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FIRST DIVISION.
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MARTIN, J.:
This is a novel question in insurance law: Can a common
law wife named as beneficiary in the life insurance policy of
a legally married man claim the proceeds thereof in case of
death of the latter?
On September 1, 1968, Buenaventura Cristor Ebrado
was issued by The Insular Life Assurance Co., Ltd., Policy
No. 009929 on a wholelife plan for P5,882.00 with a rider
for Accidental Death Benefits for the same amount.
Buenaventura C. Ebrado designated Carponia T. Ebrado as
the revocable beneficiary in his policy. He referred to her as
his wife.
On October 21, 1969, Buenaventura C. Ebrado died as a
result of an accident when he was hit by a falling branch of
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exclusively to the proper interest of the person in whose name or for whose
benefit it is made unless otherwise specified in the policy.
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Am Jur. 2d 639.
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