Axis bank
Axis Bank India, the first bank to begin operations as new private banks in 1994 after the Government
of India allowed new private banks to be established. Axis Bank was jointly promoted by the
Administrator of the specified undertaking of the
Also with associates viz. National Insurance Company Ltd., the New India Assurance Company, The
Oriental Insurance Corporation and United Insurance Company Ltd.
Premium Cards
Signature Credit Card with Life Style Benefits
With Signature Credit Card a world of privileges await you. One will only be delighted to get more
than they expect. Confused? Read on
Features & Benefits
One can avail the top most facilities while travelling, dinning, living, life style only with Axis
Banks Signature Credit Card.
1.
Make travelling more thrilling and memorable with this Privilege Card as it has a number of Travel
Privileges to make journeys magnificent!
Features & Benefits
Milestone Benefits
2. MY Cards
1.
5 % cash back on the most favourite spending categories but only 2 of them.
1.
Features
1.
Loaded with some great benefits for not only Air Travel but also Buses and Railways this card
stands out as an ideal Travel Credit Card.
Characteristics
20 % cash back on base fare while booking any domestic flight (per sector)
Numerous cash backs or discounts on other travel booking across India etc
.
1.
Manage your Business in a methodical manner with this Business Credit Card as there are lower
interest rates, business savings plan among other benefits.
Add on card
Bill Pay
3. New Launches
1.
Neo Credit
Welcome Benefits
1.
Pride Platinum Credit Card serving the ones who Serve the Nation
1.
Pride Signature Credit Cards again for the ones who serve the Nation
4. Co Branded Cards
Miles & More Credit Card
Miles & More being the frequent flyer program of about 9 air lines that include Lufthansa, Austrian
and SWISS among others. This card is linked to the Miles & More Mileage Account where there a
number of benefits to be earned.
Awesome Features
Bill Payment from any bank account and many other top of the line features.
Packed with some astounding features, this is one card that makes travelling more exciting.
Privileges
Travel benefits
1.
1.
Get hold of this card with minimum documentation as well as guaranteed approval.
Benefits
Tie-ups
BMTC ties up
The Bengaluru Metropolitan Transport Corporation (BMTC) in association with Axis Bank has
unveiled India's first open loop contactless card that will allow users to pay not only for bus
rides, but also use it at any other merchant outlet, similar to their debit or credit cards.
Vistara
Government ties up
Most of the State Governments in the country are now taking steps towards
redefining Citizen Services by setting up Integrated Citizen Facilitation Centres for
providing efficient G2C and B2C services to the citizens in an integrated manner.
These Citizen Facilitation Centres provide a 'One-Stop-Shop' to the citizens for
Payment of Sales Tax and Other Utility Bills, Issuing of certificates, permits,
licenses, Reservation of buses and several B2C services through various offline
and online modes
EMI FACILITY
HELLO-EMI options You have the option of converting your transaction of INR 2,500 or more into 3, 6,
9 or 12 month EMI.
EMI per Rs. 1000 for each of these tenures is given below:
Tenure Option Monthly Installments Per Rs. 1,000
3 Months
Rs. 343.38
6 Months
Rs. 175.53
9 Months
Rs. 119.68
12 Months
Rs. 91.67
Note: A onetime Processing Fee of 1.5% or Rs. 150, whichever is higher will be charged to your
Credit Card account on the rate of conversion.
Premium cards
MY Cards
New Launches
Co
Branded
Other Credit
Cards
Cards
Cash
withdrawal
Cash
Payment
2.5% (Min. Rs
250) of the
Cash Amount
Rs. 100/-
2.5% (Min. Rs
250) of the
Cash Amount
Nil if Total
Payment Due
is upto Rs. 100
2.5% (Min. Rs
250) of the
Cash Amount
Rs. 100/-
2.5% (Min. Rs
250) of the
Cash Amount
Rs. 100/-
2.5% (Min. Rs
250) of the
Cash Amount
Rs. 100/-
Waived
Waived
Waived
Waived
Rs 300
Rs 300
Rs 300
Rs 300
Rs 300
Interest
chargeabl
e on
availing
revolving
facility
penalty for
cheque
returns etc
Security features
CHIP and PIN enabled Credit Cards
The CHIP present in your Card makes it far more reliable and secure, as compared to the traditional
magnetic stripe Cards. By storing data in a tamper-proof encrypted format, the CHIP protects your
Card against security threats such as Skimming or Counterfeiting, thereby offering the highest level of
security for your Card.
PIN feature on your Card enables you to additionally validate/authorize all your PoS transactions by
entering your Card's ATM PIN as well, making them more secure
What is Verified By Visa ?
Verified by Visa is a new service that will let you use a personal password with your
Axis Bank Visa card, giving you added assurance that only you can use your Axis Bank
Visa card to make purchases over the Internet. The process is simple to use and
secure:
To use the facility, you would:
- Connect to the Internet and shop online using your Axis Bank Visa card.
- You don't need any special software to use Verified by Visa.
- Using this facility is as easy as using a PIN for ATM transactions.
MasterCard Secure Code is a new service that will let you use a personal password with
your Axis Bank MasterCard, giving you added assurance that only you can use your Axis
Bank MasterCard to make purchases over the Internet. The process is simple to use and
secure:
To use the facility, you would:
- Connect to the Internet and shop online using your Axis Bank MasterCard.
- You don't need any special software to use MasterCard Secure Code.
- Using this facility is as easy as using a PIN for ATM transactions.
Reward points
List of transactions where you can earn points are:
Credit Cards
First Online
Transaction
Birthday
Month
Add-on
Card
On Renewal
Silver Cards
2-4 Points
100 Points
2x Points
100 Points NA
Gold Cards
2-4 Points
100 Points
2x Points
100 Points NA
Titanium Cards
2-8 Points
100 Points
2x Points
100 Points NA
My Choice/ My Wings
Cards
4 Points
100 Points
2x Points
100 Points NA
My Business Cards
4 Points
100 Points
2x Points
100 Points NA
6-12 Points
100 Points
2x Points
100 Points NA
Cards
Signature/ Infinite
Cards
10-20 Points
100 Points
2x Points
My Zone Cards
4 Points
100 Points
2x Points
100 Points NA
Comparison
Add-
Annual
Renewal
Joining
EMI
on
Fees
Fees
Fees
Options
fee
Charge
Standard
Chartered
3.1% pm and is
Platinum Rewards
annualized to arrive at an
Credit Card
NIL
750.00
399.00
Yes
NA
APR of 37.20%
Standard
Chartered Inner
3.1% pm and is
Circle Titanium
annualized to arrive at an
Credit Card
NIL
NIL
NIL
Yes
NIL
HDFC Platinum
Plus Credit Card
NA
NIL
NA
NA
HDFC Solitaire
Credit Card
APR of 37.20%
annually
NA
NIL
NA
NA
annually
Axis Bank
MYChoice Credit
250.00 NA
250.00
Yes
NA
NA
Card
200
500
yes
nil
500 +
Credit Card
GST
Card
Axis Bank
Platinum Credit
nil
1000 +
NIL
GST
NIL
annually
Conclusion
Axis bank has developed manifold in short period of time due to facilities and services provided to
their customer and this growth rate can be keep it up if they start to go in semi-urban areas. In last
couple of years they have opened new many branches and they should open many more. So they
can get customers in semi urban areas also.
Axis bank credit cards have tie ups with airlines, restaurant, hotels government and insurance
companies. For security of their customer they have got the cards with master card, visa and pay
secure.
Applying for axis bank credit card can also be done through their website, which provide full
information about the credit card.