QUESTION BANK

INDIAN BANKING SYSTEM

BBA N 302
UNIT 1
VERY SHORT ANSWER QUESTION
1.
2.
3.
4.
5.

Define regional rural bank and write two functions of its.

Give the defects in the working of Indigenous bankers.
Define the term banker.
What is NABARD? Write any two functions of its.
Write the functions of SFCs.

(2013,2015)
(2013)
(2014)
(2014,2015)
(2012)

SHORT ANSWER QUESTION

1. Differentiate between cooperative bank and commercial bank.
2. Development helps in development of country. comment

(2015)
(2012)

LONG ANSWER QUESTION

1. The Indian banking system is made up of various types of banking institutions.
Enumerate the various types and describe very briefly the functions of any few
of them.
(2013)
2. Discuss the modern trends of Indian banking which have enabled them to give better
service to their customers.
(2015)
3. Discuss the structure and working of Indian banking. What suggestions would you offer
for the improvement of their services?

(2013,2015)
UNIT 2

VERY SHORT ANSWER QUESTION

1. How SBI makes provisional Agricultural credit?
2. Write difference between State Bank of India and national bank.

(2014)
(2013)

SHORT ANSWER QUESTION

1. How SBI helps and assist small scale cottage and rural industries?
2. Describe the organisation of SBI.

(2015)
(2012)

LONG ANSWER QUESTION

1. State the objects for establishment of State bank of India. How SBI helps and
assists small scale, cottage and rural industries?
2. Define SBI with its functions.

(2014)
(2012)

UNIT 3
VERY SHORT ANSWER QUESTION
1.
2.
3.
4.

What is banking regulation act?

(2014,2015)
Define the term banker.
(2014)
Discuss the function of banks managing director.
(2014)
Draw the balance sheet of a commercial bank and explain the items on each side. (2013)

SHORT ANSWER TYPE QUESTIONS

1. What are scheduled banks? State the advantages a bank enjoys being a
scheduled bank.
2. Write the role of commercial bank in economic development.

(2013)
(2013)

LONG ANSWER QUESTIONS

1. Define the term scheduled bank. What are their privileges? Under what
circumstances a bank ceases to be a scheduled bank?
(2014, 2015)
2. Summarise the provisions of the banking regulation act 1949 regarding winding up of
a banking company.
(2013)
3. State the important provisions of Banking Regulation Act.
(2013, 2015)
4. What are the disqualifications for the appointment of a director in a bank?
Whether reserve bank of India can order reconstitution of the board of a
banking company.
(2014)
UNIT 4
VERY SHORT ANSWER QUESTION
1. Define regional rural bank and write two functions of its.
(2013,2015)
2. RRBs are mainly instituted to provide help to the Target group. Comment.
(2012)

SHORT ANSWER QUESTIONS

1. Differentiate between cooperative bank and commercial bank.
2. What are the main objectives of regional rural cooperative credit societies?
3. Explain the capital and management of regional rural banks.

(2015)
(2014)
(2014)

LONG ANSWER QUESTIONS

1. Discuss, how far are the urban cooperative banks regulated by reserve
bank of India.
2. Explain the types of cooperative banks.

(2015)
(2012)

UNIT 5
VERY SHORT ANSWER QUESTIONS
1. Describe the three functions of Reserve Bank of India.
2. What are the two instruments of regulation of money and credit?

(2013,2015)
(2012)

SHORT ANSWER QUESTIONS

1. What are the various methods adopted by reserve bank of India to control credit?
Explain.
(2013, 2014, 2015)
2. Explain the restrictive function of reserve bank of India.
(2014)
3. What are the elements of social control?
(2012)
LONG ANSWER QUESTIONS
1. Discuss, how far are the urban cooperatives regulated by reserve bank of India. (2015)
2. Why money need to be regulated? Also describe the factors affecting
money supply in the country.
(2012)