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61776 Federal Register / Vol. 71, No.

202 / Thursday, October 19, 2006 / Notices

Dated at Washington, DC, this 13th day of B. Federal Reserve Bank of express their views in writing on the
October, 2006. Richmond (A. Linwood Gill, III, Vice question whether the proposal complies
Federal Deposit Insurance Corporation. President) 701 East Byrd Street, with the standards of section 4 of the
Robert E. Feldman, Richmond, Virginia 23261-4528: BHC Act. Additional information on all
Executive Secretary. 1. Palmetto State Bankshares, Inc., bank holding companies may be
[FR Doc. E6–17388 Filed 10–18–06; 8:45 am]
Hampton, South Carolina; to acquire obtained from the National Information
100 percent of the voting shares of The Center website at www.ffiec.gov/nic/.
BILLING CODE 6714–01–P
Exchange Bankshares, Inc., Estill, South Unless otherwise noted, comments
Carolina, and thereby indirectly acquire regarding the applications must be
The Exchange Bank, Estill, South received at the Reserve Bank indicated
FEDERAL RESERVE SYSTEM Carolina. or the offices of the Board of Governors
Formations of, Acquisitions by, and In connection with this application, not later than November 13, 2006.
Mergers of Bank Holding Companies Applicant also has applied to acquire A. Federal Reserve Bank of Chicago
100 percent of the voting shares of (Patrick M. Wilder, Assistant Vice
The companies listed in this notice Carolina Commercial Bank, Allendale, President) 230 South LaSalle Street,
have applied to the Board for approval, South Carolina. Chicago, Illinois 60690-1414:
pursuant to the Bank Holding Company C. Federal Reserve Bank of Atlanta 1. First Internet Bancorp,
Act of 1956 (12 U.S.C. 1841 et seq.) (Andre Anderson, Vice President) 1000 Indianapolis, Indiana; to acquire
(BHC Act), Regulation Y (12 CFR Part Peachtree Street, N.E., Atlanta, Georgia Landmark Financial Corporation,
225), and all other applicable statutes 30309: Indianapolis, Indiana, and thereby
and regulations to become a bank 1. Atlantic Southern Financial Group, indirectly acquire Landmark Savings
holding company and/or to acquire the Inc., Macon, Georgia; to merge with Bank, Indianapolis, Indiana, and
assets or the ownership of, control of, or Sapelo Bancshares, Inc., Darien, Landmark Mortgage Company,
the power to vote shares of a bank or Georgia, and thereby indirectly acquire Indianapolis, Indiana, and thereby
bank holding company and all of the Sapelo National Bank, Darien, Georgia. engage in the operation of a savings
banks and nonbanking companies 2. Embassy Bancshares, Inc., association and lending activities,
owned by the bank holding company, Snellville, Georgia; to become a bank pursuant to sections 225.28(b)(1) and
including the companies listed below. holding company by acquiring 100 (b)(4)(ii) of Regulation Y.
The applications listed below, as well percent of the voting shares of Embassy B. Federal Reserve Bank of Kansas
as other related filings required by the National Bank, Lawrenceville, Georgia City (Donna J. Ward, Assistant Vice
Board, are available for immediate (in organization). President) 925 Grand Avenue, Kansas
inspection at the Federal Reserve Bank Board of Governors of the Federal Reserve City, Missouri 64198-0001:
indicated. The application also will be System, October 13, 2006. 1. Peoples, Inc., Colorado Springs,
available for inspection at the offices of Robert deV. Frierson, Colorado; to engage indirectly de novo
the Board of Governors. Interested Deputy Secretary of the Board. through its acquisition of 60 percent of
persons may express their views in the voting shares of Oread Mortgage,
[FR Doc. E6–17372 Filed 10–18–06; 8:45 am]
writing on the standards enumerated in L.L.C., Lawrence, Kansas, in mortgage
BILLING CODE 6210–01–S
the BHC Act (12 U.S.C. 1842(c)). If the lending activities, pursuant to section
proposal also involves the acquisition of 225.28(b)(1) of Regulation Y. Comments
a nonbanking company, the review also regarding this application must be
FEDERAL RESERVE SYSTEM
includes whether the acquisition of the received by November 2, 2006.
nonbanking company complies with the Notice of Proposals to Engage in Board of Governors of the Federal Reserve
standards in section 4 of the BHC Act Permissible Nonbanking Activities or System, October 13, 2006.
(12 U.S.C. 1843). Unless otherwise to Acquire Companies that are Robert deV. Frierson,
noted, nonbanking activities will be Engaged in Permissible Nonbanking Deputy Secretary of the Board.
conducted throughout the United States. Activities [FR Doc. E6–17371 Filed 10–18–06; 8:45 am]
Additional information on all bank
holding companies may be obtained The companies listed in this notice BILLING CODE 6210–01–S

from the National Information Center have given notice under section 4 of the
website at www.ffiec.gov/nic/. Bank Holding Company Act (12 U.S.C.
Unless otherwise noted, comments 1843) (BHC Act) and Regulation Y (12 FEDERAL TRADE COMMISSION
regarding each of these applications CFR Part 225) to engage de novo, or to
acquire or control voting securities or Agency Information Collection
must be received at the Reserve Bank
assets of a company, including the Activities; Reinstatement of Existing
indicated or the offices of the Board of
companies listed below, that engages Collection; Comment Request
Governors not later than November 13,
2006. either directly or through a subsidiary or AGENCY: Federal Trade Commission.
A. Federal Reserve Bank of Boston other company, in a nonbanking activity ACTION: Notice and request for comment.
(Richard Walker, Community Affairs that is listed in § 225.28 of Regulation Y
Officer) P.O. Box 55882, Boston, (12 CFR 225.28) or that the Board has SUMMARY: The Federal Trade
Massachusetts 02106-2204: determined by Order to be closely Commission (‘‘FTC’’ or ‘‘Commission’’)
1. Higher One Inc., New Haven, related to banking and permissible for intends to conduct a pilot study in
Connecticut; to become a bank holding bank holding companies. Unless connection with Section 319 of the Fair
company by acquiring 100 percent of otherwise noted, these activities will be and Accurate Credit Transactions Act of
cprice-sewell on PROD1PC66 with NOTICES

the voting shares of Higher One Bank, conducted throughout the United States. 2003, Pub. L. 108–159 (2003). This
New Haven, Connecticut (in formation). Each notice is available for inspection study is a follow-up to the
In connection with this application, at the Federal Reserve Bank indicated. Commission’s previous pilot study
Applicant also has applied to engage in The notice also will be available for conducted from October 2005 through
data processing activities, pursuant to inspection at the offices of the Board of June 2006. Before gathering this
section 225.28(b)(14)(i) of Regulation Y. Governors. Interested persons may information, the FTC is seeking public

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