Statistik Asuransi

Statistik Asuransi Indonesia / Indonesia Insurance Statist
2016
nce Statistics
Pertanyaan :
Untuk informasi lebih lanjut mengenai statistik dalam publikasi ini :
Direktorat Statistik dan Informasi IKNB
Gedung Menara Merdeka Lantai 22
Jalan Budi Kemuliaan 1 Nomor 2
Jakarta Pusat
Email : statistics@ojk.go.id
Enquiries :
For more information about the statistics in this publication:
Directorate Of Statistics and Information NBFI

Gedung Menara Merdeka Lantai 22
Jalan Budi Kemuliaan 1 Nomor 2
Jakarta Pusat
Email : statistics@ojk.go.id
Daftar Isi / Table of Contents

Laporan Posisi Keuangan / Statement Of Financial Position
Asuransi Jiwa Konvensional/ Conventional Life Insurance
Asuransi Umum Konvensional / Conventional General Insurance
Reasuransi Konvensional/ Conventional Reinsurance
Asuransi Wajib / Mandatory Insurance
Asuransi Sosial / Social Insurance
Laporan Laba Rugi Komprehensif / Comprehensive Income Statement

Asuransi Umum Konvensional / Conventional General Insurance
Asuransi Wajib / Mandatory Insurance

1
2
3
4
5
6
7
8
9
10
Total Investasi
Total Bukan Investasi
Total Aset
Total Liabilitas
Total Pinjaman Subordinasi
Total Ekuitas
Premi*
Klaim
*Premi merupakan Total Premi Penutupan Langsung dan Premi Penutupan Tidak Langsung
Januari/January
Februari/February
Maret/March
April/April
669,136,013
170,659,012
839,794,025
682,628,726
165,703,788
848,332,514
683,548,396
158,750,013
842,298,408
690,395,559
159,865,640
850,261,199
489,726,617
1,335,174
348,732,233
493,252,430
1,332,636
353,747,295
480,022,326
1,359,226
360,916,857
488,792,448
1,337,027
360,131,724
24,679,911
16,957,388
47,400,568
33,177,301
73,542,006
45,578,806
101,092,444
63,676,534
Mei/May
Juni/June
Juli/July
Agustus / August
September/September
Oktober/October
November/November
Desember /December
Account
Total Investment
Total Non Investment
Total Assets
Total Liabilities
Total Subordinate Loan
Total Equities
Premium
Claims
Rasio Asuransi Jiwa

Rasio Kecukupan Premi terhadap Pembayaran Klaim
Rasio Kecukupan Premi terhadap Pembayaran Klaim dan Biaya Umum
Rasio Kecukupan Premi dan Hasil Investasi terhadap Pembayaran Klaim
Rasio Kecukupan Premi dan Hasil Investasi terhadap Pembayaran Klaim dan Biaya Umum
Rasio Sesi Asuransi
Rasio Investasi terhadap Cadangan Teknis
Rasio Asuransi Umum
Rasio Sesi Asuransi
Rasio Reasuransi
Rasio Sesi Asuransi
Januari/January
Februari/February
Maret/March
146.00%
124.70%
193.70%
165.50%
5.00%
117.20%
147.50%
124.90%
182.70%
154.70%
4.40%
116.90%
160.94%
135.93%
201.44%
170.13%
3.21%
117.95%
248.50%
193.70%
262.10%
204.20%
44.70%
103.40%
210.40%
161.50%
222.70%
171.00%
42.20%
104.40%
212.60%
161.42%
225.90%
171.52%
44.74%
105.85%
252.50%
221.30%
263.80%
231.20%
23.80%
142.30%
285.20%
255.20%
295.90%
264.70%
31.80%
140.90%
278.77%
252.46%
291.76%
264.21%
34.29%
145.39%
April/April
160.96%
135.78%
197.38%
166.49%
3.37%
116.79%
207.95%
156.78%
221.64%
167.10%
44.40%
105.54%
269.65%
243.64%
281.69%
254.51%
30.36%
145.21%
Mei/May
Juni/June
Juli/July
Agustus / August
September/September
Oktober/October
November/November
Desember /December
Account
Premium Adequacy to Claim Paid Ratio
Premium Adequacy to Claim Paid and General Expenses Ratio
Premium and Investment Yield Adequacy to Claim Paid Ratio
Premium and Investment Yield Adequacy to Claim Paid and General Expenses Ratio
Cession Ratio
Investment to Gross Technical Reserve Ratio

Cession Ratio

Cession Ratio
No
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
Akun
Deposito Berjangka dan Sertifikat Deposito
Saham
Surat Utang Korporasi dan Sukuk Korporasi
Surat Berharga yang Diterbitkan oleh Negara RI
Surat Berharga yang Diterbitkan oleh Negara Selain Negara RI
Surat Berharga yang Diterbitkan oleh Bank Indonesia
Surat Berharga yang Diterbitkan oleh Lembaga Multinasional
Reksa Dana
Kontrak Investasi Kolektif Efek Beragun Aset
Dana Investasi Real Estat
Penyertaan Langsung
Bangunan dengan Hak Strata atau Tanah dengan Bangunan untuk Investasi
Pembelian Piutang untuk Perusahaan Pembiayaan dan/atau Bank
Emas Murni
Pinjaman yang Dijamin dengan Hak Tanggungan
Investasi Lain
Jumlah Investasi
Kas dan Bank
Tagihan Premi Penutupan Langsung
Tagihan Klaim Koasuransi
Muhamad Maulana Yasin Jayawiguna:WA00810, 2/22/2016 1:13:44 PM

Hal: 1/ 1
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
Tagihan Reasuransi
Tagihan Investasi
Tagihan Hasil Investasi
Pinjaman Polis
Bangunan dengan Hak Strata atau Tanah dengan Bangunan untuk Dipakai Sendiri
Aset Tetap Lain
Aset Lain
Jumlah Bukan Investasi
JUMLAH ASET
Utang Klaim
Utang Koasuransi
Utang Reasuransi
Utang Komisi
Utang Pajak
Biaya yang Masih Harus Dibayar
Utang Lain
Jumlah Utang
Cadangan Premi
Cadangan Atas Premi Yang Belum Merupakan Pendapatan
Cadangan Klaim
Jumlah Cadangan Teknis
Jumlah Liabilitas
Pinjaman Subordinasi
Modal Disetor
Agio Saham
Saldo Laba
Komponen Ekuitas Lainnya

Hal: 1/ 1
48
49
Jumlah Ekuitas
JUMLAH LIABILITAS DAN EKUITAS

Hal: 1/ 1
Laporan
Asurans
Januari/January
47,363,491
83,810,840
25,006,824
44,617,407
1,351,099
###
69,812,460
15,099
3,676,335
8,998,515
110,000
159,034
371,566
285,292,671
5,713,542
5,559,317
9,944
Februari/February
45,336,783
86,221,757
26,508,634
44,528,646
1,345,503
71,489,157
15,188
3,714,468
8,997,431
127,000
158,179
377,553
288,820,299
6,802,274
5,578,563
10,468

Hal: 1/ 1
Maret/March
45,110,758
88,528,834
26,198,449
46,684,395
1,283,952
75,557,321
15,247
3,683,171
9,885,396
127,000
151,988
377,609
297,604,121
6,254,290
5,261,998
11,000
April/April
43,512,493
89,943,555
25,747,312
48,843,224
1,266,481
78,715,864
14,715
3,953,248
9,889,470
137,000
156,396
383,731
302,563,489
5,999,376
5,074,938
11,037
3,904,350
517,431
2,065,875
1,858,040
4,838,374
1,406,819
24,878,340
50,752,031
336,044,702
2,641,914
8,922
1,538,105
1,179,730
700,189
2,970,494
8,462,320
17,501,674
237,912,711
2,771,042
2,912,757
243,596,510
261,098,184
580,522
14,673,893
19,671,919
29,995,771
10,024,412
4,045,917
363,118
2,078,578
1,876,138
4,842,019
1,515,294
24,087,661
51,200,029
340,020,328
2,637,104
12,505
1,543,681
1,265,141
802,475
2,991,471
8,061,967
17,314,345
241,347,564
2,809,231
2,995,619
247,152,414
264,466,760
580,522
14,833,893
19,671,804
30,038,233
10,429,116

Hal: 1/ 1
3,950,851
542,930
1,981,959
1,840,188
4,820,641
1,546,391
24,052,991
50,263,351
347,867,472
2,670,082
14,604
1,492,225
1,168,695
849,127
2,880,766
9,023,153
18,098,652
246,583,724
2,697,530
3,027,927
252,309,182
270,407,834
580,522
15,453,453
19,671,804
29,795,074
11,958,785
16,471,951
389,756
2,064,892
1,872,313
4,836,836
1,532,122
11,824,233
50,077,453
352,640,942
2,839,780
15,555
1,631,737
1,205,449
603,053
2,711,373
9,294,785
18,301,731
253,080,233
2,892,014
3,102,941
259,075,188
277,376,919
580,522
15,459,953
19,671,804
26,082,193
13,469,549
74,365,995
336,044,701
74,973,047
340,020,329

Hal: 1/ 1
76,879,116
347,867,472
74,683,500
352,640,941

Mei/May
Juni/June

Hal: 1/ 1
Juli/July

Hal: 1/ 1

Hal: 1/ 1
cial Position
Insurance
Agustus / August
September/September

Hal: 1/ 1
Oktober/October

Hal: 1/ 1

Hal: 1/ 1
November/November
Desember /December

Hal: 1/ 1

Hal: 1/ 1

Hal: 1/ 1
Dalam Jutaan Rupiah / In Millions Rupiah
Account
Time Deposit and Certificate Of Deposit
Stocks
Bonds
Marketable Securities Issued By Republic Indonesia
Marketable Securities Issued By other than Republic Indonesia
Marketable Securities Issued By Bank Indonesia
Marketable Securities Issued By Multinational Institution
Mutual Fund
Collective Investment Contract-Assets Backed Securities
Real Estate Investment Fund
Direct Investment
Buildings With Strata Title or Real Estate For Investment
Refinancing
Gold
Mortgage
Other Investment
Total Investment
Cash and Bank
Premium Receivable
Coinsurance Claim Receivable
Hal: 1/ 1
Reinsurance Receivable
Investment Receivable
Investment Yield Receivable
Policy Loan
Property
Other Fixed Assets
Other Assets
Total Assets
Claims Payable
Coinsurance Payable
Reinsurance Payable
Commission Payable
Tax Payable
Accrued Expense
Others Payable
Total Payable
Premium Reserve
Unearned Premium Reserve
Claim Reserve
Total Technical Reserve
Total Liabilities
Subordinate Loan
Paid in Capital
Premium Stock
Retained Earning
Other Equity Components

Hal: 1/ 1
Total Equities
Total Liabilities and Equities

Hal: 1/ 1
Akun
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21

Saham
Reksa Dana
Penyertaan Langsung
Emas Murni
Investasi Lain
Jumlah Investasi
Kas dan Bank
Tagihan Reasuransi

Hal: 1/ 1
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
Tagihan Investasi
Bangunan dengan Hak Strata atau Tanah dengan Bangunan untuk Dipakai Sendiri
Aset Tetap Lain
Aset Lain
JUMLAH ASET
Utang Klaim
Utang Koasuransi
Utang Reasuransi
Utang Komisi
Utang Pajak
Utang Lain
Jumlah Utang
Cadangan Premi
Cadangan Klaim
Jumlah Liabilitas
Modal Disetor
Agio Saham
Saldo Laba
Jumlah Ekuitas

Hal: 1/ 1
Lap
Asura
Januari/January
Februari/February
27,713,961
4,069,763
7,425,974
2,628,796
1,434
9,222,431
13,358
6,502,555
591,689
87,000
164
51,356
427,846
58,736,327
3,875,255
15,123,998
536,734
36,512,822
Hal: 1/ 1
26,571,889
3,973,706
7,313,874
3,406,435
9,268,412
13,357
6,870,372
597,251
96,000
169
46,215
427,876
58,585,556
4,300,586
14,580,913
606,755
36,432,874
Maret/March
26,181,450
3,973,084
7,468,752
3,757,832
9,374,098
12,824
6,920,610
596,726
96,000
169
48,583
432,895
58,863,024
4,046,296
14,401,589
647,298
35,790,814
12,385
252,988
1,980,544
1,062,570
5,269,217
64,626,513
123,362,840
1,593,341
652,894
6,643,565
1,706,928
453,722
2,122,275
8,936,238
22,108,963
5,526,630
19,999,450
31,251,715
56,777,795
78,886,758
197,441
16,984,031
551,588
20,647,302
6,095,719
44,278,640
123,362,840

Hal: 1/ 1
26,432
287,097
2,295,384
780,370
5,182,553
64,492,964
123,078,520
1,705,420
469,018
6,374,312
1,670,334
396,057
1,353,967
9,579,898
21,549,007
5,443,165
20,886,059
29,803,000
56,132,224
77,681,231
193,441
16,984,038
551,605
21,183,412
6,484,639
45,203,694
123,078,366
20,094
247,788
2,240,328
859,293
5,495,656
63,749,158
122,612,181
1,963,920
784,812
5,499,815
1,662,107
372,546
1,693,518
9,327,538
21,304,256
6,521,949
20,429,278
28,656,132
55,607,358
76,911,614
243,441
17,020,156
592,713
21,358,363
6,485,893
45,457,125
122,612,181

Asuransi Umum Konvensional/Conventional General Insurance
April/April
Mei/May
24,894,236
4,150,550
7,786,937
4,228,987
9,644,757
12,176
6,649,411
596,696
96,000
176
49,219
414,001
58,523,148
4,074,664
14,587,917
672,166
35,283,508
Hal: 1/ 1
Juni/June
6,737
278,638
2,249,084
872,850
5,482,944
63,508,508
122,031,656
1,926,641
579,996
5,948,329
1,608,618
196,764
1,658,642
9,374,766
21,293,756
5,621,164
21,746,630
28,085,239
55,453,033
76,746,789
223,047
17,005,094
608,994
21,326,353
6,121,379
45,061,820
122,031,657

Hal: 1/ 1
ement Of Financial Position
nventional General Insurance

Juli/July
Agustus / August

Hal: 1/ 1
September/September

Hal: 1/ 1
Oktober/October
November/November

Hal: 1/ 1
Desember /December

Hal: 1/ 1
Account
Stocks
Bonds
Mutual Fund
Direct Investment
Refinancing
Gold
Mortgage
Other Investment
Total Investment
Cash and Bank
Premium Receivable
Hal: 1/ 1
Policy Loan
Property
Other Fixed Assets
Other Assets
Total Assets
Claims Payable
Coinsurance Payable
Reinsurance Payable
Commission Payable
Tax Payable
Accrued Expense
Others Payable
Total Payable
Premium Reserve
Claim Reserve
Total Liabilities
Paid in Capital
Premium Stock
Retained Earning
Total Equities

Hal: 1/ 1
No
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
Akun
Saham
Reksa Dana
Penyertaan Langsung
Emas Murni
Investasi Lain
Jumlah Investasi
Kas dan Bank
Tagihan Reasuransi
Tagihan Investasi

Hal: 1/ 1
Januari/January
4,475,947
223,527
984,257
348,532
1,150,162
2,205,736
177,721
260,033
9,825,914
93,089
961,421
2,758,907
21,016
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48

Bangunan dengan Hak Strata atau Tanah dengan Bangunan untuk Dipakai Sendir
Aset Tetap Lain
Aset Lain
JUMLAH ASET
Utang Klaim
Utang Koasuransi
Utang Reasuransi
Utang Komisi
Utang Pajak
Utang Lain
Jumlah Utang
Cadangan Premi
Cadangan Klaim
Jumlah Liabilitas
Modal Disetor
Agio Saham
Saldo Laba
Jumlah Ekuitas

Hal: 1/ 1
41,017
482,160
51,156
484,528
4,893,295
14,719,209
205,763
258,243
49,175
86,809
277,956
877,946
238,699
3,324,077
3,344,186
6,906,961
7,784,907
557,211
1,435,127
111,682
1,808,015
3,022,267
6,377,091
14,719,209
Laporan Posisi K
Reasuransi K
Februari/February
Maret/March
4,326,306
251,444
1,015,684
410,129
1,176,431
2,256,381
177,721
265,251
9,879,347
294,563
916,534
2,826,569
3,388
Hal: 1/ 1
4,231,394
306,190
1,056,191
562,457
1,262,011
2,277,473
166,760
271,263
10,133,740
169,224
988,879
2,732,767
14,048
April/April
4,104,900
330,410
1,059,399
545,691
1,386,399
2,354,999
166,760
276,187
10,224,746
106,151
1,050,623
2,874,163
17,718
42,167
481,413
52,960
488,548
5,106,141
14,985,488
183,424
293,839
51,410
107,351
325,828
961,853
232,977
3,551,556
3,226,781
7,011,313
7,973,166
558,673
1,435,127
111,682
1,832,140
3,074,700
6,453,649
14,985,488

Hal: 1/ 1
38,682
482,806
52,066
451,749
4,930,222
15,063,962
201,174
315,697
59,444
96,767
328,310
1,001,392
235,219
3,633,512
3,101,463
6,970,193
7,971,585
535,263
1,435,127
111,682
1,880,941
3,129,363
6,557,114
15,063,962
44,929
483,860
52,357
462,208
5,092,008
15,316,754
212,696
378,060
32,364
88,206
326,485
1,037,811
244,307
3,772,941
3,024,248
7,041,496
8,079,306
533,458
1,435,127
111,682
1,973,902
3,183,279
6,703,990
15,316,754

Mei/May
Juni/June

Hal: 1/ 1
Juli/July

Hal: 1/ 1
nancial Position
Reinsurance
Agustus / August
September/September

Hal: 1/ 1
Oktober/October

Hal: 1/ 1
November/November
Desember /December

Hal: 1/ 1

Hal: 1/ 1
Account
Stocks
Bonds
Mutual Fund
Direct Investment
Refinancing
Gold
Mortgage
Other Investment
Total Investment
Cash and Bank
Premium Receivable
Hal: 1/ 1

Policy Loan
Property
Other Fixed Assets
Other Assets
Total Assets
Claims Payable
Coinsurance Payable
Reinsurance Payable
Commission Payable
Tax Payable
Accrued Expense
Others Payable
Total Payable
Premium Reserve
Claim Reserve
Total Liabilities
Paid in Capital
Premium Stock
Retained Earning
Total Equities

Hal: 1/ 1
No
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
Akun
Deposito
Saham
Sukuk atau Obligasi
Surat Berharga Yang Diterbitkan Negara RI
Surat Berharga Syariah yang Diterbitkan oleh Selain Negara Republik Indonesia
Surat Berharga Yang Diterbitkan oleh Bank Indonesia
Reksa Dana
Efek Beragun Aset
Dana Investasi Real Estate
Penyertaan Langsung
Bangunan Dengan Hak Strata atau Tanah Dengan Bangunan Untuk Investasi
Pembelian Piutang Perusahaan Pembiayaan/Bank
Emas Murni
Pinjaman yang dijamin dengan hak tangguhan
Investasi Lain
Total Investasi
Total Non Investasi
Total Aset
Total Liabilitas
Total Ekuitas dan Aset Netto
Januari/January
51,440,091
46,953,022
16,203,512
84,804,489
###
17,812,367
212,522
1,000
26,595
1,893,618
###
###
219,347,215
16,012,155
235,358,371
31,212,442
204,145,929
Februari/February
50,729,977
46,542,279
16,229,703
87,815,655
###
###
18,395,961
212,808
26,595
1,893,541
###
###
221,846,518
17,164,848
239,011,366
32,198,792
206,812,574
Maret/March
45,952,101
46,546,346
18,794,293
96,294,825
###
18,052,673
202,023
###
26,595
1,871,549
###
###
227,740,405
14,868,960
242,609,364
32,521,764
210,087,600
Laporan Posisi Keuangan / Statement Of Finan

April/April
37,692,892
44,737,164
22,841,992
104,835,841
17,098,683
193,576
26,595
1,873,316
229,300,057
16,097,698
245,397,755
34,237,262
211,160,493
Mei/May
Juni/June
tement Of Financial Position

ocial Insurance
Juli/July
Agustus / August
September/September
Oktober/October
November/November
Desember /December
Account
Time Deposit
Stocks
Bonds or Islamic Bonds
Mutual Fund
Assets Backed Securities
Direct Investment
Refinancing
Gold
Mortgage
Other Investment
Total Investment
Total Assets
Total Liabilty
Total Equity
No
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
Akun
Deposito
Saham
Sukuk atau Obligasi
Surat Berharga Yang Diterbitkan Negara RI
Surat Berharga yang Diterbitkan oleh Selain Negara Republik Indonesia
Surat Berharga Yang Diterbitkan oleh Bank Indonesia
Reksa Dana
Efek Beragun Aset
Dana Investasi Real Estate
Penyertaan Langsung
Bangunan Dengan Hak Strata atau Tanah Dengan Bangunan Untuk Investasi
Pembelian Piutang Perusahaan Pembiayaan/Bank
Emas Murni
Pinjaman yang dijamin dengan hak tangguhan
Investasi Lain
Total Investasi
Total Non Investasi
Total Aset
Total Liabilitas
Total Ekuitas
Pada Januari 2016 dan Februari 2016, PT ASABRI memasukan Aset dan Liabilitas Program
Pensiun ASABRI pada laporan bulanan sehingga terdapat pelonjakan Aset dan Liabilitas
Januari/January
22,449,432
9,652,684
21,084,254
30,262,229
9,632,973
1,006,242
174,139
1,241,586
430,347
95,933,886
34,375,018
130,308,904
110,744,326
19,564,578
Februari/February
28,302,132
10,111,890
21,858,574
29,995,397
10,394,484
1,013,139
128,946
1,262,405
430,039
103,497,006
27,739,806
131,236,812
110,932,481
20,304,331
Maret/March
19,861,532
10,490,539
22,197,190
25,344,302
8,346,441
965,005
175,737
1,273,609
552,752
89,207,107
24,938,323
114,145,430
92,209,528
21,935,902
Laporan Posisi Keuangan / Statement Of Fina

Asuransi Wajib / Compulsary Insuran
April/April
20,837,132
10,313,090
22,535,510
24,825,816
8,440,303
944,001
174,165
1,291,299
422,805
89,784,120
25,089,972
114,874,092
92,352,171
22,521,921
Mei/May
Juni/June
ement Of Financial Position

pulsary Insurance
Juli/July
Agustus / August
September/September
Oktober/October
November/November
Desember /December
Account
Time Deposit
Stocks
Bonds or Islamic Bonds
Mutual Fund
Assets Backed Securities
Direct Investment
Refinancing
Gold
Mortgage
Other Investment
Total Investment
Total Assets
Total Liabilty
Total Equity
Halaman ini sengaja dikosongkan

This Page is Intentionally Left Blank
No
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
Akun
Pendapatan premi
Premi Reasuransi
Penurunan (kenaikan) CAPYBMP
Jumlah Pendapatan Premi Neto
Hasil Investasi
Imbalan Jasa DPLK/ Jasa Manajemen Lainnya
Pendapatan Lain
Jumlah Pendapatan
Klaim dan Manfaat Dibayar
Klaim Reasuransi
Kenaikan (Penurunan) Cadangan Premi
Kenaikan (Penurunan) Cadangan Klaim
Jumlah Beban Klaim dan Manfaat
Beban Komisi - Tahun Pertama
Beban Komisi - Tahun Lanjutan
Beban Komisi - Overriding
Beban Lainnya
Jumlah Biaya Akuisisi
Jumlah Beban Asuransi
Beban Pemasaran
Beban Pegawai dan Pengurus
Beban Pendidikan dan Pelatihan
Beban Umum dan Administrasi Lainnya
Hasil (Beban) Lain
Jumlah Beban
Laba (Rugi) Sebelum Pajak
Pajak Penghasilan
Laba (Rugi) Setelah Pajak
Pendapatan Komprehensif Lain
Total Laba (Rugi) Komprehensif
Januari/January
8,888,656
443,851
(697,463)
7,747,342
2,902,226
68,808
264,054
10,982,430
6,087,770
182,951
2,289,265
85,794
8,279,879
449,366
285,649
215,932
212,290
1,163,236
9,443,115
149,259
414,280
15,113
459,772
3,978
10,477,561
504,869
222,390
282,479
1,586,294
1,868,773
Februari/February
17,315,249
765,331
(724,418)
15,825,500
4,130,297
142,729
471,255
20,569,781
11,735,298
427,724
2,933,066
112,961
14,353,602
951,381
585,402
432,574
439,468
2,408,825
16,762,426
318,812
772,595
36,351
996,808
(142,742)
19,029,736
1,540,044
433,149
1,106,895
1,335,357
2,442,252
Maret/March
27,465,166
880,659
(605,114)
25,979,393
6,911,171
186,533
689,886
33,766,983
17,065,259
553,995
7,138,203
124,666
23,774,133
1,412,822
839,648
649,968
652,763
3,555,201
27,329,334
500,735
1,331,426
68,453
1,240,109
(203,846)
30,673,904
3,093,079
579,369
2,513,710
2,745,061
5,258,772
Laporan Laba Rugi Komprehensif /C

Asuransi Jiwa Konvensional/ C
April/April
38,852,479
1,307,987
(767,380)
36,777,112
8,789,475
293,147
958,954
46,818,690
24,137,469
802,799
9,629,085
206,785
33,170,540
2,084,638
1,170,706
890,488
850,947
4,996,779
38,167,319
661,085
1,793,660
90,762
1,932,254
(208,192)
42,853,272
3,965,418
748,890
3,216,528
4,335,171
7,551,699
Mei/May
Juni/June
mprehensif /Comprehensive Income Statement

onvensional/ Conventional Life Insurance
Juli/July
Agustus / August
September/September
Oktober/October
November/November
Desember /December
Account
Premium Income
Reinsurance Income
Decrease (increase) in Premium Reserve And Unearned Premium Reserve
Total Net Premium Income
Investment Yield
Revenue from DPLK Services / Other Management Services
Other Revenue
Total Revenue
Claim and Benefit Paid
Reinsurance Recovery
Increase (decrease) in Premium Reserve
Increase (decrease) in Premium Reserve
Total Claims and Benefits
First Year Commision
Renewal Commision
Overriding Commmision
Other Expenses
Total Acquisition Cost
Total Insurance Cost
Marketing Expenses
Employee and Management Expenses
General And Administration Expenses
Other General And Administration Expenses
Others Income (Loss)
Total Expenses
Income (Loss) Before Tax
Taxes
Income (Loss) After Tax
Other Comprehensif Income
Total Comprehensive Income (Loss)
No
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
Akun
Premi Penutupan Langsung
Premi Penutupan Tidak Langsung
Komisi Dibayar
Jumlah Premi Bruto
Premi Reasuransi Dibayar
Komisi Reasuransi Diterima
Jumlah Premi Reasuransi
Premi Netto
Penurunan (Kenaikan) Cadangan Premi
Penurunan (Kenaikan) CAPYBMP
Jumlah Penurunan (Kenaikan) Cadangan Premi dan CAPYBMP
Pendapatan Underwriting Lain Neto
PENDAPATAN UNDERWRITING
Klaim Bruto
Klaim Reasuransi
Jumlah Beban Klaim Neto
Beban Underwriting Lain Neto
Jumlah Beban Underwriting
Hasil Underwriting
Hasil Investasi
Beban Pemasaran
Beban Umum dan Administrasi lainnya
Jumlah Beban Usaha
Laba (Rugi) Usaha Asuransi
Hasil (Beban) Lain
Pajak Penghasilan
Laba Setelah Pajak
Januari/January
6,057,584
309,609
746,372
5,620,822
2,846,609
424,754
2,421,855
3,198,967
71,227
(520,267)
(449,040)
2,749,927
832
2,750,759
2,562,164
1,013,430
5,755
1,554,489
41,902
1,596,391
1,154,367
347,135
111,190
345,125
19,372
249,653
725,340
776,162
25,902
802,065
104,014
698,050
(51,457)
646,593
Februari/February
9,931,118
426,690
1,358,070
8,999,738
4,373,336
740,587
3,632,749
5,366,989
(34,064)
(431,441)
(465,505)
4,901,485
12,540
4,914,025
4,923,217
1,924,404
(71,475)
2,927,338
90,834
3,018,171
1,895,854
605,941
217,283
726,627
32,505
512,040
1,488,454
1,013,341
(95,518)
917,824
113,446
804,378
110,326
914,704
Maret/March
14,239,867
843,711
2,049,610
13,033,968
6,747,994
1,032,032
5,715,962
7,318,006
108,944
(551,143)
(442,198)
6,875,807
13,214
6,889,021
7,094,964
2,843,042
(259,084)
3,992,837
151,535
4,144,372
2,744,649
944,099
388,748
1,108,394
50,588
701,809
2,249,539
1,439,210
(182,098)
1,257,112
151,764
1,105,348
238,021
1,343,368
Laporan Laba Rugi Komprehensif /Compr

Asuransi Umum Konvensional/ Conven
April/April
18,442,902
1,120,605
2,714,685
16,848,821
8,686,368
1,301,711
7,384,657
9,464,164
63,534
(421,093)
(357,559)
9,106,605
22,258
9,128,863
9,407,697
3,641,551
(318,562)
5,447,584
220,810
5,668,394
3,460,469
1,287,761
484,130
1,486,281
74,938
1,025,333
3,070,682
1,677,548
(220,012)
1,457,536
166,446
1,291,090
214,676
1,505,766
Mei/May
Juni/June
ehensif /Comprehensive Income Statement

nsional/ Conventional General Insurance
Juli/July
Agustus / August
September/September
Oktober/October
November/November
Desember /December
Account
Direct Premium
In Direct Premium
Commission
Total Gross Premium
Reinsurance Premium Paid
Reinsurance Commission
Total Reinsurance Premium
Nett Premium
Decrease (Increase) In Premium Reserve
Decrease (Increase) In Unearned Premium Reserve
Total Decrease (Increase) In Premium Reserve and Unearned Premium Reserve
Nett Other Underwriting Income
Underwriting Income
Gross Claims
Reinsurance Recoveries
Increase (Decrease) in Claim Reserve
Total Claim Expenses
Nett Other Underwriting Expenses
Total Underwriting Expenses
Underwriting Result
Investment Yield
Marketing Expenses
Total Operating Expense
Income (Loss) Insurance Business
Other Income (Expenses)
Taxes
Income After Tax
Other Comprehensive Income
No
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
Akun
Premi Penutupan Langsung
Premi Penutupan Tidak Langsung
Komisi Dibayar
Jumlah Premi Bruto
Premi Reasuransi Dibayar
Komisi Reasuransi Diterima
Jumlah Premi Reasuransi
Premi Netto
Penurunan (Kenaikan) Cadangan Premi
Penurunan (Kenaikan) CAPYBMP
Jumlah Penurunan (Kenaikan) Cadangan Premi dan CAPYBMP
Pendapatan Underwriting Lain Neto
Pendapatan Underwriting
Klaim Bruto
Klaim Reasuransi
Jumlah Beban Klaim Neto
Beban Underwriting Lain Neto
Jumlah Beban Underwriting
Hasil Underwriting
Hasil Investasi
Beban Pemasaran
Beban Umum dan Administrasi lainnya
Jumlah Beban Usaha
Laba (Rugi) Usaha Asuransi
Hasil (Beban) Lain
Pajak Penghasilan
Laba Setelah Pajak
Januari/January
791,327
186,277
605,051
187,684
41,468
146,217
458,834
16,985
(65,537)
(48,552)
410,282
(2)
410,280
313,399
23,831
(10,265)
279,304
102
279,406
130,874
35,507
1,657
23,509
687
18,360
44,214
122,167
(11,173)
110,994
7,632
103,362
19,824
123,185
Februari/February
###
1,940,557
450,894
1,489,663
617,582
59,032
558,550
931,113
11,306
(154,117)
(142,811)
788,301
(2)
788,300
680,373
65,458
(36,172)
578,743
1,589
580,332
207,968
72,563
3,123
55,171
1,927
19,805
80,026
200,505
(14,104)
186,401
30,917
155,484
33,059
188,542
Maret/March
3,113,463
711,110
2,402,353
1,067,727
70,057
997,670
1,404,684
(7,374)
(265,005)
(272,379)
1,132,305
(3)
1,132,303
1,116,845
123,585
(109,343)
883,918
1,606
885,524
246,779
144,999
4,953
80,155
3,763
27,551
116,421
275,357
(33,977)
241,380
40,977
200,403
77,982
278,385
Laporan Laba Rugi Komprehensif /Co

Reasuransi Konvensional/ Co
April/April
4,131,988
946,617
3,185,371
1,254,461
92,253
1,162,208
2,023,163
(20,154)
(388,113)
(408,267)
1,614,895
(3)
1,614,893
1,532,335
142,667
(167,980)
1,221,688
1,906
1,223,594
391,299
184,447
7,504
107,942
5,165
43,003
163,614
412,132
(6,646)
405,486
63,964
341,521
93,977
435,498
Mei/May
Juni/June
prehensif /Comprehensive Income Statement

vensional/ Conventional Reinsurance
Juli/July
Agustus / August
September/September
Oktober/October
November/November
Desember /December
Account
Direct Premium
In Direct Premium
Commission
Total Gross Premium
Reinsurance Premium Paid
Reinsurance Commission
Total Reinsurance Premium
Nett Premium
Decrease (Increase) In Premium Reserve
Decrease (Increase) In Unearned Premium Reserve
Total Decrease (Increase) In Premium Reserve and Unearned Premium Reserve
Nett Other Underwriting Income
Underwriting Income
Gross Claims
Reinsurance Recoveries
Increase (Decrease) in Claim Reserve
Total Claim Expenses
Nett Other Underwriting Expenses
Total Underwriting Expenses
Underwriting Result
Total Insurance Cost
Marketing Expenses
Total Operating Expense
Income (Loss) Insurance Business
Other Income (Expenses)
Taxes
Income After Tax
Other Comprehensive Income
No
1
2
Akun
Premi Bruto
Klaim Bruto
Januari/January
947,136
681,127
Februari/February
1,878,394
1,331,569
Laporan Laba Rug

A
Maret/March
2,848,170
2,065,018
April/April
3,805,900
2,818,351
Mei/May
poran Laba Rugi Komprehensif /Comprehensive Income Statement

Asuransi Wajib/ Mandatory Insurance
Juni/June
Juli/July
Agustus / August
e Statement
September/September
Oktober/October
November/November
Desember /December
Account
Gross Premium
Gross Claim
No
Akun
1 Premi Bruto
2 Klaim Bruto
Januari/January
7,685,598
7,312,928
Februari/February
15,908,561
14,506,844
Laporan Laba Rugi

A
Maret/March
25,031,629
18,236,721
April/April
34,738,570
25,780,681
Mei/May
oran Laba Rugi Komprehensif /Comprehensive Income Statement

Juni/June
Juli/July
Agustus / August
Statement
September/September
Oktober/October
November/November
Desember /December
Account
Gross Premium
Gross Claim
Asuransi
Usaha Asuransi Jiwa
Usaha Asuransi Umum
Usaha Reasuransi
Asuransi Wajib
Asuransi Sosial
Rasio Kecukupan Premi terhadap Pembayaran

Klaim
Rasio Kecukupan Premi terhadap Pembayaran

Klaim dan Biaya Umum
Rasio Kecukupan Premi dan Hasil Investasi

terhadap Pembayaran Klaim
Rasio Kecukupan Premi dan Hasil Investasi

terhadap Pembayaran Klaim dan Biaya Umum
Rasio Sesi Asuransi
Daftar Istilah
Perjanjian antara dua pihak, yaitu perusahaan asuransi dan pemegang polis, yang
menjadi dasar bagi penerimaan premi oleh perusahaan asuransi sebagai imbalan untuk:
a. memberikan penggantian kepada tertanggung atau pemegang polis karena

kerugian, kerusakan, biaya yang timbul, kehilangan keuntungan, atau tanggung jawab
hukum kepada pihak ketiga yang mungkin diderita tertanggung atau pemegang polis
karena terjadinya suatu peristiwa yang tidak pasti; atau
b. memberikan pembayaran yang didasarkan pada meninggalnya tertanggung atau

pembayaran yang didasarkan pada hidupnya tertanggung dengan manfaat yang
besarnya telah ditetapkan dan/atau didasarkan pada hasil pengelolaan dana.
Usaha yang menyelenggarakan jasa penanggulangan risiko dengan memberikan

pembayaran kepada pemegang polis, tertanggung, atau pihak Lain yang berhak dalam
hal tertanggung meninggal dunia atau tetap hidup, atau pembayaran lain kepada
pemegang polis, tertanggung, atau pihak lain yang berhak pada waktu tertentu yang
diatur dalam perjanjian, yang besarnya telah ditetapkan dan/atau didasarkan pada hasil
pengelolaan dana.
Usaha jasa pertanggungan risiko yang memberikan penggantian kepada tertanggung

atau pemegang polis karena kerugian, kerusakan, biaya yang timbul, kehilangan
keuntungan, atau tanggung jawab hukum kepada pihak ketiga yang mungkin diderita
tertanggung atau pemegang polis karena terjadinya suatu peristiwa yang tidak pasti.
Usaha jasa pertanggungan ulang terhadap risiko yang dihadapi oleh perusahaan
asuransi, perusahaan penjaminan, atau perusahaan reasuransi lainnya.
Merupakan program asuransi yang dijalankan oleh PT. ASABRI (Persero), PT. Taspen
(Persero) dan PT. Jasa Raharja (Persero)
Merupakan program yang dijalankan oleh BPJS Kesehatan dan BPJS Ketenagakerjaan
Total Premi dibagi dengan total pembayaran klaim. Rasio ini

menunjukkan kecukupan premi yang diterima oleh perusahaan
asuransi untuk menutupi pembayaran klaim pada periode yang
sama.
Total Premi dibagi dengan total pembayaran klaim dan biaya.

Rasio ini menunjukkan kecukupan premi yang diterima oleh
perusahaan asuransi untuk menutupi pembayaran klaim dan
biaya-biaya operasional, seperti biaya umum, biaya
administrasi, dan biaya pemasaran, pada periode yang sama
Total premi dengan hasil investasi dibagi dengan total
pembayaran klaim. Rasio ini menunjukkan kecukupan premi
yang diterima serta hasil pengembangan investasi yang
diterima oleh perusahaan asuransi untuk menutupi
pembayaran klaim pada periode yang sama
Total premi dengan hasil investasi dibagi dengan total

pembayaran klaim dan biaya umum. Rasio ini menunjukkan
kecukupan premi yang diterima serta hasil pengembangan
investasi yang diterima oleh perusahaan untuk menutupi
pembayaran klaim dan biaya-biaya operasional, seperti biaya
umum, biaya administrasi, dan biaya pemasaran, pada periode
yang sama
Total premi reasuransi dibagi total premi bruto. Rasio ini

digunakan untuk mengetahui seberapa besar premi asuransi
umum yang disesikan ke perusahaan reasuransi.
Total investasi dibagi total cadangan teknis. Rasio ini digunakan

untuk mengetahui seberapa besar ketahanan invetasi
perusahaan dalam memenuhi kewajiban kepada pemegang
polis. Kewajiban kepada pemegang polis tercermin dalam
cadangan teknis.
Insurance
Life Insurance Business
General Insurance Business
Reinsurance Business
Mandatory Insurance
Social Insurance
Premium Adequacy to Claim Paid and General

Expenses Ratio
Premium and Investment Yield Adequacy to

Claim Paid Ratio
Premium and Investment Yield Adequacy to

Claim Paid and General Expenses Ratio
Cession Ratio
Glossary
An agreement between two parties, namely the insurance company and the policy
holder, which becomes the basis for the receipt of premium by the insurance company
as an exchange for:
a. the provision of a compensation to the insured or policy holder due to loss,

damage, incurring cost, profit loss, or legal liability towards the a third party which may
be suffered by the insured or policy holder due to an uncertain event; or
b.the provision of a payment on the basis of the death of the insured or a payment on
the basis of the life of the insured with a benefit the value of which has been determined
and/or based on the result of the fund management.
A business conducting the risk transfer services and provides payment toward the policy
holder, the insured, or other parties entitled in the event of the death or life of the
insured, or other payments to the policy holder, the insured, or other parties entitled in a
specific time as set in the agreement, the amount of which has been stipulated and/or
based on the result of the fund management.
A business of risk insurance service that provides compensation to the insured or policy
holder due to loss, damage, incurring cost, loss of profit, or legal liability towards the
third party which may be suffered by the insured or policy holder due to an uncertain
event.
A business providing reinsurance service towards the risk faced by insurance

companies, guarantee companies, or other reinsurance companies.
Insurance program administering by PT. ASABRI (Persero), PT. Taspen (Persero) and
PT. Jasa Raharja (Persero)\
Program administering by BPJS Kesehatan and BPJS Ketenagakerjaan
Total Premium divided by total claim paid. This ratio shows the
adequacy of premium received by insurance companies to
cover claim paymnet at the same period.
Total premium divided by total claim and expenses paid. This

ratio shows the adequacy of premium received by insurance
companies to cover claim payment and operational expenses,
such as general expenses, administration expenses and
marketing expense at the same period.
Total premium and investment yield divided by total claim paid.

This ratio shows adequacy of premium and investment yield
received by insurance companies to cover claim payment at
the same period.
Total Premium and investment yield divided by total claim paid

and general expenses. This ratio shows adequacy of premium
and investment yield received by insurance companies to
cover claim payment and operational expenses, such as
general expenses, administration expenses and marketing
expenses at the same period.
Total reinsurance premium divided by total gross premium. This

ratio shows how much premium from general insurance
transfer to reinsurance companies.
Total investment divided by total technical reserve. This ratio

shows the endurance of companies investment to cover liability
to the policy holder. Liability to policy holder shows in technical
reserve.

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Statistik Asuransi Indonesia / Indonesia Insurance Statist

Directorate Of Statistics and Information NBFI

Daftar Isi / Table of Contents

Laporan Laba Rugi Komprehensif / Comprehensive Income Statement

Asuransi Wajib / Mandatory Insurance

Rasio Asuransi Jiwa

Premium Adequacy to Claim Paid Ratio

Premium Adequacy to Claim Paid Ratio

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Muhamad Maulana Yasin Jayawiguna:WA00810, 2/22/2016 1:13:44 PM

Laporan Posisi Keuangan / Statement Of Financial Position

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Dalam Jutaan Rupiah / In Millions Rupiah

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Deposito Berjangka dan Sertifikat Deposito

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Laporan Posisi Keuangan / Statement Of Financial Position

Muhamad Maulana Yasin Jayawiguna:WA00810, 2/22/2016 1:19:18 PM

ement Of Financial Position

nventional General Insurance

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Dalam Jutaan Rupiah / In Millions Rupiah

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Muhamad Maulana Yasin Jayawiguna:WA00810, 2/22/2016 2:09:12 PM

Tagihan Hasil Investasi

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Laporan Posisi Keuangan / Statement Of Financial Position

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Dalam Jutaan Rupiah / In Millions Rupiah

Investment Yield Receivable

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Laporan Posisi Keuangan / Statement Of Finan

tement Of Financial Position

Dalam Jutaan Rupiah / In Millions Rupiah

Laporan Posisi Keuangan / Statement Of Fina

ement Of Financial Position

Dalam Jutaan Rupiah / In Millions Rupiah

Halaman ini sengaja dikosongkan

Laporan Laba Rugi Komprehensif /C