TO BE U
Product Name
Features
Entry Age (Adult)
Religare Care
Entry age - 18 years
Maximum entry age - No limit
Lifetime
Renewal Age
Age of Dependent Child (Min & Max Entry age - 91 days
Entry Age) for Floater
Specified
Yes
Dependent Parents Covered
Sum Insured Options
Tenure ( Years)
Policy type - (Individual / Floater)
Plan payout basis
Premium Band
Medical Test Requirement
Coverage
Hospitalisation
Pre Hospitalization
Post Hospitalisation
Day care Treatment
Domiciliary hospitalization
Ambulance Charges
Critical Illness
Not available
E Opinion
Recovery Grant/Convalescence
Organ Donor
Not available
Ranging from 50,000 to 3,00,00 Lac
based on Sum Insured opted
Not available for 1L of SI
Not
Not
Not
Not
available
available
available
available
Inhouse
5% Cumulative Bonus for each claim free
year, maximum up to 50%.
CB will reduce by 20% in the event of a
claim
Health Check up
Co-pay / Deductible/Sublimits
2/3/4 Lac -Room Rent - 1% of SI/ ICU2% of SI & 25% for Surgeon/Dr
Charges(Option available to remove
sublimits)
ProHealth Plus
Min Entry Age: 18 Years
Lifetime
Lifetime
Min Entry Age: 91 days
Yes
Rs. 2.5 Lac/3.5 Lac/ 4.5 Lac
Yes
Rs. 4.5 Lac/5.5 Lac/7.5 Lac/10 Lac
1 year/2 year
Individual & Family Floater
Reimbursement of actual
expenses / Benefit payout for
Critical Illness
1 year/2 year
Individual & Family Floater
Reimbursement of actual expenses
/ Benefit payout for Critical Illness
In-patient hospitalization
expenses as per actual.
Room rent (shared room) as
per actual
60 days
90 days
171 listed procedures
Covered upto full Sum Insured
60 days
180 days
171 listed procedures
Covered upto full Sum Insured
Not available
Not available
Not available
Covered upto full Sum Insured
Not available
Covered upto full Sum Insured
Not available
When the basic SI & earned cumulative bonus is insufficient due to claims paid or accepted as pa
the same will be restored to 100% of basic SI. This does not require the Basic SI + CB to be exha
completely.
TPA
5 % increase in Sum Insured
maximum upto 50 %.
No reduction in SI in case of a
claim
TPA
10 % increase in Sum Insured maximum upto 50 %.
reduction in SI in case of a claim
Reward Points to be earned for each year of premium paid and accumulated for 2 years. Rewards
completing Our Online Wellness Programs. These earned Reward Points can be used to get a disc
Premium OR they can be redeemed for equivalent value of Health Maintenance vouchers.
CULATED TO CUSTOMERS.
18 Years
ProHealth Preferred
ProHealth Premier
Lifetime
e: 91 days
Max Age: 23 years
Lifetime
Yes
Rs. 15 Lac/30 Lac/ 50 Lac
Yes
Rs. 100 Lac
1 year/2 year
Individual & Family Floater
Reimbursement of actual
expenses / Benefit payout for
Critical Illness
1 year/2 year
Individual & Family Floater
Reimbursement of actual
expenses / Benefit payout for
Critical Illness
60 days
180 days
171 listed procedures
Covered upto full Sum Insured
60 days
180 days
171 listed procedures
Covered upto full Sum Insured
Not available
Not available
Not available
Not available
Covered upto full Sum Insured
TPA
red maximum upto 50 %.
a claim
No
Not available
nd accumulated for 2 years. Rewards can also be earned for enrolling and
ward Points can be used to get a discount in premium from the 3rd Annual
Health Maintenance vouchers.