1431688486may 20 2015 Z1 LR PDF

Proverbs 3:5,6 God Bless America
We are a Family, Friendly Publication
Wayne
Recycled Paper from 30% Post Consumer Waste
May 20, 2015

Zone 1, Vol. 13, No. 10
Memorial Day throughout the Nation By Jack Mc Cabe
ts the summer of 1865 in

Waterloo, New York, and
druggist Henry C. Welles
had an idea. The Civil War

had just ended, and Welles
idea was to place patriotic
flowers on the graves of soldiers who had died for the

cause. Nothing happened
about this thought until the
spring of 1866, when Welles
brought his plan to Civil War
hero General John B. Murray,
who completely supported the
idea. In a committee run by
Welles and General Murray,
on May 5, 1866, the village of
Waterloo was decorated with
evergreens and mourning
black, along with flags at halfmast. Ceremonies and the
decorating of graves took
place at three cemeteries, as

residents, civic society members, and veterans marched to
and from the grave sites led by
General Murray and martial
music.
Waterloo celebrated the
following year on May 5, then
joined with other communities in holding the observance
on May 30, 1868, in accordance with General Order
Number 11 by General
John A. Logan, National
Commander of the Grand
Army of the Republic. This
first observance saw flowers

placed on the graves for
Decoration Day of both
Union and Confederate soldiers in Arlington National
Cemetery.
This is one of many stories as to how Memorial Day
began with several cities and
towns claiming to have started the holiday. Womens
groups say that they were decorating graves in the South
before the Civil War ended,
especially in a hymn not pubcontinued on page 10
visit our website at www.lifeandleisurenj.com
Page 2, Zone 1
NOTE: To have your groups announcement appear in Community Happenings,

please e-mail your paragraph to
calendar@lifeandleisurenj.com.
MAY 25
Wayne Township Memorial Day
Parade is scheduled for Monday, May
25 at 10am, waynetownship.com. The
parade of floats, local high school
bands, the Passaic County Emerald
Society Pipes and Drums and an ROTC
Naval Unit begin at the Ramapo
Shopping Center and proceed down
Valley Rd. before concluding at the
Municipal Building with a ceremony

honoring local veterans.
JUN 8
Passaic County Court Appointed Special
Advocates (CASA), a non-profit organization dedicated to advocating for
abused and neglected children in foster
care, will hold their 6th Annual Tricky
Tray on Monday, June 8 at The
Westmount Country Club in Woodland
Park at 6pm. Tickets are $50 per person
and include entrance, passed hors
doeuvres, a three course dinner, one
sheet of regular tickets, and one bonus
Over 10 Years Experience
door prize ticket. To reserve a ticket,

please call 973-832-4002. To ensure
group seating, please submit reservations together. Passaic County CASA is
also accepting donations for raffle
items; donations received prior to June
1 will be listed in the event program.
Around the
Community...
Passaic County CASA has announced its
tentative Summer 2015 Training
in Plants & Design
Session. This intensive one week session

will be held on July 27-31, from
9:30am-3:30pm. This summer session
is contingent upon registration of a minimum of ten applicants. In addition to
the training, each applicant will attend a
three hour court observation prior to
being sworn in. First step to becoming a
Court Appointed Special Advocate is to
attend one orientation session that is
scheduled for 6/10, 7/8, 8/12 at 6pm.
The orientation sessions and all training
sessions will be held in our Wayne office
at 415 Hamburg Turnpike. For more
information or to RSVP to an orientation
please contact Margaret Curreri at
973-832-4002 or email Margaret at
mcurreri@passaiccountycasa.org.
Calvary Temples various support
groups can guide you through life.
Every Thursday at 7pm the meetings
include: anger management, single parenting, grief share, marriage builders,
mens pure life dealing with pornogra-
May 20, 2015
phy, and post abortion group. Veterans

Support meets every Monday at 7pm.
For more information contact Reverend
Dee Verhagen at 973-694-2938, 1111
Preakness Avenue, Wayne.
The Community Food Box Program is
at St. Michaels Episcopal Church, 1219
Ratzer Road. The boxes contain a selection of quality frozen food you can pick
up, at very inexpensive prices. There
are 8 different selections for purchase.
For a menu call 973-956-8554.
Professional musicians and vocalists of
the Wayne Seniors Swing Band will perform for your dancing and listening
pleasure on the third Tuesday of each
month. Performances are from 12:302:30pm at the Wayne Elks Lodge, 50
Hinchman Ave. Requested donations
for Wayne Elks and Wayne Adult
Community Center members $2.
Donation for non-members $3. Light
refreshments served. For information
call 973-633-0734.
The Riverview Garden Club, based in

Wayne is looking for local area residents who are interested in gardening.
Novice and experienced gardeners welcome. Please call membership chairperson Linda Wescott 973-694-1098 or
email riverviewgc13@yahoo.com or
visit riverviewgardenclub.com.
Visiting Angels in association with The
Alzheimers Foundation of America is
offering free year round memory
screenings. Confidential screenings are
held from 2-4pm every third
Wednesday of each month. Call for your
appointment 973-839-3761. All screenings are held at the Visiting Angels
office at 2190 Hamburg Turnpike,
Wayne.
The Golden Age Circle of Wayne, Inc.
(GACW) is a non-profit senior group
that meets every Thursday at 1pm in
the PAL Building, 1 PAL Drive, Wayne.
Trips, special speakers, and bingo are
continued on page 7
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May 20, 2015
Married couple gets divorced yet stays together so what changed?

By Mark Charnet
great
deal
has
changed, in fact, a
lot more than you
might think, at first glance.
Firstly, the couples friends,
family and acquaintances are
confused as to why they got
divorced in the first place,
given that nothing has really
changed in their eyes.
However, there is a major
change in the eyes of the state
and federal governments,
employer retirement plans
and the tax treatment of any
former spouse beneficiaries of
any life insurance policies and
annuities. This change is a
really big deal, indeed!
Whether or not this couple resides under the same
roof, they are legally no longer
married in the eyes of the law
and no longer entitled to the
tremendous spousal benefits
at the death of the first spouse.
IRAs allow for a non-taxable
spousal rollover that disappeared with the divorce
decree. A non-spouse, named
as the employers 401k or pension plan beneficiary, will no
longer enjoy the right to rollover the proceeds of the
account into their name taxfree. Ex-spouses can no longer
roll-over the proceeds of a
non-qualified tax-deferred
annuity without paying tax on
the deferred gains in the
account.
Ex-spouses can no longer
take advantage of spousal discounts in the purchase of a
long-term care policy. Ex-
spouses may lose the pension

benefits of their former
spouses pension plan due to
their divorce as well, whether
receiving benefits currently or
at their ex-spouses death.
And if married less than a cer-
tain period of time and

divorced, they might lose
spousal Social Security benefits as well!
State and Federal Estate
Tax rules allow for the tax-free
passing of assets between
spouses; this too would be lost
upon divorce. This one item
may trigger the largest loss to
the survivor of the former
married couple.
These are but a few of
the items that change when a
couple gets divorced and for
all intents and purposes,
remain married as was
before. There may be a lot at
stake that perhaps the attorney forgets to mention when

first approached by a married
individual looking to discuss
divorce.
Upon a divorce, employer retirement plans usually
result in a negotiated settlement to the non-employee
spouse called a Quadro, the
acronym for a Qualified
Domestic Relations Order.

For couples that remain
together yet get divorced, this
could very well be a bitter pill
as the benefits offered by the
current plan may not be surpassed or duplicated in an
IRA or the recipient spouses

employer 401k plan. This is
one serious area that might be
considered when contemplating divorce, if the future is to
be that the couple remain
together.
Then there are the legal
expenses incurred by both
parties to consider. If there is
no big, glaring, overwhelming
reason or many reasons to get

divorced and after considering
the points brought to light in
this column, maybe planning
a divorce should be postponed, if the couple desires to
remain together as a couple
anyway.
Divorce rate statistics are
very high in our society. Just
ask any school age child how
many of his or her peers parents are divorced and the
numbers may frighten you.
Lets also not forget the cost of
duplication, the purchase of
another home and everything
that goes into it from pots and
pans, sheets and towels, furniture, utility bills and property
taxes too. After contemplating everything involved, you
might even find your spouse a
little more agreeable to live
and work with. If not, you
may always remain friends or
friendly as the case may be.
Divorce is much more
that a legal battle; it has consequences of taxation, income
today and tomorrow as well as
quality of life. In my career,
Ive counted more than a few
couples who were former married couples now living
together, with caring feelings
for each other that would be
better served in the future
when one passes if they
remained married. The good
news is for a few dollars and
an appointment at the courthouse, they can marry again.
Let me know your
thoughts by writing or email-
ing me at the contact info

below. For those that do
divorce where the thought of
remaining a couple would be
out of the question, a meeting
with a financial advisor may
be just as important as the
meeting with the divorce
attorney. To that end, I make
myself available and with no
cost or fee.
Mark E. Charnet, CAS, is
President and Founder of
American Prosperity Group.
APG is the Premier Retirement
and Estate Planning Franchise
in the United States with 20 offices in 10 states. Mr. Charnet
has over 33 years of experience
in the Retirement and Estate
Planning fields. Creator of the
Trinity Method of Investing,
Mark encourages your inquiries
and can be reached at: 973831-4424 or via email,
markcharnet@1APG.com
Check out our website:
www.1APG.com Interested in
a career in retirement and estate
planning? Check out this website: www.APGFranchise.com
Securities through: United Planners Financial Services, a limited partnership. Member SIPC,
FINRA and a Registered Investment Advisor. APG is located at: 901 Route 23 South,
2nd floor, Pompton Plains, NJ
in the Lakeland Bank and
PediatriCare building.
May 20, 2015
Zone 1, Page 5
Page 6, Zone 1
May 20, 2015
May 20, 2015
Zone 1, Page 7
Community
Happenings
IRS warns: Thats not us calling you
ake a deep breath

before responding to
any communication
about your tax return and
verify that the query is actually
from the IRS. Why the need
for caution? The contact may
be from a bogus IRS agent who
intends to steal your financial
identity.
The scam can take many
forms and often starts with an
official-looking e-mail complete with IRS logo that warns
you of a problem with your
return. To correct the situation,
youre instructed to click on an
embedded link. The link sends
you to a website that asks a
series of personal questions.
Simply note the callers information and disconnect.

Whether youre contacted by e-mail, phone call, or
standard mail paper notice,
please call our office immediately. Well help you determine
if the communication is real
or not and guide you on the
best way to respond.
Answers you supply can be

used to file fraudulent tax
returns or extract money from
your bank accounts.
Another tactic is a phone
call from a fake IRS agent
demanding
information.
Sometimes the phone call will
follow a recent e-mail intended
to make the communication
seem legitimate. The caller
might even know the last four
digits of your social security
number.
Here is what you need to
remember: The IRS will never
initiate contact with you by email.
How can you stay safe
from scams? If you receive an
out-of-the-blue e-mail purporting to be from the IRS, do not
click any link or reply in any
way. If you receive a phone call
about your tax return, do not
provide any personal details.
Robert P. Sokoloff and Associates,

PC, is a year round full service
CPA firm providing a wide range
of Accounting and Tax services to
both Small Business and Individual Clients. We are QuickBooks
Certified Pro Advisors and provide
new business set up, training and
support. Our office is located at
166 Main St. Lincoln Park, NJ
07035. Our website is
www.cpanewjersey.com and
email is rps@cpanewjersey.com.
To contact us by phone please call
973-633-1001.
continued from page 2
some of the activities. To join you must

be a Wayne resident and at least 50
years of age. Yearly dues are $7. For
information, call Val Turner at 973694-5094.
Jewish Family Service of North Jersey
is offering Kosher Meals on Wheels program in Wayne. The Meals on Wheels
Program provides hot, nutritious kosher
meals to those people who are unable
to cook or shop, due to disability or age.
Drivers needed to deliver meals. To volunteer or to request meals, call Paul
Klein at 973-595-0111.
The Morning Minyan, a group of caring people dedicated to observing the
tradition of daily prayer, meets at
7:30am in the sanctuary of Temple
Beth Tikvah, 950 Preakness Avenue,
Wayne. A light breakfast follows a 1520 minute prayer service. All welcome.
The Pines Lake Womans Club is open
to women from Wayne. The club meets
monthly on the second Wednesday of
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Page 8, Zone 1
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May 20, 2015
Community Happenings
the month at the Pines Lake Elementary

School cafeteria at 7:30pm. Visitors are
welcome. The club offers fun, friendship, and service. For information call
973-835-3272 or e-mail pineslake
womansclub@yahoo.com.
Spa 23 Health & Racquet Club in
Wayne offers birthday parties and special events for all ages. Kids will have
the time of their lives at Spa 23 parties!
In addition to our pool parties, choose a
theme party, or add a theme to your
pool party. Theme parties are available
seven days a week. Pool parties are
available Fridays, Saturdays, and
Sundays. You can also book the entire
club for your own private event! The
spa is located at 381 Route 23 in
Pompton Plains. Contact Spa 23s program director, Laura Severance, at 973839-8823. View more information
online at spa23.com.
An open invitation to all seniors to join
the Golden Key of Wayne. Enjoy fellowship, fun, holiday parties, games and
trips. The Golden Key Club meets
Fridays from 1-3pm at the Post 174

American Legion building, 55 Mountain
View Blvd., Wayne. For information call
Annette Ford at 973-628-0492.
The MOMS Club of Wayne is looking
for members. The group offers monthly
socials, group activities, outings, play
group opportunities, moms night and
community service projects. For
information e-mail momsofwayne
@yahoo.com or go to meetup.com/
moms-club-of-wayne.
Afraid of Speaking in Public? Looking

to improve your speaking and leadership skills? Ace a job interview? Ignite
your career? Toastmasters is the answer.
Join us as our guest - meetings are held
every 2nd & 4th Tuesday of every
month. George Washington Middle
School, 68 Lenox Road in Wayne from
7-9pm (in the cafeteria). For inquiries
contact Antheya- 862-571-3148 or visit
waynetoastmasters.org.
Zone 1, Page 9
Page 10, Zone 1
May 20, 2015
Memorial Day throughout the Nation

lished until 1867 by Nella L.

Sweet called Kneel Where
Our Loves Are Sleeping.
Maybe it would be safe to say
that Memorial Day had its
start in numerous places wherever the celebration of the
patriotic dead was carried out.
To go back to its beginnings, the first state to officially recognize what was orig-
NDS
ALL BRIACED
SERV
died fighting in any war.

Southern communities set
aside a day to mark the end of
the war or as a memorial, such
as Sharpsburg, Maryland
(Antietam
Battlefield),
Charleston, South Carolina,
Petersburg, Virginia, and
Columbus, Mississippi.
The popularity of the day
and the use of poppies were
heightened in 1915 with the
December publishing of the
World War I poem In
Flanders Field by Lieutenant
Colonel Dr. John Mc Crea.
Inspired by the poem, Moina
Michael replied with her own
four-line verse extolling the
use of the red flower on graves
and on clothing.
Governor Nelson A.
Rockefeller signed a proclamation on March 7, 1966,
that the State of New York
officially recognized Waterloo
as the birthplace of Memorial
inally called Decoration Day

was New York in 1873, followed by all the Northern
states by 1890. However, the
South refused to acknowledge
the observance, honoring
their dead on separate days
until after World War I, when
the holiday changed from
honoring just those who died
fighting in the Civil War to
honoring Americans who
Day. The Congress of the

United States passed House
Concurrent Resolution 587
on May 17 and May 19, 1966,
in Waterloos favor. Also, on
May 26, 1966, President
Lyndon B. Johnson signed a
Presidential
Proclamation
recognizing Waterloo.
The National Holiday
Act of 1971 made every last
Monday in May the national

observance of Memorial Day.
This ensured a three-day
weekend for all involved, but
it has come under criticism by
some veterans groups, who
feel that the three days takes
away from the feeling of the
observance. Several southern
states have an additional separate day for honoring the
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to
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Association for Pet Obesity
Prevention, 53 percent of
adult dogs in the United
States are classified as overweight or obese by their veterinarians. Yet, pet owners are
sometimes unaware that their
prized pooches are overweight.
Overweight dogs and
cats face some of the same

health risks as overweight
men and women. Musculo-
skeletal problems, such as

degenerative joint diseases,
and back problems have been
linked to obesity, as have

heart disease and respiratory
problems. Diabetes and heat
591 Newark Pompton Turnpike

Pompton Plains, NJ
Dr. Matthew Krupnick, D.V.M.
or exercise intolerance are

other side effects of being
overweight.
But a pets weight is not
the lone indicator of how
healthy the animal is, and the
ideal weight can vary from
dog to dog. A body condition
score is helpful in determining
a pets ideal body weight.
Some indications a dog may
not be at a healthy weight
include:
-a belly that hangs below the rib
cage area
-a belly that moves when the dog
moves, unless the dog is pregnant or has just given birth
-inability of the owner or vet to
feel the dogs ribs in the rib cage
-a waddle of skin on the neck of

dogs where excess skin isnt
indicative of the breed
-no visual indication of dogs
waist
-inability of the owner or vet to
feel the bones near the base of
the tail
-a less active lifestyle, including
avoiding exercise and play
-excessive panting
Keeping a dog in shape is
one of the best things you can
do for your pet. But what if
your dog already has packed
on a few unnecessary pounds?
Its time to start a canine fitcontinued on next page
WHERE YOUR
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May 20, 2015
Zone 1, Page 13
Get your dog in shape

continued from previous page
ness routine and follow some

other guidelines.
Talk to your veterinarian.
Obesity could be the result of
eating too much or inactivity,
but it also can be a sign of a
serious condition. If a routine
exam and blood work come
up normal, then you can
begin a plan for helping Fido
shed the weight.
Consider a new food. There
are many different types of
foods on the market, including low-calorie options. Some
foods contain extra fiber to
help the dog feel fuller without having eaten as much.
Also, look for foods with lean
protein sources without grains
and other filler.
Break up the feeding
schedule. Instead of one
large meal a day, feed your
dog two or three smaller portions of food, which will help
keep his metabolism going

all day long.
Become joint joggers.
Jogging with a dog can
become an enjoyable pastime
that enables you both to get
exercise and stay in shape.
Take up swimming. Many
dogs are natural lovers of
water, and swimming is an
effective, low-impact exercise.
Teach your dog tricks.
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Physical tricks, like fetching a

ball or rolling over, can keep
dogs active.
Go for long walks. Take
your dog with you wherever
you go. The more he or she is
up and moving, the less
chance there is to sleep and be
lazy.
Dr. Matthew Krupnick is the
owner of the Pequannock Ani-
mal Hospital. He grew up in

Kinnelon and is happy to be
home with his wife, three cats,
and two dogs to provide quality and compassionate care for
pets in the community.
The Pequannock Animal
Hospital is located at 591
Newark Pompton Turnpike in
Pompton Plains. You can reach
the hospital by calling
973-616-0400.
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Page 14, Zone 1
May 20, 2015
Planning a family-friendly vacation now
ld-fashioned family
vacations are a treasured part of many
family traditions. Such excursions may be the only time
families get to spend any
extended time together.
Families have plenty of
vacation prospects at their
disposal. If this is the year
your brood bucks tradition
and tries a new vacation destination, explore these familyfriendly possibilities.
Find a location with
hands-on activities. Children
may grow bored of simply taking in the sights. Vacations
that enable them to do
instead of just see may be
more enjoyable. Visit locations with touch museums
or science centers that
encourage kids to get in on
the action. Historic locales
may do demonstrations or
reenactments of how life was

in eras past. Remember to
include children in the family
activities and give things a try,
such as helping paddle a
canoe or light a fire on a
camping trip.
Dont overlook smaller
theme parks. While kids may
have their hearts set on traveling long distances to the
widely popular theme parks,
do not rule out options closer
to home. Smaller parks may
not have every attraction, but
they do boast a variety of
activities and rides that can
keep children occupied for
hours. Remember that amusement parks reach peak capacity when kids arent in school.
It may be wise to vacation at
off-peak times to avoid the
crowds and save time spent
waiting in line.
Choose places of cultural
impact. Family vacations do

not need to be limited to riding roller coasters. Children
can learn a lot and take away
lasting memories from vacations that open childrens eyes
to something new. Visiting a
large city, such as Los

Angeles, New York, Chicago,
or Atlanta, can be a vacation
in education. Metro areas
boast attractions that can
excite children, including tall
buildings, museums and pub-
lic transportation hubs just

waiting to be explored.
Families venturing internationally may want to see the
cultural centers of Rome,
London or Athens.
Consider a family resort.
If a beachside adventure is
your familys idea of the perfect retreat, explore your
options with regard to family
resorts. For an all-inclusive
price, these resorts may couple
food packages with accommodations and activities to keep
families happy. Check with
popular hotel chains to see if
they offer all-inclusive packages in destinations your family wants to visit. Parents who
are pressed for time often find
all-inclusive resorts offer great
values and dont involve too
much advanced planning.
Go off the grid. A memorable family vacation does
not have to be spent in the

heart of it all. Booking a
campsite location and then
spending a few days in the
great outdoors allows families
to get back to nature while
enjoying an inexpensive vacation. Families can camp in
lodges or basic cabins, or
rough it outside in a tent.
Some families enjoy the benefits of renting an RV and visiting various campsites on their
vacations. Let the activities
unfold as you explore different
trails and backroads along the
way.
Family-vacation season
is around the corner. No matter where travelers end up, the
ultimate goal should be to
have fun, experience something new and spend quality
time together with loved
ones.
May 20, 2015
30 Years of Great Sleep!
o you really want a

good nights sleep?
For 30 years brothers
Joe and Peter Mantione of
Wayne Bedding have been
asking this very question of
the thousands of patrons that
have visited either one of
their stores, which are conveniently located at 1154
Hamburg Tpke in Wayne
and 90 Main Street in
Bloomingdale. While the
past 30 years have seen a
shift from family owned businesses to mega stores Wayne
Bedding has held its ground
and continues to offer that
special personal service that
only a family owned business
can offer.
Selection? You bet!
Wayne Bedding carries name
brand mattresses, iron beds
and furniture like Sealy,
Stearns
and
Foster,
Tempurpedic and Wesley

Allen. Their Bloomindale
location also carries a large
selection of bedroom furniture like Vaughan Bassett,
Legacy Kids and NE bedrooms. They pride themselves on providing outstanding customer service with no
pressure sales and the best
delivery service possible.
They also specialize in custom sizes, 2 sided mattresses,
adjustable bed bases and
memory foam mattresses.
They deliver to as far as
the Jersey Shore, New York
City
and
parts
of
Pennsylvania. Not only are
they known for their fabulous customer service but
they continually receive
praise for those who make
the deliveries! Of course the
proof of a solid retail business
are repeat customers, and
Zone 1, Page 15
By Joe Pellegrino
Wayne Bedding has them

even to the third generation!
Joe says We will go out of
our way to accommodate
every customers needs.
Senior
citizens
always
receive special attention for
their special needs such as a
mattress with a head lift.
We have the lowest
prices anywhere and for our
30th celebration we are
offering an additional 15%
discount off our low ticketed
prices on all furniture and
mattresses plus a free gift
with every mattress set purchased. For more information please call our Wayne
store at 973-633-9696, our
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Page 16, Zone 1
May 20, 2015
TO USE
Q.
A.
Zone 1, Page 17
My husband has poison ivy,

is it contagious?
No, you cannot catch poison times children get poison ivy because
ivy from someone who has the a ball or toy theyre playing with rolls in to the
rash, no matter how bad the poison ivy.
rash looks. The blisters that
come from the rash do not contain Urushiol Even if the child uses a stick to get the toy out
oil (the nasty stuff in poison ivy that makes you of the poison ivy, the oil is on the toy and when
itch). However, Urushiol is devious stuff, please they play with that toy, theyll probably get
POISON IVY GONE

BIO
We specialize in the removal of poison
ivy. Our poison ivy specialists can
easily take care of any poison plant
problem. We have the equipment and the
knowledge to get the job done right.
Poison ivy removal is not a do it yourself
job; painful rash or even illness can last
for a long time after exposure. Plus, we
have over 28 years of experience in the
green industry. We are the leaders in the
poison ivy removal industry with
memberships in the New Jersey
Landscape Contractors Association and
the Rockland County Professional
Landscape Association.
PHILOSOPHY
Poison Ivy Gone employs a highly
trained staff to help with the removal and
maintenance of poisonous plants on your
property. Based in Oakland, NJ, our staff
is readily available for dispatch to your
location. Poison Ivy Gone covers the
entire Tri-State area and offers free
consultation for any local poison ivy
removal job.
read on. Although its true that you cant infected. To protect against the rash, make
catch poison ivy from someone elses itchy sure that you rinse any toys or tools that might
skin the oil is spread in ways you probably come in contact with poison ivy in soap and
couldnt imagine. For example, if your dog runs cold water, and have us remove the poison ivy
through poison ivy, the oil that gets on his fur from your property. If you think youve
will give you a rash if you pet your dog. Dogs touched poison ivy take a
and most animals are immune to Urushiol shower in cool water as
oil, but that oil will stay on their fur infecting soon as possible.
anyone who touches them. Even more
frightening is the fact that if you use garden
tools and get the oil on the tools, that oil can
infect you up to five years later. If you use a

weed whacker to trim poison ivy the weed
whacker will shoot Urushiol oil all over your
pants, shoes and legs if youre in shorts. When
you touch those shoes, you will get the oil on
your hands and could end up infected. Many
Our technicians carefully remove poison ivy by hand without

harming surrounding (desired) plants.
Wayne residents can now face fines of $100 - $1,000 per day for
poison ivy on your property (ordinance 59 of 2013), so not only
is poison ivy dangerous, it might be expensive.
CALL
888-NO-IVY-NOW or
888-664-8966
For More
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POIS ON IV Y GONE
i|x
May 20, 2015
Page 18, Zone 1
May 20, 2015
How to find more time for family
orking
parents
tend to have hectic schedules, and
those responsibilities often
impede on the time moms and
dads get to spend with their
families. Many parents strive
to make more time for their
families, and doing so can
prove a greater reward than
any promotions or bonuses
earned at the office.
For those parents whose
efforts to achieve better worklife balances remain works in
progress, the following are a
few ways to free up more time
for those people who matter
the most to you.
Stop working. Once you
leave the office for the day,
resist the temptation to pick
up your smartphone and check
your email or listen to your
voicemail messages. Smartphones have made it easier
than ever before to stay connected to the office. But many

working professionals feel this
convenience has a significant
downside, making them feel as
if they are working round-theclock, even during moments
that were initially earmarked
as family time. Working parents who want to make the
most of the time they have
with their children should
ignore their smartphones during dinner or the time they
spend hanging out with their
kids or helping them do their
homework. You can always
sneak a peek at your emails
when the kids go to bed.
Shake things up. If your
list of responsibilities is truly
taking time away from your
family, dont be afraid to
shake up your routine. For
example, instead of cooking
dinner alone, involve the
kids so you can get some

extra time in with them. If
you like to go on a nightly jog
around the neighborhood, let
the kids accompany you on
with your children.

Propose changes at work.
Work is one of the biggest
consumers of parents time.
Parents who feel their work
their bicycles so you can still

get your exercise without
having to sacrifice time spent
schedules are inefficient or in

need of some change should
try to think of ways to
approach those inefficiencies

so they arent having such
adverse effects on family time.
Business travel was once a
reality of life for many working
professionals, but nowadays
technology, such as video conference calls, can let working
moms and dads stay closer to
home without sacrificing their
productivity. Before bringing
any issues to your boss, think
of realistic ways to institute
change so you and your
coworkers can get more time
with your families without
falling short of company goals.
Move closer to the office.
Though this might be a drastic
change, moving closer to the
office might free up more time
for parents to spend with their
families than any other potential change they can make.
According to data from the
United States Census Bureau,
more than 8 percent of workers have a commute to work

of 60 minutes or more.
The Census Bureaus 2013
American Community Survey
also found that nearly 24 percent of workers worked outside their county of residence,
which no doubt contributed to
the nearly 26-minute average
commute time to work.
Parents who feel their commutes are greatly diminishing
the time they get to spend
with their families may want
to consider moving closer to
their offices so they spend less
time sitting in traffic and more
time with their families.
Many parents are determined to spend more time
with their families, and those
willing to make a few adjustments can find that goal is not
as difficult as it seems.
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May 20, 2015
Zone 1, Page 19
SUMMER REGISTRATION going on now!
Manage teams, clubs and leagues in a digital world
one, even those with little or

no website design experience,
run a team, league or other
organization online. The team
is managed by a team owner
who can choose free services or
a tiered payment plan depending on the option that owner
chooses. Team members are
invited to join free, where they
can message other players,
check calendars and even get
text message alerts.
TEAM PAGES: Having a current and well-designed website
can encourage others to be
more involved and invested in
a particular team or league.
However, sometimes getting a
website up and running can be
challenging, particularly to the
novice designer. With Team
ports leagues, afterschool clubs and other

extracurricular activities
enjoyed by children and their
parents would not be possible
without the volunteer efforts of
fellow parents and other adults.
Very often an entire committee
of volunteers gathers to make a
sports team or group successful,
and much of their work is being
done behind the scenes.
Managing a recreational
group is no small undertaking.
Such an endeavor requires the
patience and perseverance of
volunteers ready to juggle a
variety of tasks. While in the
past there may have been few
resources to aid in such tasks,
todays technology makes it
easier to handle the responsibilities that come with managing a team. The vast array of
apps available for smartphones,
tablets and other devices can
alleviate some of the work for
recreational group managers.
The following are just a handful of applications league managers can consider to coordinate efforts across the board.
TEAM SNAP: Team Snap is
one of the premier team and
club management services
available
(www.teamsnap
.com). This software helps any-
A lifetime of fun
in one endless
summer!
9 Great Weeks of Fun
Starting June 29th
7:30am-6:00pm
Call 973.696.2896 or visit us online at
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for complete details
WAYNE
PAL
Pages (www.teampages.com),
anyone can create a sport or
club-themed website and have
it live in a manner of minutes.
Drop and drag layout design
options makes creating multiple pages even easier, and there
is a calendar option for keeping

track of games and other meetings.
ACTIVE: Active (www.active
.com) is the leader in online
event registrations, from
continued on page 24
SUMMER AT PAA! TWO CAMPS... TWICE THE FUN!

1.
SUMMER ARTS & CRAFTS DAY CAMP

Ages 3-8; 9am - 1pm; $30 a Day
Flexible scheduling for 1-5 days of camp per week. Parents provide snack and lunch daily.
Daily Schedule Includes: Jazz, Acro, Arts & Crafts,

Games & Stories Based on Weekly Themes
2.
NEW! Summer Dance Camp NEW!

FOR SERIOUS DANCERS
Ages 8-11; 9am - 1pm; $175 per week
Students must register for the full week. Proper dance attire and shoes required.
Parents provide lunch daily. Students will have a 30-minute lunch break.
Daily Schedule Includes: Jazz, Ballet, Acro, Lyrical & Tap

94 Wanaque Ave., Pompton Lakes & 261 Comly Road, Lincoln Park
973-839-7800 Call or Register online www.thepaa.com
Page 20, Zone 1
May 20, 2015
How to make your renovation a successful, positive experience

By Scott McGillivray
n the United States, renovation spending has more

than doubled since the
late 1990s, reaching nearly
$65 billion last year alone.
Oftentimes the investment a

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options, budgets and timelines, and arrange financing in

advance.
3. Hire professionals. Be sure
that they are happy to work
with you to meet your budget
and achieve your vision.
Communicate clearly and
often to ensure understanding
on both sides.
4. Opt for a general contractor and trades that are
experienced, licensed and
insured. Dont hesitate to
check credentials and references. Get recommendations
from family, friends and colleagues who have had work
done and were satisfied with
the job is done well from start

to finish. There are a number
of steps a homeowner can take
to ensure a positive experience and a successful outcome, including:
1. Know your goal. Ask the
question, What is this renovation designed to accomplish? More functionality?
Storage? Living space? If a
homeowner doesnt know
where theyre going with the
renovation, chances are
theyll never get there.
2. Do your research. In most
things, knowledge is power,
and knowing what to expect,
in advance, can keep expectations in check. Investigate
continued on page 22
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Page 22, Zone 1
May 20, 2015
Transforming Lives By Transforming Living Spaces... Its What We Do
A Tradition of Delivering Value For Over 20 Years
How to make your renovation a successful,

positive experience
the results.
5. Start with quality building
materials. When it comes to
home renovation and construction, the adage, its
whats on the inside that
counts seems apt. While
homeowners tend to get
caught up in the aesthetics of
a project, such as finishings
and paint colors, the key to a
successful renovation often
lies in what you wont see.
Investing in quality behind
your walls will ensure durability, comfort and safety for
years to come.
6. Focus on the basics. This
includes quality electrical,
plumbing, HVAC, framing
and drywall. Dont underesti-
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mate the importance of insulation - especially in a basement renovation. Not all

insulation is created equal.
Opt for insulation that is fireresistant, sound absorbent and
resistant to mold, mildew,
bacterial growth, and rot. In
my renovations, I like to use
products
like
Roxuls
Comfortbatt and Comfortboard IS to help achieve a
more energy efficient home,
buy you valuable time in the
event of a fire and prevent
moisture issues that can pose
health risks and lead to costly
repairs.
7. Develop a good plan. This
includes preparing for the
unexpected. Setting aside a 20
percent contingency fund will
help bring you to the finish

line when unanticipated
issues creep up.
Lastly, the key to a successful renovation includes
patience. Living in a construction zone - or alternately
moving out while the work is
done - can be stressful and trying. Keep your eyes on the
prize. Theres nothing more
rewarding than the end result,
which can bring years of
enjoyment and ultimately add
to your homes bottom line.
Scott McGillivray is an
award-winning TV host, a
full-time real estate investor,
contractor, author, and educator. Follow him on Twitter
@smcgillivray.
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Trimming/ Pruning
Plantings Mulch
Decks Patios
Brick Pavers
Fence Installation
Pothole Repair
Exterior/Interior
Clean Outs
347 Main Street Little Falls, NJ
973.256.5223
TimkoLandscape@optimum.net
May 20, 2015
Zone 1, Page 23
5 signs your home insulation is not working
ome insulations can lose

performance over time,
sustain damage or simply
no longer meet updated building codes. Its an issue that can
be costly, because if your
homes insulation isnt doing its
job, you could be wasting
money and resources.
You dont have to be a
trained professional to know
you have a problem. Here are
several signs that your insulation is lacking:
1. Energy bills - High energy
bills are the biggest red flag,
especially relative to the size,
age or condition of the home. If
you have a run-away energy
bill, your insulation may need
to be upgraded. This can be the
case, even in a newer home.
2. Drafts - Do you need to put

on a sweater even with the
heat on, or does your air conditioner run incessantly without
making enough of a difference?
Thats a sign of a deficiency in
your building envelope.
3. Inconsistent temperatures Is it warm in one room, but
cold in another? Are your walls
or interior closets cold to the
touch? Its possible that while
your whole home may not need
attention, certain rooms may
need to be addressed.
4. Condition of insulating
materials - Consider the age of
your insulation. Would it stand
up to todays building codes? Is
it in good shape or is it crumbly? If your insulation has
degraded or isnt performing,
its time for an upgrade. But be

careful, as certain types of older
insulation, such as Vermiculite
insulation,
may
contain
asbestos. If youre unsure, do
not disturb it and hire a professional to conduct testing
and/or removal. This should
not be a do-it-yourself job.
5. You detect pests and/or
moisture - Insulation and
your building envelope can be
compromised by the presence
of pests. Moisture is an even
bigger obstacle to optimal
thermal performance, as some
types of insulation can sag or
collapse when damp, leaving
voids and causing air to flow
in and out of the building
envelope.
While some solutions
may be more complicated,

requiring the opening of the
existing wall cavities, others
can be addressed more easily.
The best way to improve thermal performance and increase
energy efficiency is to upgrade
attic
insulation.
Laying
Comfortbatt insulation over
existing material to achieve a
minimum depth of 16 inches,
or an R-value of R50, is a simple DIY project that can generate immediate results. To fully
assess your home and explore
remediation solutions, consider hiring a professional home
energy auditor to evaluate your
homes energy performance.
Even in a new home, the
results may be surprising.
Page 24, Zone 1
Manage teams, clubs and leagues in a digital world

marathons to softball leagues.

Visitors can search for various
activity-inspired events nearby
and learn more about sports
leagues for children and adults.
In addition, the site features
informative articles on nutrition, player improvement tips,
medical information, and
much more as it pertains to
activities.
LEAGUE
ATHLETICS:
This
tool
(www.league
athletics.com) mixes team
website design with league
management and registration.
It also enables others to follow
a teams progress while broadcasting scores and schedules.
Custom design options enable
flexible and easy layout in a
matter of days.
SCOUTLANDER: Scoutlander (www.scoutlander.com)

hosts and manages troops,
packs and dens associated with
the Boy Scouts and Girl
Scouts. The site is free, though
voluntary donations are used to
further the development of the
site. Scout leaders can inform
parents of upcoming meetings
or events. Separation of public
and private areas of a troops
site enable password-protected
information to stay private.
Google Sites: In addition to
the scores of other website creation software available at noor low-cost, Google Sites
(sites.google.com) is a component of Google services,
including Gmail and Google
calendars. All of these Google
facets can work together and be
linked to a single Google
account. This presents a viable
way for clubs and teams to not
only build impressive websites
but also stay connected
through email and calendar
updates.
Modern technology has
developed even more ways to
keep sports teams and extracurricular clubs organized. A variety of applications and websites
can help any organization look
and feel tech-savvy.
May 20, 2015
Simple techniques
to help you relax
inding ways to relax can

improve life at home and
at the office. While its
not often easy to find time to
slow down, especially for those
men and women juggling the
responsibilities of career and
family, the following are some
simple techniques that dont
take much time but can have a
positive impact on your day.
Take some time out from
multitasking. The ability to
multitask is a cherished commodity for parents and working
professionals alike, but men
and women can benefit from
periodic breaks from their
everyday
juggling
acts.
Something as simple as focus-
ing on a single task

for 30 minutes at a
time, as opposed to
checking emails
while
preparing
dinner or working
on a project while
answering a clients
phone call, can
help lower stress
levels and have a
lasting and calming
effect on your nerves.
Make time to meditate
every day. Studies have shown
that meditation can affect the
circuitry in the brain, positioning it to more adequately
respond to illness and stressful
situations. Meditation has the
added benefit of being a relaxing exercise, as meditation

encourages people to sit with
their feet on the floor with
both eyes closed in a relaxing
setting that is free of external
distractions.
Walk away from your desk
and couch. Its well documented that spending too much
time sitting at a desk can have
a negative impact on your
health. In addition to elevating
a persons risk of heart disease
and diabetes, sitting at a desk
all day long has been linked to
repetitive stress injuries, obesity and back pain, each of
which can contribute to stressful living conditions that make
it difficult to relax. Men and
women should spend at least
five minutes each hour walking, whether they are getting
up from their desk at work or
getting off the couch at home.
Doing so takes little time, but it
can help to relieve stress at
work and at home and improve
your overall health.
Practice yoga. Yoga is
another activity that can help
men and women relax. Yoga
involves a series of poses that
helps stretch the muscles and
aid their recovery from everyday aches and pains, including
those that often result from
stressful experiences or days at
the office.
May 20, 2015
Zone 1, Page 25
The time has come for grill masters to gear up
rilling season has

returned for the millions of people who
live in regions where grilling is
unlikely to happen during the
winter months. While standard
fare like hot dogs and hamburgers may suffice for backyard
barbecues with lots of friends
and family, when the party is
smaller, grill masters may want
to up their games and try their
hands at something new. Tritip steak is cut from the bottom
of the sirloin and is popular on
the West Coast of the United
States, but this cut, which is
suited to marinating and rubbing, can be enjoyed anywhere.
Those who want to give
tri tip steak a shot may find it
sold as bottom sirloin roast in
their local grocery store or
butcher shop. But once you
find the right cut, the following
recipe for Grilled Tri-Tip with
Black Olive Aioli courtesy of
Bill Niman and Janet Fletchers
The Niman Ranch Cookbook (Wiley) is sure to please
you and your guests the next
time you fire up the grill.
Grilled Tri-Tip with Black
Olive Aioli
Serves 4 to 6
1 tri-tip steak, 2 pounds
1 tb olive oil
2 tbs fresh rosemary leaves,
chopped
1 tb freshly cracked black pepper
cup finely chopped pitted
oil-cured black olives
1 cup aioli (see below)
1 tb coarse sea salt
Cayenne pepper
Place the steak in a small,
nonreactive baking dish.
Combine the olive oil, rosemary and black pepper in a
small bowl and stir well. Rub

the mixture evenly over the tri
tip. Cover with plastic wrap
and refrigerate for at least 8
hours or up to 24 hours.
Remove the tri-tip from
the refrigerator 1 hours before
cooking.
Prepare and light a charcoal grill for direct cooking.
Add the olives to the aioli
and season with cayenne.
When the grill is at its
hottest (when the coals are red
and glowing and its too hot to
hold your hand over the grill
for more than a couple of seconds), remove the tri-tip from
the marinade, wipe off any
excess marinade, and season on
both sides with sea salt. Place
the steak on the cooking grate

directly over the coals, cover
the grill, and cook, turning
once, for about 20 minutes, or
until a thermometer inserted
into the thickest part reads 130
F for medium rare. Transfer to a
cutting board and let rest for 5
to 10 minutes.
Cut the tri-tip into thin
slices across the grain and
arrange on a platter. Serve with
aioli.
Aioli
Makes about 1 cup
1 small clove garlic
tsp kosher salt
1 tsp Dijon mustard
2 tsp fresh lemon juice
2 egg yolks
1 cup olive oil
To make by hand, chop

the garlic and salt together on
a cutting board until a paste
forms. Transfer to a deep mixing bowl and wrap a damp
towel around the base of the
bowl to keep it from sliding
around the counter as you
work. Whisk in the mustard,
lemon juice and egg yolks.
While whisking continuously
and vigorously, add the olive
oil in a slow, thin, steady
stream until all of it has been
incorporated and the mixture
is thick and completely emulsified.
To make the aioli in a
food processor, place the garlic
and salt in the work bowl and
process to chop as finely as pos-
sible. Add the mustard and

lemon juice and pulse to combine. Add the egg yolks and,
with the motor running, add
the olive oil in a slow, thin,
steady stream until all of it has
been incorporated and the

mixture is thick and completely emulsified.
Cover and refrigerate for
up to 24 hours until needed.
OPEN
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FOR LUNCH & DINNER

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754 Totowa Rd., Totowa 973.942.8229

www.barnyardandcarriagehouse.com
TO ADVERTISE
CALL
973.696.8008
Page 26, Zone 1
May 20, 2015
May 20, 2015
Zone 1, Page 27
KINNELON $429,000
KINNELON $469,000
KINNELON $575,000
KINNELON $580,000
KINNELON $599,900
KINNELON $649,900
Hospitable 3BR/2BA Ranch w/Mountain View

on 1.03 Acres. Wood-burning stove, Wood
Flooring. 2C GAR. MLS 3218105
Find a real haven in this delightful 3BR/2BA

split-level. 2 Fireplaces, FDR, Zoned
heating/cooling. MLS 3208649
Smoke Rise-Welcome to this tempting

5BR/2+BA Col. ideally set on 1.50 Acs. Cozy
fireplace, MBA, 2C GAR. MLS 3211983
Smoke Rise-4BR/2+BA Col. on cul-de-sac,

1.41Acs. Cozy F/P, Wood Flooring, MBA, Pantry,
BSMT, 2C GAR, numerous updates. MLS 3210735
Smoke Rise-A charming aura comes with this

impressive Col. ideally sited on 1.31 Acs.
5BR/3.1 BA, Swimming pool. MLS 3212563
Smoke Rise-Custom 5BR/4+BA Lake-View

Ranch ideally set on 1.30 Acs, 3FPS, dramatic
beamed cathedral ceilings, Patio. MLS 3211718
Kinnelon 973-838-9300
Kinnelon 973-838-9300
Kinnelon 973-838-9300
Kinnelon 973-838-9300
Kinnelon 973-838-9300
Kinnelon 973-838-9300
KINNELON $694,900
KINNELON $750,000
KINNELON $850,000
KINNELON $879,000
KINNELON $1,095,000
KINNELON $2,180,000
Smoke Rise-A real delight! You will marvel at this

4BR/2+BA home overlooking a pond on 1.92 Acs,
Security system, 2Fplcs. MLS 3217779
Savor 4.35 Acres of peaceful privacy! Impressive 4BR/3+BA wooded-lot Ranch with all the
comforts of home. Fplc. MLS 3213711
Smoke Rise-Answer your most cherished

dreams w/fenced 5BR/2+BA Lake-view Col. 3C
GAR, 2Fplcs, Deck. MLS 3215865
Smoke Rise-Discover the charm and elegance pervading this Custom 4BR/5+BA Contemporary positioned on 1Acr, 3C GAR, Deck. MLS 3210217
Settle down in quiet elegance, or entertain vibrantly, in this splendid 5BR/3+BA Colonial, 3C
GAR, Fireplace. MLS 3217885
Smoke Rise-Discover classic comfort w/classic

style in this Custom 6BR/5+BA Park-area Col.
positioned on 3.12 Acs. 5C GAR. MLS 3200849
Kinnelon 973-838-9300
Kinnelon 973-838-9300
Kinnelon 973-838-9300
Kinnelon 973-838-9300
Kinnelon 973-838-9300
Kinnelon 973-838-9300
LIVINGSTON $1,799,900
NORTH HALEDON $749,800
RIVERDALE $217,900
TOTOWA $315,000
WAYNE $369,900
WAYNE $398,888
Custom expansive luxury home w/6BR/7.1BA.

Impressive 10,000 sqft home w/spectacular IG
pool, hot tub, pool house. MLS 3216659
Impressive 5BR/3BA CH Col-3,700sqft of luxury

living, Custom Design Gourmet Kit, Formal Rms,
Great Rm, Tranquil, 3C GAR. MLS 3203504
The Grande 1BR 762sqft Chestnut model. Great

Lifestyle. 2 Clubhouses, Pools, Gyms, Billiards,
and More! In convenient location! MLS 3217064
3BR Ranch w/nwr Kit, SS appl, Granite, Dual Conv

Oven, HW Flrs, Full Bsmt & More on cul-de-sac +
2C GAR near elem school. MLS 3206255
Impeccable updated 3BR Townhome w/oversized

MBA and Bonus 3-Rm Heat Lower level + pool
& tennis. Near shops & bus. MLS 3212984
3BR Ranch w/nwr Kit,SS appl, Granite, Dual Conv

Oven, HW Flrs, full Bsmt & More, on cul-de-sac
+ 2C GAR, near elem school. MLS 3217112
WAYNE 973-694-8000
WAYNE 973-694-8000
WAYNE 973-694-8000
WAYNE 973-694-8000
WAYNE 973-694-8000
WAYNE 973-694-8000
WAYNE $399,000
WAYNE $449,900
WAYNE $545,000
WAYNE $589,900
WAYNE $627,500
WAYNE $1,299,000
Charming 3BR 2Bth PinesLk home w/Lake

views, LR/Fplc, lge Deck, Sprinklers, new Furnace + CA. Walk to Beach! MLS 3216773
Well maintained & spacious 4BR End unit Twnhm

w/Flr to Ceil Wdws, HW Flrs, beautiful finishes,
Fin W/O Bsmt + great views! MLS 3217213
Great location-Prestigious Urban Club Estates on

.75+Acre! Expansive 3BR Ranch w/FLR, DR, EIK,
FamRm w/Fplc. Near everything! MLS 3212725
Clean & bright 3BR/2.5BA Ranch w/EIK, FDR, LR,

FamRm w/Fplc, Offc, HW Flrs, Lndry-Mud Rm,
2C GAR + lots of prkg in driveway. MLS 3197474
Beautiful 4BR/2.5BA totally Renov w/FDR & LR

w/Custom woodwork, updtd Kit, HW Flrs, Fam Rm,
Fplc, Fin lower level, private yd. MLS 3220573
Stately 5BR/4.5BA Country Manor home combining craftsmanship & luxury at its best! Approx
5,200sqft of living space. 3C GAR. MLS 3214231
WAYNE 973-694-8000
WAYNE 973-694-8000
WAYNE 973-694-8000
WAYNE 973-694-8000
WAYNE 973-694-8000
WAYNE 973-694-8000
Page 28, Zone 1
May 20, 2015
Coldwell Banker Wayne

We Care Program
his year, as part of

the Wayne Coldwell
Banker We Care
program, an ongoing annual
initiative in which Coldwell
Banker offices throughout the

area choose a worthy cause to
support and focus their efforts.
This year, Coldwell Banker
Wayne supported two pro-
grams. The first program was

in honor of Autism Awareness
month. Coldwell Banker
Cares matched the donations
from the office associates and
staff. Sales associate Karen
Peters and associate Amy
Goldberg introduced the
guests from New Beginnings
for Tomorrow at the office
meeting. The monies collected are being earmarked for
this calendar year. The local
school is in Fairfield where
they implement best practices
and supportive environments
for Autistic children along
with the support of the parents. They will be starting a
new program specifically
Wayne
L to R, Michael Farrelly, Candace Galves, Amy Goldberg, Karen Peters, Patti Tahan,
Dr. John Kazmark and Rachel Herrington.
geared towards young adults
to prepare them for their
future outside the school environment. The Executive
Director, Dr. J. Kazmark, and
Principal, Michael Farrelly
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MOVING & STORAGE INC.
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Townhome on cul-de-sac.
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Sliders to deck, finished
973-696-1111x131
basement.
Newly sided.
197 Berdan Ave., Wayne, NJ
along with other staff members presented a slide show

and spoke of the new program
they will be implementing in
the near future.
Also this year, Coldwell
Banker associates chose to
extend the Adopt a Unit,
which is a collection of comfort packages sent to our NJ
troops overseas in conjunction with the American Red
Cross. Snacks, toiletries,
books, monies towards their
purchase and other personal
items were collected. Sales
Associate, Isabel Perlaki,
spearheaded the operation
from marketing to collecting
to packing to pickup. Many
sales associates in the office
also chipped in with donations and boxed all the supplies. Our agents this year
really stepped up their game
with all the generous donations and support for both
these worthy causes. Sometimes we need to bring the
ongoing efforts of the many
charitable groups to the forefront again, so they get the
attention they deserve. I am
happy that our sales associates
are very supportive of local as
well as worldwide organizations, says Branch Manager
Patti Tahan.
Coldwell Banker is located at 1410 Valley Rd in
Wayne, 973-694-8000.
May 20, 2015
Zone 1, Page 29
What to look for in an investment property
istorically, the appreciation rate for real

estate is very strong.
Even when the housing market declines, long-term
investors in real estate can
rest easy knowing that property values tend to rebound
rather quickly, rewarding
patient investors in the
process.
Looking at real estate as
a long-term investment is just
one way to approach a potential investment property. The
following are a few additional
considerations prospective
investors should contemplate
before buying an investment
property.
LOCATION
Many people are familiar
with the real estate industry

axiom, location, location,
location! When buying an
investment property, location
is everything. A great location should outweigh your
own personal feelings about
the home, especially if you do
not intend to live at the property. You will likely define a
great location for an investment property differently
than you would a property
you intend to live in, so dont
let your own desires in
a home cloud your judgement
when choosing an investment
property. Properties in safe
neighborhoods that boast
good schools and offer easy
access to public transportation tend to make great
investment properties.
DCOR
Dcor is another thing
to consider when looking for
an investment property. If you
dont plan to reside in the
property, your opinion of the
dcor should not carry much
weight. When viewing a
property, try to imagine how
much it might appeal to
prospective tenants. Quirky
properties typically do not
appeal to as many prospective
tenants as properties whose
dcor
are
similar
to
other homes in the area.
Though you might find a tenant who prefers properties
with unique interiors, a property that appeals to as many
prospective tenants as possi-
ble often makes for a better

investment and a lot less
stress when the time comes to
find tenants.
CONDITION
The condition of the
property also must be considered before buying an investment
property.
Some
investors want a fixer-upper,
while others prefer turnkey
properties that wont require
any elbow grease. The former
type of property likely wont
cost as much as a fully renovated property, but those cost
savings might be lost when
its time to renovate. Find a
property thats in the type of
condition youre comfortable
with. If you decide to go with
a fixer-upper, learn the cost of
your potential projects before

submitting an offer.
COST
Real estate makes a great
investment, but dont go
overboard when buying an
investment property. Before
making an offer on a property,
research rents in the area and
the cost of insurance in that
particular neighborhood. You
want a property that essentially pays for itself, so make
sure the rent youre likely to
collect is enough to cover

your monthly costs, including
the mortgage on the property,
insurance and the costs associated with managing and
maintaining the property.
Real estate investors
often reap great rewards when
selling their properties. But
its still important for potential investors to consider a
host of factors before investing in a property.
Page 30, Zone 1
May 20, 2015
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Call Kathleen
at Life & Leisure
973-696-8008
Zone 1, Page 31
TAKE-OUT DINE-IN
Serving the Area Since 1990
F REE
DELIVERY
$ 6 . 0 0 MI NI MU M
Pizza Mussels Italian Dinners Appetizers Calzones Hot Wings Hot & Cold Subs
CATERING FOR EVERY OCCASION!
POMPTON
PLAINS
w
No 615 RT. 23 S. 973-839-2222
Open!
Lincoln Park, Pequannock, Pompton Plains, Riverdale,
Sections of Montville, Wayne
HOURS: Mon.-Thur. 11am-10pm Fri. & Sat. 11am-11pm Sun. 12pm-10pm
9.99
PLUS
TAX
1 Large
Cheese Pie
May not be combined with any other offer. One
coupon per visit. Take out, delivery or dine-in only.
Expires 6/30/15.
$2 OFF $5 OFF
2 OFF 1 LgFREE
Cheese Pie
Any
Pizza

Expires 6/30/15.
WITH ORDER OF
$50 OR MORE

Expires 6/30/15.
Any Dinner,
Lg Sub or Lg Salad

Expires 6/30/15.
Any Order
of $30 or more

Expires 6/30/15.
19.99 $28.99 $37.99 $46.99 15% OFF
Plus Tax - Reg. $24.00
Plus Tax - Reg. $36.00
Plus Tax
Plus Tax
2 Large
Cheese Pies
3 Large
Cheese Pies
4 Large
Cheese Pies
5 Large
Cheese Pies

Expires 6/30/15.

Expires 6/30/15.

Expires 6/30/15.

Expires 6/30/15.
Other Location
Any Catering
Order
Expires 6/30/15.
BUTLER 12 MAIN STREET 973-283-0454
Butler, Bloomingdale, Riverdale, Pompton Lakes, Kinnelon, Haskell, Sections of West Milford
ONLINE ORDERING AT WWW.AJSPIZZA.NET

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Proverbs 3:5,6 God Bless America

We are a Family, Friendly Publication

Recycled Paper from 30% Post Consumer Waste

May 20, 2015

Memorial Day throughout the Nation By Jack Mc Cabe

ts the summer of 1865 in

had an idea. The Civil War

flowers on the graves of soldiers who had died for the

place at three cemeteries, as

first observance saw flowers

visit our website at www.lifeandleisurenj.com

NOTE: To have your groups announcement appear in Community Happenings,

Municipal Building with a ceremony

Over 10 Years Experience

door prize ticket. To reserve a ticket,

in Plants & Design

Session. This intensive one week session

May 20, 2015

phy, and post abortion group. Veterans

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CALL FOR A FREE CONSULTATION

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Welcome New Patients

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May 20, 2015

Married couple gets divorced yet stays together so what changed?

spouses may lose the pension

tain period of time and

stake that perhaps the attorney forgets to mention when

Domestic Relations Order.

IRA or the recipient spouses

reason or many reasons to get

ing me at the contact info

May 20, 2015

visit our website at www.lifeandleisurenj.com

visit our website at www.lifeandleisurenj.com

May 20, 2015

visit our website at www.lifeandleisurenj.com

May 20, 2015

IRS warns: Thats not us calling you

ake a deep breath

Simply note the callers information and disconnect.

Answers you supply can be

Robert P. Sokoloff and Associates,

continued from page 2

some of the activities. To join you must

Anthony Francos WAYNE

Enjoy Your Celebration, Let Us

Next to Trader Joes

1176 Hamburg Tpk.

Off-Site Catering Available!