Inters
Descripcin
Usa
Alemn
00-250)*1.42% para el
do perodo.
Mes
1
2
3
4
5
6
7
8
9
10
11
12
Saldo de
capital
$3,000.00
$2,750.00
$2,500.00
$2,250.00
$2,000.00
$1,750.00
$1,500.00
$1,250.00
$1,000.00
$750.00
$500.00
$250.00
$0.00
Pago de inters
o =$3,000.00*1.42%
o =$2,750.00*1.42%
$42.50
$38.96
$35.42
$31.88
$28.33
$24.79
$21.25
$17.71
$14.17
$10.63
$7.08
$3.54
$276.25
Donde:
Plazo
12 meses
Tasa de inters mensua
1.42%
Monto a financiar
$3,000.00
Total de intereses
$276.25
Pago a
capital
$250.00
$250.00
$250.00
$250.00
$250.00
$250.00
$250.00
$250.00
$250.00
$250.00
$250.00
$250.00
ecto al prstamo.
o de perodos a pagar.
Pago mensual
$292.50
$288.96
$285.42
$281.88
$278.33
$274.79
$271.25
$267.71
$264.17
$260.63
$257.08
$253.54
$3,276.25
Es decir; el clculo de
pago a capital ms el
inters del perodo.
Nombre
Inters
Descripcin
Usa
Francs
Donde:
V(p-1) es el saldo del
prstamo no cancelado.
Es decir: $3,000 * 1.42%
para el primer perodo.
del
elado.
1.42%
odo.
Mes
Saldo de
capital
1
2
3
4
5
6
7
8
9
10
11
12
$3,000.00
$2,768.89
$2,534.50
$2,296.79
$2,055.71
$1,811.22
$1,563.27
$1,311.80
$1,056.77
$798.12
$535.82
$269.79
$0.00
Plazo
Tasa de inters mensual
Monto a financiar
12 meses
1.42%
$3,000.00
Pago de inters
Pago a capital
$42.50
$39.23
$35.91
$32.54
$29.12
$25.66
$22.15
$18.58
$14.97
$11.31
$7.59
$3.82
$283.37
$231.11
$234.39
$237.71
$241.08
$244.49
$247.96
$251.47
$255.03
$258.64
$262.31
$266.02
$269.79
Total de intereses
#ADDIN?
Donde:
Pago fijo
mensual
$273.61
$273.61
$273.61
$273.61
$273.61
$273.61
$273.61
$273.61
$273.61
$273.61
$273.61
$273.61
$3,283.37
C = cuota total.
V = capital tomado
en prstamo.
n = cantidad de
cuotas.
i = tasa de inters
peridica.
Donde:
C = la cuota de pago
fija.
V = valor tomado en
prstamo o bien el
capital pendiente de
pago.
i = la tasa de inters
perdica.
Es decir: $273.61 $42.50 para el primer
perodo.
Nombre
Inters
Donde:
V = Valor inicial del
prstamo.
i = Inters peridico.
Americano
nde:
Mes
1
2
3
4
5
6
7
8
9
10
11
12
Inters peridico.
I=i*V
Saldo de
capital
$3,000.00
$3,000.00
$3,000.00
$3,000.00
$3,000.00
$3,000.00
$3,000.00
$3,000.00
$3,000.00
$3,000.00
$3,000.00
$3,000.00
$0.00
Plazo
12 meses
Tasa de inters mensua
1.42%
Monto a financiar
$3,000.00
Pago de inters
o =$3,000.00*1.42%
$42.50
$42.50
$42.50
$42.50
$42.50
$42.50
$42.50
$42.50
$42.50
$42.50
$42.50
$42.50
$510.00
Donde:
Donde:
V = Valor inicial del prstamo.
i = Inters peridico.
n = Cantidad de perodos.
I = (V * i) * n
Total de intereses
$510.00
tp = V
Pago a
capital
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$3,000.00
nicamente en el ltimo
i*V+V
Pago fijo mensual
$42.50
$42.50
$42.50
$42.50
$42.50
$42.50
$42.50
$42.50
$42.50
$42.50
$42.50
$3,042.50
$3,510.00
Es decir; el clculo de
pago a capital ms el
inters peridico.