.
Temsula Ao (English) and Mohi-ud- Din
Reshi (Kashmiri)
The Awardees for their travelogues.
Makhonmani Mongsaba (Manipuri) and
Man Bahadur Pradhan (Nepali)
M.N. Paloor (Malayalam) for his
autobiography,
National Award for Best Institution for Providing services to senior citizens
and Awareness Generation.
Vrudha Sevashram, Sangli, Kupwad, Near Laxmi Nagar, Kupwad Road,
Sangli 416461, Maharashtra.

National Award for Best State in implementing the Maintenance and

Welfare of Parents and Senior Citizens (MWPSC) Act, 2007, & providing
services and facilities to senior citizens.
Department of Social Justice, Government of Madhya Pradesh, 250, Tulsi
Nagar, Bhopal 462003, Madhya Pradesh
National Award for Centenarian Senior Citizen.
Ms. Narasamma, W/o Anjinappa, Krishnapura (V), Venkatapura Post,
Pavagada Taluk, Tumkur Dist., Karnataka
National Award for Iconic Mother.
Smt. Sindhutai Shrihari Sapkal, 1st Floor, Shivaji Complex, Near Mohintara
Hospital, Hadapsar, Pune 411028, Maharashtra.
National Award for Lifetime Achievement.
Shri Vinodbhai Vrajlal Valia, 1701B Pushpvinod, No. 1 Pushpapark, S. V.
Road, Borivali, Mumbai 400092.
National Award for Creative Art.
Ms. Nalini Vinay Mehta, 7, Sunita Building, 238, Sion Road, Sion (East),
Mumbai, Maharashtra.
National Award for Sports & Adventure Award (Male).
Dr. G. S. Randhawa, Male Athlete, C 30, Usha Niketan, Safdarjung
Development Area, New Delhi 67.
National Award for Sports and Adventure (Female).
Mrs. Damayanti V. Tambay, #124/IV, JNU, New Delhi 67.
Present on the occasion were Shri Porika Balram Naik, Minister of State
for Social Justice & Empowerment, Shri Manikrao Hodlya Gavit, Minister of
State for Social Justice & Empowerment, Shri Sudhir Bhargava, Secretary
(SJE) and other senior officials of the Ministry .

Steps taken for senior citizens by the Government of India

In context with the senior citizens of India, The Maintenance and Welfare
of Parents and Senior Citizens Act, 2007 was enacted.
Apart from this, Model Rules were also brought out by the Ministry of
Social Justice and Empowerment.
The Ministry of Social Justice and Empowerment explained that ageing
posed two main challenges- the need to ensure care and protection of the
elderly so that they live a healthy, dignified and productive life and
secondly, the older people must be looked at as partners in progress
rather than a burden on society.
The Ministry of Social Justice and Empowerment announced National
Policy on Older Persons (NPOP) in 1999 to ensure active and productive
ageing by evolving a framework of providing financial, medical, social and
emotional support.
Another policy called National Policy for Senior Citizens 2011 was also
introduced.
The Maintenance and Welfare of Parents and Senior Citizens Act, 2007
essentially aims at creating an enabling mechanism to make the claim for
maintenance simpler, speedier and affordable.
The grant-in-aid scheme called the Integrated Programme for Older
Persons extends grants to NGOs for supporting old age homes, day care
centres and mobile medi-care units.
The Ministry of Social Justice & Empowerment launched the Project NICE
(National Initiative on Care for Elderly). This is implemented through
National Institute of Social Defence (NISD), an autonomous body of the
Ministry of Social Justice & Empowerment in 2000.
National programme for Health care of Elderly (NPHCE) has been
formulated and implemented in the country through the ministry of
Health and Family Welfare. The major objectives of the NPHCE include
provision of dedicated health care facilities for elderly at various levels of
State healthcare delivery system.

List of Ministers of India - Narendra Modi's Cabinet 2014

The 16th Lok Sabha of India came into being on 26th May 2014 with the oath taking ceremony of the 15th Prime
Minister Narendra Modi along with other cabinet ministers. He would be combining some departments which work in
close tandem by bringing them under one minister and thus reducing the size of the cabinet considerably. Here is a
list of portfolios of Cabinet Ministers, Minister of State with independent charges and State Minister:

Prime Minister and Council of Ministers - India

S.n
o

Portfolio

Name

Cabinet Ministers of India 2014

Prime Minister and also in-charge of the Ministries/Departments

not specifically allocated to the charge of any Minister
Personnel, Public Grievances and Pensions

Narendra Modi

Department of Atomic Energy Department of Space

2

Home Affairs

Rajnath Singh

External Affairs, Overseas Indian Affairs

Sushma Swaraj

Finance, Corporate Affairs, Defence

Arun Jaitley

Urban Development Housing, Urban Poverty Alleviation,

Parliamentary Affairs

M Venkaiah Naidu

Road Transport, Highways Shipping

Nitin Gadkari

Railways

D V Sadananda
Gowda

Water Resources, River Development and Ganga Rejuvenation

Uma Bharati

Minority Affairs

Dr Najma A
Heptulla

10

Rural Development, Panchayati Raj, Drinking Water and

Sanitation

Nitin Gadkari

11

Consumer Affairs, Food and Public Distribution

Ram Vilas Paswan

12

Micro, Small and Medium Enterprises

Kalraj Mishra

13

Women and Child Development

Maneka Gandhi

14

Chemicals and Fertilizers

Ananth Kumar

15

Communications and Information Technology, Law and Justice

Ravi Shankar Prasad

16

Civil Aviation

Ashok Gajapathi
Raju Pusapati

17

Heavy Industries and Public Enterprises

Anant Geete

18

Food Processing Industries

Harsimrat Kaur
Badal

19

Mines Steel Labour and Employment

Narendra Singh
Tomar

20

Tribal Affairs

Jual Oram

21

Agriculture

Radha Mohan Singh

22

Social Justice and Empowerment

Thaawar Chand
Gehlot

23

Human Resource Development

Smriti Irani

24

Health and Family Welfare

Dr Harsh Vardhan

Ministers of State with Independent Charge

1

Development of North Eastern Region, External Affairs, Overseas

General VK Singh
Indian Affairs

Planning, Statistics and Programme Implementation, Defence

Inderjit Singh Rao

Textiles, Parliamentary Affairs, Water Resources, River

Development and Ganga Rejuvenation

Santosh Kumar
Gangwar

Culture and Tourism

Shripad Yesso Naik

Petroleum and Natural Gas

Dharmendra
Pradhan

Skill Development, Entrepreneurship, Youth Affairs and Sports

Sarbananda
Sonowal

Information and Broadcasting Environment, Forest and Climate

Change, Parliamentary Affairs

Prakash Javadekar

Power, Coal, New and Renewable Energy

Piyush Goyal

Science and Technology Earth Sciences Prime Minister Office

Personnel, Public Grievances & Pensions Department of Atomic
Energy, Department of Space

Jitendra Singh

10

Commerce and Industry, Finance Corporate Affairs

Nirmala Sitharaman

Ministers of State
1

Civil Aviation

GM Siddeshwara

Railways

Manoj Sinha

Chemicals and Fertilizers

Nihalchand

Rural Development Panchayati Raj Drinking Water and Sanitation Upendra Kushwaha

Heavy Industries and Public Enterprises

Radhakrishnan P

Home Affairs

Kiren Rijiju

Road Transport and Highways Shipping

Krishan Pal

Agriculture, Food Processing Industries

Dr Sanjeev Kumar

Balyan
9

Tribal Affairs

Mansukhbhai
Dhanjibhai Vasava

10

Consumer Affairs, Food and Public Distribution

Raosaheb Dadarao
Danve

11

Mines, Steel, Labour and Employment

Vishnu Deo Sai

12

Social Justice and Empowerment

Sudarshan Bhagat