VENETIAN MACAU LIMITED JUNKET CREDIT AGREEMENT

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~;j;X;\.l!i\''fil LENDER INFORi\1ATION

0 \'U:g',flli Company Name: /l!Xtf'.tt[A il~{?J1l]lf'l'l}RJ VENETlAN MACAU Lbcll!lM1!1TA.ED!L._ _ _ _ __

0 ~:f:ilifl.l:: Buslness Address: Estrada da Baia deN. Senhora da Esperanca. s/n. Talpa. Macau S.A.R.
i!iii!liH\'~c~~ Business Registration l5702(SO)

0\'U'~ffi!i Business Phone: (853) 8118-7000

{'')jjX;\.jj';''fil BORROWER INFORMATION

l\11%9':1r;\.0: \'(J:g',flli Junket Company Name -~"'f_.ili!=Mk,...!!l!<i-~A=:ft'-'B"'l'l"/t}"-RJ""'------------0iJJ~fll:: Business Address Avenida do Infante D. HenriQue. Nos. 25 a 31. Ed if. Wa long. 12 andar B. em Macau
0\'U~ffi!i Business Phone 1853) 2881-1662
i'fl)l\l!;:l;l;~c~>.!\l Business Registration# 2l830(S0)
JW:!f" '[' :1rA:l;l;acl!!ltft!!j Junket License# E025
ill' A$J'ij=i &ill~> Patron Account # _,_,12,5,55183,__ __
{1'1~Pt'li\li Credit Limit HKD100.000.000.00 (HONG KONG DOLLARS ONE HUNDRED MILLION.QNLY)
t\11%cp:fr;\.0:1'>]2.][<1!\~..f COMPANY DIRECTOR INFORMATION (Individual Director of Junket Company)

'iii'<!!\1'5Wi Director Name $,/i7lee

LEI. CHOI IN

ill' },i[iliij=il;liil;~ Patron Account #~2'-'8<62!i.,05,0c__ __

Jil1WitA.iil':f4 GUARANTOR INFORMATION

~{lf:;\_:g',flli

Guarantor Name 5Jjlif;ic CHEUNG, CHI TAl

R~lffl:t\ll/.

Marital Status _,srnwgl.,e_ _ _ _ __

ill').[iliip&ll\lilt Patron Account# -e4J7c..!5;>,37!._-c----jfuiJl: Address 1\ti%i':l>Hi!.'tt1lrl%<'l""6"':f4l""'G"'-"'/%'------~---ll:1'. EIW! Date of Birth Julv 9 1960

ihl'i!llii'i Residence Phone (852)8118-0818 I (852)9090-6644

%{7}\ii! I i!fWiUil~ Identification Card I Passport# -Hzk-.2.:1~~fi1"",_~,.rr#"D,Gm8:!45e.,5,_,5"'(0'-')_ _ _ _ _ __

~tf:r11' Afif%2\k!RI Junket

H!il'JzA. OY<tl"il\!JA") tr:ttrfiJ

Credit Agreement

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:The Bonower, (aka the "Debtor") hereby applies

for a credit line with Venetian Macau Limited (the "Lender') and the Guarantor hereby persooaJiy guarantees the
debt of the Borrower/Debtor, subject to the following terms and conditions:

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1. The Borrower and the Guarantor both attest that all information provided above or provided in the Credit

Application Forms by the Borrower and the Guarantor to the Lender is true and accurate, and the Lender has the
Borrower's as well as the Guarantor's permission to verify such information, including verification of any listed
company or individual credit, other business and/or employment history, through any legitimate source.

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f) ililf~ :OJ'>ilXA oJ iN;\'it?f::(!fff:Xfrrei3K I/JI:@li'!l'i'JzA.!<:I%:ti9 ~!\ll
2. The Borrower and Guarantor exempt the Lender from his duty of secrecy, authorizing the Lender, as long as any
amounts are owed to the Lender by the Borrower, to disclose to third parties the information provided above, or
provided in the Credit Applicntion Fonn or the amount of credit owed, to the extent required to obtain the
repayment of credit granted to the Borrower pursuant to this agreement.

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3. The addresse

JSted above will sexve as proper notice to the BoiTower or to the Guarantor of any demand.

Plaintiff Ex.553_00096

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4. Personal or company data or any other related information provided by the Borrower as well as by the Guarantor
will be subject to automated processing by the Lender for rhe purposes of analyzing credit risk and ensuring the
repa~ent of amounts lent to the Borrower, and for credit risk inquiries to third party credit agencies.

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5. Credit issued by the Lender to the Borrower shall be only granted by means of transfer of casino chips of the

Lender to be used by the Borrower solely Vlithin the Venetian Macau Limited casinos for legitimate casino play
purposes.

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6.1. The Borrower requests the Lender to make available a credit line to be used in casino chips up to the amount of
HKD!OO.OOO,OOO.OO (ONE HUNDRED MILLION HONG KONG DOLLARS).
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62. The availability of the credit line shall be conditional upon the reception by the Lender of a Promissory Note
("Livranya 11) and a Letter of Consent ( 11Pacto de Precnchitnento 11 ) in favor of the Lender, as attached to this
Agreement as Annex I, and secured by the Guarantor as underwriter (uAvalista").
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6.3. Subject to the provision above, the credit may be withdrawn upon request of the Borrower.

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(Marker) lWWIR P,ffi!~ {J!i~X;\,

6.4. Each credit granted under this agreement shall be paid in fue maturity date .stated
(Marker) which will be executed by tlle Bonower for each withdrawal.

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each ncgoliablc instrummt

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6.5. The Lender may refuse any request of credit whenever the Borrower has any outstanding amount to be paid to
the Lender, whenever the request is above lhe limit of the credil granlcd under this agreement or whenever a
material adverse change occurs, in the commercially reasonable opinion of the Lender, in the scope or nature of
business, operation, assets or financial conditions of the Borrower, in its ability to perform its obligations hereunder.

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6.6. The credit Hne granted under this agreement, may be increased at Borrower's request, who, together with the
Guarantor, must sign a "Junket Credit Line Increase Rcqucstu, in the form presented as Annex 2 of this agreement.
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6.7. The availability of the increased credit line shall be conditional upon the reception by the Lender of a new
Promissory Note C'Livranya") and a Letter of Consent ("Pacto de Preenchimento 11 ) in favor of the Lender, as
attached to this Agreement as Armex 1, and secured by the Guarantor as underwriter C'Avalista ").

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6.8. The signed "Junk
redit Line rncrease Request" will be sufficient evidence of the further amounts granted by
the Lender to the
rrower.

Plaintiff Ex.553_00097

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6.9. For valuable consideration, receipt of which is hereby acknowledged by the Borrower and which includes the
granting and extension of a. casino credit line by Creditor to the Borrower (Account#l25583), the Guarantor
personally and unconditionally guarantees the payment, to the Creditor of any amount requested by the Borrower's
under tlte credit line granted in this agreement up to the amount and including ONE HUNDRED MILLION HONG
KONG DOLLARS (HKDIOO.OOO,OOO.OO).

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Further, Guarantor is jointly and severally liable fbr any amount owed by the Borrower under this Agreement. In the
event of any default in payment by Borrower) Guarantor agrees that VML may commence collection efforts or
related legal proceeding directly against Guarantor for the defaulted payment without the need of exhausting its
collection efforts against Borrower!Dcbtor, in accordance with and for the purposes of article 636 of the Macau
Civll Code.

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7. The Borrower shall pay to the Lender the amount of the casino chips transferred to the Borrower no later than the
due date stated for each withdrawal.

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8.1. Any installment or amount loaned not paid on the due date(s) set out for each withdrawal shall be subject to
default interest at the rate of 18% per annum, as from the date they become due and payable m1til effective payment.

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8.2. So long as the failure continues such rate shall be recalculated on the same basis thereafter and interest so
calculated shall be compounded monthly up to the moment the Lender dctcnnincs such indebtedness to be fully

settled.

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9. The Lender may complete any portion of any Promissory Note (' 1Livranya 11) exec\lted by the Borrower, and
guaranteed by the Guarantor by Aval, that may be missing, including (i) the amount of credit drawn and (ii) the

maturity date.

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l 0. The Borrower agrees to pay to the Lender
casino chips transferred to the Borrower free of any charges or
deductions of whatsoever nature at its premises known as Venetian Macau Limited, in Macau, at Estrada da Baia de

an

N. Senhom da Esperanca, sin, Taipa, Macau S.A.R.

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Plaintiff Ex.553_00098

11.1. In the event of any non~payment by the Borrower and/or the Guarantor of any amounts dtm hereunder, the
Borrower and the Guarantor hereby irrevocably empower the Lender {but without obligation, on the part of the
Lender) to apply any credit balance (in whatever currency) (i) standing upon any account of the Borrower andlor of
the Guarantor in the Venetian Macau Limited casinos, (ii) hold in any other fonn by the Lender, namely any
commission payment that the Borrower may have earned or be entitled to through the rolling program(s) at
Venetian Macau Limited casinos, or (iii) by using any casino chips that the Borrower or the Guarantor may redeem
or any front deposit money of the Borrower or the Guarantor towards satisfaction of any sum whether principal,
interest or otherwise at any time due to the Lender under this Agreement.

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11.2. The Borrower and the G\mrantor (!}so hereby irrevocably empower the Lender, in the event of any nonpayment by the Borrower and/or the Guarantor of any amounts hereunder when due, in the name of the Bonower
and/or of the Guarantor or of the Lender and at the expense of the Borrower to do all such 1lCts and to execute an
such documents as may be required to effect such application.

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12.1. Should the Borrower and/or the Guarantor default any of its obligations now assumed or to be assumed,
namely should the Borrower fail to pay in the manner and time set f01ih in this agreement or which may be claimed
from the Borrower hereunder, then the Lender shall be entitled to deem due and payable all amounts loaned to the
Borrower, namely as principal, fees and expenses and the Lender shall thereafter be entitled to, with full powers and
at its full discretion, enforce all the guarantees provided hereunder,

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12.2. The suspension or termination of the Borrower's activity as a gaming promoter, the non renewal or the
te1mination of the respective license or defaulting any of the obligations set force in Administrative Regulation
6/2002, which compromises its gaming promotion activity, shall be deemed, for all events and purposes, events of
default and have the exact scune consequences provided for in Law or in this agreement.

(+:=::

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13. In the event the Borrower does not pay in full to the Lendet' any installment or amount loaned on the maturity

dates set out for each withdrawal, the Lender shall be entitled to all costs of collection, including reasonable
attorney fees, court costs, as per the nmount stated in the billing note to be prepared by the Lender, and to default
interest at the rate set out in such specific terms and conditions.

+11'l , --

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14.1. Any disputes atising from this agreement shall be subject to the exclusive jurisdiction of the courts of the
Macau S.A.R. This shall not preclude the institution oflegal proceedings against the Borrower or the Guarantor to
the Lender in the Courts of any other jmisdiction.

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14.2. This loan agreement shaU be governed by the laws of Macau.

Plaintiff Ex.553_00099

15. The Guarantor agrees to provide Lender, at Lender's option, and as security for the issuance of credit, a personal
check which Lender may apply toward payment. The lender may complete any portion of the guarantor's personal
cheque or cheque on board that may be missing or left blank including (i) the amount of the Oul'Jtanding credit
balance; (ii) date on the cheque.

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16. The tenns and conditions provided in this agreement will be applicable to all the increases of the credit line
requested by the Borrower and undersigned by the Guarantor.

(+f::: ) (i!iillt.A. i!,l'lj)j5f;if:~U;'Ji.& %~S)jEJ./))J:i'JT1llil'imlil<~fiY P'<J%' I'B li'J~Ij)j:Oi:Jllt.A.B7C:B-Ji!l:fJWI;.Yj;\\Jllt

.A..P!TJ!*il9lM~J,\llltP<J%';;(:Wr.ilft&1Hrr1lmiDa~mllllifmlj)j

17. The Borrower declares that he is fully aware of the contents of the above written clauses, that he has been duly
infonned on its contents and that all clarifications requested by him on this matter have been duly provided by the
Lender.
i!f<!r~ 1t FJ 1 ~ s zoos ""
Macau, Ap(, l , I S , 2008

:Otlllt.A. The Lender

f'&Jilii&I!JIE,!j!ljJEJIIf JJllt~ ;erj On behalf of Venetian Macau Limited

~- tuJCA--~

%flll' Signature
!!'?,!, Name:;}#-6t rVG0

_qi!

Vl

>..='8

E1 WJ Date

>/!tUJO"fe
I!Jj\ifj Title: (VII'rfVft6-l.tJ6- 1nRfi::<oR

BWl Date
*lll' Signature
!!'?,!, Name:~ii;:;(.:: CHEUNG, CllT TAI

Plaintiff Ex.553_00100

CART6RJO DO NOTA.RIO PRIVADO FONG KIN !P

CONTA REGISTAOA SOB 0

N'6 3q

Art" 13"' da TI:RN....... $14.00

Totar........................... $14.00
0 lmposto do solo devido foi pago no original.
Reconheyo a asslnatura retro de lEI, CHOllN =$~~. feila perante
mim, ctJja idenlidade verifqluei por exibiito do Bilhete de ldentidade
de Residente Permanente n 7365683(7), emilido em 29 de Julho
de 2005, pe!a Direcyao dos Servlyos de ldentificayao da AAEM, na
qualidade de administradora da socledade denominada 11_fj'!jl!~
- A~m%~", qualidade e poderes que verifiquei por exibiy9o de
uma certidao emitida em 28 de Janeiro de 2008, pela Conserval6ria
dos Registos Comercial e de Bens M6veis.
Macau, aos 18 de Abril de 2008.
0 Notc\rlo Prlvado,

CART6RIO DO NOTA RIO PRIVADO F'ONG KIN IP

CONTAREGISTAOASOB 0 N'

b'Jo

Art" 13 da TERN....... $7.00

Total. ..........................$7 .00
0 impasto do selo devido fol pago no original.

Reconheyo a asslnatura retro de CHEUNG, CHI TAl :ll'Ntf.\,feita

perante mim, cuja ldentrdade verifqiuei por exibit;fio do Hong Kong
Pem1anent Identity Card n 0684555(0}, emilido em 9 de:i Setemb(O
de 2003, pero Governo da Regiao Administrativa Especial de Hong
Kong.
Macau, aos 18 de Abril de 2008.
0 Notario Prlvado,

I \';;>

ReconheGO a assimltura re/ro, felta na minha presenGa, de JOAQUIM JORGE PERESTRELO NETO
VALENTE, que profissionalmente \JSa JORGE NETO VALENTE, na qualidada de AdministradorDel~ado.
em represenlayiio da VENETIAN MACAU, S.A., em chines, ~!e;WrA~FEJJlli:{fl:f.f~~j}'fU e, em ingli!s,
Venetian Macau Limited, cujas idenlldade, qualidade e podsres nece.ss.9fios para o acto.sao do meu conhe-

cimento pessoal.
Macau, 28 de Abril de 2008.
A Notiuia Privada,

Maria da Lurdes Costa

Emo!.: catorLe patacas. Conta n. 0 6!

Plaintiff Ex.553_00101