a)
1.
02. Whenever RBI does some open market operation transactions, actually
it wishes to regulate which of the following?
a)
direct investments;
e)
1.
e)
Employ more and more people; b) Maximize the total profits; c) Maximize total
production; d) Provide financial services to the people of the nation of its origin across the
country; e) Sell the goods at subsidized rates
1.
a)
these
1.
a)
When a bank has excess cash, they buy securities from RBI against cash on the
condition that they resell the securities to RBI on a pre fixed day and price
c)
against government securities on the condition that the bank will repurchase the
securities within a short period.
d)
1.
06. Bharat Nirman does not cover which of the following areas?
a)
1.
a)
1.
08. The actual return of an investor is reduced sometimes when the prices
of the commodities go up all of a sudden and in financial sector this type of
phenomenon is known as
a)
1.
Probability risk; b) Market risk; c) Inflation risk; d) Credit risk; e) None of these
a)
challenger
1.
10. Which of the following products launched by most of the banks help
farmers in getting instant credit for various agricultural purposes?
a)
1.
Kisan credit card; b) Personal loan; c) Business loan; d) ATM card; e) None of these
a)
loan
1.
a)
1.
None of these
a)
Public Debt Division of the RBI only; b) American Express Bank only; c) RBI or any
1.
e)
National old age pension scheme; b) Annapurna scheme; c) National family benefit
scheme; d) Indira Gandhi National Disability Pension Scheme; e) All are social assistance
programs
1.
15. Many times we see in newspapers that some projects are launched by
the Government authorities on PPP basis. What is the full form of PPP?
a)
1.
The ratio of the cash reserves that the banks are required to keep with RBI
is known as:
a)
Liquidity ratio; b) Statutory liquidity ratio; c) Cash Reserve Ratio; d) Net demand
1.
17. The availability of cash and other cash like marketable instruments that
are useful in purchases and investments are commonly known as:
a)
1.
a)
National Rural Employment Guarantee act; d) National Food for Work Programme; e)
None of these
1.
a)
Cash reserve ratio; b) Bank rate; c) Repo rate; d) Reverse repo rate; e) Wholesale
price index
1.
20. Many banks have adopted/launched Core Banking Solutions and what
do you mean by core banking solutions?
a)
machines useful for rural population; c) A delivery channel for quick and fast
delivery; d) A new product launched to help senior citizens only as they are not able to visit
the branches/ATMs frequently; e) None of these
1.
21. Which of the following terms are not used in banking sector?
a)
Statutory liquidity ratio; b) Non performing asset; c) Credit rating;d) Fixed; e) REPO
1.
a)
None of these
1.
a)
1.
Demat account; b) NRE account; c) NRO account; d) FCNR account; e) RFC account
a)
Integrated
wastelands
development
Development programme
1.
25. Find the odd man out from the following groups?
a)
ICICI Bank, Canara Bank, Central Bank of India, Punjab National Bank, Indian Bank
b)
Canara Bank, State Bank of India, Lakshmi Vilas Bank, Karur Vysya Bank, United Bank
of India
c)
Bank of India, Corporation Bank, Indian Bank, IDBI Bank, Axis bank
d)
Union Bank of India, Bank of India, Andhra Bank, Dena Bank, Indian Bank
1.
26. Which among the following is the recently opened private sector bank
in the country?
a)
ICICI bank; b) HDFC bank; c) AXIS Bank; d) Kotak Mahindra Bank;e) Yes bank
1.
a)
Housing loan; b) Educational loan; c) Car loan; d) Gold loan; e) Personal loan
1.
28. Fourteen banks were nationalized in the country during the first stage
on:
a)
1.
a)
1.
30. When it comes to providing locker facility to the customer of any bank,
the relationship between the customer and banker is that of:
a)
Debtor and creditor; b) Bailor and bailee; c) Lessee and lessor; d) Lessor and lessee;
1.
01. When does Reserve Bank of India issues annual policy statement?
January; b) April; c) July; d) October; e) None of the above
02. Which of the following has been renamed as Annual Policy Statement
by the Reserve Bank of India?
a)
Busy season banking policy; b) Slack season banking policy; c) Monetary and credit
1.
a)
1.
04. Which
is
the
monitoring
and reviewing
authority
regarding
fair
practices code as per recent annual policy statement of Reserve Bank of India?
b)
Institute for development in banking technology; d) debt recovery tribunal; e) none of the
above
1.
1.
a)
1.
a)
1.
a)
1.
a)
1.
a)
1.
a)
in collection; c) Using the electronic image of a cheque; d) Keeping the Photostat copy
of a cheque with collecting bank before sending the original cheque to the drawee branch;
e) None of the above
1.
a)
services in one bank; c) Provision of all financial services at a branch; d) Provision of all
financial services at any of the counters of a branch of a bank; e) None of the above
1.
a)
By which a company is directed and controlled; b)In which Board of directors are
responsible for managing the business affairs of a company; c) Both the above; d)
Governing corporate companies by the government; e) None of the above
1.
a)
1.
a)
depends upon occurrence and non occurrence of an incident; e) None of the above
1.
16. The employees of the bank went on strike and when it comes to risk
what do you mean by this?
a)
Operational risk; b) Employee risk; c) Credit risk; d) Market risk; e) Systemic risk
1.
a)
1.
18. A bank is unable to pay its short term deposits because the banks
funds are blocked in long term investments. The risk derived in this case is
known is:
a)
Market risk; b) Operational risk; c) Liquidity risk; d) Interest rate risk; e) None of the
above
1.
19. A bank recently introduced a new deposit scheme which was not
popular amongst the public and what do you mean by the riskassociated with
this?
a)
Operations risk; b)Credit risk; c) Liquidity risk; d) Market risk; e) None of the above
1.
20. The Assets Liabilities committee in a bank makes the assessment of:
a)
Liquidity risk; b) Credit risk; c) Operations risk; d) All the above; e) None of the
above
1.
21. A debtor makes default in repayment of a bank loan and which type of
risk is this for a lending bank?
a)
Liquidity risk; b) Operational risk; c)Interest rate risk; d) Credit risk; e) None of the
above
1.
22. Which type of risk arises before a bank that trades in government
securities?
a)
Liquidity risk; b) Market risk; c) Credit risk; d) Trade risk; e) None of the above
1.
a)
b)
c)
d)
e)
1.
24. Which of the following is not included in three pillars of BASEL capital
accord?
a)
1.
a)
of the above
1.
a)
ICICI bank limited; b) UTI bank limited; c) HDFC bank limited; d) IDBI bank e) None
of the above
1.
a)
27. Which bank has changed its name to AXIS bank limited?
Centurion bank; b) Times bank; c) Bank of Punjab Limited; d) Bank of Karad; e) UTI
bank limited
1.
a)
1.
a)
1.
a)
b)
c)
d)
e)