Statistik Perbankan Indonesia Januari 2007

KA
TA PENGANT
AR
KAT
PENGANTAR
FOREW
ORD
FOREWORD
Buku Statistik Perbankan Indonesia (SPI)
The Indonesian Banking Statistics Book
merupakan media publikasi yang menyajikan
(SPI) is a media publication that provides data
data mengenai perbankan Indonesia. Buku SPI
regarding the banking industry in Indonesia.
ini diterbitkan secara berkala (bulanan) oleh
This publication is published monthly by
Direktorat Perizinan dan Informasi Perbankan,
Directorate of Bank Licensing and Banking
Bank Indonesia, untuk memberikan gambaran

perkembangan perbankan di Indonesia.
Mulai penerbitan Edisi Januari 2007, buku
SPI ini telah disempurnakan sesuai dengan
perkembangan industri perbankan dan dalam
rangka memenuhi kebutuhan para penggguna
data. Data baru yang disajikan meliputi data
Information, Bank of Indonesia, in order to

presented the development of the Indonesian
banking industry .
Since
edition
January
2007,
This
publication has improved to reflect development

in banking industries and accommodate the
needed of users. New data including as
Commercial Bank based ratios, Commercial Bank
Bank Umum berdasarkan rasio, kredit bank
Credit by Sector economy based on region,
umum per jenis penggunaan berdasarkan
Commercial Bank Credit by type of used based
wilayah, kredit bank umum per sektor ekonomi
on region, Growth of banking office based on
berdasarkan wilayah, perkembangan jumlah
region, Commercial Bank Credit by bank
kantor bank per wilayah (trend), kredit bank
relationship, Financing based on region, Syariah
umum berdasarkan hubungan dengan bank,
Rural Banks data, Rural Bank based on total
pembiayaan berdasarkan wilayah, data BPRS,
asset, and Non Performing Loan SMEs Credit.
BPR berdasarkan total aset, dan NPL kredit
We sincerely hope that the improvisation

of this publication will be of optimum benefits
UMKM.
Dengan penyempurnaan buku SPI ini,
to our readers.
kami berharap agar data yang disajikan lebih

memberikan manfaat yang optimal bagi
January 2007
BANK INDONESIA
pembaca.
Jakarta,
Jakarta,
Directorate of Bank Licensing and Information

Januari 2007
BANK INDONESIA
Direktorat Perizinan dan Informasi Perbankan
Indonesian Banking Statistics, Vol. 5, No. 2, January 2007
DAFT
AR ISI
AFTAR
TABLE OF CONTENT
KATA PENGANTAR
INTRODUCTION
DAFTAR ISI
ii
TABLE OF CONTENT
ii
PENJELASAN
iii
CLARIFICATIONS
iii
DAFTAR SINGKATAN
vii
LIST OF ABBREVIATIONS
vii
DAFTAR ISTILAH
viii
LIST OF TERMS
viii
DAFTAR RASIO
LIST OF RATIOS
DAFTAR TABEL
xiii
LIST OF TABLES
xiii
DATA BANK UMUM
COMMERCIAL BANK DATA
DATA PERBANKAN SYARIAH
81
SHARIA BANK DATA
81
DATA BANK PERKREDITAN RAKYAT (BPR)
91
RURAL BANK DATA
91
DATA PERKREDITAN
ii
103
Statistik Perbankan Indonesia, Vol. 5, No. 2, Januari 2007
CREDIT DATA
103
PENJELASAN
CLARIFIC
ATIONS
CLARIFICA
1. Data yang digunakan dalam buku Statistik
1. The data used in the Indonesian Bank
Perbankan Indonesia bersumber dari
Statistics book is derive from Commercial
Laporan Bulanan Bank Umum (LBU), Laporan
Bank Monthly Reports, Syariah Bank
Bulanan Bank Umum Syariah (LBUS), dan
Monthly Reports and Rural Bank Monthly
Laporan Bulanan Bank Perkreditan Rakyat
Reports.
(Lapbul BPR), kecuali dinyatakan lain.
2. The entire data on Commercial Banks
2. Semua jenis data Bank Umum telah

mencakup
data
Bank
Umum
includes data from Commercial Banks that
yang
conduct operations based on syariah
melakukan kegiatan usaha berdasarkan
principles and syariah Business Units from
prinsip syariah dan Unit Usaha Syariah dari
conventional commercial banks. It is not yet
Bank Umum konvensional. Pemisahan data
possible to obtain separate bank data from
perbankan dari kelompok data bank umum
commercial, thus far, reports from syariah
belum dapat dilakukan, karena selama ini
banks are entered into the banking
proses pelaporan perbankan syariah masuk
management information system as one
ke dalam Sistem Informasi Manajemen
unit.
Perbankan sebagai satu kesatuan.
For this reason, syariah banking data is
Untuk itq
presented separately (see the Syariah
u disajikan data khusus perbankan syariah
banking tables).
secara terpisah. (ditujukan untuk tabel tabel

perbankan Syariah)
3. Data regarding performance before January

2006 based on calculations is still subject to
3. Data kinerja sebelum bulan Januari 2006
the provisions of Circular Letter No. 30/2/
perhitungannya masih mengacu pada
UPPB dated April 30, 1997 and No. 30/23/
ketentuan SE No.30/2/UPPB tanggal 30 April
UPPB dated March 19, 1998, and beginning
1997 dan SE No. 30/23/UPPB tanggal 19
January 2006 based on calculation subject
Maret 1998, sedangkan data kinerja mulai
to the provision of Circular Letter No. 6/23/
bulan Januari 2006 dan selanjutnya
DPNP dated 31 May 2004.
perhitungannya mengacu pada ketentuan SE

No.6/23/DPNP tanggal 31 Mei 2004.
4. Data Kredit
4. Credit Data
Credit data constitutes the credits

recorded in the balance of a Bank and
Data kredit yang ditampilkan merupakan
does not taken into account channel of
kredit yang tercatat di neraca Bank dan
credit recorded in the off-balance sheet,
tidak memperhitungkan penerusan
unless otherwise stated. Credits include
kredit yang tercatat dalam rekening
credit claims from citizens and non-
administratif (off-balance sheet), kecuali
citizens (Rural Bank data only includes
dinyatakan lain. Cakupan kredit meliputi
credit claims from citizens). The data
tagihan kredit kepada penduduk dan
related to the information above is
iii
PENJELASAN
CLARIFIC
ATIONS
CLARIFICA
non penduduk (Untuk data BPR hanya
presented in the performance data
meliputi
kepada
tables: earning assets; non-performing
penduduk). Data yang terkait dengan
loans (NPL) (except for NPL data
penjelasan tersebut di atas ditujukan
regarding channelling credit off-balance
untuk data dalam tabel kinerja; aktiva
sheet); operations; and credits (except
produktif; NPL (kecuali data NPL
for channelling credit data regarding off-
penerusan kredit off-balance sheet );
balance sheet).
tagihan
kredit
kegiatan usaha; dan kredit (kecuali data
o
Business credit in this book mean: micr
micro
Yang dimaksud dengan kredit UMKM
cr
edit is credit with ceiling Rp 0 up to
credit
edit mikr
o yakni kredit dengan
adalah: kr
kredit
mikro
edit is credit with

Rp 50 million, Small cr
credit
plafon 0 sampai dengan maksimum Rp50
ceiling Rp 50 million up to Rp 500 million,
edit kecil yakni kredit dengan

juta, kr
kredit
edit is credit is with

and Medium cr
credit
plafon lebih dari Rp50 juta sampai
ceiling Rp 500 million up to Rp 5 billion.
dengan maksimum Rp500 juta, dan
Credit Data on Micro, Small, Medium
kr
edit menengah yakni kredit dengan
kredit
Scale Business credit does not include
plafon lebih dari Rp500 juta sampai
data regarding credit cards or credits
dengan maksimum Rp5 miliar. Data
disbursed by Rural Banks.
Bank Relationship on the table
kredit dan kredit yang disalurkan oleh
Commercial Bank Credit based on Bank
BPR.
dengan
relationship mean status related bank
penjelasan tersebut di atas ditujukan
and the party which transaction with
untuk data dalam tabel kredit UMKM
bank.
menurut kelompok bank, kredit UMKM
Data
yang
terkait
Related party is any individual or
menurut jenis penggunaan, kredit
company/entity exercising control
UMKM berdasarkan lokasi proyek per
over the bank, whether directly or
provinsi, dan kredit UMKM berdasarkan
indirectly, through ownership,
sektor ekonomi.
management, and/or financial
Yang dimaksud dengan Hubungan
relation.
Dengan Bank pada tabel Kredit Bank
Not related party is other party
Umum Berdasarkan Hubungan Dengan
excluding related party as mention
Bank adalah status keterikatan antara
above.
bank dengan pihak yang melakukan

transaksi dengan bank.
-
Pihak terkait adalah perseorangan

atau perusahaan/badan yang
iv
Data on Micro, Small, Medium Scale
penerusan kredit off-balance sheet ).
kredit UMKM tidak mencakup data kartu
5. Non-Performing Data
Non-performing loan data is show as the
gross non-performing loans, that is, without
CLAR
RIFIC
ATION
RIFICA
PENJELASAN
CLARIFIC
ATIONS
CLARIFICA
mempunyai hubungan dengan
taking into account the reserve formed in
pengendalian bank, baik secara
anticipation of the risk of losses.
langsung maupun tidak langsung,
Non-performing loan data is show in
melalui
nominal and percentage figures.
hubungan
dengan
kepemilikan, kepengurusan, dan
Data related to the information above is
atau keuangan
shown as figures in the earning assets table;
Pihak tidak terkait adalah pihak-
and NPL.
pihak yang tidak termasuk pada

pihak
terkait
dengan
bank
sebagaimana tersebut di atas.

5.
6. Data regarding money instruments in the

funds disbursement account.
Data regarding money instruments includes
Data Non Performing
money instruments that are issued by a non-
Data Non Performing yang ditampilkan
bank third party. The data does not calculate
merupakan Non Performing gross, yakni
bonds from a recapitalization program
tanpa memperhitungkan penyisihan yang
issued by the Government.
dibentuk untuk mengantisipasi risiko
The data mentioned above is displayed in
kerugian.
the business operations table.
Data Non Performing ditampilkan dalam
7. Estimates of Additional Paid-In Capital
nominal dan persentase.
The estimates are derived from the agio
Data yang terkait dengan penjelasan
account;
tersebut di atas ditujukan untuk data dalam
adjustments resulting from the conversion
tabel aktiva produktif; dan NPL.
of overseas branch office financial reports.
6. Data Surat Berharga dalam pos penyaluran
capital
contributions;
and
8. Estimates of Reserves
dana
The estimates are derived from the general
Data surat berharga yang ditampilkan
reserve, designated reserves and retained
merupakan surat berharga yang diterbitkan
earnings accounts.
oleh pihak ketiga bukan bank. Data yang

ditampilkan tidak memperhitungkan
9. Data downloading process
Data from the Commercial Bank Monthly
obligasi dalam rangka program rekapitalisasi
Reports and the sharia Bank Monthly
yang diterbitkan oleh Pemerintah.
Reports is submitted by the reporting
Data yang terkait dengan penjelasan
banks to Bank Indonesia, and is
tersebut ditujukan untuk data dalam tabel
processed using the Bank Indonesia
kegiatan usaha.
Banking
7. Perkiraan Tambahan Modal Disetor
Sector
Management
Information System. The time taken to
Terdiri dari pos agio; (disagio); modal
download data from commercial banks
sumbangan; dan penyesuaian akibat
through the Bank Indonesia Banking

Sector Management Information System
PENJELASAN
CLARIFIC
ATIONS
CLARIFICA
penjabaran laporan keuangan kantor cabang
can result in variations of the data that
di luar negeri.
is published in this book, compared to
8. Perkiraan Cadangan
other published data. Therefore, readers
Terdiri dari pos Cadangan umum; Cadangan
are recommended to taken into account
tujuan; dan Laba yang ditahan.
the downloading time.
9. Proses Download Data
Data Laporan Bulanan Bank Umum (LBU)
10. The Indonesian Bank Statistics Book is also
dan Laporan Bulanan Bank Umum
published via the Bank Indonesia website
Syariah (LBUS) yang disampaikan dari
(www.bi.go.id).
bank pelapor kepada Bank Indonesia,

diolah
melalui
Sistem
Informasi
Manajemen Sektor Perbankan Bank

Indonesia (SIMSPBI). Perbedaan waktu
download data LBU melalui sistem
SIMSPBI dapat menyebabkan perbedaan
pada data yang dipublikasikan dalam
buku ini dengan data publikasi yang
lain. Oleh sebab itu, pembaca dihimbau
untuk memperhatikan waktu download
data.
Pemrosesan data bulan laporan Januari
2007 untuk buku Statistik Perbankan
Indonesia Edisi Januari 2007 dilakukan
pada tanggal 28 Februari 2007.
10. Publikasi buku Statistik Perbankan Indonesia
juga dilakukan melalui website Bank
Indonesia www.bi.go.id).
vi
DAFT
AR SINGKA
TAN
AFTAR
SINGKAT
LIST OF ABREVIA
TIONS
ABREVIATIONS
APYD
: Aktiva Produktif Yang Diklasifikasikan
APYD
: Classified Earning assets
ATMR
: Aktiva Tertimbang Menurut Risiko
ATMR
: Risk Weighted Assets
BOPO
: Biaya Operasional terhadap
BOPO
: Operations Expenses to Operations
Pendapatan Operasional
Income
BPD
: Bank Pembangunan Daerah
BPD
: Regional Development Bank
CAR
: Capital Adequacy Ratio
CAR
: Capital Adequacy Ratio
DPK
: Dana Pihak Ketiga
DPK
: Third Party Funds
KAP
: Kualitas Aktiva Produktif
KAP
: Earning assets Qualtiy
KBAB
: Kewajiban Bersih Antar Bank
KBAB
: Inter-Bank Net Liabilities
KP
: Kantor Pusat
KP
: Head Office
KC
: Kantor Cabang
KC
: Branch Office
KCP
: Kantor Cabang Pembantu
KCP
: Sub-Branch Office
KK
: Kantor Kas
KK
: Cash Office
KPW
: Kantor Perwakilan
KPW
: Representative Office
LBU
: Laporan Bulanan Bank Umum
LBU
: Commercial Bank Monthly Report
LDR
: Loan to Deposit Ratio
LDR
: Loan to Deposit Ratio
NIM
: Net Interest Margin
NIM
: Net Interest Margin
NPL
: Non Performing Loan
NPL
: Non-Performing Loan
PPAPYD : Penyisihan Penghapusan Aktiva

Produktif yang Dibentuk
PPAPYD : Productive Asset Write-off Reserve

PPAPWD: Mandatory Productive Asset Write-off
PPAPWD: Penyisihan Penghapusan Aktiva

Produktif yang Wajib Dibentuk
ROA
: Return on Asset
Reserve
ROA
SIMSPBI : Bank Indonesia Banking Sector
SIMSPBI : Sistem Informasi Manajemen Sektor

Perbankan Bank Indonesia
UKM
: Usaha Kecil Menengah
UMKM : Usaha Mikro Kecil Menengah
: Return on Assets
Management Information System

UKM
: Small/Medium-Scale-Enterprise Industry
UMKM : Small/Medium/Micro-Enterprise Industry

(SMEs)
vii
DAFT
AR ISTILAH
AFTAR
LIST OF TERMS
Aktiva Produktif : Penanaman dana Bank baik
Earning assets : The investment of either Rupiah
dalam Rupiah maupun valas
or foreign currency by a Bank to
dalam bentuk kredit, surat
the form of credits, money
berharga, penempatan dana
instruments,
antar
placements, equity participation,
bank,
termasuk
APYD
penyertaan,
komitmen
dan
including commitments and
kontinjensi pada transaksi
contingencies of the off-balance
rekening administratif.
sheet account.
: Aktiva produktif baik yang

sudah
maupun
yang
mengandung potensi tidak
Classified
ohave the potential to not pr

pro-
Assets
vide a profit or could even

incur a loss.
Risk Weighted : Consists of:
menimbulkan kerugian
Assets
: Terdiri dari :
1. aktiva
neraca
: Earning assets that do not, or
Productive
memberikan penghasilan atau
ATMR
inter-bank
1. Assets in the balance

sheet
yang
that
are
ranked
diberikan bobot sesuai
according to the level of risk
kadar risiko kredit yang
of the credit in question.
melekat
2. Several accounts in the offbalance sheet that are
2. beberapa pos dalam offbalance
sheet
yang
ranked according to the
diberikan bobot sesuai
level of risk of the credit in
dengan kadar risiko kredit
question.
yang melekat
BI Call Money : Fund placements at Bank
Call Money BI : Penempatan dana pada Bank
Indonesia in the form of call
Indonesia dalam bentuk call
money, representing a rupiah
money
merupakan
intervention by Bank Indonesia
intervensi rupiah oleh Bank
as part of open market
Indonesia
operations (OPT).
yang
dalam
rangka
operasi pasar terbuka (OPT)

DPK
: Simpanan pihak ketiga bukan
viii
Funds
: Non-bank third party deposits

consisting
of
demand
bank yang terdiri dari Giro,
deposit, savings deposit and
Tabungan
time deposit.
dan
Simpanan
berjangka
Kredit
Third Party
: Penyediaan uang atau tagihan
Credit
: The provision of funds or

related claims based on an
DAFT
AR ISTILAH
AFTAR
LIST OF TERMS
yang dapat dipersamakan
agreement or contract to
dengan
berdasarkan
borrow/loan funds between
persetujuan atau kesepakatan
banks and another party that
pinjam-meminjam antara Bank
obliges the borrower to pay
dengan pihak lain yang
off his/her debt according to a
mewajibkan pihak peminjam
designated schedule and
untuk melunasi utangnya
interest charges, including:
setelah jangka waktu tertentu
1. The purchase of Money
dengan pemberian bunga,
Instruments by clients,
termasuk :
complete with a Note
1. Pembelian Surat Berharga
Purchase Agreement (NPA).
nasabah yang dilengkapi
2. The transfer of claims
itu,
dengan
Note
Purchase
involved
Agreement (NPA)
2. Pengambilalihan tagihan
dalam rangka kegiatan
anjak piutang
in
factoring
activities.
Channelling
Credit
: Credit in rupiah or foreign

currency that is from another
Penerusan Kredit : Kredit dalam rupiah maupun
party that is disbursed by a
valas yang disalurkan oleh
bank, wherein the bank does
bank yang dananya berasal
not bear any risk for the credit
dari pihak lain, dan atas
disbursement. Channelling
penyaluran kredit tersebut
credits are recorded in the off-
bank
balance sheet.
tidak
menanggung
risiko. Penerusan kredit ini

dibukukan pada rekening
administratif ( off-balance
sheet)
ix
DAFT
AR RASIO
AFTAR
CAR
= (Modal) / ATMR
(sesuai SE No.6/23/DPNP anggal 31 Mei
CAR
= (Capital) / ATMR
(pursuant to Circular Letter No. 6/23/DPNP dated May
2004)
31, 2004)
Modal, terdiri dari :
Capital, consist of:
1. Modal Inti
1. Tier One Capital
2. Modal Pelengkap
2. Supplementary capital
Modal Inti, terdiri dari :
Tier One Capital consist of:
1. Modal Disetor
1. Paid-In Capital
2. Cadangan tambahan modal, terdiri
2. Additional capital reserves, consist-
dari :
a. Faktor penambah, yaitu :
ing of:
a. Plus Factors:
1. Agio
1. Agio
2. Modal sumbangan
2. Capital contributions
3. Cadangan umum modal
3. General reserves
4. Cadangan tujuan modal
4. Designated reserves
5. Laba tahun-tahun lalu setelah
5. Last years earnings after taxes
diperhitungkan pajak
6. Laba tahun berjalan setelah
diperhitungkan taksiran pajak
(50%)
7. Selisih lebih penjabaran laporan
keuangan kantor cabang luar
negeri
8. Dana setoran modal
b. Faktor pengurang, yaitu
6. Current years earnings after

taxes (50%)
7. Positive adjustment resulting
from the conversion of overseas
branch office financial reports.
8. Paid-In Capital
b. Minus Factors:
1. Disagio
2. Retained losses
1. Disagio
3. Current earnings
2. Rugi tahun-tahun lalu
4. Negative adjustment resulting
3. Rugi tahun berjalan
from the conversion of overseas
4. Selisih kurang penjabaran
branch office financial reports.
laporan keuangan kantor

cabang di luar negeri
5. Penurunan nilai penyertaan
LIST OF RA
TIOS
RATIOS
5. Decrease in value of portfolio

equity investments that are
ready to be sold.
pada portofolio yang tersedia
Tier one capital is calculated minus
untuk dijual
goodwill.
Modal Inti diperhitungkan dengan
Supplementary capital consists of:
faktor
1. Fixed assets re evaluation reserve
DAFT
AR RASIO
AFTAR
LIST OF RA
TIOS
RATIOS
pengurang berupa goodwill
2. PPAP general reserve (maximum
Modal Pelengkap terdiri dari :
1.25% of RWA)
1. Cadangan revaluasi aktiva tetap
3. Borrowed capital
2. Cadangan umum PPAP (maskimal
4. Subordinated loans (maximum 50%

of tier one capital)
1,25% dari ATMR)
5. Increase in the value of portfolio
3. Modal pinjaman
investments that are ready to be sold
4. Pinjaman subordinasi (maksimal 50%
at the highest 45%.
dari modal inti)

5. Peningkatan nilai penyertaan pada
portofolio yang tersedia untuk dijual
Earning assets
setinggi-tingginya sebesar 45%.
Quality Ratio
= Classified Earning assets / Total Earning assets
(pursuant to Circular Letter No. 6/23/DPNP dated May 31, 2004)
Rasio KAP
= APYD / Total Aktiva Produktif
(sesuai SE No.6/23/DPNP anggal 31 Mei 2004)
Return on Assets
Ratio
Rasio ROA
= Laba Sebelum Pajak disetahunkan
= Annual Profit before taxes / Average Assets

/ Rata-rata total aset
(sesuai SE No.6/23/DPNP tanggal 31 Mei 2004)
Operations Expenses /
Operations Income = Operations expenses / Operations Income for the same pe-
Rasio BOPO = Total beban operasional / Total
riod.
pendapatan operasional
Rasio dihitung per posisi (tidak
disetahunkan)
Liquid Asset to liquid Liabilities

Ratio
= Liquid Asset < 1 month / Liquid
Rasio Aktiva -
Liabilities < 1 month
Pasiva
Liquid Asset < 1 month, consist of:
= Aktiva Likuid < 1 bulan / Pasiva Likuid

< 1 bulan
1. Cash
Aktiva Likuid < 1 bulan, terdiri dari:
2. Demand deposit on BI
1. Kas
3. Certificate of Bank Indonesia
2. Giro BI
4. Inter Bank Asset (demand deposit,
3. SBI
deposit on call, call money)
4. Antar Bank Aktiva (giro, deposit on

call, call money)
Liquid Liabilities < 1 month, consist

of:
Pasiva Likuid < 1 bulan, terdiri dari:
1. Demand deposit
1. Giro
2. Savings deposit
2. Tabungan
3. Time deposit
xi
3. Deposito
4. Current liabilities
4. Kewajiban segera
5. Liabilities to other bank (demand

deposit, deposit on call, call money)
5. Kewajiban pada bank lain (giro,

deposit
on
call,
Loan to Deposit
call money)
Ratio
= Credit / Third Party Funds

Credit is total credit to third party (not
Rasio LDR = Kredit / Dana Pihak Ketiga

Kredit merupakan total kredit yang
including third party bank)
diberikan kepada pihak ketiga (tidak
Third Party Funds consist of De-
termasuk antar Bank)
mand deposit, savings deposit and
Dana Pihak Ketiga mancakup giro,
time deposits (not including inter-
tabungan, dan deposito (tidak
bank)
termasuk antar Bank)
Rasio NPL = (Kredit dalam kualitas Kurang lancar,

Diragukan dan Macet) / Total Kredit
Non-Performing
Loan Ratio = Credits that are sub-standard, doubtful
and
loss) / Total Credits
Rasio NIM = Pendapatan Bunga Bersih / Rata-Rata

Net Interest Margin
Aktiva Produktif
Pendapatan
Bunga
Bersih
Pendapatan Bunga Beban Bunga

perhitungan pendapatan bunga
bersih disetahunkan.
Ratio
= Net Interest Income / Average Earning

assets
Net Interest Income = Interest Income
Interest charges
Annual net interest income is used for
the calculation of NIM
(pursuant to Circular Letter No.6/23/DPNP dated May 31, 2004)
xii
DAFT
AR TABEL / LIST OF TABLES
AFTAR
DAFTAR TABEL / LIST OF TABLES
Topik / Judul
No.
1.
Kegiatan Usaha Perbankan
No. Tabel/Tables
Halaman/
Pages
1.1 s.d 1.7
1.8 s.d 1.14
13
1.15 s.d 1.21
20
1.22 s.d 1.30
27
1.31
36
1.32
37
1.33
38
1.34 s.d 1.40
39
1.41
46
1.42 s.d 1.48
47
1.49
54
Bank Industries Operation

DATA BANK UMUM
COMMERCIAL BANK DATA
2.
Kegiatan Usaha Bank Umum
Commercial Banks Operation

3.
Laporan Laba/Rugi Bank Umum
Commercial Banks Income Statement

4.
Rekening Administratif Bank Umum
5.
Kinerja Bank Umum
Commercial Banks Off Balance-Sheet

Commercial Banks Performance
6.
Aset Bank Umum
Commercial Banks Assets

a. Perkembangan Aset Bank Umum
Growth of Commercial Bank Assets

b. Bank Umum Berdasarkan Total Aset
Commercial Banks based on Total Assets

d. Peringkat Bank Umum Berdasarkan Aset
Banks Rating based on Assets

7.
Aktiva Produktif Bank Umum
Commercial Banks Earning Assets

8.
Non Performing Loan (NPL) Bank Umum

Commercial Banks Non performing loan
a. Pengelompokan Bank Berdasarkan Rasio NPL
Bank Category based on NPL Ratio

b. NPL Berdasarkan Sektor Ekonomi
NPL Based on Economic Sector

c. NPL Bank Umum Berdasarkan Sektor Ekonomi
Per Wilayah
Non Performing Loan of Commercial Banks based

on Economic Sector by Region
d. NPL Berdasarkan Jenis Penggunaan
60
1.50 s.d 1.56
61
1.57
62
NPL based on type of use

d. NPL Bank Umum Berdasarkan Jenis
Penggunaan per WIlayah
xiii
DAFT
AFTAR
Topik / Judul
No.
No. Tabel/Tables
Halaman/
Pages
Non Performing Loan of Commercial Banks based

on type of Use by Region
e. NPL Berdasarkan Lokasi Bank Penyalur Kredit
1.58
63
1.59
64
1.60
65
1.61 s.d 1.67
66
1.68
73
1.69
74
1.70
75
1.71
76
1.72
77
1.73
78
1.74
79
2.1 s.d 2.3
82
2.4
85
NPL of Commercial banks based on llocation of bank

f. NPL UMKM
Non Performing Loan of SMes

g. NPL Penerusan Kredit (off-balance sheet)
NPL channelling credit (off-balance sheet)

9.
Dana Pihak Ketiga (DPK) Bank Umum
Commercial Banks Third Party Funds

a. Komposisi DPK
Composition of Third Party Funds

b. Peringkat Bank Berdasarkan DPK
Bank Rating Based on Third Party Funds

c. Komposisi DPK Berdasarkan Lokasi
Composition of Third Party Funds based on location

d. DPK Berdasarkan Lokasi Penghimpunan
Third Party Funds based on Location of Deposits

e. Deposito Berdasarkan Jangka Waktu Simpanan
Time deposits based on length of maturity

10.
Peringkat Bank Berdasarkan Kredit
Rating of Bank based on credits

11.
Perkembangan Jumlah Bank dan Kantor Bank
Growth of total banks and bank offices

a. Perkembangan Jumlah Bank dan Kantor Bank Umum
Growth of total banks and commercial bank offices

b. Perkembangan Jumlah Bank dan Kantor Bank
Berdasarkan Wilayah
Growth of total banks and bank offices according

to region
DATA BANK SYARIAH
SHARIA BANK DATA
12.
Kegiatan Usaha Bank Umum Syariah
Sharia Commercial Bank Operation

13.
Perkembangan Aset Perbankan Syariah
Growth of Sharia Bank Assets
xiv
DAFT
AFTAR
No.
Topik / Judul
14.
Aktiva Produktif Perbankan Syariah
No. Tabel/Tables
Halaman/
Pages
2.5
86
2.6
87
2.7
88
2.8
89
2.9
90
3.1
92
3.2
93
3.3
94
3.4
95
3.5
96
3.6
97
3.7
98
38
99
3.9
100
3.10
101
3.11
102
Sharia Bank Earning Assets

15.
Komposisi DPK Perbankan Syariah
Composition of Third Party Funds of Syariah Banks

16.
Kegiatan Usaha BPR Syariah
Syariah Rural Banks Operation

17.
Aset dan Pembiayaan BPR Syariah
Asset and Financing of Syariah Rural Bank

18.
Jaringan Kantor Perbankan Syariah
Syariah Bank Office Network

DATA BANK PERKREDITAN RAKYAT
RURAL BANK DATA
19.
Kegiatan Usaha Bank Perkreditan Rakyat
Rural Bank Operations

20.
21.
22.
23.
24.
25.
26.
Kinerja Bank Perkreditan Rakyat
Rural Bank Performance

Perkembangan Aset BPR Berdasarkan Lokasi
Growth of Assets based on Location
BPR Berdasarkan Total Aset
Rural Banks based on Total Assets
Non Performing Loan Bank Perkreditan Rakyat
Non Performing Loan of Rural Bank
Non Performing Loan BPR Berdasarkan Lokasi
Non Performing Loan based on location
Dana Pihak Ketiga BPR
Third Party Funds of Rural Bank
a. Komposisi DPK Bank Perkreditan Rakyat
Composition of Third Party Funds of Rural Bank
b. Komposisi DPK BPR Berdasarkan Lokasi
Collection of Third Party Funds based on Location
c. DPK BPR Berdasarkan Lokasi Penghimpunan
Thir Party Funds of Rural Banks based on Location
Perkembangan Jumlah Bank dan Kantor Bank
Growth of total rural banks and commercial banks
a. Perkembangan Jumlah Bank dan Kantor BPR
Growth of Total Rural Bank and rural bank offices
b. Perkembangan Jumlah Bank dan Kantor Bank
Berdasarkan Lokasi
xv
Indonesian Bank Statistics - Vol. 5, No. 2, January 2007
Statistik Perbankan Indonesia - Vol. 5, No. 2, Januari 2007
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1 Kegiatan Usaha Perbankan (Bank Industries Operation)

Indikator (Indicator)
Des
Des
Des
2002 2003 2004 2005 Jan

Penyaluran Dana (Distribution of Funds)
Bank Umum (Commercial Banks)
Bank Perkreditan Rakyat (Rural Banks)
SBI dan SWBI
698.885
8.278
796.731
11.838
932.971
15.145
76.859
101.374
2007
2006
Des
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt Nov
Des
Jan
1.128.251
88.732
1.143.323 1.149.258
18.864
97.852
113.313
1.192.964 1.200.502 1.197.417

19.848
142.395
139.811
139.600
1.232.540
152.326
1.256.012
20.908
150.680
1.280.156
136.556
1.320.808 1.380.373
21.904
176.550
179.045
1.377.264
22.282
94.058
1.140.278 1.132.603
18.096
54.256
79.096
206.758
Sumber Dana ((Source

Source of Funds
Funds))
967.444
7.194
1.006.624 1.105.769
10.043
12.911
1.283.480 1.267.644
15.453
-
1.272.208
-
1.270.567 1.270.288
16.242
-
1.309.107 1.323.401 1.317.372

17.004
-
1.345.467
-
1.365.187
17.846
1.388.514
-
1.415.127 1.468.369
18.733
1.457.114
19.038
Jumlah Aset (Total Assets)

1.112.204
9.080
1.213.518 1.272.081
12.635
16.707
1.469.827 1.465.640
20.393
-
1.466.341
-
1.465.302 1.466.920
19.978
-
1.514.924 1.519.439 1.517.067

20.939
-
1.551.381
-
1.578.191
22.085
1.605.162
-
1.634.992 1.693.850
23.045
1.690.499
23.376
Jumlah Bank (Total Banks)

141
2.141
138
2.141
133
2.158
131
2.009
131
-
131
-
131
1.984
131
-
130
-
130
1.955
130
-
130
-
130
1.912
130
-
130
-
130
1.880
130
1.873
Jumlah Kantor (Total Bank Offices)

7.001
2.747
7.730
3.299
7.939
3.472
8.236
3.110
8.283
-
8.324
-
8.368
3.113
8.391
-
8.523
-
8.679
3.148
8.847
-
8.954
-
9.039
3.158
9.089
-
9.092
-
9.110
3.173
9.153
3.173
DATA BANK UMUM
6
Indonesian Banking Statistics - Vol. 5, No. 2, January 2007
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.1 Kegiatan Usaha Bank Umum (Commercial Banks Operation)

Des
Des
Des
2002 2003 2004 2005

Penyaluran Dana ((Distribution
Distribution of Funds
Funds))
a. Kredit (Credit)
Rupiah
Valas (Foreign Exchange)
b. Antar Bank (Inter-Bank)
Giro (Demand Deposit)
Inter Bank (Call Money)
Deposito (Times Deposits)
Lainnya (Others)
c. Penempatan di BI (Placements at BI)
SBI (BI Notes)
Call Money
Lainnya (Others)
d. Surat Berharga (tidak termasuk obligasi rekap)
(Securities (not including recapitalization bonds)
e. Penyertaan (Equity Participation)
f. Tagihan Lainnya (Other Claims)
Source of Funds
Funds))
a. DPK (Third Party Funds)
Rupiah
Giro (Demand Deposits)
Tabungan (Savings Deposits)
b. Kewajiban kpd BI (Liabilities owed to)
c. Antar Bank (Inter-Bank)
d. Surat Berharga (Securities)
e. Pinjaman yang Diterima (Loans received)
Rupiah
f. Kewajiban Lainnya (Other Liabilities)
g. Setoran Jaminan (Guarantee Deposits)
Beberapa Komponen Modal ((Components
Components of Capital
Capital))
a. Modal Disetor (Paid-In Capital)
b. Cadangan (Reserves)
c. L/R tahun berjalan (Current Earnings /Loss)
d. L/R tahun lalu (Retained Earnings/Loss)
e. Perkiraan tambahan modal disetor (Esimates of
Additional Paid-In Capital)
f. Modal pinjaman (Loan Capital)
2006
Des
2007
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
371.058
272.689
98.368
124.553
11.233
52.366
25.495
35.459
153.760
45.805
76.859
30.443
653
32.931
440.505
340.347
100.158
112.183
7.183
47.696
21.552
35.752
188.732
61.455
101.374
18.725
7.179
34.980
559.470
438.645
120.825
103.473
7.807
40.840
20.110
34.716
207.944
77.130
94.058
31.882
4.875
37.788
695.648
565.846
129.802
159.120
11.139
90.425
17.792
39.764
209.578
102.266
54.256
39.743
13.312
44.224
678.885
554.946
123.939
161.530
11.204
93.829
17.719
38.778
217.943
93.126
79.096
18.097
27.624
45.201
679.919
559.171
120.748
160.601
9.912
95.225
18.832
36.630
215.950
93.730
88.732
19.066
14.422
42.845
687.151
567.856
119.294
161.769
9.406
94.602
19.129
38.632
220.339
106.723
97.852
12.997
2.767
44.889
692.227
573.223
119.004
149.287
11.194
83.623
16.215
38.256
233.480
102.920
113.313
13.091
4.156
45.590
705.112
577.993
127.119
144.355
7.664
77.049
18.080
41.562
265.383
108.447
142.395
10.610
3.932
48.744
715.120
586.319
128.801
141.816
6.908
71.142
18.273
45.493
263.279
109.511
139.811
12.310
1.647
50.179
716.792
586.829
129.963
145.396
9.294
73.615
18.210
44.277
256.255
108.718
139.600
5.927
2.010
48.930
727.854
594.779
133.076
150.364
10.371
79.218
17.695
43.080
276.044
110.699
152.326
9.196
3.821
48.809
746.406
609.786
136.620
146.202
10.106
75.852
17.663
42.581
278.817
111.659
150.680
10.114
6.365
54.021
754.951
616.397
138.554
156.568
12.959
80.950
17.153
45.506
286.345
114.932
136.556
26.824
8.033
52.277
767.065
621.416
145.649
152.558
10.343
80.409
18.633
43.174
316.017
117.757
176.550
15.531
6.180
54.663
792.297
638.500
153.798
156.906
9.051
83.314
20.086
44.455
343.455
125.791
179.045
21.216
17.403
55.988
774.834
619.373
155.461
153.474
12.413
78.672
20.371
42.018
360.346
123.118
206.758
15.864
14.606
56.637
5.143
11.440
5.892
14.439
6.160
18.136
6.122
25.586
6.002
23.041
6.064
22.873
6.041
23.136
5.919
22.754
5.739
23.630
5.660
24.449
5.686
24.357
5.727
23.743
5.887
24.679
5.892
24.124
5.886
24.618
5.924
25.803
6.015
25.958
835.778
687.394
130.238
364.567
192.589
148.384
65.988
81.624
772
12.795
81.349
4.057
13.745
5.284
8.461
14.237
5.483
888.567
742.619
150.117
351.840
240.663
145.948
67.881
76.993
1.073
10.938
68.611
10.785
7.478
5.082
2.396
16.737
3.508
963.106 1.127.937 1.116.189 1.123.689 1.123.869 1.123.155 1.160.613 1.168.251 1.161.043 1.188.186 1.205.486 1.233.645 1.250.963 1.287.102 1.279.566
818.208 930.160 923.306 933.533 930.722 937.548 970.630 981.588 975.959
999.995 1.019.284 1.036.825 1.060.966 1.093.445 1.087.097
170.843 193.854 193.570 195.660 192.727 193.797 213.913 214.301 211.107
231.030 229.411 235.437 238.427
249.564 244.563
351.460 455.038 455.644 466.607 470.109 473.901 481.582 488.226 483.661
485.442 498.361 502.335 513.988
510.008 512.041
295.905 281.268 274.091 271.266 267.886 269.851 275.134 279.062 281.192
283.523 291.512 299.053 308.551
333.873 330.493
144.898 197.777 192.883 190.156 193.147 185.607 189.982 186.663 185.084
188.191 186.202 196.820 189.997
193.657 192.469
74.879
87.558
85.248
84.496
85.858
81.763
83.473
83.068
85.662
85.434
84.102
90.390
85.966
88.447
88.725
69.530 109.995 107.437 105.461 107.131 103.659 106.315 103.416
99.214
102.599 101.955 106.368 103.971
105.155 103.698
489
224
198
199
158
185
195
178
207
157
145
62
60
55
46
12.076
11.874
11.896
11.877
11.607
15.062
11.570
11.456
11.465
11.543
10.659
10.508
10.495
10.807
10.185
89.369
99.417
96.920
95.244
96.194
93.314
96.099 100.094 101.612
101.751 103.821
95.670 106.067
119.454 120.536
14.261
13.411
12.921
12.918
12.888
12.645
13.254
13.125
12.514
12.485
13.822
13.857
13.869
14.942
15.155
9.802
11.406
11.516
11.364
8.798
8.714
8.579
8.463
8.892
10.054
9.968
10.385
12.501
12.883
13.294
6.295
8.508
7.217
7.095
6.197
6.187
5.679
5.633
6.126
6.140
5.794
6.270
6.523
7.023
7.347
3.507
2.898
4.299
4.269
2.602
2.527
2.900
2.830
2.766
3.914
4.174
4.115
5.978
5.860
5.947
13.731
16.192
15.367
14.279
14.531
14.837
16.402
19.393
19.256
18.704
18.637
21.641
18.365
19.913
15.144
3.424
3.242
2.835
2.836
2.678
2.560
2.589
2.619
2.590
2.744
2.795
2.808
2.866
3.267
3.234
96.360
5.062
16.537
-307.336
90.882
4.784
22.875
-73.113
64.612
5.285
29.463
-27.173
69.548
10.649
24.897
-18.478
69.971
10.587
886
6.584
69.990
10.605
4.763
8.543
70.254
10.508
7.135
7.409
69.622
10.599
9.124
6.302
69.950
11.230
11.638
1.873
70.683
13.837
13.696
-6.109
71.262
13.912
16.262
-6.352
71.350
13.911
18.369
-6.457
71.538
13.929
20.933
-6.535
71.667
13.927
23.489
-6.535
72.361
13.929
25.744
-6.580
73.046
13.997
28.334
-6.880
72.837
13.982
3.384
22.152
276.893
3.293
57.971
3.237
53.970
1.737
37.082
14.464
38.225
14.375
35.846
14.387
36.071
14.376
36.964
14.346
36.422
14.360
36.833
14.317
37.973
14.336
39.369
14.367
40.443
14.886
41.328
14.874
41.028
14.815
42.248
14.946
41.922
15.206
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.2 Kegiatan Usaha Bank Persero (State Owned Banks Operation)
Des
Des
Des
2002 2003 2004 2005

Funds))
a. Kredit (Credit)
Rupiah
Lainnya (Others)
SBI (BI Notes)
Call Money
Lainnya (Others)
Source of Funds
Funds))
Rupiah
Rupiah
Capital))
2006
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
2007
Ags
Sep
Okt
Nov
Des
Jan
150.632
109.704
40.928
32.559
5.031
10.493
6.206
10.830
45.148
20.830
7.422
16.743
153
177.137
134.104
43.033
28.119
1.810
11.114
5.013
10.182
56.762
31.336
14.909
5.598
4.918
222.855
171.427
51.429
28.865
2.783
11.758
3.551
10.773
64.312
35.500
15.991
9.981
2.840
256.413
204.534
51.879
44.496
2.298
28.756
3.773
9.668
72.469
41.850
10.121
14.911
5.587
248.857
199.444
49.413
44.817
3.422
28.456
3.115
9.824
81.636
33.581
20.095
4.789
23.170
249.020
200.408
48.612
42.816
3.909
26.695
3.239
8.972
71.115
33.665
20.399
5.449
11.603
252.438
204.869
47.570
45.504
3.411
29.943
2.975
9.175
73.863
45.235
27.658
840
130
252.442
206.631
45.812
43.016
3.786
25.647
3.667
9.916
76.393
43.139
30.508
1.990
757
256.565
208.139
48.425
39.110
2.050
23.623
3.357
10.080
88.494
45.910
39.900
2.330
354
261.466
212.641
48.825
39.516
1.892
22.421
4.121
11.082
80.163
44.117
33.548
2.331
167
259.171
211.239
47.933
39.197
2.859
21.880
3.496
10.962
77.362
43.842
31.729
1.682
110
262.567
214.656
47.911
41.600
4.295
23.829
3.999
9.478
81.711
44.085
33.831
3.795
1
269.642
220.038
49.603
44.495
4.097
27.798
3.733
8.867
80.698
44.366
28.120
4.379
3.833
272.047
221.070
50.977
49.131
5.735
29.053
3.643
10.701
81.008
45.300
25.149
5.699
4.860
276.265
222.807
53.458
48.105
5.074
28.706
3.832
10.493
96.497
46.049
40.277
9.071
1.100
287.910
231.582
56.328
47.679
2.706
29.772
3.994
11.207
101.745
52.290
29.736
9.649
10.070
278.924
222.213
56.711
48.210
6.596
27.213
3.746
10.656
111.536
50.195
43.310
8.440
9.591
9.565
3.748
4.629
8.728
4.733
7.463
12.384
3.758
8.440
10.920
3.327
13.512
12.106
3.181
11.391
10.000
3.214
10.906
10.027
3.223
11.180
10.548
3.088
10.325
11.022
2.884
10.777
10.899
2.843
10.970
10.195
2.836
10.496
11.661
2.848
9.882
12.673
2.873
9.872
12.523
2.867
9.783
12.036
2.850
10.536
11.093
2.872
10.331
13.746
2.884
10.095
370.542
323.252
51.157
181.524
90.571
47.290
15.860
31.372
59
7.205
49.613
2.608
11.855
4.546
7.309
4.992
1.295
368.479
322.981
59.839
149.656
113.486
45.498
17.297
28.114
88
5.914
35.333
7.124
5.537
3.929
1.608
8.676
1.312
375.731
333.328
63.449
128.831
141.048
42.403
19.762
22.519
123
7.486
43.599
9.259
7.417
4.645
2.773
4.539
1.955
431.397
373.204
70.509
166.542
136.153
58.192
23.813
34.177
203
7.673
33.734
8.559
9.021
6.666
2.354
4.993
1.747
426.133
371.786
72.244
166.961
132.582
54.346
20.918
33.251
177
7.679
32.241
8.042
9.132
5.352
3.780
5.168
1.698
427.578
374.214
70.189
173.606
130.419
53.364
20.203
32.983
179
7.768
32.663
8.052
9.006
5.244
3.762
4.931
1.615
426.754
373.027
70.888
172.982
129.157
53.727
20.835
32.755
138
7.526
31.352
7.997
6.476
4.375
2.101
4.660
1.562
424.799
373.139
69.017
175.038
129.084
51.660
19.514
31.981
166
8.594
29.709
7.851
6.418
4.376
2.041
4.966
1.548
434.191
381.399
73.896
176.044
131.459
52.792
21.206
31.412
175
7.495
31.167
8.463
6.080
3.880
2.200
4.794
1.542
434.871
383.299
74.738
173.856
134.705
51.572
21.155
30.259
158
7.441
31.833
8.368
5.986
3.856
2.130
7.109
1.561
430.130
381.425
72.749
173.166
135.509
48.705
20.981
27.534
190
7.379
30.554
7.777
6.422
4.342
2.081
6.031
1.512
437.092
385.797
78.525
171.181
136.091
51.295
21.686
29.469
141
7.610
30.843
7.794
6.432
4.329
2.103
5.948
1.549
447.182
393.981
76.240
179.423
138.317
53.201
23.825
29.247
129
6.665
31.764
9.173
6.339
4.001
2.338
5.677
1.597
457.196
395.983
75.372
179.399
141.212
61.213
24.809
36.358
46
6.601
28.727
9.196
6.784
4.481
2.302
7.109
1.510
463.738
406.580
75.892
185.003
145.684
57.158
23.950
33.165
43
6.595
32.814
9.118
6.781
4.459
2.322
7.057
1.509
480.394
426.160
88.947
176.718
160.496
54.234
23.377
30.818
38
6.493
33.422
9.379
6.750
4.482
2.268
5.366
1.645
472.915
418.496
85.152
175.510
157.834
54.419
23.989
30.402
28
6.415
39.752
9.452
6.787
4.471
2.317
5.068
1.648
46.336
2.807
8.061
-267.868
40.136
2.019
11.068
-42.837
27.284
1.880
12.501
-14.278
27.439
5.933
9.185
-13.528
27.483
5.851
-834
-4.474
27.494
5.850
1.532
-5.333
27.502
5.840
2.349
-5.703
27.520
5.838
2.900
-5.704
27.534
6.111
3.832
-6.464
27.544
8.104
4.175
-12.125
27.546
8.102
4.742
-12.100
27.548
8.101
5.445
-12.119
27.552
8.102
6.171
-12.117
27.553
8.101
7.329
-12.115
27.561
8.103
8.574
-12.113
27.751
8.097
9.644
-12.107
27.751
8.098
1.020
-2.356
244.222
2.966
35.512
2.892
25.133
1.255
9.815
13.844
10.408
13.844
10.928
13.844
11.005
13.844
11.201
13.844
10.937
13.844
10.848
13.844
11.243
13.844
11.406
13.844
11.923
13.844
12.318
13.844
12.226
13.844
13.145
13.844
12.944
13.844
8
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.3 Kegiatan Usaha BUSN Devisa (Foreign Exchange Commercial Banks Operation)
Des
Des
Des
2002 2003 2004 2005

Funds))
a. Kredit (Credit)
Rupiah
Lainnya (Others)
SBI (BI Notes)
Call Money
Lainnya (Others)
Source of Funds
Funds))
Rupiah
Rupiah
Capital))
2006
Des
2007
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
125.901
106.902
18.999
36.383
3.146
15.837
2.138
15.263
74.321
17.225
47.576
9.519
-
159.959
137.791
22.168
36.502
3.605
14.196
3.422
15.279
90.828
20.274
62.441
8.087
26
209.176
181.832
27.344
28.133
2.951
13.068
2.141
9.973
92.738
30.341
53.903
8.151
344
277.591
248.996
28.594
48.464
4.965
27.163
4.455
11.882
75.913
43.510
15.898
14.788
1.716
271.905
245.135
26.770
47.162
4.921
28.581
3.858
9.803
74.903
42.387
24.616
7.465
435
271.230
245.293
25.936
48.220
3.689
30.995
4.213
9.324
80.990
42.700
29.885
8.309
97
273.939
247.528
26.411
46.959
3.615
29.405
4.539
9.400
79.620
43.193
29.293
7.035
100
275.778
249.896
25.882
48.307
4.622
29.246
3.907
10.532
81.809
41.836
32.227
7.635
111
280.392
252.438
27.954
43.382
3.261
23.533
4.086
12.503
88.225
43.794
40.217
4.096
118
283.797
254.819
28.978
40.150
2.864
20.901
4.013
12.373
93.258
44.932
40.793
7.440
93
287.759
257.686
30.073
44.193
3.725
22.823
4.532
13.113
91.376
44.378
45.135
1.789
73
290.498
259.642
30.856
45.904
3.391
24.397
4.202
13.914
97.021
44.770
49.840
2.346
65
295.654
264.411
31.243
43.045
3.903
20.933
4.121
14.088
102.644
45.182
54.060
3.362
41
298.214
266.272
31.942
45.418
3.840
23.183
3.600
14.796
105.058
46.370
47.406
11.232
51
302.926
268.643
34.283
43.382
2.783
23.058
3.606
13.934
120.526
49.014
68.990
2.495
27
315.256
276.768
38.488
45.908
3.514
23.795
3.887
14.712
133.141
49.313
79.344
4.484
0
306.614
268.040
38.573
40.695
3.227
20.242
3.926
13.300
147.861
50.595
95.435
1.817
13
17.301
929
2.875
19.496
882
3.985
19.034
2.050
4.827
23.809
2.616
6.427
23.323
2.641
6.109
23.528
2.671
6.296
24.572
2.708
6.476
24.387
2.720
6.370
27.575
2.760
7.184
27.650
2.722
7.641
27.233
2.754
7.669
26.254
2.784
7.781
27.611
2.918
8.604
26.980
2.930
8.264
27.986
2.955
8.342
29.702
2.979
8.620
29.618
3.058
9.230
321.110
272.090
42.553
140.505
89.032
49.021
24.944
24.069
8
4.925
14.449
664
754
394
360
4.360
3.894
360.536
309.848
51.153
148.832
109.863
50.688
27.160
23.516
12
4.379
13.687
2.098
905
803
102
4.010
1.699
403.530
357.288
60.240
162.725
134.323
46.242
27.402
18.812
28
4.105
18.512
2.631
1.612
1.094
517
5.235
746
462.747
397.939
58.170
217.098
122.671
64.808
32.992
31.794
21
3.739
31.276
2.721
1.419
876
544
5.499
558
455.188
391.346
56.528
214.424
120.394
63.842
34.002
29.819
21
3.759
30.551
2.708
1.394
874
519
5.894
518
454.725
390.286
55.650
215.097
119.539
64.439
34.323
30.096
20
3.691
30.652
2.694
1.377
870
508
5.686
537
455.056
387.372
53.812
215.435
118.125
67.684
34.763
32.900
21
3.671
29.888
2.723
1.343
843
500
5.593
535
456.422
389.665
54.070
215.906
119.688
66.757
33.560
33.178
19
4.672
28.649
2.626
1.329
843
486
5.718
552
463.236
396.151
58.270
215.989
121.893
67.085
32.883
34.182
20
3.658
30.827
2.627
1.543
843
700
5.869
536
468.482
402.135
58.198
221.003
122.934
66.347
32.882
33.445
20
3.628
30.854
2.608
1.532
832
700
6.549
599
472.501
403.882
60.362
220.451
123.069
68.619
34.784
33.818
17
3.899
31.257
2.601
1.517
831
686
6.403
596
478.289
409.581
63.573
221.264
124.743
68.708
34.135
34.557
17
3.748
31.098
2.560
2.641
830
1.811
5.915
598
485.267
418.535
64.414
225.094
129.027
66.732
31.877
34.839
16
3.812
31.947
2.517
2.652
816
1.836
6.299
580
497.983
431.410
68.857
229.031
133.521
66.573
33.666
32.890
17
3.729
29.430
2.530
2.630
818
1.812
5.411
691
507.687
441.869
69.381
235.460
137.028
65.819
32.613
33.188
17
3.723
33.304
2.533
4.752
1.096
3.656
5.490
728
525.177
455.098
68.884
244.890
141.324
70.079
35.216
34.845
17
4.151
40.308
2.537
5.168
1.576
3.592
6.268
749
525.836
457.685
70.932
242.523
144.230
68.152
34.509
33.624
18
3.607
37.636
2.644
5.526
1.896
3.630
5.793
742
33.345
1.089
3.366
-37.833
34.274
1.200
6.988
-28.631
20.435
1.461
10.571
-13.590
22.490
2.462
9.294
-9.096
22.692
2.462
758
361
22.692
2.486
1.516
3.567
22.812
2.402
2.439
3.282
22.907
2.507
3.179
2.758
23.101
2.591
4.112
1.131
23.484
3.321
5.046
-774
23.795
3.331
5.909
-767
24.205
3.331
6.829
-767
24.294
3.331
7.836
-784
24.317
3.331
8.488
-784
24.386
3.331
8.820
-830
24.524
3.332
9.822
-925
24.419
3.332
1.160
8.954
31.035
155
22.978
155
26.223
176
27.146
155
27.562
155
24.579
155
24.657
170
25.326
176
25.004
176
25.458
177
26.133
170
27.308
170
27.699
170
28.122
171
27.956
171
28.197
229
28.109
199
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.4 Kegiatan Usaha BUSN Non Devisa (Non-Foreign Exchange Commercial Banks Operation)
Des
Des
Des
2002 2003 2004 2005

Funds))
a. Kredit (Credit)
Rupiah
Lainnya (Others)
SBI (BI Notes)
Call Money
Lainnya (Others)
Source of Funds
Funds))
Rupiah
Rupiah
Capital))
2006
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
2007
Ags
Sep
Okt
Nov
Des
Jan
11.574
11.574
1.006
46
287
270
403
4.414
881
2.512
1.021
-
14.526
14.526
1.557
62
251
186
1.058
3.703
983
1.908
809
3
15.101
15.101
1.107
58
215
75
759
4.362
1.265
2.260
867
2
16.842
16.842
1.136
266
380
49
440
4.892
1.502
2.529
842
18
16.901
16.901
1.050
258
373
6
413
4.700
1.578
2.407
707
9
17.233
17.233
1.169
270
425
6
468
3.926
1.526
1.908
490
2
17.333
17.333
1.213
260
474
1
478
4.323
1.555
2.169
589
10
17.523
17.523
1.210
269
479
0
462
4.156
1.522
2.189
438
7
17.725
17.725
1.134
268
414
1
452
4.681
1.646
2.398
600
36
18.266
18.266
1.032
263
307
1
462
4.724
1.659
2.516
548
1
16.415
16.415
883
265
239
1
378
4.479
1.783
2.387
308
2
17.024
17.024
910
273
247
1
389
4.397
1.517
2.279
591
10
17.552
17.552
1.088
283
331
1
473
4.599
1.591
2.440
555
13
17.967
17.967
852
283
93
1
475
4.883
1.610
2.413
851
10
18.290
18.290
1.109
284
345
1
479
4.901
1.591
2.665
623
22
19.114
19.114
1.509
297
720
25
467
5.558
1.666
3.172
713
6
19.281
19.281
1.194
266
393
33
503
5.658
1.725
3.308
616
10
1.428
14
24
3.033
16
221
670
17
3
902
1
104
915
1
108
933
1
120
920
1
109
887
1
117
894
1
129
969
1
87
1.005
0
20
1.038
0
30
1.029
0
0
1.103
0
0
1.103
0
38
1.100
0
52
1.286
0
44
17.050
17.050
1.433
13.866
1.751
159
581
92
85
85
337
2
19.989
19.989
1.718
16.271
2.000
215
1.194
417
81
81
173
2
19.166
19.166
1.900
15.049
2.217
229
341
28
67
67
240
2
21.970
21.970
1.798
18.052
2.120
250
309
0
68
68
129
24
21.618
21.618
1.645
17.916
2.057
250
326
0
67
67
163
24
21.117
21.117
1.658
17.444
2.015
246
469
0
66
66
164
24
21.680
21.680
1.837
17.846
1.997
244
478
0
66
66
127
24
21.634
21.634
1.697
17.842
2.095
245
423
0
65
65
135
24
22.372
22.372
1.833
18.332
2.207
0
0
243
545
0
64
64
140
24
22.762
22.757
1.821
18.783
2.153
5
0
5
224
570
0
64
64
145
24
20.962
20.962
1.551
17.091
2.321
24
470
0
63
63
153
24
21.350
21.350
1.664
17.355
2.331
24
469
0
62
62
166
24
21.936
21.936
1.632
17.780
2.524
24
523
0
60
60
173
25
22.405
22.405
1.634
18.391
2.380
21
452
0
60
60
162
25
22.953
22.953
1.607
19.010
2.336
21
478
0
59
59
169
25
24.423
24.423
1.811
20.234
2.379
20
802
0
59
59
161
26
24.702
24.702
1.713
20.586
2.403
20
593
0
59
59
159
25
1.872
100
327
-84
2.137
104
471
49
1.839
122
498
354
1.984
160
279
575
2.155
169
18
852
2.155
169
44
852
2.252
173
89
771
2.268
182
117
720
2.228
182
136
731
2.307
198
164
703
2.096
192
189
684
2.096
192
219
683
2.079
192
274
680
2.132
192
316
678
2.182
192
368
678
2.258
194
399
677
2.284
179
9
1.087
15
56
47
106
38
63
-6
64
21
62
12
62
12
26
15
31
2
105
-12
112
9
131
25
158
46
186
38
143
45
93
46
87
48
68
10
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.5 Kegiatan Usaha BPD (Regional Development Banks Operation)

Des
Des
Des
2002 2003 2004 2005

Funds))
a. Kredit (Credit)
Rupiah
Lainnya (Others)
SBI (BI Notes)
Call Money
Lainnya (Others)
Source of Funds
Funds))
Rupiah
Rupiah
Capital))
2006
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
2007
Ags
Sep
Okt
Nov
Des
Jan
21.498
21.486
12
20.347
2.281
1.103
16.257
706
10.026
2.693
5.571
1.262
499
28.348
28.332
16
14.914
672
726
12.609
907
14.931
3.360
7.224
2.124
2.222
37.232
37.209
23
15.177
716
535
12.425
1.501
18.086
4.001
8.045
4.468
1.573
44.931
44.889
42
13.785
936
1.923
9.104
1.822
36.628
7.286
17.297
6.414
5.630
45.018
44.978
40
15.025
720
2.378
10.435
1.492
35.278
7.655
19.566
4.074
3.983
45.922
45.886
36
16.648
789
3.410
11.106
1.344
38.388
8.274
23.664
3.759
2.692
47.254
47.220
34
17.508
636
3.938
11.349
1.585
40.925
8.654
26.981
2.776
2.515
48.263
48.229
34
14.847
582
4.499
8.415
1.351
47.445
9.226
32.123
2.832
3.264
49.501
49.459
42
17.070
768
4.323
10.439
1.541
57.803
9.689
43.673
1.116
3.326
51.130
51.089
40
16.470
702
4.412
9.913
1.444
57.939
11.171
43.778
1.607
1.382
52.333
52.294
39
16.134
937
3.961
9.937
1.299
54.589
11.037
39.989
1.740
1.824
53.615
53.577
38
16.324
1.266
4.179
9.255
1.624
64.512
12.344
46.993
1.500
3.675
55.008
54.970
37
16.146
824
3.716
9.569
2.037
63.003
12.346
46.783
1.455
2.420
55.772
55.733
39
15.341
1.059
2.711
9.670
1.900
67.379
13.892
45.459
4.979
3.050
56.513
56.474
39
20.020
888
6.610
11.057
1.465
61.409
13.181
40.988
2.254
4.986
55.955
55.919
36
21.139
1.191
6.042
12.018
1.888
69.589
14.196
43.115
4.973
7.304
55.588
55.519
69
23.577
1.244
8.172
12.613
1.548
57.958
12.549
37.259
3.164
4.986
420
46
-
1.315
12
9
1.290
12
3
3.477
14
9
3.469
14
9
3.069
14
8
3.173
14
7
3.138
14
7
3.332
14
7
3.963
14
10
3.751
14
8
3.444
14
8
4.155
14
9
3.730
14
7
3.883
14
7
3.654
13
9
4.279
13
10
45.758
45.717
25.750
10.970
8.998
41
23
17
506
1.968
674
258
258
2.131
12
51.695
51.638
26.452
12.536
12.650
57
40
17
429
2.433
1.146
269
269
2.314
53
59.486
59.356
30.401
13.560
15.395
130
62
68
256
3.685
2.343
489
489
2.089
116
85.283
85.213
50.631
17.475
17.107
70
43
27
212
2.705
2.131
898
898
2.834
134
87.338
87.273
49.040
22.744
15.490
65
39
26
209
2.145
2.172
923
923
1.349
113
92.143
92.088
51.380
25.846
14.862
54
28
27
172
2.915
2.172
915
915
1.138
102
96.396
96.344
53.655
27.896
14.793
51
25
27
166
3.014
2.168
913
913
1.026
93
100.825
100.759
56.573
29.233
14.952
66
29
37
165
2.864
2.168
902
902
1.142
88
115.291
115.223
65.786
33.942
15.495
67
27
40
173
2.715
2.164
892
892
1.132
98
117.107
117.035
66.587
34.821
15.627
72
33
39
164
2.788
2.149
882
882
1.113
98
114.775
114.632
63.150
34.840
16.642
143
103
39
162
2.194
2.136
890
890
1.455
110
125.450
125.341
72.325
36.243
16.772
109
71
39
161
2.054
2.131
919
919
1.732
118
125.549
125.481
71.320
36.627
17.534
68
28
40
157
1.834
2.131
917
917
1.603
135
127.647
127.578
72.942
36.564
18.073
69
29
39
156
1.634
2.131
911
911
4.256
151
127.796
127.723
74.233
34.425
19.065
73
30
43
156
2.527
2.218
908
908
1.655
175
129.141
129.065
74.692
29.365
25.008
75
31
44
144
4.307
3.026
905
905
5.871
232
124.011
123.934
69.949
32.147
21.838
77
32
45
143
4.037
3.058
921
921
1.939
192
3.940
409
1.805
-939
4.571
670
1.732
-474
5.233
939
2.391
-202
5.882
1.274
2.797
43
5.887
1.274
394
3.003
5.895
1.270
709
2.962
5.913
1.263
1.097
2.640
6.046
1.254
1.409
2.434
6.206
1.528
1.768
932
6.457
1.622
2.091
411
6.464
1.696
2.421
273
6.610
1.697
2.877
175
6.714
1.713
3.182
143
6.766
1.712
3.472
143
6.862
1.712
3.900
142
7.136
1.782
3.908
-68
7.152
1.782
408
4.276
4
71
1
83
4
243
(45)
401
-34
315
-32
326
-13
336
-0
296
7
236
-16
185
-9
191
6
195
17
230
27
261
27
252
51
331
48
321
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.6 Kegiatan Usaha Bank Campuran (Joint Venture Banks Operation)
Des
Des
Des
2002 2003 2004 2005

Funds))
a. Kredit (Credit)
Rupiah
Lainnya (Others)
SBI (BI Notes)
Call Money
Lainnya (Others)
Source of Funds
Funds))
Rupiah
Rupiah
Capital))
2006
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
2007
Ags
Sep
Okt
Nov
Des
Jan
25.111
5.273
19.838
4.774
504
2.892
241
1.137
9.237
1.398
6.700
1.139
-
24.975
6.519
18.456
4.384
488
2.821
321
754
8.965
2.229
5.864
861
10
30.914
9.904
21.009
4.068
615
2.376
208
869
11.079
2.034
7.198
1.814
33
36.937
16.088
20.849
8.335
1.056
5.608
409
1.262
8.009
2.325
4.833
841
9
34.623
14.364
20.259
9.308
1.345
6.640
257
1.067
7.952
2.034
5.123
769
27
33.807
14.735
19.072
9.747
755
7.801
266
925
8.168
1.870
5.569
701
28
33.321
14.694
18.627
10.658
1.091
7.401
264
1.901
8.130
1.960
5.601
557
13
34.246
15.056
19.190
7.930
1.039
5.754
224
913
7.979
1.870
5.971
121
17
35.059
14.711
20.349
7.307
943
4.876
195
1.292
8.217
1.805
6.082
234
97
34.964
14.689
20.275
6.986
549
4.993
223
1.221
9.094
1.963
7.005
122
4
34.822
14.521
20.301
7.067
433
5.179
243
1.211
10.106
1.851
8.125
128
2
36.071
15.311
20.759
7.068
645
5.101
236
1.086
9.321
2.123
7.052
75
71
37.798
16.246
21.552
7.253
519
5.406
237
1.091
9.659
1.949
7.362
288
58
40.402
19.100
21.302
7.038
1.169
4.467
237
1.165
7.748
1.871
4.983
832
62
40.090
17.974
22.116
6.491
538
4.667
134
1.152
9.975
1.931
7.540
460
45
40.833
18.166
22.667
6.901
639
4.910
162
1.190
10.266
2.139
7.023
1.082
22
40.719
17.424
23.295
6.931
460
5.302
54
1.115
12.483
2.049
9.280
1.147
6
1.470
234
1.349
726
180
1.266
1.435
238
2.086
2.527
122
2.321
2.459
123
2.232
2.257
123
2.375
2.087
54
2.126
2.215
55
2.046
2.198
54
2.106
2.441
55
2.146
2.379
55
2.157
1.883
55
2.286
2.039
56
2.376
1.386
56
2.276
1.895
43
2.305
2.073
36
2.328
1.730
36
2.266
21.417
7.388
2.609
4.642
136
14.030
6.635
7.265
130
8.354
792
792
511
39
21.827
8.719
2.314
6.167
238
13.108
6.624
6.285
199
8.108
685
685
284
32
28.293
12.639
2.895
9.413
331
15.654
7.504
8.150
11.714
218
218
222
124
34.484
15.411
3.251
11.784
376
19.073
8.294
10.779
13.060
402
101
33.411
14.045
3.264
10.316
464
19.366
7.665
11.701
12.423
470
79
33.907
13.420
3.260
9.545
616
20.486
7.441
13.045
11.683
423
67
34.269
13.932
3.131
10.269
532
20.336
7.356
12.980
10.813
486
72
32.879
13.603
2.636
10.324
642
19.276
7.255
12.022
307
11.010
384
87
33.715
13.777
2.802
10.300
675
19.937
7.374
12.563
11.822
411
105
34.527
14.548
2.705
11.125
718
19.980
7.398
12.582
11.092
478
93
33.788
14.191
2.783
10.621
786
19.597
7.432
12.166
12.244
461
83
33.643
14.078
2.898
10.390
790
19.565
7.616
11.949
12.768
383
98
34.304
15.256
3.281
11.092
883
19.048
7.310
11.738
13.234
378
73
34.503
14.999
3.714
10.392
893
19.504
7.905
11.599
11.664
332
71
34.834
15.606
2.713
12.011
883
19.228
7.351
11.878
13.631
463
104
35.927
16.112
2.715
12.173
1.224
19.815
7.410
12.405
14.048
416
175
37.952
17.125
2.835
13.282
1.008
20.827
7.927
12.901
13.140
465
141
8.645
657
494
-2.731
7.543
792
939
-1.916
7.599
883
1.053
-1.092
8.377
820
1.370
485
8.377
830
140
1.826
8.377
830
269
1.828
8.397
830
362
1.836
7.505
818
476
1.654
7.505
818
624
1.654
7.515
592
747
1.786
7.985
592
860
1.786
7.515
592
1.019
1.786
7.523
592
924
1.786
7.523
592
1.050
1.786
7.993
592
1.212
1.786
8.002
592
1.561
1.786
7.854
592
160
3.502
1.480
45
1.484
-
1.487
-
(437)
-
-428
-
-418
-
-408
-
-414
-
-415
-
-414
-
-410
-
-403
-
-397
456
-403
456
-403
456
-400
456
-389
775
11
12
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.7 Kegiatan Usaha Bank Asing (Foreign Owned Banks Operation)
Des
Des
Des
2002 2003 2004 2005

Funds))
a. Kredit (Credit)
Rupiah
Lainnya (Others)
SBI (BI Notes)
Call Money
Lainnya (Others)
Source of Funds
Funds))
Rupiah
Rupiah
Capital))
2006
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
2007
Ags
Sep
Okt
Nov
Des
Jan
36.341
17.750
18.591
29.484
225
21.756
384
7.119
10.614
2.779
7.076
759
1
35.560
19.075
16.485
26.708
546
18.588
7.574
13.544
3.271
9.027
1.245
-
44.192
23.172
21.020
25.516
664
12.349
1.710
10.793
16.741
3.825
6.290
6.571
54
62.935
34.497
28.439
42.905
1.618
26.595
2
14.690
11.667
5.792
3.577
1.947
351
61.581
34.124
27.457
44.170
539
27.401
50
16.179
13.474
5.891
7.289
294
0
62.708
35.616
27.092
42.000
501
25.900
2
15.597
13.363
5.697
7.308
358
0
62.866
36.213
26.653
39.927
393
23.440
2
16.091
13.477
6.126
6.150
1.200
1
63.975
35.889
28.086
33.977
895
17.998
2
15.081
15.699
5.328
10.296
75
0
65.870
35.521
30.349
36.351
375
20.280
2
15.694
17.962
5.604
10.124
2.233
0
65.496
34.814
30.682
37.661
639
18.108
2
18.913
18.100
5.669
12.170
262
0
66.292
34.674
31.617
37.922
1.075
19.532
2
17.313
18.343
5.827
12.236
280
0
68.080
34.569
33.511
38.558
501
21.465
2
16.590
19.081
5.860
12.332
889
0
70.753
36.568
34.184
34.175
480
17.668
2
16.025
18.215
6.225
11.915
74
0
70.548
36.255
34.293
38.789
874
21.443
2
16.470
20.268
5.889
11.147
3.232
0
72.981
37.228
35.753
33.452
775
17.023
2
15.651
22.709
5.991
16.090
628
0
73.230
36.951
36.279
33.770
704
18.075
14.992
23.157
6.187
16.654
315
0
73.707
36.895
36.813
32.867
621
17.349
14.896
24.850
6.005
18.166
679
0
2.746
171
2.563
1.682
69
1.495
2.973
85
2.765
2.588
43
3.213
2.928
42
3.193
3.057
42
3.168
4.110
42
3.238
4.416
42
3.890
3.722
26
3.427
4.257
26
3.596
4.367
26
4.007
4.528
26
3.756
6.514
26
3.818
6.556
23
3.794
7.760
23
3.390
8.367
23
4.462
5.978
23
4.313
59.900
21.898
6.735
13.061
2.102
38.002
18.527
18.901
575
6.385
19
1.907
202
66.041
29.444
8.640
18.377
2.427
36.597
16.761
19.062
774
7.856
1.280
409
74.796
35.443
11.744
21.149
2.550
39.353
19.608
19.407
338
11.491
1.386
476
92.057
36.423
9.495
24.087
2.841
55.634
22.416
33.218
18.334
2.336
679
92.501
37.237
10.849
23.283
3.105
55.264
22.625
32.639
19.233
2.323
402
94.219
42.407
13.523
25.068
3.815
51.813
22.502
29.311
16.863
1.937
490
89.715
38.367
9.404
25.681
3.282
51.349
22.879
28.469
20.650
2.640
392
86.597
38.750
9.803
25.557
3.389
47.848
21.405
26.442
1.080
20.659
2.492
261
91.808
41.708
11.326
26.976
3.406
50.100
21.982
28.118
19.023
4.057
285
90.501
41.814
10.251
28.639
2.923
48.687
21.600
27.087
22.957
3.999
245
88.886
40.867
10.511
27.490
2.866
48.019
22.363
25.657
24.893
4.754
264
92.361
43.847
12.045
29.008
2.795
48.513
21.928
26.586
24.519
4.561
356
91.246
44.094
12.522
28.344
3.227
47.152
21.061
26.091
24.519
4.506
384
93.912
44.450
12.917
28.558
2.975
49.462
23.981
25.481
23.763
4.372
360
93.954
46.235
14.601
28.079
3.554
47.719
22.023
25.697
23.313
3.532
326
92.040
42.586
12.515
26.629
3.442
49.455
22.412
27.042
26.566
1.832
440
94.150
45.156
13.982
27.993
3.180
48.994
22.267
26.727
25.379
1.719
485
2.221
2.484
2.120
2.221
1.677
696
2.221
2.462
2.496
3.376
1.971
3.044
3.376
410
5.016
3.376
691
4.667
3.376
798
4.584
3.376
1.045
4.439
3.376
1.166
3.889
3.376
1.472
3.889
3.376
2.140
3.772
3.376
1.979
3.785
3.376
2.547
3.757
3.376
2.834
3.757
3.376
2.870
3.757
3.376
3.000
3.757
3.376
627
6.691
138
-
950
-
133
-
609
-
695
-
776
-
817
-
836
-
888
-
970
-
1.007
-
1.027
-
1.155
-
1.225
-
1.177
-
1.210
-
1.161
-
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.8 Laporan Laba / Rugi Bank Umum (Commercial Banks Income Statement)
Des Des Des Des
2002 2003 2004 2005 Jan
2006
2007
Feb Mar Apr
Mei
Jun
Jul
Ags Sep
Okt
Nov Des
A. Pendapatan operasional ((Operations

Operations Income
Income))
1. Pendapatan bunga/bagi hasil/margin (Income from interest/profit sharing/margin)
Penduduk (Citizens)
a. Dari Bank Indonesia (From Bank Indonesia)
b. Dari bank-bank lain (From other banks)
c. Dari pihak ketiga bukan bank (From Third Party non Banks)
Surat berharga (Securities)
Kredit yang diberikan (Credit disbursed)
Lainnya (Others)
Bukan penduduk (Non-citizens)
a. Kantor Pusat/Cabang sendiri di luar Indonesia (Head / Branch Offices outside of Indonesia)
Lainnya (Others)
2. Kenaikan nilai surat berharga (Increase in the value of Securities)
3. Keuntungan Transaksi valuta asing/derivatif (Profit from foreign exchange transactions / derivatives)
4. Deviden, komisi/provisi/fee (Dividends, commissions, provisions/fees)
5. Lainnya (Others)
160.604
133.835
129.807
23.880
7.196
98.731
47.692
50.055
985
4.029
1.784
1.524
721
456
130
134
3.208
10.553
8.023
4.984
146.675
115.818
113.443
12.486
5.199
95.757
37.584
57.635
538
2.375
1.162
911
303
142
147
14
4.192
11.466
8.978
6.221
160.175
113.812
111.802
9.437
5.021
97.343
28.569
67.924
850
2.011
478
1.167
365
186
124
56
2.592
24.194
11.680
7.897
177.377
133.511
130.686
8.026
7.766
114.894
29.377
84.220
1.297
2.825
571
1.672
582
358
170
54
932
23.140
13.601
6.192
24.853
16.083
13.981
990
1.291
11.701
3.198
8.409
93
2.102
1.736
211
156
138
14
3
622
6.513
1.061
574
138.298
27.543
26.860
2.030
1.897
22.934
6.344
16.424
166
683
204
403
76
47
26
2
1.020
106.423
2.214
1.097
59.611
42.594
41.630
3.139
3.061
35.430
9.870
25.428
132
965
230
619
116
73
40
3
1.409
10.436
3.483
1.688
72.001
56.799
55.429
4.337
3.897
47.194
13.097
33.906
191
1.370
365
850
155
100
51
3
1.723
6.596
4.715
2.168
87.585
72.030
70.297
6.051
4.915
59.332
16.366
42.746
221
1.733
462
1.055
216
137
67
12
1.390
5.534
6.039
2.591
105.203
87.320
85.211
7.639
5.598
71.974
19.953
51.725
295
2.109
561
1.290
257
165
79
13
1.401
6.162
7.359
2.960
124.978
101.913
99.400
9.170
6.484
83.746
22.871
60.522
354
2.513
651
1.516
345
240
91
14
2.097
9.112
8.447
3.410
145.835
116.362
113.492
11.613
5.553
96.326
26.045
69.870
410
2.871
738
1.720
413
294
104
16
2.499
13.400
9.833
3.741
160.540
129.595
126.375
13.131
7.333
105.911
28.342
77.173
396
3.220
741
1.965
514
380
117
17
3.140
12.354
11.180
4.272
177.095
144.192
140.511
14.591
7.749
118.170
31.362
86.351
458
3.682
908
2.188
586
437
130
19
3.499
11.975
12.458
4.969
195.628
159.115
155.134
16.304
8.407
130.422
34.461
95.442
519
3.981
997
2.390
595
429
146
20
4.089
13.074
13.900
5.450
212.499
174.463
170.252
18.095
9.541
142.616
37.247
104.794
575
4.211
968
2.576
667
477
159
31
4.545
11.755
15.730
6.051
27.317
15.418
15.069
1.783
951
12.334
2.725
9.549
60
349
82
199
69
35
17
16
513
8.937
1.473
977
B. Beban operasional ((Operations

Operations Expenses
Expenses))
1. Beban bunga/bagi hasil (Interest/profit sharing charges)
Penduduk (Citizens)
a. Kepada Bank Indonesia (At Bank Indonesia)
b. Kepada bank-bank lain (At other banks)
c. Kepada pihak ketiga bukan bank (At third party non-banks)
Simpanan berjangka (Time deposits)
Pinjaman yang diterima (Loans received)
Lainnya (Others)
Bukan penduduk (Non-Citizens)
a. Kantor Pusat/Cabang sendiri diluar Indonesia (Head/Branch Offices outside of Indonesia)
Lainnya (Others)
Koreksi atas pendapatan bunga (Corrections to interest income)
2. Kerugian transaksi valas/derivatif (Losses on foreign exchange transactions / derivatives)
3. Komisi/provisi (Commissions/fees)
4. Penyusutan/amortisasi/penghapusan (Depreciation/amortizations/write-offs)
5. Lainnya (Others)
151.542
90.941
86.771
693
5.277
80.801
6.945
56.106
15.054
571
437
1.689
4.132
2.072
1.508
552
16
66
18
25
340
87
38
5.932
806
23.428
30.435
130.243
66.320
64.193
737
2.534
60.922
5.682
39.017
12.616
266
1.109
2.232
2.103
1.306
475
322
15
56
12
178
8
54
24
10.033
719
16.973
36.198
122.759
48.042
45.639
656
2.614
42.369
5.092
22.756
11.043
260
1.437
1.781
1.336
501
646
188
12
43
5
100
9
20
1.068
9.504
660
22.109
42.444
156.651
62.573
60.412
611
4.408
55.393
5.916
33.297
11.611
277
2.179
2.114
2.156
817
845
495
17
85
6
65
76
244
5
20.121
730
23.101
50.126
30.634
9.181
7.403
43
484
6.876
568
4.903
1.086
25
171
122
1.772
1.650
77
45
2
16
1
3
9
13
5
9.966
88
7.548
3.852
141.993
15.040
14.498
69
1.172
13.257
1.082
9.464
2.057
51
339
265
536
285
150
100
4
25
1
12
17
42
7
109.999
163
8.816
7.975
60.273
23.271
22.533
107
2.025
20.402
1.682
14.507
3.102
114
573
424
737
388
216
133
6
34
2
19
21
52
1
14.501
194
9.785
12.521
70.598
30.988
29.997
144
2.572
27.281
2.304
19.291
4.121
193
813
559
985
509
262
214
8
47
2
25
27
105
6
12.116
298
10.833
16.364
80.313
39.046
37.750
183
3.280
34.288
2.926
24.361
5.186
168
923
723
1.277
630
389
258
12
57
3
32
34
119
19
4.776
385
15.294
20.813
93.391
46.754
45.308
222
3.788
41.297
3.574
29.278
6.235
212
1.124
874
1.433
751
395
288
12
65
3
40
40
127
13
4.983
696
15.373
25.585
110.160
54.819
53.054
264
4.402
48.389
4.170
34.324
7.324
235
1.344
991
1.756
890
531
335
16
75
4
47
46
147
9
7.943
584
16.911
29.904
128.016
61.833
59.766
304
3.817
55.645
4.841
39.305
8.528
265
1.535
1.171
2.064
1.006
621
437
17
84
5
55
50
226
3
12.090
727
18.951
34.415
139.814
68.818
66.538
336
4.523
61.679
5.489
44.095
9.582
300
1.731
482
2.278
1.181
630
467
20
96
5
62
55
229
2
10.937
748
21.501
37.811
155.390
76.191
73.663
365
4.502
68.796
6.179
48.877
10.745
397
2.101
496
2.526
1.296
792
439
22
105
6
67
59
180
1
10.297
777
25.490
42.635
169.786
83.754
80.998
401
4.932
75.665
6.859
53.532
11.821
427
2.477
548
2.754
1.396
879
480
24
114
7
80
64
190
1
11.283
860
26.687
47.202
184.826
91.374
88.449
437
5.568
82.444
7.536
58.061
12.991
577
2.710
569
2.919
1.505
875
539
26
122
8
102
68
214
5
9.745
989
29.596
53.122
28.008
7.468
7.144
32
640
6.472
671
4.327
1.138
64
208
63
297
118
90
88
3
15
1
22
21
27
28
8.855
81
7.116
4.488
9.062
64.673
51.825
12.848
21.910
16.538
16.432
51.671
39.729
11.942
28.853
22.875
37.416
50.440
46.763
3.677
41.094
29.463
20.726
56.484
43.353
13.131
33.858
24.899
(5.781)
13.728
6.400
7.328
1.547
886
(3.695)
20.983
11.318
9.664
5.969
4.763
(662)
26.648
16.585
10.063
9.401
7.135
1.403
33.112
21.648
11.465
12.868
9.124
7.271
36.598
28.100
8.498
15.769
11.638
11.812
40.436
33.422
7.014
18.826
13.696
14.818
46.583
39.530
7.054
21.871
16.262
17.819
52.212
44.786
7.426
25.245
18.369
20.726
58.157
49.365
8.792
29.518
20.933
21.705
65.452
54.573
10.879
32.584
23.489
25.842
70.014
59.231
10.783
36.625
25.744
27.719
77.669
64.832
12.837
40.555
28.334
(690)
10.100
4.701
5.400
4.709
3.384
C. Laba Operasional ((Operations

Operations Profit
Profit))
D. Pendapatan non-operasional ((Non-Operations
Non-Operations Income
Income))
Non-Operations Expenses
Expenses))
E. Beban non operasional ((Non-Operations
F. Laba non operasional ((Non-Operations
Non-Operations Profit
Profit))
G. Laba tahun berjalan ((Current
Current profit/loss
profit/loss))
H. Laba ( setelah taksiran pajak penghasilan ) ((Profit
Profit after calculation of income taxes
taxes))
Jan
13
14
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.9 Laporan Laba / Rugi Bank Persero (State Owned Banks Income Statement)
Des Des Des Des
2002 2003 2004 2005 Jan
2007
2006
Feb Mar Apr
Mei
Jun
Jul
Ags Sep
Okt
Nov Des
Jan
A. Pendapatan operasional (Operations Income)

Penduduk (Citizens)
Surat berharga (securities)
Lainnya (Others)
Lainnya (Others)
2. Kenaikan nilai surat berharga (Increase in the value of securities)
5. Lainnya (Others)
77.706
66.090
63.493
4.324
2.020
57.149
34.894
22.043
212
2.597
1.354
586
657
397
126
134
2.622
4.173
2.516
2.305
62.802
52.184
50.739
2.378
1.577
46.785
22.950
23.747
88
1.445
1.012
250
183
30
140
12
1.943
3.701
2.345
2.628
74.703
51.983
51.025
1.739
2.191
47.095
16.267
30.710
119
957
425
313
219
68
99
53
519
13.789
3.741
4.672
75.854
54.640
53.598
1.455
3.179
48.964
15.171
33.520
273
1.042
468
255
319
97
169
53
408
13.995
4.081
2.729
10.089
7.432
5.544
192
669
4.682
1.676
2.965
41
1.888
1.723
26
139
122
14
3
266
1.934
298
159
114.737
10.651
10.385
437
789
9.160
3.281
5.800
78
266
171
54
41
13
26
1
452
102.669
610
355
24.456
16.437
16.113
554
1.129
14.430
5.287
9.129
14
325
182
78
65
23
40
2
666
5.794
986
573
25.538
21.942
21.457
817
1.382
19.259
7.072
12.129
57
485
277
120
88
34
51
3
784
706
1.332
772
31.687
27.999
27.383
1.403
1.713
24.267
8.913
15.303
51
616
352
134
131
52
67
11
480
578
1.736
895
37.903
33.733
32.996
1.747
1.982
29.267
10.692
18.555
20
736
423
160
154
62
79
12
403
622
2.111
1.034
43.981
39.235
38.388
2.046
2.237
34.106
12.466
21.605
35
847
490
182
175
71
91
13
535
562
2.461
1.188
50.529
45.216
44.235
3.214
1.700
39.321
14.223
25.051
47
981
560
215
206
88
103
15
575
625
2.897
1.215
55.276
49.158
48.091
3.475
3.032
41.583
15.093
26.441
48
1.067
541
249
277
144
117
16
768
673
3.332
1.345
61.232
54.462
53.166
3.773
3.027
46.366
16.709
29.584
73
1.296
697
279
320
172
130
18
706
735
3.713
1.617
67.787
59.920
58.526
4.188
3.327
51.012
18.280
32.649
83
1.394
765
318
311
146
146
19
1.184
828
4.126
1.729
74.585
65.869
64.455
4.660
3.905
55.890
19.736
36.047
107
1.414
714
355
345
156
158
31
1.184
902
4.815
1.815
6.764
5.948
5.806
398
324
5.084
1.414
3.645
24
142
60
40
42
8
17
16
186
78
396
156
B. Beban operasional (Operations Expenses)

Penduduk (Citizens )
Tabungan (Savings Deposit)
Lainnya (Others)
Lainnya (Others)
4. Penyusutan/amortisasi/penghapusan (Depreciation/amortizations/write-offs)
5. Lainnya (Others)
76.343
47.549
45.086
351
3.193
41.542
2.919
29.324
7.298
486
123
1.393
2.453
1.188
868
397
5
25
13
14
340
10
1.191
251
27.342
58.297
31.689
30.348
359
844
29.145
2.081
18.638
5.515
193
671
2.046
1.340
889
237
214
7
20
5
174
8
1
3.557
228
22.822
56.494
22.267
20.418
348
924
19.147
2.256
9.097
5.381
192
858
1.361
811
242
450
118
7
17
90
4
1.037
1.247
156
31.787
73.103
25.232
24.222
360
1.462
22.400
2.365
12.027
5.396
187
993
1.431
1.006
282
376
349
7
35
31
50
225
4
13.310
192
34.367
17.653
4.474
2.829
18
143
2.669
216
1.783
490
17
80
83
1.641
1.587
32
22
1
4
4
13
4
5.302
27
7.194
1.135
121.745
5.793
5.518
33
297
5.187
411
3.461
931
35
149
201
270
145
62
62
1
7
5
8
41
6
106.358
56
6.478
3.060
30.864
8.859
8.537
50
461
8.027
623
5.320
1.394
60
290
339
322
160
78
84
1
10
9
11
51
0
10.009
42
6.936
5.018
31.600
11.819
11.355
68
588
10.700
866
7.065
1.854
76
382
456
459
224
90
145
1
14
12
16
102
4
6.265
66
7.150
6.301
34.105
14.905
14.272
88
675
13.509
1.092
8.927
2.339
94
471
585
616
268
176
172
2
18
16
20
116
17
359
80
10.719
8.042
37.678
17.874
17.215
106
896
16.212
1.320
10.677
2.815
113
565
722
648
320
138
190
2
22
19
24
123
11
99
110
9.646
9.949
42.973
20.774
19.947
128
949
18.870
1.496
12.471
3.308
128
665
802
819
375
224
220
2
26
21
27
144
7
115
120
10.356
11.608
49.000
23.827
22.828
143
1.073
21.613
1.726
14.229
3.914
146
768
830
998
426
262
310
2
30
24
31
222
1
133
140
11.546
13.354
53.096
25.941
24.919
156
1.378
23.386
1.947
15.926
4.382
161
863
108
1.021
473
222
326
2
36
27
36
225
0
148
162
12.967
13.878
60.733
28.562
27.409
168
1.228
26.013
2.188
17.614
4.942
174
988
107
1.153
530
339
285
3
40
27
39
175
0
161
171
16.077
15.762
65.373
31.359
30.090
186
1.323
28.581
2.404
19.335
5.433
187
1.103
119
1.269
579
380
310
3
45
33
43
186
0
172
206
16.311
17.325
72.383
34.318
33.026
203
1.575
31.248
2.648
20.942
5.993
303
1.247
115
1.288
619
326
343
3
47
36
47
209
4
179
250
18.239
19.397
10.145
2.710
2.547
14
102
2.432
250
1.497
525
44
107
9
140
49
36
54
4
3
21
27
23
54
17
5.910
1.454
C. Laba Operasional (Operations Profit)

D. Pendapatan non-operasional (Non-Operations Income)
E. Beban non operasional (Non-Operations Expenses)
F. Laba non operasional (Non-Operations Profit)
G. Laba tahun berjalan (Curr
ent pr
ofit/loss)
(Current
profit/loss)
H. Laba ( setelah taksiran pajak penghasilan ) Profit (after calculation of income taxes)
1.363
15.656
6.877
8.779
8.061
4.505
11.085
2.875
8.210
11.068
18.209
14.736
15.832
(1.096)
12.501
2.750
12.346
3.843
8.503
9.185
(7.564)
7.914
1.063
6.851
121
(834)
-7.009
9.813
1.151
8.662
1.653
1.532
-6.408
10.587
1.486
9.101
2.693
2.349
-6.063
11.942
1.731
10.211
4.149
2.900
-2.417
11.362
4.097
7.265
4.848
3.832
225
9.985
4.554
5.431
5.656
4.175
1.008
10.114
4.695
5.419
6.427
4.742
1.530
10.711
4.891
5.820
7.349
5.445
2.180
11.843
5.049
6.794
8.975
6.171
498
14.470
5.157
9.314
9.812
7.329
2.414
14.359
5.349
9.010
11.423
8.574
2.202
16.208
5.634
10.574
12.776
9.644
-3.381
5.039
160
4.879
1.498
1.020
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.10 Laporan Laba / Rugi BUSN Devisa (Foreign Exchange Commercial Banks Income Statement)
Des Des Des Des
2002 2003 2004 2005 Jan
2007
2006
Feb Mar Apr
Mei
Jun
Jul
Ags Sep
Okt
Nov Des
Jan
15

Penduduk (Citizens)
Lainnya (Others)
Lainnya (Others)
5. Lainnya (Others)
52.267
45.964
45.129
15.376
1.776
27.978
11.605
15.975
398
835
421
363
51
47
5
526
859
3.210
1.707
52.125
42.438
41.862
6.965
1.248
33.648
12.939
20.660
49
576
147
335
94
92
1
2
2.074
1.309
3.900
2.404
48.921
40.071
39.536
4.957
855
33.724
11.138
22.445
140
535
49
367
120
116
1
3
849
1.148
4.441
2.412
59.588
49.658
48.715
3.391
1.489
43.835
12.061
31.422
352
943
95
596
252
250
1
1
258
1.529
5.541
2.602
6.592
5.455
5.341
369
170
4.802
1.288
3.496
18
114
12
88
15
15
41
312
446
338
12.683
10.698
10.476
741
330
9.405
2.542
6.826
36
222
22
171
29
29
66
431
894
592
19.243
16.332
15.988
1.207
505
14.277
3.788
10.443
46
344
35
266
43
43
138
550
1.370
852
25.471
21.811
21.320
1.626
673
19.020
4.995
13.957
68
491
72
363
57
56
156
585
1.871
1.049
32.044
27.456
26.833
2.110
851
23.871
6.212
17.568
90
624
91
461
72
72
176
782
2.363
1.267
38.537
33.249
32.485
2.647
1.007
28.831
7.405
21.246
180
764
106
570
88
88
185
729
2.967
1.407
45.361
39.223
38.263
3.181
1.181
33.900
8.612
25.085
202
961
124
683
153
153
224
833
3.477
1.604
52.097
45.079
43.969
3.738
1.371
38.859
9.763
28.862
234
1.110
139
783
188
187
280
930
4.016
1.792
58.850
50.808
49.524
4.313
1.515
43.696
10.897
32.555
244
1.284
155
914
215
215
1
381
1.051
4.540
2.071
65.540
56.645
55.208
4.856
1.690
48.662
12.068
36.327
267
1.436
171
1.023
242
241
1
471
1.017
5.100
2.308
72.238
62.392
60.841
5.482
1.841
53.519
13.185
40.022
311
1.551
187
1.107
257
257
572
1.048
5.658
2.569
79.491
68.289
66.617
6.202
2.056
58.358
14.282
43.748
327
1.672
204
1.176
293
292
808
1.161
6.288
2.991
7.283
5.861
5.744
782
186
4.776
1.076
3.680
19
117
17
76
25
25
69
169
610
574

Lainnya (Others)
Lainnya (Others)
4. Penyusutan/amortisasi/penghapusan (Depreciation/amortizations/write-offs) *
5. Lainnya (Others)
49.776
32.476
31.474
277
1.150
30.047
2.373
20.549
6.814
54
125
132
990
421
441
128
7
20
4
10
87
12
723
409
16.156
45.890
25.343
24.996
317
1.024
23.655
2.127
15.021
6.154
40
228
85
346
146
118
81
3
16
6
4
51
1.029
260
19.258
38.322
18.097
17.939
260
985
16.693
1.684
9.570
4.882
28
333
196
158
62
52
44
2
7
4
10
4
17
743
229
19.253
49.579
25.261
24.888
212
1.512
23.165
1.862
15.047
5.349
39
655
212
373
102
185
86
4
17
5
33
26
805
141
23.372
5.789
3.302
3.257
16
148
3.094
173
2.309
509
5
74
23
44
13
19
12
0
3
0
3
4
1
313
21
682
1.471
11.198
6.262
6.179
30
283
5.866
330
4.388
961
10
132
45
81
24
35
23
1
6
1
7
9
1
427
30
1.475
3.006
16.267
9.497
9.377
47
444
8.886
503
6.662
1.459
17
196
49
119
36
51
31
1
10
1
9
9
1
490
40
1.589
4.651
21.598
12.611
12.450
62
592
11.795
676
8.825
1.934
23
261
76
160
50
67
43
2
14
2
12
12
2
1
594
67
2.091
6.234
27.024
15.835
15.635
78
741
14.817
854
11.079
2.426
29
328
101
199
62
84
53
2
17
2
16
14
2
1
688
86
2.557
7.859
32.515
18.960
18.724
94
862
17.768
1.038
13.271
2.910
35
407
107
235
73
100
62
3
18
3
21
16
2
1
632
106
3.206
9.611
38.119
22.347
22.074
120
1.001
20.954
1.234
15.643
3.415
41
485
135
273
83
117
72
3
20
3
26
18
2
1
756
131
3.688
11.198
43.568
25.591
25.283
144
1.093
24.047
1.429
17.870
3.924
48
563
213
308
93
134
80
4
22
3
30
19
2
1
822
153
4.228
12.773
49.114
28.749
28.352
161
1.235
26.956
1.622
19.999
4.424
53
637
221
397
158
150
88
4
24
4
35
20
2
1
969
176
4.772
14.447
54.385
31.899
31.462
177
1.373
29.912
1.828
22.136
4.930
130
713
173
437
175
166
96
4
26
4
39
20
2
1
856
195
5.327
16.108
59.756
34.925
34.447
193
1.486
32.768
2.032
24.185
5.425
143
786
197
478
190
182
106
5
27
4
47
21
2
1
866
209
5.873
17.882
65.603
38.026
37.491
210
1.635
35.645
2.239
26.258
5.912
158
861
217
535
208
199
127
5
29
5
66
21
2
1
921
236
6.404
20.016
5.967
3.061
2.996
17
148
2.830
202
2.007
499
17
73
32
60
19
20
21
2
0
18
5
179
18
736
1.973

G. Laba tahun berjalan (Current profit/loss) *
2.491
42.013
40.032
1.981
3.367
6.235
35.037
33.286
1.751
6.988
10.599
30.257
26.794
3.463
10.571
10.009
37.991
34.741
3.250
9.294
803
4.469
4.285
184
987
758
1.484
8.870
8.383
486
1.971
1.516
2.976
12.946
12.688
258
3.234
2.439
3.874
16.996
16.667
329
4.203
3.179
5.020
21.260
20.863
397
5.417
4.112
6.022
25.730
25.104
627
6.648
5.046
7.242
30.790
30.242
548
7.790
5.909
8.529
35.163
34.654
509
9.038
6.829
9.736
39.182
38.539
643
10.380
7.836
11.155
42.920
42.781
139
11.294
8.488
12.483
46.891
46.759
132
12.615
8.820
13.933
51.091
50.986
105
14.038
9.822
1.316
3.997
3.741
256
1.572
1.160
16
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.11 Laporan Laba / Rugi BUSN Non Devisa (Non-Foreign Exchange Commercial Banks Income Statement)
Des Des Des Des
2002 2003 2004 2005 Jan
2007
2006
Feb Mar Apr
Mei
Jun
Jul
Ags Sep
Okt
Nov Des
Jan

Penduduk (Citizens)
Lainnya (Others)
Lainnya (Others)
5. Lainnya (Others)
3.732
3.478
3.478
458
178
2.842
415
2.412
16
34
82
138
4.002
3.673
3.673
306
168
3.199
477
2.717
4
87
98
145
3.340
3.021
3.021
161
143
2.717
162
2.491
65
52
96
170
2.471
2.277
2.277
157
116
2.004
136
1.866
2
5
1
95
93
341
319
319
31
13
275
19
248
7
7
14
667
622
622
55
23
545
37
507
1
1
16
28
1.023
956
956
79
36
841
56
784
1
1
24
43
1.370
1.275
1.275
105
48
1.121
73
1.047
1
1
32
63
1.730
1.611
1.611
131
62
1.419
91
1.327
1
1
43
76
2.097
1.948
1.948
158
73
1.717
109
1.607
2
1
51
97
2.267
2.098
2.098
172
79
1.847
117
1.725
4
2
52
115
2.643
2.436
2.436
198
90
2.148
135
2.007
5
2
59
145
3.013
2.771
2.771
221
101
2.448
158
2.290
1
3
1
69
170
3.392
3.113
3.113
244
110
2.759
171
2.587
1
9
1
76
193
3.773
3.459
3.459
269
120
3.070
185
2.884
1
15
1
84
214
4.178
3.823
3.823
294
133
3.395
217
3.174
4
18
1
92
245
403
364
364
29
10
325
14
311
1
1
0
8
30

Lainnya (Others)
Lainnya (Others)
5. Lainnya (Others)
3.347
2.444
2.443
13
58
2.373
117
1.995
158
5
85
13
1
4
898
3.426
2.157
2.152
14
63
2.075
97
1.769
134
5
62
8
5
6
1.258
2.741
1.303
1.275
21
32
1.223
80
1.000
104
4
23
12
27
13
1.398
2.360
1.302
1.302
18
20
1.264
76
1.084
90
3
6
5
20
1.038
334
218
218
2
5
211
8
194
9
2
22
92
649
412
412
3
7
402
14
369
18
1
4
49
184
970
627
626
4
12
610
27
554
27
1
1
7
66
271
1.291
831
831
6
17
808
35
733
37
1
2
9
90
361
1.638
1.048
1.048
7
23
1.018
44
925
46
1
2
11
119
460
1.985
1.262
1.261
9
28
1.225
54
1.112
55
2
3
13
154
557
2.138
1.332
1.332
1
25
1.306
57
1.182
62
2
3
10
176
621
2.475
1.531
1.531
1
33
1.497
67
1.353
71
2
3
11
187
746
2.796
1.723
1.723
1
35
1.687
76
1.524
80
2
4
13
203
857
3.130
1.922
1.921
1
39
1.881
86
1.699
89
3
4
14
222
972
3.460
2.114
2.114
2
44
2.069
96
1.867
98
3
1
5
15
255
1.076
3.854
2.311
2.311
2
48
2.261
107
2.026
119
4
5
16
341
1.186
392
197
197
0
4
192
9
173
9
1
1
1
1
1
85
109
385
864
806
58
327
576
614
580
34
471
599
615
549
66
498
110
562
445
117
162
6
83
69
14
21
18
18
171
139
33
51
44
53
260
209
50
103
89
79
336
282
54
133
117
92
420
357
63
155
136
112
516
440
76
188
164
129
585
499
86
215
189
167
677
596
82
249
219
218
780
685
96
314
274
263
877
780
96
359
316
312
990
887
103
415
368
324
1.210
1.002
208
531
399
11
118
115
3
14
9

Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.12 Laporan Laba / Rugi BPD (Regional Development Banks Income Statement)
Des Des Des Des
2002 2003 2004 2005 Jan
2006
Feb Mar Apr
Mei
Jun
Jul
Ags Sep
Okt
2007
Nov Des Jan
17

Penduduk (Citizens)
Lainnya (Others)
Lainnya (Others)
5. Lainnya (Others)
8.599
8.131
8.122
1.084
2.759
4.280
164
4.096
20
8
8
1
254
213
9.120
8.511
8.503
1.044
1.823
5.637
163
5.464
10
8
2
6
6
21
309
278
9.803
8.888
8.864
993
643
7.229
281
6.934
14
24
23
23
145
1
394
375
11.594
10.721
10.719
1.586
1.110
8.022
331
7.684
8
3
3
57
1
423
392
1.199
1.129
1.128
280
133
716
35
680
13
27
30
2.393
2.237
2.237
544
267
1.426
68
1.354
3
25
63
67
3.775
3.518
3.517
887
439
2.191
100
2.086
6
40
104
114
5.118
4.772
4.770
1.240
606
2.924
130
2.789
4
2
2
46
144
156
6.618
6.173
6.172
1.678
761
3.734
161
3.570
2
1
1
55
187
202
8.150
7.602
7.601
2.161
931
4.509
213
4.294
3
1
1
59
235
254
9.686
9.030
9.028
2.630
1.107
5.292
254
5.034
4
1
1
70
280
306
11.298
10.517
10.515
3.126
1.279
6.110
299
5.806
4
2
2
99
325
357
12.887
11.975
11.973
3.598
1.443
6.932
307
6.619
5
2
2
123
372
417
14.419
13.393
13.391
4.018
1.562
7.811
347
7.458
7
2
2
139
410
477
16.016
14.852
14.849
4.486
1.646
8.717
388
8.322
7
3
3
167
472
525
17.599
16.293
16.290
4.872
1.866
9.551
422
9.118
11
3
3
193
540
573
1.436
1.343
1.343
375
123
845
31
813
1
7
37
49

Lainnya (Others)
Lainnya (Others)
5. Lainnya (Others)
6.626
3.744
3.744
53
238
3.454
1.058
1.604
614
19
104
55
1
6
2.875
7.205
3.764
3.764
46
157
3.560
1.002
1.688
655
21
148
46
12
3.429
7.219
2.798
2.798
26
120
2.652
719
1.025
624
33
209
43
19
4.402
8.776
3.715
3.715
18
126
3.571
1.070
1.413
658
47
328
55
1
1
1
16
5.045
826
409
409
1
17
391
120
187
67
2
14
1
160
256
1.675
867
867
2
33
831
250
398
126
5
47
6
2
251
556
2.652
1.412
1.412
4
55
1.353
409
658
188
19
72
7
3
345
892
3.644
1.940
1.940
5
78
1.857
566
917
249
21
97
7
4
453
1.247
4.785
2.532
2.529
6
108
2.415
734
1.210
312
26
123
11
3
3
2
1
5
584
1.664
5.991
3.160
3.160
8
126
3.026
921
1.521
377
45
148
13
6
722
2.103
7.158
3.781
3.781
9
143
3.629
1.103
1.840
449
47
173
17
6
827
2.543
8.268
4.423
4.423
9
163
4.251
1.296
2.166
517
52
198
21
7
899
2.939
9.492
5.053
5.053
11
179
4.863
1.484
2.482
584
67
223
24
998
3.432
10.711
5.687
5.687
12
189
5.486
1.679
2.810
659
73
239
26
9
1.106
3.909
11.836
6.306
6.306
13
218
6.076
1.885
3.097
730
76
255
33
10
1.210
4.310
13.403
6.906
6.906
15
256
6.635
2.061
3.359
818
95
274
28
12
1.327
5.157
1.013
559
559
1
36
523
170
245
91
3
11
2
1
130
323

1.973
2.957
2.827
130
1.806
1.915
2.690
2.495
195
1.732
2.584
2.284
2.121
163
2.391
2.818
3.215
3.026
189
2.738
373
424
360
64
437
394
718
804
733
71
789
709
1.123
1.255
1.156
98
1.221
1.097
1.474
1.683
1.585
98
1.572
1.409
1.833
2.170
2.036
133
1.967
1.768
2.159
2.716
2.548
168
2.328
2.091
2.528
3.243
3.076
167
2.695
2.421
3.030
3.795
3.622
172
3.202
2.877
3.395
4.365
4.172
193
3.587
3.182
3.708
4.909
4.722
188
3.896
3.472
4.180
5.461
5.259
202
4.382
3.900
4.197
6.193
5.833
360
4.557
3.908
423
547
513
34
458
408
18
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.13 Laporan Laba / Rugi Bank Campuran (Joint Venture Banks Income Statement)
Des Des Des Des
2002 2003 2004 2005 Jan
2007
2006
Feb Mar Apr
Mei
Jun
Jul
Ags Sep
Okt
Nov Des
Jan

Penduduk (Citizens)
Lainnya (Others)
Lainnya (Others)
5. Lainnya (Others)
4.745
3.273
3.164
1.060
150
1.954
61
1.727
166
109
104
5
5
939
369
163
3.895
2.662
2.592
760
153
1.679
71
1.475
134
70
66
4
3
1
583
417
233
4.344
3.056
2.979
688
244
2.047
147
1.668
232
77
76
2
1
1
650
511
127
6.043
4.307
4.132
675
243
3.214
269
2.766
180
175
174
1
1
8
996
631
101
863
485
460
64
31
365
35
313
17
25
25
6
313
52
7
1.557
898
849
122
52
675
56
591
28
49
49
21
509
102
26
2.378
1.401
1.325
194
90
1.042
93
915
34
77
76
14
758
157
48
2.930
1.791
1.689
249
97
1.343
123
1.185
34
102
102
24
860
204
51
3.103
2.262
2.135
318
121
1.697
154
1.499
44
127
127
17
502
259
62
3.805
2.729
2.580
392
145
2.043
187
1.805
52
149
148
22
672
320
63
4.478
3.200
3.014
469
150
2.395
215
2.119
60
186
185
1
1
21
814
372
71
5.235
3.755
3.561
540
269
2.753
248
2.436
69
194
193
1
1
22
929
445
83
5.881
4.232
4.016
611
289
3.115
279
2.757
79
217
216
1
1
31
1.019
501
98
6.558
4.723
4.482
673
313
3.497
308
3.100
89
241
240
1
1
22
1.113
540
158
7.122
5.196
4.931
731
333
3.867
333
3.436
98
265
264
1
1
15
1.124
620
167
7.860
5.680
5.391
796
354
4.241
358
3.777
107
289
288
1
1
8
1.296
688
187
785
489
465
68
20
376
26
341
9
25
24
4
183
65
44

Lainnya (Others)
Lainnya (Others)
5. Lainnya (Others)
4.097
1.372
1.165
271
895
137
687
38
7
26
207
1
196
9
2
6
755
37
1.933
3.089
1.068
935
194
741
123
539
29
7
43
133
1
119
13
1
9
2
1
347
34
1.639
3.270
1.295
1.139
279
860
95
585
10
2
3
165
156
143
14
1
9
3
430
43
1.502
4.403
1.901
1.632
1
329
1.302
151
1.077
12
1
61
269
242
27
3
22
1
2
619
57
1.826
705
244
218
51
167
18
139
1
9
25
17
8
1
7
283
5
66
106
1.209
437
392
88
303
31
268
3
1
45
34
11
1
9
439
13
99
221
1.950
692
624
135
489
48
414
5
17
5
68
54
14
1
11
1
676
21
188
373
2.354
893
808
1
163
643
64
552
7
17
1
2
86
67
19
2
16
1
763
33
208
456
2.374
1.128
1.022
2
210
810
78
700
11
17
2
2
106
86
20
2
17
1
1
404
45
233
564
2.888
1.355
1.226
2
250
975
91
848
14
17
2
3
129
106
23
2
19
1
1
486
40
325
682
3.405
1.586
1.433
2
288
1.143
104
998
17
17
3
4
153
126
27
3
22
1
2
566
47
399
807
3.949
1.889
1.713
2
332
1.379
120
1.148
21
17
4
69
176
147
30
2
25
1
2
657
54
417
931
4.742
2.116
1.916
2
370
1.544
133
1.289
24
17
5
77
200
167
33
3
27
1
2
739
61
770
1.055
5.216
2.349
2.126
2
420
1.704
144
1.426
28
17
6
84
223
186
37
4
30
1
2
795
68
813
1.191
5.597
2.569
2.323
2
460
1.861
157
1.558
32
17
7
90
246
206
40
4
32
1
3
801
76
843
1.308
6.213
2.797
2.527
2
501
2.024
166
1.700
36
17
8
97
271
228
42
4
34
1
3
954
85
902
1.476
620
227
192
0
38
154
9
132
5
1
7
35
25
11
2
8
167
7
85
134
648
554
231
323
494
806
590
112
478
939
1.074
587
213
374
1.053
1.640
640
267
373
1.370
158
59
28
30
188
140
348
99
83
17
365
269
428
172
104
68
496
362
575
199
132
68
643
476
728
233
115
118
847
624
917
234
151
83
1.000
747
1.073
285
191
93
1.166
860
1.286
317
208
110
1.395
1.019
1.139
416
215
201
1.341
924
1.341
436
249
186
1.528
1.050
1.525
483
254
228
1.753
1.212
1.647
843
305
538
2.185
1.561
164
86
18
68
233
160

Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.14 Laporan Laba / Rugi Bank Asing (Foreign Owned Banks Income Statement)
Des Des Des Des
2002 2003 2004 2005 Jan
2006
Feb
Mar
Apr
2007
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
19

Penduduk (Citizens)
Lainnya (Others)
Lainnya (Others)
5. Lainnya (Others)
13.556
6.899
6.420
1.579
312
4.529
553
3.802
174
480
9
462
8
8
26
4.581
1.592
458
14.731
6.351
6.074
1.034
231
4.809
985
3.572
253
277
3
258
16
16
66
5.872
1.908
533
18.679
6.619
6.207
877
936
4.394
573
3.623
197
412
4
406
2
2
1.027
8.555
2.384
94
20.704
10.905
10.243
726
1.608
7.908
1.399
6.093
417
662
8
644
11
11
195
6.618
2.814
171
5.769
1.263
1.189
53
274
861
144
707
10
74
1
71
2
2
295
3.955
231
26
6.262
2.436
2.291
132
435
1.724
359
1.347
19
145
11
129
5
5
456
2.813
530
27
8.736
3.950
3.731
219
863
2.649
547
2.071
32
220
13
199
7
7
551
3.334
842
59
11.574
5.208
4.919
301
1.091
3.527
703
2.799
25
289
16
263
10
10
712
4.444
1.133
77
12.402
6.528
6.163
411
1.407
4.345
835
3.479
32
365
19
333
13
12
662
3.672
1.451
89
14.711
8.059
7.601
535
1.459
5.607
1.349
4.219
40
458
32
412
15
15
732
4.139
1.675
106
19.205
9.127
8.609
673
1.730
6.206
1.206
4.952
48
519
37
465
17
17
1.244
6.903
1.806
124
24.033
9.360
8.776
797
844
7.135
1.376
5.707
51
584
39
526
18
18
1.519
10.916
2.089
149
24.633
10.651
10.001
911
952
8.138
1.608
6.511
18
651
45
585
21
20
1.833
9.611
2.367
172
25.953
11.857
11.151
1.028
1.047
9.076
1.760
7.295
21
706
40
643
23
23
2.151
9.110
2.619
217
28.691
13.297
12.528
1.149
1.141
10.238
2.091
8.129
19
769
45
698
26
25
2.136
10.073
2.939
246
28.786
14.509
13.677
1.270
1.226
11.181
2.231
8.930
20
832
50
754
28
28
2.334
8.395
3.308
240
10.647
1.413
1.348
131
289
928
165
758
5
65
5
58
2
2
247
8.508
356
124

Lainnya (Others)
Lainnya (Others)
5. Lainnya (Others)
11.354
3.356
2.857
1
367
2.490
341
1.947
132
69
482
462
2
19
3
15
1
16
3.262
100
4.620
12.337
2.299
1.998
251
1.746
252
1.362
130
3
284
270
2
13
3
10
17
5.099
179
4.743
14.332
2.221
2.011
1
271
1.739
248
1.436
40
12
3
207
193
1
13
2
10
1
3
7.068
199
4.841
17.545
4.805
4.296
3
953
3.340
360
2.354
80
197
349
507
433
43
32
4
11
17
1
5.386
303
7.049
5.327
534
472
7
121
344
33
292
10
4
6
61
51
8
2
1
1
1
4.068
31
258
436
5.516
1.270
1.130
0
462
667
45
579
19
11
12
140
117
19
4
1
2
2.775
57
465
950
7.570
2.185
1.957
2
917
1.037
72
898
30
15
22
228
191
32
5
2
3
3.326
82
661
1.316
10.111
2.893
2.613
2
1.134
1.477
97
1.199
41
54
71
16
280
235
37
7
3
4
4.494
120
840
1.764
10.388
3.597
3.244
3
1.523
1.718
124
1.521
53
0
21
353
300
43
9
4
5
3.325
159
1.083
2.223
12.334
4.142
3.721
4
1.626
2.091
151
1.849
63
2
26
421
359
51
12
6
6
3.767
422
1.320
2.683
16.367
4.998
4.488
5
1.996
2.487
176
2.190
72
18
31
510
432
63
15
8
7
6.506
270
1.465
3.128
20.757
4.571
3.988
6
1.123
2.859
204
2.537
80
3
35
582
487
78
17
9
8
1
10.478
361
1.674
3.673
20.575
5.235
4.575
6
1.326
3.244
228
2.876
88
4
48
659
550
90
20
10
9
1
9.080
328
1.790
4.141
21.214
5.772
5.057
5
1.253
3.800
255
3.193
96
155
101
714
592
100
22
11
10
1
8.484
321
1.945
4.693
23.763
6.480
5.718
6
1.401
4.311
285
3.490
104
327
105
761
627
111
23
12
10
1
9.443
343
2.195
5.301
23.370
7.015
6.189
6
1.553
4.630
314
3.776
113
321
106
826
678
121
26
13
12
1
1
7.690
392
2.383
5.890
9.871
714
653
0
312
340
31
273
9
15
12
61
51
9
2
1
1
8.455
37
170
496
2.202
2.630
1.053
1.577
2.485
2.394
1.657
380
1.277
1.677
4.347
1.960
1.253
707
2.462
3.159
1.447
733
714
1.971
442
780
595
185
627
410
745
1.225
829
396
1.141
691
1.166
1.428
940
488
1.654
798
1.463
1.956
1.251
706
2.169
1.045
2.014
1.154
632
522
2.536
1.166
2.377
1.255
625
630
3.007
1.472
2.838
1.567
827
740
3.578
2.140
3.277
1.549
815
734
4.011
1.979
4.058
1.570
705
865
4.923
2.547
4.739
1.840
884
956
5.695
2.834
4.929
1.832
724
1.108
6.037
2.870
5.416
2.124
1.072
1.052
6.468
3.000
775
313
155
159
934
627

20
Miliar Rp (Billion Rp)
Tabel 1.15 Rekening Administratif Bank Umum (Commercial Banks Off-Balance Sheet)
2006
Des Des Des Des

2002 2003 2004 2005 Jan
Tagihan KKomitmen
omitmen ((Claim
Claim Commitments
Commitments))
Fasilitas pinjaman yang belum ditarik (Not yet withdrawn loan facilities)
Posisi pembelian spot yang masih berjalan (Current spot purchases)
Lainnya (Others)
Kewajiban Komitmen ((Liabilities
Liabilities Commitments
Commitments))
Fasilitas kredit kepada nasabah yang belum ditarik
(Client credit facilities that are not yet withdrawn)
Fasilitas kredit kepada bank lain yang belum ditarik
(Other bank credit facilities that are not yet withdrawn)
Irrevocable L/C yang masih berjalan (Current Irrevocable L/Cs)
Posisi penjualan spot yang masih berjalan (Current spot sales)
Lainnya (Others)
16.294
4.106
10.159
2.028
21.895
3.336
17.630
928
34.703 10.638
3.360
5.034
30.485
4.300
858
1.305
18.086
4.477
11.584
2.025
Feb
Mar Apr
Mei
Jun
19.927
4.372
13.257
2.298
23.377 23.104
4.390
3.937
16.618 16.784
2.369
2.384
23.469
3.925
17.142
2.402
23.356
3.771
17.395
2.190
Jul
2007
Ags
Sep
Okt
Nov Des
Jan
24.822 25.273
6.451
6.762
15.694 15.547
2.677
2.964
23.527
6.144
14.460
2.923
24.058
6.019
15.469
2.570
26.814
5.853
17.956
3.005
32.627
5.221
22.201
5.205
17.440
5.559
9.997
1.884
112.930 137.921 180.987 177.816 176.875 183.967 186.732 191.133 200.474 192.361 191.135 199.679 202.491 207.829 213.172 198.826 235.402
81.076 102.997 126.819 151.987 142.719 144.284 144.915 150.710 153.084 149.587 151.832 158.310 159.949 164.224 166.524 162.988 179.509
181
148
230
353
350
433
379
421
647
492
494
538
475
510
556
515
638
17.194
9.225
5.254
17.363
14.657
2.757
23.684
29.588
666
18.824
4.070
2.581
18.517
11.422
3.867
21.176
14.527
3.547
21.165
16.166
4.106
20.745
15.324
3.934
23.805
17.959
4.979
24.741
14.948
2.593
21.392
14.197
3.220
21.452
15.342
4.037
22.339
15.950
3.778
24.501
14.832
3.762
24.295
18.401
3.395
23.955
8.390
2.978
28.088
19.822
7.345
Tagihan Kontinjensi ((Claim

Claim Contingency
Contingency))
Garansi yang diterima (Guarantees received)
Pendapatan bunga dalam penyelesaian (Adjusted interest income)
Lainnya (Others)
36.262
24.251
9.338
2.674
24.287
15.779
7.639
869
57.283 71.292
48.659 58.770
7.705 11.149
918
1.373
70.555
58.164
11.022
1.368
66.204
54.248
10.714
1.241
61.022 75.104
48.945 62.373
10.866 11.469
1.211
1.262
82.617
69.167
12.138
1.312
84.964
70.929
12.766
1.268
72.546 74.188
57.154 59.335
13.180 13.874
2.212
978
82.598
67.241
14.252
1.106
81.628
65.394
15.232
1.002
84.657
67.631
16.032
994
84.730
68.627
15.460
643
84.457
69.256
14.539
662
Kewajiban Kontijensi ((Liabilities

Liabilities Contingency
Contingency))
Garansi yang diberikan (Guarantees issued)
Lainnya (Others)
38.733
24.143
14.590
28.291
27.844
447
32.333 38.277
31.591 37.482
742
795
35.854
34.992
861
35.986
35.214
772
35.295 36.298
34.504 35.487
792
812
38.652
37.510
1.142
38.711
37.964
747
38.100 39.899
37.388 39.077
712
823
41.368
40.464
904
42.338
41.516
822
43.651
42.713
938
44.659
43.755
904
45.020
44.142
879
Lainnya ((Others
Others
Others))
Penerusan Kredit (Channelling Credit)
Aktiva produktif yang dihapus bukukan (Written-off Earning assets)
194.826 189.983 152.311 163.993 164.159 164.610 164.690 159.069 163.114 176.238 174.979 175.133 179.060 181.949 179.234 166.370 168.205
39.230 36.681 35.592 34.517 35.331 34.770 35.588 41.206 42.467 42.227 41.600 41.324 41.441 41.166 41.322 40.719 42.646
155.596 153.302 116.719 129.476 128.829 129.840 129.101 117.863 120.647 134.010 133.379 133.809 137.620 140.783 137.912 125.650 125.559
Tabel 1.16 Rekening Administratif Bank Persero (State Owned Banks Off-Balance Sheet)
2006
Des Des Des Des

2002 2003 2004 2005 Jan
Tagihan KKomitmen
omitmen ((Claim
Claim Commitments
Commitments))
Lainnya (Others)
Commitments))
Lainnya (Others)
Claim Contingency
Contingency))
Lainnya (Others)
Contingency))
Lainnya (Others)
Lainnya ((Others
Others
Others))
1.433
173
1.092
167
358
22
162
174
544
5
62
477
34.887
19.932
41.827
28.262
105
38
116
10.663
1.161
3.025
10.884
164
2.480
13.307
63
442
7.469
894
4.472
2.103
12.731
12.699
32
Feb
Mar Apr
2007
Mei
Jun
Jul
Ags
Sep
1.495
123
676
697
1.876
175
968
733
2.000
125
1.147
727
2.934
1.169
893
871
2.628
1.577
239
811
2.524
951
561
1.013
52.650 52.121
40.756 40.775
55.455
41.684
54.411
39.869
53.919 56.113
42.240 44.309
861
133
329
400
Okt
Nov Des
Jan
2.174
849
416
908
2.501
854
501
1.145
1.870
841
235
794
2.246
848
515
882
58.591
45.198
62.447
49.453
64.253
50.962
59.736
47.703
68.470
53.017
464
0
30
434
511
0
106
406
920
0
521
399
49.389 50.033
35.461 39.557
54.201
42.289
53.395
41.518
257
248
243
271
294
303
319
329
367
304
322
335
260
358
9.248
30
941
10.203
101
1.360
10.385
569
680
10.915
210
498
9.829
644
580
11.763
1.154
550
12.903
1.142
179
10.499
684
166
10.421
377
639
11.913
639
538
12.024
260
388
11.980
643
332
11.334
233
205
13.871
694
530
5.771
2.170
3.438
163
6.378 11.109
2.838
2.796
3.339
7.763
201
550
10.962
2.684
7.717
561
10.587
2.732
7.350
504
10.383 10.612
2.634
2.495
7.234
7.621
515
496
11.392
2.430
8.453
510
11.820
2.424
8.896
500
13.033 12.461
2.353
2.432
9.226
9.814
1.455
215
13.089
2.438
10.377
274
14.170
2.550
11.384
236
15.108
2.736
12.126
245
14.544
2.728
11.578
238
13.693
2.705
10.740
249
13.102
13.098
5
15.564 16.683
15.476 16.577
88
106
15.404
15.341
62
15.241
15.181
60
14.655 15.280
14.596 15.239
58
41
15.860
15.819
40
15.866
15.833
33
15.654 17.084
15.619 16.990
35
94
16.778
16.642
136
16.831
16.710
120
17.278
17.085
193
17.235
17.101
134
17.645
17.508
137
128.292 123.187 101.869 114.513 115.580 116.144 116.573 111.354 114.229 127.435 125.922 125.785 128.766 125.627 126.591 109.163 110.908
34.810 32.175 30.963 29.670 30.493 29.930 30.768 36.400 37.643 37.375 36.735 36.442 36.544 36.272 36.413 35.775 37.664
93.481 91.013 70.906 84.842 85.087 86.215 85.805 74.955 76.586 90.061 89.187 89.343 92.222 89.355 90.178 73.389 73.245
21
22
Tabel 1.17 Rekening Administratif BUSN Devisa (Foreign Exchange Commercial Banks Off-Balance Sheet)
2006
Des Des Des Des

2002 2003 2004 2005 Jan
Tagihan KKomitmen
omitmen ((Claim
Claim Commitments
Commitments))
Lainnya (Others)
2.030
47
1.947
36
2.341
2.146
195
31.542
28.321
40.481
36.526
72
104
107
1.946
1.020
184
2.512
1.209
129
1.622
231
1.155
237

Contingency))
Lainnya (Others)
Lainnya ((Others
Others
Others))

Commitments))
Lainnya (Others)
Claim Contingency
Contingency))
Lainnya (Others)
2.431
2.123
307
Feb
Mar Apr
2007
Mei
Jun
Jul
Ags
Sep
4.210
3.991
220
5.244
4.842
402
4.894
4.615
278
7.353
1.360
5.444
549
6.741
1.365
4.659
717
5.625
1.384
3.592
649
68.179 73.882
58.062 63.715
75.541
61.447
69.856
59.410
73.162 78.057
61.837 66.395
3.857
3.531
326
Okt
Nov Des
Jan
7.351
1.366
5.319
666
7.805
2.245
4.481
1.078
5.081
2.206
2.346
529
10.451
1.911
5.420
3.120
78.228
67.517
80.340
67.416
82.549
70.403
78.586
68.281
96.161
78.628
2.149
18
1.535
596
3.235
3.097
138
4.342
1
4.127
213
58.748 64.526
52.195 57.653
62.536
54.559
66.569
57.404
94
98
186
104
122
332
161
151
156
164
180
212
246
269
4.297
2.069
79
4.495
1.743
541
4.654
3.068
157
5.438
3.221
320
5.410
3.638
965
6.248
3.081
716
6.851
4.926
1.984
6.633
3.403
250
5.849
4.496
830
6.050
3.945
1.511
5.216
4.109
1.221
6.251
4.923
1.570
6.336
4.112
1.485
7.137
1.487
1.435
8.308
4.092
4.864
1.452
28
1.019
405
1.752
271
1.025
456
2.575
711
1.273
590
2.126
300
1.257
569
2.262
416
1.360
485
2.399
390
1.566
443
2.489
453
1.525
511
2.590
474
1.574
542
2.620
488
1.632
500
2.819
536
1.793
490
2.807
531
1.787
489
2.749
533
1.668
548
2.744
535
1.724
485
2.833
596
1.767
469
2.086
273
1.694
119
2.091
181
1.783
127
17.454
2.957
14.497
5.445
5.047
397
5.148
4.633
515
6.571
5.964
607
6.553
5.815
738
6.696
6.043
653
6.884
6.208
676
7.096
6.387
709
7.092
6.426
666
7.194
6.520
675
7.197
6.558
638
7.364
6.680
684
7.749
7.019
731
8.009
7.346
663
8.532
7.819
713
8.940
8.202
738
9.124
8.409
715
59.666
2.528
57.138
60.588
2.508
58.080
43.480 42.802
2.712
2.822
40.769 39.980
41.986
2.821
39.164
41.672
2.823
38.848
41.651 41.192
2.817
2.813
38.834 38.379
42.049
2.822
39.227
42.239
2.833
39.406
42.174 42.390
2.841
2.837
39.333 39.553
42.701
2.849
39.852
48.648
2.845
45.802
42.416
2.842
39.574
48.860
2.869
45.991
49.091
2.871
46.219
Tabel 1.18 Rekening Administratif BUSN Non Devisa (Non-Foreign Exchange Commercial Banks Off-Balance Sheet)
2006
Des Des Des Des

2002 2003 2004 2005 Jan
Tagihan KKomitmen
omitmen ((Claim
Claim Commitments
Commitments))
Lainnya (Others)
Feb
Mar Apr
Mei
Jun
Jul
2007
Ags
Sep
Okt
Nov Nov
Jan
110
78
32
63
32
30
61
38
24
30
9
21
28
9
19
26
9
17
23
9
14
38
9
29
28
9
20
23
9
14
24
9
15
24
9
16
23
9
15
22
9
13
21
9
13
40
9
32
40
9
32
1.582
1.534
1.722
1.678
1.964
1.906
1.836
1.806
1.915
1.888
1.777
1.754
1.867
1.842
1.888
1.851
1.910
1.876
1.927
1.896
1.521
1.490
1.569
1.533
1.547
1.523
1.606
1.582
1.588
1.565
1.666
1.618
1.700
1.657
11
10
12
33
7
34
28
27
27
25
20
22
34
25
1
21
20
26
20
20
19
44
38

Claim Contingency
Contingency))
Lainnya (Others)
208
191
17
201
200
2
225
222
3
194
179
15
218
200
18
227
204
24
217
194
23
220
199
21
213
192
21
224
199
24
189
166
23
264
239
25
194
167
26
193
173
20
200
180
21
202
177
25
204
179
25

Contingency))
Lainnya (Others)
134
105
29
121
103
18
113
105
8
124
117
7
115
106
9
114
107
7
120
107
12
115
107
8
507
102
405
116
103
13
120
106
14
125
106
19
118
105
13
115
100
15
105
98
8
103
95
8
93
89
5
Lainnya ((Others
Others
Others))
563
45
518
576
42
534
545
42
502
598
42
556
603
41
562
593
41
552
587
41
546
582
41
541
640
41
599
644
41
603
547
41
506
548
41
507
542
41
501
538
41
497
544
41
503
590
41
549
699
41
658

Commitments))
Lainnya (Others)
23
24
Tabel 1.19 Rekening Administratif BPD (Regional Development Banks Off-Balance Sheet)
2006
Des Des Des Des

2002 2003 2004 2005 Jan
Tagihan KKomitmen
omitmen ((Claim
Claim Commitments
Commitments))
Lainnya (Others)
Feb
Mar Apr
Mei
Jun
2007
Jul
Ags
Sep
Okt
Nov Des
Jan
12
12
-
26
22
3
40
10
30
42
16
26
44
16
28
36
6
29
23
6
17
20
6
14
34
5
29
34
5
29
22
6
16
34
7
27
33
7
26
36
9
28
34
8
25
28
10
18
40
11
29

Commitments))
Lainnya (Others)
664
660
940
930
1.238
1.197
1.677
1.625
1.837
1.755
1.744
1.656
1.715
1.629
1.764
1.677
1.901
1.800
1.914
1.828
1.993
1.944
2.002
1.942
2.325
2.278
2.321
2.227
2.282
2.186
2.208
2.136
2.333
2.220
4
4
7
1
31
2
50
1
80
2
85
4
82
1
84
1
97
83
1
45
55
2
42
2
88
20
71
18
50
1
107

Claim Contingency
Contingency))
Lainnya (Others)
681
3
426
251
599
2
359
238
1.434
2
1.233
200
479
2
333
145
490
2
343
144
493
2
342
150
504
2
353
149
592
2
440
150
529
2
374
153
565
2
408
155
561
2
407
151
624
2
468
154
577
2
418
157
630
7
469
154
624
2
465
156
624
2
465
157
536
2
381
153

Contingency))
Lainnya (Others)
719
708
19
768
751
17
1.035
919
115
1.523
1.451
72
1.270
1.221
49
1.331
1.279
53
1.312
1.269
42
1.414
1.361
53
1.397
1.366
31
1.514
1.489
24
1.732
1.709
23
2.060
2.037
23
2.362
2.339
23
2.524
2.502
23
2.724
2.700
24
2.856
2.833
23
2.478
2.456
22
4.194
1.846
2.348
4.283
1.956
2.327
4.613
1.875
2.738
4.433
1.982
2.451
4.437
1.975
2.462
4.382
1.976
2.406
4.360
1.962
2.398
4.318
1.953
2.365
4.354
1.961
2.393
4.347
1.979
2.369
4.421
1.983
2.438
4.433
2.005
2.428
4.432
2.006
2.425
4.441
2.008
2.433
6.843
2.027
4.816
4.807
2.035
2.772
4.740
2.070
2.670
Lainnya ((Others
Others
Others))
Tabel 1.20 Rekening Administratif Bank Campuran (Joint Venture Banks Off-Balance Sheet)
2002 2003 2004 2005 Jan

Tagihan KKomitmen
omitmen ((Claim
Claim Commitments
Commitments))
Lainnya (Others)
5.817
3.796
404
1.618
4.578
3.260
801
517
4.216
3.308
899
8

Commitments))
Lainnya (Others)
11.130
6.647
10.538
7.847
2.276
472
1.736
1.960
629
102
2.663
903
76

Claim Contingency
Contingency))
Lainnya (Others)
20.948
20.062
864
21
7.798
7.062
729
7

Contingency))
Lainnya (Others)
2.345
2.333
12
3.214
3.204
10
3.759
3.743
16
Lainnya ((Others
Others
Others))
1.764
1.764
1.075
1.075
1.233
1.233
2007
2006
Des Des Des Des

Feb
Mar Apr
Mei
Jun
Jul
Ags
Sep
8.550
3.799
3.363
1.388
7.092
3.736
2.162
1.194
8.377
3.632
3.619
1.126
8.142
3.906
3.038
1.197
7.277
3.805
2.132
1.340
6.863
3.794
1.857
1.212
20.484 19.954
12.411 12.001
19.146
12.521
19.372
11.937
18.931 18.444
12.078 12.712
9.630
4.243
3.816
1.570
Okt
Nov Des
Jan
6.901
3.786
2.163
952
5.700
2.736
2.224
740
5.006
2.494
2.011
502
7.269
2.443
3.721
1.105
18.727
12.727
18.919
12.671
15.619
9.755
15.427
10.341
18.611
10.809
5.811
4.991
622
198
6.953
4.452
1.121
1.380
8.391
4.356
2.454
1.581
14.801 15.752
11.159 11.944
18.208
13.084
19.070
12.120
2.217
579
1.011
1.754
1.152
2.218
1.987
2.564
2.399
1.997
3.559
2.517
1.813
3.788
2.351
1.938
2.536
2.151
1.986
3.401
2.048
2.001
2.721
2.131
1.992
1.983
1.758
2.259
1.793
1.949
2.265
2.289
1.693
2.087
2.291
1.486
2.068
1.779
1.239
2.203
3.829
1.770
16.530 19.379
16.228 19.190
298
189
3
-
19.259
19.064
195
-
16.232
16.085
146
-
17.897 17.763
17.716 17.434
182
329
-
18.925
18.786
139
-
18.157
17.939
218
-
18.589 19.193
18.407 19.008
181
185
-
19.310
19.118
192
-
19.454
19.261
193
-
19.640
19.444
196
-
20.284
20.042
242
-
20.040
19.921
118
-
4.647
4.644
3
4.379
4.377
3
4.334
4.334
-
4.140
4.138
2
4.190
4.190
-
4.789
4.789
-
4.630
4.628
2
4.430
4.428
2
4.494
4.491
3
4.429
4.427
2
4.467
4.465
2
4.319
4.319
-
4.507
4.506
1
4.495
4.495
0
1.014
1.014
855
855
1.134
1.134
814
814
848
848
1.041
1.041
1.078
1.078
1.084
1.084
1.107
1.107
1.153
1.153
1.163
1.163
1.187
1.187
1.217
1.217
1.255
1.255
25
26
Tabel 1.21 Rekening Administratif Bank Asing (Foreign Owned Banks Off-Balance Sheet)
2002 2003 2004 2005 Jan

Tagihan KKomitmen
omitmen ((Claim
Claim Commitments
Commitments))
Lainnya (Others)
2007
2006
Des Des Des Des

Feb
Mar Apr
Mei
Jun
Jul
Ags
Sep
8.792
8.755
37
9.195
9.170
24
8.029
8.014
15
6.348
6.319
29
8.569
8.518
51
8.458
8.450
8
Nov Des
Jan
7.574
7.570
4
10.754
10.750
3
5.415
5.406
9
12.582
12.544
38
41.836 41.524
30.215 30.690
46.522
33.756
44.881
34.648
41.609 43.494
32.243 31.419
43.072
30.706
42.197
30.875
46.880
31.653
41.203
32.909
48.126
33.178
6.891
6.715
175
14.530
14.521
9
27.412
27.400
12
2.142
2.113
29
7.314
7.261
53
6.213
6.154
58
33.124
23.982
42.414
27.753
54.846 43.992
24.901 39.402
38.178
29.145
41.412
29.832
2.296
6.572
275
1.997
12.655
9
3.382
26.552
12
2.862
1.717
11
1.905
7.101
27
3.364
8.173
43
2.840
8.759
23
2.854
7.811
170
3.252
9.343
172
3.218
7.003
12
3.042
6.296
27
2.989
9.037
49
2.949
9.409
8
3.958
7.360
4
3.871
11.354
3
3.398
4.891
5
3.705
11.207
36

Claim Contingency
Contingency))
Lainnya (Others)
5.334
3.061
2.229
44
8.466
6.517
1.894
55
30.964 37.556
29.319 36.072
1.589
1.412
56
73
37.500
36.115
1.310
75
36.403
35.013
1.313
78
29.622 43.428
28.204 41.989
1.337
1.356
81
83
48.968
47.475
1.407
86
51.578
50.076
1.413
89
37.355 38.839
35.856 37.362
1.406
1.380
93
96
46.679
45.150
1.430
100
44.437
43.042
1.288
107
46.253
44.852
1.298
102
46.991
45.582
1.303
105
47.892
46.447
1.336
108

Contingency))
Lainnya (Others)
5.350
5.348
2
5.641
5.641
-
6.714
6.714
-
8.729
8.729
-
8.132
8.132
-
8.271
8.271
-
8.185
8.185
-
8.202
8.202
-
9.008
9.008
-
9.390
9.390
-
8.968
8.968
-
8.772
8.772
-
9.933
9.933
-
10.393
10.393
-
10.692
10.692
-
11.018
11.018
-
11.184
11.184
-
348
348
274
274
571
571
633
633
699
699
685
685
705
705
775
775
801
801
494
494
829
829
870
870
1.466
1.466
1.532
1.532
1.654
1.654
1.732
1.732
1.512
1.512

Commitments))
Lainnya (Others)
Lainnya ((Others
Others
Others))
8.984
8.943
42
Okt
Tabel 1.22 Kinerja Bank Umum (Commercial Banks Performance)

CAR (%)
- Modal (Capital)
- ATMR (Risk Weighted Assets)
KAP (Earning assets Quality
Quality))
APYD terhadap Aktiva Produktif (%) (Classified Earning assets to
Earning assets (%)
- APYD (Classified Earning assets)
- Total Aktiva Produktif (Total Earning assets)
PPAPYD terhadap PPAPWD (%) (Earning Assets Write-off Reserve /
Mandatory Earning assets Write-off Reserve (%)
- PPAPYD (Earning assets Write-off Reserve)
- PPAPWD (Mandatory Earning assets Write-off Reserve)
Rentabilitas ((Profitability
Profitability
Profitability))
ROA (%)1
- Laba (Profit)
- Rata-rata total aset (Average Assets)
BOPO (%) (Opeations Expenses / Operations Income (%)
- Biaya Operasional (Operations Expenses)
- Pendapatan Operasional (Operations Income)
Likuiditas ((Likuidity
Likuidity
Likuidity))
Aktiva terhadap Pasiva - Likuid (%)2
LDR (%)
- Kredit (Credits)
- Dana Pihak Ketiga (Third Party Funds)3
Ket :
1
2
27
2006
Des Des Des Des

2002 2003 2004 2005 Jan
22,44
103.602
461.757
19,43
112.395
578.386
19,42
130.168
670.140
19,30
144.470
748.541
21,66
172.928
798.408
2007
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
21,28
171.664
806.624
21,84
173.218
793.247
21,53
171.529
796.609
20,80
169.116
812.898
20,47
167.542
818.654
20,71
169.350
817.689
20,83
168.195
807.648
21,01
174.192
829.151
20,82
171.641
824.319
20,99
175.406
835.558
21,27
183.391
862.145
23,00
194.796
847.089
3,61
3,59
3,05
4,70
4,86
4,96
4,97
4,95
4,97
4,93
5,00
5,00
4,68
4,68
4,48
3,91
3,96
38.099
38.916
36.065
62.980
65.409
67.065
67.708
67.875
70.189
70.085
70.582
72.368
68.866
69.765
68.494
61.192
62.225
1.055.145 1.084.947 1.182.899 1.339.752 1.345.376 1.352.629 1.362.385 1.369.910 1.412.863 1.421.367 1.412.689 1.446.512 1.472.485 1.490.054 1.528.697 1.565.103 1.570.692
175,21
43.195
24.653
167,58
43.744
26.103
175,54
39.944
22.754
127,25
43.210
33.957
126,54
45.542
35.989
122,11
44.683
36.591
117,17
45.508
38.840
117,75
45.210
38.397
119,58
46.419
38.818
119,37
46.073
38.598
117,07
46.534
39.748
113,01
46.822
41.432
116,39
46.789
40.202
129,42
48.699
37.630
126,48
48.937
38.692
126,88
47.918
37.767
131,77
48.345
36.688
1,96
2,63
3,46
2,55
1,27
2,44
2,57
2,64
2,57
2,54
2,52
2,53
2,62
2,58
2,62
2,64
20.882
29.529
40.956
30.601
18.566
35.815
37.606
38.604
37.846
37.652
37.494
37.868
39.358
39.101
39.955
40.555
1.065.824 1.122.641 1.185.278 1.201.039 1.465.640 1.465.991 1.462.913 1.463.667 1.473.701 1.480.928 1.486.144 1.494.298 1.503.580 1.513.740 1.524.763 1.538.821
94,76
88,10
76,64
89,50
123,26
102,67
101,11
98,05
91,70
88,77
88,14
87,78
87,09
87,74
86,79
86,98
150.498 127.865 122.396 143.881
30.634 141.993
60.273
70.598
80.313
93.391 110.160 128.016 139.814 155.390 169.786 184.826
158.820 145.137 159.697 160.762
24.853 138.298
59.611
72.001
87.585 105.203 124.978 145.835 160.540 177.095 195.628 212.499
102,53
28.008
27.317
- 2,564488
2,64
2,76
2,66
1,82
2,61
2,70
2,80
3,07
2,84
3,03
3,66
2,88
3,06
3,07
38,24
43,52
49,95
59,66
60,82
60,51
61,14
61,63
60,75
61,21
61,74
61,26
61,92
61,20
61,32
61,56
60,55
371.058 440.505 559.470 695.648 678.885 679.919 687.151 692.227 705.112 715.120 716.792 727.854 746.406 754.951 767.065 792.297 774.834
970.371 1.012.278 1.120.102 1.166.065 1.116.189 1.123.689 1.123.869 1.123.155 1.160.613 1.168.251 1.161.043 1.188.186 1.205.486 1.233.645 1.250.963 1.287.102 1.279.566
data bulan Januari 2007 belum dapat disajikan

ratio aktiva terhadap pasiva likuid disajikan sebagai pengganti ratio KBAB yang datanya terbit dari tahun 2004
sampai dengan Desember 2005 menggunakan Dana yang diterima (Funds Received)
28
Tabel 1.23 Kinerja Bank Persero (State Owned Banks Performance)

CAR (%)
- Modal (Capital)
2006
Des Des Des Des

2002 2003 2004 2005 Jan
2007
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
21,71
42.119
194.051
18,21
48.237
264.833
20,71
56.798
274.294
19,43
58.904
303.098
20,93
62.188
297.101
20,49
62.111
303.160
21,94
62.653
285.615
22,19
63.121
284.472
21,69
62.731
289.202
20,38
59.492
291.960
20,85
60.146
288.501
20,68
60.437
292.249
19,25
56.293
292.383
20,54
61.559
299.727
20,63
62.429
302.635
21,20
62.577
295.153
22,27
68.614
308.060
3,16
15.586
493.486
4,13
19.643
475.455
3,88
19.163
494.112
7,96
42.347
532.254
8,38
43.910
524.233
8,58
44.785
521.862
8,62
45.691
530.165
8,43
44.731
530.735
8,55
46.401
542.701
8,58
46.485
541.959
8,71
46.445
533.440
8,83
48.180
545.337
8,08
44.931
556.282
8,03
45.074
560.977
7,59
44.101
581.008
6,55
38.096
581.590
6,60
38.861
589.216
264,13
21.915
8.297
182,28
21.751
11.932
208,22
23.548
11.310
131,76
28.093
21.321
131,47
29.029
22.080
123,52
27.853
22.551
114,64
28.653
24.994
116,47
28.238
24.245
120,72
28.887
23.929
119,18
28.267
23.717
116,73
28.659
24.551
109,44
29.390
26.855
115,71
28.171
24.346
134,10
30.711
22.902
128,38
30.753
23.955
131,12
29.480
22.483
134,65
30.324
22.520
Rentabilitas ((Pr
Pr
ofitability
Profitability
ofitability))
ROA (%)1
- Laba (Profit)
2,00
10.143
507.737
98,43
75.155
76.352
2,67
13.668
511.166
92,07
56.592
61.469
3,46
17.113
494.992
75,73
56.252
74.278
2,54
13.471
529.689
95,17
71.333
74.957
-1,51
-8.556
566.399
174,97
17.653
10.089
1,76
9.917
564.577
106,11
121.745
114.737
1,93
10.771
559.382
126,20
30.864
24.456
2,23
12.446
558.379
123,74
31.600
25.538
2,08
11.635
560.604
107,63
34.105
31.687
2,02
11.312
561.091
99,41
37.678
37.903
1,96
11.018
560.909
97,71
42.973
43.981
1,96
11.024
561.825
96,97
49.000
50.529
2,12
11.966
564.033
96,06
53.096
55.276
2,08
11.774
566.853
99,19
60.733
61.232
2,19
12.462
570.122
96,44
65.373
67.787
2,22
12.776
574.323
97,05
72.383
74.585
149,99
10.145
6.764
Likuidity
Likuidity))
LDR (%)
- Kredit (Credits)
34,46
150.632
437.149
41,59
177.137
425.932
3
49,90
222.855
446.564
2,56
51,04
256.413
502.374
2,74
58,40
248.857
426.133
0,57
58,24
249.020
427.578
0,38
59,15
252.438
426.754
0,52
59,43
252.442
424.799
0,54
59,09
256.565
434.191
0,51
60,13
261.466
434.871
3,29
60,25
259.171
430.130
3,13
60,07
262.567
437.092
3,16
60,30
269.642
447.182
4,19
59,50
272.047
457.196
3,09
59,57
276.265
463.738
3,17
59,93
287.910
480.394
3,27
58,98
278.924
472.915

Quality))
Earning assets (%)
Ket :
1
2
3

Tabel 1.24 Kinerja BUSN Devisa (Foreign Exchange Commercial Banks Performance)
CAR (%)
- Modal (Capital)
2006
Des Des Des Des

2002 2003 2004 2005 Jan
2007
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
24,67
37.030
150.128
20,26
37.487
185.018
18,08
44.040
243.559
16,92
42.384
250.453
19,76
61.696
312.256
19,74
61.628
312.153
19,75
61.926
313.479
19,58
62.082
317.078
19,02
61.222
321.855
19,08
61.618
322.925
19,11
62.681
327.929
19,43
60.372
310.765
20,41
68.093
333.568
19,66
61.771
314.179
19,77
63.354
320.518
19,84
70.049
353.108
21,24
69.203
325.827
2,58
9.211
357.024
2,34
9.245
395.646
,88
8.268
440.714
2,28
11.443
500.822
2,42
12.172
502.799
2,57
13.007
505.854
2,56
12.928
504.435
2,71
13.821
510.407
2,78
14.403
517.674
2,72
14.188
522.234
2,80
14.741
526.047
2,74
14.670
534.749
2,68
14.583
544.533
2,79
15.428
552.338
2,69
15.308
569.362
2,43
14.486
596.214
2,49
14.841
594.870
152,56
9.381
6.149
200,86
12.368
6.158
173,05
9.196
5.314
126,10
7.576
6.008
124,58
9.111
7.314
126,32
9.454
7.484
125,72
9.302
7.399
122,60
9.429
7.691
117,63
9.660
8.212
119,43
9.791
8.198
116,76
9.879
8.461
120,92
9.348
7.731
118,34
10.263
8.672
125,26
9.696
7.741
126,58
9.810
7.750
123,48
10.621
8.601
132,72
10.097
7.607
Rentabilitas ((Pr
Pr
ofitability
Profitability
ofitability))
ROA (%)1
- Laba (Profit)
0,98
3.534
360.109
97,00
50.292
51.846
2,16
8.680
400.994
86,62
44.869
51.797
3,09
14.079
454.951
78,25
38.243
48.873
2,17
8.055
370.434
88,31
38.816
43.952
2,10
11.849
565.334
87,82
5.789
6.592
2,09
11.825
565.612
88,30
11.198
12.683
2,29
12.937
565.755
84,53
16.267
19.243
2,27
12.608
555.876
84,79
21.598
25.471
2,29
13.001
568.659
84,33
27.024
32.044
2,33
13.297
571.054
84,37
32.515
38.537
2,32
13.355
575.962
84,03
38.119
45.361
2,34
13.557
578.834
83,63
43.568
52.097
2,38
13.839
582.265
83,46
49.114
58.850
2,31
13.553
586.005
82,98
54.385
65.540
2,33
13.762
590.556
82,72
59.756
72.238
2,35
14.038
596.617
82,53
65.603
79.491
81,93
5.967
7.283
Likuidity
Likuidity))
LDR (%)
- Kredit (Credits)
34,92
125.901
360.529
40,41
159.959
395.838
2
46,23
209.176
452.491
2,20
73,27
277.591
378.877
2,55
59,73
271.905
455.188
0,59
59,65
271.230
454.725
0,62
60,20
273.939
455.056
0,55
60,42
275.778
456.422
0,66
60,53
280.392
463.236
0,61
60,58
283.797
468.482
2,88
60,90
287.759
472.501
2,53
60,74
290.498
478.289
2,88
60,93
295.654
485.267
3,33
59,88
298.214
497.983
2,65
59,67
302.926
507.687
2,92
60,03
315.256
525.177
2,96
58,31
306.614
525.836

Quality))
Earning assets (%)
Ket :
1
2
3

29
30
Tabel 1.25 Kinerja BUSN Non Devisa (Non-Foreign Exchange Commercial Banks Performance)
CAR (%)
- Modal (Capital)
2006
Des Des Des Des

2002 2003 2004 2005 Jan
Feb
Mar
Apr
Mei
Jun
Jul
2007
Ags
Sep
Okt
Nov
Des
Jan
16,94
2.348
13.864
14,99
2.753
18.369
16,30
2.728
16.732
15,32
2.114
13.802
18,39
3.277
17.821
18,14
3.290
18.134
17,84
3.266
18.307
17,74
3.269
18.426
18,01
3.350
18.599
17,90
3.434
19.181
18,00
3.185
17.696
17,45
3.204
18.364
19,38
3.256
16.801
18,99
3.303
17.396
18,74
3.319
17.715
19,27
3.459
17.951
20,13
3.673
18.245
2,89
536
18.569
2,65
585
22.040
3,28
648
19.735
3,92
722
18.404
3,82
876
22.907
3,91
885
22.629
3,72
857
23.053
4,02
928
23.085
4,03
950
23.577
3,89
938
24.088
3,80
825
21.703
3,75
847
22.564
3,43
797
23.199
3,59
844
23.504
3,38
820
24.229
2,90
757
26.141
3,06
799
26.126
125,16
398
318
109,68
878
801
137,19
512
373
121,91
415
340
102,92
468
455
103,31
488
472
102,14
479
469
99,30
494
498
106,01
501
473
107,46
513
478
109,31
490
448
109,64
489
446
110,19
480
436
117,26
484
413
118,47
500
422
177,72
500
282
128,66
563
438
Rentabilitas ((Pr
Pr
ofitability
Profitability
ofitability))
ROA (%)1
- Laba (Profit)
2,17
421
19.357
90,27
3.369
3.732
0,95
221
23.203
95,33
3.856
4.044
2,79
603
21.658
83,94
2.803
3.340
0,96
182
18.952
97,48
2.408
2.471
0,94
248
26.221
98,10
334
341
1,17
305
26.049
97,31
649
667
1,58
414
26.184
94,80
970
1.023
1,53
399
26.121
94,23
1.291
1.370
1,41
372
26.329
94,66
1.638
1.730
1,41
375
26.628
94,67
1.985
2.097
1,52
368
24.252
94,33
2.138
2.267
1,53
374
24.463
93,66
2.475
2.643
1,69
418
24.708
92,77
2.796
3.013
1,73
431
24.948
92,26
3.130
3.392
1,80
453
25.201
91,72
3.460
3.773
2,08
531
25.572
92,25
3.854
4.178
97,20
392
403
Likuidity
Likuidity))
LDR (%)
- Kredit (Credits)
59,39
11.574
19.487
62,74
14.526
23.151
1,78
68,74
15.101
21.970
1,54
82,48
16.842
20.419
1,82
78,18
16.901
21.618
8,48
81,61
17.233
21.117
7,86
79,95
17.333
21.680
7,10
81,00
17.523
21.634
6,40
79,23
17.725
22.372
6,49
80,25
18.266
22.762
2,42
78,31
16.415
20.962
2,36
79,74
17.024
21.350
2,34
80,01
17.552
21.936
2,89
80,19
17.967
22.405
2,51
79,68
18.290
22.953
2,49
78,26
19.114
24.423
2,54
78,06
19.281
24.702

Quality))
Earning assets (%)
Ket :
1
2
3

Tabel 1.26 Kinerja BPD (Regional Development Banks Performance)

CAR (%)
- Modal (Capital)
2006
Des Des Des Des

2002 2003 2004 2005 Jan
Feb
Mar
Apr
Mei
Jun
Jul
2007
Ags
Sep
Okt
Nov
Des
Jan
18,48
4.864
26.326
19,10
5.951
31.158
19,14
7.815
40.831
19,24
9.180
47.725
22,99
11.312
49.210
22,65
11.427
50.450
21,87
11.288
51.624
21,56
11.263
52.232
19,33
10.306
53.319
18,63
10.200
54.748
18,25
10.298
56.413
18,24
10.541
57.791
18,68
10.791
57.768
18,78
11.016
58.642
18,70
11.297
60.396
19,12
11.586
60.591
23,99
14.498
60.442
1,07
545
50.853
0,96
527
54.957
0,98
647
66.255
1,16
984
85.078
1,28
1.133
88.684
1,24
1.174
94.644
1,23
1.220
99.257
1,25
1.290
102.867
1,12
1.304
116.354
1,09
1.300
118.738
1,16
1.342
115.962
1,08
1.342
124.216
1,07
1.346
126.196
1,16
1.488
128.065
1,11
1.409
126.658
0,81
1.075
131.845
0,94
1.188
126.465
122,79
889
724
118,87
879
740
113,03
943
835
111,47
1.236
1.109
110,46
1.299
1.176
110,40
1.363
1.234
111,59
1.408
1.262
114,36
1.494
1.307
114,00
1.587
1.393
116,19
1.614
1.389
115,74
1.671
1.444
115,50
1.706
1.477
111,57
1.744
1.563
119,53
1.800
1.506
118,43
1.850
1.563
143,57
1.570
1.094
109,11
1.627
1.491
Profitability
Profitability))
ROA (%)1
- Laba (Profit)
3,83
2.051
53.488
77,67
6.679
8.599
3,05
1.976
64.791
80,39
7.339
9.128
3,99
2.726
68.396
73,85
7.240
9.803
3,38
2.952
87.236
76,17
8.831
11.594
4,94
5.246
106.305
68,89
826
1.199
4,34
4.732
109.105
70,00
1.675
2.393
4,38
4.885
111.571
70,25
2.652
3.775
4,14
4.715
113.969
71,20
3.644
5.118
3,99
4.720
118.205
72,30
4.785
6.618
3,81
4.656
122.158
73,50
5.991
8.150
3,75
4.620
123.225
73,90
7.158
9.686
3,81
4.803
126.065
73,18
8.268
11.298
3,73
4.783
128.311
73,66
9.492
12.887
3,58
4.675
130.583
74,28
10.711
14.419
3,61
4.780
132.362
73,90
11.836
16.016
3,38
4.557
134.622
76,15
13.403
17.599
70,52
1.013
1.436
Likuidity
Likuidity))
LDR (%)
- Kredit (Credits)
42,04
21.498
51.135
48,22
28.348
58.474
10,80
53,39
37.232
69.733
8,68
46,96
44.931
95.688
8,75
51,54
45.018
87.338
1,83
49,84
45.922
92.143
1,97
49,02
47.254
96.396
1,81
47,87
48.263
100.825
2,00
42,94
49.501
115.291
1,89
43,66
51.130
117.107
6,78
45,60
52.333
114.775
6,11
42,74
53.615
125.450
6,15
43,81
55.008
125.549
6,55
43,69
55.772
127.647
6,09
44,22
56.513
127.796
6,26
43,33
55.955
129.141
6,87
44,83
55.588
124.011

Quality))
Earning assets (%)
Ket :
1
2
3

31
32
Tabel 1.27 Kinerja Bank Campuran (Joint Venture Banks Performance)

CAR (%)
- Modal (Capital)
2006
Des Des Des Des

2002 2003 2004 2005 Jan
Feb
Mar
Apr
Mei
Jun
Jul
2007
Ags
Sep
Okt
Nov
Des
Jan
31,40
7.950
25.322
32,65
8.837
27.066
28,35
9.453
33.349
28,78
11.476
39.878
30,77
11.902
38.681
31,88
11.980
37.577
32,81
12.112
36.910
29,63
11.088
37.418
28,97
11.197
38.651
29,24
11.150
38.136
30,84
11.648
37.766
29,14
11.273
38.685
29,98
11.978
39.954
28,08
11.584
41.250
30,05
12.152
40.441
30,78
12.664
41.151
33,81
13.936
41.215
12,28
5.597
45.586
9,35
4.108
43.950
6,01
3.285
54.647
3,56
2.267
63.588
3,72
2.304
61.924
3,55
2.204
62.010
3,57
2.196
61.597
3,59
2.140
59.662
3,61
2.235
61.869
3,74
2.315
61.861
3,60
2.262
62.763
3,64
2.293
63.061
3,62
2.363
65.212
3,62
2.329
64.380
3,42
2.280
66.705
3,10
2.118
68.277
2,92
2.046
70.112
113,73
4.116
3.619
109,77
3.070
2.796
111,10
2.140
1.926
114,72
1.819
1.586
109,02
1.669
1.531
110,32
1.571
1.424
118,04
1.633
1.383
119,15
1.578
1.324
118,03
1.583
1.342
121,83
1.595
1.309
123,65
1.583
1.280
121,63
1.563
1.285
111,82
1.844
1.649
116,82
1.829
1.566
117,35
1.807
1.539
113,96
1.470
1.290
133,73
1.465
1.096
Profitability
Profitability))
ROA (%)1
- Laba (Profit)
2,42
954
39.481
86,64
4.111
4.745
3,36
1.311
38.993
79,15
3.142
3.970
3,00
1.375
45.887
76,95
3.343
4.344
3,31
1.888
56.968
74,92
4.528
6.043
3,89
2.260
58.148
81,68
705
863
3,77
2.191
58.060
77,63
1.209
1.557
3,43
1.985
57.875
81,98
1.950
2.378
2,85
1.929
67.721
80,36
2.354
2.930
3,54
2.032
57.311
76,53
2.374
3.103
3,54
2.000
56.497
75,91
2.888
3.805
3,48
2.000
57.494
76,04
3.405
4.478
3,67
2.093
57.064
75,44
3.949
5.235
3,11
1.787
57.458
80,63
4.742
5.881
3,18
1.833
57.700
79,55
5.216
6.558
3,29
1.913
58.147
78,59
5.597
7.122
3,72
2.185
58.670
79,05
6.213
7.860
79,04
620
785
Likuidity
Likuidity))
LDR (%)
- Kredit (Credits)
75,76
25.111
33.145
74,10
24.975
33.706
0,51
75,56
30.914
40.914
0,60
76,82
36.937
48.079
0,65
103,63
34.623
33.411
2,16
99,71
33.807
33.907
2,66
97,23
33.321
34.269
2,27
104,16
34.246
32.879
2,30
103,99
35.059
33.715
2,57
101,26
34.964
34.527
0,59
103,06
34.822
33.788
0,61
107,22
36.071
33.643
0,59
110,18
37.798
34.304
0,56
117,10
40.402
34.503
0,53
115,09
40.090
34.834
0,51
113,66
40.833
35.927
0,51
107,29
40.719
37.952

Quality))
Earning assets (%)
Ket :
1
2
3

Tabel 1.28 Kinerja Bank Asing (Foreign Owned Banks Performance)

CAR (%)
- Modal (Capital)
2006
Des Des Des Des

2002 2003 2004 2005 Jan
Feb
Mar
Apr
Mei
Jun
Jul
2007
Ags
Sep
Okt
Nov
Des
Jan
18,19
9.473
52.066
17,58
9.130
51.941
16,51
9.938
60.210
21,94
19.448
88.645
27,06
22.552
83.338
24,93
21.228
85.150
25,17
21.974
87.312
23,81
20.706
86.982
22,25
20.310
91.271
23,61
21.648
91.704
23,93
21.392
89.384
24,91
22.369
89.795
26,82
23.781
88.676
24,06
22.408
93.124
24,35
22.854
93.852
24,48
23.057
94.192
26,66
24.872
93.300
7,39
6.623
89.627
5,19
4.809
92.635
3,79
3.978
104.885
3,82
5.108
133.870
3,41
4.935
144.829
3,38
4.929
145.630
3,35
4.815
143.878
3,47
4.965
143.153
3,25
4.896
150.690
3,19
4.859
152.487
3,25
4.968
152.774
3,22
5.036
156.585
3,09
4.846
157.063
2,86
4.602
160.789
2,85
4.576
160.736
2,89
4.659
161.035
2,74
4.490
163.904
117,11
6.494
5.545
130,51
4.798
3.676
120,37
3.549
2.949
113,73
3.952
3.475
115,47
3.965
3.434
115,42
3.955
3.426
120,97
4.031
3.332
119,37
3.977
3.332
121,00
4.199
3.471
122,41
4.293
3.507
119,34
4.252
3.563
118,88
4.326
3.639
121,23
4.286
3.536
119,32
4.179
3.502
121,80
4.218
3.463
106,43
4.276
4.018
120,72
4.269
3.536
Profitability
Profitability))
ROA (%)1
- Laba (Profit)
4,41
3.780
85.651
80,40
10.892
13.547
4,40
3.674
83.494
81,94
12.067
14.728
5,22
5.054
96.816
75,71
14.139
18.675
2,90
3.849
132.524
82,80
17.136
20.695
5,25
7.519
143.233
92,34
5.327
5.769
4,80
6.846
142.587
88,10
5.516
6.262
4,65
6.614
142.145
86,66
7.570
8.736
4,60
6.507
141.600
87,36
10.111
11.574
4,27
6.086
142.593
83,76
10.388
12.402
4,19
6.013
143.499
83,84
12.334
14.711
4,25
6.133
144.300
85,22
16.367
19.205
4,14
6.016
145.416
86,37
20.757
24.033
4,49
6.564
146.245
83,53
20.575
24.633
4,64
6.834
147.146
81,74
21.214
25.953
4,45
6.586
147.916
82,82
23.763
28.691
4,35
6.468
148.597
81,18
23.370
28.786
92,72
9.871
10.647
Likuidity
Likuidity))
LDR (%)
- Kredit (Credits)
52,73
36.341
68.925
47,28
35.545
75.177
0,79
51,25
44.193
86.236
2,01
54,89
62.935
114.658
0,64
66,57
61.581
92.501
2,93
66,56
62.708
94.219
3,12
70,07
62.866
89.715
2,88
73,88
63.975
86.597
3,12
71,75
65.870
91.808
3,01
72,37
65.496
90.501
0,53
74,58
66.292
88.886
0,47
73,71
68.080
92.361
0,51
77,54
70.753
91.246
0,60
75,12
70.548
93.912
0,53
77,68
72.981
93.954
0,68
79,56
73.230
92.040
0,48
78,29
73.707
94.150

Quality))
Earning assets (%)
Ket :
1
2
3

33
34
Persen
Tabel 1.29 Rasio Kinerja Lainnya (Other Performance Ratio)

Des
Des
Des
2002 2003 2004 2005 Jan

Net Inter
est Margin (NIM)
Interest
Bank Persero (State Owned Banks)
BUSN Devisa (Foreign Exchange Commercial Banks)
BUSN Non Devisa (Non-Foreign Exchange Commercial Banks)
BPD Regional (Development Banks)
Bank Campuran (Joint Venture Banks)
Bank Asing (Foreign Owned Banks)
3,80
3,95
5,89
9,45
4,09
3,74
4,14
4,53 6,23
4,60 5,35
7,40 8,52
8,42 10,45
3,54 3,46
4,60 4,40
4,64 5,88
5,78
5,24
5,35
9,56
3,81
4,78
5,63
2007
2006
Des
6,77
5,14
5,30
9,74
4,68
6,05
6,16
Feb Mar Apr

5,57
5,28
5,54
8,97
4,47
4,82
5,56
5,75
5,42
5,76
8,94
4,59
4,88
5,70
5,75
5,46
5,83
8,82
4,48
4,81
5,70
Mei
Jun
Jul
Ags Sep
5,92
5,49
5,88
8,71
4,51
4,83
5,78
5,94
5,60
5,91
8,59
4,53
5,34
5,88
5,93
5,62
6,25
8,55
4,54
4,79
5,83
5,99
5,65
6,40
8,49
4,57
4,83
5,88
5,76
5,65
6,52
8,42
4,58
4,82
5,78
Okt Nov Des

5,76
5,67
6,61
8,29
4,60
4,84
5,79
5,73
5,68
6,71
8,26
4,60
4,90
5,79
5,77
5,67
6,80
8,20
4,59
4,91
5,80
Jan
6,59
5,65
7,64
7,44
4,48
5,12
6,07
Tabel 1.30 Jumlah Bank Umum Berdasarkan Tingkat Rasio (Commercial Bank Based on Ratios)
Des
Des
Des
2007
2006
Des
2002 2003 2004 2005 Jan
Feb Mar Apr
Mei
Jun
Jul
Ags Sep
Okt Nov Des
Jan
Modal Inti (Tier One Capital)

<100 m
68
59
51
44
42
42
44
43
42
41
42
42
44
40
40
39
37
>100 m
73
79
83
87
89
89
87
87
88
89
88
88
86
90
90
91
93
CAR (Capital Adequacy Ratio)

<12%
29
20
18
12
13
13
16
14
13
14
16
15
12
12
13
12
>12%
112
118
116
119
118
118
115
116
117
116
114
115
122
118
118
117
118
<5%
90
101
104
100
98
98
98
97
93
98
96
91
97
95
94
100
97
>5%
51
37
30
31
33
33
33
33
37
32
34
39
33
35
36
30
33
<1,5%
57
51
27
41
55
53
50
50
49
49
48
49
47
49
47
47
47
>1,5%
84
87
107
90
76
78
81
80
81
81
82
81
83
81
83
83
83
<50%
52
46
24
25
25
27
27
28
30
31
29
30
30
32
32
29
33
>50%
89
92
110
106
106
104
104
102
100
99
101
100
100
98
98
101
97
NPL (Non Performing Loan Ratio)
ROA Return on Asset Ratio)
LDR (Loan to Deposit Ratio)
35
36
Tabel 1.31 Perkembangan Aset Bank Umum (Growth of Commercial Bank Assets)
Kelompok Bank (Category of Bank)
Des
Des
2007
2006
Des Des
2002 2003 2004 2005 Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
516.557
556.125
518.975
565.585
566.399
562.755
557.536
555.829
570.623
566.076
559.447
568.229
582.049
592.239
602.809
621.212
625.290
393.938
436.214
494.174
571.231
565.334
565.890
566.041
567.921
578.122
583.248
590.024
598.941
609.709
619.671
636.063
663.002
661.993
20.963
25.494
23.307
26.283
26.221
25.876
26.456
26.402
27.165
27.665
25.384
25.938
26.665
27.086
27.733
29.657
29.751
BPD (Regional Development Banks)
58.178
66.418
78.487
106.411
106.305
111.906
116.502
121.216
135.149
136.953
134.669
145.946
146.274
151.036
150.150
159.476
150.406
39.347
39.292
50.026
59.639
58.148
57.972
57.506
55.589
57.334
57.469
58.435
59.105
60.612
59.873
62.624
64.421
66.004
83.221
89.975
107.112
140.679
143.233
141.942
141.261
139.963
146.530
148.029
149.109
153.222
152.882
155.257
155.612
156.083
157.055
Total
1.112.204 1.213.518 1.272.081 1.469.827 1.465.640 1.466.341 1.465.302 1.466.920 1.514.924 1.519.439 1.517.067 1.551.381 1.578.191 1.605.162 1.634.992 1.693.850 1.690.499
Tabel 1.32 Bank Umum Berdasarkan Total Aset (Commercial Banks Based on Total Assets)
Desember 2002
Kelompok Bank
(Category of Bank)
Desember 2003
Desember 2004
Desember 2005
Januari 2006
< Rp. 1 Rp. 1 s.d. Rp. 10 s.d > Rp. 50 < Rp. 1 Rp. 1 s.d. Rp. 10 s.d > Rp. 50 < Rp. 1 Rp. 1 s.d. Rp. 10 s.d > Rp. 50 < Rp. 1 Rp. 1 s.d. Rp. 10 s.d > Rp. 50
Triliun 10 TTriliun
riliun 50 TTriliun
riliun Triliun Triliun 10 TTriliun
riliun 50 TTriliun
riliun 50 TTriliun
riliun 50 TTriliun
riliun Triliun
Januari 2007
Desember 2006
< Rp. 1 Rp. 1 s.d. Rp. 10 s.d > Rp. 50 < Rp. 1 Rp. 1 s.d. Rp. 10 s.d > Rp. 50
riliun 50 TTriliun
riliun Triliun
Triliun 10 TTriliun
riliun 50 TTriliun
< Rp. 1 Rp. 1 s.d. Rp. 10 s.d > Rp. 50

Triliun 10 TTriliun
riliun 50 TTriliun
riliun Triliun
jumlah Bank (total banks)

Bank Persero
(State Owned Banks)
BUSN Devisa
(Foreign Exchange Commercial Banks)
BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks)
BPD Regional
(Development Banks)
Bank Campuran
(Joint Venture Banks)
Bank Asing
(Foreign Owned Banks)
Total
10
15
10
17
10
13
10
12
12
12
12
15
12
15
12
33
31
31
30
30
28
28
11
15
10
15
20
20
20
18
19
11
13
13
14
14
13
14
13
67
55
15
59
58
16
53
59
17
47
57
22
48
56
22
39
59
27
40
58
27
37
38
Tabel 1.33 Peringkat Bank Umum Berdasarkan Aset (Bank Rating Based on Assets)
Desember 2002
Peringkat
Rating))
(Rating
Nama Bank
( Bank Name
Name))
Desember 2003
Pangsa thd
Total Aset
Bank
Total
Umum (%)
Aset
(Portion to
(Total
Total Assets
Assets
Assets))
at
Commercial
Banks)
Nama Bank
( Bank Name
Name))
Total
Aset
(Total
Assets
Assets))
Desember 2004
Pangsa thd
Total Aset
Bank Umum
(%)
(Portion to
Total Assets
at
Commercial
Banks)
Nama Bank
( Bank Name
Name))
Desember 2005
Total
Aset
(Total
Assets
Assets))
Pangsa thd
Total Aset
Bank Umum
(%)
(Portion to
Total Assets
at
Commercial
Banks)
Nama Bank
( Bank Name
Name))
Januari 2006
Pangsa thd
Total Aset
Bank
Total
Umum (%)
Aset
(Portion to
(Total
Total Assets
Assets
Assets))
at
Commercial
Banks)
Nama Bank
( Bank Name
Name))
Desember 2006
Pangsa thd
Total Aset
Bank Umum
Total
(%)
Aset
(Portion to
(Total
Total Assets
Assets
Assets))
at
Commercial
Banks)
Nama Bank
(Bank Name
Name))
Total
Aset
(Total
Assets
Assets))
Januari 2007
Pangsa thd
Total Aset
Bank Umum
(%)
(Portion to
Total Assets
at
Commercial
Banks)
Nama Bank
( Bank Name
Name))
Pangsa thd
Total Aset
Bank
Total
Umum (%)
Aset
(Portion to
(Total
Total Assets
Assets
Assets))
at
Commercial
Banks)
PT Bank Mandiri
252.669
22,72
PT Bank Mandiri
293.205
24,16 PT Bank Mandiri Tbk
241.462
18,98
PT Bank Mandiri Tbk
255.315
17,37
PT Bank Mandiri Tbk
251.860
255.988
253.517
PT Bank Negara Indonesia Tbk
126.059
11,33
PT Bank Central Asia Tbk
132.797
10,94 PT Bank Central Asia Tbk
149.828
11,78
150.741
10,26
155.334
177.611
176.772
15,00
10,46
116.943
10,51
131.890
10,87 PT Bank Negara Indonesia Tbk
136.303
10,71
150.600
10,25
150.429
168.863
174.462
10,32
9,10
PT Bank Rakyat Indonesia
104.126
9,36
99.216
8,18 PT Bank Rakyat Indonesia
107.018
8,41
123.056
8,37
122.671
154.979
153.851
PT Bank Danamon Indonesia Tbk
47.431
4,26
52.752
4,35 PT Bank Danamon Indonesia Tbk
58.371
4,59
66.820
4,55
67.023
79.708
81.027
4,79
PT Bank Internasional Indonesia Tbk
36.175
3,25
34.600
2,85 PT Bank Internasional Indonesia Tbk
35.787
2,81
PT Bank Internasional Indonesia Tbk 47.311
3,22
PT Bank Internasional Indonesia Tbk 46.134
48.316
48.049
2,84
PT Bank Permata Tbk
29.259
2,63
PT Bank Permata Tbk
29.082
2,40 PT Bank Permata Tbk
31.700
2,49
PT Bank Niaga
41.363
2,81
PT Bank Niaga
41.801
2,85 PT Bank Niaga
46.464
2,74 PT Bank Niaga
45.714
2,70
PT Bank Tabungan Negara
27.373
2,46
26.866
2,21 PT Bank Niaga
30.824
2,42
PT Pan Indonesia Bank Tbk
35.917
2,44
PT Bank Permata Tbk
35.762
2,44 PT Pan Indonesia Bank Tbk
39.229
37.771
2,23
Citibank N.A
24.653
2,22
PT Lippo Bank Tbk
26.418
2,18 PT Lippo Bank Tbk
27.826
2,19
PT Bank Permata Tbk
34.412
2,34
34.770
2,37 Citibank N.A
38.169
2,25 Citibank N.A
37.762
2,23
10
PT Lippo Bank Tbk
24.466
2,20
Citibank N.A
23.746
1,96 PT Bank Tabungan Negara
26.760
2,10
Citibank N.A
33.008
2,25
Citibank N.A
32.050
37.869
36.723
2,17
Total
789.154
70,95
Total
850.570
70,09 Total
845.879
66,50
Total
938.543
63,85
Total
937.834
63,99 Total
1.047.196
61,82 Total
1.045.649
61,85
Tabel 1.34 Aktiva Produktif Bank Umum (Earning Assets of Commercial Banks)
Des
Des
Des
2002 2003 2004 2005

Aktiva Pr
oduktif ((Ear
Ear
ning Asset
Produktif
Earning
Asset))
a. Lancar (Current)
b. DPK (Special Mention)
c. Kurang Lancar (Sub-Standard)
d. Diragukan (Doubtful)
e. Macet (Lost)
Non Performing Ear
ning Asset (Nominal)
Earning
Rasio Non Performing Ear
ning Asset (%)
Earning
Kr
edit
Kredit
a. Lancar (Current)
e. Macet (Lost)
Non Performing Loan (Nominal)
Rasio Non Performing Loan (%)
1.055.145 1.084.947
974.963 1.000.444
46.503
48.850
10.896
15.178
8.234
5.442
14.549
15.033
33.679
35.653
3,19
3,29
371.058 440.505
299.735 365.252
43.484
45.388
8.928
12.861
7.655
4.991
11.256
12.013
27.839
29.865
7,50
6,78
2006
Des
1.182.899 1.339.752
1.099.158 1.216.190
53.305
64.863
13.203
18.077
4.387
11.581
12.847
29.040
30.437
58.698
2,57
4,38
559.470 695.648
484.673 583.543
49.622
59.516
10.902
15.337
4.224
11.062
10.048
26.191
25.174
52.589
4,50
7,56
Jan
Feb
Mar
Apr
Mei
Jun
1.345.376 1.352.629 1.362.385 1.369.910 1.412.863 1.421.367

1.213.710 1.218.841 1.231.228 1.238.362 1.279.504 1.292.335
72.918
72.748
69.528
69.995
69.553
64.813
17.306
18.379
17.521
17.531
15.723
14.390
11.663
11.889
10.169
9.642
12.578
12.571
29.780
30.771
33.939
34.380
35.506
37.259
58.748
61.040
61.629
61.552
63.806
64.220
4,37
4,51
4,52
4,49
4,52
4,52
678.885
679.919
687.151 692.227 705.112
715.120
557.999
556.575
565.983 570.206 580.476
594.544
67.843
68.050
64.911
65.830
65.524
61.017
14.865
16.050
15.381
15.316
14.103
12.942
11.219
11.338
9.658
9.129
11.992
11.999
26.960
27.907
31.217
31.746
33.017
34.617
53.044
55.294
56.256
56.192
59.112
59.558
7,81
8,13
8,19
8,12
8,38
8,33
Jul
2007
Ags
1.412.689 1.446.512
1.285.064 1.317.111
62.998
64.084
12.976
12.295
13.224
11.289
38.427
41.732
64.626
65.317
4,57
4,52
716.792 727.854
596.929 607.232
59.493
59.846
11.821
10.963
12.622
10.826
35.928
38.988
60.370
60.777
8,42
8,35
Sep
Okt
Nov
1.472.485 1.490.054 1.528.697

1.344.365 1.355.613 1.401.749
65.557
69.114
61.598
16.234
22.496
21.362
7.874
6.368
6.295
38.454
36.462
37.693
62.563
65.327
65.349
4,25
4,38
4,27
746.406 754.951 767.065
626.082 627.796 647.913
60.970
64.850
57.084
14.922
21.003
19.638
7.535
6.297
6.205
36.898
35.005
36.225
59.355
62.305
62.068
7,95
8,25
8,09
Des
Jan
1.565.103 1.570.692
1.446.264 1.448.209
67.604
71.448
10.909
10.527
5.955
5.634
34.370
34.874
51.234
51.035
3,27
3,25
792.297 774.834
680.805 659.651
63.436
67.248
9.183
9.172
5.869
5.228
33.005
33.535
48.057
47.935
6,07
6,19
39
40
Tabel 1.35 Aktiva Produktif Bank Persero (Earning Assets of State Owned Banks)
Des
Des
Des
2002 2003 2004 2005

Aktiva Pr
oduktif ((Ear
Ear
ning Asset
Produktif
Earning
Asset))
a. Lancar (Current)
e. Macet (Lost)
Non Performing Ear
Earning
ning Asset (%)
Earning
Kr
edit
Kredit
a. Lancar (Current)
e. Macet (Lost)
493.486
453.941
27.336
5.082
3.665
3.462
12.209
2,47
150.632
115.282
26.259
4.197
3.298
1.594
9.089
6,03
475.455
431.113
27.499
7.069
2.161
7.613
16.843
3,54
177.137
138.440
25.747
5.703
1.792
5.455
12.950
7,31
494.112
449.826
27.926
7.643
1.428
7.289
16.360
3,31
222.855
183.555
26.190
6.487
1.337
5.287
13.111
5,88
2006
Des
532.254
457.324
32.572
11.630
9.356
21.372
42.358
7,96
256.413
189.292
29.308
9.962
8.887
18.965
37.813
14,75
2007
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
524.233
444.418
37.384
11.030
9.407
21.993
42.431
8,09
248.857
176.380
34.319
9.547
9.006
19.605
38.158
15,33
521.862
442.393
35.490
11.315
9.632
23.031
43.978
8,43
249.020
176.513
32.797
10.005
9.114
20.592
39.710
15,95
530.165
452.087
33.430
10.681
7.895
26.072
44.648
8,42
252.438
180.780
31.063
9.461
7.419
23.715
40.596
16,08
530.735
454.699
32.556
10.292
6.968
26.220
43.480
8,19
252.442
182.402
30.428
9.158
6.493
23.961
39.612
15,69
542.701
464.522
33.359
8.633
9.769
26.418
44.820
8,26
256.565
184.110
30.960
7.976
9.203
24.315
41.495
16,17
541.959
466.339
30.302
7.934
9.763
27.621
45.317
8,36
261.466
191.546
27.999
7.314
9.216
25.391
41.921
16,03
533.440
460.751
27.075
6.628
10.494
28.491
45.614
8,55
259.171
191.435
25.262
6.149
9.908
26.418
42.475
16,39
545.337
470.225
29.036
5.957
8.704
31.415
46.076
8,45
262.567
192.940
26.775
5.456
8.259
29.136
42.852
16,32
556.282
482.008
30.615
10.097
5.332
28.229
43.659
7,85
269.642
199.895
28.231
9.395
5.056
27.065
41.515
15,40
Okt
560.977
482.688
31.954
16.848
3.304
26.183
46.335
8,26
272.047
197.689
30.014
15.959
3.259
25.127
44.345
16,30
Nov
Des
Jan
581.008
508.330
26.571
15.611
3.375
27.122
46.108
7,94
276.265
208.063
24.201
14.635
3.320
26.047
44.001
15,93
581.590
514.140
34.770
5.102
2.899
24.678
32.679
5,62
287.910
224.579
32.528
4.374
2.839
23.589
30.803
10,70
589.216
518.394
38.795
4.399
2.657
24.970
32.027
5,44
278.924
212.095
36.632
4.019
2.280
23.899
30.197
10,83
Tabel 1.36 Aktiva Produktif BUSN Devisa (Earning Assets of Foreign Exchange Commercial Banks)
Des
Des
Des
2002 2003 2004 2005

Aktiva Pr
oduktif ((Ear
Ear
ning Asset
Produktif
Earning
Asset))
a. Lancar (Current)
e. Macet (Lost)
Non Performing Ear
Earning
ning Asset (%)
Earning
Kr
edit
Kredit
a. Lancar (Current)
e. Macet (Lost)
357.024
339.063
9.855
2.173
1.860
4.073
8.106
2,27
125.901
109.073
9.494
2.142
1.769
3.423
7.334
5,83
395.646
375.336
10.780
5.116
1.693
2.722
9.531
2,41
159.959
140.684
10.439
5.057
1.677
2.102
8.836
5,52
440.714
420.960
12.865
2.670
2.010
2.209
6.889
1,56
209.176
190.280
12.703
2.556
1.987
1.650
6.193
2,96
2006
Des
500.822
474.357
17.070
3.737
1.406
4.253
9.396
1,88
277.591
251.811
16.846
3.617
1.383
3.934
8.934
3,22
2007
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
502.799
474.038
19.054
3.852
1.437
4.405
9.694
1,93
271.905
243.765
18.866
3.755
1.413
4.105
9.274
3,41
505.854
474.369
21.223
4.392
1.457
4.412
10.261
2,03
271.230
240.315
21.087
4.272
1.442
4.113
9.828
3,62
504.435
473.661
20.754
3.834
1.452
4.733
10.020
1,99
273.939
244.067
20.294
3.725
1.437
4.416
9.578
3,50
510.407
477.651
22.002
3.940
1.852
4.962
10.754
2,11
275.778
243.912
21.571
3.826
1.836
4.634
10.296
3,73
517.674
484.613
21.481
4.320
1.546
5.713
11.579
2,24
280.392
247.951
21.317
4.215
1.542
5.367
11.124
3,97
522.234
490.860
19.766
3.809
1.826
5.972
11.608
2,22
283.797
253.019
19.645
3.712
1.818
5.603
11.133
3,92
526.047
493.383
20.728
3.862
1.784
6.291
11.936
2,27
287.759
255.812
20.470
3.772
1.780
5.926
11.477
3,99
534.749
502.852
19.877
3.810
1.657
6.553
12.020
2,25
290.498
259.298
19.619
3.732
1.654
6.195
11.581
3,99
544.533
512.928
19.595
3.807
1.691
6.513
12.010
2,21
295.654
264.793
19.318
3.737
1.654
6.151
11.543
3,90
552.338
518.600
21.294
3.581
2.195
6.668
12.444
2,25
298.214
265.251
20.958
3.517
2.193
6.295
12.005
4,03
569.362
536.898
19.596
3.900
2.035
6.933
12.868
2,26
302.926
271.338
19.384
3.588
2.033
6.585
12.205
4,03
596.214
565.801
18.274
3.341
2.203
6.595
12.139
2,04
315.256
285.540
18.087
3.069
2.198
6.363
11.629
3,69
594.870
563.877
18.373
3.606
2.278
6.735
12.620
2,12
306.614
276.418
18.148
3.260
2.273
6.514
12.048
3,93
41
42
Tabel 1.37 Aktiva Produktif BUSN Non Devisa (Earning Assets of Non-Foreign Exchange Commercial Banks)
Des
Des
Des
2002 2003 2004 2005

Aktiva Pr
oduktif ((Ear
Ear
ning Asset
Produktif
Earning
Asset))
a. Lancar (Current)
e. Macet (Lost)
Non Performing Ear
Earning
ning Asset (%)
Earning
Kr
edit
Kredit
a. Lancar (Current)
e. Macet (Lost)
18.569
17.680
428
136
5
266
407
2,19
11.574
10.698
418
136
59
263
458
3,96
22.040
20.892
618
170
59
301
530
2,40
14.526
13.382
618
167
59
300
526
3,62
19.735
18.518
600
214
53
351
618
3,13
15.101
13.891
600
214
49
348
611
4,05
2006
Des
18.404
17.069
688
154
83
411
647
3,52
16.842
15.323
787
167
95
469
732
4,34
Jan
Feb
22.907
21.117
931
174
94
486
753
3,30
16.901
15.221
931
174
94
482
750
4,44
22.629
20.918
970
148
100
494
742
3,29
17.233
15.525
970
148
99
491
738
4,28
Mar
23.053
21.327
1.030
143
102
452
697
3,02
17.333
15.613
1.028
141
102
449
691
3,99
Apr
Mei
23.085
21.266
1.048
162
97
512
772
3,34
17.523
15.710
1.047
160
97
509
766
4,37
23.577
21.757
1.026
155
90
549
794
3,37
17.725
15.918
1.016
155
89
546
791
4,46
Jun
24.088
22.349
953
116
115
555
786
3,26
18.266
16.527
953
116
115
554
785
4,30
2007
Jul
Ags
21.703
20.090
938
124
92
459
676
3,11
16.415
14.803
938
124
92
459
675
4,11
22.564
20.953
893
123
129
465
717
3,18
17.024
15.415
892
123
129
464
717
4,21
Sep
23.199
21.641
908
107
107
436
650
2,80
17.552
15.995
908
107
107
435
649
3,70
Okt
23.504
21.796
1.016
147
114
431
692
2,94
17.967
16.260
1.016
147
113
431
691
3,85
Nov
24.229
22.645
884
147
109
443
700
2,89
18.290
16.738
883
147
109
413
669
3,66
Des
26.141
24.650
867
122
94
409
625
2,39
19.114
17.653
867
122
93
379
594
3,11
Jan
26.126
24.555
861
211
81
417
710
2,72
19.281
17.743
861
211
81
384
677
3,51
Tabel 1.38 Aktiva Produktif BPD (Earning Assets of Regional Development Banks)
Des
Des
Des
2002 2003 2004 2005

Aktiva Pr
oduktif ((Ear
Ear
ning Asset
Produktif
Earning
Asset))
a. Lancar (Current)
e. Macet (Lost)
Non Performing Ear
Earning
ning Asset (%)
Earning
Kr
edit
Kredit
a. Lancar (Current)
e. Macet (Lost)
50.853
50.000
393
106
61
293
460
0,90
21.498
20.795
286
104
61
251
416
1,94
54.957
53.953
509
142
101
253
496
0,90
28.348
27.447
409
141
101
250
492
1,74
66.255
65.086
519
193
144
313
650
0,98
37.232
36.066
519
193
144
310
647
1,74
2006
Des
85.078
83.286
943
140
122
587
849
1,00
44.931
43.147
949
139
122
573
834
1,86
Jan
Feb
Mar
88.684
86.432
1.328
184
126
614
924
1,04
45.018
42.787
1.327
183
125
597
905
2,01
94.644
92.357
1.303
195
153
636
983
1,04
45.922
43.656
1.303
193
152
618
963
2,10
99.257
96.833
1.402
221
167
634
1.022
1,03
47.254
44.848
1.402
219
166
619
1.004
2,13
Apr
102.867
100.375
1.384
250
156
701
1.108
1,08
48.263
45.787
1.384
249
156
688
1.093
2,26
Mei
116.354
113.901
1.355
181
170
747
1.098
0,94
49.501
47.062
1.355
179
170
735
1.084
2,19
Jun
Jul
118.738
116.243
1.417
179
171
728
1.078
0,91
51.130
48.650
1.417
177
170
716
1.063
2,08
115.962
113.435
1.398
192
162
775
1.129
0,97
52.333
49.821
1.398
190
160
763
1.114
2,13
2007
Ags
124.216
121.761
1.304
188
166
798
1.151
0,93
53.615
51.175
1.304
187
164
786
1.137
2,12
Sep
Okt
Nov
Des
126.196
123.714
1.342
180
155
804
1.140
0,90
55.008
52.546
1.341
175
154
793
1.121
2,04
128.065
125.171
1.674
223
155
842
1.220
0,95
55.772
52.897
1.674
217
154
831
1.202
2,15
126.658
124.083
1.379
187
157
854
1.197
0,95
56.513
53.956
1.379
181
156
842
1.179
2,09
131.845
129.815
1.121
160
141
609
909
0,69
55.955
53.942
1.121
155
140
598
892
1,59
Jan
126.465
124.107
1.370
217
138
634
988
0,78
55.588
53.249
1.369
212
137
623
971
1,75
43
44
Tabel 1.39 Aktiva Produktif Bank Campuran (Earning Assets of Joint Venture Banks)
Des
Des
Des
2002 2003 2004 2005

Aktiva Pr
oduktif ((Ear
Ear
ning Asset
Produktif
Earning
Asset))
a. Lancar (Current)
e. Macet (Lost)
Non Performing Ear
Earning
ning Asset (%)
Earning
Kr
edit
Kredit
a. Lancar (Current)
e. Macet (Lost)
45.586
35.341
4.517
1.821
1.398
2.508
5.727
12,56
25.111
16.364
4.071
1.011
1.386
2.280
4.677
18,63
43.950
35.760
4.374
1.345
518
1.953
3.816
8,68
24.975
17.980
4.011
671
490
1.823
2.984
11,95
54.647
47.000
4.737
1.436
365
1.109
2.910
5,33
30.914
24.750
4.199
641
346
978
1.965
6,36
2006
Des
63.588
58.153
3.751
561
296
827
1.684
2,65
36.937
32.099
3.392
371
277
797
1.446
3,91
Jan
Feb
61.924
56.245
3.985
633
283
779
1.694
2,74
34.623
29.663
3.528
417
266
749
1.433
4,14
62.010
56.355
4.139
563
260
692
1.515
2,44
33.807
28.892
3.657
346
245
667
1.258
3,72
Mar
61.597
56.136
3.605
992
258
606
1.856
3,01
33.321
28.647
3.090
765
241
577
1.584
4,75
Apr
Mei
Jun
59.662
54.301
3.567
965
250
578
1.793
3,01
34.246
29.569
3.113
779
237
549
1.564
4,57
61.869
56.527
3.473
710
587
572
1.869
3,02
35.059
30.376
3.048
515
573
547
1.635
4,66
61.861
56.464
3.473
818
272
834
1.924
3,11
34.964
30.192
3.121
584
257
809
1.651
4,72
2007
Jul
Ags
Sep
Okt
62.763
57.413
3.547
727
259
817
1.803
2,87
34.822
30.099
3.143
538
249
792
1.580
4,54
63.061
57.615
3.629
736
254
827
1.817
2,88
36.071
31.364
3.159
506
241
801
1.547
4,29
65.212
59.489
3.865
802
239
817
1.858
2,85
37.798
32.951
3.309
513
225
800
1.538
4,07
64.380
58.700
3.907
726
235
813
1.774
2,75
40.402
35.553
3.350
482
222
796
1.499
3,71
Nov
66.705
61.144
3.842
684
233
803
1.719
2,58
40.090
35.328
3.288
461
213
801
1.474
3,68
Des
Jan
68.277
62.684
3.788
1.158
214
432
1.804
2,64
40.833
36.100
3.259
835
209
430
1.474
3,61
70.112
64.806
3.464
1.236
176
431
1.842
2,63
40.719
36.220
3.039
865
167
429
1.460
3,59
Tabel 1.40 Aktiva Produktif Bank Asing (Earning Assets of Foreign Owned Banks)
Des
Des
Des
2002 2003 2004 2005

Aktiva Pr
oduktif ((Ear
Ear
ning Asset
Produktif
Earning
Asset))
a. Lancar (Current)
e. Macet (Lost)
Non Performing Ear
Earning
Earning
ning Asset (%)
Kr
edit
Kredit
a. Lancar (Current)
e. Macet (Lost)
89.627
78.937
3.974
1.578
1.191
3.947
6.716
7,49
36.341
27.521
2.955
1.338
1.082
3.445
5.865
16,14
92.635
83.127
5.070
1.336
909
2.192
4.437
4,79
35.545
27.303
4.164
1.123
872
2.083
4.078
11,47
104.885
95.427
6.506
1.011
375
1.565
2.951
2,81
44.193
36.132
5.413
812
361
1.475
2.648
5,99
133.870
120.465
9.732
1.842
305
1.525
3.672
2,74
62.935
51.871
8.234
1.080
297
1.453
2.830
4,50
2007
2006
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
144.829
131.354
10.236
1.433
315
1.423
3.171
2,19
61.581
50.183
8.872
789
315
1.421
2.525
4,10
145.630
132.531
9.622
1.766
285
1.427
3.477
2,39
62.708
51.675
8.237
1.086
285
1.426
2.797
4,46
143.878
131.184
9.307
1.650
294
1.442
3.386
2,35
62.866
52.028
8.035
1.069
293
1.441
2.803
4,46
143.153
130.069
9.438
1.922
318
1.406
3.646
2,55
63.975
52.826
8.287
1.145
311
1.405
2.861
4,47
150.690
138.184
8.859
1.724
416
1.507
3.647
2,42
65.870
55.059
7.828
1.063
414
1.506
2.983
4,53
152.487
140.080
8.901
1.533
424
1.549
3.506
2,30
65.496
54.610
7.882
1.038
423
1.544
3.005
4,59
152.774
139.993
9.312
1.442
433
1.594
3.469
2,27
66.292
54.959
8.282
1.046
433
1.571
3.050
4,60
156.585
143.705
9.346
1.481
380
1.674
3.535
2,26
68.080
57.039
8.097
959
379
1.606
2.944
4,32
157.063
144.586
9.232
1.241
351
1.654
3.246
2,07
70.753
59.902
7.862
994
340
1.654
2.988
4,22
160.789
148.657
9.270
972
366
1.524
2.862
1,78
70.548
60.146
7.839
683
357
1.524
2.563
3,63
160.736
148.651
9.327
834
386
1.538
2.758
1,72
72.981
62.491
7.949
627
376
1.538
2.540
3,48
161.035
149.174
8.784
1.026
405
1.647
3.077
1,91
73.230
62.991
7.575
628
389
1.647
2.664
3,64
Jan
163.904
152.471
8.585
858
304
1.687
2.848
1,74
73.707
63.926
7.199
605
290
1.687
2.581
3,50
45
46
Statistik Perbankan Indonesia - Vol. 5, No.2, Januari 2007
Indonesian Banking Statistics - Vol. 5, No.2, January 2007
Tabel 1.41 Pengelompokkan Bank Berdasarkan Rasio NPL (Bank Category Based on NPL Ratio)
Desember 2002 Desember 2003 Desember 2004 Desember 2005
Januari 2006
Desember 2006
Januari 2007
NPL <=5% NPL >5% NPL <=5% NPL >5% NPL <=5% NPL >5% NPL <=5% NPL >5% NPL <=5% NPL >5% NPL <=5% NPL >5% NPL <=5% NPL >5%
24
12
29
29
27
26
25
10
25
10
32
34
34
30
30
27
24
12
22
25
21
24
23
25
24
15
12
12
10
12
10
10
90
51
100
36
99
35
101
30
98
33
100
30
97
33
Total
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.42 Non Performing Loan Bank Umum Berdasarkan Sektor Ekonomi
(Non Performing Loan of Commercial Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
1. Pertanian, perburuan dan sarana pertanian
Des
Des
Des
2006
Des
2002 2003 2004 2005
Jan
Feb
Mar
Apr
Mei
Jun
2007
Jul
Ags
Sep
Okt
Nov
Des
Jan
3.074
2.117
2.158
3.188
3.197
3.220
3.853
3.968
4.001
4.003
3.827
3.862
3.776
4.079
3.851
3.165
3.368
310
295
172
1.192
866
1.179
1.104
856
1.188
1.125
1.110
1.176
1.177
1.161
1.159
1.101
1.091
(Agriculture, hunting and agricultural facilities)

2. Pertambangan (Mining)
3. Perindustrian (Manufacturing)
14.335
13.106
12.548
26.734
25.267
25.816
25.335
25.126
25.230
26.117
26.177
26.237
25.687
28.221
28.703
19.383
18.033
4. Listrik, gas dan air (Water, gas and electricity)
568
328
306
390
257
361
345
689
800
798
778
869
674
457
454
266
264
5. Konstruksi (Construction)
890
758
851
2.860
3.077
3.084
3.333
2.557
2.775
2.655
2.906
3.028
3.062
3.167
3.006
1.698
1.761
3.950
4.911
5.343
7.433
8.761
9.066
9.204
9.393
10.882
11.110
11.595
11.486
11.392
11.261
11.094
10.200
10.456
261
1.162
1.629
1.971
2.007
2.236
2.655
2.707
2.710
2.461
2.476
2.526
2.371
2.402
2.397
2.131
2.168
2.000
2.057
2.251
3.378
3.430
3.699
3.517
3.789
4.064
3.683
3.708
3.840
3.605
3.570
3.484
3.057
3.293
123
2.084
442
739
721
689
696
641
657
694
692
524
508
527
490
393
415
2.327
3.046
3.484
4.704
5.460
5.945
6.214
6.466
6.807
6.912
7.102
7.229
7.103
7.460
7.431
6.663
7.086
6. Perdagangan, restoran dan hotel

(Trade, restaurants and hotels)
7. Pengangkutan, pergudangan dan komunikasi
(Transport, cargo storage and communications)
8. Jasa Dunia usaha (Business Services)
9. Jasa sosial/masyarakat (Social Services)
10. Lain-lain (Others)
47
48
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.43 Non Performing Loan Bank Persero Berdasarkan Sektor Ekonomi
(Non Performing Loan of State Owned Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
Des
Des
Des
2002 2003 2004 2005

1.152
975
1.651
2.177
2007
2006
Des
Jan
2.136
Feb
2.200
Mar
2.711
Apr
2.711
Mei
2.717
Jun
2.726
Jul
Ags
Sep
Okt
Nov
2.507
2.530
2.442
2.738
2.556
Des
2.004
Jan
2.179

72
47
27
669
681
1.002
946
704
973
960
952
1.008
1.010
1.003
1.006
923
931
4.681
4.994
7.273
21.458
20.064
20.265
20.306
20.034
19.777
20.623
20.660
20.784
20.295
23.023
23.246
14.042
12.772
85
170
46
154
141
491
592
589
574
637
633
427
428
261
261
277
568
566
2.463
2.653
2.622
2.842
2.063
2.247
2.134
2.296
2.464
2.512
2.503
2.393
1.221
1.236
1.450
1.963
2.975
5.354
6.467
6.732
6.764
6.819
8.127
8.249
8.696
8.629
8.403
8.153
7.932
7.101
7.165
139
573
748
1.205
1.225
1.435
1.560
1.582
1.532
1.266
1.279
1.326
1.204
1.192
1.174
961
987

207
415
574
1.814
1.921
2.134
1.991
2.017
2.160
2.035
2.003
2.051
1.774
1.784
1.769
1.577
1.574
30
1.982
337
588
563
523
531
487
502
502
499
328
311
323
306
230
240
995
1.431
1.540
1.914
2.402
2.643
2.804
2.703
2.869
2.839
3.009
3.096
2.934
3.199
3.191
2.484
2.852
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.44 Non Performing Loan BUSN Devisa Berdasarkan Sektor Ekonomi
(Non Performing Loan of Foreign Exchange Commercial Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
Des
Des
Des
2006
Des
2002 2003 2004 2005
Jan
Feb
Mar
Apr
Mei
Jun
Jul
2007
Ags
Sep
Okt
Nov
Des
Jan
1.159
837
232
727
773
775
859
911
919
916
1.002
1.003
995
999
1.009
952
977
56
141
96
128
133
135
124
116
174
129
125
142
138
132
126
106
100
2.310
3.161
1.919
2.720
2.715
2.888
2.437
2.612
2.945
2.976
3.015
3.076
3.043
3.333
3.574
3.384
3.412
433
286
303
220
211
207
204
198
208
208
203
231
40
28
25
271
61
76
212
221
258
269
257
306
293
392
313
331
408
379
311
332
1.158
2.020
1.606
1.434
1.576
1.660
1.784
1.885
2.017
2.145
2.195
2.181
2.286
2.375
2.460
2.499
2.653
50
532
808
728
742
760
741
768
826
845
848
850
822
848
843
808
810
1.409
1.181
1.321
1.267
1.219
1.310
1.275
1.516
1.634
1.389
1.457
1.513
1.583
1.551
1.472
1.321
1.487
17
52
63
106
114
112
107
100
107
148
147
145
151
128
133
122
125
473
566
867
1.392
1.568
1.724
1.777
1.933
1.989
2.084
2.093
2.125
2.155
2.203
2.184
2.125
2.151


49
50
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.45 Non Performing Loan BUSN Non Devisa Berdasarkan Sektor Ekonomi
(Non Performing Loan of Non-Foreign Exchange Commercial Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
Des
Des
Des
2006
Des
2002 2003 2004 2005
Jan
Feb
Mar
Apr
Mei
Jun
2007
Jul
Ags
Sep
Okt
Nov
Des
Jan
15
52
50
57
58
58
47
83
85
84
10
10
10
93
89
131
78
79
83
80
83
79
74
68
67
71
88
85
65
62

10
25
44
34
35
33
31
34
32
30
29
53
44
46
45
41
41
110
152
113
183
192
183
167
162
177
170
148
150
132
158
159
149
167
15
22
23
19
18
10
10
13
13
12
10
11
12
15
16
16
39
25
49
103
96
92
87
94
99
102
91
122
91
87
92
67
131
10
25
25
26
29
24
26
25
23
27
23
24
26
25
25
170
154
175
231
243
251
240
273
278
285
291
276
264
262
234
219
224

Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.46 Non Performing Loan BPD Berdasarkan Sektor Ekonomi

(Non Performing Loan of Development Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
Des
Des
Des
2006
Des
2002 2003 2004 2005
Jan
Feb
Mar
Apr
Mei
Jun
2007
Jul
Ags
Sep
Okt
Nov
Des
Jan
66
42
84
97
102
99
96
107
118
115
124
119
128
132
122
108
110
37
28
33
19
24
23
24
28
29
32
32
34
33
38
33
26
31

95
87
140
130
147
151
171
183
171
165
170
178
155
185
164
105
133
112
170
282
278
300
318
329
358
366
350
366
375
373
391
384
285
307
16
30
19
21
30
36
36
29
27
26
29
24
39
55
36
46
21
46
97
98
102
108
108
106
107
106
123
120
123
114
118
65
73
14
20
19
28
29
30
21
21
23
23
24
31
25
16
25
71
89
133
172
186
203
209
242
241
240
243
253
254
265
271
245
242

51
52
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.47 Non Performing Loan Bank Campuran Berdasarkan Sektor Ekonomi
(Non Performing Loan of Joint Venture Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
Des
Des
Des
2006
Des
2002 2003 2004 2005
Jan
Feb
Mar
Apr
Mei
Jun
2007
Jul
Ags
Sep
Okt
Nov
Des
Jan
534
211
142
94
90
49
102
118
124
124
119
135
136
135
88
28
28
36
59
3.015
2.019
1.485
1.067
1.014
919
879
826
819
850
821
806
787
744
772
838
826
50
40

201
16
26
13
399
259
270
154
189
136
133
141
168
170
170
131
136
134
129
137
136
37
19
20
310
310
310
310
310
310
310
310
310
309
309
269
208
172
52
49
49
49
48
58
42
26
26
26
25
26
19
19
45
36
91
117
94
78
90
103
110
120
155
142
134
139
141
145
143
141
142

Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.48 Non Performing Loan Bank Asing Berdasarkan Sektor Ekonomi
(Non Performing Loan of Foreign Owned Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
Des
Des
Des
2006
Des
2002 2003 2004 2005
Jan
Feb
Mar
Apr
Mei
Jun
2007
Jul
Ags
Sep
Okt
Nov
Des
Jan
148
38
38
38
38
38
38
38
66
66
66
66
66
65
66
146
42
888
1.927
46
37
29
31
36
26
24
18
20
18
18
64
52
4.201
2.816
1.707
1.392
1.372
1.638
1.609
1.543
1.581
1.562
1.582
1.470
1.457
995
992
1.028
931

34
20
20
20
19
19
19
19
19
19
19
19
19
19
18
723
348
97
30
37
36
28
27
27
27
20
20
62
51
29
29
29
15
54
182
39
44
43
18
16
20
525
689
676
916
969
1.022
1.074
1.195
1.275
1.322
1.331
1.342
1.355
1.386
1.408
1.450
1.476
53
54
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.49 Non Performing Loan Bank Umum Berdasarkan Sektor Ekonomi Per Wilayah (Januari 2007)
(Non Performing Loan of Commercial Banks Based on Economic Sector by Region)
Wilayah
Pertanian,
perburuan dan
sarana
pertanian
(Agriculture,
hunting and
agricultural
facilities)
Pertambangan
Perindustrian
(Mining)
(Manufacturing)
Listrik, gas dan

air (Water, gas
and electricity)
Konstruksi
(Construction)
Perdagangan,
restoran dan
hotel (Trade,
restaurants and
hotels)
Pengangkutan,
pergudangan
dan komunikasi
Jasa Dunia
(Transport,
usaha (Business
cargo storage
Services)
and communications)
Jasa sosial/
masyarakat
(Social Services)
Lain-lain
(Others)
Jawa Barat (West Java)

Banten
DKI Jakarta (Special Capital Province of Jakarta)
D.I Yogyakarta (Special Province of Yogyakarta)
Jawa Tengah (Central Java)
Jawa Timur (East Java)
Bengkulu
Jambi
Nanggroe Aceh Darussalam
Sumatera Utara (North Sumatra)
Sumatera Barat (West Sumatra)
Riau
Kepulauan Riau
Sumatera Selatan (South Sumatra)
Bangka Belitung
Lampung
Kalimantan Selatan (South Kalimantan)
Kalimantan Barat (West Kalimantan)
Kalimantan Timur (East Kalimantan)
Kalimantan Tengah (Central Kalimantan)
Sulawesi Tengah (Central Sulawesi)
Sulawesi Selatan (South Sulawesi)
Sulawesi Utara (North Sulawesi)
Sulawesi Tenggara (Southeast Sulawesi)
Sulawesi Barat (West Sulawesi)
Gorontalo
Nusa Tenggara Barat (West Nusa Tenggara)
Bali
Nusa Tenggara Timur (East Nusa Tenggara)
Maluku
Papua
Maluku Utara (North Maluku)
Irian Jaya Barat
Di Luar Indonesia (Outside Indonesia)
82
8
1.333
6
53
133
9
221
4
859
64
195
1
35
0
12
58
132
34
3
15
58
25
5
1
2
5
9
3
0
2
2
1
-
2
0
981
1
5
1
5
0
0
0
12
58
11
4
10
1
0
0
0
0
0
-
812
162
9.965
49
1.147
2.269
7
27
1
2.179
6
133
36
11
1
39
122
85
20
7
29
691
11
9
0
6
0
18
0
0
0
0
193
0
0
222
2
26
0
0
0
14
131
7
824
11
159
105
1
1
11
134
4
97
13
29
1
11
3
3
39
7
5
60
18
4
3
5
7
41
3
6
12
0
2
1
762
178
4.571
76
659
1.529
36
63
19
439
189
152
127
54
13
91
195
39
99
15
137
464
53
33
36
41
48
251
19
10
10
5
4
40
69
7
1.536
13
19
84
0
0
0
51
4
4
22
30
12
19
1
9
3
1
172
7
10
0
4
0
73
1
1
1
0
2
12
138
71
1.922
16
28
322
1
2
4
111
4
30
18
11
1
10
12
2
95
2
2
100
9
14
0
1
2
16
2
1
1
0
1
344
23
2
304
2
18
11
1
1
0
10
1
15
3
2
0
3
0
0
2
0
2
2
2
0
0
0
1
8
0
4
0
0
0
-
785
290
3.430
71
384
587
8
37
27
270
30
84
81
52
4
70
56
37
116
14
51
197
130
24
7
19
25
118
31
13
22
9
5
-
Total
3.368
1.091
18.033
264
1.761
10.456
2.168
3.293
415
7.086
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.50 Non Performing Loan Bank Umum Berdasarkan Jenis Penggunaan
(Non Performing Loan of Commercial Banks Based on Type of Use)
Jenis Penggunaan
(Type of Use)
Des
Des
Des
2006
Des
2002 2003 2004 2005
2007
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Modal Kerja ((Working

Working Capital
Capital))
Properti (Property)
Agrobisnis (Agro-business)
Lainnya (Others)
177
302
15.432
173
522
16.850
150
406
13.903
287
1.051
26.181
335
988
25.983
340
1.157
26.188
316
1.102
26.755
466
1.241
26.578
465
1.315
28.926
447
1.039
29.333
462
1.302
30.120
462
999
30.458
430
829
29.317
360
822
31.628
258
920
32.154
208
800
24.971
195
858
23.992
Total Working Capital

Total Modal Kerja ((Total
Capital))
15.911
17.545
14.459
27.519
27.306
27.685
28.172
28.285
30.707
30.819
31.884
31.919
30.575
32.811
33.331
25.979
25.045
629
1.909
7.753
583
1.107
7.654
331
643
6.891
157
1.188
19.122
153
1.143
19.088
149
1.230
20.395
175
1.429
20.363
167
1.331
20.046
196
1.348
20.156
195
1.310
20.428
191
1.098
20.201
186
1.061
20.482
170
1.054
20.581
167
1.392
20.582
191
1.235
19.978
178
1.050
14.281
197
1.225
14.471
10.291
9.344
7.866
20.467
20.384
21.774
21.966
21.544
21.700
21.933
21.490
21.729
21.806
22.140
21.403
15.509
15.893
216
419
465
699
896
970
1.285
1.374
1.389
1.362
1.456
1.500
1.470
1.589
1.513
1.206
1.392
160
192
272
504
613
636
692
753
832
897
984
998
1.030
1.078
1.059
1.047
1.088
Investasi ((Investment
Investment
Investment))
Properti (Property)
Lainnya (Others)
Total Investasi ((Total
Total Investment
Investment))
Konsumsi ((Consumption
Consumption
Consumption))
KPR dan Apartemen s.d Tipe 70
(Housing and Apartement up to Type 70)
KPRdan Apartemen > Tipe 70
(Housing and Apartement > Type 70)
Ruko dan Rukan
(Shop houses and Shop-offices)
Lainnya (Others)
16
31
48
53
61
71
72
76
91
92
105
112
111
121
129
128
140
1.716
2.333
2.065
3.347
3.785
4.159
4.069
4.160
4.393
4.456
4.452
4.520
4.363
4.565
4.634
4.187
4.377
Total Konsumsi ((Total

Total Consumption
Consumption))
2.107
2.975
2.850
4.603
5.355
5.835
6.118
6.363
6.705
6.807
6.996
7.129
6.974
7.354
7.334
6.569
6.996
55
56
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.51 Non Performing Loan Bank Persero Berdasarkan Jenis Penggunaan
(Non Performing Loan of State Owned Banks based on Type of Use)
Jenis Penggunaan
(Type of Use)
Des
Des
Des
2002 2003 2004 2005
2007
2006
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan

Working Capital
Capital))
Properti (Property)
Lainnya (Others)
22
231
4.551
58
356
7.055
31
266
8.270
121
937
19.305
176
905
19.200
181
1.070
19.152
178
1.013
19.557
326
1.117
19.417
309
1.193
21.164
315
917
21.544
288
1.180
22.137
352
839
22.371
313
663
21.056
273
637
23.495
175
729
23.885
118
623
17.127
109
642
15.971

Capital))
4.804
7.469
8.567
20.363
20.281
20.403
20.748
20.860
22.665
22.776
23.605
23.561
22.032
24.405
24.789
17.868
16.721
Investment
Investment))
Properti (Property)
Lainnya (Others)
20
721
2.706
198
364
3.555
1
445
2.975
16
591
15.024
15
549
15.008
14
670
16.082
17
811
16.304
12
684
15.449
13
697
15.344
13
655
15.735
18
432
15.507
18
409
15.858
11
397
16.235
11
739
16.086
13
580
15.516
47
441
10.047
41
578
10.085

Total Investment
Investment))
3.446
4.116
3.421
15.630
15.572
16.766
17.132
16.144
16.054
16.403
15.956
16.285
16.643
16.836
16.108
10.535
10.704
95
311
337
519
696
772
1.077
1.158
1.178
1.143
1.230
1.267
1.232
1.333
1.265
965
1.160
23
65
92
98
117
122
137
144
163
177
177
188
189
188
204
Consumption
Consumption))
Ruko dan Rukan
Lainnya (Others)
17
14
18
19
19
18
22
20
25
26
27
26
28
28
32
736
1.037
748
1.222
1.500
1.652
1.503
1.310
1.439
1.436
1.495
1.536
1.404
1.556
1.622
1.219
1.375

Total Consumption
Consumption))
839
1.364
1.124
1.820
2.305
2.541
2.716
2.608
2.776
2.743
2.913
3.006
2.841
3.103
3.104
2.400
2.772
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.52 Non Performing Loan BUSN Devisa Berdasarkan Jenis Penggunaan
(Non Performing Loan of Foreign Exchange Commercial Banks Based on Type of Use)
Jenis Penggunaan
(Type of Use)
Des
Des
Des
2002 2003 2004 2005
2007
2006
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan

Working Capital
Capital))
Properti (Property)
Lainnya (Others)
42
26
3.209
62
112
4.647
55
82
2.063
132
76
3.238
126
76
3.471
127
77
3.617
107
79
3.617
102
77
3.840
116
76
4.390
107
76
4.380
152
110
4.614
98
146
4.740
105
154
4.953
71
174
5.157
70
174
5.416
79
173
5.133
73
205
5.387

Capital))
3.277
4.822
2.200
3.446
3.673
3.822
3.803
4.019
4.581
4.564
4.876
4.984
5.212
5.401
5.660
5.385
5.665
Investment
Investment))
Properti (Property)
Lainnya (Others)
182
681
3.199
129
471
2.848
197
47
3.064
81
497
3.521
79
499
3.458
77
503
3.707
102
508
3.393
100
512
3.736
119
510
3.930
118
514
3.859
119
529
3.866
118
536
3.823
109
540
3.558
106
540
3.761
122
540
3.705
87
545
3.494
113
582
3.544

Total Investment
Investment))
4.062
3.448
3.308
4.099
4.037
4.287
4.002
4.348
4.559
4.491
4.514
4.478
4.208
4.407
4.367
4.127
4.239
79
59
69
112
130
129
138
147
143
152
158
165
171
186
178
178
170
144
176
231
418
501
519
554
607
671
732
794
794
829
866
848
840
863
Consumption
Consumption))
Ruko dan Rukan
Lainnya (Others)
11
21
28
38
42
50
51
56
68
67
78
85
83
93
98
98
104
228
310
356
820
891
1.021
1.030
1.118
1.102
1.129
1.058
1.077
1.041
1.052
1.053
1.002
1.007

Total Consumption
Consumption))
462
566
686
1.388
1.564
1.719
1.773
1.928
1.984
2.079
2.087
2.119
2.123
2.197
2.178
2.118
2.144
57
58
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.53 Non Performing Loan BUSN Non Devisa Berdasarkan Jenis Penggunaan
(Non Performing Loan of Non Foreign Exchange Commercial Banks based on Type of Use)
Jenis Penggunaan
(Type of Use)
Des
Des
Des
2006
Des
2002 2003 2004 2005
Jan
Feb
2007
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan

Working Capital
Capital))
Properti (Property)
Lainnya (Others)
7
2
227
12
39
247
30
51
292
7
33
391
7
1
421
6
2
407
6
2
360
15
38
367
15
37
389
15
37
377
15
3
305
5
5
368
5
1
322
6
1
363
6
8
354
6
1
309
6
8
308

Capital))
237
298
372
431
429
414
368
420
441
429
323
378
328
370
369
316
321
Investment
Investment))
Properti (Property)
Lainnya (Others)
5
4
51
7
1
66
3
45
4
66
4
74
4
69
4
80
4
70
4
68
4
68
2
59
3
60
3
55
3
57
3
64
3
57
3
129

Total Investment
Investment))
59
74
48
70
78
73
84
74
72
72
61
63
58
60
66
60
132
25
32
44
50
53
50
48
48
48
49
49
48
48
50
50
48
46
13
17
17
15
16
16
16
14
19
21
17
17
14
13
13
Consumption
Consumption))
Ruko dan Rukan
Lainnya (Others)
133
115
133
163
172
185
174
207
213
216
221
205
198
193
169
157
162

Total Consumption
Consumption))
166
153
190
230
243
250
239
272
278
284
291
275
264
262
234
219
223
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.54 Non Performing Loan BPD Berdasarkan Jenis Penggunaan

(Non Performing Loan of Regional Development Banks based on Type of Use)
Jenis Penggunaan
(Type of Use)
Des
Des
Des
2002 2003 2004 2005
2007
2006
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan

Working Capital
Capital))
Properti (Property)
Lainnya (Others)
44
3
173
28
4
239
10
1
348
7
5
408
7
6
462
7
8
499
7
8
517
5
9
567
8
9
549
7
9
564
5
10
588
4
9
606
4
11
599
7
11
648
5
8
600
3
3
440
5
3
495

Capital))
221
271
359
421
475
515
532
581
566
581
602
619
614
666
613
446
503
2
50
81
3
14
118
1
17
162
1
20
223
1
18
227
1
19
229
1
19
246
1
28
243
1
29
250
1
29
216
7
29
236
1
29
239
1
29
227
1
27
246
8
27
264
1
25
178
2
26
202
132
135
180
244
246
248
266
272
280
246
272
269
257
275
299
204
230
16
17
15
18
17
19
21
21
19
18
19
19
19
20
19
15
16
Investment
Investment))
Properti (Property)
Lainnya (Others)
Total Investment
Investment))
Consumption
Consumption))
Ruko dan Rukan
Lainnya (Others)
46
67
89
149
164
178
182
216
216
216
218
226
229
239
245
224
220

Total Consumption
Consumption))
63
86
108
169
184
200
206
239
238
236
239
249
250
261
267
242
239
59
60
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.55 Non Performing Loan Bank Campuran Berdasarkan Jenis Penggunaan
(Non Performing Loan of Joint Venture Banks Based on Type of Use)
Jenis Penggunaan
(Type of Use)
Des
Des
Des
2006
Des
2002 2003 2004 2005
2007
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan

Working Capital
Capital))
Properti (Property)
Lainnya (Others)
33
26
2.553
4
11
1.659
18
7
1.250
19
989
19
979
18
905
18
1.178
17
837
18
848
908
877
870
853
829
806
877
857

Capital))
2.611
1.674
1.276
1.008
998
923
1.196
855
866
908
877
870
853
829
806
877
857
Investment
Investment))
Properti (Property)
Lainnya (Others)
282
432
1.293
137
258
799
130
134
381
56
80
223
53
77
215
52
38
141
51
91
136
50
107
432
59
113
442
59
112
428
45
108
416
45
87
406
46
88
410
45
87
394
45
87
393
39
39
378
39
40
383

Total Investment
Investment))
2.007
1.193
645
359
345
231
278
589
614
600
569
538
544
525
525
456
462
Consumption
Consumption))
Ruko dan Rukan
Lainnya (Others)
57
116
45
78
90
103
110
118
152
139
130
137
139
142
139
138
138

Total Consumption
Consumption))
57
117
45
78
90
103
110
120
155
142
134
139
141
145
143
141
142
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.56 Non Performing Loan Bank Asing Berdasarkan Jenis Penggunaan
(Non Performing Loan of Foreign Owned Banks Based on Type of Use)
Jenis Penggunaan
(Type of Use)
Des
Des
Des
2002 2003 2004 2005
2007
2006
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan

Working Capital
Capital))
Properti (Property)
Lainnya (Others)
28
13
4.719
8
3.003
6
1.680
1.849
1.449
1.608
1.526
1.549
1.587
3
1.559
3
1.598
3
1.503
3
1.534
3
1.138
3
1.092
3
1.085
3
975

Capital))
4.761
3.011
1.686
1.850
1.449
1.608
1.526
1.549
1.587
1.562
1.601
1.506
1.537
1.140
1.095
1.088
978
Investment
Investment))
Properti (Property)
Lainnya (Others)
139
22
424
109
269
264
65
106
167
203
117
122
121
117
96
96
37
38
127
128

Total Investment
Investment))
585
378
264
65
106
167
203
117
122
121
117
96
96
37
38
127
128
Consumption
Consumption))
Ruko dan Rukan
Lainnya (Others)
516
686
694
914
968
1.020
1.071
1.192
1.272
1.320
1.329
1.339
1.352
1.382
1.405
1.447
1.473

Total Consumption
Consumption))
520
689
697
916
969
1.022
1.074
1.195
1.275
1.322
1.331
1.342
1.355
1.386
1.408
1.450
1.476
61
62
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.57 Non Performing Loan Bank Umum Berdasarkan Jenis Penggunaan Per Wilayah (Januari 2007)
(Non Performing Loan of Commercial Banks Based on Type of Use by Region)
Modal Kerja
Wilayah

Banten
Bengkulu
Jambi
Riau
Kepulauan Riau
Bangka Belitung
Lampung
Gorontalo
Bali
Maluku
Papua
Irian Jaya Barat
Total
Investasi
KPR dan
Apartemen
> Tipe 70
(Housing and
Apartement >
Type 70)
143
57
451
26
80
101
1
7
1
64
3
9
8
8
0
13
8
8
22
1
4
28
13
0
1
1
25
4
1
0
1
-
6
5
31
1
5
28
1
2
0
11
0
4
8
2
1
1
3
14
0
14
0
0
0
1
1
-
260
97
2.723
18
228
312
6
14
18
117
19
29
18
28
2
44
18
11
42
9
35
82
73
20
7
13
19
57
20
12
17
7
3
-
1.088
140
4.377
Properti
(Property)
Agrobisnis
(Agrobusiness)
22
1
69
6
2
33
0
1
2
10
0
10
3
2
1
2
1
5
0
8
6
0
0
0
11
1
2
-
33
2
178
2
53
85
1
1
1
364
1
78
2
4
0
3
2
0
0
0
1
9
2
1
1
1
2
3
0
0
2
24
1.608
263
12.169
100
1.768
3.381
34
224
30
1.769
179
152
108
104
18
139
308
101
167
32
187
517
96
46
38
49
49
231
27
18
18
5
8
51
29
0
139
11
1
1
1
1
0
0
1
0
0
2
5
1
5
0
0
-
1
0
588
1
2
45
5
32
0
161
31
218
0
12
0
0
0
125
0
0
0
1
1
0
0
0
1
0
1
0
0
0
-
343
169
8.512
56
269
954
15
58
6
1.491
66
171
106
50
10
35
158
38
139
6
9
1.021
21
29
3
8
13
168
5
4
5
2
2
529
357
132
224
23
62
131
2
13
6
67
7
40
46
14
2
12
28
12
37
3
8
73
40
3
0
3
5
33
5
0
3
1
0
-
195
858
23.992
197
1.225
14.471
1.392
Lainnya
(Others)
Properti
(Property)
Agrobisnis
(Agrobusiness)
Konsumsi
KPR dan
Apartemen
s.d Tipe 70
(Housing and
Apartement
up to Type 70)
Lainnya
(Others)
Ruko dan
Rukan
(Shop houses
and Shopoffices)
Lainnya
(Others)
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.58 Non Performing Loan Berdasarkan Lokasi Bank Penyalur Kredit
(Non Performing Loan of Commercial Banks Bxased on Location of Bank)
Lokasi (Location)
Des Des
2002 2003 2004 2005 Jan

Banten
Bengkulu
Jambi
Riau
Kepulauan Riau 1
Bangka Belitung
Lampung
Sulawesi Barat (West Sulawesi) 1
Gorontalo
Bali
Maluku
Papua
Irian Jaya Barat 1
63
Ket: 1 Data tersedia mulai Januari 2007
2.141
16.247
37
628
2.931
19
97
45
2.415
104
584
93
1.777
20.802
39
360
2.590
30
91
50
1.006
92
310
278
207
624
24
46
101
28
900
60
18
32
264
11
17
34
4
127
73
55
88
114
20
73
1.031
106
33
48
323
14
12
25
4
52
1.395
244
17.715
62
495
2.105
29
71
57
784
160
257
133
9
77
74
120
147
29
46
453
132
55
19
47
147
188
21
32
6
67
2.603
375
32.432
152
1.669
3.737
44
338
104
3.265
281
1.493
236
24
128
701
205
316
77
148
1.820
205
119
47
65
272
210
33
43
7
1.441
2007
2006
Des Des
2.806
445
32.056
174
1.757
3.806
46
344
103
3.231
279
1.577
265
31
145
768
210
412
74
171
1.905
226
127
48
69
292
217
32
47
10
1.372
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
2.824
550
33.337
175
1.807
4.220
39
338
521
3.306
287
1.491
272
30
152
784
224
425
72
175
1.945
235
126
53
72
361
59
33
42
10
1.330
2.913
560
33.283
242
1.939
4.257
39
325
505
3.353
296
1.652
290
33
157
923
232
668
77
179
1.937
249
111
54
74
432
60
34
54
11
1.316
2.878
595
32.820
209
1.989
4.330
41
320
504
3.542
301
1.668
294
37
162
909
227
699
62
189
2.021
252
132
54
78
424
61
36
62
12
1.281
3.058
624
35.063
232
2.152
4.593
43
332
513
3.885
314
1.007
281
40
166
945
260
720
63
215
2.081
265
141
59
84
450
65
36
63
12
1.349
2.807
632
35.222
258
2.213
4.907
42
361
514
3.743
378
1.713
259
42
181
960
281
702
74
224
2.078
264
145
69
83
434
63
33
61
13
801
2.960
620
35.080
293
2.246
5.063
43
359
532
3.836
394
1.703
262
39
196
963
284
743
71
246
2.167
278
154
68
85
449
68
33
65
13
1.058
2.996
611
35.100
322
2.321
5.187
47
364
514
3.963
398
1.748
273
41
201
1.008
281
857
74
255
2.239
298
153
57
92
455
70
35
60
13
743
2.974
692
34.048
351
2.364
5.189
47
402
511
3.850
406
1.754
232
30
227
844
229
797
58
251
2.221
291
154
61
91
453
73
34
62
14
643
3.059
767
36.638
300
2.396
5.175
49
419
509
3.908
366
1.965
233
32
212
847
218
780
62
266
2.209
315
157
52
88
458
76
35
57
16
642
3.151
779
36.736
273
2.511
5.042
56
403
506
4.037
359
1.975
230
32
214
597
202
556
61
264
2.204
277
155
53
79
494
68
35
58
17
645
2.589
656
26.535
244
2.332
4.796
64
341
55
3.836
301
1.002
2.803
726
25.085
244
2.470
5.070
64
352
66
4.054
307
710
300
223
32
247
524
299
426
52
245
1.753
256
100
48
77
89
534
62
35
47
16
14
603
199
31
186
511
178
410
48
243
1.815
245
93
51
71
465
59
34
55
16
598
64
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.59 Non Performing Loan UMKM Menurut Kelompok Bank

(Non Performing Loan of SMEs Based on Group Bank)
Lokasi (Location)
Des Des
2002 2003 2004 2005 Jan

1. Bank Persero
2007
2006
Des Des
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
9.127
899
7.073
785
17.884
(State Owned Banks)

2. Bank Pemerintah Daerah
(Regional DevelopmentBanks)
3. Bank Swasta Nasional
(Foreign Exchange Commercial Banks

4. Bank Asing dan Campuran
(Joint Venture Banks and Foreign Owned Banks)

Jumlah
Ket: Data tersedia mulai posisi Januari 2007 (Data available on January 2007)
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.60 Non Performing Penerusan Kredit (Non Performing Channelling Credit) Off-Balance Sheet
Kelompok Bank (Bank Category)
2007
2006
Des Des Des Des

2002 2003 2004 2005 Jan
Feb
Mar Apr
Mei
Jun
Jul
Ags Sep
Okt Nov Des
Jan
Bank Persero ((State

State Owned Banks
Banks))
Non Performing Penerusan Kredit (Non Performing Channelling Credit)
Total Penerusan Kredit (Total Channelling Credit)
Rasio Non Performing (%) (Ratio Non Performing (%))
3.568
34.810
10,25
7.494
32.095
23,35
6.912
30.963
22,32
5.549
29.670
18,70
6.894
30.493
22,61
8.454
29.930
28,25
8.924
30.768
29,00
14.836
36.400
40,76
4.202
37.643
11,16
4.215
37.375
11,28
4.842
36.735
13,18
4.593
36.442
12,60
4.961
36.544
13,58
4.909
36.272
13,53
4.800
36.413
13,18
7.244
35.766
20,26
4.780
37.664
12,69
BUSN Devisa ((Foreign

Foreign Exchange Commercial Banks
Banks))
945
2.528
37,38
954
2.508
38,04
1.130
2.710
41,68
1.295
2.822
45,89
1.295
2.821
45,90
1.318
2.823
46,68
1.318
2.817
46,79
1.318
2.813
46,86
1.319
2.822
46,73
1.318
2.833
46,53
1.319
2.841
46,43
1.319
2.837
46,51
1.321
2.849
46,37
1.552
2.845
54,55
1.565
2.842
55,08
1.628
2.869
56,73
1.629
2.871
56,75
BUSN Non Devisa ((Non-Foreign

Non-Foreign Exchange Commercial Banks
Banks))
15
45
33,12
13
42
31,28
15
42
34,74
15
42
34,52
12
41
30,17
12
41
30,16
12
41
30,14
12
41
30,12
12
41
30,12
12
41
30,11
12
41
30,11
12
41
30,07
12
41
30,05
12
41
30,04
12
41
30,03
12
41
30,03
12
41
30,02
BPD ((Regional
Regional Development Banks
Banks))
806
1.846
43,68
819
1.956
41,88
1.005
1.875
53,63
1.150
1.982
58,04
1.133
1.975
57,37
1.142
1.976
57,80
1.151
1.962
58,63
1.143
1.953
58,51
1.154
1.961
58,84
1.160
1.979
58,65
1.156
1.983
58,27
1.170
2.005
58,34
1.170
2.006
58,34
1.186
2.008
59,09
1.195
2.027
58,95
1.196
2.035
58,80
1.202
2.070
58,06
Bank Campuran ((Joint

Joint Venture Banks
Banks))
Bank Asing ((Foreign

Foreign Owned Banks
Banks))
Bank Umum ((Commercial

Commercial Banks
Banks))
5.335
39.230
13,60
9.280
36.601
25,35
9.062
35.591
25,46
8.009
34.517
23,20
9.335
35.331
26,42
10.926
34.770
31,43
11.405
35.588
32,05
17.309
41.206
42,01
6.687
42.467
15,75
6.706
42.227
15,88
7.328
41.600
17,62
7.095
41.324
17,17
7.465
41.441
18,01
7.659
41.166
18,61
7.572
41.322
18,32
10.081
40.710
24,76
7.623
42.646
17,88
65
66
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.61 Komposisi DPK Bank Umum (Composition of Third Party Funds of Commercial Banks)
Desember 2002
Jenis (Type)
Desember 2003
Desember 2004
Desember 2005
Januari 2006
Desember 2006
Januari 2007
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
thd Total
thd Total
thd Total
thd Total
thd Total
thd Total
thd Total
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
Nominal (Composi- Nominal (Composi- Nominal (Composi- Nominal (Composi- Nominal (Composi- Nominal (Composi- Nominal (Composition to Total
tion to Total
tion to Total
tion to Total
tion to Total
tion to Total
tion to Total
Third Party
Third Party
Third Party
Third Party
Third Party
Third Party
Third Party
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Gir
o (Demand Deposits)
Giro
Rupiah
196.226
130.238
65.988
23,48
15,58
7,90
217.998
150.117
67.881
24,53
16,89
7,64
245.722
170.843
74.879
25,51
17,74
7,77
281.412
193.854
87.558
24,95
17,19
7,76
278.819
193.570
85.248
24,98
17,34
7,64
338011,04
249564,32
88446,72
26,26
19,39
6,87
333.287
244.563
88.725
26,05
19,11
6,93
Deposito ( Time Deposits)

Rupiah
446.191
364.567
81.624
53,39
43,62
9,77
428.833
351.840
76.993
48,26
39,60
8,66
420.990
351.460
69.530
43,71
36,49
7,22
565.033
455.038
109.995
50,09
40,34
9,75
563.081
455.644
107.437
50,45
40,82
9,63
615163,04
510007,91
105155,13
47,79
39,62
8,17
615.740
512.041
103.698
48,12
40,02
8,10

Rupiah
193.361
192.589
772
23,14
23,04
0,09
241.736
240.663
1.073
27,21
27,08
0,12
296.394
295.905
489
30,77
30,72
0,05
281.492
281.268
224
24,96
24,94
0,02
274.289
274.091
198
24,57
24,56
0,02
333927,98
333872,65
55,33
25,94
25,94
0,00
330.539
330.493
46
25,83
25,83
0,00
Total DPK (Total Third Party Funds)

Rupiah
835.778
687.394
148.384
100
82,25
17,75
888.567
742.619
145.948
100
83,57
16,43
963.106
818.208
144.898
100
84,96
15,04
1.127.937
930.160
197.777
100
82,47
17,53
1.116.189
923.306
192.883
100
1287102
82,72 1093444,88
17,28 193657,18
100
84,95
15,05
1.279.566
1.087.097
192.469
100
84,96
15,04
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.62 Komposisi DPK Bank Persero (Composition of Third Party Funds of State Owned Banks)
Desember 2002
Jenis (Type)
Desember 2003
Desember 2004
Desember 2005
Januari 2006
Desember 2006
Januari 2007
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
thd Total
thd Total
thd Total
thd Total
thd Total
thd Total
thd Total
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
tion to Total
tion to Total
tion to Total
tion to Total
tion to Total
tion to Total
Third Party
Third Party
Third Party
Third Party
Third Party
Third Party
Third Party
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)

Rupiah
67.017
51.157
15.860
18,09
13,81
4,28
77.136
59.839
17.297
20,93
16,24
4,69
83.211
63.449
19.762
22,15
16,89
5,26
94.322
70.509
23.813
21,86
16,34
5,52
93.161
72.244
20.918
21,86 112324,26
16,95 88946,76
4,91 23377,49
23,38
18,52
4,87
109.142
85.152
23.989
23,08
18,01
5,07
Deposito (Time Deposits)

Rupiah
212.896
181.524
31.372
57,46
48,99
8,47
177.770
149.656
28.114
48,24
40,61
7,63
151.350
128.831
22.519
40,28
34,29
5,99
200.719
166.542
34.177
46,53
38,61
7,92
200.212
166.961
33.251
46,98 207535,71
39,18 176717,64
7,80 30818,07
43,20
36,79
6,42
205.911
175.510
30.402
43,54
37,11
6,43
90.630
90.571
59
24,46
24,44
0,02
113.574
113.486
88
30,82
30,80
0,02
141.171
141.048
123
37,57
37,54
0,03
136.356
136.153
203
31,61
31,56
0,05
132.759
132.582
177
31,15 160533,88
31,11 160495,72
0,04
38,16
33,42
33,41
0,01
157.862
157.834
28
33,38
33,37
0,01
370.542
323.252
47.290
100
87,24
12,76
368.479
322.981
45.498
100
87,65
12,35
375.731
333.328
42.403
100
88,71
11,29
431.397
373.204
58.192
100
86,51
13,49
426.133
371.786
54.346
100 480394
87,25 426160,13
12,75 54233,72
100
88,71
11,29
472.915
418.496
54.419
100
88,49
11,51

Rupiah
Rupiah
67
68
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.63 Komposisi DPK BUSN Devisa (Composition of Third Party Funds of Foreign Exchange Commercial Banks)
Desember 2002
Jenis (Type)
Desember 2003
Desember 2004
Desember 2005
Januari 2006
Desember 2006
Januari 2007
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
thd Total
thd Total
thd Total
thd Total
thd Total
thd Total
thd Total
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
tion to Total
tion to Total
tion to Total
tion to Total
tion to Total
tion to Total
Third Party
Third Party
Third Party
Third Party
Third Party
Third Party
Third Party
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)

Rupiah
67.497
42.553
24.944
21,02
13,25
7,77
78.313
51.153
27.160
21,72
14,19
7,53
87.642
60.240
27.402
21,72
14,93
6,79
91.163
58.170
32.992
19,70
12,57
7,13
90.530
56.528
34.002
19,89
12,42
7,47
104099,94
68883,96
35215,98
19,82
13,12
6,71
105.441
70.932
34.509
20,05
13,49
6,56

Rupiah
164.574
140.505
24.069
51,25
43,76
7,50
172.348
148.832
23.516
47,80
41,28
6,52
181.537
162.725
18.812
44,99
40,33
4,66
248.892
217.098
31.794
53,79
46,91
6,87
244.243
214.424
29.819
53,66
47,11
6,55
279735,90
244890,47
34845,42
53,27
46,63
6,63
276.148
242.523
33.624
52,52
46,12
6,39
89.040
89.032
8
27,73
27,73
-
109.875
109.863
12
30,48
30,47
0,00
134.351
134.323
28
33,29
33,29
0,01
122.692
122.671
21
26,51
26,51
0,00
120.415
120.394
21
26,45
26,45
0,00
141340,98
141323,80
17,18
26,91
26,91
0,00
144.248
144.230
18
27,43
27,43
0,00
Total DPK (Total Third Party Funds) 321.111

272.090
Rupiah
49.021
100
84,73
15,27
360.536
309.848
50.688
100
85,94
14,06
403.530
357.288
46.242
100
88,54
11,46
462.747
397.939
64.808
100
85,99
14,01
455.188
391.346
63.842
100
85,97
14,03
525177
455098,24
70078,57
100
86,66
13,34
525.836
457.685
68.152
100
87,04
12,96

Rupiah
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.64 Komposisi DPK BUSN Non Devisa (Composition of Third Party Funds of Non-Foreign Exchange Commercial Banks)
Desember 2002
Jenis (Type)
Desember 2003

Rupiah
1.433
1.433
-
8,40
8,40
-
1.718
1.718
-
8,59
8,59
-

Rupiah
13.866
13.866
-
81,33
81,33
-
16.271
16.271
-
81,40
81,40
-
1.751
1.751
-
10,27
10,27
-
2.000
2.000
-
10,01
10,01
-
17.050
17.050
-
100
100
-
19.989
19.989
-
100
100
-

Rupiah
Rupiah
Desember 2004
Desember 2005
Januari 2006
Desember 2006
Januari 2007
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
thd Total
thd Total
thd Total
thd Total
thd Total
thd Total
thd Total
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
tion to Total
tion to Total
tion to Total
tion to Total
tion to Total
tion to Total
Third Party
Third Party
Third Party
Third Party
Third Party
Third Party
Third Party
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
1.900
1.900
-
9,91
9,91
-
1.798
1.798
18.052
18.052
78,52
78,52
-
2.217
2.217
-
11,57
11,57
-
2.120
2.120
100
100
-
21.970
21.970
15.049
15.049
19.166
19.166
-
8,19
8,19
-
1.645
1.645
-
82,17
82,17
-
17.916
17.916
-
9,65
9,65
-
2.057
2.057
100
100
1810,88
1810,88
7,41
7,41
-
82,87 20233,70
82,87 20233,70
2378,61
2378,61
9,52
9,52
-
24423
24423
100
100
-
21.618
21.618
-
7,61
7,61
-
1.713
1.713
-
82,85
82,85
20.586
20.586
9,74
9,74
9,73
9,73
24.702
24.702
83,34
83,34
2.403
2.403
100
100
-
6,93
6,93
100
100
69
70
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.65 Komposisi DPK BPD (Composition of Third Party Funds of Regional Development Banks)
Desember 2002
Jenis (Type)
Desember 2003
Desember 2004
Desember 2005
Januari 2006
Desember 2006
Januari 2007
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
thd Total
thd Total
thd Total
thd Total
thd Total
thd Total
thd Total
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
tion to Total
tion to Total
tion to Total
tion to Total
tion to Total
tion to Total
Third Party
Third Party
Third Party
Third Party
Third Party
Third Party
Third Party
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)

Rupiah
25.773
25.750
23
56,32
56,27
0,05
26.492
26.452
40
51,25
51,17
0,08
30.463
30.401
62
51,21
51,11
0,10
50.674
50.631
43
59,42
59,37
0,05
49.078
49.040
39
56,19
56,15
0,04
74723,35
74692,19
31,16
57,86
57,84
0,02
69.981
69.949
32
56,43
56,41
0,03

Rupiah
10.987
10.970
17
24,01
23,97
0,04
12.553
12.536
17
24,28
24,25
0,03
13.628
13.560
68
22,91
22,80
0,11
17.502
17.475
27
20,52
20,49
0,03
22.771
22.744
26
26,07
26,04
0,03
29409,19
29364,87
44,32
22,77
22,74
0,03
32.192
32.147
45
25,96
25,92
0,04
8.998
8.998
-
19,66
19,66
-
12.650
12.650
-
24,47
24,47
-
15.395
15.395
-
25,88
25,88
-
17.107
17.107
-
20,06
20,06
-
15.490
15.490
-
17,74
17,74
-
25008,16
25008,16
-
19,37
19,37
-
21.838
21.838
-
17,61
17,61
-
45.758
45.717
41
100
99,91
0,09
51.695
51.638
57
100
99,89
0,11
59.486
59.356
130
100
99,78
0,22
85.283
85.213
70
100
99,92
0,08
87.338
87.273
65
100
129141
99,93 129065,22
0,07
75,48
100
99,94
0,06
124.011
123.934
77
100
99,94
0,06

Rupiah
Rupiah
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.66 Komposisi DPK Bank Campuran (Composition of Third Party Funds of Joint Venture Banks)
Desember 2002
Jenis (Type)
Desember 2003
Desember 2004
Desember 2005
Januari 2006
Desember 2006
Januari 2007
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
thd Total
thd Total
thd Total
thd Total
thd Total
thd Total
thd Total
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
tion to Total
tion to Total
tion to Total
tion to Total
tion to Total
tion to Total
Third Party
Third Party
Third Party
Third Party
Third Party
Third Party
Third Party
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)

Rupiah
9.244
2.609
6.635
43,16
12,18
30,98
8.938
2.314
6.624
40,95
10,60
30,35
10.399
2.895
7.504
36,75
10,23
26,52
11.544
3.251
8.294
33,48
9,43
24,05
10.929
3.264
7.665
32,71
9,77
22,94
10125,23
2715,43
7409,80
28,18
7,56
20,62
10.761
2.835
7.927
28,36
7,47
20,89

Rupiah
11.907
4.642
7.265
55,59
21,67
33,92
12.452
6.167
6.285
57,05
28,25
28,79
17.563
9.413
8.150
62,08
33,27
28,81
22.563
11.784
10.779
65,43
34,17
31,26
22.018
10.316
11.701
65,90
30,88
35,02
24577,45
12172,59
12404,87
68,41
33,88
34,53
26.183
13.282
12.901
68,99
35,00
33,99
266
136
130
1,24
0,63
0,61
437
238
199
2,00
1,09
0,91
331
331
-
1,17
1,17
0,00
376
376
-
1,09
1,09
0,00
464
464
-
1,39
1,39
-
1224,33
1224,33
0,00
3,41
3,41
0,00
1.008
1.008
-
2,65
2,65
-
21.418
7.388
14.030
100
34,49
65,51
21.827
8.719
13.108
100
39,95
60,05
28.293
12.639
15.654
100
44,67
55,33
34.484
15.411
19.073
100
44,69
55,31
33.411
14.045
19.366
100
42,04
57,96
35927
16112,34
19814,67
100
44,85
55,15
37.952
17.125
20.827
100
45,12
54,88

Rupiah
Rupiah
71
72
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.67 Komposisi DPK Bank Asing (Composition of Third Party Funds of Foreign Owned Banks)
Desember 2002
Jenis (Type)
Desember 2003
Desember 2004
Desember 2005
Januari 2006
Desember 2006
Januari 2007
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
thd Total
thd Total
thd Total
thd Total
thd Total
thd Total
thd Total
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
tion to Total
tion to Total
tion to Total
tion to Total
tion to Total
tion to Total
Third Party
Third Party
Third Party
Third Party
Third Party
Third Party
Third Party
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)

Rupiah
25.262
6.735
18.527
42,17
11,24
30,93
25.401
8.640
16.761
38,46
13,08
25,38
31.352
11.744
19.608
41,92
15,70
26,22
31.911
9.495
22.416
34,66
10,31
24,35
33.475
10.849
22.625
36,19 34927,39
11,73 12515,10
24,46 22412,29
37,95
13,60
24,35
36.250
13.982
22.267
38,50
14,85
23,65

Rupiah
31.962
13.061
18.901
53,36
21,80
31,55
37.439
18.377
19.062
56,69
27,83
28,86
40.556
21.149
19.407
54,22
28,28
25,95
57.305
24.087
33.218
62,25
26,17
36,08
55.922
23.283
32.639
60,46 53671,08
25,17 26628,64
35,28 27042,45
58,31
28,93
29,38
54.720
27.993
26.727
58,12
29,73
28,39
2.677
2.102
575
4,47
3,51
0,96
3.201
2.427
774
4,85
3,67
1,17
2.888
2.550
338
3,86
3,41
0,45
2.841
2.841
-
3,09
3,09
0,00
3.105
3.105
-
3442,02
3442,02
0,00
3,74
3,74
0,00
3.180
3.180
-
3,38
3,38
-
59.900
21.898
38.002
100
36,56
63,44
66.041
29.444
36.597
100
44,58
55,42
74.796
35.443
39.353
100
47,39
52,61
92.057
36.423
55.634
100
39,57
60,43
92.501
37.237
55.264
100
92040
40,26 42585,75
59,74 49454,74
100
46,27
53,73
94.150
45.156
48.994
100
47,96
52,04

Rupiah
Rupiah
3,36
3,36
-
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.68 Peringkat Bank Berdasarkan Dana Pihak Ketiga (Bank Rating based on Third Party Funds)
Desember 2002
Peringkat
Rating))
(Rating
Nama Bank
(Bank Name))
Desember 2003
Pangsa Thd
Total DPK
Total DPK Bank Umum
(Total (%) (Portion
Thir
Thirdd to Total Third
Party Party Funds
Funds
Funds)) at Commercial
Banks (%)
Nama Bank
(Bank Name
Name))
Total DPK
(Total
Thir
Thirdd
Party
Funds
Funds))
Desember 2004
Pangsa Thd
Total DPK
Bank Umum
(%) (Portion
to Total Third
Party Funds
at Commercial
Banks (%)
Nama Bank
(Bank Name
Name))
Total DPK
(Total
Thir
Thirdd
Party
Funds
Funds))
Desember 2005
Pangsa Thd
Total DPK
Bank Umum
(%) (Portion
to Total Third
Party Funds
at Commercial
Banks (%)
Nama Bank
(Bank Name
Name))
Total DPK
(Total
Thir
Thirdd
Party
Funds
Funds))
Januari 2006
Pangsa Thd
Total DPK
Bank Umum
(%) (Portion
to Total Third
Party Funds
at Commercial
Banks (%)
Nama Bank
(Bank Name
Name))
Total DPK
(Total
Thir
Thirdd
Party
Funds
Funds))
Desember 2006
Pangsa Thd
Total DPK
Bank Umum
(%) (Portion
to Total Third
Party Funds
at Commercial
Banks (%)
Nama Bank
(Bank Name
Name))
Total DPK
(Total
Thir
Thirdd
Party
Funds
Funds))
Januari 2007
Pangsa Thd
Total DPK
Bank Umum
(%) (Portion
to Total Third
Party Funds
at Commercial
Banks (%)
Nama Bank
(Bank Name
Name))
Total DPK
(Total
Thir
Thirdd
Party
Funds
Funds))
Pangsa Thd
Total DPK
Bank Umum
(%) (Portion
to Total Third
Party Funds
at Commercial
Banks (%)
PT Bank Mandiri
182.963
21,89
PT Bank Mandiri
177.253
19,95 PT Bank Mandiri
170.019
198.893
195.312
197.438
189.992
103.698
12,41
118.010
131.638
129.556
128.657
152.737
153.276
14,85
11,98
98.439
11,78
104.713
105.535
116.021
114.793
135.912
136.453
10,66
69.226
8,28
67.387
81.309
96.924
96.815
124.674
124.168
9,70
34.898
4,18
39.623
40.376
44.417
44.223
54.378
53.911
4,21
29.356
3,51
28.541
29.495
36.739
34.942
3,13 PT Bank Niaga Tbk
39.148
38.249
2,99
PT Lippo Bank Tbk
22.056
2,64
PT Lippo Bank Tbk
23.532
25.974
34.389
34.665
37.033
37.278
2,91
2,25
PT Bank Permata Tbk
21.850
2,61
PT Bank Permata Tbk
23.446
24.852
28.302
28.817
28.660
2,23 Citibank N.A
28.776
19.913
2,38
PT Bank Niaga Tbk
19.350
24.740
27.290
26.882
2,41 Citibank N.A
27.062
27.842
2,18
10
Citibank N.A
18.491
2,21
Citibank N.A
19.318
2,17 Citibank N.A
19.909
2,07 Citibank N.A
25.978
2,30 Citibank N.A
24.844
26.693
26.838
2,10
Total
600.890
71,90
Total
621.173
69,91 Total
653.848
67,89 Total
738.509
65,47 Total
729.949
65,40 Total
823.735
64,00 Total
816.784
63,83
73
74
Tabel 1.69 Komposisi DPK Berdasarkan Lokasi ( Januari 2007 ) (Composition of Third Party Funds based on Location)
Giro
(Demand Deposits)
Lokasi (Location)
Rupiah
Valas
(Foreign
Exchange)
Tabungan
(Savings Deposits)
Rupiah
Valas
(Foreign
Exchange)
Deposito
(Time Deposits)
Rupiah
Valas
(Foreign
Exchange)
Total DPK
(Total Third Party Funds)
Rupiah
Valas
(Foreign
Exchange)
Total
Pangsa
Thd Total
DPK (%)
(Portion to
Total Third
Party (%)

Banten
Bengkulu
Jambi
Riau
Kepulauan Riau
Bangka Belitung
Lampung
Gorontalo
Bali
Maluku
Papua
Irian Jaya Barat
15.565
8.210
101.463
2.194
9.888
19.542
956
1.937
9.568
9.175
3.053
10.665
4.089
3.264
1.371
5.994
2.984
2.280
7.961
1.995
1.308
3.808
909
419
363
1.124
1.250
2.956
1.797
1.186
5.001
788
1.497
-
3.736
999
62.743
384
2.271
6.241
35
197
228
2.357
282
787
885
1.771
60
423
333
326
1.031
45
64
485
240
0
6
110
80
1.410
42
35
191
50
44
837
34.681
7.854
90.472
6.666
26.186
41.246
1.269
3.077
5.701
20.523
4.420
8.993
7.383
3.820
2.103
4.498
4.732
6.082
10.103
2.281
2.066
9.128
2.645
556
1.168
1.658
2.485
7.663
2.941
1.719
4.069
921
1.387
-
1
1
9
2
0
2
0
0
0
0
0
0
0
0
0
29
44.218
8.984
283.280
4.376
21.654
51.733
507
2.148
5.372
23.826
3.159
6.101
7.332
3.150
1.126
4.393
2.389
3.987
10.544
887
890
6.193
1.943
41
452
560
985
6.667
1.654
857
1.579
384
669
-
5.761
878
74.761
356
2.228
8.983
9
93
80
3.418
125
282
1.330
255
20
649
165
157
816
20
55
390
212
14
8
28
644
26
85
358
4
33
1.454
94.464
25.048
475.215
13.237
57.728
112.521
2.731
7.162
20.640
53.525
10.632
25.760
18.804
10.235
4.600
14.885
10.105
12.349
28.609
5.163
4.264
19.129
5.497
1.015
1.984
3.342
4.719
17.285
6.392
3.763
10.649
2.093
3.554
-
9.498
1.877
137.513
742
4.500
15.226
43
290
308
5.775
406
1.069
2.215
2.026
79
1.072
498
483
1.848
65
119
875
451
0
20
118
108
2.054
67
120
550
54
77
2.320
103.961
26.925
612.728
13.979
62.227
127.747
2.775
7.452
20.949
59.300
11.039
26.829
21.020
12.261
4.679
15.958
10.603
12.832
30.457
5.228
4.384
20.005
5.948
1.015
2.004
3.460
4.827
19.339
6.459
3.883
11.199
2.148
3.631
2.320
8,12
2,10
47,89
1,09
4,86
9,98
0,22
0,58
1,64
4,63
0,86
2,10
1,64
0,96
0,37
1,25
0,83
1,00
2,38
0,41
0,34
1,56
0,46
0,08
0,16
0,27
0,38
1,51
0,50
0,30
0,88
0,17
0,28
0,18
Total
244.563
88.725
330.493
46
512.041
103.698
1.087.097
192.469
1.279.566
100
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.70 Penghimpunan DPK Berdasarkan Lokasi Penghimpunan (Deposits of Third Party Funds based on Location of Deposits)
Lokasi (Location)
Des Des Des
2002 2003 2004 2005

BantenDKI Jakarta (Special Capital Province of Jakarta)
Bengkulu
Jambi
Riau
Kepulauan Riau 1
Bangka Belitung
Lampung
Sulawesi Barat (West Sulawesi) 1
Gorontalo
Bali
Maluku
Papua
Irian Jaya Barat 1
83.774
460.564
8.217
39.597
80.269
1.216
3.829
6.062
37.841
6.305
16.777
12.004
-
87.178
480.627
8.569
41.093
87.518
1.522
4.544
7.095
39.967
7.432
19.174
14.869
-
5.184
4.952
6.916
14.472
2.532
2.318
11.182
3.785
1.675
2.453
12.164
3.192
2.257
4.949
330
958
5.837
5.638
6.187
15.785
2.896
2.681
13.117
4.926
1.959
2.780
12.787
3.970
2.459
6.099
655
1.203
Total
835.778
888.567
Ket: 1 Data tersedia mulai Januari 2007
76.805
15.611
504.412
10.215
46.731
95.325
1.771
5.285
7.900
45.008
8.150
23.559
15.116
2.999
6.442
6.885
8.891
17.713
3.353
2.884
14.660
4.616
833
1.976
3.339
15.303
4.360
2.892
7.126
760
2.187
87.899
21.706
586.432
11.453
52.950
111.909
2.066
5.707
13.511
51.589
9.109
28.558
17.848
3.497
7.419
8.122
10.291
23.281
4.109
3.313
17.239
4.862
1.011
2.202
3.770
17.186
4.910
3.248
8.857
1.025
2.860
2007
2006
Des
Jan
Feb
89.032
22.709
566.609
11.522
53.926
115.184
2.142
5.775
13.222
51.378
8.858
28.571
17.660
3.710
7.721
8.466
10.578
23.216
4.192
3.275
17.411
5.050
1.024
2.455
4.019
17.350
4.992
2.885
9.217
1.501
2.537
88.786
22.139
574.487
11.557
54.482
114.978
2.197
5.907
13.293
51.295
8.870
28.381
17.578
3.773
7.706
8.501
10.906
22.876
4.274
3.370
17.336
5.014
1.057
2.431
4.003
17.292
5.126
2.899
9.327
1.502
2.344
Mar
88.787
22.591
570.165
11.651
54.491
115.381
2.267
5.886
13.357
52.144
9.152
28.295
17.654
3.905
7.922
8.619
10.872
22.522
4.472
3.485
17.464
5.093
1.071
2.615
4.056
17.343
5.186
2.981
9.887
1.607
2.949
Apr
Mei
Jun
90.263
22.947
563.676
11.730
55.254
115.546
2.327
6.062
13.800
52.327
9.352
28.225
17.631
3.968
8.097
8.894
11.121
22.109
4.776
3.588
17.661
5.079
1.138
2.717
4.164
17.311
5.397
3.034
10.343
1.606
3.012
92.911
23.507
574.160
12.117
56.586
118.851
2.404
6.493
15.633
52.974
9.725
33.565
18.932
4.209
8.608
9.347
11.562
26.167
4.878
3.786
18.951
5.273
1.229
2.869
4.385
17.716
5.666
3.222
10.937
1.754
2.196
93.041
24.040
577.762
12.498
56.998
119.666
2.435
6.432
15.476
53.917
9.792
33.535
18.814
4.327
8.679
9.533
11.748
25.876
5.161
3.902
18.876
5.350
1.254
2.968
4.398
17.866
5.688
3.265
11.008
1.750
2.195
963.105 1.127.937 1.116.189 1.123.689 1.123.869 1.123.155 1.160.613 1.168.251
Jul
Ags
Sep
Okt
Nov
Des
Jan
93.948
24.061
571.458
12.648
56.935
118.990
2.437
6.521
15.825
54.241
9.916
32.237
18.791
4.255
8.656
9.481
11.763
25.152
5.166
3.933
18.825
5.308
1.233
2.880
4.291
17.888
5.769
3.316
11.255
1.694
2.170
92.860
23.973
579.605
13.036
58.668
121.720
2.596
6.826
17.383
55.898
10.291
35.802
20.120
4.429
8.927
9.672
12.041
27.455
5.294
4.004
19.114
5.420
1.271
2.997
4.293
18.104
5.987
3.420
12.782
1.753
2.447
97.254
24.609
591.381
12.996
58.275
121.657
2.624
6.802
17.070
57.304
10.570
35.575
19.783
4.613
9.050
9.677
12.120
26.951
5.275
4.056
19.399
5.478
1.279
3.066
4.387
18.172
6.003
3.450
12.794
1.808
2.008
99.293
25.997
607.615
13.045
58.824
122.720
2.689
7.009
17.442
57.688
10.597
36.844
20.454
4.615
9.245
9.944
12.329
28.721
5.271
4.081
19.959
5.444
1.291
3.073
4.551
18.390
6.179
3.528
13.002
1.754
2.049
103.292
26.274
612.465
13.163
59.943
124.716
2.689
7.151
18.033
58.376
11.005
37.838
20.528
4.641
9.592
10.306
12.542
28.870
5.385
4.206
20.281
5.448
1.293
3.341
4.205
18.675
6.160
3.596
12.996
1.827
2.125
104.431
27.317
620.919
13.908
62.701
127.851
2.760
7.535
21.956
60.126
11.490
40.074
21.068
4.728
9.496
10.813
12.793
30.596
5.510
4.448
21.952
6.057
1.392
3.218
4.441
19.030
6.628
3.993
15.096
2.184
2.596
103.961
26.925
612.728
13.979
62.227
127.747
2.775
7.452
20.949
59.300
11.039
26.829
21.020
12.261
4.679
15.958
10.603
12.832
30.457
5.228
4.384
20.005
5.948
1.015
2.004
3.460
4.827
19.339
6.459
3.883
11.199
2.148
3.631
2.320
1.161.043 1.188.186 1.205.486 1.233.645
1.250.963 1.287.102 1.279.566
75
76
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.71 Deposito Berdasarkan Jangka Waktu Simpanan (Time Deposits Based on Deposit Maturity Schedule)
Jangka Waktu Simpanan
(Deposit Maturity Schedule)
2002 2003 2004 2005
2007
2006
Des Des Des Des

Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
1 Bulan (Month)
Total
115.329
133.119
7.967
6.296
10.015
25.609
298.335
107.765
129.495
8.304
6.386
9.955
29.982
291.886
97.415
136.873
10.282
8.366
13.140
34.955
301.031
145.908
208.000
14.246
11.113
16.895
43.597
439.758
141.646
200.525
13.754
15.581
16.256
41.045
428.807
144.793
194.787
12.829
18.414
16.481
37.998
425.302
140.713
193.342
12.485
19.880
17.158
37.385
420.963
140.442
191.967
12.191
20.791
15.704
35.985
417.080
139.248
189.235
12.330
23.474
15.733
38.749
418.771
135.688
193.367
12.564
24.063
16.368
39.195
421.246
132.772
189.918
11.588
23.948
15.639
36.281
410.147
131.968
189.402
11.333
25.042
15.402
36.439
409.586
139.544
189.180
11.124
25.131
16.252
35.840
417.072
143.466
189.278
10.858
24.849
15.728
35.979
420.158
145.176
195.879
10.707
22.130
17.573
36.371
427.836
136.756
207.776
11.226
16.611
18.399
37.025
427.792
137.366
208.577
11.355
19.740
19.594
39.210
435.842
3 Bulan (Month)
Total
46.838
22.465
4.211
2.305
1.186
3.445
80.449
31.267
26.853
3.602
1.908
1.242
4.950
69.822
22.568
19.358
2.474
2.068
1.763
3.878
52.108
29.808
23.813
2.426
3.290
2.793
7.466
69.595
28.632
25.247
2.598
3.603
2.595
8.611
71.286
26.455
27.380
2.774
2.767
2.864
9.387
71.627
26.858
30.311
2.992
2.996
2.855
9.060
75.071
27.621
31.637
3.050
3.119
3.071
7.806
76.303
28.213
33.993
3.135
4.946
3.377
7.767
81.431
27.420
33.656
3.177
5.175
3.407
7.971
80.806
26.501
35.110
2.839
5.373
3.189
8.226
81.237
25.913
35.971
3.028
5.258
3.041
10.007
83.219
26.630
39.117
3.291
5.267
2.795
10.481
87.582
27.125
39.902
3.900
5.182
2.873
10.260
89.243
27.934
39.775
4.148
5.528
2.823
9.769
89.977
28.549
38.570
4.525
5.437
2.844
9.597
89.522
29.385
35.546
4.541
5.254
3.248
9.296
87.270
6 Bulan (Month)
Total
14.183
4.347
501
561
291
1.234
21.117
11.910
7.205
2.687
1.094
525
1.087
24.509
15.030
6.963
1.081
2.745
1.174
1.116
28.110
8.952
6.619
664
1.413
1.188
2.170
21.006
9.624
6.238
600
957
1.314
2.196
20.929
10.442
7.342
736
1.012
1.263
2.667
23.462
10.791
8.279
1.093
1.182
1.125
3.604
26.073
10.918
8.746
1.345
1.267
1.186
4.266
27.728
10.875
9.128
1.555
1.148
1.240
4.592
28.538
10.913
9.280
1.668
1.097
1.393
4.584
28.935
10.470
10.243
1.543
1.167
1.476
4.968
29.866
10.902
10.640
1.649
1.235
1.478
5.487
31.391
11.052
11.052
1.802
1.327
1.387
5.229
31.848
13.552
11.306
1.862
1.344
1.173
5.408
34.645
13.150
11.399
2.149
1.396
1.216
5.297
34.607
11.051
11.550
2.274
1.376
1.318
4.765
32.334
10.643
11.003
2.259
1.530
1.561
4.161
31.157
12 Bulan (Month)
Total
15.676
4.417
1.136
1.622
300
1.146
24.297
17.727
8.590
1.596
2.978
497
1.111
32.500
7.818
6.114
454
1.539
614
1.355
17.894
12.043
10.084
705
1.655
1.208
3.290
28.986
16.427
11.704
955
2.602
1.422
3.296
36.405
21.042
15.033
1.097
3.656
1.555
3.530
45.912
22.880
15.704
1.252
3.840
1.722
3.355
48.753
23.382
16.007
1.238
4.056
1.990
3.402
50.075
24.879
17.037
1.295
4.367
2.108
3.330
53.016
25.368
17.315
1.362
4.482
2.084
3.263
53.875
26.128
18.212
1.110
4.350
2.025
3.047
54.872
27.942
18.992
1.333
4.704
1.982
3.013
57.966
27.128
19.716
1.552
4.888
1.939
2.235
57.458
27.077
20.464
1.757
5.086
1.817
1.743
57.943
27.108
20.546
1.984
5.230
1.871
1.729
58.467
25.201
20.499
2.187
5.800
1.617
1.657
56.961
22.910
19.942
2.409
5.490
1.400
1.708
53.859
>12 Bulan (Month)

Total
20.869
226
52
203
115
528
21.993
9.100
204
83
187
233
308
10.116
4.588
111
24
14
302
240
5.278
4.008
376
11
30
480
782
5.687
3.883
530
8
28
430
774
5.654
3.856
651
8
25
426
798
5.765
4.495
699
24
25
390
747
6.380
4.655
727
18
38
395
541
6.374
4.239
777
17
47
405
656
6.141
4.726
828
16
43
454
714
6.781
4.830
786
10
42
458
625
6.752
3.925
816
11
44
435
648
5.879
4.316
867
11
54
458
650
6.357
4.538
972
13
142
400
648
6.714
4.802
1.049
22
183
405
611
7.071
5.979
1.341
22
185
399
627
8.554
5.607
1.081
22
178
380
344
7.613
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 1.72 Peringkat Bank Berdasarkan Kredit (Bank Rating based on Credit)
Desember 2002
Desember 2003
Desember 2004
Desember 2006
Total
edit
Kredit
Kr
(Total
Cr
edits
Credits
edits))
1
2
3
4
5
6
7
8
9
10
PT Bank Mandiri
PT Bank Danamon Indonesia (Tbk)
Citibank N.A
PT Bank Niaga Tbk
PT Bank Permata Tbk
PT Bukopin
63.536
39.347
37.337
21.191
18.452
11.121
10.698
10.293
8.982
8.493
17,12
10,60
10,06
5,71
4,97
3,00
2,88
2,77
2,42
2,29
PT Bank Mandiri
PT Bank Niaga Tbk
PT Bank Bukopin
PT Bank Internasional Indonesia
Citibank N.A
73.294
46.523
45.874
29.051
22.626
14.003
13.214
11.158
9.997
9.876
16,64
10,56
10,41
6,60
5,14
3,18
3,00
2,53
2,27
2,24
PT Bank Mandiri Tbk

PT Bank Niaga Tbk
PT Bank Permata Tbk
PT Bank Bukopin
88.194
61.518
58.824
40.283
29.217
21.317
14.841
12.974
12.865
12.607
15,76
11,00
10,51
7,20
5,22
3,81
2,65
2,32
2,30
2,25
PT Bank Mandiri Tbk

PT Bank Niaga Tbk
PT Bank Permata Tbk
100.780
75.352
62.375
54.125
35.896
29.362
22.218
20.318
15.360
15.143
14,49
10,83
8,97
7,78
5,16
4,22
3,19
2,92
2,21
2,18
PT Bank Mandiri Tbk

PT Bank Niaga Tbk
PT Bank Permata Tbk
96.248
73.771
60.889
52.451
35.560
28.855
22.262
19.704
15.405
15.163
14,18
10,87
8,97
7,73
5,24
4,25
3,28
2,90
2,27
2,23
Total
229.450
61,84
Total
275.617
62,57
Total
352.640
63,03
Total
430.930
61,95
Total
420.310
61,91 Total
Nama Bank
(Bank Name
Name))
Pangsa Thd
Total Kredit
Total Bank Umum
Kr
edit (%) (Portion
Kredit
(Total to Total
Cr
edits
Credits
edits)) Commercial
Bank Credit
(%))
Pangsa Thd
Total Kredit
Total Bank Umum
Kr
edit (%) (Portion
Kredit
(Total to Total
Cr
edits
Credits
edits)) Commercial
Bank Credit
(%))
Nama Bank
(Bank Name
Name))
Nama Bank
(Bank Name
Name))
Pangsa Thd
Total Kredit
Total Bank Umum
Kr
edit (%) (Portion
Kredit
(Total to Total
Cr
edits
Credits
edits)) Commercial
Bank Credit
(%))
Januari 2006
Peringkat
Rating))
(Rating
Nama Bank
(Bank Name
Name))
Pangsa Thd
Total Kredit
Total Bank Umum
Kr
edit (%) (Portion
Kredit
(Total to Total
Cr
edits
Credits
edits)) Commercial
Bank Credit
(%))
Desember 2005
Pangsa Thd
Total Kredit
Bank Umum
(%) (Portion
to Total
Commercial
Bank Credit
(%))
Nama Bank
(Bank Name
Name))
Nama Bank
(Bank Name
Name))
PT Bank Mandiri Tbk

PT Bank Niaga Tbk
PT Bank Permata Tbk
Citibank N.A
Januari 2007
Pangsa Thd
Total Kredit
Total Bank Umum
Kr
edit (%) (Portion
Kredit
(Total to Total
Cr
edits
Credits
edits)) Commercial
Bank Credit
(%))
Nama Bank
(Bank Name
Name))
Total
edit
Kredit
Kr
(Total
Cr
edits
Credits
edits))
Pangsa Thd
Total Kredit
Bank Umum
(%) (Portion
to Total
Commercial
Bank Credit
(%))
108.492
90.295
66.494
61.549
41.062
33.208
23.825
21.190
20.849
19.164
13,69
11,40
8,39
7,77
5,18
4,19
3,01
2,67
2,63
2,42
PT Bank Mandiri Tbk

PT Bank Niaga Tbk
PT Bank Permata Tbk
Citibank N.A
101.890
88.401
65.919
58.251
40.357
31.645
23.350
21.110
20.743
19.213
13,15
11,41
8,51
7,52
5,21
4,08
3,01
2,72
2,68
2,48
486.126
61,36
Total
470.879
60,77
77
78
Tabel 1.73 Perkembangan Jumlah Bank dan Kantor Bank Umum (Growth of Total Commercial Banks and Bank Offices)
2007
2006
Des Des Des Des

2002 2003 2004 2005 Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Bank Perser
o (State Owned Banks)
Persero
5
1885
5
2072
5
2112
5
2171
5
2179
5
2187
5
2202
5
2203
5
2232
5
2307
5
2430
5
2495
5
2528
5
2542
5
2541
5
2548
5
2562
cial Banks)
BUSN Devisa (For
Foreign
Commercial
eign Exchange Commer
36
3565
36
3829
34
3947
34
4113
34
4138
34
4161
34
4172
34
4178
35
4247
35
4290
35
4316
35
4338
35
4365
35
4389
35
4384
35
4395
35
4413
BUSN Non Devisa (Non-For

eign Exchange Commer
cial Banks)
Non-Foreign
Commercial
40
528
40
700
38
688
37
709
37
712
37
714
37
719
37
722
36
726
36
732
36
735
36
739
36
751
36
760
36
759
36
759
36
762
BPD (Regional Development Banks)

26
909
26
1003
26
1064
26
1107
26
1117
26
1125
26
1135
26
1148
26
1164
26
1182
26
1193
26
1200
26
1208
26
1214
26
1217
26
1217
26
1220
Bank Campuran (Joint V

entur
e Banks)
Ventur
enture
24
53
20
57
19
59
18
64
18
65
18
65
18
68
17
68
17
73
17
79
17
79
17
79
17
79
17
75
17
77
17
77
17
77
Bank Asing (For

eign Owned Banks)
Foreign
10
61
11
69
11
69
11
72
11
72
11
72
11
72
11
72
11
81
11
89
11
94
11
103
11
108
11
109
11
114
11
114
11
119
141
7001
138
7730
133
7939
131
8236
131
8283
131
8324
131
8368
130
8391
130
8523
130
8679
130
8847
130
8954
130
9039
130
9089
130
9092
130
9110
130
9153
Total
fices)
Jumlah Kantor (Total Bank Of
Offices
Tabel 1.74 Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Wilayah (Januari 2007)
(Growth of branch offices based on Region)
Wilayah
2007
2006
Des Des Des Des

2002 2003 2004 2005 Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan

Banten
Bengkulu
Jambi
Riau
Kepulauan Riau
Bangka Belitung
Lampung
Gorontalo
Bali
Maluku
Papua
Irian Jaya Barat
281
49
469
40
248
336
14
32
47
126
61
55
59
33
11
43
44
45
66
23
25
87
38
7
12
19
26
81
37
19
32
10
13
19
271
47
430
39
243
327
15
36
47
126
66
54
61
34
12
44
46
45
66
23
24
90
40
7
14
20
27
79
37
19
32
10
13
17
281
52
442
41
246
325
15
35
46
128
66
56
55
33
11
39
50
47
68
24
26
95
42
8
15
21
30
75
37
20
33
11
14
16
282
53
428
41
232
334
17
36
48
130
65
60
58
33
11
39
52
49
72
23
24
92
44
8
15
20
31
70
35
20
31
11
14
17
283
54
431
41
236
335
18
37
48
131
65
60
59
34
11
40
53
49
74
23
24
92
44
8
15
20
32
70
37
20
31
11
14
17
284
55
432
41
236
335
18
37
48
131
65
60
59
36
12
40
53
49
76
23
24
92
44
8
13
20
32
70
37
20
31
11
14
17
286
54
432
41
237
335
18
37
48
131
65
60
59
36
12
40
53
49
76
23
24
92
44
8
13
20
32
70
37
20
31
11
14
17
286
54
434
41
237
334
18
37
48
132
65
60
59
36
12
40
53
49
75
23
24
92
44
8
13
20
32
70
37
20
31
11
14
17
286
54
433
41
241
335
18
37
48
132
65
60
59
37
12
40
53
49
76
23
24
92
44
8
13
20
32
70
37
20
31
11
14
17
286
54
434
41
241
335
18
37
47
132
65
60
59
37
12
40
53
49
76
23
24
92
44
8
13
20
32
70
37
20
31
11
14
17
288
54
435
41
241
335
18
37
47
132
65
60
59
38
12
40
53
49
76
23
25
92
44
8
13
21
32
70
37
21
31
11
14
17
288
54
434
41
242
336
18
37
47
132
65
60
60
38
12
40
53
49
76
23
25
92
45
8
13
21
32
69
38
21
31
11
14
17
289
55
434
41
243
336
18
37
47
133
65
60
60
38
12
42
53
49
77
23
25
92
45
8
13
21
32
69
39
21
31
11
14
17
291
56
435
42
244
336
18
38
48
134
65
61
60
38
12
42
53
49
77
23
25
92
45
8
13
21
32
69
39
22
32
11
14
17
292
56
435
41
244
336
18
38
48
134
65
61
60
38
12
42
53
49
77
24
25
92
46
8
13
21
32
69
39
22
32
11
14
18
292
57
435
42
247
339
18
39
50
135
66
62
60
40
12
43
53
49
79
26
25
92
48
8
13
21
32
70
39
22
32
11
14
18
293
57
435
42
249
341
18
39
50
136
66
62
60
40
12
43
53
49
80
26
25
93
48
8
13
21
32
70
39
22
33
11
14
18
Total
2.507
2.461
2.503
2.495
2.517
2.523
2.525
2.526
2.532
2.532
2.539
2.542
2.550
2.562
2.565
2.589
2.598
79
DATA BANK SYARIAH
82
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 2.1 Kegiatan Usaha Bank Umum Syariah (BUS) Dan Unit Usaha Syariah (UUS)
(Syariah Commercial Bank and Sharia Business Unit Operations)
2007
2006
Des Des Des Des

2002 2003 2004 2005 Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Penyaluran Dana (Fund Disbursements)

a. Pembiayaan (Financing)
Rupiah
(Money Instruments (not including recapitalization bonds)
e. Penyertaan (Equity participation)
f. Tagihan Lainnya (Other claims)
4.027
3.277
3.165
112
130
572
46
7.800
5.561
5.301
260
246
1.883
105
14.793
11.324
10.698
627
718
1.968
671
20.222
15.232
14.458
774
1.054
3.180
730
19.855
15.042
14.300
742
914
3.110
765
19.790
15.367
14.616
751
984
2.599
813
19.886
15.997
15.252
745
957
2.091
816
20.503
16.590
15.673
917
960
2.121
808
21.289
17.367
16.346
1.021
967
2.116
817
22.116
18.162
16.902
1.260
832
2.236
860
22.129
18.527
17.271
1.256
812
1.910
855
22.937
19.038
17.759
1.279
782
2.235
858
23.664
19.663
18.316
1.347
902
2.234
854
24.269
20.088
18.923
1.165
909
2.408
854
24.834
20.391
19.253
1.139
772
2.805
857
25.927
20.445
19.530
915
991
3.641
829
26.127
20.219
19.348
871
991
4.036
843
2
-
2
1
6
105
6
21
6
19
6
22
6
19
6
19
6
16
6
20
6
20
6
20
6
6
6
5
6
4
6
15
6
33
Sumber Dana (Sour

ces of Funds)
Sources
Rupiah
Giro Wadiah (Wadiah Demand Deposit)
Deposito Mudharabah (Mudharabah Time Deposits)
Tabungan Mudharabah (Mudharabah Savings Accounts)
b. Kewajiban Kepada BI (Liabilities at BI)
d. Surat Berharga (Money Instruments)
Rupiah
3.228
2.918
2.727
305
1.607
815
190
54
137
38
31
202
202
35
3
6.691
5.759
5.450
566
3.270
1.614
309
74
235
0
35
282
140
418
418
54
4
12.914
11.718
10.897
1.421
6.242
3.234
822
118
704
33
483
162
415
415
91
10
17.296
15.581
14.752
1.836
8.546
4.370
829
209
620
32
980
265
207
204
209
25
16.758
15.135
14.434
1.828
8.313
4.292
701
228
473
32
881
265
204
204
218
23
16.514
14.873
14.181
1.903
7.896
4.382
691
220
472
32
886
268
200
200
231
23
16.535
14.956
14.229
2.031
7.696
4.501
727
226
501
32
843
274
195
195
211
25
-
16.875
15.189
14.472
2.040
7.781
4.652
716
202
515
32
941
268
196
196
224
24
17.766
15.835
15.022
2.139
7.992
4.890
813
192
621
32
1.122
268
196
196
294
19
18.403
16.433
15.588
2.440
8.176
4.972
845
218
627
32
1.186
268
190
190
272
21
18.460
16.508
15.618
1.988
8.380
5.250
890
304
586
32
1.155
268
190
190
284
21
19.064
17.107
16.237
2.317
8.622
5.298
870
315
554
32
1.165
268
191
191
281
20
19.884
17.976
16.978
2.403
8.971
5.605
997
345
652
32
1.126
268
185
185
278
19
20.634
18.856
17.899
2.495
9.654
5.749
957
329
628
32
949
268
185
185
322
22
20.986
19.347
18.516
2.562
10.109
5.845
831
285
546
32
841
268
186
186
291
21
22.337
20.672
19.818
3.180
10.208
6.430
854
236
618
32
874
268
181
181
285
25
22.515
20.514
19.811
3.058
10.179
6.574
703
219
484
32
1.018
376
181
181
369
25
524
33
54
(11)
1
-
626
34
44
23
1
-
728
99
167
(36)
(1)
-
951
230
239
(76)
132
-
951
230
31
187
132
-
951
230
63
132
-
951
230
82
168
132
-
951
230
105
100
132
-
951
251
139
(7)
142
-
951
268
165
(25)
142
-
951
268
202
(25)
152
-
951
268
224
(25)
172
-
951
268
261
(25)
172
-
991
268
280
27
142
-
991
268
321
27
142
-
991
268
355
27
142
-
991
253
74
379
142
-
Komponen Modal (Capital Components)

c. L/R tahun berjalan (Current Earnings (Profit/Loss)
d. L/R tahun Lalu (Retained Earnings (Profit/Loss)
e. Perkiraan tambahan modal disetor (Estimate of Additional Paid-In Capital)
f. Modal Pinjaman (Capital Loans)
SWBI (BUS & UUS) (Bank Indonesia Syariah Money Certificates (BUS & UUS)
Total Aset (Total Assets)
Jaringan Kantor (Of
fice Network)
Office
Jumlah Kantor *) Total Bank Offices *)
542
1.623
1.094
2.395
2.156
1.696
1.148
1.171
1.092
1.188
872
2.234
2.091
1.190
1.547
2.358
2.663
4.087
7.944
15.210
20.880
20.599
20.460
20.546
21.090
21.903
22.701
22.862
23.578
24.313
25.056
25.488
26.722
26.949
8
138
10
234
18
337
22
436
22
441
22
443
22
449
22
451
22
454
22
457
22
470
22
480
22
490
22
493
22
503
23
509
23
517
Ket : * ) Tidak Termasuk Gerai Muamalat (Not including Muamalat Outlets)
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 2.2 Kegiatan Usaha Bank Umum Syariah (BUS) (Syariah Commercial Bank Operations (BUS))
2006
Des Des Des Des

2002 2003 2004 2005 Jan
Feb
Mar
Apr
Mei
Jun
2007
Jul
Ags
Sep
Okt
Nov
Des
Jan

Rupiah
3.404
2.705
2.593
112
116
546
36
6.226
4.328
4.070
258
143
1.690
62
12.144
9.627
9.025
601
353
1.655
401
16.132
12.405
11.652
753
373
2.986
341
15.676
12.136
11.413
723
295
2.843
377
15.474
12.396
11.663
733
285
2.339
427
15.533
12.934
12.206
728
353
1.788
433
15.872
13.217
12.484
733
345
1.853
433
16.598
13.768
12.940
829
433
1.926
448
17.055
14.239
13.327
912
370
1.963
457
16.896
14.454
13.539
915
363
1.594
459
17.614
14.835
13.911
925
363
1.928
463
18.259
15.294
14.307
987
470
2.018
465
18.770
15.813
14.830
983
473
2.009
465
19.152
16.057
15.103
954
359
2.256
472
19.839
16.113
15.224
889
535
2.715
457
20.128
15.926
15.078
848
470
3.238
471
2
-
2
1
6
103
6
21
6
19
6
22
6
19
6
19
6
16
6
20
6
20
6
20
6
6
6
4
6
3
6
14
6
18
Sumber Dana (Sour

ces of Funds)
Sources
Rupiah
Rupiah
2.934
2.649
2.459
258
1.510
691
190
54
137
38
11
202
202
30
3
5.744
4.961
4.655
469
2.835
1.352
306
74
232
0
35
167
120
413
413
45
4
11.376
10.291
9.477
1.266
5.462
2.749
814
115
699
33
413
140
412
412
78
9
15.041
13.667
12.843
1.609
7.539
3.695
825
207
617
32
684
244
205
201
186
23
14.628
13.312
12.615
1.633
7.367
3.616
697
227
470
32
623
244
201
201
194
21
14.390
13.084
12.399
1.705
6.991
3.702
686
219
467
32
602
247
198
198
205
21
14.708
13.353
12.642
1.847
6.851
3.944
711
201
511
32
668
247
194
194
190
23
15.516
13.898
13.104
1.920
7.021
4.163
794
191
603
32
866
247
194
194
262
18
15.916
14.254
13.431
2.029
7.180
4.222
824
215
609
32
951
247
189
189
223
19
15.834
14.209
13.349
1.537
7.337
4.475
860
298
562
32
910
247
188
188
228
19
16.439
14.797
13.954
1.952
7.480
4.522
843
313
530
32
930
247
189
189
225
19
17.034
15.472
14.505
1.995
7.734
4.776
967
340
627
32
862
247
184
184
219
18
17.612
16.220
15.285
2.086
8.306
4.893
935
322
613
32
679
247
184
184
231
20
17.839
16.542
15.730
2.175
8.604
4.951
812
281
531
32
593
247
184
184
221
19
18.509
17.216
16.380
2.523
8.456
5.401
836
232
604
32
603
247
179
179
215
17
18.805
17.256
16.571
2.588
8.445
5.538
685
215
470
32
697
355
180
180
269
16

524
33
59
(7)
1
-
626
34
62
38
1
-
728
99
194
(34)
(1)
-
951
230
266
(43)
132
-
951
230
14
223
132
-
951
230
40
204
132
-
14.419
13.156
12.436
1.841
6.779
3.816
720
225
495
32
581
253
193
193
182
22
951
230
69
204
132
-
951
230
90
150
132
-
951
251
110
43
142
-
951
268
135
25
142
-
951
268
163
25
152
-
951
268
175
25
172
-
951
268
203
25
172
-
991
268
223
24
142
-
991
268
258
24
142
-
991
268
310
24
142
-
991
253
61
350
142
-
542
1.623
1.094
2.395
2.156
1.696
1.148
1.171
1.092
1.188
872
1.117
1.046
1.190
1.547
2.358
2.663
3.571
6.579
12.527
17.111
20.599
16.429
16.429
16.771
17.793
18.246
18.084
18.718
19.370
19.996
20.270
21.151
21.529
2
113
2
189
3
263
3
301
3
308
3
306
3
308
3
308
3
310
3
312
3
323
3
328
3
336
3
339
3
345
3
346
3
352

Jaringan Kantor (Of
fice Network)
Office
83
84
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 2.3 Kegiatan Usaha Unit Usaha Syariah (UUS) (Syariah Business Unit Operations (UUS))
2007
2006
Des Des Des Des

2002 2003 2004 2005 Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan

Rupiah
623
572
572
14
27
10
1.574
1.233
1.231
2
103
194
44
2.649
1.698
1.672
25
366
313
270
4.090
2.827
2.807
20
681
194
389
4.179
2.906
2.887
19
619
267
388
4.316
2.971
2.953
18
699
260
386
4.353
3.063
3.046
17
604
303
383
4.631
3.373
3.189
184
615
268
375
4.691
3.598
3.406
193
533
190
369
5.061
3.923
3.574
348
462
273
403
5.233
4.073
3.732
341
449
316
396
5.323
4.202
3.848
354
418
307
395
5.405
4.369
4.009
360
432
216
389
5.499
4.275
4.093
182
436
399
389
5.682
4.335
4.150
185
413
549
385
6.087
4.332
4.305
26
457
926
372
5.999
4.293
4.270
23
521
798
373
15
Sumber Dana (Sour

ces of Funds)
Sources
Rupiah
Rupiah
294
268
268
48
97
124
21
5
-
947
797
794
97
435
262
3
1
3
115
20
5
5
9
-
1.538
1.428
1.420
155
780
485
8
3
5
71
22
4
4
12
2
2.258
1.914
1.909
228
1.007
675
5
2
3
296
21
3
2
23
2
2.130
1.823
1.818
196
947
676
5
2
3
258
21
2
2
24
2
2.124
1.788
1.783
197
906
680
6
1
5
284
21
2
2
26
2
2.115
1.799
1.792
190
917
685
7
1
6
262
21
2
2
29
2
2.167
1.836
1.831
192
930
708
5
1
4
273
21
2
2
34
1
2.249
1.937
1.917
219
971
727
19
1
18
256
21
2
2
32
2
2.487
2.178
2.157
411
996
750
21
3
18
235
21
2
2
49
2
2.626
2.299
2.269
451
1.043
776
31
7
24
246
21
2
2
56
2
2.625
2.310
2.283
365
1.142
776
27
3
24
235
21
2
2
55
2
2.850
2.503
2.473
408
1.237
828
30
5
25
264
21
2
2
59
2
3.022
2.636
2.614
409
1.348
856
22
7
15
270
21
2
2
91
2
3.147
2.805
2.786
387
1.505
894
19
4
15
248
21
1
1
69
2
3.828
3.456
3.438
657
1.752
1.030
18
4
14
271
21
1
1
70
8
3.710
3.258
3.240
470
1.734
1.036
18
4
15
321
21
1
1
100
8

(5)
(5)
-
(17)
(15)
0
-
(27)
(3)
-
(28)
(33)
-
18
(36)
-
23
(36)
-
13
(36)
-
15
(49)
-
29
(50)
-
30
(50)
-
39
(50)
-
49
(50)
-
59
(50)
-
57
3
-
63
3
-
45
3
-
12
29
-
542
1.623
2.395
2.156
1.696
1.148
1.171
1.092
1.188
872
1.117
1.046
1.190
2.663
1.365
3.596
3.903
4.031
4.053
4.319
4.109
4.455
4.777
5.435
4.943
5.060
1.547
5.218
2.358
515
1.094
3.769
2.684
5.571
5.419
6
25
8
45
15
74
19
133
19
136
19
137
19
141
19
143
19
144
19
145
19
147
19
152
19
154
19
154
19
158
20
163
20
164

Jaringan Kantor (Of
fice Network)
Office
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 2.4 Perkembangan Aset Perbankan Syariah (Growth of Assets of Syariah Banks)
Indikator (Indicators)
2002 2003 2004 2005

Bank Umum Syariah (Syariah Commercial Banks)1
Unit Usaha Syariah (Syariah Business Units)
2007
2006
Des Des Des Des

Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
3.571
6.579
12.527
17.111
16.696
16.429
16.493
16.771
17.793
18.246
18.084
18.143
19.370
19.996
20.270
21.151
21.529
515
1.365
2.684
3.769
3.903
4.051
4.053
4.319
4.109
4.455
4.777
5.435
4.943
5.060
5.218
5.571
5.419
ket : 1data revisi bulan Mar, Apr 2006 (Revised data on March, April 2006)
85
86
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 2.5 Aktiva Produktif Perbankan Syariah (Earning Assets of Syariah Banks)
Des
Des
2002 2003 2004 2005

Pembiayaan (Financing)
a. Lancar (Current)
b. Dalam Perhatian Khusus (Special Mention)
e. Macet (Lost)
Non Performing Financing (Nominal)
Rasio Non Performing Financing (%)
2007
2006
Des Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
20.391
18.350
974
408
207
452
20.445
18.583
891
353
236
383
20.219
18.135
1.038
315
309
421
971
4,75
1.046
5,17
3.277
3.022
119
51
30
53
5.530
5.149
252
58
16
56
11.324
10.650
405
122
66
81
15.232
14.027
776
201
73
155
15.042
13.607
903
256
110
166
15.367
13.903
853
305
112
193
15.997
14.363
950
361
123
199
16.590
15.173
755
307
148
206
17.367
15.860
778
257
183
288
18.162
16.605
789
275
203
289
18.527
16.802
853
365
198
309
19.038
17.273
796
418
189
361
19.663
17.685
969
433
201
374
20.088
18.049
1.020
415
187
418
135
4,12
130
2,34
269
2,37
429
2,82
532
3,54
610
3,97
684
4,27
661
3,99
728
4,19
768
4,23
872
4,71
968
5,08
1.008
5,13
1.019
5,07
1.068
5,24
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 2.6 Komposisi DPK Perbankan Syariah (Composition of Third Party Funds of Syariah Banks)
Desember 2002
Nominal
Komposisi tdhp total

DPK (%)
(Composition to Total
Third Party Funds) (%)
Desember 2003
Nominal

DPK (%)
Desember 2004
Nominal

DPK (%)
Desember 2005
Nominal

DPK (%)
Januari 2006
Nominal

DPK (%)
Desember 2006
Nominal

DPK (%)
Januari 2007
Nominal

DPK (%)
Giro Wadiah
Rupiah
359
305
54
12,30
10,46
1,85
665
564
101
10,04
8,51
1,52
1.539
1.421
118
13,13
12,13
1,01
2.045
1.836
209
13,13
11,78
1,34
2.057
1.828
228
13,59
12,08
1,51
3415,75
3179,82
235,92
16,52
15,38
1,14
3.277
3.058
219
15,98
14,91
1,07
Deposito Mudharabah
Rupiah
459
1.607
137
15,74
55,07
4,68
459
3.746
308
6,93
56,57
4,65
6.945
6.242
704
59,27
53,27
6,00
9.166
8.546
620
58,83
54,85
3,98
8.786
8.313
473
58,05
54,93
3,12
10826,08
10207,89
618,19
52,37
49,38
2,99
10.663
10.179
484
51,98
49,62
2,36
Tabungan Mudharabah
Rupiah
315
815
-
10,81
27,94
0,00
315
1.904
-
4,76
28,75
0,00
3.234
3.234
-
27,60
27,60
0,00
4.370
4.370
-
28,04
28,04
0,00
4.292
4.292
-
28,36
28,36
0,00
6430,36
6430,36
0,00
31,11
31,11
0,00
6.574
6.574
-
32,05
32,05
0,00
2.918
2.727
190
100
93,47
6,53
6.623
6.214
409
100
93,83
6,17
11.718
10.897
822
100
92,99
7,01
15.581
14.752
829
100
94,68
5,32
15.135
14.434
701
100
95,37
4,63
20672
19818,07
854,11
100
95,87
4,13
20.514
19.811
703
100
96,57
3,43

Rupiah
87
88
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 2.7 Kegiatan Usaha BPR Syariah (Syariah Rural Banks Operation)
Antar Bank Aktiva (Inter Bank)
Sumber Dana
d Party Funds)
Dana Pihak Ketiga (Thir
(Third
Deposito Mudharabah
Tabungan Mudharabah
Antar Bank Pasiva (Inter Bank)
Pinjaman yang Diterima (Loan Reseived)
Kewajiban Lainnya (Other Liabilities)
Beberapa Komponen Modal
Modal Disetor (Paid in Capita)
Cadangan (Reserves)
L/R Tahun Berjalan (Current Earnings Profit/Loss)
L/R Tahun Lalu (Retained Earnings Profit/Loss)
2002 2003 2004 2005
2007
2006
Des Des Des Des

Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
- 844.254
- 642.583
- 201.670
- 154.673
- 18.552
2.434
- 13.350
Ket : Data tersedia mulai posisi Januari 2007 (Data Available on January 2007)
549.213
73.678
168.083
307.452
102.397
45.324
5.475
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 2.8 Aset dan Pembiayaan BPR Syariah (Asset and Financing of Syariah Rural Bank)
2002 2003 2004 2005
2007
2006
Des Des Des Des

Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Aset (Assets)
927.652
Lancar Current)
Kurang Lancar (Sub Standard)
Diragukan (Doubtful)
Macet (Lost)
Non Performing Financing (Nominal)
Non Performing Financing (%)
642.583
586.878
16.810
20.761
18.135
55.705
8,67
89
90
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 2.9 Jaringan Kantor Perbankan Syariah (Syariah Bank Office Network)
2002 2003 2004 2005 Jan

Bank Umum Syariah (BUS) (Sharia Commercial Banks)
Jumlah Bank Total Banks
Unit Usaha Syariah (UUS) (Sharia Business Units)
BPR Syariah (Sharia Rural Bank) 1
2007
2006
Des Des Des Des

Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
2
113
2
189
3
263
3
301
3
305
3
306
3
308
3
308
3
310
3
312
3
323
3
328
3
336
3
339
3
345
3
346
3
352
6
25
8
45
15
74
19
133
19
136
19
137
19
141
19
143
19
144
19
145
19
147
19
152
19
154
19
154
19
158
20
163
20
164
105
163
DATA BPR
92
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 3.1 Kegiatan Usaha Bank Perkreditan Rakyat (Rural Bank Operations)
2005
Des
Des
Des
Des
Des
2000
2001
2002
2003
2004
Mar
Jun
2007
2006
Sep
Des
Mar
Jun
Sep
Des
16.916 16.948
Jan

a. Kredit (Credits)
b. Antar Bank Aktiva (Inter-Bank Assets)
3.619
4.860
6.683
8.985
12.149
12.830
13.796
14.598
14.654
15.415
16.154
718
1.084
1.595
2.853
2.996
2.912
2.833
2.821
3.442
3.449
3.694
3.992
17.117
4.956
5.165
10.787 11.190
11.449
Sumber Dana ((Sour

Sour
ce of Funds
Source
Funds))
1.891
2.706
4.124
6.151
7.860
8.215
8.769
9.056
9.421
10.060
10.353
1.190
1.574
2.002
2.617
3.301
3.368
3.464
3.644
3.757
3.828
4.092
4.297
4.581
4.666
b. Antar Bank Pasiva (Inter-Bank Liabilities)
362
426
552
925
1.257
1.302
1.529
1.646
1.761
1.850
2.075
2.248
2.401
2.379
c. Pinjaman yang Diterima (Loans received)
220
310
452
266
397
386
364
367
406
386
362
371
416
398
d. Kewajiban Segera (Immediate Liabilities)
56
64
84
96
107
105
98
107
118
122
144
145
145
705
936
1.174
1.456
1.764
1.829
1.729
1.801
1.908
2.015
2.107
2.220
2.333
2.356
151
182
197
263
353
470
484
483
484
581
690
693
697
767
c. L/R Tahun Berjalan (Current Earnings (Profit/Loss)
116
223
338
429
539
187
355
525
604
165
328
486
509
78
d. L/R Tahun Lalu (Retained Earnings (Profit/Loss))
-116
-102
-30
20
72
346
241
173
131
428
190
164
129
497
Beberapa Komponen Modal (Several Components of Capital)
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 3.2 Kinerja Bank Perkreditan Rakyat (Rural Bank Performance)

LDR(%)
Total Kredit (Total Credit)
Penghimpunan Dana (Funds collected)
Modal Inti (Core Capital)
NPL(%)
Kredit Non Lancar (Non Current Credits)
Total Kredit (Total Credit)
ROA(%)
L/R Tahun Berjalan (Current Earnings (Profit/Loss)
Total Aktiva
ROE(%)
L/R Tahun Berjalan (Current Earnings (Profit/Loss)
Modal Disetor (Paid-In Capital)
Cadangan Umum (General Reserve)
2005
2007
2006
Des
Des
Des
Des
Des
2000
2001
2002
2003
2004
85,78
80,87
70,00
74,50
80,73
3.619
4.860
6.682
8.985
12.149
12.830
13.796
14.598
14.654
15.415
16.154
16.920
16.953
17.121
3.664
5.016
7.130
10.059
12.815
13.271
14.125
14.713
15.345
16.124
16.882
17.185
17.879
18.113
555
993
1.550
2.002
2.233
2.494
1.491
2.425
2.525
2.763
2.763
3.198
1.525
3.699
15,97
11,83
8,65
7,96
7,59
7,81
7,75
7,86
7,97
8,75
9,25
9,64
97,32
9,96
578
575
578
715
923
1.002
1.070
1.147
1.169
1.349
1.495
1.632
1.649
1.706
3.619
4.860
6.682
8.985
12.149
12.830
13.796
14.598
14.654
15.415
16.154
16.916
16.948
17.117
2,45
3,44
3,72
3,40
3,22
1,08
1,93
2,70
2,96
0,83
1,57
2,93
2,21
4,00
116
223
338
429
539
187
355
525
604
165
328
486
509
78
4.731
6.474
9.080
12.635
16.707
17.302
18.408
19.425
20.393
19.978
20.939
22.085
23.045
23.376
13,55
19,95
24,65
24,97
25,44
8,13
16,05
22,99
25,23
6,36
11,73
25,60
19,25
34,87
116
223
338
429
539
187
355
525
604
165
328
486
509
78
705
936
1.174
1.456
1.764
1.829
1.729
1.801
1.908
2.015
2.107
2.220
2.333
2.356
151
182
197
263
353
470
484
483
484
581
690
310
312
326
Mar
81,38
Jun
Sep
88,35
Des
85,18
82,00
Mar
81,62
Jun
Sep
82,23
83,01
Des
87,37
Jan
78,49
93
94
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 3.3 Perkembangan Aset BPR Berdasarkan Lokasi (Growth of Rural Bank Asset Based on Location)
Lokasi (Location)
Des
Des
Des
Des
Des
2000
2001
2002
2003
2004
2005
Mar
Jun
2007
2006
Sep
Des
Mar
Jun
Jawa Barat (termasuk Banten)

DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau (termasuk Bangka Belitung)
Sumatera Selatan
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara (termasuk Gorontalo)
Sulawesi Tenggara
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
1.081
22
161
1.104
905
5
5
30
86
73
52
32
415
29
37
14
1
8
31
36
75
491
13
14
14
-
1.331
22
231
1.647
1.239
6
6
33
85
119
67
45
686
41
50
16
1
11
37
49
105
609
6
14
19
-
1.839
59
404
2.406
1.630
9
11
52
129
179
116
58
1.090
39
98
22
1
16
22
62
128
622
9
37
43
-
2.470
67
642
3.420
2.189
9
9
49
218
257
122
90
1.622
65
116
36
1
23
50
84
174
788
12
58
61
-
3.567
97
902
4.010
2.526
16
26
59
341
456
307
121
2.360
82
139
8
1
45
75
102
9
228
989
14
79
145
-
3.719
120
936
4.157
2.526
17
28
57
356
467
323
128
2.507
73
144
6
1
45
78
105
11
229
1.038
17
92
119
0
3.884
159
971
4.576
2.638
15
45
36
323
354
359
124
2.777
91
147
53
1
39
67
111
13
241
1.136
17
86
146
-
4.023
177
1.001
4.971
2.694
15
58
36
343
379
429
124
2.921
94
151
62
1
56
71
117
16
252
1.174
18
86
156
1
4.469
228
997
5.069
2.788
15
62
36
341
413
472
134
2.975
94
180
72
1
61
76
126
19
260
1.236
20
84
165
1
4.315
263
1.001
5.068
2.755
13
71
36
322
412
526
156
2.590
96
211
78
1
60
82
130
19
266
1.251
21
119
117
1
4.390
284
1.017
5.250
2.930
13
102
36
333
446
607
160
2.760
97
247
85
1
61
89
139
21
281
1.334
20
112
122
1
Total
4.731
6.474
9.080
12.635
16.707
19.978
18.408
19.425
20.393
19.978
20.939
Sep
Des
Jan
4.679
310
1.039
5.500
3.042
14
125
36
354
470
633
173
2.933
105
267
90
1
74
97
141
25
300
1.396
22
119
140
1
4.742
350
1.101
5.665
3.145
15
140
38
376
537
685
206
3.038
107
307
99
3
89
119
154
31
321
1.467
23
127
162
1
4.762
362
1.114
5.745
3.153
15
146
40
381
543
708
223
3.130
105
312
98
3
92
123
155
32
327
1.486
23
132
163
1
22.085 23.045
23.376
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 3.4 BPR Berdasarkan Total Aset (Rural Banks Based on Total Assets)
Kolektibilitas
(Collectibility)
Total Aset BPR < 1 Miliar
Des
Des
Des
Des
2002 2003
2004
2005
2007
2006
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
579
407
285
147
151
145
142
136
131
132
127
125
118
111
113
1.178
1.218
1.168
1.010
976
951
933
937
901
889
879
856
838
835
809
Total Aset BPR 5 s.d 10 Miliar
223
305
422
491
476
467
517
471
481
478
466
478
487
479
475
Total Aset BPR > 10 Miliar
161
211
283
361
381
391
363
411
422
427
440
444
458
455
476
2.141
2.141
2.158
2.009
1.984
1.954
1.955
1.955
1.935
1.926
1.912
1.903
1.901
1.880
1.873
Total Aset BPR 1 s.d 5 Miliar
Total
95
96
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 3.5 Non Performing Loan Bank Perkreditan Rakyat (NPL of Rural Bank)
Kolektibilitas
(Collectibility)
2005
Des
Des
Des
Des
Des
2000
2001
2002
2003
2004
Mar
Jun
2007
2006
Sep
Des
Mar
Jun
Sep
16.916 16.948
15.285 15.299
520
473
707
482
404
694
Kr
edit (Cr
edit)
Kredit
Credit
a. Lancar (Current)
b. Kurang Lancar (Sub-Standard)
c. Diragukan (Doubtful)
d. Macet (Lost)
3.619
3.041
122
142
314
4.860
4.285
157
157
261
6.682
6.104
222
197
159
8.985
8.270
263
278
174
12.149
11.226
322
373
228
12.830
11.828
365
404
233
13.796
12.726
383
431
256
14.598
13.451
397
479
271
14.654
13.485
404
494
271
15.415
14.066
505
550
294
16.154
14.659
532
626
337
Non Performing Loan ((Nominal

Nominal
Nominal))
578
15,97
575
11,83
578
8,65
715
7,96
923
7,59
1.002
7,81
1.070
7,76
1.147
7,86
1.169
7,98
1.349
8,75
1.495
9,25
1.632
9,64
Des
1.649
9,73
Jan
17.117
15.412
497
444
765
1.706
9,96
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 3.6 Non Performing Loan BPR Berdasarkan Lokasi (NPL of Rural Banks Based On Location)
Lokasi (Location)
2005
2007
2006
Des
Des
Des
Des
Des
2000
2001
2002
2003
2004
181
9
13
115
79
2
7
8
2
1
14
3
3
4
4
7
191
4
25
223
137
1
3
10
16
5
2
20
3
4
4
1
4
6
18
37
1
1
-
271
4
43
275
150
1
1
5
22
26
8
4
24
3
7
4
8
20
42
1
2
-
289
4
55
294
159
1
1
5
25
29
9
9
22
2
8
6
7
23
47
2
2
-
291
3
63
361
142
1
1
4
25
24
12
9
27
7
8
1
5
8
24
46
2
3
-
305
5
65
404
147
1
1
4
21
27
11
8
32
7
8
1
1
6
8
24
54
2
3
-
313
4
71
403
151
1
1
5
22
27
11
9
33
8
8
3
1
7
7
1
24
55
2
1
3
-
341
6
78
471
177
1
2
5
33
28
13
8
43
7
14
2
1
8
7
1
26
73
2
1
2
-
378
8
109
513
190
2
5
35
32
15
8
47
7
14
3
3
8
8
1
29
73
2
1
2
-
425
14
107
569
194
1
3
6
35
32
19
17
52
9
13
4
3
9
9
1
28
79
2
1
2
-
449
11
93
607
184
1
4
6
33
33
17
16
45
5
13
4
3
9
9
1
27
74
2
1
3
-
454
12
92
634
191
1
4
5
33
34
19
16
48
5
13
4
0
4
9
9
1
29
82
2
1
4
-
715
923
1.002
1.070
1.147
1.169
1.349
1.495
1.632
1.649
1.706
Jawa Barat (Including Banten)

Bengkulu
Jambi
Riau (Including Bangka Belitung)
Lampung
Sulawesi Selatan ) South Sulawesi )
Sulawesi Utara (including Gorontalo)
Bali
Maluku
Papua
211
9
12
98
76
2
15
6
2
2
11
2
3
4
4
5
10
102
1
2
1
-
12
105
2
1
-
155
3
17
170
117
1
3
6
11
3
2
16
2
4
4
3
5
14
39
1
1
-
Total
578
575
578
Mar
Jun
Sep
Des
Mar
Jun
Sep
Des
Jan
97
98
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 3.7 Komposisi DPK Bank Perkreditan Rakyat (Composition of Third Party Funds of Rural Bank)
Desember 2002
6.126
10.787
71,51
11.190
70,95
28,33
4.297
28,49
4.581
100
15.084
100
15.771
10.353
71,67
27,56
4.092
100,00
14.445
3.757
28,51
3.828
13.178
100
13.888
11.161
Nominal
72,44
100
3.301
100
8.768
2.002
Nominal
10.060
29,58
29,85
2.617
100

Total DPK (T
otal Thir
d Party Funds)
(Total
Third
Desember 2006 Januari 2007
Komposisi
thd Total
DPK (%)
(Composition to
Total
Third
Party
Funds)
(%)
Nominal
71,48
70,42
32,67
67,33
September 2006
Komposisi
thd Total
DPK (%)
(Composition to
Total
Third
Party
Funds)
(%)
Nominal
9.421
7.860
70,15
4.124
Juni 2006
Komposisi
thd Total
DPK (%)
(Composition to
Total
Third
Party
Funds)
(%)
Nominal
Nominal
6.151
Maret 2006
Komposisi
thd Total
DPK (%)
(Composition to
Total
Third
Party
Funds)
(%)
Komposisi
thd Total
DPK (%)
(Composition to
Total
Third
Party
Funds)
(%)
Nominal
Nominal
Jenis (Type)
Desember 2003 Desember 2004 Desember 2005

Komposisi
thd Total
DPK (%)
(Composition to
Total
Third
Party
Funds)
(%)
Komposisi
thd Total
DPK (%)
(Composition to
Total
Third
Party
Funds)
(%)
Komposisi
thd Total
DPK (%)
(Composition to
Total
Third
Party
Funds)
(%)
Nominal
Komposisi
thd Total
DPK (%)
(Composition to
Total
Third
Party
Funds)
(%)
11.449
71,05
29,05
4.666
28,95
100
16.115
100
Tabel 3.8 Komposisi DPK Berdasarkan Lokasi - Januari 2007

(Collection of Third Party Funds Based on Location-January 2007)
L o k a s i ( Location )
Tabungan
(Saving Deposits)
Deposito
(Demand Deposit)
Total DPK
(Total of Third Party Funds)

Bengkulu
Jambi
Lampung
Bali
Maluku
Papua
Total
Pangsa Thd Total DPK (%)

(Portion of Total Third Party
Funds (%))
666
14
233
1.515
612
5
21
25
108
185
160
60
398
22
89
31
1
8
32
29
16
76
333
5
9
14
0
2.570
208
593
2.610
1.483
4
85
4
172
150
400
108
1.734
43
161
33
1
34
45
76
12
103
643
4
61
112
0
3.236
222
826
4.125
2.096
9
105
28
280
335
560
168
2.132
65
251
64
2
42
77
105
28
179
976
9
71
126
0
20,08
1,38
5,13
25,60
13,00
0,06
0,65
0,18
1,74
2,08
3,47
1,04
13,23
0,40
1,55
0,40
0,02
0,26
0,48
0,65
0,17
1,11
6,05
0,06
0,44
0,78
0,00
4.666
11.449
16.115
100
99
100
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 3.9 DPK BPR Berdasarkan Lokasi Penghimpunan (Third Party Funds of Rural Banks Based on Location)
Lokasi (Location)
Bengkulu
Jambi
Lampung
Sulawesi Selatan ) South Sulawesi )
Bali
Maluku
Papua
Total
2005
2007
2006
Des
Des
Des
Des
Des
2000
2001
2002
2003
2004
664
10
110
759
589
2
3
13
58
47
36
19
296
16
25
9
0
4
18
21
37
325
10
6
7
-
833
10
159
1.132
775
3
4
15
59
74
51
32
551
23
33
10
0
6
20
24
50
392
3
5
15
-
1.251
37
292
1.684
1.051
4
8
24
82
119
98
43
731
22
77
16
0
12
11
29
63
405
5
27
36
-
1.736
32
466
2.496
1.425
5
6
28
155
178
72
68
1.230
40
84
28
0
16
26
48
89
537
5
44
53
-
2.516
51
627
2.843
1.633
8
15
36
258
315
177
90
1.417
44
103
6
1
30
37
56
7
122
651
4
56
58
-
2.639
70
653
2.966
1.605
8
17
38
265
320
196
95
1.478
41
111
5
1
29
41
57
10
121
685
6
66
60
-
2.743
95
680
3.250
1.651
7
27
22
228
245
231
94
1.639
54
110
39
1
24
37
63
11
128
735
5
58
55
-
2.807
104
713
3.427
1.681
7
31
22
246
256
300
91
1.658
56
112
42
1
36
39
65
13
133
746
5
58
50
-
3.017
143
712
3.446
1.740
7
34
23
242
270
329
97
1.663
56
138
49
1
39
44
73
16
139
787
7
50
56
-
3.061
156
727
3.664
1.832
7
43
23
237
272
380
120
1.789
57
162
55
1
38
50
82
17
145
821
7
53
90
-
3.050
172
732
3.756
1.935
8
72
24
244
288
506
125
1.868
57
192
55
1
31
54
93
18
151
857
7
53
93
-
3.174
192
757
3.918
1.985
8
92
24
257
296
503
133
1.974
63
210
60
1
29
59
94
22
160
903
9
56
105
-
3.209
218
805
4.041
2.077
9
101
26
273
330
547
156
2.045
65
247
64
2
40
72
104
28
172
949
9
64
119
-
3.236
222
826
4.125
2.096
9
105
28
280
335
560
168
2.132
65
251
64
2
42
77
105
28
179
976
9
71
126
-
3.082
4.279
6.126
8.868
11.161
11.583
12.232
12.700
13.178
13.888
14.444
15.084
15.771
16.115
Mar
Jun
Sep
Des
Mar
Jun
Sep
Des
Jan
Tabel 3.10 Perkembangan Jumlah Bank Perkreditan Rakyat (Growth of Rural Bank)
Keterangan (Information)
Des
Des
Des
Des
Des
2000
2001
2002
2003
2004
2005
Mar
Jun
2007
2006
Sep
Des
Mar
Jun
Sep
Des
Jan
Jumlah BPR (Total Rural Banks)
2.419
2.355
2.141
2.141
2.158
2.164
2.062
2.066
2.009
1.984
1.955
1.912
1.880
1.873
2.482
2.432
2.747
3.299
3.507
3.154
3.084
3.081
3.110
3.133
3.148
3.158
3.173
3.173
101
102
Tabel 3.11 Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi
(Growth of Rural Bank and Rural Bank Offices based on Location)
(Januari 2007)
Nama Lokasi
(Name of Location)
Bengkulu
Jambi
Lampung
Bali
Maluku
Papua
Jumlah
BPR (Rural Bank)

KP
KC
KPK
Total
498
24
61
384
338
3
7
15
54
103
25
13
27
24
15
9
1
6
22
20
6
63
142
5
2
5
1
76
1
3
267
92
2
3
0
13
4
2
3
15
0
1
0
0
1
0
8
0
3
12
0
1
2
0
45
0
44
380
210
2
1
1
8
28
7
1
8
2
3
0
0
1
11
9
0
0
29
0
0
1
0
619
25
108
1.031
640
7
11
16
75
135
34
17
50
26
19
9
1
8
33
37
6
66
183
5
3
8
1
1.873
509
791
3.173
DATA PERKREDITAN
104
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 4.1 Kredit Bank Umum Berdasarkan Sektor Ekonomi (Credit of Commercial Banks based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
Des
Des
Des
2002 2003 2004 2005
2007
2006
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
22.691
24.573
33.140
37.178
36.308
36.640
36.939
37.120
37.780
38.782
39.320
39.893
40.343
41.698
43.215
45.180
43.303
3.901
5.122
7.819
8.127
7.477
7.789
7.821
8.147
8.633
9.307
9.560
10.571
9.953
10.235
11.154
14.086
14.647

122.657
4.352
9.376
123.810 144.917 171.288

4.475
5.986
5.367
12.543
19.972
26.986
166.611 164.351
4.870
5.177
26.294
26.984
132.617 134.836
164.487 165.487
5.202
5.481
28.135
28.326
138.145 140.256
170.169 170.469 168.852 171.355 174.313

5.701
5.685
5.588
5.682
5.530
29.445
30.382
30.168
31.557
33.119
144.198 148.182 149.483 151.336 155.829
177.138 180.284 184.023 179.378

5.214
5.226
7.224
5.541
32.751
33.820
33.088
31.183
66.275
85.112 113.073 135.837
154.668 156.933 163.443 157.519
12.585
16.385
17.665
19.829
19.053
18.929
19.667
19.839
19.980
20.217
20.537
21.321
24.500
25.876
26.428
27.068
26.630
31.786
44.953
56.357
72.628
69.967
69.283
69.159
68.404
69.546
69.697
69.300
70.007
73.207
74.785
74.991
78.455
78.673
4.570
10.923
8.047
10.029
9.992
9.921
9.791
9.771
9.930
10.303
9.762
9.512
9.815
10.140
10.282
12.040
10.581

Total
92.864
112.609 152.495 208.378
205.695 206.009
207.804 209.396
209.729 212.096 214.222 216.620 219.799
222.447 224.731 227.690 227.380
371.058
440.505 559.470 695.648
678.885 679.919
687.151 692.227
705.112 715.120 716.792 727.854 746.406
754.951 767.065 792.297 774.834
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 4.2 Kredit Bank Persero Berdasarkan Sektor Ekonomi (Credit of State Owned Banks based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
Des
Des
Des
2006
Des
2002 2003 2004 2005
Jan
Feb
Mar
Apr
Mei
Jun
Jul
2007
Ags
Sep
Okt
Nov
Des
Jan
13.799
15.344
20.984
22.407
21.554
22.173
22.108
22.209
22.286
22.549
22.675
22.766
23.193
23.466
24.520
25.993
24.585
2.097
3.027
4.471
3.364
3.074
3.198
3.110
2.981
3.191
3.500
3.274
3.814
3.604
3.895
4.363
4.961
5.722
49.270
50.498
60.489
67.369
65.254
63.901
64.764
63.745
64.819
65.980
64.285
64.113
66.007
68.755
69.679
72.736
70.021
2.663
2.466
3.868
3.880
3.437
3.621
3.440
3.750
3.893
3.859
3.737
3.769
3.837
3.537
3.463
5.221
3.661

4.587
6.079
9.126
12.572
12.208
12.233
12.844
12.405
12.689
13.020
12.703
13.214
14.120
13.490
13.874
13.966
13.053
24.416
31.780
46.868
51.530
51.343
52.550
54.386
54.971
57.327
59.248
59.749
60.607
62.162
61.039
61.093
62.439
60.484
5.732
6.601
6.114
5.890
5.839
6.001
6.292
6.335
6.289
5.896
5.682
5.900
7.556
7.700
8.177
8.113
8.062
7.293
9.285
10.537
12.572
11.888
11.583
10.899
10.906
11.106
11.291
11.031
11.318
11.725
12.208
12.193
12.604
12.909
973
7.016
2.424
3.219
3.230
2.903
2.856
2.845
2.839
3.163
2.658
2.289
2.545
2.685
2.726
4.429
2.751
39.801
45.042
57.973
73.611
71.031
70.854
71.740
72.297
72.124
72.961
73.377
74.776
74.891
75.273
76.176
77.450
77.676

(Transport, car go storage and communications)
Total
150.632 177.137 222.855 256.413
248.857 249.020
252.438 252.442 256.565 261.466 259.171
262.567 269.642
272.047 276.265 287.910 278.924
105
106
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 4.3 Kredit BUSN Devisa Berdasarkan Sektor Ekonomi

(Credit of Foreign Exchange Commercial Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
Des
Des
Des
2006
Des
2002 2003 2004 2005
Jan
Feb
Mar
Apr
Mei
Jun
Jul
2007
Ags
Sep
Okt
Nov
Des
Jan
5.896
6.166
8.053
8.713
8.579
8.379
8.789
8.744
9.012
9.209
10.207
10.419
10.277
10.962
11.023
11.156
10.733
1.088
1.364
2.231
3.232
2.707
2.726
2.896
3.005
3.184
3.372
3.881
4.044
3.736
3.744
4.335
6.421
6.193
33.310
36.447
43.999
53.980
52.289
51.864
52.037
52.455
54.992
55.768
56.736
57.030
56.997
57.420
58.158
60.322
58.607
1.411
1.539
1.630
1.291
1.366
1.486
1.695
1.675
1.734
1.742
1.764
1.824
1.598
1.556
1.677
1.787
1.768
2.962
4.166
7.503
10.175
10.075
10.322
10.513
10.753
11.134
11.525
11.480
11.826
12.101
12.143
12.339
12.322
12.141
31.342
41.819
52.831
67.870
65.443
66.035
67.393
68.748
69.692
71.560
72.088
72.897
75.132
75.139
76.823
81.018
77.075
5.729
8.541
9.420
11.027
10.663
10.461
10.698
10.767
10.611
10.985
11.525
11.927
12.985
12.505
12.651
13.028
12.689
16.603
22.898
27.965
37.061
36.880
36.698
37.008
36.929
37.802
37.602
37.785
38.209
38.986
39.506
40.126
42.303
41.105
2.129
2.218
3.488
4.687
4.629
4.668
4.649
4.705
4.752
4.789
4.806
4.827
4.893
5.066
5.132
5.182
5.119
25.432
34.802
52.057
79.555
79.274
78.591
78.261
77.997
77.480
77.244
77.487
77.494
78.948
80.175
80.662
81.717
81.183
125.901 159.959 209.176
277.591
298.214 302.926 315.256
306.614


Total
271.905 271.230
273.939 275.778 280.392 283.797 287.759
290.498 295.654
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 4.4 Kredit BUSN Non Devisa Berdasarkan Sektor Ekonomi

(Credit of Non-Foreign Exchange Commercial Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
Des
Des
Des
2006
Des
2002 2003 2004 2005
Jan
Feb
Mar
Apr
Mei
Jun
2007
Jul
Ags
Sep
Okt
Nov
Des
Jan
676
692
644
829
900
922
904
985
1.051
1.040
198
198
223
218
216
274
271
17
37
37
35
35
37
40
43
44
43
39
39
40
36
36
39
32
1.123
1.144
1.206
1.217
1.238
1.322
1.279
1.334
1.352
1.376
1.179
1.141
1.137
1.124
1.109
1.215
1.263

210
293
315
247
240
229
236
286
284
285
271
279
269
272
279
307
294
2.553
3.460
2.969
3.229
3.154
3.239
3.337
3.305
3.330
3.448
3.300
3.398
3.555
3.687
3.817
4.647
4.637
364
565
439
633
622
627
635
641
635
641
542
557
588
597
606
617
585
838
1.504
1.841
2.092
2.137
2.183
2.304
2.272
2.263
2.395
1.844
1.860
1.832
1.833
1.815
1.921
1.928
327
483
524
531
547
539
552
535
563
589
594
635
650
660
663
659
654
5.463
6.346
7.123
8.025
8.026
8.130
8.041
8.119
8.199
8.445
8.444
8.914
9.255
9.536
9.745
9.430
9.613
11.574
14.526
15.101
16.842
16.901
17.233
17.333
17.523
17.725
18.266
16.415
17.024
17.552
17.967
18.290
19.114
19.281

Total
107
108
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 4.5 Kredit BPD Berdasarkan Sektor Ekonomi (Credit of Regional Development Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
Des
Des
Des
2006
Des
2002 2003 2004 2005
Jan
Feb
Mar
2007
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
971
1.055
1.324
1.640
1.653
1.695
1.729
1.758
1.810
1.861
1.860
1.873
1.922
1.978
1.999
2.030
2.085
19
20
33
56
57
57
57
59
59
57
57
55
54
58
54
58
54
325
333
400
421
427
441
440
456
477
481
484
480
482
482
482
462
457
25
11
10
10
10
10
10
10
10
11
11
11
10
1.012
1.502
2.148
2.503
2.319
2.352
2.601
2.666
2.927
3.249
3.496
3.986
4.372
4.522
4.704
3.790
3.139
3.693
4.405
6.293
7.539
7.447
7.565
7.671
7.764
7.900
8.061
8.243
8.243
8.318
8.290
8.349
8.242
8.066
250
237
286
375
379
398
405
407
411
415
408
416
422
428
421
400
397
686
2.212
1.964
1.774
1.811
1.825
1.885
1.906
1.901
1.895
1.842
1.864
1.888
1.872
1.844
1.802
1.933
589
742
846
925
935
927
898
909
918
928
817
857
785
800
823
862
1.103
13.950
17.818
23.929
29.686
29.979
30.652
31.558
32.327
33.088
34.173
35.118
35.834
36.754
37.331 37.827
38.299
38.345
21.498
28.348
37.232
44.931
45.018
45.922
47.254
48.263
49.501
51.130
52.333
53.615
55.008
55.772 56.513
55.955
55.588



Total
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 4.6 Kredit Bank Campuran Berdasarkan Sektor Ekonomi (Credit of Joint Venture Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
Des
Des
Des
2006
Des
2002 2003 2004 2005
Jan
Feb
Mar
2007
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
888
924
1.163
1.908
1.910
1.752
1.839
1.830
2.053
2.037
1.991
2.077
2.171
2.177
2.268
2.331
2.129
156
242
358
477
623
712
691
740
820
748
722
757
790
841
934
755
833
17.675
17.079
18.977
18.989
18.097
17.707
17.097
17.568
18.018
17.732
17.176
18.285
18.340
18.749
18.160 17.451
17.410
85
58
236
56
22
24
23
24
39
39
39
25
27
56

55
186
73
428
265
538
954
894
1.178
1.276
1.392
1.469
1.553
1.431
1.425
1.428
1.443
1.393
1.520
1.299
2.359
2.182
2.558
3.631
3.224
3.028
2.957
3.116
3.204
3.134
3.351
3.464
3.732
3.917
4.198
4.467
4.573
151
242
560
1.043
761
721
736
752
762
987
845
850
1.061
2.422
2.388
2.588
2.650
2.400
2.763
4.923
6.989
6.097
5.633
5.550
5.699
5.579
5.581
6.041
5.967
6.870
7.221
6.987
7.823
8.117
237
215
347
376
372
365
356
305
314
317
313
329
365
381
400
396
401
733
1.004
1.253
2.513
2.621
2.687
2.796
2.821
2.800
2.836
2.914
2.892
3.014
3.194
3.306
3.315
3.235
25.111
24.975
30.914
36.937
34.623
33.807
33.321
34.246
35.059
34.964
34.822
36.071
37.798
40.402
40.090 40.833
40.719

Total
109
110
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 4.7 Kredit Bank Asing Berdasarkan Sektor Ekonomi (Credit of Foreign Owned Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
Des
Des
Des
2006
Des
2002 2003 2004 2005
Jan
Feb
Mar
2007
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
460
393
972
1.681
1.712
1.718
1.570
1.594
1.568
2.087
2.389
2.560
2.556
2.896
3.190
3.397
3.500
524
433
688
963
981
1.059
1.027
1.319
1.335
1.587
1.588
1.862
1.729
1.661
1.433
1.852
1.813
20.954
18.309
19.846
29.311
29.306
29.116
28.871
29.929
30.511
29.133
28.993
30.306
31.349
30.608
32.696 31.837
31.618
187
385
240
125
30
33
31
18
21
32
35
52
54
51

16
15
26
177
237
341
536
559
670
666
823
942
749
787
828
829
880
1.231
1.183
1.257
1.913
1.467
1.554
2.038
2.005
2.418
2.400
2.352
2.745
2.730
2.753
2.728
2.932
2.597
2.652
2.631
2.684
360
200
846
862
789
720
900
938
1.271
1.292
1.535
1.671
1.888
2.225
2.184
2.322
2.246
3.965
6.290
9.128
12.139
11.155
11.361
11.513
10.692
10.894
10.932
10.756
10.789
11.907
12.144
12.026 12.002
12.680
315
250
418
291
279
518
480
474
544
517
574
574
576
548
7.485
7.597
10.159
14.989
14.765
15.095
15.408
15.835
16.038
16.437
16.881
16.710
16.936
36.341
35.560
44.193
62.935
61.581
62.708
62.866
63.975
65.870
65.496
66.292
68.080
70.753

Total
537
512
554
16.939
17.014 17.479
17.328
70.548
72.981 73.230
73.707
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 4.8 Kredit Bank Umum Berdasarkan Sektor Ekonomi per Wilayah(Januari 2007)
(Credit of Commercial Banks Based on Economic Sector by Region)
Wilayah
Pertanian
Pertambangan Perindustrian
Listrik, Gas
dan Air
Konstruksi
Perdagangan,
Restoran dan
Hotel
Pengangkutan,
Pergudangan
dan
Komunikasi
Jasa Dunia
Usaha
Jasa Sosial/
Masyarakat
Lainnya

Banten
Bengkulu
Jambi
Riau
Kepulauan Riau
Bangka Belitung
Lampung
Gorontalo
Bali
Maluku
Papua
Irian Jaya Barat
1.251
95
18.357
204
2.072
3.196
165
740
107
5.612
1.092
3.498
180
1.225
20
634
610
1.041
627
719
202
447
173
64
60
72
165
312
72
11
30
31
62
159
113
19
12.697
18
24
157
4
7
1
18
16
0
20
11
579
20
339
16
313
1
11
48
5
5
2
2
0
6
1
4
0
190
11.201
1.886
113.412
573
9.709
20.266
80
374
465
10.899
807
1.684
773
1.149
25
616
654
316
650
164
101
1.402
116
33
7
32
45
342
12
3
34
1
5
1.542
16
6
5.216
1
8
109
1
38
2
5
1
0
5
4
1
1
10
20
0
1
0
0
2
5
89
1.541
597
17.589
229
756
2.545
39
112
196
1.500
95
459
552
630
240
216
350
105
1.426
62
69
702
205
101
20
63
84
208
24
59
218
13
72
104
12.614
2.283
57.907
1.611
14.649
20.629
452
1.096
816
9.297
2.307
2.624
1.537
2.384
339
3.240
1.844
1.544
2.856
443
1.243
4.909
1.377
584
243
520
1.320
4.042
662
178
601
181
231
956
1.257
67
19.401
76
500
1.234
7
72
33
679
130
235
117
227
13
145
219
131
474
43
24
492
47
25
0
13
28
130
24
10
23
15
25
714
3.367
1.297
55.686
598
1.895
4.266
78
117
107
1.908
271
859
762
621
34
358
386
276
1.536
35
92
674
214
95
3
11
134
708
131
10
89
3
22
2.029
1.391
72
4.963
166
610
1.137
101
43
36
411
118
126
64
225
13
71
38
95
174
2
17
193
88
11
5
11
58
156
15
7
2
15
8
139
29.757
11.409
82.883
2.950
16.249
17.731
1.143
1.699
2.803
9.091
3.263
4.092
2.547
3.737
370
2.959
2.251
1.877
3.996
1.030
1.701
7.169
2.784
1.044
435
926
1.900
4.543
2.169
729
1.354
377
409
3
Total
43.303
14.647
179.378
5.541
31.183
157.519
26.630
78.673
10.581
227.380
111
112
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 4.9 Kredit Bank Umum Berdasarkan Jenis Penggunaan (Credit of Commercial Banks based on Type of Use)
Jenis Penggunaan
(Type of Use)
Des
Des
Des
2006
Des
2002 2003 2004 2005
Jan
Feb
Mar
Apr
Mei
Jun
Jul
2007
Ags
Sep
Okt
Nov
Des
Jan

Working Capital
Capital))
Properti (Property)
Lainnya (Others)
1.977 2.555
3.655
3.852
9.686 9.260 12.127 11.876
194.983 221.698 273.885 338.829
4.209
4.487
4.015
11.720 11.029 10.856
326.338 328.504 332.390
3.862
4.090
4.147
11.149 11.494 11.352
335.755 344.755 353.019
4.129
4.505
11.690 11.698
352.351 357.738
4.673
12.200
367.918
4.692
4.862
5.002
12.829 13.413 13.079
373.176 380.331 396.667
4.530
12.707
378.639

Capital))
206.646 233.514
342.267 344.020
350.766 360.339
368.519
368.170 373.941
384.792
390.697 398.606 414.749
395.876
Investasi ((Investments
Investments
Investments))
Properti (Property)
Lainnya (Others)
1.440 1.929
3.074
3.276
3.372
3.460
3.745
3.994
4.311
4.269
9.574 8.805
8.830
9.818
9.910 10.077 10.607 10.552 10.821 10.589
73.410 85.041 106.819 121.305 119.094 117.781 119.100 118.909 121.326 121.092
4.436
5.082
10.418 10.881
120.939 122.587
5.765
10.773
126.519
6.149
6.013
6.086
11.052 10.992 11.706
125.968 128.066 133.418
6.138
11.240
135.510

Total Investments
Investments))
84.424
135.793 138.550
143.058
143.169 145.072 151.209
152.888
289.666
354.557
132.377 131.318
347.262
95.775
118.723
134.400
133.452
133.455 136.458
135.950
5.741 13.072
15.026
21.568
22.341
22.780
28.306
28.934
29.230
30.948
31.356
31.782
32.171
32.581
32.803
33.209
33.283
5.055
7.919
15.521
24.543
24.759
24.874
25.234
25.512
25.785
25.012
25.396
25.643
26.202
26.510
26.864
27.749
28.099
2.623
2.626
2.660
2.712
2.802
2.915
2.981
3.051
3.139
3.220
3.247
3.373
3.507
Consumption
Consumption))
KPR dan Apartemen > Tipe 70
(Housing and Apartements > Type 70)
Ruko dan Rukan
Lainnya (Others)
708
3.177
1.872
2.593
68.484
87.048
118.662
157.987
154.518 154.300
150.238
150.848 150.498
151.776
153.096 154.887
157.046
158.773 160.474 162.008
161.180

Total Consumption
Consumption))
79.987 111.216
151.081
206.691
204.242 204.581
206.437
208.006 208.315
210.651
212.830 215.364
218.557
221.085 223.387 226.339
226.069
371.058 440.505
559.470
695.648
678.885 679.919
687.151
692.227 705.112
715.120
716.792 727.854
746.406
754.951 767.065 792.297
774.834
Total
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 4.10 Kredit Bank Persero Berdasarkan Jenis Penggunaan (Credit of State Owned Banks based on Type of Use)
Jenis Penggunaan
(Type of Use)
Des
Des
Des
2006
Des
2002 2003 2004 2005
Jan
Feb
Mar
Apr
Mei
Jun
2007
Jul
Ags
Sep
Okt
Nov
Des
Jan

Working Capital
Capital))
Properti (Property)
Lainnya (Others)
635
768
7.736 7.600
68.033 75.366

Capital))
76.404
83.734
106.820
122.724
Investments
Investments))
Properti (Property)
Lainnya (Others)
196
472
6.842 6.155
37.738 43.021
298
5.789
53.227
612
6.337
54.464
715
6.353
53.593
754
6.555
52.752
935
7.059
52.845
903
6.961
52.184
1.073
7.015
53.358
1.073
6.901
52.458
1.130
6.638
51.456
1.290
7.154
52.032
1.418
7.120
53.492
1.521
7.447
52.745
1.572
7.384
53.507
1.603
7.890
53.435
1.661
8.072
55.230

Total Investments
Investments))
44.776 49.648
59.314
61.413
60.661
60.061
60.839
60.049
61.446
60.431
59.224
60.476
62.030
61.714
62.463
62.928
64.963
Consumption
Consumption))
Ruko dan Rukan
Lainnya (Others)
Total Consumption
Consumption))
Total
1.868
1.842
2.159
2.375
1.886
10.368
8.755
8.590
8.268
8.174
94.585 112.128 107.691 108.681 110.980
118.440 119.325
121.039
1.887
1.924
1.987
8.221
8.557
8.378
111.194 113.751 118.980
1.915
2.072
8.468
7.806
117.401 118.511
2.106
8.514
123.144
2.151
2.196
2.167
8.815
9.133
9.183
125.240 127.408 137.324
2.085
9.008
126.308
121.302 124.232
127.785 128.390
133.764
136.206 138.736 148.675
137.401
129.344
3.111
9.879
10.415
14.801
15.438
15.770
21.077
21.524
21.638
23.144
23.348
23.571
23.771
24.003
24.111
24.271
24.267
303
234
1.947
3.865
4.095
4.146
4.251
4.360
4.380
3.226
3.310
3.383
3.479
3.571
3.607
3.716
3.733
109
2.159
288
319
291
290
291
296
303
325
321
341
354
369
368
366
381
25.930 31.482
44.071
53.290
49.932
49.428
44.940
44.912
44.566
44.997
45.183
46.406
46.245
46.186
46.980
47.954
48.179
29.453 43.755
56.721
72.276
69.756
69.634
70.560
71.092
70.887
71.691
72.162
73.701
73.848
74.128
75.067
76.307
76.559
150.633 177.137
222.855
256.413
248.857 249.020
252.438
252.442 256.565
261.466
259.171 262.567
269.642
272.047 276.265 287.910
278.924
113
114
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 4.11 Kredit BUSN Devisa Berdasarkan Jenis Penggunaan

(Credit of Foreign Exchange Commercial Banks Based on Type of Use)
Jenis Penggunaan
(Type of Use)
Des
Des
Des
2006
Des
2002 2003 2004 2005
Jan
Feb
Mar
Apr
Mei
Jun
Jul
2007
Ags
Sep
Okt
Nov
Des
Jan

Working Capital
Capital))
Properti (Property)
Lainnya (Others)
981 1.400
840
617
69.363 87.209
1.397
720
107.609
1.554
968
137.986
1.581
1.653
1.671
1.053
945
936
132.861 133.089 135.256
1.591
1.770
1.770
942
968
1.222
137.498 141.684 144.101
1.816
1.919
1.990
2.441
145.693 146.855
2.060
2.137
148.705
2.017
2.062
2.233
2.314
2.421
2.205
150.393 153.628 161.558
1.999
2.149
154.674

Capital))
71.184
89.225
109.726
140.508
135.495 135.687
140.031 144.423
149.499 151.215
152.902
154.724 158.112 165.997
158.822
Investments
Investments))
Properti (Property)
Lainnya (Others)
685 1.090
1.992 1.652
26.759 33.232
2.488
1.818
43.183
2.419
2.199
53.203
2.416
2.317
52.524
2.475
2.352
52.275
2.552
2.339
53.040
2.569
2.392
52.903
2.695
2.504
53.409
2.769
2.457
54.356
2.893
2.833
55.171
3.160
2.756
56.001
3.958
2.684
57.307
3.968
2.659
56.854
4.039
2.702
57.593
3.984
2.705
61.010
3.962
2.463
60.333

Total Investments
Investments))
29.436 35.974
47.488
57.821
57.257
57.102
57.931
57.864
58.608
59.581
60.897
61.917
63.950
63.481
64.334
67.699
66.759
Consumption
Consumption))
Ruko dan Rukan
Lainnya (Others)
Total Consumption
Consumption))
Total
137.862
147.092
2.102
2.580
3.892
5.744
5.853
5.931
6.117
6.266
6.399
6.564
6.745
6.904
7.097
7.268
7.368
7.571
7.618
4.217
7.000
12.654
19.474
19.451
19.498
19.738
19.896
20.132
20.465
20.744
20.936
21.442
21.635
21.950
22.577
22.900
495
902
1.400
2.046
2.089
2.073
2.086
2.106
2.161
2.229
2.292
2.332
2.389
2.460
2.479
2.574
2.599
18.285 24.277
34.016
51.998
51.760
50.939
50.204
49.614
48.670
47.865
47.583
47.193
47.874
48.647
48.683
48.838
47.916
25.099 34.760
51.962
79.262
79.153
78.440
78.145
77.883
77.362
77.123
77.363
77.366
78.801
80.009
80.481
81.561
81.033
125.719 159.959
209.176
277.591
271.905 271.230
273.939
275.778 280.392
283.797
287.759 290.498
295.654
298.214 302.926 315.256
306.614
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 4.12 Kredit BUSN Non Devisa Berdasarkan Jenis Penggunaan

(Credit of Non-Foreign Exchange Commercial Banks Based on Type of Use)
Jenis Penggunaan
(Type of Use)
Des
Des
Des
2002 2003 2004 2005
2007
2006
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Modal Kerja ((W

Working Capital
Capital))
Properti (Property)
Lainnya (Others)
90
386
4.586
133
284
6.028
118
344
5.720
83
440
6.171
87
469
6.156
71
484
6.424
70
491
6.622
94
481
6.719
88
523
6.779
95
560
7.024
103
19
6.145
47
14
6.333
48
7
6.524
49
18
6.614
46
25
6.686
50
12
7.799
48
14
7.794

Capital))
5.062
6.444
6.181
6.693
6.712
6.979
7.183
7.294
7.389
7.679
6.267
6.394
6.578
6.681
6.756
7.861
7.856
15
139
973
44
187
1.522
13
252
1.549
19
280
1.843
23
294
1.864
26
293
1.821
26
294
1.821
29
305
1.805
30
305
1.822
25
292
1.842
25
1
1.694
24
1
1.707
26
1
1.707
19
0
1.745
19
0
1.784
19
10
1.807
16
10
1.799
1.127
1.752
1.814
2.142
2.181
2.140
2.140
2.140
2.156
2.159
1.720
1.732
1.734
1.765
1.803
1.836
1.825
197
233
232
236
236
235
236
233
232
233
231
220
213
213
211
240
239
218
318
472
612
613
620
614
619
627
640
657
654
574
579
581
710
710
Investments
Investments))
Properti (Property)
Lainnya (Others)
Total Investments
Investments))
Consumption
Consumption))
Ruko dan Rukan
Lainnya (Others)
28
57
62
76
78
79
72
72
73
72
70
59
46
44
41
64
65
4.941
5.722
6.341
7.083
7.081
7.179
7.089
7.164
7.247
7.483
7.469
7.966
8.408
8.685
8.898
8.402
8.587

Total Consumption
Consumption))
5.384
6.330
7.106
8.007
8.008
8.113
8.010
8.088
8.179
8.428
8.428
8.898
9.240
9.522
9.731
9.417
9.601
11.573 14.526
15.101
16.842
16.901
17.233
17.333
17.523
17.725
18.266
16.415
17.024
17.552
17.967
18.290
19.114
19.281
Total
115
116
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 4.13 Kredit BPD Berdasarkan Jenis Penggunaan (Credit of Regional Development Banks Based on Type of Use)
Jenis Penggunaan
(Type of Use)
Des
Des
Des
2002 2003 2004 2005
2007
2006
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan

Working Capital
Capital))
Properti (Property)
Lainnya (Others)
76
81
5.640
75
121
7.293
68
67
9.922
54
75
11.119
58
67
11.139
63
68
11.294
62
71
11.683
58
74
11.894
63
85
12.289
73
107
12.754
76
111
12.970
98
129
13.528
85
147
13.989
85
153
14.123
82
151
14.345
61
146
12.913
61
145
12.531

Capital))
5.797
7.488
10.057
11.249
11.264
11.426
11.817
12.026
12.437
12.934
13.156
13.755
14.221
14.361
14.578
13.120
12.737
Investments
Investments))
Properti (Property)
Lainnya (Others)
30
159
2.007
71
143
2.875
37
92
3.166
42
96
3.899
42
95
3.680
41
93
3.750
44
92
3.783
44
98
3.806
46
99
3.870
47
99
3.915
53
98
3.945
47
98
3.918
50
98
3.921
54
89
3.975
53
89
4.004
57
86
4.431
66
86
4.386

Total Investments
Investments))
2.196
3.089
3.295
4.036
3.817
3.884
3.920
3.949
4.015
4.061
4.096
4.063
4.070
4.118
4.146
4.574
4.539
279
334
445
746
773
804
837
872
908
966
991
1.029
1.049
1.058
1.074
1.088
1.121
46
85
111
131
134
133
146
140
141
145
145
143
148
151
138
150
150
74
Consumption
Consumption))
Ruko dan Rukan
Lainnya (Others)
58
114
142
156
175
201
229
256
280
290
310
341
338
349
360
453
13.104 17.294
23.210
28.627
28.875
29.500
30.334
31.047
31.743
32.744
33.655
34.315
35.179
35.745
36.227
36.662
36.589

Total Consumption
Consumption))
13.503 17.771
23.880
29.645
29.938
30.612
31.518
32.288
33.049
34.135
35.081
35.797
36.717
37.293
37.789
38.261
38.313
Total
21.496 28.348
37.232
44.931
45.018
45.922
47.254
48.263
49.501
51.130
52.333
53.615
55.008
55.772
56.513
55.955
55.588
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 4.14 Kredit Bank Campuran Berdasarkan Jenis Penggunaan (Credit of Joint Venture Banks Based on Type of Use)
Jenis Penggunaan
(Type of Use)
Des
Des
Des
2007
2006
Des
2002 2003 2004 2005
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan

Working Capital
Capital))
Properti (Property)
Lainnya (Others)
103
119
547
622
1.869 19.070
144
613
24.712
168
915
27.508
169
896
25.174
174
677
25.387
175
651
24.925
173
865
25.342
178
754
26.252
158
676
25.947
158
748
25.686
305
823
26.748
306
857
28.079
302
971
28.956
305
1.065
28.389
304
947
28.631
157
771
28.463

Capital))
2.519 19.812
25.469
28.592
26.239
26.238
25.751
26.380
27.185
26.781
26.592
27.876
29.242
30.229
29.759
29.882
29.392
Investments
Investments))
Properti (Property)
Lainnya (Others)
375
471
4.343
144
598
3.418
238
788
3.165
165
834
4.832
158
785
4.820
145
697
4.041
170
744
3.859
166
722
4.158
172
746
4.155
194
743
4.410
177
707
4.432
166
707
4.430
152
708
4.681
152
698
6.130
151
701
6.173
272
865
6.499
274
462
7.357

Total Investments
Investments))
5.189
4.159
4.191
5.832
5.763
4.882
4.774
5.046
5.074
5.347
5.316
5.303
5.542
6.979
7.024
7.636
8.093
14
18
22
26
25
25
24
23
25
25
26
25
25
23
23
23
23
19
38
53
109
110
112
118
120
121
126
127
126
131
147
153
152
152
Consumption
Consumption))
Ruko dan Rukan
Lainnya (Others)
543
949
1.169
2.368
2.477
2.540
2.645
2.669
2.646
2.676
2.753
2.731
2.849
3.014
3.121
3.131
3.050

Total Consumption
Consumption))
576
1.004
1.253
2.513
2.621
2.687
2.796
2.821
2.800
2.836
2.914
2.892
3.014
3.194
3.306
3.315
3.235
8.284 24.975
30.914
36.937
34.623
33.807
33.321
34.246
35.059
34.964
34.822
36.071
37.798
40.402
40.090
40.833
40.719
Total
117
118
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 4.15 Kredit Bank Asing Berdasarkan Jenis Penggunaan (Credit of Foreign Owned Banks Based on Type of Use)
Jenis Penggunaan
(Type of Use)
Des
Des
Des
2006
Des
2002 2003 2004 2005
2007
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Modal Kerja (Working Capital)

Properti (Property)
Lainnya (Others)
90
61
43
17
28.612 26.733
60
15
31.337
151
723
43.917
154
646
43.317
150
587
43.629
152
533
42.925
59
567
43.107
66
607
44.000
64
411
44.213
60
354
44.456
64
484
45.763
68
537
47.479
88
557
47.851
172
617
49.876
186
586
48.441
180
620
48.869

Capital))
28.745 26.810
31.412
44.791
44.117
44.366
43.610
43.733
44.673
44.688
44.871
46.311
48.084
48.496
50.665
49.214
49.669
Investments
Investments))
Properti (Property)
Lainnya (Others)
139
118
1.368
109
70
974
91
2.530
19
72
3.064
18
67
2.613
18
87
3.142
18
78
3.752
281
74
4.051
296
152
4.712
162
97
4.111
158
140
4.241
395
165
4.499
161
162
5.410
436
158
4.518
180
116
5.005
152
149
6.235
159
147
6.404

Total Investments
Investments))
1.625
1.153
2.621
3.156
2.698
3.247
3.848
4.407
5.160
4.370
4.540
5.059
5.733
5.113
5.302
6.536
6.710
37
28
19
16
16
15
15
16
28
16
16
33
15
15
15
15
15
251
243
284
352
357
365
367
377
384
409
412
401
428
428
435
443
454
Consumption
Consumption))
Ruko dan Rukan
Lainnya (Others)
5.680
7.324
9.855
14.621
14.393
14.716
15.026
15.442
15.625
16.012
16.453
16.276
16.492
16.496
16.564
17.021
16.858

Total Consumption
Consumption))
5.969
7.597
10.159
14.989
14.765
15.095
15.408
15.835
16.038
16.437
16.881
16.710
16.936
16.939
17.014
17.479
17.328
36.339 35.560
44.193
62.935
61.581
62.708
62.866
63.975
65.870
65.496
66.292
68.080
70.753
70.548
72.981
73.230
73.707
Total
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 4.16 Kredit Bank Umum Berdasarkan Jenis Penggunaan per Wilayah (Januari 2007)
(Credit of Commercial Banks Based on Type of Use by Region)
Modal Kerja
Wilayah
Properti
Agrobisnis
Investasi
Lainnya
Properti
Agrobisnis
Lainnya
KPR dan
Apartemen
s.d Tipe 70
Konsumsi
KPR dan
Ruko dan
Apartemen
Rukan
> Tipe 70
Lainnya

Banten
Bengkulu
Jambi
Riau
Kepulauan Riau
Bangka Belitung
Lampung
Gorontalo
Bali
Maluku
Papua
Irian Jaya Barat
419
53
2.059
62
189
418
7
22
18
99
11
61
223
77
68
68
9
44
2
6
206
39
39
10
5
73
0
2
9
232
764
9
4.095
71
1.355
2.034
28
140
66
1.086
152
898
14
173
3
198
220
28
39
10
63
278
40
22
25
55
57
132
23
0
16
26
3
585
25.497
4.038
205.911
2.382
25.172
42.651
668
1.733
1.132
20.135
3.205
3.718
2.038
4.220
1.183
3.509
2.614
1.980
5.105
644
1.486
5.574
1.637
646
265
527
1.381
4.234
821
231
795
186
328
2.995
118
26
5.273
105
31
145
0
1
8
32
3
26
200
32
0
8
10
26
19
4
2
45
6
0
6
1
6
1
2
2
-
148
13
5.457
29
91
150
55
247
30
1.491
429
1.021
130
320
2
160
214
495
12
552
26
76
11
1
1
8
6
45
3
1
4
0
16
-
6.035
2.189
82.459
892
3.705
8.501
180
475
516
7.516
1.060
3.775
1.412
1.679
77
1.376
1.352
999
2.864
262
185
2.709
504
209
48
130
393
1.447
99
44
183
46
79
2.111
7.181
2.458
7.885
424
1.832
3.285
65
280
109
1.063
273
951
1.403
600
49
305
589
241
673
121
161
1.543
419
56
7
246
188
642
48
19
145
4
17
-
2.834
835
14.067
483
1.819
2.758
39
87
86
1.305
154
285
245
248
15
268
183
167
649
57
42
531
187
37
13
47
59
479
47
12
30
4
31
-
333
81
899
19
388
258
5
25
73
272
24
144
119
134
1
26
29
69
136
7
11
315
32
26
1
10
29
2
1
34
1
3
-
19.180
8.029
60.006
1.959
11.891
11.072
1.023
1.289
2.526
6.420
2.788
2.699
772
2.731
302
2.341
1.415
1.393
2.531
841
1.479
4.763
2.134
924
415
622
1.637
3.366
2.068
697
1.139
368
358
3
Total
4.530
12.707
378.639
6.138
11.240
135.510
33.283
28.099
3.507
161.180
119
120
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 4.17 Kredit Bank Umum Berdasarkan Lokasi Bank Penyalur (Credit of Commercial Bank based on Location of Banks)
Lokasi (Location)
Des
Des
Des
2006
Des
2002 2003 2004 2005
2007
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan

Banten
Bengkulu
Jambi
Riau
Kepulauan Riau
Bangka Belitung
Lampung
Gorontalo
Bali
Maluku
Papua
Irian Jaya Barat
32.613
200.113
2.399
22.770
33.806
656
1.691
1.602
17.966
4.090
8.839
5.887
2.824
3.215
2.293
4.016
1.039
1.202
6.916
2.122
737
1.446
5.864
1.202
363
1.075
145
4.165
40.293
235.397
2.922
24.677
40.821
895
2.378
1.852
19.745
5.526
10.936
6.918
3.520
3.576
2.688
5.691
1.276
1.793
8.941
3.077
993
1.782
6.625
1.634
414
1.564
246
4.324
43.643 54.179
8.571 13.645
288.878 355.076
4.381
5.723
34.465 42.105
52.438 67.082
1.292
1.648
2.903
3.592
3.120
3.396
25.941 34.047
6.776
7.614
14.134 17.655
7.399
9.072
692
968
4.648
6.242
4.664
5.765
4.111
4.836
8.753 11.093
1.770
2.130
2.485
3.036
11.924 15.019
3.430
4.054
1.234
1.581
744
952
2.479
3.091
7.797
9.549
2.113
2.580
603
833
2.071
2.502
330
440
5.683
6.143
54.146
15.631
339.169
5.693
41.523
65.405
1.666
3.590
3.567
34.277
7.430
17.799
8.773
907
6.386
5.953
4.862
10.784
2.107
2.982
14.959
4.143
1.597
944
3.121
9.460
2.527
769
2.518
487
5.710
54.661
15.317
337.517
5.753
41.983
65.926
1.725
3.609
3.668
34.583
7.519
17.981
8.860
937
6.486
5.947
4.964
10.879
2.165
3.033
15.124
4.231
1.559
959
3.210
9.504
2.426
787
2.562
499
5.545
55.295
15.589
339.799
5.849
43.000
65.664
1.776
3.634
3.778
35.178
7.760
18.250
9.099
1.020
6.536
6.093
5.016
11.080
2.220
3.136
15.461
4.363
1.672
987
3.367
9.632
2.522
825
2.654
526
5.369
55.725
15.343
342.507
5.846
43.468
65.914
1.819
3.706
3.865
35.334
7.799
18.376
9.213
962
6.628
6.132
5.043
11.152
2.280
3.169
15.732
4.421
1.677
1.004
3.469
9.704
2.587
843
2.752
528
5.225
56.459
15.322
349.690
5.918
44.073
66.551
1.853
3.803
3.963
36.054
7.875
18.961
9.520
1.051
6.789
6.269
5.130
11.311
2.168
3.238
15.953
4.509
1.697
1.025
3.519
9.805
2.684
882
2.871
558
5.610
57.589
15.470
353.478
5.990
44.687
67.138
1.897
3.905
4.086
36.696
8.004
19.180
9.764
1.281
6.981
6.471
5.159
11.537
2.391
3.289
16.251
4.677
1.749
1.053
3.562
10.002
2.792
906
3.021
582
5.532
58.007
15.154
354.600
6.042
43.986
67.452
1.919
3.930
4.234
36.905
8.042
19.164
9.855
1.311
7.000
6.504
5.158
11.507
2.419
3.324
16.323
4.666
1.761
1.043
3.572
10.020
2.850
910
3.082
594
5.458
58.844
15.189
360.050
6.116
44.602
69.477
1.998
4.026
4.264
37.635
8.111
19.387
10.108
1.376
7.147
6.557
5.245
11.648
2.449
3.393
16.537
4.762
1.808
1.073
3.651
10.108
2.941
932
3.152
615
4.653
60.342
15.715
370.020
6.282
45.564
70.438
2.050
4.124
4.416
38.762
8.279
19.605
10.176
1.433
7.426
6.581
5.256
11.964
2.493
3.477
16.842
4.849
1.933
1.101
3.698
10.218
3.071
984
3.260
633
5.418
60.845 61.630
16.090 16.360
376.259 382.271
6.317
6.371
46.179 46.338
71.075 71.673
2.056
2.081
4.163
4.238
4.462
4.571
38.678 39.626
8.174
8.328
19.761 20.335
10.176 10.409
1.315
1.437
7.461
7.838
6.561
6.715
5.274
5.365
11.970 12.135
2.543
2.552
3.480
3.542
17.013 17.297
4.906
5.019
1.947
1.975
1.100
1.114
3.716
3.654
10.305 10.438
3.153
3.193
1.013
1.068
3.269
3.362
625
637
5.065
5.490
63.398
17.957
396.230
6.487
47.801
74.028
2.086
4.347
4.610
40.784
8.838
20.454
10.617
1.635
7.919
6.899
5.448
12.458
2.576
3.588
17.734
5.133
1.993
1.126
3.677
10.606
3.196
1.064
3.420
648
5.541
62.509
17.731
388.111
6.425
46.472
71.270
2.070
4.297
4.564
39.419
8.100
13.578
6.556
10.213
1.633
8.260
6.693
5.408
12.073
2.499
3.460
16.039
5.010
1.960
774
1.651
3.736
10.451
3.112
1.006
2.356
635
835
5.926
Total
371.058
440.505
559.470
678.885
679.919
687.151
692.227
705.112
715.120
716.792
727.854
746.406
754.951
792.297
774.834
695.648
767.065
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 4.18 Kredit Bank Umum Berdasarkan Hubungan Dengan Bank

(Credit of Commercial Banks based on Bank Relationship)
Kredit Kepada Pihak Tidak Terkait
a. Lancar (Current)
Des
Des
Des
2002 2003 2004 2005
2007
2006
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
365.883
438.021
549.358
681.214
666.328
668.099
675.636
679.001
691.676
701.536
703.051
714.748
733.666
743.140
755.078
779.716
762.218
294.878
363.101
474.810
570.781
546.790
546.119
555.638
557.967
568.570
581.936
584.145
595.033
614.266
616.909
637.064
669.203
648.142
42.742
45.231
49.663
59.346
66.883
67.168
64.258
65.170
64.440
60.283
58.772
59.166
60.289
64.150
56.182
62.683
66.458
9.294
12.870
10.673
15.395
14.830
16.019
15.370
15.292
13.944
12.926
11.816
10.941
14.907
21.010
19.628
9.181
9.098
7.701
4.687
4.213
11.066
11.216
11.328
9.760
9.119
12.052
11.988
12.603
10.828
7.529
6.290
6.203
5.868
5.225
11.268
12.131
9.999
24.626
26.610
27.464
30.611
31.454
32.670
34.404
35.715
38.779
36.675
34.782
36.000
32.781
33.294
28.263
29.688
24.886
51.087
52.656
54.812
55.741
55.865
58.666
59.318
60.134
60.548
59.111
62.081
61.832
47.829
47.617
7,62
6,68
4,43
7,36
7,76
8,06
8,11
8,07
8,32
8,29
8,39
8,32
7,92
8,22
8,06
6,04
6,15
4.938
6.316
12.033
12.912
12.469
11.914
11.370
13.173
13.711
13.631
13.812
13.107
12.744
11.827
11.987
12.582
12.616
4.519
5.148
11.719
11.710
11.119
10.769
10.314
12.157
12.693
12.648
12.844
12.164
11.820
10.888
10.849
11.601
11.509
332
733
279
913
928
885
789
760
771
734
729
702
681
698
902
753
790
22
20
11
43
36
31
39
24
30
15
10
26
15
74
380
15
10
10
10
14
16
15
59
34
19
232
376
219
218
218
212
218
214
213
222
224
226
224
241
e. Macet (Lost)
Non Performing Loan Pihak Tidak Terkait
Rasio Non Performing Loan Pihak Tidak Terkait (%)
Kredit Kepada PihakTerkait
a. Lancar (Current)
e. Macet (Lost)
Non Performing Loan Pihak Terkait
Rasio Non Performing Loan Pihak Terkait (%)
88
434
35
289
422
260
267
256
247
249
239
241
243
241
237
228
317
0,02
0,10
0,01
0,04
0,06
0,04
0,04
0,04
0,04
0,03
0,03
0,03
0,03
0,03
0,03
0,03
0,04
121
122
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 4.19 Penerusan Kredit (Off - Balance Sheet ) Bank Umum Berdasarkan Sektor Ekonomi
(Channelling Credit of Commercial Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
Des
Des
Des
2002 2003 2004 2005
2007
2006
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
8.486
7.843
8.339
6.874
7.721
7.731
7.739
7.704
7.803
7.815
7.715
7.718
7.723
7.729
7.704
7.707
7.945
1.153
1.055
1.149
1.173
1.479
1.378
1.616
1.570
1.649
1.650
1.616
1.552
1.573
1.554
1.563
1.536
1.553
2.831
2.071
2.171
1.603
1.607
1.578
1.565
1.565
1.601
1.595
1.572
1.576
1.580
1.193
1.195
1.188
1.202
13.513
11.512
10.145
10.144
9.877
9.752
9.577
9.528
9.660
20.875
9.967
9.881
9.854
9.797
9.794
9.668
11.187
419
2.351
1.982
2.878
2.824
2.781
3.503
3.446
3.605
2.764
12.309
12.172
12.229
12.112
12.292
11.946
12.238
362
339
404
379
393
398
403
402
425
442
448
468
498
868
903
908
908
7.672
5.204
4.537
2.626
2.645
2.631
2.696
2.680
2.714
2.684
2.616
2.595
2.266
2.254
2.149
2.105
2.723
316
591
591
575
626
611
586
594
502
517
520
521
1.525
520
539
541
535
133
155
185
153
172
168
164
174
168
165
164
165
185
181
183
192
174
4.345
5.480
6.088
8.112
7.987
7.741
7.741
13.543
14.341
3.722
4.672
4.676
4.007
4.958
5.001
4.919
4.181
39.230
36.601
35.591
34.517
35.331
34.770
35.588
41.206
42.467
42.227
41.600
41.324
41.441
41.166
41.322
40.710
42.646



Total
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 4.20 Penerusan Kredit (Off - Balance Sheet ) Bank Umum Berdasarkan Jenis Kredit dan Golongan Penyalur
(Channelling Credit of Commercial Banks Based on Type of Credit and type of Creditor)
Des
Des
Des
2006
Des
2002 2003 2004 2005
Jan
Feb
Mar
2007
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Berdasarkan Jenis Kredit ((type

type of Credit
Credit))
1. Kredit Usaha Kecil (Microfinancing)
a. Dalam rangka penerusan kredit dari BI
b. Lainnya (Others)
4.229
3.834
2.926
4.331
2.933
5.191
2.915
8.624
2.908
10.027
2.906
9.835
2.911
9.847
2.908
15.780
2.993
16.512
3.034
16.309
3.014
10.239
3.017
10.154
3.016
10.204
3.037
10.144
3.035
10.188
3.034
9.976
3.043
9.952
2. Bukan KUK
a. Kredit Kelolaan
b. Dalam rangka penerusan kredit dari BI
c. Bantuan Proyek
d. Kredit kelolaan di luar bantuan proyek
26.373
1.074
3.064
638
24.750
728
3.050
766
23.415
605
2.762
493
21.031
297
800
534
20.466
445
636
532
20.110
436
637
526
20.251
424
1.297
542
19.953
431
1.293
528
20.447
440
1.327
423
20.404
440
1.311
391
26.559
417
607
416
26.433
416
604
352
26.831
413
257
358
26.615
411
246
354
26.739
412
253
340
26.328
405
240
365
28.384
401
258
246
18
50
192
316
317
320
316
313
325
338
348
347
362
358
356
362
361
4.286
705
34.238
3.702
1.574
31.326
4.426
1.770
29.394
4.552
493
29.471
5.392
606
29.333
5.390
612
28.768
5.394
610
29.585
5.379
609
35.217
5.433
648
36.386
5.513
648
36.067
5.472
649
35.479
5.445
648
35.231
5.484
647
35.310
5.490
647
35.029
5.534
609
35.179
5.505
649
34.555
5.478
640
36.527
39.229
37.417
35.591
34.517
35.331
34.770
35.588
41.206
42.467
42.227
41.600
41.324
41.441
41.166
41.322
40.710
42.646
3. Mudharabah Muqayaddah
Berdasarkan Golongan Penyalur ((Type
Type of Creditor
Creditor))
1. Koperasi
2. Lembaga Swadaya Masyarakat
3. Swasta Lainnya
Total
123
124
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 4.21 Pembiayaan Perbankan Syariah (Financing of Syariah Banks)

Des Des
2006
Des Des
2002 2003 2004 2005
Jan
Feb
Mar
Apr
Mei
Jun
2007
Jul
Ags
Sep
Okt
Nov
Des
Jan
Pembiayaan Musyarakah (Musyarakah Financing)
60
306
1.165
3.124
1.746
1.869
2.006
2.044
2.114
2.099
2.206
2.299
2.336
2.340
2.328
2.335
2.272
Pembiayaan Mudharabah (Mudharabah Financing)
499
794
1.961
1.898
3.105
3.130
3.209
3.336
3.430
3.561
3.636
3.698
3.843
3.950
3.966
4.062
4.007
2.324
3.956
7.478
9.487
9.456
9.583
9.981
10.407
11.036
11.778
11.843
12.119
12.449 12.629
12.858
12.624
12.487
Piutang Istishna (Istishna Accounts Receivable)
221
296
313
282
282
285
289
290
293
293
301
303
303
314
346
337
340
Lainnya (Others)
145
151
128
441
452
500
512
512
494
430
540
619
731
854
894
1.087
1.113
3.277
5.530
11.324
15.232
15.042
15.367
15.997
16.590
17.367
18.162
18.527
19.038
19.663 20.088
20.391
20.445
20.219
Piutang Murabahah (Murabahah Accounts Receivable)

Piutang Salam (Salam Accounts Receivable)
Total
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 4.22 Pembiayaan Perbankan Syariah Berdasarkan Sektor Ekonomi

(Financing of Syariah Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
Des
Des
Des
2002 2003 2004 2005
2007
2006
Des
Jan
Feb
Mar
Apr
Mei
Jun
760
Ags
751
Sep
735
Okt
734
Nov
724
Des
Jan
Pertanian, Kehutanan dan Sarana Pertanian
872
687
644
635
633
647
641
Pertambangan
276
395
404
398
434
629
666
793
776
911
724
506
Perindustrian
746
933
898
915
929
999
969
1.017
1.090
1.068
1.044
1.006
Listrik, Gas, Air
25
66
70
79
109
91
110
91
82
108
91
54
Konstruksi
1.164
1.548
1.433
1.504
1.555
1.567
1.648
1.746
1.681
1.844
1.917
1.870
Perdagangan, Restoran dan Hotel
1.518
1.716
1.700
1.650
1.896
1.988
2.131
2.230
2.359
2.378
2.552
2.704
2.941
3.041
3.775
Pengangkutan, Pergudangan dan Komunikasi
942
1.261
1.176
1.258
1.250
1.264
1.314
1.343
1.322
1.315
1.331
1.246
1.193
1.165
1.186
Jasa Dunia Usaha
2.993
4.504
4.459
4.474
4.735
4.708
5.122
5.248
5.154
5.091
5.074
5.271
5.244
5.458
5.264
Jasa Sosial/Masyarakat
937
1.208
1.197
1.243
1.203
1.291
1.253
1.368
1.337
1.417
1.403
1.498
1.519
1.456
1.381
Lain-lain
2.018
2.952
3.073
3.233
3.251
3.404
3.514
3.648
3.967
4.155
4.791
5.199
5.370
5.655
5.164
11.492
15.270
15.055
15.388
15.997
16.590
17.367
18.162
18.527
19.038
19.663
20.088
20.391
20.445
20.219
Total
678
Jul
701
706
515
375
324
997
940
919
51
17
1.838
1.637
1.494
125
126
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 4.23 Pembiayaan Perbankan Syariah Berdasarkan Wilayah (Financing of Syariah Banks Based on Region)
Des Des
2006
Des Des
2002 2003 2004 2005

DI Aceh
Sumatera Utara
Sumatera Barat
Sumatera Selatan
Bangka Belitung
Jambi
Bengkulu
Riau
Kepulauan Riau
Lampung
DKI Jakarta
Jawa Barat
Banten
Jawa Tengah
DI Yogyakarta
Jawa Timur
Bali
Kalimantan Barat
Kalimantan Tengah
Kalimantan Timur
Kalimantan Selatan
Sulawesi Utara
Gorontalo
Sulawesi Barat
Sulawesi Tengah
Sulawesi Tenggara
Sulawesi Selatan
Maluku
Maluku Utara
NTB
NTT
Irian Jaya Barat
Papua
Total
Ket : Data tersedia mulai posisi Januari 2007
Jan
Feb
Mar
Apr
Mei
Jun
2007
Jul
Ags
Sep
Okt
Nov
Des
Jan
140
1.255
298
364
16
105
73
481
179
128
9.592
2.413
720
781
261
1.291
40
198
16
353
339
61
81
81
92
660
2
26
124
4
31
15
20.219
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 4.24 Kredit Bank Perkreditan Rakyat Berdasarkan Sektor Ekonomi (Credit of Rural Banks Based on Economic Sector)
2005
Des
Des
Des
Des
2000
2001
2002
2003
2004
229
316
429
536
707
764
853
882
886
897
79
97
130
151
189
203
228
231
222
1.706
2.257
2.887
3.833
5.003
5.323
5.661
6.015
358
511
762
1.004
1.218
1.331
1.456
1.248
1.680
2.475
3.462
5.032
5.209
Total
3.619
4.860
6.683
8.985
12.149
12.830
1. Pertanian (Agriculture)
3. Perdagangan, rumah makan dan penginapan
Mar
Jun
2007
2006
Des
Sektor Ekonomi
(Economic Sector)
Sep
Des
Mar
Jun
Sep
Des
Jan
966
1.022
1.058
1.078
226
232
253
258
265
6.042
6.279
6.554
6.837
6.715
6.721
1.519
1.458
1.528
1.566
1.801
1.769
1.761
5.598
5.951
6.046
6.485
6.835
7.003
7.149
7.292
13.796
14.598
14.654
15.415
16.153
16.916 16.948
17.117

4. Jasa-jasa (Social Services)
127
128
Tabel 4.25 Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan (Credit of Rural Banks Based on Type of Use)
Jenis Penggunaan
(Type of Use)
Working Capital
Capital))
Pertanian (Agriculture)
Perindustrian (Manufacturing)
Perdagangan, rumah makan, dan penginapan
Jasa-jasa (Social Services)
Lain-lain (Others)
Capital))
Investments
Investments))
Pertanian (Agriculture)
Perindustrian (Manufacturing)
Perdagangan, rumah makan, dan penginapan
Jasa-jasa (Social Services)
Lain-lain (Others)
Total Investments
Investments))
2005
Des
Des
Des
Des
2000
2001
2002
2003
2004
220
75
1.669
302
91
2.209
409
125
2.827
517
144
3.758
681
181
4.894
729
194
5.171
806
220
5.462
835
223
5.805
845
215
5.877
844
214
6.023
286
127
403
181
610
221
819
287
991
357
1.068
386
1.130
454
1.175
469
2.376
3.187
4.192
5.526
7.103
7.549
8.072
8.507
7
4
28
12
5
38
18
6
53
17
7
66
26
8
109
35
9
151
42
7
158
41
8
165
1.176
516
0
8.630
0
0
41
7
165
68
15
103
28
147
30
179
44
228
59
263
70
278
81
291
75
122
186
254
313
430
528
566
Mar
Jun
2007
2006
Des
Sep
Des
Mar
Jun
Sep
Des
Jan
880
217
6.155
926
234
6.384
969
239
6.326
993
248
6.376
1.226
505
1.238
640
1.454
469
1.452
508
1.446
519
8.811
9.130
9.467
9.494
9.582
53
12
256
86
15
399
96
18
453
89
19
389
85
17
345
282
78
302
104
328
108
347
89
317
88
315
94
580
572
727
936
1.004
902
856
Consumption
Consumption))
Kredit pemilikan rumah (KPR)
Kredit pemilikan rumah (KPR) dengan jaminan
hipotik pertama dengan tujuan untuk dihuni
Kredit konsumsi lainnya
1.121
1.487
2.238
3.146
4.616
4.753
5.158
5.511
5.452
5.877
6.088
6.445
6.553
6.679

Total Consumption
Consumption))
1.121
1.487
2.238
3.146
4.616
4.753
5.158
5.511
5.452
5.877
6.088
6.445
6.553
6.679
Total
3.619
4.860
6.683
8.985
12.149
12.830
13.796
14.598
14.654
15.415
16.154
16.916 16.948
17.117
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 4.26 Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi (Credit of Rural Banks based on Location)
Bengkulu
Jambi
Lampung
Sulawesi Selatan (South Sulawesi )
Bali
Maluku
Papua
Total
2005
2007
2006
Des
Des
Des
Des
Des
2000
2001
2002
2003
2004
839
15
128
880
701
4
4
19
57
54
27
16
306
25
22
9
7
21
32
55
371
11
9
7
342
1.030
15
181
1.273
921
5
6
22
55
81
37
25
484
33
36
12
1
8
25
39
75
466
5
9
15
-
1.401
45
294
1.843
1.152
5
9
34
84
121
49
39
755
31
64
17
0
14
17
51
96
484
8
35
32
243
1.799
54
451
2.446
1.498
7
7
26
162
169
57
63
1.168
42
77
26
1
20
36
67
127
571
11
54
54
276
2.586
78
689
3.134
1.835
10
21
34
248
337
141
91
1.544
67
100
5
1
39
56
81
6
160
737
12
73
61
-
2.721
94
749
3.301
1.905
10
23
35
251
361
164
98
1.614
60
102
4
1
38
60
83
8
174
806
14
79
75
-
2.927
113
789
3.680
2.021
9
37
25
239
267
187
93
1.812
75
103
43
1
30
50
86
10
182
874
15
65
64
-
3.039
136
825
3.952
2.044
10
44
25
242
294
218
94
1.972
79
107
47
1
46
54
89
12
193
923
16
65
71
-
3.051
141
819
3.901
2.059
10
45
26
257
287
236
97
1.951
78
117
50
1
54
58
92
13
197
949
17
73
75
1
3.136
201
823
4.089
2.109
11
52
25
251
307
269
104
2.124
80
132
58
1
52
65
98
15
211
1.002
17
106
78
1
3.300
219
835
4.225
2.211
11
71
25
265
335
318
114
2.225
77
140
64
1
53
70
104
16
223
1.037
17
102
96
1
3.446
239
852
4.401
2.287
11
86
26
275
361
365
123
2.343
82
150
69
1
67
77
110
19
233
1.065
17
103
107
1
3.397
254
852
4.399
2.274
11
95
26
283
372
402
136
2.247
76
173
71
3
75
89
119
20
237
1.091
17
111
118
1
3.401
267
844
4.405
2.264
12
99
26
284
379
410
136
2.374
75
175
70
3
79
91
119
20
242
1.097
16
111
119
1
3.619
4.860
6.683
8.985
12.149
12.830
13.796
14.598
14.654
15.415
16.154
16.916
16.948
17.117
Mar
Jun
Sep
Des
Mar
Jun
Sep
Des
Jan
129
130
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 4.27 Kredit UMKM Menurut Sektor Ekonomi (SMEs Credit based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
1. Pertanian (Agriculture)
4. Listrik (electricity)
6. Perdagangan (Trade)
Des Des
2002 2003 2004 2005

8.627
8.641
2006
Des Des
12.098
12.642
2007
Jan
Feb
Mar
Apr
Mei
Jun
Jul
12.462
12.595
12.809
12.997
13.027
12.931
12.900
542
601
911
971
943
969
995
1.037
1.039
1.024
1.057
22.015
24.399
26.547
32.480
30.596
30.576
30.774
32.227
31.031
31.778
31.832
93
120
127
245
231
259
227
273
239
279
259
3.639
4.590
5.922
7.709
7.466
7.564
7.784
8.046
8.369
8.954
12.993 13.066
Nov
Des
Jan
13.689
13.574
13.924
13.964
1.155
1.281
1.311
1.182
33.090
33.575
36.647
35.135
284
238
251
1.483
197
9.303
9.932 10.970
10.668
11.136
10.123
9.114
98.981 101.570
52.752
67.226
87.515
86.995
89.336
91.218
92.011
93.673
96.318
97.143
3.687
5.051
6.029
6.485
6.366
6.379
6.343
6.389
6.316
6.483
6.547
8. Jasa Dunia Usaha (Business Services)
7.964
13.257
15.550
20.657
20.461
20.143
20.534
21.445
20.589
21.476
21.753
9. Jasa Sosial (Social Services)
2.242
3.026
4.269
5.292
5.157
5.226
5.314
5.483
5.433
5.636
5.613
1.114
Okt
1.103
38.586
Total
Sep
32.058 32.286
7. Pengangkutan (Transport)
Ags
296
6.647
101.063 102.663 107.288 103.222
6.515
6.500
6.557
6.605
6.343
21.963 22.257
22.389
22.811
23.514
22.911
5.862
6.004
6.020
6.272
5.465
5.677
73.583
94.650 132.414 180.912 181.668
182.128 183.966 185.994 186.639 188.948
190.818
193.740 196.834
198.817 201.108 203.528 203.532
160.977
207.088 271.093 354.908 352.345
355.176 359.965 365.901 366.354 373.826
377.224
383.188 390.562
393.470 398.961 410.442 401.873
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 4.28 Kredit UMKM Menurut Jenis Penggunaan (SMEs Credit based on Type of Use)
Jenis Penggunaan
(Type of Use)
Des Des
2002 2003 2004 2005
Kredit Modal Kerja (Working Capital)
73.679
91.129
Kredit Investasi (Investments)
17.356
22.760
Kredit Konsumsi (Consumption)
69.942
93.199
160.977 207.088
Jumlah ((Total
Total
Total))
2006
Des Des
Jan
Feb
111.636 142.633 138.923 141.388

28.460
33.049
33.208
33.087
Mar
Mei
Jun
143.878 147.683 147.631
151.984
33.488
Apr
33.613
Jul
2007
Ags
Sep
152.975 155.380 158.864

34.824
35.324
36.106
Okt
Nov
159.849 162.649
36.167
36.548
Des
Jan
171.118 162.459
33.498
34.340
37.147
37.193
130.997 179.225 180.214 180.700
182.599 184.604 185.225
187.503
189.425 192.484 195.593
197.454 199.764
202.177 202.221
271.093 354.908 352.345 355.176
359.965 365.901 366.354
373.826
377.224 383.188 390.562
393.470 398.961
410.442 401.873
131
132
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 4.29 Kredit UMKM Menurut Kelompok Bank (SMEs Credit based on Category of Bank)
Kelompok Bank
(Category of Bank)
1. Bank Persero
Des Des
2006
Des Des
2002 2003 2004 2005
Jan
Feb
Mar
Apr
Mei
Jun
Jul
2007
Ags
Sep
Okt
Nov
Des
Jan
61.413
77.543
99.010 122.189 120.670 121.858 124.344 125.971 127.211 129.944 130.515 133.196 135.712 136.190 138.026 144.935 140.545
20.454
27.040
34.700
68.594
92.605 127.438 176.421 175.094 175.500 176.367 177.018 177.402 180.332 181.318 183.002 185.984 187.591 190.268 195.326 191.715
(State Owned Banks)

2. BPD
42.462
42.588
43.459
44.704
45.732
46.934
48.441
49.636
50.840
52.253
52.977
53.676
52.859
52.603
(Regional Development Banks)

3. Bank Swasta Nasional
(Foreign Exchange Commercial Banks)
4. Bank Asing dan Campuran
10.516
9.900
9.944
13.836
13.994
14.359
14.550
17.179
14.807
15.109
15.756
16.150
16.613
16.712
16.991
17.322
17.010
(Joint Venture Banks dan Foreign Owned Banks)

Jumlah
160.977 207.088 271.093 354.908 352.345 355.176 359.965 365.901 366.354 373.826 377.224 383.188 390.562 393.470 398.961 410.442 401.873
Miliar Rp ((Billion
Billion Rp
Rp))
Tabel 4.30 Kredit UMKM Menurut Lokasi Proyek Per Daerah Tingkat I (SMEs Credit based on Location of Project of Province)
Des Des
2002 2003 2004 2005

Banten
Bengkulu
Jambi
Riau
Kepulauan Riau
Bangka Belitung
Lampung
Gorontalo
Bali
Maluku
Papua
Irian Jaya Barat
133
Total
30.951
40.943
2.039
14.656
20.715
603
1.532
1.269
7.766
2.902
5.347
3.746
2.252
1.845
2.102
2.964
824
1.153
5.177
2.153
708
1.442
5.028
981
238
978
192
469
39.910
51.795
2.573
19.004
26.735
827
1.903
1.757
10.378
3.669
6.579
4.702
2.848
2.476
2.730
3.902
990
1.755
7.138
2.928
992
1.833
5.933
1.269
407
1.392
265
394
2006
Des Des
55.168
63.508
3.634
24.736
33.798
1.264
2.582
2.775
13.822
4.977
9.052
5.960
3.788
3.440
3.467
5.964
1.449
2.455
9.203
3.845
1.284
2.551
7.054
1.983
564
1.908
372
491
71.749
85.170
4.729
33.047
44.009
1.623
3.250
3.338
18.564
5.948
11.736
7.616
5.269
4.635
4.232
7.671
1.525
2.958
12.156
4.785
1.590
3.259
8.797
2.479
824
2.407
497
1.046
2007
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
71.291
84.787
4.676
32.693
43.442
1.625
3.255
3.329
18.452
5.906
11.697
7.438
5.292
4.592
4.213
7.615
1.513
2.896
12.097
4.829
1.589
3.227
8.723
2.423
825
2.376
483
1.064
71.667
84.676
4.707
33.076
43.751
1.685
3.272
3.433
18.678
5.992
11.880
7.506
5.458
4.630
4.289
7.787
1.559
2.941
12.319
4.862
1.560
3.321
8.776
2.487
839
2.435
496
1.095
72.085
85.268
4.823
33.491
44.354
1.741
3.315
3.528
19.026
6.128
12.120
7.734
5.513
4.717
4.364
7.894
1.584
3.041
12.589
5.002
1.687
3.440
8.855
2.588
886
2.519
519
1.157
72.800
87.693
4.871
33.701
45.087
1.763
3.341
3.617
19.282
6.179
12.358
7.875
5.567
4.737
4.422
8.028
1.686
3.058
12.819
5.097
1.716
3.506
8.947
2.661
894
2.575
525
1.095
73.422
85.026
4.912
34.128
45.294
1.794
3.411
3.703
19.511
6.288
12.706
8.018
5.650
4.860
4.463
8.067
1.556
3.118
12.996
5.186
1.741
3.556
8.994
2.760
923
2.667
551
1.053
75.168
86.143
5.018
34.847
45.938
1.856
3.532
3.845
19.946
6.357
12.976
8.296
5.830
4.873
4.499
8.398
1.678
3.174
13.243
5.323
1.771
3.669
9.134
2.869
948
2.790
574
1.129
75.829
86.901
5.060
35.222
46.412
1.884
3.534
3.930
20.027
6.411
13.114
8.403
5.901
4.966
4.518
8.406
1.705
3.207
13.351
5.311
1.796
3.691
9.197
2.934
951
2.856
586
1.120
76.522
88.352
5.086
35.870
47.013
1.931
3.604
4.048
20.302
6.538
13.355
8.667
6.038
5.017
4.567
8.575
1.803
3.276
13.590
5.426
1.822
3.738
9.289
3.034
970
2.920
601
1.235
78.026
89.567
5.203
36.658
47.807
2.016
3.686
4.188
20.657
6.659
13.648
8.921
6.269
5.090
4.663
8.637
1.819
3.339
13.768
5.532
1.868
3.843
9.407
3.151
1.014
3.016
618
1.489
78.628
90.631
5.246
36.912
48.075
2.024
3.744
4.231
21.004
6.755
13.815
8.960
6.322
5.096
4.726
8.634
1.806
3.326
13.859
5.546
1.884
3.810
9.472
3.212
1.048
3.027
609
1.071
79.625
92.079
5.234
37.467
48.610
2.062
3.815
4.379
20.985
6.760
14.067
9.107
6.487
5.163
4.828
8.831
1.844
3.397
14.124
5.470
1.930
3.889
9.585
3.272
1.105
3.144
627
1.075
81.153
97.807
5.345
38.186
49.836
2.080
3.904
4.438
21.270
6.920
14.449
9.386
6.552
5.257
4.961
9.003
1.818
3.415
14.467
5.565
1.965
3.912
9.708
3.271
1.080
3.127
647
920
63.622
16.834
94.525
5.289
37.644
48.383
2.064
3.921
4.402
20.766
6.822
9.355
7.957
4.842
1.057
6.560
5.198
4.905
8.782
1.805
3.305
12.880
4.433
786
1.575
1.932
3.854
9.542
3.198
1.050
2.123
614
841
1.005
160.977 207.088 271.093 354.908 352.345 355.176 359.965 365.901 366.354 373.826 377.224 383.188 390.562 393.470 398.961 410.442 401.873

Statistik Perbankan Indonesia Januari 2007

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Statistik Perbankan Indonesia Januari 2007

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KA

Buku Statistik Perbankan Indonesia (SPI)

The Indonesian Banking Statistics Book

merupakan media publikasi yang menyajikan

(SPI) is a media publication that provides data

data mengenai perbankan Indonesia. Buku SPI

regarding the banking industry in Indonesia.

ini diterbitkan secara berkala (bulanan) oleh

This publication is published monthly by

Direktorat Perizinan dan Informasi Perbankan,

Directorate of Bank Licensing and Banking

Bank Indonesia, untuk memberikan gambaran

Information, Bank of Indonesia, in order to

publication has improved to reflect development

Bank Umum berdasarkan rasio, kredit bank

Credit by Sector economy based on region,

umum per jenis penggunaan berdasarkan

Commercial Bank Credit by type of used based

wilayah, kredit bank umum per sektor ekonomi

on region, Growth of banking office based on

berdasarkan wilayah, perkembangan jumlah

region, Commercial Bank Credit by bank

kantor bank per wilayah (trend), kredit bank

relationship, Financing based on region, Syariah

umum berdasarkan hubungan dengan bank,

Rural Banks data, Rural Bank based on total

pembiayaan berdasarkan wilayah, data BPRS,

asset, and Non Performing Loan SMEs Credit.

BPR berdasarkan total aset, dan NPL kredit

We sincerely hope that the improvisation

kami berharap agar data yang disajikan lebih

Directorate of Bank Licensing and Information

Indonesian Banking Statistics, Vol. 5, No. 2, January 2007

DATA BANK UMUM

COMMERCIAL BANK DATA

DATA PERBANKAN SYARIAH

SHARIA BANK DATA

DATA BANK PERKREDITAN RAKYAT (BPR)

RURAL BANK DATA

Statistik Perbankan Indonesia, Vol. 5, No. 2, Januari 2007

1. Data yang digunakan dalam buku Statistik

1. The data used in the Indonesian Bank

Perbankan Indonesia bersumber dari

Statistics book is derive from Commercial

Laporan Bulanan Bank Umum (LBU), Laporan

Bank Monthly Reports, Syariah Bank

Bulanan Bank Umum Syariah (LBUS), dan

Monthly Reports and Rural Bank Monthly

Laporan Bulanan Bank Perkreditan Rakyat

(Lapbul BPR), kecuali dinyatakan lain.

2. The entire data on Commercial Banks

2. Semua jenis data Bank Umum telah

includes data from Commercial Banks that

conduct operations based on syariah

melakukan kegiatan usaha berdasarkan

principles and syariah Business Units from

prinsip syariah dan Unit Usaha Syariah dari

conventional commercial banks. It is not yet

Bank Umum konvensional. Pemisahan data

possible to obtain separate bank data from

perbankan dari kelompok data bank umum

commercial, thus far, reports from syariah

belum dapat dilakukan, karena selama ini