VENETIAN MACAU LIMITED JUNKET CREDIT AGREEMENT

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LENDER INFORMATION
Company Name: 1<1\mWild!$1F51Wfilf'Wr8?}AJ VENETIAN MACAU UM!TED

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Business Address: Estrada da Baia deN. Senhora da Esperanca. s/n. Taipa. Macau S.A.R.
i}"qi'il!tif.S Business Phone: 1]53) 8118-7000
Business Registration 15702CSOl
BORROWER INFORMATION
Junket Company Name
COMPANY LIMITED

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HAO CAl ENTERTAINMENT

ffl:ft!1llt Business Address Rua de Berlim. Nos. 214. Magnificent C9Jlfl. 1 andar H. Maca.u,.__ _ _ _ _ _
0-qJ111!i'i Business Phone (853) 2881-1662
Business Registration# 28052(80)
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Junket License# Ell6
Patron Account II _,5,30,5"-7,_1_ _ __
PJ!Hli'l Credit Limit HKD150.000,000.00 (HONG KONG DOLLARS ONE HUNDRED AND FIFTY
MILLION ONLY)

f:'11Ql3cpjf A0"0Zll!'*l!ti*4 COMPANY DIRECTOR INFORt\1ATION (Individual Director oflunket Company)

Director Name O$.:i11illjr LEI, IN PENG

Patron Account

GUARANTOR INFORMATION

iti*.A:f'ifi!' Guarantor Name 'i!Hert.: CHEUNG

$ _Ajffip;\ij!lft Patron Account #
Jt!llll: Address MiHliW.m@;M 6 mG @
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lmlllAAIJt Marital Status

CHI TAl

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Residence Phone (852)8118-0818

l::l:Et El Wl Date ofBitth July 9, 1960
Identification Card I Passport# H,'k 2:14Wffl\lliftWI# D684555(Q)

fW%$1!' A iiWir5f91 Junket Credit Agreement

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: The Bonower,

(aka the "Debtor") hereby applies

for a credit line with Venetian Macau Limited (the "Lender"} and the Guarantor hereby personally guarantees the
debt of the Borrower/Debtor, subject to the following terms and conditions:

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1. The Bonower and the Guarantor both attest that all information provided above or provided in the Credit
Application Forms by the Borrower and the Guarantor to the Lender is true and accurate, and the Lender has the
Borrower's as well as the Guarantor's pennission to verify such information, including verification of any listed
company or individual credit, other business and/or employment history, through any legitimate source.

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2. The Borrower and Guarantor exempt the Lender from his duty of secrecy, authorizing the Lender, as long as any
amounts arc mved to the Lender by the Borrower, to disclose to third parties the information provided above, or
provided in the Credit Application Fonn or the amount of credit owed, to the extent required to obtain the
repayment of credit gran d to the Bm1'Dwer pursuant to this agreement.
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3. The addres' s listed above will se1ve as proper notice to the Borrower or lo the Guarantor of any demand .

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Plaintiff Ex 553 _ 00090

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4. Personal or company data or any other related infonnation provided by the Borrower as well as by the Guarantor
will be subject to automated processing by the Lender for the purposes of analyzing credit risk and ensuring the
repayment of amounts lent to the Borrower, and for credit risk inquhies to third party credit agencies.
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5. Credit issued by tile Lender to the Borrower shall be only granted by means of transfer of casino chips of the
Lender to be used by the Borrower solely within the Venetian Macau Limited casinos for legitimate casino play
purposes.

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6.1. The Borrower requests the Lender to make available a credit line to be used in casino chips up to the amount of
HKD!50,000,000.00 !ONE HUNDRED AND FIFTY MILLION HONG KONG DOLLARS).

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6.2. The availability of the credit line shall be conditional upon the reception by the Lender of a Promissory Note
C'Livranya 11) and a Letter of Consent ("Pacta de Preenchimento") in favor of the Lender, as attached to tills
Agreement as Annex 1, and secured by the Guarantor as underwriter ("Avalista 11).

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6.3. Subject to the provision above, the credit may be withdrawn upon request of the Borrower.
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6.4. Each credil granted under this agreement shall be paid in the maturity date stated in each negotiable instrument
(Marker) which will be executed by the Borrower for each withdrawal.

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6.5. The Lender may refuse any request of credit whenever the Borrower has any outstanding amount to be paid to
the Lender, whenever the request is above the limit of the credit granted under this agreement or whenever a
material adverse change occurs, in the commercially reasonable opinion of the Lender, in the scope or nature of
bt1siness, operation, assets or financial conditions of the Borrower, in its ability to pclform its obligations hereunder.

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6.6. The credit line granted under this agreement, may be increased at Borrower1S request, who, together with the
Guarantor, must sign a 11Junket Credit Line Increase Request11 , in the fonn presented as Annex 2 of this agreement.

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6.7. The availability of the increased credit line shall be conditional upon the reception by the Lender of D new
Promissorv Note C1Livranyan) and a Letter of Consent (' 1Pacto de Preenchimento") in favor of the Lender, as
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attached this Agreement as Armex 1, and secured by the Guarantor as underwriter ("Avalista ).

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Plaintiff Ex 553_00091

6 .8. The signed II Junket Credit Line Increase Request 11 will be sufficient evidence of the further amow1ts granted by
the Lender to the Borrower.

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6.9. For valuable consideration, receipt of which is hereby acknowledged by the Bon-ower and which includes the
granting and extension of a casino credit line by Creditor to the Borrower (Account#530571), the Gtmrantor
personally and unconditionally guarantees the payment, to the Creditor of any amount requested by the Borrower's
under the credit line granted in this agreement up to the amount and including ONE HUNDRED AND F1FTY

MILLION HONG KONG DOLLARS (HKD150,000,000.00l.

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Further, Guarantor is jointly and severally liable for any amount owed by the Borrower under this Agreement. In the
event of any default in payment by Borrower, Guarantor agrees that VML may commence collection efforts or
related legal proceeding directly against Guarantor for the defaulted payment without the need of exhausting its
collection efforts against Borrower/Debtor, in accordance with and for the purposes of article 636 of the Macau
Civil Code.

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7. The Borrower shall pay to the Lender the amount of the casino chips transferred to the Borrower no later than the
due. date stated for each withdrawaL

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8.1. Any instalhnent or amount loaned not paid on the due date(s) set out for each withdrawal shall be subject to
default interest at the rate of 18% per annum, as from the date they become due and payable tmtil effective payment.

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8.2. So long as the failure continues such rate shall be recalculated on the same basis thereafter and interest so
calculated shnll be compounded monthly up to the moment the Lender detennlnes such indebtedness to be fully
settled.

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9. The Lender may complete any pmtion of any Promissory Note ("Livran.;:a") executed by lhe Bonower, and
guaranteed by the Guarantor by Ava!, that may be missing, including (i) the amount of credit drawn and (ii) the
maturity date,

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10. The Borrower agrees to pay tq the Lender all casjno chips transferred to the Bonower free of any charges or
deductions of whatsoever nature at its premises known as Venetian Macau Limited, in Macau, at Estrada da Baia de
N. Senhora da Esperanca, s/n, Taipa, Macau S.A.R.

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II, 1, In the event of any nonwpayment by the Borrower and/or the Guarantor of any amounts due hereunder1 the
Borrower and the Guarantor hereby irrevocably empower the Lender (but without obligation, on the part of the
Lender) to apply any credit balance (in whatever currency) (i) standing upon any accmmt of the Borrower and/or of
the Guarantor in the Venetian Macau Limited casinos, (ii) hold in any other form by the Lender, namely any
commission payment that the Borrower may have earned or be entitled to through the rolling program(s) at
Venetian Macau Limited casinos, or (iii) by using any casino chips that the Borrower or the Guarantor may redeem
or any front deposit money of the Borrower or the Guarantor towards .satisfaction of any sum whether principal,
interest or otherwise at any time due to the Lender under this Agreement.

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11 .2. The Borrower and the Guarantor also hereby iuevocably empower the Lender, in the event of any nonpayment by the Borrower and/or the Guarantor of any amotmts hereunder when due, in the name of the Borrower
and/or of the Guarantor or of the Lender and at the expense of the Borrower to do all such acts and to execute all
such documentsas may be required to effect such application.

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12.1. Should the Borrower and/or the Guarantor default any of its obligations now assumed or to be assumed,
namely should the Borrower fail to pay in the rnanner and time set forth in this agreement or which may be claimed
from the Borrower hereunder, then the Lender shall be entitled to deem due and payable all amounts loaned to the
Borrower, namely as principal, fees and expenses and the Lender shall thereafter be entitled to, with full powers and
at its ful! discretion, enforce all the guarantees provided hereunder.

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12.2. The suspension or termination of the Bonowees activity as a gaming promoter, the non renewal or the
termination of the respective license or defaulting any of the obligations set force in Administrative Regulation
6/2002, which compromises its gaming promotion activiry, shall be deemed, for all events and purposes, events of
default and have the exact same consequences provided for in Law or in this agreement.

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13. In the event the Bon-ower does not pay in full to the Lender any installment or amount loaned on the maturity
dates set out for each withdrawal, the Lender shall he entitled to all costs of collection, including reasonable
attorney fees, court costs, as per the amount stated in the billing note to be prepared by the Lender, and to default
interest at the rate set out in such specific terms and conditions.

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14. I. Any disputes arising from this agreement shall be subject to the exclusive jurisdiction of the courts of the
Macau S.A.R. This shall not preclude the institution of legal proceedings against the Borrower or the Guarantor to
the Lender in the Courts of ony other jurisdiction.

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14.2. This loan agr ment shall be governed by the laws of Macau.

Plaintiff Ex.553_00093

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15. The Guarantor agrees to provide Lender, at Lender's option, and as security for the issuance of credit, a personal
check which Lender may apply toward payment. The lender may complete any portion of the guarantor's personal
cheque or cheque on board that may be missing or left blank including (i) the amount of the outstanding credit
balance; (ii) date on the cheque.

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16. The terms and conditions provided in this agreement will be applicable to all the increases' of the credit line

requested by the Borrower and undersigned by the Guarantor.

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17. The Borrower declares that he is fully aware of the contents of the above written clauses, that he has been duly
informed on its contents and that all clarifications requested by him on this matter have been duly provided by the
Lender.

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A llltffif'illWil- ?J On behalf of Venetian Macau Limited

E1 WI Date

Signature

111': Name:

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RJ) The B01mwer (HAO CAI ENTERTAINMENT COMPANY LIMITED)

BWI Dati:

111', Name;*,je\f4i

LEI, IN PENG

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CHEUNG, CHITAI

Plaintiff Ex.553_00094

CARTORIO DO NOTARIO PRIVADO FONG KIN IP

CONTA REGISTADA SOB 0 N' 6.;>.5
Arta 13 da TERN ....... $14.00
Total ...........................$14.00
0 !mposto do solo devido fol pago no original.
Reconhe!fo a asslnatura retro de LEI, IN PENG :$W,ii!ii. feita

perante mim, cuja identfdade verifqiuai por exiblgiio do B!Jhete de

ldentidade de Residente Permanente n 7402826(7), emilldo em 4
de Outubro de 2005, pela
clos Serviyos de ldenUfica!i:IO da
RAEM, na qualidade de admlnlstradora da socledade denominada
"DIVERS0!::5 HAO CAl SOCJEOAO!: UNIPESSOAL UMITAOA"
quaJidade e poderes que verifiquei par exfbh;:ao de uma
emltida em 14 de Abril de 2008, pela Conservat6ria dos Registos

Comerclal e de Bens M6vers.

Macau, aos 18 de Abril de 2008.

0 Not!rlo Prlvado,

CART6Ri0 DO NOTARlO PRIVADO FONG KIN IP

CONTA REGISTADASOB 0 W

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Arfl13" da TE:RN....... $7.00

Total ...........................$7.00
0 impasto do selo devidofoi pago no original.
Reconhet;o a asslnatura retro de CHEUNG, CHl TAl
perante mim, cuja identidade verifqiuel por exibiyao do Hong Kong
Pemlanent Identity Card no 0684555(0). emltido em 9 de Setembro
de 200?.. pelo Governo da Regiao Admfnlstrativa Especial de Hong
Kong.
Macau, aos 18 de Abril de 2008.
0 Notcirio Prlvado,

ReconheGO a assinatura retro, felta na minha presen9a, de JOAQUIM JORGE PERESTRELO NEro
VALENTE, que prollss!onalmente usa JORGE NETO VA!.ENTE, na qualldade de AdminislradorDelegado,
em representa9ao da Vf!NI!TIAN MACAU, S.A., em
e, em Ingles,
Venetian Macau Umf/ed, cujas identidade, qua1Jdade e poderes necessaries para o acto sao do meu conhecimen!o pessoal.
Macau, 28 de Abril da 2008.
A Nol8ria Privada,

Maria de lurdes. Costa

Emol.: catorze patacas. Contao. 0 38 Q

Plaintiff Ex.553_ 00095