Valor inicial

Valor residual
Vida util
Periodo

200,000
20,000
10
7

solucion
DB

VALOR
N DE
VIDA UTIL
RESIDUAL
MONTO TOTAL
PERIODOS
200,000
20,000
10
1
200,000
20,000
10
2
200,000
20,000
10
3
200,000
20,000
10
4
200,000
20,000
10
5
200,000
20,000
10
6
200,000
20,000
10
7
200,000
20,000
10
8
200,000
20,000
10
9
200,000
20,000
10
10

$10,323.34

IMPORTE
ANUAL
$41,200.00
$32,712.80
$25,973.96
$20,623.33
$16,374.92
$13,001.69
$10,323.34
$8,196.73
$6,508.21
$5,167.51
$180,082.49

Capital
Tasa
Periodos

$100,000
7%
8

PERIODO
1
2
3
4
5
6
7
8

SALDO
$100,000.00
$90,253.22
$79,824.17
$68,665.09
$56,724.87
$43,948.83
$30,278.48
$15,651.19

INTERES
$7,000.00
$6,317.73
$5,587.69
$4,806.56
$3,970.74
$3,076.42
$2,119.49
$1,095.58
$33,974.21

AMORTIZ
$9,746.78
$10,429.05
$11,159.08
$11,940.22
$12,776.04
$13,670.36
$14,627.28
$15,651.19
$100,000.00

PAGO
$16,746.78
$16,746.78
$16,746.78
$16,746.78
$16,746.78
$16,746.78
$16,746.78
$16,746.78

Capital
Tasa
Periodos

$100,000.00
7%
8

PERIODO
1
2
3
4
5
6
7
8

SALDO
$100,000.00
$87,500.00
$75,000.00
$62,500.00
$50,000.00
$37,500.00
$25,000.00
$12,500.00

INTERES
AMORTIZ
$7,000.00 $12,500.00
$6,317.73 $12,500.00
$5,587.69 $12,500.00
$4,806.56 $12,500.00
$3,970.74 $12,500.00
$3,076.42 $12,500.00
$2,119.49 $12,500.00
$1,095.58 $12,500.00
$33,974.21 $100,000.00
OJO PREGUNTAR LA FORMULA

PAGO
$19,500.00
$18,817.73
$18,087.69
$17,306.56
$16,470.74
$15,576.42
$14,619.49
$13,595.58

LA FORMULA

Capital
Tasa
Periodos

$100,000.00
7%
8

PERIODO
1
2
3
4
5
6
7
8

SALDO
INTERESES
AMORTIZ
$100,000.00
$7,000.00
0.000
$100,000.00
$7,000.00
0.000
$100,000.00
$7,000.00
0.000
$100,000.00
$7,000.00
0.000
$100,000.00
$7,000.00
0.000
$100,000.00
$7,000.00
0.000
$100,000.00
$7,000.00
0.000
$100,000.00
$7,000.00 100000.000
$56,000.00 100000.000

PAGO
$7,000.00
$7,000.00
$7,000.00
$7,000.00
$7,000.00
$7,000.00
$7,000.00
$107,000.00

SIMULADOR DE PRESTAMO
Capital
Tasa
Periodos

PERIODO

$100,000.00
7%
8

SALDO
INTERES
AMORTIZAC.
0 $100,000.00
1
=PAGOINT($C$ $9,746.78

PAGO
$16,746.78

TAMO