Dr Z

Joseph Zernik, PhD

PO Box 526, La Verne, CA 91750;
Fax: 323.488.9697; Email: jz12345@earthlink.net
Blog: http://inproperinla.blogspot.com/ Scribd: http://www.scribd.com/Human_Rights_Alert

Press Release
Complaint Filed with FBI on Fraud, Obstruction by Union Bank and Its President – Masaaki Tanaka,
and Determination was Requested by Comptroller of the Currency on Pending Complaints.
Los Angeles, May 13 – complaint was filed with FBI White Collar Crime Squad Supervisor Steven Goldman
[1] against Mr Masaaki Tanaka, President, and Union Bank, a subsidiary of Mitsubishi UFJ Financial Group,
Inc, [2] for real estate, mortgage fraud, and obstruction. In parallel, request was filed with John Dugan and
office of the US Comptroller of the Currency to issue determinations on complaints No 00974775 and
01036676, originally filed in late October 2009, which the office of Comptroller of the Currency is delaying
issuing a determination on. [3] The complaints were filed by Dr Joseph Zernik, Los Angeles County resident,
and originated from real estate fraud perpetrated against him in December 2007 by Attorney David Pasternak,
as opined by James Wedick, an FBI veteran and fraud expert, who had been decorated by US Congress, by
US Attorney General, and by FBI Director. [4] In his complaint Dr Zernik stated that the fraud could not
possibly take place without collusion by Union Bank, which held the primary lien on the Beverly Hills
property which was the subject of the fraud. In December 2007 Union Bank executed a series of transactions
in Dr Zernik’s mortgage account with no authorization and without Dr Zernik’s knowledge, which enabled
the real estate fraud. Since 2008 Union Bank has refused to produce any record that would provide the legal
authority for such transactions, even after complaints were filed with office of Comptroller of the Currency in
2009. According to a letter by fraud expert James Wedick, already in 2008 an FBI Special Agent who had
been assigned to the case agreed with Mr Wedick that the case embodied real estate fraud against Dr Zernik,
and that it was FBI’s duty to investigate such fraud and provide protection. [5] In his complaint to FBI Los
Angeles, Dr Zernik again requested that FBI provide Equal Protection Under the Law, and return to his
possession his lawful property, which was forcibly taken, with no compensation at all. The case is unique,
since it involved no foreclosure, no mortgage default, and no bankruptcy of any kind, and is claimed by Dr
Zernik as reflecting willful criminality, albeit, documenting practices that were applied in numerous cases
across the United States. In the wake of the current financial crisis, President Obama and the US Congress
launched various initiatives to restore functional US banking regulation and secure the integrity of US
financial systems. Furthermore, as a party to the Basel Accords the US government is required to establish
honest banking regulation - as a prerequisite for of risk reduction. Since 2008, John Dugan and other banking
regulators promised the US Congress to “shore up banking regulation”, while FBI promised US Congress that
it was speeding up its investigations into criminality in the lending industry.

LINKS:
[1] May 13, 2010 complaint filed with FBI against Union Bank and its president – Masaaki Tanaka:
http://www.scribd.com/doc/31318773/10-05-13-Dr-Zernik%E2%80%99s-FBI-Complaint-of-Fraud-and-
Obstruction-by-Union-Bank-N-A-and-Its-President-Masaaki-Tanaka-and-a-Request-for-Equal-Protection-U
[2] Union Bank - corporate information:
http://www.scribd.com/doc/31311840/10-05-13-Union-Bank-Corporate-Information-s
[3] May 12, 2010 Request for a determination by US office of the Comptroller of the Currency on complaints
against Union Bank:
http://www.scribd.com/doc/31280426/10-05-12-Dr-Zernik-apos-s-Letter-to-Office-of-Comptroller-of-the-
Currency-Re-Union-Bank
[4] Fraud expert James Wedick opinion of December 2007 real estate fraud against Dr Zernik:
http://www.scribd.com/doc/24991238/07-12-17-Samaan-v-Zernik-SC087400-David-Pasternak-Grant-
Deedsopined-as-fraud-by-James-Wedick-ss

Page 2/2 May 13, 2010

[5] August 28, 2008 Fraud expert James Wedick personal letter to Dr Zernik, documenting his
discussion of the case with FBI:
http://www.scribd.com/doc/29713733/08-08-21-Email-letter-by-highly-decorated-FBI-veteran-James-
Wedick-regarding-refusal-of-FBI-to-investigate-financial-fraud-and-to-provide-Dr-Zernik