SAGAR CHATTERJEE

Email :sagar_chatterjee31@rediffmail.com
Career Objective
An honest and sincere approach towards my success and the benefactors brought about my ability to work
with team spirit, clarity of vision and sincerity in action, active listening qualities, good communication
skills, willingness to work in teams and especially adverse conditions. This will help me tremendously to
build and create amicable atmosphere. This in turn surely will bring the warranted and positive results.
Professional Profile
Over 10 years of experience in Business Development / People Management. A proactive planner with
expertise in people management and development, market plan execution account management, pre-sales
efforts with skills in competitor and market analysis. An Out-of-the-Box Thinker with a proven track
record of increasing revenues, establishing channel networks, streamlining workflow and creating a
teamwork environment to enhance profitability innovatively for reputed business houses. A skilled
communicator with exceptional presentation and analytical skills.
Organizational Experience
India Infoline Finance Limited
Designation Branch Manager
Tenure Feb 2015 onwards
Products Loan against property, Medical equipment Loan and Gold Loan
1
Responsible for selling gold loans in the market
2
Responsible to increase AUM of the Branch.
3
Responsible for collections of all buckets(i .e. 0-30,31-60.61-90).
4
Managed a team of two GLOs, 2 SEs and 2 Valuer.and 1 RM
5
Major focus on loan against property and ME Loan
Magma Fincorp Ltd
Designation-Branch Manager
Tenure-March 2014 till Nov 2014
Job Profile
1
Responsible to increase AUM of the Branch.
2
Managed a team of two GLOs, 2 SEs and 1 Valuer.
3
Create Awareness by doing activities in and around catchment area.
4
Drive business by acquiring new clients.
5
Responsible for collections of all buckets(i .e. 0-30,31-60.61-90).
6
Responsible for saving AUM from going under the hammer.
7
Achieve per man productivity in terms of volume.
Achiievers Quick Gold Loan- A sister concern of achievers equities ltd, which is a broking house of
repute.
Designation- Area Manager
Tenure- 2nd August 2013 to March 2014
Job Profile
1
Responsible for selling gold loans in the market.
2
Managed overall smooth process of the branches with the help of BM,ABM &loan executives
3
Organize activities to create awareness in the market about AQGL.
4
Keep track of the gold rates as per association of gold loan companies.
5
Responsible for tie ups with other manufacturers for other products i.e money transfer,
Ornament selling and life insurance
6
Keep a track on accumulated and collected interest of branches
7
Organize audit in branches and coordinate with auditor for smooth auditing.
8
Identify & Recruit people from other gold loan companies.
9
Business vis a vis cost is a major challenge.
10 Survey and opening of new branches.
11 Make time to time changes in schemes to remain a competitor in the market.
Achievement Launched achievers as a major player in the market.
Introduced & successfully launched BA model in the company which is new in the gold loan
industry

HDB Financial Services Ltd.-A 100% subsidiary non banking financial company of HDFCBank. The
company deals with selling of retails loans such as personal loans, business loan, Loans against property,
Loans against shares & Loans against gold.
Designation- Branch Sales Manager
Tenure- Oct 2009 till Apr 2013
Job Profile
1 Recruit and manage a team of 3sales manager 24 sales officer and 2 telesales
2 At any point of time the above number of FOS has to be maintained.
3 Responsible for selling of above mentioned loans through the above team size.
4 Maintain per sales manager and sales officer productivity in terms of volume and numbers.
5 Maintain quality business i.e. sourcing to logins & logins to disbursement.
6 Responsible for implementation of cold calling method i.e. a sales officer has to generate 8 ucm
per day.
7 Generate loans against gold data for tele callers.
8 Monitor per day tele calling by tele callers on loans against gold.
9 Responsible for fresh bucket collections through sales teams i.e. 95%.
10 Cross selling products like Life Insurance & General Insurance had major focus.
11 Explore new markets for sourcing of files.
12 Manage relationship with self recruited referrals for sourcing of lap files to generate higher volumes
Achievement :
1 TPD products were at all time high.
2 2 Managed the delinquency rate to below 1% in unsecured loans.
Reliance Money Ltd- An Anil DhirubhaiAmbani enterprise , since inception in year 2006 the company
is the biggest broking house in India.Apart from broking it deals with all financial products.
Designation- Center Manager (capital mkt &tpd)Tenure- Feb 2008 Apr 2009
Key Result Areas1 Identify and recruit new business partners and sell Demat, Life Insurance, Mutual fund, General
Insurance, Gold coin, PMS & structured product& LAP through them.
2 Responsible for building relationship, imparttraining, joint calls & handle queries for the business
partners.
3 Also handled a team of 10 PFC provided by Reliance Life Insurance & 3 FSO provided by Tata
Aig Life simultaneously to procure biz for respective Life Insurance Cos in the TPD section.
4 Joint calls with PFC & FSO
5 Plan & implement activities for and with respective Cosin order to generate leads.
6 Manage front desk operation in the branch with help of two customer support executive.
7 Responsible for per PFC/FSO productivity
8 Handle & manage a team of two tele callers in the branch (provide leads tele calling ,
appointment over the phone)
Achievements
1 Topped the ranking in the month of Feb for LI biz. in the entire kolkata region.
Since March 2006 till Jan 2008 with ICICI Prudential Life Insurance Co. Ltd.as Unit Manager
Key Result Areas :
1 Achieving of Sales and Recruitment targets.
2 Recruiting and build a team of successful entrepreneurs as Financial Consultants for the
Companies Advisor force.
3 Proper telecalling / Telemarketing for the achievement of targets.
4 Promotion of Insurance and investment products at the companies end through team strength of
30.
5 Formulating team strategies for the achievement of sales targets.
6 Arranging proper training schedules for the up gradation of knowledge of team members
(Financial Consultants).
7 Do fact-finding using the client profiling ensuring right solutions to right clients.
8 Ensuring maximum people qualify competitions and the clubs.
9 Guide, motivate and train the financial advisors for higher performance.
10 Ensuring the completion of advisors personal database of clients for continued success.
11 Doing joint fieldwork with Financial Consultants.

Achievements :

1 24 recruitments made in the month of October 2006 and converted 22 of them to FOS.
2 Won the Welcome 2007 contest floated by ZSM by logging in Rs. 3.5 Lacs in a day.
3 Won the title of Half a million King in Jan. 2007 by logging Rs. 5.7 Lacs.
4 Won the contest Himalayan Heroes in Feb. 2007 floated by HOS by logging in fifteen policies
5 Honors Club Member.
THE PEERLESS GENERAL FINANCE & INVESTMENT CO. LTD.Tenure: Oct 02 to Feb. 06.
A company or repute in the RNBC sector monitored and regulated by RBI. Founded in the year 1932,
working as Small Savings Company, after nationalization of Insurance in 1956. Payments made over
Rs.12,000Corers and having an asset base of Rs. 8,000 Corers. Worked as BMO and subsequently
promoted as Branch Manager .Transferred to New Delhi after six months.
Key Result Areas:
1 Responsible for recruiting Advisors who can sell small saving products in natural as well as
reference market.
2 Developed the network by recruitment of new financial advisors (channel development).
3 Motivate Advisors to reach their respective individual targets.
4 Trained & motivated the existing channel.
5 Explore grey areas in order to procure business.
6 Met high network individuals for investment in order to lift the weekly targets.
Achievements :
1 Achieved the yearly budget of New Delhi branch i.e. 1.25 Crores
2 Got three promotional transfers in a span of 3 yrs
GE COUNTRYWIDE CONSUMER FINANCIAL SERVICES LTD.
Aug. 99 to Sept. 02
Worked as Team Leader 2-wheeler retail sales finance and credit simultaneously at Lucknow.Presently
known as GE MONEY which deals with consumer, auto & LAP finance.
Key Result Areas as TL in sales :
1 Responsible for the 2-wheeler retail finance business .
2 Managed a team of 10 Sales Executives.
Also worked as Team Leader Credit forGE Countrywide.
Key Result Areas as TL in credit:
1 Managed back office operations for 2-wheeler loans, personnel loans, auto loans.
2 Helped by three Credit Executives.
3 Screen all cases as per corporate policies.
4 Took deviations in specific cases.
5 Maintained TAT in coordination with FI agency to provide status in the market.
6 Responsible for disbursements vis--vis maintain payment schedule to help sales team in dealer
relationship.
7 Took decisions in terms of credit appraisals.
ACADEMIC QUALIFICATION
1 Graduate from Lucknow University
PERSONAL INFORMATION
Fathers Name
:
Late Chandan Chatterjee
Date of Birth
:
5th April 1976
Temporary Address
:
5/7 jatindas nagar belghoria,kolkata.
Contact No.
9062900593
Strengths
Out of the box thinker, hard worker, never shift back from
Challenges. Quick learner and a keen listener, team worker
and believe in stable relationship with the company /
Employer.

DATE :
PLACE :

(SAGAR CHATTERJEE)