Membership

SSS

Lifetime

GSIS
SURFDSL

Lifetime

PHILHEALTH Lifetime
IOEH

PAGIBIG

20 years unless terminated

ECC
MDRDP

Redundancy- excess personnel for positions/not necessarily losing money

Retrenchment- Serious financial lost (not merely projected/ anticipated but actual)
Maximum 15% deduction if free board & lodging
TIPS - to insure propt(ness) service
wages - manual
salary - higher
abandonment - unjustifiable absence & clear intention as manifested by some overt
Misconduct/ improper behavior to be just cause = must be serious, related to perfor
Retirement Schemes: compulsory & contributory, agreement between er & ee (CBAs
Computation of backwages: from time of dismissal up to time of actual reinstatemen

Contribution

EE & ER amount not exceeding 3% of the monthly salaries

Self-Employed based on household earning & asset but their total contribution for 1 year shall not
Indigent not exceed minimum contributions set for employed member

Individually Paying member shall be at a minimum of PHP 75/ month & can be paid quarterly, semi

1% if EE is not earning 1.5K/ month

2% if EE is earning more than 1.5K/ month
ER: 2% of the monthly compensation of all covered EE

ersonnel for positions/not necessarily losing money

s financial lost (not merely projected/ anticipated but actual)
ion if free board & lodging
ness) service

ifiable absence & clear intention as manifested by some overt act to sever er-ee relationship
behavior to be just cause = must be serious, related to performance of employees duties & must show that e
compulsory & contributory, agreement between er & ee (CBAs or other agreements) & Voluntary given by er
ages: from time of dismissal up to time of actual reinstatement, from time of dismissal up to time of resoluti

Benefits
Maternity Leave
Sickness Benefit
Permanent Disability Benefit
Retirement Benefit
Death Benefit
Funeral Benefit - 20K
Separation Benefit
Unemployment or involuntary sepa
Permanent total disability benefit
Permanent partial disability benef
Temporary total disability benefit
Retirement Benefit
Survivor Benefit
Funeral Benefit
Life Insurance Benefit

Inpatient hospital care

Outpatient hospital care
Emergency & transfer services
Health education package
Others
Housing Loan
Withdrawal of contributions
Substitute Retirement Plan
Lost of income benefit
Medical Benefit
Disability benefit
Death Benefit
Funeral Benefit

has become unfit to continue working

of the case (if reinstatement is not feasible) & from time of dismissal up to time of compulsory retirement age

at least 3 months in 12 month period immediately preceding semester of childbirth, abortion or mi

at least 3 months in 12 month period immediately preceding semester of sickness(confinement for
(Monthly Pension) at least 36 monthly contributions prior to semester of disability or (Lump Sum) if
(Monthly Pension) at least 120 monthly contributions prior to the semester of his retirement or (Lum
(36 times the monthly pension) at least 36 monthly contribution prior the semester of death or (mo
automatic

after rendering service of at least 3 years but less than 15 years or at least 15 years
at least 1 year prior separation (Permanent EE)
36 monthly contributions within 5 year period immediately preceding his disability or 180 monthly
36 monthly contributions within 5 year period immediately preceding his disability or 180 monthly
at least 3 years of service & at least 6 monthly contributionin 12 month immediately preceding dis
at least 15 years of service & at least 60 yrs old
at least 3 yr service & paid 36 monthly contribution within 5 yr period preceding death or paid at le
automatic
automatic

at least 3 months within 6 month period prior to 1st day of his availment

feasible) & from time of dismissal up to time of compulsory retirement age