Effective from: November 01, 2013

UNITED LEASING COMPANY LIMITED

A. FEES/CHARGES
Application Fee (VAT applicable)

Facility Renewal Fee

(VAT applicable)

Documentation Cost
Reimbursement*

Schedule of Fees & Charges | Asset Products

Asset Finance/ Term Loan

Working Capital Solutions

0.50% of Loan Limit or Tk 40,000

whichever is lower but not less than Tk
5,000

0.50% of Loan Limit or Tk 40,000

whichever is lower but not less than
Tk 5,000
0.30% of loan limit or Tk 40,000
whichever is lower but not less than
Tk 2,200
0.30% of increased loan limit or Tk
40,000 whichever is lower but not
less than Tk 1,200

At Maturity

N/A

During Facility
Tenure

N/A

New Application
Facility Renewal

0.50% of Loan Limit or Tk 5,000

whichever is higher
N/A

N/A

Tk 4,200

Tk 4,200

CIB Inquiry Charge Reimbursement

Affordable Home Loan

Tk 4,200

N/A

Tk 2,800

N/A

At Actual

At Actual

At Actual

Legal Fees Reimbursement

At Actual

At Actual

At Actual

Late Payment Interest (LPI)

Prevailing interest rate plus 3.00%

Prevailing interest rate plus 3.00%

Prevailing interest rate plus 3.00%

0.25% per quarter on the guaranteed

amount

N/A

N/A

2.00% of Principal Outstanding amount

at the time of early settlement

N/A

N/A

Guarantee Commission
Early Settlement Fee (VAT applicable)
Origination Cost Reimbursement

N/A

N/A

If fully settled within 12 months of

execution: Tk 10,000
After 12 months of execution: Nil

Home Loan Adjustment Fee (Partial)

(VAT applicable)

N/A

N/A

At Anniversary: Nil
Anytime beside Anniversary:
Tk 1,000

Insurance Cost Reimbursement (Personal

Accident)

As per prevailing premium rate provided

by the insurance company

As per prevailing premium rate

provided by the insurance company

N/A

Collection Charge Reimbursement (After

cancellation of CSF facility/ debtor)

N/A

Tk 250

N/A

Tk 1,000

Tk 1,000

Tk 1,000

Photocopy of Land Documents & Agreements

Cost Reimbursement

* 1. For each additional personal guarantee (more than 2) Tk 300 and for each additional vehicle Tk 200 will be added to the documentation cost reimbursement.
2. In case of issuance of supplementary agreement Tk 1,000 (each) will be added to the documentation cost reimbursement.
B. STATEMENT FEES
No Objection Certificate
Early Settlement Calculation Statement
Tax Certificate (Each Tax cycle)

First Time

Repeat Issue

Free

Tk 250 per issue

Tk 760

Tk 760 per issue

Free

Tk 250 per issue

Credit Rating Letter

TK 250

Tk 250 per issue

Liability Statement

First 2 times: Free

Tk 250 per issue

At the time of IADA replenishment: Free

Any other time beside replenishment: Tk 100 per statement

Distributor Finance Statement

I. LEGAL COST REIMBURSEMENT

At Actual

C. DUTIES, TAXES, CHARGES & LEVIES

As per prevailing NBR regulations and Government directives

D. SERVICE CHARGES REIMBURSEMENT

Disbursement Processing Cost

Reimbursement

Record Maintenance Cost

Reimbursement

Invoice processing &

Collection Cost
Reimbursement

Minimum 0.01% to maximum 0.05% of

each disbursement

N/A

N/A

Pre-Delivery Financing

Nil

Tk 100 per debtor per month

(Minimum Tk 500 to Maximum Tk 1,500)

Minimum 0.29% to maximum

0.50% of invoice value

Credit-Sale Financing

Minimum 0.01% to maximum 0.05% of

each disbursement

Tk 100 per debtor per month

(Minimum Tk 500 to Maximum Tk 1,500)

Minimum 0.29% to maximum

0.50% of invoice value

Distributor Financing

Minimum 0.20% to maximum 0.30% of

each disbursement

Nil

N/A

Revolving Loan

E. INTEREST ADJUSTMENT DEPOSIT

ACCOUNT

Distributor Financing

Revolving Loan

Required Balance

6.50% of facility limit

10.00% of facility limit

Minimum Balance

4.50% of facility limit

3.00% of facility limit