by Vertex42.com
Summary
Jan
Total Income
Total Expenses
NET (Income - Expenses)
Adjustment to Savings
Spending Balance
Savings Balance
Feb
Mar
500
500
Apr
[42]
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Total
Avg
500
500
500
500
500
500
500
500
500
500
500
500
500
500
500
500
500
500
500
500
500
500
500
500
Spending Balance
Savings Balance
600
600
500
500
400
400
300
300
200
200
100
100
0
Jan Feb Mar Apr May Jun
INCOME
Wages & Tips
Interest Income
Dividends
Gifts Received
Refunds/Reimbursements
Other
Transfer From Savings
Jan
Total INCOME
SAVINGS EXPENSE
To Savings Account
To Emergency Fund
To Retirement (401k, IRA)
Feb
0
Jan
Jul
0
Feb
Apr
0
Mar
May
0
Apr
0
May
Jul
0
Jun
Aug
0
Jul
Sep
0
Aug
Oct
0
Sep
0
Oct
Dec
0
Nov
Total
0
Dec
Avg
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Total
Avg
0
0
0
0
0
0
To Investments
To College Savings
Other
0
0
0
HOME EXPENSES
Mortgage/Rent
Electricity
Gas/Oil
Water/Sewer/Trash
Phone
Cable/Satellite
Internet
Furnishings/Appliances
Lawn/Garden
Home Supplies
Maintenance
Improvements
Other
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Total
Avg
0
0
0
0
0
0
0
0
0
0
0
0
0
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Total
Avg
0
0
0
0
0
0
0
0
0
0
CHILDREN
0
-
0
0
0
0
0
0
0
0
0
0
0
0
0
% of Total Expenses
Medical
0
-
Jan
DAILY LIVING
Groceries
Personal Supplies
Clothing
Cleaning Services
Dining/Eating Out
Dry Cleaning
Salon/Barber
Discretionary [Name 1]
Discretionary [Name 2]
Other
0
0
0
Jan
0
0
0
0
0
0
0
0
0
0
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Total
Avg
0
Clothing
School Tuition
School Lunch
School Supplies
Babysitting
Toys/Games
Other
Total CHILDREN
% of Total Expenses
TRANSPORTATION
Vehicle Payments
Fuel
Bus/Taxi/Train Fare
Repairs
Registration/License
Other
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Total
Avg
0
0
0
0
0
0
% of Total Expenses
0
0
0
0
0
0
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Total
Avg
0
0
0
0
0
Total HEALTH
% of Total Expenses
INSURANCE
0
0
0
0
0
0
0
Jan
Total TRANSPORTATION
HEALTH
Doctor/Dentist
Medicine/Drugs
Health Club Dues
Emergency
Other
0
0
0
0
0
0
0
0
0
0
0
0
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Total
Auto
Health
Home/Rental
Life
Other
Avg
0
0
0
0
0
0
0
0
0
0
Total INSURANCE
% of Total Expenses
EDUCATION
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Total
Avg
Tuition
Books
Music Lessons
Other
0
0
0
0
0
0
0
0
Total EDUCATION
% of Total Expenses
CHARITY/GIFTS
Gifts Given
Charitable Donations
Religious Donations
Other
Jan
% of Total Expenses
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Total
Avg
0
0
0
0
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Total
Avg
0
0
0
0
0
0
0
0
0
0
% of Total Expenses
0
0
0
0
0
0
0
0
0
0
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Total
Avg
0
0
0
0
ENTERTAINMENT
Videos/DVDs
Apr
Jan
Total OBLIGATIONS
BUSINESS EXPENSE
Deductible Expenses
Non-Deductible Expenses
Other
Other
Mar
0
0
0
0
Total CHARITY/GIFTS
OBLIGATIONS
Student Loan
Other Loan
Credit Card #1
Credit Card #2
Credit Card #3
Alimony/Child Support
Federal Taxes
State/Local Taxes
Legal Fees
Other
Feb
Jan
0
0
0
0
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Total
Avg
0
Music
Games
Rentals
Movies/Theater
Concerts/Plays
Books
Hobbies
Film/Photos
Sports
Outdoor Recreation
Toys/Gadgets
Other
Total ENTERTAINMENT
% of Total Expenses
PETS
Food
Medical
Toys/Supplies
Other
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Total
Avg
0
0
0
0
Total PETS
% of Total Expenses
SUBSCRIPTIONS
Newspaper
Magazines
Dues
Club Memberships
Other
0
0
0
0
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Total
Avg
0
0
0
0
0
Total SUBSCRIPTIONS
% of Total Expenses
0
0
0
0
0
[42]
VACATION
Travel
Lodging
Food
Rental Car
Entertainment
Other
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Total
Avg
0
0
0
0
0
0
0
0
0
0
0
0
Total VACATION
% of Total Expenses
MISCELLANEOUS
Bank Fees
Postage
Other
Other
Other
Total MISCELLANEOUS
% of Total Expenses
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Total
Avg
0
0
0
0
0
0
0
0
0
0
HELP
http://www.vertex42.com/ExcelTemplates/family-budget-planner.html
2011-2014 Vertex42 LLC. All rights reserved.
Intro
This budget spreadsheet is designed to help you create a budget for an entire year.
Doing this can help you make predictions about your future finances.
Step 1:
Step 2:
Step 3:
For variable expenses such as utility bills, groceries, and birthday gifts, you can enter
the estimated amounts in the months that they occur. Or, you can enter an estimated
monthly average.
Adjustments to Savings
Except for transfers to/from savings, this spreadsheet does not track changes to your
savings accounts such as payments made directly from savings, interest earned, or
gains/losses in investments.
If you want the Savings Balance to reflect these types of changes, then use the
Adjustments to Savings row in the Summary table.
Step 4:
REFERENCES
TIPS
ARTICLE
ARTICLE