997101 Mar13
Consumer
Pricing Guide
1 July 2013 to
30 June 2014
Smart Banking
Get more value for your money, bank Smart
with FNB Smart Account and Cheque Account.
Pricing
option and
Monthly fee
Zero
R0,00
Pay-as-you-use
R11,50
Pricing
option and
Monthly fee
Pay-as-you-use
(PAYU)
R23,00
Fee- Saver
R23,00
Unlimited
R49,00
- Electronic transactions
- The first 6 ATM withdrawals every month
- A combination of your first 3 branch,
cheque and telephone banking
transactions (excluding cash and cheque
deposits) every month
REWARDS
FREE
Most expensive
Smart Account
Price Option
Monthly cost for
my account
Zero
PAYU
PAYU and
Fee Saver*
Unlimited
Unlimited
Free
R11,50
R49,00
R23,00
R84,00
R5000
R9 000
R13,50
R13,50
R5,00
R5,00
Free
Free
Free
Free
Free
Cheque Deposits
(FNB ATM & Branch)
R16,00
R16,00
R16,00
R16,00
R16,00
Account Fee
R80,00
R80,00
R80,00
R80,00
R80,00
R80,00
R80,00
R80,00
R80,00
R80,00
Free
Free
Free
Free
Free
Free
Free
Free
Free
Free
R4,50
Free
R1,00
R1,00
Free
R1,00
Free
R1,00
R1,00
Free
R1,00
Free
R1,00
R1,00
Free
R1,00
Free
R1,00
R1,00
Free
R1,00
Free
R1,50
R1,50
R1,50
R1,50
R1,50
R7,50
R7,50
R7,50
R7,50
R7,50
R8,50
R8,50
R8,50
R8,50
R8,50
Free
Free
Free
Free
Free
Cheapest
Smart Account
Most expensive
Transfer money between
my FNB accounts
Price Option
Unlimited
Unlimited
R1,00
R1,00
Free
R1,00
Free
ATM
R4,20
R3,30
Free
R3,30
Free
Online
R4,20
R3,30
Free
R3,30
Free
Telephone (Consultant)
R27,50
R27,50
R34,00
R27,50
R34,00
Branch
R33,00
R33,00
R40,00
R33,00
R40,00
R1,00
R1,00
Free
R1,00
Free
R10,00
R7,00
Free
R7,00
Free
Telephone
(Consultant)
R27,50
R27,50
R34,00
R27,50
R34,00
Payments
Branch
R33,00
R33,00
R40,00
R33,00
R40,00
Cheque
R33,00
R33,00
R40,00
R33,00
R40,00
Bank Cheque
R74,00
R74,00
R74,00
R74,00
R74,00
R0,68
R0,68
R0,68
R0,68
R0,68
SMS
R1,05
R1,05
R1,05
R1,05
R1,05
FAX
R4,85
R4,85
R4,85
R4,85
R4,85
Establishment and
amendment: online
Free
Free
Free
Free
Free
Establishment - branch
R12,50
R12,50
R12,50
R12,50
R12,50
Amendment - branch
R9,50
R9,50
R9,50
R9,50
R9,50
Payment
Notification
Debit Orders
PAYU
Make a payment to
another persons or
companys account
Zero
R4,20
R3,50
Free
R3,50
Free
R15,00
R9,35
Free
R15,90
Free
R5,00
R105,00
Smart Account
Get Cash
Get Credit
Overdraft
PAYU and
Fee Saver*
Unlimited
R8,50
R8,50
R8,50
R8,50
R8,50
R12,50
R12,50
R12,50
R12,50
R12,50
R16,50
R16,50
R16,50
R16,50
R16,50
R2,00
R0,90
Free
Free
Free
R4,20
R3,00
Free
R3,00
Free
R8,40
R6,00
Free
R6,00
Free
R4,20
R4,50
R7,50
R4,50
R7,50
R8,40
R9,00
R7,50
R9,00
R7,50
R10,00
R6,30
R20,00
R12,60
R30,00
R18,90
R40,00
R25,20
Cardless Cash
Unlimited
PAYU
Zero
Price Option
R6,30
6 Free every
month, then PAYU
plan pricing
R12,60
R18,90
6 Free every
month, then PAYU
plan pricing
R25,20
R4,00 + FNB ATM fee on PAYU option
R33,00 +1,49%
of withdrawal
amount
R33,00 +1,49%
of withdrawal
amount
R33,00 +1,49%
of withdrawal
amount
R40,00 +1,49%
of withdrawal
amount
International ATM
( 2.75% Comm & Conv Fee applies)
R33,00
R25,00
R40,00
R25,00
R40,00
R33,00 +1,50%
of withdrawal
amount
R25,00 +1,50%
of withdrawal
amount
R40,00 +1,50%
of withdrawal
amount
R25,00 +1,50%
of withdrawal
amount
R40,00 +1,50%
of withdrawal
amount
R75,00
R75,00
R75,00
R75,00
R75,00
Personalised Card
R105,00
R105,00
R105,00
R105,00
R105,50
Petrol Card
R105,00
R105,00
Free
Free
R30,00
R30,00
40 Form (pages)
R38,50
R38,50
25 Form (pages)
R42,50
R42,50
Free
Free
R20,00
(per side)
R20,00
(per side)
*When you maintain a R9 000 balance in your account throughout the mouth on the Fee Saver pricing option you quality for the following benefits:
Unlimited qualifying electronic transactions (debit orders, prepaid purchases, transfers and payments)
A combination of 3 free branch, cheque and Telephone Banking (consultant assisted) transactions (excluding all cash and cheque deposits) per month.
Most expensive
Check my Balance
(Customer request)
Balance Alert
(Registration needed)
Free
In Contact
Free
R2,75
FNB ATM, Cellphone Banking, Online Banking, Telephone Banking (IVR), App
Free
POS
R1,35
International POS
R2,50
R3,95
FNB Branch
R3,95
R3,95
Monthly
R0,90
Weekly
R2,95
Daily
R14,80
We will notify you when there is no money for a debit order in your account
Free
Free
R2,80
R5,50
R11,00
Provisional statement requested via FNB Branch and telephone (per page)
R11,00
R11,50
Daily
R80,00
Weekly
R32,00
Twice Monthly
R16,00
Daily
R44,00
Weekly
R20,00
Twice Monthly
R11,00
Paper
Additional
Statements
Smart Cheque
Account Only
Online
Cheapest
Most expensive
R5,00
Online Banking
R5,00
R15,00
FNB Branch
R35,00
Free
R5,00
R7,00
R20,00
R57,00
R4,10
R4,10
R52,50
R120,00
R150,00
R150,00
Penalty Fee
Unnecessary
Avoid if possible
Other Fees
It is easy to send money to anyone, anywhere in South Africa using FNB Cellphone Banking, an FNB ATM or FNB Online Banking. All you need
to receive money is a valid South African cellphone number.
eWallet
Monthly Fee
Free
Balance enquiry
Free
R8,50
R12,50
R16,50
R8,50
R5,00
Transfer money
Transfer from eWallet to your FNB account
R2,50
Free
From FNB Smart/Smart Cheque Account - Zero and Pay-as-you-use pricing plan
R3,30
Payments
Purchase at store
Payment to a bank account
Buy prepaid airtime, electricity, data from FNB
Free
R2,50
R2,50
Get cash
FNB ATM Cash Withdrawals (first withdrawal per send is free)
Free
Penalty Fee
Monthly Dormancy Fee (if you do not use eWallet for six months)
Reversal of incorrect Send Money to eWallet transaction
Declined Transaction at an FNB ATM
R5,00
R20,00
Free
Important to know:
Monthly Cost
Mzansi
R0,00
Social Grant
- This account is no longer available for new customers and is valid only if you live in the eastern Cape,
and get a grant of any kind from Eastern Cape Government
- You are not permitted to have debit orders with this account
R6,20
Account Fee
Monthly cost for my account
Mzansi
-Free
Social Grant - R6,20
Card Issuing Fee (Charged every month for first 6 months after account opening - Mzansi ony)
R5,00
R16,00
Mzansi
-R12,00
Social Grant - R15,00
R80,00
Free
Free
R1,00
R7,50
R8,50
R1,50
R6,20
Cellphone
R1,00
Online
R6,20
Telephone (consultant)
R27,50
Branch
R33,00
R1,00
R6,20
R3,30
R6,20
Telephone (consultant)
R27,50
Cheque Payments
R33,00
Branch
R33,00
R38,00
Free
Establishment - branch
R 12,50
Amendment - branch
R 9,50
R 8,50
R 12,50
R16,50
Get Cash
Cash@Till TM (e.g. Shoprite Checkers, Pick n Pay, PEP, Boxer and selected Spar)
R 0,90
R 2,50
FNB ATM
R 6,20
R 6,20
Cardless Cash
Mzansi R12,00
Social GrantR15,00
Honouring Fee
R 57,00
Free
R 7,00
R 20.00
R 45,00
R 75,00
Free
Free
R 1,25
Other Fees
Online Banking Password reset (Telephone - Consultant)
R 52,50
R 4,10
R 4,10
Get a statement
Subscription: FNB Cellphone Banking
Free
Free
R 2,75
R 2,95
Get a statement
Balance Alert: Monthly
R 0,90
R 2,95
R 14,80
R 0,68
R 1,05
R 4,85
Free
R 2,80
Important to know:
Monthly Cost
Stockvel Account
- A book-based savings account for a group of people who want to save together
R5,50
Smart Save
Account
R5,50
Account Fee
Monthly cost for my account
Minimum balance for rebate
R5,50
R5000,00
Get Cash
FNB Branch
R24,00
R 16.00
0.70% of deposit
amount (min R5.50)
R4.00+1.49% of
deposit amount
R1,00
R3,30
Manage my account
Account Statements at FNB Branch or telephone banking
Penalty Fees
Lost book replacement fee
R24,00
Bank Smart
Need more help with pricing options and banking fees?
Visit your nearest FNB Branch
Call the FNB Pricing Line on 087 575 9404
Use the Online Fee Calculator on www.fnb.co.za
FirstRand Bank Ltd reserves the right to change pricing and package pricing plans or introduce new
fees from time to time. We will give you at least 20 business days notice of these changes on the FNB
website or on FNB ATMs
You must apply for each facility or product individually. The granting of any facility or product is subject
to you meeting the credit and qualifying criteria of that product or facility
Each facility or product has a set of terms and conditions relevant to that facility or product. We agree
to these terms and conditions with the applicant. If there is a conflict between product and facility
specific terms and conditions and what is outlined in this pricing guide, we will follow the normal terms
and conditions that apply to such facility or product
The Bank reserves the right to change at any time the features of any product or facility
First National Bank, a division of FirstRand Bank Ltd, is an Authorised Financial Services Provider