family members up to 2 people who are previously registered on the AGA web platform for the contracted period. Other members can be included for a small fee. Q. How is the service activated? A. Upon the occurrence of an event the Member must contact Angel Guard Assist HelpDesk indicated in the certificate, having handy the certificate number provided. If the case requires medical attention please have on hand all the information of your current location (Telephone number, address etc.) Q. What should we do if during my Occidental Vacations I get sick? A. If circumstances permit it the member should always contact Angel Guard Assist HelpDesk at the phone numbers provided in the certificate, they will coordinate the medical services for you, that been in your hotel or anywhere else. If however is a major emergency the member can act by itself and give a notice within the next 24 hours of the occurrence of the event.
Q- Will the Medical Center accept
the insurance? A- As long as the member coordinates the services dialing our HelpDesk, and having an available provider in the area it is accepted. If instead the member go on his own it is not guaranteed. Always remember to notify the HelpDesk of the occurrence of an event, guaranteeing a refund if required. In these cases the member should always keep the medical reports and bills of the service. Q. Are all the medical conditions covered, even the pre-existing ones? A. Pre-existing medical conditions are excluded, and only the first medical emergencies are covered. All other expenses will be the members responsibility. Q- How long will it take for my reimbursement to arrive? A- 12 days of receiving all documentation in medical cases (original invoices, payments, receipts, medical reports and claims form). In non-medical cases (Ex. Flight delay) the member must still report to the Angel Guard Assist HelpDesk the proof of the case reported. Refunds may be
received in electronic deposits into
an account provided by the member, and/or Travelers checks of the member residence address. Q-How much is the deductible and on what cases applies? A-The deductible is US$100 and it applies to all medical expenses. Q. Can I access the service network of the country am travelling in? A. Angel Guard Assist has thousands of providers around the world, making it impossible to supply the member with a list of affiliated centers. As long as the member communicates with the HelpDesk we would supply the best provider for its needs.