Spi 1213

Statistik Perbankan Indonesia - Vol. 11, No.
1, Desember 2012
Indonesia Banking Statistics - Vol. 11, No. 1, December 2012
Tabel 1 Kegiatan Usaha Perbankan

(Bank Industries Operation)
Miliar Rp (Billion Rp)
2012
Indikator
2006
2007
2008
2009
2010
2011
In
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Penyaluran Dana
Bank Umum
Bank Perkreditan Rakyat
Distribution
1,380,373
26,549
2,015,221
31,313
2,282,179
36,076
2,765,912
43,877
3,412,463
3,388,179
3,397,937
3,663,111
3,693,571
3,778,832
3,839,118
3,835,056
3,841,859
3,948,283
3,952,177
4,036,091
4,172,672
53,534
53,843
54,568
54,930
55,655
56,668
57,636
58,337
59,206
60,772
61,763
63,062
64,753
117,983
107,644
96,171
97,872
93,890
96,627
91,719
83,578
83,758
69,432
70,838
76,573
81,158 SBI and SBI
2,563,562
3,093,848
3,011,907
3,011,656
3,094,603
3,207,162
3,263,231
3,260,206
3,272,415
3,348,827
3,346,113
3,410,851
3,542,518
30,367
37,034
45,462
45,817
46,473
46,763
47,562
48,380
49,150
49,724
50,513
51,796
52,573
53,561
55,289
2,310,557
2,534,106
3,008,853
3,652,832
3,598,715
3,628,111
3,708,726
3,745,067
3,827,432
3,891,116
3,902,536
3,923,764
4,009,368
4,028,789
4,103,456
4,262,587
27,741
32,533
37,554
45,742
55,799
56,172
56,908
57,211
57,966
58,980
60,034
60,868
61,783
63,385
64,409
65,698
67,397
130
130
124
121
122
120
120
120
120
120
120
120
120
120
120
120
120
120
1,880
1,817
1,772
1,733
1,706
1,669
1,663
1,665
1,665
1,667
1,668
1,667
1,669
1,669
1,669
1,669
1,667
1,653
Bank Umum
9,110
9,680
10,868
12,837
13,837
14,797
14,840
14,839
14,840
14,880
15,142
15,372
15,512
15,727
15,899
16,067
16,067
16,625
3,173
3,250
3,367
3,644
3,910
4,172
4,194
4,217
4,239
4,250
4,268
4,286
4,313
4,337
4,357
4,378
4,404
4,425
SBI dan SBIS
21,904
1,702,520
179,045
203,863
166,518
212,116
139,316
1,468,369
1,718,965
1,990,345
2,180,934
18,733
22,629
26,345
1,693,850
1,986,501
23,045
Sumber Dana
Bank Umum
Source of F
3.120.646
r)
Jumlah Aset
Bank Umum
Total Asset
Jumlah Bank
Bank Umum
Total Banks
Jumlah Kantor
Ket :
1)
r)
Sertifikat Bank Indonesia Syariah

revisi
Total Bank
Note :
1)
Bank Indonesia Certificates on Sharia
Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012
atan Usaha Perbankan

dustries Operation)
r Rp (Billion Rp)
Indicator
Distribution of Funds
Commercial Banks
Rural Banks
SBI and SBIS
Source of Funds
Commercial Banks
Rural Banks
Total Assets
Commercial Banks
Rural Banks
Total Banks
Commercial Banks
Rural Banks
Total Bank Offices
Commercial Banks
Rural Banks
Note :
1)
Bank Indonesia Certificates on Sharia Principles (SBIS)

r)
revised

Tabel 1.1 Kegiatan Usaha Bank Umum
(Commercial Bank Operations)
Indikator
Penyaluran Dana
a. Kredit 1)
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
d. Surat Berharga (tidak
termasuk obligasi rekap)
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Lainnya
g. Setoran Jaminan
Beberapa Komponen Modal
a. Modal Disetor
b. Cadangan
c. L/R tahun berjalan
d. L/R tahun lalu
e. Perkiraan tambahan modal
f. disetor
Modal pinjaman
Ket: 1) Lihat Penjelasan hal iv
r)
revisi
*) Angka Sementara
2006
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Novr)
Des
Janr)
Feb
1,765,845
1,492,407
273,438
228,549
41,764
94,116
27,036
65,633
581,901
164,833
139,316
195,431
82,321
133,454
1,773,889
1,497,508
276,381
227,863
40,492
95,961
25,095
66,315
558,183
179,444
121,302
207,356
50,082
138,250
1,814,846
1,530,507
284,339
216,019
34,587
87,130
27,253
67,049
596,704
194,431
139,756
201,847
60,669
146,910
1,843,538
1,552,656
290,881
203,894
34,406
77,399
26,837
65,252
579,643
200,606
133,574
179,278
66,185
145,121
1,889,465
1,590,748
298,716
193,662
38,170
67,730
27,291
60,470
598,555
203,034
111,449
211,982
72,090
151,697
1,950,727
1,640,039
310,688
188,332
34,072
63,819
28,144
62,296
616,691
218,773
115,315
201,037
81,567
144,547
1,973,599
1,664,262
309,337
176,950
34,248
55,179
23,655
63,869
637,263
220,580
114,578
218,787
83,317
138,254
2,031,614
1,704,910
326,703
178,022
32,581
57,089
23,727
64,624
585,929
227,911
107,359
172,213
78,445
139,296
2,079,261
1,739,276
339,985
203,654
34,283
76,230
28,928
64,214
634,108
227,644
107,538
209,543
89,383
153,793
2,106,157
1,762,073
344,084
188,164
35,481
64,988
26,251
61,445
657,542
229,373
111,338
219,800
97,031
154,103
2,150,957
1,792,622
358,335
207,531
44,412
67,282
28,078
67,760
652,257
235,059
118,599
191,793
106,805
161,850
2,200,094
1,838,953
361,142
226,942
44,069
75,982
30,681
76,211
753,986
245,054
117,983
227,217
163,732
157,025
2,184,306
1,825,088
359,218
211,460
48,011
61,927
28,594
72,927
757,136
253,165
107,644
285,923
110,405
160,616
2,203,029
1,844,413
358,616
213,722
42,401
69,364
30,856
71,101
721,020
249,426
96,171
269,088
106,335
177,366
10,010
39,908
12,356
43,807
12,778
45,095
12,874
47,216
12,242
50,477
12,417
51,260
12,598
54,838
12,991
56,870
14,542
60,643
13,460
59,699
14,028
60,471
14,344
62,168
10,968
63,448
10,941
63,720
9,431
73,367
1,753,292
1,460,443
307,743
675,983
476,717
292,849
122,257
148,722
21,870
11,272
158,648
14,301
12,949
8,395
4,554
34,663
5,220
1,973,042
1,656,625
332,729
758,280
565,616
316,417
133,159
143,429
39,829
8,028
134,543
14,918
21,553
13,131
8,422
22,874
5,977
2,338,824
1,990,518
383,808
928,089
678,621
348,306
152,047
141,723
54,536
6,107
152,746
17,158
29,323
18,304
11,019
14,646
4,757
2,287,844
1,933,691
367,528
908,254
657,909
354,153
162,245
136,603
55,305
6,286
149,203
21,160
27,261
18,226
9,035
20,407
3,759
2,351,357
1,988,765
377,265
944,962
666,538
362,592
163,527
142,872
56,193
6,161
150,606
21,109
29,543
19,572
9,971
14,415
3,784
2,340,213
1,989,797
373,486
939,649
676,662
350,415
154,797
137,787
57,831
6,129
146,443
21,021
29,539
18,851
10,688
15,797
4,063
2,397,179
2,049,308
406,427
958,009
684,873
347,870
154,803
137,184
55,884
8,090
148,777
21,905
30,073
19,037
11,035
15,749
3,987
2,438,011
2,092,979
425,466
970,623
696,890
345,032
151,530
136,713
56,789
5,619
161,853
25,170
32,500
20,603
11,897
23,717
4,070
2,464,083
2,109,470
411,578
992,082
705,811
354,613
155,700
141,241
57,672
5,919
164,590
23,753
28,504
21,898
6,606
17,055
3,987
2,459,898
2,113,250
378,855
1,005,374
729,020
346,648
145,349
144,633
56,666
5,877
176,443
21,495
36,955
24,375
12,580
21,549
3,973
2,544,862
2,183,424
425,895
1,017,894
739,636
361,437
154,663
149,401
57,373
5,714
200,502
21,196
35,319
24,633
10,686
21,869
4,224
2,587,282
2,219,943
436,647
1,039,189
744,107
367,340
159,820
148,946
58,573
5,394
186,562
20,818
38,576
25,668
12,908
19,467
4,578
2,644,742
2,259,450
444,626
1,045,395
769,429
385,292
171,834
155,223
58,236
5,433
194,644
20,823
34,125
25,560
8,565
21,046
4,587
2,784,912
2,398,474
485,692
1,072,665
840,118
386,437
166,954
161,302
58,181
5,144
221,238
23,255
32,430
26,001
6,430
21,854
5,015
2,770,571
2,372,968
474,106
1,077,430
821,431
397,603
174,510
162,470
60,622
5,324
194,851
23,597
28,580
25,601
2,979
20,185
4,382
2,763,943
2,366,656
454,702
1,087,572
824,382
397,287
169,465
168,254
59,567
5,155
199,659
23,187
30,631
26,004
4,627
21,147
4,457
86,283
21,765
30,606
35,346
37,815
1,047
96,301
24,054
45,215
52,805
40,958
1,454
105,516
27,846
57,309
75,032
59,744
2,955
106,577
27,809
11,037
136,942
71,842
4,677
109,339
28,283
18,319
135,138
72,470
3,036
109,649
28,917
23,944
129,091
73,030
2,799
109,825
30,658
29,544
120,550
72,832
2,510
109,723
33,987
37,096
110,041
73,946
4,186
108,919
34,051
42,397
109,563
74,303
4,231
109,273
34,094
48,240
109,353
74,140
4,095
109,973
34,092
56,748
109,347
77,744
4,203
111,972
34,112
63,603
108,438
78,680
2,349
112,088
34,084
69,446
108,748
78,501
3,097
112,724
34,208
75,077
106,666
79,354
4,160
113,402
34,233
9,902
183,731
80,755
3,513
2007
2008
2009
2010
792,297
638,500
153,798
156,906
9,051
83,314
20,086
44,455
343,455
125,791
179,045
21,216
17,403
55,988
1,002,012
791,605
210,407
139,777
11,562
58,717
12,435
57,064
418,269
167,566
203,863
35,727
11,114
108,007
1,307,688
1,054,289
253,399
213,779
40,318
81,435
20,436
71,589
322,333
83,927
166,518
49,799
22,090
113,851
1,437,930
1,228,656
209,273
261,474
68,086
110,883
20,746
61,758
397,897
101,364
212,116
60,758
23,659
134,960
5,924
25,803
5,620
28,835
6,626
50,944
1,287,102
1,093,445
249,564
510,008
333,873
193,657
88,447
105,155
55
10,807
119,454
14,942
12,883
7,023
5,860
19,913
3,267
1,510,834
1,284,797
309,335
540,982
434,480
226,037
96,216
125,726
4,095
9,105
137,790
17,333
14,319
8,023
6,296
24,893
4,691
78,928
18,696
35,015
1,736
45,413
14,863
73,046
13,997
28,334
(6,880)
42,248
14,946
2012
113,973
34,268
19,637
183,395
80,057
3,178
Note:
Ind
Distribution of
a.
b.
c.
d.
e.
f.
Source of Fund
a.
b.
c.
d.
e.
f.
g.
Components o
a.
b.
c.
d.
e.
f.
1)
r)
*)
tan Usaha Bank Umum

al Bank Operations)
Rp (Billion Rp)
Indicator
Credit
Rupiah
Foreign Exchange
Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
Placements at BI
Demand Deposit
Bank Indonesia Certificates (SBI)
Call Money
Others
Securities (not including
recapitalization bonds)
Equity Participation
Other Claims
Source of Funds
Third Party Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
Liabilities owed to BI
Inter-Bank
Securities
Loans received
- Rupiah
- Foreign Exchange
Other Liabilities
Guarantee Deposits
Components of Capital
paid in Capital
Reserves
Current Earnings(Profit/Loss)
Retained Earnings(Profit/Loss)
Estimates of Additional paid in
Capital
Loan Capital
see explanation page iv
revised
Temporary Figures

Tabel 1.1.a. Kegiatan Usaha Bank Umum
(Commercial Bank Operations)
Keterangan
Peyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara (SPN)
- Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup Tagihan
Akseptasi, dan Tagihan atas Surat
Berharga yang dijual dgn janji dibeli
kembali/repo)
2011
2012
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
1,984,952
1,973,599
1,664,262
309,337
11,353
5,462
5,891
114,803
34,248
55,179
23,655
1,722
493,484
220,580
97,818
120,969
54,117
408,738
114,578
214
239,533
54,412
20,412
73,572
2,044,252
2,031,614
1,704,910
326,703
12,638
6,005
6,634
115,658
32,581
57,089
23,727
2,261
442,941
227,911
77,268
94,933
42,828
397,477
107,359
41
237,168
52,909
20,705
74,216
2,091,924
2,079,261
1,739,276
339,985
12,663
6,044
6,619
141,175
34,283
76,230
28,928
1,734
491,371
227,644
100,699
108,845
54,184
412,293
107,538
5,132
247,923
51,700
21,018
73,624
2,119,843
2,106,157
1,762,073
344,084
13,686
6,156
7,530
128,299
35,481
64,988
26,251
1,579
498,742
229,373
86,195
133,605
49,570
412,910
111,338
4,510
248,422
48,640
21,686
73,712
2,164,910
2,150,957
1,792,622
358,335
13,953
6,236
7,716
141,440
44,412
67,282
28,078
1,669
470,559
235,059
75,042
116,751
43,706
433,998
118,599
6,161
254,937
54,301
21,981
73,679
2,216,538
2,200,094
1,838,953
361,142
16,444
8,601
7,843
152,905
44,069
75,982
30,681
2,173
567,783
245,054
74,703
152,514
95,512
427,040
117,983
4,474
250,089
54,494
18,912
70,150
2,200,258
2,184,306
1,825,088
359,218
15,951
8,227
7,725
140,844
48,011
61,927
28,594
2,311
570,439
253,165
107,068
178,854
31,351
418,356
107,644
1,387
254,412
54,913
18,944
72,306
2,217,962
2,203,029
1,844,413
358,616
14,933
8,210
6,723
144,707
42,401
69,364
30,856
2,086
550,584
249,426
103,900
165,188
32,070
425,591
96,171
3,589
266,629
59,203
17,446
71,583
2,282,724
2,266,175
1,894,453
371,722
16,549
8,448
8,101
157,676
40,794
74,987
39,495
2,400
543,214
252,913
73,724
185,718
30,859
431,390
97,872
3,383
267,070
63,065
13,958
71,150
2,334,211
2,317,209
1,935,197
382,011
17,002
8,505
8,497
159,215
43,059
72,907
40,445
2,803
505,896
255,137
79,120
149,500
22,140
439,927
93,890
4,304
276,589
65,146
13,937
71,799
2,403,656
2,386,145
1,988,905
397,240
17,511
8,732
8,779
173,945
47,221
79,108
45,158
2,458
492,918
262,000
115,889
96,166
18,863
448,555
96,627
3,582
282,481
65,866
13,986
72,725
2,470,380
2,452,856
2,051,193
401,663
17,524
9,422
8,102
188,328
50,377
93,557
42,214
2,181
482,620
260,665
93,000
107,249
21,706
449,426
91,719
4,052
287,232
66,422
14,056
72,134
2,487,835
2,470,111
2,074,552
395,559
17,724
9,673
8,050
188,716
58,383
90,687
37,729
1,917
479,261
261,529
127,276
68,885
21,571
443,975
83,578
3,992
289,405
67,000
14,219
72,825
2,527,989
2,510,651
2,110,038
400,613
17,337
9,505
7,833
172,011
50,825
81,325
37,850
2,011
472,976
264,766
98,527
93,304
16,380
442,062
83,758
5,165
289,182
63,957
14,229
73,516
2,573,056
2,555,839
2,146,193
409,645
17,217
9,767
7,450
183,218
61,207
78,914
41,210
1,887
505,407
267,078
155,766
63,873
18,690
423,549
69,432
4,382
286,143
63,592
14,375
72,403
2,601,768
2,585,345
2,175,819
409,526
16,423
9,851
6,572
173,652
61,856
74,700
35,059
2,037
493,142
269,233
154,363
52,631
16,915
428,016
70,838
4,424
291,259
61,496
14,565
72,671
2,647,930
2,631,002
2,215,458
415,544
16,928
10,024
6,904
168,532
61,363
69,517
35,456
2,197
524,437
271,175
149,183
84,394
19,685
429,092
76,573
3,485
286,069
62,965
14,606
72,850
2,725,674
2,707,862
2,281,021
426,841
17,812
10,596
7,215
166,623
58,212
76,279
30,370
1,761
580,697
289,254
198,835
65,431
27,178
429,946
81,158
1,920
282,960
63,909
15,065
69,931
66,650
2,555
4,367
11,043
80,155
67,843
2,404
3,970
10,716
92,884
67,285
2,421
3,919
9,012
92,986
67,507
2,291
3,915
8,414
106,561
64,494
1,784
3,872
7,458
136,239
66,630
1,803
3,873
8,741
141,027
66,148
1,994
3,441
7,919
143,636
65,188
2,039
3,923
6,977
156,022
65,925
2,098
3,776
6,511
162,075
67,190
2,124
3,411
9,137
163,910
66,520
2,150
3,464
8,016
154,156
67,399
3,402
2,025
7,720
140,505
68,052
2,138
3,326
7,370
131,705
67,052
3,928
1,423
7,356
168,920
67,189
2,108
3,374
7,137
161,225
67,984
2,108
2,758
7,533
171,110
65,389
2,105
2,437
8,229
176,507
2,464,083
2,109,470
411,578
705,811
992,082
354,613
155,700
57,672
141,241
2,772
89,207
30,781
41,303
7,511
33,792
6,243
2,459,898
2,113,250
378,855
729,020
1,005,374
346,648
145,349
56,666
144,633
2,710
96,362
28,242
50,422
7,506
42,916
6,131
2,544,862
2,183,424
425,895
739,636
1,017,894
361,437
154,663
57,373
149,401
2,291
106,867
28,383
59,868
7,554
52,313
8,412
2,587,282
2,219,943
436,647
744,107
1,039,189
367,340
159,820
58,573
148,946
2,233
90,871
27,987
61,990
7,893
54,097
6,503
2,644,742
2,259,450
444,626
769,429
1,045,395
385,292
171,834
58,236
155,223
2,350
90,243
28,497
65,518
7,878
57,640
8,697
2,784,912
2,398,474
485,692
840,118
1,072,665
386,437
166,954
58,181
161,302
2,192
104,552
32,543
70,530
11,419
59,111
7,046
2,770,571
2,372,968
474,106
821,431
1,077,430
397,603
174,510
60,622
162,470
2,247
84,413
33,167
65,762
10,711
55,051
6,626
2,763,915
2,366,620
454,676
824,395
1,087,548
397,295
169,474
59,567
168,254
2,064
91,297
32,566
65,194
10,911
54,283
5,848
2,825,975
2,420,232
483,154
827,682
1,109,396
405,743
172,882
61,246
171,616
2,226
106,285
33,086
66,721
10,969
55,753
5,673
2,841,361
2,439,319
487,366
841,995
1,109,958
402,043
168,424
61,463
172,156
2,227
108,922
35,137
71,495
10,951
60,544
5,577
35,618
40,116
41,349
43,307
44,816
49,585
44,739
46,314
49,867
51,301
2,908,957
2,484,038
518,350
852,491
1,113,197
424,920
181,954
60,742
182,224
2,091
114,509
34,506
71,970
10,903
61,068
11,123
59,246
2,955,833
2,516,672
530,661
874,930
1,111,080
439,161
187,603
64,270
187,288
1,958
127,361
37,070
69,025
11,745
57,279
8,238
59,091
2,961,417
2,511,915
520,646
881,225
1,110,044
449,502
188,400
67,130
193,972
1,842
117,787
36,328
72,254
11,510
60,745
7,703
58,246
2,984,050
2,534,560
505,959
905,391
1,123,210
449,491
190,429
65,159
193,903
1,891
110,495
37,894
72,969
11,375
61,594
8,351
51,893
3,049,956
2,591,133
539,191
917,469
1,134,473
458,824
187,009
63,990
207,824
1,702
119,598
35,626
72,316
11,606
60,709
8,070
56,650
3,070,604
2,598,755
513,237
928,728
1,156,790
471,849
193,887
65,558
212,404
1,787
103,372
40,816
63,009
11,559
51,450
7,605
54,086
3,130,518
2,653,701
537,730
947,636
1,168,335
476,817
197,883
64,669
214,266
2,366
107,904
40,832
61,992
11,511
50,481
7,094
55,765
4,578
4,587
5,015
4,382
4,457
4,770
4,625
4,759
4,656
4,629
4,870
4,909
4,834
4,380
111,972
34,112
108,438
63,603
81,019
28,250
112,088
34,084
108,748
69,446
81,588
26,605
112,724
34,208
106,666
75,077
83,365
26,070
113,402
34,233
183,731
7,959
84,120
26,117
113,973
34,268
183,395
15,519
83,085
26,623
114,893
34,512
174,466
21,614
82,511
26,642
115,417
38,403
164,239
28,085
82,782
28,137
118,587
37,964
158,377
36,355
79,666
28,190
119,295
38,855
154,072
45,732
81,665
28,284
120,193
39,027
152,893
52,887
83,702
29,012
3,987
3,973
4,224
h. Setoran Jaminan
Beberapa komponen modal
108,919
109,273
109,973
a. Modal Disetor
34,051
34,094
34,092
b. Cadangan
109,563
109,353
109,347
c. L/R Tahun lalu 1)
42,397
48,240
56,748
d. L/R Tahun berjalan sesudah pajak 2)
78,524
78,225
82,245
e. Tambahan modal disetor
24,993
27,436
27,902
f. Modal Pinjaman
1)
. Pada LBU 2008 tdk didefinisikan Vs Metadata
2)
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non
72,933
2,376
(1,630)
8,254
125,169
Op. Vs Metadata Lama
Distribution o
a.
b.
c.
d.
e.
f.
g.
h.
Source of Fund
3,225,198
a.
2,757,530
567,801
1,010,488
1,179,242
467,668
199,270
66,342
202,056
1,864
b.
124,697
c.
42,116
d.
75,341
e.
12,229
63,112
7,928
f.
60,342
g.
5,031
h.
Components o
120,272
120,700
121,267
122,177
123,279
a.
39,064
39,118
39,145
39,152
38,656
b.
152,737
152,056
152,037
152,071
149,971
c.
59,721
68,067
76,125
84,862
92,830
d.
83,422
83,994
84,349
86,396
89,426
e.
29,019
29,032
28,943
28,932
31,242
f.
1)
LBU 2008 is
2)
Positive difference of op. income and non op. minus op. expenses and
giatan Usaha Bank Umum

cial Bank Operations)
ar Rp (Billion Rp)
Items
Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
Interbank Placement
- Demand Deposit
- Time Deposits
- Others
Placement to Bank Indonesia
- Demand Deposit
- Fasbi
- Others
Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
Equity Investment
Impairment on Financial Assets
- Credit
- Securities
- Others
Spot and Derivatives Claims
Other claims
Source of Funds
Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
Liabilities to BI
Interbank Liabilities
Issued Securities
Loans received
Rupiah
Foreign Exchange
Spot and Derivatives Liabilities
Other Liabilities
Margin Deposits
Paid In Capital
Reserves
Retained Earnings (Profit/Loss) 1)
Current Earnings (Profit /Loss) 2)
Additional Paid In Capital
Loan Capital
1)
LBU 2008 is not defined vs metada
2)
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada

Tabel 1.2 Kegiatan Usaha Bank Persero
(State Owned Banks Operations)
Indikator
Penyaluran Dana
a. Kredit 1)
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
a. Modal Disetor
b. Cadangan
d. L/R tahun lalu
f. disetor
Modal pinjaman
r)
revisi
*) Angka Sementara
2011
Jul
2012
2006
2007
2008
2009
2010
287,910
231,582
56,328
47,679
2,706
29,772
3,994
11,207
101,745
52,290
29,736
9,649
10,070
11,093
356,151
282,055
74,095
41,287
3,515
15,574
3,187
19,010
151,828
78,113
46,200
20,758
6,756
29,617
470,665
396,024
74,641
62,023
12,447
26,395
3,728
19,453
114,991
33,759
36,763
34,014
10,455
28,742
544,870
486,859
58,011
99,401
35,572
39,551
4,228
20,050
135,860
39,818
42,320
43,835
9,887
35,425
642,718
569,041
73,677
72,226
24,343
21,742
5,812
20,329
202,565
60,036
31,371
68,924
42,234
43,648
637,831
562,850
74,982
71,088
19,212
27,054
5,962
18,861
154,179
66,357
23,531
60,252
4,039
42,329
656,897
579,990
76,907
67,775
16,906
24,755
5,533
20,581
169,473
66,655
31,088
59,482
12,248
46,954
665,361
586,286
79,075
60,923
15,307
19,722
5,819
20,074
159,943
70,059
32,972
53,889
3,022
44,548
681,752
598,490
83,262
55,759
19,718
14,268
5,527
16,245
164,282
68,750
26,449
64,636
4,448
49,944
710,769
625,300
85,469
52,246
17,656
11,199
4,552
18,839
166,425
75,316
25,149
57,749
8,210
48,614
717,161
636,414
80,748
47,741
16,218
9,769
4,099
17,655
166,795
76,060
23,591
59,879
7,265
50,449
733,460
645,197
88,263
44,854
13,552
11,341
3,439
16,522
147,995
76,385
19,905
49,405
2,299
46,737
748,038
656,030
92,008
60,467
18,455
20,343
3,393
18,277
164,190
77,029
19,136
62,760
5,265
48,510
2,872
10,331
1,922
10,372
1,842
14,258
2,000
13,796
2,261
13,820
2,274
15,402
2,277
15,797
2,353
15,339
2,457
15,819
2,446
17,904
2,482
18,926
3,848
22,138
480,394
426,160
88,947
176,718
160,496
54,234
23,377
30,818
38
6,493
33,422
9,379
6,750
4,482
2,268
5,366
1,645
571,008
509,552
121,749
179,313
208,490
61,456
24,865
36,559
33
5,881
41,998
9,259
6,714
4,118
2,595
7,578
2,391
669,827
588,704
123,438
235,219
230,047
81,123
28,329
45,395
7,399
5,446
52,023
5,631
3,880
3,618
262
7,174
2,838
783,384
680,371
136,512
274,965
268,894
103,013
36,090
57,236
9,687
4,409
45,539
5,043
15,886
8,629
7,257
7,324
3,401
898,405
793,338
152,770
328,677
311,891
105,067
41,763
51,429
11,876
4,222
32,571
5,813
18,096
8,274
9,822
6,873
2,341
819,032
717,301
108,525
312,719
296,057
101,731
46,561
43,135
12,036
4,263
35,689
5,770
15,868
8,226
7,642
9,235
1,899
845,763
738,868
116,001
325,054
297,814
106,895
48,091
46,391
12,414
4,269
37,840
5,751
17,549
8,776
8,773
6,383
1,883
833,443
732,508
114,651
319,730
298,128
100,935
42,618
46,007
12,310
4,228
34,360
5,732
17,515
8,005
9,509
6,932
1,899
847,258
742,921
117,332
321,500
304,089
104,337
46,577
45,788
11,972
4,261
39,919
5,513
18,008
8,148
9,860
7,255
1,743
869,061
768,765
130,138
325,208
313,420
100,296
42,047
45,510
12,739
4,253
41,092
6,804
19,769
9,053
10,716
14,717
1,763
876,413
773,058
135,285
323,679
314,094
103,355
44,791
45,923
12,641
4,308
44,459
6,066
13,980
8,542
5,438
8,754
1,810
27,751
8,097
9,644
(12,107)
13,145
13,844
28,572
10,837
13,332
(10,772)
15,864
13,908
29,965
12,363
13,159
7,508
11,961
-
28,179
12,402
18,050
14,300
15,398
-
30,077
13,567
22,766
24,050
25,375
61
31,265
13,567
5,080
50,567
34,524
87
31,293
13,549
8,185
53,291
34,916
63
31,293
13,606
10,791
49,218
35,016
213
31,293
14,436
12,853
44,893
34,884
63
31,293
15,520
16,619
40,210
34,575
63
31,293
15,520
18,291
40,265
34,867
63
Feb
Mar
Apr
Mei
Jun
Ags
Sep
Okt
Novr)
Des
Janr)
749,689
660,404
89,285
55,741
18,309
18,594
3,281
15,556
190,888
77,989
15,925
88,045
8,930
54,348
764,543
671,863
92,680
67,603
24,644
18,835
3,771
20,352
180,347
80,941
14,367
66,264
18,775
54,616
776,833
684,620
92,213
69,082
19,184
21,952
4,304
23,642
270,822
84,814
16,592
104,629
64,788
54,241
764,685
675,047
89,639
65,775
23,213
19,696
4,374
18,492
246,422
91,273
13,339
109,460
32,350
57,363
767,507
679,443
88,065
62,221
17,581
23,141
4,259
17,241
198,534
87,556
11,997
84,134
14,847
64,189
2,492
22,312
2,612
21,288
2,669
21,430
2,874
21,595
2,763
21,852
2,812
29,973
871,186
770,980
121,017
321,405
328,558
100,206
41,566
46,370
12,270
4,223
44,495
6,082
19,739
8,503
11,236
12,343
1,797
899,322
790,333
134,819
324,000
331,513
108,989
48,167
48,520
12,301
4,481
51,961
6,052
17,634
8,332
9,301
12,125
2,074
926,133
821,945
148,019
340,953
332,973
104,188
46,192
45,404
12,592
4,237
48,787
6,041
19,973
8,460
11,513
10,187
2,352
937,971
823,190
141,462
337,096
344,632
114,781
56,207
46,216
12,358
4,318
55,566
6,033
15,527
8,452
7,075
10,872
2,342
1,039,257
924,763
190,610
350,862
383,291
114,494
52,253
50,161
12,080
4,034
61,386
6,085
12,453
8,271
4,182
10,376
2,615
995,381
882,986
165,622
348,175
369,189
112,395
52,613
46,879
12,903
3,890
62,087
6,074
10,008
8,265
1,743
10,267
2,196
960,609
849,821
136,526
345,566
367,728
110,789
48,421
49,255
13,113
4,063
57,962
6,046
11,575
8,188
3,386
10,900
2,218
31,293
15,520
20,806
40,265
34,785
63
31,293
15,520
24,369
40,265
34,474
212
31,301
15,520
26,984
39,748
34,853
56
31,307
15,520
29,476
40,234
34,910
60
31,307
15,590
32,659
40,295
35,243
199
31,307
15,590
3,657
74,379
36,041
199
Ind
Feb
31,307
15,590
8,360
75,455
35,729
199
Note:
Distribution of
a.
b.
c.
d.
e.
f.
Source of Fund
a.
b.
c.
d.
e.
f.
g.
Components o
a.
b.
c.
d.
e.
f.
1)
r)
*)
tan Usaha Bank Persero

d Banks Operations)
Rp (Billion Rp)
Indicator
Credit 1)
Rupiah
Foreign Exchange
Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
Placements at BI
Demand Deposit
Call Money
Others
Other Claims
Source of Funds
Third Party Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
Inter-Bank
Securities
Loans received
- Rupiah
- Foreign Exchange
Other Liabilities
Guarantee Deposits
paid in Capital
Reserves
Capital
Loan Capital
revised
Temporary Figures

Tabel 1.2.a. Kegiatan Usaha Bank Persero
(State Owned Banks Operations)
Keterangan
Peyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
- Surat Perbendaharaan Negara
(SB/PN)
- Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
kembali/repo)
h. Setoran Jaminan
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
719,216
717,161
636,414
80,748
2,054
1,733
322
30,303
16,218
9,769
4,099
217
139,835
76,060
24,679
35,200
3,897
185,056
23,591
59
139,868
21,538
7,947
38,171
735,607
733,460
645,197
88,263
2,147
1,807
340
28,459
13,552
11,341
3,439
126
128,090
76,385
21,004
28,401
2,299
174,097
19,905
135,201
18,990
8,053
38,683
750,151
748,038
656,030
92,008
2,112
1,799
314
42,191
18,455
20,343
3,393
0
140,696
77,029
27,066
35,694
907
176,208
19,136
2,150
135,068
19,854
8,090
38,238
751,879
749,689
660,404
89,285
2,190
1,830
360
40,185
18,309
18,594
3,281
0
170,604
77,989
22,949
65,095
4,571
176,084
15,925
3,118
139,686
17,355
8,306
38,332
766,750
764,543
671,863
92,680
2,207
1,843
364
47,251
24,644
18,835
3,771
0
149,386
80,941
16,870
49,394
2,181
177,919
14,367
3,345
139,227
20,980
8,391
37,950
779,412
776,833
684,620
92,213
2,579
2,259
321
45,440
19,184
21,952
4,304
1
235,855
84,814
14,936
89,693
46,412
179,034
16,592
3,009
138,685
20,747
8,901
36,728
766,960
764,685
675,047
89,639
2,275
2,064
211
47,284
23,213
19,696
4,374
0
207,594
91,273
31,013
78,447
6,861
176,466
13,339
328
141,183
21,616
8,847
39,302
769,774
767,507
679,443
88,065
2,267
2,056
211
44,981
17,581
23,141
4,259
0
174,592
87,556
33,589
50,545
2,902
182,774
11,997
1,061
146,983
22,732
8,876
38,211
795,041
792,719
702,232
90,487
2,322
2,113
209
53,577
19,927
28,494
5,156
171,616
85,540
27,623
50,011
8,443
182,462
13,027
497
145,355
23,584
6,108
37,690
813,321
811,030
714,576
96,454
2,291
2,089
202
53,195
18,851
26,249
7,510
585
171,494
85,305
29,054
48,880
8,255
188,551
14,232
1,346
148,254
24,719
6,074
37,670
834,671
832,330
734,768
97,562
2,341
2,145
197
58,671
26,191
25,026
7,267
188
177,335
91,125
40,671
41,300
4,239
191,529
15,219
799
149,147
26,363
6,112
37,932
857,257
854,674
754,487
100,187
2,583
2,400
183
52,640
23,629
23,585
5,425
0
187,228
87,759
43,970
50,039
5,460
188,810
14,212
937
148,351
25,310
6,129
37,843
853,228
850,583
757,712
92,871
2,645
2,451
193
55,899
27,146
23,367
5,386
0
177,200
88,299
58,292
27,039
3,570
186,835
14,640
740
146,759
24,695
6,169
37,946
868,005
865,367
770,143
95,224
2,638
2,453
185
57,416
27,328
24,330
5,758
0
174,872
91,174
46,474
35,124
2,100
188,200
17,251
1,512
146,914
22,524
6,172
38,139
891,558
888,985
789,604
99,381
2,574
2,465
108
56,709
32,371
18,415
5,923
0
171,400
90,066
61,325
15,810
4,199
186,315
15,649
1,293
145,398
23,975
6,294
38,078
899,634
897,082
797,818
99,264
2,552
2,388
164
52,105
32,670
15,428
4,006
0
169,605
89,908
61,231
13,849
4,618
185,862
14,713
1,349
146,798
23,002
6,309
38,154
922,737
920,147
815,688
104,459
2,590
2,433
157
53,003
31,234
18,415
3,354
0
188,518
92,019
59,537
30,604
6,359
186,928
15,409
1,934
147,103
22,481
6,331
38,059
961,994
959,128
847,132
111,996
2,866
2,756
111
44,017
23,859
15,270
4,887
0
237,866
107,025
101,252
18,977
10,611
189,311
16,671
124
148,758
23,757
6,675
36,516
35,987
338
1,846
215
21,773
36,864
330
1,489
194
22,658
36,500
298
1,441
388
27,958
36,608
299
1,425
220
27,593
36,192
303
1,455
188
41,059
34,982
281
1,465
200
45,282
37,589
277
1,437
352
47,740
36,492
286
1,434
300
39,860
35,947
204
1,539
173
40,647
35,959
196
1,515
93
40,344
36,194
181
1,557
348
47,833
36,107
222
1,515
173
48,456
36,314
136
1,495
253
41,629
36,479
136
1,524
150
30,307
36,464
128
1,487
176
43,891
36,498
140
1,516
169
40,539
36,328
144
1,587
275
42,910
34,846
150
1,520
342
49,032
876,413
773,058
135,285
314,094
323,679
103,355
44,791
12,641
45,923
2,077
26,873
5,438
18,133
2,909
15,224
387
871,186
770,980
121,017
328,558
321,405
100,206
41,566
12,270
46,370
1,974
26,361
5,438
23,094
2,887
20,207
380
899,322
790,333
134,819
331,513
324,000
108,989
48,167
12,301
48,520
2,021
26,392
5,438
28,080
2,865
25,214
897
926,133
821,945
148,019
332,973
340,953
104,188
46,192
12,592
45,404
1,991
23,234
5,439
29,208
2,853
26,355
667
937,971
823,190
141,462
344,632
337,096
114,781
56,207
12,358
46,216
2,054
22,244
5,439
32,569
2,845
29,724
892
1,039,257
924,763
190,610
383,291
350,862
114,494
52,253
12,080
50,161
1,944
24,024
5,439
34,253
4,797
29,455
724
995,381
882,986
165,622
369,189
348,175
112,395
52,613
12,903
46,879
1,822
26,106
5,439
31,323
4,792
26,532
620
960,609
849,821
136,526
367,728
345,566
110,789
48,421
13,113
49,255
1,855
24,231
5,439
31,659
4,741
26,919
513
976,682
860,242
141,961
368,116
350,164
116,440
52,524
13,505
50,411
1,690
33,677
5,439
33,196
5,204
27,992
584
983,288
872,104
141,294
373,876
356,934
111,184
50,852
13,548
46,783
1,682
37,584
9,980
37,251
5,204
32,047
580
1,028,702
901,813
173,519
382,415
345,879
126,890
54,633
13,193
59,064
1,718
37,029
9,785
36,327
5,191
31,135
1,157
1,048,512
914,765
174,777
398,238
341,750
133,748
59,545
13,631
60,571
1,670
40,511
11,778
33,499
5,727
27,772
844
1,035,025
898,238
169,505
397,082
331,651
136,786
57,968
13,706
65,112
1,665
33,912
11,805
35,036
5,521
29,515
812
1,044,060
904,599
165,191
405,953
333,455
139,461
61,252
14,148
64,061
1,606
36,532
11,851
36,952
5,506
31,445
790
1,060,300
917,858
170,695
409,270
337,893
142,442
59,710
14,047
68,684
1,594
34,823
11,869
34,567
5,496
29,071
833
13,833
17,890
18,351
17,780
18,069
16,789
16,431
16,074
16,284
18,085
20,964
22,698
21,174
18,975
21,272
1,071,565
920,386
155,986
416,565
347,836
151,179
66,872
14,644
69,663
1,626
29,532
11,888
27,714
5,489
22,225
810
18,933
1,112,462
961,137
176,906
426,720
357,512
151,324
65,235
14,353
71,736
1,638
27,682
11,883
25,783
5,492
20,291
833
20,229
1,810
1,797
2,074
2,352
2,342
2,615
2,196
2,218
2,212
2,144
2,246
2,277
2,297
2,373
2,390
2,253
2,347

31,293
31,293
31,293
a. Modal Disetor
15,520
15,520
15,520
b. Cadangan
40,265
40,265
40,265
2)
18,291
20,806
24,369
d. L/R Tahun berjalan sesudah pajak
34,930
34,848
34,994
8,177
8,161
8,166
f. Modal Pinjaman
1)
2)
31,301
15,520
39,748
31,307
15,520
40,234
31,307
15,590
40,295
31,307
15,590
74,379
31,307
15,590
75,455
31,308
15,521
71,777
31,308
17,542
65,209
31,308
17,688
61,384
31,311
17,693
61,322
31,311
17,693
61,379
26,984
34,909
8,157
29,476
34,970
8,163
32,659
35,303
7,993
3,062
36,101
7,989
6,688
35,789
7,973
9,127
35,525
7,975
12,075
35,723
7,966
15,215
35,165
7,970
19,025
35,479
7,840
22,394
36,140
7,838
Distribution o
a.
b.
c.
d.
e.
f.
g.
h.
Source of Fund
1,201,284
a.
1,053,025
206,540
467,656
378,829
148,259
65,610
15,366
67,283
1,437
b.
21,807
c.
11,906
d.
33,898
e.
5,988
27,910
771
f.
20,260
g.
2,788
31,311
17,693
61,379
33,056
36,233
7,825
h.
Components o
31,311
31,311
32,062
32,067
a.
17,693
17,693
17,693
17,693
b.
61,379
61,378
61,384
61,384
c.
25,565
29,384
37,348
40,823
d.
35,625
35,892
37,514
37,567
e.
7,823
7,824
7,825
7,139
f.
1)
LBU 2008 is
2)
10
giatan Usaha Bank Persero

ned Banks Operations)
ar Rp (Billion Rp)
Items
Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
Interbank Placement
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
Securitiess
- Treasury Bills
- Bonds
- Others
Equity Investment
- Credit
- Securities
- Others
Other claims
Source of Funds
Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
Liabilities to BI
Issued Securities
Loans received
Rupiah
Foreign Exchange
Other Liabilities
Margin Deposits
Paid In Capital
Reserves
Loan Capital
1)
2)
11

Tabel 1.3 Kegiatan Usaha BUSN Devisa
(Foreign Exchange Commercial Banks Operations)
Indikator
Penyaluran Dana
a. Kredit 1)
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
a. Modal Disetor
b. Cadangan
d. L/R tahun lalu
f. disetor
Modal pinjaman
2011
Jul
2012
2006
2007
2008
2009
2010
315,256
276,768
38,488
45,908
3,514
23,795
3,887
14,712
133,141
49,313
79,344
4,484
29,702
407,742
351,351
56,390
37,716
3,191
16,692
2,783
15,050
146,616
54,966
83,476
8,148
26
55,471
524,295
452,613
71,682
57,016
21,825
16,350
5,355
13,486
116,730
32,354
73,834
6,909
3,633
59,650
555,617
492,045
63,573
58,649
23,580
17,242
4,842
12,986
173,090
42,473
118,589
6,583
5,444
69,002
718,639
630,777
87,863
67,057
11,341
36,125
4,662
14,929
248,452
69,835
63,955
89,300
25,363
68,885
728,002
637,778
90,224
65,861
12,311
32,615
5,384
15,552
254,173
74,654
62,684
91,740
25,094
73,337
741,401
648,321
93,080
60,455
10,469
29,944
5,041
15,002
261,414
84,431
69,585
80,488
26,910
79,216
756,128
660,297
95,831
59,298
10,820
28,572
4,120
15,786
259,044
87,024
61,498
71,491
39,031
79,876
774,377
677,944
96,432
52,560
10,066
24,213
3,095
15,187
262,477
87,824
50,863
80,950
42,840
78,051
798,019
695,965
102,055
52,180
10,062
23,396
3,388
15,335
262,185
92,270
53,444
73,683
42,788
75,735
804,203
702,339
101,864
50,966
10,855
22,514
2,126
15,472
282,879
93,035
54,436
90,371
45,037
69,828
830,444
723,762
106,681
52,170
10,780
22,175
2,205
17,009
267,989
98,291
53,123
72,117
44,458
69,873
854,915
743,538
111,377
54,697
8,333
27,689
2,090
16,584
280,180
97,554
52,324
89,845
40,457
70,106
2,979
8,620
3,613
10,892
4,681
17,401
7,888
14,500
9,930
16,700
10,339
16,521
10,429
16,935
9,723
18,465
9,794
18,559
9,986
18,421
10,343
19,792
10,518
19,863
525,177
455,098
68,884
244,890
141,324
70,079
35,216
34,845
17
4,151
40,308
2,537
5,168
1,576
3,592
6,268
749
606,932
528,154
91,502
252,222
184,429
78,778
36,676
42,082
21
3,109
49,041
4,768
6,455
2,754
3,701
6,338
886
701,710
597,459
89,607
309,732
198,120
104,251
47,875
51,326
5,051
3,910
48,388
5,383
7,683
3,391
4,292
9,834
794
781,072
668,798
104,102
326,063
238,632
112,274
49,827
46,729
15,718
2,780
37,640
6,415
3,980
2,815
1,165
7,190
1,022
975,308
835,532
133,895
407,603
294,034
139,777
61,322
56,435
22,020
1,860
53,688
5,538
9,360
8,164
1,197
4,223
1,147
977,251
833,695
135,672
401,156
296,867
143,556
62,858
57,906
22,791
1,948
53,980
7,490
9,555
8,161
1,393
8,654
981
1,001,422
852,469
135,906
412,373
304,191
148,953
65,141
60,367
23,445
1,792
50,995
7,479
9,572
8,374
1,198
5,565
984
1,004,067
860,052
134,490
412,962
312,600
144,016
61,137
57,789
25,090
1,772
53,648
7,503
9,615
8,436
1,179
6,277
1,283
1,021,827
882,295
149,603
418,794
313,897
139,532
58,958
56,396
24,178
3,687
48,388
8,092
9,680
8,505
1,175
6,242
1,411
1,031,629
890,992
149,675
425,822
315,495
140,637
59,014
57,893
23,730
1,226
56,513
9,292
10,076
8,895
1,180
6,602
1,453
1,052,110
906,919
143,782
444,188
318,948
145,192
61,181
59,375
24,636
1,205
55,676
7,313
11,873
10,705
1,168
5,592
1,371
25,523
4,646
11,735
4,468
28,848
150
27,969
5,186
4,809
14,948
26,893
-
36,846
6,047
14,205
21,284
25,660
224
40,155
7,170
20,559
31,038
32,225
50
40,526
7,170
3,350
52,096
35,401
-
41,558
7,200
5,589
50,427
34,947
-
41,560
7,207
7,394
50,302
35,284
-
41,626
7,292
9,838
49,860
35,236
-
42,099
9,130
12,316
44,135
36,616
-
42,140
9,139
14,804
44,073
36,636
25
24,524
3,332
9,822
(925)
28,197
229
Feb
Mar
Apr
Mei
Jun
Ags
Sep
Okt
Nov
Des
Jan
870,482
756,733
113,749
49,796
10,022
21,558
2,410
15,806
276,439
96,724
54,739
79,352
45,623
70,727
887,709
770,063
117,646
50,702
12,048
20,645
2,431
15,578
285,158
99,040
59,673
75,556
50,889
73,838
922,541
801,969
120,572
60,255
13,822
24,020
3,200
19,214
303,512
101,459
57,499
85,585
58,969
73,244
914,763
796,268
118,495
57,728
14,568
20,017
3,162
19,981
312,403
104,436
55,417
95,480
57,069
73,876
921,643
802,325
119,319
58,308
16,093
18,918
3,232
20,065
318,420
103,884
46,819
101,886
65,831
76,828
10,791
19,850
11,240
21,571
11,498
22,170
7,919
23,364
8,002
23,400
6,446
24,858
1,066,147
925,005
144,942
454,530
325,533
141,142
56,836
60,828
23,478
1,193
60,626
5,018
14,544
13,200
1,344
5,967
1,379
1,082,802
939,601
145,426
460,235
333,940
143,201
57,645
61,208
24,348
1,182
66,593
4,761
15,010
13,625
1,385
5,757
1,288
1,095,158
945,176
149,190
461,223
334,762
149,982
60,474
64,386
25,122
1,087
60,257
4,771
15,499
14,104
1,395
6,340
1,367
1,122,451
971,114
156,242
469,303
345,569
151,337
58,650
68,517
24,171
1,016
60,880
4,783
15,513
14,024
1,490
5,793
1,380
1,174,957
1,021,904
166,328
491,864
363,712
153,053
59,043
69,555
24,455
1,035
73,540
7,936
15,764
13,517
2,248
5,637
1,441
1,177,919
1,017,849
166,893
487,205
363,751
160,071
62,926
71,596
25,549
1,097
63,108
7,750
14,897
13,661
1,236
6,563
1,376
1,187,610
1,025,655
165,127
489,103
371,425
161,955
62,645
74,351
24,959
1,006
64,296
7,470
15,374
14,133
1,241
7,348
1,453
42,140
9,139
16,761
44,043
36,597
25
42,746
9,139
19,410
44,043
40,539
25
42,746
9,139
21,748
44,043
40,965
25
42,771
9,139
23,791
43,811
40,761
-
43,071
9,139
24,955
41,063
41,132
500
43,071
9,143
2,476
65,858
41,484
500
43,071
9,139
4,621
64,318
41,255
500
Ind
Feb
Distribution of
a.
b.
c.
d.
e.
f.
Source of Fund
a.
b.
c.
d.
e.
f.
g.
Components o
a.
b.
c.
d.
e.
f.
Note: 1)see e
12
tan Usaha BUSN Devisa

ommercial Banks Operations)
Rp (Billion Rp)
Indicator
Credit 1)
Rupiah
Foreign Exchange
Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
Placements at BI
Demand Deposit
Call Money
Others
Other Claims
Source of Funds
Third Party Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
Inter-Bank
Securities
Loans received
- Rupiah
- Foreign Exchange
Other Liabilities
Guarantee Deposits
paid in Capital
Reserves
Capital
Loan Capital
Note: 1)see explanation page iv
13

Tabel 1.3.a. Kegiatan Usaha BUSN Devisa
(Foreign Exchange Commercial Banks Operations)
Keterangan
Peyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
(SB/PN)
- Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
kembali/repo)
h. Setoran Jaminan
2011
Jul
Ags
Sep
2012
Okt
809,115
804,203
702,339
101,864
4,912
3,085
1,827
36,319
10,855
22,514
2,126
824
217,116
93,035
58,700
31,671
33,709
152,910
54,436
6
79,966
18,502
11,627
23,020
835,667
830,444
723,762
106,681
5,223
3,116
2,108
36,349
10,780
22,175
2,205
1,189
199,108
98,291
45,073
27,044
28,700
150,338
53,123
8
77,115
20,093
11,803
22,890
860,622
854,915
743,538
111,377
5,707
3,131
2,575
38,925
8,333
27,689
2,090
812
216,171
97,554
60,971
28,875
28,772
148,549
52,324
1,005
76,126
19,094
12,079
22,675
876,201
870,482
756,733
113,749
5,719
3,125
2,594
34,650
10,022
21,558
2,410
660
201,263
96,724
53,080
26,272
25,186
151,135
54,739
1,168
76,365
18,862
12,529
22,714
19,439
2,178
1,403
1,182
29,033
19,470
2,035
1,384
1,091
34,157
19,214
2,082
1,379
1,393
29,651
19,177
1,955
1,582
1,297
39,542
1,052,110
906,919
143,782
318,948
444,188
145,192
61,181
24,636
59,375
1,066,147
925,005
144,942
325,533
454,530
141,142
56,836
23,478
60,828
1,082,802
939,601
145,426
333,940
460,235
143,201
57,645
24,348
61,208
1,095,158
945,176
149,190
334,762
461,223
149,982
60,474
25,122
64,386
288
28,419
10,552
8,532
1,783
6,749
784
276
31,300
7,928
10,666
1,780
8,886
658
259
35,450
8,153
12,703
2,078
10,625
778
13,719
14,150
1,371
1,379
Nov
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
1,034,281
1,026,096
894,247
131,849
8,185
5,492
2,692
51,359
16,943
30,676
2,501
1,240
167,825
105,979
29,283
20,912
11,651
159,962
41,798
1,170
94,724
22,270
7,116
23,283
1,041,452
1,033,109
903,110
129,999
8,343
5,650
2,693
53,074
20,777
28,310
2,975
1,012
173,063
107,047
35,175
19,528
11,313
152,462
36,763
700
93,018
21,982
7,136
23,568
1,055,817
1,047,497
915,365
132,132
8,319
5,839
2,481
39,947
13,044
22,146
3,673
1,084
178,080
108,485
33,045
25,940
10,609
156,249
37,942
1,420
95,372
21,514
7,149
23,964
1,067,582
1,059,131
925,062
134,069
8,450
5,960
2,490
37,133
16,819
18,746
629
938
198,177
110,324
59,204
19,509
9,141
150,064
31,212
1,473
95,715
21,664
7,161
22,727
1,080,430
1,071,848
939,843
132,005
8,582
6,084
2,497
37,152
18,725
16,014
1,266
1,146
189,531
110,239
55,742
17,025
6,525
152,944
33,225
1,594
96,836
21,289
7,332
22,812
1,094,294
1,085,626
954,990
130,637
8,667
6,173
2,494
39,634
18,614
17,331
2,426
1,262
189,371
110,781
50,441
20,262
7,887
154,402
36,868
984
95,549
21,001
7,342
22,987
1,123,364
1,114,279
982,260
132,018
9,085
6,483
2,602
46,221
20,881
23,047
1,322
972
208,570
114,071
61,799
21,895
10,805
154,456
40,470
988
90,998
22,000
7,441
22,335
19,695
1,936
1,181
1,464
76,466
20,560
1,931
496
1,478
85,480
20,190
1,936
208
1,430
87,650
1,310,431
1,126,646
182,855
424,624
519,167
183,786
67,854
26,646
89,286
101
36,873
14,937
10,334
2,908
7,426
595
24,824
1,179
930,326
922,541
801,969
120,572
7,785
5,130
2,655
42,240
13,822
24,020
3,200
1,199
213,648
101,459
50,504
35,081
26,604
155,074
57,499
759
77,339
19,476
9,160
22,677
922,313
914,763
796,268
118,495
7,550
4,943
2,607
39,038
14,568
20,017
3,162
1,291
218,781
104,436
50,820
44,660
18,865
153,610
55,417
721
78,762
18,711
9,245
22,461
929,175
921,629
802,395
119,235
7,546
4,930
2,616
39,508
16,093
18,918
3,232
1,265
226,516
103,884
46,871
55,015
20,747
149,554
46,819
820
82,277
19,638
7,715
22,757
956,947
978,185
949,216
824,314
124,902
7,731
5,067
2,664
34,071
12,702
16,851
3,034
1,485
207,759
105,623
29,000
57,943
15,192
153,690
970,465
842,582
127,883
7,720
5,043
2,677
32,783
11,632
17,503
2,289
1,359
177,777
104,873
33,567
31,844
7,493
155,795
45,471
1,161
85,389
21,669
7,034
22,792
42,762
702
90,707
21,624
7,037
23,159
1,004,527
996,625
864,146
132,479
7,902
5,160
2,741
36,086
12,607
19,593
2,541
1,345
179,111
105,260
47,052
17,875
8,924
156,145
41,717
1,263
91,881
21,283
7,050
23,525
19,675
1,462
1,541
1,208
54,957
19,353
1,491
1,616
1,346
60,247
19,833
1,672
1,252
1,287
68,137
19,417
1,799
1,576
1,227
79,105
19,716
1,868
1,576
1,154
80,869
20,462
1,902
1,161
1,580
76,387
20,165
1,893
1,225
1,595
68,824
1,122,451
971,114
156,242
345,569
469,303
151,337
58,650
24,171
68,517
1,174,957
1,021,904
166,328
363,712
491,864
153,053
59,043
24,455
69,555
1,177,919
1,017,849
166,893
363,751
487,205
160,071
62,926
25,549
71,596
1,187,582
1,025,619
165,102
371,437
489,080
161,963
62,654
24,959
74,350
231
28,581
8,151
12,546
2,377
10,169
635
199
28,955
8,162
12,327
2,377
9,950
866
190
35,002
12,928
12,587
2,460
10,127
659
164
29,489
12,834
11,751
2,589
9,162
688
157
30,829
12,181
11,262
2,590
8,671
597
1,195,653
1,032,029
168,809
374,505
488,716
163,624
62,870
25,413
75,341
182
39,399
13,444
10,602
2,466
8,136
509
1,192,073
1,027,752
173,015
377,948
476,789
164,321
60,721
25,593
78,006
134
36,150
10,954
11,483
2,653
8,831
470
17,255
23,046
18,390
19,439
21,803
22,309
1,250,280
1,073,848
181,851
390,657
501,340
176,432
65,797
28,790
81,845
121
35,661
9,857
11,879
2,718
9,161
648
24,746
1,280,972
1,106,516
176,931
415,527
514,057
174,456
62,934
26,064
85,458
102
41,238
9,644
10,745
2,970
7,775
680
15,334
1,235,649
1,062,033
179,124
386,535
496,375
173,616
64,909
28,098
80,609
122
42,888
10,544
12,363
2,729
9,633
718
25,333
1,266,392
1,096,356
179,175
407,184
509,997
170,035
63,515
25,850
80,671
106
32,578
9,876
10,895
2,703
8,192
859
13,976
1,207,976
1,041,680
175,044
381,404
485,233
166,296
63,495
25,293
77,507
134
41,426
10,517
12,002
2,625
9,377
952
26,588
22,486
24,419
1,291,125
1,114,501
183,108
416,720
514,672
176,624
62,399
26,469
87,756
102
33,173
14,638
9,510
2,932
6,577
607
24,798
1,288
1,367
1,380
1,441
1,376
1,453
1,527
1,628
1,633
1,640
1,592
1,627
1,681
1,727

42,140
42,140
42,746
a. Modal Disetor
9,139
9,139
9,139
b. Cadangan
44,073
44,043
44,043
2)
14,804
16,761
19,410
d. L/R Tahun berjalan sesudah pajak
36,661
36,622
40,564
14,844
17,298
17,367
f. Modal Pinjaman
1)
2)
893,544
887,709
770,063
117,646
5,835
3,193
2,642
35,781
12,048
20,645
2,431
657
195,564
99,040
47,653
27,902
20,969
158,468
59,673
1,182
78,189
19,423
12,739
23,049
Des
25,072
2,041
(4,064)
1,372
49,854
42,746
9,139
44,043
42,771
9,139
43,811
43,071
9,139
41,063
43,071
9,143
65,858
43,071
9,139
64,318
21,748
40,990
17,313
23,791
40,761
15,623
24,955
41,632
15,185
2,476
41,984
15,251
4,621
41,755
15,768
43,071
8,812
62,774
6,761
41,510
15,770
43,072
10,508
61,042
8,904
41,480
17,264
43,572
10,646
60,921
12,459
40,219
17,284
43,787
10,990
58,589
16,005
42,100
17,285
20,510
3,231
(172)
1,479
65,418
43,908
10,994
58,581
18,482
42,640
17,990
20,855
1,966
1,143
1,445
65,402
19,690
3,769
(732)
1,513
75,599
Distribution o
a.
b.
c.
d.
e.
f.
g.
h.
Source of Fund
1,353,149
a.
1,173,913
198,251
433,712
541,950
179,236
66,731
27,326
85,179
84
b.
43,163
c.
16,720
d.
11,454
e.
2,820
8,635
640
f.
27,877
g.
1,145
h.
Components o
43,934
44,052
44,052
43,878
44,383
a.
11,000
11,006
11,006
10,990
10,636
b.
58,492
58,363
58,359
58,261
57,402
c.
20,697
23,394
26,066
28,635
31,687
d.
42,994
43,187
43,264
43,661
46,335
e.
17,995
18,000
17,903
17,906
20,893
f.
1)
LBU 2008 is
2)
14
giatan Usaha BUSN Devisa

Commercial Banks Operations)
ar Rp (Billion Rp)
Items
Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
Interbank Placement
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
Securitiess
- Treasury Bills
- Bonds
- Others
Equity Investment
- Credit
- Securities
- Others
Other claims
Source of Funds
Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
Liabilities to BI
Issued Securities
Loans received
Rupiah
Foreign Exchange
Other Liabilities
Margin Deposits
Paid In Capital
Reserves
Loan Capital
1)
2)
15

Tabel 1.4 Kegiatan Usaha BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Operations)
Indikator
Penyaluran Dana
a. Kredit 1)
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
a. Modal Disetor
b. Cadangan
d. L/R tahun lalu
f. disetor
Modal pinjaman
2006
2007
2008
2009
2010
2011
Feb
Mar
Apr
Mei
Jun
Jul
2012
Ags
Sep
Okt
Nov
Des
Jan
Feb
19,114
19,114
1,509
297
720
25
467
5,558
1,666
3,172
713
6
1,100
23,863
23,863
1,604
440
556
59
549
9,238
2,021
6,352
621
243
1,521
27,122
27,122
1,238
121
205
28
884
8,503
1,678
5,393
807
625
2,812
35,700
35,700
2,399
92
1,322
128
857
10,053
2,193
6,321
975
564
4,528
48,757
48,757
4,266
111
2,290
369
1,497
17,105
4,935
2,982
7,536
1,652
4,768
50,450
50,450
2,604
135
665
280
1,524
16,363
4,800
3,356
6,772
1,436
3,994
51,873
51,873
2,513
77
678
212
1,545
18,144
5,052
3,636
7,952
1,504
4,021
53,050
53,050
2,687
88
759
280
1,560
18,008
4,995
4,166
7,495
1,352
3,351
54,607
54,607
2,559
72
677
190
1,621
17,941
5,244
2,358
8,817
1,522
3,602
56,380
56,380
4,138
99
1,855
384
1,800
18,757
5,263
2,672
9,340
1,483
3,539
57,909
57,909
3,029
101
880
446
1,601
19,944
5,667
2,842
9,779
1,656
3,567
60,615
60,615
3,676
108
1,100
710
1,758
19,588
5,734
2,995
9,762
1,098
3,512
62,124
62,124
3,873
93
1,238
780
1,761
21,115
6,062
3,013
10,230
1,811
3,754
64,011
64,011
3,772
116
1,059
804
1,793
21,830
6,203
3,263
10,832
1,532
3,752
65,907
65,907
3,647
115
795
715
2,022
21,082
6,368
3,447
9,541
1,726
4,196
68,143
68,143
4,926
80
1,358
1,192
2,296
24,341
6,604
3,866
10,866
3,005
4,463
68,749
68,749
3,507
95
585
598
2,228
24,333
7,055
4,509
11,198
1,571
4,632
69,998
69,998
3,307
74
361
647
2,225
23,785
6,930
3,752
11,698
1,404
5,269
52
187
0
61
0
74
0
376
0
384
0
358
0
339
0
333
0
331
0
312
0
348
0
341
0
335
0
253
0
255
0
341
0
359
24,423
24,423
1,811
20,234
2,379
20
802
59
59
161
26
30,491
30,491
2,195
25,103
3,194
17
2,017
309
62
62
226
6
33,213
33,213
1,779
28,059
3,375
0
0
388
1,088
301
76
76
244
8
43,980
43,979
2,183
37,635
4,161
0
0
0
67
2,272
1,021
128
128
311
6
58,950
58,950
2,745
50,026
6,178
4
2,458
3,433
306
306
203
9
57,536
57,536
2,618
48,255
6,662
3
2,318
3,430
303
303
282
8
60,121
60,121
2,686
50,517
6,919
3
2,488
3,410
888
888
193
8
60,857
60,857
2,691
51,193
6,973
2
2,011
3,411
884
884
184
9
62,696
62,696
2,908
52,445
7,344
2
1,941
3,411
883
883
165
8
65,393
65,393
2,864
54,767
7,762
2
2,443
3,910
885
885
212
9
68,244
68,244
2,914
57,095
8,236
1
1,316
3,907
884
884
224
8
70,184
70,184
2,867
59,171
8,146
1
2,162
3,907
908
908
261
8
73,398
73,398
3,085
61,274
9,039
1
2,323
3,908
937
937
209
8
75,789
75,789
2,917
63,441
9,431
1
1,815
3,911
1,000
1,000
222
9
77,350
77,350
3,107
64,409
9,834
0
2,229
3,912
998
998
248
9
83,095
83,095
3,634
69,180
10,281
0
3,178
3,888
997
997
283
10
83,690
83,690
2,969
69,924
10,796
0
1,895
3,888
995
995
257
7
83,662
83,662
3,082
70,107
10,473
2,835
3,889
994
994
250
7
2,258
194
399
677
46
87
3,042
200
765
921
47
256
4,295
254
360
1,503
89
444
6,931
225
502
1,742
1,368
281
6,983
230
241
2,189
1,318
220
6,987
241
421
2,119
1,360
381
6,602
244
578
2,438
1,389
208
7,200
250
694
2,034
1,397
249
7,200
252
826
2,012
1,401
673
6,277
261
972
2,698
1,425
697
6,338
261
1,103
2,701
1,412
847
6,338
261
1,293
2,701
1,410
847
6,666
261
1,506
2,701
1,450
830
6,731
261
1,678
2,701
1,439
764
6,837
261
1,785
2,776
1,467
826
6,737
267
199
4,576
1,552
934
7,087
272
390
4,596
1,517
584
3,693
217
604
1,332
(1)
459
Ind
Distribution of
a.
b.
c.
d.
e.
f.
Source of Fund
a.
b.
c.
d.
e.
f.
g.
Components o
a.
b.
c.
d.
e.
f.
Note: 1)see e
16
n Usaha BUSN Non Devisa

Commercial Banks Operations)
Rp (Billion Rp)
Indicator
Credit 1)
Rupiah
Foreign Exchange
Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
Placements at BI
Demand Deposit
Call Money
Others
Other Claims
Source of Funds
Third Party Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
Inter-Bank
Securities
Loans received
- Rupiah
- Foreign Exchange
Other Liabilities
Guarantee Deposits
paid in Capital
Reserves
Capital
Loan Capital
17

Tabel 1.4.a. Kegiatan Usaha BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Operations)
Keterangan
Peyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
(SB/PN)
- Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
kembali/repo)
2011
2012
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
58,293
57,909
57,909
384
384
1,718
101
880
446
291
17,010
5,667
6,343
3,435
1,564
7,181
2,842
3,311
1,027
144
1,194
61,030
60,615
60,615
415
415
2,247
108
1,100
710
328
16,405
5,734
5,736
4,013
921
7,366
2,995
3,273
1,099
144
1,196
62,585
62,124
62,124
461
461
2,409
93
1,238
780
297
17,979
6,062
6,937
3,292
1,688
7,616
3,013
3,513
1,089
144
1,193
64,529
64,011
64,011
518
518
2,257
116
1,059
804
277
18,431
6,203
5,816
5,016
1,396
7,858
3,263
3,570
1,024
147
1,215
66,432
65,907
65,907
525
525
1,939
115
795
715
314
17,559
6,368
6,319
3,222
1,650
8,669
3,447
3,776
1,446
146
1,215
68,685
68,143
68,143
542
542
2,946
80
1,358
1,192
316
20,254
6,604
5,783
5,082
2,784
9,608
3,866
3,936
1,806
148
1,166
69,294
68,749
68,749
545
545
1,562
95
585
598
284
19,720
7,055
5,785
5,413
1,467
10,383
4,509
4,272
1,603
148
1,189
70,561
69,998
69,998
563
563
1,370
74
361
647
287
19,907
6,930
6,160
5,537
1,279
10,233
3,752
4,768
1,712
153
1,284
72,235
71,655
71,655
580
580
1,908
107
980
523
298
19,281
7,096
4,920
6,131
1,134
10,177
3,642
4,615
1,920
144
1,272
73,706
73,069
73,069
637
637
1,437
107
695
352
283
20,000
7,263
4,468
7,104
1,165
10,172
3,551
4,623
1,998
149
1,290
75,516
74,836
74,836
680
680
1,315
112
575
357
272
17,394
7,397
4,524
4,131
1,341
10,543
3,543
4,833
2,167
147
1,321
78,480
77,753
77,753
728
728
2,476
120
1,365
707
283
18,796
7,239
4,252
5,868
1,438
9,988
3,470
4,558
1,960
140
1,335
80,773
80,016
80,016
757
757
1,924
116
873
658
277
17,763
7,327
5,560
3,700
1,176
10,006
3,587
4,537
1,883
142
1,362
82,440
81,651
81,651
789
789
1,796
107
560
835
295
18,184
7,612
3,837
5,278
1,457
9,938
3,257
4,808
1,873
136
1,433
84,662
83,848
83,848
813
813
2,271
98
850
1,015
308
19,519
7,686
6,121
4,239
1,474
9,606
2,879
4,992
1,735
140
1,485
86,132
85,317
85,317
815
815
1,972
121
745
825
282
19,169
7,808
7,160
2,552
1,649
9,715
2,930
5,184
1,601
144
1,541
87,840
86,978
86,978
862
862
2,008
140
890
685
292
19,767
7,952
7,573
2,721
1,520
9,827
3,162
5,104
1,561
153
1,576
90,341
89,451
89,451
890
890
2,519
190
1,020
957
352
24,844
8,179
10,479
3,203
2,983
9,843
3,275
5,047
1,521
155
1,557
1,172
8
13
92
1,176
7
13
189
1,176
6
11
123
1,194
6
15
136
1,195
6
14
76
1,146
7
12
221
1,170
7
12
192
1,263
8
13
217
1,250
9
14
703
1,272
8
10
1,325
1,296
13
12
1,499
1,311
9
15
968
1,341
7
14
573
1,410
7
16
2,731
1,465
4
17
3,631
1,553
4
19
3,357
1,499
5
53
1,930
68,244
68,244
2,914
8,236
57,095
1
1,125
4,027
914
914
-
70,184
70,184
2,867
8,146
59,171
1
2,006
4,028
938
938
-
73,398
73,398
3,085
9,039
61,274
1
2,170
4,028
937
937
-
75,789
75,789
2,917
9,431
63,441
1
1,676
4,031
1,000
1,000
-
77,350
77,350
3,107
9,834
64,409
0
2,090
4,032
998
998
-
83,095
83,095
3,634
10,281
69,180
0
3,017
4,032
997
997
-
83,690
83,690
2,969
10,796
69,924
0
1,735
4,032
995
995
-
83,662
83,662
3,082
10,473
70,107
2,674
4,033
994
994
-
85,619
85,619
3,439
10,664
71,516
2,885
3,634
853
853
-
88,371
88,371
3,547
11,422
73,402
2,548
3,634
861
861
-
59
59
90,811
90,811
3,551
11,889
75,370
3,093
4,129
895
895
59
96,178
96,178
3,757
12,270
80,152
4,074
5,374
980
980
-
90,365
90,365
3,645
12,403
74,317
3,589
4,129
904
904
59
93,116
93,116
3,524
12,103
77,489
3,209
5,380
894
894
-
87,139
87,139
3,537
11,253
72,350
2,920
3,635
856
856
59
1,508
4
29
3,162
97,191
97,191
3,998
12,397
80,796
3,745
5,025
977
977
-
99,472
99,472
4,076
12,644
82,752
3,890
5,026
953
953
-
8
8
8
9
9
h. Setoran Jaminan
6,277
6,338
6,338
6,666
6,731
a. Modal Disetor
261
261
261
261
261
b. Cadangan
2,698
2,701
2,701
2,701
2,701
972
1,103
1,293
1,506
1,678
2,122
2,259
2,257
2,280
2,203
f. Modal Pinjaman
1)
2)
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
10
6,837
261
2,776
1,785
2,292
-
6,737
267
4,576
199
2,486
-
7,087
272
4,596
390
2,101
-
7,138
278
4,430
599
2,300
-
7,154
279
4,338
823
2,363
-
7,214
289
4,345
1,076
2,348
-
7,231
250
4,384
1,283
2,409
-
7,260
257
4,335
1,524
2,602
14
59
7,260
257
4,335
1,751
2,530
14
7,466
257
4,335
2,003
2,544
14
Distribution o
a.
b.
c.
d.
e.
f.
g.
h.
Source of Fund
104,346
a.
104,346
5,074
12,794
86,478
b.
5,091
c.
5,027
d.
1,051
e.
1,051
f.
g.
h.
Components o
7,466
7,605
7,806
a.
257
257
257
b.
4,335
4,335
4,335
c.
2,247
2,479
2,790
d.
2,536
2,471
2,406
e.
14
14
14
f.
1)
LBU 2008 is
2)
18
atan Usaha BUSN Non Devisa

ge Commercial Banks Operations)
ar Rp (Billion Rp)
Items
Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
Interbank Placement
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
Securitiess
- Treasury Bills
- Bonds
- Others
Equity Investment
- Credit
- Securities
- Others
Other claims
Source of Funds
Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
Liabilities to BI
Issued Securities
Loans received
Rupiah
Foreign Exchange
Other Liabilities
Margin Deposits
Paid In Capital
Reserves
Loan Capital
1)
2)
19

Tabel 1.5 Kegiatan Usaha BPD
(Regional Development Banks Operations)
Indikator
Penyaluran Dana
a. Kredit 1)
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
a. Modal Disetor
b. Cadangan
d. L/R tahun lalu
f. disetor
Modal pinjaman
2006
2007
2008
2009
2010
2011
Feb
Mar
Apr
Mei
Jun
Jul
2012
Ags
Sep
Okt
Nov
Des
Jan
55,955
55,919
36
21,139
1,191
6,042
12,018
1,888
69,589
14,196
43,115
4,973
7,304
3,654
71,881
71,529
351
14,786
2,332
4,285
6,400
1,769
62,827
20,972
34,842
4,000
3,014
9,503
96,385
95,751
635
19,517
734
5,923
11,216
1,645
45,986
8,677
26,260
4,709
6,340
10,212
120,754
120,244
510
22,312
970
8,392
11,434
1,516
32,609
8,793
10,645
6,191
6,980
9,750
143,707
143,174
534
29,634
1,299
8,952
15,992
3,391
47,372
16,269
5,411
14,763
10,930
3,359
145,945
145,459
486
28,506
2,145
9,568
13,095
3,698
68,004
15,536
6,995
29,131
16,341
3,530
149,427
148,860
567
28,672
1,698
7,421
16,098
3,455
72,238
18,366
7,554
31,794
14,523
3,038
152,882
152,328
553
28,093
1,582
7,407
16,254
2,849
69,176
18,996
8,294
24,516
17,370
4,669
156,810
156,345
465
31,417
1,627
8,463
18,117
3,210
71,568
19,847
8,055
26,665
17,001
5,408
161,654
160,929
725
32,221
900
8,752
19,456
3,113
76,464
19,670
7,619
28,573
20,601
3,038
164,753
164,003
750
31,322
2,563
8,721
16,525
3,514
76,145
21,157
7,432
28,103
19,453
2,754
167,632
166,879
753
32,410
2,010
9,785
16,910
3,705
66,467
20,462
7,121
18,600
20,285
2,692
170,352
169,425
927
36,797
2,328
8,474
22,188
3,808
82,041
20,160
5,843
35,976
20,062
2,949
173,415
172,474
941
30,792
1,437
6,266
19,276
3,813
79,859
22,221
7,615
26,484
23,539
3,480
176,645
175,637
1,007
33,418
1,337
7,383
20,669
4,029
79,850
21,260
7,726
28,514
22,350
3,763
175,702
174,668
1,034
37,963
1,410
10,697
21,368
4,487
66,726
22,898
8,130
14,836
20,862
3,217
174,872
173,816
1,056
31,599
2,374
4,715
20,092
4,418
78,041
21,904
7,533
34,178
14,426
3,719
177,886
176,833
1,052
34,265
1,644
6,251
22,131
4,239
85,880
21,078
6,107
43,486
15,209
5,710
13
9
34
24
34
341
36
434
36
490
36
509
36
492
36
509
36
580
36
612
36
861
46
704
46
795
46
915
46
1,975
46
2,049
46
1,493
46
978
129,141
129,065
74,692
29,365
25,008
75
31
44
144
4,307
3,026
905
905
5,871
232
134,287
134,077
69,123
31,750
33,205
209
167
42
1
99
5,733
2,997
1,089
1,089
6,812
466
143,262
143,027
70,653
34,877
37,497
235
93
138
4
882
10,092
2,887
1,310
1,310
4,627
543
152,251
151,425
63,553
44,148
43,724
826
294
525
7
41
13,084
2,340
1,559
1,559
4,453
554
183,624
182,685
61,725
67,365
53,595
939
471
450
19
19
14,823
2,126
1,561
1,561
1,781
407
210,593
209,446
87,860
75,939
45,647
1,147
392
731
24
19
8,013
4,221
1,535
1,535
532
266
216,693
215,793
89,039
81,876
44,878
900
384
494
21
17
8,791
4,220
1,533
1,533
603
252
219,317
218,577
89,689
83,266
45,622
740
334
387
19
17
7,626
4,227
1,525
1,525
604
254
229,398
228,685
94,808
87,788
46,088
712
295
400
18
17
9,162
4,740
1,501
1,501
539
250
237,031
236,188
99,843
89,799
46,545
844
390
437
16
14
10,048
5,015
1,770
1,770
673
206
236,777
235,625
94,420
91,721
49,484
1,151
367
769
15
13
10,590
6,319
1,767
1,767
745
210
222,857
221,571
76,146
92,521
52,904
1,286
316
954
16
13
10,651
6,339
1,763
1,763
1,237
224
252,118
250,746
104,596
95,448
50,703
1,372
448
906
17
11
10,740
6,325
1,738
1,738
819
238
248,307
247,307
99,672
95,559
52,077
1,000
169
814
16
11
9,932
5,946
2,104
2,104
696
255
252,276
251,284
103,257
93,571
54,456
992
304
668
20
10
11,457
5,947
2,085
2,085
781
253
235,265
234,097
88,033
78,734
67,329
1,169
362
787
20
9
15,760
5,197
3,216
3,216
3,025
394
247,621
245,868
96,327
88,125
61,416
1,753
973
763
17
9
9,695
5,736
2,680
2,680
960
307
263,103
261,997
104,244
100,485
57,268
1,106
285
804
17
8
8,959
5,634
2,689
2,689
812
258
11,501
4,190
6,488
4
36
372
13,200
5,570
7,511
63
1,016
615
13,225
5,538
1,320
8,481
946
643
13,550
6,011
2,142
6,160
968
402
13,646
6,566
2,776
4,299
989
508
13,757
7,356
3,420
1,262
995
459
13,985
7,642
4,141
613
1,006
575
14,064
7,686
4,836
189
987
572
14,121
7,729
5,249
62
989
521
14,215
7,728
6,169
62
990
479
14,278
7,746
6,901
76
1,010
398
14,298
7,719
7,636
133
994
783
14,528
7,773
7,954
255
1,054
1,147
14,857
7,786
887
8,968
1,072
840
15,077
7,822
1,583
9,017
1,055
855
7,136
1,782
3,908
(68)
51
331
8,979
2,367
4,530
(75)
28
220
9,903
3,072
5,751
22
(200)
206
Ind
Feb
Distribution of
a.
b.
c.
d.
e.
f.
Source of Fund
a.
b.
c.
d.
e.
f.
g.
Components o
a.
b.
c.
d.
e.
f.
1)
20
egiatan Usaha BPD

pment Banks Operations)
Rp (Billion Rp)
Indicator
Credit 1)
Rupiah
Foreign Exchange
Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
Placements at BI
Demand Deposit
Call Money
Others
Other Claims
Source of Funds
Third Party Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
Inter-Bank
Securities
Loans received
- Rupiah
- Foreign Exchange
Other Liabilities
Guarantee Deposits
paid in Capital
Reserves
Capital
Loan Capital
21

Tabel 1.5.a. Kegiatan Usaha BPD
(Regional Development Banks Operations)
Keterangan
Peyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
(SB/PN)
- Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
kembali/repo)
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
167,760
167,632
166,879
753
128
128
29,299
2,010
9,785
16,910
593
44,303
20,462
399
18,200
5,242
11,778
7,121
3,923
734
575
4,392
170,468
170,352
169,425
927
116
116
33,583
2,328
8,474
22,188
594
64,106
20,160
455
35,521
7,970
10,907
5,843
4,207
857
575
4,310
173,559
173,415
172,474
941
144
144
27,600
1,437
6,266
19,276
621
53,925
22,221
589
25,895
5,220
13,119
7,615
4,562
942
574
4,389
176,784
176,645
175,637
1,007
139
139
30,075
1,337
7,383
20,669
685
56,199
21,260
815
27,699
6,425
13,656
7,726
4,910
1,020
574
4,388
175,839
175,702
174,668
1,034
137
137
34,116
1,410
10,697
21,368
640
44,938
22,898
318
14,518
7,205
14,139
8,130
4,640
1,368
574
3,181
175,012
174,872
173,816
1,056
140
140
27,907
2,374
4,715
20,092
726
59,032
21,904
5,252
28,926
2,950
13,995
7,533
4,987
1,475
575
3,209
4,136
17
103
0
9,923
4,280
17
96
0
15,054
4,195
17
97
12,208
4,270
15
105
0
18,462
4,223
10
155
0
17,093
3,112
17
51
15,139
3,151
15
44
0
12,276
236,777
235,625
94,420
49,484
91,721
1,151
367
15
769
13
8,250
8,468
1,307
1,307
-
222,857
221,571
76,146
52,904
92,521
1,286
316
16
954
13
8,249
8,552
1,302
1,302
-
252,118
250,746
104,596
50,703
95,448
1,372
448
17
906
11
8,417
8,468
1,274
1,274
-
248,307
247,307
99,672
52,077
95,559
1,000
169
16
814
11
7,613
8,069
1,263
1,263
-
252,276
251,284
103,257
54,456
93,571
992
304
20
668
10
9,186
8,070
1,258
1,258
-
235,265
234,097
88,033
67,329
78,734
1,169
362
20
787
9
13,337
7,289
2,465
2,465
-
247,621
245,868
96,327
61,416
88,125
1,753
973
17
763
9
7,096
8,007
1,936
1,936
-
263,103
261,997
104,244
57,268
100,485
1,106
285
17
804
8
6,164
8,058
1,937
1,937
-
294,986
293,985
126,641
56,106
111,238
1,001
215
19
767
8
6,828
8,018
1,894
1,894
-
303,670
302,381
124,625
60,071
117,685
1,290
229
18
1,043
8
5,605
8,019
1,882
1,882
-
17
58
79
115
125
157
3,169
14
(31)
0
10,955
182,422
182,268
181,102
1,166
154
154
42,700
1,761
10,205
30,187
546
82,709
23,667
1,830
52,555
4,657
16,758
7,844
7,284
1,630
573
3,159
Apr
164,869
164,753
164,003
750
116
116
28,176
2,563
8,721
16,525
367
58,906
21,157
1,930
26,173
9,646
12,243
7,432
3,802
1,009
565
4,256
210
224
238
255
253
h. Setoran Jaminan
14,064
14,121
14,215
14,278
14,298
a. Modal Disetor
7,686
7,729
7,728
7,746
7,719
b. Cadangan
189
62
62
76
133
4,836
5,249
6,169
6,901
7,636
1,549
1,500
1,459
1,398
1,767
634
633
633
1,031
1,031
f. Modal Pinjaman
1)
2)
178,013
177,881
176,829
1,052
132
132
30,537
1,644
6,251
22,131
511
69,088
21,078
3,748
39,738
4,525
14,509
6,107
6,800
1,603
575
3,152
Mar
3,148
14
(3)
11,927
186,939
186,736
185,583
1,154
203
203
41,505
4,144
6,943
29,863
556
81,913
28,335
2,101
47,822
3,655
17,678
8,099
160
7,975
1,444
578
3,331
3,448
13
(130)
0
15,014
Mei
192,413
192,197
190,961
1,236
216
216
48,087
1,769
11,366
34,383
569
66,037
28,023
12,878
21,737
3,398
20,545
9,309
9,844
1,392
579
3,408
3,520
13
(125)
2
12,610
Jun
198,908
198,634
197,281
1,353
274
274
52,518
1,816
17,162
33,029
511
62,002
29,339
5,521
24,929
2,213
22,609
10,120
10,852
1,637
579
3,506
3,491
13
2
13,409
Jul
202,847
202,561
201,196
1,365
286
286
43,958
1,803
13,351
28,266
538
66,003
29,037
18,474
13,888
4,605
20,588
9,208
9,629
1,751
680
3,654
3,656
14
(16)
1
12,017
Ags
205,239
204,939
203,595
1,344
299
299
40,512
1,222
11,617
27,137
536
51,667
26,557
5,250
18,882
978
23,050
9,963
11,361
1,726
680
3,670
3,677
13
(20)
0
15,351
Sep
209,043
208,726
207,422
1,304
316
316
54,497
1,577
19,222
33,143
556
63,943
28,385
15,729
17,067
2,761
22,492
8,518
12,128
1,845
688
3,796
3,801
14
(19)
10
25,789
Okt
213,376
213,024
211,734
1,291
352
352
44,473
1,855
13,585
28,511
521
65,038
30,795
17,263
13,736
3,243
21,763
7,648
12,136
1,979
688
3,997
4,000
14
(17)
0
22,813
Nov
217,071
216,726
215,416
1,311
345
345
42,809
1,578
12,138
28,540
553
65,875
28,213
16,514
18,349
2,799
21,777
8,342
11,156
2,279
688
4,048
4,061
12
(25)
0
18,792
159
300,782
299,483
119,931
59,771
119,781
1,299
243
19
1,036
8
6,374
8,020
1,879
1,879
2
160
310,028
309,026
128,356
60,967
119,703
1,002
248
20
735
7
6,268
8,069
1,833
1,833
154
307,036
306,131
121,124
64,088
120,919
906
189
19
697
6
5,713
7,687
1,824
1,824
0
101
297,228
296,268
114,856
63,027
118,384
960
210
23
727
6
5,456
7,938
1,821
1,821
0
107
328,861
327,989
145,488
62,452
120,048
872
202
29
641
6
11,760
7,643
1,810
1,810
10
193
321,401
320,328
127,729
66,712
125,887
1,073
233
28
813
6
9,946
8,169
1,809
1,809
0
262
317,976
317,010
128,634
66,912
121,464
967
210
29
728
6
10,320
7,890
1,806
1,806
0
257
245
247
255
262
394
307
258
241
237
241
233
234
14,528
7,773
255
7,954
2,190
1,112
14,857
7,786
8,968
887
1,902
1,112
15,077
7,822
9,017
1,583
1,900
1,113
15,946
8,448
5,878
2,321
1,734
1,103
15,994
8,622
4,483
3,042
1,812
1,103
17,564
7,891
2,704
3,769
1,670
1,103
18,037
8,238
1,109
4,557
1,370
1,328
18,785
8,396
468
5,338
1,996
1,328
Des
219,207
218,851
217,563
1,287
357
357
40,194
1,809
15,142
22,894
349
48,455
27,642
9,368
10,033
1,413
18,640
6,618
49
9,590
2,383
688
3,653
Distribution o
a.
b.
c.
d.
e.
f.
3,667
8
(22)
17,366
g.
h.
Source of Fund
278,535
a.
277,555
112,715
79,938
84,903
980
238
30
711
5
b.
19,869
c.
7,517
d.
1,819
e.
1,819
f.
2,101
g.
479
h.
Components o
18,839
18,943
19,510
19,529
19,920
a.
8,432
8,477
8,491
8,498
8,356
b.
401
319
319
348
344
c.
6,027
6,881
7,631
8,489
8,946
d.
2,027
2,076
1,999
2,355
2,729
e.
1,328
1,328
1,328
1,328
1,328
f.
1)
LBU 2008 is
2)
22
a. Kegiatan Usaha BPD

lopment Banks Operations)
ar Rp (Billion Rp)
Items
Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
Interbank Placement
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
Securitiess
- Treasury Bills
- Bonds
- Others
Equity Investment
- Credit
- Securities
- Others
Other claims
Source of Funds
Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
Liabilities to BI
Issued Securities
Loans received
Rupiah
Foreign Exchange
Other Liabilities
Margin Deposits
Paid In Capital
Reserves
Loan Capital
1)
2)
23

Tabel 1.6 Kegiatan Usaha Bank Campuran
(Joint Venture Banks Operations)
Indikator
Penyaluran Dana
a. Kredit 1)
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
a. Modal Disetor
b. Cadangan
d. L/R tahun lalu
f. disetor
Modal pinjaman
2006
2007
2008
2009
2010
2011
Feb
Mar
Apr
Mei
Jun
Jul
2012
Ags
Sep
Okt
Nov
Des
Jan
40,833
18,166
22,667
6,901
639
4,910
162
1,190
10,266
2,139
7,023
1,082
22
2,073
58,520
23,634
34,886
7,137
803
4,569
1,765
16,566
3,686
11,830
296
755
3,262
75,849
33,360
42,489
14,821
3,727
7,212
109
3,773
15,687
2,724
10,384
1,542
1,037
3,726
80,977
43,962
37,015
16,828
5,348
9,495
114
1,871
23,781
3,538
17,909
2,110
224
5,907
99,020
50,311
48,709
12,144
2,748
5,679
202
3,515
24,116
5,840
9,585
6,994
1,697
5,792
94,606
49,664
44,943
16,346
4,475
7,470
198
4,204
22,481
7,877
7,228
6,147
1,229
5,567
96,821
50,348
46,473
14,406
3,497
6,629
195
4,085
26,438
8,501
8,123
8,028
1,786
4,287
97,360
50,553
46,806
13,503
4,072
4,767
192
4,472
23,810
7,902
7,648
6,531
1,729
4,667
100,362
52,020
48,342
12,526
3,073
4,795
191
4,467
25,630
8,769
5,824
8,572
2,465
5,498
103,579
52,835
50,744
11,945
3,171
4,999
192
3,583
26,669
10,425
5,569
8,692
1,983
5,164
104,378
52,238
52,140
10,034
2,497
3,197
289
4,051
29,666
10,462
5,773
11,721
1,710
3,679
109,307
54,653
54,654
11,526
3,138
4,542
291
3,554
25,325
10,893
5,170
7,999
1,263
4,272
111,733
55,546
56,188
11,664
3,012
4,655
301
3,697
25,354
11,237
5,521
7,433
1,163
6,884
115,938
56,300
59,639
12,434
3,463
5,250
303
3,418
27,942
10,918
6,455
9,337
1,232
4,344
120,398
57,193
63,205
11,880
3,654
4,077
311
3,838
27,392
11,417
6,904
8,043
1,028
7,090
120,389
57,276
63,113
15,172
6,202
4,461
436
4,074
29,434
12,529
7,213
8,364
1,328
5,080
122,976
58,822
64,155
13,289
4,766
4,077
188
4,258
33,263
12,051
6,982
12,334
1,897
5,081
124,746
60,295
64,451
16,277
4,444
6,595
407
4,831
31,087
12,975
6,041
9,654
2,417
6,381
36
2,328
37
2,523
40
4,727
73
4,117
109
4,816
109
4,497
111
5,033
111
5,156
111
5,403
111
6,140
111
6,527
111
6,956
111
6,224
111
6,641
112
6,933
112
6,783
112
6,700
110
7,060
35,927
16,112
2,715
12,173
1,224
19,815
7,410
12,405
14,048
416
175
54,934
26,779
4,112
21,197
1,471
28,154
9,155
18,999
17,644
588
134
76,902
37,691
4,976
29,691
3,023
39,211
13,896
25,315
0
0
18,292
99
2,411
91
94,761
54,321
7,136
43,203
3,983
40,440
14,336
22,668
3,436
0
16,119
99
835
143
98,161
54,292
7,984
40,151
6,156
43,869
14,295
21,223
8,351
0
24,873
248
628
102
96,183
51,438
8,228
37,065
6,145
44,745
14,880
21,568
8,297
0
22,500
248
0
0
747
112
97,746
52,440
8,583
37,848
6,009
45,306
14,492
22,440
8,374
0
24,071
248
0
0
761
132
95,698
52,396
7,868
38,299
6,230
43,301
14,041
20,802
8,458
0
22,969
148
0
0
736
99
98,794
55,296
8,380
40,331
6,586
43,498
14,639
20,653
8,206
0
25,357
148
0
0
698
81
100,610
56,622
8,498
41,242
6,881
43,988
15,151
19,999
8,838
0
26,427
148
0
0
631
89
98,768
55,906
8,401
39,784
7,720
42,863
12,799
21,153
8,911
0
28,744
148
0
0
718
54
99,384
55,234
8,278
39,945
7,012
44,150
13,235
21,654
9,262
0
30,739
148
0
0
585
65
100,932
56,312
9,172
39,721
7,418
44,620
13,785
21,659
9,177
9
33,438
148
0
0
829
68
104,593
58,180
9,195
41,339
7,646
46,412
14,964
22,201
9,247
5
34,921
148
0
0
600
97
108,890
61,665
11,090
42,620
7,955
47,226
15,657
21,558
10,010
1
35,756
149
0
0
942
114
110,865
61,217
9,404
43,504
8,310
49,647
15,797
23,749
10,101
7
37,608
149
0
0
775
56
116,319
64,952
10,355
46,147
8,451
51,366
16,186
24,870
10,310
269
35,731
149
0
0
630
37
118,505
65,702
11,580
45,628
8,494
52,802
16,360
26,846
9,596
47
37,811
149
0
0
536
40
10,673
927
2,026
4,920
(487)
382
11,650
1,160
2,129
6,900
(369)
329
11,324
1,314
2,063
7,468
(348)
1,948
10,749
1,304
364
9,076
(378)
3,727
12,121
1,281
604
9,095
233
2,190
12,121
1,294
800
9,020
268
1,740
12,121
1,324
920
9,052
270
1,740
11,316
1,442
1,120
9,573
285
2,875
11,316
1,445
1,167
9,580
293
2,875
11,551
1,445
1,378
9,578
288
2,640
11,551
1,444
1,696
9,571
279
2,640
13,151
1,445
2,051
9,580
289
1,040
13,151
1,444
2,219
9,580
280
1,489
13,151
1,445
2,434
9,774
286
1,489
13,600
1,447
348
12,251
322
1,040
13,600
1,446
580
12,243
302
1,040
8,002
592
1,561
1,786
(400)
456
9,434
646
1,656
3,579
(343)
329
Ind
Feb
Distribution of
a.
b.
c.
d.
e.
f.
Source of Fund
a.
b.
c.
d.
e.
f.
g.
Components o
a.
b.
c.
d.
e.
f.
Note: 1)see e
24
an Usaha Bank Campuran

re Banks Operations)
Rp (Billion Rp)
Indicator
Credit 1)
Rupiah
Foreign Exchange
Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
Placements at BI
Demand Deposit
Call Money
Others
Other Claims
Source of Funds
Third Party Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
Inter-Bank
Securities
Loans received
- Rupiah
- Foreign Exchange
Other Liabilities
Guarantee Deposits
paid in Capital
Reserves
Capital
Loan Capital
25

Tabel 1.6.a. Kegiatan Usaha Bank Campuran
(Joint Venture Banks Operations)
Keterangan
Peyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
(SB/PN)
- Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
kembali/repo)
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
104,387
104,378
52,238
52,140
9
9
5,996
2,497
3,197
289
13
23,615
10,462
5,759
5,962
1,431
13,343
5,773
130
5,528
1,913
111
2,479
109,315
109,307
54,653
54,654
8
8
7,988
3,138
4,542
291
16
19,878
10,893
4,820
3,180
985
12,659
5,170
3
5,481
2,005
111
2,494
111,739
111,733
55,546
56,188
6
6
7,990
3,012
4,655
301
23
19,419
11,237
5,047
2,386
749
16,178
5,521
1,028
7,599
2,030
111
2,537
115,946
115,938
56,300
59,639
8
8
9,028
3,463
5,250
303
12
20,962
10,918
3,581
5,756
707
14,275
6,455
2
5,898
1,920
111
2,582
120,405
120,398
57,193
63,205
7
7
8,050
3,654
4,077
311
8
20,103
11,417
3,339
4,704
643
17,937
6,904
1,282
7,601
2,150
112
2,649
120,394
120,389
57,276
63,113
5
5
11,115
6,202
4,461
436
17
21,493
12,529
2,862
5,501
600
16,177
7,213
75
6,526
2,363
112
2,489
122,982
122,976
58,822
64,155
6
6
9,039
4,766
4,077
188
8
24,947
12,051
1,861
10,474
562
16,055
6,982
130
6,502
2,442
112
2,353
124,748
124,746
60,295
64,451
2
2
11,450
4,444
6,595
407
4
23,138
12,975
1,328
8,325
509
16,996
6,041
589
7,228
3,139
110
2,359
128,464
128,457
61,635
66,821
8
8
10,527
3,845
6,218
412
52
24,339
13,433
929
9,559
418
18,480
7,004
958
7,301
3,217
81
2,359
131,755
131,747
63,898
67,848
9
9
13,048
5,863
6,933
248
3
21,416
12,686
1,051
7,264
415
17,767
7,359
97
7,114
3,197
81
2,328
136,400
136,393
65,825
70,568
7
7
11,517
4,629
6,462
422
4
20,989
13,491
2,401
4,612
484
19,021
7,686
375
7,875
3,085
81
2,321
140,788
140,784
69,703
71,081
5
5
8,733
4,630
3,673
364
66
18,210
13,746
1,735
2,309
420
19,253
6,882
785
8,484
3,102
81
2,366
143,784
143,778
72,653
71,125
6
6
11,263
5,080
5,919
255
8
17,850
13,415
1,944
2,171
320
17,822
6,074
72
8,250
3,427
81
2,366
147,631
147,628
75,820
71,809
3
3
10,893
5,729
4,894
257
13
19,152
13,783
1,960
3,035
373
17,721
5,547
337
8,476
3,361
81
2,470
147,377
147,374
75,641
71,733
3
3
12,382
6,222
5,849
308
3
20,647
13,964
2,810
3,493
381
16,020
4,200
207
8,141
3,472
81
2,571
148,734
148,729
76,527
72,202
4
4
11,823
5,147
6,411
259
5
20,980
13,798
3,242
3,326
614
17,120
4,633
340
8,940
3,207
81
2,564
148,273
148,269
76,724
71,545
4
4
13,247
5,491
7,489
259
7
23,477
14,432
4,353
4,074
619
15,558
4,828
128
7,380
3,223
81
2,593
153,299
153,295
77,872
75,424
4
4
13,465
7,682
5,467
310
6
25,008
14,333
4,334
5,554
786
16,119
4,479
278
7,648
3,713
94
2,571
2,315
6
159
1,495
6,255
2,341
6
148
1,543
6,461
2,390
7
140
1,357
6,208
2,440
6
136
1,168
6,681
2,490
5
154
1,234
7,012
2,332
5
151
1,125
7,206
2,238
2
113
1,182
7,611
2,226
4
129
1,081
8,515
2,215
3
141
1,018
8,328
2,187
3
138
1,028
8,637
2,179
3
139
1,557
9,301
2,234
3
129
1,506
8,084
2,236
3
126
1,494
8,149
2,358
5
107
1,521
6,784
2,452
2
117
1,558
7,364
2,443
2
119
1,516
7,011
2,449
4
139
1,428
7,868
2,421
3
146
1,516
8,077
98,768
55,906
8,401
7,720
39,784
42,863
12,799
8,911
21,153
0
9,073
297
12,418
599
11,819
1,356
99,384
55,234
8,278
7,012
39,945
44,150
13,235
9,262
21,654
0
8,747
297
14,422
599
13,823
1,392
100,932
56,312
9,172
7,418
39,721
44,620
13,785
9,177
21,659
0
9,046
297
16,874
400
16,474
1,298
104,593
58,180
9,195
7,646
41,339
46,412
14,964
9,247
22,201
0
9,131
297
17,972
399
17,573
954
108,890
61,665
11,090
7,955
42,620
47,226
15,657
10,010
21,558
0
8,428
795
18,365
399
17,966
1,172
110,865
61,217
9,404
8,310
43,504
49,647
15,797
10,101
23,749
0
8,673
795
20,229
700
19,529
977
116,319
64,952
10,355
8,451
46,147
51,366
16,186
10,310
24,870
252
7,221
795
19,757
400
19,357
910
118,505
65,702
11,580
8,494
45,628
52,802
16,360
9,596
26,846
45
9,350
795
19,343
650
18,693
915
121,530
68,101
10,447
8,704
48,950
53,429
15,221
10,223
27,985
345
10,355
795
20,176
551
19,624
813
126,129
69,330
11,317
8,926
49,087
56,799
16,125
10,350
30,324
404
8,447
795
20,018
351
19,666
811
4,735
4,982
4,808
5,175
5,808
5,733
5,643
5,953
6,104
5,838
129,341
69,078
11,673
8,153
49,252
60,263
19,142
10,660
30,460
63
9,163
795
20,906
351
20,555
1,385
6,400
123,685
63,993
11,357
8,110
44,525
59,692
20,608
10,736
28,349
159
12,727
796
20,425
551
19,874
1,144
5,873
125,177
65,659
11,915
8,503
45,241
59,518
20,633
10,750
28,135
49
12,300
1,095
22,620
551
22,069
1,099
6,287
129,582
67,095
11,817
8,580
46,697
62,488
21,391
11,071
30,026
173
12,114
1,095
22,408
451
21,957
1,160
5,285
131,384
67,204
11,476
8,814
46,914
64,180
20,248
10,294
33,638
0
9,175
1,095
24,215
351
23,864
1,157
5,620
131,865
68,013
10,862
8,459
48,692
63,853
19,783
10,523
33,546
49
11,634
1,096
22,999
351
22,648
1,118
5,330
134,510
69,684
10,751
8,844
50,089
64,827
20,581
10,825
33,420
623
9,643
1,096
23,115
352
22,763
1,045
5,474
185
32
39
87
54
65
68
97
114
h. Setoran Jaminan
11,316
11,551
11,551
13,151
13,151
a. Modal Disetor
1,445
1,445
1,444
1,445
1,444
b. Cadangan
9,580
9,578
9,571
9,580
9,580
1,167
1,378
1,696
2,051
2,219
3,168
2,928
2,919
1,329
1,769
1,338
1,344
1,736
1,748
1,788
f. Modal Pinjaman
1)
2)
56
37
40
74
44
56
44
79
13,151
1,445
9,774
2,434
1,775
1,779
13,600
1,447
12,251
348
1,362
1,764
13,600
1,446
12,243
580
1,342
1,770
13,600
1,453
12,162
774
1,334
1,795
13,600
1,453
12,138
1,096
1,332
1,804
14,640
1,451
12,046
1,477
264
1,833
14,640
1,685
11,723
1,770
265
1,832
14,640
1,687
11,657
2,064
266
1,842
Distribution o
a.
b.
c.
d.
e.
f.
g.
h.
Source of Fund
132,454
a.
68,704
12,226
8,529
47,948
63,751
22,282
10,763
30,706
336
b.
14,927
c.
946
d.
27,118
e.
552
26,567
1,144
f.
5,642
g.
99
h.
Components o
14,640
14,640
14,640
14,814
14,814
a.
1,683
1,684
1,698
1,713
1,714
b.
11,657
11,657
11,642
11,741
11,736
c.
2,281
2,458
2,752
3,167
3,448
d.
246
262
268
324
333
e.
1,859
1,866
1,873
1,859
1,867
f.
1)
LBU 2008 is
2)
26
atan Usaha Bank Campuran

ure Banks Operations)
ar Rp (Billion Rp)
Items
Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
Interbank Placement
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
Securitiess
- Treasury Bills
- Bonds
- Others
Equity Investment
- Credit
- Securities
- Others
Other claims
Source of Funds
Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
Liabilities to BI
Issued Securities
Loans received
Rupiah
Foreign Exchange
Other Liabilities
Margin Deposits
Paid In Capital
Reserves
Loan Capital
1)
2)
27

Tabel 1.7 Kegiatan Usaha Bank Asing
(Foreign Owned Banks Operations)
Indikator
Penyaluran Dana
a. Kredit 1)
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
a. Modal Disetor
b. Cadangan
d. L/R tahun lalu
f. disetor
Modal pinjaman
2006
2007
2008
2009
2010
2011
Feb
Mar
Apr
Mei
Jun
Jul
2012
Ags
Sep
Okt
Nov
Des
Jan
73,230
36,951
36,279
33,770
704
18,075
14,992
23,157
6,187
16,654
315
8,367
83,856
39,171
44,685
37,246
1,280
17,040
5
18,921
31,195
7,808
21,163
1,904
320
8,633
113,372
49,420
63,952
59,163
1,465
25,350
32,348
20,437
4,735
13,885
1,817
0
8,709
100,011
49,846
50,165
61,885
2,524
34,882
24,479
22,505
4,550
16,332
1,064
559
10,350
113,004
50,348
62,656
43,223
1,923
19,328
21,972
42,290
7,920
26,011
7,914
445
7,002
117,054
51,307
65,747
43,457
2,215
18,589
176
22,477
42,984
10,219
17,507
13,315
1,942
9,494
118,427
51,114
67,313
42,197
1,940
17,703
174
22,380
48,997
11,427
19,770
14,103
3,697
9,393
118,757
50,142
68,616
39,390
2,536
16,171
171
20,511
49,663
11,630
18,995
15,356
3,682
8,010
121,557
51,342
70,215
38,841
3,615
15,315
171
19,741
56,656
12,601
17,899
22,342
3,814
9,193
120,327
48,631
71,695
35,601
2,185
13,617
173
19,627
66,192
15,829
20,862
23,000
6,501
8,457
125,194
51,359
73,835
33,858
2,014
10,097
170
21,577
61,833
14,199
20,504
18,933
8,197
7,977
130,156
53,804
76,352
33,385
2,992
8,146
171
22,077
58,564
16,145
19,046
14,331
9,042
12,210
132,098
52,612
79,485
36,156
2,063
13,830
176
20,087
61,227
15,602
21,700
3,299
20,626
21,589
132,622
52,152
80,470
35,630
2,133
12,261
177
21,059
60,584
15,318
23,339
5,750
16,176
17,451
135,755
51,958
83,796
40,281
2,613
15,546
182
21,940
58,428
16,035
26,482
3,875
12,036
18,346
136,486
52,277
84,209
39,544
3,371
13,494
181
22,497
59,150
16,750
24,682
2,938
14,780
16,781
138,261
52,386
85,874
39,562
2,994
12,838
180
23,550
62,674
16,445
19,864
23,273
3,092
15,945
141,249
55,519
85,730
39,344
2,564
14,099
180
22,500
63,315
17,003
21,455
18,231
6,626
18,989
23
4,462
12
4,837
29
14,157
13
6,987
19
7,605
20
7,781
20
8,601
19
10,668
19
10,566
19
11,430
19
10,452
19
10,633
19
10,177
19
9,721
19
9,408
18
9,402
18
9,935
18
10,139
92,040
42,586
12,515
26,629
3,442
49,455
22,412
27,042
26,566
1,832
440
113,182
55,743
20,655
31,398
3,690
57,438
25,353
28,045
4,040
21,357
3,350
809
128,377
60,349
17,290
38,405
4,654
68,028
32,064
26,547
9,417
648
28,764
10,374
947
117,594
57,731
19,242
32,267
6,222
59,864
32,612
16,270
10,982
731
19,890
2,759
851
124,376
65,722
24,689
34,265
6,768
58,653
34,197
12,187
12,270
2
24,332
939
752
127,249
64,275
24,624
33,119
6,531
62,975
37,554
13,263
12,157
52
26,703
958
494
129,612
69,074
25,051
37,294
6,728
60,538
35,419
13,180
11,939
80
26,421
911
524
126,831
65,408
24,098
34,201
7,109
61,423
36,667
12,801
11,955
110
25,829
1,064
520
137,207
77,415
33,395
37,151
6,869
59,791
34,334
13,946
11,511
123
24,008
850
493
134,288
75,020
34,448
33,786
6,786
59,268
34,928
12,873
11,466
124
25,330
882
551
131,771
69,718
26,775
35,615
7,329
62,052
36,562
14,022
11,468
392
23,804
1,023
535
130,140
70,276
25,605
37,803
6,868
59,864
33,395
14,827
11,641
447
27,771
1,155
499
136,290
73,035
28,796
37,216
7,023
63,255
34,618
17,107
11,530
30
35,446
2,130
546
137,303
71,546
27,653
36,674
7,218
65,758
38,020
16,141
11,596
54
30,851
1,423
499
145,804
74,847
29,468
38,396
6,983
70,956
41,015
18,264
11,677
88
28,756
2,411
488
141,473
73,399
27,683
38,522
7,195
68,074
39,498
17,050
11,526
60
29,766
1,758
498
149,642
77,624
31,940
37,855
7,829
72,018
41,812
18,362
11,843
59
22,334
1,509
460
150,454
79,819
34,142
36,683
8,994
70,635
41,754
16,998
11,883
30
27,795
1,300
482
3,376
3,000
3,757
1,210
-
3,376
2,998
3,614
970
-
3,830
3,983
8,814
144
-
3,830
3,907
10,670
108
-
3,830
681
14,532
32
-
3,830
1,378
14,048
47
-
3,830
1,604
13,814
84
-
3,830
1,819
13,450
51
-
3,830
2,074
13,497
62
-
3,830
2,327
12,758
94
-
3,830
2,944
12,704
68
-
3,830
3,811
12,704
52
-
3,830
4,413
12,289
113
-
3,830
4,646
12,289
118
-
3,830
5,289
12,503
173
-
3,830
986
17,699
285
-
3,830
1,657
17,766
199
-
4,080
4,257
6,616
(352)
-
Ind
Feb
Distribution of
a.
b.
c.
d.
e.
f.
Source of Fund
a.
b.
c.
d.
e.
f.
g.
Components o
a.
b.
c.
d.
e.
f.
1)
28
atan Usaha Bank Asing

ed Banks Operations)
Rp (Billion Rp)
Indicator
Credit 1)
Rupiah
Foreign Exchange
Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
Placements at BI
Demand Deposit
Call Money
Others
Other Claims
Source of Funds
Third Party Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
Inter-Bank
Securities
Loans received
- Rupiah
- Foreign Exchange
Other Liabilities
Guarantee Deposits
paid in Capital
Reserves
Capital
Loan Capital
29

Tabel 1.7.a. Kegiatan Usaha Bank Asing
(Foreign Owned Banks Operations)
Keterangan
Peyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
(SB/PN)
- Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
kembali/repo)
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
129,071
125,194
51,359
73,835
3,877
134
3,743
12,290
2,014
10,097
170
9
37,002
14,199
407
18,527
3,870
38,004
20,504
20
7,058
10,424
19
4,452
134,873
130,156
53,804
76,352
4,717
531
4,186
11,317
2,992
8,146
171
9
35,157
16,145
237
14,094
4,681
41,240
19,046
31
12,175
9,987
19
4,561
136,359
132,098
52,612
79,485
4,261
531
3,730
16,077
2,063
13,830
176
8
33,000
15,602
223
3,077
14,099
52,835
21,700
949
21,410
8,776
19
4,672
137,730
132,622
52,152
80,470
5,108
531
4,577
14,579
2,133
12,261
177
9
33,558
15,318
179
5,571
12,489
50,440
23,339
221
18,341
8,538
19
4,481
140,996
135,755
51,958
83,796
5,241
530
4,711
18,345
2,613
15,546
182
4
31,748
16,035
45
3,830
11,838
57,349
26,482
352
21,233
9,281
19
4,428
141,882
136,486
52,277
84,209
5,396
529
4,867
17,048
3,371
13,494
181
1
31,595
16,750
299
2,639
11,908
53,009
24,682
630
18,962
8,734
18
3,910
143,696
138,261
52,386
85,874
5,435
528
4,907
16,015
2,994
12,838
180
3
40,365
16,445
12,337
10,935
647
47,846
19,864
209
18,707
9,067
18
3,792
145,673
141,249
55,519
85,730
4,424
527
3,897
16,861
2,564
14,099
180
18
37,343
17,003
12,203
6,027
2,109
51,525
21,455
1,119
18,572
10,379
18
3,819
147,613
141,860
53,515
88,345
5,754
526
5,227
14,892
2,452
12,240
183
18
37,510
17,553
9,423
9,519
1,015
49,822
20,885
767
17,125
11,045
18
3,878
150,305
144,162
55,490
88,672
6,143
525
5,618
17,247
2,461
14,583
184
18
33,297
16,675
8,878
6,587
1,156
49,966
17,887
1,999
17,916
12,164
18
4,021
160,130
153,764
58,370
95,394
6,366
524
5,841
18,269
1,914
16,087
188
81
32,054
16,703
8,363
6,512
476
50,773
19,153
1,144
18,900
11,576
18
4,217
160,667
154,916
57,722
97,194
5,751
523
5,227
20,603
3,239
17,095
188
81
28,560
16,604
8,239
3,192
526
48,805
15,238
1,160
20,264
12,144
12
3,800
165,750
160,064
59,863
100,201
5,686
523
5,164
22,598
3,461
18,867
189
81
27,381
16,404
7,832
2,559
587
56,262
13,307
2,481
27,212
13,262
12
3,930
168,857
163,569
63,465
100,104
5,288
122
5,167
21,446
3,395
17,778
191
83
31,021
17,154
7,960
5,045
862
46,904
9,798
1,896
22,251
12,959
12
3,841
172,835
167,774
64,616
103,158
5,061
209
4,852
20,226
4,119
15,833
191
82
31,721
16,653
10,577
3,756
734
39,054
6,974
1,408
19,769
10,902
12
3,745
173,463
169,344
64,579
104,765
4,119
208
3,911
26,128
3,338
22,515
192
82
28,819
16,685
9,726
2,142
266
40,612
7,689
1,141
21,365
10,417
12
3,603
177,715
173,255
65,662
107,593
4,460
207
4,253
17,833
4,306
13,253
192
82
37,429
17,777
10,765
8,385
501
40,600
7,964
439
19,777
12,420
12
3,588
177,468
172,859
66,742
106,117
4,610
107
4,503
20,207
3,792
16,333
82
35,955
18,002
11,603
5,769
580
41,577
9,643
481
20,918
10,535
12
3,299
3,600
8
844
8,150
13,079
3,711
10
841
7,888
14,365
3,810
11
850
5,873
16,838
3,818
9
654
5,729
14,148
3,761
10
656
5,459
10,075
3,247
11
652
4,926
13,434
3,129
11
652
5,862
12,961
3,163
11
645
5,252
15,952
3,211
10
656
4,559
15,311
3,343
11
667
4,236
15,886
3,540
11
666
5,651
16,279
3,212
11
577
4,743
14,415
3,341
11
578
4,494
12,720
3,273
11
557
4,254
11,130
3,181
11
553
4,099
12,645
3,044
11
547
3,987
11,234
3,033
12
543
4,352
12,703
2,766
2
532
4,941
12,452
131,771
69,718
26,775
7,329
35,615
62,052
36,562
11,468
14,022
392
15,467
2,000
3,717
130,140
70,276
25,605
6,868
37,803
59,864
33,395
11,641
14,827
447
19,699
2,000
3,702
136,290
73,035
28,796
7,023
37,216
63,255
34,618
11,530
17,107
25,393
2,000
5,439
137,303
71,546
27,653
7,218
36,674
65,758
38,020
11,596
16,141
20,637
2,000
4,247
145,804
74,847
29,468
6,983
38,396
70,956
41,015
11,677
18,264
86
19,339
2,000
5,767
141,473
73,399
27,683
7,195
38,522
68,074
39,498
11,526
17,050
49
20,499
2,061
4,686
149,642
77,624
31,940
7,829
37,855
72,018
41,812
11,843
18,362
12,766
2,061
4,408
150,454
79,819
34,142
8,994
36,683
70,635
41,754
11,883
16,998
18,050
2,061
3,823
151,505
80,256
31,857
9,587
38,811
71,249
42,052
12,086
17,112
13,141
1,755
3,767
147,830
79,380
33,568
9,753
36,059
68,450
40,496
11,954
16,000
18,587
1,755
3,716
3,328
3,091
4,212
5,000
3,626
3,938
4,160
4,720
5,460
4,851
155,017
84,844
34,646
9,495
40,703
70,173
44,440
11,577
14,156
168
17,596
1,755
7,628
5,076
147,593
76,490
33,401
8,679
34,410
71,103
42,293
11,785
17,025
21,378
1,755
5,533
4,973
153,088
77,228
32,700
9,005
35,523
75,860
43,813
13,865
18,183
0
27,108
1,755
5,144
5,879
153,673
77,126
31,396
8,543
37,187
76,546
44,061
14,068
18,417
20,605
1,755
5,542
4,980
152,261
75,388
30,844
9,135
35,409
76,873
43,916
13,556
19,402
18,528
5,391
5,147
157,456
78,336
31,554
7,875
38,908
79,120
44,600
13,895
20,625
3
15,342
5,070
4,763
155,666
79,752
34,508
7,891
37,353
75,914
44,002
12,815
19,097
19,496
4,621
4,980
433
551
551
495
535
499
546
499
488
h. Setoran Jaminan
3,830
3,830
3,830
3,830
3,830
a. Modal Disetor
b. Cadangan
12,758
12,704
12,704
12,289
12,289
2,327
2,944
3,811
4,413
4,646
94
68
52
113
118
f. Modal Pinjaman
1)
2)
498
460
482
709
564
577
456
420
3,830
12,503
5,289
173
-
3,830
17,699
986
285
-
3,830
17,766
1,657
199
-
3,830
4,289
17,444
2,031
107
17,029
2,145
73
4,289
16,978
2,359
1
-
4,289
16,947
3,092
41
-
4,289
16,473
3,085
58
-
Distribution o
a.
b.
c.
d.
e.
f.
g.
h.
Source of Fund
155,430
a.
79,987
32,996
7,858
39,133
75,443
44,409
12,857
18,176
3
b.
19,839
c.
d.
e.
5,373
f.
4,463
g.
511
h.
Components o
4,289
4,289
4,289
4,289
4,289
a.
b.
16,473
16,003
16,003
16,003
14,770
c.
3,400
3,946
4,373
4,743
5,137
d.
0
33
48
72
56
e.
f.
1)
LBU 2008 is
2)
30
egiatan Usaha Bank Asing

wned Banks Operations)
ar Rp (Billion Rp)
Items
Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
Interbank Placement
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
Securitiess
- Treasury Bills
- Bonds
- Others
Equity Investment
- Credit
- Securities
- Others
Other claims
Source of Funds
Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
Liabilities to BI
Issued Securities
Loans received
Rupiah
Foreign Exchange
Other Liabilities
Margin Deposits
Paid In Capital
Reserves
Loan Capital
1)
2)
31
Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012
Tabel 1.8 Laporan Laba / Rugi Bank Umum

(Commercial Banks Income Statements)
Indikator
2011
2012
2006
2007
2008
2009
2010
A. Pendapatan operasional
1.Pendapatan bunga/bagi hasil/margin
Penduduk
a. Dari Bank Indonesia
b. Dari bank-bank lain
c. Dari pihak ketiga bukan bank
Surat berharga
Kredit yang diberikan
Lainnya
Bukan penduduk
a. Kantor Pusat/Cabang sendiri di luar
b. Indonesia
Dari bank-bank lain
Surat berharga
Lainnya
2.Kenaikan nilai surat berharga
3.Keuntungan Transaksi valuta asing/derivatif
4.Deviden, komisi/provisi/fee
5.Lainnya
212,499
174,463
170,252
18,095
9,541
142,616
37,247
104,794
575
4,211
968
2,576
667
477
159
31
4,545
11,755
15,730
6,051
219,653
176,036
170,714
17,874
8,567
144,272
29,685
113,813
774
5,323
987
2,438
1,898
1,592
258
48
2,670
13,142
20,145
7,659
262,061
201,775
198,874
16,129
9,005
173,739
29,567
142,927
1,245
2,901
766
1,421
714
340
264
110
2,090
26,748
24,911
6,537
298,180
233,750
231,797
18,117
7,477
206,203
29,372
175,504
1,328
1,953
679
605
669
396
185
88
2,761
24,390
27,852
9,427
350,873
251,562
250,478
16,980
5,700
227,798
22,110
203,844
1,844
1,083
28
630
425
239
174
12
8,482
48,300
31,906
10,623
32,288
24,062
23,977
2,045
679
21,253
1,640
19,437
177
85
4
44
38
15
22
0
577
3,968
2,565
1,115
68,865
45,624
45,454
3,865
1,236
40,354
3,426
36,609
318
170
7
86
76
40
35
1
7,736
7,207
5,054
3,244
94,909
71,138
70,912
5,763
1,867
63,282
5,059
57,726
497
225
10
132
83
38
45
0
2,828
8,754
8,007
4,183
125,882
94,100
93,804
7,600
2,541
83,663
6,732
76,224
707
296
12
176
108
47
61
0
3,802
11,529
10,809
5,642
155,305
117,210
116,845
9,582
3,250
104,014
8,345
94,854
815
365
17
212
135
57
78
0
4,608
13,740
13,452
6,295
186,451
141,635
141,195
11,541
4,016
125,639
10,036
114,655
947
440
17
255
168
76
92
0
5,643
14,853
16,564
7,755
219,415
167,632
167,118
13,545
5,143
148,430
11,378
135,900
1,152
514
17
292
205
92
113
0
7,024
16,652
18,590
9,517
252,429
193,371
192,809
15,547
5,587
171,675
12,843
157,416
1,416
562
17
332
212
85
127
0
8,129
18,962
21,525
10,442
287,634
219,912
219,277
17,370
6,194
195,713
14,291
179,808
1,614
635
21
371
243
94
149
0
9,504
22,542
24,267
11,409
322,288
245,964
245,183
19,226
7,155
218,802
15,770
201,381
1,651
781
23
417
342
99
229
14
11,048
25,114
27,084
13,077
357,094
270,999
270,154
20,964
7,485
241,706
17,231
222,623
1,852
845
25
448
373
115
258
0
12,137
29,628
29,864
14,465
390,779
298,261
297,323
24,021
7,052
266,250
18,712
245,548
1,989
938
21
484
433
141
292
0
12,612
30,118
32,379
17,410
41,154
28,626
28,535
2,017
629
25,889
1,527
24,087
275
91
0
37
54
9
43
2
1,969
6,629
2,660
1,269
B. Beban operasional
1.Beban bunga/bagi hasil
Penduduk
a. Kepada Bank Indonesia
b. Kepada bank-bank lain
c. Kepada pihak ketiga bukan bank
Giro
Simpanan berjangka
Tabungan
Pinjaman yang diterima
Surat berharga
Lainnya
Bukan penduduk
b. Indonesia
Kepada bank-bank lain
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
Koreksi atas pendapatan bunga
2.Kerugian transaksi valas/derivatif
184,826
91,374
88,449
437
5,568
82,444
7,536
58,061
12,991
577
2,710
569
2,919
1,505
875
539
26
122
8
102
68
214
5
9,745
184,617
79,627
76,126
456
4,964
70,706
8,392
45,905
12,536
551
2,735
587
3,495
1,413
1,304
778
43
70
7
408
31
220
6
10,966
232,170
88,813
85,155
453
5,341
79,361
9,225
51,975
14,089
587
2,299
1,185
3,597
1,394
1,411
792
31
166
8
476
66
44
61
20,146
258,311
104,496
101,776
535
3,924
97,316
9,754
68,845
15,254
689
1,884
890
2,700
1,174
1,062
464
15
88
18
273
19
52
20
18,234
302,549
101,777
99,957
702
4,528
94,727
9,266
59,734
16,648
5,196
2,814
1,070
1,098
354
514
229
17
88
9
83
5
26
722
44,614
37,948
10,878
9,507
51
437
9,019
917
5,605
1,608
440
371
78
95
27
37
31
3
7
1
5
2
13
1,276
3,636
59,357
19,548
17,987
103
833
17,051
1,620
10,696
3,066
881
641
147
186
52
79
55
5
12
2
10
4
22
1,375
6,835
80,768
29,229
27,438
153
1,282
26,004
2,461
16,396
4,692
1,394
800
261
266
77
106
82
8
18
3
16
6
31
1,525
7,944
106,466
38,491
36,696
202
1,683
34,811
3,226
22,038
6,275
1,865
1,065
341
340
98
134
107
11
25
4
21
7
39
1,454
10,532
131,315
48,316
46,489
254
2,129
44,106
4,034
27,973
7,927
2,356
1,371
445
428
126
168
135
14
32
5
27
10
48
1,399
12,485
160,370
58,042
56,320
314
2,564
53,443
4,910
33,748
9,605
2,959
1,673
548
515
154
202
158
17
38
6
31
12
54
1,207
13,420
191,935
68,818
67,066
363
2,928
63,775
5,839
39,841
11,246
4,237
1,980
633
604
182
239
182
21
43
7
35
15
63
1,148
17,819
225,530
78,967
77,219
410
3,282
73,527
6,714
46,018
12,941
4,629
2,370
855
633
211
280
142
24
54
8
38
17
0
1,114
17,095
250,863
88,717
86,910
456
3,706
82,748
7,608
52,103
14,584
4,740
2,747
967
725
244
323
158
28
62
9
41
18
0
1,082
20,102
278,876
98,971
97,100
502
4,157
92,441
8,494
58,442
16,223
5,163
3,066
1,053
826
281
372
174
31
67
11
45
19
0
1,044
21,819
307,383
109,067
107,147
550
4,539
102,058
9,386
64,641
17,858
5,633
3,363
1,178
925
320
418
187
33
73
11
49
21
0
995
26,196
334,322
119,408
117,527
606
4,925
111,996
10,359
70,938
19,575
5,982
3,744
1,398
919
373
344
203
35
79
13
53
22
0
962
26,191
39,105
11,963
10,161
52
399
9,709
1,045
6,377
1,729
103
289
168
127
54
54
19
4
10
1
2
1
0
1,676
5,817
3.Komisi/provisi
4.Penyusutan/amortisasi/penghapusan
5.Lainnya
C. Laba Operasional
D. Pendapatan non-operasional
E. Beban non operasional
F. Laba non operasional
G. Laba tahun berjalan
H. Laba
(setelah taksiran pajak penghasilan)
Ket : r) Revisi
Jan
Febr)
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Janr)
Feb
73,662 A. Operations Inco

51,748
1. Income from in
51,545
Citizens
3,724
a.
1,180
b.
46,642
c.
2,848
43,423
371
203
Non-citizens
7
a.
90
b.
105
c.
20
82
3
4,232
2. Increase in the
10,167
3. Profit from fore
5,224
4. Div
5. ide
Others
2,292
nds
,
63,273 B. Operations
Expe
co
21,072
1. m
Interest/profit s
mis
19,261
Citizens
sio
102
a.
ns,
713
b.
pro
18,446
c.
visi
1,972
ons
/fe
12,195
es
3,229
160
583
306
235
Non-Citizens
100
a.
98
b.
37
c.
7
21
2
4
2
0
1,576
Corrections to i
8,892
2. Losses on foreig
989
1,268
1,791
1,834
3,479
198
403
644
797
1,011
1,536
2,230
2,583
2,835
3,209
3,424
3,749
197
626
29,596
53,122
29,285
63,472
44,925
76,496
50,860
82,886
57,268
95,410
14,505
8,730
9,058
23,513
16,781
26,169
20,548
36,098
24,249
45,253
31,755
55,617
38,142
64,925
51,604
75,280
54,971
84,238
60,096
94,781
63,196
105,500
64,472
120,502
9,737
11,390
12,395
20,289
3. Commissions/p
4. Depreciation/am
5. Others
27,719
77,669
64,832
12,837
40,555
28,334
35,035
72,003
57,180
14,823
49,859
35,015
29,891
83,797
65,531
18,267
48,158
30,606
39,869
104,504
82,589
21,915
61,784
45,215
48,325
100,948
73,218
27,730
76,140
57,309
(5,660)
21,632
8,631
13,001
7,338
5,658
9,508
24,100
19,480
4,619
14,118
11,037
14,142
37,523
28,828
8,696
22,887
18,319
19,416
57,546
47,062
10,485
30,050
23,944
23,990
68,366
55,023
13,343
37,303
29,544
26,081
70,767
50,276
20,491
46,689
37,096
27,480
89,841
63,796
26,045
53,614
42,397
26,900
96,657
62,361
34,296
61,217
48,240
36,771
104,496
68,869
35,627
72,533
56,748
43,411
120,215
82,639
37,577
81,192
63,603
49,711
119,812
80,525
39,287
89,060
69,446
56,457
130,071
89,392
40,679
97,068
75,077
2,049
16,391
8,538
7,853
9,902
7,922
10,389
24,700
15,452
9,248
19,637
15,513
C. Operations Profi
D. Non-Operations
E. Non-Operations
F. Non-Operations
G. Current profit
H. Profit
(after calc
Note : r) Revised
18
an Laba / Rugi Bank Umum

Banks Income Statements)
ar Rp (Billion Rp)
Indicator
Operations Income
Income from interest/profit sharing/margin
Citizens
From Bank Indonesia
From other banks
From Third Party non Banks
Securities
Credit disbursed
Others
Non-citizens
Head/Branch Offices outside of Indonesia
From other banks
Securities
Credit disbursed
Others
Increase in the value of securities
Profit from foreign exchange transactions/derivatives
Others
Operations Expenses
Interest/profit sharing charges
Citizens
At Bank Indonesia
At other banks
At third party non-banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
Non-Citizens
At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
Corrections to interest income
Losses on foreign exchange transactions / derivatives
Commissions/provisions
Depreciation/amortizations/write-offs
Others
Operations Profit
Non-Operations Income
Non-Operations Expenses
Non-Operations Profit
Current profit
Profit (after calculation of income taxes)
Note : r) Revised
19
Tabel 1.8.a. Laporan Laba / Rugi Bank Umum

Commercial Banks Income Statements
Keterangan
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Items
Des
A. Pendapatan dan Beban Bunga

1 Pendapatan bunga
. a Dari Bank Indonesia
.
b Dari Penempatan pada bank lain
.
c Dari surat berharga
.
d Dari Kredit yang diberikan
. - kepada pihak ketiga bukan bank
- kepada bank lain
e Lainnya
2 .
Beban Bunga
. a Kepada Bank Indonesia
.
b Kewajiban pada Bank lain
.
c Kepada pihak ketiga bukan Bank
. - Giro
- Tabungan
- Simpanan Berjangka
d Surat Berharga
. Pinjaman yang diterima
e
.
f Lainnya
.
g Koreksi atas pendapatan bunga
.
B Pendapatan
Bunga Bersih (A1-A2)
.
209,393
8,323
3,590
17,594
136,416
136,003
413
43,469
110,584
349
1,657
56,996
5,859
11,253
39,884
2,445
4,885
43,105
1,147
98,808
234,871
9,565
4,044
19,355
157,380
156,909
471
44,527
121,209
395
1,856
65,760
6,739
12,950
46,071
2,907
5,301
43,876
1,114
113,662
268,080
10,715
4,582
21,713
180,493
179,954
539
50,577
136,899
441
2,146
74,393
7,636
14,593
52,164
3,354
5,510
49,973
1,082
131,181
307,308
11,875
5,067
24,233
202,217
201,610
607
63,916
160,320
487
2,407
83,268
8,525
16,234
58,509
3,744
6,029
63,341
1,044
146,988
329,612
12,876
5,487
26,161
223,530
222,861
669
61,558
167,682
534
2,619
92,001
9,419
17,870
64,713
4,111
6,597
60,825
995
161,930
364,339
15,019
4,882
28,582
246,545
245,807
738
69,312
185,619
591
2,816
101,000
10,395
19,588
71,018
4,561
6,945
68,744
962
178,720
35,763
1,309
398
2,281
25,707
25,627
80
6,068
19,796
49
204
9,165
1,049
1,730
6,386
365
2,342
5,995
1,676
15,967
63,435
2,378
684
4,276
44,664
44,510
154
11,434
34,144
97
346
17,427
1,980
3,231
12,216
735
2,746
11,217
1,576
29,291
92,329
3,407
969
6,282
64,489
64,258
231
17,183
46,689
146
513
25,983
2,869
4,775
18,339
1,116
587
16,781
1,563
45,640
124,665
4,260
1,272
8,341
88,029
87,715
314
22,764
61,506
196
674
34,144
3,774
6,259
24,110
1,822
919
22,228
1,523
63,159
156,634
5,075
1,622
10,410
110,570
110,179
391
28,958
76,579
252
889
42,457
4,745
7,776
29,937
2,242
1,031
28,289
1,418
80,055
189,405
5,757
2,022
12,355
133,603
133,133
471
35,668
91,672
302
1,128
50,453
5,701
9,278
35,474
2,623
1,238
34,818
1,111
104,689
222,219
6,456
2,430
14,493
157,104
156,549
555
41,736
106,838
353
1,401
58,691
6,703
10,807
41,182
3,025
1,447
40,856
1,064
115,381
254,854
7,050
2,836
16,455
180,849
180,208
640
47,664
121,855
410
1,668
66,905
7,661
12,309
46,935
3,436
1,665
46,772
1,000
132,999
288,013
7,790
3,191
18,320
205,035
204,314
721
53,677
136,609
461
1,913
74,981
8,586
13,824
52,571
3,848
1,864
52,578
963
151,404
322,428
8,476
3,592
20,288
229,595
228,788
807
60,477
152,651
511
2,164
83,469
9,539
15,410
58,520
4,250
2,051
59,283
924
169,776
355,961
9,133
3,954
22,179
254,011
253,120
891
66,685
167,859
560
2,389
91,760
10,428
16,806
64,527
4,696
2,227
65,344
882
188,102
391,280
9,979
4,373
24,027
279,847
278,874
973
73,054
183,713
611
2,644
100,507
11,414
18,492
70,601
5,155
2,452
71,516
828
207,568
C Pendapatan dan Beban Operasional Lain

. 1 Pendapatan Operasional Selain Bunga
. a Peningkatan Nilai Wajar dan
. penjualan
keuntungan surat berharga
67,715
7,024
83,175
8,129
95,527
9,504
106,109
11,048
117,501
12,137
125,876
12,612
28,331
1,969
39,891
4,232
37,793
4,560
47,182
5,058
62,924
5,383
67,202
6,488
79,563
7,663
83,244
7,930
92,657
8,257
99,583
8,666
112,791
9,549
125,557
9,929
16
213
17
17
16
15
16
18
17
17
16
17
b.
###
11
12
c.
15,870
19,799
15,870
22,661
21,246
25,591
23,659
28,712
28,019
31,630
28,337
34,332
6,205
2,853
9,575
5,502
9,042
8,067
12,733
11,071
15,261
15,065
17,838
18,739
23,805
22,213
21,547
25,271
23,825
28,092
24,456
31,488
29,183
34,756
32,261
38,537
d.
e.
25,014
123,200
4,152
36,506
144,356
4,761
39,177
161,919
5,305
42,682
180,327
6,156
45,695
198,782
7,215
50,377
215,336
7,222
17,296
41,778
937
20,575
58,924
2,618
15,379
57,138
2,735
17,667
75,702
3,137
26,324
98,664
3,686
23,102
109,102
4,507
25,858
129,902
5,092
28,468
142,930
5,436
32,460
160,022
5,342
34,947
175,623
5,231
39,277
196,445
5,517
44,800
218,409
5,710
273
348
348
348
350
349
123
123
b.
365
363
365
368
371
365
16
c.
17,820
37,086
2,264
15,167
50,504
2,595
19,986
53,627
2,869
21,819
58,988
3,251
26,196
61,807
3,462
26,191
63,840
3,792
5,882
25,131
300
8,892
27,659
626
8,234
15,975
596
11,421
20,331
838
13,492
30,206
1,092
15,228
27,710
1,313
19,698
32,015
1,507
17,104
35,548
1,858
18,843
40,483
1,956
19,285
44,117
2,169
23,463
48,598
2,387
26,045
52,385
2,622
d.
e.
f
61,240
43,323
32,302
22,011
10,291
53,614
(50)
339
42,397
70,618
52,480
28,694
19,957
8,737
61,217
(59)
351
48,240
79,419
64,788
28,533
20,788
7,745
72,533
(71)
384
56,748
89,397
72,769
29,358
20,935
8,423
81,192
(81)
547
63,603
99,381
80,647
30,037
21,624
8,413
89,060
(90)
669
69,446
9,526
2,520
25,218
17,837
7,381
9,901
(11)
(10)
7,922
19,122
10,258
19,347
9,967
9,380
19,638
(16)
1
15,513
29,586
26,294
5,328
4,180
1,148
27,442
(24)
60
21,614
39,964
34,639
6,749
5,488
1,261
35,900
(27)
285
28,085
50,169
44,316
9,250
7,124
2,126
46,442
(37)
243
36,355
60,332
55,833
10,669
8,330
2,339
58,172
(44)
231
45,732
71,583
65,042
12,502
9,806
2,696
67,738
(48)
584
52,887
82,978
73,313
14,375
11,193
3,181
76,494
(56)
588
59,721
93,393
84,038
15,770
12,543
3,227
87,265
(54)
584
68,067
104,809
93,736
17,786
13,932
3,854
97,590
(49)
702
76,125
b Peningkatan Nilai Wajar dan

. keuntungan
penjualan kredit yang diberikan
c Peningkatan Nilai Wajar dan
. keuntungan
penjualan aset keuangan lainnya
d Keuntungan Transaksi Spot dan
. Derivatif
e
Deviden, keuntungan penyertaan equity
. method, komisi/provisi/fee
f Lainnya
2 .
Beban Operasional Selain Beban Bunga
. a Penurunan Nilai Wajar dan kerugian
. penjualan surat berharga
b Penurunan Nilai Wajar dan kerugian
. penjualan kredit yang diberikan
c Penurunan Nilai Wajar dan kerugian
. penjualan aset keuangan lainnya
d Kerugian Transaksi Spot dan Derivatif
.
e Penyusutan/Amortisasi
. Kerugian penyertaan equity method,
f
.
komisi/provisi/fee, administrasi
D.
E.
F.
G.
H.
I.
J.
K.
g Lainnya
.
Laba/Rugi
Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran
pajak penghasilan)
A.
2.
B.
C.
113,577
89,259
30,696
22,888
7,808
97,067
40,391
41,719
75,077
###
###
116,352
104,448
19,732
15,395
4,336
108,784
(45)
728
84,862
131,519
114,715
21,929
17,133
4,796
119,512
56,698
57,793
92,830
Interest Income and Interest

1.
Interest Income
a.
b.
c.
d.
d.
e.
f.
g.
Net Interest Income (A1-A2)
Other Operating Income and
1.
Other Operating Income
a.
2.
D.
E.
F.
G.
H.
I.
J.
K.
e
Interest Expenses
a.
b.
c.
f
Non Interest Expense
a.
g.
Operating Profit/loss (A1+C1)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Receive
Transfer of Profit/Loss to Hea
Profit/Loss After Estimation o
20
8.a. Laporan Laba / Rugi Bank Umum

mercial Banks Income Statements
Items
Interest Income and Interest Expenses
Interest Income
From Bank Indonesia Placement
From interbank placement
From securities
From credit
- To Third Party non Bank
- To other Bank
Others
Interest Expenses
Bank Indonesia Liabilites
Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
Securities
Loans received
Others
Corrections
Other Operating Income and Expenses
Increase in fair value and gain
form sale of securities
form sale of credit
form sale of other financial assets
Gain from spot and derivative
transaction
Deviden, gain from investment in shares
with equity method,
fees/comissions/provisions
Others
Decrease in fair value and losses form
sale of securities
Decrease in fair value and losses
form sale of credit
Losses from spot and derivative
transaction
Depreciation/Amortizations
Losses from investment in shares with
equity method, fees/comissions/
provisions
Others
Operating Profit/loss (A1+C1) - (A2+C2)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax
21
Tabel 1.9 Laporan Laba / Rugi Bank Persero
(State Owned Banks Income Statements)

Indikator
2006
2007
2008
2009
2010
2011
2012
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Janr)
Feb
Penduduk
Surat berharga
Lainnya
Bukan penduduk
b. Indonesia
Dari bank-bank lain
Surat berharga
Lainnya
5.Lainnya
74,585
65,869
64,455
4,660
3,905
55,890
19,736
36,047
107
1,414
714
355
345
156
158
31
1,184
902
4,815
1,815
74,745
65,677
62,980
3,107
3,212
56,660
15,804
40,663
192
2,697
700
428
1,569
1,281
240
48
197
554
6,460
1,857
85,799
73,708
72,327
3,400
3,111
65,816
14,869
50,682
264
1,381
557
427
398
116
262
20
107
1,472
8,544
1,968
102,480
87,974
87,054
3,178
2,859
81,018
14,854
65,901
263
920
287
216
417
149
182
86
518
1,319
10,128
2,541
119,152
97,982
97,574
2,996
1,296
93,283
12,498
80,192
593
408
1
143
264
133
120
12
1,290
3,006
13,075
3,798
11,335
9,774
9,734
453
230
9,051
899
8,107
45
39
0
12
27
9
18
0
83
121
970
388
23,631
17,967
17,886
851
436
16,598
1,992
14,536
71
80
1
24
56
28
27
1
597
1,024
1,951
2,093
36,601
29,085
28,996
1,176
639
27,182
2,870
24,218
93
88
1
36
52
20
32
0
1,624
413
3,042
2,438
47,719
37,614
37,499
1,455
886
35,159
3,793
31,234
131
115
1
48
66
22
44
0
2,116
643
4,132
3,215
57,585
45,620
45,476
1,703
1,197
42,576
4,666
37,753
156
145
4
59
81
27
55
0
2,732
829
5,270
3,133
70,345
55,145
54,972
1,956
1,521
51,495
5,675
45,635
185
173
2
71
100
38
63
0
3,482
1,334
6,484
3,901
82,028
65,723
65,525
2,217
2,234
61,074
6,343
54,484
247
199
0
82
117
42
75
0
4,020
686
6,805
4,794
94,424
75,845
75,646
2,494
2,220
70,933
7,145
63,408
380
199
0
93
107
26
80
0
4,837
811
7,837
5,093
107,314
86,537
86,310
2,707
2,358
81,245
7,931
72,904
411
227
3
103
121
27
94
0
5,689
860
8,889
5,339
120,173
96,632
96,373
2,937
2,882
90,555
8,712
81,368
474
258
4
111
143
22
106
14
6,383
1,151
9,933
6,074
132,977
105,614
105,340
3,183
2,830
99,327
9,510
89,293
525
274
6
119
148
30
118
0
6,936
2,837
10,943
6,647
146,022
116,185
115,875
4,730
1,990
109,155
10,185
98,418
552
310
1
127
182
48
133
0
7,029
2,868
12,264
7,675
14,762
11,689
11,658
492
206
10,960
822
10,049
89
31
0
10
21
2
17
2
835
719
1,020
499

19,458
1. Income from in
19,380
Citizens
892
a.
374
b.
18,114
c.
1,481
16,508
126
78
Non-citizens
0
a.
39
b.
40
c.
6
30
3
1,793
2. Increase in the
457
3. Profit from fore
2,028
4. derivatives
Dividends, com
836
5. Others
Penduduk
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
Bukan penduduk
b. Indonesia
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
3.Komisi/provisi
5.Lainnya
72,383
34,318
33,026
203
1,575
31,248
2,648
20,942
5,993
303
1,247
115
1,288
619
326
343
3
47
36
47
209
4
179
250
18,239
19,397
67,776
28,253
26,887
181
1,090
25,617
2,771
15,426
5,704
363
1,154
198
1,365
626
478
262
2
16
31
30
182
233
271
16,846
22,174
77,148
30,054
28,814
133
1,289
27,392
3,176
16,060
6,351
392
852
563
1,239
622
495
122
2
14
0
20
57
30
0
680
424
20,683
25,308
94,645
38,534
37,697
92
1,131
36,474
4,124
24,529
6,639
436
503
244
836
364
394
79
1
12
0
21
17
28
0
831
512
26,669
28,100
105,127
39,240
38,329
459
1,281
36,589
3,524
20,440
6,790
4,940
670
225
205
38
150
17
1
15
0
1
1
706
2,236
1,866
29,258
32,527
19,711
4,865
3,576
38
120
3,419
407
1,868
645
399
84
16
16
3
11
2
0
2
0
0
0
1,274
128
59
12,112
2,547
19,971
8,202
6,792
75
218
6,499
632
3,515
1,232
799
289
32
37
4
31
2
0
2
0
0
1,372
1,178
116
4,743
5,732
32,182
11,789
10,224
113
325
9,787
942
5,372
1,891
1,258
269
55
43
6
34
3
0
3
0
0
1,521
453
201
10,733
9,006
41,461
15,102
13,609
150
427
13,031
1,173
7,221
2,522
1,683
351
79
43
0
39
4
0
3
0
0
1,451
661
245
12,452
13,000
50,427
18,642
17,192
188
572
16,432
1,419
9,130
3,185
2,128
459
110
54
1
47
6
0
5
0
0
1,395
794
323
14,206
16,463
64,734
22,088
20,820
226
700
19,894
1,700
10,986
3,821
2,676
576
136
65
2
57
7
0
6
0
0
1,203
1,290
707
19,828
20,820
78,867
26,443
25,224
263
840
24,121
2,016
12,920
4,458
3,902
660
165
75
1
67
7
0
7
0
0
1,144
3,442
1,267
24,201
23,514
95,442
30,004
28,807
300
878
27,629
2,333
14,825
5,133
4,249
825
264
87
1
77
8
0
7
0
0
1,111
813
1,436
35,612
27,576
103,648
33,174
31,999
337
970
30,691
2,646
16,695
5,781
4,304
971
294
97
0
88
9
0
8
0
0
1,078
1,054
1,573
37,395
30,453
115,056
36,663
35,516
374
1,046
34,096
2,942
18,649
6,431
4,682
1,060
332
107
0
97
9
1
7
1
0
1,040
1,197
1,812
40,656
34,727
124,966
40,154
39,046
412
1,155
37,480
3,262
20,551
7,067
5,107
1,130
363
116
2
105
9
0
8
0
1
992
2,925
1,903
41,505
38,479
134,247
43,723
42,639
454
1,242
40,944
3,619
22,490
7,742
5,405
1,257
432
125
0
114
11
0
10
0
1
958
2,882
2,092
40,238
45,313
16,816
4,999
3,312
40
101
3,171
428
1,942
651
58
55
36
13
0
11
2
0
2
0
0
1,674
526
60
6,372
4,858
22,491 B. Operations Expe

7,848
1. Interest/profit s
6,248
Citizens
80
a.
191
b.
5,977
c.
798
3,726
1,213
74
110
57
25
Non-Citizens
0
a.
21
b.
3
c.
0
3
0
0
1,576
Corrections to i
279
2. Losses on foreig
355
3. Commissions/p
7,292
4. Depreciation/am
6,717
5. Others
C. Laba Operasional
H. Laba
Ket : r) Revisi
2,202
16,208
5,634
10,574
12,776
9,644
6,969
12,684
1,767
10,918
17,887
13,332
8,651
13,675
2,346
11,328
19,979
13,159
7,835
18,816
3,393
15,423
23,258
18,050
14,025
25,470
9,591
15,879
30,003
22,766
3,660
9,312
6,422
2,890
6,548
5,080
4,418
15,202
9,334
5,867
10,302
8,185
6,258
26,477
19,210
7,266
13,547
10,791
7,158
29,506
20,414
9,091
16,253
12,853
5,611
22,686
7,513
15,173
20,808
16,619
3,161
34,891
15,234
19,655
22,820
18,291
(1,018)
39,587
12,409
27,177
26,175
20,806
3,666
40,235
12,902
27,333
31,016
24,369
5,117
41,522
12,388
29,134
34,287
26,984
8,011
40,740
11,206
29,534
37,565
29,476
11,774
42,217
12,494
29,723
41,513
32,659
(8,376)
13,301
1,934
11,367
2,990
2,203
(2,054)
7,413
1,702
5,711
3,657
3,062
2,082
9,077
2,798
6,279
8,360
6,688
C. Operations Profi
D. Non-Operations
E. Non-Operations
F. Non-Operations
G. Current profit
H. Profit
(after calc
Note : r) Revised
22
an Laba / Rugi Bank Persero

r Rp (Billion Rp)
Indicator
Operations Income
Citizens
From Bank Indonesia
From other banks
Securities
Credit disbursed
Others
Non-citizens
From other banks
Securities
Credit disbursed
Others
Profit from foreign exchange transactions /
derivatives
Dividends, commissions, provisions/fees
Others
Operations Expenses
Citizens
At Bank Indonesia
At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
Non-Citizens
At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
Others
Operations Profit
Current profit
Note : r) Revised
23
Tabel 1.9.a. Laporan Laba / Rugi Bank Persero

(State Owned Banks Income Statements)
Keterangan
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Items
Des

1 Pendapatan bunga
.
.
.
- kepada bank lain
e Lainnya
2 .
Beban Bunga
.
.
. - Giro
- Tabungan
d Surat Berharga
e
.
f Lainnya
.
.
B Pendapatan
.
68,108
1,133
1,651
8,031
54,658
54,556
102
2,635
28,808
263
349
19,400
2,016
4,458
12,926
660
4,226
2,766
1,144
39,300
78,535
1,247
1,808
8,808
63,600
63,486
114
3,072
32,671
300
392
22,299
2,333
5,134
14,832
825
4,541
3,203
1,111
45,864
89,525
1,379
2,038
9,577
73,130
72,997
133
3,401
36,141
337
421
25,130
2,646
5,781
16,703
971
4,635
3,569
1,078
53,384
99,964
1,518
2,248
10,749
81,624
81,475
149
3,825
39,973
374
446
28,031
2,942
6,432
18,657
1,060
5,046
3,976
1,040
59,991
108,342
1,681
2,463
11,366
89,574
89,411
163
3,259
42,856
412
494
30,889
3,263
7,068
20,559
1,130
5,512
3,428
991
65,486
120,468
2,977
1,586
12,335
98,731
98,549
182
4,839
47,976
454
501
33,861
3,619
7,742
22,500
1,257
5,868
5,077
958
72,492
13,441
411
148
952
11,454
11,432
22
475
7,483
40
23
3,023
428
651
1,944
55
2,245
423
1,674
5,958
21,138
716
261
1,773
17,523
17,482
41
866
10,942
80
44
5,740
798
1,213
3,729
110
2,558
834
1,576
10,196
28,557
980
343
2,582
23,372
23,315
57
1,281
11,841
121
69
8,368
1,076
1,758
5,534
164
293
1,265
1,563
16,716
39,638
1,227
422
3,382
32,814
32,734
79
1,793
15,526
161
101
10,903
1,349
2,302
7,252
551
521
1,767
1,522
24,112
49,169
1,520
521
4,160
40,688
40,589
99
2,280
18,751
209
152
13,548
1,696
2,844
9,007
614
554
2,257
1,418
30,418
59,081
1,739
624
4,995
48,965
48,847
118
2,759
21,688
249
201
16,037
2,018
3,387
10,631
704
634
2,753
1,111
37,393
68,942
1,966
732
5,922
57,051
56,914
136
3,272
24,957
291
252
18,549
2,361
3,918
12,270
791
741
3,270
1,064
43,985
78,624
2,154
838
6,692
65,302
65,143
159
3,638
28,072
339
298
21,038
2,697
4,454
13,887
882
857
3,658
1,000
50,552
89,255
2,358
940
7,485
74,265
74,087
178
4,208
31,337
381
348
23,477
2,990
4,991
15,496
968
957
4,245
963
57,918
99,489
2,523
1,051
8,196
82,990
82,791
199
4,729
34,666
422
387
26,023
3,272
5,566
17,186
1,050
1,059
4,802
922
64,823
109,634
2,674
1,164
8,986
91,556
91,337
218
5,255
37,921
463
419
28,525
3,526
6,134
18,864
1,133
1,147
5,353
882
71,713
120,662
2,937
1,323
9,694
100,923
100,690
234
5,784
41,417
506
439
31,277
3,837
6,777
20,664
1,220
1,265
5,903
808
79,244

. penjualan
26,557
4,020
38,786
4,837
42,239
5,689
45,993
6,383
50,749
6,936
54,376
7,029
16,610
835
20,267
1,793
15,545
2,097
18,443
2,376
28,245
2,608
25,232
3,463
29,695
4,373
33,173
4,613
37,536
4,736
39,941
4,884
44,773
5,094
50,412
5,149
###
###
###
###
###
###
###
###
310
7,506
404
8,551
498
9,637
743
10,917
2,390
11,992
2,357
13,421
642
1,196
315
2,275
611
3,115
959
4,385
1,405
5,582
1,778
6,849
2,236
8,375
2,616
9,667
3,117
10,745
2,858
12,083
3,011
13,411
3,734
14,985
f Lainnya
.
a Penurunan Nilai Wajar dan kerugian
. Penyusutan/Amortisasi
e
.
f Kerugian penyertaan equity method,
. komisi/provisi/fee, administrasi
14,721
52,450
3,203
24,994
65,472
4,011
26,415
70,405
4,366
27,950
78,512
4,998
29,431
84,958
5,483
31,569
90,671
5,470
13,937
26,318
730
15,884
31,347
1,634
9,526
21,457
1,720
10,481
27,983
1,974
18,345
40,503
2,086
12,793
39,937
2,979
14,711
47,238
3,732
16,277
53,427
3,782
18,938
60,110
3,775
20,116
65,257
3,734
23,257
71,953
3,753
26,543
80,785
3,766
###
###
###
b.
###
###
###
c.
3,442
23,591
1,300
813
34,987
1,467
938
36,759
1,606
1,197
40,033
1,853
2,925
40,554
1,941
2,882
40,136
2,134
591
21,693
160
279
22,555
355
610
8,754
194
971
10,971
290
1,467
19,327
385
1,808
14,223
427
1,886
16,755
469
2,113
18,315
647
2,453
20,999
578
2,361
22,122
630
2,439
24,397
672
2,940
26,429
732
d.
e.
f
g Lainnya
.
Laba/Rugi
pajak penghasilan)
20,914
13,408
22,258
12,846
9,412
22,820
18,291
24,194
19,179
16,711
9,714
6,997
26,176
20,806
26,736
25,218
15,813
10,015
5,798
31,016
24,369
30,431
27,472
15,781
8,966
6,815
34,287
26,984
34,055
31,276
14,657
8,368
6,289
37,565
###
###
29,476
40,049
36,197
13,418
8,102
5,316
41,513
15,441
15,441
32,659
3,144
(3,750)
23,652
16,236
7,416
3,666
3,062
6,524
(884)
16,455
7,192
9,263
8,379
6,688
10,177
10,804
884
53
831
11,634
9,127
13,775
14,571
802
87
715
15,286
12,075
17,235
18,160
1,229
149
1,080
19,240
15,215
20,498
22,688
1,387
162
1,225
23,913
19,025
24,396
26,442
1,605
187
1,418
27,860
###
###
22,394
28,569
30,299
1,880
202
1,679
31,978
25,565
32,305
35,345
1,722
197
1,524
36,869
###
###
29,384
36,411
39,507
2,234
207
2,027
41,534
33,056
40,692
44,533
2,705
236
2,469
47,002
37,348
46,918
48,871
3,183
386
2,798
51,669
26,113
26,113
40,823

. keuntungan
. keuntungan
. Derivatif
e
2
.
D.
E.
F.
G.
H.
I.
J.
K.
A.
2.
B.
C.
###

1.
Interest Income
a.
b.
c.
d.
e
Interest Expenses
a.
b.
c.
d.
e.
f.
g.
1.
a.
b.
c.
d.
e.
2.
D.
E.
F.
G.
H.
I.
J.
K.
f
a.
g.
Current Year profit
24
.a. Laporan Laba / Rugi Bank Persero

Owned Banks Income Statements)
Items
Interest Income
From securities
From credit
- To other Bank
Others
Interest Expenses
- Demand Deposit
- Saving
- Time deposits
Securities
Loans received
Others
Corrections
form sale of credit
transaction
with equity method,
Others
sale of securities
form sale of credit
transaction
provisions
Others
Current Year profit
25
Tabel 1.10 Laporan Laba / Rugi BUSN Devisa

(Foreign Exchange Commercial Banks Income Statements)
Indikator
2006
2007
2008
2009
2010
2011
2012
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Janr)
Feb
Penduduk
Surat berharga
Lainnya
Bukan penduduk
b. Indonesia
Dari bank-bank lain
Surat berharga
Lainnya
5.Lainnya
79,491
68,289
66,617
6,202
2,056
58,358
14,282
43,748
327
1,672
204
1,176
293
292
808
1,161
6,288
2,991
81,770
67,208
65,656
7,737
1,920
55,999
11,084
44,582
333
1,551
198
1,061
293
292
877
1,986
7,845
3,853
97,989
78,054
77,269
5,545
2,062
69,663
11,125
57,961
577
785
122
450
214
213
637
6,561
9,921
2,815
115,378
90,783
89,960
8,696
1,457
79,807
10,552
68,429
826
823
380
210
234
233
0
0
554
8,759
10,489
4,793
138,422
93,499
93,158
8,087
1,531
83,540
7,092
75,456
992
341
0
239
102
101
0
0
3,812
25,025
11,273
4,814
11,015
9,000
8,979
1,047
146
7,786
573
7,122
92
21
15
6
6
158
459
993
405
21,165
17,454
17,412
1,967
286
15,160
1,133
13,846
181
41
30
12
12
273
749
1,881
809
32,071
26,378
26,316
2,912
433
22,971
1,760
20,921
290
63
45
17
17
0
412
1,024
3,035
1,221
43,230
35,444
35,362
3,892
563
30,907
2,365
28,156
386
82
59
23
23
0
577
1,459
4,034
1,715
54,550
44,876
44,773
4,919
696
39,157
2,984
35,696
478
103
74
29
28
1
751
1,631
5,026
2,266
65,873
54,116
53,992
5,910
848
47,234
3,547
43,117
569
124
88
37
35
2
841
1,966
6,234
2,715
77,728
63,769
63,619
6,967
1,017
55,636
4,093
50,888
654
150
99
50
45
5
1,270
2,059
7,298
3,332
89,503
73,541
73,367
8,012
1,174
64,182
4,629
58,808
744
174
113
60
52
8
1,492
2,253
8,503
3,714
101,994
83,299
83,103
9,006
1,325
72,772
5,147
66,768
857
196
127
70
58
11
1,663
3,180
9,637
4,214
114,071
93,109
92,885
9,980
1,487
81,418
5,643
74,991
784
224
145
79
65
15
1,834
3,443
10,764
4,921
126,321
103,034
102,793
10,901
1,644
90,247
6,116
83,236
895
241
152
89
71
18
1,945
3,986
11,853
5,504
139,515
113,418
113,158
11,804
1,823
99,531
6,638
91,926
968
259
161
99
77
22
2,038
4,718
12,275
7,066
13,066
10,463
10,445
953
181
9,311
519
8,702
90
18
9
9
4
4
283
847
974
499

20,300
1. Income from in
20,258
Citizens
1,774
a.
329
b.
18,155
c.
1,011
16,983
161
42
Non-citizens
6
a.
18
b.
18
c.
9
9
809
2. Increase in the
2,330
3. Profit from fore
1,830
4. derivatives
Dividends, com
972
5. Others
Penduduk
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
Bukan penduduk
b. Indonesia
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
3.Komisi/provisi
5.Lainnya
65,603
38,026
37,491
210
1,635
35,645
2,239
26,258
5,912
158
861
217
535
208
199
127
5
29
5
66
21
2
1
921
236
6,404
20,016
66,931
32,811
31,743
245
1,656
29,842
2,641
20,340
5,628
118
905
211
1,063
214
410
438
5
15
4
378
1
35
5
1,624
349
7,816
24,331
91,874
38,394
37,052
266
1,941
34,845
2,848
24,231
6,181
124
1,131
331
1,283
220
557
506
3
18
4
457
10
14
59
5,389
389
17,806
29,896
99,540
43,464
42,299
238
1,072
40,989
2,698
29,728
6,948
171
1,037
407
1,147
376
471
299
2
21
16
252
2
7
18
6,941
488
16,701
31,945
118,530
40,011
39,593
236
1,387
37,969
2,999
24,969
7,960
175
1,340
526
407
37
235
136
2
14
7
83
4
26
11
24,409
629
17,185
36,296
9,418
3,949
3,911
14
152
3,745
300
2,466
774
36
130
39
36
0
14
22
0
2
1
5
2
13
2
370
54
1,579
3,466
17,947
7,586
7,514
24
301
7,189
563
4,752
1,476
73
255
70
69
3
26
40
0
3
2
9
4
22
3
598
131
2,911
6,721
26,970
11,562
11,459
36
458
10,966
840
7,261
2,266
109
383
106
100
3
39
58
1
5
2
14
6
31
3
842
190
4,006
10,370
36,029
15,494
15,361
47
608
14,707
1,115
9,748
3,041
146
515
143
129
3
50
76
1
7
3
19
7
39
3
1,185
218
5,171
13,961
44,714
19,589
19,424
60
762
18,602
1,402
12,331
3,845
182
662
181
161
4
63
95
1
8
4
24
10
48
3
1,299
270
6,154
17,402
53,611
23,689
23,497
82
914
22,501
1,707
14,863
4,700
217
788
227
189
4
75
110
1
10
5
28
12
54
3
1,479
334
7,255
20,853
62,595
27,921
27,699
93
1,067
26,539
2,021
17,559
5,509
257
932
261
219
4
88
127
1
11
6
32
15
62
3
1,500
391
8,320
24,463
72,454
32,241
32,059
103
1,232
30,724
2,335
20,339
6,331
289
1,068
361
179
5
101
73
1
13
6
35
17
0
3
1,633
448
9,789
28,344
81,933
36,511
36,306
110
1,382
34,814
2,653
23,082
7,128
326
1,227
399
201
6
116
80
2
15
7
38
18
3
2,227
499
10,726
31,970
91,309
40,875
40,642
118
1,567
38,957
2,959
25,935
7,912
361
1,375
415
230
6
136
88
2
16
8
42
19
0
3
2,304
547
11,877
35,706
101,231
45,191
44,931
126
1,690
43,116
3,269
28,750
8,698
396
1,521
481
256
7
154
96
2
18
9
45
21
0
3
2,710
594
13,120
39,616
113,046
49,537
49,373
138
1,848
47,386
3,611
31,608
9,502
425
1,685
556
160
8
48
104
2
20
10
50
22
0
3
3,260
647
15,444
44,158
11,467
4,607
4,580
8
166
4,406
344
2,939
837
32
161
93
26
1
19
7
0
2
1
2
1
0
1
668
60
2,111
4,021

8,732
8,689
Citizens
15
a.
286
b.
8,388
c.
655
5,600
1,574
62
320
177
43
Non-Citizens
2
a.
29
b.
13
c.
0
4
2
4
2
0
Corrections to i
2,005
2. Losses on foreig
111
3. Commissions/p
3,352
4. Depreciation/am
8,065
5. Others
C. Laba Operasional
H. Laba
Ket : r) Revisi
13,933
51,091
50,986
105
14,038
9,822
14,839
48,138
45,936
2,202
17,040
11,735
6,115
53,697
49,735
3,962
10,076
4,809
15,838
63,326
59,548
3,778
19,616
14,205
19,892
53,945
47,023
6,922
26,875
20,559
1,597
5,992
5,084
908
2,508
2,058
3,218
10,749
9,739
1,010
4,230
3,350
5,101
16,084
14,288
1,796
6,944
5,589
7,201
22,561
20,690
1,871
9,216
7,394
9,836
28,843
26,410
2,433
12,274
9,838
12,261
35,064
32,091
2,973
15,379
12,316
15,133
39,107
35,926
3,181
18,460
14,804
17,049
39,382
35,655
3,727
20,934
16,761
20,062
44,264
40,255
4,009
24,231
19,410
22,762
56,607
52,405
4,203
27,129
21,748
25,091
54,095
49,718
4,377
29,639
23,791
26,469
60,180
55,116
5,064
31,601
24,955
1,599
5,967
4,467
1,500
3,107
2,476
3,975
10,407
8,546
1,861
5,846
4,621
C. Operations Profi
D. Non-Operations
E. Non-Operations
F. Non-Operations
G. Current profit
H. Profit
(after calc
Note : r) Revised
26
an Laba / Rugi BUSN Devisa

mercial Banks Income Statements)
ar Rp (Billion Rp)
Indicator
Operations Income
Citizens
From Bank Indonesia
From other banks
Securities
Credit disbursed
Others
Non-citizens
From other banks
Securities
Credit disbursed
Others
derivatives
Others
Operations Expenses
Citizens
At Bank Indonesia
At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
Non-Citizens
At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
Others
Operations Profit
Current profit
Note : r) Revised
27
Tabel 1.10.a. Laporan Laba / Rugi BUSN Devisa

(Foreign Exchange Commercial Banks Income Statements)
Keterangan
1 Pendapatan bunga
.
.
.
- kepada bank lain
e Lainnya
2 .
Beban Bunga
.
.
. - Giro
- Tabungan
d Surat Berharga
e
.
f Lainnya
.
.
B Pendapatan
.
2012
Ags
Sep
Okt
Nov
Des
92,005
100,398
113,757
134,542
140,478
154,776
4,479
5,191
5,859
6,511
7,070
7,612
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
26,470
1,083
114
1,570
17,147
17,053
94
6,556
14,872
15
160
7,835
655
1,576
5,604
401
93
6,368
11,598
39,953
1,544
155
2,339
26,008
25,864
145
9,907
22,265
23
242
11,717
973
2,371
8,373
611
140
9,531
17,688
53,038
1,840
199
3,152
34,862
34,670
193
12,985
29,101
31
316
15,302
1,275
3,126
10,902
819
186
12,447
23,937
66,709
2,117
248
3,974
44,011
43,773
238
16,359
36,298
38
403
18,903
1,590
3,899
13,413
1,031
238
15,684
30,411
80,163
2,363
310
4,773
53,364
53,078
286
19,354
43,143
46
514
22,443
1,907
4,659
15,877
1,236
285
18,619
37,021
94,001
2,606
393
5,512
62,994
62,657
337
22,496
50,253
54
635
26,137
2,241
5,459
18,437
1,429
336
21,662
###
43,748
14,594
987
18,446
1,052
25,572
1,245
Sep
Okt
Nov
Items
Des
A.
35,841
41,294
46,786
52,239
57,852
63,735
17,185
1,270
19,657
1,492
22,356
1,663
25,092
1,834
27,550
1,945
30,950
2,038
4,036
283
7,765
809
9,182
852
11,565
959
###
196
b.
###
10
c.
1,734
7,801
1,896
8,993
2,352
10,208
2,518
11,402
2,977
12,563
3,628
13,048
741
990
2,144
1,860
1,148
2,890
1,571
3,889
2,351
5,797
2,650
7,532
7,974
8,750
3,721
9,763
4,158
10,785
4,525
12,058
4,836
13,187
4,710
14,598
d.
e.
f Lainnya
.
e
.
6,378
34,697
115
7,272
40,240
135
8,130
45,230
203
9,334
50,493
209
10,061
56,121
264
12,035
63,557
320
2,020
6,876
71
2,950
13,551
163
4,035
18,427
181
4,843
24,378
249
5,012
29,755
328
6,682
35,872
292
7,595
46,452
288
8,265
47,832
370
9,139
53,627
366
9,956
59,782
353
10,563
65,655
346
12,195
71,838
426
273
348
348
348
348
b.
10
13
16
c.
1,500
7,907
391
1,633
9,358
448
2,227
10,055
499
2,304
11,430
547
2,710
12,728
594
3,260
14,940
647
668
2,098
62
2,005
3,352
111
993
4,939
160
1,384
6,245
200
2,005
6,849
257
2,153
8,776
312
6,836
10,231
369
2,519
11,499
430
2,857
12,918
485
3,070
14,581
547
3,239
15,914
603
2,993
17,278
686
d.
e.
f
g Lainnya
.
Laba/Rugi
pajak penghasilan)
24,503
18,329
7,787
7,655
132
18,461
14,804
28,313
20,710
8,981
8,757
224
20,934
16,761
31,890
23,911
10,074
9,754
320
24,231
19,410
35,645
26,837
11,208
10,916
292
27,129
21,748
39,464
29,281
12,536
12,177
359
29,640
###
###
23,791
44,035
31,129
13,936
13,463
473
31,602
19,567
19,685
24,955
3,975
3,072
1,281
1,246
35
3,107
2,476
7,917
5,812
2,499
2,465
34
5,846
4,621
12,150
8,443
3,784
3,642
142
8,585
6,761
16,296
11,124
5,118
4,919
199
11,323
8,904
20,300
15,250
6,743
6,368
375
15,625
12,459
24,329
19,595
7,801
7,389
412
20,007
16,005
28,723
22,867
9,106
8,652
454
23,322
###
###
18,482
33,008
25,690
10,496
9,978
518
26,207
20,697
36,994
29,074
11,789
11,183
605
29,680
###
###
23,394
41,226
32,499
13,055
12,462
593
33,092
26,066
45,549
35,736
14,371
13,735
636
36,372
28,635
50,449
39,807
15,751
15,124
628
40,435
23,361
23,511
31,687

. keuntungan
. keuntungan
. Derivatif
e
2
.
762
827
899
6,709
7,580
8,410
9,224
10,016
10,851
51,138
522
59,096
605
67,099
686
75,368
83,638
92,359
50,888
58,809
66,775
75,005
83,241
91,919
250
287
324
363
397
440
29,157
27,925
31,703
42,677
38,928
43,055
56,164
59,104
66,971
82,303
82,626
91,041
82
90
98
106
113
126
650
761
856
985
1,058
1,153
25,106
29,026
32,886
36,833
40,747
44,753
2,022
2,337
2,654
2,961
3,272
3,613
5,514
6,337
7,135
7,920
8,707
9,512
17,570
20,352
23,096
25,952
28,768
31,628
1,156
1,323
1,510
1,686
1,861
2,057
397
450
509
568
623
553
28,770
27,451
31,109
42,122
38,221
42,396
###
107,941
2,847
472
6,285
72,688
72,300
388
25,647
57,458
61
751
29,867
2,572
6,238
21,056
1,621
383
24,775
50,483
121,736
3,107
526
7,043
82,228
81,790
439
28,832
64,498
69
854
33,509
2,891
7,034
23,583
1,817
427
27,822
###
57,239
136,467
3,394
580
7,846
92,145
91,652
493
32,503
72,227
76
960
37,311
3,222
7,851
26,237
2,014
474
31,391
1
64,240
150,483
3,660
621
8,617
101,827
101,283
544
35,759
79,372
83
1,077
40,937
3,549
8,485
28,903
2,244
518
34,514
0
71,111
165,319
3,981
675
9,376
112,085
111,487
599
39,202
87,021
90
1,199
44,873
3,911
9,309
31,653
2,489
565
37,805
0
78,298
28,041
1,492
30,281
1,686
33,347
1,834

1.
Interest Income
a.
b.
c.
d.
13,794
595
69
816
8,829
8,781
48
3,485
7,882
8
93
4,124
344
838
2,942
202
48
3,406
1
5,912

. penjualan
D.
E.
F.
G.
H.
I.
J.
K.
2011
Jul
2.
B.
C.
###
###
23,039
1,280
25,462
1,374
###
###
d.
e.
f.
g.
1.
a.
2.
D.
E.
F.
G.
H.
I.
J.
K.
e
Interest Expenses
a.
b.
c.
f
a.
g.
Current Year profit
28
0.a. Laporan Laba / Rugi BUSN Devisa

nge Commercial Banks Income Statements)
Items
Interest Income
From securities
From credit
- To other Bank
Others
Interest Expenses
- Demand Deposit
- Saving
- Time deposits
Securities
Loans received
Others
Corrections
form sale of credit
transaction
with equity method,
Others
sale of securities
form sale of credit
transaction
provisions
Others
Current Year profit
29
Tabel 1.11 Laporan Laba / Rugi BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Income Statements)
Indikator
2006
2007
2008
2009
2010
2011
Jan
Feb
Mar
Apr
Mei
Jun
2012
Jul
Ags
Sep
Okt
Nov
Des
Janr)
Feb
Penduduk
Surat berharga
Lainnya
Bukan penduduk
b. Indonesia
Dari bank-bank lain
Surat berharga
Lainnya
5.Lainnya
4,178
3,823
3,823
294
133
3,395
217
3,174
4
18
1
92
245
5,227
4,597
4,597
303
112
4,181
177
4,004
1
12
1
122
495
5,854
5,367
5,367
455
134
4,778
263
4,490
25
1
1
117
367
7,689
6,912
6,912
540
101
6,271
377
5,881
13
0
0
0
11
1
121
645
10,395
9,597
9,597
544
147
8,906
357
8,452
97
414
1
117
267
987
925
925
65
21
839
32
793
14
31
0
8
24
1,905
1,825
1,825
122
36
1,668
53
1,585
29
25
0
13
42
2,938
2,790
2,790
189
52
2,549
76
2,411
61
44
0
27
77
3,941
3,739
3,739
259
68
3,412
88
3,244
80
47
0
48
106
5,040
4,792
4,792
334
86
4,373
117
4,157
99
57
0
57
134
6,092
5,809
5,809
403
103
5,303
136
5,050
117
60
1
58
164
7,200
6,860
6,860
471
124
6,264
158
5,965
141
75
1
63
202
8,385
7,981
7,981
549
145
7,287
177
6,943
167
95
1
72
236
9,601
9,138
9,138
626
169
8,343
198
7,945
200
111
1
81
270
10,938
10,386
10,386
707
193
9,487
217
9,033
236
0
0
0
139
1
99
313
12,335
11,712
11,712
782
216
10,713
237
10,204
272
148
1
116
358
13,746
13,017
13,017
858
244
11,914
259
11,353
302
159
1
145
423
1,384
1,311
1,311
81
26
1,204
23
1,151
30
21
0
13
39

2,589
1. Income from in
2,589
Citizens
147
a.
50
b.
2,392
c.
45
2,297
49
Non-citizens
a.
b.
c.
42
2. Increase in the
0
3. Profit from fore
26
4. derivatives
Dividends, com
82
5. Others
Penduduk
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
Bukan penduduk
b. Indonesia
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
3.Komisi/provisi
5.Lainnya
3,854
2,311
2,311
2
48
2,261
107
2,026
119
4
5
16
341
1,186
4,369
2,264
2,255
2
66
2,187
103
1,928
114
1
32
9
8
8
8
13
502
1,591
5,078
2,855
2,850
6
94
2,750
137
2,447
117
1
37
11
5
5
0
5
0
0
13
356
1,854
7,307
3,599
3,599
8
107
3,483
75
3,198
137
2
56
16
0
0
0
0
0
0
0
11
692
3,004
9,500
4,308
4,305
2
133
4,170
101
3,675
162
12
208
12
1
1
1
0
2
0
5
1,367
3,819
975
445
445
0
13
431
11
369
19
1
30
2
1
1
0
0
0
0
0
0
137
393
1,748
848
846
0
24
822
20
697
38
3
60
5
1
0
1
0
0
1
0
0
0
213
687
2,575
1,289
1,287
0
35
1,252
30
1,057
59
7
91
8
2
2
0
0
2
0
0
0
282
1,004
3,405
1,691
1,689
0
47
1,641
41
1,386
78
13
120
3
3
3
1
0
2
0
0
1
369
1,343
4,362
2,206
2,202
0
60
2,143
53
1,804
103
20
150
13
3
3
1
0
2
0
0
1
426
1,729
5,316
2,663
2,659
0
72
2,587
65
2,173
125
27
183
15
4
4
1
0
3
0
0
12
525
2,116
6,244
3,158
3,154
0
83
3,071
78
2,574
149
34
218
18
4
4
1
0
3
0
0
1
601
2,483
7,252
3,667
3,662
0
92
3,570
91
2,987
176
42
255
20
4
4
1
0
3
0
0
1
680
2,904
8,258
4,183
4,178
0
105
4,073
103
3,405
202
49
290
24
4
4
1
0
3
0
0
2
768
3,305
9,319
4,735
4,730
0
117
4,613
116
3,852
233
57
329
27
5
5
2
0
3
0
0
4
849
3,731
10,480
5,282
5,276
0
127
5,149
130
4,285
265
64
366
39
5
5
2
0
3
0
0
2
1,013
4,184
11,798
5,858
5,853
0
141
5,712
143
4,756
296
72
400
43
5
5
2
0
3
0
0
2
1,125
4,813
1,168
596
596
0
13
583
13
485
34
8
36
7
0
0
0
0
0
0
144
428

1,136
1,136
Citizens
0
a.
23
b.
1,112
c.
23
927
64
15
69
14
0
Non-Citizens
a.
b.
0
c.
0
0
Corrections to i
0
2. Losses on foreig
0
3. Commissions/p
272
4. Depreciation/am
885
5. Others
C. Laba Operasional
H. Laba
Ket : r) Revisi
324
1,210
1,002
208
531
399
858
1,642
1,509
133
991
765
777
2,180
2,092
88
865
604
383
3,837
3,592
245
628
360
896
5,577
5,424
153
1,050
502
12
699
555
144
155
114
157
1,243
1,073
170
327
241
363
1,846
1,660
187
550
421
536
2,403
2,201
203
739
578
678
3,035
2,816
219
898
694
776
3,726
3,424
302
1,078
826
956
4,348
4,031
317
1,274
972
1,134
5,023
4,702
321
1,455
1,103
1,344
5,761
5,404
357
1,702
1,293
1,619
6,478
6,127
351
1,971
1,506
1,855
7,198
6,852
346
2,202
1,678
1,948
8,042
7,673
369
2,318
1,785
216
944
910
34
250
199
446
1,775
1,730
45
491
390
C. Operations Profi
D. Non-Operations
E. Non-Operations
F. Non-Operations
G. Current profit
H. Profit
(after calc
Note : r) Revised
30
Laba / Rugi BUSN Non Devisa

ommercial Banks Income Statements)
ar Rp (Billion Rp)
Indicator
Operations Income
Citizens
From Bank Indonesia
From other banks
Securities
Credit disbursed
Others
Non-citizens
From other banks
Securities
Credit disbursed
Others
derivatives
Others
Operations Expenses
Citizens
At Bank Indonesia
At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
Non-Citizens
At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
Others
Operations Profit
Current profit
Note : r) Revised
31
Tabel 1.11.a. Laporan Laba / Rugi BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Income Statements)
Keterangan
1 Pendapatan bunga
.
.
.
- kepada bank lain
e Lainnya
.
2 Beban Bunga
.
.
. - Giro
- Tabungan
d Surat Berharga
e
.
f Lainnya
.
.
B Pendapatan
.
. keuntungan
penjualan surat berharga
. keuntungan
. keuntungan
.
e Derivatif
2
.
D.
E.
F.
G.
H.
I.
J.
K.
f Lainnya
.
e
.
g Lainnya
.
Laba/Rugi
pajak penghasilan)
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Items
Des
A.
10,833
357
57
316
5,983
5,965
18
4,120
7,124
70
2,802
78
150
2,575
225
42
3,985
3,709
12,610
419
67
357
6,964
6,943
21
4,803
8,289
78
3,255
91
176
2,988
264
50
4,642
4,321
14,461
482
79
399
7,971
7,945
26
5,531
9,497
89
3,712
103
203
3,406
300
57
5,339
4,964
16,419
548
90
441
9,063
9,033
30
6,278
10,758
100
4,202
116
233
3,853
340
64
6,052
5,661
18,473
607
100
483
10,239
10,204
35
7,043
12,032
###
109
4,682
130
265
4,287
379
72
6,790
###
6,441
20,597
667
111
532
11,393
11,353
40
7,893
13,426
122
5,198
143
296
4,758
415
80
7,611
7,171
2,217
62
9
52
1,156
1,151
5
937
1,500
12
532
13
34
485
37
8
911
717
4,309
113
16
101
2,307
2,297
10
1,772
2,854
21
1,015
23
64
928
72
15
1,731
1,455
6,370
162
22
151
3,437
3,421
16
2,597
4,221
32
1,519
36
94
1,389
106
23
2,541
2,149
8,407
210
28
199
4,614
4,592
22
3,356
5,502
0
43
2,007
48
124
1,836
137
30
3,285
0
2,905
10,803
250
35
247
5,864
5,837
28
4,407
7,072
0
55
2,497
60
154
2,283
169
36
4,315
0
3,731
12,913
285
42
294
7,111
7,077
35
5,180
8,334
0
67
2,954
73
185
2,697
200
43
5,070
0
4,579
15,238
324
51
340
8,430
8,388
42
6,094
9,772
81
3,441
85
217
3,139
236
50
5,963
5,467
17,525
361
61
385
9,750
9,700
50
6,968
11,184
0
95
3,935
96
250
3,589
279
58
6,817
0
6,342
688
81
749
83
19,804
401
69
430
11,080
11,023
57
7,824
12,582
###
110
4,437
107
284
4,045
323
64
7,648
0
7,222

1.
Interest Income
a.
b.
c.
d.
22,254
443
78
477
12,448
12,383
65
8,808
14,132
0
127
4,962
119
322
4,521
364
72
8,607
0
8,122
24,697
486
87
522
13,837
13,764
73
9,765
15,650
0
143
5,482
130
355
4,997
407
80
9,538
0
9,047
27,222
536
96
564
15,286
15,204
82
10,740
17,226
0
163
6,043
146
389
5,507
444
87
10,489
0
9,995
967
95
1,059
98
1,184
104
b.
2.
B.
C.
e
Interest Expenses
a.
b.
c.
d.
e.
f.
g.
1.
a.
634
707
790
875
951
1,067
75
95
111
139
148
159
105
21
188
42
275
53
367
58
518
66
608
73
###
###
###
###
c.
66
75
85
103
###
120
165
13
26
42
112
169
159
1
192
1
225
1
254
1
281
1
311
2
340
d.
e.
493
3,086
32
537
3,585
32
594
4,075
37
633
4,584
33
743
5,940
35
71
572
-
120
1,157
10
179
1,681
4
196
2,262
4
283
2,937
4
375
3,583
10
414
4,252
10
440
4,905
10
517
5,591
12
590
6,291
13
649
7,015
15
738
7,751
14
###
###
###
b.
###
###
###
c.
583
1
661
1
748
2
828
4
###
989
2
1,124
2
144
-
272
-
344
-
0
454
1
0
621
1
0
721
1
d.
e.
f
4,173
2,194
109
101
8
2,202
(13)
###
1,678
4,779
2,298
123
104
19
2,317
2,984
2,998
1,785
428
249
6
6
0
249
(1)
199
875
486
17
12
5
491
(2)
390
1,332
743
25
18
7
749
(4)
599
1,803
1,010
38
28
11
1,020
823
2,310
1,312
45
34
11
1,324
1,076
2,851
1,604
53
40
12
1,616
1,283
2,470
1,257
81
64
17
1,274
(8)
972
2,891
1,444
91
79
12
1,456
(9)
1,103
3,288
1,679
112
89
23
1,702
(10)
1,293
3,719
1,952
121
103
18
1,970
(12)
1,506
683
5,199
35
858
1
3,383
1,903
65
50
16
1,918
###
###
1,524
862
89
###
###
0
1,006
2
0
1,152
2
0
1,312
2
0
1,456
3
0
1,503
3
3,886
2,186
74
60
14
2,200
1,751
4,425
2,493
82
66
16
2,509
2,003
4,964
2,797
89
73
16
2,813
2,247
5,541
3,091
100
83
18
3,108
2,479
6,230
3,428
139
94
46
3,474
4,354
4,354
2,790
2.
D.
E.
F.
G.
H.
I.
J.
K.
f
a.
g.
Current Year profit
32
. Laporan Laba / Rugi BUSN Non Devisa

hange Commercial Banks Income Statements)
Items
Interest Income
From securities
From credit
- To other Bank
Others
Interest Expenses
- Demand Deposit
- Saving
- Time deposits
Securities
Loans received
Others
Corrections
form sale of credit
transaction
with equity method,
Others
sale of securities
form sale of credit
transaction
provisions
Others
Current Year profit
33
Tabel 1.12 Laporan Laba / Rugi BPD

(Regional Development Banks Income Statements)
Indikator
2006
2007
2008
2009
2010
2011
Jan
Feb
Mar
2012
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Janr)
Feb
Penduduk
Surat berharga
Lainnya
Bukan penduduk
b. Indonesia
Dari bank-bank lain
Surat berharga
Lainnya
5.Lainnya
17,599
16,293
16,290
4,872
1,866
9,551
422
9,118
11
3
3
193
540
573
19,264
17,465
17,460
3,912
1,928
11,619
517
11,091
11
5
5
257
4
684
854
22,606
20,580
20,578
4,080
1,984
14,514
818
13,680
16
2
2
273
10
912
832
25,375
23,082
23,082
2,743
1,987
18,353
837
17,489
26
0
0
205
23
1,381
684
31,070
28,265
28,264
2,363
1,739
24,162
405
23,733
24
1
1
336
20
980
1,469
2,535
2,356
2,356
170
145
2,041
23
2,017
1
0
0
2
1
69
107
5,010
4,655
4,654
369
269
4,017
46
3,969
1
0
0
4
2
136
213
7,853
7,250
7,250
634
407
6,210
71
6,137
2
0
0
33
4
217
349
10,691
9,868
9,868
916
548
8,404
90
8,270
44
0
0
40
6
301
477
13,468
12,402
12,402
1,206
715
10,481
108
10,369
3
1
0
0
41
8
391
625
16,419
15,097
15,097
1,497
892
12,708
126
12,576
6
0
0
42
9
468
803
19,444
17,839
17,839
1,780
1,072
14,987
156
14,824
7
0
0
48
10
549
997
22,443
20,547
20,547
2,042
1,237
17,268
193
17,066
9
0
0
59
48
622
1,167
25,529
23,388
23,388
2,263
1,397
19,727
208
19,509
10
0
0
78
52
687
1,323
28,598
26,190
26,190
2,502
1,565
22,123
251
21,860
12
0
0
106
55
769
1,478
31,621
28,946
28,946
2,708
1,714
24,524
293
24,215
16
0
0
130
61
844
1,640
34,924
31,872
31,872
2,947
1,858
27,067
422
26,615
30
0
0
156
65
970
1,860
3,213
2,883
2,883
190
139
2,554
36
2,516
2
0
0
41
9
82
197

5,342
1. Income from in
5,342
Citizens
375
a.
251
b.
4,716
c.
74
4,639
4
0
Non-citizens
a.
0
b.
c.
97
2. Increase in the
22
3. Profit from fore
144
4. derivatives
Dividends, com
343
5. Others
Penduduk
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
Bukan penduduk
Indonesia
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
3.Komisi/provisi
5.Lainnya
13,403
6,906
6,906
15
256
6,635
2,061
3,359
818
95
274
28
-
14,652
7,086
7,085
23
370
6,692
2,282
3,159
936
70
241
4
1
-
16,510
7,223
7,203
13
452
6,737
2,212
3,112
1,084
70
250
9
18
-
18,687
8,677
8,675
8
539
8,129
2,292
4,348
1,203
77
201
8
0
0
24,125
9,844
9,840
4
604
9,233
2,021
5,544
1,365
69
193
42
0
0
1,819
854
854
0
65
789
143
492
140
3
10
1
-
3,636
1,688
1,687
1
125
1,562
292
966
263
6
31
5
0
-
5,631
2,690
2,690
1
193
2,496
477
1,523
389
20
50
38
0
-
7,932
3,662
3,662
2
262
3,397
660
2,086
519
23
69
41
0
0
10,259
4,675
4,675
3
342
4,330
851
2,675
646
26
88
44
0
-
12,601
5,708
5,708
3
416
5,289
1,051
3,261
778
39
113
47
0
-
15,074
6,806
6,806
3
499
6,303
1,261
3,881
914
43
153
51
0
-
17,765
7,883
7,883
4
578
7,302
1,443
4,503
1,051
48
204
53
0
-
20,015
8,948
8,948
5
655
8,288
1,627
5,118
1,189
60
240
55
0
-
22,438
10,071
10,071
6
729
9,336
1,841
5,764
1,330
63
281
57
0
-
24,735
11,153
11,152
7
805
10,341
2,032
6,383
1,476
66
324
60
0
-
27,639
12,259
12,250
8
862
11,381
2,232
6,971
1,649
80
378
70
9
9
2,586
1,049
1,048
1
65
983
195
571
173
5
35
3
-

2,020
2,020
Citizens
2
a.
114
b.
1,904
c.
377
1,111
315
9
82
10
Non-Citizens
a.
12
1,327
5,157
1
6
15
1,290
6,255
18
3
12
3
2
0
11
1,505
7,771
0
0
0
2
0
3
1,824
8,182
0
0
0
4
1
28
3,696
10,556
0
0
3
277
685
0
0
0
0
4
521
1,424
0
0
0
0
0
8
724
2,209
0
0
0
0
0
9
1,148
3,112
0
0
0
0
0
11
1,562
4,011
0
0
0
0
0
14
1,917
4,961
0
0
0
1
0
16
2,235
6,017
0
0
0
0
39
19
2,664
7,160
0
0
0
0
0
43
23
2,888
8,112
0
0
0
0
45
26
3,199
9,096
0
0
0
0
51
28
3,389
10,115
0
0
0
0
55
34
3,403
11,888
0
9
1
716
811
0
21
4
844
1,814
4,197
6,193
5,833
360
4,557
3,908
4,612
6,889
6,346
543
5,155
4,530
6,096
7,436
6,963
473
6,569
5,751
6,688
9,362
8,651
710
7,399
6,488
6,945
11,495
9,632
1,863
8,805
7,511
716
969
842
127
843
661
1,374
1,787
1,638
149
1,523
1,320
2,223
2,786
2,546
240
2,463
2,142
2,760
3,869
3,449
421
3,180
2,776
3,209
5,133
4,358
775
3,968
3,420
3,818
6,412
5,404
1,007
4,803
4,141
4,370
7,644
6,387
1,257
5,601
4,836
4,678
8,769
7,217
1,552
6,116
5,249
5,515
9,958
8,278
1,680
7,197
6,169
6,160
11,148
9,339
1,809
8,022
6,901
6,886
12,300
10,209
2,091
8,901
7,636
7,285
13,544
11,208
2,336
9,527
7,954
627
1,485
980
505
1,118
887
1,245
2,507
1,809
698
1,920
1,583
C. Laba Operasional
H. Laba
Ket : r) Revisi
b.
c.
Corrections to i
2. Losses on foreig
3. Commissions/p
4. Depreciation/am
5. Others
C. Operations Profi
D. Non-Operations
E. Non-Operations
F. Non-Operations
G. Current profit
H. Profit
(after calc
Note : r) Revised
34
aporan Laba / Rugi BPD

ment Banks Income Statements)
ar Rp (Billion Rp)
Indicator
Operations Income
Citizens
From Bank Indonesia
From other banks
Securities
Credit disbursed
Others
Non-citizens
From other banks
Securities
Credit disbursed
Others
derivatives
Others
Operations Expenses
Citizens
At Bank Indonesia
At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
Non-Citizens
At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
Others
Operations Profit
Current profit
Note : r) Revised
35
Tabel 1.12.a. Laporan Laba / Rugi BPD

(Regional Development Banks Income Statements)
Keterangan
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan

1 Pendapatan bunga
.
.
.
- kepada bank lain
e Lainnya
.
2 Beban Bunga
.
.
. - Giro
- Tabungan
d Surat Berharga
e
.
f Lainnya
.
.
B Pendapatan
.
23,806
1,270
933
766
14,828
14,824
4
6,008
12,768
3
264
6,056
1,261
914
3,881
375
50
6,020
11,038
27,393
1,441
1,074
914
17,071
17,066
5
6,893
14,753
4
301
6,997
1,443
1,051
4,503
464
56
6,931
12,640
31,162
1,569
1,213
1,037
19,515
19,509
6
7,828
16,728
5
338
7,934
1,627
1,189
5,118
538
69
7,844
14,434
34,905
1,721
1,358
1,184
21,868
21,860
8
8,773
18,788
6
372
8,934
1,841
1,330
5,764
620
73
8,783
16,117

. keuntungan
penjualan surat berharga
2,825
48
3,342
59
3,799
78
4,258
106
4,655
130
5,211
156
16
17
###

. keuntungan
. keuntungan
.
e Derivatif
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Items
Des
A.
38,595
1,829
1,477
1,340
24,221
24,210
11
9,727
20,807
7
406
9,891
2,032
1,476
6,383
701
77
9,725
###
17,788
42,494
1,965
1,611
1,580
26,622
26,613
9
10,717
22,880
8
440
10,853
2,232
1,649
6,971
786
92
10,701
19,614
3,838
119
127
130
2,573
2,572
1
889
2,023
1
38
940
195
173
571
64
6
974
###
1,815
10,710
388
302
369
7,013
7,011
2
2,637
5,704
3
72
2,799
596
451
1,752
215
28
2,587
1
5,006
14,592
561
421
505
9,510
9,506
4
3,594
7,808
4
89
3,808
842
570
2,396
289
48
3,569
0
6,785
18,625
693
561
649
12,122
12,117
5
4,601
9,968
6
108
4,848
1,084
702
3,062
394
38
4,574
0
8,656
22,527
814
722
648
14,631
14,626
6
5,711
12,036
7
121
5,854
1,325
834
3,694
443
81
5,530
0
10,490
26,744
942
885
783
17,349
17,342
7
6,784
14,226
9
137
6,883
1,575
967
4,341
523
89
6,584
12,518
30,828
1,016
1,034
895
20,039
20,032
7
7,844
16,325
10
153
7,850
1,790
1,093
4,967
598
98
7,616
0
14,503
34,778
1,123
1,182
1,017
22,630
22,622
8
8,825
18,330
12
172
8,813
2,031
1,212
5,570
672
119
8,542
0
16,448
39,115
1,251
1,356
1,203
25,337
25,328
9
9,967
20,570
13
203
9,862
2,290
1,339
6,233
744
127
9,620
1
18,545
43,326
1,352
1,511
1,282
28,135
28,125
9
11,047
22,717
14
232
10,861
2,524
1,469
6,868
830
135
10,644
1
20,609
47,630
1,470
1,663
1,407
30,994
30,984
10
12,096
24,774
16
274
11,789
2,757
1,621
7,410
912
158
11,607
20
22,856
864
41
1,252
97
1,654
136
2,241
166
2,829
194
3,424
267
3,305
229
3,595
235
4,017
254
4,510
278
4,998
315
5,652
363
17
17
16
14
16
18
17
17
16
17
b.
2.
B.
C.
48
623
52
689
54
770
f Lainnya
.
e
.
2,211
2,607
2,974
3,324
3,604
4,000
8,268
7
9,877
10
11,066
20
12,376
31
13,589
50
15,377
57
###
###
###
###
2,232
17
39
2,659
19
43
2,885
23
45
3,196
27
51
3,385
28
g Lainnya
.
Laba/Rugi
pajak penghasilan)
6,012
5,595
463
457
6
5,601
4,836
7,150
6,104
514
502
12
6,116
5,249
8,095
7,167
578
548
30
7,197
6,169
9,077
7,999
644
621
23
8,022
6,901
10,075
8,854
733
686
47
8,901
###
###
7,636
60
845
65
973

1.
Interest Income
a.
b.
c.
d.
7,069
241
198
241
4,639
4,638
1
1,750
3,749
2
54
1,803
377
315
1,111
139
11
1,740
3,320
9
551
2
.
D.
E.
F.
G.
H.
I.
J.
K.
Feb
###

1.
a.
28
214
33
295
46
378
52
463
61
540
726
985
1,257
1,729
2,193
2,625
2,460
2,650
2,945
3,332
3,699
4,180
1,656
3
2,683
46
4,025
92
5,593
142
7,200
230
8,741
256
9,734
169
11,201
207
12,596
199
14,347
200
15,890
208
18,181
215
###
###
b.
###
###
c.
d.
e.
f
65
628
###
d.
e.
f.
g.
21
144
9
82
###
e
Interest Expenses
a.
b.
c.
81
721
c.
85
798
87
880
90
1,000
d.
e.
55
3,395
35
9
802
1
21
844
4
27
1,084
7
31
1,552
11
42
1,964
11
47
2,362
14
53
2,194
17
54
2,321
19
69
2,666
21
71
3,148
23
73
3,465
26
75
3,592
29
11,835
9,448
833
754
79
9,527
2,488
2,704
7,954
841
1,023
157
62
95
1,118
887
1,764
1,890
144
114
30
1,920
1,583
2,812
2,635
216
176
40
2,675
2,321
3,854
3,433
275
237
38
3,471
3,042
4,952
4,285
380
318
63
4,348
3,769
6,063
5,172
452
393
58
5,231
4,557
7,301
6,089
517
453
64
6,153
###
###
5,338
8,600
6,898
594
523
71
6,969
6,027
9,641
7,869
662
588
75
7,944
6,881
10,905
8,708
746
642
104
8,812
7,631
12,118
9,718
817
713
104
9,822
8,489
14,270
10,327
926
791
135
10,462
2,910
3,059
8,946
f
2.
D.
E.
F.
G.
H.
I.
J.
K.

a.
g.
Current Year profit
36
1.12.a. Laporan Laba / Rugi BPD

evelopment Banks Income Statements)
Items
Interest Income
From securities
From credit
- To other Bank
Others
Interest Expenses
- Demand Deposit
- Saving
- Time deposits
Securities
Loans received
Others
Corrections
form sale of credit
transaction
with equity method,
Others
sale of securities
form sale of credit
transaction
provisions
Others
Current Year profit
37
Tabel 1.13 Laporan Laba / Rugi Bank Campuran

(Joint Venture Banks Income Statements)
Indikator
Penduduk
Surat berharga
Lainnya
Bukan penduduk
b. Indonesia
Dari bank-bank lain
Surat berharga
Lainnya
2006
2007
2008
2009
2010
2011
Jan
Febr)
Mar
Apr
Mei
Jun
2012
Jul
Ags
Sep
Okt
Nov
Des
Janr)
7,860
5,680
5,391
796
354
4,241
358
3,777
107
289
288
1
1
8
1,296
9,528
6,354
6,091
1,028
261
4,801
316
4,318
168
263
243
20
2
18
24
1,931
14,681
7,894
7,751
955
435
6,361
427
5,902
32
144
141
3
3
50
5,504
15,772
10,128
10,073
1,318
409
8,347
683
7,472
191
55
0
43
11
7
3
2
87
3,886
14,661
9,098
8,955
1,085
231
7,639
515
7,047
76
143
140
2
2
0
290
3,503
1,878
841
832
89
26
717
48
658
10
9
9
0
0
3
875
9,774
1,572
1,553
148
52
1,353
88
1,248
17
19
19
0
0
6,282
1,632
4,617
2,373
2,342
228
84
2,031
133
1,874
25
31
31
0
0
57
1,715
5,673
3,188
3,149
302
117
2,730
179
2,520
31
39
39
0
0
85
1,778
8,122
4,022
3,977
383
149
3,444
217
3,189
38
46
46
0
0
111
3,202
8,523
4,866
4,808
460
178
4,171
262
3,864
45
57
57
0
0
123
2,560
10,294
5,758
5,693
542
223
4,928
307
4,573
48
65
65
0
0
174
3,240
12,183
6,609
6,534
621
263
5,650
345
5,251
55
75
75
0
0
199
4,070
14,042
7,498
7,415
693
305
6,418
387
5,975
56
83
83
0
0
216
4,899
16,027
8,387
8,234
792
317
7,126
425
6,638
63
153
95
58
0
58
295
5,741
17,973
9,277
9,109
864
307
7,938
466
7,403
68
169
104
65
0
65
264
6,659
18,389
10,205
10,016
936
342
8,738
507
8,156
75
189
116
73
0
72
279
5,930
2,289
1,061
1,044
76
30
938
41
891
7
17
9
8
0
8
91
960
688
187
1,083
135
1,137
96
1,463
207
1,663
107
135
24
255
32
432
39
577
45
732
55
907
67
1,053
69
1,231
74
1,349
80
1,514
90
1,678
95
1,835
139
157
20
Penduduk
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
Bukan penduduk
b. Indonesia
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
3.Komisi/provisi
5.Lainnya
6,213
2,797
2,527
2
501
2,024
166
1,700
36
17
8
97
271
228
42
4
34
1
3
954
85
902
1,476
7,601
3,004
2,619
2
435
2,183
129
1,896
61
10
86
385
22
325
38
11
24
3
1,673
134
769
2,021
12,268
3,863
3,489
4
394
3,091
177
2,709
84
8
112
374
18
319
37
12
24
1
4,542
203
1,077
2,584
13,328
4,914
4,658
4
253
4,400
174
3,888
174
3
12
148
257
12
175
70
9
43
1
18
3,279
288
1,377
3,469
12,328
3,711
3,598
0
233
3,365
173
2,895
173
12
112
113
7
95
11
4
6
1
0
0
2,864
304
1,486
3,964
1,769
309
299
0
17
282
13
241
16
2
9
11
0
9
1
0
1
0
0
0
847
27
183
403
9,444
572
553
3
26
524
26
445
31
5
17
19
18
1
0
1
0
0
1,554
50
267
7,001
4,029
878
848
3
38
807
43
683
48
7
27
30
28
2
0
2
0
0
1,570
93
429
1,060
4,872
1,180
1,139
3
50
1,086
62
916
64
9
36
41
37
3
1
3
0
0
1,586
111
583
1,412
7,138
1,496
1,444
3
65
1,376
79
1,159
83
10
45
52
47
5
1
4
0
0
2,925
137
820
1,761
7,319
1,826
1,761
3
77
1,681
95
1,408
102
11
64
65
58
6
1
5
0
0
2,258
144
948
2,143
9,112
2,150
2,074
3
90
1,981
114
1,666
124
13
64
76
69
7
1
6
0
0
2,906
175
1,328
2,554
10,751
2,481
2,388
3
105
2,280
131
1,918
145
14
72
93
82
11
1
9
1
0
3,726
241
1,380
2,924
12,385
2,827
2,718
3
122
2,592
149
2,172
167
16
88
109
95
14
1
12
1
0
4,512
233
1,551
3,263
13,853
3,173
3,045
3
137
2,905
167
2,429
187
17
105
128
114
14
1
12
1
0
5,179
263
1,704
3,534
15,691
3,526
3,379
5
153
3,220
187
2,685
211
18
119
148
133
15
1
12
1
0
6,101
287
1,861
3,916
15,808
3,900
3,731
5
171
3,555
210
2,950
234
20
141
169
154
15
1
13
1
0
5,288
322
1,910
4,387
1,978
383
358
3
17
339
22
275
22
2
18
24
24
1
0
0
0
0
813
26
249
508
C. Laba Operasional
H. Laba
Ket : r) Revisi
1,647
843
305
538
2,185
1,561
1,927
773
296
478
2,405
1,656
2,412
1,100
611
489
2,901
2,026
2,444
2,340
1,717
623
3,067
2,129
2,333
1,663
1,248
415
2,748
2,063
109
372
184
188
297
208
330
524
345
179
509
364
587
766
538
229
816
604
801
1,002
736
265
1,066
800
984
1,135
892
244
1,228
920
1,204
1,330
1,073
257
1,461
1,120
1,181
1,635
1,302
333
1,514
1,167
1,431
1,890
1,509
381
1,812
1,378
1,657
2,267
1,674
593
2,250
1,696
2,174
2,471
1,902
569
2,743
2,051
2,282
2,802
2,116
686
2,968
2,219
2,582
3,170
2,455
715
3,297
2,434
311
438
294
144
455
348
5.Lainnya
Feb

1,816
1. Income from in
1,783
Citizens
140
a.
54
b.
1,589
c.
77
1,500
11
33
Non-citizens
a.
17
b.
16
c.
0
16
116
2. Increase in the
1,572
3. Profit from fore
derivatives
335
28
4. Dividends, com
5. Others

724
678
Citizens
6
a.
32
b.
640
c.
42
526
43
3
26
47
Non-Citizens
a.
46
b.
1
c.
0
1
0
0
Corrections to i
1,374
2. Losses on foreig
54
3. Commissions/p
348
4. Depreciation/am
771
5. Others
596
644
462
182
777
580
C. Operations Profi
D. Non-Operations
E. Non-Operations
F. Non-Operations
G. Current profit
H. Profit
(after calc
Note : r) Revised
38
n Laba / Rugi Bank Campuran

ar Rp (Billion Rp)
Indicator
Operations Income
Citizens
From Bank Indonesia
From other banks
Securities
Credit disbursed
Others
Non-citizens
From other banks
Securities
Credit disbursed
Others
derivatives
Others
Operations Expenses
Citizens
At Bank Indonesia
At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
Non-Citizens
At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
Others
Operations Profit
Current profit
Note : r) Revised
39
Tabel 1.13.a. Laporan Laba / Rugi Bank Campuran

(Joint Venture Banks Income Statements)
Keterangan
1 Pendapatan bunga
.
.
.
- kepada bank lain
e Lainnya
.
2 Beban Bunga
.
.
. - Giro
- Tabungan
d Surat Berharga
.
e Pinjaman yang diterima
.
f Lainnya
.
.
B Pendapatan
.
. penjualan
. keuntungan
. keuntungan
. Derivatif
e
2
.
D.
E.
F.
G.
H.
I.
J.
K.
f Lainnya
.
e
.
g Lainnya
.
Laba/Rugi
pajak penghasilan)
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Items
Des
A.

1.
Interest Income
a.
b.
c.
d.
6,946
318
213
576
4,573
4,573
1,266
3,338
70
1,910
115
124
1,672
25
80
8,016
375
249
642
5,251
5,251
1,499
3,888
79
2,204
131
146
1,927
28
97
9,105
422
282
715
5,975
5,975
1,710
4,434
91
2,502
150
168
2,184
31
115
10,199
493
289
788
6,696
6,696
1,933
4,985
104
2,797
168
188
2,441
34
133
11,286
533
270
868
7,468
7,468
###
2,147
5,535
2
118
3,098
188
212
2,697
36
153
12,400
571
297
951
8,229
8,229
2,352
6,095
2
129
3,409
211
235
2,962
43
175
1,252
41
22
78
899
899
###
212
574
9
320
22
22
276
7
26
2,200
80
40
143
1,516
1,516
421
1,108
19
612
42
43
526
13
49
3,398
117
62
217
2,327
2,327
675
1,733
28
945
63
66
816
20
75
4,566
150
86
288
3,112
3,112
0
929
2,337
38
1,269
79
88
1,102
26
99
5,777
176
109
371
3,953
3,953
0
1,168
2,939
47
1,602
97
109
1,396
33
123
8,078
197
135
447
4,792
4,792
0
2,506
4,610
60
1,909
119
129
1,661
39
145
9,492
219
151
526
5,689
5,689
2,907
5,422
###
80
2,217
141
151
1,925
46
170
10,958
234
166
599
6,600
6,599
0
3,359
6,254
0
102
2,538
165
169
2,204
55
195
12,309
255
180
662
7,502
7,502
0
3,709
6,971
###
119
2,859
187
188
2,484
64
219
13,822
276
199
730
8,438
8,438
0
4,179
7,831
0
139
3,202
216
209
2,778
73
239
15,382
315
219
800
9,508
9,508
0
4,540
8,658
0
150
3,625
236
231
3,158
82
267
16,784
343
236
864
10,457
10,457
0
4,883
9,400
0
169
3,973
256
258
3,458
89
292
1,253
3,608
1,480
4,128
1,695
4,671
1,917
5,214
2,128
###
5,751
2,337
6,305
212
###
678
415
1,092
665
1,665
905
2,229
1,134
2,839
2,456
3,468
2,908
###
4,071
3,364
4,704
3,710
###
5,338
4,177
5,992
4,535
6,725
4,876
7,384
4,761
174
5,820
199
6,795
216
7,907
295
8,957
264
8,450
279
2,253
116
2,882
126
3,368
133
3,979
107
5,132
122
5,666
162
6,145
164
6,401
169
6,598
201
6,624
266
7,934
272
###
###
###
###
b.
###
###
###
###
c.
3,159
1,054
3,977
1,231
4,794
1,350
5,621
1,515
6,508
1,679
5,775
1,836
944
158
1,535
335
1,990
509
2,256
670
2,618
850
3,573
1,007
4,003
1,174
4,195
1,350
4,256
1,511
4,201
1,701
3,930
1,914
4,975
2,112
d.
e.
374
6,963
26
413
8,271
29
435
9,559
36
476
10,681
46
506
12,166
20
560
11,908
21
235
1,596
2
267
2,547
9
203
3,530
41
221
4,161
43
283
4,915
60
294
6,260
60
326
7,004
78
436
7,844
80
466
8,460
71
495
8,919
63
514
9,177
54
575
10,853
47
###
b.
###
2.
d.
e.
B.
C.
###
1,428
91
2,906
1,319
175
3,726
1,370
241
4,512
1,540
233
5,179
1,690
263
6,101
1,846
287
5,288
1,896
322
813
250
26
2,537
1,406
222
113
109
1,515
(54)
(54)
1,167
2,905
1,678
236
102
134
1,812
(63)
(63)
1,378
3,238
1,907
409
66
343
2,250
(72)
(72)
1,696
3,503
2,440
393
90
303
2,743
(79)
(79)
2,051
3,911
2,543
532
107
425
2,968
(88)
(88)
2,219
4,381
2,847
709
259
450
3,297
(96)
(96)
2,434
505
511
47
102
(55)
456
(9)
(9)
348
###
###
###
f.
g.
1.
a.
2.
f
a.
c.
1,374
348
54
1,811
430
84
1,986
476
111
2,233
572
143
2,988
707
175
3,157
814
210
3,280
1,095
248
3,256
1,286
280
3,139
1,399
315
2,792
1,523
362
3,821
1,659
382
d.
e.
f
1,164
1,017
167
137
31
1,047
(27)
(27)
774
1,545
1,435
172
162
11
1,446
(36)
(36)
1,096
1,907
1,903
233
166
67
1,970
(45)
(45)
1,477
2,331
2,340
277
217
60
2,400
(52)
(52)
1,770
2,746
2,733
332
251
81
2,814
(59)
(59)
2,064
3,141
3,005
383
274
109
3,114
(64)
(64)
2,281
3,567
3,280
449
322
127
3,407
(69)
(69)
2,458
4,002
3,671
470
337
134
3,805
(74)
(74)
2,752
4,447
4,172
476
331
145
4,317
(78)
(78)
3,167
4,944
4,466
509
340
169
4,635
(80)
(80)
3,448
762
798
57
78
(21)
777
(18)
(18)
580
###
e
Interest Expenses
a.
b.
c.
D.
E.
F.
G.
H.
I.
J.
K.
g.
Current Year profit
40
a. Laporan Laba / Rugi Bank Campuran

Venture Banks Income Statements)
Items
Interest Income
From securities
From credit
- To other Bank
Others
Interest Expenses
- Demand Deposit
- Saving
- Time deposits
Securities
Loans received
Others
Corrections
form sale of credit
transaction
with equity method,
Others
sale of securities
form sale of credit
transaction
provisions
Others
Current Year profit
41
Tabel 1.14 Laporan Laba / Rugi Bank Asing

(Foreign Owned Banks Income Statements)
Indikator
Penduduk
Surat berharga
Lainnya
Bukan penduduk
b. Indonesia
Dari bank-bank lain
Surat berharga
Lainnya
5.Lainnya
Penduduk
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
Bukan penduduk
b. Indonesia
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
3.Komisi/provisi
5.Lainnya
C. Laba Operasional
H. Laba
Ket : r) Revisi
2006
2007
2008
2009
2010
2011
Jan
Feb
2012
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Janr)
Feb
28,786
14,509
13,677
1,270
1,226
11,181
2,231
8,930
20
832
50
754
28
28
2,334
8,395
29,119
14,736
13,930
1,786
1,133
11,011
1,787
9,155
70
806
89
701
17
16
1,302
8,665
35,132
16,171
15,582
1,695
1,279
12,608
2,065
10,212
331
589
88
401
100
10
0
90
1,022
13,199
31,486
14,872
14,716
1,644
664
12,409
2,068
10,332
8
155
12
137
7
7
0
1,386
10,402
37,173
13,121
12,929
1,905
757
10,268
1,243
8,963
61
192
28
107
57
4
53
0
2,340
16,744
4,537
1,166
1,151
220
112
820
65
739
15
15
4
7
5
0
4
301
2,512
7,380
2,151
2,122
408
157
1,558
114
1,425
20
29
6
13
9
1
9
555
3,800
10,830
3,261
3,218
624
253
2,341
149
2,165
27
43
9
20
14
1
13
659
5,598
14,627
4,247
4,187
776
360
3,052
216
2,800
35
60
11
29
19
2
17
936
7,642
16,540
5,497
5,426
1,036
407
3,983
252
3,690
41
71
13
33
24
2
22
916
8,069
19,199
6,602
6,517
1,316
474
4,727
290
4,413
24
85
15
39
31
3
27
1,095
8,983
22,721
7,682
7,582
1,569
472
5,541
321
5,166
54
100
16
46
38
5
33
1,437
10,657
25,492
8,849
8,734
1,829
549
6,356
354
5,940
61
114
17
51
46
7
39
1,446
11,780
29,154
10,053
9,924
2,076
639
7,208
421
6,708
80
129
18
58
53
9
44
1,747
13,550
32,481
11,259
11,114
2,308
712
8,094
521
7,491
82
145
18
65
62
12
50
2,290
14,724
35,866
12,417
12,255
2,526
774
8,956
608
8,272
76
161
19
72
70
14
56
2,714
16,084
38,184
13,564
13,385
2,746
795
9,844
702
9,080
62
179
19
80
80
16
64
2,950
16,534
6,440
1,219
1,194
225
47
921
86
777
58
26
0
8
17
3
14
699
4,094

2,243
1. Income from in
2,194
Citizens
395
a.
123
b.
1,676
c.
159
1,497
20
49
Non-citizens
1
a.
17
b.
32
c.
5
27
1,374
2. Increase in the
5,785
3. Profit from fore
derivatives
3,308
240
3,951
464
4,280
460
4,270
557
4,799
168
391
167
819
54
1,254
58
1,719
84
1,976
82
2,414
106
2,821
123
3,260
157
3,623
181
4,006
202
4,431
221
4,889
246
414
15
23,370
7,015
6,189
6
1,553
4,630
314
3,776
113
321
106
826
678
121
26
13
12
1
1
7,690
392
2,383
5,890
23,289
6,210
5,537
3
1,349
4,186
464
3,156
94
392
79
673
551
90
32
25
5
2
7,430
485
2,063
7,101
29,292
6,425
5,747
32
1,171
4,545
675
3,416
273
0
22
160
677
534
39
104
10
93
1
9,535
752
3,497
9,083
24,805
5,307
4,848
186
821
3,841
391
3,153
153
75
67
459
422
21
16
4
12
0
7,183
532
3,598
8,185
32,939
4,663
4,292
0
891
3,401
448
2,210
198
1
390
154
371
272
35
64
12
51
1
0
15,103
646
4,277
8,249
4,256
455
423
71
353
42
168
14
0
116
11
32
24
2
6
3
3
0
2,291
55
218
1,237
6,611
653
594
139
455
86
322
26
1
20
60
45
4
11
5
6
0
3,505
101
403
1,948
9,380
1,021
930
234
696
128
500
39
0
1
28
91
69
6
16
7
8
0
5,079
153
608
2,520
12,767
1,361
1,237
289
949
174
682
53
0
1
39
124
94
8
22
10
12
0
7,099
214
824
3,269
14,415
1,709
1,552
0
328
1,224
230
874
66
0
2
52
158
121
10
27
12
14
0
7,467
270
1,082
3,887
16,789
2,068
1,875
0
385
1,490
292
1,057
79
0
3
60
192
149
12
31
15
16
0
8,392
324
1,282
4,723
20,043
2,340
2,110
1
348
1,761
350
1,241
93
0
3
74
230
177
15
38
18
19
1
9,971
380
1,457
5,894
21,865
2,691
2,421
1
398
2,022
382
1,447
106
0
4
84
270
205
20
45
22
23
1
10,884
438
1,479
6,373
24,626
3,075
2,761
1
472
2,289
430
1,630
117
0
4
107
314
239
23
52
25
27
1
12,266
506
1,643
7,136
26,902
3,453
3,096
1
560
2,535
470
1,813
130
0
4
118
357
275
24
58
27
30
1
13,094
556
1,811
7,988
30,281
3,762
3,362
1
610
2,751
505
1,986
141
0
4
116
400
311
26
63
30
33
1
14,410
610
2,308
9,192
31,785
4,132
3,681
1
661
3,019
544
2,163
152
0
4
157
450
356
27
67
32
35
1
14,707
651
2,352
9,943
5,090
330
266
38
228
43
164
11
11
64
53
1
9
4
5
0
0
3,801
50
144
765

611
491
Citizens
a.
66
b.
425
c.
77
305
21
22
120
Non-Citizens
98
a.
3
b.
19
c.
7
12
0
0
Corrections to i
5,212
2. Losses on foreig
101
3. Commissions/p
287
4. Depreciation/am
2,037
5. Others
5,416
2,124
1,072
1,052
6,468
3,000
5,830
1,877
1,326
550
6,380
2,998
5,841
5,710
3,783
1,927
7,767
4,257
6,680
6,823
5,687
1,136
7,816
3,983
4,234
2,798
299
2,499
6,660
3,907
282
300
32
268
545
415
769
485
263
222
982
681
1,450
839
462
377
1,813
1,378
1,861
1,234
776
459
2,301
1,604
2,125
714
133
581
2,682
1,819
2,411
1,550
771
779
3,161
2,074
2,678
2,216
915
1,301
3,944
2,327
3,626
2,006
868
1,138
4,724
2,944
4,528
2,012
357
1,655
6,138
3,811
5,579
1,989
478
1,511
7,039
4,413
5,586
2,677
424
2,253
7,784
4,646
6,399
2,919
446
2,472
8,813
5,289
1,350
145
186
(41)
1,306
986
2,046
291
108
183
2,224
1,657
861
31
4. Dividends, com
5. Others
C. Operations Profi
D. Non-Operations
E. Non-Operations
F. Non-Operations
G. Current profit
H. Profit
(after calc
Note : r) Revised
42
ran Laba / Rugi Bank Asing

ar Rp (Billion Rp)
Indicator
Operations Income
Citizens
From Bank Indonesia
From other banks
Securities
Credit disbursed
Others
Non-citizens
From other banks
Securities
Credit disbursed
Others
derivatives
Others
Operations Expenses
Citizens
At Bank Indonesia
At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
Non-Citizens
At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
Others
Operations Profit
Current profit
Note : r) Revised
43
Tabel 1.14.a. Laporan Laba / Rugi Bank Asing

(Foreign Owned Banks Income Statements)
Keterangan
1 Pendapatan bunga
.
.
.
- kepada bank lain
e Lainnya
.
2 Beban Bunga
.
.
. - Giro
- Tabungan
d Surat Berharga
.
e Pinjaman yang diterima
.
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Items
Des
A.
7,694
766
213
1,195
5,236
5,197
39
284
2,382
1
255
1,721
368
93
1,260
3
90
7,919
892
242
1,053
5,399
5,355
44
334
2,506
245
1,979
403
106
1,470
4
107
10,070
1,004
285
1,575
6,802
6,752
50
405
3,128
1
351
2,229
454
118
1,657
4
126
11,278
1,085
320
1,847
7,597
7,541
56
430
3,513
1
400
2,471
497
131
1,843
4
145
12,438
1,156
350
2,087
8,390
8,328
62
455
3,826
###
433
2,695
534
142
2,019
###
161
13,604
1,227
376
2,333
9,211
9,144
67
456
4,201
1
470
2,926
576
153
2,198
4
178
312
5,312
171
5,413
417
6,942
492
7,765
532
###
8,612
622
9,403
15,753
1,437
14,863
1,446
19,549
1,747
21,984
2,290
###
###
10,657
2,821
9,545
3,188
13,549
3,623
14,723
4,006
16,083
4,431
16,511
4,889
f Lainnya
.
e
.
838
17,736
769
684
16,910
544
630
21,584
643
965
23,680
838
1,410
26,750
1,363
358
358
358
358
358
9,971
1,455
380
8,956
1,470
418
12,266
1,641
506
13,094
1,810
556
14,410
2,305
610
14,707
2,350
651
3,801
144
50
5,212
287
101
4,793
424
151
7,048
633
226
7,744
873
295
8,232
921
384
7,766
1,164
441
9,139
1,311
512
10,208
1,462
589
10,643
1,555
651
g Lainnya
.
Laba/Rugi
pajak penghasilan)
4,803
3,329
1,491
876
615
3,944
12
393
2,327
5,164
3,366
2,163
804
1,359
4,725
13
415
2,944
6,170
4,906
1,549
317
1,232
6,138
12
456
3,811
7,024
6,069
1,210
240
970
7,039
9
625
4,413
7,703
6,500
1,470
185
1,285
7,785
10
756
4,646
8,497
7,341
1,678
206
1,472
8,813
8
987
5,289
634
1,415
75
185
(110)
1,305
(1)
986
1,282
2,157
174
107
67
2,224
4
18
1,657
1,951
2,654
252
154
98
2,752
7
87
2,031
2,690
3,066
343
55
288
3,354
9
321
2,145
3,465
3,406
620
89
530
3,936
8
288
2,359
4,261
4,433
699
128
571
5,004
8
283
3,092
5,036
5,007
876
213
663
5,670
11
643
3,085
5,774
5,235
948
157
792
6,026
8
653
3,400
6,462
5,977
1,067
186
880
6,857
16
654
3,946
7,301
6,554
1,191
210
981
7,535
25
776
4,373
8,005
7,198
1,262
297
965
8,163
33
806
4,743
8,708
7,816
1,419
398
1,021
8,837
39
835
5,137
f Lainnya
.
.
B Pendapatan
.
. penjualan
. keuntungan
. keuntungan
. Derivatif
e
2
.
D.
E.
F.
G.
H.
I.
J.
K.
2011
Jul
1,222
82
22
252
795
791
4
70
335
28
227
47
11
169
11
2,248
145
55
448
1,531
1,524
7
69
618
49
422
84
21
317
20
3,340
216
86
623
2,330
2,319
11
86
925
70
635
125
35
475
28
4,424
271
116
815
3,116
3,100
16
106
1,232
89
854
181
51
623
35
5,551
319
149
1,008
3,931
3,910
21
144
1,551
124
1,061
217
68
776
0
42
6,644
359
189
1,199
4,739
4,713
26
158
1,862
165
1,256
259
83
914
0
51
7,802
398
219
1,410
5,591
5,559
33
183
2,209
###
216
1,464
299
95
1,070
60
8,977
439
264
1,598
6,469
6,433
36
208
2,563
269
1,678
341
105
1,232
0
74
10,130
545
295
1,682
7,329
7,290
39
279
2,891
###
310
1,886
378
115
1,393
5
78
11,279
588
328
1,837
8,237
8,195
42
290
3,225
0
347
2,109
421
123
1,565
5
80
12,439
647
353
1,973
9,148
9,103
45
319
3,542
0
370
2,331
464
131
1,737
0
81
13,664
712
379
2,122
10,102
10,053
48
349
3,874
0
400
2,553
507
139
1,908
0
84
127
1,630
192
2,415
254
3,192
324
4,000
390
4,782
468
###
5,593
542
6,414
612
###
7,239
685
8,054
761
8,897
837
9,790
8,165
1,374
8,256
1,296
11,198
1,366
12,760
1,422
14,360
1,511
16,543
1,555
18,377
1,635
19,527
1,716
25,056
2,090
27,028
2,206
###
###
###
b.
###
###
###
c.
3,868
414
5,559
861
5,265
1,297
7,914
1,720
8,841
2,288
9,786
2,729
9,529
3,181
10,948
3,638
12,211
4,077
12,786
4,566
17,318
5,053
18,751
5,502
d.
e.
1,471
27,883
1,319
307
4,760
131
371
7,638
756
180
8,018
698
197
11,324
726
209
13,354
977
333
14,709
911
353
15,223
816
401
17,722
986
454
19,639
919
458
21,027
869
595
26,755
1,143
569
29,002
1,242
123
123
b.
c.
14,920
1,843
721
16,216
1,923
790
d.
e.
f
69
###
887
2.
###
25,821
2,950
5,288
699
14,638
1,574
###
###
###
###
e
Interest Expenses
a.
b.
c.
d.
e.
B.
C.
24,638
2,714

1.
Interest Income
a.
b.
c.
d.
f.
g.
1.
a.
2.
D.
E.
F.
G.
H.
I.
J.
K.
f
a.
g.
Current Year profit
44
4.a. Laporan Laba / Rugi Bank Asing

n Owned Banks Income Statements)
Items
Interest Income
From securities
From credit
- To other Bank
Others
Interest Expenses
- Demand Deposit
- Saving
- Time deposits
Securities
Loans received
Others
Corrections
form sale of credit
transaction
with equity method,
Others
sale of securities
form sale of credit
transaction
provisions
Others
Current Year profit
45
Tabel 1.15 Rekening Administratif Bank Umum

(Commercial Banks Off-Balance Sheet)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot yang masih berjalan
- Lainnya
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
- Fasilitas kredit kepada bank lain
yang belum ditarik
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot yang masih berjalan
- Lainnya
2006
2007
2008
2009
2010
2011
Feb
Mar
Apr
Mei
Jun
Jul
2012
Ags
Sep
Okt
Nov
Des
Jan
Feb
324,247
16,321
300,041
7,885
17,440
5,559
9,997
1,884
33,963
7,496
20,181
6,286
20,983
5,246
10,910
4,828
21,650
6,321
13,641
1,688
131,215
8,629
120,109
2,478
131,733
8,701
120,866
2,166
151,598
8,699
140,466
2,433
151,802
10,219
139,070
2,513
169,706
15,275
151,881
2,550
170,304
15,394
152,480
2,430
177,335
18,841
156,039
2,455
169,445
17,170
149,353
2,922
184,905
14,143
166,730
4,031
192,724
13,171
173,507
6,046
182,457
13,017
163,098
6,342
209,460
16,310
185,233
7,916
229,849
15,588
206,521
7,741
198,826
162,988
272,594
208,338
296,167
247,673
374,255
323,716
794,241
554,709
861,379
587,496
908,941
623,224
870,389
576,973
851,260
589,455
880,256
614,149
894,043
623,272
902,159
630,782
907,712
623,290
946,950
641,711
954,022
661,872
1,083,342
683,279
1,049,693
702,887
Indicator
Claim Commitments
Not yet withdrawn loan facilities
Current spot purchases
Others
1,139,192 Liabilities Commitments

703,770 Client credit facilities that are
not yet withdrawn
2,304 Other bank credit facilities that
are
not yet withdrawn
72,937 Current Irrevocable L/C
358,536 Current spot sales
1,645 Others
515
765
872
803
6,486
4,442
4,447
3,150
3,603
2,837
2,816
2,088
2,193
2,341
2,844
2,491
2,719
23,955
8,390
2,978
42,019
15,724
5,748
31,744
10,165
5,713
37,177
11,382
1,177
49,967
182,155
924
50,933
217,697
812
54,110
226,475
685
55,194
234,225
847
53,288
204,329
585
51,891
206,438
4,941
53,551
213,286
1,118
59,601
209,174
513
62,618
218,826
785
62,474
234,738
5,686
63,906
223,430
1,971
149,921
245,727
1,924
70,044
271,611
2,163
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
84,730
68,627
15,460
643
119,740
102,454
15,383
1,903
221,486
138,537
69,873
13,075
139,047
115,923
15,498
7,626
160,947
136,529
23,292
1,127
163,377
138,478
23,721
1,178
167,630
143,931
22,493
1,205
164,446
140,465
22,761
1,220
168,680
144,354
22,982
1,344
166,615
142,107
23,195
1,314
166,388
140,043
25,005
1,339
170,791
144,007
25,427
1,356
174,835
147,769
25,685
1,381
175,119
147,551
26,139
1,428
182,272
154,442
26,419
1,410
179,882
152,959
25,546
1,377
181,047
153,799
25,837
1,410
181,161
153,116
26,574
1,471
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
44,659
43,755
904
77,430
74,397
3,032
123,784
109,488
14,296
101,455
99,985
1,470
117,228
116,029
1,199
111,366
109,896
1,470
114,754
113,271
1,483
116,649
115,223
1,426
116,747
115,327
1,420
119,151
117,791
1,360
117,639
116,387
1,253
121,822
120,299
1,522
127,826
125,937
1,890
131,394
129,093
2,301
136,064
133,834
2,230
142,367
140,652
1,715
134,125
131,974
2,151
137,134 Liabilities Contingency

135,218 Guarantees issued
1,916 Others
166,370
40,719
125,650
199,082
43,675
155,407
148,821
45,965
102,856
135,192
32,896
102,296
146,144
30,173
115,970
147,218
30,032
117,186
148,344
29,377
118,967
147,039
29,065
117,974
147,727
29,171
118,556
148,740
28,955
119,784
146,130
28,730
117,400
147,418
29,238
118,180
149,695
29,355
120,339
150,548
29,338
121,210
152,796
29,591
123,205
155,839
29,435
126,404
152,887
29,010
123,877
154,773 Others
28,725 Channelling Credit
126,048 Written-off Earning assets
Lainnya
- Penerusan Kredit
- Aktiva produktif yang dihapus bukukan
Claim Contingency
Guarantees received
Adjusted interest income
Others
32
33
Tabel 1.15.a. Rekening Administratif Bank Umum

(Commercial Banks Off-Balance Sheet)
Indikator
Tagihan Komitmen
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Lainnya
- Aset produktif yang dihapustagih
Lainnya
2011
Jul
Ags
Sep
Okt
2012
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
177,335
18,841
156,039
169,445
17,170
149,353
184,905
14,143
166,730
192,724
13,171
173,507
182,457
13,017
163,098
209,460
16,310
185,233
229,849
15,588
206,521
324,247
16,321
300,041
266,103
15,893
244,966
242,037
16,602
219,523
269,706
17,204
248,183
272,193
17,106
250,392
250,148
14,543
230,673
227,077
15,462
207,621
252,799
14,709
233,382
314,891
18,584
291,245
296,133
19,614
271,778
275,380 Commited Claim

16,205 254,545 -
2,455
894,043
623,272
2,922
902,159
630,781
4,031
907,712
623,290
6,046
946,950
641,711
6,342
954,022
661,872
7,916
1,083,342
683,279
7,741
1,049,424
702,887
7,885
1,140,811
705,389
5,244
1,099,528
707,637
5,912
1,091,845
719,505
4,320
1,117,584
722,058
4,695
1,151,537
747,792
4,932
1,149,860
764,925
3,994
1,124,938
772,049
4,708
1,167,334
778,165
5,061
1,291,502
887,022
4,741
1,261,668
898,232
228,351
394,921
2,816
239,184
391,596
2,089
259,524
363,767
2,193
260,279
381,431
2,341
267,861
394,011
2,844
261,688
421,591
2,491
272,731
430,156
2,719
268,429
436,960
2,304
270,380
437,257
3,011
272,287
447,217
4,163
276,580
445,478
5,294
277,848
469,944
4,552
291,208
473,717
4,027
305,335
466,714
4,348
307,027
471,138
5,096
284,623
602,399
5,263
274,981
623,250
5,540
1,313
1,503
53,551
213,286
1,075
1,014
59,601
209,174
988
1,205
62,618
218,826
1,250
1,091
62,474
234,738
1,481
1,363
63,906
223,430
1,497
994
149,921
245,727
1,759
960
70,044
271,611
1,347
958
72,937
358,536
1,851
1,159
72,687
314,553
3,192
971
72,899
293,723
3,919
1,374
72,395
315,537
2,651
1,901
70,415
326,556
2,893
1,134
65,734
312,129
2,748
1,600
68,337
278,605
3,876
1,221
70,614
311,412
3,989
1,274
73,565
323,857
3,967
1,573
74,570
281,809
1,609
4,301
73,439
255,717
1,118
166,388
140,043
25,005
1,339
117,639
116,387
1,253
155,054
513
170,791
144,007
25,427
1,356
121,822
120,299
1,522
156,616
785
174,835
147,769
25,685
1,381
127,826
125,937
1,890
160,118
5,686
175,119
147,551
26,139
1,428
131,394
129,093
2,301
161,654
1,971
182,272
154,442
26,419
1,410
136,064
133,834
2,230
164,407
1,924
179,882
152,959
25,546
1,377
142,367
140,652
1,715
167,791
2,163
181,047
153,799
25,837
1,410
134,125
131,974
2,151
164,537
1,645
181,968
153,116
27,381
1,471
137,132
135,216
1,916
165,111
1,640
182,822
152,104
28,820
1,898
141,326
140,143
1,183
168,202
1,555
188,519
154,973
31,609
1,937
145,990
143,894
2,095
167,363
2,299
200,058
166,330
31,770
1,959
147,701
145,688
2,014
170,551
2,222
219,334
186,501
31,979
853
148,773
146,619
2,153
173,289
3,045
191,105
165,129
25,302
674
154,077
151,930
2,147
171,557
1,599
192,116
165,725
25,709
682
158,894
156,781
2,113
183,804
2,046
195,785
169,438
25,671
676
166,239
164,160
2,079
187,492
1,795
198,008
171,408
25,903
697
170,883
168,046
2,838
188,148
1,518
200,587
173,780
26,091
716
172,773
169,977
2,796
189,370
1,785
199,692
173,136
25,849
706
183,675
180,788
2,888
191,889
28,730
121,284
114,227
7,058
5,040
4,391
649
29,238
122,291
115,105
7,185
5,087
4,490
597
29,355
125,068
117,929
7,139
5,695
4,790
905
29,338
126,250
119,046
7,204
6,066
5,066
1,000
29,591
128,567
121,173
7,395
6,249
5,121
1,128
29,435
132,218
124,589
7,629
6,138
5,302
836
29,010
129,084
121,432
7,652
6,443
5,402
1,041
28,725
130,232
122,765
7,467
6,154
5,438
716
28,736
131,988
124,520
7,468
7,478
5,495
1,984
27,704
132,645
125,245
7,401
7,013
5,573
1,439
27,806
135,442
126,341
9,101
7,303
5,713
1,590
27,787
138,957
129,741
9,215
6,545
5,977
567
23,849
140,450
131,170
9,280
7,257
6,081
1,176
25,359
151,500
135,973
15,527
6,945
6,217
728
25,326
155,072
139,515
15,557
7,095
6,391
704
24,784
156,139
140,590
15,549
7,225
6,468
758
24,914
157,037
141,441
15,597
7,420
6,567
852
24,576
159,833
144,316
15,517
7,480
6,913
567
4,630 1,154,122 Commited Liabi

817,271 265,664
551,608
5,911 -
Contingent Claim
Contingent Liab
Others
-
34
kening Administratif Bank Umum

al Banks Off-Balance Sheet)
iliar Rp (Billion Rp)
Indicator
Commited Claims
Unused borrowing
Outstanding spot and derivatives
(purchased)
Others
Commited Liabilities
Undisbursed loan facilities
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
Current Irrevocable L/C
Outstanding spot and
derivatives (sold)
Others
Contingent Claims
Received guarantees
Accrued interest
Others
Contingent Liabilities
Issued guarantees
Others
Others
Channelling
Written off earning assets
- Credit disbursed
- Others
Charged off earning assets
- Credit disbursed
- Others
35
Tabel 1.16 Rekening Administratif Bank Persero

(State Owned Banks Off-Balance Sheet)
Indikator
Tagihan Komitmen
- Lainnya
2006
2007
2008
2009
2010
2011
Feb
Mar
Apr
Mei
Jun
Jul
2012
Ags
Sep
Okt
Nov
Des
Jan
Feb
1,870
841
235
794
2,580
175
2,023
382
497
188
154
155
36
0
36
0
7,481
199
6,657
625
10,086
297
9,164
624
11,074
301
10,148
624
8,926
307
7,996
623
10,436
373
9,440
623
16,849
2,030
14,195
623
16,056
2,013
13,420
623
19,472
2,015
16,832
625
23,513
312
22,575
625
17,503
310
16,557
635
17,535
301
16,577
657
14,040
297
13,069
674
15,787
263
14,837
687
Kewajiban Komitmen
belum ditarik
yang belum ditarik
- Lainnya
59,736
47,703
79,368
58,652
97,045
79,791
150,680
130,405
168,046
139,200
179,543
152,453
182,812
153,345
182,294
154,103
175,120
151,740
193,700
159,888
187,220
157,149
199,643
164,586
207,036
163,932
210,299
172,057
211,861
176,615
309,000
189,035
233,558
191,293
260
384
494
269
130
155
149
176
167
117
176
166
182
205
222
163
211
11,334
233
205
20,165
155
13
16,735
11
14
19,995
6
6
20,266
8,442
7
18,629
8,299
7
20,486
8,824
8
21,616
6,390
8
21,058
2,148
8
20,741
8,640
4,314
22,138
7,751
6
22,695
12,190
6
25,848
17,067
7
25,308
9,430
3,298
25,809
9,209
6
112,773
7,023
6
32,851
8,927
7
Tagihan Kontinjensi
- Lainnya
14,544
2,728
11,578
238
14,492
2,430
10,944
1,118
70,167
3,279
65,584
1,304
21,904
4,090
10,527
7,286
24,076
4,937
18,224
915
24,917
5,194
18,764
958
24,438
5,993
17,461
984
24,778
6,190
17,596
992
26,822
8,023
17,774
1,026
26,814
7,810
17,930
1,075
28,815
7,974
19,760
1,081
29,374
8,218
20,045
1,111
29,603
8,153
20,321
1,129
31,344
9,548
20,629
1,167
32,283
10,236
20,884
1,164
32,101
10,440
20,529
1,131
32,607
10,806
20,664
1,138
33,368
11,047
21,138
1,183
- Lainnya
17,235
17,101
134
22,386
22,355
31
30,699
30,305
393
34,918
34,666
252
39,794
39,722
72
37,570
37,380
191
38,985
38,577
408
39,561
39,217
344
39,610
39,290
319
40,208
39,902
305
39,851
39,761
89
42,030
41,888
143
43,961
43,621
340
46,256
45,671
585
48,895
48,318
577
54,641
54,066
575
50,821
50,267
554

680 Others
109,163
35,775
73,389
139,519
38,318
101,201
124,429
40,616
83,813
106,712
27,403
79,309
112,091
26,948
85,143
109,975
26,462
83,512
110,383
26,119
84,265
109,871
26,061
83,810
109,745
25,839
83,905
110,567
26,025
84,541
110,086
25,849
84,237
110,217
25,995
84,221
112,276
26,323
85,953
112,686
26,297
86,389
114,260
26,492
87,768
114,823
26,383
88,440
111,640
26,029
85,611
Lainnya
- Penerusan Kredit
17,858
272
16,890
695
Indicator
Claim Commitments
Others
241,585 Liabilities Commitments

not yet withdrawn
193 Other bank credit facilities that
are
not yet withdrawn
7 Others
Claim Contingency
Guarantees received
Others
112,936 Others
36
37
Tabel 1.16.a. Rekening Administratif Bank Persero

(State Owned Banks Off-Balance Sheet)
Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2011
2012
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
16,056
2,013
13,420
19,472
2,015
16,832
23,513
312
22,575
17,503
310
16,557
17,535
301
16,577
14,040
297
13,069
15,787
263
14,837
17,858
272
16,890
11,032
11,029
9,933
9,933
623
187,220
157,149
625
199,643
164,585
625
207,036
163,932
635
210,299
172,057
657
211,861
176,615
674
309,000
189,035
687
233,289
191,293
695
241,585
199,651
3
235,097
190,153
18,707
138,442
176
21,083
143,502
166
32,237
131,695
182
37,333
134,724
205
39,422
137,193
222
49,572
139,463
163
52,907
138,386
211
53,649
146,001
193
114
61
22,138
7,751
105
61
22,695
12,190
95
88
25,848
17,067
105
100
25,308
9,430
121
101
25,809
9,209
50
113
112,773
7,023
122
89
32,851
8,927
6
28,815
7,974
19,760
1,081
39,851
39,761
89
112,022
25,849
86,091
82,850
3,241
83
83
0
6
29,374
8,218
20,045
1,111
42,030
41,888
143
112,290
25,995
86,212
82,969
3,243
83
83
0
7
29,603
8,153
20,321
1,129
43,961
43,621
340
114,627
26,323
88,218
84,973
3,245
85
85
0
3,298
31,344
9,548
20,629
1,167
46,256
45,671
585
115,205
26,297
88,822
85,575
3,247
86
86
0
6
32,283
10,236
20,884
1,164
48,895
48,318
577
116,956
26,492
90,375
87,102
3,273
89
89
0
6
32,101
10,440
20,529
1,131
54,641
54,066
575
117,840
26,383
91,369
88,092
3,277
88
88
0
7
32,607
10,806
20,664
1,138
50,821
50,267
554
113,975
26,029
87,859
84,582
3,277
87
87
-
Mei
Jun
Jul
23,773
23,773
20,735
281
20,353
15,940
15,940
Ags
16,655
16,646
Sep
20,524
20,524
Okt
17,903
17,903
22,778
22,778
231,670
186,103
240,629
189,350
101
244,783
198,656
220,406
180,307
10
224,650
182,260
227,677
178,451
233,105
187,838
236,799
186,620
45,419
144,734
177
43,953
142,149
208
41,971
147,379
223
41,047
157,608
183
49,867
130,440
188
51,408
130,852
222
44,702
133,748
224
50,891
136,947
244
48,254
138,366
275
104
88
31,160
10,576
89
88
31,653
13,108
120
88
31,066
14,286
119
104
31,923
19,126
81
102
32,768
13,168
80
108
30,094
9,808
122
100
31,144
11,011
115
108
34,535
14,457
129
115
33,736
11,277
159
116
36,033
13,862
7
33,368
11,047
21,138
1,183
51,832
51,151
680
114,082
25,656
88,338
85,061
3,277
88
88
-
6
32,888
9,047
22,188
1,653
54,784
54,703
81
115,608
25,667
89,852
86,574
3,279
89
89
-
7
32,855
9,635
21,538
1,682
56,988
56,913
75
115,270
24,671
90,510
87,229
3,281
90
90
-
8
33,341
9,932
21,705
1,704
58,796
58,714
82
116,176
24,744
91,340
88,057
3,283
92
92
-
9
34,751
12,568
21,600
583
57,948
57,805
143
116,871
24,684
92,096
88,812
3,284
92
92
-
9
30,735
10,845
19,492
398
61,206
61,095
111
113,592
20,473
93,027
89,747
3,280
92
92
-
12
32,223
12,070
19,745
409
64,238
64,109
129
118,745
20,472
98,181
94,898
3,283
93
93
-
11
34,872
14,463
19,992
417
69,568
69,468
100
120,064
20,392
99,579
96,293
3,285
94
94
-
10
34,933
14,315
20,195
424
71,545
71,431
114
119,841
19,734
100,014
96,728
3,286
94
94
-
Nov
10
35,798
15,080
20,284
434
73,016
72,863
153
119,751
19,377
100,281
96,996
3,285
94
94
-
Des

- 23,602 -
- 240,565 Commited Liabi

193,478 48,414
145,065
211 72
140
34,112
12,749
14
35,686
15,132
20,116
438
82,152
81,904
248
121,735
19,066
102,575
99,263
3,312
94
94
-
Contingent Claim
Contingent Liab
Others
-
38
ening Administratif Bank Persero
ed Banks Off-Balance Sheet)

Indicator
Commited Claims
Unused borrowing
(purchased)
Others
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
Others
Contingent Claims
Received guarantees
Accrued interest
Others
Issued guarantees
Others
Others
Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
39
Tabel 1.17 Rekening Administratif BUSN Devisa

(Foreign Exchange Commercial Banks Off-Balance Sheet)
Indikator
Tagihan Komitmen
- Lainnya
Kewajiban Komitmen
belum ditarik
yang belum ditarik
- Lainnya
2006
2007
2008
2009
2010
2011
Feb
Mar
Apr
Mei
Jun
Jul
2012
Ags
Sep
Okt
Nov
Des
Jan
5,081
2,206
2,346
529
11,644
1,127
5,016
5,501
7,199
654
1,972
4,573
5,332
141
4,101
1,089
44,148
388
42,830
930
53,885
427
52,622
836
59,456
430
57,984
1,042
57,374
437
55,791
1,147
56,387
429
54,697
1,261
61,684
724
59,705
1,256
61,806
484
60,181
1,141
53,500
500
51,727
1,272
64,772
330
62,474
1,968
68,991
287
65,932
2,771
65,139
323
61,810
3,006
62,293
325
58,190
3,779
71,699
318
68,329
3,052
78,586
68,281
116,802
93,638
127,426
110,519
132,078
118,457
276,731
212,273
301,422
223,914
318,320
235,474
308,285
224,877
310,554
229,127
314,243
230,512
321,661
238,439
332,642
256,313
346,535
258,616
354,057
262,897
363,176
273,952
353,226
269,233
378,025
283,516
Feb
62,533
320
59,145
3,068
Indicator
Claim Commitments
Others

not yet withdrawn
1,527 Other bank credit facilities that
are
not yet withdrawn
55 Others
246
366
358
486
1,431
1,446
1,538
1,510
1,661
1,536
1,602
1,418
1,540
1,648
1,492
1,383
1,347
7,137
1,487
1,435
12,666
4,877
5,256
8,968
2,255
5,326
9,347
2,735
1,054
18,506
43,735
787
20,914
54,471
677
21,545
59,228
535
20,734
60,500
664
20,449
58,898
418
19,417
62,393
385
19,556
61,764
300
21,623
53,047
242
22,780
63,319
281
22,496
66,752
264
22,508
65,108
116
21,864
60,678
69
21,286
71,764
112
Tagihan Kontinjensi
- Lainnya
2,086
273
1,694
119
3,216
565
2,047
605
15,110
920
2,628
11,561
3,787
690
3,008
90
5,081
1,527
3,464
90
7,689
4,043
3,556
90
7,796
4,095
3,611
90
7,919
4,080
3,747
92
7,892
4,057
3,745
90
8,005
4,221
3,689
94
7,612
3,894
3,627
92
7,073
3,296
3,684
94
7,093
3,323
3,678
91
7,212
3,388
3,733
92
8,149
4,269
3,786
94
7,752
4,094
3,566
92
7,877
4,021
3,764
91
- Lainnya
8,940
8,202
738
17,381
14,400
2,981
32,307
18,422
13,885
18,531
17,392
1,139
24,355
23,253
1,103
25,430
24,189
1,241
25,539
24,501
1,038
25,765
24,727
1,038
25,380
24,382
998
26,163
25,152
1,011
25,133
24,014
1,118
25,798
24,467
1,331
27,070
25,560
1,510
28,316
26,687
1,629
29,498
27,951
1,547
30,467
29,366
1,102
29,153
27,643
1,510

1,031 Others
48,860
2,869
45,991
50,754
2,883
47,870
15,274
2,854
12,420
18,480
2,879
15,601
22,650
680
21,969
22,874
671
22,203
22,965
668
22,298
23,137
664
22,473
23,420
657
22,763
23,784
650
23,134
21,698
646
21,052
22,335
645
21,690
22,736
642
22,093
22,983
640
22,344
23,434
643
22,791
24,479
641
23,839
24,594
640
23,954
24,956 Others
638 Channelling Credit
Lainnya
- Penerusan Kredit
7,929
4,051
3,767
110
Claim Contingency
Guarantees received
Others
40
41
Tabel 1.17.a. Rekening Administratif BUSN Devisa

(Foreign Exchange Commercial Banks Off-Balance Sheet)
Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2011
2012
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
61,806
484
60,181
53,500
500
51,727
64,772
330
62,474
68,991
287
65,932
65,139
323
61,810
62,293
325
58,190
71,699
318
68,329
62,533
320
59,145
68,105
320
66,217
63,056
325
59,292
1,141
321,661
238,439
1,272
332,642
256,313
1,968
346,536
258,616
2,771
354,057
262,897
3,006
363,177
273,952
3,779
353,226
269,233
3,052
378,025
283,516
3,068
369,256
280,504
1,568
381,329
288,348
116,944
121,495
1,602
129,898
126,415
1,418
129,572
129,044
1,540
131,561
131,336
1,648
135,968
137,984
1,492
127,260
141,973
1,383
134,866
148,650
1,347
130,518
149,986
1,527
816
786
19,556
61,764
737
681
21,623
53,047
754
785
22,780
63,319
742
906
22,496
66,752
778
714
22,508
65,108
779
604
21,864
60,678
777
570
21,286
71,764
300
7,612
3,894
3,627
92
25,133
24,014
1,118
27,947
646
22,641
19,356
3,285
4,660
4,021
639
242
7,073
3,296
3,684
94
25,798
24,467
1,331
28,697
645
23,350
19,948
3,403
4,702
4,117
585
281
7,093
3,323
3,678
91
27,070
25,560
1,510
30,005
642
24,144
20,791
3,354
5,219
4,324
895
264
7,212
3,388
3,733
92
28,316
26,687
1,629
30,747
640
24,522
21,109
3,413
5,585
4,594
991
116
8,149
4,269
3,786
94
29,498
27,951
1,547
31,456
643
25,051
21,471
3,580
5,762
4,645
1,117
69
7,752
4,094
3,566
92
30,467
29,366
1,102
32,425
641
26,219
22,425
3,794
5,565
4,767
797
112
7,877
4,021
3,764
91
29,153
27,643
1,510
32,849
640
26,409
22,636
3,774
5,800
4,791
1,010
Mei
Jun
Jul
67,724
279
65,837
70,965
483
68,593
63,899
484
61,879
Ags
61,096
488
58,988
Sep
63,904
537
61,240
Okt
66,593
3,420
60,762
Nov
68,529
3,416
62,947
Des
3,439
374,978
286,547
1,607
388,805
295,241
1,890
398,322
301,269
1,535
402,329
311,091
1,620
425,421
336,715
2,128
435,772
343,762
2,412
442,943
348,707
352,852
347,941 -
141,919
146,429
1,328
140,440
146,108
1,220
146,585
148,656
1,587
146,602
154,667
1,427
151,639
159,453
1,561
160,390
176,325
1,826
167,163
176,599
1,891
169,983
178,725
2,020
169,083
183,769
2,084
163,347
184,594
2,234 -
782
746
25,762
61,408
744
584
26,265
65,339
750
470
25,911
61,283
772
815
24,311
67,335
789
638
22,502
72,763
928
634
21,625
67,744
993
833
23,405
63,348
977
914
22,466
67,409
978
1,043
24,820
67,218
1,036
1,048
24,390
67,377
1,140
1,094
25,113 66,171 -
55
7,928
4,051
3,767
110
29,341
28,310
1,031
33,111
638
26,930
23,340
3,590
5,543
4,827
716
49
8,500
4,392
3,996
112
30,113
29,059
1,054
34,218
627
27,006
23,417
3,588
6,585
4,878
1,707
16
8,362
4,247
3,991
124
30,960
29,012
1,948
33,899
615
26,918
23,385
3,533
6,367
4,928
1,439
331
8,357
4,093
4,142
122
31,059
29,222
1,837
36,051
614
28,859
23,672
5,187
6,577
4,987
1,590
361
7,865
3,570
4,161
134
31,685
29,726
1,960
35,685
764
29,269
23,998
5,271
5,653
5,085
567
307
8,060
3,747
4,175
137
32,154
30,173
1,981
36,604
1,201
29,109
23,756
5,353
6,293
5,157
1,137
127
8,494
4,100
4,265
129
32,838
30,895
1,942
43,183
2,601
34,607
23,028
11,579
5,975
5,247
728
244
8,607
4,551
3,939
117
33,621
31,687
1,934
45,049
2,650
36,294
24,711
11,583
6,105
5,401
704
177
8,606
4,530
3,949
127
34,927
32,255
2,672
45,669
2,788
36,700
25,125
11,574
6,182
5,451
731
2,166
446,829
126
9,067
4,929
4,023
114
36,281
33,724
2,557
46,572
3,137
37,067
25,451
11,616
6,367
5,515
852

3,427 62,050 -
2,183 441,539 Commited Liabi
82 8,659 Contingent Claim
4,553 3,979 126 -
37,219 Contingent Liab
34,706 2,512 -
46,937 Others
3,268 37,317 25,663

11,655
6,351 5,784
567
42
ening Administratif BUSN Devisa

ommercial Banks Off-Balance Sheet)
Indicator
Commited Claims
Unused borrowing
(purchased)
Others
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
Others
Contingent Claims
Received guarantees
Accrued interest
Others
Issued guarantees
Others
Others
Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
43
Tabel 1.18 Rekening Administratif BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Off-Balance Sheet)
Indikator
Tagihan Komitmen
- Lainnya
2006
2007
2008
2009
2011
2010
Feb
Mar
Apr
Mei
Jun
Jul
2012
Ags
Sep
Okt
Nov
Des
Jan
Indicator
Feb
40
9
0
32
83
9
0
74
75
0
0
75
62
0
0
62
65
0
0
65
60
40
0
20
60
40
0
20
58
50
0
8
69
50
12
7
71
50
0
21
72
50
0
22
77
50
0
27
72
50
0
22
57
50
0
7
58
50
0
8
63
50
0
13
13
0
0
13
1,666
1,618
1,882
1,853
1,966
1,926
2,232
2,197
2,305
2,242
2,297
2,245
2,341
2,292
2,398
2,359
2,377
2,333
2,576
2,520
2,524
2,470
2,381
2,308
2,605
2,547
2,793
2,724
2,907
2,795
2,735
2,651
2,883
2,817
10
27
25
23
24
24
32
26
24
33
37
47
51
38
0
0
44
0
0
25
0
0
34
0
0
25
0
0
36
0
0
28
0
0
26
0
0
16
0
0
20
0
0
25
0
0
28
0
0
50
0
0
26
0
0
32
0
0
65
0
0
33
0
0
29
Tagihan Kontinjensi
- Lainnya
202
0
177
25
156
0
147
9
100
0
95
4
137
1
136
0
226
1
226
0
240
1
239
0
230
1
229
0
166
1
163
2
267
1
182
84
263
0
261
2
286
0
285
0
261
0
261
0
263
0
261
2
273
0
270
2
266
0
265
1
245
0
244
0
260
0
249
10
375
0
373
2
- Lainnya
103
95
8
127
112
16
120
107
12
194
121
73
180
158
22
189
157
31
199
169
31
211
173
38
267
170
96
225
189
35
202
165
37
208
167
41
205
168
37
210
171
39
215
173
42
222
185
37
199
166
34
206 Liabilities Contingency

163 Guarantees issued
43 Others
Lainnya
- Penerusan Kredit
590
41
549
637
41
596
530
39
491
710
21
689
955
65
890
1,038
63
974
1,094
63
1,031
1,099
63
1,036
1,138
63
1,075
1,196
63
1,132
1,181
63
1,117
1,217
63
1,153
1,214
86
1,129
1,234
86
1,148
1,261
86
1,175
1,288
85
1,203
1,309
85
1,223
Kewajiban Komitmen
belum ditarik
yang belum ditarik
- Lainnya
10
0
0
10
Claim Commitments
Others

not yet withdrawn
are
not yet withdrawn
0 Current Irrevocable L/C
0 Current spot sales
34 Others
Claim Contingency
Guarantees received
Others
1,323 Others
44
45
Tabel 1.18.a. Rekening Administratif BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Off-Balance Sheet)
Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
72
50
0
77
50
0
72
50
0
57
50
0
58
50
0
63
50
0
13
-
10
-
18
-
12
-
15
-
14
-
13
-
14
-
14
-
14
-
15
-
22
2,523
2,470
27
2,382
2,308
22
2,605
2,547
7
2,793
2,724
8
2,908
2,796
13
2,735
2,651
13
2,883
2,817
10
3,079
3,023
18
3,005
2,960
12
3,216
3,152
15
3,461
3,401
14
3,446
3,360
13
4,246
4,171
14
4,386
4,315
14
4,596
4,542
14
4,660
4,608
4,852
4,756
18 4,861 Commited Liabi

4,762 -
1,860
610
26
1,896
411
24
1,882
665
33
1,961
763
37
2,094
702
47
2,008
643
51
2,113
703
38
2,292
730
22
2,228
732
16
2,411
741
26
2,579
822
20
2,590
770
33
2,926
1,246
21
2,874
1,441
21
2,761
1,781
23
2,911
1,697
32
3,031
1,725
72
2,954
1,808
70 -
17
9
0
0
18
6
0
0
22
11
0
0
21
16
0
0
23
23
0
0
29
22
0
0
30
8
-
11
12
-
4
13
-
9
17
-
5
14
-
11
22
-
8
13
-
10
11
-
9
15
-
38
35
0
0
41
29
0 0 -
28
286
0
285
0
202
165
37
1,198
63
1,134
976
158
1
1
0
50
261
0
261
0
208
167
41
1,234
63
1,170
1,012
158
1
1
0
26
263
0
261
2
205
168
37
1,317
86
1,145
988
157
86
86
0
32
273
0
270
2
210
171
39
1,337
86
1,165
1,008
157
86
86
0
65
266
0
265
1
215
173
42
1,365
86
1,193
1,037
156
86
86
0
33
245
0
244
0
222
185
37
1,432
85
1,223
1,067
156
124
124
0
29
260
0
249
10
199
166
34
1,453
85
1,244
1,087
157
124
124
-
34
375
373
2
206
163
43
1,472
85
1,263
1,107
156
124
124
-
29
268
261
7
217
170
47
1,497
85
1,288
1,105
182
124
124
-
38
265
264
1
262
191
71
1,507
85
1,298
1,122
176
124
124
-
41
268
268
0
246
198
48
1,486
85
1,277
1,126
151
124
124
-
52
287
285
1
272
222
50
1,904
85
1,534
1,380
154
285
285
-
54
293
291
1
262
207
54
1,989
85
1,596
1,442
154
308
308
-
50
311
311
0
238
198
40
2,044
85
1,633
1,478
155
327
327
-
31
317
315
2
270
226
44
2,093
83
1,670
1,517
153
341
341
-
6
27
20
319
314
5
289
238
51
2,140
83
1,698
1,545
153
359
359
-
15
24
313
308
5
301
255
46
2,222
83
1,752
1,595
157
387
387
-
18 Commited Claim
- - -
29 309
303
6
374
289
85
2,255
Contingent Claim
Contingent Liab
Others
-
82
1,761
1,612
149
412 412
-
46
ing Administratif BUSN Non Devisa

e Commercial Banks Off-Balance Sheet)
Indicator
Commited Claims
Unused borrowing
(purchased)
Others
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
Others
Contingent Claims
Received guarantees
Accrued interest
Others
Issued guarantees
Others
Others
Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
47
Tabel 1.19 Rekening Administratif BPD

(Regional Development Banks Off-Balance Sheet)
Indikator
Tagihan Komitmen
- Lainnya
Kewajiban Komitmen
belum ditarik
yang belum ditarik
- Lainnya
2006
2007
2008
2009
2011
2010
Feb
Mar
Apr
Mei
Jun
Jul
2012
Ags
Sep
Okt
Nov
Des
Jan
Feb
28
10
0
18
336
21
0
315
35
15
0
20
515
9
0
507
657
55
0
602
609
11
1
597
652
10
1
640
1,890
9
1,299
583
1,869
9
1,293
567
1,851
11
1,339
501
509
6
20
483
2,204
5
1,293
905
2,277
6
1,310
961
2,308
5
24
2,280
2,406
4
180
2,221
3,270
5
0
3,265
3,669
6
79
3,585
2,208
2,136
3,820
3,426
6,799
6,548
11,276
10,865
12,593
11,889
13,308
12,627
13,171
12,458
12,968
12,281
13,098
12,454
13,970
13,313
14,364
13,764
14,420
13,452
14,620
13,571
15,625
13,435
14,949
12,817
16,931
14,712
17,686
15,195
3,725
6
95
3,624
Indicator
Claim Commitments
Others

not yet withdrawn
are
not yet withdrawn
28 Current spot sales
1,223 Others
12
14
28
41
58
59
60
55
42
47
39
48
56
54
72
67
18
0
50
25
0
356
13
0
224
320
0
64
582
0
80
540
1
82
584
1
70
546
5
77
532
0
57
500
46
69
462
13
78
915
0
13
930
0
72
884
32
1,219
863
0
1,215
894
27
1,226
1,139
63
1,222
624
2
465
157
599
56
496
47
876
345
463
68
2,066
1,389
591
87
873
168
598
108
1,565
785
664
116
1,635
821
696
119
1,781
921
740
120
1,794
913
753
129
1,974
1,062
784
127
2,016
1,072
794
149
2,088
1,076
879
133
2,027
1,043
845
140
2,213
1,125
939
149
2,162
1,080
934
148
1,973
989
833
152
1,730
763
812
156
1,765
672
932
161
- Lainnya
2,856
2,833
23
5,788
5,783
5
9,198
9,193
5
10,666
10,660
6
11,258
11,257
1
10,361
10,355
6
10,555
10,548
6
10,734
10,728
6
10,849
10,843
6
10,905
10,899
6
10,823
10,817
6
11,376
11,369
7
11,349
11,348
1
10,679
10,678
1
10,555
10,554
1
10,377
10,376
1
8,752
8,750
2

1 Others
Lainnya
- Penerusan Kredit
4,807
2,035
2,772
5,112
2,280
2,832
5,257
2,389
2,868
5,432
2,593
2,840
5,179
2,479
2,700
5,602
2,835
2,768
6,084
2,527
3,556
5,033
2,276
2,757
5,391
2,611
2,780
5,029
2,217
2,812
4,956
2,172
2,784
5,303
2,534
2,769
5,144
2,304
2,840
5,206
2,316
2,890
5,257
2,370
2,887
5,979
2,326
3,653
5,928
2,256
3,672
6,048 Others
Tagihan Kontinjensi
- Lainnya
Claim Contingency
Guarantees received
Others
48
49
Tabel 1.19.a. Rekening Administratif BPD

(Regional Development Banks Off-Balance Sheet)
Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
509
6
20
2,204
5
1,293
2,277
6
1,310
2,308
5
24
2,406
4
180
3,270
5
0
3,669
6
79
3,725
6
95
3,523
6
53
2,345
76
22
2,545
76
155
2,466
80
122
2,758
76
430
2,471
77
201
2,950
77
462
2,806
77
164
483
14,364
13,764
905
14,419
13,452
961
14,621
13,571
2,280
15,625
13,435
2,221
14,948
12,817
3,265
16,931
14,712
3,585
17,686
15,195
3,624
15,895
13,468
3,464
19,781
17,445
2,247
16,087
13,844
2,314
16,682
14,326
2,264
17,027
14,710
2,252
18,250
15,670
2,193
18,521
16,062
2,412
19,674
17,173
2,564
19,588
17,038
19,574
17,232
2,340 21,004 Commited Liabi

18,826 -
6,695
7,070
47
6,413
7,039
39
6,529
7,042
48
6,978
6,457
56
6,340
6,476
54
6,353
8,360
72
6,702
8,493
67
6,786
6,682
69
6,505
10,940
77
6,253
7,591
67
6,130
8,196
67
6,181
8,530
65
6,138
9,532
68
6,361
9,702
58
6,724
10,449
68
6,606
10,433
67
5,222
12,010
73
5,366
13,460
78 -
38
9
462
13
33
6
915
0
41
7
930
0
40
16
884
32
40
15
863
0
55
16
894
27
48
19
1,139
63
61
8
1,107
28
72
5
992
46
58
9
950
18
60
7
974
96
59
6
981
47
60
8
918
369
53
5
948
230
62
6
969
223
6
68
893
96
15
64
865 39 -
78
2,016
1,072
794
149
10,823
10,817
6
5,391
2,172
3,074
2,871
203
145
136
9
13
2,088
1,076
879
133
11,376
11,369
7
5,752
2,534
3,071
2,852
218
147
136
12
72
2,027
1,043
845
140
11,349
11,348
1
5,519
2,304
3,070
2,851
219
145
136
10
1,219
2,213
1,125
939
149
10,679
10,678
1
5,592
2,316
3,131
2,909
222
145
135
9
1,215
2,162
1,080
934
148
10,555
10,554
1
5,700
2,370
3,186
2,966
220
144
133
11
1,226
1,973
989
833
152
10,377
10,376
1
6,449
2,326
3,952
3,714
238
171
133
39
1,222
1,730
763
812
156
8,752
8,750
2
6,379
2,256
3,968
3,737
231
155
123
32
1,223
2,573
672
1,740
161
8,632
8,631
1
6,463
2,346
3,999
3,769
230
118
118
-
1,280
1,196 -
1,221
2,847
680
2,055
112
9,118
9,117
1
6,803
2,357
4,052
3,848
204
394
117
276
1,208
6,228
627
5,487
114
9,569
9,568
1
6,494
2,334
4,043
3,847
195
117
117
0
1,219
10,240
4,923
5,200
116
9,809
9,808
1
6,575
2,363
4,100
3,835
265
113
113
0
1,223
10,912
5,254
5,539
119
10,047
10,046
1
6,454
2,255
4,086
3,882
204
113
113
-
1,224
6,710
5,663
927
120
10,292
10,291
1
6,343
2,090
4,101
3,910
191
152
113
40
1,222
7,094
6,005
962
127
11,068
11,067
1
6,660
2,202
4,346
4,138
208
113
113
0
1,241
7,239
6,163
952
124
11,475
11,474
1
6,963
2,201
4,649
4,430
219
113
113
0
58
10
1,052
193
1,238
7,621
6,485
1,016
120
11,883
11,883
1
7,025
2,179
4,706
4,487
219
140
113
27
2,578
77
67
2,433
7,594
6,418
1,032
143
11,420
11,419
1
7,196
2,317
4,767
4,545
222
113
113
0

77 10 -
7,391 Contingent Claim
6,255 1,018 118 -
11,946 Contingent Liab
11,945 1 -
7,310 Others
2,160 4,998 4,763

236
153 153
0
50
Rekening Administratif BPD

opment Banks Off-Balance Sheet)
Indicator
Commited Claims
Unused borrowing
(purchased)
Others
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
Others
Contingent Claims
Received guarantees
Accrued interest
Others
Issued guarantees
Others
Others
Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
51
Tabel 1.20 Rekening Administratif Bank Campuran

(Joint Venture Banks Off-Balance Sheet)
Indikator
Tagihan Komitmen
- Lainnya
2006
2007
2008
2009
2011
2010
Feb
Mar
Apr
Mei
Jun
Jul
2012
Ags
Sep
Okt
Nov
Des
Jan
Feb
36,116
8,056
27,889
170
Indicator
2
2,494
2,011
502
10,730
6,163
4,565
2
5,617
4,389
1,227
1
5,262
3,823
1,411
29
31,455
3,031
28,168
256
29,791
3,075
26,628
89
30,140
3,128
26,906
107
31,169
4,706
26,313
150
39,622
9,720
29,816
86
36,058
7,862
28,172
24
35,288
8,200
27,011
76
35,689
7,347
28,284
58
33,736
5,975
27,731
30
34,949
4,994
29,930
25
35,061
4,596
30,395
70
34,781
7,927
26,736
119
37,116
7,360
29,598
158
Claim Commitments
Others
Kewajiban Komitmen
belum ditarik
yang belum ditarik
- Lainnya
15,427
10,341
20,805
13,298
16,235
11,400
19,575
14,167
113,836
88,396
117,651
89,927
121,575
90,997
120,176
90,578
123,981
90,646
134,600
102,446
140,119
107,765
135,893
99,774
113,229
79,999
125,916
87,216
126,894
89,241
120,035
85,198
123,376
87,052
10
2,068
1,779
1,239
2,890
4,530
87
2,913
1,809
111
3,233
2,136
28
3,985
21,433
14
4,411
23,288
16
4,556
25,967
47
4,339
25,172
80
4,710
28,542
77
4,894
27,112
143
5,485
26,742
123
6,418
29,557
138
5,462
27,587
174
6,414
32,016
265
5,791
31,603
255
6,352
28,175
303
6,113
29,899
306
Tagihan Kontinjensi
- Lainnya
20,284
20,042
242
0
29,927
29,715
212
0
41,419
41,256
163
0
32,484
32,153
331
0
39,315
38,943
373
0
35,334
35,065
269
0
38,510
38,239
271
0
36,193
35,908
286
0
37,646
37,350
295
0
37,523
37,226
297
0
36,826
36,520
307
0
39,173
38,854
319
0
41,730
41,397
333
0
42,773
42,454
319
0
44,490
44,138
352
0
45,523
45,322
201
0
46,432
46,266
166
0
47,517
47,337
180
0
- Lainnya
4,507
4,506
1
6,801
6,801
0
9,972
9,971
0
7,453
7,453
0
10,173
10,173
1
8,421
8,420
1
9,321
9,321
0
9,370
9,370
0
9,290
9,290
0
9,376
9,376
0
9,891
9,891
0
10,229
10,229
0
11,115
11,115
0
11,594
11,547
47
11,998
11,935
63
12,035
12,035
0
11,809
11,758
51

161 Others
Lainnya
- Penerusan Kredit
1,217
0
1,217
1,362
0
1,362
1,736
0
1,736
1,783
0
1,783
1,691
0
1,690
1,813
0
1,812
1,863
0
1,863
1,911
0
1,911
1,991
0
1,991
2,069
0
2,069
2,136
0
2,136
2,201
0
2,201
2,111
0
2,111
2,172
0
2,172
2,262
0
2,262
2,304
0
2,304
2,333
0
2,333

not yet withdrawn
are
not yet withdrawn
213 Others
Claim Contingency
Guarantees received
Others
2,400 Others
52
53
Tabel 1.20.a. Rekening Administratif Bank Campuran

(Joint Venture Banks Off-Balance Sheet)
Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2011
2012
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
35,288
8,200
27,011
35,689
7,347
28,284
33,736
5,975
27,731
34,949
4,994
29,930
35,061
4,596
30,395
34,781
7,927
26,736
37,116
7,360
29,598
36,115
8,056
27,889
38,124
7,794
30,153
43,948
8,388
35,411
76
140,119
107,765
58
135,892
99,774
30
113,229
79,999
25
125,916
87,216
70
126,894
89,241
119
120,035
85,198
158
123,376
87,052
170
123,825
88,412
177
125,465
88,286
150
130,934
89,268
Mei
Jun
Jul
48,684
8,452
39,895
45,950
8,279
37,525
44,602
5,954
38,476
Ags
45,996
6,793
39,070
Sep
43,974
5,961
37,860
Okt
44,095
6,923
37,102
7,059
36,414
338
140,355
91,857
147
142,486
97,611
172
143,520
98,948
133
142,694
98,882
153
139,370
96,740
70
143,583
101,308
143,954
103,079
17,669
83,639
8
12,559
90,520
12
12,083
92,581
15 -
3
9
6,649
34,140
4
11
6,022 32,721 -
18,913
88,852
4
17,560
82,214
5
17,469
62,530
7
16,909
70,308
6
17,418
71,822
5
15,607
69,591
7
15,785
71,267
6
16,606
71,806
8
15,408
72,878
5
18,071
71,197
4
16,217
75,640
5
17,757
79,854
8
17,852
81,096
6
18,022
80,860
9
18,393
78,348
9
1
3
5,485
26,742
2
3
6,418
29,557
2
5
5,462
27,587
2
3
6,414
32,016
1
4
5,791
31,603
2
5
6,352
28,175
2
4
6,113
29,899
3
5
6,178
29,014
1
3
5,251
31,696
2
2
5,737
35,781
4
1
7,562
40,328
2
6
7,265
37,357
3
3
6,349
38,007
3
6
6,232
37,428
3
7
6,176
35,927
3
4
6,286
35,631
123
36,826
36,520
307
0
9,891
9,891
0
2,370
0
2,271
2,112
159
99
99
0
138
39,173
38,854
319
0
10,229
10,229
0
2,442
0
2,342
2,189
153
100
100
0
174
41,730
41,397
333
0
11,115
11,115
0
2,379
0
2,276
2,123
153
103
103
0
265
42,773
42,454
319
0
11,594
11,547
47
2,446
0
2,343
2,190
153
103
103
0
255
44,490
44,138
352
0
11,998
11,935
63
2,546
0
2,440
2,286
153
106
106
0
303
45,523
45,322
201
0
12,035
12,035
0
2,624
0
2,490
2,336
153
134
134
0
306
46,432
46,266
166
11,809
11,758
51
2,727
0
2,520
2,367
153
207
207
-
213
47,517
47,337
180
12,036
11,875
161
2,801
2,594
2,440
153
207
207
-
227
48,476
48,285
191
12,087
12,087
2,895
2,686
2,533
153
209
209
-
144
51,928
51,724
204
12,891
12,891
2,993
0
2,759
2,605
153
234
234
-
603
52,960
52,749
211
13,286
13,241
45
2,902
0
2,682
2,528
153
220
220
-
245
76,141
75,930
211
14,075
14,075
2,966
0
2,747
2,593
153
219
219
-
210
55,408
55,179
228
14,531
14,531
0
3,334
0
3,114
2,960
153
221
221
-
142
57,122
56,887
235
14,710
14,710
3,405
0
3,165
3,011
153
240
240
-
517
56,676
56,398
278
15,113
15,113
3,471
0
3,229
3,076
153
241
241
-
350
57,517
57,279
233
5
15,445
15,445
3,556
0
3,314
3,160
153
242
242
-
Nov
Des
43,586
113
74
61,885
61,636
246
4
15,728
15,689
39
3,652
0
3,410
3,257
153
242
242
-
4,510 36,560 -

104,664 -

62,040 246 4 15,200 Contingent Liab
15,158 42 3,753 Others
0 3,506 3,352
153
247 247
-
54
ning Administratif Bank Campuran

re Banks Off-Balance Sheet)
Indicator
Commited Claims
Unused borrowing
(purchased)
Others
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
Others
Contingent Claims
Received guarantees
Accrued interest
Others
Issued guarantees
Others
Others
Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
55
Tabel 1.21 Rekening Administratif Bank Asing

(Foreign Owned Banks Off-Balance Sheet)
Indikator
Tagihan Komitmen
- Lainnya
2006
2007
2008
2009
2010
2011
Feb
Mar
Apr
Mei
Jun
Jul
2012
Ags
Sep
Okt
Nov
Des
Jan
Feb
Indicator
5,415
0
5,406
9
8,590
0
8,577
13
7,562
0
7,557
5
10,442
2,349
8,093
1
47,410
4,956
42,454
0
37,303
4,852
32,451
1
50,216
4,789
45,426
1
52,384
4,710
47,671
2
61,324
4,695
56,623
6
53,791
4,717
49,069
6
63,604
8,087
55,406
110
58,503
7,253
51,215
34
60,536
7,472
52,641
423
68,917
7,525
61,064
328
62,258
7,744
54,135
380
95,013
7,707
87,238
67
101,565
7,642
93,678
246
204,005
7,667
196,022
316
Kewajiban Komitmen
belum ditarik
yang belum ditarik
- Lainnya
41,203
32,909
49,917
37,471
46,696
37,488
58,413
47,625
220,729
100,708
247,158
106,329
270,721
128,658
244,269
92,776
226,131
103,155
221,168
105,470
228,155
103,685
217,180
94,349
223,687
104,626
238,260
103,382
234,234
106,451
281,415
122,450
294,165
123,014
4,849
2,750
2,670
1,372
1,690
1,106
960
437
383
389
1,024
816
1,051
3,398
4,891
5
6,273
6,163
10
3,114
6,089
4
4,282
6,506
0
6,627
108,544
0
6,439
131,638
1
6,939
132,454
1
7,960
142,159
2
6,539
114,741
6
6,339
108,247
6
5,910
117,016
583
7,950
114,381
64
7,599
110,853
226
7,373
126,508
609
8,936
117,509
315
8,039
149,823
287
8,656
160,958
486

not yet withdrawn
are
not yet withdrawn
113 Others
Tagihan Kontinjensi
- Lainnya
46,991
45,582
1,303
105
71,351
69,689
1,538
124
93,815
92,737
940
138
78,670
77,602
905
163
91,375
90,953
409
13
93,632
93,390
228
13
95,020
94,782
226
12
93,608
93,365
229
14
94,259
94,011
234
14
92,036
91,787
234
15
90,833
90,583
233
17
92,821
92,563
240
18
94,119
93,852
247
19
91,305
91,037
249
19
94,921
94,719
200
3
92,289
92,113
173
2
92,141
91,943
182
16
90,207
90,009
183
16
- Lainnya
11,018
11,018
0
24,947
24,947
0
41,489
41,489
0
29,692
29,692
0
31,467
31,467
0
29,394
29,394
0
30,155
30,155
0
31,009
31,009
0
31,351
31,350
1
32,274
32,273
2
31,740
31,738
2
32,181
32,180
1
34,126
34,125
1
34,338
34,338
0
34,902
34,902
0
34,623
34,623
0
33,390
33,390
0

0 Others
1,732
0
1,732
1,698
154
1,544
1,596
67
1,529
2,074
0
2,074
3,578
0
3,578
5,916
0
5,916
5,955
0
5,955
5,988
0
5,988
6,042
0
6,042
6,096
0
6,096
6,074
0
6,074
6,146
0
6,146
6,214
0
6,214
6,267
0
6,267
6,322
0
6,322
6,965
0
6,965
7,084
0
7,084
Lainnya
- Penerusan Kredit
Claim Commitments
Others
Claim Contingency
Guarantees received
Others
7,109 Others
56
57
Tabel 1.21.a. Rekening Administratif Bank Asing

(Foreign Owned Banks Off-Balance Sheet)
Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2011
2012
Jul
Ags
Sep
Okt
Nov
63,604
8,087
55,406
58,503
7,253
51,215
60,536
7,472
52,641
68,917
7,525
61,064
62,258
7,744
54,135
110
228,155
103,685
34
217,181
94,349
423
223,686
104,626
328
238,260
103,382
65,233
38,452
960
62,333
32,016
437
71,835
32,791
383
326
634
5,910
117,016
180
257
7,950
114,381
583
90,833
90,583
233
17
31,740
31,738
2
6,125
0
6,074
6,064
11
51
51
0
64
92,821
92,563
240
18
32,181
32,180
1
6,200
0
6,146
6,135
11
54
54
0
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
95,013
7,707
87,238
101,565
7,642
93,678
204,005
7,667
196,022
145,302
7,772
137,515
122,742
7,812
114,866
126,965
8,396
118,524
132,063
7,984
123,800
122,937
8,028
113,949
100,845
8,105
92,716
121,433
8,135
113,297
183,480
8,164
175,316
158,647
9,062
149,571

8,192 132,324 -
380
234,235
106,451
67
281,415
122,450
246
294,165
123,014
316
387,170
120,332
15
334,849
120,445
64
334,961
140,591
45
327,651
127,883
280
345,475
132,186
959
361,110
154,737
24
309,267
133,814
2
340,245
137,497
1
447,624
227,522
233,693
147,600 -
65,537
37,845
389
66,619
39,833
1,024
60,888
61,561
816
60,357
62,657
1,051
58,577
61,754
485
58,901
61,544
1,408
61,160
79,431
2,639
63,098
64,785
3,392
63,671
68,515
2,836
62,787
91,951
2,183
66,281
67,533
2,212
67,284
70,213
2,882
36,563
190,959
2,892
36,832
196,861
3,023
33,500
114,101
3,302 -
74
309
7,599
110,853
340
49
7,373
126,508
518
506
8,936
117,509
581
236
8,039
149,823
780
271
8,656
160,958
386
99
8,731
257,509
942
466
8,525
204,364
2,253
386
9,235
182,355
2,959
432
7,625
188,653
1,709
1,127
6,900
203,221
1,815
369
6,749
196,201
1,568
644
6,606
166,589
2,710
172
6,468
193,396
2,815
77
7,672
209,538
2,725
297
6,605
166,335
338
2,964
7,328 144,037 -
226
94,119
93,852
247
19
34,126
34,125
1
6,271
0
6,214
6,203
11
57
57
0
609
91,305
91,037
249
19
34,338
34,338
0
6,327
0
6,267
6,256
11
60
60
0
315
94,921
94,719
200
3
34,902
34,902
0
6,385
0
6,322
6,311
11
63
63
0
287
92,289
92,113
173
2
34,623
34,623
0
7,020
0
6,965
6,954
11
55
55
0
486
92,141
91,943
182
16
33,390
33,390
7,153
7,084
7,023
61
69
69
-
113
90,207
90,009
183
16
35,086
35,086
7,182
7,109
7,048
61
73
73
-
107
89,845
89,700
130
15
35,007
35,007
7,182
7,105
7,044
61
77
77
-
142
88,881
88,741
125
15
35,320
35,320
7,199
7,118
7,057
61
81
81
-
98
94,892
94,633
244
15
34,505
34,505
7,362
7,185
7,123
61
177
177
-
331
89,379
89,180
182
16
34,745
34,745
9,409
9,225
9,077
149
183
183
-
1,240
89,900
89,696
187
18
35,632
35,632
9,694
9,504
9,355
149
190
190
-
45
86,871
86,662
192
17
35,802
35,802
9,766
9,569
9,420
149
198
198
-
2
88,075
87,864
195
16
36,192
36,192
9,852
9,651
9,488
163
202
202
-
1
89,011
88,799
197
15
36,793
36,793
9,916
9,708
9,545
163
209
209
-
14
409,659
4
85,930
85,717
199
15
85,156 187 13 -
36,027
36,027
9,977
9,760
9,597
163
217
217
-
36,785
36,785
9,899
9,676
9,664
12
223
223
-
Contingent Liab
Others
-
58
kening Administratif Bank Asing

ned Banks Off-Balance Sheet)
Indicator
Commited Claims
Unused borrowing
(purchased)
Others
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
Others
Contingent Claims
Received guarantees
Accrued interest
Others
Issued guarantees
Others
Others
Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
59
Tabel 1.22 Kinerja Bank Umum

(Commercial Banks Performance)
2011
Indikator
2006
2007
2008
2009
Feb
CAR (%)
2012
2010
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Janr)
Feb
21.27
19.30
16.76
17.42
- CAR (%
Modal
183,391
211,176
238,270
268,601
ATMR
862,145
1,094,196
1,421,448
1,541,598
CAR (%) - Termasuk Risiko

Operasional
17.18
18.07
17.57
17.76
17.41
17.00
17.24
17.29
16.63
17.15
16.61
16.05
18.41
Modal
323,246
372,758
373,821
381,060
379,694
380,460
386,621
396,871
393,783
409,894
408,233
404,698
450,319
456,022
ATMR
1,881,533
2,063,330
2,127,460
2,145,089
2,181,199
2,237,532
2,242,345
2,295,552
2,367,253
2,390,479
2,457,566
2,520,964
2,445,705
2,477,670
18.41 CAR (%
Risk
KAP
- Earning
APYD terhadap Aktiva

Produktif (%)
3.91
3.03
2.95
2.83
2.36
2.63
2.48
2.56
2.58
2.51
2.51
2.61
2.39
2.42
2.35
2.00
2.15
61,192
56,026
66,144
69,856
65,071
72,616
69,691
71,735
73,591
72,640
73,059
76,376
73,172
74,550
73,971
66,472
69,595
72,162
1,565,103
1,851,990
2,242,282
2,464,256
2,762,578
2,758,567
2,814,592
2,799,829
2,850,270
2,891,286
2,913,313
2,928,716
3,057,109
3,085,796
3,144,596
3,326,566
3,230,362
3,283,014
126.88
193.95
168.12
157.55
130.69
129.08
123.25
134.48
127.38
124.74
159.58
155.01
41.14
193.89
125.34
114.28
107.83
104.55
PPAPYD
47,918
49,137
64,068
77,526
76,924
76,852
76,574
77,526
78,420
79,120
79,542
80,389
80,074
80,374
80,483
69,915
69,383
69,549
- PPAPWD
37,767
25,335
38,108
49,208
58,860
59,538
62,128
57,650
61,564
63,426
49,845
51,860
194,639
41,454
64,210
61,179
64,347
66,520
APYD
- Total Aktiva Produktif

PPAPYD terhadap PPAPWD (%)
2.21
Rentabilitas
ROA (%)
Profitab
2.64
2.78
2.33
2.60
2.86
2.86
3.07
3.01
2.97
3.07
3.00
2.98
3.12
3.11
3.07
3.03
3.70
40,555
49,859
48,158
61,784
75,157
83,410
90,043
88,659
88,072
91,948
90,460
90,379
95,272
95,964
95,667
95,555
118,265
117,457
1,538,821
1,792,481
2,067,044
2,372,152
2,625,033
2,913,767
2,936,721
2,949,533
2,969,648
2,992,266
3,010,570
3,029,020
3,056,004
3,081,028
3,115,850
3,150,826
3,194,096
3,247,910
86.98
84.05
88.59
86.63
86.14
86.07
85.00
84.46
84.33
85.92
87.43
89.34
87.14
86.44
85.97
85.42
91.78
- Biaya Operasional
184,826
184,617
232,170
258,311
295,422
57,887
78,549
103,437
126,476
155,746
186,500
219,209
243,634
270,756
298,173
323,825
37,682
62,036
- Pendapatan Operasional
212,499
219,653
262,061
298,180
342,937
67,253
92,407
122,465
149,984
181,268
213,322
245,354
279,596
313,235
346,821
379,120
41,057
72,167
- Laba
- Rata-rata total aset
BOPO (%)
3.62
85.96
Likuiditas
Aktiva terhadap Pasiva-Likuid
(%)
LDR (%)
- Kredit
- Dana Pihak Ketiga
Liquidit
3.06
3.55
4.49
4.03
3.99
3.56
3.40
3.42
3.41
3.56
3.39
4.44
3.60
3.57
3.56
3.80
3.53
3.20
61.56
66.32
74.58
72.88
75.21
77.11
76.83
78.40
78.45
79.67
79.79
82.21
81.36
81.03
81.00
78.77
78.58
79.43
792,297
1,002,012
1,307,688
1,437,930
1,710,677
1,715,612
1,754,235
1,781,879
1,825,632
1,883,859
1,905,650
1,958,512
2,003,592
2,028,141
2,070,867
2,117,608
2,078,652
2,120,633
1,287,102
1,510,834
1,753,292
1,973,042
2,274,489
2,224,826
2,283,375
2,272,766
2,327,073
2,364,630
2,388,436
2,382,356
2,462,736
2,502,986
2,556,469
2,688,364
2,645,430
2,669,949
Ket: - Data tidak termasuk BUS (mulai April 2010), data kinerja BUS disajikan pada tabel 2.13
- r) Revisi
Note : '- Excluding Sharia Banks (starting April 2010), Sharia Banks Perform
- r) Revised
46
nerja Bank Umum

Banks Performance)
Rp (Billion Rp)
Indicator
CAR (%)
Capital
Risk Weighted Assets
CAR (%) - Included Operasional
Risk
Capital
Earning assets Quality
Classified Earning assets to Earning
assets (%)
- Classified Earning assets
- Total Earning assets
Earning Assets Write-off
Reserve / Mandatory Earning assets
Write-off Reserve (%)
- Earning assets Write-off Reserve
- Mandatory Earning assets Writeoff Reserve
Profitability
ROA (%)
- Profit
- Average Assets
Operations Expenses/Operations
Income (%)
- Operations Expenses
- Operations Income
Liquidity
Liquid assets to liquid liabilities ratio
LDR (%)
- Credits
- Third Party Funds
Note : '- Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
- r) Revised
47
Tabel 1.22.a. Kinerja Bank Umum Konvensional

(Commercial Banks Performance)
2012
Keterangan
Ite
Janr)
Rasio Pemenuhan Kecukupan Modal Minimum (%)
18.41
Feb
18.41
Mar
18.28
Apr
17.97
Mei
17.87
Jun
17.49
Jul
17.28
Ags
17.29
Sep
17.41
Okt
17.31
Nov
17.44
Des
17.43 Capital Adequacy Ratio (
- Modal
450,319
456,022
453,764
455,881
463,105
466,131
466,511
471,494
481,024
481,099
490,094
496,629
- ATMR
2,445,705
2,477,670
2,482,748
2,536,379
2,591,560
2,664,705
2,699,394
2,727,375
2,762,856
2,779,759
2,810,359
2,849,997
16.65
16.62
16.42
16.11
16.04
15.63
15.48
15.43
15.54
15.48
15.58
Rasio Modal Inti terhadap ATMR (%)

- Modal Inti (Tier I)
- ATMR
ROA (%)
15.60 Core Capital Ratio to ATM
407,197
411,679
407,780
408,494
415,792
416,520
417,882
420,946
429,376
430,352
437,798
444,545
2,445,705
2,477,670
2,482,748
2,536,379
2,591,560
2,664,705
2,699,394
2,727,375
2,762,856
2,779,759
2,810,359
2,849,997
3.70
3.62
3.05
2.98
3.05
3.16
3.13
3.07
3.09
3.10
3.12
- Laba sebelum pajak
118,265
117,457
107,765
105,849
109,304
114,209
113,942
112,537
114,033
114,788
116,327
117,103
3,194,096
3,247,910
3,529,662
3,555,152
3,586,545
3,617,193
3,640,673
3,660,546
3,684,874
3,706,039
3,729,813
3,761,912
91.78
85.96
76.68
76.70
76.75
74.68
74.94
74.70
74.26
74.02
73.97
- Biaya Operasional
37,682
62,036
84,843
112,018
143,356
161,551
190,745
212,172
237,409
261,595
290,737
321,357
41,057
72,167
110,645
146,050
186,783
216,332
254,535
284,034
319,714
353,421
393,059
433,678
6.06
5.40
5.33
5.38
5.41
5.43
5.45
5.48
5.48
BOPO (%)
NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR
(%)
5.15
5.31
3.11 Return On Assets Ratio (
74.10 Operating Expenses/Ope
5.49 Net Interest Margin Ratio
183,471
169,889
176,666
183,510
185,970
189,115
191,240
192,862
195,023
196,860
198,231
200,338
3,028,268
3,143,660
3,429,746
3,454,767
3,486,112
3,516,358
3,534,925
3,551,432
3,575,594
3,595,175
3,618,565
3,648,741
78.57
79.43
79.89
81.17
81.61
82.57
82.55
83.70
83.33
83.78
83.61
- Total Kredit kepada pihak ketiga bukan Bank
2,078,493
2,120,633
2,181,181
2,230,568
2,297,363
2,360,735
2,363,995
2,414,668
2,455,427
2,482,519
2,525,169
2,597,026
- Total Dana Pihak Ketiga
2,645,395
2,669,949
2,730,265
2,748,059
2,815,001
2,859,206
2,863,630
2,884,859
2,946,482
2,963,231
3,020,235
3,107,385
Rasio Aset Likuid (%)

- Aset Likuid Primer
- Aset Likuid Sekunder
- Total Aset
21.27
20.76
20.45
19.53
19.13
18.98
19.02
18.48
18.23
17.75
18.03
620,497
601,098
602,860
571,762
570,259
574,169
573,475
560,596
566,436
547,693
573,906
83.58 Loan to Deposits Ratio (%
18.45 Liquid Assets Ratio (%)

616,043
120,482
128,268
131,574
137,390
139,765
141,546
145,609
141,543
140,963
143,927
141,277
142,989
3,483,251
3,513,645
3,592,089
3,631,623
3,712,118
3,770,434
3,781,548
3,799,658
3,879,497
3,896,525
3,967,552
4,115,003
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
Note : Excluding Sharia Banks (starting April 2010), Sharia Banks
r) revisi
48
2.a. Kinerja Bank Umum Konvensional

ommercial Banks Performance)
Items
Capital Adequacy Ratio (%)
Capital
Core Capital Ratio to ATMR (%)
Core Capital (Tier I)
Return On Assets Ratio (%)
Profit
Average total assets
Operating Expenses/Operating Income (%)
Operating Expenses
Operating Income
Net Interest Margin Ratio (%)
Interest income net
Average total earning assets
Loan to Deposits Ratio (%)
Total Credit to third party
Total Third Party Funds
Liquid Assets Ratio (%)
Aset Likuid Primer
Aset Likuid Sekunder
Total Assets
Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
r) revised
49
Tabel 1.23 Kinerja Bank Persero

(State Owned Banks Performance)
2011
Indikator
2006
2007
2008
2009
Feb
CAR (%)
2012
2010
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Janr)
Feb
21.20
17.85
14.31
13.81
- CAR (%
Modal
62,577
67,263
68,757
77,893
ATMR
295,153
376,844
480,330
563,841

Operasional
Modal
15.36
17.93
17.47
17.56
16.96
16.43
17.16
16.87
15.60
16.54
15.33
15.04
17.82
101,472
128,514
128,208
131,515
129,883
128,135
133,164
134,809
130,039
136,632
133,504
132,854
154,257
18.05 CAR (%
Risk
156,087
ATMR
660,561
716,769
733,734
749,011
766,017
780,111
775,945
799,314
833,397
826,054
870,628
883,075
865,871
864,645
KAP
Earning

Produktif (%)
6.55
4.59
3.33
3.03
2.64
3.19
2.90
2.99
3.12
3.02
3.06
3.26
2.90
2.93
2.89
2.32
2.71
38,096
31,383
27,388
29,037
27,750
32,471
30,474
31,269
33,255
32,713
33,396
35,548
33,080
34,172
33,881
30,672
32,476
33,621
581,590
683,347
823,508
958,452
1,049,282
1,018,578
1,049,921
1,044,599
1,065,504
1,084,545
1,090,320
1,091,423
1,139,944
1,166,460
1,172,843
1,320,279
1,198,374
1,209,750
131.12
266.35
258.87
151.62
163.73
150.79
151.29
153.95
146.82
150.04
236.46
221.40
137.87
503.77
142.36
132.47
135.69
132.91
PPAPYD
29,480
27,665
28,965
36,087
38,226
38,176
38,035
38,783
39,698
41,048
41,551
42,226
41,892
42,232
42,025
38,292
38,440
38,338
- PPAPWD
22,483
10,387
11,189
23,800
23,347
25,317
25,141
25,192
27,039
27,358
17,572
19,072
30,384
8,383
29,519
28,906
28,330
28,845
APYD

PPAPYD terhadap PPAPWD (%)
2.78
Rentabilitas
ROA (%)
Profitab
2.22
2.76
2.72
2.71
3.08
3.67
3.82
3.76
3.59
3.80
3.56
3.56
3.72
3.67
3.60
3.60
3.76
12,776
17,887
19,979
23,258
30,003
39,286
41,208
40,642
39,006
41,615
39,121
39,262
41,355
41,145
40,980
41,513
43,888
50,163
574,323
647,872
734,720
858,353
975,505
1,070,630
1,078,549
1,080,569
1,086,842
1,094,117
1,098,405
1,103,637
1,111,423
1,120,428
1,137,615
1,153,494
1,168,452
1,185,069
97.05
90.68
89.92
92.35
88.23
84.51
87.93
86.89
87.57
92.02
96.15
101.08
96.58
95.74
93.98
91.94
113.91
- Biaya Operasional
72,383
67,776
77,148
94,645
105,127
19,971
32,182
41,461
50,427
64,734
78,867
95,442
103,648
115,056
124,966
134,247
16,816
22,491
74,585
74,745
85,799
102,480
119,152
23,631
36,601
47,719
57,585
70,345
82,028
94,424
107,314
120,173
132,977
146,022
14,762
24,572
3.17
3.58
4.15
3.96
4.43
3.77
3.73
3.77
3.73
3.84
3.63
5.88
4.19
3.66
3.96
4.11
4.01
3.80
59.93
62.37
70.27
69.55
71.54
77.88
77.67
79.83
80.47
81.79
81.83
84.19
83.18
80.95
81.51
74.75
76.58
79.90
- Kredit
287,910
356,151
470,665
544,870
642,718
637,831
656,897
665,361
681,752
710,769
717,161
733,460
748,038
749,689
764,543
776,833
740,594
767,507
- Dana Pihak Ketiga
480,394
571,008
669,827
783,384
898,405
819,032
845,763
833,443
847,258
869,061
876,413
871,186
899,322
926,133
937,971
1,039,257
967,126
960,609
- Laba
BOPO (%)
4.23
91.53
Likuiditas
(%)
LDR (%)
Liquidit
- r) Revisi
- r) Revised
50
nerja Bank Persero

Banks Performance)
Rp (Billion Rp)
Indicator
CAR (%)
Capital
Risk
Capital
assets (%)
Profitability
ROA (%)
- Profit
- Average Assets
Income (%)
- Operations Income
Liquidity
LDR (%)
- Credits
- Third Party Funds
- r) Revised
51
Tabel 1.23.a. Kinerja Bank Persero Konvensional

(State Owned Banks Performance)
2012
Keterangan
Ite
Janr)
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
17.82
18.05
17.86
17.11
17.17
16.58
16.11
16.38
16.61
16.13
16.39
- Modal
154,257
156,087
157,570
154,789
157,320
156,964
154,424
157,593
163,076
160,442
165,603
166,297
- ATMR
865,871
864,645
882,289
904,767
916,005
946,896
958,384
962,384
981,974
994,742
1,010,575
1,028,287
16.21
16.46
16.07
15.37
15.60
14.82
14.53
14.66
14.85
14.46
14.62
140,343
142,329
141,814
139,018
142,927
140,284
139,293
141,074
145,822
143,797
147,726
150,049
- ATMR
865,871
864,645
882,289
904,767
916,005
946,896
958,384
962,384
981,974
994,742
1,010,575
1,028,287
ROA (%)
3.76
4.23
3.67
3.59
3.58
3.67
3.64
3.64
3.71
3.74
3.82
43,888
50,163
46,538
45,859
46,175
47,827
47,760
47,967
49,159
49,841
51,275
51,669
1,168,452
1,185,069
1,266,905
1,276,551
1,290,522
1,303,727
1,311,085
1,318,793
1,326,552
1,333,507
1,343,006
1,359,034
113.91
91.53
74.87
74.22
75.92
72.29
72.38
72.09
71.27
70.78
70.24
- Biaya Operasional
16,816
22,491
32,190
41,954
57,254
59,190
69,304
78,275
87,688
95,677
105,132
116,981
14,762
24,572
42,994
56,525
75,414
81,879
95,746
108,574
123,033
135,184
149,665
165,852
6.27
5.31
5.38
5.78
5.77
5.84
5.86
5.87
5.94
5.95
5.94
BOPO (%)
NIM (%)
LDR
(%)
70,941
61,175
66,864
72,335
73,003
74,787
75,402
75,829
77,224
77,788
78,233
79,244
1,131,360
1,151,770
1,241,850
1,251,723
1,266,189
1,279,814
1,286,796
1,292,480
1,300,430
1,306,717
1,316,095
1,331,277
76.58
79.90
81.16
82.48
80.91
81.51
82.18
82.88
83.84
83.72
82.71
740,594
767,507
792,719
811,030
832,330
854,674
850,583
865,367
888,985
897,082
920,147
959,128
967,126
960,609
976,682
983,288
1,028,702
1,048,512
1,035,025
1,044,060
1,060,300
1,071,565
1,112,462
1,201,284
22.02
19.99
19.99
20.03
20.03
20.02
19.87
20.15
18.71
18.40
19.29
206,145
173,314
179,989
184,695
192,539
194,578
190,963
199,873
183,061
180,470
200,082

- Total Aset

229,643
72,374
77,587
75,975
76,777
77,149
79,701
78,301
76,767
76,719
76,463
77,263
78,295
1,264,866
1,255,304
1,280,544
1,305,491
1,346,402
1,369,752
1,355,233
1,372,756
1,388,621
1,396,102
1,437,996
1,535,343
r) revisi
52
3.a. Kinerja Bank Persero Konvensional

tate Owned Banks Performance)
Items

Capital
Profit
Operating Expenses
Operating Income
Interest income net
Aset Likuid Primer
Total Assets
r) revised
53
Tabel 1.24 Kinerja BUSN Devisa

(Foreign Exchange Commercial Banks Performance)
2011
Indikator
2006
2007
2008
2009
Feb
CAR (%)
2012
2010
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
19.84
18.21
14.82
16.61
- CAR (%
Modal
70,049
82,094
85,315
100,158
ATMR
353,108
450,710
575,699
603,116

Operasional
15.76
16.07
15.59
15.80
15.82
15.60
15.55
15.58
15.12
15.71
15.34
14.37
16.44
Modal
119,559
134,699
133,022
136,898
139,434
139,572
141,578
144,829
145,236
152,476
151,344
147,098
163,002
165,394
ATMR
758,511
838,285
853,232
866,612
881,629
894,622
910,598
929,494
960,560
970,421
986,442
1,023,782
991,339
1,007,143
16.42 CAR (%
Risk
KAP
2.43
2.03
2.97
2.73
2.27
2.44
2.34
2.43
2.39
2.34
2.31
2.34
2.18
2.18
2.15
1.91
14,486
14,218
24,426
24,591
23,849
25,969
25,118
25,869
25,601
25,310
25,348
25,879
24,995
25,079
25,290
23,257
24,314
25,477
596,214
700,622
821,136
899,511
1,049,697
1,065,155
1,072,398
1,066,022
1,072,229
1,082,969
1,098,406
1,105,618
1,147,767
1,152,824
1,175,619
1,220,804
1,215,528
1,234,216
123.48
141.48
121.45
223.02
115.50
122.55
109.49
120.95
116.05
111.20
121.79
121.90
16.03
120.51
114.05
104.12
PPAPYD
10,621
11,334
21,335
25,460
25,251
25,184
25,079
25,129
24,805
23,994
24,018
23,930
23,822
23,904
24,293
20,954
20,560
20,803
- PPAPWD
8,601
8,011
17,568
11,416
21,863
20,549
22,905
20,775
21,374
21,577
19,720
19,631
148,614
19,836
21,299
20,124
21,425
22,430
2.35
2.44
1.25
2.20
2.58
2.09
2.28
2.26
2.40
2.50
2.56
2.52
2.58
2.58
2.54
2.46
APYD

PPAPYD terhadap
PPAPWD (%)
-
Earning

Produktif (%)
-
2.00
95.96
2.08
92.75
Rentabilitas
ROA (%)
- Laba
Profitab
2.66
2.63
14,038
17,040
10,076
19,616
25,959
24,030
26,375
26,256
28,106
29,433
30,306
30,069
30,998
31,234
31,014
30,274
36,245
33,407
596,617
699,122
807,788
889,789
1,006,426
1,150,866
1,157,575
1,163,614
1,170,098
1,177,034
1,184,608
1,192,808
1,202,379
1,210,967
1,220,245
1,232,600
1,364,610
1,269,443
82.53
81.85
93.76
86.27
85.53
84.67
83.96
83.16
81.67
81.01
80.12
80.54
79.80
79.50
79.58
80.47
- Biaya Operasional
65,603
66,931
91,874
99,540
112,674
16,792
25,198
33,617
41,671
49,915
58,259
67,407
76,136
84,803
93,908
104,657
10,597
20,664
79,491
81,770
97,989
115,378
131,734
19,833
30,011
40,426
51,022
61,613
72,718
83,689
95,406
106,673
118,007
130,057
12,136
26,179
2.92
3.67
5.25
4.02
3.42
3.33
2.87
2.96
2.96
3.15
2.96
3.95
3.14
3.25
2.98
3.40
3.00
2.58
LDR (%)
60.03
67.18
74.72
71.14
73.16
73.61
73.24
74.40
74.86
76.50
75.62
76.94
78.13
78.67
78.40
78.16
77.33
77.12
- Kredit
315,256
407,742
524,295
555,617
673,076
679,731
690,745
704,350
720,638
741,666
747,021
769,633
792,008
806,071
821,912
855,167
847,994
854,368
- Dana Pihak Ketiga
525,177
606,932
701,710
755,441
920,009
923,455
943,160
946,770
962,632
969,473
987,902
1,000,363
1,013,711
1,024,566
1,048,362
1,094,184
1,096,618
1,107,908

BOPO (%)
87.32
78.93
Likuiditas
(%)
Liquidit
- r) Revisi
- r) Revised
54
nerja BUSN Devisa

mmercial Banks Performance)
Rp (Billion Rp)
Indicator
CAR (%)
Capital
Risk
Capital
assets (%)
Profitability
ROA (%)
- Profit
- Average Assets
Income (%)
- Operations Income
Liquidity
LDR (%)
- Credits
- Third Party Funds
- r) Revised
55
Tabel 1.24.a. Kinerja BUSN Devisa Konvensional

(Foreign Exchange Commercial Banks Performance)
2012
Keterangan
Ite
Janr)
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
16.44
16.42
16.06
16.16
15.93
15.60
15.57
15.42
15.58
15.44
15.50
- Modal
163,002
165,394
163,229
166,408
168,553
168,595
170,082
170,726
173,209
173,733
176,163
177,744
- ATMR
991,339
1,007,143
1,016,636
1,029,471
1,057,870
1,080,514
1,092,666
1,107,004
1,112,032
1,125,129
1,136,737
1,159,788
14.30
14.18
13.86
13.88
13.61
13.36
13.31
13.18
13.34
13.23
13.28
141,768
142,809
140,916
142,889
143,963
144,385
145,487
145,898
148,327
148,858
150,983
151,331
- ATMR
991,339
1,007,143
1,016,636
1,029,471
1,057,870
1,080,514
1,092,666
1,107,004
1,112,032
1,125,129
1,136,737
1,159,788
2.66
2.63
2.35
2.33
2.56
2.72
2.70
2.64
2.64
2.63
2.61
36,245
33,407
32,478
32,318
35,626
38,155
38,097
37,420
37,630
37,719
37,728
38,452
1,364,610
1,269,443
1,380,575
1,384,991
1,392,571
1,402,498
1,411,364
1,418,959
1,427,588
1,435,270
1,443,953
1,455,843
87.32
78.93
78.49
78.36
76.48
75.10
76.35
75.45
75.29
75.25
75.23
- Biaya Operasional
10,597
20,664
29,144
38,311
47,073
56,344
70,312
75,126
84,215
93,794
103,114
112,722
12,136
26,179
37,129
48,893
61,548
75,023
92,094
99,567
111,848
124,649
137,073
150,543
5.63
5.30
4.95
5.01
5.06
5.09
5.12
5.15
5.15
5.17
5.18
66,075
64,945
66,119
67,140
68,197
69,084
69,876
70,531
71,025
71,693
72,193
72,679
1,173,590
1,225,335
1,336,092
1,339,807
1,347,147
1,356,459
1,363,747
1,370,219
1,378,426
1,385,543
1,393,803
1,404,733
77.33
77.12
78.92
80.78
81.83
82.35
81.84
81.88
81.87
82.22
82.03
847,982
854,368
879,806
899,835
924,135
951,054
956,954
969,674
978,429
988,514
1,001,877
1,026,324
1,096,618
1,107,908
1,114,752
1,113,987
1,129,288
1,154,877
1,169,339
1,184,324
1,195,159
1,202,328
1,221,338
1,257,990
18.33
18.33
16.54
14.87
14.82
15.02
15.44
15.05
15.01
14.49
14.45
222,558
223,595
197,754
170,483
172,827
181,826
188,429
183,985
186,446
177,611
180,779
203,772
27,507
29,368
33,372
37,467
38,027
36,270
37,755
37,561
38,154
40,422
40,391
41,689
1,364,585
1,379,678
1,397,462
1,398,237
1,422,893
1,452,130
1,464,562
1,472,123
1,496,618
1,504,408
1,530,790
1,586,631
ROA (%)
BOPO (%)
NIM (%)
LDR
(%)

- Total Aset
r) revisi
56
4.a. Kinerja BUSN Devisa Konvensional

change Commercial Banks Performance)
Items

Capital
Profit
Operating Expenses

Interest income net
Aset Likuid Primer
Total Assets
r) revised
57
Tabel 1.25 Kinerja BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Performance)
2011
Indikator
2006
2007
2008
2009
2012
2010
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
CAR (%)
19.27
23.14
24.44
19.01
- CAR (%
Modal
3,459
5,020
5,832
6,740
ATMR
17,951
21,694
23,858
35,451

Operasional
18.91
21.85
17.60
21.34
20.80
16.63
19.59
19.74
19.69
20.17
19.69
19.33
21.25
Modal
8,381
9,010
9,167
9,609
9,204
9,327
9,080
9,342
9,365
9,849
10,017
10,124
11,040
11,203
ATMR
44,309
41,234
52,088
45,032
44,238
56,091
46,348
47,327
47,567
48,829
50,874
52,367
51,949
53,674
2.90
1.96
1.61
2.02
2.05
2.32
2.08
2.09
2.06
1.92
1.91
1.88
1.85
1.76
1.79
1.56
757
677
608
1,017
1,192
1,312
1,233
1,257
1,252
1,238
1,250
1,262
1,277
1,250
1,276
1,182
1,233
1,288
26,141
34,610
37,729
50,318
58,074
56,485
59,354
60,002
60,800
64,431
65,461
66,961
69,072
70,868
71,216
75,972
76,631
78,300
177.72
144.47
184.60
147.74
126.86
145.59
115.12
117.38
124.90
135.20
228.30
141.84
96.08
185.81
125.45
196.74
PPAPYD
500
643
692
1,003
1,335
1,237
1,185
1,153
1,164
1,130
1,140
1,133
1,134
1,141
1,138
1,003
1,012
1,067
- PPAPWD
282
445
375
679
1,052
850
1,029
982
932
836
499
799
1,180
614
907
510
1,029
1,069
20.87 CAR (%
Risk
KAP
Earning

Produktif (%)
-
APYD

PPAPYD terhadap
PPAPWD (%)
-
1.61
98.38
1.71
99.86
Rentabilitas
Profitab
ROA (%)
2.08
2.99
2.20
1.35
1.82
3.18
3.25
3.23
3.12
3.08
3.08
3.04
3.09
3.16
3.14
2.95
3.31
- Laba
531
991
865
628
1,005
2,054
2,126
2,157
2,089
2,091
2,113
2,111
2,183
2,263
2,277
2,175
2906
25,572
33,119
39,379
46,600
55,248
64,520
65,502
66,742
66,969
67,812
68,547
69,508
70,546
71,568
72,520
73,756
92.25
83.58
86.73
95.02
89.91
88.58
85.51
83.97
84.26
85.05
84.28
84.09
83.71
82.97
82.79
83.91
- Biaya Operasional
3,854
4,369
5,078
7,307
8,252
1,455
2,156
2,827
3,638
4,443
5,214
6,059
6,901
7,789
8,687
9,794
958
1,910
4,178
5,227
5,854
7,689
9,178
1,642
2,521
3,366
4,317
5,224
6,187
7,205
8,244
9,387
10,493
11,672
1,176
2,381

BOPO (%)
87,835
81.40
3.67
2,854
77,810
80.22
Likuiditas
(%)
Liquidit
2.49
2.08
2.25
2.35
2.77
2.87
2.73
2.77
2.80
2.91
3.19
2.67
2.81
2.88
2.97
2.67
2.80
2.73
LDR (%)
78.26
78.26
81.66
81.17
79.11
84.40
83.70
85.66
86.24
85.07
83.47
83.29
82.46
81.88
82.40
79.85
80.26
80.25
- Kredit
19,114
23,863
27,122
35,700
39,764
41,092
42,549
43,793
45,111
46,506
47,853
49,023
50,100
51,142
52,344
54,035
54,991
56,033
- Dana Pihak Ketiga
24,423
30,491
33,213
43,980
50,263
48,686
50,833
51,126
52,310
54,671
57,327
58,855
60,759
62,459
63,525
67,669
68,518
69,824
- r) Revisi
- r) Revised
58
rja BUSN Non Devisa

ommercial Banks Performance)
Rp (Billion Rp)
Indicator
CAR (%)
Capital
Risk
Capital
assets (%)
Profitability
ROA (%)
- Profit
- Average Assets
Income (%)
- Operations Income
Liquidity
LDR (%)
- Credits
- Third Party Funds
- r) Revised
59
Tabel 1.25.a. Kinerja BUSN Non Devisa Konvensional

(Non-Foreign Exchange Commercial Banks Performance)
2012
Keterangan
Ite
Janr)
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
21.25
20.87
19.88
20.82
20.85
20.51
20.34
20.33
20.55
20.39
20.39
- Modal
11,040
11,203
11,062
11,692
11,944
12,187
12,334
12,445
12,762
12,856
12,986
13,530
- ATMR
51,949
53,674
55,644
56,157
57,294
59,411
60,628
61,222
62,115
63,056
63,678
65,057
20.38
20.01
20.78
19.91
19.95
19.58
19.39
19.37
19.60
19.43
19.43
10,587
10,739
11,565
11,182
11,432
11,635
11,755
11,857
12,178
12,251
12,375
12,610
- ATMR
51,949
53,674
55,644
56,157
57,294
59,411
60,628
61,222
62,115
63,056
63,678
65,057
3.31
3.67
3.26
3.26
3.30
3.32
3.34
3.30
3.30
3.29
3.29
2,906
2,854
2,911
2,937
2,984
3,039
3,075
3,070
3,103
3,122
3,149
3,204
87,835
77,810
89,267
90,162
90,536
91,415
92,050
92,919
94,017
94,880
95,757
96,840
81.40
80.22
79.47
79.40
79.42
79.17
79.08
79.23
79.22
79.28
79.28
958
1,910
2,797
3,738
4,763
5,736
6,746
7,782
8,840
9,928
11,011
12,149
1,176
2,381
3,520
4,708
5,997
7,245
8,531
9,822
11,159
12,522
13,888
15,320
10.78
10.29
8.78
8.79
8.95
9.07
9.21
9.28
9.28
9.30
9.33
ROA (%)
BOPO (%)
- Biaya Operasional
NIM (%)
7,470
7,625
7,447
7,531
7,699
7,880
8,052
8,188
8,291
8,389
8,499
8,606
69,310
74,127
84,837
85,683
86,041
86,844
87,420
88,263
89,347
90,194
91,057
92,126
80.26
80.25
80.31
79.20
82.63
82.64
85.47
84.75
83.39
85.01
84.06
54,991
56,033
57,265
58,292
59,760
61,946
63,576
64,792
66,279
67,190
68,073
69,804
84,374

LDR
(%)
68,518
69,824
71,307
73,598
72,320
74,956
74,386
76,452
79,481
79,041
80,984
21.37
21.16
20.21
20.07
17.09
18.72
17.12
15.97
16.76
16.08
16.49
17,503
17,332
17,035
17,300
14,342
16,895
15,409
14,670
16,009
15,196
15,953
19,716
1,270
1,555
1,302
1,334
1,384
1,044
1,001
1,144
1,222
1,310
1,285
1,291
87,835
89,252
90,713
92,846
92,032
95,814
95,857
98,999
102,801
102,653
104,519
108,758

- Total Aset
r) revisi
60
a. Kinerja BUSN Non Devisa Konvensional

Exchange Commercial Banks Performance)
Items

Capital
Profit
Operating Expenses
Operating Income
Interest income net
Aset Likuid Primer
Total Assets
r) revised
61
Tabel 1.26 Kinerja BPD

(Regional Development Banks Performance)
2011
Indikator
2006
2007
2008
2009
Feb
CAR (%)
2012
2010
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
19.12
18.35
16.82
15.82
- CAR (%
Modal
11,586
14,224
17,025
20,366
ATMR
60,591
77,533
101,190
128,744

Operasional
16.68
17.32
16.04
15.58
15.24
14.24
14.52
14.79
15.26
14.10
14.67
14.33
20.03
Modal
25,088
29,393
28,736
27,959
26,487
26,691
26,585
27,004
27,008
27,687
28,409
28,900
34,009
34,496
ATMR
150,390
169,754
179,171
179,499
173,759
187,393
183,044
182,528
176,941
196,407
193,626
201,667
169,820
176,586
19.53 CAR (%
Risk
KAP
Earning

Produktif (%)
0.81
0.99
1.00
1.39
1.66
1.89
1.87
2.00
1.95
1.84
1.92
2.06
1.84
2.02
1.89
1.49
1,075
1,393
1,661
2,520
3,466
4,262
4,346
4,609
4,682
4,515
4,732
4,973
4,868
5,138
4,977
3,778
4,221
4,291
131,845
140,981
166,823
181,225
209,002
225,126
231,845
229,956
240,024
244,817
246,205
241,131
264,699
253,953
263,067
253,121
263,110
278,013
143.57
105.63
110.82
115.83
98.50
97.79
100.48
135.40
120.68
91.91
133.76
146.16
99.10
145.72
141.14
83.01
PPAPYD
1,570
1,906
2,499
3,147
3,895
4,195
4,188
4,378
4,394
4,435
4,456
4,601
4,508
4,590
4,581
3,260
3,242
3,179
- PPAPWD
1,094
1,804
2,255
2,717
3,955
4,290
4,169
3,234
3,641
4,826
3,332
3,148
4,549
3,150
3,246
3,927
4,327
4,772
APYD

PPAPYD terhadap
PPAPWD (%)
-
1.60
74.92
1.54
66.61
Rentabilitas
ROA (%)
Profitab
3.38
3.08
3.70
3.65
3.82
3.62
3.83
3.67
3.61
3.58
3.54
3.37
3.47
3.45
3.44
3.36
4,557
5,155
6,569
7,399
8,805
9,136
9,851
9,541
9,523
9,605
9,602
9,174
9,596
9,627
9,710
9,527
13,415
11,518
134,622
167,279
177,394
202,904
230,303
252,691
257,529
260,247
264,112
268,146
271,300
272,455
276,333
279,026
281,907
283,748
307,452
294,154
76.15
76.06
73.04
73.64
77.65
72.58
71.70
74.19
76.17
76.74
77.52
79.16
78.40
78.46
78.22
79.14
- Biaya Operasional
13,403
14,652
16,510
18,687
24,125
3,636
5,631
7,932
10,259
12,601
15,074
17,765
20,015
22,438
24,735
27,639
2,586
4,705
17,599
19,264
22,606
25,375
31,070
5,010
7,853
10,691
13,468
16,419
19,444
22,443
25,529
28,598
31,621
34,924
3,213
6,595
6.26
7.74
8.91
11.08
10.80
8.36
8.64
8.60
8.46
8.31
8.23
6.03
7.75
8.90
8.81
9.46
8.49
7.84
43.33
53.53
67.28
79.31
78.26
69.30
68.96
69.71
68.36
68.20
69.58
75.22
67.57
69.84
70.02
74.74
70.62
67.61
- Laba
BOPO (%)
4.36
80.49
3.92
71.35
Likuiditas
(%)
LDR (%)
- Kredit
- Dana Pihak Ketiga
Liquidit
55,955
71,881
96,385
120,754
143,707
145,945
149,427
152,882
156,810
161,654
164,753
167,632
170,352
173,415
176,645
175,702
174,872
177,881
129,141
134,287
143,262
152,251
183,624
210,593
216,693
219,317
229,398
237,031
236,777
222,857
252,118
248,307
252,276
235,265
247,621
263,103
- r) Revisi
- r) Revised
62
26 Kinerja BPD
ment Banks Performance)
Rp (Billion Rp)
Indicator
CAR (%)
Capital
Risk
Capital
assets (%)
Profitability
ROA (%)
- Profit
- Average Assets
Income (%)
- Operations Income
Liquidity
LDR (%)
- Credits
- Third Party Funds
- r) Revised
63
Tabel 1.26.a. Kinerja BPD Konvensional

(Regional Development Banks Performance)
2012
Keterangan
Ite
Janr)
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
20.03
19.53
19.79
18.69
18.28
17.00
17.74
17.49
17.15
17.59
17.91
- Modal
34,009
34,496
32,862
32,106
31,535
30,967
32,247
32,636
32,936
33,798
34,606
35,198
- ATMR
169,820
176,586
166,052
171,826
172,542
182,188
181,789
186,601
192,020
192,091
193,175
195,318
18.70
18.24
18.48
17.38
16.93
15.57
16.27
16.04
15.65
16.16
16.47
31,749
32,217
30,679
29,861
29,217
28,359
29,578
29,939
30,053
31,033
31,812
32,531
169,820
176,586
166,052
171,826
172,542
182,188
181,789
186,601
192,020
192,091
193,175
195,318
4.36
3.92
3.26
3.09
3.06
3.03
3.03
2.99
2.97
2.95
2.97
13,415
11,518
10,699
10,412
10,435
10,462
10,548
10,453
10,532
10,574
10,715
10,462
307,452
294,154
328,395
336,788
341,147
345,756
348,627
349,614
354,611
357,984
360,593
361,101
80.49
71.35
73.11
74.17
74.66
74.72
74.11
74.33
74.17
74.46
74.28
- Biaya Operasional
2,586
4,705
7,164
9,855
12,628
15,289
17,431
19,975
22,426
25,391
28,067
31,470
3,213
6,595
9,799
13,287
16,913
20,461
23,521
26,873
30,235
34,099
37,785
41,797
8.16
7.14
6.45
6.38
6.42
6.40
6.54
6.60
6.52
6.58
6.60

- ATMR
ROA (%)
BOPO (%)
NIM (%)
LDR
(%)
21,779
19,922
20,024
20,354
20,775
20,980
21,459
21,755
21,833
22,254
22,483
22,856
266,904
278,958
310,600
319,073
323,483
328,071
328,257
329,410
334,666
338,116
340,855
341,257
70.62
67.61
61.79
61.49
63.90
64.07
62.00
68.95
63.35
66.28
68.16
174,872
177,881
182,268
186,736
192,197
198,634
190,366
204,939
207,967
213,024
216,726
218,851
247,621
263,103
294,986
303,670
300,782
310,028
307,036
297,228
328,298
321,401
317,976
278,535
27.37
30.17
34.60
32.34
30.77
30.26
28.94
26.04
29.18
26.74
27.00
83,352
94,929
120,011
113,963
106,350
106,770
101,987
87,397
108,995
98,316
99,928
80,457
811
2,353
2,902
3,081
3,978
4,820
3,901
5,448
6,158
5,510
4,492
3,626
307,467
322,439
355,279
361,967
358,581
368,804
365,851
356,528
394,584
388,340
386,685
366,684

- Total Aset
r) revisi
64
l 1.26.a. Kinerja BPD Konvensional

nal Development Banks Performance)
Items

Capital
Profit
Operating Expenses
Operating Income
Interest income net
Aset Likuid Primer
Total Assets
r) revised
65
Tabel 1.27 Kinerja Bank Campuran

(Joint Venture Banks Performance)
2011
Indikator
2006
2007
2008
2009
Feb
CAR (%)
2012
2010
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
30.78
28.22
24.95
27.04
- CAR (%
Modal
12,664
15,920
19,266
22,002
ATMR
41,151
56,416
77,216
81,375

Operasional
23
23
23
23
22
22
22
21
21
20
20
20
20.66
Modal
23,468
25,398
25,931
25,587
25,684
26,837
27,012
27,020
27,182
27,379
28,376
28,382
29,623
29,576
ATMR
100,551
109,106
112,300
110,303
118,382
121,998
123,984
127,850
132,538
137,257
141,479
139,541
143,386
146,916
20.13 CAR (%
Risk
KAP
APYD
3.10
2.17
1.79
2.06
1.94
1.99
1.89
1.95
1.92
1.88
1.84
1.86
1.81
1.73
1.66
1.53
1.42
1.43
2,118
2,054
2,242
2,877
2,983
2,949
2,861
2,908
2,939
2,931
2,904
3,007
3,023
3,008
2,979
2,777
2,620
2,690
68,277
94,740
125,190
139,962
153,417
148,059
151,331
149,128
152,689
155,849
157,908
161,894
166,591
173,386
179,581
181,235
184,916
187,779
113.96
126.44
105.92
125.76
96.44
100.34
90.84
93.87
103.79
97.59
108.65
98.92
94.31
98.76
97.81
77.65
PPAPYD
1,470
1,527
2,009
2,183
2,614
2,463
2,473
2,466
2,521
2,601
2,832
2,830
2,863
2,893
2,943
2,486
2,338
2,342
- PPAPWD
1,290
1,208
1,897
1,736
2,711
2,455
2,722
2,628
2,429
2,665
2,606
2,861
3,036
2,929
3,009
3,202
2,870
3,024

PPAPYD terhadap
PPAPWD (%)
-
Earning

Produktif (%)
-
81.46
77.46
Rentabilitas
ROA (%)
Profitab
3.72
3.06
2.87
2.32
2.03
2.07
2.20
2.15
1.97
1.93
1.70
1.77
1.93
2.10
2.04
2.05
2,185
2,405
2,901
3,067
2,725
3,015
3,232
3,161
2,911
2,881
2,556
2,678
2,957
3,248
3,193
3,253
5,461
4,559
58,670
78,492
101,022
131,969
134,111
145,488
146,822
146,846
147,975
149,368
150,394
151,524
152,940
154,618
156,628
158,496
183,695
165,208
79.05
79.78
83.57
84.50
84.10
96.58
87.19
85.79
86.02
85.79
88.45
88.18
88.24
86.47
87.34
85.99
- Biaya Operasional
6,213
7,601
12,268
13,328
12,305
9,422
4,003
4,834
6,066
7,264
9,044
10,671
12,309
13,769
15,597
15,703
1,821
3,241
7,860
9,528
14,681
15,772
14,631
9,756
4,591
5,635
7,052
8,467
10,224
12,101
13,949
15,923
17,857
18,262
2,142
4,020
- Laba
BOPO (%)
2.97
85.01
2.76
80.60
Likuiditas
(%)
Liquidit
0.51
0.49
0.64
0.80
0.92
0.97
0.96
0.85
0.90
0.96
0.95
1.04
0.91
1.00
0.95
0.96
0.91
0.88
LDR (%)
113.66
106.53
98.63
85.45
100.61
98.07
98.84
101.53
101.52
102.83
105.52
109.76
110.40
110.54
110.26
108.03
105.21
104.70
- Kredit
40,833
58,520
75,849
80,977
98,408
93,958
96,190
96,737
99,763
102,938
103,668
108,608
110,995
115,203
119,668
119,385
121,941
123,596
- Dana Pihak Ketiga
35,927
54,934
76,902
94,761
97,812
95,811
97,315
95,280
98,269
100,106
98,247
98,955
100,536
104,217
108,531
110,515
115,905
118,052
- r) Revisi
- r) Revised
66
erja Bank Campuran

Banks Performance)
Rp (Billion Rp)
Indicator
CAR (%)
Capital
Risk
Capital
assets (%)
Profitability
ROA (%)
- Profit
- Average Assets
Income (%)
- Operations Income
Liquidity
LDR (%)
- Credits
- Third Party Funds
- r) Revised
67
Tabel 1.27.a. Kinerja Bank Campuran Konvensional

(Joint Venture Banks Performance)
2012
Keterangan
Ite
Janr)
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
20.66
20.13
20.47
19.75
19.19
18.97
18.52
18.53
18.50
18.56
18.96
- Modal
29,623
29,576
29,510
29,264
29,884
29,926
30,132
30,357
30,439
30,531
30,744
30,770
- ATMR
143,386
146,916
144,161
148,183
155,729
157,724
162,677
163,868
164,536
164,519
162,183
164,956
18.52
18.07
18.35
17.66
17.16
16.95
16.53
16.41
16.37
16.42
16.81

26,560
26,552
26,453
26,168
26,716
26,739
26,885
26,889
26,942
27,014
27,258
27,253
143,386
146,916
144,161
148,183
155,729
157,724
162,677
163,868
164,536
164,519
162,183
164,956
2.97
2.76
2.20
2.25
2.42
2.45
2.44
2.34
2.27
2.27
2.29
5,461
4,559
4,131
4,261
4,637
4,718
4,741
4,587
4,466
4,490
4,556
4,479
183,695
165,208
187,926
189,695
191,957
192,909
194,247
195,647
196,824
197,994
198,954
200,343
85.01
80.60
82.13
79.91
78.32
78.57
78.02
78.45
78.43
77.69
76.49
- Biaya Operasional
1,821
3,241
4,607
5,608
6,738
8,427
9,528
10,738
11,721
12,567
13,133
15,179
2,142
4,020
5,609
7,017
8,604
10,726
12,212
13,687
14,944
16,175
17,170
19,494
4.39
3.97
3.54
3.52
3.55
3.60
3.59
3.61
3.61
3.63
3.64
- ATMR
ROA (%)
BOPO (%)
NIM (%)
6,564
6,443
6,548
6,572
6,696
6,820
6,862
6,938
6,999
7,071
7,118
7,163
149,554
162,223
184,735
186,553
188,663
189,697
190,989
192,366
193,618
194,800
195,786
197,239
105.21
104.70
105.15
103.84
104.88
113.20
114.18
113.32
111.46
112.12
110.08
121,941
123,596
127,262
130,513
135,178
139,511
142,452
146,327
145,994
147,364
145,091
150,061
115,905
118,052
121,033
125,685
128,892
123,240
124,756
129,123
130,984
131,439
131,809
129,772
18.09
17.62
17.71
17.40
16.17
13.36
13.45
13.50
14.01
14.40
15.04
29,477
29,418
29,842
29,737
28,216
21,762
22,558
23,174
24,368
25,293
27,809
29,856
3,755
3,675
4,204
4,193
4,296
4,641
4,640
4,559
4,519
4,727
3,563
3,334
183,695
187,854
192,228
195,004
201,002
197,672
202,276
205,445
206,237
208,525
208,550
215,621

LDR
(%)

- Total Aset
r) revisi
68
a. Kinerja Bank Campuran Konvensional

int Venture Banks Performance)
Items

Capital
Profit
Operating Expenses
Operating Income
Interest income net
Aset Likuid Primer
Total Assets
r) revised
69
Tabel 1.28 Kinerja Bank Asing

(Foreign Owned Banks Performance)
2011
Indikator
2006
2007
2008
2009
Feb
CAR (%)
2012
2010
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Janr)
Feb
24
24
29
32
- CAR (%
Modal
23,057
26,655
41,031
41,443
ATMR
94,192
111,000
141,205
129,071

Operasional
27.08
24.31
24.76
25.43
24.85
25.29
24.31
25.77
25.41
26.42
26.38
26.00
26.14
Modal
45,279
45,743
48,757
49,491
49,003
49,898
49,203
53,867
54,953
55,871
56,583
57,340
58,388
59,266
ATMR
167,210
188,182
196,936
194,633
197,174
197,317
202,427
209,039
216,250
211,512
214,517
220,532
223,339
228,706
25.91 CAR (%
Risk
KAP
Earning

Produktif (%)
2.89
3.19
3.67
4.18
2.40
2.30
2.26
2.35
2.26
2.29
2.13
2.18
2.20
2.20
1.97
1.74
4,659
6,300
9,819
9,814
5,831
5,657
5,663
5,897
5,862
5,934
5,430
5,707
5,930
5,902
5,570
4,805
4,732
4,807
161,035
197,690
267,897
234,787
243,313
245,506
250,090
250,470
259,172
258,826
255,167
261,885
269,245
268,523
282,509
275,417
292,076
295,233
106.43
174.18
173.95
108.87
94.43
92.10
91.12
116.06
94.95
95.90
90.67
89.29
85.17
85.83
88.33
86.92
PPAPYD
4,276
6,061
8,567
9,646
5,602
5,597
5,615
5,616
5,838
5,911
5,545
5,669
5,857
5,615
5,503
3,920
3,792
3,819
- PPAPWD
4,018
3,480
4,925
8,860
5,933
6,077
6,162
4,839
6,148
6,164
6,115
6,349
6,876
6,542
6,230
4,510
6,367
6,380
APYD

PPAPYD terhadap
PPAPWD (%)
-
1.62
59.56
1.63
59.87
Rentabilitas
ROA (%)
Profitab
4.35
3.83
3.89
3.54
3.05
2.60
3.17
3.00
2.77
2.69
2.86
2.97
3.39
3.47
3.45
3.55
6,468
6,380
7,767
7,816
6,660
5,889
7,251
6,903
6,438
6,323
6,762
7,085
8,183
8,447
8,492
8,813
15,667
13,341
148,597
166,598
199,670
220,809
218,155
226,865
228,939
230,162
232,570
234,887
236,304
238,202
241,596
243,713
246,292
248,142
274,961
256,226
81.18
79.98
83.38
78.78
88.61
89.58
86.61
87.28
87.16
87.44
88.21
85.77
84.47
82.82
84.43
83.24
- Biaya Operasional
23,370
23,289
29,292
24,805
32,939
6,611
9,380
12,767
14,415
16,789
20,043
21,865
24,626
26,902
30,281
31,785
5,090
8,255
28,786
29,119
35,132
31,486
37,173
7,380
10,830
14,627
16,540
19,199
22,721
25,492
29,154
32,481
35,866
38,184
6,440
10,411
- Laba
BOPO (%)
5.70
79.03
5.21
79.28
Likuiditas
(%)
Liquidit
0.68
0.68
0.93
0.91
0.94
0.82
0.78
0.77
0.82
0.83
0.80
0.97
0.82
0.73
0.70
0.81
0.77
0.66
LDR (%)
79.56
74.09
88.31
85.05
90.86
91.99
91.37
93.63
88.59
89.60
95.01
100.01
96.92
96.59
93.11
96.47
92.39
93.88
- Kredit
73,230
83,856
113,372
100,011
113,004
117,054
118,427
118,757
121,557
120,327
125,194
130,156
132,098
132,622
135,755
136,486
138,261
141,249
- Dana Pihak Ketiga
92,040
113,182
128,377
117,594
124,376
127,249
129,612
126,831
137,207
134,288
131,771
130,140
136,290
137,303
145,804
141,473
149,642
150,454
- r) Revisi
- r) Revised
70
inerja Bank Asing

d Banks Performance)
Rp (Billion Rp)
Indicator
CAR (%)
Capital
Risk
Capital
assets (%)
Profitability
ROA (%)
- Profit
- Average Assets
Income (%)
- Operations Income
Liquidity
LDR (%)
- Credits
- Third Party Funds
- r) Revised
71
Tabel 1.28.a. Kinerja Bank Asing Konvensional

(Foreign Owned Banks Performance)
2012
Keterangan
Ite
Janr)
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
26.14
25.91
27.08
27.27
27.52
28.36
27.66
27.50
27.42
29.03
28.68
- Modal
58,388
59,266
59,028
61,622
63,869
67,493
67,292
67,737
68,601
69,739
69,992
73,091
- ATMR
223,339
228,706
217,966
225,975
232,120
237,973
243,252
246,297
250,179
240,222
244,013
236,592
25.16
24.94
26.08
26.28
26.51
27.36
26.67
26.51
26.40
28.06
27.72
56,191
57,034
56,855
59,377
61,537
65,119
64,884
65,289
66,055
67,399
67,644
70,771
223,339
228,706
217,966
225,975
232,120
237,973
243,252
246,297
250,179
240,222
244,013
236,592
5.70
5.21
3.98
3.63
3.38
3.56
3.43
3.18
3.20
3.16
3.10
15,667
13,341
11,007
10,063
9,447
10,009
9,720
9,039
9,143
9,042
8,905
8,837
274,961
256,226
276,595
276,965
279,814
280,888
283,300
284,613
285,282
286,404
287,550
288,751
79.03
79.28
77.11
80.37
81.39
78.89
77.68
79.48
79.03
78.72
80.79
- Biaya Operasional
5,090
8,255
8,940
12,552
14,900
16,564
17,424
20,276
22,518
24,238
30,280
32,856
6,440
10,411
11,594
15,619
18,306
20,997
22,432
25,510
28,495
30,792
37,478
40,672
4.48
3.89
3.56
3.52
3.50
3.47
3.45
3.45
3.46
3.45
3.45

- ATMR
ROA (%)
BOPO (%)
NIM (%)
LDR
(%)
10,642
9,778
9,663
9,577
9,600
9,564
9,588
9,621
9,652
9,665
9,706
9,790
237,550
251,247
271,633
271,928
274,588
275,473
277,717
278,693
279,107
279,805
280,969
282,108
92.39
93.88
93.63
97.52
99.19
104.96
104.56
106.44
110.19
107.55
111.30
138,261
141,249
141,860
144,162
153,764
154,916
160,064
163,569
167,774
169,344
173,255
172,859

-
149,642
150,454
151,505
147,830
155,017
147,593
153,088
153,673
152,261
157,456
155,666
155,430
27.74
27.31
26.12
25.22
24.35
23.55
24.90
23.00
21.25
22.36
21.28
61,461
62,510
58,229
55,584
55,985
52,338
54,129
51,497
47,558
50,806
49,355
52,599
14,765
13,730
13,819
14,538
14,931
15,071
20,010
16,065
14,191
15,495
14,283
14,754
274,804
279,118
275,862
278,077
291,207
286,262
297,769
293,807
290,636
296,496
299,013
301,966
- Total Aset
r) revisi
72
28.a. Kinerja Bank Asing Konvensional

reign Owned Banks Performance)
Items

Capital
Profit
Operating Expenses
Operating Income
Interest income net
Aset Likuid Primer
Total Assets
r) revised
73
Tabel 1.31 Perkembangan Aset Bank Umum

(Growth of Commercial Bank Assets)
Kelompok Bank
2006
2007
2008
2009
2010
Bank Persero
621,212
741,988
847,563
979,078
BUSN Devisa
663,002
768,730
883,470
29,657
39,012
159,476
2011
Feb
Mar
943,789
1,059,435
1,094,387
958,549
967,658
1,220,500
42,467
55,762
54,164
170,012
185,252
200,542
64,421
90,480
118,131
Bank Asing
156,083
176,278
Total
1,693,850
1,986,501
BUSN Non Devisa

BPD
Bank Campuran
Apr
2012
Mei
Jun
Jul
Ags
Sep
1,086,629
1,111,932
1,130,496
1,129,718
1,140,422
1,173,705
1,239,689
1,249,248
1,265,829
1,284,848
1,305,301
1,327,407
76,986
80,424
82,726
82,798
87,125
88,934
205,754
260,368
267,204
268,400
279,604
288,318
135,675
134,941
147,676
151,036
148,387
154,046
233,674
204,502
210,707
228,171
233,087
233,702
2,310,557
2,534,106
2,517,014
2,993,135
3,065,827
3,069,093
Okt
Nov
Des
Jan
1,201,141
1,210,925
1,328,168
1,264,866
1,360,282
1,370,972
1,399,282
1,464,007
1,459,221
91,940
95,439
98,036
100,210
107,085
106,740
290,140
280,538
307,500
303,405
310,716
304,003
307,452
157,859
158,107
160,894
165,775
171,188
178,194
181,088
185,475
242,199
246,472
244,691
251,484
268,752
262,766
272,132
268,482
274,961
3,136,407
3,195,117
3,216,891
3,252,684
3,371,453
3,407,508
3,471,460
3,652,832
3,598,715
60
mbangan Aset Bank Umum

ommercial Bank Assets)
r Rp (Billion Rp)
2012
Feb
Group of Bank
1,255,304
State Owned Banks
1,473,521
Foreign Exchange
Commercial Banks
107,841
Non-Foreign Exchange
Commercial Banks
322,441
Regional Development
Banks
189,726
Joint Venture Banks
279,278
Foreign Owned Banks
3,628,111
Total
61
Tabel 1.29 Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank

(Growth of Commercial Banks Assets Based Group Bank)
Miliar (Billion)
Kelompok Bank
2011
Jul
Ags
Sep
- Bank Persero
1,129,718
1,140,422
1,173,705
- BUSN Devisa
1,305,301
1,327,407
88,934
- BPD
2012
Nov
Des
Jan
Feb
Mar
1,201,141
1,210,925
1,328,168
1,264,866
1,255,304
1,280,545
1,305,492
1,360,282
1,370,972
1,399,282
1,464,007
1,459,221
1,473,521
1,493,055
91,940
95,439
98,036
100,210
107,085
106,740
107,841
290,140
280,538
307,500
303,405
310,716
304,003
307,452
- Bank Campuran
158,107
160,894
165,775
171,188
178,194
181,088
- Bank Asing
244,691
251,484
268,752
262,766
272,132
3,216,891
3,252,684
3,371,453
3,407,508
3,471,460
- BUSN Non Devisa
Total
Okt
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
1,346,403
1,369,752
1,355,233
1,372,756
1,388,621
1,396,102
1,437,996
1,490,197
1,516,427
1,549,745
1,562,224
1,572,030
1,601,017
1,611,323
1,640,486
109,629
112,232
111,777
116,682
117,014
120,981
125,482
125,990
128,684
322,441
355,294
361,975
358,582
368,805
365,852
356,529
395,213
388,341
386,686
185,475
189,726
194,173
196,910
202,834
199,654
204,172
207,395
208,233
210,536
210,591
268,482
274,961
279,278
276,030
278,260
291,408
286,477
298,041
294,072
290,801
296,496
299,013
3,652,832
3,598,715
3,628,111
3,708,726
3,745,067
3,827,432
3,891,116
3,902,536
3,923,764
4,009,368
4,028,789
4,103,456
62
et Bank Umum Berdasarkan Kelompok Bank

ial Banks Assets Based Group Bank)
Miliar (Billion)
2012
Des
1,535,343
Group of Bank
- State Owned Banks
1,705,408 - Foreign Exchange

Commercial Banks
135,472
- Non-Foreign Exchange
Commercial Banks
366,685
- Regional Development
Banks
217,713
- Joint Venture Banks
301,966
- Foreign Owned Banks
4,262,587
Total
63
Tabel 1.30 Jumlah Bank Umum Berdasarkan Pengelompokan Total Aset

(Total of Commercial Banks Based on Total Assets)
Desember 2006
Kelompok Bank
Desember 2007
Desember 2008
Desember 2009
Desember 2010
Desember 2011
Desember 2012
Rp. 1
Rp. 1
Rp. 1
Rp. 1
Rp. 1
Rp. 1
Rp. 1 Rp. 10
Rp. 10
Rp. 10
Rp. 10
Rp. 10
Rp. 10
Rp. 10
< Rp.
> Rp. < Rp. s.d
> Rp. < Rp. s.d
> Rp. < Rp. s.d
> Rp. < Rp. s.d
> Rp. < Rp. s.d
> Rp. < Rp. s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
1
50
1
50
1
50
1
50
1
50
1
50
1
10
50
50
50
50
50
50
50
Triliun
Triliun Triliun
10
Triliun Triliun
10
Triliun Triliun
10
Triliun Triliun
10
Triliun Triliun
10
Triliun Triliun
10
Triliun Triliun
Triliun
Triliun
Triliun
Triliun
Triliun
Triliun
Triliun
Triliun
Triliun
Triliun
Triliun
Triliun
Bank Persero
BUSN Devisa
15
12
14
11
16
10
18
18
10
18
10
17
28
26
24
21
21
12
15
10
17
BPD
18
18
19
17
15
11
14
11
14
11
Bank Campuran
14
15
Bank Asing
39
59
27
33
60
29
28
55
30
11
25
56
29
11
23
53
34
12
13
57
32
18
11
57
31
BUSN Non Devisa
Total
62
er 2012
> Rp.
50
Triliun
Group of Bank
State Owned Banks
11
Foreign Exchange
Commercial Banks
Commercial Banks
Banks
Joint Venture Banks
Foreign Owned Banks
21
Total
Halaman ini sengaja dikosongkan

This page intentionally left blank
63

64
Statistik Perbankan Indonesia - Vol. 10, No. 2, Januari 2012
Indonesia Banking Statistics - Vol. 10, No. 2, January 2012
Tabel 1.33 Peringkat Bank Berdasarkan Aset

(Bank Rating Based on Assets)
Desember 2007
Peringkat
Nama Bank (Bank Name)
Total Aset
(Total
Assets)
Desember 2008
Pangsa Thd
Total Aset
Bank
Umum (%)
(Portion to Nama Bank (Bank Name)
Total
Assets at
Commercia
l Banks (%)
Total Aset
(Total
Assets)
Desember 2009
Pangsa Thd
Total Aset
Bank
Umum (%)
Total
Assets at
Commercia
l Banks (%)
Total Aset
(Total
Assets)
Desember 2010
Pangsa Thd
Total Aset
Bank
Umum (%)
Total
Assets at
Commercia
l Banks (%)
Total Aset
(Total
Assets)
Januari 2011
Pangsa Thd
Total Aset
Bank
Umum (%)
Total
Assets at
Commercia
l Banks (%)
Desember 2011
Total Aset
(Total
Assets)
Pangsa Thd
Total Aset
Bank
Umum (%)
Total
Assets at
Commercia
l Banks (%)
Total Aset
(Total
Assets)
Pangsa Thd
Total Aset
Bank
Umum (%)
(Portion to
Total
Assets at
Commercia
l Banks (%)
PT Bank Mandiri Tbk
306,563
15.43
PT Bank Mandiri Tbk
340,181
14.72
PT Bank Mandiri (Persero) Tbk
375,239
15.00
410,619
13.65
402,839
13.47
493,050
13.50
PT Bank Central Asia Tbk
218,615
11.01
PT BRI Tbk
250,134
10.83
PT BRI (Persero) Tbk.
318,447
12.73
PT BRI (Persero) Tbk
395,396
13.14
375,916
12.57
456,382
12.49
PT BRI Tbk
204,009
10.27
246,702
10.68
PT Bank Central Asia Tbk.
283,182
11.32
323,345
10.75
324,025
10.83
380,927
10.43
PT BNI Tbk
184,463
9.29
PT BNI Tbk
200,974
8.70
PT BNI (Persero),Tbk
226,911
9.07
241,169
8.02
233,302
7.80
289,458
7.92
PT Bank Danamon Indonesia Tb
86,684
4.36
104,842
4.54
PT Bank Cimb Niaga, Tbk
106,889
4.27
PT Bank CIMB Niaga, Tbk
142,932
4.75
148,476
4.96
164,247
4.50
PT Bank Niaga Tbk
54,733
2.76
PT CIMB Niaga Tbk
69,305
3.00
96,806
3.87
113,861
3.78
113,122
3.78
127,128
3.48
PT Pan Indonesia Bank Tbk
51,384
2.59
PT Pan Indonesia Bank Tbk
63,628
2.75
PT Pan Indonesia Bank, Tbk
76,270
3.05
106,508
3.54
107,731
3.60
118,991
3.26
PT BII Tbk
50,941
2.56
PT Bank Permata Tbk
54,220
2.35
PT BII Tbk
58,737
2.35
PT Bank Permata Tbk
74,040
2.46
PT Bank Permata Tbk
76,314
2.55
PT Bank Permata Tbk
101,540
2.78
Citibank N.A
45,021
2.27
PT BII Tbk
54,068
2.34
PT BTN (Persero)
58,481
2.34
PT BII Tbk
72,030
2.39
PT BII Tbk
71,606
2.39
PT BII Tbk
91,335
2.50
PT Bank Permata Tbk
39,131
1.97
Citibank N.A
53,503
2.32
PT Bank Permata Tbk
56,213
2.25
PT BTN (Persero), Tbk
68,334
2.27
69,768
2.33
89,277
2.44
10
Total
###
62.50
Total
###
62.22
Total
###
66.24
Total
###
64.75
Total
###
64.30
Total
###
63.30
36
ngkat Bank Berdasarkan Aset

ating Based on Assets)
liar Rp (Billion Rp)
Januari 2012
Nama Bank (Bank Name)
Total Aset
(Total
Assets)
Pangsa Thd
Total Aset
Bank
Rating
Umum (%)
(Portion to
Total
Assets at
Commercia
l Banks (%)
485,415
#REF!
407,302
#REF!
387,003
#REF!
285,239
#REF!
169,321
#REF!
124,103
#REF!
117,655
#REF!
PT Bank Permata Tbk
102,346
#REF!
PT BII Tbk
90,143
#REF!
86,910
#REF!
10
Total
###
#REF!
37
Tabel 1.34 Aktiva Produktif Bank Umum

(Earning Assets of Commercial Banks)
Indikator
Aktiva Produktif
a. Lancar
2006
###
2007
###
2008
###
2009
###
2010
###
2011
Jan
###
Feb
###
Mar
###
Apr
###
Mei
###
Jun
###
Jul
###
Ags
###
Sep
###
Okt
###
Novr)
###
Des
###
1,446,264
1,742,691
2,108,571
2,321,463
2,691,806
2,677,271
2,666,133
2,741,845
2,722,499
2,773,939
2,818,404
2,842,261
2,852,864
2,994,271
3,020,832
3,081,584
3,284,630
b. DPK
67,604
65,257
80,607
86,232
87,271
96,815
107,234
90,473
92,470
90,001
93,197
92,346
99,149
91,168
95,120
97,591
89,062
c. Kurang Lancar
10,909
6,901
11,472
11,729
10,529
11,861
11,287
11,309
11,054
12,226
10,701
9,747
10,755
11,445
10,858
9,477
7,606
5,955
3,523
5,500
9,591
8,797
9,060
9,853
10,406
9,645
10,757
9,789
10,019
9,098
8,636
8,446
8,690
7,933
34,370
33,619
36,131
35,241
33,469
34,654
35,325
36,034
38,423
39,588
39,420
40,555
42,512
41,192
41,974
41,176
36,988
Non Performing Earning Asset

(Nominal)
51,234
44,043
53,104
56,560
52,794
55,576
56,465
57,748
59,123
62,571
59,910
60,321
62,364
61,274
61,278
59,343
52,527
Rasio Non Performing Earning

Asset (%)
3.27
2.38
2.37
2.30
1.86
1.96
2.00
2.00
2.06
2.14
2.02
2.01
2.07
1.95
1.93
1.83
1.53
###
###
###
d. Diragukan
e. Macet
Kredit
a. Lancar
792,297
###
###
###
###
###
###
###
###
###
###
###
###
###
680,805
900,094
1,190,245
1,307,983
1,636,854
1,604,477
1,620,643
1,676,714
1,701,778
1,748,041
1,807,517
1,830,436
1,879,723
1,934,965
1,957,610
2,001,942
2,067,704
63,436
61,150
75,571
82,399
83,751
93,224
103,885
87,162
89,263
86,179
89,712
88,673
95,631
88,789
92,621
95,092
84,695
c. Kurang Lancar
9,183
5,874
8,177
9,772
9,180
10,760
10,182
10,275
10,082
11,279
9,657
9,301
10,236
10,917
10,590
9,146
7,407
d. Diragukan
5,869
3,489
5,406
8,132
7,665
7,924
8,742
9,358
8,684
8,975
8,810
9,051
8,092
7,685
7,480
7,690
6,887
33,005
31,405
28,290
29,644
28,396
29,620
30,437
31,336
33,732
34,991
34,992
36,138
37,932
36,904
37,856
37,004
33,401
Non Performing Loan (Nominal)
48,057
40,767
41,872
47,548
45,241
48,304
49,361
50,969
52,497
55,245
53,458
54,489
56,260
55,507
55,926
53,840
47,695
Rasio Non Performing Loan (%)
6.07
4.07
3.20
3.31
2.56
2.77
2.78
2.81
2.85
2.92
2.74
2.76
2.77
2.67
2.66
2.50
2.17
b. DPK
e. Macet
Ket:
r)
revisi
37

Indicator
Indikator
Earning Assets
Aktiva Produktif Neraca
a. Current
c. Sub-Standard
d. Doubtful
Jul
Ags
Sep
Okt
Novr)
2,874,190
2,926,515
2,971,551
2,994,969
3,014,417
3,146,715
3,177,230
3,238,602
2,741,845
2,722,499
2,773,939
2,818,404
2,842,261
2,852,864
2,994,271
3,020,832
3,081,584
b. DPK
96,815
107,234
90,473
92,470
90,001
93,197
92,346
99,149
91,168
95,120
97,591
c. Kurang Lancar
11,861
11,287
11,309
11,054
12,226
10,701
9,747
10,755
11,445
10,858
9,477
9,060
9,853
10,406
9,645
10,757
9,789
10,019
9,098
8,636
8,446
8,690
34,654
35,325
36,034
38,423
39,588
39,420
40,555
42,512
41,192
41,974
41,176
1,746,005
1,773,889
1,814,846
1,843,538
1,889,465
1,950,727
1,973,599
2,031,614
2,079,261
2,106,157
2,150,957
1,604,477
1,620,643
1,676,714
1,701,778
1,748,041
1,807,517
1,830,436
1,879,723
1,934,965
1,957,610
2,001,942
b. DPK
93,224
103,885
87,162
89,263
86,179
89,712
88,673
95,631
88,789
92,621
95,092
c. Kurang Lancar
10,760
10,182
10,275
10,082
11,279
9,657
9,301
10,236
10,917
10,590
9,146
7,924
8,742
9,358
8,684
8,975
8,810
9,051
8,092
7,685
7,480
7,690
29,620
30,437
31,336
33,732
34,991
34,992
36,138
37,932
36,904
37,856
37,004
a. Lancar
e. Macet
a. Current
Jun
2,890,073
d. Diragukan
Credit
Mei
2,666,133
e. Macet

Ratio (%)
Apr
2,829,838
Aktiva Produktif Transaksi Rekening

Administratif
(Nominal)
Mar
2,677,271
d. Diragukan
e. Lost
Feb
2,829,665
a. Lancar
b. Special Mention
2011
Jan
Non Performing Earning Aset (Nominal)
b. Special Mention
Kredit
c. Sub-Standard
a. Lancar
d. Doubtful
b. DPK
e. Lost
c. Kurang Lancar
d. Diragukan
e. Macet
Non Performing Loan Ratio (%)

Note:
r)
Ket:
r)
revisi
revised
38

2011
2012
Des
Jan
Feb
Indicator
Mar
Earning Assets
2,745,968
2,678,793
a. Current
81,809
88,314
6,790
9,839
c. Sub-Standard
7,913
7,348
d. Doubtful
35,970
36,376
b. Special Mention
e. Lost
.
2,006,373
1,957,874
a. Current
81,102
87,595
6,676
9,275
c. Sub-Standard
6,869
6,326
d. Doubtful
35,970
36,376
b. Special Mention
e. Lost
(Nominal)
Credit
16,331
15,835
a. Current
13
13
c. Sub-Standard
d. Doubtful
102
103
b. Special Mention
e. Lost
Note:
r)
revised
39
Tabel 1.35 Aktiva Produktif Bank Persero

(Earning Assets of State Owned Banks)
Indikator
Aktiva Produktif
2006
2007
2008
2009
2010
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Novr)
Des
581,590
683,347
823,508
958,452
1,049,282
1,036,013
1,018,578
1,049,921
1,044,599
1,065,504
1,084,545
1,090,320
1,091,423
1,139,944
1,166,460
1,172,843
1,320,279
514,140
626,735
766,622
894,206
986,077
965,516
942,743
981,517
976,435
995,548
1,014,940
1,020,878
1,017,144
1,071,817
1,095,365
1,100,182
1,253,934
34,770
31,412
36,546
43,339
43,829
49,152
53,742
46,530
45,595
44,065
44,990
44,184
48,072
43,173
45,852
48,609
45,430
c. Kurang Lancar
5,102
2,723
3,034
3,516
3,678
4,964
4,293
3,897
3,367
4,799
4,393
3,761
3,653
3,835
3,581
3,115
1,978
d. Diragukan
2,899
1,237
2,285
3,790
2,977
2,869
3,645
4,333
4,057
5,010
3,809
4,115
3,401
2,998
2,971
3,061
2,444
24,678
21,240
15,021
13,601
12,721
13,512
14,155
13,643
15,144
16,082
16,412
17,383
19,152
18,121
18,690
17,876
16,493

(Nominal)
32,679
25,201
20,340
20,907
19,376
21,345
22,093
21,873
22,569
25,891
24,614
25,259
26,207
24,954
25,243
24,051
20,915

Asset (%)
5.62
3.69
2.47
2.18
1.85
2.06
2.17
2.08
2.16
2.43
2.27
2.32
2.40
2.19
2.16
2.05
1.58
a. Lancar
b. DPK
e. Macet
Kredit
287,910
356,151
470,665
544,870
642,718
629,622
637,831
656,897
665,361
681,752
710,769
717,161
733,460
748,038
749,689
764,543
776,833
224,579
303,693
418,002
483,886
582,549
561,979
564,738
591,215
599,667
615,717
644,217
650,625
662,492
681,962
680,491
693,843
714,755
32,528
29,310
35,069
42,156
42,187
47,499
52,187
45,039
44,316
42,031
43,125
42,359
46,131
42,287
45,115
47,828
42,295
c. Kurang Lancar
4,374
2,701
2,973
3,410
3,331
4,817
4,142
3,788
3,339
4,768
4,249
3,728
3,596
3,760
3,516
3,048
1,955
d. Diragukan
2,839
1,237
2,275
3,756
2,976
2,866
3,641
4,259
3,960
4,218
3,803
4,112
3,399
2,996
2,953
3,033
2,428
23,589
19,210
12,346
11,663
11,675
12,462
13,123
12,597
14,078
15,018
15,375
16,337
17,842
17,034
17,614
16,791
15,400
30,803
23,148
17,594
18,828
17,982
20,145
20,907
20,643
21,378
24,004
23,427
24,177
24,837
23,790
24,083
22,872
19,783
10.70
6.50
3.74
3.46
2.80
3.20
3.28
3.14
3.21
3.52
3.30
3.37
3.39
3.18
3.21
2.99
2.55
a. Lancar
b. DPK
e. Macet
Ket:
r)
revisi
40

Indicator
Indikator
Earning Assets
Mei
Jun
Jul
Ags
Sep
Okt
Novr)
1,049,921
1,044,599
1,065,504
1,084,545
1,090,320
1,091,423
1,139,944
1,166,460
1,172,843
942,743
981,517
976,435
995,548
1,014,940
1,020,878
1,017,144
1,071,817
1,095,365
1,100,182
49,152
53,742
46,530
45,595
44,065
44,990
44,184
48,072
43,173
45,852
48,609
c. Kurang Lancar
4,964
4,293
3,897
3,367
4,799
4,393
3,761
3,653
3,835
3,581
3,115
d. Diragukan
2,869
3,645
4,333
4,057
5,010
3,809
4,115
3,401
2,998
2,971
3,061
13,512
14,155
13,643
15,144
16,082
16,412
17,383
19,152
18,121
18,690
17,876
629,622
637,831
656,897
665,361
681,752
710,769
717,161
733,460
748,038
749,689
764,543
561,979
564,738
591,215
599,667
615,717
644,217
650,625
662,492
681,962
680,491
693,843
47,499
52,187
45,039
44,316
42,031
43,125
42,359
46,131
42,287
45,115
47,828
c. Kurang Lancar
4,817
4,142
3,788
3,339
4,768
4,249
3,728
3,596
3,760
3,516
3,048
d. Diragukan
2,866
3,641
4,259
3,960
4,218
3,803
4,112
3,399
2,996
2,953
3,033
12,462
13,123
12,597
14,078
15,018
15,375
16,337
17,842
17,034
17,614
16,791
b. DPK
c. Sub-Standard
d. Doubtful
e. Macet
Administratif
a. Lancar
b. DPK
Credit
Apr
1,018,578
b. Special Mention

Ratio (%)
Mar
965,516
a. Lancar

(Nominal)
Feb
1,036,013
a. Current
e. Lost
2011
Jan
e. Macet
a. Current
b. Special Mention
Kredit
c. Sub-Standard
a. Lancar
d. Doubtful
b. DPK
e. Lost
c. Kurang Lancar
d. Diragukan
e. Macet

Note:
r)
Ket:
r)
revisi
revised
41

2011
2012
Des
Indicator
Jan
Earning Assets
1,002,233
961,639
a. Current
42,834
46,028
1,970
4,083
c. Sub-Standard
2,444
1,957
d. Doubtful
16,461
17,044
b. Special Mention
e. Lost
.
717,213
675,268
a. Current
42,306
45,483
1,955
4,069
c. Sub-Standard
2,428
1,957
d. Doubtful
16,461
17,044
b. Special Mention
e. Lost
(Nominal)
Credit
2,465
2,161
a. Current
13
12
c. Sub-Standard
d. Doubtful
101
102
b. Special Mention
e. Lost
Note:
r)
revised
42
Tabel 1.36 Aktiva Produktik BUSN Devisa

(Earning Assets of Foreign Exchange Commercial Banks)
Indikator
Aktiva Produktif
2006
2007
2008
2009
2010
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
596,214
700,622
821,136
899,511
1,107,162
1,114,192
1,124,217
1,135,701
1,128,159
1,136,020
1,150,292
1,167,051
1,176,304
1,221,981
1,228,033
1,252,708
1,302,517
565,801
670,749
774,507
851,445
1,056,635
1,060,517
1,065,179
1,083,105
1,073,616
1,082,101
1,094,834
1,111,116
1,117,312
1,166,227
1,171,845
1,196,784
1,251,524
18,274
19,016
27,134
27,546
29,682
32,356
37,267
29,599
31,050
30,634
33,444
33,656
36,634
33,399
34,035
33,845
30,600
c. Kurang Lancar
3,341
2,068
2,570
4,004
3,596
3,508
3,875
4,289
4,454
4,204
3,340
3,505
3,881
4,518
4,396
3,945
3,673
d. Diragukan
2,203
1,432
2,269
3,256
3,497
3,923
4,042
3,868
3,484
3,473
3,633
3,667
3,467
3,285
3,168
3,359
3,327
e. Macet
6,595
7,356
14,656
13,261
13,751
13,888
13,854
14,840
15,556
15,604
15,002
15,066
14,969
14,552
14,589
14,774
13,394

(Nominal)
12,139
10,856
19,495
20,520
20,845
21,319
21,771
22,997
23,494
23,281
21,974
22,238
22,317
22,355
22,152
22,078
20,394

Asset (%)
2.04
1.55
2.37
2.28
1.88
1.91
1.94
2.02
2.08
2.05
1.91
1.91
1.90
1.83
1.80
1.76
1.57
a. Lancar
b. DPK
Kredit
315,256
407,742
524,295
555,617
718,639
708,824
728,002
741,401
756,128
774,377
798,019
804,203
830,444
854,915
870,482
887,709
922,541
285,540
378,247
484,022
512,733
672,422
659,506
673,201
692,462
705,298
724,044
745,946
751,900
775,026
802,512
817,619
835,118
873,971
18,087
18,860
25,975
26,910
29,314
31,905
36,829
29,374
30,742
30,394
33,278
33,258
36,180
33,077
33,604
33,563
30,429
c. Kurang Lancar
3,069
1,981
2,514
3,208
3,513
3,448
3,811
4,225
4,399
4,149
3,286
3,450
3,825
4,443
4,320
3,798
3,620
d. Diragukan
2,198
1,416
2,223
2,972
3,346
3,768
3,885
3,842
3,468
3,453
3,606
3,651
3,459
3,280
3,165
3,332
3,245
e. Macet
6,363
7,237
9,560
9,795
10,045
10,197
10,275
11,497
12,221
12,336
11,863
11,945
11,953
11,604
11,775
11,899
11,275
11,629
10,635
14,298
15,974
16,904
17,413
17,971
19,564
20,089
19,938
18,755
19,046
19,237
19,327
19,260
19,028
18,141
3.69
2.61
2.73
2.88
2.35
2.46
2.47
2.64
2.66
2.57
2.35
2.37
2.32
2.26
2.21
2.14
1.97
a. Lancar
b. DPK
43

Indicator
Earning Assets
Indikator
Mei
Jun
Jul
Ags
Sep
Okt
Nov
1,135,701
1,128,159
1,136,020
1,150,292
1,167,051
1,176,304
1,221,981
1,228,033
1,252,708
1,065,179
1,083,105
1,073,616
1,082,101
1,094,834
1,111,116
1,117,312
1,166,227
1,171,845
1,196,784
32,356
37,267
29,599
31,050
30,634
33,444
33,656
36,634
33,399
34,035
33,845
c. Kurang Lancar
3,508
3,875
4,289
4,454
4,204
3,340
3,505
3,881
4,518
4,396
3,945
d. Diragukan
3,923
4,042
3,868
3,484
3,473
3,633
3,667
3,467
3,285
3,168
3,359
13,888
13,854
14,840
15,556
15,604
15,002
15,066
14,969
14,552
14,589
14,774
708,824
728,002
741,401
756,128
774,377
798,019
804,203
830,444
854,915
870,482
887,709
659,506
673,201
692,462
705,298
724,044
745,946
751,900
775,026
802,512
817,619
835,118
31,905
36,829
29,374
30,742
30,394
33,278
33,258
36,180
33,077
33,604
33,563
c. Kurang Lancar
3,448
3,811
4,225
4,399
4,149
3,286
3,450
3,825
4,443
4,320
3,798
d. Diragukan
3,768
3,885
3,842
3,468
3,453
3,606
3,651
3,459
3,280
3,165
3,332
10,197
10,275
11,497
12,221
12,336
11,863
11,945
11,953
11,604
11,775
11,899
b. DPK
c. Sub-Standard
d. Doubtful
e. Macet
Administratif
a. Lancar
b. DPK
Credit
Apr
1,124,217
b. Special Mention

Ratio (%)
Mar
1,060,517
a. Lancar

(Nominal)
Feb
1,114,192
a. Current
e. Lost
2011
Jan
e. Macet
a. Current
b. Special Mention
Kredit
c. Sub-Standard
a. Lancar
d. Doubtful
b. DPK
e. Lost
c. Kurang Lancar
d. Diragukan
e. Macet
44

Assets of Foreign Exchange Commercial Banks)
2011
2012
Des
Indicator
Jan
Earning Assets
1,072,537
1,060,900
a. Current
27,546
29,574
3,060
3,540
c. Sub-Standard
3,360
3,106
d. Doubtful
12,739
12,799
b. Special Mention
e. Lost
.
818,297
809,076
a. Current
27,464
29,511
3,010
3,035
c. Sub-Standard
3,279
3,048
d. Doubtful
12,739
12,799
b. Special Mention
e. Lost
(Nominal)
Credit
7,788
7,549
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Lost
45
Tabel 1.37 Aktiva Produktif BUSN Non Devisa

(Earning Assets of Non-Foreign Exchange Commercial Banks)
Indikator
Aktiva Produktif
2006
2007
2008
2009
2010
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
26,141
34,610
37,729
50,318
69,067
67,774
67,697
70,504
71,246
72,430
76,571
77,594
81,065
83,494
86,128
87,156
92,694
24,650
33,177
36,296
48,063
66,013
64,557
64,181
67,479
68,092
69,236
73,406
74,416
77,813
80,025
82,821
83,568
89,309
b. DPK
867
935
964
1,463
1,766
1,877
2,184
1,840
1,940
1,939
1,874
1,877
1,984
2,180
2,014
2,255
2,142
c. Kurang Lancar
122
75
145
217
301
299
292
245
259
287
313
292
251
276
273
335
301
94
65
116
128
227
236
246
226
221
221
240
233
243
221
222
209
201
409
357
208
448
760
804
794
714
734
748
738
776
773
792
798
788
742

(Nominal)
625
497
468
792
1,288
1,339
1,332
1,185
1,215
1,256
1,291
1,301
1,268
1,290
1,293
1,333
1,244

Asset (%)
2.39
1.44
1.24
1.57
1.86
1.98
1.97
1.68
1.70
1.73
1.69
1.68
1.56
1.54
1.50
1.53
1.34
a. Lancar
d. Diragukan
e. Macet
Kredit
19,114
23,863
27,122
35,700
48,757
49,619
50,450
51,873
53,050
54,607
56,380
57,909
60,615
62,124
64,011
65,907
68,143
17,653
22,468
25,690
33,451
45,765
46,419
46,945
48,855
49,901
51,418
53,221
54,736
57,368
58,659
60,709
62,320
64,759
b. DPK
867
935
964
1,462
1,731
1,872
2,177
1,834
1,936
1,934
1,870
1,872
1,980
2,176
2,009
2,255
2,141
c. Kurang Lancar
122
75
145
212
300
297
288
245
259
287
313
292
251
276
273
335
301
93
65
116
128
201
236
245
226
221
221
240
233
243
221
222
209
201
379
320
207
448
760
794
794
713
734
747
737
775
773
791
797
788
741
594
460
468
787
1,261
1,327
1,328
1,184
1,214
1,255
1,290
1,300
1,267
1,289
1,292
1,332
1,243
3.11
1.93
1.73
2.20
2.59
2.67
2.63
2.28
2.29
2.30
2.29
2.25
2.09
2.07
2.02
2.02
1.82
a. Lancar
d. Diragukan
e. Macet
46

Indicator
Earning Assets
Indikator
Mei
Jun
Jul
Ags
Sep
Okt
Nov
70,504
71,246
72,430
76,571
77,594
81,065
83,494
86,128
87,156
64,181
67,479
68,092
69,236
73,406
74,416
77,813
80,025
82,821
83,568
1,877
2,184
1,840
1,940
1,939
1,874
1,877
1,984
2,180
2,014
2,255
c. Kurang Lancar
299
292
245
259
287
313
292
251
276
273
335
d. Diragukan
236
246
226
221
221
240
233
243
221
222
209
e. Macet
804
794
714
734
748
738
776
773
792
798
788
49,619
50,450
51,873
53,050
54,607
56,380
57,909
60,615
62,124
64,011
65,907
46,419
46,945
48,855
49,901
51,418
53,221
54,736
57,368
58,659
60,709
62,320
1,872
2,177
1,834
1,936
1,934
1,870
1,872
1,980
2,176
2,009
2,255
c. Kurang Lancar
297
288
245
259
287
313
292
251
276
273
335
d. Diragukan
236
245
226
221
221
240
233
243
221
222
209
e. Macet
794
794
713
734
747
737
775
773
791
797
788
b. DPK
c. Sub-Standard
d. Doubtful

Administratif
a. Lancar
b. DPK
Credit
Apr
67,697
b. Special Mention

Ratio (%)
Mar
64,557
a. Lancar

(Nominal)
Feb
67,774
a. Current
e. Lost
2011
Jan
a. Current
b. Special Mention
Kredit
c. Sub-Standard
a. Lancar
d. Doubtful
b. DPK
e. Lost
c. Kurang Lancar
d. Diragukan
e. Macet
47
bel 1.34 Aktiva Produktif BUSN Non Devisa

ssets of Non-Foreign Exchange Commercial Banks)
2011
2012
Des
Indicator
Jan
Earning Assets
62,694
62,848
a. Current
1,601
1,605
189
168
c. Sub-Standard
152
218
d. Doubtful
574
585
e. Lost
b. Special Mention
.
51,969
52,865
a. Current
1,601
1,605
189
168
c. Sub-Standard
152
218
d. Doubtful
574
585
b. Special Mention
e. Lost
(Nominal)
Credit
542
545
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Lost
48
Tabel 1.38 Aktiva Produktif BPD

(Earning Assets of Regional Development Banks)
Indikator
2006
2007
2008
2009
2010
2011
Ags
Sep
Okt
Nov
Des
131,845
140,981
166,823
181,225
209,002
212,005
225,126
231,845
229,956
240,024
244,817
246,205
241,131
264,699
253,953
263,067
253,121
129,815
138,560
163,857
176,715
203,275
204,635
217,103
224,241
221,696
231,965
237,410
238,139
232,533
256,462
245,012
254,507
246,405
1,121
1,195
1,581
2,313
2,715
3,952
4,644
3,996
4,503
4,033
3,513
4,066
4,464
4,094
4,590
4,287
3,443
c. Kurang Lancar
160
178
168
350
266
497
378
360
377
500
305
386
350
429
551
391
305
d. Diragukan
141
174
143
319
365
314
358
326
341
408
417
368
409
337
341
359
285
e. Macet
609
874
1,075
1,528
2,381
2,608
2,643
2,923
3,039
3,117
3,171
3,247
3,376
3,378
3,460
3,441
2,552

(Nominal)
909
1,227
1,385
2,197
3,012
3,418
3,379
3,609
3,757
4,026
3,893
4,000
4,135
4,143
4,351
4,190
3,141

Asset (%)
0.69
0.87
0.83
1.21
1.44
1.61
1.50
1.56
1.63
1.68
1.59
1.62
1.71
1.57
1.71
1.59
1.24
Aktiva Produktif
a. Lancar
b. DPK
Kredit
Jan
Feb
Mar
Apr
Mei
Jun
Jul
55,955
71,881
96,385
120,754
143,707
143,395
145,945
149,427
152,882
156,810
161,654
164,753
167,632
170,352
173,415
176,561
175,702
53,942
69,477
93,449
116,386
138,072
136,107
137,989
141,907
144,703
148,858
154,325
156,786
159,176
162,211
164,566
168,223
169,212
1,121
1,194
1,579
2,308
2,669
3,928
4,626
3,982
4,486
4,014
3,496
4,033
4,432
4,059
4,559
4,213
3,416
c. Kurang Lancar
155
172
160
332
261
490
374
356
373
496
303
383
349
427
547
385
298
d. Diragukan
140
174
142
236
362
297
349
318
340
383
417
362
358
335
339
357
282
e. Macet
598
864
1,056
1,492
2,343
2,573
2,607
2,865
2,980
3,060
3,112
3,188
3,317
3,321
3,403
3,384
2,494
892
1,209
1,358
2,060
2,966
3,360
3,330
3,539
3,693
3,938
3,832
3,933
4,024
4,082
4,290
4,125
3,073
1.59
1.68
1.41
1.71
2.06
2.34
2.28
2.37
2.42
2.51
2.37
2.39
2.40
2.40
2.47
2.34
1.75
a. Lancar
b. DPK
49

Indicator
Earning Assets
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Lost
Indikator
Feb
Mar
Apr
Mei
Jun
Ags
Sep
Okt
Nov
212,005
225,126
231,845
229,956
240,024
244,817
204,635
217,103
224,241
221,696
231,965
237,410
246,205
241,131
264,699
253,953
263,067
238,139
232,533
256,462
245,012
254,507
3,952
4,644
3,996
4,503
4,033
3,513
4,066
4,464
4,094
4,590
4,287
c. Kurang Lancar
497
378
360
377
500
305
386
350
429
551
391
d. Diragukan
314
358
326
341
408
417
368
409
337
341
359
2,608
2,643
2,923
3,039
3,117
3,171
3,247
3,376
3,378
3,460
3,441
143,395
145,945
149,427
152,882
156,810
161,654
164,753
167,632
170,352
173,415
176,561
136,107
137,989
141,907
144,703
148,858
154,325
156,786
159,176
162,211
164,566
168,223
3,928
4,626
3,982
4,486
4,014
3,496
4,033
4,432
4,059
4,559
4,213
c. Kurang Lancar
490
374
356
373
496
303
383
349
427
547
385
d. Diragukan
297
349
318
340
383
417
362
358
335
339
357
2,573
2,607
2,865
2,980
3,060
3,112
3,188
3,317
3,321
3,403
3,384

a. Lancar
b. DPK
e. Macet
Administratif

(Nominal)
a. Lancar
b. DPK

Ratio (%)
Credit
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Lost
2011
Jan
e. Macet
Jul

Kredit
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
50

ning Assets of Regional Development Banks)
2011
2012
Des
Indicator
Jan
Earning Assets
234,041
222,421
a. Current
3,419
4,428
297
695
c. Sub-Standard
281
307
d. Doubtful
2,551
2,525
b. Special Mention
e. Lost
.
169,414
167,007
a. Current
3,393
4,395
290
689
c. Sub-Standard
279
305
d. Doubtful
2,551
2,525
b. Special Mention
e. Lost
(Nominal)
Credit
134
139
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Lost
51
Tabel 1.39 Aktiva Produktif Bank Campuran

(Earning Assets of Joint Venture Banks)
Indikator
2006
2007
2008
2009
2010
2011
Ags
Sep
Okt
Nov
Des
68,277
94,740
125,190
139,962
154,045
153,521
148,714
152,012
149,761
153,364
156,500
158,631
162,609
167,352
174,133
180,319
182,323
62,684
89,164
119,252
133,713
148,116
147,451
142,428
146,194
143,763
147,090
150,197
152,320
156,030
160,930
167,738
174,036
176,496
b. DPK
3,788
4,150
4,323
3,697
3,207
3,402
3,771
3,175
3,371
3,730
3,841
3,909
4,109
3,931
3,907
3,809
3,609
c. Kurang Lancar
1,158
700
790
958
892
871
782
899
872
828
715
704
762
597
612
620
434
d. Diragukan
214
234
233
483
365
358
383
421
424
416
457
421
364
536
516
474
427
e. Macet
432
491
592
1,111
1,464
1,438
1,350
1,323
1,332
1,300
1,289
1,278
1,344
1,358
1,359
1,381
1,358

(Nominal)
1,804
1,425
1,615
2,552
2,721
2,668
2,515
2,643
2,628
2,544
2,461
2,402
2,470
2,491
2,488
2,474
2,218

Asset (%)
2.64
1.50
1.29
1.82
1.77
1.74
1.69
1.74
1.75
1.66
1.57
1.51
1.52
1.49
1.43
1.37
1.22
Aktiva Produktif
a. Lancar
Kredit
Jan
Feb
Mar
Apr
Mei
Jun
Jul
40,833
58,520
75,849
80,977
99,020
98,845
94,606
96,821
97,360
100,362
103,579
104,378
109,307
111,733
115,938
120,398
120,389
36,100
54,044
70,679
75,273
93,866
93,525
89,055
91,770
92,122
94,860
98,030
98,828
103,388
105,965
110,227
114,765
115,148
3,259
3,550
3,630
3,209
2,570
2,792
3,135
2,505
2,719
2,997
3,123
3,188
3,491
3,312
3,235
3,180
3,204
c. Kurang Lancar
835
218
726
949
814
789
713
830
804
822
711
702
759
594
609
599
414
d. Diragukan
209
228
228
453
365
342
383
421
424
416
456
421
364
536
516
473
427
e. Macet
430
481
587
1,094
1,404
1,397
1,320
1,295
1,290
1,267
1,258
1,240
1,305
1,325
1,351
1,380
1,195
1,474
926
1,540
2,496
2,583
2,528
2,416
2,547
2,518
2,505
2,426
2,362
2,428
2,456
2,476
2,453
2,036
3.61
1.58
2.03
3.08
2.61
2.56
2.55
2.63
2.59
2.50
2.34
2.26
2.22
2.20
2.14
2.04
1.69
a. Lancar
b. DPK
52

Indicator
Earning Assets
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Lost
Indikator
Feb
Mar
Apr
Mei
Jun
Ags
Sep
Okt
Nov
153,521
148,714
152,012
149,761
153,364
156,500
147,451
142,428
146,194
143,763
147,090
150,197
158,631
162,609
167,352
174,133
180,319
152,320
156,030
160,930
167,738
174,036
3,402
3,771
3,175
3,371
3,730
3,841
3,909
4,109
3,931
3,907
3,809
c. Kurang Lancar
871
782
899
872
828
715
704
762
597
612
620
d. Diragukan
358
383
421
424
416
457
421
364
536
516
474
1,438
1,350
1,323
1,332
1,300
1,289
1,278
1,344
1,358
1,359
1,381
98,845
94,606
96,821
97,360
100,362
103,579
104,378
109,307
111,733
115,938
120,398
93,525
89,055
91,770
92,122
94,860
98,030
98,828
103,388
105,965
110,227
114,765
2,792
3,135
2,505
2,719
2,997
3,123
3,188
3,491
3,312
3,235
3,180
c. Kurang Lancar
789
713
830
804
822
711
702
759
594
609
599
d. Diragukan
342
383
421
424
416
456
421
364
536
516
473
1,397
1,320
1,295
1,290
1,267
1,258
1,240
1,305
1,325
1,351
1,380

a. Lancar
b. DPK
e. Macet
Administratif

(Nominal)
a. Lancar
b. DPK

Ratio (%)
Credit
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Lost
2011
Jan
e. Macet
Jul

Kredit
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
53
abel 1.36 Aktiva Produktif Bank Campuran

2011
2012
Des
Indicator
Jan
Earning Assets
149,721
150,348
a. Current
3,187
3,321
420
521
c. Sub-Standard
427
513
d. Doubtful
1,195
1,049
b. Special Mention
e. Lost
.
114,228
116,609
a. Current
3,127
3,258
414
519
c. Sub-Standard
427
513
d. Doubtful
1,195
1,049
b. Special Mention
e. Lost
(Nominal)
Credit
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Lost
54
Tabel 1.40 Aktiva Produktif Bank Asing

(Earning Assets of Foreign Owned Banks)
Indikator
2006
2007
2008
2009
2010
2011
Ags
Sep
Okt
Nov
Des
161,035
197,690
267,897
234,787
243,313
246,159
245,506
250,090
250,470
259,172
258,826
255,167
261,885
269,245
268,523
282,509
275,417
149,174
184,305
248,037
217,322
231,689
234,594
234,499
239,309
238,898
247,999
247,616
245,392
252,032
258,810
258,051
272,507
266,963
b. DPK
8,784
8,549
10,059
7,873
6,071
6,076
5,627
5,332
6,012
5,600
5,535
4,655
3,886
4,392
4,721
4,785
3,839
c. Kurang Lancar
1,026
1,157
4,766
2,685
1,797
1,722
1,666
1,619
1,724
1,608
1,635
1,100
1,857
1,791
1,444
1,071
916
405
380
455
1,615
1,365
1,364
1,184
1,238
1,217
1,229
1,233
1,215
1,214
1,261
1,228
1,230
1,250
1,647
3,300
4,580
5,292
2,391
2,404
2,530
2,591
2,619
2,736
2,808
2,805
2,897
2,991
3,079
2,916
2,449

(Nominal)
3,077
4,837
9,801
9,592
5,553
5,489
5,379
5,449
5,560
5,573
5,676
5,120
5,968
6,043
5,751
5,216
4,616

Asset (%)
1.91
2.45
3.66
4.09
2.28
2.23
2.19
2.18
2.22
2.15
2.19
2.01
2.28
2.24
2.14
1.85
1.68
Aktiva Produktif
a. Lancar
d. Diragukan
e. Macet
Kredit
Jan
Feb
Mar
Apr
Mei
Jun
Jul
73,230
83,856
113,372
100,011
113,004
115,700
117,054
118,427
118,757
121,557
120,327
125,194
130,156
132,098
132,622
135,755
136,486
62,991
72,166
98,403
86,254
104,180
106,940
108,715
110,505
110,087
113,145
111,778
117,560
122,273
123,656
123,998
127,672
129,857
7,575
7,301
8,355
6,354
5,279
5,228
4,931
4,429
5,064
4,808
4,820
3,963
3,417
3,879
4,100
4,054
3,210
c. Kurang Lancar
628
727
1,659
1,662
961
919
852
831
908
756
795
747
1,455
1,417
1,324
981
818
d. Diragukan
389
369
422
588
415
415
238
292
271
285
288
271
269
317
285
286
304
1,647
3,292
4,533
5,153
2,169
2,198
2,318
2,370
2,427
2,563
2,645
2,653
2,742
2,829
2,916
2,762
2,296
2,664
4,389
6,614
7,403
3,545
3,532
3,409
3,493
3,606
3,604
3,728
3,671
4,467
4,563
4,525
4,029
3,418
3.64
5.23
5.83
7.40
3.14
3.05
2.91
2.95
3.04
2.96
3.10
2.93
3.43
3.45
3.41
2.97
2.50
a. Lancar
b. DPK
e. Macet
55

Indicator
Earning Assets
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Lost
Indikator
Feb
Mar
Apr
Mei
Jun
Ags
Sep
Okt
Nov
246,159
245,506
250,090
250,470
259,172
258,826
234,594
234,499
239,309
238,898
247,999
247,616
255,167
261,885
269,245
268,523
282,509
245,392
252,032
258,810
258,051
272,507
b. DPK
6,076
5,627
5,332
6,012
5,600
5,535
4,655
3,886
4,392
4,721
4,785
c. Kurang Lancar
1,722
1,666
1,619
1,724
1,608
1,635
1,100
1,857
1,791
1,444
1,071
d. Diragukan
1,364
1,184
1,238
1,217
1,229
1,233
1,215
1,214
1,261
1,228
1,230
e. Macet
2,404
2,530
2,591
2,619
2,736
2,808
2,805
2,897
2,991
3,079
2,916
115,700
117,054
118,427
118,757
121,557
120,327
125,194
130,156
132,098
132,622
135,755
106,940
108,715
110,505
110,087
113,145
111,778
117,560
122,273
123,656
123,998
127,672
5,228
4,931
4,429
5,064
4,808
4,820
3,963
3,417
3,879
4,100
4,054
c. Kurang Lancar
919
852
831
908
756
795
747
1,455
1,417
1,324
981
d. Diragukan
415
238
292
271
285
288
271
269
317
285
286
2,198
2,318
2,370
2,427
2,563
2,645
2,653
2,742
2,829
2,916
2,762

a. Lancar

Administratif
(Nominal)
a. Lancar
b. DPK

Ratio (%)
Credit
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Lost
2011
Jan
e. Macet
Jul

Kredit
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
56

Earning Assets of Foreign Owned Banks)
2011
2012
Des
Indicator
Jan
Earning Assets
224,743
220,636
a. Current
3,222
3,359
855
832
1,250
1,246
d. Doubtful
2,450
2,374
e. Lost
b. Special Mention
c. Sub-Standard
.
135,252
137,049
a. Current
3,211
3,343
818
794
c. Sub-Standard
304
285
d. Doubtful
2,450
2,374
b. Special Mention
e. Lost
(Nominal)
Credit
5,396
5,435
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Lost
57

Indikator
1,565,103
1,851,990
1,446,264
1,742,691
2,108,571
2,321,463
2,691,806
2,666,133
2,741,845
2,722,499
2,773,939
2,818,404
2,842,261
2,852,864
2,994,271
3,020,832
3,081,584
3,284,630
3,201,503
b. DPK
67,604
65,257
80,607
86,232
87,271
107,234
90,473
92,470
90,001
93,197
92,346
99,149
91,168
95,120
97,591
89,062
96,489
c. Kurang Lancar
10,909
6,901
11,472
11,729
10,529
11,287
11,309
11,054
12,226
10,701
9,747
10,755
11,445
10,858
9,477
7,606
11,099
5,955
3,523
5,500
9,591
8,797
9,853
10,406
9,645
10,757
9,789
10,019
9,098
8,636
8,446
8,690
7,933
7,847
34,370
33,619
36,131
35,241
33,469
35,325
36,034
38,423
39,588
39,420
40,555
42,512
41,192
41,974
41,176
36,988
37,883

(Nominal)
51,234
44,043
53,104
56,560
52,794
56,465
57,748
59,123
62,571
59,910
60,321
62,364
61,274
61,278
59,343
52,527
56,829

Asset (%)
3.27
2.38
2.37
2.30
1.86
2.00
2.00
2.06
2.14
2.02
2.01
2.07
1.95
1.93
1.83
1.53
1.69
### 1,773,889
1,814,846
### 1,973,599
2,031,614
### 2,150,957
2,200,094
a. Lancar
d. Diragukan
e. Macet
Kredit
2009
### 2,464,256
Feb
### 2,829,838
Mar
2,890,073
Apr
###
###
Jul
### 2,994,969
Ags
3,014,417
Sep
###
Novr)
### 3,238,602
Des
3,426,350
Janr)
###
900,094
1,190,245
1,307,983
1,636,854
1,620,643
1,676,714
1,701,778
1,748,041
1,807,517
1,830,436
1,879,723
1,934,965
1,957,610
2,001,942
2,067,704
2,039,031
63,436
61,150
75,571
82,399
83,751
103,885
87,162
89,263
86,179
89,712
88,673
95,631
88,789
92,621
95,092
84,695
93,823
c. Kurang Lancar
9,183
5,874
8,177
9,772
9,180
10,182
10,275
10,082
11,279
9,657
9,301
10,236
10,917
10,590
9,146
7,407
10,301
d. Diragukan
5,869
3,489
5,406
8,132
7,665
8,742
9,358
8,684
8,975
8,810
9,051
8,092
7,685
7,480
7,690
6,887
6,824
33,005
31,405
28,290
29,644
28,396
30,437
31,336
33,732
34,991
34,992
36,138
37,932
36,904
37,856
37,004
33,401
34,327
48,057
40,767
41,872
47,548
45,241
49,361
50,969
52,497
55,245
53,458
54,489
56,260
55,507
55,926
53,840
47,695
51,452
6.07
4.07
3.20
3.31
2.56
2.78
2.81
2.85
2.92
2.74
2.76
2.77
2.67
2.66
2.50
2.17
2.36
Non Performing Loan

(Nominal)
Rasio Non Performing Loan

(%)
Ket:
r)
###
Okt
680,805
e. Macet
###
Jun
1,002,012
b. DPK
###
Mei
792,297
a. Lancar
### 1,437,930
2010
2012
2007
Aktiva Produktif
2008
2011
2006
###
revisi
64
iva Produktif Bank Umum

ets of Commercial Banks)
ar Rp (Billion Rp)
2012
Indicator
Feb
3,378,402 Earning Assets

3,220,058
101,502
a. Current
b. Special Mention
9,430
c. Sub-Standard
8,578
d. Doubtful
38,823
e. Loss
56,830 Non Performing Earning Asset

(Nominal)
1.68 Non Performing Earning Asset

Ratio (%)
2,203,029 Credit
2,053,369
98,239
a. Current
b. Special Mention
8,772
c. Sub-Standard
7,577
d. Doubtful
35,073
e. Loss
51,421 Non Performing Loan (Nominal)
2.33 Non Performing Loan Ratio (%)

Note:
r)
revised
65
Tabel 1.31 Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum kepada Bank Lain
(Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank)
Indikator
Aset Produktif Neraca
2011
2012
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
2,878,450
2,820,670
2,879,431
2,965,809
3,033,578
3,128,499
3,195,127
3,175,613
3,203,509
3,274,512
3,289,277
3,339,825
3,416,989
2,745,968
2,678,793
2,730,426
2,818,767
2,879,184
2,979,721
3,044,533
3,026,450
3,047,937
3,112,689
3,130,332
3,180,983
3,250,997
81,809
88,314
94,656
92,326
97,779
92,261
94,652
92,951
97,876
106,528
100,941
103,026
110,176
c. Kurang Lancar
6,790
9,839
8,837
9,330
9,483
10,866
9,920
10,123
10,365
9,924
12,122
9,945
9,189
d. Diragukan
7,913
7,348
7,853
8,133
8,449
7,579
8,420
8,078
8,324
8,263
8,926
7,704
9,515
a. Lancar
b. DPK
e. Macet
35,970
36,376
37,658
37,253
38,682
38,072
37,603
38,009
39,007
37,108
36,956
38,167
37,113
2,136,989
2,097,445
2,138,799
2,201,043
2,251,438
2,318,159
2,381,575
2,385,238
2,435,458
2,476,098
2,502,560
2,545,653
2,618,467
2,006,373
1,957,874
1,992,215
2,056,726
2,099,613
2,172,063
2,233,496
2,238,157
2,281,808
2,316,729
2,345,885
2,389,103
2,455,120
81,102
87,595
93,778
91,189
96,763
91,130
93,680
92,149
97,081
105,446
99,975
102,105
108,860
c. Kurang Lancar
6,676
9,275
8,255
8,765
8,925
10,275
9,317
9,786
10,162
9,481
11,811
9,501
8,786
d. Diragukan
6,869
6,326
6,893
7,109
7,455
6,619
7,479
7,135
7,400
7,336
7,934
6,776
8,589
35,970
36,376
37,658
37,253
38,682
38,072
37,603
38,009
39,007
37,108
36,956
38,167
37,113
100,187
105,540
107,155
107,843
111,677
111,483
110,341
111,142
114,265
109,219
114,704
110,261
110,304
16,444
15,951
14,933
16,548
17,002
17,511
17,524
17,724
17,337
17,217
16,423
16,928
17,812
16,329
15,835
14,815
16,397
16,871
17,381
17,310
17,577
17,204
17,060
16,331
16,831
17,668
13
13
12
43
24
26
112
47
32
79
13
19
64
c. Kurang Lancar
d. Diragukan
102
103
107
107
107
104
102
99
102
78
78
78
80
102
104
107
108
108
104
102
99
102
79
79
78
80
Aset Produktif Transaksi Rekening

Administratif
a. Lancar
b. DPK
e. Macet
Kredit kepada Bank Lain
a. Lancar
b. DPK
e. Macet
Non Performing Loan kepada Bank Lain
(Nominal)
66
ensional dan Kualitas Kredit Bank Umum kepada Bank Lain

and Credit Quality of Commercial Banks to Other Bank)
Indicator
Earning Assets
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
Earning Assets - Account Administrative
Transactions
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Lost
Non Performing Earning Asset (Nominal)
Interbank Loans
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
Interbank Non Performing Loan (Nominal)
67

Indikator
2012
2007
2008
2009
581,590
683,347
823,508
958,452
514,140
626,735
766,622
894,206
986,077
942,743
981,517
976,435
995,548
1,014,940
1,020,878
1,017,144
1,071,817
1,095,365
1,100,182
1,253,934
1,150,317
34,770
31,412
36,546
43,339
43,829
53,742
46,530
45,595
44,065
44,990
44,184
48,072
43,173
45,852
48,609
45,430
48,879
c. Kurang Lancar
5,102
2,723
3,034
3,516
3,678
4,293
3,897
3,367
4,799
4,393
3,761
3,653
3,835
3,581
3,115
1,978
4,225
d. Diragukan
2,899
1,237
2,285
3,790
2,977
3,645
4,333
4,057
5,010
3,809
4,115
3,401
2,998
2,971
3,061
2,444
2,057
24,678
21,240
15,021
13,601
12,721
14,155
13,643
15,144
16,082
16,412
17,383
19,152
18,121
18,690
17,876
16,493
17,619

(Nominal)
32,679
25,201
20,340
20,907
19,376
22,093
21,873
22,569
25,891
24,614
25,259
26,207
24,954
25,243
24,051
20,915
23,901

Asset (%)
5.62
3.69
2.47
2.18
1.85
2.17
2.08
2.16
2.43
2.27
2.32
2.40
2.19
2.16
2.05
1.58
1.95
Aktiva Produktif
a. Lancar
b. DPK
e. Macet
Kredit
2010
2011
2006
Feb
### 1,018,578
Mar
1,049,921
Apr
###
Mei
###
Jun
Jul
Ags
### 1,090,320
1,091,423
Sep
###
Okt
Novr)
### 1,172,843
Des
1,320,279
Janr)
###
287,910
356,151
470,665
544,870
642,718
637,831
656,897
665,361
681,752
710,769
717,161
733,460
748,038
749,689
764,543
776,833
764,685
224,579
303,693
418,002
483,886
582,549
564,738
591,215
599,667
615,717
644,217
650,625
662,492
681,962
680,491
693,843
714,755
694,680
32,528
29,310
35,069
42,156
42,187
52,187
45,039
44,316
42,031
43,125
42,359
46,131
42,287
45,115
47,828
42,295
47,349
c. Kurang Lancar
4,374
2,701
2,973
3,410
3,331
4,142
3,788
3,339
4,768
4,249
3,728
3,596
3,760
3,516
3,048
1,955
4,206
d. Diragukan
2,839
1,237
2,275
3,756
2,976
3,641
4,259
3,960
4,218
3,803
4,112
3,399
2,996
2,953
3,033
2,428
2,055
23,589
19,210
12,346
11,663
11,675
13,123
12,597
14,078
15,018
15,375
16,337
17,842
17,034
17,614
16,791
15,400
16,396
30,803
23,148
17,594
18,828
17,982
20,907
20,643
21,378
24,004
23,427
24,177
24,837
23,790
24,083
22,872
19,783
22,657
10.70
6.50
3.74
3.46
2.80
3.28
3.14
3.21
3.52
3.30
3.37
3.39
3.18
3.21
2.99
2.55
2.96
a. Lancar
b. DPK
e. Macet
Non Performing Loan

(Nominal)

(%)
Ket:
r)
revisi
68
va Produktif Bank Persero

ts of State Owned Banks)
ar Rp (Billion Rp)
2012
Indicator
Feb

1,134,997
51,763
a. Current
b. Special Mention
3,295
c. Sub-Standard
2,648
d. Doubtful
17,047
e. Loss
22,990

(Nominal)
1.90

Ratio (%)
767,507 Credit
695,752
49,866
a. Current
b. Special Mention
3,269
c. Sub-Standard
2,636
d. Doubtful
15,983
e. Loss

Note:
r)
revised
69
Tabel 1.32 Aset Produktif Bank Persero dan Kualitas Kredit Bank Persero kepada Bank Lain
(Earning Asset of State Owned Banks and Credit Quality of State Owned Banks to Other Bank)
Indikator
2011
2012
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
1,065,942
1,030,751
1,054,549
1,086,447
1,109,848
1,146,720
1,160,713
1,151,485
1,157,399
1,192,625
1,193,701
1,221,352
1,260,415
1,002,233
961,639
981,087
1,015,215
1,034,503
1,075,338
1,087,498
1,079,683
1,084,875
1,114,839
1,118,072
1,145,819
1,176,286
42,834
46,028
50,478
48,526
51,596
47,441
49,807
48,095
48,665
54,634
50,400
52,093
59,753
c. Kurang Lancar
1,970
4,083
3,292
3,575
3,345
4,253
3,434
4,142
3,923
3,888
5,743
3,825
2,699
d. Diragukan
2,444
1,957
2,648
3,190
3,640
3,149
3,753
3,180
3,198
3,216
3,769
2,743
4,709
a. Lancar
b. DPK
e. Macet
16,461
17,044
17,044
15,941
16,763
16,540
16,219
16,384
16,739
16,048
15,717
16,872
16,967
780,364
743,821
770,729
795,992
814,284
835,641
858,230
854,203
868,988
892,526
900,605
923,620
962,964
717,213
675,268
697,905
725,289
739,484
764,867
785,539
782,802
796,807
815,220
825,563
848,693
879,324
42,306
45,483
49,873
48,007
51,067
46,850
49,294
47,706
48,334
54,167
49,825
51,642
59,278
c. Kurang Lancar
1,955
4,069
3,270
3,575
3,343
4,245
3,434
4,142
3,923
3,887
5,742
3,683
2,698
d. Diragukan
2,428
1,957
2,637
3,180
3,627
3,139
3,743
3,169
3,185
3,204
3,758
2,730
4,697
16,461
17,044
17,044
15,941
16,763
16,540
16,219
16,384
16,739
16,048
15,717
16,872
16,967
41,720
46,155
45,935
45,402
47,482
47,865
46,804
47,401
47,706
46,291
50,446
46,725
48,738
2,579
2,275
2,267
2,321
2,291
2,341
2,583
2,645
2,638
2,574
2,552
2,590
2,866
2,465
2,161
2,151
2,176
2,167
2,214
2,371
2,509
2,514
2,421
2,473
2,495
2,740
13
12
10
39
18
26
112
37
23
76
18
48
c. Kurang Lancar
d. Diragukan
101
102
105
106
106
102
100
98
101
77
77
77
78
101
102
105
106
106
102
100
98
101
77
77
77
78

Administratif
a. Lancar
b. DPK
e. Macet
a. Lancar
b. DPK
e. Macet
(Nominal)
70
ro dan Kualitas Kredit Bank Persero kepada Bank Lain

nd Credit Quality of State Owned Banks to Other Bank)
Indicator
Earning Assets
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
Transactions
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
Interbank Loans
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
71
Tabel 1.36 Aktiva Produktif BUSN Devisa

Indikator
2012
2007
2008
2009
596,214
700,622
821,136
899,511
565,801
670,749
774,507
851,445
1,056,635
1,065,179
1,083,105
1,073,616
1,082,101
1,094,834
1,111,116
1,117,312
1,166,227
1,171,845
1,196,784
1,251,524
1,242,707
18,274
19,016
27,134
27,546
29,682
37,267
29,599
31,050
30,634
33,444
33,656
36,634
33,399
34,035
33,845
30,600
33,257
c. Kurang Lancar
3,341
2,068
2,570
4,004
3,596
3,875
4,289
4,454
4,204
3,340
3,505
3,881
4,518
4,396
3,945
3,673
4,472
d. Diragukan
2,203
1,432
2,269
3,256
3,497
4,042
3,868
3,484
3,473
3,633
3,667
3,467
3,285
3,168
3,359
3,327
3,479
e. Macet
6,595
7,356
14,656
13,261
13,751
13,854
14,840
15,556
15,604
15,002
15,066
14,969
14,552
14,589
14,774
13,394
13,546

(Nominal)
12,139
10,856
19,495
20,520
20,845
21,771
22,997
23,494
23,281
21,974
22,238
22,317
22,355
22,152
22,078
20,394
21,497

Asset (%)
2.04
1.55
2.37
2.28
1.88
1.94
2.02
2.08
2.05
1.91
1.91
1.90
1.83
1.80
1.76
1.57
1.66
Aktiva Produktif
a. Lancar
b. DPK
Kredit
2010
2011
2006
Feb
### 1,124,217
Mar
1,135,701
Apr
###
Mei
###
Jun
Jul
### 1,167,051
Ags
1,176,304
Sep
###
Okt
Nov
### 1,252,708
Des
1,302,517
Jan
###
315,256
407,742
524,295
555,617
718,639
728,002
741,401
756,128
774,377
798,019
804,203
830,444
854,915
870,482
887,709
922,541
914,763
285,540
378,247
484,022
512,733
672,422
673,201
692,462
705,298
724,044
745,946
751,900
775,026
802,512
817,619
835,118
873,971
862,955
18,087
18,860
25,975
26,910
29,314
36,829
29,374
30,742
30,394
33,278
33,258
36,180
33,077
33,604
33,563
30,429
33,142
c. Kurang Lancar
3,069
1,981
2,514
3,208
3,513
3,811
4,225
4,399
4,149
3,286
3,450
3,825
4,443
4,320
3,798
3,620
3,817
d. Diragukan
2,198
1,416
2,223
2,972
3,346
3,885
3,842
3,468
3,453
3,606
3,651
3,459
3,280
3,165
3,332
3,245
3,420
e. Macet
6,363
7,237
9,560
9,795
10,045
10,275
11,497
12,221
12,336
11,863
11,945
11,953
11,604
11,775
11,899
11,275
11,428
11,629
10,635
14,298
15,974
16,904
17,971
19,564
20,089
19,938
18,755
19,046
19,237
19,327
19,260
19,028
18,141
18,665
3.69
2.61
2.73
2.88
2.35
2.47
2.64
2.66
2.57
2.35
2.37
2.32
2.26
2.21
2.14
1.97
2.04
a. Lancar
b. DPK
Non Performing Loan

(Nominal)

(%)
72
va Produktif BUSN Devisa

eign Exchange Commercial Banks)
ar Rp (Billion Rp)
2012
Indicator
Feb

1,254,447
35,266
a. Current
b. Special Mention
3,919
c. Sub-Standard
3,563
d. Doubtful
14,715
e. Loss

(Nominal)

Ratio (%)
921,643 Credit
867,406
35,068
a. Current
b. Special Mention
3,361
c. Sub-Standard
3,558
d. Doubtful
12,251
e. Loss
73
Tabel 1.33 Aset Produktif BUSN Devisa dan Kualitas Kredit BUSN Devisa kepada Bank Lain
(Earning Asset of Foreign Exchange Banks and Credit Quality of Foreign Exchange Banks to Other Bank)
Indikator
2011
2012
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
1,119,243
1,109,919
1,124,096
1,155,846
1,181,027
1,205,215
1,243,320
1,241,235
1,244,708
1,254,822
1,268,611
1,293,983
1,327,140
1,072,537
1,060,900
1,072,867
1,104,631
1,127,590
1,152,865
1,191,446
1,189,896
1,189,936
1,200,800
1,215,115
1,239,756
1,274,458
27,546
29,574
31,022
30,609
32,756
31,627
31,172
30,724
34,162
34,789
33,879
34,831
33,686
c. Kurang Lancar
3,060
3,540
3,530
3,877
4,135
4,504
4,119
3,646
3,512
3,373
3,642
3,516
3,810
d. Diragukan
3,360
3,106
2,927
2,636
2,595
2,303
2,579
2,609
2,553
2,520
2,580
2,442
2,305
a. Lancar
b. DPK
e. Macet
12,739
12,799
13,750
14,094
13,952
13,916
14,004
14,360
14,545
13,340
13,395
13,438
12,881
864,789
857,468
864,076
889,782
909,793
934,200
961,502
967,820
980,391
989,290
999,661
1,011,321
1,036,135
818,297
809,076
813,455
839,544
857,270
882,657
910,338
916,848
925,898
935,868
946,593
957,574
984,001
27,464
29,511
30,932
30,138
32,347
31,342
30,985
30,619
34,032
34,575
33,707
34,586
33,460
c. Kurang Lancar
3,010
3,035
3,016
3,373
3,633
3,992
3,601
3,390
3,366
2,992
3,394
3,287
3,492
d. Diragukan
3,279
3,048
2,924
2,634
2,591
2,293
2,575
2,602
2,550
2,515
2,573
2,435
2,300
12,739
12,799
13,750
14,094
13,952
13,916
14,004
14,360
14,545
13,340
13,395
13,438
12,881
38,187
38,327
39,897
40,708
40,858
40,923
40,882
40,967
41,072
38,079
38,979
38,556
37,670
7,785
7,550
7,546
7,731
7,720
7,902
8,185
8,343
8,319
8,450
8,582
8,667
9,085
7,784
7,549
7,543
7,730
7,714
7,901
8,183
8,342
8,310
8,448
8,571
8,667
9,069
b. DPK
11
16
c. Kurang Lancar
d. Diragukan
e. Macet

Administratif
a. Lancar
b. DPK
e. Macet
a. Lancar

(Nominal)
74
a dan Kualitas Kredit BUSN Devisa kepada Bank Lain

nd Credit Quality of Foreign Exchange Banks to Other Bank)
Indicator
Earning Assets
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
Transactions
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
Interbank Loans
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
75

Indikator
Aktiva Produktif
2006
2007
2008
2009
2010
2011
2012
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
26,141
34,610
37,729
50,318
69,067
67,697
70,504
71,246
72,430
76,571
77,594
81,065
83,494
86,128
87,156
92,694
93,093
24,650
33,177
36,296
48,063
66,013
64,181
67,479
68,092
69,236
73,406
74,416
77,813
80,025
82,821
83,568
89,309
89,572
b. DPK
867
935
964
1,463
1,766
2,184
1,840
1,940
1,939
1,874
1,877
1,984
2,180
2,014
2,255
2,142
2,236
c. Kurang Lancar
122
75
145
217
301
292
245
259
287
313
292
251
276
273
335
301
271
94
65
116
128
227
246
226
221
221
240
233
243
221
222
209
201
269
409
357
208
448
760
794
714
734
748
738
776
773
792
798
788
742
745

(Nominal)
625
497
468
792
1,288
1,332
1,185
1,215
1,256
1,291
1,301
1,268
1,290
1,293
1,333
1,244
1,285

Asset (%)
2.39
1.44
1.24
1.57
1.86
1.97
1.68
1.70
1.73
1.69
1.68
1.56
1.54
1.50
1.53
1.34
1.38
a. Lancar
d. Diragukan
e. Macet
Kredit
19,114
23,863
27,122
35,700
48,757
50,450
51,873
53,050
54,607
56,380
57,909
60,615
62,124
64,011
65,907
68,143
68,749
17,653
22,468
25,690
33,451
45,765
46,945
48,855
49,901
51,418
53,221
54,736
57,368
58,659
60,709
62,320
64,759
65,230
b. DPK
867
935
964
1,462
1,731
2,177
1,834
1,936
1,934
1,870
1,872
1,980
2,176
2,009
2,255
2,141
2,235
c. Kurang Lancar
122
75
145
212
300
288
245
259
287
313
292
251
276
273
335
301
271
93
65
116
128
201
245
226
221
221
240
233
243
221
222
209
201
269
379
320
207
448
760
794
713
734
747
737
775
773
791
797
788
741
745
594
460
468
787
1,261
1,328
1,184
1,214
1,255
1,290
1,300
1,267
1,289
1,292
1,332
1,243
1,285
3.11
1.93
1.73
2.20
2.59
2.63
2.28
2.29
2.30
2.29
2.25
2.09
2.07
2.02
2.02
1.82
1.87
a. Lancar
d. Diragukan
e. Macet
Non Performing Loan

(Nominal)

(%)
76
a Produktif BUSN Non Devisa

oreign Exchange Commercial Banks)
ar Rp (Billion Rp)
2012
Indicator
Feb
94,539 Earning Assets

90,900
2,175
a. Current
b. Special Mention
370
c. Sub-Standard
264
d. Doubtful
829
e. Loss

(Nominal)

Ratio (%)
69,998 Credit
66,381
2,174
a. Current
b. Special Mention
370
c. Sub-Standard
264
d. Doubtful
809
e. Loss
77
Tabel 1.34 Aset Produktif BUSN Non Devisa dan Kualitas Kredit BUSN Non Devisa kepada Bank Lain
(Earning Asset of Non Foreign Exchange Banks and Credit Quality of Non Foreign Exchange Banks to Other Bank)
Indikator
2011
2012
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
65,209
65,424
66,613
68,698
69,684
71,787
73,756
74,605
77,937
80,388
80,746
81,967
82,482
62,694
62,848
63,962
66,008
66,847
69,189
71,106
71,820
74,766
77,296
77,663
78,802
79,366
1,601
1,605
1,613
1,556
1,734
1,432
1,485
1,569
1,923
1,879
1,884
1,923
1,872
c. Kurang Lancar
189
168
199
186
161
281
259
308
278
208
185
267
361
d. Diragukan
152
218
213
275
226
223
242
239
267
278
248
254
197
a. Lancar
b. DPK
e. Macet
574
585
626
674
717
663
664
669
704
727
765
720
686
54,484
55,441
56,503
57,754
58,842
60,343
62,580
64,234
65,482
66,996
67,914
68,847
70,608
51,969
52,865
53,852
55,064
56,005
57,763
59,949
61,467
62,311
63,904
64,841
65,683
1,601
1,605
1,613
1,556
1,734
1,432
1,485
1,569
1,923
1,879
1,874
1,923
1,872
c. Kurang Lancar
189
168
199
186
161
263
241
290
278
208
185
267
361
d. Diragukan
152
218
213
275
226
223
242
239
267
278
248
254
197
e. Macet
574
585
626
674
717
663
664
669
704
727
765
720
686
1,829
1,942
2,075
2,270
2,207
2,315
2,312
2,414
2,496
2,426
2,398
2,483
2,490
542
545
563
580
637
680
728
757
789
813
815
862
890
542
545
563
579
637
680
728
757
789
812
813
861
888
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet

Administratif
a. Lancar
b. DPK

a. Lancar

(Nominal)
67,492
78
a dan Kualitas Kredit BUSN Non Devisa kepada Bank Lain

nd Credit Quality of Non Foreign Exchange Banks to Other Bank)
Indicator
Earning Assets
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
Transactions
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
Interbank Loans
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
79

Indikator
Aktiva Produktif
a. Lancar
b. DPK
2011
2012
2006
2007
2008
2009
2010
131,845
140,981
166,823
181,225
209,002
225,126
231,845
229,956
240,024
244,817
246,205
241,131
264,699
253,953
263,067
253,121
263,110
129,815
138,560
163,857
176,715
203,275
217,103
224,241
221,696
231,965
237,410
238,139
232,533
256,462
245,012
254,507
246,405
255,151
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
1,121
1,195
1,581
2,313
2,715
4,644
3,996
4,503
4,033
3,513
4,066
4,464
4,094
4,590
4,287
3,443
4,420
c. Kurang Lancar
160
178
168
350
266
378
360
377
500
305
386
350
429
551
391
305
704
d. Diragukan
141
174
143
319
365
358
326
341
408
417
368
409
337
341
359
285
285
e. Macet
609
874
1,075
1,528
2,381
2,643
2,923
3,039
3,117
3,171
3,247
3,376
3,378
3,460
3,441
2,552
2,550

(Nominal)
909
1,227
1,385
2,197
3,012
3,379
3,609
3,757
4,026
3,893
4,000
4,135
4,143
4,351
4,190
3,141
3,539

Asset (%)
0.69
0.87
0.83
1.21
1.44
1.50
1.56
1.63
1.68
1.59
1.62
1.71
1.57
1.71
1.59
1.24
1.34
Kredit
55,955
71,881
96,385
120,754
143,707
145,945
149,427
152,882
156,810
161,654
164,753
167,632
170,352
173,415
176,561
175,702
174,872
53,942
69,477
93,449
116,386
138,072
137,989
141,907
144,703
148,858
154,325
156,786
159,176
162,211
164,566
168,223
169,212
167,019
1,121
1,194
1,579
2,308
2,669
4,626
3,982
4,486
4,014
3,496
4,033
4,432
4,059
4,559
4,213
3,416
4,388
c. Kurang Lancar
155
172
160
332
261
374
356
373
496
303
383
349
427
547
385
298
698
d. Diragukan
140
174
142
236
362
349
318
340
383
417
362
358
335
339
357
282
282
e. Macet
598
864
1,056
1,492
2,343
2,607
2,865
2,980
3,060
3,112
3,188
3,317
3,321
3,403
3,384
2,494
2,485
892
1,209
1,358
2,060
2,966
3,330
3,539
3,693
3,938
3,832
3,933
4,024
4,082
4,290
4,125
3,073
3,465
1.59
1.68
1.41
1.71
2.06
2.28
2.37
2.42
2.51
2.37
2.39
2.40
2.40
2.47
2.34
1.75
1.98
a. Lancar
b. DPK
Non Performing Loan

(Nominal)

(%)
80
Aktiva Produktif BPD

Regional Development Banks)
ar Rp (Billion Rp)
2012
Indicator
Feb

270,119
4,334
a. Current
b. Special Mention
470
c. Sub-Standard
469
d. Doubtful
2,622
e. Loss

(Nominal)

Ratio (%)
177,886 Credit
170,097
4,299
a. Current
b. Special Mention
464
c. Sub-Standard
467
d. Doubtful
2,558
e. Loss
81
Tabel 1.35 Aset Produktif BPD dan Kualitas Kredit BPD kepada Bank Lain
(Earning Asset of Regional Development Banks and Credit Quality of Regional Development Banks to Other Bank)
Indikator
2011
2012
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
240,588
230,376
235,389
255,204
262,581
275,087
289,007
263,372
285,813
312,770
304,128
302,368
297,222
234,041
222,421
227,501
246,916
254,364
266,948
280,229
254,724
275,546
301,682
292,944
291,642
287,538
3,419
4,428
4,333
4,673
4,314
4,142
4,677
4,671
4,996
6,031
5,788
5,345
4,570
c. Kurang Lancar
297
695
470
524
687
595
638
579
1,175
1,074
1,236
1,038
945
d. Diragukan
281
307
469
405
410
442
442
537
830
652
707
672
637

a. Lancar
b. DPK
e. Macet
2,551
2,525
2,616
2,686
2,806
2,959
3,022
2,861
3,266
3,331
3,453
3,671
3,532
175,927
174,922
178,070
182,480
186,995
192,468
198,975
190,665
205,303
208,347
213,440
217,131
219,270
169,414
167,007
170,224
174,266
178,865
184,398
190,259
182,029
195,081
197,336
202,396
206,460
209,647
3,393
4,395
4,299
4,641
4,277
4,102
4,629
4,670
4,965
5,972
5,731
5,309
4,535
c. Kurang Lancar
290
689
464
518
671
583
624
569
1,163
1,058
1,220
1,022
921
d. Diragukan
279
305
467
369
376
427
441
537
828
650
640
670
635
2,551
2,525
2,616
2,686
2,806
2,959
3,022
2,861
3,266
3,331
3,453
3,671
3,532
6,248
7,047
7,102
7,188
7,756
7,966
8,189
7,943
10,528
10,096
10,709
10,743
10,202
137
140
132
154
203
216
274
286
299
316
352
345
357
136
139
131
150
201
215
273
277
299
315
351
345
357
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet

Administratif
a. Lancar
b. DPK
e. Macet
a. Lancar

(Nominal)
82
D dan Kualitas Kredit BPD kepada Bank Lain

nd Credit Quality of Regional Development Banks to Other Bank)
Indicator
Earning Assets
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
Transactions
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
Interbank Loans
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
83

Indikator
Aktiva Produktif
2006
2007
2008
2009
2010
2011
Feb
Mar
Apr
Mei
Jun
Jul
2012
Ags
Sep
Okt
Nov
Des
Jan
68,277
94,740
125,190
139,962
154,045
148,714
152,012
149,761
153,364
156,500
158,631
162,609
167,352
174,133
180,319
182,323
185,984
62,684
89,164
119,252
133,713
148,116
142,428
146,194
143,763
147,090
150,197
152,320
156,030
160,930
167,738
174,036
176,496
180,095
b. DPK
3,788
4,150
4,323
3,697
3,207
3,771
3,175
3,371
3,730
3,841
3,909
4,109
3,931
3,907
3,809
3,609
3,793
c. Kurang Lancar
1,158
700
790
958
892
782
899
872
828
715
704
762
597
612
620
434
535
d. Diragukan
214
234
233
483
365
383
421
424
416
457
421
364
536
516
474
427
513
e. Macet
432
491
592
1,111
1,464
1,350
1,323
1,332
1,300
1,289
1,278
1,344
1,358
1,359
1,381
1,358
1,049

(Nominal)
1,804
1,425
1,615
2,552
2,721
2,515
2,643
2,628
2,544
2,461
2,402
2,470
2,491
2,488
2,474
2,218
2,096

Asset (%)
2.64
1.50
1.29
1.82
1.77
1.69
1.74
1.75
1.66
1.57
1.51
1.52
1.49
1.43
1.37
1.22
1.13
a. Lancar
Kredit
40,833
58,520
75,849
80,977
99,020
94,606
96,821
97,360
100,362
103,579
104,378
109,307
111,733
115,938
120,398
120,389
122,976
36,100
54,044
70,679
75,273
93,866
89,055
91,770
92,122
94,860
98,030
98,828
103,388
105,965
110,227
114,765
115,148
117,529
3,259
3,550
3,630
3,209
2,570
3,135
2,505
2,719
2,997
3,123
3,188
3,491
3,312
3,235
3,180
3,204
3,367
c. Kurang Lancar
835
218
726
949
814
713
830
804
822
711
702
759
594
609
599
414
519
d. Diragukan
209
228
228
453
365
383
421
424
416
456
421
364
536
516
473
427
513
e. Macet
430
481
587
1,094
1,404
1,320
1,295
1,290
1,267
1,258
1,240
1,305
1,325
1,351
1,380
1,195
1,049
1,474
926
1,540
2,496
2,583
2,416
2,547
2,518
2,505
2,426
2,362
2,428
2,456
2,476
2,453
2,036
2,080
3.61
1.58
2.03
3.08
2.61
2.55
2.63
2.59
2.50
2.34
2.26
2.22
2.20
2.14
2.04
1.69
1.69
a. Lancar
b. DPK
Non Performing Loan

(Nominal)

(%)
84
a Produktif Bank Campuran

ts of Joint Venture Banks)
ar Rp (Billion Rp)
2012
Indicator
Feb

183,010
3,782
a. Current
b. Special Mention
595
c. Sub-Standard
381
d. Doubtful
1,191
e. Loss

(Nominal)

Ratio (%)
124,746 Credit
119,306
3,291
a. Current
b. Special Mention
577
c. Sub-Standard
381
d. Doubtful
1,191
e. Loss
85
Tabel 1.36 Aset Produktif Bank Campuran dan Kualitas Kredit Bank Campuran kepada Bank Lain
(Earning Assets of Joint Venture Banks and Credit Quality of Joint Venture Banks to Other Bank)
Indikator
2011
2012
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
154,950
155,752
161,681
165,483
170,924
176,513
176,994
181,119
183,144
183,209
184,827
184,970
191,046
149,721
150,348
155,879
160,008
164,863
170,839
171,462
175,720
177,556
177,045
178,981
179,178
184,439
3,187
3,321
3,650
3,265
3,353
3,463
3,258
3,088
3,196
3,731
3,391
3,417
4,239
c. Kurang Lancar
420
521
580
453
425
504
583
521
586
490
452
436
540
d. Diragukan
427
513
381
379
373
306
316
416
351
477
510
447
482

a. Lancar
b. DPK
e. Macet
1,195
1,049
1,191
1,378
1,910
1,402
1,374
1,374
1,455
1,466
1,493
1,491
1,346
119,391
121,947
123,598
127,270
131,050
135,203
139,533
142,476
146,348
146,015
147,387
146,917
151,922
114,228
116,609
117,931
121,912
125,015
129,691
134,169
137,309
141,025
140,186
141,674
141,292
145,849
3,127
3,258
3,518
3,172
3,333
3,310
3,105
2,872
2,939
3,406
3,263
3,268
3,721
c. Kurang Lancar
414
519
577
429
418
493
569
506
578
481
446
418
523
d. Diragukan
427
513
381
379
373
306
316
416
351
477
510
447
482
1,195
1,049
1,191
1,378
1,910
1,402
1,374
1,374
1,455
1,466
1,493
1,491
1,346
4,078
4,163
4,301
4,396
5,409
4,413
4,532
4,607
4,775
4,856
4,905
4,732
4,721
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet

Administratif
a. Lancar
b. DPK
e. Macet

(Nominal)
86
n dan Kualitas Kredit Bank Campuran kepada Bank Lain

and Credit Quality of Joint Venture Banks to Other Bank)
Indicator
Earning Assets
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
Transactions
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
Interbank Loans
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
87

Indikator
2011
2012
2006
2007
2008
2009
2010
161,035
197,690
267,897
234,787
243,313
245,506
250,090
250,470
259,172
258,826
255,167
261,885
269,245
268,523
282,509
275,417
292,076
149,174
184,305
248,037
217,322
231,689
234,499
239,309
238,898
247,999
247,616
245,392
252,032
258,810
258,051
272,507
266,963
283,657
b. DPK
8,784
8,549
10,059
7,873
6,071
5,627
5,332
6,012
5,600
5,535
4,655
3,886
4,392
4,721
4,785
3,839
3,904
c. Kurang Lancar
1,026
1,157
4,766
2,685
1,797
1,666
1,619
1,724
1,608
1,635
1,100
1,857
1,791
1,444
1,071
916
895
405
380
455
1,615
1,365
1,184
1,238
1,217
1,229
1,233
1,215
1,214
1,261
1,228
1,230
1,250
1,246
1,647
3,300
4,580
5,292
2,391
2,530
2,591
2,619
2,736
2,808
2,805
2,897
2,991
3,079
2,916
2,449
2,374

(Nominal)
3,077
4,837
9,801
9,592
5,553
5,379
5,449
5,560
5,573
5,676
5,120
5,968
6,043
5,751
5,216
4,616
4,515

Asset (%)
1.91
2.45
3.66
4.09
2.28
2.19
2.18
2.22
2.15
2.19
2.01
2.28
2.24
2.14
1.85
1.68
1.55
Aktiva Produktif
a. Lancar
d. Diragukan
e. Macet
Kredit
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
73,230
83,856
113,372
100,011
113,004
117,054
118,427
118,757
121,557
120,327
125,194
130,156
132,098
132,622
135,755
136,486
138,261
62,991
72,166
98,403
86,254
104,180
108,715
110,505
110,087
113,145
111,778
117,560
122,273
123,656
123,998
127,672
129,857
131,615
7,575
7,301
8,355
6,354
5,279
4,931
4,429
5,064
4,808
4,820
3,963
3,417
3,879
4,100
4,054
3,210
3,342
c. Kurang Lancar
628
727
1,659
1,662
961
852
831
908
756
795
747
1,455
1,417
1,324
981
818
794
d. Diragukan
389
369
422
588
415
238
292
271
285
288
271
269
317
285
286
304
285
1,647
3,292
4,533
5,153
2,169
2,318
2,370
2,427
2,563
2,645
2,653
2,742
2,829
2,916
2,762
2,296
2,224
2,664
4,389
6,614
7,403
3,545
3,409
3,493
3,606
3,604
3,728
3,671
4,467
4,563
4,525
4,029
3,418
3,303
3.64
5.23
5.83
7.40
3.14
2.91
2.95
3.04
2.96
3.10
2.93
3.43
3.45
3.41
2.97
2.50
2.39
a. Lancar
b. DPK
e. Macet
Non Performing Loan

(Nominal)

(%)
88
tiva Produktif Bank Asing

s of Foreign Owned Banks)
ar Rp (Billion Rp)
2012
Indicator
Feb

286,585
4,182
780
1,253
2,431
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss

(Nominal)

Ratio (%)
141,249 Credit
134,426
3,541
a. Current
b. Special Mention
730
c. Sub-Standard
271
d. Doubtful
2,281
e. Loss
89
Tabel 1.37 Aset Produktif Bank Asing dan Kualitas Kredit Bank Asing kepada Bank Lain
(Earning Assets of Foreign Owned Banks and Credit Quality of Foreign Owned Banks to Other Bank)
Indikator
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
2011
2012
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
232,518
228,448
237,102
234,131
239,514
253,176
251,338
263,796
254,508
250,698
257,265
255,186
258,683
224,743
220,636
229,130
225,989
231,017
244,542
242,792
254,607
245,258
241,027
247,557
245,785
248,910
3,222
3,359
3,559
3,697
4,027
4,157
4,253
4,804
4,934
5,464
5,600
5,416
6,057
855
832
766
715
730
729
886
927
891
891
864
863
833
1,250
1,246
1,215
1,248
1,207
1,156
1,087
1,098
1,126
1,119
1,112
1,147
1,184
2,450
2,374
2,432
2,481
2,533
2,593
2,319
2,361
2,299
2,196
2,133
1,974
1,700
142,035
143,845
145,823
147,764
150,475
160,304
160,754
165,839
168,947
172,924
173,553
177,815
177,568
135,252
137,049
138,848
140,652
142,974
152,687
153,242
157,702
160,686
164,215
164,819
169,401
168,808
3,211
3,343
3,542
3,675
4,005
4,094
4,182
4,712
4,887
5,446
5,574
5,377
5,994
c. Kurang Lancar
818
794
730
684
699
699
848
890
856
855
823
823
790
d. Diragukan
304
285
271
272
263
231
162
173
219
212
205
240
277
2,450
2,374
2,432
2,481
2,533
2,593
2,319
2,361
2,299
2,196
2,133
1,974
1,700
8,125
7,906
7,845
7,881
7,966
8,000
7,623
7,810
7,689
7,470
7,269
7,022
6,483
5,396
5,435
4,424
5,754
6,143
6,366
5,751
5,686
5,288
5,061
4,119
4,460
4,610
5,396
5,435
4,424
5,754
6,143
6,366
5,751
5,686
5,288
5,061
4,119
4,460
4,610
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet

Administratif
a. Lancar
b. DPK
e. Macet
a. Lancar

(Nominal)
90
g dan Kualitas Kredit Bank Asing kepada Bank Lain

and Credit Quality of Foreign Owned Banks to Other Bank)
Indicator
Earning Assets
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
Transactions
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
Interbank Loans
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
91
Tabel 1.65 Komposisi DPK Bank Umum

(Composition of Third Party Funds of Commercial Banks)
Desember 2007
Indikator
Giro
Rupiah
Valas
Deposito
Nominal
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2008
Nominal
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2009
Nominal
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2010
Nominal
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Februari 2011
Nominal
Desember 2011
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Februari 2012
Nominal
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
405,551
26.84
430,000
24.53
465,222
23.85
535,855
22.91
529,773
23.16
652,646
23.44
624,167
22.58
309,335
20.47
307,743
17.55
332,198
17.03
383,808
16.41
367,528
16.06
485,692
17.44
454,702
16.45
96,216
6.37
122,257
6.97
133,024
6.82
152,047
6.50
162,245
7.09
166,954
5.99
169,465
6.13
666,708
44.13
824,704
47.04
899,783
46.13
1,069,811
45.74
1,044,857
45.67
1,233,967
44.31
1,255,826
45.44
Rupiah
540,982
35.81
675,983
38.56
761,844
39.05
928,089
39.68
908,254
39.70
1,072,665
38.52
1,087,572
39.35
Valas
125,726
8.32
148,722
8.48
137,939
7.07
141,723
6.06
136,603
5.97
161,302
5.79
168,254
6.09
438,574
29.03
498,587
28.44
585,707
30.03
733,157
31.35
713,213
31.17
898,299
32.26
883,950
31.98
434,480
28.76
476,717
27.19
544,411
27.91
678,621
29.02
657,909
28.76
840,118
30.17
824,382
29.83
4,095
0.27
21,870
1.25
41,295
2.12
54,536
2.33
55,305
2.42
58,181
2.09
59,567
2.16
1,510,834
100.00
1,753,292
100.00
1,950,712
100.00
2,338,824
100.00
2,287,844
100.00
2,784,912
100.00
2,763,943
100.00
1,284,797
85.04
1,460,443
83.30
1,638,454
83.99
1,990,518
85.11
1,933,691
84.52
2,398,474
86.12
2,366,656
85.63
226,037
14.96
292,849
16.70
312,258
16.01
348,306
14.89
354,153
15.48
386,437
13.88
397,287
14.37
Tabungan
Rupiah
Valas
Total DPK
Rupiah
Valas
78
65 Komposisi DPK Bank Umum

f Third Party Funds of Commercial Banks)
Indicator
Demand Deposits
Rupiah
Foreign Exchange
Time Deposits
Rupiah
Foreign Exchange
Saving Deposits
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
79
Tabel 1.38 Komposisi Dana Pihak Ketiga Bank Umum

(Composition of Third Party Funds of Commercial Banks)
Desember 2006
Keterangan
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2007
Nominal
Desember 2008
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2009
Nominal
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2010
Nominal
Desember 2011
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2012
Nominal
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
338,011
26.26
405,551
26.84
430,000
24.53
465,222
23.85
535,855
22.91
652,708
23.44
767,070
23.78
249,564
19.39
309,335
20.47
307,743
17.55
332,198
17.03
383,808
16.41
485,716
17.44
567,801
17.61
88,447
6.87
96,216
6.37
122,257
6.97
133,024
6.82
152,047
6.50
166,992
6.00
199,270
6.18
Tabungan
333,928
25.94
438,574
29.03
498,587
28.44
585,707
30.03
733,157
31.35
898,245
32.25
1,076,830
33.39
Rupiah
333,873
25.94
434,480
28.76
476,717
27.19
544,411
27.91
678,621
29.02
840,063
30.16
1,010,488
31.33
55
0.00
4,095
0.27
21,870
1.25
41,295
2.12
54,536
2.33
58,181
2.09
66,342
2.06
615,163
47.79
666,708
44.13
824,704
47.04
899,783
46.13
1,069,811
45.74
1,234,072
44.31
1,381,298
42.83
Rupiah
510,008
39.62
540,982
35.81
675,983
38.56
761,844
39.05
928,089
39.68
1,072,770
38.52
1,179,242
36.56
Valas
105,155
8.17
125,726
8.32
148,722
8.48
137,939
7.07
141,723
6.06
161,302
5.79
202,056
6.26
Giro
Rupiah
Valas
Valas
Simpanan Berjangka
- Jangka Waktu 1 bulan

Rupiah
673,312
24.18
677,030
20.99
Valas
110,978
3.98
128,829
3.99
Rupiah
222,071
7.97
251,926
7.81
Valas
21,467
0.77
27,543
0.85
Rupiah
90,412
3.25
125,555
3.89
Valas
15,504
0.56
27,215
0.84
Rupiah
86,975
3.11
124,731
3.87
Valas
13,352
0.48
18,469
0.57
- Jangka Waktu >= 12 bulan
Total DPK
1,287,102
100.00
1,510,834
100.00
1,753,292
100.00
1,950,712
100.00
2,338,824
100.00
2,785,024
100.00
3,225,198
100.00
Rupiah
1,093,445
84.95
1,284,797
85.04
1,460,443
83.30
1,638,454
83.99
1,990,518
85.11
2,398,549
86.12
2,757,530
85.50
193,657
15.05
226,037
14.96
292,849
16.70
312,258
16.01
348,306
14.89
386,475
13.88
467,668
14.50
Valas
80
posisi Dana Pihak Ketiga Bank Umum

Third Party Funds of Commercial Banks)
Items
Demand Deposits
Rupiah
Foreign Exchange
Saving
Rupiah
Foreign Exchange
Time Deposits
Rupiah
Foreign Exchange
- Periode 1 Month
Rupiah
Foreign Exchange
- Periode 3 Month
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
Foreign Exchange
- Periode >= 12 Month
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
81
Tabel 1.66 Komposisi DPK Bank Persero

(Composition of Third Party Funds of State Owned Banks)
Desember 2007
Indikator
Komposisi
thd Total
DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2008
Nominal
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2009
Nominal
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2010
Nominal
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Februari 2011
Nominal
Desember 2011
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Februari 2012
Nominal
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Giro
Rupiah
Valas
146,613
121,749
24,865
25.68
21.32
4.35
151,767
123,438
28,329
22.66
18.43
4.23
172,602
136,512
36,090
22.03
17.43
4.61
194,533
152,770
41,763
21.65
17.00
4.65
155,085
108,525
46,561
18.94
13.25
5.68
242,863
190,610
52,253
23.37
18.34
5.03
184,948
136,526
48,421
19.25
14.21
5.04
Deposito
Rupiah
Valas
215,871
179,313
36,559
37.81
31.40
6.40
280,614
235,219
45,395
41.89
35.12
6.78
332,201
274,965
57,236
42.41
35.10
7.31
380,106
328,677
51,429
42.31
36.58
5.72
355,854
312,719
43,135
43.45
38.18
5.27
401,023
350,862
50,161
38.59
33.76
4.83
394,821
345,566
49,255
41.10
35.97
5.13
Tabungan
208,524
36.52
237,446
35.45
278,581
35.56
323,767
36.04
308,093
37.62
395,371
38.04
380,841
39.65
208,490
36.51
230,047
34.34
268,894
34.32
311,891
34.72
296,057
36.15
383,291
36.88
367,728
33
0.01
7,399
1.10
9,687
1.24
11,876
1.32
12,036
1.47
12,080
1.16
13,113
38.28
1.37
571,008
100.00
669,827
100.00
783,384
100.00
898,405
100.00
819,032
100.00
1,039,257
100.00
960,609
509,552
61,456
89.24
10.76
588,704
81,123
87.89
12.11
680,371
103,013
86.85
13.15
793,338
105,067
88.31
11.69
717,301
101,731
87.58
12.42
924,763
114,494
88.98
11.02
849,821
110,789
Rupiah
Valas
Total DPK
Rupiah
Valas
100.00
88.47
11.53
82
66 Komposisi DPK Bank Persero

Third Party Funds of State Owned Banks)
Indicator
Demand Deposits
Rupiah
Foreign Exchange
Time Deposits
Rupiah
Foreign Exchange
Saving Deposits
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
83
Tabel 1.39 Komposisi Dana Pihak Ketiga Bank Persero

(Composition of Third Party Funds of State Owned Banks)
Desember 2006
Keterangan
Giro
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
Nominal
112,324
88,947
23,377
160,534
160,496
38
207,536
176,718
30,818
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
23.38
18.52
4.87
33.42
33.41
0.01
43.20
36.79
6.42
Desember 2007
Nominal
146,613
121,749
24,865
208,524
208,490
33
215,871
179,313
36,559
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
25.68
21.32
4.35
36.52
36.51
0.01
37.81
31.40
6.40
Desember 2008
Nominal
151,767
123,438
28,329
237,446
230,047
7,399
280,614
235,219
45,395
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
22.66
18.43
4.23
35.45
34.34
1.10
41.89
35.12
6.78
Desember 2009
Nominal
172,602
136,512
36,090
278,581
268,894
9,687
332,201
274,965
57,236
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
22.03
17.43
4.61
35.56
34.32
1.24
42.41
35.10
7.31
Desember 2010
Nominal
194,533
152,770
41,763
323,767
311,891
11,876
380,106
328,677
51,429
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
21.65
17.00
4.65
36.04
34.72
1.32
42.31
36.58
5.72
Desember 2011
Nominal
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2012
Nominal
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
242,853
190,600
52,253
395,372
383,292
12,080
401,027
350,866
50,161
23.37
18.34
5.03
38.04
36.88
1.16
38.59
33.76
4.83
272,149
206,540
65,610
483,022
467,656
15,366
446,113
378,829
67,283
22.65
17.19
5.46
40.21
38.93
1.28
37.14
31.54
5.60

Rupiah
Valas
229,284
35,179
22.06
3.39
223,177
46,712
18.58
3.89

Rupiah
Valas
62,782
4,976
6.04
0.48
71,970
5,442
5.99
0.45

Rupiah
Valas
19,550
5,922
1.88
0.57
32,208
8,401
2.68
0.70
39,250
4,084
1,039,253
924,759
114,494
3.78
0.39
100.00
88.98
11.02
51,475
6,729
1,201,284
1,053,025
148,259
4.28
0.56
100.00
87.66
12.34

Rupiah
Valas
Total DPK
Rupiah
Valas
480,394
426,160
54,234
100.00
88.71
11.29
571,008
509,552
61,456
100.00
89.24
10.76
669,827
588,704
81,123
100.00
87.89
12.11
783,384
680,371
103,013
100.00
86.85
13.15
898,405
793,338
105,067
100.00
88.31
11.69
84
posisi Dana Pihak Ketiga Bank Persero

hird Party Funds of State Owned Banks)
Items
Demand Deposits
Rupiah
Foreign Exchange
Saving
Rupiah
Foreign Exchange
Time Deposits
Rupiah
Foreign Exchange
- Periode 1 Month
Rupiah
Foreign Exchange
- Periode 3 Month
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
85
Tabel 1.67 Komposisi DPK BUSN Devisa

(Composition of Third Party Funds of Foreign Exchange Commercial Banks)
Desember 2007
Indikator
Giro
Komposisi
thd Total
DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2008
Nominal
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2009
Nominal
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2010
Nominal
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Februari 2011
Nominal
Desember 2011
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Februari 2012
Nominal
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
128,178
21.12
137,481
19.59
153,929
19.71
195,216
20.02
198,530
20.32
225,371
19.18
227,772
19.18
Rupiah
91,502
15.08
89,607
12.77
104,102
13.33
133,895
13.73
135,672
13.88
166,328
14.16
165,127
13.90
Valas
36,676
6.04
47,875
6.82
49,827
6.38
61,322
6.29
62,858
6.43
59,043
5.03
62,645
5.27
294,304
48.49
361,058
51.45
372,792
47.73
464,038
47.58
459,062
46.97
561,419
47.78
563,454
47.44
252,222
41.56
309,732
44.14
326,063
41.75
407,603
41.79
401,156
41.05
491,864
41.86
489,103
41.18
42,082
6.93
51,326
7.31
46,729
5.98
56,435
5.79
57,906
5.93
69,555
5.92
74,351
6.26
184,450
30.39
203,171
28.95
254,350
32.56
316,054
32.41
319,658
32.71
388,167
33.04
396,384
33.38
184,429
30.39
198,120
28.23
238,632
30.55
294,034
30.15
296,867
30.38
363,712
30.96
371,425
31.28
21
0.00
5,051
0.72
15,718
2.01
22,020
2.26
22,791
2.33
24,455
2.08
24,959
2.10
606,932
100.00
701,710
100.00
781,072
100.00
975,308
100.00
977,251
100.00
1,174,957
100.00
1,187,610
100.00
528,154
87.02
597,459
85.14
668,798
85.63
835,532
85.67
833,695
85.31
1,021,904
86.97
1,025,655
86.36
78,778
12.98
104,251
14.86
112,274
14.37
139,777
14.33
143,556
14.69
153,053
13.03
161,955
13.64
Deposito
Rupiah
Valas
Tabungan
Rupiah
Valas
Total DPK
Rupiah
Valas
86
67 Komposisi DPK BUSN Devisa

ty Funds of Foreign Exchange Commercial Banks)
Indicator
Demand Deposits
Rupiah
Foreign Exchange
Time Deposits
Rupiah
Foreign Exchange
Saving Deposits
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
87
Tabel 1.40 Komposisi Dana Pihak Ketiga BUSN Devisa

(Composition of Third Party Funds of Foreign Exchange Commercial Banks)
Desember 2006
Keterangan
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2007
Desember 2008
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Nominal
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2009
Nominal
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2010
Nominal
Desember 2011
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2012
Nominal
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
104,100
19.82
128,178
21.12
137,481
19.59
153,929
19.71
195,216
20.02
225,170
19.19
264,982
19.58
Rupiah
68,884
13.12
91,502
15.08
89,607
12.77
104,102
13.33
133,895
13.73
166,221
14.17
198,251
14.65
Valas
35,216
6.71
36,676
6.04
47,875
6.82
49,827
6.38
61,322
6.29
58,949
5.02
66,731
4.93
Tabungan
141,341
26.91
184,450
30.39
203,171
28.95
254,350
32.56
316,054
32.41
388,030
33.07
461,038
34.07
Rupiah
141,324
26.91
184,429
30.39
198,120
28.23
238,632
30.55
294,034
30.15
363,575
30.99
433,712
32.05
17
0.00
21
0.00
5,051
0.72
15,718
2.01
22,020
2.26
24,455
2.08
27,326
2.02
279,736
53.27
294,304
48.49
361,058
51.45
372,792
47.73
464,038
47.58
560,098
47.74
627,129
46.35
244,890
46.63
252,222
41.56
309,732
44.14
326,063
41.75
407,603
41.79
490,904
41.84
541,950
40.05
34,845
6.63
42,082
6.93
51,326
7.31
46,729
5.98
56,435
5.79
69,194
5.90
85,179
6.29
Giro
Valas
Simpanan Berjangka
Rupiah
Valas
Rupiah
307,839
26.24
320,362
23.68
Valas
47,742
4.07
49,251
3.64
Rupiah
107,755
9.18
127,361
9.41
Valas
9,728
0.83
14,451
1.07
Rupiah
39,826
3.39
54,242
4.01
Valas
5,505
0.47
12,135
0.90
Rupiah
35,483
3.02
39,985
2.95
Valas
6,219
0.53
9,343
0.69
100.00
1,353,149
100.00
Total DPK
525,177
100.00
606,932
100.00
701,710
100.00
781,072
100.00
975,308
100.00
1,173,297
Rupiah
455,098
86.66
528,154
87.02
597,459
85.14
668,798
85.63
835,532
85.67
1,020,700
86.99
1,173,913
86.75
70,079
13.34
78,778
12.98
104,251
14.86
112,274
14.37
139,777
14.33
152,597
13.01
179,236
13.25
Valas
88
posisi Dana Pihak Ketiga BUSN Devisa

y Funds of Foreign Exchange Commercial Banks)
Items
Demand Deposits
Rupiah
Foreign Exchange
Saving
Rupiah
Foreign Exchange
Time Deposits
Rupiah
Foreign Exchange
- Periode 1 Month
Rupiah
Foreign Exchange
- Periode 3 Month
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
89
Tabel 1.68 Komposisi DPK BUSN Non Devisa

(Composition of Third Party Funds of Non-Foreign Exchange Commercial Banks)
Desember 2007
Indikator
Giro
Rupiah
Valas
Deposito
Rupiah
Valas
Tabungan
Rupiah
Valas
Total DPK
Rupiah
Valas
Desember 2008
Komposisi
thd Total
DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2009
Komposisi
thd Total
DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2010
Komposisi
thd Total
DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Februari 2011
Komposisi
thd Total
DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Komposisi
thd Total
DPK (%)
Nominal
Februari 2012
Desember 2011
(Composition
to Total Third
Party Funds)
(%)
Komposisi
thd Total
DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Komposisi
thd Total
DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
2,195
7.20
1,779
5.36
2,184
4.96
2,745
4.66
2,618
4.55
3,634
4.37
3,082
3.68
2,195
7.20
1,779
5.36
2,183
4.96
2,745
4.66
2,618
4.55
3,634
4.37
3,082
3.68
0.00
0.00
25,103
82.33
28,059
84.48
37,635
85.57
50,026
84.86
48,255
83.87
69,180
83.25
70,107
83.80
25,103
82.33
28,059
84.48
37,635
85.57
50,026
84.86
48,255
83.87
69,180
83.25
70,107
83.80
0.00
3,194
10.48
3,375
10.16
4,161
9.46
6,178
10.48
6,662
11.58
10,281
12.37
10,473
12.52
3,194
10.48
3,375
10.16
4,161
9.46
6,178
10.48
6,662
11.58
10,281
12.37
10,473
12.52
30,491
100.00
33,213
100.00
43,980
100.00
58,950
100.00
57,536
100.00
83,095
100.00
83,662
100.00
30,491
100.00
33,213
100.00
43,979
100.00
58,950
100.00
57,536
100.00
83,095
100.00
83,662
100.00
0.00
0.00
90
Komposisi DPK BUSN Non Devisa

Funds of Non-Foreign Exchange Commercial Banks)
Indicator
Demand Deposits
Rupiah
Foreign Exchange
Time Deposits
Rupiah
Foreign Exchange
Saving Deposits
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
91
Tabel 1.41 Komposisi Dana Pihak Ketiga BUSN Non Devisa

(Composition of Third Party Funds of Non-Foreign Exchange Commercial Banks)
Desember 2006
Keterangan
Desember 2007
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2008
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2009
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2010
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2011
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2012
Komposisi
thd Total
DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
1,811
7.41
2,195
7.20
1,779
5.36
2,184
4.96
2,745
4.66
3,634
4.37
5,074
4.86
1,811
7.41
2,195
7.20
1,779
5.36
2,183
4.96
2,745
4.66
3,634
4.37
5,074
4.86
0.00
0.00
Tabungan
2,379
9.74
3,194
10.48
3,375
10.16
4,161
9.46
6,178
10.48
10,281
12.37
12,794
12.26
Rupiah
2,379
9.74
3,194
10.48
3,375
10.16
4,161
9.46
6,178
10.48
10,281
12.37
12,794
12.26
20,234
82.85
25,103
82.33
28,059
84.48
37,635
85.57
50,026
84.86
69,180
83.25
86,478
82.88
20,234
82.85
25,103
82.33
28,059
84.48
37,635
85.57
50,026
84.86
69,180
83.25
86,478
82.88
0.00
Giro
Rupiah
Valas
Valas
Simpanan Berjangka
Rupiah
Valas
Rupiah
36,567
44.01
43,915
42.09
Valas
Rupiah
18,991
22.86
22,133
21.21
Valas
Rupiah
11,284
13.58
15,658
15.01
Valas
Rupiah
2,337
2.81
4,771
4.57
Valas
Total DPK
24,423
100.00
30,491
100.00
33,213
100.00
43,980
100.00
58,950
100.00
83,095
100.00
104,346
100.00
Rupiah
24,423
100.00
30,491
100.00
33,213
100.00
43,979
100.00
58,950
100.00
83,095
100.00
104,346
100.00
0.00
0.00
Valas
92
sisi Dana Pihak Ketiga BUSN Non Devisa

Funds of Non-Foreign Exchange Commercial Banks)
Items
Demand Deposits
Rupiah
Foreign Exchange
Saving
Rupiah
Foreign Exchange
Time Deposits
Rupiah
Foreign Exchange
- Periode 1 Month
Rupiah
Foreign Exchange
- Periode 3 Month
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
93
Tabel 1.69 Komposisi DPK BPD

(Composition of Third Party Funds of Regional Development Banks)
Desember 2007
Indikator
Giro
Rupiah
Valas
Deposito
Rupiah
Valas
Tabungan
Rupiah
Valas
Total DPK
Rupiah
Valas
Desember 2008
Komposisi
thd Total
DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Komposisi
thd Total
DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2009
Komposisi
thd Total
DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2010
Komposisi
thd Total
DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Februari 2011
Desember 2011
Komposisi
thd Total
DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Komposisi
thd Total
DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Februari 2012
Komposisi
thd Total
DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
69,289
51.60
70,746
49.38
63,848
41.94
62,196
33.87
88,252
41.91
88,395
37.57
104,529
39.73
69,123
51.47
70,653
49.32
63,553
41.74
61,725
33.61
87,860
41.72
88,033
37.42
104,244
39.62
167
0.12
93
0.07
294
0.19
471
0.26
392
0.19
362
0.15
285
0.11
31,792
23.67
35,015
24.44
44,673
29.34
67,815
36.93
76,670
36.41
79,521
33.80
101,290
38.50
31,750
23.64
34,877
24.34
44,148
29.00
67,365
36.69
75,939
36.06
78,734
33.47
100,485
38.19
42
0.03
138
0.10
525
0.34
450
0.24
731
0.35
787
0.33
804
0.31
33,205
24.73
37,498
26.17
43,728
28.72
53,614
29.20
45,670
21.69
67,349
28.63
57,285
21.77
33,205
24.73
37,497
26.17
43,724
28.72
53,595
29.19
45,647
21.68
67,329
28.62
57,268
21.77
0.00
0.00
19
0.01
24
0.01
20
0.01
17
0.01
134,287
100.00
143,262
100.00
152,251
100.00
183,624
100.00
210,593
100.00
235,265
100.00
263,103
100.00
134,077
99.84
143,027
99.84
151,425
99.46
182,685
99.49
209,446
99.46
234,097
99.50
261,997
99.58
209
0.16
235
0.16
826
0.54
939
0.51
1,147
0.54
1,169
0.50
1,106
0.42
94
el 1.69 Komposisi DPK BPD

Party Funds of Regional Development Banks)
Indicator
Demand Deposits
Rupiah
Foreign Exchange
Time Deposits
Rupiah
Foreign Exchange
Saving Deposits
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
95
Tabel 1.42 Komposisi Dana Pihak Ketiga BPD

(Composition of Third Party Funds of Regional Development Banks)
Desember 2006
Keterangan
Desember 2007
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2008
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2009
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2010
Desember 2011
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Komposisi
thd Total
DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2012
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
74,723
57.86
69,289
51.60
70,746
49.38
63,848
41.94
62,196
33.87
88,456
37.59
112,953
40.55
74,692
57.84
69,123
51.47
70,653
49.32
63,553
41.74
61,725
33.61
88,094
37.43
112,715
40.47
31
0.02
167
0.12
93
0.07
294
0.19
471
0.26
362
0.15
238
0.09
Tabungan
25,008
19.37
33,205
24.73
37,498
26.17
43,728
28.72
53,614
29.20
67,338
28.61
79,968
28.71
Rupiah
25,008
19.37
33,205
24.73
37,497
26.17
43,724
28.72
53,595
29.19
67,318
28.60
79,938
28.70
0.00
0.00
19
0.01
20
0.01
30
0.01
29,409
22.77
31,792
23.67
35,015
24.44
44,673
29.34
67,815
36.93
79,555
33.80
85,614
30.74
29,365
22.74
31,750
23.64
34,877
24.34
44,148
29.00
67,365
36.69
78,767
33.47
84,903
30.48
44
0.03
42
0.03
138
0.10
525
0.34
450
0.24
787
0.33
711
0.26
Giro
Rupiah
Valas
Valas
Simpanan Berjangka
Rupiah
Valas
Rupiah
46,523
19.77
37,513
13.47
Valas
673
0.29
468
0.17
Rupiah
14,335
6.09
12,214
4.39
Valas
51
0.02
14
0.01
Rupiah
12,559
5.34
13,495
4.84
Valas
0.00
27
0.01
5,349
2.27
21,682
7.78

Rupiah
0.03
203
0.07
Total DPK
129,141
100.00
134,287
100.00
143,262
100.00
152,251
100.00
183,624
100.00
235,348
100.00
278,535
100.00
Rupiah
129,065
99.94
134,077
99.84
143,027
99.84
151,425
99.46
182,685
99.49
234,179
99.50
277,555
99.65
75
0.06
209
0.16
235
0.16
826
0.54
939
0.51
1,169
0.50
980
0.35
Valas
Valas
59
96
Komposisi Dana Pihak Ketiga BPD

Party Funds of Regional Development Banks)
Items
Demand Deposits
Rupiah
Foreign Exchange
Saving
Rupiah
Foreign Exchange
Time Deposits
Rupiah
Foreign Exchange
- Periode 1 Month
Rupiah
Foreign Exchange
- Periode 3 Month
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
97
Tabel 1.70 Komposisi DPK Bank Campuran

(Composition of Third Party Funds of Joint Venture Banks)
Desember 2007
Indikator
Giro
Desember 2008
Komposisi
thd Total
DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2009
Komposisi
thd Total
DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Nominal
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2010
Nominal
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Februari 2011
Nominal
Desember 2011
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Februari 2012
Nominal
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
13,267
24.15
18,872
24.54
21,472
22.66
22,280
22.70
23,108
24.03
25,201
22.73
27,941
Rupiah
4,112
7.48
4,976
6.47
7,136
7.53
7,984
8.13
8,228
8.56
9,404
8.48
11,580
9.77
Valas
9,155
16.67
13,896
18.07
14,336
15.13
14,295
14.56
14,880
15.47
15,797
14.25
16,360
13.81
Deposito
23.58
40,196
73.17
55,007
71.53
65,871
69.51
61,374
62.52
58,633
60.96
67,253
60.66
72,474
61.16
Rupiah
21,197
38.59
29,691
38.61
43,203
45.59
40,151
40.90
37,065
38.54
43,504
39.24
45,628
38.50
Valas
18,999
34.59
25,315
32.92
22,668
23.92
21,223
21.62
21,568
22.42
23,749
21.42
26,846
22.65
1,471
2.68
3,023
3.93
7,418
7.83
14,507
14.78
14,441
15.01
18,411
16.61
18,090
15.27
1,471
2.68
3,023
3.93
3,983
4.20
6,156
6.27
6,145
6.39
8,310
7.50
8,494
7.17
3,436
3.63
8,351
8.51
8,297
8.63
10,101
9.11
9,596
8.10
Tabungan
Rupiah
Valas
Total DPK
54,934
100.00
76,902
100.00
94,761
100.00
98,161
100.00
96,183
100.00
110,865
100.00
118,505
100.00
Rupiah
26,779
48.75
37,691
49.01
54,321
57.32
54,292
55.31
51,438
53.48
61,217
55.22
65,702
55.44
Valas
28,154
51.25
39,211
50.99
40,440
42.68
43,869
44.69
44,745
46.52
49,647
44.78
52,802
44.56
98
0 Komposisi DPK Bank Campuran

Third Party Funds of Joint Venture Banks)
Indicator
Demand Deposits
Rupiah
Foreign Exchange
Time Deposits
Rupiah
Foreign Exchange
Saving Deposits
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
99
Tabel 1.43 Komposisi Dana Pihak Ketiga Bank Campuran

(Composition of Third Party Funds of Joint Venture Banks)
Desember 2006
Keterangan
Desember 2007
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2008
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2009
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Nominal
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2010
Nominal
Desember 2011
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2012
Nominal
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
10,125
28.18
13,267
24.15
18,872
24.54
21,472
22.66
22,280
22.70
25,396
22.57
34,508
Rupiah
2,715
7.56
4,112
7.48
4,976
6.47
7,136
7.53
7,984
8.13
9,485
8.43
12,226
9.23
Valas
7,410
20.62
9,155
16.67
13,896
18.07
14,336
15.13
14,295
14.56
15,912
14.14
22,282
16.82
Tabungan
1,224
3.41
1,471
2.68
3,023
3.93
7,418
7.83
14,507
14.78
18,503
16.44
19,292
14.57
Rupiah
1,224
3.41
1,471
2.68
3,023
3.93
3,983
4.20
6,156
6.27
8,402
7.47
8,529
6.44
3,436
3.63
8,351
8.51
10,101
8.98
10,763
8.13
24,577
68.41
40,196
73.17
55,007
71.53
65,871
69.51
61,374
62.52
68,642
60.99
78,654
59.38
Rupiah
12,173
33.88
21,197
38.59
29,691
38.61
43,203
45.59
40,151
40.90
44,532
39.57
47,948
36.20
Valas
12,405
34.53
18,999
34.59
25,315
32.92
22,668
23.92
21,223
21.62
24,110
21.42
30,706
23.18
Giro
Valas
Simpanan Berjangka
26.05

Rupiah
27,920
24.81
26,748
20.19
Valas
15,002
13.33
20,389
15.39
Rupiah
8,971
7.97
9,285
7.01
Valas
3,725
3.31
3,964
2.99
Rupiah
4,539
4.03
6,842
5.17
Valas
3,062
2.72
4,743
3.58
Rupiah
3.83
Valas

3,102
2,321
Total DPK
35,927
100.00
54,934
100.00
76,902
100.00
94,761
100.00
98,161
100.00
Rupiah
16,112
44.85
26,779
48.75
37,691
49.01
54,321
57.32
54,292
55.31
Valas
19,815
55.15
28,154
51.25
39,211
50.99
40,440
42.68
43,869
44.69
112,541
62,418
50,123
2.76
5,073
2.06
1,611
1.22
100.00
132,454
100.00
55.46
68,704
51.87
44.54
63,751
48.13
100
sisi Dana Pihak Ketiga Bank Campuran

hird Party Funds of Joint Venture Banks)
Items
Demand Deposits
Rupiah
Foreign Exchange
Saving
Rupiah
Foreign Exchange
Time Deposits
Rupiah
Foreign Exchange
- Periode 1 Month
Rupiah
Foreign Exchange
- Periode 3 Month
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
101
Tabel 1.71 Komposisi DPK Bank Asing

(Composition of Third Party Funds of Foreign Owned Banks)
Desember 2007
Indikator
Giro
Nominal
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2008
Nominal
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2009
Nominal
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2010
Nominal
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Februari 2011
Nominal
Desember 2011
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Februari 2012
Nominal
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
46,009
40.65
49,354
38.44
51,854
44.10
58,886
47.35
62,179
48.86
67,181
47.49
75,896
50.44
Rupiah
20,655
18.25
17,290
13.47
19,242
16.36
24,689
19.85
24,624
19.35
27,683
19.57
34,142
22.69
Valas
25,353
22.40
32,064
24.98
32,612
27.73
34,197
27.49
37,554
29.51
39,498
27.92
41,754
27.75
Deposito
59,443
52.52
64,952
50.59
48,537
41.28
46,452
37.35
46,383
36.45
55,572
39.28
53,681
35.68
Rupiah
31,398
27.74
38,405
29.92
32,267
27.44
34,265
27.55
33,119
26.03
38,522
27.23
36,683
24.38
Valas
28,045
24.78
26,547
20.68
16,270
13.84
12,187
9.80
13,263
10.42
17,050
12.05
16,998
11.30
Tabungan
7,730
6.83
14,071
10.96
17,203
14.63
19,038
15.31
18,688
14.69
18,721
13.23
20,877
13.88
Rupiah
3,690
3.26
4,654
3.63
6,222
5.29
6,768
5.44
6,531
5.13
7,195
5.09
8,994
5.98
Valas
4,040
3.57
9,417
7.34
10,982
9.34
12,270
9.87
12,157
9.55
11,526
8.15
11,883
7.90
Total DPK
113,182
100.00
128,377
100.00
117,594
100.00
124,376
100.00
127,249
100.00
141,473
100.00
150,454
100.00
Rupiah
55,743
49.25
60,349
47.01
57,731
49.09
65,722
52.84
64,275
50.51
73,399
51.88
79,819
53.05
Valas
57,438
50.75
68,028
52.99
59,864
50.91
58,653
47.16
62,975
49.49
68,074
48.12
70,635
46.95
102
.71 Komposisi DPK Bank Asing

hird Party Funds of Foreign Owned Banks)
Indicator
Demand Deposits
Rupiah
Foreign Exchange
Time Deposits
Rupiah
Foreign Exchange
Saving Deposits
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
103
Tabel 1.44 Komposisi Dana Pihak Ketiga Bank Asing

(Composition of Third Party Funds of Foreign Owned Banks)
Desember 2006
Keterangan
Desember 2007
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Nominal
Desember 2008
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2009
Nominal
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2010
Nominal
Desember 2011
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Komposisi
thd Total
DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2012
Nominal
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
34,927
37.95
46,009
40.65
49,354
38.44
51,854
44.10
58,886
47.35
67,199
47.49
77,405
49.80
Rupiah
12,515
13.60
20,655
18.25
17,290
13.47
19,242
16.36
24,689
19.85
27,683
19.56
32,996
21.23
Valas
22,412
24.35
25,353
22.40
32,064
24.98
32,612
27.73
34,197
27.49
39,516
27.93
44,409
28.57
Tabungan
3,442
3.74
7,730
6.83
14,071
10.96
17,203
14.63
19,038
15.31
18,721
13.23
20,715
13.33
Rupiah
3,442
3.74
3,690
3.26
4,654
3.63
6,222
5.29
6,768
5.44
7,195
5.09
7,858
5.06
4,040
3.57
9,417
7.34
10,982
9.34
12,270
9.87
11,526
8.15
12,857
8.27
53,671
58.31
59,443
52.52
64,952
50.59
48,537
41.28
46,452
37.35
55,572
39.28
57,310
36.87
Rupiah
26,629
28.93
31,398
27.74
38,405
29.92
32,267
27.44
34,265
27.55
38,522
27.23
39,133
25.18
Valas
27,042
29.38
28,045
24.78
26,547
20.68
16,270
13.84
12,187
9.80
17,050
12.05
18,176
11.69
Giro
Valas
Simpanan Berjangka

Rupiah
25,177
17.79
25,315
16.29
Valas
12,382
8.75
12,011
7.73
Rupiah
9,237
6.53
8,962
5.77
Valas
2,987
2.11
3,673
2.36
Rupiah
2,654
1.88
3,110
2.00
Valas
1,010
0.71
1,910
1.23
Rupiah
1,453
1.03
1,746
1.12
Valas
670
0.47
583
0.38
100.00
155,430
100.00
51.88
79,987
51.46
48.12
75,443
48.54
Total DPK
92,040
100.00
113,182
100.00
128,377
100.00
117,594
100.00
124,376
100.00
Rupiah
42,586
46.27
55,743
49.25
60,349
47.01
57,731
49.09
65,722
52.84
Valas
49,455
53.73
57,438
50.75
68,028
52.99
59,864
50.91
58,653
47.16
141,491
73,399
68,092
104
posisi Dana Pihak Ketiga Bank Asing

ird Party Funds of Foreign Owned Banks)
Items
Demand Deposits
Rupiah
Foreign Exchange
Saving
Rupiah
Foreign Exchange
Time Deposits
Rupiah
Foreign Exchange
- Periode 1 Month
Rupiah
Foreign Exchange
- Periode 3 Month
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
105
Tabel 1.45 Komposisi DPK Bank Umum Berdasarkan Lokasi Penghimpunan Dana Desember 2012
(Composition of Third Party Funds of Commercial Banks Based on Location - December 2012)
Giro
(Demand Deposits)
Lokasi
Tabungan
(Saving Deposits)
Valas (Foreign
Exchange)
Rupiah
Deposito
(Time Deposits)
Valas (Foreign
Exchange)
Rupiah
Total DPK
(Total Third Party Funds)
Valas (Foreign
Exchange)
Rupiah
Valas (Foreign
Exchange)
Rupiah
Pangsa Thd
Total DPK (%)
(Portion to Total
Third Party (%)
Total
Locati
1. Jawa Barat
42,701
6,392
108,295
4,560
90,845
9,640
241,842
20,592
262,433
8.14
1.
2. Banten
17,255
3,672
31,669
1,125
30,580
4,195
79,504
8,992
88,496
2.74
2.
295,283
157,485
270,193
38,867
707,223
160,534
1,272,699
356,886
1,629,585
50.53
3.
4,619
389
17,553
349
8,930
660
31,103
1,398
32,501
1.01
4.
5. Jawa Tengah
20,063
2,212
77,288
2,188
40,862
2,645
138,213
7,044
145,257
4.50
5.
6. Jawa Timur
42,829
7,027
128,104
6,396
98,678
9,190
269,611
22,613
292,224
9.06
6.
7. Bengkulu
1,744
36
4,162
20
1,390
16
7,296
72
7,368
0.23
7.
8. Jambi
3,536
226
9,984
149
3,961
89
17,481
464
17,945
0.56
8.
9. Aceh
6,176
76
11,389
63
4,180
85
21,744
225
21,969
0.68
9.
18,417
3,336
59,078
3,247
50,254
4,928
127,748
11,511
139,259
4.32
10.
3. DKI Jakarta
4. D.I Yogyakarta
10. Sumatera Utara

11. Sumatera Barat
4,599
269
12,982
205
7,454
116
25,034
589
25,623
0.79
11.
13,123
1,026
24,876
498
12,281
438
50,280
1,963
52,243
1.62
12.
14. Sumatera Selatan
7,958
1,253
23,459
566
20,135
873
51,552
2,693
54,244
1.68
14.
15. Bangka Belitung
1,592
633
6,746
104
2,958
140
11,296
876
12,172
0.38
15.
13. Kepulauan Riau
6,173
4,581
11,061
1,367
4,407
1,214
21,642
7,163
28,804
0.89
13.
16. Lampung
3,989
310
12,814
276
4,903
319
21,707
905
22,612
0.70
16.
17. Kalimantan Selatan
7,717
712
17,932
382
7,173
202
32,821
1,297
34,118
1.06
17.
18. Kalimantan Barat
4,226
402
19,482
342
7,397
151
31,105
895
32,000
0.99
18.
19. Kalimantan Timur
23,278
2,503
31,359
1,580
18,993
2,279
73,630
6,362
79,992
2.48
19.
20. Kalimantan Tengah
3,762
200
7,752
30
2,520
20
14,034
251
14,285
0.44
20.
21. Sulawesi Tengah
1,681
43
6,525
53
1,695
25
9,901
121
10,022
0.31
21.
22. Sulawesi Selatan
7,147
817
30,892
664
14,362
572
52,401
2,053
54,453
1.69
22.
23. Sulawesi Utara
2,689
288
8,506
367
4,339
217
15,534
873
16,407
0.51
23.
24. Gorontalo
323
1,931
14
708
2,963
28
2,990
0.09
24.
25. Sulawesi Barat
570
1,856
157
2,584
2,585
0.08
25.
26. Sulawesi Tenggara
1,636
80
6,079
166
1,896
13
9,612
258
9,870
0.31
26.
27. Nusa Tenggara Barat
1,709
62
7,810
145
2,956
51
12,476
259
12,734
0.39
27.
28. Bali
8,450
2,040
26,523
1,505
15,656
774
50,629
4,319
54,948
1.70
28.
29. Nusa Tenggara Timur
2,864
25
8,468
49
3,444
35
14,776
108
14,884
0.46
29.
30. Maluku
1,696
30
4,608
40
1,917
48
8,221
118
8,340
0.26
30.
31. Papua
7,176
1,129
13,655
94
4,774
321
25,604
1,543
27,148
0.84
31.
750
115
2,730
815
4,295
129
4,425
0.14
32.
2,065
20
4,708
67
1,381
44
8,153
131
8,284
0.26
33.
1,874
19
855
18
2,207
40
4,936
4,976
0.15
34.
567,801
199,270
1,010,488
66,342
1,179,242
202,056
2,757,530
467,668
3,225,198
12. Riau
32. Maluku Utara

33. Papua Barat
34. Lainnya
Total
100
Tota
92
Berdasarkan Lokasi Penghimpunan Dana Desember 2012

ommercial Banks Based on Location - December 2012)
Location
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Sumatera Selatan
Bangka Belitung
Kepulauan Riau
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Gorontalo
Sulawesi Barat
Sulawesi Tenggara
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Lainnya
Total
93

94
Tabel 1.45 Komposisi DPK Bank Umum Berdasarkan Lokasi Penghimpunan Dana Februari 2012
(Composition of Third Party Funds of Commercial Banks Based on Location - February 2012)
2011
Lokasi
2006
2007
2008
Location
Feb
1. Jawa Barat
2012
2009
Janr)
Feb
104,431
119,504
135,580
154,212
183,688
217,474
217,502
1.
Jawa Barat
27,317
28,310
33,011
39,103
56,882
70,304
72,345
2.
Banten
620,919
751,466
868,803
995,417
1,141,149
1,410,213
1,385,540
3.
DKI Jakarta
4. D.I. Yogyakarta
13,908
15,323
16,834
19,679
23,005
26,985
27,485
4.
D.I. Yogyakarta
5. Jawa Tengah
62,701
70,139
80,782
91,223
105,040
124,768
125,994
5.
Jawa Tengah
127,851
143,778
171,426
193,720
213,282
248,576
250,120
6.
Jawa Timur
7. Bengkulu
2,760
3,482
4,143
3,967
5,035
6,380
6,361
7.
Bengkulu
8. Jambi
7,535
9,321
10,069
10,843
14,338
16,313
16,652
8.
Jambi
21,956
18,341
20,464
19,215
18,106
19,605
19,526
9.
Aceh
10. Sumatera Utara
60,126
71,021
83,941
94,458
110,086
126,631
127,669
10.
Sumatera Utara
11. Sumatera Barat
11,490
13,974
15,349
17,728
20,204
22,844
22,992
11.
Sumatera Barat
12. Riau
40,074
30,155
31,760
30,892
39,149
44,365
46,567
12.
Riau
21,068
24,867
30,058
34,119
41,651
50,926
51,718
14.
Sumatera Selatan
13,587
16,341
17,088
20,518
23,675
24,849
15.
Kepulauan Riau
2. Banten
3. DKI Jakarta
6. Jawa Timur
9. Aceh
15. Kepulauan Riau
13. Bangka Belitung
4,728
6,384
6,828
7,469
9,004
10,335
10,691
13.
Bangka Belitung
16. Lampung
9,496
14,789
21,559
14,836
16,801
19,571
19,607
16.
Lampung
10,813
12,798
16,026
18,164
21,579
28,216
28,935
17.
Kalimantan Selatan
12,793
14,965
17,570
18,995
23,720
27,989
28,371
18.
Kalimantan Barat
30,596
34,316
41,518
43,719
52,444
65,287
69,242
19.
Kalimantan Timur
5,510
6,530
6,909
7,708
9,463
12,396
12,897
20.
Kalimantan Tengah
21. Sulawesi Tengah
4,448
5,171
5,721
6,301
7,430
8,878
8,911
21.
Sulawesi Tengah
21,952
24,794
29,013
34,271
37,432
45,591
45,566
22.
Sulawesi Selatan
6,057
7,133
8,941
10,082
11,659
14,358
14,409
23.
Sulawesi Utara
1,076
1,451
1,440
1,691
2,105
2,097
24.
Sulawesi Barat
23. Sulawesi Utara

24. Sulawesi Barat
25. Gorontalo
1,392
1,641
1,833
1,909
2,305
2,787
2,751
25.
Gorontalo
3,218
3,977
4,563
5,207
6,407
8,580
8,648
26.
Sulawesi Tenggara
4,441
5,402
6,363
7,101
8,445
10,806
10,753
27.
Nusa Tenggara Barat
19,030
23,522
28,524
32,247
38,213
45,807
46,295
28.
Bali
6,628
7,296
8,005
9,119
10,684
12,977
12,916
29.
Nusa Tenggara Timur
30. Maluku
3,993
4,413
4,671
5,101
5,777
7,216
7,229
30.
Maluku
15,096
13,276
14,227
16,344
20,004
23,970
24,159
31.
Papua
2,184
2,576
2,800
2,673
3,002
3,892
4,031
32.
Maluku Utara
4,506
5,084
5,334
5,908
7,047
7,207
33.
Irian Jaya Barat
2,596
3,000
3,126
3,358
3,741
3,703
3,909
34.
Others
1,287,102
1,510,834
1,753,292
1,973,042
2,287,844
2,770,570
2,763,943
28. Bali
31. Papua
32. Maluku Utara
33. Irian Jaya Barat
34. Lainnya
Total
Ket: r) revisi
Total
Note: r) revised
94
Tabel 1.46 Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank Penghimpun Dana
(Third Party Funds of Commercial Banks Based on Location of Deposits)
2011
2012
Lokasi
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
1.
Jawa Barat
196,230
197,080
204,444
205,797
210,665
219,405
217,474
217,502
225,244
229,017
236,025
237,542
238,355
242,824
244,482
247,398
2.
Banten
63,126
63,586
65,972
65,734
66,953
70,218
70,304
72,345
74,862
77,570
78,662
79,028
79,846
81,717
81,486
82,859
254,567
3.
DKI Jakarta
85,298
1,225,583
1,230,557
1,255,394
1,293,125
1,320,964
1,417,266
1,410,213
1,385,540
1,410,500
1,407,328
1,458,755
1,477,968
1,480,163
1,488,856
1,510,724
1,524,850
1,566,877
4.
D.I Yogyakarta
24,840
24,776
25,839
26,134
26,270
26,837
26,985
27,485
28,029
28,488
28,576
29,227
29,723
30,425
31,056
30,962
31,719
5.
Jawa Tengah
116,897
111,322
118,301
118,404
122,107
124,743
124,768
125,994
129,494
131,524
132,133
134,997
134,858
137,370
141,489
140,417
142,949
6.
Jawa Timur
228,094
225,597
234,007
235,536
241,240
250,524
248,576
250,120
255,493
256,319
260,011
266,096
267,098
268,903
277,597
280,965
283,615
7.
Bengkulu
5,752
5,640
5,986
6,024
6,232
6,190
6,380
6,361
6,616
6,770
6,954
7,108
7,287
7,353
7,494
7,614
7,622
8.
Jambi
15,440
15,335
16,079
15,973
16,149
16,415
16,313
16,652
17,255
17,435
17,504
17,612
17,506
17,208
17,918
17,729
17,707
9.
Aceh
18,554
17,958
20,063
19,438
19,251
20,333
19,605
19,526
19,706
20,934
20,693
20,668
20,015
19,348
22,414
21,551
21,140
10.
Sumatera Utara
117,380
115,577
120,200
120,910
124,317
127,076
126,631
127,669
128,448
128,817
129,117
129,083
131,537
133,098
135,506
135,990
136,897
11.
Sumatera Barat
21,164
20,704
22,554
22,319
23,076
23,126
22,844
22,992
23,593
23,628
23,818
24,251
24,538
24,715
25,852
25,603
25,829
12.
Riau
41,856
41,415
44,115
43,074
43,189
45,067
44,365
46,567
48,480
48,445
48,063
50,314
50,974
50,375
53,457
52,653
51,749
13.
Sumatera Selatan*)
45,517
46,887
48,668
49,377
50,378
51,235
50,926
51,718
53,280
53,322
53,287
52,071
52,173
51,451
52,833
52,763
52,755
14.
Bangka Belitung
10,458
10,235
10,616
10,230
10,129
10,243
10,335
10,691
10,849
10,812
10,910
10,920
10,713
10,758
11,877
12,242
12,303
15.
Kepulauan Riau*)
22,143
22,173
22,547
22,500
22,950
24,114
23,675
24,849
25,551
25,730
25,611
26,721
26,945
26,388
28,003
28,141
28,284
16.
Lampung
18,568
18,354
19,222
19,150
19,591
19,745
19,571
19,607
20,474
21,156
21,451
22,056
22,008
21,865
22,502
22,889
22,958
17.
Kalimantan Selatan
24,442
24,374
26,282
26,262
27,006
28,305
28,216
28,935
29,647
30,237
30,978
31,881
31,287
31,209
32,836
32,868
33,521
18.
Kalimantan Barat
25,538
25,481
26,213
26,327
27,597
27,857
27,989
28,371
28,856
29,038
29,572
30,352
30,270
30,419
31,060
30,996
31,882
19.
Kalimantan Timur
56,446
57,158
61,696
61,829
62,426
66,880
65,287
69,242
73,171
73,209
72,640
77,217
76,613
75,582
79,990
79,022
78,165
20.
Kalimantan Tengah
11,394
11,456
12,064
12,099
12,003
11,924
12,396
12,897
13,458
13,848
14,136
14,562
14,208
14,272
14,785
15,526
15,480
21.
Sulawesi Tengah
7,818
7,767
8,054
8,241
8,593
8,865
8,878
8,911
9,338
9,603
9,765
10,064
9,904
9,842
10,177
10,070
10,106
22.
Sulawesi Selatan
40,205
40,088
41,879
42,390
43,727
46,262
45,591
45,566
46,249
47,307
47,604
48,625
48,552
49,435
51,079
51,502
52,445
23.
Sulawesi Utara
12,805
12,802
13,447
13,563
13,908
14,340
14,358
14,409
14,785
14,987
15,069
15,584
15,346
15,328
15,795
15,852
15,991
24.
Gorontalo*)
2,411
2,389
2,590
2,659
2,738
2,712
2,787
2,751
2,874
2,944
2,916
2,996
2,906
2,828
3,027
3,005
3,008
25.
Sulawesi Barat*)
1,816
1,773
1,863
1,861
2,043
1,934
2,105
2,097
2,091
2,308
2,424
2,445
2,466
2,462
2,598
2,624
2,678
26.
Sulawesi Tenggara*)
7,170
7,479
7,962
8,155
8,256
8,428
8,580
8,648
9,258
9,617
9,701
9,930
9,728
9,632
10,020
9,933
10,081
27.
Nusa Tenggara Barat
9,574
9,298
10,018
10,246
10,694
10,872
10,806
10,753
11,005
11,259
11,383
11,900
11,736
11,752
12,365
12,495
12,625
28.
Bali
40,965
41,124
42,801
43,646
44,799
45,604
45,807
46,295
46,898
47,413
48,101
49,577
50,264
51,492
52,988
53,883
54,555
29.
Nusa Tenggara Timur
11,537
11,522
11,827
11,974
12,438
12,755
12,977
12,916
13,430
13,814
13,893
14,296
14,477
14,457
14,752
14,698
14,834
30.
Maluku
6,131
6,126
6,409
6,477
6,735
6,989
7,216
7,229
7,199
7,383
7,455
7,684
7,630
7,752
7,894
8,022
8,233
31.
Papua
21,391
20,564
23,996
23,945
23,857
23,946
23,970
24,159
24,332
25,529
25,798
26,298
25,771
27,739
27,982
27,506
27,054
32.
Maluku Utara
3,258
3,194
3,431
3,552
3,714
3,769
3,892
4,031
4,313
4,238
4,170
4,268
4,273
4,220
4,462
4,466
4,493
33.
Papua Barat
6,249
6,910
7,123
6,838
7,305
7,097
7,047
7,207
7,224
7,296
7,762
7,956
7,745
8,456
8,377
8,294
7,977
34.
Lainnya
3,331
3,201
3,198
3,494
3,443
3,835
3,703
3,909
3,974
4,037
4,020
4,537
4,501
4,518
5,080
5,213
5,117
2,464,083
2,459,898
2,544,862
2,587,282
2,644,742
2,784,912
2,770,570
2,763,943
2,825,975
2,841,361
2,908,957
2,955,833
2,961,417
2,984,050
3,049,956
3,070,604
3,130,518
Total
95
Umum Berdasarkan Lokasi Bank Penghimpun Dana

rcial Banks Based on Location of Deposits)
ar Rp (Billion Rp)
2012
Location
Des
262,433
1.
Jawa Barat
88,496
2.
Banten
1,629,585
3.
DKI Jakarta
32,501
4.
D.I Yogyakarta
145,257
5.
Jawa Tengah
292,224
6.
Jawa Timur
7,368
7.
Bengkulu
17,945
8.
Jambi
21,969
9.
Aceh
139,259 10.
Sumatera Utara
25,623 11.
Sumatera Barat
52,243 12.
Riau
54,244 13.
Sumatera Selatan
12,172 14.
Bangka Belitung
28,804 15.
Kepulauan Riau
22,612 16.
Lampung
34,118 17.
Kalimantan Selatan
32,000 18.
Kalimantan Barat
79,992 19.
Kalimantan Timur
14,285 20.
Kalimantan Tengah
10,022 21.
Sulawesi Tengah
54,453 22.
Sulawesi Selatan
16,407 23.
Sulawesi Utara
2,990
24.
Gorontalo
2,585
25.
Sulawesi Barat
9,870
26.
Sulawesi Tenggara
12,734 27.
Nusa Tenggara Barat
54,948 28.
Bali
14,884 29.
Nusa Tenggara Timur
8,340
30.
27,148 31.
Maluku
Papua
4,425
32.
Maluku Utara
8,284
33.
Papua Barat
4,976
34.
Others
3,225,198
Total
96
Tabel 1.74 DPK Bank Umum Berdasarkan Lokasi Penghimpunan

(Third Party Funds of Commercial Banks based on Location of Deposits)
Lokasi
2011
2012
2006
2007
2008
2009
2010
104,431
119,504
135,580
154,212
186,368
183,904
183,688
186,128
185,745
188,931
196,846
196,230
197,080
204,444
205,797
210,665
219,405
#REF!
27,317
28,310
33,011
39,103
56,531
55,391
56,882
59,183
58,921
60,305
62,217
63,126
63,586
65,972
65,734
66,953
70,218
#REF!
620,919
751,466
868,803
995,417
1,197,604
1,166,975
1,141,149
1,180,064
1,164,689
1,197,538
1,202,544
1,225,583
1,230,557
1,255,394
1,293,125
1,320,964
1,417,266
#REF!
D.I Yogyakarta
13,908
15,323
16,834
19,679
22,919
23,186
23,005
23,276
23,577
23,981
24,323
24,840
24,776
25,839
26,134
26,270
26,837
#REF!
Jawa Tengah
62,701
70,139
80,782
91,223
105,605
104,892
105,040
109,545
110,668
112,896
115,121
116,897
111,322
118,301
118,404
122,107
124,743
#REF!
127,851
143,778
171,426
193,720
214,993
213,054
213,282
216,775
217,690
221,755
226,753
228,094
225,597
234,007
235,536
241,240
250,524
#REF!
Bengkulu
2,760
3,482
4,143
3,967
4,691
4,944
5,035
5,188
5,316
5,482
5,686
5,752
5,640
5,986
6,024
6,232
6,190
#REF!
Jambi
7,535
9,321
10,069
10,843
13,254
13,606
14,338
14,478
14,699
14,897
15,437
15,440
15,335
16,079
15,973
16,149
16,415
#REF!
Aceh
21,956
18,341
20,464
19,215
18,851
18,030
18,106
17,922
17,887
19,276
19,295
18,554
17,958
20,063
19,438
19,251
20,333
#REF!
Sumatera Utara
60,126
71,021
83,941
94,458
108,612
109,493
110,086
112,139
112,630
114,365
115,920
117,380
115,577
120,200
120,910
124,317
127,076
#REF!
Sumatera Barat
11,490
13,974
15,349
17,728
20,829
20,503
20,204
20,206
20,461
20,836
20,960
21,164
20,704
22,554
22,319
23,076
23,126
#REF!
Riau
40,074
30,155
31,760
30,892
37,142
36,322
39,149
40,188
39,073
40,114
42,534
41,856
41,415
44,115
43,074
43,189
45,067
#REF!
Kepulauan Riau
21,068
24,867
30,058
34,119
40,559
40,373
41,651
42,744
43,609
44,695
46,538
45,517
46,887
48,668
49,377
50,378
51,235
#REF!
13,587
16,341
17,088
20,228
19,801
20,518
20,659
21,172
21,380
22,303
22,143
22,173
22,547
22,500
22,950
24,114
#REF!
Bangka Belitung
4,728
6,384
6,828
7,469
8,645
8,759
9,004
9,523
9,448
9,727
10,277
10,458
10,235
10,616
10,230
10,129
10,243
#REF!
Lampung
9,496
14,789
21,559
14,836
16,748
16,706
16,801
17,454
17,563
17,988
18,599
18,568
18,354
19,222
19,150
19,591
19,745
#REF!
Kalimantan Selatan
10,813
12,798
16,026
18,164
21,572
21,550
21,579
22,383
22,447
23,158
24,285
24,442
24,374
26,282
26,262
27,006
28,305
#REF!
Kalimantan Barat
12,793
14,965
17,570
18,995
23,071
23,435
23,720
24,264
24,641
25,089
25,524
25,538
25,481
26,213
26,327
27,597
27,857
#REF!
Kalimantan Timur
30,596
34,316
41,518
43,719
49,911
49,294
52,444
53,331
51,586
53,126
56,831
56,446
57,158
61,696
61,829
62,426
66,880
#REF!
Kalimantan Tengah
5,510
6,530
6,909
7,708
8,889
9,233
9,463
9,862
10,631
11,090
11,505
11,394
11,456
12,064
12,099
12,003
11,924
#REF!
Sulawesi Tengah
4,448
5,171
5,721
6,301
7,460
7,465
7,430
7,464
7,425
7,685
8,003
7,818
7,767
8,054
8,241
8,593
8,865
#REF!
Sulawesi Selatan
21,952
24,794
29,013
34,271
38,038
37,519
37,432
38,224
38,170
38,688
39,908
40,205
40,088
41,879
42,390
43,727
46,262
#REF!
6,057
7,133
8,941
10,082
11,554
11,702
11,659
11,929
12,059
12,341
12,738
12,805
12,802
13,447
13,563
13,908
14,340
#REF!
1,076
1,451
1,440
1,622
1,698
1,691
1,672
1,746
1,825
1,854
1,816
1,773
1,863
1,861
2,043
1,934
#REF!
Sulawesi Barat
1,392
1,641
1,833
1,909
2,191
2,278
2,305
2,343
2,353
2,416
2,426
2,411
2,389
2,590
2,659
2,738
2,712
#REF!
Gorontalo
3,218
3,977
4,563
5,207
5,972
6,369
6,407
6,583
6,787
7,006
7,165
7,170
7,479
7,962
8,155
8,256
8,428
#REF!
Nusa Tenggara Barat
4,441
5,402
6,363
7,101
8,473
8,584
8,445
8,664
8,872
9,176
9,379
9,574
9,298
10,018
10,246
10,694
10,872
#REF!
19,030
23,522
28,524
32,247
37,848
38,356
38,213
38,536
38,864
39,542
40,340
40,965
41,124
42,801
43,646
44,799
45,604
#REF!
Nusa Tenggara Timur
6,628
7,296
8,005
9,119
10,208
10,651
10,684
10,791
11,021
11,292
11,423
11,537
11,522
11,827
11,974
12,438
12,755
#REF!
Maluku
3,993
4,413
4,671
5,101
5,710
5,690
5,777
5,909
6,008
6,096
6,219
6,131
6,126
6,409
6,477
6,735
6,989
#REF!
15,096
13,276
14,227
16,344
19,534
19,902
20,004
21,515
21,584
21,174
21,704
21,391
20,564
23,996
23,945
23,857
23,946
#REF!
2,184
2,576
2,800
2,673
2,750
2,978
3,002
3,123
3,187
3,184
3,274
3,258
3,194
3,431
3,552
3,714
3,769
#REF!
4,506
5,084
5,334
5,747
5,741
5,908
5,912
6,366
6,449
6,523
6,249
6,910
7,123
6,838
7,305
7,097
#REF!
2,596
3,000
3,126
3,358
4,694
3,673
3,741
3,382
3,316
3,674
3,559
3,331
3,201
3,198
3,494
3,443
3,835
Jawa Barat
Banten
DKI Jakarta
Jawa Timur
Sumatera Selatan
Sulawesi Utara
Sulawesi Tenggara
Bali
Papua
Maluku Utara
Papua Barat
Lainnya
Total
###
###
###
###
###
Jan
###
Feb
###
Mar
###
Apr
###
Mei
###
Jun
###
Jul
###
Ags
###
Sep
###
Okt
###
Nov
###
Des
###
Jan
#REF!
#REF!
77
mum Berdasarkan Lokasi Penghimpunan

mercial Banks based on Location of Deposits)
Location
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Others
Total
78
Tabel 1.75 Suku Bunga Rata-rata DPK Bank Umum

(Average of Interest Rate of Third Party Funds of Commercial Banks)
Persen (Percent)
2011
Indikator
2006
2007
2008
2009
2012
2010
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Giro
Rupiah
2.90
2.39
2.23
2.24
2.19
2.24
2.28
2.21
2.16
2.22
2.23
2.11
2.26
2.04
2.24
2.08
Valas
1.05
0.41
0.23
0.23
0.21
0.21
0.21
0.21
0.21
0.21
0.22
0.20
0.23
0.25
0.31
0.24
Rupiah
10.71
6.77
6.64
6.65
6.77
6.77
6.78
6.77
6.77
6.75
6.84
6.78
6.57
6.40
6.31
6.05
Valas
3.40
1.74
1.22
1.14
1.19
1.16
1.21
1.24
1.29
1.32
1.35
1.42
1.43
1.56
1.56
1.62
Rupiah
11.17
7.45
6.94
6.97
7.05
7.07
7.09
7.06
7.05
7.06
7.19
7.21
7.14
6.90
6.75
6.56
Valas
4.18
2.14
1.29
1.27
1.32
1.35
1.41
1.40
1.45
1.52
1.56
1.79
1.87
1.93
1.82
1.95
Rupiah
10.32
7.89
7.07
7.07
7.14
7.15
7.16
7.18
7.07
7.04
7.19
7.18
7.18
7.27
7.23
6.94
Valas
3.94
2.32
1.47
1.48
1.55
1.55
1.54
1.57
1.62
1.61
1.77
1.86
1.99
2.12
2.15
2.20
Rupiah
10.34
9.54
7.65
7.13
7.08
7.04
7.01
7.00
6.96
6.94
6.97
6.97
6.94
6.84
6.72
6.82
Valas
3.08
2.72
1.86
1.88
1.80
1.77
1.34
1.47
1.53
1.47
1.48
1.54
1.51
1.58
1.81
1.73
Rupiah
3.11
2.79
2.92
2.60
2.51
2.46
2.46
2.56
2.47
2.46
2.42
2.34
2.32
2.27
2.25
2.10
Valas
1.21
0.50
0.34
0.27
0.19
0.18
0.19
0.37
0.25
0.28
0.29
0.26
0.29
0.27
0.33
Deposito
Deposito 1 bln
Deposito 3 bln
Deposito 6 bln
Deposito 12 bln
Tabungan
Ket: Data tersedia mulai Januari 2008
0.25
Note: Data available
96
Tabel 1.47 Suku Bunga Rata-rata DPK Bank Umum

(Average of Interest Rate of Third Party Funds of Commercial Banks)
Persen (Percent)
2011
Indicator
Jul
Demand Deposits
2012
Keterangan
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Giro
Rupiah
Rupiah
2.51
2.52
2.56
2.48
2.60
2.41
2.46
2.37
2.36
2.32
2.26
2.27
2.23
2.20
2.20
Foreign Exchange
Valas
0.31
0.31
0.32
0.30
0.35
0.37
0.36
0.37
0.35
0.33
0.35
0.37
0.37
0.37
0.36
Rupiah
2.68
2.67
2.62
2.53
2.51
2.44
2.39
2.26
2.13
2.10
2.07
2.02
1.94
1.91
1.90
Valas
0.30
0.34
0.35
0.32
0.35
0.35
0.33
0.32
0.34
0.35
0.36
0.44
0.37
0.32
0.32
Time Deposits
1 month deposit
Rupiah
Foreign Exchange
3 month deposit
Tabungan
Simpanan Berjangka
- Simpanan Berjangka 1 bln
Rupiah
Rupiah
6.81
6.77
6.86
6.80
6.59
6.41
6.31
6.07
5.76
5.53
5.47
5.48
5.43
5.43
5.46
Foreign Exchange
Valas
1.31
1.34
1.39
1.45
1.47
1.59
1.57
1.65
1.57
1.64
1.56
1.55
1.53
1.58
1.62
Rupiah
7.05
7.06
7.20
7.22
7.15
6.91
6.76
6.56
6.33
6.07
5.87
5.75
5.71
5.72
5.72
Valas
1.46
1.53
1.57
1.79
1.91
2.00
1.85
1.98
2.00
2.00
1.87
1.90
1.89
1.81
1.88
Rupiah
7.11
7.07
7.22
7.22
7.21
7.29
7.21
6.96
6.74
6.48
6.28
6.15
6.01
5.90
5.97
Valas
1.62
1.63
1.82
1.89
1.99
2.10
2.12
2.21
2.34
2.35
2.39
2.40
2.35
2.39
2.39
6 month deposit
Rupiah
Foreign Exchange
12 month deposit
Rupiah
Foreign Exchange
Saving Deposits
- Simpanan Berjangka >= 12 bln
Rupiah
Rupiah
7.02
6.97
7.01
6.98
6.95
6.87
6.77
6.75
6.68
6.59
6.54
6.48
6.35
6.27
6.17
Foreign Exchange
Valas
1.70
1.59
1.58
1.66
1.70
1.71
1.86
1.87
1.92
1.97
1.98
2.03
1.95
1.94
1.96
Note: Data available since January 2008
97
47 Suku Bunga Rata-rata DPK Bank Umum

est Rate of Third Party Funds of Commercial Banks)
Persen (Percent)
2012
Items
Okt
Nov
Des
Demand Deposits
2.16
2.14
2.12
- Rupiah
0.35
0.35
0.37
- Foreign Exchange
1.89
1.90
1.91
0.31
0.30
0.34
Saving
- Rupiah
- Foreign Exchange
Time Deposits
- 1 Month Time Deposits
5.50
5.50
5.59
Rupiah
1.60
1.57
1.57
Foreign Exchange
5.76
5.82
5.90
1.88
1.91
1.91

Rupiah
Foreign Exchange
5.96
6.01
6.04
2.39
2.36
2.33
Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
6.12
6.10
6.05
Rupiah
1.99
1.98
1.97
Foreign Exchange
98
Tabel 1.76 Suku Bunga Rata-rata DPK Bank Persero

(Average of Interest Rate of Third Party Funds of State Owned Banks)
Persen (Percent)
2011
Indikator
2006
2007
2008
2009
2012
2010
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Giro
Rupiah
3.23
2.52
2.22
2.22
2.17
2.12
2.10
2.01
1.97
2.09
2.00
1.81
1.95
1.77
2.07
2.01
Valas
1.24
0.42
0.11
0.15
0.11
0.11
0.09
0.11
0.11
0.11
0.11
0.11
0.14
0.12
0.14
0.12
Rupiah
10.07
6.49
6.43
6.47
6.55
6.54
6.54
6.51
6.48
6.53
6.58
6.43
6.24
6.04
5.90
5.72
Valas
3.99
2.44
1.36
1.22
1.26
1.17
1.25
1.29
1.33
1.30
1.30
1.34
1.30
1.33
0.89
1.24
Rupiah
10.44
7.34
6.74
6.77
6.84
6.82
6.90
6.90
6.87
6.89
6.89
6.88
6.84
6.65
6.36
6.25
Valas
5.28
3.20
1.66
1.64
1.68
1.63
1.65
1.65
1.62
1.61
1.55
1.89
2.16
2.10
1.57
1.79
Rupiah
10.59
7.70
6.55
6.55
6.56
6.57
6.58
6.59
6.60
6.62
6.64
6.63
6.60
6.54
6.44
6.34
Valas
3.99
2.95
1.64
1.73
1.74
1.69
1.68
1.66
1.67
1.60
1.71
1.82
1.94
2.05
1.77
2.15
Rupiah
11.32
9.35
6.93
6.98
7.01
6.98
6.97
6.97
6.98
6.96
6.99
7.00
6.97
6.92
6.59
6.64
Valas
3.59
2.74
2.16
2.07
1.82
1.76
1.11
1.31
1.41
1.38
1.37
1.37
1.43
1.46
1.08
1.50
Rupiah
2.79
2.62
2.37
2.42
2.25
2.23
2.23
2.48
2.28
2.27
2.22
2.08
2.08
1.98
1.91
1.78
Valas
2.80
0.53
0.23
0.36
0.02
0.00
0.00
0.76
0.23
0.23
0.23
0.23
0.23
0.23
0.23
Deposito
Deposito 1 bln
Deposito 3 bln
Deposito 6 bln
Deposito 12 bln
Tabungan
0.23
99
Tabel 1.48 Suku Bunga Rata-rata DPK Bank Persero

(Average of Interest Rate of Third Party Funds of State Owned Banks)
Persen (Percent)
2011
Indicator
Jul
Demand Deposits
2012
Keterangan
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Giro
Rupiah
Rupiah
2.53
2.51
2.51
2.50
2.44
2.37
2.35
2.35
2.28
2.30
2.12
2.13
2.13
2.07
1.93
Foreign Exchange
Valas
0.13
0.13
0.14
0.13
0.17
0.16
0.15
0.15
0.14
0.14
0.14
0.15
0.14
0.14
0.14
Rupiah
2.51
2.49
2.42
2.27
2.27
2.15
2.06
1.93
1.74
1.74
1.73
1.69
1.60
1.56
1.55
Valas
0.23
0.23
0.23
0.23
0.23
0.23
0.23
0.23
0.23
0.23
0.23
0.23
0.23
0.22
0.22
Time Deposits
1 month deposit
Rupiah
Foreign Exchange
3 month deposit
Tabungan
Simpanan Berjangka
Rupiah
Rupiah
6.56
6.54
6.58
6.46
6.30
6.04
5.90
5.72
5.38
5.18
5.08
5.05
5.10
5.09
5.10
Foreign Exchange
Valas
1.36
1.30
1.31
1.35
1.33
1.35
0.89
1.25
1.00
1.06
0.99
0.93
0.85
0.97
0.91
Rupiah
6.88
6.89
6.89
6.88
6.83
6.65
6.37
6.25
5.99
5.71
5.53
5.43
5.41
5.41
5.43
Valas
1.64
1.64
1.56
1.93
2.26
2.21
1.63
1.87
1.78
1.63
1.45
1.33
1.31
1.30
1.29
6 month deposit
Rupiah
Foreign Exchange
12 month deposit
Rupiah
Rupiah
6.60
6.62
6.64
6.63
6.60
6.54
6.43
6.34
6.10
5.91
5.76
5.64
5.52
5.42
5.40
Foreign Exchange
Valas
1.65
1.59
1.70
1.82
1.90
2.02
1.65
2.14
2.28
2.32
1.45
2.20
2.15
2.20
2.16
Saving Deposits
Rupiah
Rupiah
7.00
6.99
7.01
7.01
6.98
6.94
6.60
6.66
6.58
6.52
6.43
6.32
6.22
6.12
5.98
Foreign Exchange
Valas
1.45
1.40
1.39
1.39
1.45
1.47
1.09
1.52
1.56
1.57
1.61
1.68
1.66
1.67
1.73
100
48 Suku Bunga Rata-rata DPK Bank Persero

est Rate of Third Party Funds of State Owned Banks)
Persen (Percent)
2012
Items
Okt
Nov
Des
Demand Deposits
1.92
1.89
2.08
- Rupiah
0.16
0.15
0.15
- Foreign Exchange
1.55
1.55
1.59
0.22
0.22
0.22
Saving
- Rupiah
- Foreign Exchange
Time Deposits
5.15
5.15
5.23
Rupiah
0.89
0.96
0.97
Foreign Exchange
5.48
5.47
5.54
1.27
1.14
1.11

Rupiah
Foreign Exchange
5.40
5.51
5.53
Rupiah
2.04
1.99
1.99
Foreign Exchange
5.98
5.93
5.91
Rupiah
1.73
1.65
1.65
Foreign Exchange
101
Tabel 1.77 Suku Bunga Rata-rata DPK BUSN Devisa

(Average of Interest Rate of Third Party Funds of Foreign Exchange Commercial Banks)
Persen (Percent)
2011
Indikator
2006
2007
2008
2009
2012
2010
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Giro
Rupiah
2.61
2.09
2.11
2.06
2.00
2.11
2.26
2.07
2.16
2.11
2.15
2.08
2.11
2.16
2.18
1.99
Valas
1.80
0.68
0.44
0.44
0.40
0.40
0.40
0.41
0.40
0.39
0.42
0.38
0.40
0.45
0.49
0.46
Rupiah
11.20
6.85
6.75
6.69
6.78
6.76
6.78
6.78
6.79
6.76
6.92
6.93
6.68
6.53
6.48
6.25
Valas
4.18
1.71
1.32
1.25
1.28
1.22
1.27
1.27
1.38
1.39
1.46
1.57
1.63
1.80
1.94
1.95
Rupiah
11.55
7.31
6.78
6.82
6.89
6.92
6.91
6.85
6.79
6.79
7.11
7.22
7.16
6.87
6.72
6.55
Valas
4.82
1.85
1.53
1.40
1.43
1.41
1.50
1.51
1.62
1.71
1.81
2.03
2.00
2.16
2.14
2.30
Rupiah
9.86
7.68
6.72
6.77
6.79
6.85
6.86
6.91
6.73
6.68
6.95
6.93
6.92
7.06
6.98
6.66
Valas
4.26
2.06
1.53
1.40
1.42
1.39
1.36
1.53
1.66
1.79
2.06
2.16
2.35
2.47
2.54
2.58
Rupiah
9.56
9.09
6.39
6.47
6.55
6.55
6.55
6.54
6.55
6.63
6.73
6.69
6.68
6.53
6.51
6.65
Valas
3.10
3.04
1.71
1.62
1.62
1.63
1.61
1.67
1.62
1.66
1.67
1.68
1.68
1.68
2.08
1.85
Rupiah
3.32
2.88
2.70
2.70
2.69
2.59
2.59
2.55
2.53
2.50
2.48
2.44
2.41
2.40
2.43
2.30
Valas
0.82
0.79
0.37
0.37
0.37
0.36
0.37
0.38
0.39
0.42
0.40
0.39
0.41
0.41
0.42
Deposito
Deposito 1 bln
Deposito 3 bln
Deposito 6 bln
Deposito 12 bln
Tabungan
0.40
102
Tabel 1.49 Suku Bunga Rata-rata DPK BUSN Devisa

(Average of Interest Rate of Third Party Funds of Foreign Exchange Commercial Banks)
Persen (Percent)
2011
Indicator
Jul
Demand Deposits
2012
Keterangan
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Giro
Rupiah
Rupiah
2.27
2.23
2.26
2.19
2.21
2.28
2.28
2.11
2.02
2.01
1.98
2.02
1.89
1.96
1.89
Foreign Exchange
Valas
0.47
0.46
0.49
0.47
0.48
0.53
0.52
0.54
0.52
0.47
0.47
0.48
0.50
0.51
0.48
Rupiah
2.68
2.67
2.64
2.60
2.56
2.55
2.52
2.43
2.36
2.29
2.23
2.21
2.12
2.12
2.11
Valas
0.40
0.42
0.41
0.40
0.42
0.42
0.42
0.41
0.40
0.42
0.42
0.60
0.50
0.41
0.42
Time Deposits
1 month deposit
Rupiah
Foreign Exchange
3 month deposit
Tabungan
Simpanan Berjangka
Rupiah
Rupiah
6.80
6.78
6.94
6.94
6.69
6.54
6.49
6.27
5.94
5.68
5.67
5.68
5.51
5.48
5.52
Foreign Exchange
Valas
1.38
1.39
1.47
1.58
1.64
1.81
1.94
1.95
1.88
1.89
1.88
1.94
1.95
1.91
2.01
Rupiah
6.78
6.78
7.10
7.21
7.16
6.87
6.72
6.54
6.32
6.08
5.89
5.78
5.70
5.69
5.65
Valas
1.62
1.70
1.80
2.02
2.01
2.17
2.16
2.30
2.36
2.41
2.34
2.36
2.32
2.26
2.33
6 month deposit
Rupiah
Foreign Exchange
12 month deposit
Rupiah
Rupiah
6.72
6.67
6.96
6.94
6.92
7.08
7.00
6.67
6.48
6.21
6.04
5.92
5.75
5.68
5.70
Foreign Exchange
Valas
1.67
1.78
2.06
2.16
2.34
2.44
2.52
2.57
2.63
2.61
2.34
2.61
2.59
2.61
2.63
Saving Deposits
Rupiah
Rupiah
6.70
6.68
6.77
6.70
6.70
6.54
6.52
6.43
6.33
6.26
6.19
6.13
5.95
5.86
5.77
Foreign Exchange
Valas
1.80
1.83
1.85
1.88
1.90
1.92
2.09
2.12
2.16
2.23
2.26
2.26
2.19
2.09
2.13
103
49 Suku Bunga Rata-rata DPK BUSN Devisa

of Third Party Funds of Foreign Exchange Commercial Banks)
Persen (Percent)
2012
Items
Okt
Nov
Des
Demand Deposits
1.91
1.93
1.91
- Rupiah
0.47
0.48
0.50
- Foreign Exchange
2.11
2.12
2.11
0.41
0.38
0.46
Saving
- Rupiah
- Foreign Exchange
Time Deposits
5.56
5.54
5.69
Rupiah
2.00
1.99
1.94
Foreign Exchange
5.68
5.76
5.86
2.30
2.30
2.32

Rupiah
Foreign Exchange
5.67
5.70
5.75
Rupiah
2.68
2.69
2.63
Foreign Exchange
5.65
5.57
5.48
Rupiah
2.19
2.23
2.22
Foreign Exchange
104
Tabel 1.78 Suku Bunga Rata-rata DPK BUSN Non Devisa

(Average of Interest Rate of Third Party Funds of Non-Foreign Exchange Commercial Banks)
Persen (Percent)
2011
Indikator
2006
2007
2008
2009
2012
2010
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Giro
Rupiah
Valas
Rupiah
Valas
Rupiah
Valas
Rupiah
Valas
Rupiah
Valas
Rupiah
Valas
4.68
-
3.59
3.60
3.70
4.02
0.94
3.64
3.91
4.09
3.93
3.61
3.51
3.54
3.54
8.65
8.17
6.92
8.15
8.19
8.13
8.09
8.11
8.05
7.99
7.99
7.86
7.78
8.36
8.62
8.59
8.52
8.46
8.49
8.48
8.40
8.34
8.21
8.04
3.73
-
3.73
3.28
-
Deposito
Deposito 1 bln
11.64
-
###
7.47
7.19
-
Deposito 3 bln
11.77
-
9.00
-
8.90
###
7.88
7.67
-
Deposito 6 bln
11.35
-
9.44
9.11
8.89
9.00
8.94
8.89
8.82
8.78
8.73
8.70
8.65
8.60
8.57
2.00
10.49
9.22
8.95
9.16
9.18
9.13
8.98
8.89
8.79
8.69
8.69
8.62
8.49
3.69
3.73
3.63
3.66
3.78
3.72
3.86
3.95
4.04
3.92
3.69
8.43
8.31
-
Deposito 12 bln
11.52
-
###
8.47
8.40
-
Tabungan
4.28
-
3.33
-
3.56
###
3.98
3.46
105
Tabel 1.50 Suku Bunga Rata-rata DPK BUSN Non Devisa

(Average of Interest Rate of Third Party Funds of Non-Foreign Exchange Commercial Banks)
Persen (Percent)
2011
Indicator
Jul
Demand Deposits
Rupiah
Foreign Exchange
Valas
1 month deposit
Rupiah
Foreign Exchange
3 month deposit
Rupiah
Valas
Valas
Foreign Exchange
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
4.16
4.08
4.20
4.14
4.22
4.11
3.81
3.84
3.96
3.96
3.80
3.49
3.48
3.45
3.43
4.58
4.65
4.78
4.86
4.70
4.41
4.50
4.16
3.99
3.94
3.80
3.72
3.83
3.86
3.79
6.66
6.51
6.54
6.56
6.58
6.66
8.12
8.06
8.00
8.00
7.87
7.79
7.47
7.20
6.93
8.49
8.49
8.41
8.34
8.21
8.04
7.88
7.67
7.28
7.08
6.87
6.75
6.72
6.78
6.89
8.80
8.74
8.71
8.67
8.60
8.57
8.43
8.31
8.13
7.88
7.65
7.39
7.18
7.07
7.11
8.88
8.76
8.65
8.64
8.62
8.51
8.47
8.41
8.28
8.26
8.13
7.97
7.91
7.81
7.72

Rupiah
Valas
Rupiah
Rupiah
Foreign Exchange
Valas
Saving Deposits
Nov
Foreign Exchange
12 month deposit
Okt
Simpanan Berjangka
Rupiah
Rupiah
Sep
Tabungan
Rupiah
6 month deposit
Ags
Giro
Rupiah
Time Deposits
2012
Keterangan
Rupiah
Rupiah
Foreign Exchange
Valas
106
Suku Bunga Rata-rata DPK BUSN Non Devisa

Third Party Funds of Non-Foreign Exchange Commercial Banks)
Persen (Percent)
2012
Items
Okt
Nov
Des
Demand Deposits
3.05
3.10
3.25
3.76
3.75
3.70
- Rupiah
- Foreign Exchange
Saving
- Rupiah
- Foreign Exchange
Time Deposits
6.71
6.77
6.90
6.99
7.09
7.22
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
7.19
7.32
7.45
7.69
7.67
7.67
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
107
Tabel 1.79 Suku Bunga Rata-rata DPK Bank Pembangunan Daerah

(Average of Interest Rate of Third Party Funds of Regional Development Banks)
Persen (Percent)
2011
Indikator
2006
2007
2008
2009
2012
2010
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Giro
Rupiah
3.16
3.02
3.01
2.85
2.73
2.81
2.81
2.91
2.80
2.94
2.88
2.86
2.88
2.67
2.94
2.71
Valas
1.33
0.79
0.65
0.62
0.63
0.63
0.61
0.54
0.65
0.62
0.64
0.69
0.65
0.71
0.65
0.54
Rupiah
10.07
7.69
7.93
7.73
7.54
7.56
7.58
7.54
7.52
7.45
7.49
7.53
7.40
7.43
6.99
6.66
Valas
4.03
3.22
1.79
2.84
1.83
1.39
3.42
4.02
2.68
2.41
2.59
3.08
3.43
3.08
3.33
3.70
Rupiah
9.41
8.28
8.57
8.25
8.19
8.03
8.13
8.11
8.07
8.02
8.06
8.12
8.13
7.96
7.69
7.40
Valas
3.27
3.96
1.88
1.77
1.49
1.92
1.04
1.08
1.87
1.87
1.01
2.10
2.12
1.90
2.07
1.93
Rupiah
10.18
9.16
9.69
8.68
8.74
8.71
8.59
8.54
8.42
8.31
8.10
8.09
8.09
8.28
8.14
7.74
Valas
4.47
4.18
1.41
1.26
1.25
1.15
1.15
1.09
1.01
1.10
0.99
1.01
0.99
0.98
1.01
1.41
Rupiah
8.74
11.33
11.89
8.86
8.47
8.36
8.27
8.29
8.00
7.75
7.64
8.03
7.90
7.76
8.06
7.47
Valas
3.25
4.48
1.30
1.31
1.30
1.32
1.32
1.31
1.30
1.30
1.45
1.50
1.49
1.49
1.46
1.52
Rupiah
3.62
3.37
3.08
2.99
2.86
2.92
2.87
3.02
3.02
3.06
3.05
3.01
2.99
2.92
2.93
2.64
Valas
1.88
2.11
0.98
0.91
0.91
0.92
0.90
0.77
0.76
0.80
0.92
0.76
0.89
0.76
0.74
Deposito
Deposito 1 bln
Deposito 3 bln
Deposito 6 bln
Deposito 12 bln
Tabungan
0.66
108
Tabel 1.51 Suku Bunga Rata-rata DPK Bank Pembangunan Daerah

(Average of Interest Rate of Third Party Funds of Regional Development Banks)
Persen (Percent)
2011
Indicator
Jul
Demand Deposits
2012
Keterangan
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Giro
Rupiah
Rupiah
3.03
3.13
3.06
2.99
3.01
2.78
3.03
2.94
3.01
2.94
2.93
2.90
2.89
2.82
2.93
Foreign Exchange
Valas
0.66
0.65
0.64
0.70
0.65
0.71
0.65
0.56
0.77
0.80
1.01
0.87
0.73
0.53
0.45
Rupiah
3.48
3.53
3.47
3.44
3.41
3.31
3.27
3.04
2.90
2.81
2.83
2.63
2.55
2.52
2.53
Valas
0.95
0.98
1.13
0.93
1.06
0.93
0.90
0.68
0.72
0.67
0.50
0.51
0.52
0.57
0.60
Time Deposits
1 month deposit
Rupiah
Foreign Exchange
3 month deposit
Tabungan
Simpanan Berjangka
Rupiah
Rupiah
7.57
7.51
7.52
7.56
7.44
7.46
7.01
6.81
6.48
6.09
5.99
5.87
5.86
5.87
5.78
Foreign Exchange
Valas
2.65
2.40
2.58
3.09
3.43
3.23
3.33
3.60
4.01
3.73
3.35
3.79
2.12
2.15
2.00
Rupiah
8.08
8.07
8.06
8.16
8.15
7.98
7.70
7.54
7.15
6.78
6.43
6.34
6.25
6.28
6.31
Valas
1.06
1.04
1.01
2.10
2.12
1.90
2.10
2.02
2.01
2.18
2.09
2.15
1.92
1.97
1.87
6 month deposit
Rupiah
Foreign Exchange
12 month deposit
Rupiah
Rupiah
8.61
8.50
8.24
8.30
8.29
8.38
8.14
7.78
7.57
7.24
6.91
6.70
6.60
6.28
6.45
Foreign Exchange
Valas
1.01
1.11
0.99
1.01
0.99
0.98
1.01
1.50
1.46
1.41
2.09
1.54
1.31
1.28
1.51
Saving Deposits
Rupiah
Rupiah
8.11
7.92
7.95
8.16
8.05
8.06
8.02
7.64
7.46
7.34
7.30
7.25
7.13
7.09
7.01
Foreign Exchange
Valas
1.30
1.30
1.50
1.51
1.49
1.49
1.49
1.52
1.53
1.33
1.22
1.12
1.10
1.13
1.07
109
u Bunga Rata-rata DPK Bank Pembangunan Daerah

ate of Third Party Funds of Regional Development Banks)
Persen (Percent)
2012
Items
Okt
Nov
Des
Demand Deposits
2.88
2.85
2.67
- Rupiah
0.55
0.57
0.47
- Foreign Exchange
2.46
2.50
2.54
0.58
0.58
0.58
Saving
- Rupiah
- Foreign Exchange
Time Deposits
5.86
5.90
6.08
Rupiah
2.21
2.16
2.11
Foreign Exchange
6.42
6.51
6.57
1.80
1.20
1.40

Rupiah
Foreign Exchange
6.46
6.54
6.76
Rupiah
1.56
1.59
1.69
Foreign Exchange
6.95
6.97
6.96
Rupiah
1.07
1.20
0.96
Foreign Exchange
110
Tabel 1.80 Suku Bunga Rata-rata DPK Bank Campuran

(Average of Interest Rate of Third Party Funds of Joint Venture Banks)
Persen (Percent)
2011
Indikator
2006
2007
2008
2009
2012
2010
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Giro
Rupiah
1.46
2.62
1.37
1.66
1.85
1.80
1.65
1.60
1.59
1.59
1.67
1.67
1.70
1.82
1.76
1.69
Valas
0.33
0.20
0.13
0.14
0.14
0.15
0.11
0.14
0.16
0.21
0.17
0.15
0.26
0.27
0.37
0.23
Rupiah
11.06
6.44
6.30
6.44
6.46
6.40
6.41
6.56
6.57
6.47
6.46
6.41
6.19
6.07
5.86
5.68
Valas
2.91
1.01
1.13
1.11
1.26
1.43
1.45
1.39
1.38
1.55
1.56
1.58
1.59
1.80
1.71
1.82
Rupiah
12.63
7.06
6.95
6.96
7.03
7.02
6.98
7.03
7.10
6.96
7.02
7.00
6.88
6.65
6.52
6.28
Valas
3.93
1.55
1.05
1.08
1.10
1.27
1.31
1.29
1.30
1.52
1.54
1.68
1.75
1.84
1.78
1.89
Rupiah
11.14
7.78
7.12
7.12
7.09
7.05
6.93
7.01
6.99
6.89
6.91
6.94
6.98
6.87
6.83
6.67
Valas
4.07
1.40
1.51
1.27
1.78
1.92
1.93
2.00
2.03
1.77
1.75
1.82
1.85
2.07
2.08
2.07
Rupiah
10.76
8.97
7.01
7.00
6.92
7.01
7.04
7.07
7.12
6.88
6.81
6.69
6.66
6.56
6.38
6.32
Valas
2.49
1.83
1.64
1.74
0.97
1.00
0.98
1.56
1.26
1.19
1.19
1.35
1.38
1.41
1.47
1.76
Rupiah
5.04
2.83
2.87
2.78
2.38
2.55
2.63
3.09
3.16
3.15
3.17
2.87
2.93
2.77
2.86
2.61
Valas
0.75
0.41
0.15
0.19
0.14
0.14
0.16
0.19
0.14
0.28
0.35
0.22
0.33
0.25
0.23
Deposito
Deposito 1 bln
Deposito 3 bln
Deposito 6 bln
Deposito 12 bln
Tabungan
0.17
111
Tabel 1.52 Suku Bunga Rata-rata DPK Bank Campuran

(Average of Interest Rate of Third Party Funds of Joint Venture Banks)
Persen (Percent)
2011
Indicator
Jul
Demand Deposits
2012
Keterangan
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Giro
Rupiah
Rupiah
1.95
1.87
2.00
1.95
1.98
2.13
1.98
1.98
1.75
1.83
1.96
1.83
1.85
1.81
1.92
Foreign Exchange
Valas
0.30
0.37
0.32
0.29
0.47
0.48
0.47
0.40
0.38
0.34
0.54
0.54
0.48
0.59
0.58
Rupiah
3.29
3.23
3.24
3.09
3.00
2.83
2.91
2.67
2.66
2.59
2.54
2.50
2.48
2.47
2.47
Valas
0.18
0.34
0.42
0.27
0.40
0.31
0.25
0.22
0.35
0.34
0.37
0.31
0.23
0.25
0.25
Time Deposits
1 month deposit
Rupiah
Foreign Exchange
3 month deposit
Tabungan
Simpanan Berjangka
Rupiah
Rupiah
6.57
6.45
6.46
6.42
6.19
6.07
5.86
5.67
5.59
5.47
5.32
5.32
5.38
5.53
5.59
Foreign Exchange
Valas
1.39
1.57
1.59
1.61
1.63
1.83
1.73
1.86
1.87
2.04
2.02
1.99
1.98
2.07
2.17
Rupiah
7.12
7.04
7.10
7.04
6.98
6.72
6.60
6.36
6.24
5.92
5.84
5.80
5.86
5.91
6.02
Valas
1.29
1.49
1.49
1.66
1.75
1.88
1.72
1.80
1.80
1.87
1.80
1.91
1.92
1.80
1.88
6 month deposit
Rupiah
Foreign Exchange
12 month deposit
Rupiah
Rupiah
6.96
6.93
6.89
6.90
6.91
6.83
6.77
6.64
6.10
5.95
5.80
5.83
5.92
5.98
6.46
Foreign Exchange
Valas
1.85
1.75
1.86
1.86
1.85
2.00
2.05
2.12
2.33
2.29
1.80
2.55
2.50
2.58
2.72
Saving Deposits
Rupiah
Rupiah
7.17
6.88
6.84
6.75
6.72
6.65
6.45
6.40
6.78
6.15
6.17
6.62
6.60
6.57
6.56
Foreign Exchange
Valas
1.68
1.17
1.14
1.43
1.47
1.47
1.50
1.86
2.35
1.99
2.07
2.38
1.86
2.22
2.21
112
2 Suku Bunga Rata-rata DPK Bank Campuran

est Rate of Third Party Funds of Joint Venture Banks)
Persen (Percent)
2012
Items
Okt
Nov
Des
Demand Deposits
1.73
1.50
1.70
- Rupiah
0.43
0.53
0.55
- Foreign Exchange
2.37
2.25
2.14
0.21
0.18
0.19
Saving
- Rupiah
- Foreign Exchange
Time Deposits
5.57
5.56
5.66
Rupiah
2.15
1.97
2.05
Foreign Exchange
6.08
6.08
6.17
1.76
1.81
1.71

Rupiah
Foreign Exchange
6.56
6.63
6.64
Rupiah
2.69
2.65
2.65
Foreign Exchange
6.64
6.78
6.76
Rupiah
2.21
2.23
2.24
Foreign Exchange
113
Tabel 1.81 Suku Bunga Rata-rata DPK Bank Asing

(Average of Interest Rate of Third Party Funds of Foreign Owned Banks)
Persen (Percent)
2011
Indikator
2006
2007
2008
2009
2012
2010
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Giro
Rupiah
1.16
0.86
1.17
1.14
1.29
1.41
1.54
1.47
0.81
1.30
1.33
1.11
2.50
1.04
2.24
0.88
Valas
0.10
0.09
0.04
0.03
0.04
0.04
0.06
0.03
0.03
0.03
0.03
0.04
0.09
0.09
0.31
0.07
Rupiah
10.03
5.85
3.76
5.41
5.65
5.63
5.70
5.56
5.61
5.42
5.18
4.84
4.64
4.51
6.31
3.85
Valas
1.23
0.28
0.19
0.29
0.35
0.35
0.37
0.44
0.45
0.71
0.77
0.71
0.70
0.82
1.56
0.85
Rupiah
11.65
6.57
4.70
6.21
6.39
6.48
6.54
6.62
6.69
6.68
6.36
5.89
5.54
5.27
6.75
5.12
Valas
2.39
0.66
0.38
0.60
0.63
0.70
0.90
0.91
0.92
0.93
1.02
1.19
1.26
1.18
1.82
1.19
Rupiah
10.64
7.18
5.46
6.43
6.49
6.53
6.62
6.66
6.71
6.75
6.75
6.66
6.51
6.20
7.23
5.43
Valas
2.63
0.77
0.43
0.67
0.66
0.64
0.63
0.63
0.61
0.60
0.59
0.58
0.72
0.73
2.15
0.89
Rupiah
9.87
9.67
4.46
6.25
6.25
6.28
6.30
6.32
6.59
6.73
6.72
6.75
6.74
6.69
6.72
6.53
Valas
3.45
2.42
0.88
0.77
1.54
1.54
1.32
1.08
1.76
1.77
2.04
1.98
1.20
2.16
1.81
2.00
Rupiah
3.98
2.67
2.67
2.22
2.27
2.27
2.26
2.23
2.14
2.01
1.94
1.97
1.67
1.76
2.25
1.56
Valas
0.17
0.08
0.02
0.04
0.03
0.03
0.04
0.04
0.03
0.05
0.06
0.04
0.06
0.04
0.33
Deposito
Deposito 1 bln
Deposito 3 bln
Deposito 6 bln
Deposito 12 bln
Tabungan
0.03
114
Tabel 1.53 Suku Bunga Rata-rata DPK Bank Asing

(Average of Interest Rate of Third Party Funds of Foreign Owned Banks)
Persen (Percent)
2011
Indicator
Jul
Demand Deposits
2012
Keterangan
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Giro
Rupiah
Rupiah
1.49
2.24
2.48
1.99
5.14
1.94
1.93
1.67
1.65
1.39
1.48
1.45
1.51
1.62
1.55
Foreign Exchange
Valas
0.12
0.12
0.14
0.14
0.34
0.32
0.24
0.24
0.25
0.36
0.30
0.50
0.50
0.45
0.46
Rupiah
2.19
2.07
1.98
2.01
1.70
1.80
1.55
1.58
1.76
1.86
1.91
1.58
1.24
1.21
1.22
Valas
0.14
0.19
0.23
0.18
0.21
0.29
0.26
0.25
0.32
0.32
0.33
0.31
0.25
0.33
0.15
Time Deposits
1 month deposit
Rupiah
Foreign Exchange
3 month deposit
Tabungan
Simpanan Berjangka
Rupiah
Rupiah
5.62
5.43
5.20
4.85
4.65
4.52
4.07
3.89
3.85
3.74
3.76
3.91
4.11
4.40
4.55
Foreign Exchange
Valas
0.54
0.83
1.01
0.88
0.87
0.99
0.85
0.98
1.28
1.25
1.23
1.34
1.66
1.64
1.69
Rupiah
6.71
6.69
6.56
6.04
5.67
5.30
5.31
5.19
5.13
4.93
4.75
4.63
4.73
4.84
4.80
Valas
0.96
0.98
1.09
1.15
1.18
1.18
1.16
1.19
1.18
1.13
1.12
1.17
1.22
1.23
1.34
6 month deposit
Rupiah
Foreign Exchange
12 month deposit
Rupiah
Rupiah
6.71
6.74
6.74
6.67
6.51
6.20
5.50
5.43
5.28
5.17
5.04
4.98
4.91
4.98
5.06
Foreign Exchange
Valas
0.72
0.71
0.80
0.70
0.83
0.88
0.88
0.96
1.03
1.11
1.12
1.19
1.17
1.12
0.85
Saving Deposits
Rupiah
Rupiah
6.63
6.78
6.81
6.75
6.74
6.70
6.65
6.54
6.51
6.45
6.36
6.31
6.13
5.97
5.88
Foreign Exchange
Valas
2.13
2.13
2.36
2.16
2.19
2.33
2.37
2.38
1.91
2.61
1.68
2.05
2.17
2.18
2.18
115
.53 Suku Bunga Rata-rata DPK Bank Asing

st Rate of Third Party Funds of Foreign Owned Banks)
Persen (Percent)
2012
Items
Okt
Nov
Des
Demand Deposits
1.56
1.55
1.71
- Rupiah
0.56
0.43
0.52
- Foreign Exchange
1.13
1.14
1.17
0.15
0.24
0.24
Saving
- Rupiah
- Foreign Exchange
Time Deposits
4.76
4.62
4.52
Rupiah
1.72
1.47
1.57
Foreign Exchange
4.83
4.78
5.06
1.40
1.53
1.65

Rupiah
Foreign Exchange
5.06
5.00
4.90
Rupiah
0.91
0.88
0.90
Foreign Exchange
5.67
5.66
5.70
Rupiah
1.91
2.01
2.03
Foreign Exchange
116

Tabel 1.83 Suku Bunga Rata-rata Kredit Bank Umum Berdasarkan Sektor Ekonomi
(Average of Credit Interest Rates Commercial Bank Based on Economic Sector)
Persen (Percent)
Sektor Ekonomi
2006
2007
2008
2009
2010
2011
Feb
Mar
Apr
Mei
Jun
Jul
2012
Ags
Sep
Okt
Novr)
Des
Janr)
Feb
1. Pertanian, perburuan dan sarana pertanian

Rupiah
Valas
14.38
7.73
13.10
5.60
11.46
4.58
11.43
4.58
11.31
4.36
11.29
4.19
11.31
4.41
10.02
4.35
11.46
4.50
11.52
4.47
11.44
4.46
11.55
4.69
11.64
4.70
11.51
5.43
11.47
4.74
11.13
4.80
1.
2. Pertambangan
Rupiah
Valas
14.83
5.44
10.95
4.47
10.57
3.76
11.36
3.64
10.01
3.42
10.28
3.40
10.31
3.32
10.21
3.43
11.49
3.61
11.44
3.52
11.24
3.50
11.24
3.70
11.17
3.80
11.84
4.04
11.25
3.74
11.16
3.98
3. Perindustrian
Rupiah
Valas
13.92
6.62
11.81
5.43
10.75
4.34
10.70
4.29
10.42
4.07
10.43
4.07
10.38
4.03
10.30
3.96
10.64
4.05
10.52
4.08
10.44
4.15
10.37
4.17
10.35
4.20
10.50
4.45
10.17
4.27
10.07
4.28
4. Listrik, Gas dan Air

Rupiah
Valas
11.27
6.28
9.42
4.29
8.48
3.87
8.22
3.70
6.05
4.13
6.19
4.05
6.23
4.10
5.87
3.45
7.27
3.91
6.74
3.93
6.68
3.91
6.62
4.09
6.12
4.22
8.05
4.79
7.20
4.72
7.05
4.53
5. Konstruksi
Rupiah
Valas
14.18
6.89
13.30
6.07
12.19
5.43
12.07
5.63
11.65
5.49
11.62
5.21
11.63
5.25
11.52
5.21
11.93
6.02
11.92
5.92
11.90
5.86
11.89
5.93
11.83
5.89
11.78
6.02
11.73
5.88
11.54
6.04
6. Perdagangan, restoran dan hotel

Rupiah
Valas
15.69
7.58
14.67
6.20
13.63
4.86
13.64
4.75
12.42
4.52
12.49
4.59
12.49
4.55
11.50
4.67
13.55
4.77
13.54
4.66
13.42
4.78
13.44
4.91
13.41
4.89
13.26
5.04
13.26
4.95
13.20
5.03
12.72
6.49
10.45
5.76
10.29
5.92
10.41
5.47
10.02
5.34
10.07
5.41
10.10
5.34
9.88
5.15
10.45
5.31
10.38
5.05
10.38
5.19
10.32
5.16
10.21
5.16
10.03
5.25
9.81
5.12
9.74
5.27
14.22
6.52
13.01
4.94
12.07
3.44
11.96
3.26
11.95
3.26
11.90
3.38
11.96
3.26
11.97
3.23
12.02
3.18
11.92
3.10
11.79
3.24
11.75
3.32
11.69
3.39
11.64
3.46
11.53
3.55
11.42
3.53
Rupiah
14.67
14.59
14.50
14.28
14.21
13.98
13.87
13.28
13.67
13.61
13.56
13.50
13.40
13.29
13.23
13.07
Valas
5.02
5.49
4.46
5.23
4.19
4.15
3.98
4.44
4.47
4.45
4.51
4.52
4.54
4.71
4.76
4.77
10. Lain-lain
Rupiah
Valas
15.71
3.85
15.74
0.67
13.73
2.20
13.55
1.93
14.77
1.05
14.85
0.75
14.82
0.68
10.37
0.21
13.63
2.49
13.66
1.56
13.59
1.67
13.55
1.79
13.49
1.41
13.37
2.58
13.41
2.26
13.06
2.35
2.
3.
4.
5.
6.
7. Pengangkutan, pergudangan dan komunikasi

Rupiah
Valas
8. Jasa Dunia Usaha
Rupiah
Valas
7.
8.
9. Jasa Sosial/masyarakat
9.
10.
Ket: r) revisi
110
ata Kredit Bank Umum Berdasarkan Sektor Ekonomi

Rates Commercial Bank Based on Economic Sector)
Persen (Percent)
Economic Sector
Agriculture, hunting and agricultural facilities

Rupiah
Foreign Exchange
Mining
Rupiah
Foreign Exchange
Manufacturing
Rupiah
Foreign Exchange
Water, gas and electricity
Rupiah
Foreign Exchange
Construction
Rupiah
Foreign Exchange
Trade, restaurants and hotels
Rupiah
Foreign Exchange
Transportation, warehousing and communications
Rupiah
Foreign Exchange
Business Services
Rupiah
Foreign Exchange
Social Services
Rupiah
Foreign Exchange
Others
Rupiah
Foreign Exchange
Note: r) Revised
111
Tabel 1.54 Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Average of Credit Interest Rate of Commercial Banks to Parties Non Bank Based on Industrial Origin and Non Industrial Origin Credit Recipients)
Persen (Percent)
Keterangan
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Penerima Kredit Lapangan Usaha

1. Pertanian, perburuan dan Kehutanan
Rupiah
Valas
2. Perikanan
Rupiah
Valas
3. Pertambangan dan Penggalian
Rupiah
Valas
4. Industri Pengolahan
Rupiah
Valas
5. Listrik, gas dan air
Rupiah
Valas
6. Konstruksi
Rupiah
Valas
7. Perdagangan Besar dan Eceran
Rupiah
Valas
8. Penyediaan akomodasi dan penyediaan makan
minum
Rupiah
Valas
9. Transportasi, pergudangan dan komunikasi
Credit Recipients I
1.
11.42
4.38
11.46
4.36
11.38
4.35
11.50
4.59
11.60
4.59
11.46
5.27
11.41
4.64
11.07
4.70
11.35
4.74
11.24
4.73
11.36
4.71
11.48
4.73
11.53
4.65
11.41
4.63
11.56
4.64
11.47
4.69
11.37
4.64
11.32
4.59
13.27
7.92
13.56
7.13
13.56
7.17
13.60
7.42
13.79
7.45
13.95
7.70
14.06
7.60
13.86
7.63
14.01
7.66
13.89
7.77
13.87
7.80
13.77
7.85
13.80
7.88
13.71
7.88
13.68
7.84
13.56
7.72
13.50
7.20
13.37
7.36
11.75
-
11.70
-
11.51
-
11.41
-
11.37
-
12.03
-
11.38
-
11.33
-
11.38
-
11.36
-
11.41
-
11.42
-
11.46
-
11.38
-
11.23
-
11.16
-
11.28
-
11.29
-
10.80
4.20
10.72
4.25
10.65
4.31
10.58
4.32
10.55
4.35
10.68
4.51
10.35
4.39
10.24
4.39
10.31
4.37
10.30
4.34
10.24
4.33
10.26
4.34
10.18
4.33
10.12
4.21
10.08
4.18
10.06
4.19
10.05
4.16
9.98
4.24
10.05
4.00
8.86
4.03
8.79
4.01
8.69
4.19
8.13
4.32
9.77
4.89
8.95
4.82
8.78
4.63
8.12
4.82
7.88
4.81
7.61
4.79
8.43
4.93
8.54
4.95
8.39
4.83
8.09
4.86
8.49
4.84
8.19
4.72
8.93
4.68
12.18
6.02
12.17
5.92
12.17
5.86
12.14
5.93
12.14
5.89
12.05
5.96
12.02
5.94
11.75
6.04
11.82
5.95
11.75
6.00
11.69
5.79
11.65
5.70
11.63
5.55
11.56
5.63
11.64
5.56
11.62
5.56
11.62
5.54
11.49
5.60
13.62
4.55
13.61
4.49
13.50
4.64
13.51
4.75
13.49
4.74
13.32
4.93
13.33
4.80
13.27
4.91
13.26
4.96
13.07
5.00
12.97
4.85
12.96
4.83
12.99
4.83
13.00
4.86
13.01
4.83
12.93
4.78
12.82
4.73
12.67
4.84
13.38
6.75
13.28
6.16
13.25
6.07
13.24
6.42
13.21
6.42
13.06
6.46
13.04
6.50
12.89
6.48
12.82
6.50
12.73
6.50
12.63
6.48
12.53
6.44
12.44
7.38
12.35
6.44
12.30
6.44
12.21
6.44
12.14
6.20
12.05
6.17
Rupiah
Valas
Perantara Keuangan
Rupiah
Valas
Real Estate, Usaha Persewaan, dan Jasa Perusahaan
Rupiah
Valas
Admistrasi Pemerintahan, Pertahanan dan Jaminan
Sosial Wajib
Rupiah
Valas
Jasa Pendidikan
Rupiah
Valas
Jasa Kesehatan dan Kegiatan Sosial
Rupiah
Valas
Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan lainnya
11.20
5.33
11.15
5.11
11.15
5.24
11.06
5.21
11.01
5.21
10.76
5.29
10.50
5.17
10.44
5.32
10.28
5.09
10.21
5.09
10.13
5.16
10.09
5.14
10.25
5.15
10.23
5.12
10.33
5.14
10.24
5.15
10.18
5.13
10.54
5.04
10.89
2.01
10.79
1.99
10.65
2.16
10.63
2.26
10.61
2.34
10.50
2.38
10.43
2.44
10.30
2.41
10.05
2.44
9.99
2.41
9.85
2.39
9.77
2.41
9.75
2.41
9.70
2.46
9.69
2.44
9.65
2.41
9.71
2.36
9.69
2.28
13.10
5.47
13.05
5.49
13.01
5.56
12.97
5.56
12.93
5.61
12.84
5.71
12.76
5.71
12.64
5.78
12.62
5.60
12.55
5.59
12.50
5.78
12.48
5.87
12.39
5.77
12.50
5.81
12.38
5.78
12.30
5.86
12.23
5.77
12.12
5.85
11.07
3.59
10.94
3.21
10.97
3.38
10.85
3.25
10.77
3.21
10.68
3.25
10.86
3.23
10.81
3.06
10.79
3.38
10.63
3.32
10.79
3.26
10.84
3.29
12.21
3.26
12.19
3.18
12.25
3.36
12.20
2.93
12.14
3.00
11.95
2.84
14.59
5.87
14.32
5.71
14.44
5.76
14.41
5.76
14.32
5.66
14.28
5.64
14.26
5.62
14.03
5.68
14.16
5.75
13.99
5.75
13.94
5.71
13.82
5.69
14.07
5.67
14.19
5.69
14.25
8.96
14.19
9.07
14.15
9.26
14.06
9.29
13.17
5.10
12.97
5.04
12.89
5.01
12.83
5.03
12.82
4.90
12.62
5.05
12.61
4.98
12.53
4.96
12.52
4.95
12.48
4.92
12.45
4.91
12.45
4.55
12.40
5.12
12.31
5.04
12.33
4.40
12.27
4.47
12.23
5.47
12.18
5.60
Rupiah
Valas
16. Jasa Perorangan yang Melayani Rumah Tangga
Rupiah
Valas
17. Badan Internasional dan Badan Ekstra Internasional
Lainnya
14.10
5.30
14.06
5.54
14.00
5.47
13.87
5.43
13.80
5.41
13.72
5.61
13.70
5.60
13.45
5.47
13.52
5.47
13.42
5.40
13.37
5.35
13.22
5.44
13.19
5.33
13.08
5.36
12.95
5.32
12.90
5.33
12.86
5.35
12.67
5.35
16.03
-
16.16
-
16.19
-
15.78
-
15.82
-
16.46
-
15.40
8.00
16.90
-
16.86
-
16.59
-
16.48
-
16.15
5.50
16.12
-
15.02
-
16.32
-
16.17
-
16.07
-
16.18
-
12.47
3.96
12.82
4.01
12.93
3.73
13.18
3.76
13.46
3.77
13.44
3.76
13.37
3.78
13.31
3.89
13.23
4.18
13.05
5.60
12.95
4.49
11.16
3.08
9.67
3.06
9.59
3.07
9.53
3.03
9.48
2.95
9.48
2.92
9.50
2.72
14.22
4.15
15.36
3.93
15.19
3.95
15.27
3.85
15.13
3.08
13.84
3.32
14.81
3.20
15.12
3.14
15.14
3.29
14.89
3.37
14.70
3.39
13.79
3.52
13.36
3.63
13.55
4.86
13.65
5.03
13.50
4.64
13.30
4.66
11.51
4.58
10.
11.
12.
13.
14.
15.
Rupiah
Valas
18. Kegiatan yang belum jelas batasannya
Rupiah
Valas
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
Rupiah
Valas
- Untuk Pemilikan Flat atau Apartemen
Rupiah
Valas
- Untuk Pemilikan Ruko atau Rukan
Rupiah
Valas
- Untuk Pemilikan Kendaraan Bermotor
Rupiah
Valas
- Untuk Pemilikan Peralatan Rumah Tangga Lainnya
(termasuk
Pinjaman multiguna)
Rupiah
Valas
- Bukan Lapangan Usaha Lainnya
Rupiah
Valas
Ket: *) Angka-angka Sementara
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
Credit Recipients N
House Hold
11.23
7.15
11.21
7.40
11.19
7.44
11.20
7.17
11.14
7.37
11.03
7.33
11.10
7.62
11.04
7.52
11.00
7.64
10.97
7.62
10.83
7.20
10.75
7.07
10.73
6.97
10.60
6.91
10.58
5.13
10.55
7.07
10.52
7.05
10.46
6.93
11.11
-
11.04
-
10.96
-
10.87
-
10.80
-
10.64
6.00
10.58
-
10.51
6.67
10.46
6.68
10.35
6.68
10.14
6.19
9.98
6.19
9.90
6.19
8.86
6.19
8.83
6.20
8.80
6.19
8.81
6.20
8.78
6.20
10.83
6.91
10.77
6.90
10.66
6.94
10.58
6.94
10.51
6.36
10.46
6.35
10.47
6.33
10.41
6.32
10.39
6.35
10.35
6.30
10.30
6.32
10.21
6.30
10.14
6.32
10.11
6.33
10.07
6.33
10.03
6.33
9.97
7.62
9.94
7.64
12.48
23.48
12.40
23.59
12.34
23.65
12.31
22.11
12.26
22.66
12.19
11.63
12.46
17.69
12.52
12.31
12.44
6.87
12.38
12.85
12.28
9.06
12.19
12.43
12.07
12.66
12.00
13.39
11.92
13.21
11.75
23,55*)
11.49
13,91*)
11.33
6,70*)
17.41
5.23
17.52
5.55
17.43
6.30
17.29
6.30
17.16
5.71
17.01
3.14
16.94
3.19
16.92
4.88
16.45
4.82
16.45
4.85
16.48
4.90
16.26
4.89
16.13
4.88
14.56
5.04
14.52
5.60
14.47
4.81
14.45
4.79
14.36
4.85
16.10
4.32
16.21
3.17
16.25
3.16
16.30
4.14
16.51
3.19
16.53
3.48
16.46
3.64
14.85
4.16
16.80
3.86
16.61
3.80
16.85
4.45
17.10
5.31
17.53
3.76
18.88
3.56
18.91
3.83
18.61
3.80
18.49
3.87
18.82
4.01
112
Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
s Non Bank Based on Industrial Origin and Non Industrial Origin Credit Recipients)
Persen (Percent)
Items
Credit Recipients Industrial Origin
Agricultures, hunting and forestry
Rupiah
Foreign Exchange
Fisheries
Rupiah
Foreign Exchange
Mining and Quarrying
Rupiah
Foreign Exchange
Procesing industry
Rupiah
Foreign Exchange
Electricity, gas and water
Rupiah
Foreign Exchange
Construction
Rupiah
Foreign Exchange
Big and retail trade
Rupiah
Foreign Exchange
Provision of accomodation and food supply drinking
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Transitional Finance
Rupiah
Foreign Exchange
Real estate, Rental Business, and services company
Rupiah
Foreign Exchange
Government administration, the defense and
compulsory social security
Rupiah
Foreign Exchange
Education services
Rupiah
Foreign Exchange
Health and social services
Rupiah
Foreign Exchange
Community, Sociocultural,Entertainment and Other
Individual Services
Rupiah
Foreign Exchange
Individual services which serve households
Rupiah
Foreign Exchange
Extra agency international agency and other
international
Rupiah
Foreign Exchange
Business Activities which are not clearly
defined
Rupiah
Foreign Exchange
Credit Recipients Non Industrial Origin
House Hold
For House Ownership
Rupiah
Foreign Exchange
For Apartement Ownership
Rupiah
Foreign Exchange
For Shop House Ownership
Rupiah
Foreign Exchange
For Vehicles Ownership
Rupiah
Foreign Exchange
Others
Rupiah
Foreign Exchange
Non Industrial Origin Others
Rupiah
Foreign Exchange
Note: *) Provisional Figures
113

Tabel 1.54 Suku Bunga Rata - rata Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Average of Credit Interest Rates Commercial Bank Based on Economic Sector)
Persen (Percent)
Sektor Ekonomi
2006
2007
2008
2009
2010
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Novr)
Economi
Des
1. Pertanian, perburuan dan sarana
1.
pertanian
Rupiah
14.38
13.10
11.46
11.49
11.43
11.31
11.29
11.31
10.02
11.46
11.52
11.44
11.55
11.64
11.51
Valas
7.73
5.60
4.58
4.59
4.58
4.36
4.19
4.41
4.35
4.50
4.47
4.46
4.69
4.70
5.43
Rupiah
14.83
10.95
10.57
10.76
11.36
10.01
10.28
10.31
10.21
11.49
11.44
11.24
11.24
11.17
11.84
Valas
5.44
4.47
3.76
3.81
3.64
3.42
3.40
3.32
3.43
3.61
3.52
3.50
3.70
3.80
4.04
Rupiah
13.92
11.81
10.75
10.74
10.70
10.42
10.43
10.38
10.30
10.64
10.52
10.44
10.37
10.35
10.50
Valas
6.62
5.43
4.34
4.34
4.29
4.07
4.07
4.03
3.96
4.05
4.08
4.15
4.17
4.20
4.45
Rupiah
11.27
9.42
8.48
8.43
8.22
6.05
6.19
6.23
5.87
7.27
6.74
6.68
6.62
6.12
8.05
Valas
6.28
4.29
3.87
3.83
3.70
4.13
4.05
4.10
3.45
3.91
3.93
3.91
4.09
4.22
4.79
Rupiah
14.18
13.30
12.19
12.08
12.07
11.65
11.62
11.63
11.52
11.93
11.92
11.90
11.89
11.83
11.78
Valas
6.89
6.07
5.43
5.50
5.63
5.49
5.21
5.25
5.21
6.02
5.92
5.86
5.93
5.89
6.02
Rupiah
15.69
14.67
13.63
13.67
13.64
12.42
12.49
12.49
11.50
13.55
13.54
13.42
13.44
13.41
13.26
Valas
7.58
6.20
4.86
4.89
4.75
4.52
4.59
4.55
4.67
4.77
4.66
4.78
4.91
4.89
5.04
2. Pertambangan
2.
3. Perindustrian
3.
4.
5. Konstruksi
5.
6.
7. Pengangkutan, pergudangan dan
7.
komunikasi
Rupiah
12.72
10.45
10.29
10.39
10.41
10.02
10.07
10.10
9.88
10.45
10.38
10.38
10.32
10.21
10.03
Valas
6.49
5.76
5.92
5.58
5.47
5.34
5.41
5.34
5.15
5.31
5.05
5.19
5.16
5.16
5.25
Rupiah
14.22
13.01
12.07
11.99
11.96
11.95
11.90
11.96
11.97
12.02
11.92
11.79
11.75
11.69
11.64
Valas
6.52
4.94
3.44
3.33
3.26
3.26
3.38
3.26
3.23
3.18
3.10
3.24
3.32
3.39
3.46
Rupiah
14.67
14.59
14.50
14.32
14.28
14.21
13.98
13.87
13.28
13.67
13.61
13.56
13.50
13.40
13.29
Valas
5.02
5.49
4.46
4.65
5.23
4.19
4.15
3.98
4.44
4.47
4.45
4.51
4.52
4.54
4.71
Rupiah
15.71
15.74
13.73
13.56
13.55
14.77
14.85
14.82
10.37
13.63
13.66
13.59
13.55
13.49
13.37
Valas
3.85
0.67
2.20
1.98
1.93
1.05
0.75
0.68
0.21
2.49
1.56
1.67
1.79
1.41
2.58
8. Jasa Dunia Usaha
8.
9. Jasa Sosial/masyarakat
9.
10. Lain-lain
Ket: r) revisi
10.
Note: Revised
86

tiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
ates Commercial Bank Based on Economic Sector)
Persen (Percent)
Economic Sector
Agriculture, hunting and agricultural
facilities
Rupiah
Foreign Exchange
Mining
Rupiah
Foreign Exchange
Manufacturing
Rupiah
Foreign Exchange
Water, gas and electricity
Rupiah
Foreign Exchange
Construction
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Transportation, warehousing and
communications
Rupiah
Foreign Exchange
Business Services
Rupiah
Foreign Exchange
Social Services
Rupiah
Foreign Exchange
Others
Rupiah
Foreign Exchange
Note: Revised
87
Tabel 1.84 Suku Bunga Rata-rata Kredit Bank Umum Berdasarkan Jenis Penggunaan
(Average of Credit Interest Rates Commercial Bank Based on Type of Use)
Persen (Percent)
Jenis Penggunaan
2008
2009
2010
2011
2012
2006
2007
Rupiah
14.63
13.27
12.39
12.44
11.69
11.81
11.79
11.77
12.29
12.22
12.11
12.09
12.00
11.98
11.89
11.83
Valas
6.44
5.02
4.00
3.87
3.52
3.54
3.48
3.57
3.71
3.67
3.70
3.75
3.76
3.89
3.78
3.87
Rupiah
13.99
12.55
11.86
11.79
11.81
11.80
11.81
11.75
11.75
11.74
11.70
11.66
11.59
11.69
11.40
11.29
Valas
7.01
5.88
5.02
4.96
5.04
4.99
4.96
4.88
4.77
4.70
4.83
4.97
5.02
5.37
5.12
5.17
Rupiah
15.82
15.81
13.79
13.48
14.77
14.74
14.72
14.63
13.57
13.50
13.44
13.40
13.37
13.38
13.35
12.90
Valas
3.85
0.67
0.43
0.42
0.42
0.35
0.34
0.26
1.07
0.97
0.28
0.25
0.39
0.34
0.90
0.98
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Janr)
Type o
Feb
1. Modal Kerja
1.
2. Investasi
2.
3. Konsumsi
3.
Ket: r) revisi
112
dit Bank Umum Berdasarkan Jenis Penggunaan

s Commercial Bank Based on Type of Use)
sen (Percent)
Type of Use
Working Capital
Rupiah
Foreign Exchange
Investment
Rupiah
Foreign Exchange
Consumption
Rupiah
Foreign Exchange
Note: r) revised
113
Tabel 1.55 Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Average of Credit Interest Rate of Commercial Banks Based on Types and Orientation User)
Persen (Percent)
Jenis Penggunaan
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
1. Jenis Penggunaan
- Modal Kerja
Rupiah
Valas
12.55
12.50
12.39
12.36
12.28
12.18
12.16
12.04
12.02
11.87
11.79
11.80
11.79
11.74
11.71
11.69
11.62
3.94
3.90
3.90
3.94
3.95
4.11
4.01
4.04
4.06
4.05
4.06
4.13
4.12
4.12
4.09
4.10
4.06
12.11
12.10
12.06
12.02
11.97
12.04
11.73
11.62
11.63
11.56
11.51
11.46
11.42
11.36
11.36
11.30
11.25
4.86
4.79
4.92
5.05
5.11
5.46
5.19
5.23
5.19
5.14
5.11
5.11
5.15
5.09
5.08
5.08
4.97
14.32
14.30
14.25
14.21
14.18
14.15
14.14
13.62
14.13
14.10
14.03
13.90
13.92
13.69
13.67
13.60
13.53
4.57
3.64
3.71
4.87
3.86
3.81
4.01
4.64
4.29
4.14
4.65
5.35
4.20
4.17
4.15
4.26
4.20
10.82
4.52
10.65
4.29
10.49
4.29
10.64
4.44
10.76
4.52
11.39
4.88
10.59
4.56
10.42
4.63
10.50
4.63
10.56
4.64
10.52
4.66
10.68
4.58
10.70
4.58
10.81
4.57
10.83
4.52
10.85
4.51
10.73
4.31
10.49
4.16
10.37
3.91
10.12
4.01
10.08
4.24
9.42
4.38
9.55
4.73
9.71
4.29
10.07
4.30
10.00
4.44
9.99
4.30
10.00
4.35
10.07
4.40
9.86
4.49
9.74
4.54
9.71
4.55
9.75
4.44
9.64
4.32
13.13
4.23
13.10
4.21
13.02
4.25
12.99
4.31
12.93
4.33
12.87
4.52
12.81
4.41
12.54
4.43
12.72
4.41
12.61
4.40
12.54
4.38
12.47
4.45
12.47
4.46
12.36
4.44
12.34
4.41
12.29
4.43
12.23
4.39
- Investasi
Rupiah
Valas
- Konsumsi
Rupiah
Valas
2. Orientasi Penggunaan
- Ekspor
Rupiah
Valas
- Impor
Rupiah
Valas
- Lainnya
Rupiah
Valas
114
ak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

mmercial Banks Based on Types and Orientation User)
ersen (Percent)
2012
Des
Type of Use
1. Type of Use
- Working Capital
11.50
4.08
Rupiah
Foreign Exchange
- Investments
11.28
5.03
Rupiah
Foreign Exchange
- Consumption
13.58
4.33
10.18
4.41
9.76
4.04
12.19
4.42
Rupiah
Foreign Exchange
2. User Orientation
- Ekspor
Rupiah
Foreign Exchange
- Impor
Rupiah
Foreign Exchange
- Other
Rupiah
Foreign Exchange
115
Tabel 1.56 Perkembangan Jumlah Bank Umum dan Kantor Bank Umum
(Growth of Total Commercial Banks and Bank Offices)
Kelompok Bank
2006
2007
2008
2009
2010
2012
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Bank Persero
Jumlah Bank
Jumlah Kantor
2,548
2,765
3,134
3,854
4,189
4,362
###
4,363
###
4,363
4,388
4,581
4,781
4,866
5,056
5,140
5,213
5,301
5,363
BUSN Devisa
Jumlah Bank
Jumlah Kantor
35
35
32
34
36
36
4,395
4,694
5,196
6,181
6,608
7,209
###
7,254
36
36
36
36
36
36
36
36
36
36
36
7,244
7,254
7,260
7,293
7,305
7,322
7,337
7,370
7,430
7,485
7,647
BUSN Non Devisa
Jumlah Bank
Jumlah Kantor
36
36
36
31
31
30
759
778
875
976
1,131
1,288
###
30
1,303
###
30
30
30
30
30
30
30
30
30
30
1,303
1,305
1,316
1,316
1,318
1,322
1,353
1,386
1,407
1,447
BPD
Jumlah Bank
26
26
26
26
26
26
1,217
1,205
1,310
1,358
1,413
1,472
Bank Campuran
Jumlah Bank
17
17
15
16
15
14
###
14
14
14
14
14
14
14
14
14
14
14
Jumlah Kantor
77
96
168
238
263
260
###
260
260
260
265
261
261
261
261
261
261
263
###
Jumlah Kantor
Bank Asing
Jumlah Bank
Jumlah Kantor
###
1,479
11
11
10
10
10
10
114
142
185
230
233
206
120
120
13,837
14,797
14,840
26
26
26
26
26
26
26
26
26
26
26
1,478
1,479
1,486
1,496
1,518
1,554
1,560
1,584
1,586
1,636
1,712
10
10
10
10
10
10
10
10
10
10
10
191
181
181
191
191
191
191
191
191
191
193
120
120
120
120
120
120
120
120
120
120
14,839
14,840
14,880
15,142
15,372
15,512
15,727
15,899
16,067
16,067
16,625
181
Total
Jumlah Bank
Jumlah Kantor
130
130
9,110
9,680
124
10,868
121
12,837
122
###
114
ah Bank Umum dan Kantor Bank Umum

mercial Banks and Bank Offices)
Group of Bank
State Owned Banks
Total Banks
Total Bank Offices
Foreign Exchange
Commercial Banks
Total Banks
Total Bank Offices
Commercial Banks
Total Banks
Total Bank Offices
Banks
Total Banks
Total Bank Offices
Joint Venture Banks
Total Banks
Total Bank Offices
Foreign Owned Bank
Total Banks
Total Bank Offices
Total
Total Banks
Total Bank Offices
115
Tabel 1.86 Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Wilayah - Desember 2011
(Growth of Total Branch Offices Based on Banks Location - December 2011)
2011
Lokasi
2006
2007
2008
2009
Jan
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
2012
2010
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
292
309
324
337
354
357
357
357
359
362
364
361
362
363
364
365
369
57
59
61
66
73
73
74
75
75
76
79
76
76
77
77
78
79
370
80
435
442
464
506
534
538
539
541
543
543
543
532
532
533
534
532
535
537
42
44
47
51
53
53
53
54
55
54
54
54
54
54
54
54
54
54
Jawa Tengah
247
258
263
271
285
287
289
289
290
290
292
291
295
296
299
300
300
301
Jawa Timur
339
350
355
365
390
392
393
391
391
391
392
392
392
393
394
394
397
398
Bengkulu
18
19
21
21
22
22
22
22
22
22
22
22
22
22
25
26
27
27
Jambi
39
39
41
44
45
45
45
46
46
46
47
48
48
48
48
48
48
50
Aceh
50
53
57
65
70
70
70
70
71
71
71
71
71
71
72
73
73
73
Sumatera Utara
135
141
146
161
174
174
173
173
174
174
174
173
174
176
177
178
178
181
Sumatera Barat
66
67
70
71
74
74
74
75
75
75
75
75
75
75
76
77
77
77
Riau
62
65
69
76
84
84
84
84
85
86
85
85
86
86
86
86
88
88
Kepulauan Riau
60
63
64
67
76
76
76
78
78
78
78
77
77
78
80
80
81
81
Sumatera Selatan
40
45
47
49
52
52
52
51
51
51
51
51
51
51
51
51
51
51
Bangka Belitung
12
13
17
20
22
22
22
22
22
22
22
22
22
22
23
23
23
23
Lampung
43
43
45
45
48
49
49
48
48
49
49
49
49
49
50
50
50
50
Kalimantan Selatan
53
54
55
63
69
69
69
69
69
69
68
69
69
69
69
70
70
71
Kalimantan Barat
49
51
58
62
66
66
66
66
66
66
67
67
68
68
69
69
69
69
Kalimantan Timur
79
84
87
98
100
102
102
103
104
104
103
102
102
103
103
104
104
104
Kalimantan Tengah
26
27
33
36
40
40
40
42
42
42
42
42
42
42
42
43
43
43
Sulawesi Tengah
25
28
29
32
35
36
36
36
36
36
37
36
36
36
36
36
36
36
Sulawesi Selatan
92
100
111
111
116
116
116
117
118
117
119
120
119
119
122
121
121
121
Sulawesi Utara
48
48
49
52
54
54
54
54
53
53
53
53
53
53
53
53
53
53
11
12
12
12
12
12
12
13
13
13
13
13
13
13
13
Sulawesi Barat
13
10
11
12
13
13
13
14
14
14
14
14
14
15
16
16
16
16
Gorontalo
21
22
23
25
27
28
28
29
29
29
29
29
29
30
30
30
30
30
Nusa Tenggara Barat
32
33
36
35
39
39
39
39
39
40
40
41
41
41
42
42
42
42
Bali
70
72
73
72
74
74
74
75
76
77
80
80
80
80
80
80
80
81
Nusa Tenggara Timur
39
39
40
43
46
46
46
46
46
47
49
49
49
49
49
49
49
49
Maluku
22
23
24
25
32
32
32
32
32
32
32
31
31
31
31
32
33
33
Papua
32
35
38
41
47
48
48
48
48
48
49
50
50
54
54
54
54
55
Sulawesi Tenggara
Maluku Utara
Papua Barat
Lainnya
Total
11
14
18
2,589
12
15
18
2,689
13
18
18
2,816
13
19
17
2,982
14
22
17
3,179
14
22
17
3,196
14
22
17
3,200
14
22
17
3,211
14
22
17
3,222
14
22
17
3,229
14
22
17
3,246
14
22
17
3,228
14
22
17
3,235
14
22
17
3,250
14
23
17
3,273
14
23
18
3,282
14
23
18
3,298
14
24
18
3,313
89
Cabang Bank Berdasarkan Wilayah - Desember 2011

Based on Banks Location - December 2011)
Location
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Others
Total
90
Tabel 1.57 Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank - Maret 2012
(Growth of Total Branch Offices Based on Region - January 2012)
2011
2012
Lokasi
Jan
1. Jawa Barat
2. Banten
3. DKI Jakarta
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
357
357
357
359
362
364
361
362
363
364
365
369
370
73
74
75
75
76
79
76
76
77
77
78
79
80
370
82
538
539
541
543
543
543
532
532
533
534
532
535
537
538
53
53
54
55
54
54
54
54
54
54
54
54
54
54
5. Jawa Tengah
287
289
289
290
290
292
291
295
296
299
300
300
301
301
6. Jawa Timur
4. D.I Yogyakarta
392
393
391
391
391
392
392
392
393
394
394
397
398
399
7. Bengkulu
22
22
22
22
22
22
22
22
22
25
26
27
27
27
8. Jambi
45
45
46
46
46
47
48
48
48
48
48
48
50
51
9. Aceh
70
70
70
71
71
71
71
71
71
72
73
73
73
73
10. Sumatera Utara
174
173
173
174
174
174
173
174
176
177
178
178
181
181
11. Sumatera Barat
74
74
75
75
75
75
75
75
75
76
77
77
77
77
12. Riau
84
84
84
85
86
85
85
86
86
86
86
88
88
88
13. Kepulauan Riau
76
76
78
78
78
78
77
77
78
80
80
81
81
81
52
52
51
51
51
51
51
51
51
51
51
51
51
51
15. Bangka Belitung
22
22
22
22
22
22
22
22
22
23
23
23
23
24
16. Lampung
49
49
48
48
49
49
49
49
49
50
50
50
50
50
69
69
69
69
69
68
69
69
69
69
70
70
71
71
66
66
66
66
66
67
67
68
68
69
69
69
69
69
102
102
103
104
104
103
102
102
103
103
104
104
104
104
40
40
42
42
42
42
42
42
42
42
43
43
43
43
21. Sulawesi Tengah
36
36
36
36
36
37
36
36
36
36
36
36
36
36
116
116
117
118
117
119
120
119
119
122
121
121
121
122
23. Sulawesi Utara
54
54
54
53
53
53
53
53
53
53
53
53
53
53
24. Sulawesi Barat
12
12
12
12
12
13
13
13
13
13
13
13
13
14
25. Gorontalo
13
13
14
14
14
14
14
14
15
16
16
16
16
16
28
28
29
29
29
29
29
29
30
30
30
30
30
30
39
39
39
39
40
40
41
41
41
42
42
42
42
43
28. Bali
74
74
75
76
77
80
80
80
80
80
80
80
81
81
46
46
46
46
47
49
49
49
49
49
49
49
49
49
30. Maluku
32
32
32
32
32
32
31
31
31
31
32
33
33
33
31. Papua
48
48
48
48
48
49
50
50
54
54
54
54
55
55
14
14
24
24
18
17
3,313
3,321
32. Maluku Utara

14
22
17
34. Lainnya
Total
3,196
14
22
17
3,200
14
22
17
3,211
14
22
17
3,222
14
22
17
3,229
14
22
17
3,246
14
22
17
3,228
14
22
17
3,235
14
22
17
3,250
14
23
17
3,273
14
23
18
3,282
14
23
18
3,298
91
r Cabang Bank Berdasarkan Lokasi Bank - Maret 2012

Offices Based on Region - January 2012)
2012
Location
Mar
1. Jawa Barat
2. Banten
3. DKI Jakarta
4. D.I Yogyakarta
5. Jawa Tengah
6. Jawa Timur
7. Bengkulu
8. Jambi
9. Aceh
10. Sumatera Utara
11. Sumatera Barat
12. Riau
13. Kepulauan Riau
15. Bangka Belitung
16. Lampung
21. Sulawesi Tengah
23. Sulawesi Utara
24. Sulawesi Barat
25. Gorontalo
28. Bali
30. Maluku
31. Papua
32. Maluku Utara
34. Others
Total
92
Tabel 1.57 Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank
(Growth of Total Branch Offices Based on Region)
2012
Lokasi
2006
2007
2008
2009
2010
2011
Lo
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
292
309
324
337
340
369
370
370
371
371
368
370
372
375
375
375
380
380
1.
57
59
61
66
66
79
80
82
84
84
84
85
84
86
86
88
91
93
2.
435
442
464
506
513
535
537
538
539
541
546
546
544
547
549
551
561
564
3.
42
44
47
51
51
54
54
54
55
55
56
56
56
56
56
56
56
56
4.
Jawa Tengah
247
258
263
271
273
300
301
301
302
302
303
305
302
310
310
311
311
311
5.
6.
Jawa Timur
339
350
355
365
367
397
398
399
402
402
402
403
403
407
409
410
411
411
6.
7.
Bengkulu
18
19
21
21
21
27
27
27
27
27
27
27
27
28
28
28
28
28
7.
8.
Jambi
39
39
41
44
44
48
50
51
51
51
51
51
51
51
51
52
52
53
8.
9.
Aceh
50
53
57
65
65
73
73
73
73
73
73
74
73
74
75
75
76
77
9.
1.
Jawa Barat
2.
Banten
3.
DKI Jakarta
4.
D.I. Yogyakarta
5.
10.
Sumatera Utara
135
141
146
161
164
178
181
181
182
182
183
183
182
184
185
186
189
192
10.
11.
Sumatera Barat
66
67
70
71
71
77
77
77
77
77
78
78
77
80
80
80
81
81
11.
12.
Riau
62
65
69
76
77
88
88
88
88
88
87
87
88
88
88
88
88
88
12.
13.
Sumatera Selatan
60
63
64
67
68
81*)
81*)
81*)
83
83
85
86
83
87
88
89
92
93
13.
14.
Bangka Belitung
12
13
17
20
20
23
23
24
24
24
23*)
23
24
22
22
22*)
22
22
14.
15.
Kepulauan Riau
40
45
47
49
49
51*)
51*)
51*)
51
51
53*)
54
51
54
54
54*)
55
56
15.
16.
Lampung
43
43
45
45
45
50
50
50
51
51
53
53
51
55
55
55
56
56
16.
17.
Kalimantan Selatan
53
54
55
63
63
70
71
71
71
72
72
72
72
74
74
74
74
74
17.
18.
Kalimantan Barat
49
51
58
62
62
69
69
69
69
69
69
69
69
69
69
69
69
69
18.
19.
Kalimantan Timur
79
84
87
98
99
104
104
104
105
105
104
105
106
106
106
106
107
108
19.
20.
Kalimantan Tengah
26
27
33
36
36
43
43
43
43
43
43
43
43
44
45
45
45
46
20.
21.
Sulawesi Tengah
25
28
29
32
32
36
36
36
36
36
36
36
36
37
37
37
37
38
21.
22.
Sulawesi Selatan
92
100
111
111
113
121
121
122
122
122
123
124
122
125
125
124
124
124
22.
23.
Sulawesi Utara
48
48
49
52
52
53
53
53
53
53
53
53
53
53
53
55
55
55
23.
24.
Gorontalo
13
10
11
12
12
16*)
16*)
16*)
16
16
16*)
16
16
16
16
16
16
16
24.
25.
Sulawesi Barat
11
11
13*)
13*)
13*)
14
14
14*)
14
14
14
14
14
14
14
25.
26.
Sulawesi Tenggara
21
22
23
25
25
30*)
30*)
30*)
30
30
30
30
30
31
31
31
31
31
26.
27.
Nusa Tenggara Barat
32
33
36
35
35
42
42
43
43
43
43
43
43
43
43
44
44
44
27.
28.
Bali
70
72
73
72
72
80
81
81
81
81
82
82
82
83
83
84
84
85
28.
29.
Nusa Tenggara Timur
39
39
40
43
43
49
49
49
49
49
49
49
49
49
49
49
51
51
29.
30.
Maluku
22
23
24
25
25
33
33
33
33
33
31
31
33
30
30
30
30
30
30.
31.
Papua
32
35
38
41
41
54
55
55
55
55
54
54
55
54
54
54
55
56
31.
32.
Maluku Utara
11
12
13
13
13
14
14
14
14
17
17
14
18
18
18
18
18
32.
33.
Irian Jaya Barat
14
15
18
19
19
24
24
24
24
25
25
24
25
25
25
25
25
33.
34.
Lainnya
18
18
18
17
17
18
17
17
17
17
17
17
17
17
17
16
16
34.
2,589
2,689
2,816
2,982
3,004
3,313
3,321
3,335
3,338
3,350
3,361
3,346
3,392
3,400
3,336
3,444
3,461
Total
###
14
23
18
3,298
115
To
Location
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Sumatera Selatan
Bangka Belitung
Kepulauan Riau
Lampung

Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Gorontalo
Sulawesi Barat
Sulawesi Tenggara
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Others
Total
116
aman ini sengaja dikosongkan

s page intentionally left blank
117
Tabel 1.41 Pengelompokkan Bank Berdasarkan Rasio NPL

(Bank Category Based on NPL Ratio)
Jumlah Bank (Total Banks)
Kelompok Bank
Desember 2007
Desember 2008
Desember 2009
Desember 2010
Januari 2011
Desember 2011
Januari 2012
NPL <= 5%
NPL > 5%
NPL <= 5%
NPL > 5%
NPL <= 5%
NPL > 5%
NPL <= 5%
NPL > 5%
NPL <= 5%
NPL > 5%
NPL <= 5%
NPL > 5%
NPL <= 5%
NPL > 5%
Bank Persero
BUSN Devisa
30
30
30
33
32
34
34
BUSN Non Devisa
29
30
28
26
26
28
28
BPD
25
24
25
23
23
25
24
Bank Campuran
15
13
14
13
13
14
14
108
22
105
19
107
14
107
15
106
16
113
112
Bank Asing
Total
44
mpokkan Bank Berdasarkan Rasio NPL

ategory Based on NPL Ratio)
Group of Bank
State Owned Banks

Foreign Exchange
Commercial Banks
Commercial Banks
Banks
Joint Venture Banks
Foreign Owned Banks
Total
45
Tabel 4.1 Kredit dan Non Perfoming Loan (NPL) Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kr
(Loans and Non Performing Loan of Commercial Banks Based on Economic Sector)
2011
2012
Sektor Ekonomi
Jan
1. Pertanian, Perburuan dan Kehutanan - Kredit
1. Pertanian, Perburuan dan Kehutanan - NPL
2. Perikanan - Kredit
2. Perikanan - NPL
3. Pertambangan dan Penggalian - Kredit
3. Pertambangan dan Penggalian - NPL
4. Industri Pengolahan - Kredit
4. Industri Pengolahan - NPL
5. Listrik, gas dan air - Kredit
Ket:
5. Listrik, gas dan air - NPL
6. Konstruksi - Kredit
6. Konstruksi - NPL
7. Perdagangan Besar dan Eceran - Kredit
7. Perdagangan Besar dan Eceran - NPL
8. Penyediaan akomodasi dan penyediaan makan minum
- Kredit
- NPL
9. Transportasi, pergudangan dan komunikasi - Kredit
9. Transportasi, pergudangan dan komunikasi - NPL
10. Perantara Keuangan - Kredit
10. Perantara Keuangan - NPL
11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan Kredit
11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL
12. Admistrasi Pemerintahan, Pertahanan dan Jaminan
Sosial Wajib - Kredit
Sosial Wajib - NPL
13. Jasa Pendidikan - Kredit
13. Jasa Pendidikan - NPL
14. Jasa Kesehatan dan Kegiatan Sosial - Kredit
14. Jasa Kesehatan dan Kegiatan Sosial - NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan lainnya - Kredit
Perorangan lainnya - NPL
16. Jasa Perorangan yang Melayani Rumah Tangga Kredit
16. Jasa Perorangan yang Melayani Rumah Tangga - NPL
17. Badan Internasional dan Badan Ekstra Internasional Kredit
17. Badan Internasional dan Badan Ekstra Internasional NPL
18. Kegiatan yang belum jelas batasannya - Kredit
18. Kegiatan yang belum jelas batasannya - NPL
Untuk Pemilikan Rumah Tinggal - Kredit
Untuk Pemilikan Rumah Tinggal - NPL
Untuk Pemilikan Flat atau Apartemen - Kredit
Untuk Pemilikan Flat atau Apartemen - NPL
Untuk Pemilikan Ruko atau Rukan - Kredit
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Novr)
Des
Jan
Feb
Mar
85,738
1,510
4,466
253
60,052
307
272,820
10,892
34,401
190
61,425
2,569
301,436
12,527
86,333
1,562
4,474
250
62,299
259
276,832
10,548
34,885
198
62,717
2,566
304,481
12,775
86,938
1,637
4,721
240
65,526
382
278,298
11,615
34,123
143
65,045
2,514
309,001
13,379
88,874
1,472
4,712
237
69,335
365
283,210
11,912
34,247
192
63,275
2,528
309,089
13,627
90,643
1,493
4,745
248
71,403
1,110
292,447
12,242
34,424
181
65,484
2,899
319,031
14,512
92,182
1,474
4,868
244
70,759
1,081
300,141
11,276
40,584
175
69,107
2,956
330,580
13,897
90,938
1,590
4,700
244
69,053
953
305,394
11,538
46,924
177
70,404
2,991
328,604
14,218
94,178
1,655
4,963
316
75,334
343
315,570
12,886
54,073
178
71,213
3,051
340,251
15,392
96,549
1,693
4,943
308
78,743
728
324,930
12,761
54,155
178
74,916
3,130
351,833
14,717
99,328
1,826
5,065
309
78,663
720
331,228
13,087
55,428
177
76,239
3,325
351,933
14,753
103,913
1,728
5,134
302
83,107
515
339,395
12,667
61,616
210
78,622
3,151
363,283
14,142
109,790
1,523
4,935
291
87,780
302
344,597
11,746
45,841
247
75,395
2,865
375,017
12,500
109,752
1,576
4,798
297
90,188
582
349,579
11,862
52,164
202
72,923
3,292
367,774
13,112
112,730
1,689
4,789
561
85,017
643
355,774
12,121
52,069
210
76,179
3,258
367,356
13,354
22,211
22,513
22,781
23,577
24,086
24,975
25,593
27,045
27,677
28,208
29,229
30,425
30,389
31,066
663
714
656
665
663
656
671
716
730
717
717
629
635
610
74,912
3,115
82,534
496
74,865
4,033
83,690
506
79,659
3,824
87,080
431
79,969
3,902
90,201
451
80,894
3,772
91,268
413
85,689
3,677
91,583
460
84,883
3,654
92,305
414
88,823
3,388
99,028
414
88,300
3,131
103,393
334
90,708
3,046
104,487
329
92,451
2,952
107,439
344
97,340
2,401
109,640
309
95,828
2,339
110,256
304
96,277
2,354
114,509
312
96,188
97,555
97,889
101,665
104,638
108,698
109,789
111,476
112,433
112,525
113,322
112,372
117,004
118,685
2,720
2,417
2,374
2,413
2,594
2,305
2,329
2,285
2,249
2,165
2,082
1,767
3,004
1,972
2,162
1,998
1,917
2,083
2,118
2,135
2,166
2,482
2,759
2,652
2,776
3,014
3,057
3,061
10
11
11
14
17
17
15
15
15
13
13
3,360
179
6,264
459
3,383
183
6,263
465
3,450
180
6,359
470
3,487
182
6,430
485
3,581
182
6,145
331
3,755
185
6,456
449
3,762
188
6,591
450
3,737
62
6,936
478
3,728
70
6,983
490
3,840
69
6,987
361
3,930
75
7,019
356
4,064
63
7,611
334
4,024
64
7,509
356
4,057
79
7,345
358
30,902
31,644
32,786
34,032
34,130
34,598
35,171
36,879
38,056
39,025
39,406
39,294
39,092
39,443
1,042
1,059
1,079
1,084
1,099
996
1,034
1,054
984
995
983
774
822
889
1,330
1,382
1,349
1,337
1,294
944
880
825
713
1,388
732
691
749
630
86
90
92
104
93
36
42
40
38
52
51
37
49
37
594
592
1,114
1,951
2,004
2,065
2,183
2,564
2,747
2,864
3,218
3,305
3,284
3,211
23
23
46
54
52
56
65
62
60
58
53
57
58
56,555
1,095
137,191
3,444
3,851
81
8,683
59,026
1,204
139,152
3,670
3,997
86
9,130
68,471
1,321
142,592
3,539
4,232
83
9,846
68,913
1,612
145,609
3,790
3,944
71
10,498
72,314
1,748
149,269
3,922
4,093
66
11,045
78,295
1,794
150,532
3,882
4,282
68
11,648
84,119
1,895
152,922
4,059
4,525
66
12,413
70,688
1,763
159,690
4,246
4,738
71
12,973
71,294
1,714
163,886
4,199
4,896
72
13,546
68,098
1,650
169,643
4,173
5,107
75
14,178
59,994
1,458
176,480
4,059
5,304
68
14,831
81,689
1,339
176,659
3,291
5,573
57
15,207
55,984
1,410
184,278
3,966
5,678
61
14,740
61,900
1,450
184,919
4,031
5,822
70
15,231
45

Untuk Pemilikan Ruko atau Rukan - NPL
Untuk Pemilikan Kendaraan Bermotor - Kredit
Untuk Pemilikan Kendaraan Bermotor - NPL
Untuk Pemilikan Peralatan Rumah Tangga Lainnya
(termasuk pinjaman multiguna) - Kredit
(termasuk pinjaman multiguna) - NPL
Bukan Lapangan Usaha Lainnya - Kredit
Bukan Lapangan Usaha Lainnya - NPL
Total Kredit
NPL
Ket:
r)
186
81,106
975
199
91,088
1,063
202
93,013
1,099
221
92,820
1,089
235
93,641
1,140
234
92,578
1,112
246
94,177
1,099
261
98,611
1,101
268
101,096
1,129
273
103,515
1,128
284
105,117
1,075
260
105,725
998
285
105,201
1,055
290
102,920
1,039
90,603
91,277
92,495
95,106
97,516
103,324
106,396
107,180
108,252
113,017
116,827
119,841
122,163
123,665
1,413
1,540
1,572
244,288
237,892
4,482
4,571
### ###
47,695
51,452
236,375
4,454
###
51,421
1,331
227,221
4,156
###
48,304
1,398
224,314
4,087
###
49,361
1,400
226,162
4,299
###
50,969
1,584
229,175
4,455
###
52,497
1,564
233,251
4,673
###
55,245
1,695
240,950
4,743
###
53,458
1,786
239,707
4,772
###
54,489
1,779
242,358
4,697
###
56,260
1,821
243,436
4,685
###
55,507
1,961
242,032
4,662
###
55,926
2,014
237,812
4,533
###
53,840
revisi
46
Tabel 1.43 Non Performing Loan Bank Persero Berdasarkan Sektor Ekonomi
(Non Performing Loan of State Owned Banks Based on Economic Sector)
2011
2012
Sektor Ekonomi
Jan
2. Perikanan - NPL
Ket:
6. Konstruksi - NPL
- Kredit
- NPL
Sosial Wajib - NPL
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Novr)
Des
Jan
Feb
Mar
46,729
607
2,220
125
26,114
108
93,140
4,086
17,870
60
20,332
959
102,747
6,395
47,231
657
2,223
124
25,884
108
94,392
3,931
18,277
59
20,741
1,067
102,843
6,479
46,173
738
2,260
111
26,493
124
94,792
4,042
17,603
8
22,155
954
106,400
6,493
47,176
547
2,271
109
28,773
128
95,968
4,201
17,381
1
22,724
1,020
103,749
6,556
48,282
559
2,312
112
30,707
895
96,824
4,790
17,414
1
23,576
1,227
106,193
7,428
49,703
542
2,376
113
31,281
841
99,608
4,579
22,388
1
24,472
1,357
108,871
7,002
48,988
653
2,344
146
28,982
773
98,284
4,932
28,134
1
24,876
1,183
107,447
7,228
51,223
701
2,465
218
32,079
90
100,238
5,053
34,401
1
25,410
1,232
113,894
8,260
53,250
760
2,531
206
31,962
89
104,149
4,875
34,036
2
26,958
1,237
119,085
7,919
55,031
907
2,626
219
29,867
95
105,509
5,208
34,504
3
27,483
1,262
116,657
7,862
59,156
805
2,574
212
32,820
100
107,244
5,254
39,696
38
28,385
1,271
122,370
7,236
63,980
677
2,339
209
35,009
83
109,948
4,740
20,762
39
27,728
1,133
127,969
6,206
63,729
717
2,249
212
35,560
189
107,974
4,821
26,288
39
27,130
1,204
121,343
6,680
63,841
695
2,258
202
33,216
259
108,658
5,022
26,235
48
27,666
1,220
121,337
6,673
4,912
4,899
4,622
4,754
4,890
4,994
5,175
5,633
5,609
5,761
6,137
6,366
6,371
6,552
274
284
270
276
279
265
281
304
303
306
309
279
286
273
25,776
976
12,398
234
25,679
1,463
12,507
233
28,958
1,190
12,554
171
28,724
1,214
13,086
172
29,279
1,120
13,585
181
30,819
1,083
13,828
178
29,828
1,058
14,102
178
30,965
1,160
18,838
180
29,373
863
19,587
181
30,650
923
19,232
178
30,887
860
20,227
180
34,037
761
20,872
173
32,833
763
20,757
173
32,873
774
23,822
176
12,166
12,015
11,385
11,690
12,451
13,789
13,977
15,012
15,300
15,658
16,164
17,237
18,312
17,755
673
441
408
452
459
459
486
516
429
445
383
285
1,437
360
1,453
1,383
1,405
1,687
1,724
1,773
1,790
2,040
2,108
2,086
2,194
2,382
2,365
2,378
10
10
10
13
16
17
15
15
15
13
13
375
9
1,924
331
366
11
1,918
335
408
12
2,003
334
455
11
2,021
343
474
11
1,770
181
471
12
2,022
312
517
13
2,059
320
541
12
2,146
341
567
17
2,179
344
587
16
2,045
215
636
18
2,113
216
682
17
2,201
214
697
17
2,180
222
702
18
2,219
221
5,166
5,054
5,180
5,429
5,346
5,394
5,683
6,107
6,263
5,808
6,068
5,633
5,586
5,393
339
338
310
320
326
193
206
212
184
180
180
136
143
177
100
104
96
91
109
93
107
119
135
170
216
222
218
218
10
524
525
667
1,836
1,907
1,969
2,063
2,441
2,646
2,770
3,124
3,208
3,184
3,126
23
23
44
52
50
56
65
62
60
58
53
56
58
53,357
1,016
63,686
2,081
1,471
17
1,045
56,252
1,153
64,576
2,256
1,510
23
1,088
65,276
1,265
66,183
2,141
1,577
23
1,202
66,158
1,421
67,666
2,369
1,644
24
1,333
69,739
1,689
69,683
2,439
1,726
23
1,466
75,808
1,733
68,561
2,374
1,818
22
1,631
81,680
1,826
70,582
2,468
1,891
26
1,697
67,343
1,695
75,236
2,595
1,991
32
1,863
67,922
1,649
77,666
2,532
2,028
35
1,957
64,886
1,581
80,640
2,455
2,076
35
2,015
55,106
1,387
86,134
2,365
2,151
33
2,120
61,692
1,073
89,587
1,930
2,275
32
2,224
51,902
1,255
91,163
2,340
2,335
37
2,278
59,005
1,290
91,088
2,405
2,399
40
2,337
47

Total Kredit
NPL
Ket:
r)
43
11,647
75
53
11,640
79
47
11,988
76
49
11,819
77
56
11,670
47
54
11,964
47
60
12,291
56
63
12,929
55
61
13,262
61
65
13,547
58
68
14,323
55
59
14,584
56
70
14,878
65
76
12,487
68
10,928
10,084
10,219
10,871
10,788
14,465
14,773
12,897
13,187
16,048
17,656
18,639
19,169
18,650
352
368
360
375
373
460
499
422
415
500
511
456
517
511
113,542
1,344
629,622
20,145
116,639
1,409
637,831
20,907
117,297
1,546
656,897
20,643
118,055
1,647
665,361
21,378
119,840
1,739
681,752
24,004
122,671
1,736
710,769
23,427
119,891
1,708
717,161
24,177
117,648
1,605
733,460
24,837
116,279
1,544
748,038
23,790
114,037
1,490
749,689
24,083
107,044
1,311
764,543
22,872
107,258
1,150
776,833
19,783
106,184
1,392
764,685
22,657
103,293
1,304
767,507
21,889
revisi
48
Tabel 1.44 Non Performing Loan BUSN Devisa Berdasarkan Sektor Ekonomi
(Non Performing Loan of Foreign Exchange Commercial Banks Based on Economic Sector)
2011
2012
Sektor Ekonomi
Jan
2. Perikanan - NPL
Ket:
6. Konstruksi - NPL
- Kredit
- NPL
Sosial Wajib - NPL
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
26,950
658
1,768
98
20,484
100
106,773
3,670
10,719
115
27,914
759
151,725
4,548
26,732
654
1,750
95
22,249
122
111,036
3,651
10,897
124
28,821
753
155,986
4,584
28,149
632
1,947
98
24,005
156
112,837
4,481
11,371
122
29,749
766
155,539
5,237
28,833
658
1,899
96
25,146
157
114,747
4,562
11,692
174
27,343
742
157,660
5,387
29,682
668
1,886
95
24,619
150
120,376
4,504
11,790
160
28,293
720
161,770
5,266
29,337
652
1,908
91
25,140
182
124,371
3,857
11,919
153
30,246
716
169,864
5,089
28,558
659
1,834
43
25,060
122
125,976
3,907
12,402
156
30,521
923
169,025
5,118
29,273
670
1,969
43
26,862
195
129,950
4,400
12,989
158
30,097
896
172,638
5,263
29,266
635
1,885
47
27,924
581
134,599
4,448
13,270
160
31,241
1,011
179,028
4,851
30,063
617
1,880
47
29,016
554
136,728
4,492
13,852
154
31,627
987
180,622
4,943
30,391
621
1,907
45
29,866
352
138,603
4,584
14,360
156
32,451
997
184,490
4,944
32,618
588
1,893
45
32,282
166
145,923
4,628
17,119
202
32,818
1,011
192,695
4,802
32,300
599
1,869
55
31,321
328
145,208
4,625
17,789
157
32,394
1,038
188,866
4,871
33,090
644
1,870
328
29,311
326
147,876
4,674
17,475
155
35,058
1,036
187,798
5,028
14,369
14,671
15,184
15,851
16,054
16,863
17,157
18,047
18,661
19,190
19,686
20,648
20,573
20,957
277
318
275
279
270
276
270
289
295
271
269
262
262
256
34,353
1,282
26,410
183
35,363
1,719
27,183
187
36,982
1,787
28,167
183
37,536
1,866
31,097
199
38,084
1,832
31,738
200
40,083
1,768
31,311
193
40,073
1,778
31,532
201
41,298
1,413
32,493
197
42,556
1,416
34,295
124
43,521
1,344
34,671
119
44,565
1,297
35,037
128
47,180
1,186
36,095
101
46,558
1,223
36,841
93
46,954
1,227
36,807
97
68,524
69,660
69,519
73,091
74,882
76,377
77,474
78,402
78,654
77,864
78,489
80,468
79,627
81,443
1,700
1,670
1,681
1,714
1,769
1,427
1,398
1,343
1,340
1,277
1,250
1,069
1,149
1,152
364
353
230
192
192
195
197
194
410
333
355
341
337
337
1,904
157
3,078
89
1,935
158
3,067
101
1,971
156
3,058
98
1,981
156
3,100
99
2,003
157
3,038
101
2,134
160
3,127
101
2,185
161
3,208
102
2,068
35
3,434
108
2,057
36
3,427
110
2,078
35
3,494
111
2,081
37
3,523
103
2,217
32
4,001
101
2,200
35
3,984
106
2,193
50
3,735
105
20,818
21,690
21,621
22,625
22,652
23,109
22,768
23,489
24,604
26,297
26,269
27,202
26,609
26,786
445
467
509
523
510
513
543
541
526
528
501
490
520
538
108
107
110
109
111
202
136
153
158
184
169
166
246
171
17
13
24
21
12
21
11
46
45
46
31
31
1,996
45
59,192
1,118
1,619
38
7,261
1,656
40
60,124
1,162
1,712
37
7,648
1,866
41
61,761
1,134
1,873
36
8,236
1,897
42
63,129
1,163
1,940
36
8,744
1,938
38
64,435
1,196
2,008
35
9,133
1,931
43
65,982
1,223
2,100
35
9,559
1,804
43
66,473
1,265
2,263
33
10,323
2,714
43
68,358
1,317
2,394
32
10,671
2,661
41
69,610
1,336
2,515
31
11,168
2,528
45
71,491
1,326
2,666
33
11,722
4,092
55
73,457
1,317
2,786
29
12,228
3,479
52
70,485
1,003
2,925
21
12,469
3,007
24
75,846
1,257
2,981
19
11,933
1,780
24
77,392
1,265
3,059
26
12,343
49

Total Kredit
NPL
Ket:
r)
125
64,393
802
131
74,219
886
140
75,740
928
153
75,433
969
158
76,234
999
159
74,950
973
169
76,287
952
181
79,797
955
187
81,800
978
188
83,683
979
191
84,259
933
174
84,406
855
187
83,422
904
185
83,498
886
17,352
17,663
17,886
18,219
18,609
19,163
19,994
21,257
21,669
22,422
23,459
24,328
25,139
25,970
429
427
412
410
393
393
407
412
424
437
447
420
424
421
40,702
772
708,824
17,413
33,436
683
728,002
17,971
33,554
683
741,401
19,564
33,861
693
756,128
20,089
34,845
707
774,377
19,938
38,143
740
798,019
18,755
38,923
777
804,203
19,046
41,867
736
830,444
19,237
43,458
737
854,915
19,327
44,549
747
870,482
19,260
45,185
751
887,709
19,028
50,775
921
922,541
18,141
45,704
765
914,763
18,665
45,738
734
921,643
19,169
revisi
50
Tabel 1.45 Non Performing Loan BUSN Non Devisa Berdasarkan Sektor Ekonomi
(Non Performing Loan of Non-Foreign Exchange Commercial Banks Based on Economic Sector)
2011
2012
Sektor Ekonomi
Jan
2. Perikanan - NPL
Ket:
6. Konstruksi - NPL
- Kredit
- NPL
Sosial Wajib - NPL
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
345
27
60
2
359
6
2,442
186
84
0
1,131
115
7,197
312
352
27
62
2
360
3
2,664
174
84
1,162
113
7,287
312
344
20
60
2
342
10
2,680
161
86
1,118
89
7,525
271
324
20
70
2
347
1
2,694
139
113
0
1,061
22
7,910
271
341
19
77
3
324
8
2,721
133
113
2
1,067
47
8,369
381
380
17
83
2
321
7
2,794
137
97
2
1,172
93
8,323
302
388
17
84
2
334
7
2,820
139
85
1
1,173
94
8,581
307
392
17
88
2
358
8
2,916
132
84
1
1,379
94
8,878
287
406
17
94
2
423
8
3,050
122
85
1
1,388
102
9,239
290
415
17
100
2
368
16
3,058
150
86
1
1,442
100
9,613
292
472
15
128
2
351
16
4,117
172
87
0
1,540
98
10,161
292
572
14
167
2
404
8
4,266
117
187
0
1,618
96
10,576
288
573
12
144
1
364
8
4,239
125
187
0
1,600
117
10,918
292
621
14
145
2
365
8
4,335
200
197
1
1,675
125
11,338
308
860
856
897
876
910
992
1,024
1,055
1,090
1,191
1,288
1,340
1,371
1,397
29
31
25
25
27
26
26
25
23
21
21
20
20
20
1,443
103
2,654
17
1,337
104
2,618
16
1,300
97
3,195
15
1,283
75
3,497
15
1,276
86
3,668
15
1,478
93
3,704
16
1,556
95
3,862
15
1,530
93
3,959
14
1,631
95
3,928
15
1,582
52
3,951
12
1,627
49
3,986
17
1,754
45
4,054
16
1,838
48
4,090
17
1,895
48
4,103
20
4,900
5,112
5,235
5,186
5,467
5,574
5,909
6,086
6,271
6,492
5,704
6,222
6,124
6,128
191
190
165
117
178
222
226
221
242
244
239
254
248
285
212
3
331
7
215
4
352
7
216
2
354
7
221
2
347
7
237
2
349
7
243
1
351
7
252
1
352
7
258
3
367
7
254
3
366
7
259
5
378
6
275
5
381
6
301
3
381
5
298
5
370
5
307
5
378
5
891
875
981
1,013
1,077
1,388
1,496
1,623
1,660
1,844
1,982
2,103
2,274
2,460
41
45
40
33
33
45
44
44
45
45
50
49
51
57
10
10
11
12
13
13
15
18
23
30
36
41
18
1
2,085
103
60
3
192
21
3
2,111
105
59
3
200
21
3
2,154
102
59
3
200
224
130
2,164
92
59
3
195
20
0
2,251
115
69
3
202
28
0
2,305
117
68
3
201
33
1
2,464
130
76
3
117
43
1
2,504
132
78
3
129
62
0
2,487
124
78
1
125
77
0
2,537
147
84
1
130
76
0
2,556
154
82
1
126
20
0
2,611
141
87
1
124
20
0
2,557
142
86
0
129
24
0
2,564
145
91
0
123
51

Total Kredit
NPL
Ket:
r)
7
1,261
55
7
1,266
57
7
1,233
54
9
1,146
2
10
1,192
50
10
1,054
51
5
1,028
49
5
1,029
49
7
1,010
49
8
1,018
48
8
1,059
50
10
1,206
48
10
1,318
48
10
1,371
46
20,677
21,056
21,443
21,994
22,389
23,136
23,697
24,151
24,527
25,003
25,298
25,574
26,032
26,383
88
91
81
220
98
97
101
100
91
91
92
82
99
105
2,406
30
49,619
1,327
2,390
32
50,450
1,328
2,420
27
51,873
1,184
2,318
26
53,050
1,214
2,477
37
54,607
1,255
2,675
40
56,380
1,290
2,564
29
57,909
1,300
3,694
29
60,615
1,267
3,933
45
62,124
1,289
4,364
33
64,011
1,292
4,586
45
65,907
1,332
4,545
41
68,143
1,243
4,178
33
68,749
1,285
4,058
36
69,998
1,442
revisi
52
Tabel 1.46 Non Performing Loan BPD Berdasarkan Sektor Ekonomi

(Non Performing Loan of Development Banks Based on Economic Sector)
2011
2012
Sektor Ekonomi
2. Perikanan - NPL
Ket:
6. Konstruksi - NPL
- Kredit
- NPL
Sosial Wajib - NPL
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
4,272
215
224
14
916
91
2,903
366
1,442
15
7,762
721
16,033
865
4,646
221
236
13
903
25
2,824
383
1,448
16
7,963
620
16,210
1,008
4,663
243
253
14
947
90
2,946
397
1,548
12
8,304
693
16,753
995
4,884
243
271
16
967
76
3,015
443
1,588
17
8,538
733
17,247
1,039
4,767
244
282
23
857
54
3,042
429
1,607
18
8,918
893
18,019
1,073
5,099
260
310
24
1,078
48
3,404
406
1,689
19
9,612
779
18,454
1,142
1,238
1,258
1,288
1,318
1,388
73
70
76
76
77
1,882
81
743
61
1,888
79
746
70
1,937
84
788
62
2,061
86
821
64
2,272
2,288
2,643
72
63
240
160
Jan
Feb
Mar
5,167
259
283
39
1,092
50
3,553
415
1,734
19
10,402
782
19,055
1,238
5,411
264
264
40
1,138
50
3,582
409
1,757
18
10,877
818
19,537
1,249
5,371
279
271
40
1,270
50
3,633
400
1,810
16
11,753
765
19,266
1,308
5,518
282
271
28
1,340
55
3,718
397
1,867
19
12,126
945
19,373
1,310
5,739
284
309
30
1,313
48
3,734
397
2,206
16
12,473
770
19,892
1,300
5,819
240
301
22
1,280
45
3,727
220
2,205
5
10,291
607
19,560
900
5,893
244
300
16
1,288
56
3,584
228
2,241
6
8,594
895
19,473
934
8,338
333
277
17
1,483
49
3,706
236
2,527
5
8,455
838
18,393
932
1,360
1,402
1,458
1,491
1,563
1,615
1,545
1,504
1,558
79
84
89
99
109
108
60
56
50
2,221
72
411
18
2,314
70
873
74
2,482
70
647
19
2,497
66
632
22
2,577
95
738
14
2,661
63
740
19
2,760
64
900
20
2,835
47
1,055
19
2,828
49
1,114
20
2,788
48
852
18
2,573
2,668
2,608
2,598
2,344
2,762
3,120
3,109
3,000
2,689
2,894
59
73
131
94
116
107
148
148
165
136
142
144
181
203
201
166
177
153
143
135
126
197
262
252
615
10
587
31
621
11
578
21
612
10
596
30
605
13
611
35
644
9
642
42
656
9
641
29
571
10
647
20
635
10
664
22
603
11
697
28
677
10
760
28
702
12
689
30
675
8
727
14
646
3
676
23
672
3
708
27
2,545
2,566
2,448
2,462
2,490
2,597
2,458
2,564
2,638
2,630
2,699
2,613
2,499
2,678
101
91
111
92
113
129
124
143
114
127
138
97
105
116
1,110
1,159
1,132
1,124
1,061
637
622
538
403
1,015
322
270
247
199
73
76
73
83
76
20
17
22
18
22
21
17
19
16
10
487
28
11,153
118
674
21
122
353
8
11,309
122
687
22
127
379
8
11,380
138
685
21
138
289
14
11,483
141
263
6
148
281
16
11,661
148
250
4
157
223
12
11,948
144
255
7
164
251
16
12,068
175
249
3
183
236
16
12,211
179
229
3
205
246
15
12,282
182
230
3
192
249
15
13,069
217
234
3
204
337
12
12,388
192
231
3
226
239
12
11,939
179
232
3
241
481
12
12,641
189
222
3
251
241
10
11,742
177
217
3
272
53

Total Kredit
NPL
Ket:
r)
8
396
5
6
401
6
9
406
6
10
462
6
11
493
6
10
520
6
12
485
5
12
470
5
12
468
5
12
459
5
18
451
4
17
438
4
18
423
4
19
414
4
35,971
36,682
37,425
38,364
40,033
41,239
42,114
42,933
43,613
44,309
45,214
46,536
47,069
47,932
150
162
151
154
181
183
169
173
178
173
172
162
171
172
49,808
241
143,395
3,360
50,895
235
145,945
3,330
51,974
255
149,427
3,539
53,584
273
152,882
3,693
54,715
300
156,810
3,938
55,808
288
161,654
3,832
56,512
291
164,753
3,933
57,296
308
167,633
4,024
57,884
303
170,352
4,082
57,374
302
173,415
4,290
59,208
319
176,645
4,125
59,977
260
175,702
3,073
59,947
273
174,872
3,465
61,286
271
177,886
3,490
revisi
54
Tabel 1.47 Non Performing Loan Bank Campuran Berdasarkan Sektor Ekonomi
(Non Performing Loan of Joint Venture Banks Based on Economic Sector)
2011
2012
Sektor Ekonomi
2. Perikanan - NPL
Ket:
6. Konstruksi - NPL
- Kredit
- NPL
Sosial Wajib - NPL
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
4,929
3
186
15
4,328
31,922
1,119
633
2,006
14
14,668
302
4,912
3
195
15
4,245
30,090
1,031
618
1,808
13
13,226
298
4,824
3
196
15
4,498
29,860
1,213
590
1,741
12
13,736
282
4,842
3
195
15
4,540
30,510
1,192
575
1,714
12
13,676
272
4,885
3
182
15
4,739
31,819
1,171
610
1,735
12
14,557
265
5,310
3
183
14
5,120
32,569
1,067
591
1,873
11
14,994
237
287
294
260
250
325
10
10
6,738
520
15,530
-
5,942
518
15,333
-
5,842
518
16,063
-
5,890
517
15,884
-
5,062
5,229
6,041
60
43
Jan
Feb
Mar
5,308
3
149
14
5,203
0
33,327
1,019
667
1,909
9
14,836
229
5,421
3
172
14
5,819
0
35,597
1,074
697
1,964
11
15,173
226
5,632
3
158
14
5,756
36,990
1,071
709
2,068
14
14,895
245
5,565
3
184
14
6,266
38,912
1,069
757
2,107
30
15,363
275
5,506
3
211
14
6,833
41,649
1,011
790
2,315
15
15,398
298
4,979
3
228
13
7,141
41,936
921
1,264
2,384
18
15,439
274
5,093
3
229
12
7,444
42,749
923
1,390
2,369
26
16,941
280
5,118
3
232
12
7,380
42,958
918
1,387
2,559
29
17,760
357
249
323
328
293
315
310
309
356
364
10
10
5,809
518
15,830
-
6,153
520
15,855
-
5,998
512
15,786
-
6,215
512
16,475
-
6,168
514
17,149
-
6,223
515
18,132
-
6,300
528
18,366
-
6,215
210
17,858
-
5,799
243
17,769
-
6,171
243
17,862
-
5,716
6,026
6,814
6,828
7,064
7,251
7,244
7,535
6,946
7,235
7,240
39
40
38
85
84
79
70
33
33
31
31
31
251
338
0
243
342
0
240
343
0
223
347
0
221
3
341
0
248
3
310
0
235
3
319
0
234
3
321
0
245
3
310
0
237
3
307
0
233
3
309
0
187
3
298
0
181
3
296
0
181
3
304
0
344
332
609
552
624
534
699
706
704
706
739
661
739
726
12
12
23
22
53
110
90
90
89
90
90
92
93
92
91
83
47
992
24
27
1
63
45
946
23
29
1
65
43
1,017
23
38
1
70
43
1,068
25
38
1
78
44
1,135
24
39
1
87
13
1,178
24
38
1
92
18
1,225
22
42
1
94
12
1,270
23
43
2
104
55
1,289
25
42
2
105
11
0
1,349
28
44
2
107
11
0
1,382
31
43
2
131
455
0
1,463
37
43
1
148
65
0
1,512
38
43
1
149
11
0
1,564
39
43
1
155
55

Total Kredit
NPL
Ket:
r)
2
3,375
27
2
3,534
26
0
3,621
25
0
3,935
26
0
4,028
28
0
4,065
26
0
4,061
27
1
4,361
27
1
4,532
27
0
4,784
28
0
5,010
32
0
5,075
34
0
5,143
33
0
5,134
35
592
593
593
658
676
709
710
705
730
720
739
810
804
817
34
36
39
42
45
48
50
53
56
60
65
84
96
100
6,501
385
98,845
2,528
6,560
385
94,606
2,416
6,540
367
96,821
2,547
6,513
358
97,360
2,518
6,559
365
100,362
2,505
6,588
369
103,579
2,426
6,551
371
104,378
2,362
6,534
387
109,307
2,428
6,563
394
111,733
2,456
6,512
404
115,938
2,476
6,492
406
120,398
2,453
6,455
396
120,389
2,036
6,578
380
122,976
2,080
6,696
366
124,746
2,149
revisi
56
Tabel 1.48 Non Performing Loan Bank Asing Berdasarkan Sektor Ekonomi
(Non Performing Loan of Foreign Owned Banks Based on Economic Sector)
2011
2012
Sektor Ekonomi
2. Perikanan - NPL
Ket:
6. Konstruksi - NPL
- Kredit
- NPL
Sosial Wajib - NPL
Jan
Feb
Mar
Apr
Mei
Jun
Ags
Sep
Okt
Nov
Des
2,513
0
8
7,851
1
35,640
1,465
3,652
2,280
0
9,066
105
2,461
0
8
8,657
1
35,826
1,379
3,561
2,222
0
8,929
94
2,785
0
6
9,241
1
35,184
1,320
2,925
1,977
0
9,048
101
2,815
0
7
9,562
3
36,277
1,375
2,898
1,895
0
8,847
102
2,687
0
7
10,157
2
37,665
1,215
2,891
1,896
0
10,124
101
2,352
0
8
7,819
3
37,395
1,230
3,899
1,732
1
10,074
125
2,530
0
8
8,382
1
41,434
1,126
3,901
1,524
1
9,660
98
2,457
0
5
9,079
43,288
1,818
4,144
1,485
0
10,131
107
2,624
0
4
11,408
42,509
1,845
4,245
1,509
0
10,321
104
2,735
0
4
11,806
43,302
1,771
4,363
1,454
0
10,306
72
2,650
0
5
11,923
44,049
1,249
4,477
1,457
0
10,972
72
1,822
0
6
11,664
38,797
1,120
4,305
556
0
8,778
29
2,164
0
7
14,211
45,826
1,140
4,268
836
12
10,232
55
1,722
0
7
13,262
48,241
1,070
4,248
765
11
10,731
55
545
536
530
529
520
518
512
523
532
188
194
217
215
238
4,719
153
24,799
-
4,656
150
25,305
0
4,639
147
26,312
-
4,475
144
25,816
-
4,225
144
26,036
0
4,843
143
26,012
-
4,946
141
26,376
-
6,318
144
26,632
-
5,995
148
27,696
0
6,072
148
27,761
-
6,311
153
28,922
-
5,318
151
29,706
-
5,972
14
29,685
-
5,596
14
31,064
-
3,265
3,251
3,067
3,409
3,145
3,537
3,002
2,568
2,196
2,147
2,321
(1,500)
3,017
3,226
24
10
22
18
18
18
18
18
19
18
13
(9)
103
101
99
93
96
96
99
92
91
91
3
0
6
0
3
0
5
0
3
0
5
0
3
0
5
0
3
0
5
0
3
0
5
0
2
0
4
0
2
4
0
2
0
4
0
2
0
3
0
2
3
0
1
0
3
0
1
0
3
0
1
0
3
0
1,137
1,127
1,946
1,952
1,941
1,577
2,067
2,390
2,186
1,740
1,649
1,082
1,386
1,401
104
106
107
107
108
108
108
108
109
109
109
346
651
5
83
0
-
698
(0)
86
0
-
Jul
Jan
Feb
Mar
887
5
96
0
-
302
5
100
0
-
292
5
104
0
-
292
5
558
3
-
334
9
109
3
-
341
9
110
3
-
348
8
551
3
-
346
8
558
3
-
372
4
563
11
-
15,804
202
574
12
-
508
119
560
12
-
839
126
569
12
-
57

Total Kredit
NPL
Ket:
r)
33
10
28
10
25
10
25
10
25
10
25
10
25
10
24
10
24
10
24
10
15
-
16
-
17
-
17
-
5,082
5,199
4,929
5,001
5,021
4,611
5,109
5,237
4,526
4,515
4,461
3,954
3,949
3,913
279
314
357
383
475
514
561
619
657
700
727
209
234
262
14,262
1,384
115,700
3,532
14,396
1,344
117,054
3,409
14,377
1,422
118,427
3,493
14,844
1,458
118,757
3,606
14,814
1,525
121,557
3,604
15,065
1,570
120,327
3,728
15,265
1,596
125,194
3,671
15,319
1,632
130,156
4,467
15,319
1,662
132,098
4,563
15,196
1,687
132,622
4,525
15,298
1,701
135,755
4,029
15,278
1,715
136,486
3,418
15,301
1,729
138,261
3,303
15,304
1,743
141,249
3,282
revisi
58
ga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
f Commercial Banks Based on Economic Sector)
r Rp (Billion Rp)
Economic Sector
59
Note:
r)
revised
60
n Bank Persero Berdasarkan Sektor Ekonomi

e Owned Banks Based on Economic Sector)
r Rp (Billion Rp)
Economic Sector
61
Note:
r)
revised
62
n BUSN Devisa Berdasarkan Sektor Ekonomi

ange Commercial Banks Based on Economic Sector)
r Rp (Billion Rp)
Economic Sector
63
Note:
r)
revised
64
USN Non Devisa Berdasarkan Sektor Ekonomi

hange Commercial Banks Based on Economic Sector)
r Rp (Billion Rp)
Economic Sector
65
Note:
r)
revised
66
Loan BPD Berdasarkan Sektor Ekonomi

lopment Banks Based on Economic Sector)
r Rp (Billion Rp)
Economic Sector
67
Note:
r)
revised
68
Bank Campuran Berdasarkan Sektor Ekonomi

Venture Banks Based on Economic Sector)
r Rp (Billion Rp)
Economic Sector
69
Note:
r)
revised
70
n Bank Asing Berdasarkan Sektor Ekonomi

n Owned Banks Based on Economic Sector)
r Rp (Billion Rp)
Economic Sector
71
Note:
r)
revised
72
Tabel 4.8 Kredit dan Non Performing Loan (NPL) Bank

(Loan a
Lokasi
Pertanian,
perburuan dan
Kehutanan
Perikanan
Pertambangan dan
Penggalian
Industri
Pengolahan
Listrik, gas dan air
Konstruksi
Penyediaan
Perdagangan Besar
akomodasi dan
dan Eceran
penyediaan makan
minum
Jawa Barat
NPL
Banten
NPL
DKI Jakarta
NPL
D.I Yogyakarta
NPL
Jawa Tengah
NPL
Jawa Timur
NPL
Bengkulu
NPL
Jambi
NPL
Aceh
NPL
Sumatera Utara
NPL
Sumatera Barat
NPL
Riau
NPL
Sumatera Selatan
NPL
Kepulauan Bangka Belitung
NPL
Kepulauan Riau
NPL
Lampung
NPL
Kalimantan Selatan
NPL
Kalimantan Barat
NPL
Kalimantan Timur
NPL
52
Kalimantan Tengah
NPL
Sulawesi Tengah
NPL
Sulawesi Selatan
NPL
Sulawesi Utara
NPL
Gorontalo
NPL
Sulawesi Barat
NPL
Sulawesi Tenggara
NPL
Nusa Tenggara Barat
NPL
Bali
NPL
Nusa Tenggara Timur
NPL
Maluku
NPL
Papua
NPL
Maluku Utara
NPL
Irian Jaya Barat
NPL
Lainnya
NPL
Total
NPL
53
n (NPL) Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Per Lokasi Dati I Bank Penyalur Kredit - Maret 2012
(Loan and Non Performing Loan of Commercial Banks Based on Economic Sector by Banks Location - March 2012)
Transportasi,
pergudangan dan
komunikasi
Perantara
Keuangan
Real Estate, Usaha

Persewaan, dan
Jasa Perusahaan
Admistrasi
Pemerintahan,
Pertahanan dan
Jaminan Sosial
Wajib
Jasa Pendidikan
Jasa
Kemasyarakatan,
Jasa Kesehatan dan
Sosial Budaya,
Hiburan dan
Kegiatan Sosial
Perorangan
lainnya
Jasa Perorangan
yang Melayani
Rumah Tangga
Badan
Internasional dan
Badan Ekstra
Internasional
Lainnya
Kegiatan yang
belum jelas
batasannya
54
55
enyalur Kredit - Maret 2012
Rumah Tangga Untuk Pemilikan

Rumah Tinggal

Flat atau
Apartemen

Ruko atau Rukan

Kendaraan
Bermotor

Peralatan Rumah
Tangga Lainnya
Bukan Lapangan
Usaha Lainnya
Location
Jawa Barat
NPL
Banten
NPL
DKI Jakarta
NPL
D.I Yogyakarta
NPL
Jawa Tengah
NPL
Jawa Timur
NPL
Bengkulu
NPL
Jambi
NPL
Aceh
NPL
Sumatera Utara
NPL
Sumatera Barat
NPL
Riau
NPL
Sumatera Selatan
NPL
Kepulauan Bangka Belitung
NPL
Kepulauan Riau
NPL
Lampung
NPL
Kalimantan Selatan
NPL
Kalimantan Barat
NPL
Kalimantan Timur
NPL
56

Kalimantan Tengah
NPL
Sulawesi Tengah
NPL
Sulawesi Selatan
NPL
Sulawesi Utara
NPL
Gorontalo
NPL
Sulawesi Barat
NPL
Sulawesi Tenggara
NPL
Nusa Tenggara Barat
NPL
Bali
NPL
Nusa Tenggara Timur
NPL
Maluku
NPL
Papua
NPL
Maluku Utara
NPL
Irian Jaya Barat
NPL
Lainnya
NPL
Total
NPL
57
Tabel 2.1 Unit Usaha Syariah (UUS) dan Kegiatan Usaha Bank Umum Syariah (BUS)
(Sharia Business Unit Operations and Sharia Commercial Banks)
Indikator
Penyaluran Dana iB
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
2006
2007
2008
2009
2010
2012
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
25,927
32,304
48,264
64,355
94,884
140,980
139,496
140,915
146,629
139,636
142,870
149,994
148,952
154,202
162,116
167,689
173,464
188,562
20,445
19,530
26,149
24,878
38,199
35,879
46,886
44,938
68,181
64,817
102,655
97,847
101,689
96,959
103,713
98,622
109,116
103,762
108,767
103,133
112,844
106,795
117,592
111,317
120,910
114,826
124,946
118,626
130,357
123,809
135,581
128,497
140,318
133,088
147,505
139,880
915
991
1,270
1,437
2,320
1,978
1,948
3,036
3,364
4,138
4,808
4,846
4,730
4,587
5,091
4,970
5,354
5,882
5,634
5,113
6,049
5,197
6,275
5,826
6,084
4,491
6,320
4,527
6,548
5,097
7,085
5,158
7,230
5,322
7,625
6,004
3,641
3,238
5,189
10,393
16,393
27,127
26,978
24,623
23,498
17,491
16,474
18,055
15,054
16,497
18,479
18,520
19,557
26,713
829
1,302
2,683
3,786
5,733
5,902
5,798
7,094
7,591
7,647
7,927
7,960
7,884
7,563
7,563
7,817
7,671
7,822
41
79
83
88
47
47
47
47
47
47
47
47
47
47
47
47
47
15
22,337
138
27,948
136
40,591
171
57,762
351
83,184
403
126,409
397
125,102
468
124,633
496
130,950
570
123,846
381
126,263
514
132,776
566
132,945
622
571
565
549
471
136,901
142,555
148,180
152,931
165,404
20,672
25,473
36,852
52,271
76,036
115,415
116,517
114,616
119,639
114,018
115,206
119,279
121,018
123,673
127,678
134,453
138,671
147,512
19,818
3,180
24,324
2,925
35,449
3,741
50,266
5,403
72,807
7,914
110,910
10,678
112,214
11,391
110,000
9,376
113,994
11,004
108,317
9,780
109,689
10,128
113,299
10,989
115,683
11,599
118,236
11,091
121,840
12,221
127,252
13,126
130,891
12,159
140,547
15,683
10,208
6,430
12,919
8,480
19,273
12,436
28,484
16,379
42,206
22,688
67,942
32,290
68,842
31,981
67,825
32,799
68,643
34,347
64,574
33,963
64,662
34,899
65,498
36,811
66,864
37,219
68,790
38,354
70,046
39,573
74,108
40,018
77,923
40,810
80,576
44,288
854
236
1,149
424
1,403
498
2,006
798
3,229
1,142
4,505
1,329
4,304
1,275
4,616
1,458
5,645
1,860
5,701
1,702
5,517
1,810
5,981
1,726
5,335
1,720
5,438
1,724
5,837
1,555
7,200
1,969
7,781
1,999
6,965
2,026
618
-
726
-
870
35
1,111
96
1,869
218
2,864
312
2,704
324
2,828
330
3,438
347
3,345
654
3,050
656
3,390
865
2,857
758
2,966
748
3,459
823
4,396
836
4,896
885
4,155
784
32
874
32
1,499
68
2,419
6
3,717
3
4,924
0
6,648
0
4,119
0
5,291
0
6,446
0
5,230
0
6,400
0
8,195
0
6,200
0
7,316
0
8,779
0
7,778
0
8,201
0
11,576
268
181
350
161
311
150
340
512
325
483
924
1,520
819
1,652
849
1,652
850
1,602
820
1,752
820
1,752
1,552
1,752
1,558
1,752
1,572
#REF!
1,532
-
1,537
-
1,537
-
1,537
-
181
161
150
512
483
1,520
1,652
1,652
1,602
1,752
1,752
1,752
1,752
1,752
1,879
1,852
1,851
1,952
285
401
727
845
1,321
1,783
1,891
2,123
2,318
1,924
1,982
1,884
2,278
2,471
2,574
2,453
2,584
103
2,634
25
32
64
69
90
119
103
101
96
103
104
114
139
117
113
107
86
89
991
268
1,017
275
1,752
335
1,946
449
5,965
491
6,611
579
6,611
585
6,911
580
7,362
585
6,911
584
7,011
611
6,911
909
6,911
911
6,911
907
6,911
915
6,911
914
6,911
913
7,211
913
355
27
481
149
432
152
790
315
1,051
527
1,475
1,069
128
2,478
362
2,407
581
2,128
728
2,185
994
2,200
1,296
1,902
1,528
1,902
1,752
1,897
2,029
1,890
2,333
1,890
2,577
1,890
2,541
1,895
142
132
466
468
516
816
816
516
516
516
516
516
618
618
618
618
618
618
2,358
1,761
2,824
3,076
5,408
9,244
10,663
4,243
6,668
3,825
3,644
3,936
3,036
2,918
3,412
3,321
3,242
4,993
26,722
Total Aset
Jaringan Kantor
23
Jumlah Bank
509
Jumlah Kantor 1)
Ket: 1) Tidak termasuk Gerai Muamalat
33,016
49,555
66,090
97,519
145,467
143,888
145,624
151,863
144,275
147,543
155,412
155,666
161,534
168,660
174,094
179,871
195,018
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana iB
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
b. Kewajiban Kepada BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
d. L/R tahun Lalu
disetor
f. Modal Pinjaman
SWBI (BUS & UUS)
29
32
31
34
34
35
35
35
35
35
35
35
35
35
35
35
35
568
790
998
1,477
1,702
1,778
1,971
1,852
1,856
1,911
1,964
2,003
2,061
2,115
2,153
2,185
2,227
Note
118
Tabel 2.2 Kegiatan Usaha Bank Umum Syariah (BUS)

(Sharia Commercial Banks Operations (BUS))
Indikator
2012
2006
2007
2008
2009
2010
2011
Penyaluran Dana iB
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
19,839
16,113
15,224
889
535
2,715
457
25,663
20,717
19,602
1,115
672
3,286
766
33,026
26,109
24,422
1,688
1,016
3,827
1,859
46,386
34,452
33,190
1,261
1,415
7,345
2,922
76,602
56,357
53,864
2,493
1,968
12,642
5,203
112,853
83,704
80,038
3,665
2,571
20,975
5,166
111,253
82,726
79,159
3,568
2,338
20,686
5,082
109,918
83,611
79,997
3,615
2,429
17,153
6,222
113,994
87,710
83,932
3,778
2,980
16,191
6,571
108,277
87,015
83,128
3,886
2,534
11,434
6,683
110,857
90,195
85,972
4,222
2,356
11,004
6,878
115,884
93,408
89,012
4,396
3,189
11,859
6,882
114,973
95,187
90,987
4,200
2,300
10,061
6,817
117,600
97,264
92,937
4,327
2,383
10,788
6,497
123,631
101,014
96,496
4,518
2,640
12,770
6,589
126,942
104,224
99,375
4,849
2,704
12,557
6,846
130,555
107,307
102,279
5,028
2,939
12,879
6,846
142,148
112,396
106,987
5,410
3,071
19,189
6,988
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana iB
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
d. L/R tahun Lalu
disetor
f. Modal Pinjaman
SWBI (BUS & UUS)
6
14
18,509
17,216
16,380
2,523
8,456
5,401
836
232
604
32
603
247
179
179
215
17
41
182
23,960
21,966
20,880
2,624
10,555
7,702
1,085
262
823
32
1,049
329
154
154
400
31
79
136
30,546
27,734
26,498
2,250
14,588
9,659
1,237
465
772
68
1,736
311
150
150
513
35
83
169
43,858
39,624
37,881
3,612
21,510
12,759
1,743
683
1,060
6
3,005
340
112
112
735
36
88
344
69,992
64,335
61,404
6,620
35,350
19,435
2,931
1,095
1,834
2
3
3,944
325
81
81
1,236
69
47
391
105,500
96,548
92,571
8,874
57,067
26,630
3,977
1,274
2,699
4
0
5,416
725
1,119
1,119
1,603
89
47
374
103,683
96,886
93,065
9,437
57,412
26,216
3,821
1,233
2,581
7
0
3,166
620
1,251
1,251
1,685
74
47
454
101,892
93,985
90,035
7,406
56,044
26,585
3,950
1,413
2,528
9
0
4,104
650
1,251
1,251
1,828
74
47
495
106,551
97,788
93,417
9,093
56,431
27,892
4,371
1,818
2,541
12
0
4,924
651
1,201
1,201
1,920
68
47
565
100,531
92,731
88,252
7,992
52,803
27,457
4,479
1,660
2,508
311
0
4,246
621
1,351
1,351
1,507
75
47
377
102,580
93,630
89,297
8,112
52,885
28,300
4,334
1,750
2,307
276
0
5,458
621
1,351
1,351
1,447
72
47
497
107,987
96,565
91,872
9,028
53,312
29,531
4,693
1,680
2,506
507
0
6,978
1,353
1,351
1,351
1,659
80
47
561
107,923
97,779
93,480
9,447
54,446
29,588
4,299
1,673
2,277
348
0
5,343
1,359
1,351
1,351
1,987
103
47
621
110,925
99,278
94,971
8,829
55,579
30,564
4,307
1,678
2,315
314
0
6,645
1,373
1,351
1,351
2,197
81
47
570
115,804
102,951
98,625
10,328
56,492
31,805
4,325
1,518
2,437
370
0
7,655
1,333
1,479
1,479
2,310
75
47
565
118,858
107,373
102,351
11,145
59,024
32,182
5,021
1,926
2,721
375
0
6,445
1,338
1,451
1,451
2,184
67
47
537
122,223
110,283
104,792
9,942
61,960
32,890
5,491
1,949
3,097
445
0
6,818
1,338
1,451
1,451
2,286
47
47
456
133,170
117,817
112,664
13,445
63,748
35,471
5,153
1,948
2,856
349
0
9,989
1,338
1,654
1,551
103
2,325
47
991
268
310
24
142
1,001
275
459
143
132
1,701
335
499
138
466
1,946
449
499
295
468
5,965
491
776
499
516
6,611
579
1,065
1,054
816
6,611
585
60
2,338
816
6,911
580
244
2,260
516
7,362
585
399
1,931
516
6,911
584
458
2,120
516
6,911
611
640
2,134
516
6,911
909
861
1,836
516
6,911
911
1,028
1,836
618
6,911
907
1,187
1,831
618
6,911
915
1,374
1,824
618
6,911
914
1,563
1,824
618
6,911
913
1,740
1,824
618
7,211
913
1,790
1,829
618
2,358
2,599
2,824
3,076
5,408
9,244
10,663
4,243
6,668
3,825
3,644
3,936
3,036
2,918
3,412
3,321
3,242
4,993
Total Aset
21,151
Jaringan Kantor
Jumlah Bank
3
Jumlah Kantor 1)
346
Ket: 1) Tidak termasuk Gerai Muamalat
r)
revisi
27,286
34,036
48,014
79,186
116,930
115,296
114,306
118,951
112,624
114,951
120,455
120,705
123,830
129,065
132,252
135,892
147,581
3
398
5
576
6
711
11
1,215
11
1,390
11
1,424
11
1,410
11
1,449
11
1,446
11
1,488
11
1,518
11
1,532
11
1,587
11
1,639
11
1,675
11
1,703
11
1,734
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Note:
119
Tabel 2.3 Kegiatan Usaha Unit Usaha Syariah (UUS)

(Sharia Business Unit Operations (UUS))
Indikator
2006
2007
2008
2009
2010
2011
2012
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Penyaluran Dana iB
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
6,087
4,332
4,305
26
457
926
372
10,099
7,227
6,910
318
996
1,254
622
15,238
12,090
11,457
632
962
1,362
824
17,969
12,435
11,748
687
1,621
3,048
864
18,282
11,824
10,953
871
2,170
3,751
530
28,127
18,952
17,809
1,143
2,276
6,152
736
28,243
18,963
17,800
1,163
2,249
6,292
716
30,998
20,102
18,625
1,476
2,540
7,470
872
32,635
21,405
19,830
1,575
2,902
7,307
1,020
31,359
21,752
20,005
1,747
2,579
6,058
964
32,014
22,649
20,823
1,827
2,841
5,470
1,049
34,110
24,184
22,305
1,879
2,636
6,196
1,077
33,979
25,723
23,840
1,884
2,191
4,993
1,067
36,602
27,682
25,689
1,992
2,144
5,709
1,066
38,485
29,343
27,313
2,030
2,457
5,709
974
40,747
31,358
29,122
2,236
2,454
5,964
971
42,909
33,011
30,809
2,202
2,383
6,678
824
46,414
35,109
32,894
2,215
2,933
7,524
834
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana iB
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
d. L/R tahun Lalu
disetor
f. Modal Pinjaman
SWBI (BUS & UUS)
1
3,828
3,456
3,438
657
1,752
1,030
18
4
14
271
21
1
1
70
8
7,061
6,045
6,003
836
3,416
1,751
42
29
13
902
21
1
1
73
19
10,044
9,118
8,952
1,490
4,684
2,777
166
33
98
35
684
0
0
214
29
1
13,903
12,648
12,385
1,791
6,974
3,620
263
116
51
96
712
400
400
111
33
7
13,191
11,702
11,403
1,294
6,856
3,253
298
47
35
217
981
402
402
86
21
12
20,908
18,867
18,339
1,804
10,875
5,660
528
54
165
308
1,232
199
401
401
180
30
23
21,419
19,631
19,148
1,954
11,430
5,765
483
42
123
317
953
199
401
401
206
29
14
22,740
20,631
19,965
1,971
11,781
6,214
666
45
301
321
1,187
199
401
401
296
27
2
24,399
21,851
20,577
1,911
12,212
6,454
1,274
41
897
335
1,522
199
401
401
398
28
5
23,315
21,287
20,065
1,788
11,771
6,506
1,222
42
837
343
985
199
401
401
416
28
4
23,683
21,575
20,392
2,017
11,776
6,599
1,183
60
743
380
942
199
401
401
534
32
17
24,789
22,714
21,427
1,961
12,186
7,280
1,287
45
884
358
1,217
199
401
401
225
34
5
25,022
23,239
22,202
2,153
12,417
7,632
1,036
47
580
410
857
199
401
401
291
36
1
25,976
24,395
23,264
2,263
13,212
7,790
1,131
46
651
434
671
199
401
401
274
36
1
26,752
24,727
23,215
1,893
13,554
7,768
1,512
37
1,022
453
1,124
199
401
401
263
38
1
29,323
27,080
24,901
1,981
15,084
7,836
2,179
43
1,675
461
1,333
199
401
401
269
40
13
30,708
28,388
26,099
2,217
15,963
7,919
2,289
50
1,799
440
1,383
199
400
400
298
39
14
32,234
29,695
27,883
2,238
16,828
8,817
1,812
78
1,300
435
1,587
199
401
401
309
42
45
3
-
16
81
6
-
291
20
-
275
28
-
410
15
-
67
140
-
118
147
-
181
197
-
271
66
-
354
66
-
434
66
-
500
66
-
565
66
-
656
66
-
770
66
-
837
66
-
752
66
-
2,358
2,599
2,824
3,076
5,408
9,244
10,663
4,243
6,668
3,825
3,644
3,936
3,036
2,918
3,412
3,321
3,242
4,993
Total Aset
Jaringan Kantor
5,571
9,252
15,519
18,076
18,333
28,536
28,592
31,318
32,912
31,652
32,593
34,957
34,962
37,704
39,595
41,842
43,979
47,437
20
163
26
170
27
214
25
287
23
262
23
312
24
354
24
561
24
403
24
410
24
423
24
446
24
471
24
474
24
476
24
478
24
482
24
493
Jumlah Bank
Jumlah Kantor
Ket:
1)
1)
51
(66)
14
-
Tidak termasuk Gerai Muamalat
Note:
120
Tabel 2.4 Perkembangan Aset Perbankan Syariah

(Growth of Assets of Sharia Banks)
2012
Indikator
Bank Umum Syariah

Unit Usaha Syariah
2006
2007
2008
2009
2010
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
21,151
27,286
34,036
48,014
79,186
116,930
115,296
114,306
118,951
112,624
114,951
120,455
120,705
123,830
129,065
132,252
135,892
147,581
5,571
9,252
15,519
18,076
18,333
28,536
28,592
31,318
32,912
31,652
32,593
34,957
34,962
37,704
39,595
41,842
43,979
47,437
121
Tabel 2.5 Aktiva Produktif Perbankan Syariah

(Earning Assets of Sharia Banks)
Indikator
2012
2006
2007
2008
2009
2010
2011
20,445
27,944
38,195
46,886
68,181
102,655
101,689
103,713
109,116
108,767
112,844
117,592
120,910
124,946
130,357
135,581
140,318
151,754
18,583
25,494
35,076
41,931
63,006
95,480
93,787
95,314
100,720
100,216
104,365
109,499
112,751
116,219
121,399
126,370
130,331
142,501
b. Dalam Perhatian Khusus
891
1,319
1,610
3,074
3,114
4,587
5,181
5,469
5,385
5,454
5,174
4,709
4,625
5,259
5,384
5,712
6,481
5,822
c. Kurang Lancar
353
321
525
435
677
1,075
982
806
841
905
975
1,250
1,338
1,306
1,317
1,218
1,153
995
d. Diragukan
236
267
224
582
332
297
487
739
745
606
609
555
598
592
738
767
739
557
e. Macet
383
543
759
865
1,052
1,216
1,252
1,384
1,424
1,586
1,721
1,579
1,596
1,569
1,519
1,515
1,615
1,878
Non Performing Financing

(Nominal)
971
1,131
1,509
1,882
2,061
2,588
2,722
2,930
3,011
3,098
3,304
3,384
3,533
3,468
3,575
3,499
3,506
3,430
4.75
4.05
3.95
4.01
2.52
2.68
2.82
2.76
2.85
2.93
2.88
2.92
2.78
2.74
2.58
2.50
2.26
Pembiayaan iB
a. Lancar

(%)
3.02
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
122
an Kegiatan Usaha Bank Umum Syariah (BUS)

ations and Sharia Commercial Banks)
Rp (Billion Rp)
Indicator
Fund Disbursements iB
a. Financing
Rupiah
Foreign Exchange
b. Inter-Bank
c. Placements at BI
d. Money Instruments (not
including recapitalization
bonds)
e. Equity participation
f. Other claims
Sources of Funds iB
a. Third Party Funds
Rupiah
Wadiah Demand Deposit
Mudharabah Time Deposits
Mudharabah Savings Accounts
Foreign Exchange
b. Liabilities at BI
c. Inter-Bank
d. Money Instruments
e. Loans received
Rupiah
Foreign Exchange
f. Other Liabilities
g. Guarantee Deposits
Capital Components
a. Paid-In Capital
b. Reserves
c. Current Earnings (Profit/Loss)
d. Retained Earnings (Profit/Loss)
e. Estimate of Additional Paid-In
Capital
f. Capital Loans
Bank Indonesia Syariah Money
Certificates (BUS & UUS)
Total Assets
Office Network
Total Banks
Total Bank Offices 1)
Note: 1) Excluding Gerai Muamalat
123
saha Bank Umum Syariah (BUS)

al Banks Operations (BUS))
Rp (Billion Rp)
Indicator
a. Financing
Rupiah
Foreign Exchange
b. Inter-Bank
c. Placements at BI
bonds)
f. Other claims
Sources of Funds iB
Rupiah
Foreign Exchange
c. Inter-Bank
e. Loans received
Rupiah
Foreign Exchange
Capital Components
a. Paid-In Capital
b. Reserves
Capital
f. Capital Loans
Total Assets
Office Network
Total Banks
Total Bank Offices 1)
Note: 1) Excluding Gerai Muamalat
2)
Revised
124
saha Unit Usaha Syariah (UUS)

ss Unit Operations (UUS))
Rp (Billion Rp)
Indicator
a. Financing
Rupiah
Foreign Exchange
b. Inter-Bank
c. Placements at BI
bonds)
f. Other claims
Sources of Funds iB
Rupiah
Foreign Exchange
c. Inter-Bank
e. Loans received
Rupiah
Foreign Exchange
Capital Components
a. Paid-In Capital
b. Reserves
Capital
f. Capital Loans
Total Assets
Office Network
Total Banks
Total Bank Offices
Note:
1)
1)
Excluding Gerai Muamalat
125
ngan Aset Perbankan Syariah

ssets of Sharia Banks)
Rp (Billion Rp)
Indicator
Syariah Commercial Banks

Syariah Business Units
126
roduktif Perbankan Syariah

sets of Sharia Banks)
Rp (Billion Rp)
Indicator
Financing iB
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Lost
(Nominal)
127
Tabel 2.6 Komposisi DPK Perbankan Syariah

(Composition of Third Party Funds of Sharia Banks)
Desember 2007
Indikator
Nominal
Giro Wadiah iB
Rupiah
Valas
Desember 2008
Komposisi thdp
total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Desember 2009
Komposisi thdp
total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Desember 2010
Komposisi thdp
total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Desember 2011
Komposisi thdp
total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Desember 2012
Komposisi thdp
total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Komposisi thdp
total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
3,750
13.39
4,238
11.50
6,202
11.86
9,056
11.91
12,006
11.79
17,708
3,459
12.35
3,741
10.15
5,403
10.34
7,914
10.41
10,678
10.49
15,683
10.63
291
1.04
498
1.35
798
1.53
1,142
1.50
1,329
1.30
2,026
1.37
Indicator
12.00 Demand Deposit iB

Rupiah
Foreign Exchange
Deposito Mudharabah iB
Rupiah
Valas
14,807
52.86
20,143
54.66
29,595
56.62
44,075
57.97
70,806
69.55
84,732
57.44 Deposits iB
13,971
49.88
19,273
52.30
28,484
54.49
42,206
55.51
67,942
66.74
80,576
54.62
836
2.98
870
2.36
1,111
2.13
1,869
2.46
2,864
2.81
4,155
2.82
Rupiah
Foreign Exchange
Tabungan Mudharabah iB
Rupiah
Valas
9,453
33.75
12,471
33.84
16,475
31.52
22,906
30.13
32,602
32.02
45,072
30.55 Savings iB
9,453
33.75
12,436
33.74
16,379
31.33
22,688
29.84
32,290
31.72
44,288
30.02
0.00
35
0.10
96
0.18
218
0.29
312
0.31
784
0.53
Rupiah
Foreign Exchange
Total DPK iB
28,011
100
36,852
100
52,271
100
76,036
100
115,415
113.37
147,512
Rupiah
26,884
95.98
35,449
96.19
50,266
96.16
72,807
95.75
110,910
108.94
140,547
95.28
1,127
4.02
1,403
3.81
2,006
3.84
3,229
4.25
4,505
4.42
6,965
4.72
Valas
100.00 Total Third Party Funds iB

Rupiah
Foreign Exchange
123
Tabel 2.7 Tingkat Bagi Hasil Rata-rata DPK Bank Syariah

(Average of Profit Sharing Rates of Third Party Fund of Sharia Banks)
Persen (Percent)
Indikator
2006
2007
2008
2009
2010
2011
2012
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Ind
Des
Giro iB
Wadiah Dema
Rupiah
1.28
1.07
1.21
1.04
1.26
2.15
2.62
2.00
1.76
1.81
1.79
1.68
0.95
1.10
0.96
0.97
1.19
1.01
Rupiah
Valas
1.12
1.08
0.95
0.38
0.77
1.13
1.24
1.21
1.05
0.51
0.31
0.48
0.31
0.28
0.31
0.25
0.25
0.26
Foreign Ex
Deposito iB
Mudharabah D
Rupiah
9.75
7.97
8.61
7.48
7.03
7.46
7.28
7.12
6.87
6.98
6.97
6.83
6.09
6.21
6.17
6.32
6.22
6.33
Rupiah
Valas
3.87
5.71
2.69
3.18
4.35
3.36
4.70
4.41
3.87
4.00
3.82
3.77
3.29
3.12
2.77
2.61
2.24
2.89
Foreign Ex
Tabungan iB
Rupiah
Valas
Mudharabah S
3.72
3.32
3.61
2.76
3.08
3.23
3.13
3.08
2.85
2.78
2.73
2.65
2.23
2.30
1.96
2.34
2.25
2.41
Rupiah
0.63
0.92
1.01
0.92
0.87
0.87
0.84
0.73
1.08
1.64
3.92
1.00
0.87
0.90
1.41
0.51
0.68
Foreign Ex
124
Tabel 2.8 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Sektor Ekonomi

(Average of Margin Rates of Financing Based on Sector Economic)
Persen (Percent)
Sektor Ekonomi
1. Pertanian, perburuan dan

sarana pertanian
Rupiah
Valas
2. Pertambangan
Rupiah
Rupiah
3.
2006
2007
2008
2009
2010
2011
2012
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
1)
Nov
Sekto
Des
11.34
15.97
16.34
17.78
14.91
13.72
13.85
13.64
13.85
13.24
13.23
12.94
12.78
14.15
14.33
14.03
13.42
15.07
11.50
15.97
16.36
17.78
14.97
14.04
13.92
13.70
13.91
13.28
13.27
12.96
12.80
14.21
14.45
14.13
13.49
15.23
0.00
0.00
0.00
0.00
12.11
9.89
12.05
12.05
12.11
12.05
12.05
12.05
12.05
12.05
12.05
12.05
12.05
12.05
12.58
12.59
15.57
15.44
16.29
12.22
12.25
12.22
12.83
12.44
12.19
12.01
11.45
11.63
11.39
11.25
11.45
11.36
15.49
13.96
10.39
14.20
14.32
13.70
14.02
13.64
14.16
13.88
13.65
13.49
13.33
13.65
13.28
13.17
13.17
13.03
1.52
10.33
22.74
18.51
19.03
9.60
9.23
9.70
10.47
9.89
9.87
9.45
7.80
7.92
7.77
7.73
8.14
7.99
Valas
12.17
15.01
14.68
15.48
13.99
13.49
13.50
13.32
13.61
13.25
13.04
13.31
13.25
13.04
12.87
12.85
12.49
12.18
Rupiah
12.33
16.33
15.58
15.34
14.32
13.56
13.58
13.41
13.69
13.35
13.18
13.43
13.37
13.40
13.26
13.20
12.75
12.58
Valas
Rupiah
Valas
5. Konstruksi
Rupiah
Valas
4.98
6.40
2.49
39.77
10.04
11.78
11.82
11.85
12.39
11.65
10.89
11.42
11.30
8.87
8.35
10.38
10.44
9.65
15.17
15.40
13.90
15.30
15.34
14.03
13.96
13.76
15.32
13.44
13.42
13.26
13.21
13.16
12.98
13.03
13.05
12.91
15.17
15.80
18.97
16.18
16.31
14.56
14.47
14.23
15.96
13.82
13.81
13.76
13.76
13.69
13.68
13.73
13.84
13.77
0.00
9.27
10.42
10.76
7.86
10.30
10.28
10.24
10.51
10.19
10.20
9.83
9.73
9.73
9.12
9.13
9.09
8.90
10.47
15.51
13.67
13.49
14.32
14.32
14.42
14.31
14.40
14.04
13.99
13.97
13.54
13.52
14.38
13.98
14.00
13.95
11.29
16.03
13.90
14.15
14.63
14.54
14.67
14.55
14.59
14.34
14.22
14.18
13.80
13.78
14.78
14.52
14.51
14.46
0.00
3.20
8.85
4.60
9.91
12.11
12.25
12.22
12.67
12.06
12.23
12.29
11.51
11.42
11.17
10.47
10.47
10.62
8.71
15.78
17.00
19.34
19.64
19.25
19.34
19.23
20.60
19.02
19.02
18.83
18.58
19.03
18.10
18.71
18.47
18.33
Rupiah
8.73
15.75
17.08
19.49
20.18
19.60
19.67
19.55
20.98
19.31
19.32
19.14
18.85
19.32
18.33
19.05
18.87
18.74
Valas
7.01
16.40
15.00
12.04
9.32
8.99
9.03
8.94
8.40
8.73
8.67
8.41
8.85
8.82
8.86
9.16
9.25
9.14
16.09
14.28
16.00
15.24
15.49
15.08
15.08
14.95
16.02
15.04
14.73
14.58
14.85
14.66
14.50
14.32
14.21
13.96
Rupiah
16.55
15.54
16.85
15.80
16.38
16.20
16.17
16.03
17.23
16.21
15.98
15.71
15.94
15.90
15.82
15.62
15.48
15.40
Valas
10.50
6.75
9.49
8.12
9.60
9.12
9.15
9.11
9.49
9.50
8.82
9.07
9.16
8.94
9.32
9.27
9.23
8.94
15.09
15.19
15.97
15.26
15.03
14.37
14.37
14.34
15.21
14.33
14.31
14.27
14.26
14.42
14.32
14.20
14.32
13.86
15.31
15.85
16.82
15.54
15.38
14.51
14.51
14.48
15.36
14.47
14.48
14.45
14.44
14.59
14.47
14.34
14.46
13.98
6. Perdagangan, restoran dan

hotel
7. Pengangkutan, pergudangan
dan komunikasi
8. Jasa Dunia usaha

Rupiah
Valas
9. Jasa sosial/masyarakat
Rupiah
Valas
4.63
6.57
3.93
8.22
5.88
8.89
8.91
9.02
9.60
9.20
8.65
9.35
8.89
8.87
8.64
8.50
8.38
8.61
10.66
12.95
14.04
16.89
17.91
14.57
14.40
13.86
15.54
14.22
14.11
13.82
14.02
13.45
13.13
12.60
12.95
12.76
11.15
12.95
14.04
16.89
17.91
14.67
14.48
13.93
15.64
14.28
14.18
13.88
14.08
13.50
13.07
12.55
12.92
12.74
0.00
0.00
8.00
7.98
8.00
8.00
7.79
8.00
8.30
8.30
8.00
8.09
18.15
15.94
14.38
14.41
10. Lain-lain
11.01
11.49
11.60
11.04
10.17
9.68
9.73
9.84
10.99
34.08
9.83
9.87
9.93
9.63
9.88
11.11
11.18
10.29
Rupiah
11.12
11.58
11.82
11.41
10.47
9.99
10.05
10.22
11.42
35.62
10.28
10.30
10.34
10.03
10.28
11.24
11.30
10.63
8.69
0.47
0.09
0.13
0.70
0.78
0.80
0.70
0.69
0.57
0.54
0.53
0.15
0.08
0.08
0.70
0.74
0.36
Valas
Ket:
1)
0.00 -
terdapat formulasi baru untuk perhitungan bagi hasil akad ijarah
Note:
1)
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
there is a new formulation for the calculation of the re
125
Tabel 2.9 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Jenis Penggunaan

(Average of Margin Rates of Financing Based on Type of Use)
Persen (Percent)
Jenis Penggunaan
Modal Kerja
2006
2007
2008
2009
2010
2011
2012
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
1)
Nov
Typ
Des
11.71
15.51
16.49
16.99
16.55
15.33
15.37
15.20
15.28
15.16
15.04
14.93
14.81
14.96
14.81
14.71
14.73
14.33
11.97
15.92
19.34
17.15
16.96
15.65
15.66
15.48
15.56
15.43
15.35
15.23
15.11
15.29
15.12
15.03
15.05
14.63
1.45
8.51
4.26
12.55
10.56
9.67
9.86
10.03
10.01
10.32
9.80
9.93
9.36
9.17
9.10
9.34
9.36
9.29
Investasi
13.34
13.87
13.67
13.75
14.54
14.42
14.46
14.47
14.55
14.39
14.40
14.34
14.44
14.34
14.41
14.20
14.19
13.96
Rupiah
13.80
14.59
18.04
14.22
14.82
14.74
14.78
14.78
14.89
14.74
14.73
14.67
14.79
14.69
14.77
14.61
14.60
14.37
6.01
7.41
2.23
7.65
8.88
10.14
10.07
10.09
9.88
9.86
9.95
9.95
9.67
9.49
9.86
9.64
9.68
9.48
Konsumsi
10.99
11.48
11.58
11.03
10.16
9.68
9.73
9.84
10.49
34.06
9.82
9.86
9.92
9.63
9.88
11.11
11.17
10.38
Rupiah
11.10
11.56
14.32
11.40
10.47
9.99
10.05
10.22
10.92
35.61
10.27
10.30
10.34
10.03
10.28
11.23
11.29
10.72
8.69
0.47
0.01
0.13
0.70
0.78
0.80
0.70
0.63
0.57
0.54
0.53
0.15
0.08
0.08
0.70
0.74
0.36
Rupiah
Valas
Valas
Valas
Ket:
1)
terdapat formulasi baru untuk perhitungan bagi hasil akad ijarah
Note:
1)
there is a new formulation for the calculation of the re
126
Tabel 2.10 Kegiatan Usaha BPR Syariah

(Sharia Rural Banks Operation)
Indikator
Penyaluran Dana iB
Pembiayaan iB
Antar Bank Aktiva iB
Sumber Dana iB
Dana Pihak Ketiga
Tabungan iB Wadiah
Tabungan iB Mudharabah
Deposito iB Mudharabah
Antar Bank Passiva
Pinjaman yang Diterima
Kewajiban Lainnya
2006
2007
2008
2009
2010
2011
2012
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Ind
Des
1,107
1,591
1,995
2,586
3,328
3,406
3,482
3,573
3,661
3,766
3,847
3,948
4,027
4,142
4,230
4,326
4,459 Disbursement
877
230
1,257
334
1,587
408
2,060
525
2,676
652
2,727
679
2,819
663
2,910
663
2,997
664
3,106
660
3,218
628
3,314
634
3,336
691
3,405
737
3,465
765
3,530
797
3,554
906
708
87
204
417
174
52
3
570
10
280
280
8
271
1,251
234
319
697
353
57
18
1,604
285
374
945
521
52
19
2,095
412
448
1,235
694
80
23
2,192
426
473
1,294
677
81
26
2,255
431
485
1,339
686
77
28
2,318
438
498
1,383
695
80
31
2,398
448
505
1,444
701
82
32
2,464
450
504
1,509
724
85
36
2,481
449
492
1,540
764
88
29
2,554
466
488
1,600
788
84
28
2,611
473
495
1,643
804
86
27
2,687
481
510
1,696
827
88
28
2,776
499
535
1,743
823
85
26
2,842
512
542
1,787
817
99
28
2,938
527
590
1,820
855
91
27
Source of Fun

Modal Disetor
Cadangan
L/R Tahun berjalan
L/R Tahun Lalu
Some Compon
-
176
21
27
(9)
222
28
30
(15)
751
456
55
(22)
347
42
70
(25)
390
50
87
(26)
394
51
8
54
407
55
17
38
414
56
25
23
416
57
33
14
433
63
42
(19)
440
64
58
(23)
450
64
66
(23)
452
64
70
(23)
455
64
81
(24)
460
63
91
(24)
470
61
103
(24)
472
61
106
(24)
127
Paid-In Cap
Tabel 2.11 Aset dan Pembiayaan BPR Syariah

(Asset and Financing of Sharia Rural Bank)
Indikator
Aset
2006
2007
2008
2009
2010
2011
2012
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
4,254
Sep
4,370
Okt
Nov
4,461
4,555
Ind
Des
1,203
1,693
2,126
2,739
3,520
3,613
3,697
3,789
3,883
3,977
4,061
4,169
4,699 Assets
Pembiayaan iB
882
1,257
1,587
2,060
2,676
2,727
2,819
2,910
2,997
3,106
3,218
3,314
3,336
3,405
3,465
3,530
3,554 Financing iB
Lancar
807
1,151
1,475
1,927
2,512
2,545
2,633
2,723
2,802
2,905
3,013
3,092
3,105
3,171
3,229
3,290
3,335
Kurang Lancar
22
35
31
39
49
61
63
64
66
68
68
79
80
80
80
83
73
Diragukan
22
21
31
30
45
40
41
39
41
45
45
50
51
51
56
54
52
Macet
31
49
50
65
70
82
82
84
88
88
93
92
99
103
100
103
94

(Nominal)
75
105
112
134
164
182
186
187
195
201
206
221
230
234
237
240
219
Non Performing Financing (%)
8.56
8.38
7.03
6.50
6.11
6.68
6.61
6.42
6.50
6.47
6.39
6.68
6.91
6.87
6.83
6.80
6.15
Non Performin
(Nominal)
Non Performi
128
Tabel 2.12 Jaringan Kantor Perbankan Syariah

(Sharia Bank Office Network)
Indikator
2006
2007
2008
2009
2010
2012
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Ind
Des
Bank Umum Syariah (BUS)

Jumlah Bank
Jumlah Kantor
Sharia Comm
3
346
3
398
5
576
6
711
11
1,215
11
1,390
11
1,424
11
1,410
11
1,449
11
1,446
11
1,488
11
1,518
11
1,532
11
1,587
11
1,639
11
1,675
11
1,703
11
1,734
Unit Usaha Syariah (UUS)

Jumlah Bank
Sharia Busine
20
26
27
25
23
24
24
24
25
24
24
24
24
24
24
24
24
24
163
170
214
287
262
312
354
561
403
410
423
446
471
474
476
478
482
493
Jumlah Bank
114
131
139
150
155
155
155
155
156
156
156
156
156
156
156
156
158
Jumlah Kantor
185
202
223
286
364
364
374
373
376
377
378
370
364
386
390
390
401
Jumlah Kantor
BPR Syariah
Sharia Rural B
129
Tabel 2.13 Kinerja Bank Umum Syariah

(Sharia Commercial Bank Performance)
Indikator
CAR (%)
- Modal
- ATMR
2006
2007
2008
2009
2010
2011
2012
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Ind
Des
16.76
16.63
16.27
15.91
15.33
14.97
13.40
16.12
16.12
13.63
14.98
14.54
14.60
14.14
9,578
57,156
11,297
67,936
11,845
72,814
11,970
75,228
11,894
77,597
11,886
79,419
12,092
90,219
12,864
79,798
12,864
79,798
13,205
96,863
13,288
88,704
13,499
92,867
13,638
93,401
13,866
98,071
96.84
2,121
67,230
94.38
757
13,471
96.64
441
13,095
95.89
905
22,002
96.66
457
13,690
96.62
459
13,575
96.89
424
13,641
95.74
611
14,322
98.03
281
14,250
97.89
302
14,298
98.21
267
14,914
97.88
316
14,905
97.90
323
15,367
97.34
3,341
125,551
1.77
936
53,024
1.59
960
60,268
82.38
1.20
949
79,144
1.59
1,460
92,058
81.65
1.72
1,426
82,997
0.57
652
115,296
92.09
1.36
1,153
84,929
1.37
1,577
114,801
82.71
1.63
1,415
86,871
1.67
1,931
115,354
79.86
1.37
1,219
88,992
1.78
2,010
112,613
80.67
1.54
1,405
91,274
1.70
1,943
114,490
78.59
1.83
1,718
93,678
1.79
2,066
115,682
77.77
1.68
1,611
95,982
1.85
2,149
116,399
77.18
1.44
1,410
98,104
1.88
2,185
116,127
76.91
2.08
2,080
100,230
2.13
2,531
118,632
76.48
1.73
1,775
102,520
1.92
2,300
119,994
76.26
1.53
1,606
104,809
1.94
2,326
120,036
76.21
2.04
2,184
107,114
1.94
2,397
123,667
76.35
4,368
5,302
6,378
7,812
808
877
1,237
1,495
1,732
2,168
2,333
2,892
2,939
3,739
3,563
4,582
4,179
5,414
4,779
6,214
5,400
7,061
6,078
7,970
6,768
8,880
7,678
10,057
16.76
9,578
57,156
87.60
56,357
64,335
19.64
16,779
85,448
91.41
32,165
35,186
19.48
16,428
84,322
114.83
111,253
96,886
20.57
16,886
82,101
116.95
109,918
93,985
19.18
16,130
84,103
116.57
113,994
97,788
19.99
16,318
81,625
116.76
108,277
92,731
18.55
15,379
82,905
118.40
110,857
93,630
18.09
15,773
87,207
120.01
115,884
96,565
18.05
15,868
87,889
117.58
114,973
97,779
18.29
16,411
89,707
118.46
117,600
99,278
18.66
17,412
93,307
120.09
123,631
102,951
18.70
17,670
94,494
118.23
126,942
107,373
18.79
18,401
97,922
118.38
130,555
110,283
18.04
18,689
103,588
120.65
142,148
117,817
KAP
Produktif
- APYD (%)
Rentabilitas
NOM (%)
- Pendapatan
- Rata-rata Aktiva
ROA (%)
- Laba
- Rata-Rata total aset
BOPO (%)
-
Biaya Operasional
Pendapatan
Earning Asss
Classified E
Earning
ass
Profitability
Likuiditas
Short Term Mistmach (%)
- Aktiva Jangka Pendek
- Kewajiban Jangka
FDR (%)
- Pembiayaan
- Dana Pihak Ketiga
CAR (%)
NOM (%)
ROA (%)
Operating E
Operations
Likuidity
130
Short Term
FDR (%)
-
Tabel 2.14 Bank Umum Syariah Berdasarkan Tingkat Rasio

(Sharia Commercial Based on Ratios)
Indikator
2006
2007
2008
2009
2010
2012
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Ind
Des
Modal Inti
Tier One Capi
<100 miliar
>100 miliar
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
CAR
Capital Adequ
<12%
>12%
0
11
0
11
10
10
0
11
0
11
0
11
0
11
1
10
0
11
2
9
NPL
Non Performi
<5%
11
>5%
11
0
11
0
11
0
11
0
11
0
11
0
10
10
11
11
11
11
ROA
Return on Ass
<1,5%
>1,5%
LDR
Loan to Depo
<50%
>50%
10
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
131

132
Hasil Rata-rata DPK Bank Syariah

ates of Third Party Fund of Sharia Banks)
rsen (Percent)
Indicator
Wadiah Demand Deposit iB

Rupiah
Foreign Exchange
Mudharabah Deposits iB
Rupiah
Foreign Exchange
Mudharabah Saving iB
Rupiah
Foreign Exchange
133
ta Pembiayaan Berdasarkan Sektor Ekonomi

f Financing Based on Sector Economic)
rsen (Percent)
Sektor Ekonomi
Agriculture, hunting and

agricultural facilities
Rupiah
Foreign Exchange
Mining
Rupiah
Foreign Exchange
Manufacturing
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Construction
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Transportation, warehousing
and communications
Rupiah
Foreign Exchange
Business Services
Rupiah
Foreign Exchange
Social Services
Rupiah
Foreign Exchange
Others
Rupiah
Foreign Exchange
Note:
1)
there is a new formulation for the calculation of the results ijara contract
134
a Pembiayaan Berdasarkan Jenis Penggunaan

s of Financing Based on Type of Use)
rsen (Percent)
Type of Use
Working Capital
Rupiah
Foreign Exchange
Investment
Rupiah
Foreign Exchange
Consumption
Rupiah
Foreign Exchange
Note:
1)
there is a new formulation for the calculation of the results ijara contract
135
giatan Usaha BPR Syariah

ural Banks Operation)
r Rp (Billion Rp)
Indicator
Disbursement of Fund iB
Financing iB
Interbank Assets iB
Source of Funds iB
Third Party Funds
Wadiah Savings iB
Mudharabah Savings iB
Deposit Mudharabah iB
Loan received
Other Liabilities
Some Components of Capital
Paid-In Capital
Reserves
Current Earnings (Profit/Loss)
Current Earnings (Profit/Loss)
136
dan Pembiayaan BPR Syariah

ncing of Sharia Rural Bank)
r Rp (Billion Rp)
Indicator
Assets
Financing iB
Current
Sub Standard
Doubtful
Lost
(Nominal)
Non Performing Financing (%)
137
an Kantor Perbankan Syariah

Bank Office Network)
Indicator
Sharia Commercial Banks
Total Banks
Total Bank Offices
Sharia Business Units

Total Banks
Total Bank Offices
Sharia Rural Bank

Total Banks
Total Bank Offices
138
nerja Bank Umum Syariah

ercial Bank Performance)
r Rp (Billion Rp)
Indicator
CAR (%)
Capital
Earning Assset Quality
Classified Earning assets to
Earning
assets
(%) Assets
Classified
Earning
Total Earning assets
Profitability
NOM (%)
Net Operations Income
Average Earning Assets
ROA (%)
Profit
Average Assets
Operating Expenses to
Operations Revenue (%)
Operations Expenses
Operations Income
Likuidity
Short Term Mistmach (%)
Short-Term Assets
Short-Term Liabilities
FDR (%)
Financing
Third Party Funds
139
Syariah Berdasarkan Tingkat Rasio

mercial Based on Ratios)
Indicator
Tier One Capital
<100 billion
>100 billion
Capital Adequacy Ratio
<12%
>12%
Non Performing Loan Ratio
<5%
>5%
Return on Asset Ratio
<1,5%
>1,5%
Loan to Deposit Ratio
<50%
>50%
140
ni sengaja dikosongkan
tentionally left blank
141
Tabel 3.1 Kegiatan Usaha Bank Perkreditan Rakyat

(Rural Banks Operations)
Indikator
2006
2007
2008
2009
2010
2011
2012
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Penyaluran Dana
a. Kredit
Ind
Des
Fund Disburs
16,948
20,540
25,472
28,001
33,844
41,100
41,424
42,485
43,557
44,472
45,448
46,637
47,605
47,947
48,500
48,895
49,425
49,818
a.
4,956
6,009
5,841
8,075
10,033
12,434
12,419
12,083
11,373
11,183
11,220
11,000
10,732
11,258
12,272
12,868
13,637
14,935
b.
15,771
18,719
21,339
25,552
31,312
38,209
38,794
39,422
39,414
39,931
40,449
40,549
40,814
41,436
42,436
43,091
43,831
44,870
11,190
12,701
14,204
17,280
21,455
26,174
26,596
27,090
27,086
27,198
27,508
27,647
27,915
28,479
29,115
29,538
29,958
30,401
4,581
6,018
7,135
8,272
9,857
12,035
12,199
12,332
12,328
12,733
12,941
12,902
12,898
12,957
13,321
13,553
13,873
14,468
2,401
3,240
4,214
3,947
4,739
6,420
6,236
6,259
6,555
6,821
7,144
7,769
8,062
8,282
8,598
8,726
8,898
9,528
b.
c. Pinjaman yang Diterima
416
482
542
541
610
443
416
429
412
420
394
408
427
430
365
368
425
426
c.
d. Kewajiban Segera
145
189
250
328
373
389
370
363
382
390
393
424
421
365
397
387
408
466
d.
b. Antar Bank Aktiva
Sumber Dana
a. DPK
Deposito
Tabungan
b. Antar Bank Pasiva
Source of Fun
Several Comp
Capital

a. Modal Disetor
a.
2,333
2,776
3,241
4,072
4,757
5,517
5,541
5,578
5,647
5,697
5,816
5,911
5,972
6,028
6,091
6,128
6,182
6,227
a.
b. Cadangan
697
828
1,098
1,033
1,272
1,465
1,549
1,581
1,611
1,696
1,713
1,716
1,728
1,720
1,739
1,721
1,710
1,726
b.
c. L/R Tahun Berjalan
509
663
849
1,158
1,447
1,853
165
336
531
712
951
1,169
1,378
1,542
1,761
2,002
2,216
2,328
c.
d. L/R Tahun Lalu
129
38
1,399
1,177
865
347
151
109
52
40
19
(100)
(118)
(157)
(125)
(1)
(24)
134
d.
Tabel 3.2 Kinerja Bank Perkreditan Rakyat

(Rural Banks Performance)
Indikator
LDR (%)
2006
2007
2008
2009
2010
2011
2012
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Ind
Des
87.37
80.03
82.54
79.61
79.02
78.54
78.35
79.47
81.33
82.21
82.71
83.62
84.43
83.63
82.59
81.85
81.11
- Total Kredit
16,953
20,684
25,480
28,012
33,878
41,144
41,467
42,526
43,601
44,523
45,499
46,690
47,660
48,000
48,556
48,949
49,474
49,866
- Penghimpunan Dana
17,879
21,696
25,944
29,496
36,420
44,836
44,779
45,299
45,437
46,183
46,972
47,673
48,215
49,081
50,294
51,204
52,264
54,535
1,525
4,149
4,926
5,691
6,450
7,551
8,146
8,213
8,171
7,974
8,039
8,163
8,236
8,314
8,501
8,600
8,730
8,880
- Modal Inti
NPL (%)
- Kredit Non Lancar
- Total Kredit
ROA (%)
- L/R Tahun Berjalan
- Total Aktiva
ROE (%)
- L/R Tahun Berjalan
- Modal Disetor
- Cadangan Umum
78.63 LDR (%)
9.73
7.98
9.88
6.90
6.12
5.22
5.56
5.57
5.56
5.59
5.43
5.27
5.28
5.44
5.35
5.39
5.33
1,649
1,639
2,516
1,932
2,070
2,146
2,301
2,367
2,422
2,487
2,468
2,459
2,514
2,609
2,596
2,635
2,632
2,369
4.75 NPL (%)

-
16,948
20,540
25,472
28,001
33,844
41,100
41,424
42,485
43,557
44,472
45,448
46,637
47,605
47,947
48,500
48,895
49,425
49,818
2.21
2.39
2.61
3.08
3.16
3.32
3.53
3.54
3.71
3.68
3.87
3.89
3.88
3.74
3.71
3.73
3.68
509
663
849
1,158
1,447
1,853
165
336
531
712
951
1,169
1,378
1,542
1,761
2,002
2,216
2,328
3.46 ROA (%)

-
23,045
27,741
32,533
37,554
45,742
55,799
56,172
56,908
57,211
57,966
58,980
60,034
60,868
61,783
63,385
64,409
65,698
67,397
19.25
20.98
22.67
25.08
26.71
29.46
31.36
31.53
32.80
32.49
34.04
34.32
34.33
33.34
33.54
34.14
34.10
32.63 ROE (%)
509
663
849
1,158
1,447
1,853
165
336
531
712
951
1,169
1,378
1,542
1,761
2,002
2,216
2,328
2,333
2,776
3,241
4,072
4,757
5,517
5,541
5,578
5,647
5,697
5,816
5,911
5,972
6,028
6,091
6,128
6,182
6,227
312
384
506
546
661
772
787
808
830
874
891
901
906
908
910
908
908
909
135
Tabel 3.3 Perkembangan Aset BPR Berdasarkan Lokasi BPR

(Growth of Rural Banks Asset Based on Location)
Lokasi
Jawa Barat
2006
2007
2008
2009
2010
2012
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Loc
4,354
4,818
5,868
7,061
8,511
9,771
9,828
10,008
9,970
10,048
10,223
10,307
10,347
10,517
10,786
10,885
11,054
11,293
Banten
388
512
632
737
907
1,056
1,055
1,068
1,089
1,125
1,133
1,139
1,152
1,179
1,210
1,231
1,262
1,308
DKI Jakarta
350
489
571
708
922
1,341
1,314
1,343
1,377
1,400
1,435
1,446
1,476
1,479
1,488
1,509
1,511
1,579
D.I Yogyakarta
1,101
1,409
1,634
1,848
2,250
2,610
2,598
2,610
2,634
2,662
2,717
2,782
2,825
2,857
2,912
2,947
2,997
3,097
Jawa Tengah
5,665
6,723
7,790
9,190
10,899
12,851
12,853
12,966
13,045
13,168
13,316
13,434
13,622
13,761
14,125
14,363
14,669
14,938
Jawa Timur
3,145
3,616
4,030
4,739
5,607
6,562
6,656
6,709
6,690
6,767
6,915
7,142
7,236
7,378
7,602
7,670
7,822
7,898
15
18
23
25
30
33
33
35
35
34
36
36
37
37
38
38
39
39
140
216
205
244
323
424
428
450
461
488
508
535
567
589
622
625
643
644
138
Bengkulu
Jambi
Aceh
38
54
110
121
104
125
125
125
126
127
128
127
128
128
130
133
136
Sumatera Utara
376
419
495
580
677
763
770
780
781
790
808
815
824
838
857
867
875
877
Sumatera Barat
537
733
901
1,025
1,157
1,278
1,260
1,269
1,257
1,275
1,290
1,294
1,296
1,286
1,319
1,343
1,353
1,406
Riau
247
392
491
601
735
899
928
938
952
985
987
978
989
987
988
997
1,002
1,015
Kepulauan Riau
428
620
855
1,349
2,161
2,836
2,913
2,967
2,985
3,028
3,100
3,191
3,277
3,318
3,337
3,383
3,408
3,425
Sumatera Selatan
206
336
394
520
645
834
912
907
873
884
922
971
987
1,001
989
975
983
996
10
20
25
50
50
51
52
52
57
56
58
55
56
54
56
59
3,038
3,516
3,563
3,037
3,539
4,386
4,441
4,461
4,525
4,519
4,430
4,518
4,500
4,559
4,643
4,761
4,929
5,167
Kalimantan Selatan
107
167
260
250
348
389
387
402
394
415
396
389
398
368
366
385
385
396
Kalimantan Barat
307
403
511
577
670
820
820
849
865
889
898
924
958
986
974
993
964
979
Kalimantan Timur
99
154
193
233
272
282
270
265
268
259
262
265
268
268
269
277
284
310
10
28
46
67
70
74
76
76
93
101
98
101
109
106
104
137
Sulawesi Tengah
89
134
209
254
309
504
460
434
478
522
583
666
741
793
843
902
933
955
Sulawesi Selatan
119
194
272
336
457
669
690
745
704
746
766
798
832
855
874
880
891
925
Sulawesi Utara
131
171
194
241
395
625
641
653
660
674
702
716
705
732
748
764
789
820
Sulawesi Tenggara
31
47
57
65
68
80
80
79
78
80
85
89
91
93
94
95
98
103
Sulawesi Barat
Gorontalo
22
23
21
26
29
30
30
30
31
31
33
31
31
34
34
33
33
35
Bangka Belitung
Lampung
Kalimantan Tengah
Nusa Tenggara Barat

Bali
Nusa Tenggara Timur
321
375
456
535
585
716
728
725
730
739
751
743
746
753
775
806
826
840
1,467
1,851
2,318
2,663
3,431
4,801
4,825
4,920
4,960
5,062
5,218
5,311
5,383
5,461
5,772
5,904
6,117
6,326
23
35
64
109
153
200
204
204
203
202
206
214
214
224
222
225
228
253
Maluku
127
160
210
210
217
391
391
427
480
480
519
541
550
591
609
632
654
747
Papua
162
137
184
215
231
314
315
314
328
337
362
374
406
424
456
479
502
516
13
14
14
14
14
15
15
16
15
16
16
16
17
74
79
82
84
82
82
82
106
109
118
125
128
152
55,799
56,172
56,908
57,211
57,966
58,980
60,034
60,868
61,783
63,385
64,409
65,698
67,397
Maluku Utara
Papua Barat
29
Lainnya
Total
23,045
27,741
32,533
37,554
45,742
136
Tabel 3.4 Jumlah BPR Berdasarkan Total Aset

(Rural Banks Based on Total Assets)
Total Aset
Total Aset BPR
2006
2007
2008
2009
2010
2011
2012
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Tota
Des
111
85
56
46
25
16
16
16
15
17
14
12
13
10
14
15
13
12 Total Asset Rur
835
651
536
429
341
264
262
259
255
254
252
251
250
247
238
240
239
229 Total Asset Rur
479
527
511
479
433
387
370
363
369
371
357
346
347
346
347
331
328
333 Total Asset Rur
455
554
669
779
907
1,002
1,015
1,027
1,026
1,025
1,045
1,058
1,059
1,065
1,070
1,083
1,087
1,079 Total Asset Rur
1,880
1,817
1,772
1,733
1,706
1,669
1,663
1,665
1,665
1,667
1,668
1,667
1,669
1,668
1,669
1,669
1,667
1,653
< 1 Miliar
Total Aset BPR
1 s.d 5 Miliar
Total Aset BPR
5 s.d 10 Miliar
Total Aset BPR
> 10 Miliar
Total
137
Tabel 3.5 Non Performing Loan Bank Perkreditan Rakyat

(NPL of Rural Bank)
Kolektibilitas
Kredit
2006
2007
2008
2009
2010
2011
2012
Colle
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
49,818 Credit
16,948
20,540
25,472
28,001
33,844
41,100
41,424
42,485
43,557
44,472
45,448
46,637
47,605
47,947
48,500
48,895
49,425
15,299
18,901
22,956
26,068
31,775
38,953
39,123
40,118
41,136
41,985
42,980
44,178
45,091
45,339
45,904
46,260
46,793
47,450
a. Current
b. Kurang Lancar
473
407
1,039
457
514
495
622
651
658
684
662
653
666
720
675
699
688
577
b. Sub-Sta
c. Diragukan
482
319
342
335
398
420
420
424
433
445
447
439
464
478
486
470
480
453
c. Doubtfu
d. Macet
694
913
1,135
1,140
1,158
1,231
1,259
1,292
1,331
1,357
1,359
1,367
1,384
1,410
1,435
1,466
1,464
1,339
1,649
1,639
2,516
1,932
2,070
2,146
2,301
2,367
2,422
2,487
2,468
2,459
2,514
2,609
2,596
2,635
2,632
2,369 Non Performi

(Nominal)
9.73
7.98
9.88
6.90
6.12
5.22
5.56
5.57
5.56
5.59
5.43
5.27
5.28
5.44
5.35
5.39
5.33
4.75 Non Performi

(%)
a. Lancar
Non Performing Loan

(Nominal)
(%)
138
d. Lost
Tabel 3.6 Non Performing Loan BPR Berdasarkan Lokasi

(NPL of Rural Banks Based On Location)
Lokasi
Jawa Barat
2006
2007
2008
2009
2010
2012
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Loc
Des
413
379
408
417
427
455
474
490
483
484
489
490
498
517
515
530
530
501
Banten
36
42
43
70
81
85
90
92
96
97
96
94
92
98
101
99
98
89
DKI Jakarta
11
17
26
36
46
46
43
44
54
50
50
45
45
57
68
74
73
64
D.I Yogyakarta
93
83
80
80
103
109
123
129
130
133
134
133
137
141
139
139
136
115
Jawa Tengah
607
614
591
618
658
675
719
735
747
777
769
774
773
786
775
770
762
687
Jawa Timur
184
170
157
155
176
194
211
221
221
232
231
231
244
243
246
240
238
204
Bengkulu
Jambi
11
14
14
13
13
14
14
15
15
15
16
17
17
17
20
14
Aceh
33
10
Sumatera Utara
33
27
29
35
39
48
50
51
50
45
45
47
45
45
44
43
44
40
Sumatera Barat
33
32
40
67
87
66
73
75
76
79
77
74
80
85
86
83
85
68
Riau
12
14
18
27
40
49
57
59
67
74
73
72
77
86
87
92
91
89
22
37
44
46
48
57
56
56
65
69
57
62
66
62
16
16
20
24
31
27
28
31
27
30
32
30
34
33
31
32
37
34
45
58
909
84
52
51
57
56
61
58
55
66
68
71
64
72
69
57
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
12
13
10
11
12
10
10
11
14
14
14
15
17
Kalimantan Barat
13
13
17
19
17
16
16
18
19
20
22
22
23
27
27
30
29
27
Kalimantan Timur
10
27
30
24
25
25
26
28
27
27
28
28
29
29
29
29
Kalimantan Tengah
Sulawesi Tengah
10
Sulawesi Selatan
11
11
13
19
15
14
14
14
15
15
13
14
15
15
15
16
13
Sulawesi Utara
12
18
18
20
20
21
21
23
23
29
31
34
34
25
Sulawesi Tenggara
10
10
10
10
10
10
10
10
10
10
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
27
30
33
40
64
69
71
73
75
74
72
72
74
75
75
81
83
79
Bali
74
78
71
126
98
95
114
115
132
132
121
112
112
120
115
116
112
103
Nusa Tenggara Timur
10
10
10
Maluku
Papua
Maluku Utara
Papua Barat
Lainnya
1,649
1,639
2,516
1,932
2,070
2,146
2,301
2,367
2,422
2,487
2,468
2,459
2,514
2,609
2,596
2,635
2,632
2,369
Total
139
Usaha Bank Perkreditan Rakyat

Banks Operations)
ar Rp (Billion Rp)
Indicator
Fund Disbursements
Credits
Inter-Bank Assets
Source of Funds
Third Party Funds
Time Deposits
Savings Deposits
Inter-Bank Liabilities
Loans received
Immediate Liabilities
Several Components of
Capital
Paid In Capital
Reserves
Current Earnings
Retained Earnings
(Profit/Loss)
140
ja Bank Perkreditan Rakyat

Banks Performance)
ar Rp (Billion Rp)
Indicator
LDR (%)
Total Credit
Funds collected
Core Capital
NPL (%)
Non Current Credits
Total Credit
ROA (%)
Current Earnings
(Profit/Loss)
Total Aktiva
ROE (%)
Current Earnings (Profit Loss/
Paid In Capital
General Reserve
141
n Aset BPR Berdasarkan Lokasi BPR

anks Asset Based on Location)
ar Rp (Billion Rp)
Location
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Others
Total
142
BPR Berdasarkan Total Aset

s Based on Total Assets)
ar Rp (Billion Rp)
Total Asset
Total Asset Rural bank
< 1 Billion
1 up to 5 Billion
5 up to 10 Billion
> 10 Billion
Total
143
ing Loan Bank Perkreditan Rakyat

L of Rural Bank)
ar Rp (Billion Rp)
Collectibility
Credit
a. Current
b. Sub-Standard
c. Doubtful
d. Lost
Non Performing Loan
(Nominal)
Non Performing Loan Ratio
(%)
144
ming Loan BPR Berdasarkan Lokasi

Banks Based On Location)
ar Rp (Billion Rp)
Location
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Others
Total
145
Tabel 3.7 Komposisi DPK Bank Perkreditan Rakyat

(Composition of Third Party Funds of Rural Bank)
Desember 2006
Indikator
Nominal
Deposito
Tabungan
Total DPK
Desember 2007
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2008
Nominal
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2009
Nominal
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2010
Nominal
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2011
Nominal
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2012
Nominal
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
11,190
0.71
12,701
67.85
14,204
66.56
17,280
67.63
21,455
68.52
26,174
68.50
30,401
67.75 Time Dep
4,581
0.29
6,018
32.15
7,135
33.44
8,272
32.37
9,857
31.48
12,035
31.50
14,468
32.25 Saving
15,771
1.00
18,719
100.00
21,339
100.00
25,552
100.00
31,312
100.00
38,209
100.00
44,870
100.00 Total Thi
140
DPK Bank Perkreditan Rakyat

rd Party Funds of Rural Bank)
Rp (Billion Rp)
Indicator
Time Deposits
Saving
141
Tabel 3.8 Komposisi DPK BPR Berdasarkan Lokasi Penghimpunan - Desember 2012
(Composition of Third Party Funds of Rural Banks Based on Location - December 2012)
Lokasi
1. Jawa Barat
Tabungan
(Saving Deposits)
Deposito
(Time Deposits)
Total DPK
(Total of Third Party Funds)
Pangsa Thd Total DPK (%)

(Portion to Total Third Party Funds
(%)
2,031
5,714
7,746
17.26
1.
2. Banten
195
621
816
1.82
2.
3. DKI Jakarta
163
900
1,063
2.37
3.
4. D.I Yogyakarta
701
1,492
2,193
4.89
4.
5. Jawa Tengah
4,638
5,948
10,585
23.59
5.
6. Jawa Timur
1,572
3,321
4,893
10.90
6.
7. Bengkulu
12
13
25
0.06
7.
8. Jambi
81
401
482
1.07
8.
9. Aceh
30
31
61
0.14
9.
10. Sumatera Utara
301
312
612
1.36
10.
11. Sumatera Barat
598
374
972
2.17
11.
12. Riau
299
379
678
1.51
12.
13. Kepulauan Riau
388
2,347
2,735
6.10
13.
208
417
625
1.39
14.
10
37
48
0.11
15.
16. Lampung
547
2,702
3,249
7.24
16.
107
115
222
0.49
17.
352
431
783
1.74
18.
76
116
192
0.43
19.
65
40
105
0.23
20.
21. Sulawesi Tengah
45
239
284
0.63
21.
142
335
476
1.06
22.
23. Sulawesi Utara
113
475
588
1.31
23.
32
29
61
0.14
24.
25. Sulawesi Barat
0.01
25.
26. Gorontalo
11
20
0.04
26.
290
231
521
1.16
27.
1,256
2,798
4,054
9.03
28.
66
120
186
0.41
29.
30. Maluku
42
229
271
0.60
30.
31. Papua
53
149
203
0.45
31.
0.02
32.
41
70
111
0.25
33.
0.00
34.
14,468
30,401
44,870
100
15. Bangka Belitung

28. Bali
32. Maluku Utara

33. Papua Barat
34. Lainnya
Total
Total
141
dasarkan Lokasi Penghimpunan - Desember 2012

f Rural Banks Based on Location - December 2012)
Location
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Others
Total
142
Tabel 3.9 DPK BPR Berdasarkan Lokasi Penghimpunan

(Third Party Funds of Rural Banks Based on Deposits Location)
Lokasi
1. Jawa Barat
2006
2007
2008
2009
2010
2012
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Loca
Des
2,995
3,305
4,035
5,072
6,061
6,859
6,961
7,096
7,062
7,096
7,218
7,129
7,106
7,272
7,461
7,534
7,648
7,746
1.
2. Banten
214
274
308
382
509
661
677
694
709
735
749
743
744
757
776
783
796
816
2.
3. DKI Jakarta
218
288
305
420
600
837
829
851
869
907
939
950
964
968
983
1,016
1,020
1,063
3.
4. D.I Yogyakarta
805
1,043
1,142
1,290
1,511
1,814
1,829
1,839
1,847
1,866
1,896
1,918
1,951
1,991
2,024
2,058
2,108
2,193
4.
5. Jawa Tengah
4,041
4,712
5,395
6,449
7,529
9,052
9,104
9,191
9,215
9,336
9,420
9,371
9,445
9,571
9,880
10,073
10,333
10,585
5.
6. Jawa Timur
2,077
2,349
2,476
2,964
3,497
4,041
4,158
4,180
4,177
4,266
4,372
4,432
4,440
4,561
4,737
4,797
4,850
4,893
6.
11
15
17
18
20
20
21
22
22
23
24
24
24
25
25
25
25
7.
101
161
146
186
244
316
323
342
350
380
394
410
431
438
460
466
474
482
8.
26
34
57
37
41
55
55
56
56
58
57
56
57
57
55
57
59
61
9.
10. Sumatera Utara
273
307
357
426
493
538
546
556
553
555
564
567
574
589
601
612
610
612
10.
11. Sumatera Barat
330
475
580
715
829
913
899
912
895
908
909
899
882
878
908
929
938
972
11.
12. Riau
183
293
350
417
525
629
656
663
672
694
692
680
673
678
677
676
667
678
12.
13. Kepulauan Riau
357
476
657
1,071
1,758
2,324
2,390
2,462
2,458
2,489
2,544
2,597
2,674
2,695
2,699
2,723
2,724
2,735
13.
156
258
308
386
471
556
585
582
547
560
593
623
631
644
635
615
612
625
14.
17
21
43
43
43
44
45
50
48
49
46
47
44
45
48
15.
2,045
2,287
2,140
1,945
2,427
2,883
2,990
3,005
2,983
2,976
2,928
2,958
2,984
3,029
3,063
3,104
3,215
3,249
16.
65
97
144
154
177
251
251
268
256
274
253
237
237
201
199
212
213
222
17.
247
319
399
470
547
651
657
686
700
715
719
737
771
795
780
798
770
783
18.
64
89
114
152
177
174
165
165
166
163
164
168
169
168
170
173
179
192
19.
15
28
44
46
48
51
49
66
72
69
71
79
75
73
105
20.
21. Sulawesi Tengah
40
54
93
99
130
277
241
229
275
297
288
301
296
290
292
292
289
284
21.
72
122
128
185
259
366
391
437
400
405
397
403
425
446
458
466
467
476
22.
23. Sulawesi Utara
97
126
145
171
282
439
457
466
471
484
498
509
494
508
516
531
555
588
23.
28
42
50
55
56
56
54
53
52
53
54
55
56
59
58
59
58
61
24.
25. Sulawesi Barat
25.
7. Bengkulu
8. Jambi
9. Aceh
15. Bangka Belitung

16. Lampung
26. Gorontalo
10
14
16
16
16
16
16
16
17
16
17
20
18
18
20
26.
172
209
260
319
366
452
464
460
464
474
481
463
454
458
475
492
505
521
27.
28. Bali
949
1,179
1,455
1,803
2,331
3,254
3,292
3,365
3,377
3,423
3,496
3,512
3,544
3,557
3,703
3,797
3,912
4,054
28.
17
38
71
108
143
146
147
146
145
152
157
158
166
162
164
167
186
29.
64
71
100
99
105
251
244
272
264
249
226
227
213
203
204
200
200
271
30.
119
95
119
152
166
224
230
241
237
214
210
207
204
221
200
204
204
203
31.
32.
63
67
69
69
70
70
70
68
71
79
87
88
111
33.
34.
38,209
38,794
39,422
39,414
39,931
40,449
40,549
40,814
41,436
42,436
43,091
43,831
44,870

30. Maluku
31. Papua
32. Maluku Utara
33. Papua Barat
26
34. Lainnya
Total
15,771
18,719
21,339
25,552
31,312
142
Tabel 3.10 Suku Bunga Rata-rata DPK Bank Perkreditan Rakyat

(Average of Third Party Interest Rates of Rural Banks)
Persen (Percent)
Indikator
2006
Tabungan
Deposito
Ket: Data tersedia mulai Desember 2008
2007
2008
2009
2010
2011
2012
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Indic
Des
7.16
6.32
5.53
5.21
5.22
5.08
4.98
4.90
4.86
4.81
4.81
4.80
4.78
4.75
4.71
4.68
Saving
12.43
10.81
10.25
9.85
9.75
9.47
9.15
8.94
8.81
8.72
8.64
8.58
8.52
8.48
8.44
8.40
Time Depos
Note: Data available on Dece
143
Berdasarkan Lokasi Penghimpunan

ral Banks Based on Deposits Location)
ar Rp (Billion Rp)
Location
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Others
Total
144
Rata-rata DPK Bank Perkreditan Rakyat

arty Interest Rates of Rural Banks)
ersen (Percent)
Indicator
Saving
Time Deposits
Note: Data available on December 2008
145
Tabel 3.11 Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi
(Average of Credit Interest Rates of Rural Banks Based on Economic Sector)
Persen (Percent)
20101)
Sektor Ekonomi
2005
2006
2007
2008
2009
Econom
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
1. Pertanian, perburuan dan sarana pertanian
38.70
39.21
39.12
39.07
38.99
38.85
38.76
38.92
38.84
38.71
38.34
1.
2. Perindustrian
32.87
32.38
32.38
32.25
32.47
31.78
31.60
31.57
31.55
31.38
31.16
2.
33.60
34.32
34.21
34.05
33.92
33.72
33.67
33.45
33.36
33.35
33.18
3.
31.61
31.67
31.18
31.08
30.92
30.58
30.56
30.42
30.23
30.05
29.85
4.
5. Lain-lain
29.50
29.33
29.24
29.08
28.98
28.87
28.70
28.59
28.51
28.38
28.27
5.

1)
Data bulan Oktober 2010 bersambung di halaman 145 karena terdapat

perubahan sektor ekonomi dalam laporan bulanan BPR
1)
October 2010 data continued on page 145 because there are chan
the rur
144
Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi

st Rates of Rural Banks Based on Economic Sector)
Persen (Percent)
Economic Sector
Agriculture, hunting and agricultural facilities
Manufacturing
Social Services
Others
1)
October 2010 data continued on page 145 because there are changes economic sector in
the rural bank's monthly report
145
Tabel 3.11 Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi
(Average of Credit Interest Rates of Rural Banks Based on Economic Sector)
Persen (Percent)
2010
2011
1)
2012
Sektor Ekonomi
E
Nov
Des
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
1 Pertanian, Perburuhan, dan Kehutanan
36.76
38.29
37.40
37.32
36.58
36.65
36.27
36.30
35.93
36.19
36.16
35.96
35.58
35.82
35.69
35.63
35.51
1.
2 Perikanan
32.65
33.39
31.95
32.91
32.10
32.33
32.08
31.76
31.99
32.04
32.04
31.63
31.75
31.62
31.85
31.87
31.32
2.
3 Pertambangan dan Penggalian
27.89
28.29
26.44
26.24
26.58
25.13
25.99
25.71
25.35
25.66
27.01
24.77
25.53
25.65
26.04
26.25
26.60
3.
4 Industri Pengolahan
31.18
30.67
29.05
29.17
29.14
29.05
29.15
29.20
29.18
29.28
29.00
28.96
28.74
28.58
28.66
28.95
28.44
4.
5 Listrik, Gas dan Air
32.00
34.43
31.69
30.83
30.33
29.42
29.25
28.78
30.44
30.00
29.83
28.25
28.49
28.69
28.97
28.84
29.08
5.
6 Konstruksi
32.09
31.41
29.06
29.35
29.72
29.47
29.82
29.54
30.70
29.42
30.04
28.94
28.87
29.22
29.43
29.41
28.59
6.
7 Perdagangan Besar dan Eceran
33.03
33.14
32.46
32.13
31.97
31.91
31.76
31.67
31.65
31.35
31.22
31.14
31.08
30.90
30.91
30.66
30.41
7.
8 Penyediaan Akomodasi dan Penyedian

Makan Minum
27.76
27.99
28.11
28.23
28.53
28.30
28.39
28.33
28.59
29.00
28.67
28.75
28.50
28.37
28.43
28.15
28.53
8.
9 Transportasi, Pergudangan dan

Komunikasi
30.15
30.12
28.03
28.00
28.11
29.02
28.97
28.83
28.71
28.62
28.56
28.86
28.88
27.81
27.79
27.87
27.89
9.
10 Perantara Keuangan
24.36
25.28
23.56
23.38
24.20
24.25
24.39
25.03
24.93
25.06
25.11
24.44
24.09
23.95
23.89
23.73
23.52
10.
11 Real Estate
27.31
27.26
23.13
23.09
22.77
23.14
23.10
23.05
22.77
22.71
22.29
22.79
21.80
22.90
21.90
21.87
21.50
12 Administrasi Pemerintahan, Pertanahan

Dan Jaminan Sosial Wajib
34.99
35.78
37.16
26.69
26.38
25.98
29.11
28.09
28.26
28.19
28.01
27.53
25.61
27.45
27.54
28.18
27.60
12.
13 Jasa Pendidikan
31.29
31.61
29.57
29.74
28.84
28.66
28.81
28.60
28.76
28.84
28.75
28.27
28.32
28.48
28.84
29.37
28.20
13.
14 Jasa Kesehatan dan Kegiatan Sosial
30.40
30.51
31.01
31.10
30.86
30.78
30.06
30.12
29.37
29.17
29.77
28.98
29.49
28.89
28.68
28.71
28.89
14.
15 Jasa Kemasyarakatan, Sosial Budaya,

Hiburan dan Perorangan Lainnya
29.41
29.05
28.49
28.59
28.23
28.57
28.63
28.66
28.53
28.86
28.46
28.25
28.46
28.28
28.30
28.30
27.98
15.
16 Jasa Perorangan yang Melayani Rumah

Tangga
33.62
31.07
33.26
30.77
32.82
32.55
32.07
32.03
32.10
31.98
32.35
32.05
31.88
31.32
31.32
31.18
31.15
16.
17 Kegiatan Usaha yang Belum Jelas

Batasannya
29.49
29.35
29.34
28.93
29.11
29.17
29.34
29.08
29.27
29.11
28.92
28.64
28.74
28.32
28.66
28.68
28.00
17.
18 Bukan Lapangan Usaha - Rumah Tangga
28.44
28.12
27.91
27.64
27.39
27.54
27.09
26.95
26.95
26.71
26.87
26.80
26.40
26.60
26.48
26.32
26.19
18.
19 Bukan Lapangan Usaha - Lainnya
28.09
27.71
27.26
26.92
26.88
27.03
27.13
26.78
26.81
26.62
26.64
26.54
26.39
26.39
26.17
26.03
25.90
19.
Ket:
1)
Merupakan sambungan halaman 144
11.
Not
146
ta Kredit BPR Berdasarkan Sektor Ekonomi

s of Rural Banks Based on Economic Sector)
rsen (Percent)
Economic Sector
Agriculture, hunting, and forestry
Fisheries
Mining and quarrying
Processing industry
Construction
Provision of accommodation and food
supply drinking
Transportation, warehousing and
communications
Transitional finance
Real estate, rental business, and services
company
Government administration, the defense
and compulsory social security
Education services
Community, Sociocultural,Entertainment
and Other Individual Services
Individual services serving the household
International Agency and Other
Extra Agency International
Business Activities which are not
clearly defined
Not the business field - other
Note :
1)
Continue from page 144
147
Tabel 3.12 Suku Bunga Rata-rata Kredit BPR Berdasarkan Jenis Penggunaan
(Average of Credit Interest Rates of Rural Banks Based on Type of Use)
Persen (Percent)
Jenis Penggunaan
2006
2007
2008
2009
2010
2011
2012
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Type o
Des
Modal Kerja
34.43
34.83
33.21
32.05
32.09
31.98
31.92
31.92
31.74
31.65
31.47
31.41
31.28
31.29
31.19
30.91
Investasi
27.67
30.37
29.01
28.23
28.36
28.33
28.14
27.99
28.02
27.95
27.79
27.52
27.25
27.17
27.05
26.62
Konsumsi
29.57
29.14
27.81
27.00
27.15
27.12
26.82
26.84
26.64
26.69
26.60
26.40
26.44
26.24
26.10
25.97
Note: Data available on D
146
Tabel 3.13 Perkembangan Jumlah Bank Perkreditan Rakyat

(Growth of Total Rural Banks)
Keterangan
2006
2007
2008
2009
2010
2011
2012
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Inform
Des
Jumlah BPR
1,880
1,817
1,772
1,733
1,706
1,669
1,663
1,665
1,665
1,667
1,668
1,667
1,669
1,669
1,669
1,669
1,667
1,653
Jumlah Kantor
3,173
3,250
3,367
3,644
3,910
4,172
4,194
4,217
4,239
4,250
4,268
4,286
4,313
4,337
4,357
4,378
4,404
4,425
147
ta Kredit BPR Berdasarkan Jenis Penggunaan

Rates of Rural Banks Based on Type of Use)
ersen (Percent)
Type of Use
Total Working Capital

Total Investment
Total Consumption
148
gan Jumlah Bank Perkreditan Rakyat

h of Total Rural Banks)
Information
Total Rural Banks

Total Bank Offices
149
Tabel 3.14 Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi - Desember 2012
(Growth of Total Rural Bank and Rural Banks Offices Based on Location - December 2012)
Lokasi
1. Jawa Barat
BPR (Rural Bank)

KP
KC
Total
KPK
307
281
187
775
1.
2. Banten
69
38
33
140
2.
3. DKI Jakarta
26
32
66
3.
4. D.I Yogyakarta
54
26
118
198
4.
5. Jawa Tengah
260
471
343
1,074
5.
6. Jawa Timur
331
189
526
1,046
6.
11
7.
16
24
8.
13
19
9.
10. Sumatera Utara
53
31
13
97
10.
11. Sumatera Barat
98
38
20
156
11.
12. Riau
32
10
49
12.
13. Kepulauan Riau
40
22
64
13.
19
10
37
14.
15.
16. Lampung
26
28
60
16.
24
29
17.
19
29
18.
14
26
19.
20.
7. Bengkulu
8. Jambi
9. Aceh
15. Bangka Belitung
###
###
5
21. Sulawesi Tengah
12
28
21.
23
35
22.
23. Sulawesi Utara
17
20
46
23.
12
18
24.
25.
25. Sulawesi Barat
26. Gorontalo
26.
29
46
79
27.
137
33
90
260
28.
13
29.
30. Maluku
30.
31. Papua
14
31.
32. Maluku Utara
32.
33. Papua Barat
33.
34.

28. Bali
###
###
34. Lainnya
Total
1,653
1,329
1,443
4,425
Total
148
dan Kantor BPR Berdasarkan Lokasi - Desember 2012

l Banks Offices Based on Location - December 2012)
Location
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Others
Total
149
Tabel 4.1 Kredit Bank Umum Berdasarkan Sektor Ekonomi

(Credit of Commercial Banks Based on Economic Sector)
Sektor Ekonomi
sarana pertanian
2. Pertambangan
3. Perindustrian
5. Konstruksi
hotel
dan
komunikasi
8. Jasa Dunia usaha
10. Lain-lain
Jumlah
Ket:
r)
2006
2007
2008
2009
2010
Feb
Mar
Apr
Mei
Jun
2011
Jul
2012
Ags
Sep
Okt
Novr)
Des
Janr)
Feb
Economic S
45,180
56,901
67,202
77,412
90,999
90,807
91,660
93,586
95,389
97,050
95,638
99,141
101,492
104,393
109,047
114,725
114,550
117,519
1.
14,086
26,212
32,215
42,894
61,365
62,299
65,526
69,335
71,403
70,759
69,053
75,334
78,743
78,663
83,107
87,780
90,188
85,017
2.
184,023
205,610
271,187
247,440
275,404
276,832
278,298
283,210
292,447
300,141
305,394
315,570
324,930
331,228
339,395
344,597
349,579
355,774
3.
7,224
7,920
18,475
24,560
34,116
34,885
34,123
34,247
34,424
40,584
46,924
54,073
54,155
55,428
61,616
45,841
52,164
52,069
4.
33,088
44,088
58,753
64,225
63,500
62,717
65,045
63,275
65,484
69,107
70,404
71,213
74,916
76,239
78,622
75,395
72,923
76,179
5.
163,443
216,874
259,632
301,382
339,639
326,994
331,782
332,666
343,117
355,555
354,197
367,296
379,510
380,140
392,512
405,442
398,164
398,422
6.
27,068
36,807
62,579
73,213
75,142
73,677
78,533
78,815
79,747
84,538
83,730
87,575
87,057
89,430
91,101
95,206
94,450
94,838
7.
78,455
12,040
227,690
109,748
13,882
283,970
152,302
15,747
369,596
150,843
17,038
438,923
179,398
44,232
602,049
182,433
45,262
617,984
186,094
46,974
636,810
193,019
49,320
646,065
197,053
49,272
661,129
201,433
49,953
681,607
203,247
50,752
694,259
211,753
53,423
696,237
217,069
54,985
706,405
218,289
56,756
715,590
222,111
57,081
716,281
224,146
57,980
748,983
228,639
57,715
725,936
234,633
57,747
730,832
8.
9.
10.
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
792,297
Total
revisi
Note:
150
r)
revi
nk Umum Berdasarkan Sektor Ekonomi

cial Banks Based on Economic Sector)
Economic Sector
Mining
Manufacturing
Construction
and
communications
Business Services
Social Services
Others
Total
Note:
r)
revised
10.
12.
13.
14.
15.
16.
17.
18.
151
Tabel 4.1.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Keterangan
1. Pertanian, Perburuan dan
Kehutanan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
8. Penyediaan akomodasi dan
penyediaan makan minum
NPL
9. Transportasi, pergudangan
dan komunikasi
NPL
10. Perantara Keuangan
NPL
11 Real Estate, Usaha Persewaan,
dan Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan,
Pertahanan
dan Jaminan Sosial Wajib
NPL
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan
Sosial
NPL
15. Jasa Kemasyarakatan, Sosial
Budaya, Hiburan dan Perorangan
lainnya
NPL
16. Jasa Perorangan yang Melayani
Rumah Tangga
NPL
17. Badan Internasional dan
Badan Ekstra Internasional
Lainnya
NPL
18. Kegiatan yang belum jelas
batasannya
NPL
Penerima Kredit Bukan Lapangan
Usaha
Rumah Tangga
NPL
- Untuk Pemilikan Flat atau
Apartemen
NPL
- Untuk Pemilikan Ruko atau
Rukan
NPL
- Untuk Pemilikan Kendaraan
Bermotor
NPL
- Untuk Pemilikan Peralatan
Rumah Tangga Lainnya (termasuk
pinjaman multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
2011
Jul
Ags
Sep
90,938
1,590
4,700
244
69,053
953
94,178
1,655
4,963
316
75,334
343
96,549
1,693
4,943
308
78,743
728
305,394
11,538
46,924
177
70,404
2,991
315,570
12,886
54,073
178
71,213
3,051
324,930
12,761
54,155
178
74,916
3,130
328,604
14,218
25,593
340,251
15,392
27,045
671
84,883
2012
Okt
99,328
1,826
5,065
309
78,663
720
Nov
Des
Jan
Feb
Mar
Apr
103,913
1,728
5,134
302
83,107
515
109,790
1,523
4,935
291
87,780
302
109,752
1,576
4,798
297
90,188
582
112,730
1,689
4,789
561
85,017
643
115,084
1,761
4,750
485
88,052
589
115,748
1,865
4,712
479
92,024
578
331,228
13,087
55,428
177
76,239
3,325
339,395
12,667
61,616
210
78,622
3,151
344,597
11,746
45,841
247
75,395
2,865
349,579
11,862
52,164
202
72,923
3,292
355,774
12,121
52,069
210
76,179
3,258
358,950
12,281
60,508
204
79,326
3,621
367,021
12,445
62,901
204
81,071
3,821
351,833
14,717
27,677
351,933
14,753
28,208
363,283
14,142
29,229
375,017
12,500
30,425
367,774
13,112
30,389
367,356
13,354
31,066
381,444
13,341
32,260
716
88,823
730
88,300
717
90,708
717
92,451
629
97,966
635
95,828
610
96,277
3,654
92,305
414
109,789
3,388
99,028
414
111,476
3,131
103,393
334
112,433
3,046
104,487
329
112,525
2,952
107,439
344
113,322
2,400
105,184
309
116,201
2,339
110,256
304
117,004
2,329
2,166
2,285
2,482
2,249
2,759
2,165
2,652
2,082
2,776
1,767
3,014
14
3,762
188
6,591
450
35,171
17
3,737
62
6,936
478
36,879
17
3,728
70
6,983
490
38,056
15
3,840
69
6,987
361
39,025
15
3,930
75
7,019
356
39,406
1,034
880
1,054
825
984
713
995
1,388
42
2,183
40
2,564
38
2,747
56
84,119
65
70,688
1,895
1,763
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Items
Des
Loans by Industrial Orig

1.
397,302
13,669
33,053
123,536
1,973
4,849
216
95,533
576
377,257
12,829
66,765
205
84,866
3,479
419,551
14,211
34,418
131,810
2,083
5,079
224
92,955
837
388,408
12,290
57,502
310
90,779
3,396
451,313
14,520
36,030
128,744
2,085
5,135
226
89,082
903
396,743
11,924
58,140
308
92,193
3,894
456,895
14,562
37,059
126,541
2,302
5,065
280
89,097
978
408,495
12,122
63,717
304
92,827
4,019
455,296
14,391
37,713
131,785
2,449
5,228
286
93,978
1,095
420,406
11,181
68,386
311
98,999
3,805
457,613
13,626
39,520
133,387
2,467
5,290
288
94,543
1,165
422,551
11,772
63,423
309
97,592
3,988
466,679
14,172
41,871
134,974
2,458
5,536
284
98,600
1,285
429,166
10,580
67,577
310
98,696
3,879
477,594
13,952
42,692
142,451
2,603
5,492
197
104,207
1,292
445,807
10,479
59,073
253
95,921
3,410
499,567
12,668
44,640
598
99,493
617
100,758
549
104,144
448
111,399
420
110,784
472
114,414
478
114,611
474
117,296
470
119,562
443
122,235
2,354
114,509
312
118,685
2,369
116,327
176
122,859
2,416
121,509
249
123,766
2,469
120,093
164
125,137
2,436
123,383
189
130,534
2,556
123,979
203
136,087
2,636
124,574
196
146,841
2,557
124,462
210
140,338
3,522
125,820
213
144,193
2,652
123,480
225
146,619
2,522
124,958
193
150,568
3,004
3,057
1,972
3,061
2,033
2,159
2,087
2,065
2,160
2,955
2,256
2,928
2,306
2,864
2,696
2,765
2,107
2,778
2,161
2,573
2,283
2,659
2,446
2,793
15
4,064
63
7,611
334
39,294
13
4,024
64
7,509
356
39,092
13
4,057
79
7,345
358
39,443
15
4,128
82
7,456
359
39,788
13
4,384
82
7,490
347
40,744
14
4,359
86
7,480
349
41,339
328
4,510
62
7,626
411
43,176
13
4,529
63
7,753
413
44,072
12
4,338
62
7,805
411
43,897
11
4,483
59
8,126
408
43,646
13
4,474
59
8,220
398
44,758
13
4,508
66
8,343
405
43,766
5
4,612
50
8,671
396
45,006
983
732
774
691
822
749
889
630
919
587
993
579
1,008
637
915
695
1,192
758
1,279
732
1,272
709
1,287
711
1,301
713
1,088
711
16.
52
2,864
51
3,218
37
3,305
49
3,284
37
3,211
52
3,010
45
2,556
36
3,246
30
99
49
556
51
536
54
516
62
504
60
497
49
501
17.
62
71,294
60
68,098
58
59,994
53
81,689
57
55,984
58
61,900
39
64,710
51
63,624
56
61,554
0
52,578
13
49,193
13
35,788
11
40,235
11
41,391
11
41,793
8
50,396
18.
1,714
1,650
1,458
1,339
1,410
1,450
1,491
1,570
1,472
1,078
1,020
818
872
896
807
892
2.
3.
4.
5.
6.
7.
8.
9.
10.
11
12.
13.
14.
15.
Loans to Non Industria
152,922
4,059
4,525
66
12,413
246
94,177
1,099
106,396
159,690
4,246
4,738
71
12,973
261
98,611
1,101
107,180
163,886
4,199
4,896
72
13,546
268
101,096
1,129
108,252
169,643
4,173
5,107
75
14,178
273
103,515
1,128
113,017
176,480
4,059
5,304
68
14,831
284
105,117
1,075
116,827
176,659
3,291
5,573
57
15,207
260
105,725
998
119,841
184,278
3,966
5,678
61
14,740
285
105,201
1,055
122,163
184,919
4,031
5,822
70
15,231
290
102,920
1,039
123,665
189,842
3,903
6,016
70
15,724
289
102,795
1,069
132,718
186,651
4,008
6,159
77
16,189
283
103,166
1,082
135,575
200,544
4,230
6,108
70
16,848
301
104,279
1,093
147,477
213,526
4,312
6,564
58
17,677
331
107,211
1,116
153,813
220,075
4,614
6,839
64
18,180
336
105,620
1,104
160,282
196,934
4,471
8,799
97
18,163
348
103,670
1,160
252,958
199,471
4,335
8,984
94
18,634
374
102,068
1,172
256,821
202,104
4,428
9,201
96
18,880
385
100,171
1,167
262,497
206,879
4,587
9,829
98
19,433
391
99,778
1,113
264,108
211,476
4,395
10,275
86
19,988
380
98,658
1,082
278,867
1,786
239,707
4,772
1,779
242,358
4,697
1,821
243,436
4,685
1,961
242,032
4,662
2,014
237,812
4,533
1,413
244,288
4,482
1,540
237,892
4,571
1,572
236,375
4,454
1,590
238,188
4,477
1,648
248,160
4,705
1,838
233,167
4,503
1,598
223,261
4,150
1,673
214,550
4,159
2,785
169,684
3,482
2,799
174,040
3,379
2,845
177,216
3,290
2,832
184,199
3,205
2,663
180,987
2,995
House Hold
-
Non Industrial Origin
152
Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Items
Loans by Industrial Origin
Agricultures, Hunting and
Forestry
NPL
Fisher
NPL
NPL
Procesing Industry
NPL
Electricity, Gas and Water
NPL
Construction
NPL
Wholesale and Retail Trade
NPL
Provision of accomodation and
the
provision of eating and
drinking
NPL
Transportation, Warehousing
and Communications
NPL
Financial intermediaries
NPL
Real Estate, Business,
Ownership,
and
Business Services
NPL
Government administration,
Defese
and
Compulsory social security
NPL
Education Services
NPL
Health Services and Social
Activities
NPL
Community,
Sociocultural,Entertainment and
Other Individual Services
NPL
Individual Services which
Serve Households
NPL
NPL
Business Activities which are
not clearly defined
NPL
Loans to Non Industrial Origin
House Hold
For Home Ownership
NPL
NPL
NPL
NPL
Others
NPL
NPL
153
Tabel 4.2 Kredit Bank Persero Berdasarkan Sektor Ekonomi

(Credit of State Owned Banks Based on Economic Sector)
Sektor Ekonomi
2006
2007
2008
2009
2010
2011
Feb
Mar
Apr
Mei
Jun
Jul
2012
Ags
55,781
Okt
57,657
Novr)
61,729
Des

sarana pertanian
2. Pertambangan
25,993
31,275
38,451
47,095
49,474
49,454
48,433
49,447
50,594
52,079
51,332
4,961
11,288
15,473
18,124
26,462
25,884
26,493
28,773
30,707
31,281
28,982
32,079
31,962
29,867
32,820
35,009
3. Perindustrian
72,736
74,594
98,878
94,201
94,975
94,392
94,792
95,968
96,824
99,608
98,284
100,238
104,149
105,509
107,244
109,948
53,688
Sep
66,319
Janr)
65,979
Feb
Economic Secto
66,099
1.
35,560
33,216
2.
107,974
108,658
3.
5,221
4,762
12,702
15,175
17,816
18,277
17,603
17,381
17,414
22,388
28,134
34,401
34,036
34,504
39,696
20,762
26,288
26,235
4.
5. Konstruksi
13,966
17,325
23,178
25,792
20,541
20,741
22,155
22,724
23,576
24,472
24,876
25,410
26,958
27,483
28,385
27,728
27,130
27,666
5.

hotel
dan
komunikasi
8. Jasa Dunia usaha
62,439
86,775
103,680
131,454
114,607
107,741
111,022
108,504
111,083
113,865
112,622
119,528
124,694
122,417
128,506
134,335
127,715
127,889
6.
10. Lain-lain
Jumlah
Ket:
r)
8,113
13,857
22,880
28,517
27,076
25,456
28,740
28,508
29,061
30,585
29,565
30,691
29,132
30,402
30,615
33,704
32,518
32,552
7.
12,604
16,340
25,356
23,227
24,761
24,745
24,158
24,992
26,253
27,850
28,342
34,124
35,127
35,138
36,663
38,442
39,383
41,897
8.
4,429
4,371
3,345
3,772
9,341
9,351
9,759
11,519
11,329
11,722
12,218
13,395
13,899
13,465
14,351
14,327
14,229
14,037
9.
77,450
95,564
126,723
157,513
257,664
261,790
273,742
277,546
284,912
296,919
302,805
289,907
292,300
293,248
284,533
296,259
287,910
289,259
10.
287,910
356,151
470,665
544,870
642,718
637,831
656,897
665,361
681,752
710,769
717,161
733,460
748,038
749,689
764,543
776,833
764,685
767,507
Total
revisi
Note:
154
r)
revi
nk Persero Berdasarkan Sektor Ekonomi

wned Banks Based on Economic Sector)
Economic Sector
Mining
Manufacturing
Construction
and
communications
Business Services
Social Services
Others
Total
Note:
r)
10.
revised
12.
13.
14.
15.
16.
17.
18.
155
Tabel 4.2.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of State Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Benefic
Keterangan
2011
Des
55,031
907
2,626
219
29,867
95
59,156
805
2,574
212
32,820
100
63,980
677
2,339
209
35,009
83
63,729
717
2,249
212
35,560
189
63,841
695
2,258
202
33,216
259
64,865
704
2,153
115
31,120
283
64,822
799
2,162
116
33,553
267
104,149
4,875
34,036
2
26,958
1,237
105,509
5,208
34,504
3
27,483
1,262
107,244
5,254
39,696
38
28,385
1,271
109,948
4,740
20,762
39
27,728
1,133
107,974
4,821
26,288
39
27,130
1,204
108,658
5,022
26,235
48
27,666
1,220
108,991
5,007
33,794
47
29,288
1,570
109,370
5,093
36,197
46
29,660
1,630
113,894
8,260
5,633
119,085
7,919
5,609
116,657
7,862
5,761
122,370
7,236
6,137
127,969
6,206
6,366
121,343
6,680
6,371
121,337
6,673
6,552
124,992
6,523
6,674
281
29,828
304
30,965
303
29,373
306
30,650
309
30,887
279
34,037
286
32,833
273
32,873
NPL
NPL
1,058
14,102
178
1,160
18,838
180
863
19,587
181
923
19,232
178
860
20,227
180
761
20,872
173
763
20,757
173

dan Jasa
NPL Perusahaan
13,977
486
1,790
15,012
516
2,040
15,300
429
2,108
15,658
445
2,086
16,164
383
2,194
17,237
285
2,382
13
517
13
2,059
320
5,683
16
541
12
2,146
341
6,107
17
567
17
2,179
344
6,263
15
587
16
2,045
215
5,808
15
636
18
2,113
216
6,068
206
107
212
119
184
135
180
170
6
2,063
7
2,441
6
2,646
56
81,680
65
67,343
1,826
1,695
Pertahanan
NPL
13. Jasa Pendidikan
NPL
Sosial
NPL
lainnya
NPL
Rumah Tangga
NPL
Lainnya
NPL
batasannya
NPL
Usaha
Rumah Tangga
NPL
Apartemen
NPL
Rukan
NPL
Bermotor
NPL
pinjaman multiguna)
NPL
NPL
Ags
Sep
48,988
653
2,344
146
28,982
773
51,223
701
2,465
218
32,079
90
53,250
760
2,531
206
31,962
89
98,284
4,932
28,134
1
24,876
1,183
100,238
5,053
34,401
1
25,410
1,232
107,447
7,228
5,175
2012
Nov

Kehutanan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
Jul
Okt
Jan
Feb
Mar
Apr
Items
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
126,888
6,760
7,013
69,089
833
2,316
119
34,474
293
113,992
5,152
39,093
46
31,096
1,306
142,182
7,042
7,122
74,480
911
2,503
128
34,089
396
121,542
5,053
28,972
45
34,089
1,246
162,995
7,026
7,455
75,567
975
2,540
128
29,751
318
123,720
4,921
28,901
42
34,071
1,672
165,718
7,169
7,630
71,988
940
2,434
176
29,853
322
126,527
5,004
33,036
33
34,199
1,359
160,690
6,949
7,476
77,058
1,060
2,564
180
33,078
311
133,233
4,705
37,726
46
36,837
1,269
157,867
7,053
8,055
80,156
1,159
2,547
179
33,494
427
134,639
5,515
32,406
35
37,292
1,264
160,923
7,109
8,127
82,395
1,143
2,690
187
36,321
336
135,035
4,501
36,648
38
37,862
1,265
162,777
7,092
8,468
87,012
1,397
2,659
108
40,792
217
142,652
4,499
27,584
14
37,676
1,198
174,264
6,391
8,734
230
33,182
234
32,814
239
32,958
147
36,531
156
35,480
132
38,218
134
38,091
138
39,008
144
39,755
134
41,533
774
23,822
176
743
23,953
23
749
27,475
80
1,011
25,151
41
767
27,108
69
722
26,855
54
715
25,409
49
717
26,038
55
1,505
25,631
53
691
27,165
53
680
27,563
47
18,312
1,437
2,365
17,755
360
2,378
19,762
351
1,514
20,005
364
1,508
18,542
357
2,443
19,931
335
2,434
20,271
356
2,379
28,716
822
2,288
21,208
361
2,301
20,796
378
2,190
21,286
378
2,282
21,618
364
2,199
15
682
17
2,201
214
5,633
13
697
17
2,180
222
5,586
13
702
18
2,219
221
5,393
15
726
18
2,306
220
5,418
13
710
19
2,309
220
5,285
14
847
19
2,383
221
5,663
328
918
20
2,494
282
6,633
13
919
21
2,507
281
6,866
12
649
16
2,461
281
6,264
11
690
17
2,570
282
6,596
13
685
17
2,581
267
6,597
13
675
19
2,559
264
6,857
5
701
11
2,607
260
7,631
180
216
136
222
143
218
177
218
169
214
168
220
167
280
189
325
188
373
194
245
197
319
193
336
206
343
176
350
16.
6
2,770
7
3,124
7
3,208
8
3,184
8
3,126
8
2,921
7
2,471
8
3,074
9
4
9
3
9
4
11
5
10
4
10
5
8
14
17.
62
67,922
60
64,886
58
55,106
53
61,692
56
51,902
58
59,005
39
61,084
51
59,519
56
57,688
49,281
46,253
32,894
37,567
38,869
39,088
46,968
18.
1,649
1,581
1,387
1,073
1,255
1,290
1,337
1,413
1,301
905
881
698
748
785
732
835

1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11
12.
13.
14.
15.
70,582
2,468
1,891
26
1,697
60
12,291
56
14,773
75,236
2,595
1,991
32
1,863
63
12,929
55
12,897
77,666
2,532
2,028
35
1,957
61
13,262
61
13,187
80,640
2,455
2,076
35
2,015
65
13,547
58
16,048
86,134
2,365
2,151
33
2,120
68
14,323
55
17,656
89,587
1,930
2,275
32
2,224
59
14,584
56
18,639
91,163
2,340
2,335
37
2,278
70
14,878
65
19,169
91,088
2,405
2,399
40
2,337
76
12,487
68
18,650
93,270
2,267
2,494
39
2,423
71
12,647
77
19,642
95,134
2,448
2,584
48
2,498
83
12,899
78
20,233
100,380
2,558
2,206
36
2,596
103
13,343
87
28,548
110,440
2,625
2,409
31
2,773
109
13,804
85
30,167
115,121
2,857
2,546
36
2,903
118
13,788
90
32,230
91,234
2,672
4,324
65
2,773
120
13,236
95
122,409
91,896
2,525
4,347
67
2,885
137
13,211
86
123,814
93,880
2,654
4,440
65
3,028
148
13,486
91
126,110
95,775
2,783
4,808
68
3,182
152
13,599
92
127,250
98,016
2,612
5,090
66
3,388
141
13,925
95
140,040
499
119,891
1,708
422
117,648
1,605
415
116,279
1,544
500
114,037
1,490
511
107,044
1,311
456
107,258
1,150
517
106,184
1,392
511
103,293
1,304
495
109,287
1,289
523
115,701
1,456
669
96,864
1,175
661
83,296
955
703
74,190
911
1,791
28,040
309
1,816
31,030
308
1,851
29,856
311
1,843
33,323
316
1,690
26,112
302
House Hold
-
156
Items
Forestry
NPL
Fisher
NPL
NPL
Procesing Industry
NPL
NPL
Construction
NPL
NPL
the
drinking
NPL
and Communications
NPL
NPL
Ownership,
NPL
and Business
Services
Government
administration,
Defese
and
NPL
Education Services
NPL
Activities
NPL
Community,
Other
NPL Individual Services
Serve Households
NPL
NPL
not clearly defined
NPL
House Hold
For Home Ownership
NPL
NPL
NPL
NPL
Others
NPL
NPL
157
Tabel 4.3 Kredit BUSN Devisa Berdasarkan Sektor Ekonomi

(Credit of Foreign Exchange Commercial Banks Based on Economic Sector)
Sektor Ekonomi
2006
2007
2008
2009
2010
28,482
Mar
30,096
Apr
30,732
Mei
31,568
Jun
Jul
31,245
30,391
2012
Ags
31,242
Sep
31,151
Okt
31,943
Nov
32,298
Des

sarana pertanian
2. Pertambangan
11,156
15,212
19,032
20,229
6,421
10,612
11,069
14,403
20,649
22,249
24,005
25,146
24,619
25,140
25,060
26,862
27,924
29,016
29,866
32,282
3. Perindustrian
60,322
72,330
95,520
87,315
108,878
111,036
112,837
114,747
120,376
124,371
125,976
129,950
134,599
136,728
138,603
145,923
29,033
2011
Feb
34,511
Jan
34,169
Feb
Economic Secto
34,961
1.
31,321
29,311
2.
145,208
147,876
3.
1,787
2,770
5,140
7,449
10,574
10,897
11,371
11,692
11,790
11,919
12,402
12,989
13,270
13,852
14,360
17,119
17,789
17,475
4.
5. Konstruksi
12,322
18,167
23,303
25,640
28,423
28,821
29,749
27,343
28,293
30,246
30,521
30,097
31,241
31,627
32,451
32,818
32,394
35,058
5.

hotel
dan
komunikasi
8. Jasa Dunia usaha
81,018
103,927
125,572
131,868
174,537
170,657
170,724
173,511
177,823
186,726
186,182
190,685
197,689
199,812
204,175
213,343
209,439
208,755
6.
13,028
17,429
26,323
31,269
33,630
34,465
36,148
36,677
37,230
39,245
39,267
40,407
41,644
42,589
43,599
46,174
45,631
45,986
7.
42,303
59,648
79,004
80,482
97,000
97,741
98,520
105,047
107,475
108,526
109,812
111,785
113,861
113,468
114,493
117,569
117,395
119,218
8.
5,182
6,487
7,564
7,912
26,235
27,196
27,035
28,011
28,002
28,772
28,525
29,369
30,656
32,388
32,399
33,934
33,385
33,222
9.
81,717
101,159
131,768
149,051
189,679
196,458
200,916
203,222
207,202
211,829
216,068
227,057
232,881
239,060
245,465
248,867
248,032
249,781
10.
315,256
407,742
524,295
555,617
718,639
728,002
741,401
756,128
774,377
798,019
804,203
830,444
854,915
870,482
887,709
922,541
914,763
921,643
10. Lain-lain
Jumlah
Total
158
SN Devisa Berdasarkan Sektor Ekonomi

Commercial Banks Based on Economic Sector)
Economic Sector
Mining
Manufacturing
Construction
and
communications
Business Services
Social Services
Others
Total
10.
12.
13.
14.
15.
16.
17.
18.
159
Tabel 4.3.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Cha
Beneficiary)
Keterangan
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Items
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
37,381
765
1,883
52
29,762
414
161,027
4,893
19,183
154
38,999
980
219,401
5,284
24,586
36,629
779
1,867
48
28,742
506
162,686
4,616
19,682
155
39,731
979
221,196
5,334
25,304
36,997
790
1,860
54
29,256
505
166,897
4,656
21,004
154
40,097
1,000
222,310
5,302
25,995
37,018
809
1,872
54
29,553
629
170,540
4,019
21,240
151
41,776
1,035
224,725
4,422
26,847
35,611
723
1,917
55
29,357
529
171,665
3,798
21,359
161
39,033
1,221
229,018
4,890
28,980
35,443
721
1,994
44
29,618
638
175,787
3,821
21,118
159
38,787
1,146
234,977
4,617
29,000
37,311
640
1,978
43
29,125
728
183,778
3,683
21,877
127
39,051
843
242,879
4,168
30,482

Kehutanan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
28,558
659
1,834
43
25,060
122
29,273
670
1,969
43
26,862
195
29,266
635
1,885
47
27,924
581
30,063
617
1,880
47
29,016
554
30,391
621
1,907
45
29,866
352
32,618
588
1,893
45
32,282
166
32,300
599
1,869
55
31,321
328
33,090
644
1,870
328
29,311
326
33,802
700
1,896
330
31,642
244
34,516
699
1,900
322
32,585
246
125,976
3,907
12,402
156
30,521
923
129,950
4,400
12,989
158
30,097
896
134,599
4,448
13,270
160
31,241
1,011
136,728
4,492
13,852
154
31,627
987
138,603
4,584
14,360
156
32,451
997
145,923
4,628
17,119
202
32,818
1,011
145,208
4,625
17,789
157
32,394
1,038
147,876
4,674
17,475
155
35,058
1,036
151,735
4,905
18,177
151
36,259
1,019
157,727
5,009
17,924
151
36,869
1,027
169,025
5,118
17,157
172,638
5,263
18,047
179,028
4,851
18,661
180,622
4,943
19,190
184,490
4,944
19,686
192,695
4,802
20,648
188,866
4,871
20,573
187,798
5,028
20,957
195,498
5,061
21,835
208,116
5,093
22,277
36,269
756
1,873
55
31,732
255
157,892
5,298
18,339
152
38,379
1,015
212,287
5,239
23,439
270
40,073
289
41,298
295
42,556
271
43,521
269
44,565
262
47,180
262
46,558
256
46,954
279
49,312
288
50,341
200
52,106
197
54,957
187
54,437
176
55,559
181
56,001
177
57,547
163
58,703
152
59,221
NPL
NPL
dan Jasa
NPL Perusahaan
1,778
31,532
201
77,474
1,398
197
1,413
32,493
197
78,402
1,343
194
1,416
34,295
124
78,654
1,340
410
1,344
34,671
119
77,864
1,277
333
1,297
35,037
128
78,489
1,250
355
1,186
36,095
101
80,468
1,069
341
1,223
36,841
93
79,627
1,149
337
1,227
36,807
97
81,443
1,152
337
1,274
39,073
111
82,997
1,264
341
1,314
39,608
95
83,098
1,321
258
1,104
39,749
79
84,679
1,391
264
1,255
40,290
77
88,081
1,491
264
1,260
41,146
104
89,838
1,476
265
1,292
42,021
100
91,806
1,491
267
1,195
41,752
111
93,074
1,382
268
1,286
43,082
108
96,442
1,404
187
1,228
40,823
122
98,815
1,455
183
1,124
40,801
102
102,026
1,475
190
NPL
13. Jasa Pendidikan
NPL
Sosial
NPL
1
2,185
161
3,208
102
22,768
0
2,068
35
3,434
108
23,489
0
2,057
36
3,427
110
24,604
0
2,078
35
3,494
111
26,297
0
2,081
37
3,523
103
26,269
2,217
32
4,001
101
27,202
2,200
35
3,984
106
26,609
0
2,193
50
3,735
105
26,786
2,272
52
3,763
107
26,918
0
2,516
51
3,769
104
27,740
0
2,344
53
3,772
104
27,898
0
2,435
29
3,820
106
28,301
0
2,450
29
3,914
110
27,890
0
2,509
34
3,998
109
27,734
0
2,602
29
4,201
105
27,178
0
2,595
30
4,277
101
28,227
0
2,586
33
4,401
116
26,964
0
2,619
27
4,552
114
27,247
543
136
541
153
526
158
528
184
501
169
490
166
520
246
538
171
548
171
638
173
652
177
525
182
519
183
550
285
519
180
449
170
432
161
415
161
16.
17
31
9
31
13
-
24
1
21
1
12
6
21
9
11
1
21
3
20
0
10
87
10
8
12
8
12
2
12
6
21
4
21
4
17
5
17.
1,804
2,714
2,661
2,528
4,092
3,479
3,007
1,780
1,901
2,134
0
2,552
1,848
1,578
1,637
0
1,325
0
1,266
0
1,315
2,042
18.
43
43
41
45
55
52
24
24
22
21
25
23
25
10
24
23
Pertahanan

lainnya
NPL
Rumah Tangga
NPL
Lainnya
NPL
batasannya
NPL
Usaha
Rumah Tangga
NPL
Apartemen
NPL
Rukan
NPL
Bermotor
NPL
pinjaman multiguna)
66,473
1,265
2,263
33
10,323
169
76,287
952
19,994
68,358
1,317
2,394
32
10,671
181
79,797
955
21,257
69,610
1,336
2,515
31
11,168
187
81,800
978
21,669
71,491
1,326
2,666
33
11,722
188
83,683
979
22,422
73,457
1,317
2,786
29
12,228
191
84,259
933
23,459
70,485
1,003
2,925
21
12,469
174
84,406
855
24,328
75,846
1,257
2,981
19
11,933
187
83,422
904
25,139
77,392
1,265
3,059
26
12,343
185
83,498
886
25,970
79,562
1,270
3,194
28
12,750
191
83,283
906
26,511
74,443
1,176
3,229
26
13,109
174
83,380
917
27,502
84,532
1,311
3,537
30
13,628
170
84,246
919
28,765
87,476
1,330
3,762
23
14,246
195
86,780
947
30,471
88,441
1,371
3,908
24
14,596
192
85,296
935
32,308
89,028
1,367
4,074
28
14,713
207
84,074
983
33,505
90,636
1,371
4,220
24
15,062
214
82,686
1,000
34,921
91,316
1,330
4,325
27
15,215
210
80,791
993
34,757
93,836
1,339
4,555
26
15,579
213
80,392
940
35,337
95,605
1,329
4,737
18
15,879
211
79,117
909
36,186
NPL
NPL
407
38,923
777
412
41,867
736
424
43,458
737
437
44,549
747
447
45,185
751
420
50,775
921
424
45,704
765
421
45,738
734
407
46,321
762
410
47,250
784
416
48,078
833
399
50,953
791
423
51,014
799
442
51,870
804
424
51,445
793
439
54,710
807
436
55,249
861
427
57,410
892

1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11
12.
13.
14.
15.

House Hold
-
160
Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling
Beneficiary)
Items
Forestry
NPL
Fisher
NPL
NPL
Procesing Industry
NPL
NPL
Construction
NPL
NPL
the
drinking
NPL
and Communications
NPL
NPL
Ownership,
NPL
and Business
Services
Government
administration,
Defese
and
Compulsory
social security
NPL
Education Services
NPL
Activities
NPL
Community,
Other
Serve Households
NPL
NPL
not clearly defined
NPL
House Hold
For Home Ownership
NPL
NPL
NPL
NPL
Others
NPL
NPL
161
Tabel 4.4 Kredit BUSN Non Devisa Berdasarkan Sektor Ekonomi

(Credit of Non-Foreign Exchange Commercial Banks Based on Economic Sector)
2011
Sektor Ekonomi
sarana pertanian
2. Pertambangan
3. Perindustrian
5. Konstruksi
hotel
dan
komunikasi
8. Jasa Dunia usaha
10. Lain-lain
Jumlah
2006
2007
2008
2009
2010
Feb
Mar
Apr
Mei
Jun
Jul
2012
Ags
Sep
Okt
Nov
Des
Jan
Economic S
Feb
274
323
153
374
418
413
404
393
417
463
471
480
500
516
599
738
717
765
1.
39
75
161
340
353
360
342
347
324
321
334
358
423
368
351
404
364
365
2.
1,215
1,529
1,618
2,208
2,476
2,664
2,680
2,694
2,721
2,794
2,820
2,916
3,050
3,058
4,117
4,266
4,239
4,335
3.
11
54
84
84
86
113
113
97
85
84
85
86
87
187
187
197
4.
307
422
442
713
1,112
1,162
1,118
1,061
1,067
1,172
1,173
1,379
1,388
1,442
1,540
1,618
1,600
1,675
5.
4,647
4,826
5,083
6,547
7,710
8,143
8,422
8,786
9,279
9,315
9,605
9,933
10,329
10,804
11,449
11,916
12,289
12,735
6.
617
690
817
1,506
1,387
1,320
1,283
1,267
1,263
1,462
1,535
1,509
1,611
1,560
1,604
1,731
1,814
1,869
7.
1,921
2,335
2,540
3,938
7,755
7,747
8,448
8,698
9,148
9,295
9,792
10,066
10,219
10,464
9,714
10,298
10,238
10,257
8.
659
929
1,382
1,917
1,444
1,453
1,561
1,591
1,675
1,995
2,114
2,261
2,297
2,500
2,663
2,817
2,980
3,186
9.
9,430
12,728
14,915
18,103
26,019
27,103
27,531
28,100
28,600
29,467
29,979
31,629
32,222
33,214
33,783
34,167
34,321
34,615
10.
19,114
23,863
27,122
35,700
48,757
50,450
51,873
53,050
54,607
56,380
57,909
60,615
62,124
64,011
65,907
68,143
68,749
69,998
Total
162
Non Devisa Berdasarkan Sektor Ekonomi

ge Commercial Banks Based on Economic Sector)
Economic Sector
Mining
Manufacturing
Construction
and
communications
Business Services
Social Services
Others
Total
10.
12.
13.
14.
15.
16.
17.
18.
163
Tabel 4.4.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Ch
Beneficiary)
2011
Keterangan
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei

Kehutanan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
388
17
84
2
334
7
392
17
88
2
358
8
406
17
94
2
423
8
415
17
100
2
368
16
472
15
128
2
351
16
572
14
167
2
404
8
573
12
144
1
364
8
621
14
145
2
365
8
624
13
145
2
414
14
627
13
148
3
431
16
2,820
139
85
1
1,173
94
2,916
132
84
1
1,379
94
3,050
122
85
1
1,388
102
3,058
150
86
1
1,442
100
4,117
172
87
0
1,540
98
4,266
117
187
0
1,618
96
4,239
125
187
0
1,600
117
4,335
200
197
1
1,675
125
4,418
211
97
1
1,660
159
4,391
185
97
1
1,594
149
8,581
307
1,024
8,878
287
1,055
9,239
290
1,090
9,613
292
1,191
10,161
292
1,288
10,576
288
1,340
10,918
292
1,371
11,338
308
1,397
11,693
340
1,428
26
1,556
25
1,530
23
1,631
21
1,582
21
1,627
20
1,754
20
1,838
20
1,895
NPL
NPL
dan Jasa
NPL Perusahaan
95
3,862
15
5,909
226
1
93
3,959
14
6,086
221
1
95
3,928
15
6,271
242
1
52
3,951
12
6,492
244
1
49
3,986
17
5,704
239
1
45
4,054
16
6,222
254
1
48
4,090
17
6,124
248
1
NPL
13. Jasa Pendidikan
NPL
Sosial
NPL
0
252
1
352
7
1,496
0
258
3
367
7
1,623
0
254
3
366
7
1,660
259
5
378
6
1,844
275
5
381
6
1,982
301
3
381
5
2,103
44
13
44
13
45
15
45
18
50
23
1
-
1
0
1
-
1
-
33
43
62
Pertahanan

lainnya
NPL
Rumah Tangga
NPL
Lainnya
NPL
batasannya
NPL
Usaha
Rumah Tangga
NPL
Apartemen
NPL
Rukan
NPL
Bermotor
NPL
pinjaman multiguna)
NPL
NPL
Jun
Jul
Ags
Sep
Okt
Nov
Des
Items

1.
11,877
362
1,460
638
14
152
4
421
14
4,459
220
105
1
1,629
140
12,075
360
1,545
701
20
176
5
542
14
4,481
214
102
1
1,659
137
12,669
386
1,571
812
20
176
6
549
16
4,420
226
103
1
1,570
144
13,015
399
1,683
804
18
173
8
540
16
4,421
227
103
5
1,564
145
13,290
425
1,709
834
17
173
9
555
16
4,522
197
86
1
1,638
138
13,644
448
2,004
763
16
168
9
563
17
4,371
188
85
1
1,664
140
13,967
443
2,060
842
12
187
8
593
12
4,711
185
84
1
1,740
142
14,304
441
2,122
914
13
209
7
612
13
4,785
193
97
1
1,771
134
14,796
448
2,168
22
1,926
24
2,076
34
2,123
35
2,321
25
2,516
28
2,519
28
2,467
28
2,386
30
2,562
30
2,526
48
4,103
20
6,128
285
1
47
4,257
23
6,464
246
1
41
4,281
24
6,767
233
1
43
4,146
24
6,948
217
0
43
4,545
24
7,501
270
1
130
4,639
25
7,608
229
1
130
4,653
25
7,584
205
1
192
4,743
24
7,980
198
1
192
4,871
27
8,209
201
1
195
4,710
27
8,296
231
1
181
4,904
22
9,034
308
1
298
5
370
5
2,274
307
5
378
5
2,460
314
5
385
5
2,598
331
6
407
6
2,731
329
5
415
6
2,891
336
5
416
6
3,032
392
5
419
5
3,071
419
5
428
5
3,638
418
6
426
5
3,795
435
6
429
4
3,850
441
6
437
4
3,732
453
7
463
5
4,006
49
30
51
36
57
41
89
43
62
45
87
46
102
49
93
52
132
53
140
62
132
64
157
68
138
71
16.
1
0
1
0
1
0
1
0
1
-
1
0
2
1
2
2
2
10
3
0
3
0
3
0
3
0
4
3
17.
77
76
20
20
24
37
44
72
43
36
39
62
36
33
33
18.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11
12.
13.
14.
15.

House Hold
2,464
130
76
3
117
5
1,028
49
23,697
2,504
132
78
3
129
5
1,029
49
24,151
2,487
124
78
1
125
7
1,010
49
24,527
2,537
147
84
1
130
8
1,018
48
25,003
2,556
154
82
1
126
8
1,059
50
25,298
2,611
141
87
1
124
10
1,206
48
25,574
2,557
142
86
0
129
10
1,318
48
26,032
2,564
145
91
0
123
10
1,371
46
26,383
2,577
140
93
121
9
1,502
46
26,672
2,640
146
102
0
116
9
1,612
46
27,029
2,703
130
116
0
113
8
1,703
45
27,800
2,742
130
122
117
8
1,848
45
28,238
2,771
128
124
112
8
1,938
45
29,049
2,799
126
132
109
8
1,971
45
29,735
2,826
126
130
112
8
2,023
45
30,455
2,905
124
136
108
10
2,102
45
30,903
2,958
134
139
106
8
2,150
46
31,246
3,052
131
150
109
9
2,193
46
31,409
101
2,564
29
100
3,694
29
91
3,933
45
91
4,364
33
92
4,586
45
82
4,545
41
99
4,178
33
105
4,058
36
106
4,186
53
109
4,264
54
113
4,406
54
109
4,538
56
121
4,952
60
125
4,967
33
122
4,895
29
120
5,241
28
124
5,518
31
121
5,691
28
164
a Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
ial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling
Beneficiary)
Items
Forestry
NPL
Fisher
NPL
NPL
Procesing Industry
NPL
NPL
Construction
NPL
NPL
the
drinking
NPL
and Communications
NPL
NPL
Ownership,
NPL
and Business
Services
Government
administration,
Defese
and
NPL
Education Services
NPL
Activities
NPL
Community,
Other
Serve Households
NPL
NPL
not clearly defined
NPL
House Hold
For Home Ownership
NPL
NPL
NPL
NPL
Others
NPL
NPL
165
Tabel 4.5 Kredit BPD Berdasarkan Sektor Ekonomi

(Credit of Regional Development Banks Based on Economic Sector)
Sektor Ekonomi
sarana pertanian
2. Pertambangan
3. Perindustrian
2006
2,030
2007
2008
2009
3,721
2010
4,498
2011
Feb
4,882
Mar
2,275
3,182
4,916
58
43
270
675
992
903
947
462
631
815
1,146
2,969
2,824
2,946
Apr
5,155
Mei
Jun
Jul
2012
Ags
Sep
Okt
Nov
Des
Jan
Economic S
Feb
5,049
5,409
5,450
5,675
5,642
5,789
6,049
6,121
6,193
8,615
1.
967
857
1,078
1,092
1,138
1,270
1,340
1,313
1,280
1,288
1,483
2.
3,015
3,042
3,404
3,553
3,582
3,633
3,718
3,734
3,727
3,584
3,706
3.
11
29
213
787
1,409
1,448
1,548
1,588
1,607
1,689
1,734
1,757
1,810
1,867
2,206
2,205
2,241
2,527
4.
5. Konstruksi
3,790
5,140
6,458
7,704
9,179
7,963
8,304
8,538
8,918
9,612
10,402
10,877
11,753
12,126
12,473
10,291
8,594
8,455
5.

hotel
dan
komunikasi
8. Jasa Dunia usaha
8,242
9,619
12,060
15,280
17,426
17,468
18,041
18,565
19,407
19,814
20,457
20,995
20,757
20,936
21,507
21,106
20,977
19,951
6.
10. Lain-lain
Jumlah
400
463
1,655
1,887
1,806
1,855
1,898
2,018
2,176
2,267
2,434
2,449
2,530
2,613
2,710
2,789
2,784
2,738
7.
1,802
2,198
3,401
5,264
3,114
3,067
3,470
3,437
3,124
3,527
3,293
3,023
3,548
3,907
4,060
4,101
3,848
3,795
8.
862
967
1,528
1,951
5,164
5,083
4,970
5,006
5,039
4,697
4,476
4,556
4,494
5,219
4,538
4,483
4,330
4,510
9.
38,299
50,515
66,803
82,340
97,150
100,454
102,387
104,592
107,591
110,156
111,861
113,579
114,916
115,900
117,971
119,601
121,034
122,105
10.
55,955
71,881
96,385
120,754
143,707
145,945
149,427
152,882
156,810
161,654
164,753
167,633
170,352
173,415
176,561
175,702
174,872
177,886
Total
166
t BPD Berdasarkan Sektor Ekonomi

elopment Banks Based on Economic Sector)
Economic Sector
Mining
Manufacturing
Construction
and
communications
Business Services
Social Services
Others
Total
10.
12.
13.
14.
15.
16.
17.
18.
167
Tabel 4.5.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Regional Development Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Be
Keterangan
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei

Kehutanan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
5,167
259
283
39
1,092
50
5,411
264
264
40
1,138
50
5,371
279
271
40
1,270
50
5,518
282
271
28
1,340
55
5,739
284
309
30
1,313
48
5,819
240
301
22
1,280
45
5,893
244
300
16
1,288
56
8,338
333
277
17
1,483
49
8,707
340
311
26
1,594
48
8,227
350
296
26
1,937
50
3,553
415
1,734
19
10,402
782
3,582
409
1,757
18
10,877
818
3,633
400
1,810
16
11,753
765
3,718
397
1,867
19
12,126
945
3,734
397
2,206
16
12,473
770
3,727
220
2,205
5
10,291
607
3,584
228
2,241
6
8,594
895
3,706
236
2,527
5
8,455
838
3,638
194
2,763
5
8,376
825
3,789
201
2,818
6
9,058
969
19,055
1,238
1,402
19,537
1,249
1,458
19,266
1,308
1,491
19,373
1,310
1,563
19,892
1,300
1,615
19,560
900
1,545
19,473
934
1,504
18,393
932
1,558
19,079
969
1,655
84
2,482
89
2,497
99
2,577
109
2,661
108
2,760
60
2,835
56
2,828
50
2,788
NPL
NPL
dan Jasa
NPL Perusahaan
70
647
19
2,598
116
177
66
632
22
2,344
107
153
95
738
14
2,762
148
143
63
740
19
3,120
148
135
64
900
20
3,109
165
126
47
1,055
19
3,000
136
197
49
1,114
20
2,689
142
262
NPL
13. Jasa Pendidikan
NPL
Sosial
NPL
571
10
647
20
2,458
635
10
664
22
2,564
603
11
697
28
2,638
677
10
760
28
2,630
702
12
689
30
2,699
675
8
727
14
2,613
124
622
143
538
114
403
127
1,015
138
322
17
0
22
2
18
10
22
0
0
251
0
236
0
246
16
16
15
Pertahanan

lainnya
NPL
Rumah Tangga
NPL
Lainnya
NPL
batasannya
NPL
Usaha
Rumah Tangga
NPL
Apartemen
NPL
Rukan
NPL
Bermotor
NPL
pinjaman multiguna)
NPL
NPL
Jun
Jul
Ags
Sep
Okt
Nov
Des
Items

1.
19,613
1,007
1,678
9,427
367
299
26
2,043
15
4,165
210
2,936
6
9,709
974
20,000
1,117
1,589
10,202
388
316
27
2,191
13
4,272
204
2,884
110
10,757
984
20,767
1,250
1,534
7,360
310
337
32
2,217
21
4,259
172
2,913
110
11,883
1,056
20,518
1,102
1,489
8,075
553
340
31
2,193
28
4,389
219
2,649
111
12,359
1,472
20,594
1,155
1,551
8,228
561
351
32
2,173
31
4,422
214
2,614
112
13,655
1,294
20,870
1,141
1,590
8,354
569
363
34
2,148
33
4,450
211
2,656
112
14,296
1,290
20,412
1,193
1,622
8,465
580
362
34
2,003
37
4,536
212
2,697
112
14,683
1,252
20,998
1,229
1,664
8,597
552
359
29
1,931
83
5,643
272
2,601
111
11,855
1,154
21,337
1,101
1,848
56
2,842
61
2,854
65
3,086
59
3,124
42
3,194
126
3,183
125
3,259
122
3,339
124
3,385
118
3,425
48
852
18
2,894
144
252
49
943
20
2,947
140
210
57
985
50
2,872
137
204
56
1,101
20
2,944
163
151
81
1,484
19
3,082
129
142
157
1,596
20
4,917
214
130
211
1,665
21
5,003
146
121
165
1,684
20
4,639
135
118
251
1,704
24
4,911
147
107
246
1,722
23
5,111
187
103
245
1,787
21
5,212
258
129
0
646
3
676
23
2,499
0
672
3
708
27
2,678
637
4
698
26
2,816
654
5
734
17
2,881
666
5
640
17
2,717
0
652
5
650
17
2,856
596
5
667
17
3,881
581
4
674
16
3,890
595
4
685
16
3,896
597
4
691
26
3,847
611
6
700
20
3,881
638
4
804
18
3,875
97
270
105
247
116
199
111
157
124
140
100
133
98
137
370
149
383
148
395
147
491
139
483
140
338
128
16.
21
0
17
0
19
0
16
0
22
1
17
1
16
1
9
1
26
452
26
445
28
428
29
419
26
412
20
402
17.
0
249
0
337
0
239
0
481
0
241
225
0
286
0
274
0
263
13
256
13
189
11
209
10
162
11
158
8
150
18.
15
12
12
12
10
10
32
30
10
2.
3.
4.
5.
6.
7.
8.
9.
10.
11
12.
13.
14.
15.

House Hold
12,068
175
249
3
183
12
485
5
42,114
12,211
179
229
3
205
12
470
5
42,933
12,282
182
230
3
192
12
468
5
43,613
13,069
217
234
3
204
12
459
5
44,309
12,388
192
231
3
226
18
451
4
45,214
11,939
179
232
3
241
17
438
4
46,536
12,641
189
222
3
251
18
423
4
47,069
11,742
177
217
3
272
19
414
4
47,932
12,245
189
181
2
264
18
388
4
55,146
12,187
200
183
3
275
18
387
4
55,922
10,698
196
185
2
306
20
392
3
57,460
10,552
191
204
3
336
18
405
2
60,139
11,406
221
195
2
346
19
459
4
61,923
11,503
266
196
3
344
13
462
4
62,530
11,666
274
214
3
358
15
467
4
62,793
11,583
276
225
3
300
17
373
4
65,939
11,858
287
253
2
313
18
400
4
65,439
12,275
282
220
2
348
18
418
4
66,292
169
56,512
291
173
57,296
308
178
57,884
303
173
57,374
302
172
59,208
319
162
59,977
260
171
59,947
273
172
61,286
271
193
56,446
266
198
58,756
288
208
61,275
294
214
61,683
168
222
61,419
150
220
61,858
164
227
63,664
165
240
64,389
155
233
66,832
164
225
68,575
154
168
an Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Items
Forestry
NPL
Fisher
NPL
NPL
Procesing Industry
NPL
NPL
Construction
NPL
NPL
the
drinking
NPL
and Communications
NPL
NPL
Ownership,
NPL
and Business
Services
Government
administration,
Defese
and
Compulsory
social security
NPL
Education Services
NPL
Activities
NPL
Community,
Other
Serve Households
NPL
NPL
not clearly defined
NPL
House Hold
For Home Ownership

NPL
NPL
NPL
NPL
Others
NPL
NPL
169
Tabel 4.6 Kredit Bank Campuran Berdasarkan Sektor Ekonomi

(Credit of Joint Venture Banks Based on Economic Sector)
Sektor Ekonomi
sarana pertanian
2. Pertambangan
3. Perindustrian
2006
2,331
2007
4,597
2008
4,018
2009
4,143
2010
5,108
2011
Feb
5,107
Mar
5,020
Apr
5,037
Mei
5,066
Jun
5,493
Jul
2012
Ags
5,457
5,593
Sep
5,789
Okt
5,749
Nov
5,717
Des
5,207
Jan
5,322
Economic S
Feb
5,350
1.
755
1,753
2,196
3,899
4,299
4,245
4,498
4,540
4,739
5,120
5,203
5,819
5,756
6,266
6,833
7,141
7,444
7,380
2.
17,451
23,774
30,568
29,258
32,155
30,090
29,860
30,510
31,819
32,569
33,327
35,597
36,990
38,912
41,649
41,936
42,749
42,958
3.
186
313
256
286
584
618
590
575
610
591
667
697
709
757
790
1,264
1,390
1,387
4.
5. Konstruksi
1,520
1,167
1,487
1,900
2,051
1,808
1,741
1,714
1,735
1,873
1,909
1,964
2,068
2,107
2,315
2,384
2,369
2,559
5.

hotel
dan
komunikasi
8. Jasa Dunia usaha
4,467
6,691
7,108
9,808
15,370
13,520
13,996
13,925
14,881
15,243
15,159
15,501
15,188
15,678
15,708
15,748
17,297
18,124
6.
10. Lain-lain
Jumlah
2,588
2,330
5,147
6,815
7,049
5,930
5,830
5,878
5,796
6,139
5,982
6,199
6,152
6,206
6,283
6,198
5,780
6,147
7.
7,823
13,516
18,200
16,329
20,165
20,573
22,116
21,613
21,869
22,683
22,630
23,555
24,416
25,392
25,919
24,821
25,023
25,125
8.
396
461
602
973
872
942
1,249
1,234
1,278
1,184
1,345
1,353
1,351
1,343
1,376
1,240
1,309
1,296
9.
3,315
3,917
6,267
7,565
11,367
11,772
11,921
12,334
12,568
12,683
12,701
13,030
13,315
13,527
13,808
14,450
14,293
14,420
10.
40,833
58,520
75,849
80,977
99,019
94,606
96,821
97,360
100,362
103,579
104,378
109,307
111,733
115,938
120,398
120,389
122,976
124,746
Total
170
Campuran Berdasarkan Sektor Ekonomi

ture Banks Based on Economic Sector)
Economic Sector
Mining
Manufacturing
Construction
and
communications
Business Services
Social Services
Others
Total
10.
12.
13.
14.
15.
16.
17.
18.
171
Tabel 4.6.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Join Venture Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Benefic
Keterangan
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei

Kehutanan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
5,308
3
149
14
5,203
0
5,421
3
172
14
5,819
0
5,632
3
158
14
5,756
-
5,565
3
184
14
6,266
-
5,506
3
211
14
6,833
-
4,979
3
228
13
7,141
-
5,093
3
229
12
7,444
-
5,118
3
232
12
7,380
-
5,427
3
238
12
8,144
-
5,338
3
199
12
8,476
-
33,327
1,019
667
1,909
9
35,597
1,074
697
1,964
11
36,990
1,071
709
2,068
14
38,912
1,069
757
2,107
30
41,649
1,011
790
2,315
15
41,936
921
1,264
2,384
18
42,749
923
1,390
2,369
26
42,958
918
1,387
2,559
29
44,201
915
1,402
2,754
38
45,240
916
1,564
2,733
34
14,836
229
323
15,173
226
328
14,895
245
293
15,363
275
315
15,398
298
310
15,439
274
309
16,941
280
356
17,760
357
364
19,044
396
433
9
5,998
9
6,215
9
6,168
9
6,223
9
6,300
9
6,215
10
5,799
10
6,171
NPL
NPL
dan Jasa
NPL Perusahaan
512
15,786
6,828
84
1
512
16,475
7,064
79
1
514
17,149
7,251
70
1
515
18,132
7,244
33
1
528
18,366
7,535
33
1
210
17,858
6,946
31
1
243
17,769
7,235
31
1
235
3
319
0
699
234
3
321
0
706
245
3
310
0
704
237
3
307
0
706
233
3
309
0
739
187
3
298
0
661
9
1
4
1
7
1
4
1
4
2
89
90
90
92
18
12
55
Pertahanan
NPL
13. Jasa Pendidikan
NPL
Sosial
NPL
lainnya
NPL
Rumah Tangga
NPL
Lainnya
NPL
batasannya
NPL
Jun
Jul
Ags
Sep
Okt
Nov
Des
Items

1.
19,388
395
391
5,822
3
203
12
9,108
47,777
930
1,583
2,665
34
19,735
400
486
6,159
0
194
12
9,208
48,555
824
1,632
3,142
37
21,547
525
647
6,368
0
208
11
8,948
50,745
844
1,699
3,082
31
21,879
525
696
7,082
0
229
11
9,369
65
52,049
853
1,683
2,914
32
22,831
528
718
6,974
0
237
11
9,558
65
51,235
890
1,532
3,063
58
24,054
529
753
6,737
0
264
11
9,904
116
50,755
899
1,685
3,248
62
24,348
506
801
6,102
1
271
11
9,427
121
50,357
834
1,879
3,496
63
25,165
463
1,157
6,441
1
257
9
11,529
117
51,871
859
1,764
3,497
70
25,798
439
1,129
10
6,028
10
6,656
10
6,887
10
6,906
10
7,156
10
7,167
10
6,993
9
7,520
9
7,924
9
8,274
243
17,862
7,240
31
1
242
17,631
7,512
31
1
242
18,212
7,733
31
1
242
17,943
8,221
31
1
276
18,570
8,369
31
1
279
18,175
9,030
31
1
279
18,729
9,218
31
1
279
18,488
9,104
32
2
280
18,870
9,428
32
1
285
17,913
9,302
32
2
284
18,234
9,228
32
194
181
3
296
0
739
181
3
304
0
726
178
3
302
698
173
3
269
0
757
173
3
269
0
794
168
3
244
777
172
3
245
786
179
3
244
800
176
3
243
689
161
3
240
742
195
3
245
826
202
3
244
778
2
2
1
1
1
1
1
1
1
1
1
1
1
1
21
1
21
1
21
2
23
2
24
1
21
1
16.
93
92
91
83
85
84
84
84
84
85
76
77
76
77
17.
11
11
455
65
11
57
55
159
156
157
157
155
157
158
159
18.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11
12.
13.
14.
15.

Usaha
Rumah Tangga
NPL
Apartemen
NPL
Rukan
NPL
Bermotor
NPL
pinjaman multiguna)
1,225
22
42
1
94
0
4,061
27
710
1,270
23
43
2
104
1
4,361
27
705
1,289
25
42
2
105
1
4,532
27
730
1,349
28
44
2
107
0
4,784
28
720
1,382
31
43
2
131
0
5,010
32
739
1,463
37
43
1
148
0
5,075
34
810
1,512
38
43
1
149
0
5,143
33
804
1,564
39
43
1
155
0
5,134
35
817
1,625
37
43
1
166
4,958
36
839
1,687
37
49
1
191
0
4,870
37
851
1,663
34
52
1
204
1
4,577
38
917
1,736
36
54
1
206
1
4,355
36
929
1,750
37
54
1
223
0
4,120
31
954
1,798
41
61
1
223
0
3,908
33
947
1,877
39
62
1
218
0
3,660
37
957
1,889
43
64
1
229
0
3,399
34
963
1,920
44
65
1
254
0
3,217
32
963
1,984
41
68
1
264
0
2,980
28
969
House Hold
NPL
NPL
50
6,551
371
53
6,534
387
56
6,563
394
60
6,512
404
65
6,492
406
84
6,455
396
96
6,578
380
100
6,696
366
105
6,691
354
101
6,828
349
105
7,071
337
109
7,141
338
113
7,245
339
117
7,235
340
120
7,265
343
110
7,246
337
113
7,354
338
117
7,351
336
172
a Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
Items
Forestry
NPL
Fisher
NPL
NPL
Procesing Industry
NPL
NPL
Construction
NPL
NPL
the
drinking
NPL
and Communications
NPL
NPL
Ownership,
NPL
and Business
Services
Government
administration,
Defese
and
Compulsory
social security
NPL
Education Services
NPL
Activities
NPL
Community,
Other
Serve Households
NPL
NPL
not clearly defined
NPL
House Hold
For Home Ownership
NPL
NPL
NPL
NPL
Others
NPL
NPL
173
Tabel 4.7 Kredit Bank Asing Berdasarkan Sektor Ekonomi

(Credit of Foreign Owned Banks Based on Economic Sector)
Sektor Ekonomi
sarana pertanian
2. Pertambangan
3. Perindustrian
2006
2007
2008
2009
2010
2011
Feb
Mar
Apr
Mei
Jun
Jul
2012
Ags
Sep
Okt
Nov
Des
Jan
Feb
Economic Secto
3,397
3,220
2,366
1,850
2,468
2,468
2,791
2,822
2,694
2,360
2,537
2,462
2,628
2,740
2,655
1,828
2,170
1,729
1.
1,852
2,440
3,047
5,453
8,609
8,657
9,241
9,562
10,157
7,819
8,382
9,079
11,408
11,806
11,923
11,664
14,211
13,262
2.
31,837
32,753
43,788
33,312
33,950
35,826
35,184
36,277
37,665
37,395
41,434
43,288
42,509
43,302
44,049
38,797
45,826
48,241
3.
15
40
153
809
3,649
3,561
2,925
2,898
2,891
3,899
3,901
4,144
4,245
4,363
4,477
4,305
4,268
4,248
4.
5. Konstruksi
1,183
1,866
3,885
2,478
2,195
2,222
1,977
1,895
1,896
1,732
1,524
1,485
1,509
1,454
1,457
556
836
765
5.

hotel
dan
komunikasi
8. Jasa Dunia usaha
2,631
5,035
6,130
6,426
9,990
9,465
9,578
9,376
10,644
10,592
10,172
10,655
10,853
10,493
11,166
8,995
10,447
10,969
6.
2,322
2,039
5,756
3,218
4,194
4,651
4,634
4,468
4,221
4,840
4,946
6,319
5,988
6,060
6,291
4,609
5,923
5,546
7.
12,002
15,711
23,801
21,603
26,602
28,561
29,384
29,232
29,184
29,552
29,377
29,199
29,899
29,920
31,262
28,916
32,751
34,340
8.
512
666
1,326
512
1,177
1,237
2,399
1,959
1,949
1,584
2,074
2,489
2,288
1,841
1,754
1,178
1,481
1,496
9.
17,479
20,086
23,120
24,351
20,169
20,407
20,313
20,270
20,257
20,553
20,845
21,035
20,771
20,642
20,720
35,639
20,347
20,653
10.
73,230
83,856
113,372
100,011
113,004
117,054
118,427
118,757
121,557
120,327
125,194
130,156
132,098
132,622
135,755
136,486
138,261
141,249
10. Lain-lain
Jumlah
Total
174
nk Asing Berdasarkan Sektor Ekonomi

wned Banks Based on Economic Sector)
Economic Sector
Mining
Manufacturing
Construction
and
communications
Business Services
Social Services
Others
Total
10.
12.
13.
14.
15.
16.
17.
18.
175
Tabel 4.7.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Foreign Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Benefi
Keterangan
Kehutanan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
NPL
NPL
dan Jasa
NPL Perusahaan
Pertahanan
NPL
13. Jasa Pendidikan
NPL
Sosial
NPL
lainnya
NPL
Rumah Tangga
NPL
Lainnya
NPL
batasannya
NPL
Usaha
Rumah Tangga
NPL
Apartemen
NPL
Rukan
NPL
Bermotor
NPL
pinjaman multiguna)
NPL
NPL
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
2,530
0
8
8,382
1
2,457
0
5
9,079
-
2,624
0
4
11,408
-
2,735
0
4
11,806
-
2,650
0
5
11,923
-
1,822
0
6
11,664
-
2,164
0
7
14,211
-
1,722
0
7
13,262
-
1,660
7
15,138
-
2,218
0
7
15,042
-
41,434
1,126
3,901
1,524
1
43,288
1,818
4,144
1,485
0
42,509
1,845
4,245
1,509
0
43,302
1,771
4,363
1,454
0
44,049
1,249
4,477
1,457
0
38,797
1,120
4,305
556
0
45,826
1,140
4,268
836
12
48,241
1,070
4,248
765
11
45,969
1,050
4,277
989
11
46,504
1,041
4,302
1,157
11
9,660
98
512
10,131
107
523
10,321
104
532
10,306
72
188
10,972
72
194
8,778
29
217
10,232
55
215
10,731
55
238
11,137
52
234
1
4,946
1
6,318
1
5,995
0
6,072
1
6,311
0
5,944
1
5,972
0
5,596
141
26,376
3,002
18
0
144
26,632
2,568
18
93
148
27,696
0
2,196
19
96
148
27,761
2,147
18
96
153
28,922
2,321
13
99
151
25,250
2,329
92
14
29,685
3,017
0
91
0
2
0
4
0
2,067
0
2
4
0
2,390
0
2
0
4
0
2,186
2
0
3
0
1,740
2
3
0
1,649
1
0
3
0
1,082
108
-
108
-
109
-
109
-
109
-
334
341
348
Jun
Jul
Ags
Sep
Okt
Nov
Des
Items

1.
11,419
52
234
2,292
0
7
17,754
48,973
1,020
4,709
1,388
11
13,272
52
237
2,885
0
6
17,163
48,530
1,102
4,729
2,133
11
13,933
49
238
2,008
0
6
18,876
42
50,914
1,145
4,841
1,856
11
14,569
32
257
1,595
0
30
17,887
42
54,212
1,163
5,242
1,694
12
15,581
32
265
1,672
0
30
19,061
42
56,455
1,157
5,186
2,030
12
16,453
33
271
1,765
0
30
19,076
42
56,671
1,161
5,232
2,060
12
18,012
31
281
1,727
0
32
20,638
141
58,739
1,028
5,152
2,128
12
19,373
110
282
2,174
0
30
20,217
136
57,077
973
5,151
2,070
12
20,492
120
278
6,203
0
6,019
0
6,984
0
7,561
0
8,001
0
7,768
0
7,801
0
7,496
0
7,233
0
7,255
14
31,064
3,226
0
91
13
30,470
3,176
93
13
30,948
3,291
0
93
13
32,003
0
3,803
0
95
13
31,387
3,569
0
86
9
31,568
4,422
0
87
9
32,097
0
4,516
0
88
8
31,758
0
4,333
0
88
9
31,661
0
4,407
0
88
7
31,148
0
3,810
0
88
8
31,670
3,451
8
79
1
0
3
0
1,386
1
0
3
0
1,401
1
2
1,341
1
0
2
0
1,350
1
0
2
0
1,376
1
0
2
0
1,576
1
0
1
0
1,578
1
0
1
0
1,572
0
0
1
0
1,491
0
0
1
0
1,496
0
0
1
1,507
0
0
1
1,469
0
-
0
-
0
-
0
-
0
-
0
-
0
-
0
-
0
-
0
-
0
-
0
-
16.
17.
346
372
15,804
508
839
1,406
1,586
808
987
914
872
917
901
1,041
1,044
18.
202
119
126
123
126
113
119
105
102
92
77
60
45
2.
3.
4.
5.
6.
7.
8.
9.
10.
11
12.
13.
14.
15.

House Hold
109
3
25
10
5,109
110
3
24
10
5,237
551
3
24
10
4,526
558
3
24
10
4,515
563
11
15
4,461
574
12
16
3,954
560
12
17
3,949
569
12
17
3,913
562
12
18
3,909
561
12
17
4,037
568
12
18
3,987
579
12
19
3,870
586
12
19
3,817
573
12
19
3,831
570
12
20
3,882
532
0
12
21
3,826
532
0
10
20
3,872
544
0
10
24
3,971
561
15,265
1,596
619
15,319
1,632
657
15,319
1,662
700
15,196
1,687
727
15,298
1,701
209
15,278
1,715
234
15,301
1,729
262
15,304
1,743
284
15,257
1,753
306
15,361
1,775
327
15,473
1,811
106
15,649
1,842
91
15,731
1,899
90
15,713
1,833
89
15,741
1,741
86
15,775
1,652
83
15,923
1,496
83
15,848
1,282
176
Items
Forestry
NPL
Fisher
NPL
NPL
Procesing Industry
NPL
NPL
Construction
NPL
NPL
the
drinking
NPL
and Communications
NPL
NPL
Ownership,
NPL
and
Business
Services
Government
administration,
Defese
and
NPL
Education Services
NPL
Activities
NPL
Community,
NPL
Serve Households
NPL
NPL
not clearly defined
NPL
House Hold
For Home Ownership
NPL
NPL
NPL
NPL
Others
NPL
NPL
177
Statistik Perbankan Indonesia - Vol. 10, No. 10, September 2012
Tabel 4.8 Kredit Bank Umum Berdasarkan Sektor Ekonomi per Lokasi Bank Penyalur - Februari 2012
(Credit of Commercial Banks Based on Economic Sector by Region - February 2012)
Lokasi
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Pertanian, perburuan
dan sarana pertanian
(Agriculture, hunting
and agricultural
facilities)
Pertambangan
(Mining)
Perindustrian
(Manufacturing)
Listrik, Gas dan

Air
(Electricity, Gas
and Water)
Konstruksi
(Construction)
Konstruksi
(Construction)
Pengangkutan,
pergudangan
dan komunikasi
(Transportation,
warehousing
and
communications)
Jasa Dunia
usaha
(Business
Services)
Jasa
sosial/masyarakat
(Social Services)
4,244
1,075
26,260
179
5,054
32,854
6,411
8,486
474
292
5,112
164
1,621
5,964
270
5,369
3,999
1,494
53,382
74,115
201,604
48,430
41,174
140,451
64,641
178,470
29,872
290
910
55
201
3,692
168
1,194
530
Jawa Tengah
2,335
263
23,890
106
2,156
33,843
1,991
4,943
2,381
Jawa Timur
4,949
1,213
52,544
630
5,749
44,609
5,913
8,147
4,032
286
148
277
14
114
2,005
79
252
128
1,927
74
742
500
3,746
173
731
329
159
78
1,007
786
3,362
26
405
337
Sumatera Utara
14,752
264
20,763
1,051
2,799
25,198
2,432
3,466
1,517
Sumatera Barat
2,514
270
1,327
263
5,991
329
1,008
402
Riau
6,998
357
1,769
106
907
7,845
1,173
2,131
846
Kepulauan Riau
5,560
219
2,149
67
1,896
7,890
454
1,388
513
Sumatera Selatan
128
292
3,193
196
1,220
3,155
1,431
1,431
287
Bangka Belitung
126
176
378
29
151
988
47
245
115
Lampung
3,466
66
2,836
16
458
6,829
860
935
879
Kalimantan Selatan
2,277
704
1,070
229
676
4,393
1,004
1,587
310
Kalimantan Barat
2,877
115
657
94
571
4,383
853
899
339
Kalimantan Timur
2,004
2,311
1,128
116
3,019
7,737
3,269
4,766
2,283
Kalimantan Tengah
131
Bengkulu
Jambi
Aceh
4,095
233
269
1,578
70
367
Sulawesi Tengah
349
50
203
219
3,290
93
266
205
Sulawesi Selatan
937
333
3,312
139
2,048
14,841
1,630
2,922
1,583
Sulawesi Utara
378
116
386
46
434
4,731
125
687
224
Sulawesi Tenggara
132
28
45
849
41
169
75
25
116
1,359
63
26
159
Gorontalo
229
33
70
271
2,089
58
284
156
Nusa Tenggara Barat
204
100
317
3,093
61
253
312
Bali
646
97
1,239
37
732
10,880
179
1,366
1,171
Nusa Tenggara Timur
29
153
268
1,742
101
100
321
Maluku
45
46
232
1,093
47
87
159
114
51
302
14
931
2,903
150
335
785
Maluku Utara
35
37
168
666
17
84
135
Papua Barat
29
59
475
1,179
60
145
82
1,476
2,269
1,967
323
339
3,195
655
1,815
1,561
117,519
85,017
355,774
52,069
76,179
398,422
94,838
234,633
57,747
Sulawesi Barat
Papua
Lainnya
Total
164
165
n Sektor Ekonomi per Lokasi Bank Penyalur - Februari 2012

sed on Economic Sector by Region - February 2012)
Lain-lain
(Others)
Location
86,482
Jawa Barat
31,936
Banten
243,453
8,131
DKI Jakarta
D.I Yogyakarta
49,889
Jawa Tengah
62,158
Jawa Timur
4,278
Bengkulu
7,046
Jambi
12,409
Aceh
33,300
Sumatera Utara
12,631
Sumatera Barat
15,014
Riau
15,628
Kepulauan Riau
7,293
Sumatera Selatan
2,501
Bangka Belitung
7,787
Lampung
8,865
Kalimantan Selatan
8,819
Kalimantan Barat
15,359
Kalimantan Timur
4,814
Kalimantan Tengah
6,389
Sulawesi Tengah
25,515
Sulawesi Selatan
8,905
Sulawesi Utara
1,576
Sulawesi Tenggara
2,768
Sulawesi Barat
5,218
Gorontalo
7,998
Nusa Tenggara Barat
13,891
Bali
7,487
Nusa Tenggara Timur
3,242
Maluku
5,408
Papua
1,951
Maluku Utara
1,941
Papua Barat
749
730,832
Others
Total
166
167

Tabel 4.8 Kredit Bank Umum Berdasarkan Sektor Ekonomi per Lokasi Bank Penyalur - Februari 2012
(Credit of Commercial Banks Based on Economic Sector by Region - February 2012)
Lokasi
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Pertanian, perburuan
(Agriculture, hunting
and agricultural
facilities)
Pertambangan (Mining)
Listrik, Gas dan Air

(Electricity, Gas and
Water)
Perindustrian
(Manufacturing)
Konstruksi
(Construction)
Pengangkutan,
pergudangan
dan komunikasi
(Transportation,
warehousing
and
communications)
Konstruksi
(Construction)
Jasa Dunia
usaha
(Business Services)
Jasa sosial/masyarakat
(Social Services)
Lain-lain
(Others)
4,244
1,075
26,260
179
5,054
32,854
6,411
8,486
3,999
474
292
5,112
164
1,621
5,964
270
5,369
1,494
86,482
31,936
53,382
74,115
201,604
48,430
41,174
140,451
64,641
178,470
29,872
243,453
290
910
55
201
3,692
168
1,194
530
8,131
Jawa Tengah
2,335
263
23,890
106
2,156
33,843
1,991
4,943
2,381
49,889
Jawa Timur
4,949
1,213
52,544
630
5,749
44,609
5,913
8,147
4,032
62,158
286
148
277
14
114
2,005
79
252
128
4,278
1,927
74
742
500
3,746
173
731
329
7,046
159
78
1,007
786
3,362
26
405
337
12,409
Sumatera Utara
14,752
264
20,763
1,051
2,799
25,198
2,432
3,466
1,517
33,300
Sumatera Barat
2,514
270
1,327
263
5,991
329
1,008
402
12,631
Riau
6,998
357
1,769
106
907
7,845
1,173
2,131
846
15,014
Kepulauan Riau
5,560
219
2,149
67
1,896
7,890
454
1,388
513
15,628
128
292
3,193
196
1,220
3,155
1,431
1,431
287
7,293
Bengkulu
Jambi
Aceh
Sumatera Selatan
Bangka Belitung
126
176
378
29
151
988
47
245
115
2,501
Lampung
3,466
66
2,836
16
458
6,829
860
935
879
7,787
Kalimantan Selatan
2,277
704
1,070
229
676
4,393
1,004
1,587
310
8,865
Kalimantan Barat
2,877
115
657
94
571
4,383
853
899
339
8,819
Kalimantan Timur
2,004
2,311
1,128
116
3,019
7,737
3,269
4,766
2,283
15,359
Kalimantan Tengah
4,814
4,095
233
269
1,578
70
367
131
Sulawesi Tengah
349
50
203
219
3,290
93
266
205
6,389
Sulawesi Selatan
937
333
3,312
139
2,048
14,841
1,630
2,922
1,583
25,515
Sulawesi Utara
378
116
386
46
434
4,731
125
687
224
8,905
Sulawesi Tenggara
132
28
45
849
41
169
1,576
75
25
116
1,359
63
26
159
2,768
5,218
Sulawesi Barat
Gorontalo
229
33
70
271
2,089
58
284
156
Nusa Tenggara Barat
204
100
317
3,093
61
253
312
7,998
Bali
646
97
1,239
37
732
10,880
179
1,366
1,171
13,891
Nusa Tenggara Timur
29
153
268
1,742
101
100
321
7,487
Maluku
45
46
232
1,093
47
87
159
3,242
Papua
114
51
302
14
931
2,903
150
335
785
5,408
37
168
666
17
84
135
1,951
1,941
Maluku Utara
Papua Barat
Lainnya
Total
35
29
59
475
1,179
60
145
82
1,476
2,269
1,967
323
339
3,195
655
1,815
1,561
749
117,519
85,017
355,774
52,069
76,179
398,422
94,838
234,633
57,747
730,832
164
arkan Sektor Ekonomi per Lokasi Bank Penyalur - Februari 2012

s Based on Economic Sector by Region - February 2012)
Location
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Others
Total
165

Tabel 4.8.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Per Lokasi Dati I Bank Penyalur Kredit - Desember 2012
Credit and NPL of Commercial Bank to Non Banks Third Party Based on Business Sector and non Business Sector of Credit by Region - December 2012)
Lapangan Usaha
Keterangan
Jawa Barat
NPL
Banten
NPL
DKI Jakarta
NPL
D.I Yogyakarta
NPL
Jawa Tengah
NPL
Jawa Timur
NPL
Bengkulu
NPL
Jambi
NPL
Aceh
NPL
Sumatera Utara
NPL
Sumatera Barat
NPL
Riau
NPL
Sumatera Selatan
NPL
Bangka Belitung
NPL
Kepulauan Riau
NPL
Lampung
NPL
Kalimantan Selatan
NPL
Kalimantan Barat
NPL
Kalimantan Timur
NPL
Kalimantan Tengah
NPL
Sulawesi Tengah
NPL
Sulawesi Selatan
NPL
Sulawesi Utara
NPL
Gorontalo
NPL
Sulawesi Barat
NPL
Sulawesi Tenggara
NPL
Nusa Tenggara Barat
NPL
Bali
NPL
Nusa Tenggara Timur
NPL
Maluku
NPL
Papua
NPL
Maluku Utara
NPL
Papua Barat
NPL
Lainnya
NPL
Total
NPL
Pertanian,
perburuan
dan
Kehutanan
Perikanan
Pertambanga
n dan
Penggalian
Industri
Pengolahan
3,860
287
376
34
281
18
20
1
1,339
23
413
6
4
35,988
759
6,782
87
59,549
432
486
7
4,019
107
6,249
1,904
21
36
1
398
11
328
90,598
1,060
16
0
422
8
1,675
550
505
4
3,011
71
414
33
10
0
17
1
10
12
19,927
179
3,813
127
8,978
188
Listrik, gas
dan air
Konstruksi
Penyediaan
Transportasi,
Perdagangan
akomodasi dan pergudangan
Besar dan
penyediaan
dan
Eceran
makan minum komunikasi
724
1
346
0
7,355
281
2,105
44
7
41,877
1,573
7,871
223
250,180
5,630
1,150
51
29,047
653
67,280
53,760
234
50
0
178
6
727
47,781
1,115
359
16
3,062
95
8,245
9
131
1
113
5
25
2,270
299
1
568
3
1,017
2
20
0
9
0
94
1
214
13
48
3
34
3
2
261
3
406
1
261
1
17
26,147
474
1,562
16
1,422
17
7,109
220
179
2
110
65
35
1
34
0
41
0
350
2
278
6
220
0
4,158
28
2,966
16
3,693
28
2,911
848
47
45
1
60
2
80
16
5,275
3
530
11
1,038
Perantara
Keuangan
Bukan Lapangan Usaha
Real Estate,
Usaha
Persewaan,
dan Jasa
Perusahaan
3,160
52
315
6
7,673
135
486
3
10
1,485
28
566
1
11
11,267
206
6,016
34
179,036
3,380
4,417
138
43,983
1,193
57,115
21,570
71
600
3
1,998
23
2,830
81,049
1,863
288
4
2,860
28
8,643
113,446
79
500
1
1,952
23
1,437
224
135
10
682
17
452
1,607
2,305
69
4,436
109
4,059
33
79
2
331
8
82
176
56
1
284
8
35
0
1,275
1
17
0
98
1
77
3,901
245
429
26
1,529
120
369
31,232
740
7,863
270
8,702
404
6
1,381
20
477
8
809
9
2,633
58
436
1
3,729
28
135
1
2
0
602
0
2,397
509
200
1
1,854
25
9,287
248
1,460
17
3,467
56
522
14
794
32
151
0
2,756
2,985
94
1,290
20
658
13
1,863
27
2
253
0
66
0
105
589
23
958
27
713
9
3,799
3
8
0
49
0
178
87
6
0
62
0
399
10
242
1
234
4
5,250
0
10
0
5
0
141
151
290
10
61
1
164
13
12
266
13
14
2
4
0
16
63
1
5
1
2
0
178
445
3
51
2
38
3
257
4
324
17
753
7
189
31
1
24
1
187
0
12
49
1
5
0
92
0
9
4
30
5
124
1
47
1
31
3
28
0
7
2
18
0
1,041
0
142,451
2,603
Admistrasi
Pemerintahan,
Pertahanan dan
Jaminan Sosial
Wajib
Jasa
Pendidikan
12
13
Jasa
Kesehatan
dan Kegiatan
Sosial
18
0
4
0
625
12
154
0
14
1,228
272
200
0
91,727
1,260
1,201
18
4,875
67
7,842
1,368
3
17
0
5
0
36
1,807
14
153
1
254
7
500
27
5
0
74
2
10
137
303
8
868
12
468
0
0
0
0
0
1
7
3,291
43
349
10
1,410
23
0
708
1
460
3
209
1
36
3,948
71
819
14
2,396
53
597
85
57
0
625
3
577
14
31
0
1,956
8
42
1
8
0
33
0
8,742
270
5,583
130
5,851
58
9,793
235
4
411
4
347
5
902
934
13
1,492
32
1,092
4
4,718
231
327
20
354
23
2,680
234
2,215
38
3,979
120
17,290
11
81
1
195
2
1,744
2
4
0
0
0
0
0
113
634
19
128
11
16
2
555
4,994
178
1,531
62
1,028
43
131
3
140
3
1,427
6
196
2
0
3
0
89
0
21
302
18
473
8
1,220
4
387
1
4
0
97
1
2
1
54
0
481
10
41
0
16
0
27
3
1
0
17
3
193
0
0
43
0
2,637
11
2
118
2
1,924
59
5,492
197
104,207
1,292
445,807
10,479
Jasa
Kemasyarakatan,
Sosial Budaya,
Hiburan dan
Perorangan
lainnya
Jasa
Perorangan
yang
Melayani
Rumah
Tangga
Badan
Internasional
dan Badan
Ekstra
Internasional
Lainnya
15
16
17
Kegiatan
yang belum
jelas
batasannya
Rumah Tangga
- Untuk
Pemilikan
Rumah Tinggal
3,453
80
1,359
23
57
3
8
1
2
0
0
0
18
6,006
93
1,966
52
1
33,891
960
12,060
249
3,282
78
117
1
500
4
883
23,449
304
375
13
1,839
38
3,217
137
14
54
0
57
1
88
77
0
0
0
0
0
3
20,011
187
560
25
3,693
65
6,141
4
24
0
36
0
10
7
20
0
77
3
47
91
91
2
236
5
801
2
2
0
2
0
40
0
0
0
1
0
404
0
60
0
2
0
2
0
0
230
2
36
0
56
2
2
511
6
64
1
243
2
221
1,025
36
345
18
633
50
13
34
1
3
0
11
1
1,451
16
76
0
1,812
52
9
1
1
0
1
0
63
1
2
0
73
1
129
2
9
0
36
0
490
8
65
1
203
3
72
10
107
0
56
0
632
1,185
10
1,655
37
1,118
12
5,054
1
0
0
0
36
0
4
116
0
31
0
31
0
22
72
1
44
0
121
0
115
89
143
2
124
1
2,407
0
10
0
30
0
881
206
314
4
235
5
2,266
0
11
0
0
0
11
1
2
0
10
0
101
48
284
9
41
3
29
0
38
184
7
47
1
8
0
8
25
0
57
1
7
0
135
846
16
36
1
62
3
0
3
0
0
0
0
0
2,611
61
4,414
95
11,040
77
2,437
220
2
309
2
3,937
2
179
64
1
124
1
361
3
139
22
1
122
1
547
1
54
341
10
219
4
1,018
5
79
12
347
47
1,303
21
158
71
1,296
34
3,490
56
843
2
109
2
519
4
40
3
60
3
261
1
23
0
7
0
114
1
48
0
2
0
262
0
16
656
1
388
0
24
1,573
34
3,747
133
4
139
11
10
0
1
111
1
952
0
59,073
253
95,921
3,410
499,567
12,668
44,640
443
122,235
2,522
Rumah
Tangga Untuk
Pemilikan
Flat atau
Apartemen
Rumah
Tangga Untuk
Pemilikan
Ruko atau
Rukan
Rumah Tangga Rumah Tangga Untuk Pemilikan

Untuk Pemilikan
Peralatan
Kendaraan
Rumah Tangga
Bermotor
Lainnya
827
8
255
4
1,128
30
767
4
4,314
53
7,732
78
26,669
269
7,777
145
67,121
974
2,436
67
11,845
285
19,830
6,119
44
68
1
368
3
1,181
7,838
104
161
4
616
18
1,156
62,890
645
657
2
4,114
37
4,615
52,284
752
4,335
31
15,797
128
33,346
217
157
1
298
3
631
387
568
5
2,600
39
1,341
6
31
0
29
1
49
18
98
0
277
5
210
58
53
0
160
1
98
222
2,225
20
4,350
31
9,147
8
0
0
0
0
0
0
36
2,371
54
445
24
521
9
45
8,454
184
2,042
41
4,987
253
1
250
4
63
1
82
1
24
1,500
30
144
3
610
24
4
5,135
107
132
2
558
2
51
15,293
160
2,906
41
8,580
76
6
0
9
0
7
0
0
0
0
0
0
0
1,372
30
142
3
85
0
4,320
95
418
9
3,999
119
76
1
12
0
39
1
919
21
140
0
554
19
430
4
63
0
373
1
10,139
51
1,649
9
2,758
17
677
11
413
5
250
2
1,345
16
4
8
0
4
0
8
0
0
2
0
0
0
0
205
10
433
4
365
4
546
1,830
61
4,137
55
2,003
29
4,657
51
0
54
1
33
1
79
169
2
223
2
401
1
552
374
2
146
2
128
1
2,464
3,322
34
5,236
33
6,784
26
8,673
8
12
0
16
0
125
47
120
3
136
10
1,115
0
10
0
16
1
50
0
0
0
0
0
1
3
171
3
290
6
1,349
129
926
8
942
7
7,407
1
24
0
36
0
167
14
108
1
147
0
1,230
48
17
0
118
0
3,112
68
4,100
19
5,668
43
11,745
1
13
0
2
0
4
0
4
22
1
40
0
10
0
57
172
13
136
3
29
1
5
2
0
2
0
26
2
0
0
0
0
0
0
0
27
363
9
121
2
89
0
204
2,225
68
331
3
73
3
3
63
1
16
0
11
0
43
208
1
17
0
14
4
32
209
1
24
0
1
0
144
5,132
49
1,872
14
925
8
1
0
1
0
3
0
2
6
2
6
0
114
1
9
19
0
122
0
447
0
5
105
3
129
2
1,376
3
335
2
0
6
0
35
0
2
0
0
0
0
0
0
0
321
4
233
4
508
6
144
801
13
1,354
12
7,660
62
312
29
1
68
0
85
1
31
235
1
105
0
165
1
30
65
1
100
1
425
2
77
4,846
27
4,365
46
6,272
14
4,682
3
71
4
263
5
83
0
1
0
1
0
0
1
0
0
123
1
1
0
6
0
19
2
4
23
142
3
712
4
82
0
1
0
5
0
1
0
0
0
0
0
0
2
55
1
355
2
131
4
169
3
578
15
81
0
22
0
35
0
6
0
21
0
166
2
7
0
26
0
33
1
8
35
1,883
33
3,638
41
1,238
0
7
0
1,226
0
2
172
2
484
0
0
0
0
1,193
0
0
0
0
1
0
0
7
0
117
0
3
139
1
12
0
0
1
0
0
0
0
0
0
10
0
4
224
1
90
0
4
78
1
0
0
0
17
0
0
0
0
71
0
0
0
0
8
0
0
0
9
1,230
15
1
0
124,958
193
150,568
2,446
2,793
5
4,612
50
8,671
396
45,006
1,088
711
49
501
8
50,396
892
211,476
4,395
10,275
86
19,988
380
98,658
1,082
278,867
2,663
166

apangan Usaha dan Bukan Lapangan Usaha Per Lokasi Dati I Bank Penyalur Kredit - Desember 2012
n Business Sector and non Business Sector of Credit by Region - December 2012)
r Rp (Billion Rp)
Bukan Lapangan Usaha
Bukan
Lapangan
Usaha
Lainnya
Location
6
26,314 Jawa Barat
174
NPL
6,760 Banten
57
NPL
73,537
2,103
599
6
18,387
87
6,334
175
2,246
5
822
4
1,310
26
3,737
95
7,958
19
1,172
16
1,636
16
197
0
481
13
3,015
27
353
2
765
1
1,237
33
151
1
347
5
5,744
40
3,319
8
988
2
828
2
141
1
2,677
20
660
5
3,192
11
1,223
22
2,068
10
996
5
768
3
1,024
0
180,987
2,995
DKI Jakarta
NPL
D.I Yogyakarta
NPL
Jawa Tengah
NPL
Jawa Timur
NPL
Bengkulu
NPL
Jambi
NPL
Aceh
NPL
Sumatera Utara
NPL
Sumatera Barat
NPL
Riau
NPL
Sumatera Selatan
NPL
Bangka Belitung
NPL
Kepulauan Riau
NPL
Lampung
NPL
Kalimantan Selatan
NPL
Kalimantan Barat
NPL
Kalimantan Timur
NPL
Kalimantan Tengah
NPL
Sulawesi Tengah
NPL
Sulawesi Selatan
NPL
Sulawesi Utara
NPL
Gorontalo
NPL
Sulawesi Barat
NPL
Sulawesi Tenggara
NPL
Nusa Tenggara Barat
NPL
Bali
NPL
Nusa Tenggara Timur
NPL
Maluku
NPL
Papua
NPL
Maluku Utara
NPL
Papua Barat
NPL
Other
NPL
Total
NPL
167
Tabel 4.9 Kredit Bank Umum Berdasarkan Jenis Penggunaan

(Credit of Commercial Banks Based on Type of Use)
2011
Sektor Ekonomi
2006
2007
2008
2009
2012
2010
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Novr)
Des
Janr)
870,605
882,824
906,284
940,339
950,041
982,210
1,014,741
1,022,269
1,003,718
1,068,676
1,041,701
1.
Total Modal Kerja
414,749
533,240
684,672
703,002
880,208
855,120
857,854
2.
Total Investasi
151,209
186,218
255,900
297,939
348,518
342,131
357,049
375,849
383,425
394,351
407,063
413,450
423,877
429,404
436,439
447,897
464,262
472,620
3.
Total Konsumsi
226,339
282,553
367,117
436,989
537,118
548,754
558,986
568,392
577,289
588,830
603,325
610,108
625,527
635,116
647,448
699,259
667,155
669,985
792,297
1,002,012
1,307,688
1,437,930
1,765,844
1,746,005
1,773,889
1,814,846
1,843,538
1,889,465
1,950,727
1,973,599
2,031,614
2,079,261
2,106,157
2,150,873
2,200,094
2,184,306
Total
Ket:
r)
revisi
166
mum Berdasarkan Jenis Penggunaan

al Banks Based on Type of Use)
r Rp (Billion Rp)
2012
Economic Sector
Feb
1,058,568
1. Total Working Capital
475,745
2. Total Investment
668,717
3. Total Consumption
2,203,029
Total
Note:
r)
revised
167
Tabel 4.9.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use)
2011
2012
Keterangan
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Jenis Penggunaan
Kredit kepada Pihak Ketiga
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
950,041
982,210
1,014,741
1,022,269
1,003,718
1,068,676
1,041,701
1,058,568
1,090,190
1,127,744
1,167,994
1,205,679
1,208,914
1,210,410
1,236,482
1,247,209
1,265,825
32,275
33,251
32,747
32,947
31,801
28,279
29,833
29,971
30,240
31,157
31,176
31,335
31,609
32,140
30,191
31,499
30,231
413,450
423,877
429,404
436,439
447,897
464,262
472,620
475,745
490,874
493,698
509,949
525,394
535,982
550,378
559,702
568,478
581,385
10,187
10,855
10,587
10,709
10,007
8,917
10,145
9,998
10,174
10,374
10,675
10,478
10,541
10,902
10,602
11,759
10,811
610,108
625,527
635,116
647,448
699,343
667,155
669,985
668,717
685,112
695,767
708,203
721,783
725,214
749,863
759,655
769,658
783,792
12,027
12,156
12,171
12,271
12,031
10,499
11,476
11,453
11,398
11,804
12,034
11,565
11,950
12,341
12,153
12,209
12,226
1,973,599
2,031,614
2,079,261
2,106,157
2,150,957
2,200,094
2,184,306
2,203,030
2,266,175
2,317,209
2,386,145
2,452,856
2,470,111
2,510,651
2,555,839
2,585,345
2,631,002
54,489
56,262
55,505
55,927
53,839
47,695
51,455
51,422
51,813
53,335
53,885
53,377
54,100
55,383
52,946
55,467
53,268
47,994
48,989
49,071
50,985
51,859
41,876
50,017
42,809
44,707
44,875
47,421
49,704
50,621
50,011
50,688
50,370
49,660
Orientasi Penggunaan
1. Ekspor
NPL
2. Impor
NPL
3. Lainnya
NPL
Total Kredit
NPL
1,654
1,563
1,672
1,877
1,811
1,602
1,896
1,708
1,741
1,742
1,875
1,911
1,880
1,946
1,882
1,581
1,613
19,120
21,273
21,508
21,077
22,048
26,525
34,656
29,311
29,699
31,038
33,558
36,885
35,924
34,369
35,292
36,749
38,042
427
485
494
498
564
733
826
725
811
820
795
794
694
699
709
619
618
1,884,559
1,939,389
1,987,187
2,016,274
2,060,532
2,131,118
2,099,074
2,130,909
2,191,769
2,241,296
2,305,166
2,366,267
2,383,565
2,426,271
2,469,859
2,498,226
2,543,300
51,038
52,107
51,156
51,446
49,804
45,245
48,619
48,990
49,261
50,773
51,215
50,672
51,527
52,738
50,356
53,268
51,037
1,973,599
2,031,614
2,079,261
2,106,157
2,150,957
2,200,094
2,184,306
2,203,029
2,266,175
2,317,209
2,386,145
2,452,856
2,470,111
2,510,651
2,555,839
2,585,345
2,631,002
54,489
56,262
55,505
55,927
53,839
47,694
51,454
51,423
51,813
53,335
53,885
53,377
54,100
55,383
52,946
55,467
53,268
168
Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

Bank Third Party Based on Types and Orientation of Use)
r Rp (Billion Rp)
2012
Items
Des
Type of Use
Credit to Third Party
1,316,689
28,963
591,425
10,032
799,748
11,600
1. Working Capital
NPL
2. Investments
NPL
3. Consumption
NPL
2,707,862 Total Credit

50,595
NPL
User Orientation
47,799
1. Ekspor
1,616
NPL
38,985
2. Impor
587
NPL
2,621,078
3. Other
48,392
NPL

50,595
NPL
169
Tabel 4.10 Kredit Bank Persero Berdasarkan Jenis Penggunaan

(Credit of State Owned Banks Based on Type of Use)
2011
Sektor Ekonomi
1.
Total Modal Kerja
2.
3.
2006
2007
148,675
188,052
Total Investasi
62,928
Total Konsumsi
76,307
287,910
Total
Ket:
r)
2008
2009
2012
2010
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Novr)
Des
Janr)
332,867
336,217
346,205
365,311
371,391
384,215
396,903
394,776
364,603
407,101
389,729
249,782
269,867
333,006
313,665
318,136
73,733
96,237
118,994
113,896
113,644
114,149
115,569
117,773
120,395
124,379
124,667
126,687
126,746
126,545
127,630
135,196
138,963
94,366
124,646
156,009
195,816
202,314
205,547
208,463
211,370
215,152
221,079
221,103
222,558
224,389
228,368
272,310
234,535
235,994
356,151
470,665
544,870
642,718
629,622
637,831
656,899
665,361
681,752
710,769
717,161
733,460
748,038
749,689
764,543
776,833
764,685
revisi
170
rsero Berdasarkan Jenis Penggunaan

ed Banks Based on Type of Use)
r Rp (Billion Rp)
2012
Economic Sector
Feb
397,034
140,222
2. Total Investment
230,252
767,507
Total
Note:
r)
revised
171
Tabel 4.10.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of State Owned Banks to Non Bank Third Party Based on Types and Orientation of Use)
2011
2012
Keterangan
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Jenis Penggunaan
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
371,391
384,215
396,903
394,776
364,603
407,101
389,729
397,034
410,810
417,834
441,105
461,783
457,530
446,639
461,110
463,823
472,704
16,471
17,129
16,566
16,679
15,802
13,638
14,627
14,652
14,617
15,212
15,019
14,966
15,058
14,792
14,171
15,149
14,192
124,667
126,687
126,746
126,545
127,630
135,196
138,963
140,222
142,146
144,146
147,286
150,001
152,275
156,711
160,698
162,461
169,506
2,889
2,934
2,575
2,802
2,728
2,462
3,608
2,834
2,784
2,817
3,206
2,890
2,848
2,920
2,987
3,900
2,879
221,103
222,558
224,389
228,368
272,310
234,535
235,994
230,252
239,762
249,049
243,938
242,889
240,778
262,016
267,177
270,799
277,937
4,816
4,774
4,648
4,603
4,342
3,683
4,421
4,403
4,238
4,636
4,627
4,467
4,715
5,051
4,937
5,121
5,255
717,161
733,460
748,038
749,689
764,543
776,833
764,685
767,508
792,719
811,030
832,330
854,674
850,583
865,367
888,985
897,082
920,147
24,176
24,837
23,789
24,084
22,872
19,783
22,657
21,890
21,639
22,665
22,852
22,323
22,621
22,762
22,095
24,169
22,325
13,086
13,484
13,729
13,368
11,528
13,551
13,052
12,847
13,388
13,485
13,881
14,037
13,878
13,376
13,496
13,445
13,759
435
414
442
626
539
548
552
555
555
556
1. Ekspor
NPL
2. Impor
NPL
3. Lainnya
NPL
Total Kredit
NPL
4,311
6,552
6,794
5,870
6,111
7,296
8,019
7,780
7,037
322
323
332
335
350
350
347
348
357
8,603
355
699,764
713,424
727,515
730,452
746,904
755,987
743,615
746,880
772,293
788,943
561
562
566
610
556
557
426
8,430
8,962
8,358
7,018
8,210
8,592
10,059
364
366
369
375
380
380
379
810,019
831,674
828,347
844,973
867,279
875,045
896,329
23,419
24,100
23,014
23,124
21,983
18,885
21,758
20,987
20,727
21,754
21,927
21,395
21,686
21,777
21,159
23,232
21,519
717,161
733,460
748,038
749,689
764,543
776,833
764,685
767,507
792,719
811,030
832,330
854,674
850,583
865,367
888,985
897,082
920,147
24,176
24,837
23,789
24,084
22,872
19,783
22,657
21,890
21,639
22,665
22,852
22,323
22,621
22,762
22,095
24,169
22,325
172
a Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

r Rp (Billion Rp)
2012
Items
Des
Type of Use
503,972
13,784
168,585
2,559
286,571
4,905
1. Working Capital
NPL
2. Investments
NPL
3. Consumption
NPL
959,128 Total Credit

21,249
NPL
User Orientation
13,169
1. Ekspor
540
NPL
10,542
2. Impor
372
NPL
935,417
3. Other
20,336
NPL

21,249
NPL
173
Tabel 4.11 Kredit BUSN Devisa Berdasarkan Jenis Penggunaan

(Credit of Foreign Exchange Commercial Banks Based on Type of Use)
2011
Sektor Ekonomi
1.
Total Modal Kerja
2.
Total Investasi
3.
Total Konsumsi
Total
2006
165,997
2007
2008
2009
2012
2010
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
346,737
355,286
365,179
379,849
379,042
390,046
403,380
406,307
406,164
434,210
423,474
218,715
277,345
282,916
360,823
348,203
353,793
67,699
88,028
115,543
123,993
170,096
170,050
179,418
195,600
199,556
203,886
208,185
210,869
216,023
221,277
227,644
128,984
242,948
246,266
81,561
101,000
131,406
148,709
187,720
190,571
194,791
199,064
201,287
205,311
209,986
214,292
224,375
230,259
236,531
229,395
245,384
245,023
315,256
407,742
524,295
555,617
718,639
708,824
728,003
741,401
756,128
774,377
798,019
804,203
830,444
854,915
870,482
887,709
922,541
914,763
174
evisa Berdasarkan Jenis Penggunaan

Commercial Banks Based on Type of Use)
r Rp (Billion Rp)
2012
Economic Sector
Feb
426,513
247,201
2. Total Investment
247,929
921,643
Total
175
Tabel 4.11.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use)
2011
2012
Keterangan
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Jenis Penggunaan
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
379,042
390,046
403,380
406,307
412,302
434,210
423,474
426,513
442,711
463,585
467,604
478,465
488,308
483,874
490,190
495,523
501,634
10,194
10,380
10,365
10,381
10,392
10,005
10,262
10,308
10,540
10,674
10,801
10,774
11,140
10,710
9,690
9,871
9,671
210,869
216,023
221,277
227,644
233,935
242,948
246,266
247,201
254,883
257,967
266,235
273,944
282,003
286,362
289,972
295,213
299,045
5,250
5,226
5,271
5,170
4,970
4,746
4,848
5,345
5,548
5,724
5,588
5,482
5,687
5,526
4,986
5,105
5,049
214,292
224,375
230,259
236,531
241,472
245,384
245,023
247,929
251,622
248,914
262,786
273,687
283,592
277,262
278,969
281,113
284,947
3,602
3,632
3,691
3,709
3,666
3,390
3,555
3,516
3,565
3,487
3,679
3,685
3,858
3,829
3,826
3,805
3,815
804,203
830,444
854,915
870,482
887,709
922,541
914,763
921,643
949,216
970,465
996,625
1,026,096
1,053,903
1,047,497
1,059,131
1,071,848
1,085,626
19,046
19,238
19,327
19,260
19,028
18,141
18,665
19,169
19,653
19,885
20,068
19,941
20,685
20,065
18,503
18,781
18,535
8,547
8,400
8,335
8,737
8,689
8,800
16,758
9,408
9,962
9,807
10,188
10,544
11,056
10,643
10,825
10,964
10,655
1. Ekspor
NPL
2. Impor
NPL
3. Lainnya
NPL
Total Kredit
NPL
179
176
158
156
166
91
262
90
92
90
213
213
221
229
224
227
71
5,976
6,180
6,387
6,916
7,518
7,256
13,729
8,221
9,260
9,447
10,935
12,191
11,244
11,019
11,163
11,543
11,707
106
160
162
164
169
199
300
197
278
292
292
289
185
183
187
106
106
789,680
815,864
840,193
854,829
871,503
906,486
884,276
904,014
929,995
951,211
975,502
1,003,361
1,031,604
1,025,835
1,037,143
1,049,341
1,063,264
18,761
18,902
19,007
18,941
18,692
17,851
18,104
18,882
19,282
19,502
19,563
19,439
20,279
19,654
18,091
18,448
18,357
804,203
830,444
854,915
870,482
887,709
922,541
914,763
921,643
949,216
970,465
996,625
1,026,096
1,053,903
1,047,497
1,059,131
1,071,848
1,085,626
19,046
19,238
19,327
19,260
19,028
18,141
18,665
19,169
19,653
19,885
20,068
19,941
20,685
20,065
18,503
18,781
18,535
176
a Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

s to Non Bank Third Party Based on Types and Orientation of Use)
r Rp (Billion Rp)
2012
Items
Des
Type of Use
519,409
9,122
305,936
4,540
288,933
3,785
1. Working Capital
NPL
2. Investments
NPL
3. Consumption
NPL

17,448
NPL
User Orientation
9,391
1. Ekspor
22
NPL
11,385
2. Impor
97
NPL
1,093,502
3. Other
17,329
NPL

17,448
NPL
177
Tabel 4.12 Kredit BUSN Non Devisa Berdasarkan Jenis Penggunaan

(Credit of Non-Foreign Exchange Commercial Banks Based on Type of Use)
2011
Sektor Ekonomi
2006
2007
2008
2009
Jan
9,609
12,113
15,277
15,212
Feb
15,443
Mar
16,187
Apr
16,656
Mei
16,928
Jun
17,792
Jul
1.
Total Modal Kerja
7,861
2.
Total Investasi
1,836
2,208
2,609
5,549
7,490
7,729
7,927
8,183
8,324
9,112
9,167
3.
Total Konsumsi
9,417
12,704
14,904
18,037
25,991
26,678
27,080
27,503
28,070
28,566
29,421
19,114
23,863
27,122
35,700
48,757
49,619
50,450
51,873
53,050
54,607
56,380
57,909
Total
8,952
2012
2010
18,557
Ags
Sep
Okt
Nov
Des
Jan
19,256
19,861
20,304
20,957
22,195
22,345
9,426
9,794
10,121
10,594
11,277
11,858
12,184
29,926
31,566
32,141
33,113
33,673
34,090
34,221
60,615
62,124
64,011
65,907
68,143
68,749
178
Devisa Berdasarkan Jenis Penggunaan

e Commercial Banks Based on Type of Use)
r Rp (Billion Rp)
2012
Economic Sector
Feb
22,937
12,578
2. Total Investment
34,483
69,998
Total
179
Tabel 4.12.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use)
2011
2012
Keterangan
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Jenis Penggunaan
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
18,557
19,256
19,861
20,304
20,957
22,195
22,345
22,937
23,551
23,937
24,399
25,980
34,706
27,316
28,339
28,653
29,111
711
687
711
690
710
635
694
790
859
781
805
826
1,057
865
832
810
820
9,426
9,794
10,121
10,594
11,277
11,858
12,184
12,578
13,088
13,540
13,816
14,436
18,071
14,963
15,420
15,671
16,176
273
264
261
274
273
285
258
310
320
345
365
439
657
513
589
597
634
29,926
31,566
32,141
33,113
33,673
34,090
34,221
34,483
35,016
35,592
36,621
37,337
44,520
39,371
40,089
40,993
41,692
316
317
316
328
349
323
332
342
354
364
351
347
494
336
331
326
342
57,909
60,615
62,124
64,011
65,907
68,143
68,749
69,998
71,655
73,069
74,836
77,753
97,296
81,651
83,848
85,317
86,978
1,300
1,268
1,288
1,292
1,332
1,243
1,284
1,443
1,533
1,490
1,521
1,612
2,209
1,714
1,753
1,733
1,796
11
12
12
11
12
10
72
15
14
13
12
13
NPL
2. Impor
15
Total Kredit
NPL
1. Ekspor
NPL
3. Lainnya
NPL
Total Kredit
NPL
57,898
60,603
62,112
64,000
65,895
68,133
68,677
69,984
71,641
73,055
74,824
77,740
97,276
81,643
83,836
85,299
86,971
1,300
1,268
1,288
1,292
1,332
1,243
1,284
1,443
1,533
1,490
1,521
1,612
2,209
1,714
1,753
1,731
1,796
57,909
60,615
62,124
64,011
65,907
68,143
68,749
69,998
71,655
73,069
74,836
77,753
97,296
81,651
83,848
85,317
86,978
1,300
1,268
1,288
1,292
1,332
1,243
1,284
1,443
1,533
1,490
1,521
1,612
2,209
1,714
1,753
1,733
1,796
180
tiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

nks to Non Bank Third Party Based on Types and Orientation of Use)
r Rp (Billion Rp)
2012
Items
Des
Type of Use
30,464
810
16,879
692
42,108
336
1. Working Capital
NPL
2. Investments
NPL
3. Consumption
NPL
89,451 Total Credit

1,838
NPL
User Orientation
1. Ekspor
NPL
2. Impor
NPL
89,439
3. Other
1,838
NPL
89,451 Total Credit

1,838
NPL
181
Tabel 4.13 Kredit BPD Berdasarkan Jenis Penggunaan

(Credit of Regional Development Banks Based on Type of Use)
2011
Sektor Ekonomi
2006
2007
2008
2009
Jan
1.
Total Modal Kerja
2.
Total Investasi
3.
Total Konsumsi
Total
13,120
15,709
2012
2010
20,717
25,268
29,719
27,714
Feb
27,866
Mar
29,297
Apr
30,049
Mei
30,964
Jun
32,734
Jul
33,753
Ags
34,716
Sep
35,812
Okt
37,473
Nov
37,808
Des
35,304
Jan
33,179
4,574
5,690
8,896
13,169
17,205
17,501
17,946
18,071
18,530
18,534
19,013
19,412
19,599
19,897
20,318
21,095
21,081
21,011
38,261
50,481
66,773
82,317
96,782
98,180
100,133
102,059
104,302
107,312
109,907
111,588
113,317
114,643
115,623
117,658
119,317
120,682
55,955
71,881
96,385
120,754
143,706
143,396
145,945
149,427
152,882
156,810
161,654
164,753
167,633
170,352
173,415
176,561
175,702
174,872
182
D Berdasarkan Jenis Penggunaan

opment Banks Based on Type of Use)
r Rp (Billion Rp)
2012
Economic Sector
Feb
33,999
22,056
2. Total Investment
121,831
177,886
Total
183
Tabel 4.13.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Regional Development Banks to Non Bank Third Party Based on Types and Orientation of Use)
2011
2012
Keterangan
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Jenis Penggunaan
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
33,753
34,716
35,812
37,473
37,808
35,304
33,179
33,999
35,436
36,670
38,894
41,586
47,659
44,360
46,255
46,914
48,044
2,574
2,626
2,650
2,836
2,700
1,948
2,274
2,252
2,302
2,504
2,551
2,620
3,234
3,445
3,269
3,432
3,440
19,412
19,599
19,897
20,318
21,095
21,081
21,011
22,056
22,200
22,319
22,987
23,728
25,492
23,686
23,316
23,311
23,595
704
718
750
742
715
498
533
591
542
581
640
802
850
1,078
1,026
1,122
1,154
111,588
113,317
114,643
115,623
117,742
119,317
120,682
121,831
124,633
127,748
130,316
133,320
145,581
136,893
139,155
142,800
145,087
656
680
682
712
710
627
658
646
671
711
722
597
675
669
688
695
708
164,753
167,633
170,352
173,415
176,645
175,702
174,872
177,886
182,268
186,736
192,197
198,634
218,732
204,939
208,726
213,024
216,726
3,934
4,024
4,082
4,290
4,125
3,073
3,465
3,490
3,515
3,796
3,913
4,019
4,759
5,192
4,982
5,249
5,302
113
76
99
113
69
99
84
50
50
51
51
30
38
51
78
72
87
35
13
10
13
21
13
14
14
22
1. Ekspor
NPL
2. Impor
NPL
3. Lainnya
NPL
Total Kredit
NPL
164,635
167,549
170,249
173,296
176,569
175,597
174,783
177,831
182,214
186,681
192,142
198,599
218,685
204,883
208,644
212,948
216,636
3,899
4,010
4,072
4,282
4,112
3,065
3,463
3,489
3,506
3,788
3,904
4,010
4,738
5,179
4,969
5,234
5,280
164,753
167,633
170,352
173,415
176,645
175,702
174,872
177,886
182,268
186,736
192,197
198,634
218,732
204,939
208,726
213,024
216,726
3,934
4,024
4,082
4,290
4,125
3,073
3,465
3,490
3,515
3,796
3,913
4,019
4,759
5,192
4,982
5,249
5,302
184
kan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

Non Bank Third Party Based on Types and Orientation of Use)
r Rp (Billion Rp)
2012
Items
Des
Type of Use
45,861
3,207
24,870
1,134
148,120
684
1. Working Capital
NPL
2. Investments
NPL
3. Consumption
NPL

5,025
NPL
User Orientation
87
1. Ekspor
14
NPL
2. Impor
NPL
218,759
3. Other
5,010
NPL

5,025
NPL
185
Tabel 4.14 Kredit Bank Campuran Berdasarkan Jenis Penggunaan

(Credit of Joint Venture Banks Based on Type of Use)
2011
Sektor Ekonomi
2006
2007
2008
2009
Jan
1.
Total Modal Kerja
2.
3.
Feb
29,882
44,477
50,449
51,867
65,169
64,757
62,665
Total Investasi
7,636
10,126
19,133
21,544
22,530
22,538
Total Konsumsi
3,315
3,917
6,267
7,565
11,321
11,550
40,833
58,520
75,849
85,471
94,779
98,845
Total
2012
2010
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
64,398
64,647
67,034
68,789
68,558
72,240
74,090
76,954
79,445
80,077
80,738
20,214
20,545
20,422
20,804
22,120
23,132
24,050
24,384
25,469
27,156
26,317
28,012
11,727
11,878
12,291
12,524
12,670
12,687
13,018
13,260
13,516
13,797
13,994
14,227
94,606
96,821
97,360
100,362
103,579
104,378
109,307
111,733
115,938
120,398
120,389
122,976
186
mpuran Berdasarkan Jenis Penggunaan

ure Banks Based on Type of Use)
r Rp (Billion Rp)
2012
Economic Sector
Feb
81,507
28,831
2. Total Investment
14,409
124,746
Total
187
Tabel 4.14.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Joint Venture Banks to Non Bank Third Party Based on Types and Orientation of Use)
2011
2012
Keterangan
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Jenis Penggunaan
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
68,558
72,240
74,090
76,954
79,445
80,077
80,738
81,507
80,407
88,415
90,419
93,923
96,696
98,845
97,696
98,788
98,974
1,127
1,170
1,181
1,180
1,180
1,083
1,132
1,207
1,140
1,246
1,258
1,366
1,382
1,454
1,374
1,394
1,312
23,132
24,050
24,384
25,469
27,156
26,317
28,012
28,831
33,727
28,856
31,491
32,440
34,053
34,612
35,639
36,152
35,523
764
766
770
775
738
401
400
401
512
402
409
353
374
379
525
547
534
12,687
13,018
13,260
13,516
13,797
13,994
14,227
14,409
14,322
14,477
14,484
14,421
14,354
14,172
14,039
13,789
13,773
471
492
505
521
535
552
548
541
534
525
517
521
522
532
541
525
528
104,378
109,307
111,733
115,938
120,398
120,389
122,976
124,746
128,457
131,747
136,393
140,784
145,104
147,628
147,374
148,729
148,269
2,362
2,428
2,456
2,476
2,453
2,036
2,080
2,149
2,186
2,173
2,183
2,241
2,278
2,365
2,440
2,466
2,373
13,119
13,509
13,448
14,378
15,781
14,728
15,937
15,644
16,262
16,288
17,404
17,264
17,699
17,639
18,162
17,605
17,061
1. Ekspor
NPL
2. Impor
NPL
3. Lainnya
NPL
Total Kredit
NPL
502
480
531
544
546
468
606
599
595
600
606
640
561
567
583
618
618
4,414
4,267
4,161
4,143
4,206
3,899
4,518
4,296
4,542
4,114
4,315
4,773
4,913
5,127
4,933
5,464
5,566
23
23
23
23
17
17
17
17
17
17
17
86,845
91,532
94,124
97,418
100,411
101,761
102,521
104,806
107,653
111,345
114,675
118,747
122,492
124,863
124,280
125,660
125,642
1,860
1,948
1,925
1,932
1,884
1,545
1,451
1,528
1,574
1,556
1,561
1,584
1,700
1,781
1,840
1,840
1,747
104,378
109,307
111,733
115,938
120,398
120,389
122,976
124,746
128,457
131,747
136,393
140,784
145,104
147,628
147,374
148,729
148,269
2,362
2,428
2,456
2,476
2,453
2,036
2,080
2,149
2,186
2,173
2,183
2,241
2,278
2,365
2,440
2,466
2,373
188
ga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

r Rp (Billion Rp)
2012
Items
Des
Type of Use
101,551
1,307
38,127
537
13,617
524
1. Working Capital
NPL
2. Investments
NPL
3. Consumption
NPL

2,368
NPL
User Orientation
17,518
1. Ekspor
619
NPL
5,989
2. Impor
NPL
129,788
3. Other
1,742
NPL

2,368
NPL
189
Tabel 4.15 Kredit Bank Asing Berdasarkan Jenis Penggunaan

(Credit of Foreign Owned Banks Based on Type of Use)
2011
Sektor Ekonomi
2006
2007
2008
2009
Jan
1.
Total Modal Kerja
2.
Total Investasi
3.
Total Konsumsi
Total
49,214
2012
2010
Feb
57,336
76,771
60,971
76,215
85,569
79,950
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
81,119
79,969
79,973
75,865
78,740
81,737
84,695
86,456
88,603
89,789
92,237
6,536
6,434
13,481
14,690
17,301
10,670
17,396
17,881
18,819
21,619
24,200
25,943
27,725
26,980
25,870
26,803
26,862
26,185
17,479
20,086
23,120
22,871
19,488
19,471
19,709
19,427
19,969
19,965
20,262
20,511
20,694
20,423
20,296
20,348
19,834
19,839
73,230
83,856
113,372
98,531
113,004
115,710
117,054
118,427
118,757
121,557
120,327
125,194
130,156
132,098
132,622
135,755
136,486
138,261
190
sing Berdasarkan Jenis Penggunaan

ned Banks Based on Type of Use)
r Rp (Billion Rp)
2012
Economic Sector
Feb
96,578
24,857
2. Total Investment
19,814
141,249
Total
191
Tabel 4.15.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Foreign Owned Banks to Non Bank Third Party Based on Types and Orientation of Use)
2011
2012
Keterangan
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Jenis Penggunaan
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
78,740
81,737
84,695
86,456
88,603
89,789
92,237
96,578
97,274
97,303
105,572
103,943
107,657
109,376
112,892
113,508
115,358
1,198
1,259
1,274
1,181
1,017
970
844
761
783
741
743
783
857
874
855
844
797
25,943
27,725
26,980
25,870
26,803
26,862
26,185
24,857
24,829
26,870
28,133
30,845
32,242
34,044
34,657
35,672
37,541
307
947
960
946
583
525
498
516
468
504
468
512
488
487
489
489
562
20,511
20,694
20,423
20,296
20,348
19,834
19,839
19,814
19,757
19,989
20,058
20,129
20,165
20,149
20,225
20,165
20,356
2,166
2,261
2,329
2,398
2,429
1,924
1,962
2,005
2,037
2,081
2,138
1,948
1,991
1,923
1,829
1,738
1,579
125,194
130,156
132,098
132,622
135,755
136,486
138,261
141,249
141,860
144,162
153,764
154,916
160,064
163,569
167,774
169,344
173,255
3,671
4,467
4,563
4,525
4,029
3,419
3,304
3,282
3,288
3,326
3,349
3,242
3,336
3,284
3,174
3,070
2,937
13,119
13,509
13,448
14,378
15,781
4,688
4,115
4,846
5,031
5,231
5,886
7,815
8,306
8,300
8,122
8,276
8,096
1. Ekspor
NPL
2. Impor
NPL
3. Lainnya
NPL
Total Kredit
NPL
502
480
531
544
546
487
475
463
490
488
488
487
521
527
505
163
476
4,414
4,267
4,161
4,143
4,206
8,069
8,384
9,008
8,855
8,869
9,875
10,954
11,397
11,194
10,974
11,136
10,700
23
162
156
157
159
155
121
122
123
124
124
124
124
85,737
90,417
92,993
96,279
99,249
123,154
125,203
127,395
127,973
130,062
138,003
136,147
140,361
144,075
148,677
149,933
154,459
1,799
1,880
1,849
1,876
1,801
2,656
2,560
2,661
2,639
2,683
2,740
2,633
2,692
2,633
2,545
2,784
2,338
125,194
130,156
132,098
132,622
135,755
136,486
138,261
141,249
141,860
144,162
153,764
154,916
160,064
163,569
167,774
169,344
173,255
3,671
4,467
4,563
4,525
4,029
3,418
3,303
3,282
3,288
3,326
3,349
3,242
3,336
3,284
3,174
3,070
2,937
192
Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

n Bank Third Party Based on Types and Orientation of Use)
r Rp (Billion Rp)
2012
Items
Des
Type of Use
115,432
732
37,028
569
20,398
1,366
1. Working Capital
NPL
2. Investments
NPL
3. Consumption
NPL

2,667
NPL
User Orientation
7,629
1. Ekspor
421
NPL
11,058
2. Impor
109
NPL
154,172
3. Other
2,136
NPL

2,667
NPL
193

Tabel 4.16.a Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan per Lokasi Dati I Bank Penyalur Kredit - Des
2012
Credit and Non Perfoming Loan (NPL) of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use by Bank Location for December 2012
Lokasi
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
26.
25.
24.
27.
28.
29.
30.
31.
32.
33.
34.
Jawa Barat
NPL
Banten
NPL
DKI Jakarta
NPL
D.I Yogyakarta
NPL
Jawa Tengah
NPL
Jawa Timur
NPL
Bengkulu
NPL
Jambi
NPL
Aceh
NPL
Sumatera Utara
NPL
Sumatera Barat
NPL
Riau
NPL
Sumatera Selatan
NPL
Bangka Belitung
NPL
Kepulauan Riau
NPL
Lampung
NPL
Kalimantan Selatan
NPL
Kalimantan Barat
NPL
Kalimantan Timur
NPL
Kalimantan Tengah
NPL
Sulawesi Tengah
NPL
Sulawesi Selatan
NPL
Sulawesi Utara
NPL
Gorontalo
NPL
Sulawesi Barat
NPL
Sulawesi Tenggara
NPL
Nusa Tenggara Barat
NPL
Bali
NPL
Nusa Tenggara Timur
NPL
Maluku
NPL
Papua
NPL
Maluku Utara
NPL
Papua Barat
NPL
Lainnya
NPL
Total
NPL
Modal Kerja
(Working Capital)
97,889
2,722
22,003
431
683,532
10,761
7,544
199
80,136
2,005
139,601
4,570
3,156
73
7,321
183
7,409
730
66,167
1,597
12,172
362
15,068
633
17,301
845
2,574
29
8,927
201
14,162
439
9,458
196
9,059
85
19,127
601
3,746
66
5,105
161
25,643
946
6,023
229
1,715
54
1,215
53
3,363
96
4,795
118
15,295
92
3,360
103
1,577
68
5,749
91
1,153
36
2,575
40
12,769
148
1,316,689
28,963
Investasi
(Investment)
28,691
1,102
6,985
87
357,343
4,983
2,835
79
19,007
325
33,808
821
984
27
3,723
65
1,191
77
30,359
292
4,965
159
12,245
250
9,385
349
413
2
5,928
39
7,223
103
7,027
112
5,554
53
15,527
345
5,210
11
1,160
23
11,384
404
2,587
50
559
35
299
14
1,122
14
1,858
21
7,857
23
841
20
655
36
2,173
20
360
22
651
15
1,516
55
591,425
10,032
Konsumsi
(Consumption)
92,964
1,495
35,350
538
269,646
4,622
8,257
110
51,126
558
66,293
867
5,221
32
8,238
80
12,155
151
34,360
580
13,246
106
15,989
373
17,518
187
2,479
19
8,204
169
8,760
126
10,149
95
10,115
60
17,661
293
5,326
29
7,258
55
29,405
466
11,157
127
3,248
20
1,851
18
6,117
44
8,670
79
15,266
84
8,325
51
3,344
59
6,518
68
2,335
18
2,172
20
1,025
0
799,748
11,600
Orientasi Penggunaan (User Orientation)

Ekspor
Impor
1,967
76
357
0
28,977
1,157
128
5
1,622
23
4,104
220
103
0
150
0
12
0
6,539
124
883
5
153
1
853
0
12
0
170
329
0
253
0
128
0
112
1
167
36
0
148
0
66
0
24
0
4
0
14
0
6
155
1
10
0
3
0
7
0
4
1
303
47,799
1,616
Lainnya
264
0
31
0
32,213
527
9
0
685
1
3,677
6
12
0
17
0
2
0
1,231
44
28
0
81
0
10
0
4
0
107
0
27
0
8
0
13
0
22
2
0
5
0
55
8
3
0
2
0
2
0
7
0
2
0
7
0
2
0
1
0
9
0
0
0
2
0
443
38,985
587
217,312
5,242
63,949
1,055
1,249,332
18,682
18,499
383
147,962
2,864
231,921
6,031
9,246
131
19,115
328
20,740
957
123,116
2,303
29,473
621
43,069
1,255
43,341
1,381
5,452
50
22,781
410
29,790
667
26,373
403
24,587
198
52,182
1,239
14,113
106
13,482
239
66,230
1,808
19,699
405
5,496
110
3,360
86
10,582
153
15,314
217
38,255
198
12,513
174
5,572
162
14,424
179
3,843
77
5,394
76
14,564
202
2,621,078
48,392
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
26.
25.
24.
27.
28.
29.
30.
31.
32.
33.
34.
180
181

asarkan Jenis Penggunaan dan Orientasi Penggunaan per Lokasi Dati I Bank Penyalur Kredit - Desember
2012
Bank Third Party Based on Types and Orientation of Use by Bank Location for December 2012
###
Location
Jawa Barat
NPL
Banten
NPL
DKI Jakarta
NPL
D.I Yogyakarta
NPL
Jawa Tengah
NPL
Jawa Timur
NPL
Bengkulu
NPL
Jambi
NPL
Aceh
NPL
Sumatera Utara
NPL
Sumatera Barat
NPL
Riau
NPL
Sumatera Selatan
NPL
Bangka Belitung
NPL
Kepulauan Riau
NPL
Lampung
NPL
Kalimantan Selatan
NPL
Kalimantan Barat
NPL
Kalimantan Timur
NPL
Kalimantan Tengah
NPL
Sulawesi Tengah
NPL
Sulawesi Selatan
NPL
Sulawesi Utara
NPL
Gorontalo
NPL
Sulawesi Barat
NPL
Sulawesi Tenggara
NPL
Nusa Tenggara Barat
NPL
Bali
NPL
Nusa Tenggara Timur
NPL
Maluku
NPL
Papua
NPL
Maluku Utara
NPL
Papua Barat
NPL
Lainnya
NPL
Total
NPL
182
183

184
185
gaja dikosongkan
ionally left blank
186
187

Tabel 4.17 Kredit Bank Umum Berdasarkan Lokasi Bank Penyalur
(Credit of Commercial Banks Based on Location of Banks)
Lokasi
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
2006
2007
63,398
77,007
2008
97,419
2009
2010
113,367
139,218
2012
Feb
Mar
140,285
144,976
Apr
146,592
Mei
149,838
Jun
154,578
Jul
155,727
Ags
Sep
158,795
161,803
Okt
164,849
Novr)
Des
Janr)
Feb
167,515
172,550
172,590
175,045
17,957
20,754
28,254
31,399
41,465
41,735
42,365
42,898
44,077
45,367
45,536
48,129
49,241
50,535
51,301
52,115
51,995
52,697
396,230
507,496
674,870
709,804
864,130
860,517
874,284
891,357
913,994
944,000
955,448
996,778
1,021,891
1,032,182
1,061,309
1,080,426
1,073,618
1,075,593
6,487
7,843
9,138
10,162
12,174
12,363
12,620
12,836
13,082
13,493
13,604
13,977
14,292
14,551
14,855
15,154
14,941
15,179
Jawa Tengah
47,801
56,736
72,972
82,752
99,042
100,997
104,697
105,160
106,743
110,515
111,930
111,403
114,529
117,108
118,146
120,950
119,730
121,797
Jawa Timur
189,942
74,028
92,270
115,892
128,479
155,238
156,235
161,297
162,442
166,762
171,952
173,035
174,478
179,800
180,897
183,593
190,058
186,917
Bengkulu
2,086
2,956
4,232
4,747
5,751
5,852
6,092
6,289
6,474
6,663
6,763
6,872
6,951
7,051
7,231
7,399
7,410
7,581
Jambi
4,347
5,641
7,593
9,117
11,641
11,992
12,372
12,715
13,023
13,435
13,782
14,226
14,249
14,454
14,722
15,104
15,018
15,273
Aceh
Sumatera Utara
Sumatera Barat
4,610
6,606
9,334
12,496
16,171
16,671
17,160
17,459
17,742
18,163
18,296
18,447
18,589
18,700
18,803
18,714
18,387
18,571
40,784
53,439
65,643
72,315
87,117
89,620
90,119
90,537
93,412
95,743
96,567
98,055
98,704
101,351
101,659
106,073
105,612
105,541
8,838
11,247
13,553
15,787
20,052
20,360
21,198
21,600
22,168
22,739
22,913
23,192
23,447
23,713
24,004
24,573
24,241
24,738
Riau
20,454
15,787
20,304
24,186
29,326
29,440
30,338
30,782
31,416
32,418
32,849
33,560
33,882
34,726
35,373
36,387
36,094
37,145
Sumatera Selatan
10,617
8,136
10,605
11,890
14,494
14,432
14,816
15,402
15,558
16,080
16,305
16,648
16,976
17,213
17,626
18,147
34,766
35,762
1,635
1,474
2,359
2,658
3,737
3,505
3,633
3,671
3,805
3,959
4,044
4,488
4,529
4,593
4,771
4,993
18,302
18,625
13,566
17,524
21,987
27,553
28,317
29,051
29,510
30,430
31,562
32,318
32,641
33,221
34,001
34,250
35,249
4,874
4,755
Lampung
7,919
11,657
14,737
16,089
19,018
19,415
20,029
20,177
20,739
21,520
21,679
21,782
22,373
22,565
23,072
23,782
23,876
24,133
Kalimantan Selatan
6,899
9,020
11,803
13,745
17,180
17,304
17,898
18,101
18,557
19,111
19,385
19,638
20,236
20,352
20,497
21,006
20,789
21,116
Kalimantan Barat
5,448
6,830
9,182
11,461
15,287
15,467
15,633
16,037
16,717
17,261
17,515
17,889
18,146
18,331
18,802
19,433
19,256
19,607
Kalimantan Timur
12,458
15,731
20,474
24,976
32,513
32,945
34,118
34,681
35,535
36,765
37,288
38,103
39,281
39,948
40,935
41,908
41,179
41,994
Kalimantan Tengah
2,576
3,293
4,319
5,689
8,838
9,165
9,480
10,213
10,467
10,908
11,014
11,145
11,204
11,350
11,503
11,491
11,424
11,562
Sulawesi Tengah
3,588
4,600
5,936
7,255
9,109
9,156
9,566
9,754
9,963
10,237
10,323
10,481
10,680
10,800
10,912
11,125
10,894
11,068
Sulawesi Selatan
17,734
21,478
27,205
32,760
41,658
42,276
43,989
44,509
45,551
47,117
47,522
48,631
50,049
50,619
51,275
53,068
52,300
53,259
Sulawesi Utara
5,133
6,650
9,048
10,630
13,037
12,996
13,510
13,732
14,067
14,553
14,762
15,023
15,304
15,486
15,744
16,121
15,879
16,033
Gorontalo
1,126
2,783
3,788
4,725
6,095
6,239
6,522
6,652
6,815
7,073
7,233
7,432
7,581
7,742
7,934
8,153
2,814
2,846
1,515
2,065
2,670
3,638
3,704
3,866
3,949
4,028
4,134
4,207
4,252
4,305
4,319
4,366
4,433
4,438
4,594
Sulawesi Tenggara
1,993
998
1,693
1,711
2,171
2,244
2,360
2,425
2,490
2,559
2,601
2,649
2,690
2,727
2,747
2,782
8,202
8,408
Nusa Tenggara Barat
3,677
4,747
5,976
7,272
9,511
9,709
10,191
10,344
10,607
10,922
11,112
11,321
11,537
11,702
11,835
12,122
12,090
12,350
Bangka Belitung
Kepulauan Riau
Sulawesi Barat
Bali
10,606
12,592
16,298
19,498
24,321
24,493
24,828
25,209
25,691
26,534
26,712
27,512
28,065
28,410
28,905
29,793
29,678
30,238
Nusa Tenggara Timur
3,196
4,202
5,404
6,663
7,877
7,879
8,213
8,386
8,663
8,968
9,211
9,417
9,682
9,830
9,992
10,184
10,031
10,214
Maluku
1,064
1,427
2,168
2,980
3,989
4,004
4,223
4,319
4,470
4,608
4,672
4,748
4,782
4,823
4,897
4,926
4,877
4,951
Papua
3,420
3,536
4,905
6,352
8,412
8,403
8,971
9,194
9,466
9,957
10,141
10,232
10,535
10,708
10,979
11,013
10,734
10,994
648
837
1,246
1,665
2,243
2,315
2,420
2,522
2,583
2,655
2,722
2,787
2,867
2,935
2,979
3,017
3,037
3,095
1,196
1,786
2,398
3,043
2,991
3,202
3,294
3,379
3,530
3,565
3,554
3,717
3,749
3,817
3,914
3,844
3,973
5,541
7,959
9,964
8,242
10,795
10,862
10,809
10,790
11,155
11,648
12,819
13,331
14,122
13,838
14,523
13,932
14,470
14,349
Maluku Utara
Papua Barat
Lainnya
Total
Ket:
r)
792,297
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
revisi
182
m Berdasarkan Lokasi Bank Penyalur

anks Based on Location of Banks)
Rp (Billion Rp)
Location
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Sumatera Selatan
Bangka Belitung
Kepulauan Riau
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Gorontalo
Sulawesi Barat
Sulawesi Tenggara
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Others
Total
Note:
r)
revised
183

Tabel 4.17 Kredit Bank Umum Berdasarkan Lokasi Bank Penyalur
(Credit of Commercial Banks Based on Location of Banks)
Lokasi
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
2006
2007
63,398
2008
77,007
97,419
2011
2009
2010
113,367
139,218
2012
Location
Novr)
Des
Janr)
Feb
167,515
172,550
172,590
175,045
17,957
20,754
28,254
31,399
41,465
51,301
52,115
51,995
52,697
396,230
507,496
674,870
709,804
864,130
1,061,309
1,080,426
1,073,618
1,075,593
Jawa Barat
Banten
DKI Jakarta
6,487
7,843
9,138
10,162
12,174
14,855
15,154
14,941
15,179
Jawa Tengah
47,801
56,736
72,972
82,752
99,042
118,146
120,950
119,730
121,797
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Jawa Timur
74,028
92,270
115,892
128,479
155,238
183,593
190,058
186,917
189,942
Bengkulu
2,086
2,956
4,232
4,747
5,751
7,231
7,399
7,410
7,581
Jambi
4,347
5,641
7,593
9,117
11,641
14,722
15,104
15,018
15,273
Jambi
Aceh
Aceh
Sumatera Utara
Sumatera Barat
Riau
Sumatera Selatan
Bangka Belitung
Kepulauan Riau
Bengkulu
4,610
6,606
9,334
12,496
16,171
18,803
18,714
18,387
18,571
40,784
53,439
65,643
72,315
87,117
101,659
106,073
105,612
105,541
Sumatera Utara
8,838
11,247
13,553
15,787
20,052
24,004
24,573
24,241
24,738
Sumatera Barat
20,454
15,787
20,304
24,186
29,326
35,373
36,387
36,094
37,145
Riau
13.566r)
17.524r)
21.987r)
27.553r)
34.250r)
35.249r)
34,766
35,762
10,617
1,635
-
1,474
2,359
2,658
3,737
4,771
4,993
8.136r)
10.605r)
11.890r)
14.494r)
17.626r)
18.147r)
4,874
4,755
18,302
18,625
Sumatera Selatan
Bangka Belitung
Kepulauan Riau
Lampung
7,919
11,657
14,737
16,089
19,018
23,072
23,782
23,876
24,133
Lampung
Kalimantan Selatan
6,899
9,020
11,803
13,745
17,180
20,497
21,006
20,789
21,116
Kalimantan Selatan
Kalimantan Barat
5,448
6,830
9,182
11,461
15,287
18,802
19,433
19,256
19,607
Kalimantan Barat
Kalimantan Timur
12,458
15,731
20,474
24,976
32,513
40,935
41,908
41,179
41,994
Kalimantan Timur
2,576
3,293
4,319
5,689
8,838
11,503
11,491
11,424
11,562
Kalimantan Tengah
Kalimantan Tengah
Sulawesi Tengah
3,588
4,600
5,936
7,255
9,109
10,912
11,125
10,894
11,068
Sulawesi Tengah
Sulawesi Selatan
17,734
21,478
27,205
32,760
41,658
51,275
53,068
52,300
53,259
Sulawesi Selatan
6,650
9,048
10,630
13,037
15,744
16,121
15,879
16,033
Sulawesi Utara
1.515r)
2.065r)
2.670r)
3.638r)
4.366r)
4.433r)
4.438r)
4.594r)
Gorontalo
2.814
2.846
Sulawesi Barat
Sulawesi Utara
Gorontalo
Sulawesi Barat
5,133
1,126
773
r)
1.401
1.711
2.171
2.747
2.782
2.783r)
998
3.788r)
4.725r)
6.095r)
7.934r)
8.153r)
r)
r)
r)
r)
r)
r)
r)
r)
Sulawesi Tenggara
1,993
8,202
8,408
Sulawesi Tenggara
Nusa Tenggara Barat
3,677
4,747
5,976
7,272
9,511
11,835
12,122
12,090
12,350
Nusa Tenggara Barat
10,606
12,592
16,298
19,498
24,321
28,905
29,793
29,678
30,238
Bali
Nusa Tenggara Timur
3,196
4,202
5,404
6,663
7,877
9,992
10,184
10,031
10,214
Nusa Tenggara Timur
Maluku
1,064
1,427
2,168
2,980
3,989
4,897
4,926
4,877
4,951
Papua
3,420
3,536
4,905
6,352
8,412
10,979
11,013
10,734
10,994
648
837
1,246
1,665
2,243
2,979
3,017
3,037
3,095
Maluku Utara
1,196
1,786
2,398
3,043
3,817
3,914
3,844
3,973
Papua Barat
5,541
7,959
9,964
8,242
10,795
14,523
13,932
14,470
14,349
792,297
975,013
Bali
Maluku Utara
Papua Barat
Lainnya
Total
Ket:
r)
revisi
###
###
###
###
###
###
###
Maluku
Papua
Others
Total
Note:
r)
revised
182
183
Tabel 4.17.a Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lokasi Dati I Bank Penyalur Kredit
(Credit and NPL 0f Commercial Banks to Non Bank Third Party Based on Bank Location)
Keterangan
1. Jawa Barat
NPL
2. Banten
NPL
3. DKI Jakarta
NPL
4. D.I Yogyakarta
NPL
5. Jawa Tengah
NPL
6. Jawa Timur
NPL
7. Bengkulu
NPL
8. Jambi
NPL
9. Aceh
NPL
10. Sumatera Utara
NPL
11. Sumatera Barat
NPL
12. Riau
NPL
NPL
14. Bangka Belitung
NPL
15. Kepulauan Riau
NPL
16. Lampung
NPL
NPL
NPL
NPL
NPL
21. Sulawesi Tengah
NPL
NPL
23. Sulawesi Utara
NPL
24. Gorontalo
NPL
25. Sulawesi Barat
NPL
NPL
NPL
28. Bali
NPL
NPL
30. Maluku
NPL
31. Papua
NPL
32. Maluku Utara
NPL
NPL
34. Lainnya
NPL
Total
NPL
2011
Des
2012
Jan
Feb
Mar
Apr
172,550
4,134
52,115
980
1,080,426
22,338
15,154
313
120,950
2,550
190,058
5,490
7,399
128
15,104
261
18,714
768
106,073
2,426
24,573
466
36,387
710
35,249
569
4,993
27
18,147
424
23,782
697
21,006
396
19,433
176
41,908
837
11,491
114
11,125
310
53,068
1,514
16,121
430
4,433
122
2,782
111
8,153
113
12,122
203
29,793
463
10,184
145
4,926
130
11,013
127
3,017
52
3,914
44
13,932
130
172,590
4,458
51,995
1,058
1,073,618
24,012
14,941
345
119,730
2,609
186,917
5,844
7,410
144
15,018
281
18,387
836
105,612
2,477
24,241
498
36,094
777
34,766
701
4,874
30
18,302
452
23,876
735
20,789
463
19,256
194
41,179
1,141
11,424
132
10,894
335
52,300
1,629
15,879
471
4,438
127
2,814
115
8,202
142
12,090
224
29,678
498
10,031
168
4,877
151
10,734
149
3,037
61
3,844
51
14,470
143
175,045
4,769
52,700
1,102
1,075,593
23,605
15,179
351
121,797
2,684
189,942
5,848
7,581
147
15,273
288
18,571
856
105,541
2,443
24,724
493
37,145
816
35,757
727
4,755
35
18,625
405
24,130
732
21,116
459
19,607
201
41,994
1,061
11,562
134
11,068
313
53,259
1,701
16,033
437
4,594
126
2,846
106
8,408
142
12,350
223
30,238
451
10,214
165
4,951
151
10,994
156
3,095
77
3,973
52
14,349
174
177,894
4,800
53,783
1,026
1,113,625
23,855
15,592
368
123,819
2,904
193,015
5,741
7,783
141
15,708
275
18,893
884
109,217
2,592
25,690
528
37,330
831
37,371
686
4,452
40
19,170
393
24,797
708
21,669
453
20,021
196
43,132
1,038
11,633
137
11,328
297
54,787
1,670
16,411
437
4,740
121
2,890
107
8,600
150
12,683
228
31,060
449
10,475
174
4,903
164
11,404
151
3,300
64
4,174
52
14,826
151
180,772
4,983
54,980
1,066
1,142,803
24,040
15,867
385
125,437
3,063
195,976
5,849
7,989
144
16,221
290
19,083
955
112,437
2,757
26,174
569
38,077
886
38,231
728
4,691
36
20,039
449
25,068
771
22,048
474
20,519
219
44,026
1,052
11,810
145
11,489
301
55,996
1,771
16,721
472
4,778
131
2,966
118
8,812
152
13,000
262
31,683
428
10,685
190
5,117
179
11,833
178
3,176
82
4,257
62
14,448
152
2,200,094
2,184,306
2,203,010
2,266,175
47,695
51,452
51,428
51,813
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
2,317,209
187,250
5,139
56,274
1,083
1,179,123
23,744
16,191
402
128,762
3,114
201,359
5,936
8,186
150
16,263
305
19,370
1,004
114,268
2,967
26,735
597
38,864
943
39,315
696
5,159
51
20,428
470
26,083
790
22,346
495
21,434
227
45,294
1,100
12,164
135
11,753
305
57,469
1,839
17,183
494
4,886
128
3,020
115
9,069
145
13,360
240
32,528
422
11,036
193
5,233
180
12,217
178
3,240
81
4,396
64
15,886
153
2,386,145
195,329
5,056
59,591
1,060
1,200,670
23,536
16,639
390
133,830
3,063
210,261
5,774
8,415
155
16,840
301
19,672
1,008
117,648
2,905
27,577
584
40,195
948
40,624
684
5,472
44
20,930
575
26,595
768
23,564
484
21,913
211
47,058
1,087
12,836
111
12,095
275
59,275
1,820
17,760
470
5,026
123
3,100
116
9,345
139
13,777
234
33,433
261
11,395
172
5,352
181
12,781
175
3,380
77
4,630
66
15,846
525
2,452,856
198,560
5,319
60,709
1,101
1,200,944
23,751
17,064
390
134,950
3,102
213,076
6,011
8,525
154
17,304
289
19,757
1,048
119,939
3,007
27,964
620
40,741
1,031
41,446
694
5,514
51
21,464
514
27,228
742
23,766
483
22,357
214
47,799
1,228
12,499
112
12,148
281
59,365
1,746
17,942
490
5,039
126
3,144
115
9,505
160
14,042
235
33,951
251
11,581
175
5,220
194
13,007
177
3,582
77
4,722
70
15,260
141
2,470,111
200,943
5,637
60,626
1,129
1,226,725
23,497
17,177
396
136,503
3,197
216,559
6,077
8,623
148
17,576
319
19,946
1,047
120,514
3,041
28,055
646
41,297
1,119
41,841
1,385
5,652
60
21,683
456
27,383
761
24,257
505
22,580
225
48,274
1,272
12,633
114
12,331
280
60,093
1,774
18,183
497
5,100
128
3,194
110
9,687
161
14,179
243
34,645
267
11,787
199
5,272
199
13,291
184
3,604
76
4,865
92
15,574
143
2,510,651
203,200
5,274
61,881
1,148
1,242,779
21,659
17,446
424
139,750
3,138
223,709
5,942
8,781
145
17,945
320
20,123
1,053
123,841
2,950
28,854
653
41,751
1,157
42,717
1,415
5,733
62
22,260
540
27,975
761
25,213
515
22,816
215
49,558
1,139
13,240
110
12,716
275
61,358
1,755
18,745
496
5,241
130
3,244
119
9,939
157
14,460
243
35,619
268
12,049
190
5,374
204
13,666
188
3,708
82
4,973
90
15,174
128
2,555,839
208,689
5,360
61,929
1,122
1,250,528
23,808
17,717
427
141,859
3,182
228,076
5,959
8,936
153
18,355
355
20,363
1,139
124,021
2,894
28,987
703
42,190
1,240
43,029
1,415
5,404
58
22,571
471
29,486
768
25,388
493
23,386
229
50,632
1,222
13,732
119
13,016
280
62,300
1,747
19,064
495
5,350
132
3,303
127
10,134
168
14,752
244
36,298
230
12,231
190
5,442
176
13,834
193
3,741
85
5,070
82
15,531
202
2,585,345
212,745
5,464
62,326
1,122
1,273,453
21,380
17,986
417
143,737
3,167
232,354
5,951
9,122
144
18,857
352
20,676
1,160
126,459
2,745
29,637
730
42,839
1,265
43,422
1,417
5,404
60
22,635
456
29,832
729
25,805
492
23,931
222
51,372
1,288
13,907
118
13,214
284
64,215
1,983
19,462
488
5,421
130
3,335
129
10,300
166
15,029
242
37,081
235
12,414
195
5,483
181
14,089
195
3,799
87
5,151
81
15,510
192
2,631,002
219,544
5,318
64,337
1,055
1,310,522
20,366
18,636
387
150,269
2,887
239,702
6,257
9,361
131
19,282
328
20,755
958
130,886
2,470
30,384
627
43,303
1,256
44,204
1,382
5,467
50
23,059
410
30,146
668
26,634
403
24,728
198
52,316
1,239
14,281
106
13,523
239
66,433
1,817
19,768
405
5,522
110
3,366
86
10,602
154
15,323
217
38,418
199
12,525
174
5,576
163
14,439
179
3,847
77
5,398
76
15,310
202
2,707,862
53,335
53,885
53,377
54,100
55,383
52,946
55,467
53,268
50,595
Item
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
24.
25.
26.
27.
28.
29.
30.
31.
32.
33.
34.
184
185
k Ketiga Bukan Bank Berdasarkan Lokasi Dati I Bank Penyalur Kredit

ks to Non Bank Third Party Based on Bank Location)
Items
Jawa Barat
NPL
Banten
NPL
DKI Jakarta
NPL
D.I Yogyakarta
NPL
Jawa Tengah
NPL
Jawa Timur
NPL
Bengkulu
NPL
Jambi
NPL
Aceh
NPL
Sumatera Utara
NPL
Sumatera Barat
NPL
Riau
NPL
Sumatera Selatan
NPL
Bangka Belitung
NPL
Kepulauan Riau
NPL
Lampung
NPL
Kalimantan Selatan
NPL
Kalimantan Barat
NPL
Kalimantan Timur
NPL
Kalimantan Tengah
NPL
Sulawesi Tengah
NPL
Sulawesi Selatan
NPL
Sulawesi Utara
NPL
Gorontalo
NPL
Sulawesi Barat
NPL
Sulawesi Tenggara
NPL
Nusa Tenggara Barat
NPL
Bali
NPL
Nusa Tenggara Timur
NPL
Maluku
NPL
Papua
NPL
Maluku Utara
NPL
Papua Barat
NPL
Lainnya
NPL
Total
NPL
186
187
Tabel 4.18 Kredit Bank Umum Berdasarkan Hubungan Dengan Bank

(Credit of Commercial Banks Based on Bank Relationship)
Indikator
Kredit Kepada Pihak Tidak Te
2006
2007
2008
2009
2011
2010
Jan
Feb
Mar
Apr
Mei
Jun
2012
Jul
Ags
Sep
Okt
Nov
Des
r)
Jan
r)
779,716
987,064
1,298,182
1,419,711
1,742,472
1,726,711
1,753,922
1,798,440
1,826,093
1,869,530
1,930,364
1,952,922
2,010,037
2,056,000
2,083,830
2,125,929
2,170,291
2,158,698
669,203
885,304
1,181,095
1,290,058
1,613,938
1,585,586
1,601,139
1,660,752
1,684,812
1,728,565
1,787,652
1,810,169
1,858,706
1,912,160
1,935,663
1,977,383
2,038,259
2,013,848
62,683
61,070
75,304
82,184
83,538
93,065
103,721
87,025
89,069
86,033
89,557
88,503
95,384
88,636
92,463
94,924
84,542
93,613
c. Kurang Lancar
9,181
5,866
8,119
9,738
8,983
10,560
9,929
10,194
10,000
11,196
9,578
9,281
10,142
10,828
10,581
9,137
7,400
10,285
d. Diragukan
5,868
3,487
5,402
8,127
7,657
7,919
8,735
9,176
8,502
8,955
8,794
9,040
8,082
7,677
7,471
7,682
6,882
6,817
32,781
31,337
28,262
29,605
28,356
29,581
30,398
31,294
33,710
34,781
34,783
35,930
37,723
36,699
37,652
36,803
33,207
34,135
47,829
40,690
41,784
47,469
44,996
48,061
49,062
50,664
52,212
54,932
53,155
54,250
55,947
55,204
55,704
53,622
47,489
51,236
6.04
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
12,582
14,948
9,506
18,219
23,373
19,293
19,968
16,405
17,445
19,935
20,323
20,677
21,577
23,261
22,327
24,944
29,803
25,609
11,601
14,791
9,150
17,925
22,916
18,891
19,504
15,963
16,946
19,477
19,864
20,267
21,017
22,805
21,948
24,559
29,445
25,183
a. Lancar
b. DPK
e. Macet
Non Performing Loan Pihak
Tidak Terkait
Pihak Tidak Terkait (%)
Kredit Kepada Pihak Terkait

a. Lancar
b. DPK
753
80
267
215
213
159
164
137
194
146
155
171
247
154
158
168
153
210
c. Kurang Lancar
57
34
197
200
253
81
82
82
79
20
93
89
17
d. Diragukan
182
182
20
16
11
10
7
192
224
68
28
40
40
39
39
43
41
210
208
209
209
206
204
201
194
Non Performing Loan Pihak

Terkait
e. Macet
228
77
89
79
245
243
300
305
306
312
303
240
312
303
222
218
206
215

Pihak Terkait (%)
0.03
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Ket:
r)
revisi
184
m Berdasarkan Hubungan Dengan Bank

Banks Based on Bank Relationship)
ar Rp (Billion Rp)
2012
Indicator
Feb
2,181,422
2,032,193
98,019
Loan for Non Connected

Parties
a. Current
b. Special Mention
8,757
c. Sub-Standard
7,569
d. Doubtful
34,884
e. Lost
51,210
Non Performing Loan of Non

Connected Parties
0.00

Connected Parties Ratio %
21,607
21,176
221
14
8
189
Loan for Connected

Parties
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Lost
211

Connected Parties
0.00

Connected Parties Ratio %
Note: r) revised
185
186
Tabel 4.18.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Hubungan Penerima Kredit dengan Bank
(Credit and NPL of Commercial Banks to Non Bank Third Party Based on Bank Relation with Beneficiary)
Keterangan
Kredit Kepada Pihak Tidak
Terkait
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
1,952,922
2,010,037
2,056,000
2,083,830
2,125,929
2,170,291
2,158,698
2,181,422
2,243,020
2,290,750
2,356,704
2,396,596
2,416,665
2,455,725
2,504,845
2,559,361
2,602,815
2,674,701
1,810,169
1,858,706
1,912,160
1,935,663
1,977,383
2,038,259
2,013,848
2,032,193
2,096,202
2,136,557
2,207,786
2,247,157
2,267,830
2,300,543
2,343,812
2,399,964
2,443,017
2,511,618
88,503
95,384
88,636
92,463
94,924
84,542
93,613
98,019
95,220
101,076
95,253
97,151
95,832
100,892
109,184
104,163
106,763
112,712
c. Kurang Lancar
9,281
10,142
10,828
10,581
9,137
7,400
10,285
8,757
9,389
9,648
11,033
10,290
10,936
11,170
10,565
12,795
10,523
9,257
d. Diragukan
9,040
8,082
7,677
7,471
7,682
6,882
6,817
7,569
7,775
7,984
7,118
7,955
7,644
7,894
7,934
8,555
7,366
6,895
35,930
37,723
36,699
37,652
36,803
33,207
34,135
34,884
34,435
35,485
35,514
34,043
34,423
35,226
33,349
33,883
35,146
34,218
Non Performing Loan Pihak Tidak

Terkait
54,250
55,947
55,204
55,704
53,622
47,489
51,236
51,210
51,599
53,117
53,664
52,288
53,003
54,291
51,848
55,234
53,035
50,371
Kredit Kepada PihakTerkait
20,677
21,577
23,261
22,327
25,028
29,803
25,609
21,608
23,155
26,458
29,440
56,260
53,446
54,926
50,994
25,984
28,187
33,161
20,267
21,017
22,805
21,948
24,559
29,445
25,183
21,176
22,713
26,002
28,993
54,951
52,128
53,557
49,575
25,492
27,692
32,694
171
247
154
158
168
153
210
221
228
238
227
220
221
277
321
258
261
243
20
93
89
17
14
13
16
14
11
15
15
22
15
15
11
10
10
11
12
14
17
12
11
10
14
13
209
209
206
204
201
194
192
189
190
191
195
1,065
1,066
1,073
1,073
202
205
196
240
312
303
222
218
206
215
211
213
218
221
1,089
1,097
1,093
1,099
234
234
224
a. Lancar
b. DPK
e. Macet
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Non Performing Loan Pihak Terkait
187
a Bukan Bank Berdasarkan Hubungan Penerima Kredit dengan Bank

nk Third Party Based on Bank Relation with Beneficiary)
Rp (Billion Rp)
Items
Loan for Non Connected Parties
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Lost
Non Performing Loan of Non Connected
Parties
Loan for Connected Parties
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Lost
Connected Parties
188
Tabel 4.19 Kredit yang Penarikannya Menggunakan Kartu

(Credit Withdrawn by Credit Card)
2011
Indikator
2006
2007
2008
2009
Jan
1. Bank Persero
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
r)
4,652
6,143
6,228
6,741
6,366
6,312
6,613
6,261
6,944
6,931
6,885
6,952
7,172
7,424
7,683
7,662
9,501
12,055
11,548
11,562
11,216
10,884
11,546
11,357
11,870
11,905
12,556
12,549
12,662
12,935
14,014
12,987
3. BUSN Non Devisa
4. BPD
5. Bank Campuran
2,259
2,851
3,353
3,370
3,366
3,281
3,267
3,280
3,345
3,317
3,312
3,328
3,288
3,242
3,248
3,278
6. Bank Asing
13,287
15,000
12,212
12,054
12,256
11,982
12,133
12,283
12,461
12,659
12,690
12,470
12,363
12,385
12,386
12,403
7. Bank Umum
29,701
36,051
33,345
33,728
33,206
32,461
33,561
33,184
34,623
34,814
35,446
35,301
35,488
35,986
37,333
36,330
r)
Feb
r)
2. BUSN Devisa
Ket:
2012
2010
revisi
189
Penarikannya Menggunakan Kartu

hdrawn by Credit Card)
ar Rp (Billion Rp)
2012
Indicator
Feb
7,545
1. State Owned Banks
13,092
2. Foreign Exchange
Commercial Banks
3. Non-Foreign Exchange
Commercial Banks
4. Regional Development
Banks
3,262
5. Joint Venture Banks
12,289
6. Foreign Owned Banks
36,189
7. Commercial Bank
Note: r) revised
190
191
Tabel 4.19.a. Kredit dan NPL Bank Umum kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu Berdasarkan Kelompok Bank
(Credit and Non Performing Loan (NPL) of Commercial Banks to Non Bank Third Party Withdrawn By Card Based on Group of Bank)
2011
2012
Pengelompokan Bank
Jul
1. Bank Persero
NPL
2. BUSN Devisa
NPL
3. BUSN Non Devisa
NPL
4. BPD
NPL
5. Bank Campuran
NPL
6. Bank Asing
NPL
7. Bank Umum
NPL
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
6,931
6,885
6,952
7,172
7,424
7,683
7,662
7,545
7,930
7,949
9,097
8,490
8,683
8,812
8,316
8,850
8,953
9,326
161
143
147
148
153
150
147
142
162
162
168
172
170
169
162
176
189
188
11,905
12,556
12,549
12,662
12,935
14,014
12,987
13,092
13,318
13,789
14,210
14,475
14,887
15,545
15,345
15,501
15,950
16,823
460
434
424
425
447
482
432
373
349
341
340
313
317
319
318
319
318
363
3,317
3,312
3,328
3,288
3,242
3,248
3,278
3,262
3,335
3,394
3,437
3,485
3,516
3,554
3,600
3,580
3,655
3,656
211
221
221
248
226
222
215
203
224
212
201
203
199
198
192
187
185
182
12,659
12,690
12,470
12,363
12,385
12,386
12,403
12,289
12,168
12,299
12,271
12,462
12,443
12,485
12,506
12,445
12,626
12,762
776
791
801
811
797
738
726
730
733
737
745
762
798
773
742
710
651
581
34,814
35,446
35,301
35,488
35,986
37,333
36,330
36,189
36,752
37,432
39,016
38,913
39,530
40,398
39,770
40,378
41,186
42,568
1,608
1,589
1,593
1,632
1,623
1,592
1,521
1,447
1,469
1,453
1,454
1,449
1,483
1,459
1,413
1,392
1,343
1,314
192
Bank Yang Penarikannya Menggunakan Kartu Berdasarkan Kelompok Bank

to Non Bank Third Party Withdrawn By Card Based on Group of Bank)
Rp (Billion Rp)
Group of Banks

NPL
2.
Foreign Exchange Commercial

Banks
NPL
3. Non-Foreign Exchange Commercial

Banks
NPL
4. Regional Development Banks
NPL
5. Joint Venture Banks
NPL
6. Foreign Owned Banks
NPL
7. Commercial Bank
NPL
193
Tabel 4.20 Penerusan Kredit (Off - Balance Sheet ) Bank Umum Berdasarkan Sektor Ekonomi
(Channelling Credit of Commercial Banks Based on Economic Sector)
Sektor Ekonomi
2006
2007
2008
2009
2010
2011
Feb
Mar
Apr
Mei
Jun
2012
Jul
Ags
Sep
Okt
Novr)
Des
Jan
Feb
1. Pertanian, perburuan dan sarana

pertanian
7,707
7,680
7,694
7,585
2,039
2,092
2,100
1,693
1,831
1,716
1,717
1,728
1,723
1,672
1,679
1,716
1,711
1,942
2. Pertambangan
1,536
1,461
884
618
208
153
151
1,027
441
149
148
296
304
306
322
321
325
325
3. Perindustrian
1,188
1,193
1,363
1,205
2,480
2,504
2,476
2,507
2,476
2,353
2,297
2,309
2,972
3,030
2,896
2,868
1,753
2,845
9,668
10,995
12,550
7,588
5,699
5,608
5,536
5,551
5,471
5,859
5,679
10,492
9,984
9,892
10,051
9,999
11,142
9,480
11,946
13,204
15,957
8,940
6,339
6,210
6,038
5,467
5,979
6,053
6,135
794
781
785
804
766
771
785
908
1,217
766
630
4,168
4,083
4,007
3,983
3,972
3,964
4,043
4,065
4,167
4,144
4,233
4,218
4,204
4,121
7. Pengangkutan, pergudangan dan

komunikasi
2,105
2,684
2,873
2,472
2,343
2,230
2,202
2,218
2,190
2,204
2,147
2,740
2,798
2,790
2,828
2,822
2,784
2,733
8. Jasa Dunia usaha
541
684
580
370
198
234
241
239
229
229
230
231
230
230
228
225
228
252
192
301
213
281
960
801
800
795
785
937
924
920
936
953
955
952
953
908
4,919
4,258
3,083
3,204
5,726
6,105
5,816
5,574
5,787
5,480
5,401
5,653
5,453
5,526
5,584
5,536
5,129
5,324
30,160
30,021
29,367
29,054
29,161
28,945
29,228
29,345
29,328
29,580
29,425
28,999
28,715
5. Konstruksi
10. Lain-lain
Jumlah
40,710
43,675
45,962
32,893
28,720
188
Tabel 4.20.a Penerusan Kredit (Off - Balance Sheet ) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha Penerima Pene
(Credit Channeling (Off-Balance Sheet) and Non Performing Loan (NPL) of Commercial Banks Based on Industries Sector and non Industries Sector of Credit Channeling B
2011
2012
Keterangan
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des

1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
9. Transportasi, pergudangan dan
komunikasi
NPL
NPL
11. Real Estate, Usaha Persewaan, dan
Jasa Perusahaan
NPL
Pertahanan dan Jaminan Sosial
Wajib
NPL
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
lainnya
NPL
Rumah Tangga
NPL
17. Badan Internasional dan Badan
Ekstra Internasional Lainnya
NPL
batasannya
NPL
Total
NPL
1,585
437
132
89
148
1
2,297
330
5,679
359
6,135
750
558
366
3,485
1,596
423
132
89
296
1
2,309
330
10,492
353
794
57
548
361
3,517
1,590
427
133
89
304
1
2,972
270
9,984
417
781
57
553
360
3,613
1,540
362
132
87
306
1
3,030
120
9,892
377
785
57
547
359
3,597
1,546
365
133
87
322
1
2,896
79
10,051
417
804
772
539
360
3,695
1,584
411
133
87
321
1
2,868
78
9,999
416
766
23
529
339
3,689
1,578
425
132
89
325
1
1,753
273
11,142
416
771
23
508
344
3,697
1,862
675
79
45
325
1
2,844
175
9,480
356
785
18
532
336
3,589
1,823
669
102
66
323
1
2,815
966
9,484
397
786
740
517
335
3,594
1,877
731
102
66
2
1
2,821
970
9,325
393
774
22
526
334
3,660
1,833
713
103
67
3
1
2,836
1,134
9,314
360
790
22
527
346
3,771
1,663
523
99
63
2
1
2,989
973
9,281
360
789
###
522
346
213
2,042
927
104
68
2
1
2,993
978
9,377
360
794
763
522
346
40
3,078
1,988
106
72
2
1
3,347
986
9,386
360
798
770
502
347
40
3,047
1,972
106
72
2
1
3,402
1,151
9,318
307
799
772
484
348
40
3,094
2,011
106
72
2
1
3,534
992
8,692
275
802
775
488
346
40
3,106
1,994
106
72
2
1
3,657
991
8,413
274
801
774
486
346
40
3,106
1,998
106
71
2
1
3,756
995
8,127
274
804
778
481
349
40
40
2,147
40
2,740
40
2,798
3,360
2,790
3,459
2,828
3,455
2,822
3,469
2,784
3,352
2,733
3,358
2,751
3,424
2,135
3,536
2,076
165
2,066
39
2,049
39
2,056
39
2,034
38
2,009
38
1,950
38
1,916
40
21
14
209
40
23
16
208
40
21
14
209
40
21
14
209
39
21
14
207
39
20
14
205
39
21
16
206
39
45
14
207
47
81
75
204
34
22
16
196
34
68
51
198
34
231
226
198
34
181
176
199
34
183
178
193
34
180
175
184
34
190
178
183
34
387
381
175
34
408
404
175
145
139
145
132
145
152
145
166
144
165
144
198
146
199
147
163
146
201
143
202
143
197
142
202
142
202
142
202
141
200
141
200
139
200
139
200
107
0
0
67
65
608
107
0
67
65
612
107
###
###
68
66
606
107
0
0
69
67
611
107
0
70
68
612
142
0
70
67
578
142
0
69
67
577
107
###
###
64
62
546
141
64
63
538
141
0
###
70
69
547
141
0
71
70
540
141
###
71
70
535
141
27
27
71
70
539
141
28
28
71
70
544
141
28
28
71
71
546
141
28
28
71
71
537
141
30
30
80
79
541
141
30
30
80
79
539
499
25
499
25
498
25
499
25
499
25
498
25
498
26
498
54
499
23
500
22
499
22
499
22
503
22
504
22
503
22
502
22
502
53
503
21
17
84
17
84
17
84
17
82
17
82
17
82
17
81
13
81
13
81
13
81
13
81
13
82
13
82
13
84
14
85
14
85
14
85
14
85
80
5,401
80
5,653
79
5,453
77
5,526
78
5,584
78
5,536
77
5,129
77
5,324
77
5,349
78
5,341
78
5,377
78
8,824
78
4,603
79
4,715
79
4,776
79
4,699
79
4,801
79
4,702
4,133
28,720
4,138
29,228
4,175
29,345
4,725
29,328
4,731
29,580
4,625
29,425
4,618
28,999
4,535
28,715
4,547
28,736
4,568
27,704
4,357
27,806
4,647
27,787
4,098
23,849
4,109
25,359
4,169
25,326
4,109
24,784
4,106
24,914
4,107
24,576
7,473
6,762
6,804
10,413
11,237
10,434
10,660
10,450
12,142
11,503
11,564
8,303
8,763
9,861
10,017
9,806
9,996
10,034
189
nce Sheet ) Bank Umum Berdasarkan Sektor Ekonomi

mercial Banks Based on Economic Sector)
ar Rp (Billion Rp)
Economic Sector
1. Agriculture, hunting and agricultural
facilities
2. Mining
3. Manufacturing
4. Electricity, gas and water
5. Construction
6. Trade, restaurants and hotels
7. Transportation, warehousing and
communications
8. Business Services
9. Social Services
10 Others
.
Total
190
Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha Penerima Penerusan Kredit
al Banks Based on Industries Sector and non Industries Sector of Credit Channeling Beneficiary)
ar Rp (Billion Rp)
Items
Loan by Industrial Origin
1. Agricultures, Hunting and
Forestry
NPL
2. Fisheries
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Big and Retail Trade
NPL
8. Provision of accomodation and
Food Supply Drinking
NPL
9. Transportation, Warehousing and
Communications
NPL
10. Transitional Finance
NPL
11. Real Estate, Business,
Ownership, and Business
Services
NPL
12. Government administration,
Defese and Compulsory Social
Security
NPL
13. Education Services
NPL
14. Health Services and Social
Activities
NPL
15. Community,
NPL
16. Individual Services which Serve
Households
NPL
17. International Agency and Other
NPL
18. Business Activities which are
not clearly defined
NPL
Total
NPL
191
Tabel 4.21 Penerusan Kredit (Off - Balance Sheet) Bank Umum Berdasarkan Jenis Kredit dan Golongan Penyalur
(Channelling Credit of Commercial Banks Based on Type of Credit and Type of Creditor)
Indikator
2006
2007
2008
2009
2010
2011
Feb
Mar
Apr
Mei
Jun
2012
Jul
Ags
Sep
Okt
Nov
Des
Jan
Berdasarkan Jenis Kredit

1. Kredit Usaha Kecil
3,034
3,043
2,972
2,839
1,101
1,098
1,110
1,110
1,112
1,108
1,120
1,121
1,142
1,139
1,122
1,122
1,132
9,976
11,359
13,386
6,203
6,001
6,131
5,836
5,835
5,796
5,660
5,636
5,691
5,708
5,663
5,540
5,442
5,407
26,328
27,797
28,434
23,355
13,834
13,567
13,396
13,196
13,152
13,258
13,092
13,131
13,337
13,341
13,570
13,473
13,472
405
424
261
331
72
71
71
71
71
71
71
71
76
76
75
75
75
c. Bantuan Proyek
240
310
306
83
57
57
57
65
65
66
24
24
24
24
24
23
23
d. Kredit Kelolaan di luar bantuan proyek
365
221
200
199
17
14
11
218
362
522
403
346
9,078
9,088
8,888
8,769
8,956
8,768
8,769
9,181
9,051
9,079
9,243
9,279
8,672
5,505
5,496
5,519
5,615
771
803
801
801
930
854
806
805
806
807
804
758
757
649
641
597
599
8,300
8,214
8,148
8,134
8,103
8,148
8,182
8,225
8,311
8,318
8,423
8,405
8,078
34,555
37,538
39,846
27,142
21,090
21,004
20,418
20,119
20,128
19,942
19,732
20,197
20,228
20,203
20,353
20,262
20,165
40,710
43,675
45,962
33,356
30,160
30,021
29,367
29,054
29,161
28,945
28,720
29,228
29,345
29,328
29,580
29,425
28,999
a. Dalam rangka penerusan kredit dari BI

b. Lainnya
2. Bukan KUK
a. Kredit kelolaan
b. Dalam rangka penerusan kredit dari BI
3. Mudharabah Muqayaddah
Berdasarkan Golongan Penyalur
1. Koperasi
2. Lembaga Swadaya Masyarakat
3. Swasta Lainnya
Total
190
Tabel 4.21.a Penerusan Kredit (Off-Balance Sheet) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan
(Off-Balance Sheet Credit Channeling and NPL of Commercial Banks to Non-Bank Third Party Based on Types of Credit and Classification of Credit Provi
Indikator
2006
2007
2008
2009
2010
2012
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Berdasarkan Jenis Kredit

1. Kredit Usaha Kecil
a. Dalam rangka penerusan kredit
dari BI
NPL
3,034
3,043
2,972
2,839
1,101
b. Lainnya
9,976
11,359
13,386
6,203
6,001
NPL
1,122
1,132
927
916
917
918
920
1,369
2,063
2,056
1,997
2,209
1,071
5,442
1,072
890
888
888
889
889
1,339
2,034
2,028
1,969
2,155
5,407
5,196
775
766
750
741
753
1,179
1,118
1,170
1,184
575
634
582
456
455
468
466
462
886
827
885
899
13,473
13,472
13,377
17,857
16,782
16,749
16,697
16,698
16,632
16,636
15,968
15,609
583
742
894
2,701
1,978
2,127
1,949
2,648
2,626
2,849
2,641
2,640
75
75
74
72
72
72
72
72
72
72
72
72
75
75
74
72
72
72
72
72
72
72
72
72
23
23
16
16
###
218
11
11
11
10
10
###
10
2. Bukan KUK
a. Kredit kelolaan
26,328
27,797
28,434
23,355
13,834
NPL
b. Dalam rangka penerusan kredit
dari BI
NPL
405
c. Bantuan Proyek
240
424
310
261
306
331
83
72
57
NPL
###
###
d. Kredit Kelolaan di luar bantuan

proyek
NPL
365
221
200
199
17
11
e. Lainnya
362
522
403
346
9,078
9,279
8,672
9,130
9,096
9,149
9,291
9,339
4,938
5,395
5,426
5,559
5,822
8,106
8,115
8,002
8,017
8,103
7,991
4,919
4,233
4,234
4,233
4,231
4,221
758
757
600
597
610
598
594
909
1,959
1,981
1,980
2,232
662
662
521
521
534
522
521
837
1,886
1,909
1,909
2,104
8,405
8,078
8,320
8,336
8,413
8,513
8,514
4,305
4,352
4,359
4,368
4,389
8,046
8,054
7,943
7,957
8,042
7,930
4,858
4,220
4,259
4,261
4,263
4,279
20,262
20,165
19,794
19,802
18,681
18,686
18,680
18,634
19,048
18,986
18,436
18,292
1,727
1,945
1,986
3,664
2,928
3,103
2,924
3,706
3,716
3,847
3,635
3,613
29,425
28,999
28,715
28,736
27,704
27,797
27,787
23,849
25,359
25,326
24,784
24,914
NPL
###
11
###
###
10
10
Berdasarkan Golongan Penyalur

1. Koperasi
5,505
5,496
5,519
5,615
771
NPL
2. Lembaga Swadaya Masyarakat
649
641
597
599
8,300
NPL
3. Swasta Lainnya
34,555
37,538
39,846
27,142
21,090
NPL
Total
40,710
43,675
45,962
33,356
30,160
191
Bank Umum Berdasarkan Jenis Kredit dan Golongan Penyalur

nks Based on Type of Credit and Type of Creditor)
ar Rp (Billion Rp)
2012
Indicator
Feb
Based on the type of credit

927 1.Small business loans
5,196
a.
Channeling Credit from BI
b.
Other
13,377 2. Not KUK

74
a.
Loans
b.
Channeling Credit from BI
c.
Aid Project
11
d.
Credit Channeling
9,122 3. Mudharabah Muqayaddah

Based Distribution Group
600 1. Cooperation
8,312 2. Non-Governmental Organization
19,803 3. Other Private
28,715
Total
192
Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan Penyalur Kredit
Non-Bank Third Party Based on Types of Credit and Classification of Credit Providers)
ar Rp (Billion Rp)
2012
Indicator
Des
Based on the type of credit

1. Small business loans
2,229
a. Channeling Credit From BI
2,179
1,182
NPL
b. Other
905
NPL
2. Not KUK
15,308
a. Loans
2,648
72
NPL
b. Channeling Credit from BI
72
7
0
10
8
5,768
4,222
NPL
c.
Aid Project
NPL
d. Credit Channeling
NPL
e. Other
NPL
Based Distribution Group
2,240 1. Cooperation
2,147
NPL
4,401 2. Non-Governmental Organization

4,281
NPL
17,936 3. Other Private

3,606
24,576
NPL
Total
193
Tabel 4.26 Kredit Bank Perkreditan Rakyat Berdasarkan Sektor Ekonomi

(Credit of Rural Banks based on Economic Sector)
Sektor Ekonomi
2005
2006
2007
2008
2009
20101)
Jan
Febr)
Mar
Apr
Mei
Jun
Jul
Ags
Econo
Sep
1.
Pertanian, perburuan dan sarana

pertanian
886
1,058
1,340
1,745
2,002
2,032
2,084
2,126
2,214
2,259
2,302
2,360
2,398
2,390
1.
2.
Perindustrian
222
258
333
427
505
506
513
531
540
538
546
557
576
589
2.
3.
Perdagangan, restoran dan hotel
6,042
6,715
7,717
9,328
9,786
9,859
10,084
10,258
10,425
10,631
10,846
11,050
11,342
11,234
3.
4.
1,458
1,769
2,096
2,676
3,053
3,083
3,165
3,248
3,367
3,473
3,562
3,662
3,769
3,824
4.
5.
Lain-lain
6,046
7,149
9,055
11,296
12,653
12,852
13,048
13,320
13,649
13,958
14,239
14,437
14,751
14,797
5.
14,654
16,948
20,540
25,472
28,001
28,332
28,894
29,482
30,195
30,858
31,495
32,066
32,835
32,834
Total
Ket
r) Revisi
:
1) Data bulan Oktober 2010 bersambung di halaman 195 karena terdapat perubahan
sektor ekonomi dalam laporan bulanan BPR
Note: r) Revised
1)
October 2010 data continued on page 195 becau

economic sector in the rural bank's monthly repo
196
kreditan Rakyat Berdasarkan Sektor Ekonomi

Banks based on Economic Sector)
Economic Sector
facilities
Manufacturing
Social Services
Others
Total
r) Revised
October 2010 data continued on page 195 because there are changes
economic sector in the rural bank's monthly report
197
Tabel 4.22 Pembiayaan Perbankan Syariah

(Financing of Sharia Banks)
Indikator
2006
2007
2008
2009
2010
2012
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Pembiayaan Musyarakah
2,335
4,406
7,411
10,412
14,624
18,960
18,759
19,225
20,792
20,396
21,275
22,298
22,322
23,051
24,481
25,207
26,187
Pembiayaan Mudharabah
4,062
5,578
6,205
6,597
8,631
10,229
10,133
10,122
10,448
10,349
10,482
10,904
11,023
11,180
11,359
11,438
11,527
12,624
16,553
22,486
26,321
37,508
56,365
56,473
58,326
61,480
61,895
64,544
67,752
70,730
73,826
77,153
80,953
83,826
337
351
369
423
347
326
307
312
314
285
320
322
345
354
361
355
366
1,087
1,056
1,724
3,134
7,071
16,776
16,018
15,728
16,082
15,842
16,223
16,316
16,490
16,536
17,003
17,628
18,412
20,445
27,944
38,195
46,886
68,181
102,655
101,689
103,713
109,116
108,767
112,844
117,592
120,910
124,946
130,357
135,581
140,318
Piutang Murabahah
Piutang Salam
Piutang Istishna
Lainnya
Total
###
###
192
Tabel 4.23 Pembiayaan Perbankan Syariah Berdasarkan Sektor Ekonomi

(Financing of Sharia Banks Based on Economic Sector)
Sektor Ekonomi
2006
2007
2008
2009
2010
2011
2012
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
1. Pertanian, perburuan
701
837
1,177
1,331
1,762
2,201
2,140
2,182
2,228
2,028
2,104
2,203
2,255
2,364
2,511
2,559
2,589
2. Pertambangan
375
511
965
1,047
1,120
1,733
1,749
1,765
1,846
1,847
1,782
1,835
1,971
1,900
1,997
1,942
2,019
3. Perindustrian
940
1,371
1,340
1,579
2,337
4,077
3,766
3,823
3,843
3,868
3,884
3,898
3,825
3,976
4,011
4,151
4,494
17
166
248
698
1,354
2,381
2,437
2,589
2,945
2,951
2,969
3,029
3,009
3,075
3,135
3,057
2,979
5. Konstruksi
1,637
2,371
3,368
3,516
4,194
5,858
5,610
5,662
5,651
5,117
5,879
5,972
6,269
6,415
6,707
7,049
7,186
6. Perdagangan, restoran
dan hotel
3,041
4,152
4,426
5,000
7,609
9,778
9,775
9,980
10,897
10,475
10,556
10,873
11,441
11,055
13,265
12,086
12,454
7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa
Dunia usaha
1,165
1,569
2,759
3,349
3,696
3,369
3,325
3,340
3,523
3,385
3,605
3,698
3,838
3,863
4,026
4,144
4,187
5,458
8,425
11,757
13,664
20,233
25,630
25,361
25,721
27,054
27,184
28,247
29,830
29,861
31,701
32,717
33,692
34,694
1,456
1,904
2,463
2,661
2,975
4,464
4,600
4,820
5,162
5,272
5,383
5,712
5,843
6,661
6,852
7,287
7,283
5,655
6,639
9,693
14,042
22,902
43,164
42,927
43,831
45,967
46,640
48,433
50,541
52,598
53,937
55,136
59,615
62,431
20,445
27,944
38,195
46,886
68,181
102,655
101,689
103,713
109,116
108,767
112,844
117,592
120,910
124,946
130,357
135,581
140,318
10. Lain-lain
Jumlah
193
Tabel 4.24 Pembiayaan Perbankan Syariah Berdasarkan Lokasi Bank Penyalur

(Financing of Sharia Banks Based on Banks Location)
Lokasi
2006
2007
2008
2009
2010
2012
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
1. Aceh
279
538
849
1,617
2,338
2,309
2,326
2,398
2,440
2,486
2,550
2,567
2,597
2,648
2,676
2,690
2. Sumatera Utara
1,668
2,369
2,840
3,133
4,936
5,004
5,057
5,886
5,429
5,593
5,738
5,924
6,210
6,402
6,855
6,949
3. Sumatera Barat
398
602
833
1,833
2,476
2,490
2,562
2,688
2,805
2,911
3,017
3,065
3,081
3,143
3,187
3,240
4. Sumatera Selatan
509
761
1,052
1,566
2,272
2,281
2,371
2,498
2,623
2,720
2,855
2,932
3,006
3,088
3,189
3,269
5. Bangka Belitung
39
41
37
135
286
292
302
313
321
335
353
367
376
388
406
431
6. Jambi
145
275
411
712
1,194
1,204
1,232
1,284
1,326
1,391
1,451
1,499
1,547
1,577
1,615
1,658
7. Bengkulu
175
201
235
311
421
418
419
439
445
468
486
494
497
511
522
534
8. Riau
696
893
1,047
1,589
2,323
2,329
2,362
2,420
2,480
2,568
2,632
2,684
2,751
2,830
2,922
2,955
9. Kepulauan Riau
1,783
297
337
401
852
1,380
1,371
1,402
1,473
1,491
1,533
1,592
1,627
1,652
1,680
1,729
10. Lampung
235
368
515
922
1,501
1,524
1,566
1,607
1,623
1,689
1,729
1,757
1,782
1,840
1,880
1,925
11. DKI Jakarta
12,959
18,172
21,158
26,900
38,981
38,048
39,113
41,484
41,414
42,417
44,503
46,375
48,760
51,798
54,226
56,213
12. Jawa Barat
3,065
3,766
4,666
8,029
11,945
11,945
12,090
12,629
12,751
13,202
13,648
14,095
14,419
14,962
15,596
16,268
13. Banten
962
841
1,111
2,086
3,707
3,720
3,711
3,772
3,836
3,884
4,001
3,995
4,048
4,096
4,231
4,410
14. Jawa Tengah
1,240
1,958
2,611
4,170
6,503
6,492
6,529
6,647
6,747
6,897
7,095
7,087
7,211
7,494
7,730
7,994
15. DI Yogyakarta
318
508
629
868
1,451
1,394
1,382
1,433
1,421
1,464
1,541
1,586
1,614
1,612
1,607
1,662
16. Jawa Timur
1,774
2,566
3,519
5,627
9,075
8,949
9,086
9,213
8,605
9,835
10,352
10,516
10,773
11,183
11,624
12,154
17. Bali
44
73
115
298
545
537
543
589
607
644
676
701
728
759
791
820
364
476
588
720
1,080
1,104
1,165
1,236
1,327
1,401
1,465
1,515
1,538
1,596
1,644
1,711
21
25
37
772
196
203
208
224
244
262
286
304
323
347
367
389
575
706
1,048
924
2,193
2,143
2,142
2,195
2,216
2,251
2,345
2,362
2,394
2,476
2,561
2,713
570
795
847
1,156
1,477
1,496
1,514
1,533
1,544
1,612
1,742
1,774
1,830
1,912
1,945
1,985
22. Sulawesi Utara
73
114
145
240
356
353
365
372
386
400
403
423
427
441
453
464
23. Gorontalo
71
63
86
168
221
225
225
236
239
245
240
244
251
264
273
276
24. Sulawesi Barat
53
131
139
152
165
173
179
189
194
194
194
197
200
25. Sulawesi Tengah
98
136
163
390
642
648
668
690
707
730
749
743
757
785
809
830
161
180
157
187
310
297
315
326
340
359
373
382
391
404
426
438
858
978
1,098
1,672
2,844
2,865
2,960
3,073
3,147
3,216
3,314
3,391
3,436
3,496
3,651
3,834
28. Maluku
14
16
13
28
54
54
52
53
58
61
66
69
69
71
76
76
29. Maluku Utara
33
36
35
87
123
123
124
128
129
131
134
134
138
147
147
150
30. NTB
200
261
396
556
895
897
924
959
997
1,037
1,087
1,124
1,149
1,186
1,216
1,252
31. NTT
15
24
33
75
156
156
159
162
163
161
169
175
182
190
196
211
32. Papua Barat
35
42
62
89
114
116
119
124
122
122
126
125
127
132
136
136
33. Papua
53
77
140
272
348
362
366
662
404
409
452
464
473
490
480
486
34. Luar Indonesia
145
183
200
202
205
210
232
232
217
217
217
216
212
27,944
38,195
46,886
68,181
102,655
101,689
103,713
109,116
108,767
112,844
117,592
120,910
124,946
130,357
135,581
140,318
Total
194

195
ayaan Perbankan Syariah

g of Sharia Banks)
Rp (Billion Rp)
2012
Indicator
Des
27,667
Musyarakah Financing
12,023
Mudharabah Financing
88,004
Murabahah Accounts
Receivable
376
19,435
147,505
Salam Accounts
Receivable
Istishna Accounts
Receivable
Others
Total
196
an Syariah Berdasarkan Sektor Ekonomi

anks Based on Economic Sector)
Rp (Billion Rp)
2012
Des
Economic Sector
2,809
1. Agriculture, hunting and

2,094
2. Mining
5,008
3. Manufacturing
3,159
7,142
5. Construction
12,624
4,321
37,150
7,878
65,319
147,505
6. Trade, restaurants and

hotels
7. Transportation,
warehousing and
8. communications
Business Services
9. Social Services
10. Others
Total
197
Syariah Berdasarkan Lokasi Bank Penyalur

anks Based on Banks Location)
Rp (Billion Rp)
2012
Location
Des
2,707
1. Aceh
7,105
2. Sumatera Utara
3,292
3. Sumatera Barat
3,430
4. Sumatera Selatan
440
1,699
547
3,002
1,834
2,000
5. Bangka Belitung
6. Jambi
7. Bengkulu
8. Riau
9. Kepulauan Riau
10. Lampung
60,026
11. DKI Jakarta
16,990
12. Jawa Barat
4,698
13. Banten
8,529
14. Jawa Tengah
1,701
15. DI Yogyakarta
12,755
864
1,740
409
16. Jawa Timur

17. Bali
2,823
2,029
473
22. Sulawesi Utara
284
23. Gorontalo
200
24. Sulawesi Barat
847
25. Sulawesi Tengah
473
3,978
80
152

28. Maluku
29. Maluku Utara
1,293
30. NTB
229
31. NTT
140
32. Papua Barat
504
33. Papua
235
34. Outside Indonesia
147,505
Total
198
sengaja dikosongkan
tentionally left blank
199

(Credit of Rural Banks based on Economic Sector)
Sektor Ekonomi
2005
2006
2007
2008
2009
20101)
Jan
Febr)
Mar
Apr
Mei
Jun
Jul
Ags
Econo
Sep
1.
Pertanian, perburuan dan sarana

pertanian
886
1,058
1,340
1,745
2,002
2,032
2,084
2,126
2,214
2,259
2,302
2,360
2,398
2,390
1.
2.
Perindustrian
222
258
333
427
505
506
513
531
540
538
546
557
576
589
2.
3.
Perdagangan, restoran dan hotel
6,042
6,715
7,717
9,328
9,786
9,859
10,084
10,258
10,425
10,631
10,846
11,050
11,342
11,234
3.
4.
1,458
1,769
2,096
2,676
3,053
3,083
3,165
3,248
3,367
3,473
3,562
3,662
3,769
3,824
4.
5.
Lain-lain
6,046
7,149
9,055
11,296
12,653
12,852
13,048
13,320
13,649
13,958
14,239
14,437
14,751
14,797
5.
14,654
16,948
20,540
25,472
28,001
28,332
28,894
29,482
30,195
30,858
31,495
32,066
32,835
32,834
Total
Ket
r) Revisi
:
1)
Data bulan Oktober 2010 bersambung di halaman 195 karena terdapat perubahan
sektor ekonomi dalam laporan bulanan BPR
Note: r) Revised
1)

economic sector in the rural bank's monthly repo
196
reditan Rakyat Berdasarkan Sektor Ekonomi

Banks based on Economic Sector)
Economic Sector
facilities
Manufacturing
Social Services
Others
Total
r) Revised
197

(Credit of Rural Banks Based on Economic Sector)
Sektor Ekonomi
1
Pertanian, Perburuhan, dan

Kehutanan
20101)
Okt
Nov
2011
Des
Okt
Nov
2012
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
2,526
2,701
2,565
2,896
2,975
3,062
3,115
3,272
3,370
3,495
3,529
3,542
3,610
3,767
3,651
3,606
3,791
3,640
1.
Perikanan
27
37
40
67
68
73
73
79
84
88
90
94
93
94
97
99
100
106
2.
Pertambangan dan Penggalian
30
37
37
59
59
65
67
69
70
82
83
66
90
94
96
99
97
99
3.
Industri Pengolahan
505
550
478
587
584
584
592
607
621
626
609
635
672
662
671
668
687
674
4.
16
15
14
24
24
26
26
27
27
35
35
38
32
32
31
30
30
29
5.
Konstruksi
227
257
259
553
619
617
619
656
707
764
837
840
912
932
950
1,008
994
1,009
6.
Perdagangan Besar dan Eceran
10,869
10,591
10,342
11,937
11,948
12,119
12,087
12,528
12,921
13,058
13,356
13,754
13,985
14,193
14,238
14,096
14,255
14,382
7.
Penyediaan Akomodasi dan

Penyedian Makan Minum
286
284
288
307
307
310
309
330
334
328
294
299
312
303
295
302
316
311
8.
Transportasi, Pergudangan dan

Komunikasi
439
568
577
890
909
902
919
948
983
995
1,020
1,032
1,088
1,078
1,108
1,107
1,121
1,140
9.
10.
10
Perantara Keuangan
29
31
32
44
43
48
48
48
51
50
53
54
59
63
59
59
64
64
11
Real Estate, Usaha Persewaan,

dan Jasa Perusahaan
60
69
66
183
183
202
193
198
209
212
226
229
228
240
243
251
257
272
12
88
130
120
116
77
82
83
53
64
57
58
61
60
67
58
56
57
56
12.
13
Administrasi Pemerintahan,
Pertanahan Dan Jaminan Sosial
Wajib
Jasa Pendidikan
51
60
56
81
79
84
83
85
94
99
97
100
103
106
109
117
112
120
13.
14
82
81
81
91
90
90
88
87
92
91
90
88
91
82
85
84
86
82
14.
15
Jasa Kemasyarakatan, Sosial

Lainnya
1,899
1,845
1,807
1,567
1,554
1,512
1,480
1,491
1,484
1,525
1,488
1,552
1,632
1,551
1,580
1,577
1,601
1,565
15.
16
Jasa Perorangan yang Melayani

Rumah Tangga
275
290
275
376
393
396
394
439
458
466
469
459
479
497
509
508
512
506
16.
17
Kegiatan Usaha yang Belum Jelas

Batasannya
1,639
1,631
1,683
1,740
1,691
1,748
1,714
1,915
1,944
1,953
1,949
1,734
1,861
2,057
1,880
1,852
1,861
1,939
17.
18
Bukan Lapangan Usaha - Rumah

Tangga
4,038
3,833
3,785
4,438
4,485
4,502
4,646
4,304
4,324
4,348
4,376
4,914
4,981
4,621
5,048
5,080
5,323
5,376
18.
19
Bukan Lapangan Usaha - Lainnya
10,199
10,571
11,341
14,303
14,591
14,677
14,886
15,348
15,721
16,201
16,789
17,146
17,315
17,507
17,792
18,296
18,163
18,449
19.
Total
33,284
33,580
33,844
40,259
40,681
41,100
41,424
42,485
43,557
44,472
45,448
46,637
47,605
47,947
48,500
48,895
49,425
49,818
Ket: 1) Merupakan sambungan halaman 194
198
11.
n Rakyat Berdasarkan Sektor Ekonomi

Based on Economic Sector)
(Billion Rp)
Economic Sector
Agriculture, Hunting, and Forestry
Fishery
Processing industry
Construction
Provision of accommodation and the
provision of eating and drinking
Transportation, Warehousing and
communications
Real Estate, Business, Ownership,
and Business Services
Government administration,
Defese and Compulsory Social
Security
Education services
Health Services and Social Activities
Community,
Sociocultural,Entertainment
and Other Individual Services
Individual Services which Serve
Business Activities are not clearly
defined
Loans to Non Industrial Origin House Hold
Non Industrial Origin-Others
Total
Note : 1) Continue from page 194
199
Jenis Penggunaan
Modal Kerja
Pertanian
-
Perindustrian
Perdagangan, rumah makan, dan

penginapan
Jasa-jasa
Lain-lain
Total Modal Kerja

Investasi
Pertanian
-
Perindustrian

penginapan
Jasa-jasa
2005
2006
845
Tabel 4.31 Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan

(Credit of Rural Banks Based on Type of Use)
2007
969
2008
1,198
20101)
2009
1,514
Jan
1,763
Mar
Febr)
1,791
1,837
Apr
1,871
Mei
1,949
Jun
1,994
Jul
2,030
Ags
2,084
Typ
Sep
2,122
2,113
Working Capital
-
215
239
311
396
400
398
403
420
422
421
424
430
450
460
5,877
6,326
7,049
8,523
8,892
8,951
9,151
9,318
9,458
9,647
9,837
10,020
10,253
10,128
1,176
1,452
1,678
2,053
2,197
2,286
2,266
2,326
2,398
2,490
2,551
2,611
2,707
2,741
516
508
540
521
918
932
930
976
1,047
1,066
1,030
1,082
1,113
1,140
8,630
9,494
10,776
13,007
14,169
14,359
14,587
14,912
15,274
15,618
15,872
16,227
16,645
41
89
142
231
226
225
233
238
248
247
255
259
257
16,582 Total Working Ca

258
Investments
-
19
22
31
29
27
29
30
33
33
32
34
31
31
165
389
667
805
512
505
516
514
532
532
573
584
605
602
282
317
418
623
594
517
595
597
633
631
649
670
658
649
Lain-lain
78
88
129
156
210
218
228
237
235
240
257
274
268
276
Total Investasi
572
902
1,379
1,846
1,571
1,491
1,601
1,616
1,680
1,682
1,766
1,821
1,819
75
127
168
237
246
242
239
263
279
281
309
324
Konsumsi
Kredit pemilikan rumah (KPR) yang
dijamin dgn hak tanggungan
pertama dgn tujuan untuk dihuni
-
Kredit pemilikan kendaran bermotor
Kredit konsumsi lainnya
Total Konsumsi
Total
1,816 Total Investment
327
Consumption
-
310
456
615
880
905
916
932
978
954
872
817
828
848
5,452
6,167
7,802
9,836
11,143
11,331
11,547
11,782
12,000
12,326
12,703
12,891
13,220
13,261
5,452
6,553
8,386
10,619
12,261
12,482
12,706
12,954
13,241
13,559
13,856
14,018
14,371
14,437 Total Consumptio
14,654
16,948
20,540
25,472
28,001
28,332
28,894
29,482
30,195
30,858
31,495
32,066
32,835
32,834
Ket: r) Revisi
1)
Note: r) Revised
1)
economic sector in the rural bank's monthly rep
198
editan Rakyat Berdasarkan Jenis Penggunaan

al Banks Based on Type of Use)
Type of Use
Working Capital
Agriculture
Manufacturing
Trading, restaurants and hotels
Social Services
Others
Investments
Agriculture
Manufacturing
Trading, restaurants and hotels
Social Services
Others
Total Investments
Consumption
Housing Loan (mortgage) secured by
first mortgage in order to live
Vehicle Loans
Other consumer credit
Total Consumption
Total
r) Revised
199

Jenis Penggunaan
2005
2006
2007
2008
2009
Jan
Febr)
Mar
20101)
Mei
Apr
Jun
Jul
Ags
Type of Use
Sep
Modal Kerja
Working Capital
Pertanian
Perindustrian
penginapan
Jasa-jasa
Lain-lain
Total Modal Kerja
845
215
5,877
1,176
516
8,630
969
239
6,326
1,452
508
9,494
1,198
311
7,049
1,678
540
10,776
1,514
396
8,523
2,053
521
13,007
1,763
400
8,892
2,197
918
14,169
1,791
398
8,951
2,286
932
14,359
1,837
403
9,151
2,266
930
14,587
1,871
420
9,318
2,326
976
14,912
1,949
422
9,458
2,398
1,047
15,274
1,994
421
9,647
2,490
1,066
15,618
2,030
424
9,837
2,551
1,030
15,872
2,084
430
10,020
2,611
1,082
16,227
2,122
450
10,253
2,707
1,113
16,645
2,113
- Agriculture
460
- Manufacturing
10,128
- Trading, restaurants and hotels
2,741
- Social Services
1,140
- Others
16,582 Total Working Capital
Investasi
Pertanian
Perindustrian
penginapan
Jasa-jasa
Lain-lain
Total Investasi
41
7
165
282
78
572
89
19
389
317
88
902
142
22
667
418
129
1,379
231
31
805
623
156
1,846
226
29
512
594
210
1,571
225
27
505
517
218
1,491
233
29
516
595
228
1,601
238
30
514
597
237
1,616
248
33
532
633
235
1,680
247
33
532
631
240
1,682
255
32
573
649
257
1,766
259
34
584
670
274
1,821
257
31
605
658
268
1,819
Investments
258
- Agriculture
31
- Manufacturing
602
- Trading, restaurants and hotels
649
- Social Services
276
- Others
1,816 Total Investments
75
127
168
237
246
242
239
263
279
281
309
324
Konsumsi
Kredit pemilikan rumah (KPR) yang
dijamin dgn hak tanggungan
pertama dgn tujuan untuk dihuni
-
Kredit pemilikan kendaran bermotor
Kredit konsumsi lainnya

Total Konsumsi
Total
327
310
456
615
880
905
916
932
978
954
872
817
828
5,452
5,452
6,167
6,553
7,802
8,386
9,836
10,619
11,143
12,261
11,331
12,482
11,547
12,706
11,782
12,954
12,000
13,241
12,326
13,559
12,703
13,856
12,891
14,018
13,220
14,371
13,261
- Other consumer credit
14,437 Total Consumption
14,654
16,948
20,540
25,472
28,001
28,332
28,894
29,482
30,195
30,858
31,495
32,066
32,835
32,834
Ket: r) Revisi
1)
848
Consumption
- Housing Loan (mortgage) secured by
first mortgage in order to live
- Vehicle Loans
Total
Note: r) Revised
1)
198

Sektor Ekonomi
2010
Nov
Okt
2011
Jan
Des
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
2011
Nov
Okt
2012
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Modal Kerja
-
Pertanian, Perburuhan, dan Kehutanan

Perikanan
Industri Pengolahan
Konstruksi
Penyediaan Akomodasi dan Penyedian Makan
Minum
Transportasi, Pergudangan dan Komunikasi
Perantara Keuangan
Real Estate, Usaha Persewaan dan Jasa
Perusahaan
Administrasi Pemerintahan, Pertanahan dan
Jaminan
Sosial Wajib
Jasa Pendidikan
Jasa Kemasyarakatan, Sosial Budaya, Hiburan
dan Perorangan Lainnya
Jasa Perorangan yang Melayani Rumah Tangga
Kegiatan Usaha yang Belum Jelas Batasannya
Bukan Lapangan Usaha - Rumah Tangga
Bukan Lapangan Usaha - Lainnya
Total Modal Kerja
Working
2,273
25
26
446
14
207
10,160
238
310
26
56
82
41
58
1,431
2,260
36
32
455
14
230
9,790
243
380
26
64
122
47
62
1,329
2,277
38
32
451
13
238
9,679
249
387
27
59
111
44
62
1,437
2,292
39
31
468
15
265
9,783
244
400
31
88
119
53
70
1,376
2,286
43
36
473
15
286
9,898
287
402
29
99
110
46
71
1,444
2,355
52
33
489
17
325
10,232
266
453
31
116
131
56
74
1,319
2,400
52
43
548
17
347
10,454
267
441
33
101
101
52
80
1,318
2,486
56
40
499
16
355
10,616
253
441
33
104
102
54
80
1,338
2,554
58
41
519
18
382
10,876
241
455
33
113
102
58
78
1,359
2,613
58
39
528
19
402
11,180
237
462
36
120
103
57
76
1,342
2,686
61
39
534
19
409
11,310
247
471
36
121
105
60
75
1,347
2,538
59
39
538
21
433
11,083
252
476
36
155
103
62
75
1,327
2,508
62
53
544
21
507
11,211
260
467
40
164
107
64
71
1,350
2,572
62
53
539
22
570
11,227
255
473
39
163
68
61
70
1,333
2,617
67
56
536
24
565
11,368
261
477
43
183
72
62
70
1,330
2,654
67
58
546
24
567
11,311
259
511
42
173
72
60
68
1,302
2,782
71
60
560
25
600
11,741
280
533
43
177
43
63
68
1,303
2,869
76
60
568
24
649
12,091
286
553
46
187
54
69
71
1,303
2,986
81
72
568
25
701
12,216
292
563
45
189
46
74
67
1,328
3,013
83
72
554
26
772
12,530
253
579
46
202
47
72
68
1,289
3,014
85
56
577
29
773
12,908
259
593
47
204
49
74
69
1,347
3,072
86
80
608
29
839
13,124
270
641
53
205
47
77
72
1,422
3,215
86
85
598
29
853
13,343
262
642
56
199
55
80
65
1,349
3,101
89
86
608
28
880
13,366
254
662
52
210
45
84
66
1,376
3,049
91
87
610
28
939
13,218
262
682
51
208
44
91
66
1,371
3,232
92
85
625
29
915
13,333
269
684
56
214
43
87
67
1,389
3,074
99
88
619
28
933
13,433
264
702
56
216
42
83
65
1,363
217
1,391
253
1,382
241
1,446
279
1,400
300
1,400
297
1,417
320
1,364
321
1,592
332
1,491
344
1,573
373
1,660
331
1,530
340
1,485
356
1,432
356
1,470
355
1,432
395
1,589
411
1,599
417
1,603
420
1,593
406
1,415
425
1,525
443
1,679
446
1,500
443
1,490
442
1,495
437
1,531
###
22
###
17,021
16,724
16,790
16,954
17,227
17,663
17,937
18,385
18,710
19,189
19,555
19,058
19,253
0
19,295
0
19,557
###
19,501
20,334
20,916
21,272
21,618
21,908
22,574
23,038
22,854
22,732
23,058
253
2
441
2
288
2
282
2
302
2
309
2
328
3
339
3
354
3
361
4
382
5
387
4
388
5
445
6
9
48
2
52
750
49
462
6
9
46
2
53
776
50
490
8
9
46
2
55
787
49
500
8
10
53
2
58
830
48
508
8
10
58
10
63
842
36
516
8
10
55
10
65
826
41
528
8
10
57
10
67
846
40
538
8
10
64
2
73
861
43
552
8
9
64
3
80
850
41
551
8
10
62
2
70
872
41
556
8
11
58
2
69
878
40
559
8
12
62
2
79
922
47
565
7
12
55
2
77
949
47
403
6
6
45
3
49
721
52
424
5
19
408
5
20
415
5
21
430
5
21
432
5
23
442
6
24
439
7
25
447
7
24
436
6
42
446
7
33
425
8
42
437
8
44
438
8
56
23,030 Total Wo
Investasi
Investme
Pertanian, Perburuhan, dan Kehutanan

Perikanan
Industri Pengolahan
59
95
28
28
27
29
35
32
42
40
47
38
42

Konstruksi
2
20
1
27
1
22
1
22
1
21
1
19
3
28
2
32
3
35
3
39
3
45
2
45
3
46
709
801
663
645
674
679
685
697
691
708
703
710
726
Penyediaan Akomodasi dan Penyedian Makan Minum
48
42
39
38
38
41
43
45
45
45
46
45
46
Transportasi, Pergudangan dan Komunikasi
129
188
190
201
209
227
235
247
252
459
429
421
423
Perantara Keuangan
Real Estate, Usaha Persewaan dan Jasa Perusahaan
12
12
13
16
15
17
16
16
19
436
5
20
Administrasi Pemerintahan, Pertanahan dan Jaminan

Sosial Wajib
14
10
10
11
10
11
11
11
12
14
12
13
12
14
14
10
24
13
19
12
19
11
19
13
20
13
21
15
20
14
21
16
22
17
22
16
21
16
21
17
20
515
370
375
397
412
417
426
427
218
216
216
217
22
20
182
23
19
178
23
20
187
25
21
181
25
24
197
25
22
198
26
19
205
26
19
210
26
17
202
26
19
204
26
19
207
24
19
212
37
18
202
468
18
20
221
- Jasa Perorangan yang Melayani Rumah Tangga
58
37
33
23
23
23
28
27
31
34
38
41
36
249
250
237
242
254
249
251
248
263
250
261
250
255
###
40
278
###
39
282
-
44
325
-
47
345
-
49
350
-
49
356
-
53
319
-
54
336
-
55
378
-
62
381
-
65
361
-
70
366
-
69
408
-
- Kegiatan Usaha yang Belum Jelas Batasannya
37
259
-
13
###
###
2,061
2,453
1,929
1,914
2,011
2,061
2,121
2,168
2,217
2,235
2,248
2,233
2,265
2,309
2,364
2,391
2,498
2,596
2,651
2,664
2,669
2,735
2,780
2,807
2,787
2,882
- Kredit pemilikan rumah (KPR) yang dijamin dengan hak

tanggungan pertama dengan tujuan untuk dihuni
361
373
382
396
404
423
435
458
474
478
497
504
516
527
532
534
556
577
595
615
658
681
692
712
736
755
766
- Kredit pemilikan kendaraan bermotor
677
651
1,072
1,106
1,174
1,126
1,167
1,180
1,192
1,229
1,283
1,319
1,334
1,346
1,346
1,367
1,386
1,376
1,388
1,391
1,413
1,416
1,409
1,420
1,420
1,428
1,422
21,636
- Jasa Pendidikan
- Jasa Kesehatan dan Kegiatan Sosial
- Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan Lainnya
- Bukan Lapangan Usaha - Rumah Tangga

- Bukan Lapangan Usaha - Lainnya
Total Investasi
- Kredit konsumsi lainnya
Total
2,964 Total Inv
Konsumsi
Total Konsumsi
Consump
13,164
13,380
13,672
13,788
14,045
14,396
14,704
15,014
15,496
15,778
16,148
16,551
16,890
17,203
17,300
17,631
17,711
18,092
18,565
19,160
19,989
20,199
20,027
20,708
21,220
21,303
14,201
14,403
15,126
15,290
15,623
15,945
16,306
16,651
17,162
17,485
17,929
18,374
18,740
19,076
19,178
19,532
19,652
20,045
20,549
21,166
22,060
22,296
22,129
22,839
23,376
23,485
33,284
33,580
33,844
34,158
34,860
35,669
36,365
37,204
38,089
38,910
39,732
39,665
40,259
40,681
41,100
41,424
42,485
43,557
44,472
45,448
46,637
47,605
47,947
48,500
48,895
49,425
23,824 Total cons

49,818
199
an Rakyat Berdasarkan Jenis Penggunaan

nks Based on Type of Use)
Rp (Billion Rp)
Economic Sector
Working Capital
Fisheries
Procesing industry
Construction
Real estate, Rental Business, and services
company
compulsory
social security
Education services
Community, Sociocultural,Entertainment and
International Agency and Other Extra Agency
International
Not the business field households
Not the business field other
Investment

Fisheries
Procesing industry
Construction
Real estate, Rental Business, and services
company
compulsory social security
Education services
Community, Sociocultural,Entertainment and
International Agency and Other Extra Agency
International
Not the business field households
Not the business field other
Total Investment
Consumption
Housing Loan (mortgage) secured by first mortgage in
order to live
Vehicle Loans
Other consumer credit
Total consumption
Total
200
Tabel 4.27 Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi Bank Penyalur
(Credit of Rural Banks Based on Banks Location)
Lokasi
Jawa Barat
2006
2007
2008
2009
2010
2012
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
3,096
3,515
4,401
4,803
5,862
7,043
7,066
7,191
7,298
7,386
7,502
7,664
7,770
7,747
7,800
7,813
7,858
7,872
Banten
301
402
480
575
697
899
913
943
964
992
1,008
1,029
1,054
1,053
1,080
1,098
1,108
1,128
DKI Jakarta
254
365
423
473
592
700
707
710
744
755
757
781
793
782
802
815
859
882
D.I Yogyakarta
852
1,047
1,289
1,481
1,766
2,039
2,047
2,085
2,142
2,194
2,240
2,302
2,343
2,352
2,368
2,374
2,395
2,389
Jawa Tengah
4,399
5,280
6,355
7,399
8,516
9,788
9,809
10,035
10,296
10,497
10,735
10,949
11,167
11,189
11,225
11,202
11,249
11,329
Jawa Timur
2,274
2,557
2,977
3,564
4,150
4,849
4,888
5,028
5,153
5,254
5,406
5,570
5,700
5,748
5,807
5,780
5,797
5,824
Bengkulu
11
12
17
19
21
26
27
29
29
30
30
31
31
31
31
30
30
30
Jambi
95
144
161
183
214
289
300
319
337
361
385
410
431
448
463
479
488
488
Aceh
26
26
64
99
76
90
90
94
99
102
102
105
106
105
106
106
102
100
Sumatera Utara
283
319
382
438
493
541
540
551
560
571
585
601
613
622
628
636
644
649
Sumatera Barat
372
514
660
757
829
975
975
997
1,013
1,025
1,037
1,049
1,055
1,043
1,051
1,057
1,053
1,050
Riau
163
222
316
385
501
601
587
610
640
650
662
674
678
685
689
692
692
694
Kepulauan Riau
232
376
554
828
1,376
1,892
1,930
1,971
2,031
2,093
2,163
2,241
2,319
2,358
2,404
2,476
2,514
2,514
Sumatera Selatan
136
204
280
345
449
573
580
603
615
636
661
675
705
708
717
731
739
752
12
15
28
29
29
36
36
35
36
36
36
36
36
36
35
2,247
2,787
3,398
2,281
2,899
3,467
3,550
3,676
3,788
3,807
3,764
3,792
3,770
3,808
3,802
3,886
3,966
4,022
76
105
180
196
250
252
226
225
225
229
229
227
225
222
222
220
229
229
Kalimantan Barat
173
219
281
309
347
511
513
526
544
551
561
572
583
571
570
582
580
578
Kalimantan Timur
71
96
132
155
178
189
183
187
191
193
199
205
209
208
208
211
210
211
19
34
49
48
54
58
61
77
79
82
81
85
83
84
80
Sulawesi Tengah
75
113
180
188
221
379
372
351
382
434
478
552
616
666
717
756
795
811
Sulawesi Selatan
89
142
218
263
364
546
564
620
602
650
661
684
704
731
741
764
780
790
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Tengah
Sulawesi Utara
106
131
158
203
288
456
463
483
506
515
527
544
553
562
572
591
606
622
Sulawesi Tenggara
20
32
42
51
51
57
58
61
63
64
68
71
73
74
76
78
78
79
Sulawesi Barat
Gorontalo
13
14
15
20
20
20
20
21
21
22
22
23
23
24
25
25
26
25
Nusa Tenggara Barat

Bali
Nusa Tenggara Timur
237
283
341
424
464
541
541
557
576
595
609
616
629
628
635
632
633
633
1,091
1,347
1,777
2,092
2,666
3,520
3,600
3,690
3,762
3,853
3,986
4,158
4,273
4,352
4,482
4,541
4,643
4,754
17
25
50
88
122
152
147
151
154
155
162
167
171
171
171
179
178
175
Maluku
111
137
167
167
161
311
331
355
379
402
425
442
457
470
489
508
528
541
Papua
118
115
154
182
193
253
255
265
277
287
298
311
334
363
390
400
411
412
10
10
10
11
12
12
12
12
12
13
13
13
20
52
52
56
58
59
59
59
85
88
91
95
97
101
Maluku Utara
Papua Barat
Lainnya
Total
16,948
20,540
25,472
28,001
33,844
41,100
41,424
42,485
43,557
44,472
45,448
46,637
47,605
47,947
48,500
48,895
49,425
49,818
200
Rakyat Berdasarkan Lokasi Bank Penyalur

s Based on Banks Location)
Rp (Billion Rp)
Location
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Others
Total
201

Tabel 4.28 Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi
(SMEs Credit & Micro, Small, and NPL Based on Economic Sector)
Sektor Ekonomi
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
UMKM
1. Pertanian, Perburuan dan Kehutanan

Baki Debet
NPL
2. Perikanan
Baki Debet
NPL
Baki Debet
NPL
Baki Debet
NPL
Baki Debet
NPL
6. Konstruksi
Baki Debet
NPL
Baki Debet
NPL
8. Penyediaan Akomodasi dan
Penyediaan Makan Minum
18,486
866
19,823
914
21,816
920
23,785
933
24,123
957
27,192
892
25,631
898
29,452
1,013
29,754
1,037
28,689
1,163
33,550
1,221
38,470
1,294
37,721
1,316
33,945
1,397
37,473
1,488
38,241
1,471
39,030
1,575
2,300
137
2,438
184
2,469
189
2,582
176
2,547
176
2,602
161
2,531
174
2,570
166
2,576
167
2,555
169
2,729
172
2,883
179
2,904
184
2,773
233
2,860
239
2,882
241
2,986
246
3,764
119
3,617
113
3,676
97
3,542
100
3,648
105
3,938
89
3,616
197
3,798
203
3,980
232
4,502
218
4,778
248
5,199
256
5,024
253
4,983
266
4,723
153
4,869
186
5,255
185
48,086
2,620
48,610
2,559
48,591
2,347
49,500
2,419
49,956
2,328
52,231
1,998
46,721
1,932
47,952
2,160
49,873
2,085
52,153
2,214
54,058
2,173
55,456
2,180
55,121
2,170
55,794
2,238
51,367
1,823
52,188
1,775
58,305
1,767
1,081
13
1,061
13
1,463
14
1,134
15
1,187
38
1,218
49
1,172
50
1,349
48
1,516
47
1,546
48
1,698
47
1,728
46
1,803
43
1,610
38
1,619
19
1,622
18
1,665
21
22,385
1,474
22,721
1,501
23,920
1,545
24,722
1,538
24,977
1,590
24,279
1,324
21,902
1,422
23,093
1,434
23,712
1,419
24,427
1,503
25,835
1,546
28,460
1,566
29,299
1,742
29,906
1,745
29,706
1,493
31,168
1,586
32,491
1,609
176,227
9,302
183,757
9,637
188,223
9,395
189,686
9,361
191,912
9,319
202,447
7,471
187,587
7,748
196,294
8,228
200,403
8,159
207,174
8,584
214,742
8,935
233,070
9,099
233,392
9,145
226,805
9,055
230,983
9,032
235,491
9,172
241,576
9,167
8,414
389
8,681
412
8,807
393
9,088
405
9,616
412
10,014
352
9,915
363
10,153
339
10,439
359
10,591
370
10,716
381
11,689
368
12,074
357
11,991
344
11,794
321
11,951
310
12,918
317
Baki Debet
NPL
Baki Debet
NPL
11. Real Estate, Usaha Persewaan, dan
Jasa Perusahaan
16,249
469
17,078
540
17,072
622
17,437
570
17,828
563
18,398
452
17,673
454
17,793
444
16,573
442
16,786
472
17,316
456
18,980
484
19,247
502
18,806
519
17,949
482
18,621
513
20,308
468
8,999
118
9,542
127
10,052
114
9,945
117
10,162
121
10,311
92
9,787
105
9,718
117
10,154
122
13,511
194
11,912
141
13,753
156
13,716
178
13,359
170
14,822
157
15,184
180
14,104
193
Baki Debet
NPL
12. Administrasi Pemerintahan,
Pertahanan, dan Jaminan Sosial
Wajib
Baki Debet
NPL
13. Jasa Pendidikan
Baki Debet
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
Baki Debet
NPL
Lainnya
Baki Debet
NPL
Rumah Tangga
Baki Debet
NPL
17. Badan Internasional dan Badan
Ekstra Internasional Lainnya
Baki Debet
NPL
18. Kegiatan yang Belum Jelas
Batasannya
Baki Debet
NPL
19. Penerima Kredit Bukan Lapangan
Usaha
Baki Debet
NPL
20. Tidak Teridentifikasi
Baki Debet
NPL
Jumlah
Baki Debet
NPL
21,035
608
21,450
632
20,358
617
18,977
602
19,256
681
19,953
629
19,374
627
19,352
569
19,623
590
19,180
608
19,330
601
20,526
589
22,371
624
29,882
1,088
21,399
565
22,181
585
25,299
620
345
14
323
16
405
17
408
15
346
15
399
15
411
13
373
13
411
15
400
13
289
13
427
11
297
12
223
12
242
11
235
13
231
13
1,391
31
1,384
31
1,353
25
1,396
27
1,490
30
1,517
23
1,494
22
1,512
25
1,599
33
1,549
28
1,710
26
1,895
29
1,854
28
1,651
29
1,773
27
1,806
25
1,812
26
2,635
244
2,782
247
2,787
254
2,866
258
2,817
250
2,918
233
2,837
251
2,948
251
3,098
253
3,139
242
3,195
245
3,370
323
3,457
322
3,487
323
3,273
107
3,331
94
3,443
106
21,221
618
22,071
641
23,418
622
24,830
658
25,033
647
25,530
619
25,236
627
25,420
678
25,557
679
25,457
678
25,914
683
26,806
660
27,525
925
26,544
974
26,653
985
26,769
1,076
26,574
1,074
838
32
776
32
680
35
679
35
596
31
655
36
610
39
593
37
550
42
520
33
588
36
632
30
697
49
601
51
645
54
672
52
675
50
1,464
56
1,716
65
1,892
62
2,012
60
2,008
59
2,355
53
2,199
54
2,232
58
2,017
39
1,560
51
2,150
56
9
0
459
13
451
13
439
11
426
11
420
11
64,496
1,879
60,705
1,746
59,016
1,701
57,256
1,633
58,004
1,665
52,205
1,185
42,763
1,193
54,217
1,360
56,468
1,406
54,379
1,482
52,377
1,373
42,833
981
38,435
946
25,107
749
28,525
812
29,405
765
29,211
769
3
-
0
0
0
0
0
0
5
1
0
0
0
1
6
3
8
3
21
3
9
3
11
4
8
3
6
-
0
-
0
-
419,417
18,987
428,536
19,411
436,000
18,969
439,850
18,922
445,505
18,986
458,164
15,674
421,458
16,168
448,825
17,147
458,311
17,129
468,141
18,072
482,902
18,356
506,197
18,252
505,406
18,813
487,917
19,245
486,251
17,778
497,044
18,073
516,304
18,221
Baki Debet
NPL
9. Transportasi, Pergudangan dan
Komunikasi
###
###
199

Tabel 4.28 Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi
(SMEs Credit & Micro, Small, and NPL Based on Economic Sector)
Sektor Ekonomi
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
MKM
1. Pertanian
Baki Debet
NPL
2. Pertambangan
Baki Debet
NPL
3. Perindustrian
Baki Debet
NPL
4. Listrik
Baki Debet
NPL
5. Konstruksi
Baki Debet
NPL
6. Perdagangan
Baki Debet
NPL
7. Pengangkutan
Baki Debet
NPL
8. Jasa Dunia Usaha
Baki Debet
NPL
9. Jasa Sosial
Baki Debet
NPL
10. Lain-lain
Baki Debet
NPL
Jumlah
Baki Debet
NPL
18,733
812
20,191
832
21,001
836
22,836
856
23,310
868
26,285
803
24,751
828
27,408
972
28,302
1,020
27,944
1,109
32,223
1,181
36,984
1,267
37,197
1,515
33,402
1,589
37,532
1,711
37,946
1,748
38,817
1,896
5,499
144
8,629
148
9,526
141
8,596
145
9,047
139
9,020
124
9,494
135
9,112
136
9,769
164
10,657
169
10,610
187
11,780
162
13,633
225
10,084
234
11,985
258
11,243
301
13,682
375
63,632
2,654
63,924
2,742
65,348
2,757
66,675
2,868
69,734
2,766
70,380
2,502
67,946
2,597
67,635
2,624
69,044
2,659
73,458
2,783
72,754
2,745
75,923
2,925
77,821
3,527
75,353
3,270
77,398
3,147
78,507
3,116
78,378
3,089
1,008
42
1,090
43
1,159
44
1,178
53
1,065
54
1,316
45
1,114
47
1,071
45
1,045
39
1,121
40
1,212
39
1,343
139
1,433
140
1,397
146
1,490
147
1,482
151
1,511
154
24,579
1,615
24,975
1,624
25,924
1,745
27,066
1,785
27,478
1,702
25,834
1,441
23,594
1,533
24,144
1,556
24,436
1,538
25,427
1,646
26,810
1,694
28,516
1,710
29,704
1,763
30,366
1,741
32,368
1,745
33,032
1,776
33,437
1,781
206,609
10,679
214,868
11,017
220,029
10,827
221,667
10,815
224,673
10,785
235,105
8,885
224,293
9,283
231,812
9,735
237,441
9,624
244,998
10,569
252,652
10,993
272,766
11,226
279,997
11,978
272,658
11,487
279,545
11,524
281,275
11,152
285,741
11,662
16,277
601
17,096
618
17,447
601
18,056
594
11,072
360
11,293
313
11,553
305
11,397
311
11,703
353
12,032
330
12,139
332
12,753
307
14,296
340
13,858
347
14,224
348
14,453
1,129
13,857
338
42,811
597
44,680
597
44,993
571
46,660
577
77,535
1,489
78,206
1,252
72,604
1,393
64,416
1,423
66,340
1,449
72,929
1,609
69,356
1,591
73,758
1,580
75,290
1,691
83,952
2,222
78,482
1,773
79,803
1,809
81,967
1,797
88,538
2,536
86,806
2,523
86,761
2,496
87,134
2,472
87,458
2,478
86,867
2,073
73,616
2,082
84,470
2,352
86,143
2,387
83,546
2,430
82,398
2,305
72,447
1,906
69,985
2,271
60,422
2,168
63,975
2,185
64,212
2,215
64,144
2,147
582,589
10,609
594,210
10,679
602,607
10,714
613,641
10,655
600,089
9,800
607,085
8,678
604,518
9,523
615,654
9,694
626,509
9,633
631,379
10,029
644,206
10,216
656,572
9,952
662,854
10,261
684,650
10,710
691,406
10,572
703,875
10,641
713,440
10,689
1,050,275
30,289
1,076,469
30,823
1,094,794
30,732
1,113,510
30,819
1,131,461
30,440
1,151,392
26,115
1,113,483
27,725
1,137,120
28,848
1,160,732
28,866
1,183,491
30,715
1,204,360
31,284
1,242,842
31,172
1,262,210
33,712
1,266,142
33,915
1,288,406
33,409
1,305,828
34,039
1,324,974
33,926
200
ming Loan UMKM dan MKM Sektor Ekonomi

ll, and NPL Based on Economic Sector)
r Rp (Billion Rp)
2012
Economic Sector
Des
40,709
1,492
2,900
163
5,427
153
59,500
1,798
1,474
14
30,594
1,497
248,870
8,458
13,714
303
20,678
485
14,147
161
25,859
689
229
5
1,888
22
3,518
99
26,378
891
672
40
414
8
29,425
731
526,397
17,011
1. Agriculture, hunting, and forestry

Total
NPL
2. Fishery
Total
NPL
3. Mining and quarrying
Total
NPL
4. Processing industry
Total
NPL
Total
NPL
6. Construction
Total
NPL
7. Wholesale and retail trade
Total
NPL
8. Provision of accommodation and the
provision of eating and drinking
Total
NPL
9. Transportation, warehousing and
communications
Total
NPL
10. Financial intermediaries
Total
NPL
11. Real estate, Business Ownership, and
Business Services
Total
NPL
12. Government administration, defense
and compulsory social security
Total
NPL
13. Education services
Total
NPL
14. Health services and social activities
Total
NPL
15. Community, Sociocultural,
Entertainment and Other
Individual
Services
Total
NPL
16. Individual services which serve
households
Total
NPL
17. International Agency and Other
Total
NPL
18. Business activities are not clearly
defined
Total
NPL
19. Debtor is not the business field other
Total
NPL
20. Un-identified
Total
NPL
Total
Baki Debet
NPL
201
ming Loan UMKM dan MKM Sektor Ekonomi

ll, and NPL Based on Economic Sector)
r Rp (Billion Rp)
2012
Economic Sector
Des
40,423
2,005
17,135
262
80,823
2,900
1,532
131
31,020
1,637
294,095
10,625
14,160
351
81,707
1,754
63,687
1,942
726,024
10,107
1,350,606
31,714
1. Agriculture
Total
NPL
2. Mining
Total
NPL
3. Manufacturing
Total
NPL
4. Electricity
Total
NPL
5. Construction
Total
NPL
6. Trading
Total
NPL
7. Transportation
Total
NPL
8. Business Services
Total
NPL
9. Social Services
Total
NPL
10. Others
Total
NPL
Total
Baki Debet
NPL
202
Tabel 4.29 Kredit dan Non Performing Loan UMKM dan MKM Menurut Jenis Penggunaan
(SMEs Credit and NPL Credit Based on Type of Use)
Jenis Penggunaan
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
UMKM
1. Modal Kerja
Baki Debet
NPL
2. Investasi
Baki Debet
NPL
3. Konsumsi
Baki Debet
NPL
3. Tidak Teridentifikasi
Baki Debet
NPL
Jumlah
Baki Debet
NPL
328,161
15,780
335,098
16,195
341,069
15,795
342,838
15,700
345,700
15,763
355,888
12,770
318,675
13,110
345,516
14,022
349,707
13,899
360,915
14,825
372,283
14,963
390,896
14,644
390,129
15,108
373,114
15,382
374,344
14,453
382,723
14,639
394,866
14,725
91,256
3,207
93,437
3,215
94,930
3,174
97,011
3,222
99,805
3,223
102,275
2,903
102,783
3,058
103,309
3,125
108,604
3,230
107,206
3,247
110,616
3,393
115,299
3,608
115,277
3,705
114,803
3,863
111,907
3,325
114,322
3,433
121,438
3,497
0
0
0
0
1
0
1
0
0
0
1
1
3
-
2
-
0
-
0
-
419,417
18,987
428,536
19,411
436,000
18,969
439,850
18,922
445,505
18,986
458,164
15,674
421,458
16,168
448,825
17,147
458,311
17,129
468,141
18,072
482,902
18,356
506,197
18,252
505,406
18,813
487,917
19,245
486,251
17,778
497,044
18,073
516,304
18,221
388,654
16,967
400,366
17,353
408,748
17,217
412,394
17,235
418,022
17,062
427,154
14,233
391,450
14,744
403,439
15,567
410,220
15,470
428,147
16,918
433,422
17,188
455,549
17,169
464,614
18,916
447,742
18,843
460,484
18,496
464,651
18,892
471,000
18,663
102,876
3,437
106,206
3,504
107,584
3,573
110,321
3,631
113,420
3,578
117,247
3,205
117,629
3,458
118,176
3,591
124,184
3,767
124,107
3,772
126,962
3,884
130,999
4,054
135,084
4,539
134,095
4,363
136,880
4,342
137,715
4,506
140,967
4,575
558,745
9,884
569,897
9,966
578,462
9,942
590,794
9,954
600,019
9,800
606,991
8,677
604,403
9,523
615,505
9,690
626,328
9,629
631,237
10,025
643,976
10,212
656,294
9,949
662,513
10,257
684,305
10,709
691,041
10,572
703,463
10,641
713,006
10,689
1,050,275
30,289
1,076,469
30,823
1,094,794
30,732
1,113,510
30,819
1,131,461
30,440
1,151,392
26,115
1,113,483
27,725
1,137,120
28,848
1,160,732
28,866
1,183,491
30,715
1,204,360
31,284
1,242,842
31,172
1,262,210
33,712
1,266,142
33,915
1,288,406
33,409
1,305,828
34,039
1,324,974
33,926
###
###
MKM
1. Modal Kerja
Baki Debet
NPL
2. Investasi
Baki Debet
NPL
3. Konsumsi
Baki Debet
NPL
Jumlah
Baki Debet
NPL
201
oan UMKM dan MKM Menurut Jenis Penggunaan

Credit Based on Type of Use)
Rp (Billion Rp)
2012
Type of Use
Des
UMKM
1. Working Capital
403,047
13,645
Total
NPL
2. Investment
123,350
Total
3,366
NPL
3. Consumption
Total
NPL
4. Un-identified
0
Total
NPL
Total
526,397
Baki Debet
NPL
17,011
MKM
1. Working Capital
483,595
Total
17,473
NPL
2. Investment
141,492
Total
4,134
NPL
3. Consumption
725,519
Total
10,106
NPL
Total
1,350,606
Baki Debet
NPL
31,714
202
Statistik Perbankan Indonesia - Vol. 10, No. 8, Juli 2012
Indonesia Banking Statistics - Vol. 10, No. 8, July 2012
Tabel 4.28 Kredit dan Non Performing Loan MKM dan UMKM Menurut Kelompok Bank
(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank)
Kelompok Bank
2011
Feb
Mar
Apr
Mei
Jun
Jul
2012
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Ca
Jul
UMKM1)
1. Bank Persero
Baki Debet
NPL
1.
164,829
186,447
185,007
193,791
202,232
201,448
208,081
211,612
213,182
214,801
222,645
197,259
216,297
218,914
218,691
228,334
245,191
247,864
9,345
9,799
10,225
11,339
10,939
11,376
11,871
11,398
11,284
11,312
9,019
9,415
10,016
9,931
10,482
10,626
10,574
10,913
31,330
31,771
31,832
32,546
30,244
31,105
31,116
31,803
32,011
32,517
31,314
30,045
36,525
37,671
38,633
40,087
42,567
43,193
1,853
2,021
2,062
2,242
2,033
2,065
2,079
2,118
2,152
2,147
1,593
1,688
2,015
2,017
2,120
2,253
2,343
2,481
163,871
166,331
167,136
170,108
176,237
179,215
182,039
185,723
184,917
188,252
194,234
187,047
189,103
195,165
203,759
201,481
207,398
201,915
5,100
5,160
5,140
5,229
5,244
5,292
5,230
5,213
5,130
5,197
4,710
4,823
4,860
4,950
5,212
5,213
5,085
5,156
2. BPD
Baki Debet
NPL
2.
3. Bank Swasta Nasional

Baki Debet
NPL
3.
4. Bank Asing dan Campuran

Baki Debet
NPL
4.
7,760
7,210
8,426
8,727
8,908
7,649
7,300
6,863
9,739
9,934
9,971
7,107
6,900
6,561
7,058
13,000
11,041
12,434
273
261
260
254
262
255
230
240
355
330
352
242
256
231
258
264
250
263
367,790
391,759
392,401
405,172
417,621
419,417
428,536
436,000
439,850
445,505
458,164
421,458
448,825
458,311
468,141
482,902
506,196
505,406
16,571
17,241
17,687
19,064
18,478
18,987
19,411
18,969
18,922
18,986
15,674
16,168
17,147
17,129
18,072
18,356
18,251
18,813
337,020
360,995
364,351
372,923
381,938
384,967
393,444
397,915
400,301
404,602
415,623
386,730
412,216
419,037
425,516
432,329
445,061
453,138
12,578
12,374
12,945
14,082
13,722
14,224
14,602
14,225
14,036
13,848
11,258
12,145
13,007
12,583
14,039
14,260
13,950
15,813
131,144
133,920
136,960
140,631
144,567
147,466
149,963
151,887
154,537
156,413
155,024
154,653
157,050
160,565
164,717
168,975
173,945
177,158
2,743
2,879
3,039
3,178
3,176
3,290
3,337
3,430
3,482
3,497
2,562
2,691
2,795
2,886
3,062
3,207
3,223
3,336
420,946
430,063
435,474
445,033
455,860
463,384
475,761
485,700
493,033
502,893
512,566
512,296
518,909
529,479
541,669
550,054
566,256
575,093
10,507
10,327
10,658
10,932
10,935
10,974
11,081
11,229
11,265
11,123
10,204
10,751
10,896
11,238
11,458
11,645
11,908
12,473
Jumlah
Baki Debet
NPL
Total
MKM
1. Bank Persero
Baki Debet
NPL
1.
2. BPD
Baki Debet
NPL
2.

Baki Debet
NPL
3.

Baki Debet
NPL
4.
49,254
50,184
52,113
51,366
52,747
54,459
57,300
59,292
65,639
67,552
68,180
59,804
48,945
51,651
51,589
53,002
57,580
56,821
1,361
1,814
1,970
1,914
1,916
1,800
1,803
1,848
2,037
1,972
2,091
2,138
2,150
2,159
2,155
2,172
2,091
2,090
938,365
975,161
988,898
27,189
27,394
28,612
Jumlah
Baki Debet
NPL
Total
Ket: Sejak Januari 2011 menggunakan angka berdasarkan nilai wajar
###
30,106
###
29,749
###
30,289
###
30,823
###
30,732
###
30,819
###
30,440
###
26,115
###
27,725
###
28,848
###
28,866
###
30,715
###
31,284
###
31,172
###
33,712
Note: Since January 2011 micro small & medium credit are presented ac
194
Statistik Perbankan Indonesia - Vol. 10, No. 8, Juli 2012
Indonesia Banking Statistics - Vol. 10, No. 8, July 2012
n MKM dan UMKM Menurut Kelompok Bank

MKM Credit Based on Group of Bank)
(Billion Rp)
Category of Bank
State Owned Banks

Total
NPL
Regional Development Banks
Total
NPL
Banks
Total
NPL
Joint Venture Banks and Foreign
Owned Banks)
Total
NPL
Total
State Owned Banks

Total
NPL
Regional Development Banks
Total
NPL
Banks
Total
NPL
Joint Venture Banks and Foreign
Owned Banks)
Total
NPL
Total
Note: Since January 2011 micro small & medium credit are presented according to the fair value
195
Tabel 4.30 Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank
Kelompok Bank
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
UMKM1)
1. Bank Persero
Baki Debet
201,448
208,081
211,612
213,182
214,801
222,645
197,259
216,297
218,914
218,691
228,334
245,191
247,864
233,157
226,303
230,198
234,182
242,861
Mikro
54,924
58,618
59,149
56,135
56,197
58,287
47,588
58,350
58,902
54,287
60,824
67,071
70,129
62,319
63,222
64,130
65,109
66,555
Kecil
97,227
80,389
80,877
82,875
83,411
86,113
76,165
82,435
83,566
86,921
89,429
96,513
97,212
91,097
90,874
92,266
94,046
98,136
Menengah
49,297
69,074
71,585
74,173
75,193
78,245
73,506
75,512
76,447
77,483
78,080
81,607
80,523
79,741
72,207
73,802
75,027
78,169
11,376
11,871
11,398
11,284
11,312
9,019
9,415
10,016
9,931
10,482
10,626
10,574
10,913
10,923
9,557
9,686
9,810
9,093
Mikro
1,641
1,761
1,711
1,330
1,329
1,174
1,241
1,380
1,397
1,442
1,385
1,381
1,429
1,424
1,376
1,354
1,343
1,214
Kecil
6,616
6,014
5,856
5,945
5,962
4,450
4,497
4,965
4,867
5,239
5,377
5,312
5,456
5,447
5,141
5,138
5,184
4,694
Menengah
3,119
4,096
3,831
4,009
4,021
3,395
3,677
3,671
3,667
3,801
3,865
3,881
4,028
4,052
3,039
3,194
3,283
3,185
31,105
31,116
31,803
32,011
32,517
31,314
30,045
36,525
37,671
38,633
40,087
42,567
43,193
44,462
45,134
45,595
46,494
45,082
4,749
4,532
4,764
4,576
4,710
4,509
4,600
7,291
7,753
7,572
8,145
8,766
8,997
8,843
9,036
8,944
9,163
9,038
18,879
19,180
19,195
19,169
19,270
18,880
18,028
19,485
19,952
20,652
20,747
21,549
21,494
22,156
22,572
22,207
22,262
21,091
NPL
2. BPD
Baki Debet
Mikro
Kecil
Menengah
NPL
Mikro
Kecil
Menengah
7,476
7,404
7,844
8,267
8,537
7,925
7,417
9,748
9,967
10,409
11,196
12,253
12,702
13,463
13,526
14,443
15,069
14,953
2,065
2,079
2,118
2,152
2,147
1,593
1,688
2,015
2,017
2,120
2,253
2,343
2,481
2,688
2,652
2,858
2,856
2,612
246
222
270
267
276
239
245
393
391
364
394
402
421
434
477
543
533
443
1,332
1,366
1,346
1,390
1,364
915
963
1,062
1,128
1,238
1,265
1,293
1,351
1,494
1,461
1,527
1,547
1,327
487
492
502
496
508
439
480
561
498
517
593
647
709
760
714
787
776
842

Baki Debet
179,215
182,039
185,723
184,917
188,252
194,234
187,047
189,103
195,165
203,759
201,481
207,398
201,915
202,268
206,009
212,444
225,953
228,991
Mikro
25,198
25,770
26,001
25,358
25,029
24,759
22,384
22,845
23,191
24,171
23,695
23,898
23,668
23,106
23,182
22,789
21,871
21,476
Kecil
36,994
39,406
40,240
40,695
40,269
40,660
40,906
40,542
41,906
43,353
43,206
43,027
42,008
41,890
41,526
41,461
45,369
44,581
117,024
116,863
119,482
118,864
122,954
128,816
123,758
125,716
130,067
136,234
134,580
140,472
136,239
137,271
141,301
148,193
158,713
162,934
5,292
5,230
5,213
5,130
5,197
4,710
4,823
4,860
4,950
5,212
5,213
5,085
5,156
5,383
5,275
5,275
5,318
5,096
771
721
682
691
675
618
593
615
643
671
757
768
756
801
837
822
808
758
Kecil
1,680
1,736
1,747
1,733
1,796
1,645
1,663
1,644
1,689
1,813
1,808
1,775
1,835
1,899
1,810
1,778
1,793
1,720
Menengah
2,841
2,774
2,785
2,707
2,727
2,447
2,567
2,601
2,619
2,728
2,648
2,543
2,565
2,683
2,628
2,675
2,718
2,618
Menengah
NPL
Mikro

Baki Debet
7,649
7,300
6,863
9,739
9,934
9,971
7,107
6,900
6,561
7,058
13,000
11,041
12,434
8,031
8,805
8,807
9,675
9,463
Mikro
217
208
249
507
573
470
114
113
109
115
2,876
471
1,292
121
162
109
667
107
Kecil
611
469
471
698
792
874
586
567
554
532
1,646
1,617
1,590
488
534
546
501
465
6,820
6,623
6,143
8,534
8,570
8,627
6,408
6,220
5,898
6,411
8,478
8,953
9,551
7,422
8,109
8,152
8,507
8,891
208
Menengah
NPL
255
230
240
355
330
352
242
256
231
258
264
250
263
251
294
254
237
Mikro
34
31
30
31
30
16
14
13
13
13
18
13
51
13
57
13
Kecil
24
21
19
29
29
62
59
60
59
59
59
58
58
57
58
57
50
40
197
178
191
295
271
275
168
183
159
185
186
179
154
180
179
183
178
161
419,417
428,536
436,000
439,850
445,505
458,164
421,458
448,825
458,311
468,141
482,902
506,197
505,406
487,917
486,251
497,044
516,304
526,397
18,987
19,411
18,969
18,922
18,986
15,674
16,168
17,147
17,129
18,072
18,356
18,250
18,813
19,245
17,778
18,073
18,221
17,011
Menengah
Jumlah
Baki Debet
NPL
202
an Kredit UMKM dan MKM Menurut Kelompok Bank

f MKM Credit Based on Group of Bank)
(Billion Rp)
Category of Bank

Total
Micro
Small
Medium
NPL
Micro
Small
Medium
Total
Micro
Small
Medium
NPL
Micro
Small
Medium
3. Foreign Exchange Commercial
Banks
Total
Micro
Small
Medium
NPL
Micro
Small
Medium
4. Joint Venture Banks and Foreign
Owned Banks
Total
Micro
Small
Medium
NPL
Micro
Small
Medium
Total
Baki Debet
NPL
203
Tabel 4.30 Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank
Kelompok Bank
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
MKM
1. Bank Persero
Baki Debet
384,967
393,444
397,915
400,301
404,602
415,623
386,730
412,216
419,037
425,516
432,329
445,061
453,138
456,863
466,579
474,024
484,257
502,447
Mikro
116,616
119,877
121,386
120,114
120,468
122,104
115,881
118,896
118,758
121,793
116,315
117,686
133,503
135,504
137,695
137,012
140,186
143,877
Kecil
171,547
175,737
176,978
180,317
182,649
188,524
174,676
191,703
196,184
195,126
205,257
211,279
208,070
211,661
215,625
221,806
226,306
234,031
96,804
97,830
99,550
99,870
101,485
104,996
96,172
101,616
104,095
108,596
110,757
116,095
111,565
109,697
113,260
115,205
117,765
124,540
14,224
14,602
14,225
14,036
13,848
11,258
12,145
13,007
12,583
14,039
14,260
13,950
15,813
16,103
15,740
16,405
16,277
15,271
Mikro
3,867
3,941
3,835
3,628
3,464
2,997
3,408
3,417
3,354
4,140
3,960
3,921
9,881
9,847
9,557
9,950
9,653
9,520
Kecil
4,642
4,753
4,630
4,597
4,640
3,722
4,026
4,434
4,375
4,632
4,801
4,685
2,735
2,922
2,823
2,895
3,026
2,611
Menengah
5,715
5,908
5,760
5,811
5,744
4,539
4,711
5,155
4,853
5,268
5,498
5,343
3,197
3,333
3,360
3,561
3,598
3,140
147,466
149,963
151,887
154,537
156,413
155,024
154,653
157,050
160,565
164,717
168,975
173,945
177,158
179,785
183,168
187,269
190,275
190,815
36,406
35,933
35,891
35,933
35,484
36,921
35,711
34,348
34,093
33,360
34,633
34,433
33,828
34,149
34,183
33,548
33,164
32,580
100,957
103,404
104,953
107,043
109,042
107,321
109,104
112,610
115,679
119,589
122,197
126,367
129,509
131,280
133,765
137,898
140,741
142,679
10,103
10,627
11,043
11,562
11,887
10,782
9,838
10,093
10,792
11,768
12,145
13,145
13,821
14,356
15,220
15,823
16,369
15,556
3,290
3,337
3,430
3,482
3,497
2,562
2,691
2,795
2,886
3,062
3,207
3,223
3,336
3,556
3,550
3,638
3,656
3,297
625
636
694
688
633
470
481
524
519
497
550
543
515
610
632
626
612
555
Kecil
1,362
1,392
1,437
1,470
1,489
1,176
1,257
1,316
1,356
1,446
1,490
1,497
1,567
1,649
1,674
1,670
1,692
1,489
Menengah
1,304
1,310
1,299
1,323
1,375
915
953
955
1,011
1,119
1,166
1,183
1,254
1,296
1,244
1,342
1,352
1,253
463,384
475,761
485,700
493,033
502,893
512,566
512,296
518,909
529,479
541,669
550,054
566,256
575,093
575,098
582,583
589,044
594,239
601,409
90,721
92,506
94,007
96,420
99,133
97,877
98,867
98,496
99,735
103,079
100,994
103,794
105,959
102,046
101,843
100,876
99,331
97,552
Kecil
175,375
181,419
185,004
188,657
191,148
195,035
195,822
198,772
201,315
204,225
208,043
213,439
216,702
218,322
220,708
223,433
226,516
228,341
Menengah
197,287
201,836
206,688
207,956
212,612
219,654
217,606
221,640
228,430
234,364
241,017
249,024
252,432
254,731
260,032
264,735
268,392
275,516
10,974
11,081
11,229
11,265
11,123
10,204
10,751
10,896
11,238
11,458
11,645
11,908
12,473
12,201
12,130
12,066
12,112
11,502
Mikro
2,927
2,943
2,944
3,100
3,028
2,802
2,953
2,823
3,004
2,989
3,055
3,557
3,953
3,307
3,283
3,187
3,178
2,918
Kecil
3,604
3,685
3,738
3,717
3,678
3,349
3,545
3,606
3,693
3,824
3,939
3,901
3,996
4,157
4,151
4,208
4,237
4,084
Menengah
4,443
4,453
4,547
4,447
4,417
4,053
4,253
4,467
4,541
4,646
4,651
4,450
4,524
4,737
4,697
4,671
4,697
4,500
Baki Debet
54,459
57,300
59,292
65,639
67,552
68,180
59,804
48,945
51,651
51,589
53,002
57,580
56,821
54,397
56,075
55,491
56,203
55,935
Mikro
37,716
40,144
41,901
44,254
45,584
46,218
37,930
26,815
29,051
28,639
29,328
33,279
31,793
29,520
30,917
29,687
30,345
29,972
5,904
6,017
5,905
6,700
6,823
7,005
6,987
7,010
7,022
7,133
7,253
7,305
7,465
7,259
7,353
7,489
7,536
7,558
10,840
11,139
11,485
14,685
15,145
14,957
14,888
15,120
15,577
15,816
16,421
16,997
17,563
17,617
17,806
18,315
18,323
18,405
1,800
1,803
1,848
2,037
1,972
2,091
2,138
2,150
2,159
2,155
2,172
2,091
2,090
2,055
1,990
1,930
1,880
1,643
1,098
1,082
1,085
1,077
1,088
1,223
1,247
1,258
1,264
1,246
1,248
1,173
1,144
1,098
1,032
965
945
849
Kecil
484
495
517
562
537
542
555
565
575
589
598
613
620
621
613
595
560
481
Menengah
219
226
246
399
347
325
336
327
320
320
325
305
326
337
345
369
375
313
1,050,275
1,076,469
1,094,794
1,113,510
1,131,460
1,151,392
1,113,483
1,137,120
1,160,732
1,183,491
1,204,360
1,242,842
1,262,210
1,266,142
1,288,406
1,305,828
1,324,974
1,350,606
30,289
30,823
30,732
30,819
30,440
26,115
27,725
28,848
28,866
30,715
31,284
31,172
33,712
33,915
33,409
34,039
33,926
31,714
Menengah
NPL
2. BPD
Baki Debet
Mikro
Kecil
Menengah
NPL
Mikro

Baki Debet
Mikro
NPL
Kecil
Menengah
NPL
Mikro
Jumlah
Baki Debet
NPL
204
an Kredit UMKM dan MKM Menurut Kelompok Bank

f MKM Credit Based on Group of Bank)
(Billion Rp)
Category of Bank

Total
Micro
Small
Medium
NPL
Micro
Small
Medium
Total
Micro
Small
Medium
NPL
Micro
Small
Medium
3. Foreign Exchange Commercial
Banks
Total
Micro
Small
Medium
NPL
Micro
Small
Medium
4. Joint Venture Banks and Foreign
Owned Banks
Total
Micro
Small
Medium
NPL
Micro
Small
Medium
Total
Baki Debet
NPL
205
Tabel 4.31 Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I
(SMEs Credit and MKM Credit Based on Project Location)
Kelompok Bank
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
UMKM
1 Jawa Barat
52,985
54,566
54,906
55,264
55,806
58,034
54,477
58,702
58,409
59,714
61,813
64,581
64,257
63,476
61,446
63,511
66,468
67,636
2 Banten
13,165
13,352
13,686
14,810
14,966
16,026
14,360
15,561
15,909
17,468
16,496
17,421
17,221
17,101
16,999
17,478
18,469
18,863
3 DKI Jakarta
77,966
78,101
80,703
78,458
79,858
82,225
74,868
78,489
80,608
82,818
84,224
88,118
86,877
82,879
82,519
85,404
92,282
93,051
5,134
5,190
5,236
5,324
5,409
5,413
4,280
5,301
5,429
5,476
5,807
5,973
6,108
5,987
6,163
6,136
6,326
6,549
5 Jawa Tengah
41,070
42,112
42,671
42,383
42,767
43,721
37,703
43,467
44,891
44,760
46,635
48,996
49,075
47,667
48,491
49,641
50,376
51,576
6 Jawa Timur
60,297
61,393
61,293
61,761
61,621
62,346
56,185
59,875
60,847
62,038
64,138
66,677
64,989
63,156
61,407
61,989
63,978
65,980
7 Bengkulu
2,576
2,638
2,678
2,904
2,967
3,115
3,053
3,150
3,219
3,267
3,397
3,540
3,519
3,339
3,446
3,553
3,558
3,598
8 Jambi
5,501
5,664
5,817
6,186
6,299
6,724
6,460
6,637
6,811
6,804
7,244
7,634
7,625
7,332
7,404
7,503
7,634
7,809
9 Aceh
6,072
6,067
6,044
6,101
6,226
5,850
5,523
5,637
5,748
5,980
6,079
6,696
7,223
7,039
6,372
6,391
6,385
6,395
23,865
24,381
24,848
25,514
26,204
26,707
24,484
25,673
26,178
26,618
29,426
30,232
31,371
28,831
28,919
29,928
31,159
31,470 10
4 D.I Yogyakarta
10 Sumatera Utara
11 Sumatera Barat
7,803
7,975
8,209
8,290
8,352
8,721
8,422
8,630
8,779
9,097
9,594
10,102
10,284
10,082
10,135
10,331
10,525
10,663 11
12,674
12,919
13,001
13,357
13,502
13,995
13,085
14,000
14,299
14,539
14,705
15,269
15,339
15,163
15,017
15,269
15,894
16,096 12
3,847
3,997
3,990
4,093
4,411
4,648
4,586
4,630
4,786
5,160
5,124
5,545
5,545
5,420
5,089
5,192
5,390
5,514 13
10,817
10,993
11,588
12,098
12,177
12,190
11,993
12,579
12,867
13,011
13,780
14,230
14,297
14,028
14,235
14,466
14,829
14,807 14
15 Bangka Belitung
1,518
1,767
1,858
2,164
1,932
2,225
2,017
2,077
2,031
2,192
2,358
2,471
2,471
2,337
2,010
2,245
2,282
2,604 15
16 Lampung
8,103
8,109
8,227
8,491
8,495
9,060
8,607
8,782
9,070
9,215
9,294
9,432
9,462
8,960
9,774
9,755
10,149
10,276 16
17 Kalimantan Selatan
5,925
6,147
6,206
6,165
6,170
6,242
6,100
6,246
6,487
6,501
6,739
7,244
7,180
7,061
7,401
7,534
8,179
8,086 17
18 Kalimantan Barat
5,637
5,769
6,182
6,321
6,548
6,910
6,375
6,811
7,011
7,084
7,078
7,499
7,589
7,510
7,829
7,847
7,995
8,350 18
19 Kalimantan Timur
13,496
13,892
14,212
14,584
14,916
15,118
14,323
14,651
15,127
15,305
15,630
16,589
16,444
16,585
16,590
16,636
17,457
17,295 19
20 Kalimantan Tengah
2,961
3,296
3,387
3,511
3,588
3,590
3,465
3,564
3,641
3,844
4,081
4,217
4,325
4,199
4,286
4,346
4,399
4,433 20
21 Sulawesi Tengah
4,434
4,664
4,715
4,835
4,881
5,183
4,894
4,998
5,097
5,115
5,420
5,699
5,707
5,149
5,216
5,288
5,362
5,559 21
22 Sulawesi Selatan
15,961
16,537
16,678
16,942
17,206
17,926
17,159
17,591
17,959
18,047
18,244
19,168
19,063
18,187
17,754
18,177
18,312
19,460 22
23 Sulawesi Utara
5,506
5,738
5,925
6,038
6,141
5,923
5,714
5,825
6,070
5,989
6,087
6,850
6,724
5,997
5,751
5,781
5,835
5,861 23
24 Sulawesi Tenggara
2,601
2,692
2,701
2,773
2,808
2,871
2,797
2,923
1,796
1,754
3,244
3,628
3,681
3,243
3,357
3,534
3,583
3,715 24
25 Sulawesi Barat
1,227
1,260
1,271
1,282
1,275
1,326
1,288
1,325
2,971
3,050
1,564
1,633
1,653
1,424
1,521
1,548
1,554
1,567 25
26 Gorontalo
1,286
1,374
1,396
1,513
1,464
1,701
1,673
1,741
1,354
1,524
1,807
2,112
2,190
1,793
1,803
1,785
1,812
1,820 26
27 Nusa Tenggara Barat
2,981
3,132
3,252
3,281
3,540
3,820
3,254
3,887
4,110
4,289
4,478
4,750
4,868
4,690
4,783
4,879
4,949
5,175 27
11,774
12,085
12,405
12,355
12,708
13,050
11,725
12,845
13,133
13,667
13,865
14,545
14,697
14,586
15,150
15,504
15,646
16,356 28
29 Nusa Tenggara Timur
2,456
2,513
2,553
2,594
2,635
2,624
2,484
2,564
2,695
2,868
2,948
3,140
3,145
2,984
3,113
3,167
3,203
3,297 29
30 Maluku
1,676
1,724
1,730
1,731
1,746
1,756
1,673
1,715
1,751
1,744
1,855
1,944
1,891
1,593
1,927
1,773
1,752
1,808 30
31 Papua
4,089
4,398
4,529
4,606
4,736
4,752
4,405
4,541
4,727
4,825
5,021
5,212
5,339
5,141
5,343
5,396
5,462
5,477 31
32 Maluku Utara
1,028
1,066
1,068
1,101
1,122
1,204
1,194
1,242
1,295
1,297
1,395
1,557
1,573
1,301
1,303
1,292
1,298
1,327 32
33 Papua Barat
1,603
1,666
1,742
1,746
1,750
1,881
1,753
1,881
1,937
1,957
2,081
2,228
2,294
2,320
2,361
2,388
2,434
2,523 33
214
190
230
212
219
259
274
294
305
296
342
355
307
272
286
346
348
369 34
35 Tidak Teridentifikasi
1,172
1,168
1,062
1,062
1,059
1,030
804
991
965
828
907
913
1,071
1,084
1,053
1,031
1,020
1,032 35
Jumlah
419,417
428,536
436,000
439,850
445,505
458,164
421,458
448,825
458,311
468,141
482,902
506,197
505,406
487,917
12 Riau
13 Kepulauan Riau
14 Sumatera Selatan
28 Bali
34 Lainnya
486,251
497,044
516,304
526,397
204
Tabel 4.31 Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I
(SMEs Credit and MKM Credit Based on Project Location)
Kelompok Bank
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
MKM
1 Jawa Barat
156,736
161,619
165,344
168,662
172,205
175,897
173,856
175,942
178,737
181,077
184,561
190,217
193,031
195,973
198,819
201,368
203,880
207,552
45,027
47,079
48,132
52,482
54,369
56,857
54,784
55,727
56,767
57,719
59,172
61,222
63,276
66,089
66,284
68,510
68,656
70,082
212,175
215,897
214,432
214,198
213,717
215,963
205,953
198,969
204,799
212,240
213,601
221,740
225,190
216,011
223,377
223,541
230,029
237,266
4 D.I Yogyakarta
12,085
12,484
12,774
13,018
13,148
13,368
11,909
13,261
13,458
13,611
13,816
14,173
14,409
14,754
14,987
15,242
15,567
15,857
5 Jawa Tengah
88,031
90,031
91,944
93,017
94,477
95,742
88,691
95,620
97,228
98,308
100,619
103,018
104,195
106,421
107,750
110,030
111,641
114,094
117,831
119,717
122,334
124,150
126,086
128,190
121,547
127,766
130,239
133,293
135,504
139,708
142,319
142,762
144,622
146,226
147,630
150,323
7,882
8,147
8,437
8,545
8,745
8,430
8,481
9,067
9,235
9,398
9,593
9,850
9,940
10,016
10,128
10,209
10,336
10,503
8 Jambi
13,007
13,479
13,963
14,451
14,907
15,415
15,393
15,567
15,953
16,136
16,476
16,999
17,430
17,388
17,704
17,998
18,196
18,485
9 Aceh
18,318
18,498
18,635
18,789
18,902
18,585
18,309
18,500
18,786
18,925
19,125
19,430
19,563
19,664
19,873
20,017
20,101
20,217
10 Sumatera Utara
53,462
54,620
55,438
56,590
57,666
58,917
57,502
59,452
60,673
62,020
63,306
65,819
65,916
66,595
67,281
68,768
69,408
70,333 10
11 Sumatera Barat
21,072
21,497
21,881
22,130
22,504
23,000
22,800
23,148
23,628
24,073
24,572
25,213
25,491
25,666
26,048
26,317
26,654
27,088 11
12 Riau
28,401
29,269
30,067
30,713
31,541
32,210
31,473
32,678
33,315
33,996
34,598
35,778
36,145
36,114
36,554
36,833
37,041
37,337 12
13 Kepulauan Riau
11,400
11,685
11,901
12,081
12,534
12,940
12,842
12,967
13,281
13,420
13,683
14,062
14,309
14,514
14,698
14,857
15,059
15,193 13
14 Sumatera Selatan
27,452
28,086
29,093
29,492
30,173
30,079
29,815
30,480
31,054
31,642
32,149
32,943
33,426
33,665
34,307
34,691
35,091
35,261 14
3,451
3,425
3,591
4,062
4,272
4,551
4,559
4,437
4,860
4,569
4,716
4,885
4,953
5,042
5,135
5,214
5,284
5,434 15
16 Lampung
18,512
18,919
19,614
19,907
20,324
20,742
20,730
21,004
21,333
21,652
22,059
22,445
22,837
23,001
23,327
23,511
23,631
23,862 16
17 Kalimantan Selatan
15,234
15,761
16,245
16,635
16,994
17,238
17,142
17,364
17,747
17,993
18,249
18,787
19,048
19,396
19,787
20,080
20,331
20,819 17
18 Kalimantan Barat
14,479
14,798
15,208
15,571
16,030
16,295
15,530
16,527
17,016
17,344
17,702
18,196
18,493
18,773
19,062
19,428
19,757
19,963 18
19 Kalimantan Timur
24,020
24,797
25,539
26,110
26,816
27,365
26,665
27,301
27,983
28,465
29,033
29,961
30,522
30,859
31,677
32,158
32,761
33,123 19
7,311
7,691
7,856
8,111
8,318
8,452
8,383
8,484
8,607
8,776
8,960
10,926
11,060
11,162
11,433
11,534
11,660
11,769 20
21 Sulawesi Tengah
10,268
10,471
10,656
10,872
11,016
11,587
11,466
11,735
11,981
12,167
12,362
12,667
12,818
13,453
13,727
13,596
13,777
14,043 21
22 Sulawesi Selatan
38,754
39,823
40,664
41,451
41,986
42,958
42,226
43,245
43,903
44,736
45,371
46,519
46,886
47,412
48,106
48,981
49,647
50,569 22
23 Sulawesi Utara
14,930
15,241
15,557
15,809
16,092
15,716
15,462
15,497
15,766
15,977
16,319
16,962
17,035
16,765
17,200
17,888
18,218
18,500 23
24 Sulawesi Tenggara
7,425
7,689
7,933
8,152
8,335
8,595
8,622
8,829
9,008
9,197
9,426
9,632
9,772
10,023
10,221
10,383
10,529
10,806 24
25 Sulawesi Barat
2,895
2,956
3,038
3,095
3,143
3,211
3,213
3,295
3,372
3,352
3,436
3,547
3,594
3,767
3,839
3,912
3,955
4,002 25
26 Gorontalo
3,875
4,003
4,071
4,268
4,327
4,775
4,805
4,984
5,120
5,199
5,293
5,334
5,424
5,523
5,677
5,761
5,863
5,977 26
27 Nusa Tenggara Barat
11,537
11,857
12,081
12,243
12,490
12,762
11,404
12,922
13,245
13,517
13,796
14,210
14,407
14,579
14,821
15,037
15,334
15,609 27
28 Bali
2 Banten
3 DKI Jakarta
6 Jawa Timur
7 Bengkulu
15 Bangka Belitung
20 Kalimantan Tengah
24,242
24,757
25,352
25,780
26,288
27,122
25,714
27,292
27,819
28,319
28,961
29,707
30,197
30,747
31,506
32,061
32,626
33,573 28
29 Nusa Tenggara Timur
9,539
9,735
10,022
10,155
10,272
10,291
10,138
10,308
10,551
10,763
11,089
11,434
11,573
11,801
12,048
12,189
12,337
12,388 29
30 Maluku
4,426
4,583
4,606
4,659
4,715
4,725
4,758
4,813
4,879
4,905
4,979
5,077
5,102
5,141
5,225
5,303
5,353
5,478 30
31 Papua
8,810
8,916
9,181
9,366
9,560
9,505
9,296
9,472
9,750
10,032
10,363
10,809
11,020
11,324
11,590
11,769
11,974
12,161 31
32 Maluku Utara
2,695
2,777
2,848
2,920
2,958
3,104
3,102
3,174
3,261
3,295
3,409
3,543
3,591
3,611
3,714
3,761
3,823
3,900 32
33 Papua Barat
3,180
3,174
3,357
3,406
3,508
3,630
3,524
3,658
3,813
3,905
4,030
4,244
4,291
4,373
4,461
4,552
4,643
4,752 33
11,812
12,988
13,003
12,618
13,043
13,176
13,388
13,637
13,562
13,470
14,033
13,784
14,943
13,758
13,420
14,101
14,183
14,288 34
1,050,275
1,076,469
1,094,794
1,113,510
1,131,461
1,151,392
1,113,483
1,137,120
1,160,732
1,183,491
1,204,360
1,242,842
1,262,209
1,266,142
34 Lainnya
Jumlah
1,288,406
1,305,828
1,324,974
1,350,606
205
nurut Lokasi Proyek Per Daerah Tingkat I

dit Based on Project Location)
p (Billion Rp)
Category of Bank
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Lainnya
Tidak Teridentifikasi
Total
206
nurut Lokasi Proyek Per Daerah Tingkat I

dit Based on Project Location)
p (Billion Rp)
Category of Bank
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Lainnya
Total
207

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Statistik Perbankan Indonesia - Vol. 11, No.

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

Tabel 1 Kegiatan Usaha Perbankan

81,158 SBI and SBI

Bank Perkreditan Rakyat

SBI dan SBIS

Sertifikat Bank Indonesia Syariah

Bank Indonesia Certificates on Sharia

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

atan Usaha Perbankan

Bank Indonesia Certificates on Sharia Principles (SBIS)

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

tan Usaha Bank Umum

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

Op. Vs Metadata Lama

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

giatan Usaha Bank Umum

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

tan Usaha Bank Persero

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

Beberapa komponen modal

Op. Vs Metadata Lama

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

giatan Usaha Bank Persero

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

tan Usaha BUSN Devisa

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

Beberapa komponen modal

Op. Vs Metadata Lama

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

giatan Usaha BUSN Devisa

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

n Usaha BUSN Non Devisa

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

atan Usaha BUSN Non Devisa

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

egiatan Usaha BPD

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012