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# A

PV
FV
PMT
R
N
Pmts / Yr
B
PV
FV
PMT
R
N
Pmts / Yr

1,000.00
\$1,400.00
0
0.04
10
1

1,000.00
\$1,480.24
0
0.04
10
1

A
PV
FV
PMT
R
N
Pmts / Yr

\$400.00
\$1,000.00
0
0.04
23.3624189
1

B
PV
FV
PMT
R
N
Pmts / Yr

\$400.00
\$1,000.00
0
0.08
11.9059035
1

C
PV
FV
PMT
R
N
Pmts / Yr

\$400.00
\$1,000.00
0
0.16
6.17363361
1

A
PV
FV
PMT
R
N
Pmts / Yr

1,000
\$1,790.85
\$0.00
0.06
10
0

B
PV
FV
PMT
R
N
Pmts / Yr

1,000
\$2,593.74
\$0.00
0.1
10
0

A
PV
FV
PMT
R
N
Pmts / Yr

(2,722,333)
4000000
0
0.08
5

B
The property investment is not attractive because it's less than the actual price paid of \$3 million.

C
C) PV of the Annuity= \$798542.01
PV=
\$2,722,333+\$798542.01
\$3,520,875.01
Yes, my answer would change because this greater than price paid of \$3 million.

paid of \$3 million.

QB #1

\$11,372,360.31

QB #2

\$7,581,573.54
\$11,581,573.54

## QB #2 is better paid with a higher PV.

\$7,721.73
\$8,303.73 The second option at the interest rate of 5% would be preferred.
\$4,192.47 The first option at the interest rate of 20% would be preferred.
\$3,740.38

A
\$267.30

B
\$252.17

\$77,217.35

A) Leasing
B)
C)

\$38,132.32
It is cheaper to lease because the cost to buy the truck would be \$40,000.
\$40,801.58
In this case of an annuity due, it is cheaper to buy.

Monthly PMT

\$599.55
\$79,074.65

A) Calculate PV of annuity
\$320,243.29
\$558.14
B) College Education
\$603,759.41

## First National Bank

Second National Bank

1.062961
1.0616778

First National Bank offers a higher effective interest rate as shown above with 1.062.

## 1+Real Interest Rate= (1+NIR)/(1+Inflation rate)

Her real income today in terms of constant 1950 dollars in \$6,818.18 while the increase is \$818.18.

ncrease is \$818.18.