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Federal Register / Vol. 72, No.

32 / Friday, February 16, 2007 / Notices 7657

A. Federal Reserve Bank of Atlanta A. Federal Reserve Bank of Boston 1. Citizens Bancorp, Inc., Cadott,
(Andre Anderson, Vice President) 1000 (Richard Walker, Community Affairs Wisconsin; to become a bank holding
Peachtree Street, N.E., Atlanta, Georgia Officer) P.O. Box 55882, Boston, company by acquiring 100 percent of
30309: Massachusetts 02106-2204: the voting shares of Citizens State Bank,
1. FBG Holding Corporation, Tampa, 1. Merrimack Bancorp, MHC, Cadott, Wisconsin.
Florida; to become a bank holding Concord, New Hampshire; to acquire Board of Governors of the Federal Reserve
company by acquiring 100 percent of 100 percent of the voting shares of Bow System, February 13, 2007.
the voting shares of Florida Bank Group, Mills Bank and Trust, Bow, New Robert deV. Frierson,
Inc., and thereby indirectly acquire Hampshire.
Deputy Secretary of the Board.
Bank of St. Petersburg, both of Tampa, Board of Governors of the Federal Reserve
Florida, and Bank of North Florida, [FR Doc. E7–2771 Filed 2–15–07; 8:45 am]
System, February 12, 2007.
Jacksonville, Florida. Robert deV. Frierson,
BILLING CODE 6210–01–S
Comments on this application must Deputy Secretary of the Board.
be received by March 9, 2007.
[FR Doc. E7–2730 Filed 2–15–07; 8:45 am] FEDERAL RESERVE SYSTEM
Board of Governors of the Federal Reserve BILLING CODE 6210–01–S
System, February 12, 2007. Consumer Advisory Council
Robert deV. Frierson,
Deputy Secretary of the Board. FEDERAL RESERVE SYSTEM AGENCY: Board of Governors of the
[FR Doc. E7–2729 Filed 2–15–07; 8:45 am] Federal Reserve System
BILLING CODE 6210–01–S
Formations of, Acquisitions by, and Notice of Meeting of Consumer
Mergers of Bank Holding Companies Advisory Council
The companies listed in this notice The Consumer Advisory Council will
FEDERAL RESERVE SYSTEM have applied to the Board for approval, meet on Thursday, March 8, 2007. The
Formations of, Acquisitions by, and pursuant to the Bank Holding Company meeting, which will be open to public
Mergers of Bank Holding Companies Act of 1956 (12 U.S.C. 1841 et seq.) observation, will take place at the
(BHC Act), Regulation Y (12 CFR Part Federal Reserve Board’s offices in
The companies listed in this notice 225), and all other applicable statutes Washington, D.C., in Dining Room E on
have applied to the Board for approval, and regulations to become a bank the Terrace level of the Martin Building.
pursuant to the Bank Holding Company holding company and/or to acquire the Anyone planning to attend the meeting
Act of 1956 (12 U.S.C. 1841 et seq.) assets or the ownership of, control of, or should, for security purposes, register
(BHC Act), Regulation Y (12 CFR Part the power to vote shares of a bank or no later than Tuesday, March 6, by
225), and all other applicable statutes bank holding company and all of the completing the form found online at:
and regulations to become a bank banks and nonbanking companies https://www.federalreserve.gov/secure/
holding company and/or to acquire the owned by the bank holding company, forms/cacregistration.cfm.
assets or the ownership of, control of, or including the companies listed below. Additionally, attendees must present
the power to vote shares of a bank or The applications listed below, as well
photo identification to enter the
bank holding company and all of the as other related filings required by the
building.
banks and nonbanking companies Board, are available for immediate
owned by the bank holding company, inspection at the Federal Reserve Bank The meeting will begin at 9:00 a.m.
including the companies listed below. indicated. The application also will be and is expected to conclude at 12:45
The applications listed below, as well available for inspection at the offices of p.m. The Martin Building is located on
as other related filings required by the the Board of Governors. Interested C Street, NW, between 20th and 21st
Board, are available for immediate persons may express their views in Streets.
inspection at the Federal Reserve Bank writing on the standards enumerated in The Council’s function is to advise
indicated. The application also will be the BHC Act (12 U.S.C. 1842(c)). If the the Board on the exercise of the Board’s
available for inspection at the offices of proposal also involves the acquisition of responsibilities under various consumer
the Board of Governors. Interested a nonbanking company, the review also financial services laws and on other
persons may express their views in includes whether the acquisition of the matters on which the Board seeks its
writing on the standards enumerated in nonbanking company complies with the advice. Time permitting, the Council
the BHC Act (12 U.S.C. 1842(c)). If the standards in section 4 of the BHC Act will discuss the following topics:
proposal also involves the acquisition of (12 U.S.C. 1843). Unless otherwise • Home mortgage foreclosures
a nonbanking company, the review also noted, nonbanking activities will be Members will discuss various issues
includes whether the acquisition of the conducted throughout the United States. related to home lending practices and
nonbanking company complies with the Additional information on all bank mortgage foreclosures.
standards in section 4 of the BHC Act holding companies may be obtained • Model financial privacy notices
(12 U.S.C. 1843). Unless otherwise from the National Information Center With the objective of designing
noted, nonbanking activities will be website at www.ffiec.gov/nic/. alternative privacy notices that are
conducted throughout the United States. Unless otherwise noted, comments easier for consumers to understand and
Additional information on all bank regarding each of these applications use, the Board, the other banking
holding companies may be obtained must be received at the Reserve Bank agencies, the FTC, and the SEC have
from the National Information Center indicated or the offices of the Board of been conducting cognitive and usability
Web site at http://www.ffiec.gov/nic/. Governors not later than March 16, consumer research into how privacy
Unless otherwise noted, comments 2007. notices may be made more effective for
sroberts on PROD1PC70 with NOTICES

regarding each of these applications A. Federal Reserve Bank of consumers. Members will discuss
must be received at the Reserve Bank Minneapolis (Jacqueline G. King, several aspects of the model notices as
indicated or the offices of the Board of Community Affairs Officer) 90 well as findings from the accompanying
Governors not later than March 12, Hennepin Avenue, Minneapolis, project report.
2007. Minnesota 55480-0291: • Amendments to Regulation E

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